<SEC-DOCUMENT>0001193125-25-304643.txt : 20251202
<SEC-HEADER>0001193125-25-304643.hdr.sgml : 20251202
<ACCEPTANCE-DATETIME>20251202093000
ACCESSION NUMBER:		0001193125-25-304643
CONFORMED SUBMISSION TYPE:	40-F
PUBLIC DOCUMENT COUNT:		279
CONFORMED PERIOD OF REPORT:	20251031
FILED AS OF DATE:		20251202
DATE AS OF CHANGE:		20251202

FILER:

	COMPANY DATA:	
		COMPANY CONFORMED NAME:			BANK OF NOVA SCOTIA
		CENTRAL INDEX KEY:			0000009631
		STANDARD INDUSTRIAL CLASSIFICATION:	STATE COMMERCIAL BANKS [6022]
		ORGANIZATION NAME:           	02 Finance
		EIN:				134941099
		STATE OF INCORPORATION:			Z4
		FISCAL YEAR END:			1031

	FILING VALUES:
		FORM TYPE:		40-F
		SEC ACT:		1934 Act
		SEC FILE NUMBER:	002-09048
		FILM NUMBER:		251541760

	BUSINESS ADDRESS:	
		STREET 1:		40 TEMPERANCE STREET
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5H 0B4
		BUSINESS PHONE:		(416) 866-3672

	MAIL ADDRESS:	
		STREET 1:		40 TEMPERANCE STREET
		CITY:			TORONTO
		STATE:			A6
		ZIP:			M5H 0B4

	FORMER COMPANY:	
		FORMER CONFORMED NAME:	BANK OF NOVA SCOTIA /
		DATE OF NAME CHANGE:	19970702
</SEC-HEADER>
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<body style="line-height:normal;background-color:white;"><div style="display: none"><ix:header><ix:hidden><ix:nonNumeric name="dei:AmendmentFlag" contextRef="P11_01_2024To10_31_2025" id="ixv-589">false</ix:nonNumeric><ix:nonNumeric name="dei:DocumentFiscalPeriodFocus" contextRef="P11_01_2024To10_31_2025" id="ixv-590">FY</ix:nonNumeric><ix:nonNumeric name="dei:EntityCentralIndexKey" contextRef="P11_01_2024To10_31_2025" id="ixv-591">0000009631</ix:nonNumeric><ix:nonNumeric name="dei:EntityAddressStateOrProvince" id="hidden151228064" contextRef="P11_01_2024To10_31_2025_BusinessContactMemberdeiEntityAddressesAddressTypeAxis">NY</ix:nonNumeric><ix:nonNumeric name="dei:EntityIncorporationStateCountryCode" id="hidden151229375" contextRef="P11_01_2024To10_31_2025">Z4</ix:nonNumeric><ix:footnote id="FN_621671" xml:lang="en-US">Amounts that are subject to master netting arrangements or similar agreements but were not offset in the Consolidated Statement of Financial Position because they did not meet the net settlement/simultaneous settlement criteria; or because the rights of set off are conditional upon the default of the counterparty only.</ix:footnote><ix:footnote id="FN_621672" xml:lang="en-US">Cash and financial instrument collateral amounts received or pledged in relation to the total amounts of financial assets and financial liabilities, including those that were not offset in the Consolidated Statement of Financial Position. These amounts are disclosed at fair value and the rights of set off are conditional upon the default of the counterparty.</ix:footnote><ix:footnote id="FN_621674" xml:lang="en-US">Derivative financial instruments assets include cash collateral of $4,774 million (2024 &#8211; $4,505 million) and non-cash collateral of $1,009 million (2024 &#8211; $1,054 million). Derivative financial instruments liabilities include cash collateral of $11,750 million (2024 &#8211; $10,847 million) and non-cash collateral of $2,226 million (2024 &#8211; $718 million).</ix:footnote><ix:footnote id="FN_621673" xml:lang="en-US">Not intended to represent the Bank&#8217;s actual exposure to credit risk, as a variety of credit mitigation strategies are employed in addition to offsetting and collateral arrangements.</ix:footnote><ix:footnote id="FN_621656" xml:lang="en-US">Balances are net of allowances, which are $1 (2024 &#8211; $1).</ix:footnote><ix:footnote id="FN_621736" xml:lang="en-US">Notional amounts relating to derivatives that are hedging multiple risks in both assets and liabilities are included in more than one category.</ix:footnote><ix:footnote id="FN_621647" xml:lang="en-US">Includes undistributed retained earnings of $76 (2024 &#8211; $74) related to a foreign associated corporation, which is subject to local regulatory restriction.</ix:footnote><ix:footnote id="FN_621597" xml:lang="en-US">Represents amounts on account of share-based payments (refer to Note 25).</ix:footnote><ix:footnote id="FN_621649" xml:lang="en-US">Includes Share from associates, Employee benefits, Own credit risk, and Insurance contracts.</ix:footnote><ix:footnote id="FN_621644" xml:lang="en-US">The fair value of precious metals is determined based on quoted market prices and forward spot prices, where applicable, less the cost to sell.</ix:footnote><ix:footnote id="FN_621645" xml:lang="en-US">Excludes debt investment securities measured at amortized cost of $23,722 (October 31, 2024 &#8211; $29,412).</ix:footnote><ix:footnote id="FN_621765" xml:lang="en-US">Net of allowances of $4 (2024 &#8211; $3).</ix:footnote><ix:footnote id="FN_621598" xml:lang="en-US">Represents cash and non-interest-bearing deposits with financial institutions (refer to Note 5).</ix:footnote><ix:footnote id="FN_621767" xml:lang="en-US">The amounts presented are net of collateral and master netting agreements at the product level. The total amounts relating to netting and collateral were $37,853 (2024&#160;&#8211; $35,510)&#160;for CRA, and $102,031 (2024&#160;&#8211;&#160;$87,284) for CEA.</ix:footnote><ix:footnote id="FN_621768" xml:lang="en-US">Amounts are included under total derivatives above. Amounts include exposures settled directly through central counterparties and exposures settled through clearing members of central counterparties.</ix:footnote><ix:footnote id="FN_621643" xml:lang="en-US">Includes interest income on financial assets measured at amortized cost and FVOCI, calculated using the effective interest method, of $56,404 for the year ended October&#160;31, 2025 (October 31, 2024 &#8211; $59,871).</ix:footnote><ix:footnote id="FN_621595" xml:lang="en-US">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology.</ix:footnote><ix:footnote id="FN_621652" xml:lang="en-US">These amounts represent the unrealized gains and losses from fair value changes of Level&#160;3 instruments still held at the end of the period that are recorded in the Consolidated Statement of Income.</ix:footnote><ix:footnote id="FN_621654" xml:lang="en-US">Certain unrealized gains and losses on interest rate derivative contracts are largely offset by mark-to-market changes on embedded derivatives on certain deposit liabilities in the Consolidated Statement of Income.</ix:footnote><ix:footnote id="FN_621653" xml:lang="en-US">Certain unrealized gains and losses on derivative assets and liabilities are largely offset by mark-to-market changes on other instruments included in trading revenues in the Consolidated Statement of Income, since these instruments act as an economic hedge to certain derivative assets and liabilities.</ix:footnote><ix:footnote id="FN_621651" xml:lang="en-US">Gains or losses for items in Level 3&#160;may be offset with losses or gains on related hedges in Level&#160;1 or Level&#160;2.</ix:footnote><ix:footnote id="FN_621658" xml:lang="en-US">The valuation of private equity securities utilizes net asset values as reported by fund managers. Net asset values are not considered observable as the Bank cannot redeem these instruments at such values. The range for net asset values per unit or price per share has not been disclosed for these instruments since the valuations are not model-based.</ix:footnote><ix:footnote id="FN_621657" xml:lang="en-US">The range of estimates represents the actual lowest and highest level inputs used to fair value financial instruments within each financial statement category.</ix:footnote><ix:footnote id="FN_621776" xml:lang="en-US">The average fair value of trading derivatives&#8217; market valuation for the year ended October&#160;31, 2024 was: favourable $29,999 and unfavourable $32,133. Average fair value amounts are based on the latest 13 month-end balances.</ix:footnote><ix:footnote id="FN_621744" xml:lang="en-US">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category.</ix:footnote><ix:footnote id="FN_621774" xml:lang="en-US">Deposits payable after notice include deposits for which the Bank may require notice of withdrawal, generally savings accounts.</ix:footnote><ix:footnote id="FN_621741" xml:lang="en-US">Comprises changes due to enhanced IFRS 9 models, including changes to reflect previously established expert credit judgment overlays that are now incorporated in the model.</ix:footnote><ix:footnote id="FN_621738" xml:lang="en-US">Interest income on impaired loans for residential mortgages, personal loans, credit cards, and business and government loans totaled $439 (2024 &#8211; $443).</ix:footnote><ix:footnote id="FN_621678" xml:lang="en-US">Allowance for credit losses on off-balance sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position.</ix:footnote><ix:footnote id="FN_621740" xml:lang="en-US">Divestitures are included in the foreign exchange and other movements.</ix:footnote><ix:footnote id="FN_621700" xml:lang="en-US">Fund management contracts are attributable to the previously acquired Dynamic Funds business (formerly DundeeWealth Inc.), MD Financial Management Inc., and Jarislowsky Fraser Limited.</ix:footnote><ix:footnote id="FN_621726" xml:lang="en-US">Loan balances are presented net of allowance for credit losses.</ix:footnote><ix:footnote id="FN_621761" xml:lang="en-US">Excludes up to a maximum amount of $1.6 billion (2024 &#8211; $1.4 billion) relating to backstop liquidity facilities provided by the Bank to these multi-seller conduits based on future asset purchases by these conduits.</ix:footnote><ix:footnote id="FN_621755" xml:lang="en-US">The regulatory capital ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#8211; Capital Adequacy Requirements (November 2023).</ix:footnote><ix:footnote id="FN_621630" xml:lang="en-US">The leverage ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#8211; Leverage Requirements (February 2023).</ix:footnote><ix:footnote id="FN_621743" xml:lang="en-US">These debentures contain non-viability contingent capital (NVCC) provisions. Under such NVCC provisions, outstanding debentures are convertible into a variable number of common shares if OSFI announces that the Bank has ceased, or is about to cease, to be viable, or if a federal or provincial government in Canada publicly announces that the Bank has accepted or agreed to accept a capital injection, or equivalent support, from the federal government or any provincial government or political subdivision or agent thereof without which the Bank would have been determined by OSFI to be non-viable. If such a conversion were to occur, the debentures would be converted into common shares pursuant to an automatic conversion formula defined as 150% of the par value plus accrued and unpaid interest divided by the conversion price and, where applicable, subject to translation at foreign exchange rates in effect at the time of conversion. The conversion price is based on the greater of: (i) a floor price of $5.00 (subject to adjustments in certain events as set out in the respective prospectus supplements), and (ii) the current market price of the Bank&#8217;s common shares at the time of the trigger event (10-day weighted average).</ix:footnote><ix:footnote id="FN_621752" xml:lang="en-US">In accordance with the provisions of the Capital Adequacy Guideline of the Superintendent, all redemptions are subject to regulatory approval and subject to the terms in the relevant prospectus.</ix:footnote><ix:footnote id="FN_621753" xml:lang="en-US">The carrying value of subordinated debentures may differ from par value due to the impact of fair value hedges used for managing interest rate risk and subordinated debentures held for market-making purposes.</ix:footnote><ix:footnote id="FN_621639" xml:lang="en-US">Applies to non-retail portfolio.</ix:footnote><ix:footnote id="FN_621721" xml:lang="en-US">After credit risk mitigation.</ix:footnote><ix:footnote id="FN_621728" xml:lang="en-US">The Bank (or immediate parent of an entity) owns 100% of the outstanding voting shares of each subsidiary unless otherwise noted.</ix:footnote><ix:footnote id="FN_621764" xml:lang="en-US">The recognized asset is limited by the present value of economic benefits available from a reduction in future contributions to a plan and from the ability to pay plan expenses from the fund.</ix:footnote><ix:footnote id="FN_621763" xml:lang="en-US">Other benefit plans past service costs relate to certain post-retirement plan amendments.</ix:footnote><ix:footnote id="FN_621641" xml:lang="en-US">Includes outstanding balances of guarantees, standby letters of credit and commercial letters of credit which may expire undrawn.</ix:footnote><ix:footnote id="FN_621640" xml:lang="en-US">Includes the undrawn component of committed credit and liquidity facilities.</ix:footnote><ix:footnote id="FN_621717" xml:lang="en-US">Excludes mortgages related to covered bonds held by the Bank or used for securities lending transactions.</ix:footnote><ix:footnote id="FN_621718" xml:lang="en-US">Includes assets that have been received from counterparties through normal course of business in securities financing and derivative transactions.</ix:footnote><ix:footnote id="FN_621699" xml:lang="en-US">Non-retail drawn includes loans, acceptances, deposits with financial institutions and FVOCI debt securities. Retail drawn includes residential mortgages, credit cards, lines of credit, other personal loans and small business treated as other regulatory retail.</ix:footnote><ix:footnote id="FN_621698" xml:lang="en-US">Exposure at default is presented after credit risk mitigation. Exposures exclude equity securities and other assets. Portfolios under the Standardized Approach are reported net of specific allowances for credit losses and net of collateral amounts treated under the Comprehensive Approach.</ix:footnote><ix:footnote id="FN_621702" xml:lang="en-US">Geographic segmentation is based upon the location of the ultimate risk of the credit exposure.</ix:footnote><ix:footnote id="FN_621709" xml:lang="en-US">Includes the Bank&#8217;s insurance subsidiaries&#8217; assets and all other assets which are not subject to credit and market risks.</ix:footnote><ix:footnote id="FN_621708" xml:lang="en-US">Amounts for IRB exposures are reported gross of allowances and amounts for standardized exposures are reported net of allowances.</ix:footnote><ix:footnote id="FN_621734" xml:lang="en-US">Represents amounts expensed during the year.</ix:footnote><ix:footnote id="FN_621735" xml:lang="en-US">Represents equity-based awards granted during the year.</ix:footnote><ix:footnote id="FN_621729" xml:lang="en-US">In Q1 2025, the Bank entered into an agreement to sell its banking operations in Colombia, Costa Rica and Panama to Davivienda. The transaction was completed on December 1, 2025. Refer to Note 35 for details.</ix:footnote><ix:footnote id="FN_621730" xml:lang="en-US">The Bank made a capital contribution to Scotiabank Colpatria S.A. in May 2025 which increased its ownership interest to 56.00% following the subsequent issuance of additional shares.</ix:footnote><ix:footnote id="FN_621684" xml:lang="en-US">Business line revenues and provision for income taxes are reported on a taxable equivalent basis, with the offset in the Other segment. Effective January 1, 2024, the Bank no longer claims the dividend received deduction on Canadian shares that are mark-to-market property, which has resulted in a lower TEB gross-up for fiscal 2024.</ix:footnote><ix:footnote id="FN_621685" xml:lang="en-US">Includes all other smaller operating segments and corporate adjustments.</ix:footnote><ix:footnote id="FN_621707" xml:lang="en-US">Includes all other smaller operating segments and corporate adjustments, such as the elimination of the tax-exempt income gross-up reported in net interest income and non-interest income and provision for income taxes for the year ended October 31, 2024 amounting to $55 to arrive at the amounts reported in the Consolidated Statement of Income, differences in the actual amount of costs incurred and charged to the operating segments.</ix:footnote><ix:footnote id="FN_621631" xml:lang="en-US">The weighted-average rates of increase in future compensation shown for other benefit plans do not include Canadian flexible post-retirement benefits plans established in fiscal 2005, as they are not impacted by future compensation increases.</ix:footnote><ix:footnote id="FN_621714" xml:lang="en-US">Includes impairment charge on software and other intangible assets in the Other segment.</ix:footnote><ix:footnote id="FN_621688" xml:lang="en-US">Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure.</ix:footnote><ix:footnote id="FN_621689" xml:lang="en-US">Card revenues and Banking services fees are mainly earned in Canadian and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets.</ix:footnote><ix:footnote id="FN_621690" xml:lang="en-US">Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking &#8211; $19; International Banking &#8211; $152; Global Banking and Markets &#8211; $1; and Other &#8211; $436.</ix:footnote><ix:footnote id="FN_621621" xml:lang="en-US">Interest on LRCN is non-deferrable, however, non-payment of interest that is not cured within five business days results in a Recourse Event. A Recourse Event of the respective Series occurs if (a)&#160;there is non-payment in cash by the Bank of the principal amount, together with any accrued and unpaid interest, on the maturity date, (b)&#160;there is non-payment in cash of interest which is not cured within 5 business days, (c)&#160;there is non-payment in cash of the redemption price in connection with the redemption of the LRCNs, (d)&#160;an event of default occurs (i.e. bankruptcy, insolvency, or liquidation of the Bank), or (e)&#160;there is an NVCC Trigger Event. Upon the occurrence of a Recourse Event, the noteholder&#8217;s sole recourse will be limited to their proportionate share of the Series&#8217; respective assets held in Scotiabank LRCN Trust, a consolidated entity, which consist initially of the respective AT1 Notes or, following an NVCC Trigger Event, common shares. Refer to Note&#160;23(c) &#8211; Restriction on payment of dividends and retirement of shares.</ix:footnote><ix:footnote id="FN_621624" xml:lang="en-US">On January 31, 2025, the Bank issued USD$1,000 million of 7.350% Fixed Rate Resetting Limited Recourse Capital Notes Series 6 (NVCC) (&#8220;LRCN Series 6&#8221;). In connection with the issuance of LRCN Series 6, the Bank issued U.S.$1,000 million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 6 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</ix:footnote><ix:footnote id="FN_621620" xml:lang="en-US">The securities rank pari passu to each other and are the Bank&#8217;s direct unsecured obligations, ranking subordinate to Bank&#8217;s other subordinated indebtedness.</ix:footnote><ix:footnote id="FN_621623" xml:lang="en-US">On June 4, 2025, the Bank redeemed US $1,250 million 4.900% Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes at 100% of their principal amount plus accrued and unpaid interest. The redemption of these AT1 Notes resulted in a foreign currency loss of $22 million recorded in Retained Earnings.</ix:footnote><ix:footnote id="FN_621617" xml:lang="en-US">While interest is payable on the securities when it becomes due, the Bank may, at its sole discretion and with notice, cancel interest payments. Refer to Note 23(c) &#8211; Restriction on payment of dividends and retirement of shares.</ix:footnote><ix:footnote id="FN_621622" xml:lang="en-US">On June&#160;15, 2021, the Bank issued $1,250&#160;million 3.70% Fixed Rate Resetting Limited Recourse Capital Notes Series 1 (NVCC) (&#8220;LRCN Series 1&#8221;). In connection with the issuance of LRCN Series 1, the Bank issued $1,250&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 1 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</ix:footnote><ix:footnote id="FN_621628" xml:lang="en-US">On October&#160;7, 2021, the Bank issued U.S.$600&#160;million 3.625% Fixed Rate Resetting Limited Recourse Capital Notes Series 2 (NVCC) (&#8220;LRCN Series 2&#8221;). In connection with the issuance of LRCN Series 2, the Bank issued U.S.$600&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 2 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</ix:footnote><ix:footnote id="FN_621616" xml:lang="en-US">On June&#160;16, 2022, the Bank issued $1,500&#160;million 7.023% Fixed Rate Resetting Limited Recourse Capital Notes Series 3 (NVCC) (&#8220;LRCN Series 3&#8221;). In connection with the issuance of LRCN Series 3, the Bank issued $1,500&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 3 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</ix:footnote><ix:footnote id="FN_621615" xml:lang="en-US">On October&#160;25, 2022, the Bank issued U.S.$750&#160;million 8.625% Fixed Rate Resetting Limited Recourse Capital Notes Series 4 (NVCC) (&#8220;LRCN Series 4&#8221;). In connection with the issuance of LRCN Series 4, the Bank issued U.S.$750&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 4 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</ix:footnote><ix:footnote id="FN_621618" xml:lang="en-US">On January&#160;12, 2024, the Bank issued U.S.$750&#160;million 8.000% Fixed Rate Resetting Limited Recourse Capital Notes Series 5 (NVCC) (&#8220;LRCN Series 5&#8221;). In connection with the issuance of LRCN Series 5, the Bank issued U.S.$750&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 5 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</ix:footnote><ix:footnote id="FN_621666" xml:lang="en-US">Interest income recognized on impaired loans during the year ended October&#160;31, 2025 was $95 (2024 &#8211; $84).</ix:footnote><ix:footnote id="FN_621716" xml:lang="en-US">The notional amounts represent the amount to which a rate or price is applied to determine the amount of cash flows to be exchanged.</ix:footnote><ix:footnote id="FN_621648" xml:lang="en-US">Represents fixed rate instruments.</ix:footnote><ix:footnote id="FN_621775" xml:lang="en-US">Represents the fair value of financial assets and liabilities where the carrying amount is not a reasonable approximation of fair value. </ix:footnote><ix:footnote id="FN_621655" xml:lang="en-US">Represents the weighted-average yield of fixed income securities.</ix:footnote><ix:footnote id="FN_621662" xml:lang="en-US">Geographic segmentation is based on the location of the property for residential mortgages; otherwise, the residence of the borrower.</ix:footnote><ix:footnote id="FN_621663" xml:lang="en-US">98.8% of acceptances reside outside Canada (October 31, 2024 &#8211; 96.5%).</ix:footnote><ix:footnote id="FN_621664" xml:lang="en-US">Loans and acceptances denominated in U.S. dollars were $119,788 (2024 &#8211; $137,804), in Chilean pesos $10,885 (2024 &#8211; $39,425), Mexican pesos $12,754 (2024 &#8211; $31,522), and in other foreign currencies $24,665 (2024 &#8211; $54,549).</ix:footnote><ix:footnote id="FN_621646" xml:lang="en-US">These amounts represent embedded derivatives bifurcated from structured note liabilities measured at amortized cost.</ix:footnote><ix:footnote id="FN_621659" xml:lang="en-US">Geographic segmentation of trading loans is based upon the location of the ultimate risk of the underlying asset.</ix:footnote><ix:footnote id="FN_621660" xml:lang="en-US">Loans are primarily denominated in U.S. dollars.</ix:footnote><ix:footnote id="FN_621665" xml:lang="en-US">Includes trading loans that serve as a hedge to loan-based credit total return swaps.</ix:footnote><ix:footnote id="FN_621661" xml:lang="en-US">Includes trading loans that serve as hedges to total return swaps, hedges for precious metal certificate liabilities and loans subject to sale through syndication.</ix:footnote><ix:footnote id="FN_621667" xml:lang="en-US">Changes in fair value attributable to changes in the Bank&#8217;s own credit risk are recorded in other comprehensive income. Other changes in fair value are recorded in non-interest income &#8211; trading revenues. The offsetting fair value changes from associated derivatives is also recorded in non-interest income &#8211; trading revenues.</ix:footnote><ix:footnote id="FN_621668" xml:lang="en-US">Change in the difference between the contractual maturity amount and the carrying value.</ix:footnote><ix:footnote id="FN_621669" xml:lang="en-US">The cumulative change in fair value is measured from the instrument&#8217;s date of initial recognition.</ix:footnote><ix:footnote id="FN_621614" xml:lang="en-US">In the normal course of business, the Bank&#8217;s regulated Dealer subsidiary purchases and sells the Bank&#8217;s common shares to facilitate trading/institutional client activity. During fiscal 2025, the number of such shares bought was 30,855,084 and sold was 30,855,333 (2024 &#8211; 26,564,849 bought and 26,566,901 sold).</ix:footnote><ix:footnote id="FN_621742" xml:lang="en-US">Stage 3 includes purchased or originated credit-impaired loans.</ix:footnote><ix:footnote id="FN_621737" xml:lang="en-US">Includes credit risk changes as a result of significant increases in credit risk, changes in credit risk that did not result in a transfer between stages, changes in model inputs and assumptions and changes due to drawdowns of undrawn commitments.</ix:footnote><ix:footnote id="FN_621780" xml:lang="en-US">In the current year, the Bank recorded a goodwill write-down of $589 million pre-tax within the Latin America and Caribbean &amp; Central America CGUs in relation to its agreement to sell banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.</ix:footnote><ix:footnote id="FN_621779" xml:lang="en-US">In fiscal 2024, the Bank recorded a goodwill write-down of $92&#160;million pre-tax within the Latin America CGU in relation to its agreement to sell CrediScotia Financiera, a subsidiary in Peru. Refer to Note 35 for details.</ix:footnote><ix:footnote id="FN_621725" xml:lang="en-US">Does not include over-collateralization of assets pledged.</ix:footnote><ix:footnote id="FN_621604" xml:lang="en-US">The fair value of transferred assets is $252,558 (2024 &#8211; $232,811) and the fair value of the associated liabilities is $189,144 (2024 &#8211; $190,449), for a net position of $63,414 (2024 &#8211; $42,362).</ix:footnote><ix:footnote id="FN_621760" xml:lang="en-US">Liabilities for securities lending arrangements only include amounts related to cash collateral received. For securities received as collateral, refer to Note 34(a)(iv).</ix:footnote><ix:footnote id="FN_621703" xml:lang="en-US">Computer software comprises purchased software of $262 (2024&#160;&#8211;&#160;$194), internally generated software of $1,633 (2024&#160;&#8211; $1,939), and in process software not subject to amortization of $896 (2024&#160;&#8211;&#160;$900).</ix:footnote><ix:footnote id="FN_621758" xml:lang="en-US">The local regulator requires financial institutions to set aside reserves for general banking risks. These reserves are not required under IFRS, and represent undistributed retained earnings related to a foreign associated corporation, which are subject to local regulatory restrictions. As of October&#160;31, 2025, these reserves amounted to $76 (2024 &#8211; $74).</ix:footnote><ix:footnote id="FN_621757" xml:lang="en-US">On December&#160;27, 2024, the Bank completed the acquisition of an additional 10% ownership interest, bringing the total ownership interest in KeyCorp to 14.9% (refer to Note 35 for further details). The Bank has significant influence over KeyCorp through a combination of its ownership interest and board representation. Based on the quoted price on the New York Stock Exchange, the market value of the Bank&#8217;s investment in KeyCorp was $4,018 as at Oct 31, 2025. During the year, dividends received from KeyCorp of $140 were recognized as a reduction in the carrying value of the investment in associate.</ix:footnote><ix:footnote id="FN_621679" xml:lang="en-US">Based on the quoted price on the Shanghai Stock Exchange, the market value of the Bank&#8217;s Investment in Bank of Xi&#8217;an Co. Ltd. was $617 (October 31, 2024 &#8211; $570). The Bank has significant influence over the Bank of Xi&#8217;an Co. Ltd. through a combination of its ownership interest and board representation.</ix:footnote><ix:footnote id="FN_621608" xml:lang="en-US">Represents the date of the most recent financial statements.</ix:footnote><ix:footnote id="FN_621683" xml:lang="en-US">Based on the most recent available financial statements.</ix:footnote><ix:footnote id="FN_621762" xml:lang="en-US">For Consolidated Statement of Financial Position presentation, deferred tax assets and liabilities are assessed by legal entity. As a result, the net deferred tax assets of $1,839 (2024 &#8211; $1,545) are represented by deferred tax assets of $3,253 (2024 &#8211; $2,942), and deferred tax liabilities of $1,414 (2024 &#8211; $1,397) on the Consolidated Statement of Financial Position.</ix:footnote><ix:footnote id="FN_621670" xml:lang="en-US">Excludes non-routine benefit expense items such as past service costs, curtailment charges and settlement charges.</ix:footnote><ix:footnote id="FN_621754" xml:lang="en-US">Includes $39 (2024 &#8211; $36) of investment property.</ix:footnote><ix:footnote id="FN_621745" xml:lang="en-US">Loans past due 30 days or less are not presented in this analysis as they are not administratively considered past due.</ix:footnote><ix:footnote id="FN_621746" xml:lang="en-US">For loans where payment deferrals were granted, deferred payments are not considered past due and such loans are not aged further during the deferral period. Regular aging of the loans resumes, after the end of the deferral period.</ix:footnote><ix:footnote id="FN_621747" xml:lang="en-US">All loans that are over 90 days past due are considered impaired with the exception of credit card receivables which are considered impaired when 180 days past due.</ix:footnote><ix:footnote id="FN_621701" xml:lang="en-US">Other exposures include off-balance sheet lending instruments such as letters of credit, letters of guarantees, securitizations, derivatives and repo-style transactions (reverse repurchase agreements, repurchase agreements, securities lending and securities borrowing), net of related collateral.</ix:footnote><ix:footnote id="FN_621733" xml:lang="en-US">Non-controlling interest holders for Scotiabank Colpatria S.A. have a right to sell their holding to the Bank after the end of the 7th anniversary (January 17, 2019) and at subsequent pre-agreed intervals, into the future, at fair market value that can be settled at the Bank&#8217;s discretion, by issuance of common shares or cash.</ix:footnote><ix:footnote id="FN_621635" xml:lang="en-US">Range of non-controlling interest % for other subsidiaries.</ix:footnote><ix:footnote id="FN_621723" xml:lang="en-US">These exposures are classified as sovereign exposures and are included in the non-retail category.</ix:footnote><ix:footnote id="FN_621722" xml:lang="en-US">Includes off-balance sheet lending instruments such as letters of credit, letters of guarantees, securitizations, derivatives and repo-style transactions (reverse repurchase agreements, repurchase agreements and securities lending and borrowing), net of related collateral.</ix:footnote><ix:footnote id="FN_621719" xml:lang="en-US">PD Ranges as at October&#160;31, 2025. The Range does not include the upper boundary for the row.</ix:footnote><ix:footnote id="FN_621710" xml:lang="en-US">Includes $56.3&#160;billion in mortgages guaranteed by Canada Mortgage Housing Corporation and federally backed privately insured mortgages.</ix:footnote><ix:footnote id="FN_621705" xml:lang="en-US">Includes $52.8&#160;billion in mortgages guaranteed by Canada Mortgage Housing Corporation and federally backed privately insured mortgages.</ix:footnote><ix:footnote id="FN_621691" xml:lang="en-US">The interest income/expense on financial assets/liabilities are calculated using the effective interest method.</ix:footnote><ix:footnote id="FN_621636" xml:lang="en-US">Includes interest on lease liabilities of $125 (2024 &#8211; $119) and insurance finance expense of $33 (2024 &#8211; $30).</ix:footnote><ix:footnote id="FN_621611" xml:lang="en-US">In the current year, the Bank recognized an impairment loss of $165 million pre-tax in relation to its agreement to sell banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.</ix:footnote><ix:footnote id="FN_621613" xml:lang="en-US">Effective November&#160;1, 2024, and until such time as the Bank elects otherwise, the Bank has suspended the discount to the Average Market Price (as defined in the Plan) for dividend reinvestments and stock dividends under the Plan and has discontinued issuances of common shares from treasury under the Plan. Additionally, effective November&#160;1, 2024, and until such time as the Bank elects otherwise, purchases of common shares under the Plan will be made in the secondary market in accordance with the provisions of the Plan.</ix:footnote><ix:footnote id="FN_621769" xml:lang="en-US">Based on preliminary estimates, the Bank expects to make contributions of $158 million to the SPP (excluding the defined contribution provision), $79 million to all other defined benefit pension plans, $66 million to other benefit plans and $217 million to all defined contribution plans for the year ending October 31, 2026.</ix:footnote><ix:footnote id="FN_621772" xml:lang="en-US">Refer to Note 23 (b) for further details on the redemption of the equity instrument. </ix:footnote><ix:footnote id="FN_621770" xml:lang="en-US">Includes a net impairment loss recorded in Q1 2025 related to the agreement to sell the banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details. </ix:footnote><ix:footnote id="FN_621599" xml:lang="en-US">The balance excludes reverse repurchase activities of $0 million (2024 &#8211; nil) reported in Loans on the Consolidated Statement of Financial Position.</ix:footnote><ix:footnote id="FN_621694" xml:lang="en-US">Deposits denominated in U.S. dollars amount to $297,065 (2024 &#8211; $295,316), deposits denominated in Chilean pesos amount to $20,053 (2024 &#8211; $19,271), deposits denominated in Mexican pesos amount to $35,941 (2024 &#8211; $34,416) and deposits denominated in other foreign currencies amount to $117,530 (2024 &#8211; $109,683).</ix:footnote><ix:footnote id="FN_621696" xml:lang="en-US">All deposits that mature on a specified date, generally term deposits, guaranteed investments certificates and similar instruments.</ix:footnote><ix:footnote id="FN_621697" xml:lang="en-US">The majority of foreign term deposits are in excess of $100,000.</ix:footnote><ix:footnote id="FN_621748" xml:lang="en-US">Represents principal amount owed net of write-offs.</ix:footnote><ix:footnote id="FN_621603" xml:lang="en-US">The fair value of the transferred assets is $15,298 (2024 &#8211; $18,092) and the fair value of the associated liabilities is $15,593 (2024 &#8211; $17,692), for a net position of $(295) (2024 &#8211; $400).</ix:footnote><ix:footnote id="FN_621724" xml:lang="en-US">These include cash held in trust and trust permitted investment assets, including repurchase style transactions of mortgage-backed securities, acquired as part of principal reinvestment account that the Bank is required to maintain in order to participate in the programs.</ix:footnote><ix:footnote id="FN_621675" xml:lang="en-US">Excludes amounts associated with other assets of $(12). The provision for credit losses, net of these amounts, is $4,714.</ix:footnote><ix:footnote id="FN_621677" xml:lang="en-US">Allowance for credit losses on acceptances is recorded against the financial asset in the Consolidated Statement of Financial Position.</ix:footnote><ix:footnote id="FN_621766" xml:lang="en-US">Excludes amounts associated with other assets and reversal of impairment losses of $(11). The provision for credit losses, net of these amounts, is $4,051.</ix:footnote><ix:footnote id="FN_621681" xml:lang="en-US">Excludes allowance for credit losses for other financial assets including acceptances, investment securities, deposits with banks, off-balance sheet credit risks and reverse repos which amounted to $191.</ix:footnote><ix:footnote id="FN_621682" xml:lang="en-US">Excludes allowance for credit losses for other financial assets including acceptances, investment securities, deposits with banks, off-balance sheet credit risks and reverse repos which amounted to $200.</ix:footnote><ix:footnote id="FN_621771" xml:lang="en-US">Lower average tax rate applicable to subsidiaries and foreign branches includes the impact of the GMT which increased the effective tax rate by 0.8%. </ix:footnote><ix:footnote id="FN_621773" xml:lang="en-US">Deposits payable on demand include deposits for which the Bank may not have the right to notice of withdrawal, generally chequing accounts.</ix:footnote><ix:footnote id="FN_621727" xml:lang="en-US">Represents discounted value of lease liabilities.</ix:footnote><ix:footnote id="FN_621781" xml:lang="en-US">CME 3-month Term SOFR.</ix:footnote><ix:footnote id="FN_621713" xml:lang="en-US">Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking &#8211; $(9); International Banking &#8211; $130; and Other &#8211; $77.</ix:footnote><ix:footnote id="FN_621634" xml:lang="en-US">Includes net income from investments in associated corporations for Canada &#8211; $(68), Mexico &#8211; $11, Peru &#8211; $4, Chile &#8211; $6, Caribbean and Central America &#8211; $109, and Other International &#8211; $136.</ix:footnote><ix:footnote id="FN_621732" xml:lang="en-US">Revenues are attributed to countries based on where services are performed or assets are recorded.</ix:footnote><ix:footnote id="FN_621731" xml:lang="en-US">Includes net income from investments in associated corporations for Canada &#8211; $(12), United States &#8211; $362, Mexico &#8211; $9, Peru &#8211; $4, Chile &#8211; $7, Caribbean and Central America &#8211; $132, and Other International &#8211; $106.</ix:footnote><ix:footnote id="FN_621692" xml:lang="en-US">Includes dividend income on equity securities.</ix:footnote><ix:footnote id="FN_621711" xml:lang="en-US">Earnings per share calculations are based on full dollar and share amounts.</ix:footnote><ix:footnote id="FN_621712" xml:lang="en-US">Certain options were not included in the calculation of diluted earnings per share as they were anti-dilutive. </ix:footnote><ix:footnote id="FN_621720" xml:lang="en-US">The maximum potential amount of future payments represents those guarantees that can be quantified and excludes other guarantees that cannot be quantified. As many of these guarantees will not be drawn upon and the maximum potential amount of future payments listed above does not consider the possibility of recovery under recourse or collateral provisions, the above amounts are not indicative of future cash requirements, credit risk, or the Bank&#8217;s expected losses from these arrangements.</ix:footnote><ix:footnote id="FN_621637" xml:lang="en-US">Includes liquidity facilities, and excludes commitments which are unconditionally cancellable at the Bank&#8217;s discretion at any time.</ix:footnote><ix:footnote id="FN_621715" xml:lang="en-US">Includes assets pledged in order to participate in clearing and payment systems and depositories, or pledged to have access to the facilities of central banks in foreign jurisdictions.</ix:footnote><ix:footnote id="FN_621751" xml:lang="en-US">On September 29, 2025, the Bank issued USD$1,000 million of 6.875% Fixed Rate Resetting Limited Recourse Capital Notes Series 7 (NVCC) (&#8220;LRCN Series 7&#8221;). In connection with the issuance of LRCN Series 7, the Bank issued U.S.$1,000 million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 7 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</ix:footnote><ix:footnote id="FN_621749" xml:lang="en-US">Distributions paid from November 1 to October 31 in the relevant fiscal year per face amount of $1,000 or U.S.$1,000, as applicable.</ix:footnote><ix:footnote id="FN_621627" xml:lang="en-US">The then-prevailing five-year Government of Canada yield.</ix:footnote><ix:footnote id="FN_621626" xml:lang="en-US">The then-prevailing five-year U.S. Treasury Rate.</ix:footnote><ix:footnote id="FN_621750" xml:lang="en-US">Effective November&#160;1, 2024, credit spread VaR also captures issuer-specific credit spread volatility which was previously included in debt specific VaR.</ix:footnote><ix:footnote id="FN_621619" xml:lang="en-US">Each security is redeemable at the sole discretion of the Bank on the first reset date and every quarter or five years, as applicable, thereafter. Limited Recourse Capital Notes (LRCN) Series 1 and Series 3 are also redeemable in the one month period preceding each reset date. The securities are also redeemable following a regulatory or tax event, as described in the offering documents. 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<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top;text-align:center"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div><ix:nonNumeric name="dei:AnnualInformationForm" contextRef="P11_01_2024To10_31_2025" format="ixt-sec:boolballotbox" id="ixv-33376">&#9746;</ix:nonNumeric><div style="letter-spacing: 0px; top: 0px;display:inline;"></div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8194;Annual information form</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:center"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div><ix:nonNumeric name="dei:AuditedAnnualFinancialStatements" contextRef="P11_01_2024To10_31_2025" format="ixt-sec:boolballotbox" id="ixv-33377">&#9746;</ix:nonNumeric><div style="letter-spacing: 0px; top: 0px;display:inline;"></div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8194;Audited annual financial statements</div></div></td> </tr> </table> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <div style="text-align:center"> <div style="line-height:6.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1.00pt solid #000000;width:21%;text-align:center;margin-left: auto;margin-right: auto">&#160;</div> </div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate the number of outstanding shares of each of the issuer&#8217;s classes of capital or common stock as of the close of the period covered by the annual report<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">.</div></div> </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;<br/></div> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 10pt; font-family: &quot;Times New Roman&quot;; line-height: normal;">Common Shares</div> </td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;text-align:right"><ix:nonFraction name="dei:EntityCommonStockSharesOutstanding" contextRef="PAsOn10_31_2025" unitRef="Unit_shares" decimals="INF" scale="0" format="ixt:num-dot-decimal" id="ixv-33378">1,236,305,738</ix:nonFraction></td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td> </tr> </table> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Indicate by check mark whether the Registrant (1)&#160;has filed all reports required to be filed by Section&#160;13 or 15(d) of the Exchange Act during the preceding 12 months (or for such shorter period that the Registrant was required to file such reports) and (2)&#160;has been subject to such filing requirements for the past 90 days. </div></div></div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"><ix:nonNumeric name="dei:EntityCurrentReportingStatus" contextRef="P11_01_2024To10_31_2025" id="ixv-33379">Yes</ix:nonNumeric>&#8194;&#9746;&#8195;&#8195;&#8195;&#8195;No&#8194;&#9744; </div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the Registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">S-T</div> (&#167;232.405 of this chapter) during the preceding 12 months (or for such shorter period that the Registrant was required to submit such files). </div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;text-align:center"><ix:nonNumeric name="dei:EntityInteractiveDataCurrent" contextRef="P11_01_2024To10_31_2025" id="ixv-33380">Yes</ix:nonNumeric>&#8194;&#9746;&#8195;&#8195;&#8195;&#8195;No&#8194;&#9744; </div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether the registrant is an emerging growth company as defined in Rule <div style="white-space: nowrap; 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margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Indicate by check mark whether any of those error corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant&#8217;s executive officers during the relevant recovery period pursuant to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">&#167;240.10D-1(b).&#8194;&#9744;</div> </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Auditor name:&#8194;</div></div><ix:nonNumeric name="dei:AuditorName" contextRef="P11_01_2024To10_31_2025" id="ixv-33384">KPMG LLP</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Auditor location:&#8194;</div></div><ix:nonNumeric name="dei:AuditorLocation" contextRef="P11_01_2024To10_31_2025" id="ixv-33385">Toronto, ON, Canada</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Auditor Firm ID:&#8194;</div></div><ix:nonNumeric name="dei:AuditorFirmId" contextRef="P11_01_2024To10_31_2025" id="ixv-33386">85</ix:nonNumeric></td> </tr> </table> <div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8224;</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;Times New Roman&quot;; font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">The term &#8220;new or revised financial accounting standard&#8221; refers to any update issued by the Financial Accounting Standards Board to its Accounting Standards Codification after April&#160;5, 2012. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;"></div> <div style="font-size: 10pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div> <div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 0pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div> <div style="line-height: 3pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div> <div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div> </div> </div> <hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="text-align: center; font-family: Times New Roman; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">DISCLOSURE CONTROLS AND PROCEDURES </div></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Responsibility for Financial Information is described on page 140 of the Bank&#8217;s Annual Report (&#8220;Annual Report&#8221;) set forth in Exhibit 99.3, 2025 Consolidated Financial Statements. In addition, The Bank of Nova Scotia&#8217;s (the &#8220;Bank&#8221;) Audit and Conduct Review Committee of the Board of Directors has reviewed, and the Board of Directors has reviewed and approved, the 2025 Consolidated Financial Statements and Management&#8217;s Discussion and Analysis prior to release. The Bank is committed to providing timely, accurate and balanced disclosure of all material information and to providing fair and equal access to such information. The Bank&#8217;s disclosure policies and practices are published on its website. </div></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div> <div style="font-family: Times New Roman; font-size: 10pt; font-weight: bold; margin-top: 18pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Disclosure Controls and Procedures </div></div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s disclosure controls and procedures are designed to provide reasonable assurance that information is accumulated and communicated to the Bank&#8217;s management, including the Chief Executive Officer (&#8220;CEO&#8221;) and Chief Financial Officer (&#8220;CFO&#8221;), as appropriate, to allow timely decisions regarding required disclosure. </div></div></div> <div style="text-indent: 4%; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">As of October&#160;31, 2025, the Bank&#8217;s management, with the participation of the CEO and CFO, evaluated the effectiveness of its disclosure controls and procedures, as defined under the rules adopted by the United States Securities and Exchange Commission (&#8220;SEC&#8221;) and the Canadian securities regulatory authorities, and have concluded that the Bank&#8217;s disclosure controls and procedures are effective. </div></div></div> <div style="font-family: Times New Roman; font-size: 10pt; font-weight: bold; margin-top: 18pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Internal control over financial reporting </div></div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Management of the Bank is responsible for establishing and maintaining adequate internal control over financial reporting. These controls include policies and procedures that: (1)&#160;pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the Bank; (2)&#160;provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with International Financial Reporting Standards as issued by the International Accounting Standards Board, and that receipts and expenditures of the Bank are being made only in accordance with authorizations of management and directors of the Bank; and (3)&#160;provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use or disposition of the Bank&#8217;s assets that could have a material effect on the financial statements. </div></div></div> <div style="text-indent: 4%; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">All control systems contain inherent limitations, no matter how well designed. As a result, the Bank&#8217;s management acknowledges that its internal control over financial reporting will not prevent or detect all misstatements due to error or fraud. In addition, management&#8217;s evaluation of controls can provide only reasonable, not absolute, assurance that all control issues that may result in material misstatements, if any, have been detected. </div></div></div> <div style="text-indent: 4%; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Management assessed the effectiveness of internal control over financial reporting, using the Committee of Sponsoring Organizations of the Treadway Commission (COSO) 2013 framework, and based on that assessment concluded that internal control over financial reporting was effective as of October&#160;31, 2025. </div></div></div> <div style="font-family: Times New Roman; font-size: 10pt; font-weight: bold; margin-top: 18pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Changes in internal control over financial reporting </div></div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">There have been no changes in the Bank&#8217;s internal control over financial reporting that have materially affected, or are reasonably likely to materially affect, the Bank&#8217;s internal control over financial reporting during the year ended October&#160;31, 2025. </div></div></div> <div style="text-align: center; font-family: Times New Roman; font-size: 10pt; font-weight: bold; margin-top: 24pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">MANAGEMENT&#8217;S INTERNAL CONTROL OVER FINANCIAL REPORTING </div></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s assessment of the effectiveness of internal control over financial reporting and the Report of Independent Registered Public Accounting Firm on Internal Control Over Financial Reporting are provided on pages 116 and 146 of the Annual Report set forth as Exhibit&#160;99.2 and Exhibit&#160;99.3, respectively. </div></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div> <div style="text-align: center; font-family: Times New Roman; font-size: 10pt; font-weight: bold; margin-top: 24pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">AUDIT COMMITTEE FINANCIAL EXPERTS </div></div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">All of the members of the Bank&#8217;s Audit and Conduct Review Committee of the Board of Directors (&#8220;audit committee&#8221;) are financially literate and independent, and one or more members of the audit committee meets the definition of a financial expert. As of December&#160;2, 2025, the Bank&#8217;s Board of Directors has determined that Benita M. Warmbold, W. Dave Dowrich, Aaron W. Regent, and Steven C. Van Wyk are audit committee financial experts and are independent, as that term is defined by the New York Stock Exchange&#8217;s (&#8220;NYSE&#8221;) corporate governance standards applicable to the Bank. </div></div></div> <div style="text-indent: 4%; font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">The SEC has indicated that the designation of a person as an audit committee financial expert does not impose on such person any duties, obligations or liability that are greater than the duties, obligations and liability imposed on such person as a member of the audit committee and board of directors in the absence of such designation. </div></div></div> <div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div> </div> </div> <hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="text-align: center; font-family: Times New Roman; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">CODE OF ETHICS </div></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank has adopted a code of ethics, entitled &#8220;Scotiabank Code of Conduct&#8221; (the &#8220;Code&#8221;). The Code applies to all directors, officers, employees and contingent workers of the Bank. The full text of the Code is set forth in Exhibit 99.7 and is also available on the Bank&#8217;s website at www.scotiabank.com, in the Governance section, and is available in print to any person, without charge, upon written request to the Corporate Secretary of the Bank at the Toronto executive office address shown above. The Whistleblower Policy is also posted on the Bank&#8217;s website. The Whistleblower Policy supports adherence to the Code. Future amendments to the Code and waivers, if any, for directors and executive officers will be disclosed on the Bank&#8217;s website. There were no waivers under the Code granted in fiscal 2025. The information on, or information that can be accessed through, the Bank&#8217;s website is not part of and is not incorporated by reference into this annual report. The Bank&#8217;s website address is included as an inactive textual reference only. </div></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div> <div style="text-align: center; font-family: Times New Roman; font-size: 10pt; font-weight: bold; margin-top: 24pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">PRINCIPAL ACCOUNTANT FEES AND SERVICES </div></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">The disclosure about principal accountant fees and services, found under &#8220;Fees paid to the shareholders&#8217; auditors&#8221; in Table 80 of the Annual Report set forth as Exhibit 99.2, Management&#8217;s Discussion and Analysis, are incorporated by reference herein. </div></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">Less than 1% of the above services, related to translation and preparation of statutory financial statements of certain subsidiary companies, were approved pursuant to an exemption under paragraph (c)(7)(i)(C) of Rule <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2-01</div> of Regulation <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">S-X</div> from the requirement that the audit committee <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-approve</div> the services. The majority of the hours expended on the audits of the 2025 and 2024 consolidated financial statements were attributable to work performed by the full-time permanent employees of the Bank&#8217;s independent auditors, KPMG LLP or its affiliates. </div></div> <div style="text-align: center; font-family: Times New Roman; font-size: 10pt; font-weight: bold; margin-top: 24pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">OFF-BALANCE</div> SHEET ARRANGEMENTS </div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">The disclosure provided under <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">&#8220;Off-balance</div> Sheet Arrangements&#8221; included in the Annual Report set forth as Exhibit 99.2, Management&#8217;s Discussion and Analysis, is incorporated by reference herein. </div></div> <div style="text-align: center; font-family: Times New Roman; font-size: 10pt; font-weight: bold; margin-top: 24pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">CONTRACTUAL OBLIGATIONS </div></div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">The disclosure provided under &#8220;Contractual maturities and obligations&#8221; included in the Annual Report set forth as Exhibit 99.2, Management&#8217;s Discussion and Analysis, is incorporated by reference herein. </div></div></div> <div style="text-align: center; font-family: Times New Roman; font-size: 10pt; font-weight: bold; margin-top: 24pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">IDENTIFICATION OF THE AUDIT COMMITTEE </div></div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">As of December&#160;2, 2025, the Bank&#8217;s audit committee is composed of the following directors: Benita M. Warmbold (Chair and financial expert), W. Dave Dowrich (financial expert), Michael B. Medline, Aaron W. Regent (financial expert), and Steven C. Van Wyk (financial expert). </div></div></div> <div style="text-align: center; font-family: Times New Roman; font-size: 10pt; font-weight: bold; margin-top: 24pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">SUMMARY OF SIGNIFICANT CORPORATE GOVERNANCE DIFFERENCES </div></div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">A summary of significant ways corporate governance practices followed by the Bank differ from corporate governance practices required to be followed by U.S. domestic companies under the NYSE&#8217;s listing standards (disclosure required by Section&#160;303A.11 of the NYSE Listed Company Manual) is available on the Bank&#8217;s website at <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">https://www.scotiabank.com/ca/en/about/our-company/governance.html.</div> The information on, or information that can be accessed through, the Bank&#8217;s website is not part of and is not incorporated by reference into this annual report. This website address is included as an inactive textual reference only. </div></div> <div style="text-align: center; font-family: Times New Roman; font-size: 10pt; font-weight: bold; margin-top: 24pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">DISCLOSURE PURSUANT TO SECTION 13(r) OF THE EXCHANGE ACT </div></div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Pursuant to Section&#160;13(r) of the Exchange Act, the Bank is required to disclose whether it or any of its affiliates knowingly engaged in certain activities, transactions or dealings relating to the Government of Iran or with certain individuals or entities that are the subject of sanctions under U.S. law. Disclosure is generally required even where the activities, transactions or dealings were conducted outside the United States in compliance with applicable law. </div></div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">During the fiscal year ending October&#160;31, 2025, the Bank identified an account held by a customer that may meet the definition of the &#8220;Government of Iran&#8221; under U.S. sanctions administered by the U.S. Department of the Treasury&#8217;s Office of Foreign Assets Control. During this period, the Bank maintained accounts and an outstanding mortgage loan for the customer, all denominated in Canadian dollars. Approximately $160,800 Canadian dollars in transactions were processed through the customer&#8217;s accounts in the relevant period, and the Bank has continued to receive payments in Canadian dollars on the mortgage loan. The Bank intends to close the customer&#8217;s accounts and to maintain the mortgage loan to the extent doing so remains permissible under applicable law. The Bank&#8217;s gross revenue and net profit attributable to this customer during the relevant period was de minimis. </div></div></div> <div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div> </div> </div> <hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="text-align: center; font-family: Times New Roman; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">UNDERTAKING </div></div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">Registrant undertakes to make available, in person or by telephone, representatives to respond to inquiries made by the Commission staff, and to furnish promptly, when requested to do so by the Commission staff, information relating to: the securities registered pursuant to Form <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">40-F;</div> the securities in relation to which the obligation to file an annual report on Form <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">40-F</div> arises; or transactions in said securities. </div></div> <div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div> </div> </div> <hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="text-align: center; font-family: Times New Roman; font-size: 10pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">SIGNATURES </div></div></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">Pursuant to the requirements of the Exchange Act, the Registrant certifies that it meets all of the requirements for filing on Form <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">40-F</div> and has duly caused this annual report to be signed on its behalf by the undersigned, thereto duly authorized. </div></div> <div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">Name: Rajagopal Viswanathan</div></td> </tr>
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<td style="vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">Title: Group Head and Chief Financial Officer</div></td> </tr> </table> <div style="clear:both;max-height:0pt;"></div> <div style="font-family: Times New Roman; font-size: 10pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;">Date: December&#160;2, 2025 </div></div></div> <div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div> </div> </div> <hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;Times New Roman&quot;; font-size: 10pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman;font-weight:bold;text-align:center">EXHIBIT INDEX </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align:top"><a href="d936350dex971.htm">Dodd-Frank Clawback Policy </a></td> </tr>
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<td style="vertical-align:top;white-space:nowrap">&#8199;99.1</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d936350dex991.htm">Annual Information Form dated December&#160;2, 2025 </a></td> </tr>
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<td style="height:6pt"/>
<td colspan="2" style="height:6pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#8199;99.2</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d936350dex992.htm">Management&#8217;s Discussion and Analysis (pages 16 through 138 of the 2025 Annual Report) </a></td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td colspan="2" style="height:6pt"/> </tr>
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<td style="vertical-align:top;white-space:nowrap">&#8199;99.3</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d936350dex993.htm">2025 Consolidated Financial Statements (pages 139 through 230 of the 2025 Annual Report) </a></td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td colspan="2" style="height:6pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<td style="vertical-align:top;white-space:nowrap">&#8199;99.4</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d936350dex994.htm">Consent of Independent Registered Public Accounting Firm </a></td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td colspan="2" style="height:6pt"/> </tr>
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<td style="vertical-align:top;white-space:nowrap">&#8199;99.5</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d936350dex995.htm">Certifications required by Rule <span style="white-space:nowrap;display:inline;">13a-14(a)</span> or Rule <span style="white-space:nowrap;display:inline;">15d-14(a),</span> pursuant to Section&#160;302 of the U.S. Sarbanes-Oxley Act of 2002 </a></td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td colspan="2" style="height:6pt"/> </tr>
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<td style="vertical-align:top;white-space:nowrap">&#8199;99.6</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="d936350dex996.htm">Certifications required by Rule <span style="white-space:nowrap;display:inline;">13a-14(b)</span> or Rule <span style="white-space:nowrap;display:inline;">15d-14(b)</span> and 18 U.S.C. Section&#160;1350, as enacted pursuant to Section&#160;906 of the U.S. Sarbanes-Oxley Act of 2002 </a></td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td colspan="2" style="height:6pt"/> </tr>
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<td style="vertical-align:top;white-space:nowrap">&#8199;99.7</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top"><a href="http://www.sec.gov/Archives/edgar/data/9631/000119312524269887/d843410dex998.htm">Code of Conduct (incorporated by reference to Exhibit 99.8 to the Bank&#8217;s Annual Report on Form <span style="white-space:nowrap;display:inline;">40-F</span> filed with the SEC on December&#160;3, 2024) </a></td> </tr>
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<td colspan="2" style="height:6pt"/> </tr>
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<td style="vertical-align:top;white-space:nowrap">101</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top">Interactive Data File</td> </tr>
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<td style="height:6pt"/>
<td colspan="2" style="height:6pt"/> </tr>
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<td style="vertical-align:top;white-space:nowrap">104</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top">Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101)</td> </tr> </table> <div style="clear:both;max-height:0pt;"></div> <div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div> </div> </div> <hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/></div> </div>
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<DOCUMENT>
<TYPE>EX-97.1
<SEQUENCE>2
<FILENAME>d936350dex971.htm
<DESCRIPTION>EX-97.1
<TEXT>
<HTML><HEAD>
<TITLE>EX-97.1</TITLE>
</HEAD>
 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B><I>Exhibit 97.1 </I></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>THE BANK OF NOVA SCOTIA </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>Dodd-Frank Clawback Policy </U></B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The
Board of Directors (the &#8220;<B>Board</B>&#8221;) of The Bank of Nova Scotia (the &#8220;<B>Bank</B>&#8221;) has adopted this Dodd-Frank Clawback Policy (this &#8220;<B>Policy</B>&#8221;) in accordance with the applicable provisions of The New
York Stock Exchange Listed Company Manual (the &#8220;<B>Clawback Rules</B>&#8221;), promulgated pursuant to the final rules adopted by the Securities and Exchange Commission enacting the clawback standards under Section&nbsp;954 of the Dodd-Frank
Wall Street Reform and Consumer Protection Act. The Human Capital and Compensation Committee (the &#8220;<B>Committee</B>&#8221;) is designated to administer this Policy. Capitalized terms not otherwise defined in this Policy have the meanings given
to them under the Clawback Rules, which are attached to this Policy as Appendix A. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>I.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Recovery of Erroneously Awarded Incentive Compensation </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Bank shall comply with the Clawback Rules and reasonably promptly recover Erroneously Awarded Compensation Received by current or former Executive Officers
of the Bank (&#8220;<B>Covered Individuals</B>&#8221;) in the event the Bank is required to prepare an accounting restatement due to the Bank&#8217;s material <FONT STYLE="white-space:nowrap">non-compliance</FONT> with any financial reporting
requirement under the securities laws, including any required accounting restatement to correct an error in previously issued financial statements that is material to the previously issued financial statements, or that would result in a material
misstatement if the error were corrected in the current period or left uncorrected in the current period. The Committee may determine to not recover Erroneously Awarded Compensation pursuant to this Policy in circumstances where <FONT
STYLE="white-space:nowrap">non-enforcement</FONT> is expressly permitted by the Clawback Rules, including where recovery would violate applicable home country laws in effect before November&nbsp;28, 2022. </P>
<P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>II.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Covered Individuals </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Committee shall determine the Bank&#8217;s Covered Individuals in a manner consistent with the Clawback Rules. </P>
<P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>III.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Covered Compensation </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This Policy applies to the Incentive-based Compensation Received by a Covered Individual: (1) after such Covered Individual began service as an Executive
Officer; (2)&nbsp;who served as an Executive Officer at any time during the performance period for that Incentive-based Compensation; (3)&nbsp;while the Bank has a class of securities listed on a US national securities exchange or a US national
securities association; and (4)&nbsp;during the three completed fiscal years immediately preceding the date that the Bank is required to prepare an accounting restatement as described above (or during any transition period, that results from a
change in the Bank&#8217;s fiscal year, within or immediately following those three completed fiscal years, as determined in accordance with the Clawback Rules). Notwithstanding the foregoing, this Policy shall not apply to Incentive-based
Compensation Received by a Covered Individual prior to the effective date of this Policy. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">1 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The amount of Incentive-based Compensation subject to this Policy is the Erroneously Awarded Compensation,
which is be the amount of Incentive-based Compensation Received by a Covered Individual that exceeds the amount of Incentive-based Compensation that otherwise would have been Received by the Covered Individual had it been determined based on the
restated amount (or otherwise determined in accordance with the Clawback Rules), and will be computed without regard to any taxes paid by the Covered Individual (or withheld from the Incentive-based Compensation). The Committee shall make all
determinations regarding the amount of Erroneously Awarded Compensation. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>IV.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Method of Recovery </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Committee shall determine, in its sole discretion, the manner in which any Erroneously Awarded Compensation shall be recovered. Methods of recovery may
include, but are not limited to: (1)&nbsp;seeking direct repayment from the Covered Individual; (2)&nbsp;reducing (subject to applicable law and the terms and conditions of the applicable plan, program or arrangement pursuant to which the
incentive-based compensation was paid) the amount that would otherwise be payable to the Covered Individual under any compensation, bonus, incentive, equity and other benefit plan, agreement, policy or arrangement maintained by the Bank or any of
its affiliates; (3)&nbsp;cancelling any award (whether cash- or equity-based) or portion thereof previously granted to the Covered Individual; or (4)&nbsp;any combination of the foregoing. </P>
<P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>V.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B><FONT STYLE="white-space:nowrap">No-Fault</FONT> Basis </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This Policy applies on a <FONT STYLE="white-space:nowrap">no-fault</FONT> basis, and Covered Individuals will be subject to recovery under this Policy without
regard to their personal culpability. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>VI.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Other Bank Arrangements </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">This Policy shall be in addition to, and not in lieu of, any other clawback, recovery or recoupment policy maintained by the Bank from time to time, as well as
any clawback, recovery or recoupment provision in any of the Bank&#8217;s plans, awards or individual agreements (including the clawback, recovery and recoupment provisions in the Bank&#8217;s equity award agreements) (collectively, &#8220;<B>Other
Bank Arrangement</B>&#8221;) and any other rights or remedies available to the Bank, including termination of employment; provided, however, that there is no intention to, nor shall there be, any duplicative recoupment of the same compensation under
more than one policy, plan, award or agreement. In addition, no Other Bank Arrangement shall serve to restrict the scope or the recoverability of Erroneously Awarded Compensation under this Policy or in any way limit recovery in compliance with the
Clawback Rules. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>VII.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>No Indemnification </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Notwithstanding anything to the contrary set forth in any policy, arrangement, bylaws, charter, certificate of incorporation or plan of the Bank or any
individual agreement between a Covered Individual and the Bank or any of its affiliates, no Covered Individual shall be entitled to indemnification from the Bank or any of its affiliates for the amount that is or may be recovered by the Bank
pursuant to this Policy; provided, however, that to the extent expense advancement or reimbursement is available to a Covered Individual, this Policy shall not serve to prohibit such advancement or reimbursement. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">2 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>VIII.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Administration; Interpretation </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Committee shall interpret and construe this Policy consistent with the Clawback Rules and applicable laws and regulation and shall make all determinations
necessary, appropriate or advisable for the administration of this Policy. Any determinations made by the Committee shall be final, binding and conclusive on all affected individuals. As required by the Clawback Rules, the Bank shall provide public
disclosures related to this Policy and any applicable recoveries of Erroneously Awarded Compensation. To the extent this Policy conflicts or is inconsistent with the Clawback Rules, the Clawback Rules shall govern. In no event is this Policy
intended to be broader than, or require recoupment in addition to, that required pursuant to the Clawback Rules. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>IX.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B>Amendment or Termination of this Policy </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Board reserves the right to amend this Policy at any time and for any reason, subject to applicable law and the Clawback Rules. To the extent that the
Clawback Rules cease to be in force or cease to apply to the Bank, this Policy shall also cease to be in force. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><I>Approved and Adopted: approved by the
Board of Directors on May&nbsp;24, 2023 prior to the December&nbsp;1, 2023 regulatory compliance date for Canadian issuers and on May&nbsp;27, 2025. </I></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">3 </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Appendix A </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Clawback </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>Rules </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B></B>303A.14<B> Erroneously Awarded Compensation </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(a)
This Section&nbsp;303A.14 prohibits the initial or continued listing of any security of an issuer that is not in compliance with the requirements of any portion hereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(b) <B>Implementation.</B> </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The effective date (&#8220;Effective Date&#8221;) of this Section&nbsp;303A.14 is October&nbsp;2, 2023 and
Canadian issuers listed on a US stock exchange will have 60 days to comply with the new requirements (i.e., December&nbsp;1, 2023). </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Each listed issuer must adopt the recovery policy required by this Section&nbsp;303A.14 (&#8220;Recovery
Policy&#8221;) no later than 60 days following the Effective Date. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(iii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Each listed issuer must comply with its Recovery Policy for all incentive-based compensation Received (as such
term is defined in Section&nbsp;303A.14(e) below) by executive officers on or after the Effective Date; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(iv)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Each listed issuer must provide the required disclosures in the applicable SEC filings required on or after the
Effective Date. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(c) <B>Requirements.</B> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The requirements of this Section&nbsp;303A.14 are as follows: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(1)</B> <B>Recovery of Erroneously Awarded Compensation. </B>The issuer must adopt and comply with a written Recovery Policy providing that the issuer will
recover reasonably promptly the amount of erroneously awarded incentive-based compensation in the event that the issuer is required to prepare an accounting restatement due to the material noncompliance of the issuer with any financial reporting
requirement under the securities laws, including any required accounting restatement to correct an error in previously issued financial statements that is material to the previously issued financial statements, or that would result in a material
misstatement if the error were corrected in the current period or left uncorrected in the current period. </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The Issuer&#8217;s Recovery Policy must apply to all incentive-based compensation received by a person:
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(A)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">After beginning service as an executive officer; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(B)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Who served as an executive officer at any time during the performance period for that incentive-based
compensation; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(C)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">While the issuer has a class of securities listed on a national securities exchange or a national securities
association; and </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">4 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">(D) During the three completed fiscal years immediately preceding the date that the issuer
is required to prepare an accounting restatement as described in paragraph (c)(1) of this Section&nbsp;303A.14. In addition to these last three completed fiscal years, the recovery policy must apply to any transition period (that results from a
change in the issuer&#8217;s fiscal year) within or immediately following those three completed fiscal years. However, a transition period between the last day of the issuer&#8217;s previous fiscal year end and the first day of its new fiscal year
that comprises a period of nine to 12 months would be deemed a completed fiscal year. An issuer&#8217;s obligation to recover erroneously awarded compensation is not dependent on if or when the restated financial statements are filed. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(ii) For purposes of determining the relevant recovery period, the date that an issuer is required to prepare an accounting restatement as described in
paragraph (c)(1) of this Section&nbsp;303A.14 is the earlier to occur of: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">(A) The date the issuer&#8217;s board of directors, a committee
of the board of directors, or the officer or officers of the issuer authorized to take such action if board action is not required, concludes, or reasonably should have concluded, that the issuer is required to prepare an accounting restatement as
described in paragraph (c)(1) of this Section&nbsp;303A.14; or </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">(B) The date a court, regulator, or other legally authorized body directs
the issuer to prepare an accounting restatement as described in paragraph (c)(1) of this Section&nbsp;303A.14. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(iii) The amount of incentive-based
compensation that must be subject to the issuer&#8217;s recovery policy (&#8220;erroneously awarded compensation&#8221;) is the amount of incentive-based compensation received that exceeds the amount of incentive-based compensation that otherwise
would have been received had it been determined based on the restated amounts, and must be computed without regard to any taxes paid. For incentive-based compensation based on stock price or total shareholder return, where the amount of erroneously
awarded compensation is not subject to mathematical recalculation directly from the information in an accounting restatement: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">(A) The
amount must be based on a reasonable estimate of the effect of the accounting restatement on the stock price or total shareholder return upon which the incentive- based compensation was received; and </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">(B) The issuer must maintain documentation of the determination of that reasonable estimate and provide such documentation to the Exchange.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(iv) The issuer must recover erroneously awarded compensation in compliance with its recovery policy except to the extent that the conditions of
paragraphs (c)(1)(iv)(A), (B), or (C)&nbsp;of this Section&nbsp;303A.14 are met, and the issuer&#8217;s committee of independent directors responsible for executive compensation decisions, or in the absence of such a committee, a majority of the
independent directors serving on the board, has made a determination that recovery would be impracticable. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">(A) The direct expense paid to
a third party to assist in enforcing the policy would exceed the amount to be recovered. Before concluding that it would be impracticable to recover any amount of erroneously awarded compensation based on expense of enforcement, the issuer must make
a reasonable attempt to recover such erroneously awarded compensation, document such reasonable attempt(s) to recover, and provide that documentation to the Exchange. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">5 </P>

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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">(B) Recovery would violate home country law where that law was adopted prior to
November&nbsp;28, 2022. Before concluding that it would be impracticable to recover any amount of erroneously awarded compensation based on violation of home country law, the issuer must obtain an opinion of home country counsel, acceptable to the
Exchange, that recovery would result in such a violation, and must provide such opinion to the Exchange. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">(C) Recovery would likely cause
an otherwise <FONT STYLE="white-space:nowrap">tax-qualified</FONT> retirement plan, under which benefits are broadly available to employees of the registrant, to fail to meet the requirements of 26 U.S.C. 401(a)(13) or 26 U.S.C. 411(a) and
regulations thereunder. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(v) The issuer is prohibited from indemnifying any executive officer or former executive officer against the loss of erroneously
awarded compensation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">(2) The issuer must file all disclosures with respect to such Recovery Policy in accordance with the requirements of the Federal
securities laws, including the disclosure required by the applicable Commission filings </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(d) General Exemptions </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The requirements of this Section&nbsp;303A.14 do not apply to the listing of: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">(1) A security futures product cleared by a clearing agency that is registered pursuant to section 17A of the Act (15 U.S.C. <FONT
STYLE="white-space:nowrap">78q-1)</FONT> or that is exempt from the registration requirements of section 17A(b)(7)(A) (15 U.S.C. <FONT STYLE="white-space:nowrap">78q-1(b)(7)(A));</FONT> </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">(2) A standardized option, as defined in 17 CFR <FONT STYLE="white-space:nowrap">240.9b-1(a)(4),</FONT> issued by a clearing agency that is
registered pursuant to section 17A of the Act (15 U.S.C. <FONT STYLE="white-space:nowrap">78q-1);</FONT> </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">(3) Any security issued by a unit
investment trust, as defined in 15 U.S.C. 80a-4(2); </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">(4) Any security issued by a management company, as defined in 15 U.S.C. <FONT
STYLE="white-space:nowrap">80a-4(3),</FONT> that is registered under Section&nbsp;8 of the Investment Company Act of 1940 (15 U.S.C. <FONT STYLE="white-space:nowrap">80a-8),</FONT> if such management company has not awarded incentive-based
compensation to any executive officer of the company in any of the last three fiscal years, or in the case of a company that has been listed for less than three fiscal years, since the listing of the company. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>(e)</B> <B>Definitions. </B>Unless the context otherwise requires, the following definitions apply for purposes of this Section&nbsp;303A.14: </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>Executive Officer. </I>An executive officer is the issuer&#8217;s president, principal financial officer, principal accounting officer (or
if there is no such accounting officer, the controller), any vice-president of the issuer in charge of a principal business unit, division, or function (such as sales, administration, or finance), any other officer who performs a policy-making
function, or any other person who performs similar policy- making functions for the issuer. Executive officers of the issuer&#8217;s parent(s) or subsidiaries are deemed executive officers of the issuer if they perform such policy making functions
for the issuer. In addition, when the issuer is a limited partnership, officers or employees of the general partner(s) who perform policy-making functions for the limited partnership are deemed officers of the limited partnership. When the issuer is
a trust, officers, or employees of the trustee(s) who perform policy-making functions for the trust are deemed officers of the trust. Policy-making function is not intended to include policy- making functions that are not significant. Identification
of an executive officer for purposes of this Section&nbsp;303A.14 would include at a minimum </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">6 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">executive officers identified pursuant to 17 CFR 229.401(b). </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>Financial reporting measures. </I>Financial reporting measures are measures that are determined and presented in accordance with the
accounting principles used in preparing the issuer&#8217;s financial statements, and any measures that are derived wholly or in part from such measures. Stock price and total shareholder return are also financial reporting measures. A financial
reporting measure need not be presented within the financial statements or included in a filing with the Commission. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>Incentive-based
compensation. </I>Incentive-based compensation is any compensation that is granted, earned, or vested based wholly or in part upon the attainment of a financial reporting measure. </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>Received. </I>Incentive-based compensation is deemed received in the issuer&#8217;s fiscal period during which the financial reporting
measure specified in the incentive-based compensation award is attained, even if the payment or grant of the incentive-based compensation occurs after the end of that period. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">7 </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B></B><B><I>Exhibit 99.1</I></B><B> </B></P>
<P STYLE="font-size:36pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:72pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:48pt; margin-bottom:0pt; font-size:16pt; font-family:Times New Roman" ALIGN="center"><B>The Bank of Nova Scotia </B></P>
<P STYLE="margin-top:48pt; margin-bottom:0pt; font-size:22pt; font-family:Times New Roman" ALIGN="center"><B>ANNUAL </B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:22pt; font-family:Times New Roman" ALIGN="center"><B>INFORMATION
</B></P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:22pt; font-family:Times New Roman" ALIGN="center"><B>FORM </B></P> <P STYLE="margin-top:48pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>DECEMBER
2, 2025 </B></P> <P STYLE="font-size:48pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:48pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:0pt;margin-bottom:0pt" ALIGN="center">


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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>TABLE OF CONTENTS </U></B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="80%"></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="2%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>AIF<BR>Page&nbsp;No.</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center"><B>MD&amp;A Reference</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Distribution Notice</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Financial Data</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Forward-looking Statements</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">1</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">CORPORATE STRUCTURE</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Name, Address and Place of Incorporation</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Intercorporate Relationships</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">2</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">GENERAL DEVELOPMENT OF THE BANK&#8217;S BUSINESS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Three-Year History</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">DESCRIPTION OF THE BANK&#8217;S BUSINESS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
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<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">General Summary</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">3</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">pp.&nbsp;45-59</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Sustainability Strategies</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Risk Factors</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">pp.&nbsp;76-115</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">DIVIDENDS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">DESCRIPTION OF THE BANK&#8217;S CAPITAL STRUCTURE</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">8</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right"><FONT STYLE="white-space:nowrap">pp.&nbsp;60-67</FONT></TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Common Shares</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Preferred Shares &#8211; General</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Certain Provisions of the Preferred Shares</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">9</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Other Equity Instruments &#8211; Subordinated Capital Notes &#8211; General</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">11</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Certain Provisions of the Subordinated Capital Notes</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">12</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Constraints on Ownership of the Bank&#8217;s Shares</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Credit Ratings of Securities and Liquidity</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">MARKET FOR SECURITIES OF THE BANK</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Trading Price and Volume</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Prior Sales</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">15</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">DIRECTORS AND EXECUTIVE OFFICERS OF THE BANK</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Directors and Board Committees of the Bank</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Officers of the Bank</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">17</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Cease Trade Orders, Bankruptcies, Penalties or Sanctions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">19</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Shareholdings of Management</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">LEGAL PROCEEDINGS AND REGULATORY ACTIONS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">20</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">INTEREST OF MANAGEMENT AND OTHERS IN MATERIAL TRANSACTIONS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">TRANSFER AGENT AND REGISTRAR</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">CONFLICTS OF INTEREST</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">EXPERTS</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">THE BANK&#8217;S AUDIT AND CONDUCT REVIEW COMMITTEE</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:3.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Auditor</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">22</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD NOWRAP VALIGN="bottom" ALIGN="right">Table&nbsp;80&nbsp;on&nbsp;p.&nbsp;129</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">ADDITIONAL INFORMATION</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">23</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule A &#8211; Definition of Credit Ratings</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Schedule B &#8211; Audit and Conduct Review Committee Charter</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">27</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center">INFORMATION IS AT OCTOBER 31, 2025, UNLESS OTHERWISE NOTED. </P>
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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Distribution Notice </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">When this Annual Information Form is provided to security holders or other interested parties, it must be accompanied by copies of all the documents (or
excerpts thereof) incorporated herein by reference. Portions of this Annual Information Form of The Bank of Nova Scotia (the &#8220;Bank&#8221;, &#8220;Scotiabank&#8221;, &#8220;we&#8221; or &#8220;our&#8221;) dated December 2, 2025 (the
&#8220;AIF&#8221;), are disclosed in the Management&#8217;s Discussion and Analysis for the year ended October&nbsp;31, 2025 (the &#8220;MD&amp;A&#8221;). The MD&amp;A is also available on SEDAR+ at www.sedarplus.ca. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Financial Data </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Except as otherwise noted, all
information is given at or for the year ended October&nbsp;31, 2025. Amounts are expressed in Canadian dollars. Financial information is presented in accordance with International Financial Reporting Standards (&#8220;IFRS&#8221;) as issued by the
International Accounting Standards Board, unless otherwise noted. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Forward-looking Statements </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">From time to time, our public communications include oral or written forward-looking statements. Statements of this type are included in this document, and may
be included in other filings with Canadian securities regulators or the U.S. Securities and Exchange Commission (&#8220;SEC&#8221;), or in other communications. In addition, representatives of the Bank may include forward-looking statements orally
to analysts, investors, the media and others. All such statements are made pursuant to the &#8220;safe harbor&#8221; provisions of the U.S. Private Securities Litigation Reform Act of 1995 and any applicable Canadian securities legislation.
Forward-looking statements may include, but are not limited to, statements made in this document, the Management&#8217;s Discussion and Analysis in the Bank&#8217;s 2025 Annual Report under the headings &#8220;Outlook&#8221; and in other statements
regarding the Bank&#8217;s objectives, strategies to achieve those objectives, the regulatory environment in which the Bank operates, anticipated financial results, and the outlook for the Bank&#8217;s businesses and for the Canadian, U.S. and
global economies. Such statements are typically identified by words or phrases such as &#8220;believe,&#8221; &#8220;expect,&#8221; &#8220;aim,&#8221; &#8220;achieve,&#8221; &#8220;foresee,&#8221; &#8220;forecast,&#8221; &#8220;anticipate,&#8221;
&#8220;intend,&#8221; &#8220;estimate,&#8221; &#8220;outlook,&#8221; &#8220;seek,&#8221; &#8220;schedule,&#8221; &#8220;plan,&#8221; &#8220;goal,&#8221; &#8220;strive,&#8221; &#8220;target,&#8221; &#8220;project,&#8221; &#8220;commit,&#8221;
&#8220;objective,&#8221; and similar expressions of future or conditional verbs, such as &#8220;will,&#8221; &#8220;may,&#8221; &#8220;should,&#8221; &#8220;would,&#8221; &#8220;might,&#8221; &#8220;can&#8221; and &#8220;could&#8221; and positive
and negative variations thereof. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">By their very nature, forward-looking statements require us to make assumptions and are subject to inherent risks and
uncertainties, which give rise to the possibility that our predictions, forecasts, projections, expectations or conclusions will not prove to be accurate, that our assumptions may not be correct and that our financial performance objectives, vision
and strategic goals will not be achieved. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We caution readers not to place undue reliance on these statements as a number of risk factors, many of which
are beyond our control and effects of which can be difficult to predict, could cause our actual results to differ materially from the expectations, targets, estimates or intentions expressed in such forward-looking statements. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The future outcomes that relate to forward-looking statements may be influenced by many factors, including but not limited to: general economic and market
conditions in the countries in which we operate and globally; changes in currency and interest rates; increased funding costs and market volatility due to market illiquidity and competition for funding; the failure of third parties to comply with
their obligations to the Bank and its affiliates, including relating to the care and control of information, and other risks arising from the Bank&#8217;s use of third parties; changes in monetary, fiscal, or economic policy and tax legislation and
interpretation; changes in laws and regulations or in supervisory expectations or requirements, including capital, interest rate and liquidity requirements and guidance, and the effect of such changes on funding costs; geopolitical risk (including
policies and other changes related to, or affecting, economic or trade matters, including tariffs, countermeasures, tariff mitigation policies and <FONT STYLE="white-space:nowrap">tax-related</FONT> risks); changes to our credit ratings; the
possible effects on our business and the global economy of war, conflicts or terrorist actions and unforeseen consequences arising from such actions; technological changes, including open banking and the use of data and artificial intelligence in
our business, and technology resiliency; operational and infrastructure risks; reputational risks; the accuracy and completeness of information the Bank receives on customers and counterparties; the timely development and introduction of new
products and services, and the extent to which products or services previously sold by the Bank require the Bank to incur liabilities or absorb losses not contemplated at their origination; our ability to execute our strategic plans, including the
successful completion of acquisitions and dispositions, including obtaining regulatory approvals; critical accounting estimates and the effect of changes to accounting standards, rules and interpretations on these estimates; global capital markets
activity; the Bank&#8217;s ability to attract, develop and retain key executives; the evolution of various types of fraud or other criminal behaviour to which the Bank is exposed; anti-money laundering; disruptions or attacks (including
cyberattacks) on the Bank&#8217;s information </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 1 - </P>

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technology, internet connectivity, network accessibility, or other voice or data communications systems or services, which may result in data breaches, unauthorized access to sensitive
information, denial of service and potential incidents of identity theft; increased competition in the geographic and business areas in which we operate, including through internet and mobile banking and
<FONT STYLE="white-space:nowrap">non-traditional</FONT> competitors; exposure related to significant litigation and regulatory matters; environmental, social and governance risks, including climate-related risk, our ability to implement various
sustainability-related initiatives (both internally and with our clients and other stakeholders) under expected time frames, and our ability to scale our sustainable-finance products and services; the occurrence of natural and unnatural catastrophic
events and claims resulting from such events, including disruptions to public infrastructure, such as transportation, communications, power or water supply; inflationary pressures; global supply-chain disruptions; Canadian housing and household
indebtedness; the emergence or continuation of widespread health emergencies or pandemics, including their impact on the local, national or global economies, financial market conditions and the Bank&#8217;s business, results of operations, financial
condition and prospects; and the Bank&#8217;s anticipation of and success in managing the risks implied by the foregoing. A substantial amount of the Bank&#8217;s business involves making loans or otherwise committing resources to specific
companies, industries or countries. Unforeseen events affecting such borrowers, industries or countries could have a material adverse effect on the Bank&#8217;s financial results, businesses, financial condition or liquidity. These and other factors
may cause the Bank&#8217;s actual performance to differ materially from that contemplated by forward-looking statements. The Bank cautions that the preceding list is not exhaustive of all possible risk factors and other factors could also adversely
affect the Bank&#8217;s results, for more information, please see the &#8220;Risk Management&#8221; section of the Bank&#8217;s 2025 Annual Report, as may be updated by quarterly reports. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Material economic assumptions underlying the forward-looking statements contained in this document are set out in the 2025 Annual Report under the headings
&#8220;Outlook&#8221;, as updated by quarterly reports. The &#8220;Outlook&#8221; and &#8220;2026 Priorities&#8221; sections are based on the Bank&#8217;s views and the actual outcome is uncertain. Readers should consider the above-noted factors
when reviewing these sections. When relying on forward-looking statements to make decisions with respect to the Bank and its securities, investors and others should carefully consider the preceding factors, other uncertainties and potential events.
</P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Any forward-looking statements contained in this document represent the views of management only as of the date hereof and are presented for the purpose
of assisting the Bank&#8217;s shareholders and analysts in understanding the Bank&#8217;s financial position, objectives and priorities, and anticipated financial performance as at and for the periods ended on the dates presented, and may not be
appropriate for other purposes. Except as required by law, the Bank does not undertake to update any forward-looking statements, whether written or oral, that may be made from time to time by or on its behalf. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Additional information relating to the Bank can be located on the SEDAR+ website at www.sedarplus.ca and on the EDGAR section of the SEC&#8217;s website at
www.sec.gov. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>CORPORATE STRUCTURE </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Name, Address
and Place of Incorporation </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Bank was granted a charter under the laws of the Province of Nova Scotia in 1832 and commenced operations in Halifax,
Nova Scotia in that year. Since 1871, the Bank has been a chartered bank under the <I>Bank Act </I>(Canada) (the &#8220;Bank Act&#8221;). The Bank is a Schedule I bank under the Bank Act and the Bank Act is its charter. The head office of the Bank
is located at 1709 Hollis Street, Halifax, Nova Scotia, B3J 1W1 and its executive offices are at 40 Temperance Street, Toronto, Ontario, M5H 0B4. A copy of the Bank&#8217;s <FONT STYLE="white-space:nowrap">by-laws</FONT> is available on
www.sedarplus.ca. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Intercorporate Relationships </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Each
international principal subsidiary of the Bank is incorporated or established and existing under the laws of the jurisdiction in which its principal office is located, with the exception of Scotia Holdings (USA) LLC and Scotia Financing (USA) LLC
which are incorporated and existing under the laws of the State of Delaware. Each Canadian principal subsidiary of the Bank is incorporated or established and existing under the laws of Canada, except for 1832 Asset Management L.P., Scotia Capital
Inc. and Scotia Securities Inc. which are incorporated or established and existing under the laws of the Province of Ontario. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The intercorporate
relationships among the Bank and its principal subsidiaries are described in note 30 of the consolidated financial statements for the year ended October&nbsp;31, 2025, which are incorporated herein by reference. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 2 - </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>GENERAL DEVELOPMENT OF THE BANK&#8217;S BUSINESS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Three-Year History </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As reported in accordance with IFRS,
for the fiscal year ended October&nbsp;31, 2025, the Bank&#8217;s net income attributable to common shareholders was $7,283 million, down from $7,286 million in 2024. The Bank&#8217;s net income attributable to common shareholders was $6,919 million
in 2023<SUP STYLE="font-size:75%; vertical-align:top">1</SUP>. Earnings per share (on a diluted basis) for the fiscal year ended October&nbsp;31, 2025 was $5.67, compared to $5.87 in 2024 and $5.72 in 2023<SUP
STYLE="font-size:75%; vertical-align:top">1</SUP>. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Return on equity for the fiscal year ended October 31, 2025 was 9.7%, compared to 10.2% in 2024 and
10.3% in 2023<SUP STYLE="font-size:75%; vertical-align:top">1</SUP>. In fiscal 2025, the Bank&#8217;s actual dividend payout ratio was approximately 73.7%, compared to 71% in 2024 and 72.3% in
2023.<SUP STYLE="font-size:75%; vertical-align:top">1</SUP> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">For additional information on the Bank&#8217;s businesses, see the descriptions provided
below and on pages 45 to 59 of the MD&amp;A. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Certain acquisitions and dispositions that have influenced the general development of the Bank&#8217;s
business over the past three years are summarized below, for additional information on acquisitions and divestitures, see note 35 of the consolidated financial statements for the year ended October&nbsp;31, 2025. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On February&nbsp;28, 2025, the Bank completed the sale of CrediScotia Financiera S.A. (CrediScotia), a wholly-owned consumer finance subsidiary in Peru, to
Banco Santander S.A. (Espa&ntilde;a), upon receiving regulatory approvals and satisfying closing conditions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On January&nbsp;6, 2025, the Bank entered
into an agreement with Davivienda to transfer its banking operations in Colombia, Costa Rica and Panama in exchange for an approximately 20% ownership stake in the newly combined entity of Davivienda. The Bank&#8217;s ownership will consist of
14.99% voting common shares and the remainder in <FONT STYLE="white-space:nowrap">non-voting</FONT> preferred shares. On November&nbsp;24, 2025, the Bank announced that all required regulatory approvals had been received for completion of the
transfer. On December&nbsp;1, 2025, the Bank completed the transaction to combine the operations of both institutions to operate under a new holding company, Davivienda Group. Following completion of such transaction, the Bank designated two
individuals (one being independent) to serve on the Board of Directors of Davivienda Group. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On December&nbsp;27, 2024, the Bank completed its acquisition
of an approximate ownership interest of 14.9% or 163&nbsp;million shares in KeyCorp. The acquisition was completed in two stages &#8211; an initial investment of 4.9% (&#8220;Initial Investment&#8221;) on August&nbsp;30, 2024, and an additional
investment of approximately 10% (&#8220;Additional Investment&#8221;) on December&nbsp;27, 2024. The acquisition was completed through <FONT STYLE="white-space:nowrap">all-cash</FONT> purchases of newly issued voting common shares, at a fixed price
of U.S.$17.17 per share, resulting in total cash consideration paid of approximately U.S.$2.8&nbsp;billion ($4.1 billion). Following completion of the Additional Investment, the Bank designated two individuals to serve on KeyCorp&#8217;s Board of
Directors. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On October 31, 2023, the Bank completed the sale of its 20% equity interest in Canadian Tire&#8217;s Financial Services business
(&#8220;CTFS&#8221;) to Canadian Tire Corporation. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On September&nbsp;26, 2022, the Bank announced Brian Porter&#8217;s decision to retire as President
and Chief Executive Officer, effective January&nbsp;31, 2023. The Bank&#8217;s Board of Directors appointed Scott Thomson as CEO of the Bank, effective February&nbsp;1, 2023. Mr.&nbsp;Thomson initially served as President, effective December&nbsp;1,
2022, with responsibility for the Bank&#8217;s four business lines. To support the transition, Mr.&nbsp;Porter was a Strategic Advisor to Mr.&nbsp;Thomson from February&nbsp;1, 2023 to April&nbsp;30, 2023. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>DESCRIPTION OF THE BANK&#8217;S BUSINESS </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>General
Summary </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Bank&#8217;s strategic vision is to be our clients&#8217; most trusted financial partner and deliver sustainable, profitable growth.
Guided by our purpose: &#8220;for every future,&#8221; we help our clients, their families and their communities achieve success through a broad range of advice, products, and services, including personal and commercial banking, wealth management
and private banking, corporate and investment banking, and capital markets. </P><DIV STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</DIV>
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<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">1</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The Bank adopted IFRS 17 effective November 1, 2023. As required under the new accounting standard, prior
period amounts have been restated. </P></TD></TR></TABLE>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">For the year ended October 31, 2025, the Bank&#8217;s operating segments are: Canadian Banking,
International Banking, Global Wealth Management, Global Banking and Markets and Other. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Canadian Banking provides a full suite of financial advice and
banking solutions, supported by an excellent customer experience, to over 11&nbsp;million customers. Retail, Small Business Banking and Commercial Banking customers receive service through its network of 892 branches and 3,542 automated banking
machines (ABMs), as well as online, mobile and telephone banking, and specialized sales teams. Canadian Banking also provides an alternative self-directed banking solution to Tangerine customers. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">International Banking is comprised of a strong and universal banking franchise that provides financial advice and solutions to over 8&nbsp;million Retail,
Commercial and GBM clients. Its geographic presence spans more than 12 countries, including Mexico, Chile, Peru, Brazil, Uruguay, and various markets in the Caribbean, with a relevant local presence in all core markets. The Bank&#8217;s unique
geographical footprint ensures robust connectivity within the North American corridor. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Global Wealth Management is focused on delivering comprehensive
wealth management advice and solutions to clients across Scotiabank&#8217;s footprint. Global Wealth Management serves over 2&nbsp;million investment fund and advisory clients across 12 countries &#8211; administering over $750&nbsp;billion in
assets. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Global Banking and Markets (GBM) provides corporate clients with lending and transaction services, investment banking advice and access to
capital markets. GBM is a full-service wholesale bank in the Americas, serving clients across Canada, the United States, Latin America, Europe and Asia-Pacific. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Other segment includes Group Treasury, investments in certain associated corporations, and smaller operating segments and corporate items which are not
allocated to a business line. Group Treasury is primarily responsible for Balance Sheet, Liquidity and Interest Rate Risk management, which includes the Bank&#8217;s wholesale funding. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Collectively, the Bank has 86,431 employees (full-time equivalent) and our customers are served by a network of 2,128 branches and offices, as of the
financial year end (October 31, 2025). </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A more complete description of services provided by each of the Bank&#8217;s major business lines is available in
the MD&amp;A, on pages 45 to 59 inclusive, and those pages are herein incorporated by reference. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Competition </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Canadian banking system consists of numerous banks and other financial institutions. Certain large Canadian banks are required by law to be widely held
because their equity exceeds a threshold of $12&nbsp;billion. These banks compete nationwide through extensive branch networks, ABMs, telephone, internet and mobile banking offerings. In total, the Canadian system includes 35 domestic banks, 15
foreign banks and numerous credit unions and caisses populaires. More broadly, the Canadian financial services industry includes thousands of institutions such as life insurance companies, property and casualty insurers, consumer finance companies,
independent investment dealers and independent retail mutual fund management companies. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Competition is reflected in the range of products and services
offered, innovation in features, services, technology and delivery, as well as the various pricing schemes adopted. Additionally, a growing number of service providers in the Canadian marketplace are offering alternative channels and competition in
the payments space. The increased number of new entrants into the financial services sector in recent years has also underscored an enhanced level of competition. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Bank is a global financial services provider offering a diverse range of products and services, including personal, commercial, corporate and investment
banking. In providing these services and products, the Bank competes with local and international banks and other financial institutions. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Supervision and Regulation in Canada </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As a
Canadian Schedule I Bank, the Bank&#8217;s activities in Canada are governed by the Bank Act, which is one of four main federal statutes governing the financial services industry in Canada. The other three statutes cover trust and loan companies,
insurance companies and <FONT STYLE="white-space:nowrap">co-operative</FONT> credit associations. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In accordance with the Bank Act, an organization may
engage in and carry on the business of banking and such business </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 4 - </P>

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generally as pertains to the business of banking. The Bank Act grants Canadian chartered banks broad powers of investment in the securities of other corporations and entities, but imposes limits
upon substantial investments. Under the Bank Act, generally a bank has a substantial investment in a body corporate when (a)&nbsp;voting rights attached to the voting shares beneficially owned by the bank and by entities controlled by the bank
exceed 10% of the voting rights attached to the outstanding voting shares of the body corporate, or (b)&nbsp;the total number of shares of the body corporate that are beneficially owned by the bank and entities controlled by the bank represent more
than 25% of the total shareholders&#8217; equity of the body corporate. In addition, under the Bank Act, a bank has a substantial investment in an unincorporated entity where the ownership interests in such entity beneficially owned by that bank and
by entities controlled by that bank exceed 25% of all ownership interests in such entity. A Canadian chartered bank is permitted to have a substantial investment in entities whose activities are consistent with those of certain prescribed permitted
substantial investments. In general, a bank will be permitted to invest in an entity that carries on any financial services activity. Further, a bank may generally invest in entities that carry on commercial activities that are related to the
promotion, sale, delivery or distribution of a financial product or service. A bank may also invest in entities that provide professional investment management to <FONT STYLE="white-space:nowrap">closed-end</FONT> funds and mutual funds, engage in
the distribution of mutual funds and provide consulting and agency services for real property or service financial institutions and the bank may have downstream holding companies to hold these investments. In certain cases, the approval of the
Minister of Finance (the &#8220;Minister&#8221;) or the Superintendent of Financial Institutions Canada (the &#8220;Superintendent&#8221;) is required prior to making the investment and/or the bank is required to control the entity. Canadian
chartered banks may offer through their branch network credit or charge-card related insurance, creditors&#8217; disability insurance, creditors&#8217; life insurance, creditors&#8217; loss of employment insurance, creditors&#8217; vehicle inventory
insurance, export credit insurance, mortgage insurance and travel insurance. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Without Minister approval, no person or group of associated persons may own
more than 10% of any class of shares of the Bank. No person may be a major shareholder of a bank if the bank has equity of $12&nbsp;billion or more (which includes the Bank). A person is a major shareholder of a bank if: (a)&nbsp;the aggregate of
shares of any class of voting shares beneficially owned by that person and that are beneficially owned by any entities controlled by that person is more than 20% of that class of voting shares; or (b)&nbsp;the aggregate of shares of any class of <FONT
STYLE="white-space:nowrap">non-voting</FONT> shares beneficially owned by that person and that are beneficially owned by any entities controlled by that person is more than 30% of that class of <FONT STYLE="white-space:nowrap">non-voting</FONT>
shares. Ownership of the Bank&#8217;s shares by Canadian or foreign governments is prohibited under the Bank Act. The Bank Act provides for limited circumstances in which the Canadian federal government may be permitted to acquire shares of a bank,
including the Bank, if the Minister and Governor in Council were to conclude that to do so would promote stability in the financial system. While the government holds any shares of a bank, including the Bank, the Minister may impose certain terms
and conditions, including conditions on the payment by the Bank of dividends on any of its shares. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Superintendent is responsible to the Minister for
the administration of the Bank Act. The Superintendent is required to make an annual examination of each bank to ensure compliance with the Bank Act and to ensure that each bank is in sound financial condition. The Superintendent shall report on its
bank examinations to the Minister. The Bank is also required to disclose certain financial information. The Bank is subject to regulation by the Canada Deposit Insurance Corporation and the Financial Consumer Agency of Canada, and the activities of
the Bank in Canada are subject to various other federal statutory provisions, including the <I>Proceeds of Crime (Money Laundering) and Terrorist Financing Act </I>which applies to all of the Bank&#8217;s businesses in Canada. The activities of the
Bank&#8217;s trust subsidiaries and insurance subsidiaries are regulated in Canada under the <I>Trust and Loan Companies Act </I>and the <I>Insurance Companies Act</I>, respectively, and under provincial laws in respect of their activities in the
provinces. Certain activities of the Bank and its subsidiaries acting as securities brokers, dealers (including investment and mutual fund dealers), underwriters and advisors (including investment counsel and portfolio managers) are regulated in
Canada under provincial securities legislation and, in some cases, by self-regulatory organizations, such as the Canadian Investment Regulatory Organization (CIRO) for investment dealers and mutual fund dealers. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Bank Recapitalization <FONT STYLE="white-space:nowrap">(Bail-In)</FONT> Regime </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On September&nbsp;23, 2018, the regulations under the <I>Canada Deposit Insurance Corporation Act </I>(Canada) (the &#8220;CDIC Act&#8221;) and the Bank Act
(collectively, the <FONT STYLE="white-space:nowrap">&#8220;Bail-In</FONT> Regulations&#8221;) which provides the details of conversion, issuance and compensation regimes for <FONT STYLE="white-space:nowrap">bail-in</FONT> instruments issued by
domestic systemically important banks, including the Bank, came into force. Pursuant to the CDIC Act, in circumstances where the Superintendent of Financial Institutions has determined that the Bank has ceased, or is about to cease, to be viable,
the Governor in Council may, upon a recommendation of the Minister of Finance that they are of the opinion that it is in the public interest to do so, grant an order directing CDIC to </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">convert all or a portion of certain shares and liabilities of the Bank into common shares of the Bank. For a
description of the Canadian bank resolution powers and the consequent risk factors attaching to certain liabilities of the Bank reference is made to the Bank&#8217;s website under Regulatory Disclosures for Fixed Income Investors<SUP
STYLE="font-size:75%; vertical-align:top">2</SUP>. The information on our website does not form part of this Annual Information Form. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">International Supervision and Regulation </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Capital adequacy for Canadian banks is regulated by the Office of the Superintendent of Financial Institutions (&#8220;OSFI&#8221;) and subject to the revised
capital adequacy requirements as published by the Basel Committee on Banking Supervision (BCBS) and commonly referred to as Basel III, as adopted by Canada. Additional information on the regulatory capital of the Bank and developments facing the
Bank are described under the headings &#8220;Regulatory capital&#8221; and &#8220;Regulatory capital developments&#8221; on pages 61-62 of the MD&amp;A, respectively, and those sections are incorporated herein by reference. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Automatic Exchange of Information </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Under the
initiative of the Organization for Economic <FONT STYLE="white-space:nowrap">Co-Operation</FONT> and Development, many countries have committed to automatic exchange of information relating to accounts held by tax residents of signatory countries,
using a Common Reporting Standard (&#8220;CRS&#8221;). Canada&#8217;s automatic exchange of financial account information arrangements with jurisdictions, other than the U.S., has been implemented in accordance with the CRS and the implementation of
the CRS legislation in Canada was effective July&nbsp;1, 2017. The Bank meets its obligations imposed under the CRS, in accordance with local laws, in Canada and all applicable jurisdictions in which it operates. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Supervision and Regulation Outside Canada &#8211; Key Jurisdictions </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>United States </I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The activities of the Bank
and its subsidiaries in the U.S. are subject to federal and state supervision, regulation and examination by bank regulatory and other governmental agencies. The Bank is subject to the Bank Holding Company Act of 1956 (&#8220;BHCA&#8221;) and the
International Banking Act of 1978 and associated regulations of the Board of Governors of the Federal Reserve System (the &#8220;Federal Reserve Board&#8221;). The Federal Reserve Board and other banking regulators oversee the operation of the
Bank&#8217;s branches, offices and subsidiaries in the U.S. The SEC, state securities regulators and self- regulatory organizations, such as the Financial Industry Regulatory Authority, regulate its broker-dealer subsidiary and the SEC, effective
November&nbsp;1, 2021, regulates the Bank&#8217;s security-based swaps dealer business and the Commodity Futures Trading Commission (&#8220;CFTC&#8221;) oversees the Bank&#8217;s swaps and commodities trading and clearing businesses. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Bank is a &#8220;financial holding company&#8221; under the BHCA. This status allows a broad range of financial activities to be undertaken in the U.S.
Provisions of the Federal Reserve Act place certain limitations and restrictions on the transactions that the Bank&#8217;s U.S. branch and agency can engage in with affiliates of the Bank. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Bank, as a <FONT STYLE="white-space:nowrap">non-U.S.</FONT> bank with U.S. operations, is required by U.S. anti-money laundering laws, to take certain
steps to prevent, detect and report individuals and entities involved in international money laundering and the financing of terrorism. Failure of a financial institution to comply with these requirements could have serious legal and reputational
consequences for the institution. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Bank is also subject to the Dodd-Frank Wall Street Reform and Consumer Protection Act (the &#8220;Dodd-Frank
Act&#8221;). Dodd-Frank Act reforms include heightened consumer protection, revised regulation of <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">over-the-counter</FONT></FONT> derivatives markets, restrictions on proprietary
trading and the ownership and sponsorship of private investment funds by banks and their affiliates (referred to as the Volcker Rule), imposition of heightened prudential standards, and broader application of leverage and risk-based capital
requirements. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Bank is subject to the enhanced prudential standards and early remediation requirements of sections 165 (implemented by Regulation YY)
and 166 of the Dodd-Frank Act (the &#8220;FBO Rule&#8221;) for bank holding companies and foreign banking organizations. With respect to foreign banking organizations, the overall intent of Section&nbsp;165 and Regulation YY is to strengthen the
regulation of the U.S. operations of foreign banking organizations by requiring home country capital certification consistent with the Basel capital framework, home country capital stress tests comparable to U.S. standards,
</P><DIV STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</DIV>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="2%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">2</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Visit webpage at
<FONT STYLE="white-space:nowrap">https://www.scotiabank.com/ca/en/about/investors-shareholders/regulatory-disclosures/canadian-bank-resolution-powers-including-bail-in.html.</FONT> </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 6 - </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">maintenance of a liquidity buffer for U.S. branches and agencies and establishment of a U.S. risk committee
with the appointment of a U.S. Chief Risk Officer. The Bank has a Chief Risk Officer for the U.S., a U.S. Risk Committee and complies with the FBO Rule. The Bank is not currently required to form a U.S. intermediate holding company under the FBO
Rule. In October 2019, the Federal Reserve finalized its rules to further tailor the regulatory framework for enhanced prudential standards and the U.S. Basel III capital and liquidity requirements applicable to domestic banking organizations and
foreign banking organizations (FBOs), with which the Bank is complying. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>Mexico </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Grupo Financiero Scotiabank Inverlat, S.A. de C.V. is an &#8220;affiliate holding company&#8221; pursuant to the Law to Regulate Financial Groups and the
Regulations for the Establishment of Foreign Affiliates Financial Institutions in Mexico. The governing authority is the Ministry of Finance of Public Credit, as well as those supervising and regulatory authorities which are the Central Bank of
Mexico, the National Banking and Securities Commission and the National Commission for the Protection of the Users of Financial Services. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>Peru </I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Scotiabank Peru S.A.A. is a
&#8220;banking company&#8221; pursuant to the Law of the Banking System, Insurance and Private Pension Funds Administrators and applicable rules for financial groups enacted by the Superintendency of Banking System, Insurance and Private Pension
Funds Administrators (&#8220;SBS&#8221;) and the Superintendency of Securities Market (&#8220;SMV&#8221;). Beside SBS and SMV, the other governing authorities are the Central Bank of Peru, and the National Institution for the Defense of Competition
and Intellectual Property, in charge, among other functions, of the protection of consumers of financial services. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Pursuant to SBS and SMV regulations on
ownership and control of supervised companies, Scotiabank Peru S.A.A. also reports on its holding company shareholder Scotia Peru Holdings S.A. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>Chile </I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Scotiabank Chile
(&#8220;Scotiabank Chile&#8221;) is a special stock corporation governed by the provisions of the General Banking Act and by the provisions applicable to listed corporations contained in the Corporations Act. It is supervised by the Financial
Markets Commission (CMF), which is an autonomous institution related to the Chilean Government through the Ministry of Finance. Scotiabank Chile is also governed by the Central Bank of Chile and the National Consumer Service (Sernac), the latter
being responsible for, among other functions, consumer protection with regards to financial services, in accordance with the provisions of the Financial Consumer Protection Act. Scotiabank Chile&#8217;s subsidiaries are supervised by the CMF,
according to their respective business lines. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>Colombia </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Prior to December&nbsp;1, 2025, Scotiabank Colpatria S.A., a subsidiary of the Bank, was a bank incorporated in compliance with the regulations of the
Financial Superintendence of Colombia (Superintendencia Financiera de Colombia or &#8220;SFC&#8221;). The SFC is the supervisor of the national banking, insurance, pension funds, and securities markets under Colombian laws, with the purpose of
assuring their stability, efficiency and transparency, as well as maintaining and fostering a sound and balanced development of the financial system as a whole, while protecting the interests of the public in Colombia. The SFC was responsible for
inspecting, supervising and controlling Scotiabank Colpatria S.A. Additionally, the SFC promotes, organizes and develops regulations in order to ensure the protection of investors, depositors, shareholders and stakeholders. The SFC is also
responsible for financial customer protection. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>United Kingdom </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In respect of its London Branch, the Bank is authorized in the United Kingdom by the Prudential Regulation Authority (PRA) and subject to regulation by the
Financial Conduct Authority (FCA) and limited regulation by the PRA. The Bank&#8217;s subsidiary in the United Kingdom, Scotiabank Europe Limited (formerly Scotiabank Europe plc), has been placed into voluntary liquidation. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>Republic of Ireland </I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In respect of the
Bank&#8217;s Irish subsidiary, Scotiabank (Ireland) Designated Activity Company, the Bank is authorized and </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 7 - </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">
regulated in Ireland by the Central Bank of Ireland. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>Singapore </I></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In respect of its Singapore Branch, the Bank is authorised and regulated in Singapore by the Monetary Authority of Singapore. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><I>Other Jurisdictions </I></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Outside of the U.S.,
Mexico, Peru, Chile, Colombia, the United Kingdom, Ireland and Singapore, each of the Bank&#8217;s branches, agencies and subsidiaries, many of which are banks in their own right, is also subject to the regulatory requirements of the jurisdiction in
which it conducts its business. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Certain other regulatory developments facing the Bank are described on pages 120 to 121 inclusive of the MD&amp;A and
those pages are incorporated herein by reference. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Sustainability Strategies </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Each year, the Bank publishes information about its corporate sustainability activities in an annual Sustainability Report. The Sustainability Report provides
details about the Bank&#8217;s priorities and performance related to environmental (including climate), social and governance policies and strategies. Sustainability-related reporting can be found on the Bank&#8217;s website within the
Responsibility and Impact section, ESG Publications and Policies page at <FONT STYLE="white-space:nowrap">https://www.scotiabank.com/ca/en/about/responsibility-impact/esg-publications-policies.html.</FONT> </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Risk Factors </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The risks faced by the Bank are described
on pages 76 to 115 inclusive of the MD&amp;A and those pages are incorporated herein by reference. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>DIVIDENDS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Restrictions on payment of dividends and retirement of shares </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The restrictions on payment of dividends and retirement of shares faced by the Bank are described in note 23(c) of the consolidated financial statements for
the year ended October&nbsp;31, 2025, which are incorporated herein by reference. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Dividend Payments </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In fiscal 2025, the Bank&#8217;s actual common share dividend payout ratio was approximately 73.7%, compared to 71% in 2024. The Bank has declared and paid the
following dividends on its common shares and preferred shares over the past three completed financial years: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="84%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="71%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2025</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2024<SUP STYLE="font-size:75%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>2023</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Common Shares</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4.32</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4.24</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">4.18</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><B>Series 40</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">0.303125</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">1.212500</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
</TABLE> <DIV STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</DIV>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">On January&nbsp;29, 2024, the Bank redeemed all of its issued and outstanding Preferred Shares, Series 40.
</P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>DESCRIPTION OF THE BANK&#8217;S CAPITAL STRUCTURE </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following summary of the Bank&#8217;s share capital is qualified in its entirety by the Bank&#8217;s <FONT STYLE="white-space:nowrap">by-laws</FONT> and
the actual terms and conditions of such securities. For more details on the Bank&#8217;s capital structure, see pages 60 to 67 of the MD&amp;A and notes 20 and 23 of the consolidated financial statements for the year ended October 31, 2025. The Bank
incorporates those pages and notes by reference. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 8 - </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Common Shares </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The authorized common share capital of the Bank consists of an unlimited number of common shares, without nominal or par value, of which 1,236,305,738 common
shares were issued and outstanding as at October&nbsp;31, 2025. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Holders of the Bank&#8217;s common shares are entitled to vote at all meetings of the
shareholders of the Bank except meetings at which only holders of a specified class, other than common shares, or series of shares of the Bank are entitled to vote. Common shareholders are entitled to receive dividends, as and when declared by the
Board of Directors of the Bank on the common shares. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">After the payment to the holders of the preferred shares of the amount or amounts to which they may
be entitled, the holders of the Bank&#8217;s common shares shall be entitled to receive the remaining property of the Bank upon liquidation, dissolution or <FONT STYLE="white-space:nowrap">winding-up</FONT> thereof. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">For information on the Bank&#8217;s normal course issuer bid, see note 23 of the consolidated financial statements for the year ended October&nbsp;31, 2025,
which is incorporated herein by reference. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Preferred Shares &#8211; General </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The authorized preferred share capital of the Bank consists of an unlimited number of preferred shares without nominal or par value issuable in series. The
term &#8220;Preferred Shares&#8221; shall refer to all authorized preferred shares of the Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">As at October 31, 2025, no
<FONT STYLE="white-space:nowrap">Non-cumulative</FONT> Preferred Shares were outstanding. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Preferred Shares, if outstanding, are entitled to
preference over the common shares and over any other shares of the Bank ranking junior to the Preferred Shares with respect to the payment of dividends and upon any distribution of assets in the event of liquidation, dissolution or <FONT
STYLE="white-space:nowrap">winding-up</FONT> of the Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Bank may not create, without the approval of the holders of outstanding Preferred Shares,
any other class of shares ranking prior to or on a parity with the Preferred Shares, increase the authorized number of Preferred Shares or amend the provisions attaching to the Preferred Shares. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Any approval to be given by the holders of the outstanding Preferred Shares may be given by a resolution carried by the affirmative vote of not less than 66
2/3% of the votes cast at a meeting of holders of Preferred Shares at which a majority of the outstanding Preferred Shares is represented or, if no quorum is present at such meeting, at any adjourned meeting at which no quorum requirements would
apply. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In accordance with capital adequacy requirements adopted by OSFI, <FONT STYLE="white-space:nowrap">non-common</FONT> capital instruments issued
after January&nbsp;1, 2013, including Preferred Shares, must include terms providing for the full and permanent conversion of such securities into common shares upon the occurrence of certain trigger events relating to financial viability (the <FONT
STYLE="white-space:nowrap">Non-Viability</FONT> Contingent Capital or &#8220;NVCC requirements&#8221;) in order to qualify as regulatory capital. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Certain Provisions of the Preferred Shares </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Dividends </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The holders of the Preferred Shares,
if outstanding, will be entitled to receive either a fixed or floating rate quarterly <FONT STYLE="white-space:nowrap">non-</FONT> cumulative preferential cash dividend, as and when declared by the Board of Directors of the Bank, subject to the
provisions of the Bank Act, on the third last business day of each of January, April, July and October in each year at the rate specified in the terms of each series. If the Board of Directors of the Bank does not declare the dividends, or any part
thereof, on an outstanding series of Preferred Shares on or before the dividend payment date for a particular quarter, then the entitlement of the holders of such series of Preferred Shares to receive such dividends, or to any part thereof, for such
quarter shall be forever extinguished. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 9 - </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Redemption </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Preferred Shares outstanding from time to time will not be redeemable prior to the date specified in the terms for each series. Subject to the provisions of
the Bank Act, the prior consent of the Superintendent and to certain conditions being met, the Bank may redeem at the time specified in the terms of each series all or any part of an outstanding series of Preferred Shares at the Bank&#8217;s option
without the consent of the holder, by the payment of an amount in cash for each such share so redeemed as specified in the terms of each series. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Notice
of any redemption of any series of Preferred Shares will be given by the Bank at least 30 days and not more than 60 days prior to the date fixed for redemption. If less than all the outstanding Preferred Shares in any series are at any time to be
redeemed, the shares to be redeemed will be redeemed <I>pro rata</I>, disregarding fractions. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Rights Upon Dissolution or Winding-Up </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In the event of the liquidation, dissolution or <FONT STYLE="white-space:nowrap">winding-up</FONT> of the Bank, the holders of any series of the Preferred
Shares outstanding shall be entitled to receive the share value or face value per Preferred Share (as set out in the rights, privileges, restrictions and conditions attaching to such Preferred Shares), together with all dividends declared and unpaid
to the date of payment before any amount shall be paid or any assets of the Bank distributed to the holders of any shares ranking junior to the Preferred Shares. The holders of any series of the Preferred Shares outstanding shall not be entitled to
share in any further distribution of the assets of the Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Restrictions on Dividends and Retirement of Shares </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">So long as any shares of a series of Preferred Shares are outstanding, the Bank will not, without the approval of the holders of the relevant series of
Preferred Shares: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">declare, pay or set apart for payment any dividends on the common shares of the Bank or any other shares
ranking junior to the series of Preferred Shares (other than stock dividends payable in shares ranking junior to the series of Preferred Shares); </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">redeem, purchase or otherwise retire any common shares or any other shares ranking junior to the series of
Preferred Shares (except out of the net cash proceeds of a substantially concurrent issue of shares ranking junior to the series of Preferred Shares); </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">redeem, purchase or otherwise retire less than all of the series of Preferred Shares; or </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(d)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">except pursuant to any purchase obligation, sinking fund, retraction privilege or mandatory redemption
provisions attaching to any series of Preferred Shares of the Bank, redeem, purchase or otherwise retire any other shares ranking on a parity with the series of Preferred Shares; </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">unless, in each case, all dividends up to and including those payable on the dividend payment date for the last completed period for which dividends shall be
payable shall have been declared and paid or set apart for payment in respect of each series of cumulative preferred shares of the Bank then issued and outstanding and on all other cumulative shares ranking on a parity with the preferred shares of
the Bank and there shall have been paid or set apart for payment all declared dividends in respect of each series of <FONT STYLE="white-space:nowrap">non-cumulative</FONT> preferred shares of the Bank (including the series of Preferred Shares) then
issued and outstanding and on all other <FONT STYLE="white-space:nowrap">non-cumulative</FONT> shares ranking on a parity with the Preferred Shares of the Bank. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Purchase for Cancellation </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Subject to the
provisions of the Bank Act, the prior consent of the Superintendent and certain conditions being met, the Bank may at any time purchase for cancellation any series of Preferred Shares outstanding, in the open market at the lowest price or prices, as
determined to be advisable, at which in the opinion of the Board of Directors of the Bank such shares are obtainable. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Issuance of Other
Series of Preferred Shares </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Bank may issue other series of preferred shares ranking on parity with the Preferred Shares without the authorization of
the holders of any outstanding Preferred Shares. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 10 - </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Voting Rights </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Subject to the provisions of the Bank Act, the holders of a series of Preferred Shares as such will not be entitled to receive notice of, attend, or vote at,
any meeting of the shareholders of the Bank unless and until the first time at which the Board of Directors of the Bank has not declared the whole dividend on such series of Preferred Shares in respect of any quarter. In that event, the holders of
such Preferred Shares will be entitled to receive notice of, and to attend, meetings of shareholders at which directors of the Bank are to be elected and will be entitled to one vote for each Preferred Share held. The voting rights of the holders of
such series of Preferred Shares shall forthwith cease upon payment by the Bank of the first dividend on the series of Preferred Shares to which the holders are entitled subsequent to the time such voting rights first arose until such time as the
Bank may again fail to declare the whole dividend on such series of Preferred Shares in any quarter, in which event such voting rights shall become effective again and so on from time to time. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Other Equity Instruments &#8211; Subordinated Capital Notes - General </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Bank currently has outstanding (a)&nbsp;US$1.25&nbsp;billion 4.650% Fixed to Floating Rate <FONT STYLE="white-space:nowrap">Non-Cumulative</FONT>
Subordinated AT1 Capital Notes (NVCC) (&#8220;2017 AT1 Capital Notes&#8221;), (b) $1.25&nbsp;billion 3.70% Fixed Rate Resetting Limited Recourse Capital Notes, Series 1 (NVCC) (&#8220;3.70% LRCNs&#8221;), (c) $1.25&nbsp;billion 3.70% Fixed Rate
Resetting Perpetual Subordinated AT1 Capital Notes (NVCC) (&#8220;3.70% AT1 Capital Notes&#8221;), (d) US$600&nbsp;million 3.625% Fixed Rate Resetting Limited Recourse Capital Notes, Series 2 (NVCC) (&#8220;3.625% LRCNs&#8221;), (e)
US$600&nbsp;million 3.625% Fixed Rate Resetting Perpetual Subordinated AT1 Capital Notes (NVCC) (&#8220;3.625% AT1 Capital Notes&#8221;), (f) $1.5&nbsp;billion 7.023% Fixed Rate Resetting Limited Recourse Capital Notes, Series 3 (NVCC)
(&#8220;7.023% LRCNs&#8221;), (g) $1.5&nbsp;billion 7.023% Fixed Rate Resetting Perpetual Subordinated AT1 Capital Notes (NVCC) (&#8220;7.023% AT1 Capital Notes&#8221;), (h) US$750&nbsp;million 8.625% Fixed Rate Resetting Limited Recourse Capital
Notes, Series 4 (NVCC) (&#8220;8.625% LRCNs&#8221;), (i) US$750&nbsp;million 8.625% Fixed Rate Resetting Perpetual Subordinated AT1 Capital Notes (NVCC) (&#8220;8.625% AT1 Capital Notes&#8221;), (j) US$750&nbsp;million 8.000% Fixed Rate Resetting
Limited Recourse Capital Notes, Series 5 (NVCC) (&#8220;8.000% LRCNs&#8221;), (k) US$750&nbsp;million 8.000% Fixed Rate Resetting Perpetual Subordinated AT1 Capital Notes (NVCC) (&#8220;8.000% AT1 Capital Notes&#8221;, (l) US$1.0&nbsp;billion 7.350%
Fixed Rate Resetting Limited Recourse Capital Notes, Series 6 (NVCC) (&#8220;7.350% LRCNs&#8221;), (m) US$1.0&nbsp;billion 7.350% Fixed Rate Resetting Perpetual Subordinated AT1 Capital Notes (NVCC) (&#8220;7.350% AT1 Capital Notes&#8221;), (n)
US$1.0&nbsp;billion 6.875% Fixed Rate Resetting Limited Recourse Capital Notes, Series 7 (NVCC) (&#8220;6.875% LRCNs&#8221;), and (o)&nbsp;US$1.0&nbsp;billion 6.875% Fixed Rate Resetting Perpetual Subordinated AT1 Capital Notes (NVCC) (&#8220;6.875%
AT1 Capital Notes&#8221;, and together with the 2017 AT1 Capital Notes, the 3.70% LRCNs, the 3.70% AT1 Capital Notes, the 3.625% LRCNs, the 3.625% AT1 Capital Notes, the 7.023% LRCNs, the 7.023% AT1 Capital Notes, the 8.625% LRCNs, the 8.625% AT1
Capital Notes the 8.000% LRCNs, the 8.000% AT1 Capital Notes, the 7.350% LRCNs, the 7.350% AT1 Capital Notes, and the 6.875% LRCNs the &#8220;Subordinated Capital Notes&#8221;). The Subordinated Capital Notes have been determined to be compound
instruments that have both equity and liability features. For more details, see note 23 of the consolidated financial statements for the year ended October&nbsp;31, 2025. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Subordinated Capital Notes are direct unsecured obligations of the Bank and rank pari passu with each other and subordinate to all of the Bank&#8217;s
indebtedness and in right of payment equally with and not prior to indebtedness that ranks equally in right of payment with, or is subordinated to, the Subordinated Capital Notes (other than indebtedness which by its terms ranks subordinate to the
Subordinated Capital Notes). The Subordinated Capital Notes constitute subordinated indebtedness for the purposes of the Bank Act. In the event of the Bank&#8217;s insolvency or <FONT STYLE="white-space:nowrap">winding-up</FONT> (i)&nbsp;a Recourse
Event (as defined below) will have occurred and pursuant to the limited recourse feature described below, an investment in the 3.70% LRCNs, the 3.625% LRCNs, the 7.023% LRCNs, the 8.625% LRCNs, the 8.000% LRCNs, the 7.350% LRCNs, and the 6.875%
LRCNs (collectively, the &#8220;LRCNs&#8221;), will become an investment in the corresponding 3.70% AT1 Capital Notes, 3.625% AT1 Capital Notes, 7.023% AT1 Capital Notes, 8.625% AT1 Capital Notes, 8.000% AT1 Capital Notes, 7.350% AT1 Capital Notes,
and 6.875% AT1 Capital Notes, respectively, and will be subject to the subordination provisions of such notes, and (ii)&nbsp;the 2017 AT1 Capital Notes, the 3.70% AT1 Capital Notes, the 3.625% AT1 Capital Notes, the 7.023% AT1 Capital Notes, the
8.625% AT1 Capital Notes, the 8.000% AT1 Capital Notes, the 7.350% AT1 Capital Notes, and the 6.875% AT1 Capital Notes (collectively, the &#8220;AT1 Capital Notes&#8221;) will rank ahead of the Bank&#8217;s common shares and Preferred Shares. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The AT1 Capital Notes include terms providing for the full and permanent conversion of such securities into common shares of the Bank upon the occurrence of
certain trigger events relating to NVCC requirements in order to qualify as regulatory capital. If a <FONT STYLE="white-space:nowrap">non-viability</FONT> contingent capital trigger event will have occurred, the terms and conditions of the LRCNs and
the AT1 Capital Notes, including with respect to priority and subordination, will no longer be relevant as the holders of such instruments will have received common shares of the Bank, which will rank on parity with all other outstanding common
shares of the Bank. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 11 - </P>

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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Certain Provisions of the Subordinated Capital Notes </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Distributions and Restrictions on Dividend and Retirement of Shares </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Interest on the 2017 AT1 Capital Notes accrues at a floating rate, resets quarterly and is payable quarterly. Interest on each of the 3.70% LRCNs, the 3.70%
AT1 Capital Notes, the 3.625% LRCNs, the 3.625% AT1 Capital Notes, the 7.023% LRCNs, the 7.023% AT1 Capital Notes, the 8.625% LRCNs, the 8.625% AT1 Capital Notes, the 8.000% LRCNs, the 8.000% AT1 Capital Notes, the 7.350% LRCNs, and the 7.350% AT1
Capital Notes is payable quarterly in arrears at a fixed rate for the initial five years and thereafter, interest will reset every five years and accrue at a fixed rate. Interest on each of the 6.875% LRCNs and the 6.875% AT1 Capital Notes is
payable quarterly in arrears at a fixed rate for the initial ten years and thereafter, interest will reset every five years and accrue at a fixed rate. While interest on the AT1 Capital Notes is payable on a quarterly basis, the Bank may, at its
discretion, with prior notice, cancel the interest payments on the AT1 Capital Notes. If the Bank does not pay the interest in full to the note holders, the Bank will not declare dividends on its common shares or Preferred Shares or redeem or
otherwise retire such shares until the month commencing after the Bank resumes full interest payments on the AT1 Capital Notes, unless such interest has been waived by the note holders. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Interest will be due and payable on the AT1 Capital Notes on an interest payment date only if it is not cancelled by the Bank. Any cancelled interest payments
will not be cumulative. The Bank has the sole and absolute discretion (i)&nbsp;at any time in respect of the 2017 AT1 Capital Notes and (ii)&nbsp;at any time while the 3.70% AT1 Capital Notes, the 3.625% AT1 Capital Notes, the 7.023% AT1 Capital
Notes, the 8.625% AT1 Capital Notes, the 8.000% AT1 Capital Notes, the 7.350% AT1 Capital Notes and the 6.875% AT1 Capital Notes are no longer held by the LRT Trustee (defined below), and for any reason to cancel (in whole or in part), with notice
to the holders of the AT1 Capital Notes, any interest payment that would otherwise be payable on any interest payment date. As a result, the holder of AT1 Capital Notes may not receive any interest on any interest payment date or at any other times,
and the holder will have no claims whatsoever in respect of that cancelled interest. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Interest payments on the LRCNs are
<FONT STYLE="white-space:nowrap">non-deferrable,</FONT> however, <FONT STYLE="white-space:nowrap">non-payment</FONT> in cash of interest that is not cured within 5 business days results in a Recourse Event. Upon a Recourse Event, the holders of such
LRCNs will receive the respective AT1 Capital Notes. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Maturity and Redemption </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The LRCNs have a stated maturity. The AT1 Capital Notes have no scheduled maturity or redemption date. Accordingly, the Bank is not required to make any
repayment of the principal amount of the AT1 Capital Notes except in the event of bankruptcy or insolvency and provided that the NVCC requirements have not been triggered. The Subordinated Capital Notes are redeemable at the sole discretion of the
Bank five years (or ten years, in the case of the 6.875% LRCNs and the 6.875% AT1 Capital Notes) after their issuance and every quarter or five years, as applicable, thereafter. The Subordinated Capital Notes are also redeemable following certain
regulatory or tax events, in accordance with their terms. All redemptions are subject to regulatory consent. For more details, see note 23 of the consolidated financial statements for the year ended October&nbsp;31, 2025. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Limited Recourse </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The 3.70% AT1 Capital Notes,
the 3.625% AT1 Capital Notes, the 7.023% AT1 Capital Notes, the 8.625% AT1 Capital Notes, the 8.000% AT1 Capital Notes, the 7.350% AT1 Capital Notes and the 6.875% AT1 Capital Notes (collectively, the &#8220;LRCN AT1 Capital Notes&#8221;) were
issued by the Bank in connection with the Bank&#8217;s concurrent issuance of the respective LRCNs. The LRCN AT1 Capital Notes are held by Computershare Trust Company of Canada as trustee (the &#8220;LRT Trustee&#8221;) for Scotiabank LRCN Trust
(the &#8220;Limited Recourse Trust&#8221;) for the benefit of the holders of corresponding LRCNs. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In the event of the occurrence of certain recourse
events (each, a &#8220;Recourse Event&#8221;), which include (a)&nbsp;the <FONT STYLE="white-space:nowrap">non-payment</FONT> in cash by the Bank of the principal amount of the LRCNs, together with any accrued and unpaid interest, on the maturity
date, (b)&nbsp;the <FONT STYLE="white-space:nowrap">non-payment</FONT> in cash by the Bank of the redemption price for the LRCNs when due in connection with a redemption of the LRCNs, (c)&nbsp;the <FONT STYLE="white-space:nowrap">non-payment</FONT>
in cash of interest for the LRCNs when due which is not cured within 5 business days, (d)&nbsp;an event of default (i.e. bankruptcy, insolvency, or liquidation of the Bank), or (e)&nbsp;a <FONT STYLE="white-space:nowrap">non-viability</FONT>
contingent capital trigger event, the trustee of the Limited Recourse Trust will deliver to holders of LRCNs their proportionate share of the assets then held by the Limited Recourse Trust, which will, except in limited circumstances, consist of the
LRCN AT1 Capital Notes (other than in the case of a <FONT STYLE="white-space:nowrap">non-viability</FONT> contingent capital trigger event, in which </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 12 - </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">case such assets will be the common shares issued upon conversion of the related LRCN AT1 Capital Notes), in
each case in full satisfaction of the Bank&#8217;s obligations under the LRCNs. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Purchase for Cancellation </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Subject to regulatory consent, the Bank may at any time and from time to time, repurchase for cancellation any Subordinated Capital Notes in the open market,
by tender or by private agreement, in any manner and at any price or at differing prices. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">If at any time the Bank repurchases for cancellation the LRCNs,
then the Bank shall, subject to regulatory consent, redeem such aggregate principal amount of the related LRCN AT1 Capital Notes that is equal to the aggregate principal amount of LRCNs purchased for cancellation by the Bank. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Events of Default </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">An event of default in
respect of the Subordinated Capital Notes will occur only if the Bank becomes bankrupt or insolvent or becomes subject to the provisions of the <I><FONT STYLE="white-space:nowrap">Winding-up</FONT> and Restructuring Act </I>(Canada), consents to the
institution of bankruptcy or insolvency proceedings against it, resolves to <FONT STYLE="white-space:nowrap">wind-up,</FONT> liquidate or dissolve, is ordered <FONT STYLE="white-space:nowrap">wound-up</FONT> or otherwise acknowledges its insolvency.
None of a default in the performance of any covenant contained in a trust indenture relating to the Subordinated Capital Notes, a failure to make a payment on the Subordinated Capital Notes when due (including any interest payment, whether as a
result of cancellation or otherwise) or an NVCC automatic conversion upon the occurrence of a trigger event will constitute an event of default (although the <FONT STYLE="white-space:nowrap">non-payment</FONT> by the Bank of the principal amount,
together with any accrued and unpaid interest, on their maturity date, the <FONT STYLE="white-space:nowrap">non-payment</FONT> in cash by the Bank of the redemption price when due in connection with a redemption of the LRCNs, and a <FONT
STYLE="white-space:nowrap">non-viability</FONT> contingent capital trigger event will constitute a recourse event for the LRCNs). </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Issuance of other Senior or Pari Passu Securities </P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The terms governing the Subordinated Capital Notes do not limit the Bank&#8217;s ability to incur additional indebtedness or to issue or repurchase securities,
other than the restriction on retirement of shares noted above. The Bank may incur additional indebtedness without the authorization of the holders of the Subordinated Capital Notes. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Voting Rights </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Holders of Subordinated Capital
Notes are not entitled to any rights of holders of common shares, including any rights of shareholders to receive notice, to attend or to vote at any meeting of the shareholders of the Bank. If the Subordinated Capital Notes are converted into
common shares of the Bank under NVCC requirements, holders of the Subordinated Capital Notes will become holders of the Bank&#8217;s common shares and will only have rights as holders of common shares. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Constraints on Ownership of the Bank&#8217;s Shares </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The
Bank Act contains restrictions on the issue, transfer, acquisition, beneficial ownership and voting of all shares of a chartered bank. Please refer to the section above entitled &#8220;Description of the Bank&#8217;s Business &#8211; General Summary
&#8211; Supervision and Regulation in Canada&#8221; for a summary of these restrictions. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Credit Ratings of Securities and Liquidity </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Credit ratings affect the Bank&#8217;s access to capital markets and borrowing costs, as well as the terms on which the Bank can conduct derivative and hedging
transactions. The credit ratings and outlook that the rating agencies assign to the Bank are based on their own views and methodologies. The following ratings have been assigned to the Bank&#8217;s securities by the rating agencies noted below,
which are independent third parties. Credit ratings, including stability or provisional ratings, are not recommendations to purchase, sell or hold a security as they do not comment on market price or suitability for a particular investor. Ratings
may not reflect the potential impact of all risks on the value of securities. In addition, real or anticipated changes in the rating assigned to a security will generally affect the market value of that security. Ratings are subject to revision or
withdrawal at any time by the rating agency. Each rating listed in the chart below should be evaluated independently of any other rating applicable to the Bank&#8217;s debt, Subordinated Capital Notes and Tier 1 Capital. </P>
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<TD VALIGN="bottom" COLSPAN="3" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Fitch&nbsp;Ratings</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Fitch)</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Moody&#8217;s&nbsp;Investor</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Service</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(Moody&#8217;s)</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Morningstar</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>DBRS&nbsp;Limited</B></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="3" ALIGN="center"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Standard&nbsp;&amp;&nbsp;Poor&#8217;s</B></P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Ratings&nbsp;Services</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>(S&amp;P)</B></P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>Rating</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>Rank<SUP STYLE="font-size:75%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>Rating</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>Rank<SUP STYLE="font-size:75%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>Rating</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>Rank<SUP STYLE="font-size:75%; vertical-align:top">(1)</SUP></B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>Rating</B></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" NOWRAP ALIGN="center"><B>Rank<SUP STYLE="font-size:75%; vertical-align:top">(1)</SUP></B></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Legacy Senior Debt<SUP STYLE="font-size:75%; vertical-align:top">(2)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">AA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">2&nbsp;of&nbsp;10</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Aa2</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">2&nbsp;of&nbsp;9</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">AA</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">2&nbsp;of&nbsp;10</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">A+</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">3&nbsp;of&nbsp;10</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Senior Debt<SUP STYLE="font-size:75%; vertical-align:top">(3)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">AA-</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">2 of 10</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">A2</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">3 of 9</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">AA&nbsp;(low)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">2 of 10</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">A-</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">3 of 10</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Short-term deposits/commercial paper</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">F1+</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">1 of 6</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">P-1</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">1 of 4</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom"><FONT STYLE="white-space:nowrap">R-1(high)</FONT></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">1 of 10</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">A-1</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">1 of 6</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Subordinated debt</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">A</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">3 of 10</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Baa1</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">4 of 9</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">A&nbsp;(high)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">3 of 10</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">A-</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">3 of 10</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Subordinated debt (NVCC)<SUP STYLE="font-size:75%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">A</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">3 of 10</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Baa1&nbsp;(hyb)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">4 of 9</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">A(low)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">3 of 10</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">BBB+</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">4 of 10</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Subordinated additional tier 1 capital notes
(NVCC)<SUP STYLE="font-size:75%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">BBB+</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">4 of 10</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Baa3&nbsp;(hyb)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">4 of 9</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">BBB&nbsp;(high)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">4 of 10</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">BBB-</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">3 of 9</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Limited Recourse Capital
Notes<BR>(NVCC)<SUP STYLE="font-size:75%; vertical-align:top">(4)</SUP></P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">BBB+</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">4 of 10</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Baa3&nbsp;(hyb)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">4 of 9</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">BBB&nbsp;(high)</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">4 of 10</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">BBB-</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">3 of 9</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Outlook</P></TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Stable</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">N/A</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Stable</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">N/A</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Stable</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">N/A</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">Stable</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">N/A</TD></TR>
</TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">(1)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:Times New Roman; " ALIGN="left">Rank, according to each rating agency&#8217;s public website, refers to the assigned ratings ranking of all
major assignable ratings for each debt of share class, 1 being the highest. Each assignable major rating may be modified further (+/-, high/low, 1/2/3) to show relative standing within the major rating categories. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">(2)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:Times New Roman; " ALIGN="left">Includes: (a)&nbsp;Senior debt issued prior to September 23, 2018; and (b)&nbsp;Senior debt issued on or after
September 23, 2018 which is excluded from the Bank recapitalization <FONT STYLE="white-space:nowrap">&#8220;bail-in&#8221;</FONT> regime. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">(3)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:Times New Roman; " ALIGN="left">Subject to conversion under the bank recapitalization
<FONT STYLE="white-space:nowrap">&#8220;bail-in&#8221;</FONT> regime. </P></TD></TR></TABLE>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:7pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="3%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">(4)</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:7pt; font-family:Times New Roman; " ALIGN="left"><FONT STYLE="white-space:nowrap">Non-Viability</FONT> Contingent Capital (NVCC) </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On June&nbsp;9, 2025, Fitch affirmed the Bank&#8217;s ratings and maintained the Outlook at Stable. </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On December&nbsp;5, 2024, Moody&#8217;s affirmed the Bank&#8217;s ratings and maintained the Outlook at Stable. </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On April&nbsp;17, 2025, Morningstar DBRS affirmed the Bank&#8217;s ratings and maintained the Outlook at Stable. </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On October&nbsp;24, 2025, S&amp;P affirmed the Bank&#8217;s ratings and maintained the Outlook at Stable. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Bank makes payments in the ordinary course to the credit rating agencies for the rating services associated with the assignment of the credit ratings
noted above. In addition, the Bank made customary payments in respect of certain other services provided to the Bank by the aforementioned credit rating agencies. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A definition of the categories of each rating as at December 2, 2025, has been obtained from the respective rating agency&#8217;s website and is outlined in
Schedule A, and a more detailed explanation may be obtained from the applicable rating agency. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>MARKET FOR SECURITIES OF THE BANK </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Bank&#8217;s common shares are listed under the stock symbol &#8220;BNS&#8221; on the Toronto Stock Exchange (&#8220;TSX&#8221;) and the New York Stock
Exchange (&#8220;NYSE&#8221;). From time to time, the Bank also has deposit notes and other securities listed on the U.K. Listing Authority, Singapore Exchange, Swiss Stock Exchange and Taiwan Exchange. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 14 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Trading Price and Volume </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following table sets out the price range and trading volume of the Bank&#8217;s securities on the TSX (as reported by Bloomberg) for the periods indicated:
</P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:8pt" ALIGN="center">


<TR>

<TD WIDTH="93%"></TD>

<TD VALIGN="bottom" WIDTH="3%"></TD>
<TD></TD>
<TD></TD>
<TD></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" COLSPAN="2" NOWRAP ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"><B>Common<BR>Shares</B></TD>
<TD VALIGN="bottom">&nbsp;</TD></TR>


<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman"><B>November 2024</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-High Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">79.93</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Low Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">71.58</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Volume (&#8216;000)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">113,461</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman"><B>December 2024</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-High Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">80.14</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Low Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">75.91</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Volume (&#8216;000)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">123,050</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman"><B>January 2025</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-High Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">78.06</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Low Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">72.50</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Volume (&#8216;000)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">153,187</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman"><B>February 2025</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-High Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">73.13</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Low Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">68.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Volume (&#8216;000)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">121,062</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman"><B>March 2025</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-High Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">72.56</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Low Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">66.92</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Volume (&#8216;000)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">181,081</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman"><B>April 2025</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-High Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">69.02</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Low Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">62.57</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Volume (&#8216;000)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">208,137</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman"><B>May 2025</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-High Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">74.03</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Low Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">68.66</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Volume (&#8216;000)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">116,562</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman"><B>June 2025</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-High Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">75.65</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Low Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">72.86</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Volume (&#8216;000)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">156,685</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman"><B>July 2025</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-High Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">77.95</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Low Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">74.06</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Volume (&#8216;000)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">151,367</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman"><B>August 2025</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-High Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">86.41</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Low Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">76.08</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Volume (&#8216;000)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">128,006</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman"><B>September 2025</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-High Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">90.35</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Low Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">85.00</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Volume (&#8216;000)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">142,717</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman"><B>October 2025</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-High Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">92.16</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR BGCOLOR="#cceeff" STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Low Price ($)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">$</TD>
<TD VALIGN="bottom" ALIGN="right">88.21</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:Times New Roman">-Volume (&#8216;000)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="right">158,557</TD>
<TD NOWRAP VALIGN="bottom">&nbsp;</TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD>
<TD>&nbsp;</TD></TR>
</TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Prior Sales </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">From time to
time, the Bank issues principal at risk notes, which are securities issued by the Bank for which the amount payable at maturity is determined by reference to the price, value or level of an underlying interest, including one or more indices,
exchange traded funds or a notional basket of equities or other securities or combination of any of the foregoing. For information about the Bank&#8217;s issuance of subordinated indebtedness and other equity instruments since October&nbsp;31, 2024,
see notes 20 and 23 of the consolidated financial statements for the year ended October&nbsp;31, 2025, which are incorporated herein by reference. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 15 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>DIRECTORS AND EXECUTIVE OFFICERS OF THE BANK </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Directors and Board Committees of the Bank </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following
table sets out the Bank&#8217;s directors as of December 2, 2025. The term of office of each director expires at the close of the Bank&#8217;s next annual meeting of shareholders. Information concerning the nominees proposed by management for
election as directors at the annual meeting of shareholders will be contained in the Bank&#8217;s 2026 Management Proxy Circular. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


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<TD WIDTH="11%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="41%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:10pt; font-family:Times New Roman; "><B>Name and Place of Residence</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Board&nbsp;Committee</B></P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Memberships</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Principal Occupation</B></P></TD></TR>


<TR STYLE="font-size:1pt">
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<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Nora A. Aufreiter</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Toronto, Ontario, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(Director since August 25, 2014)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HCOB&nbsp;&#8211;&nbsp;Chair</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">RC</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Corporate Director</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Guillermo E. Babatz</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Mexico City, Mexico</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(Director since January 28, 2014)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HCOB</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">RC</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Managing Partner of Atik Capital, S.C., an advisory firm that specializes in structuring financial solutions for its clients</TD></TR>
<TR STYLE="font-size:1pt">
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<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Daniel (Don) H. Callahan</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">North Palm Beach, Florida, U.S.A.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(Director since June 15, 2021)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RC</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">TC</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Corporate Director</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">W. Dave Dowrich</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Brooklyn, New York, U.S.A.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(Director since June&nbsp;1, 2022)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ACRC</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">CGC</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Senior Executive Vice President and Chief Financial Officer of Teachers Insurance and Annuity Association of America (TIAA)</TD></TR>
<TR STYLE="font-size:1pt">
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<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Michael B. Medline</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Toronto, Ontario, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(Director since September&nbsp;1, 2023)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ACRC</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">CGC&nbsp;&#8211;&nbsp;Chair</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Corporate Director</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Lynn K. Patterson</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Toronto, Ontario, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(Director since September&nbsp;1, 2020)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HCOB</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">RC&nbsp;&#8211;&nbsp;Chair</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Corporate Director</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Una M. Power</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Vancouver, British Columbia, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(Director since April&nbsp;12, 2016)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HCOB</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">RC</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Corporate Director</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Aaron W. Regent</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Toronto, Ontario, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(Director since April&nbsp;9, 2013)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ACRC</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">CGC</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HCOB</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RC</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">TC</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Chair of the Board of the Bank and Founder, Chairman, and Chief Executive Officer of Magris Performance Materials Inc., a leading North American performance minerals company</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Sandra J. Stuart</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Vancouver, British Columbia, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(Director since September&nbsp;1, 2023)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RC</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">TC</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Corporate Director</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">L. Scott Thomson</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Toronto, Ontario, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(Director since April&nbsp;12, 2016)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">None</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">President and Chief Executive Officer of the Bank</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
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<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Steven C. Van Wyk</P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Chicago, Illinois, U.S.A.</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(Director since November&nbsp;15, 2024)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ACRC</P> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:10pt; font-family:Times New Roman">TC&nbsp;&#8211;&nbsp;Chair</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Corporate Director</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Benita M. Warmbold Toronto, Ontario, Canada</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">(Director since October&nbsp;29, 2018)</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">ACRC&nbsp;&#8211;&nbsp;Chair CGC</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">Corporate Director</TD></TR>
</TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 16 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Notes: </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">ACRC
&#8211; Audit and Conduct Review Committee </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">CGC &#8211; Corporate Governance Committee </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">HCOB &#8211; Human Capital and Compensation Committee </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">RC &#8211;
Risk Committee </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">TC &#8211; Technology Committee </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">All
directors have held the positions, or other executive positions with the same, predecessor or associated firms, set out in this AIF for the past five years with the exception of: W. Dave Dowrich, who prior to joining TIAA in 2021 was Senior
Executive Vice President and Chief Financial Officer of Prudential Financial&#8217;s International Businesses, and prior to Prudential Financial, held several executive positions with AIG from 2013 to 2020 in Japan and the U.S., including the role
of Chief Financial Officer of AIG Japan and Asia Pacific; Michael B. Medline, who prior to November 2025 was President and Chief Executive Officer of Empire Company Limited and Sobeys Inc.; L. Scott Thomson, who prior to November 2022 was President
and Chief Executive Officer of Finning International Inc.; and Steven C. Van Wyk, who from January 2021 until April 2024 was Chief Information Officer of HSBC Bank PLC and prior to December 2020 was Chief Information Officer of PNC Financial
Services Group, Inc. </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">L. Scott Thomson is not independent, due to his position as President and Chief Executive Officer of the Bank. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Executive Officers of the Bank </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following are the
Bank&#8217;s executive officers, their titles and places of residence in Canada (except as otherwise noted) as of December&nbsp;2, 2025: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="90%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="9%"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Name and Principal Occupation</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Place of<BR>Residence</B></P></TD></TR>


<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">L. Scott Thomson</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">President and Chief Executive Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Toronto, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Rajagopal Viswanathan</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Group Head and Chief Financial Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Oakville, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Jacqueline Allard</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Group Head, Global Wealth Management</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Toronto, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Francisco Aristeguieta Silva</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Group Head, International and Global Transaction Banking</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Florida, U.S.A.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Aris Bogdaneris</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Group Head, Canadian Banking</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Toronto, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Travis Machen</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Chief Executive Officer and Group Head, Global Banking and Markets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Texas, U.S.A.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Jenny Poulos</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Chief Human Resources Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Toronto, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Shannon McGinnis</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Chief Risk Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Toronto, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Philip Thomas</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Group Head and Chief Strategy and Operating Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Cobourg, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Tim Clark</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Group Head and Chief Information Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Oakville, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ian Arellano</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President and General Counsel</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Toronto, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Anique Asher</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President, Real Estate Secured Lending</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Etobicoke, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Sebastian Arcuri</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President&nbsp;&amp; Country Head, Peru</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Lima,&nbsp;Peru</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Todd Barnes</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President, Canadian Wealth Management Investment Advisory&#8195;</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Oakville, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Paul Baroni</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President, Finance and Chief Financial Officer, Canadian Banking</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Toronto, Ontario</TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 17 - </P>

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<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


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<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:8pt">
<TD VALIGN="bottom" NOWRAP> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-bottom:1.00pt solid #000000; display:table-cell; font-size:8pt; font-family:Times New Roman; "><B>Name and Principal Occupation</B></P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom" ALIGN="center" STYLE="border-bottom:1.00pt solid #000000"> <P STYLE="margin-top:0pt; margin-bottom:1pt; font-size:8pt; font-family:Times New Roman" ALIGN="center"><B>Place of<BR>Residence</B></P></TD></TR>


<TR STYLE="font-size:1pt">
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<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Scott Gamble</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President, Retail Sales</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Burlington, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Erin Griffiths</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President, Global Wealth Solutions</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Toronto, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Pablo Elek Hansberg</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President and Country Head, Mexico</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mexico City, Mexico</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Nicole Frew</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President and <FONT STYLE="white-space:nowrap">Co-Head,</FONT> Global Banking and Markets,
U.S.</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">New York, U.S.A.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Tracy Gomes</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President&nbsp;&amp; Chief Risk Officer, Canadian Banking, Global Wealth Management and Credit
Risk</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Etobicoke, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Neal Kerr</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President, Global Asset Management</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Toronto, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Brandon Konigsberg</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President and Group Treasurer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">New York, U.S.A.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Christopher Manning</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President, Canadian Commercial Banking</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Mississauga, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Loretta Marcoccia</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President and Chief Global Operations Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Etobicoke, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Joseph Martinez</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President&nbsp;&amp; Chief Security Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Toronto, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Diego Masola</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President and Country Head, Chile</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Santiago, Chile</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Greg Palaschuk</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President and Chief Operating Officer, Canadian Banking</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">North Vancouver, British Columbia</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Simona Salter</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President, Cards, Loyalty, Payments&nbsp;&amp; Client Experience</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Thornhill, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Anya M. Schnoor</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President, Global Insurance</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Toronto, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Paul Scurfield</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President&nbsp;&amp; Global Head, Capital Markets</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Toronto, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Ryan Smalley</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President, Enterprise&nbsp;&amp; <FONT STYLE="white-space:nowrap">Non-Financial</FONT> Risk</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Pennsylvania, U.S.A.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Meigan Terry</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President&nbsp;&amp; Chief Global Corporate and Public Affairs Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Toronto, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Maria A. Theofilaktidis</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice-President and Chief Auditor</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Toronto, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Chad Wallace</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President, Global Transaction Banking</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">New York, U.S.A.</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Julie Walsh</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President&nbsp;&amp; Chief Compliance Officer</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Toronto, Ontario</TD></TR>
<TR STYLE="font-size:1pt">
<TD HEIGHT="8"></TD>
<TD HEIGHT="8" COLSPAN="2"></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman"><FONT STYLE="white-space:nowrap">Terri-Lee</FONT> Weeks</P>
<P STYLE="margin-top:0pt; margin-bottom:1pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Executive Vice President, Tangerine</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom">Toronto, Ontario</TD></TR>
</TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">All of the executive officers of the Bank have been actively engaged for more than five years in the affairs of the Bank in
executive or senior management capacities, except: L. Scott Thomson, who prior to November 2022 was President and Chief Executive Officer of Finning International Inc.; Jacqueline Allard, who prior to September 2023, was an Executive Vice President
responsible for consumer lending and international banking businesses from January 2019 to July 2023 at Royal Bank of Canada; Francisco Aristeguieta Silva, who prior to May 2023, was CEO Institutional Services from July 2020 to January 2023 at State
Street Corp; Aris Bogdaneris, who prior to September 2023, was a member of the Management Board from June 2015 to July 2023 at ING Bank; Travis Machen, who prior to May 2024, was Managing Director from July 2021 to May 2024 at Morgan
Stanley&nbsp;&amp; Co. and Managing Director from May 2013 to July 2021 at JP Morgan Securities; Eugenia (Jenny) Poulos, who prior to October 2023, was Senior Vice President, Talent Services&nbsp;&amp; Operations from July 2020 to September 2023 and
Senior Vice President Workforce Strategy and Employee Experience from July 2017 to June 2020 each at Royal Bank of Canada; Tim Clark, who prior to November 2024, was Executive Vice President and Chief Information Officer, Canadian Banking, Capital
Markets and Corporate from January 2022 to November 2024 and Senior Vice President and Chief Information Officer, Business Segment and Digital Technology from September 2019 to December 2021 each at </P>

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Toronto-Dominion Bank; Sebastian Arcuri who prior to September 2024, was Founder of GlobalArch Consulting Fintech Group from January 2023 to June 2024 and Global Head Efficiency and Productivity,
Consumer Private and Business Banking from January 2021 to December 2021 and Managing Director of Consumer, Private and Business Banking for South East Asia and South Asia from July 2014 to December 2020 each at Standard Chartered Bank; Pablo Elek
Hansberg, who prior to May 2025, was Head International Wealth and Premier Banking from March 2021 to April 2025 at HSBC M&eacute;xico S.A., Instituci&oacute;n de Banca M&uacute;ltiple, Grupo Financiero HSBC and Managing Director Retail Bank from
September 2017 to March 2021 and Executive Vice President Retail Banking from April 2016 to March 2021 each at Santander Bank Mexico; Brandon Konigsberg, who prior to November 2024, was Founder of Kobra Group Consulting, from January 2021 to
November 2024 and Managing Director Finance and Treasury from 1996 to December 2020 at JPMorgan Chase; Joseph Martinez, who prior to October 2025, was Senior Vice President, Chief Security Officer from January 2022 to October 2025 and Chief
Information Security Officer from October 2015 to December 2021 each at Aon plc; Shannon McGinnis who prior to April 2024, was Executive Vice President, <FONT STYLE="white-space:nowrap">Non-Financial</FONT> Risk Management from December 2021 to
April 2024 and Senior Vice President, Enterprise and Operational Risk Management from February 2020 to December 2021 each at Toronto-Dominion Bank Group; Greg Palaschuk, who prior to August 2025, was Executive Vice President and Chief Financial
Officer from March 2020 to July 2025 at Finning International Inc.; Simona Salter, who prior to June 2025, was Senior Vice President, Client Experience Office at Sun Life Canada from September 2022 to May 2025 and Vice President CX Loyalty and
Client Engagement Transformation from May 2022 to September 2022, Vice President Personal and Commercial Banking Strategy and Client Experience Management from August 2021 to May 2022, Vice President Client Experience and Loyalty from December 2020
to August 2021 and Vice President Payments Strategy and Digital Commerce from July 2017 to December 2020 each at Royal Bank of Canada; Ryan Smalley, who prior to January 2025, was Executive Vice President and Chief Operational Risk Officer from
November 2022 to January 2025 and Executive Vice President and Chief Information Security Officer from November 2019 to November 2022 and each at The PNC Financial Services Group, Inc.; Chad Wallace, who prior to March 2025, was Executive Vice
President &#8211; Global Head of Corporate Solutions from March 2022 to February 2025 at Mastercard Incorporated and Managing Director &#8211; Global Head of Digital Transaction Banking from April 2019 to March 2022 at The Goldman Sachs Group, Inc.
and <FONT STYLE="white-space:nowrap">Terri-Lee</FONT> Weeks, who prior to September 2021, was Senior Vice President, Personal Savings&nbsp;&amp; Investments at Royal Bank of Canada. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Cease Trade Orders, Bankruptcies, Penalties or Sanctions </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">To the best of the Bank&#8217;s knowledge, the Bank confirms that no director or executive officer of the Bank: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(a)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">is, as at the date of this AIF or has been within the last 10 years, a director, chief executive officer or
chief financial officer of any company that was the subject of a cease trade order or similar order or an order that denied the relevant company access to any exemption under securities legislation, for a period of more than 30 consecutive days that
was issued: </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">while the director or executive officer was acting in the capacity as director, chief executive officer or
chief financial officer; or </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">after the director or executive officer ceased to be a director, chief executive officer or chief financial
officer and which resulted from an event that occurred while that person was acting in the capacity as director, chief executive officer or chief financial officer; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(b)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">is, as at the date of this AIF, or has been within the last 10 years, a director or executive officer of any
company that, while that person was acting in that capacity or within a year of that person ceasing to act in that capacity, became bankrupt, made a proposal under any legislation relating to bankruptcy or insolvency or was subject to or instituted
any proceedings, arrangement or compromise with creditors or had a receiver, receiver manager or trustee appointed to hold its assets; or </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(c)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">has, or within 10 years before the date of this AIF, become bankrupt, made a proposal under any legislation
relating to bankruptcy or insolvency, or become subject to or instituted any proceedings, arrangement or compromise with creditors, or had a receiver, receiver manager or trustee appointed to hold the assets of the director or executive officer.
</P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">To the best of the Bank&#8217;s knowledge, none of the directors or executive officers of the Bank have been subject to (a)&nbsp;any
penalties or sanctions imposed by a court relating to Canadian securities legislation or by a Canadian securities regulatory authority or have entered into a settlement agreement with a Canadian securities regulatory authority; or (b)&nbsp;any other
penalties or sanctions imposed by a court or a regulatory body that would likely be considered important to a reasonable </P>
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investor in making an investment decision. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Shareholdings of Management </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">To the knowledge of the Bank, as at October 31, 2025, the directors and executive officers of the Bank as a group beneficially owned, directly or indirectly,
or exercised control or direction over less than one per cent of the outstanding common shares of the Bank. As at October&nbsp;31, 2025, the Bank&#8217;s directors or executive officers own, or exercise control or direction over, less than one
percent of the outstanding shares of any of the Bank&#8217;s subsidiaries. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>LEGAL PROCEEDINGS AND REGULATORY ACTIONS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In the ordinary course of business, the Bank and its subsidiaries are and have been subject to a variety of legal proceedings, including civil claims and
lawsuits, regulatory examinations, investigations, audits, and requests for information by various governmental regulatory agencies and law enforcement authorities in various jurisdictions. Some of these matters may involve novel legal theories and
interpretations and may be advanced under criminal as well as civil statutes, and some proceedings could result in the imposition of civil, regulator enforcement or criminal penalties. The Bank reviews the status of all proceedings on an ongoing
basis and will exercise judgment in resolving them in such manner as the Bank believes to be in its best interest. In view of the inherent difficulty of predicting the outcome of such matters, the Bank cannot state what the eventual outcome of such
matters will be. However, based on current knowledge, management does not believe that liabilities, if any, arising from pending litigation or regulatory proceedings will have a material adverse effect on the consolidated financial statements for
the year ended October&nbsp;31, 2025 or results of operations of the Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Legal provisions are established when it becomes probable that the Bank will
incur an expense related to a legal action or regulatory proceeding and the amount can be reliably estimated. Such provisions are recorded at the best estimate of the amount required to settle any obligation related to these legal actions as at the
balance sheet date, taking into account the risks and uncertainties surrounding the obligation. Management and internal and external experts are involved in estimating any amounts that may be required. The actual costs of resolving these claims may
vary significantly from the amount of the legal provisions. The Bank&#8217;s estimate involves significant judgement, given the varying stages of the proceedings, the fact that the Bank&#8217;s liability, if any, has yet to be determined and the
fact that the underlying matters will change from time to time. As such, there is a possibility that the ultimate resolution of those legal actions may be material to the Bank&#8217;s consolidated results of operations for any particular reporting
period. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">From time to time, in the ordinary course of business, the Bank and its subsidiaries have been and may be subject to penalties or sanctions
imposed by securities regulatory authorities, which may include late filing fees, or have entered or may enter into settlement agreements with securities regulatory authorities. As the Bank and its subsidiaries are subject to numerous regulatory
authorities around the world, fees, administrative penalties, settlement agreements and sanctions may be categorized differently by each regulator. Any such penalties imposed under these categories against the Bank and its subsidiaries, however, are
not material, nor would they likely be considered important to a reasonable investor in making an investment decision. During the 2025 fiscal year, the Bank and its subsidiaries have not entered into any material settlement agreements with a court
relating to securities legislation or with a securities regulatory authority.<SUP STYLE="font-size:75%; vertical-align:top">3</SUP> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">For more details, see
note&nbsp;22 of the consolidated financial statements for the year ended October&nbsp;31, 2025. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">On May&nbsp;11, 2023, it was announced that the Bank
entered into resolutions, including monetary penalties of US $22.5&nbsp;million, with the U.S. SEC (US $7.5 million), and the CFTC (US $15 million), relating to electronic communications on unauthorized mobile devices and communications channels by
certain personnel of the Bank&#8217;s U.S. broker-dealer, U.S. swap dealer and U.S. futures commission merchant. This amount was previously fully provisioned. In addition, the Bank agreed to retain a compliance consultant to review, among other
things, the Bank&#8217;s policies and procedures, training, surveillance, technological solutions, and disciplinary framework related to communication channels and the preservation of electronic communications. Such consultant&#8217;s term has
concluded. The resolutions also required the Bank to report &#8211; for a period of two years &#8211; to the SEC and CFTC any discipline imposed on personnel of the Bank&#8217;s U.S. broker-dealer, U.S. swap dealer and U.S. futures commission
merchant for violations of the Bank&#8217;s policies and procedures concerning the preservation of electronic communications, including those found on personal devices. Such reporting period has expired.
</P><DIV STYLE="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&nbsp;</DIV>
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<TD WIDTH="4%" VALIGN="top" ALIGN="left"><SUP STYLE="font-size:75%; vertical-align:top">3</SUP>&nbsp;</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">National Instrument <FONT STYLE="white-space:nowrap">14-101</FONT> limits the meaning of &#8220;securities
legislation&#8221; to Canadian provincial and territorial legislation and &#8220;securities regulatory authority&#8221; to Canadian provincial and territorial securities regulatory authorities. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 20 - </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Bank, through its Peruvian subsidiary, is engaged in a legal action related to certain value-added tax
assessed amounts and associated interest totaling $176&nbsp;million, which arose from certain client transactions that occurred prior to the Bank&#8217;s acquisition of the subsidiary. The legal action in Peru relating to the original assessed
amount was concluded in favour of the Government of Peru in May 2024. Accordingly, the Bank paid $34&nbsp;million representing the principal and associated reasonable interest, which was recorded in
<FONT STYLE="white-space:nowrap">non-interest</FONT> expenses &#8211; other. In November 2021, the Peruvian Constitutional Court dismissed the matter relating to the accrued default interest for procedural reasons. With respect to this default
interest component, and in relation to the Constitutional Court of Peru&#8217;s treatment of Scotiabank Peru, in October 2022, the Bank filed a request for arbitration against the Republic of Peru before the International Centre for the Settlement
of Investment Disputes (the &#8220;ICSID&#8221;), pursuant to the provisions of the Canada-Peru Free Trade Agreement. This case is currently proceeding through the arbitration process. In Q3 2024, the Bank recorded a legal provision of
$142&nbsp;million in other liabilities &#8211; provisions, representing the amount at issue in the arbitration. The Bank intends to continue to vigorously advance its position. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>INTEREST OF MANAGEMENT AND OTHERS IN MATERIAL TRANSACTIONS </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">To the best of the Bank&#8217;s knowledge, the Bank confirms that there are no directors or executive officers or any associate or affiliate of a director or
executive officer with a material interest in any transaction within the three most recently completed financial years or during the current financial year that has materially affected or will materially affect the Bank. </P>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>TRANSFER AGENT AND REGISTRAR </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Computershare Trust Company
of Canada is the Bank&#8217;s transfer agent and registrar at the following addresses: </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Computershare Trust Company of Canada, 320 Bay Street, 14th Floor,
Toronto, Ontario, M5H 4A6 and Computershare Trust Company, N.A., C/O Shareholder Services, 150 Royall Street, Canton, MA, USA 02021. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>CONFLICTS OF
INTEREST </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">To the knowledge of the Bank, no director or executive officer of the Bank has an existing or potential material conflict of interest with
the Bank or any of its subsidiaries. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>EXPERTS </B></P> <P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The
Bank&#8217;s Auditors are KPMG LLP, Bay Adelaide Centre, 333 Bay Street, Suite 4600, Toronto, Ontario, M5H 2S5. KPMG LLP is independent of the Bank within the meaning of the relevant rules and related interpretations prescribed by the relevant
professional bodies in Canada and any applicable legislation or regulation. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>THE BANK&#8217;S AUDIT AND CONDUCT REVIEW COMMITTEE </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A copy of the Bank&#8217;s Audit and Conduct Review Committee charter is attached to this AIF as Schedule B and can also be found on the Bank&#8217;s website
at www.scotiabank.com in the Board of Directors section. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The following directors are members of the Audit and Conduct Review Committee as of
December&nbsp;2, 2025: Benita M. Warmbold (Chair and financial expert), W. Dave Dowrich (financial expert), Michael B. Medline, Aaron W. Regent (financial expert), and Steven C. Van Wyk (financial expert). All of the members of the Committee are
financially literate and independent as defined by Canadian and United States securities law. The Bank&#8217;s Board of Directors has designated each of Benita M. Warmbold, W. Dave Dowrich, Aaron W. Regent, and Steven C. Van Wyk as an &#8216;audit
committee financial expert&#8217;, as that term is defined by United States securities laws. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The education and related experience (as applicable) of each
Audit and Conduct Review Committee member is described below. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Benita M. Warmbold (Chair) </B>&#8211; Ms.&nbsp;Warmbold is a corporate director and the
former Senior Managing Director and Chief Financial Officer of the Canada Pension Plan (&#8220;CPP&#8221;) Investment Board, having retired from the latter in July 2017. Over her nine years at CPP Investment Board, Ms.&nbsp;Warmbold was responsible
for finance, risk, performance, tax, internal audit, legal, technology, data, and investment operations. Prior to joining the CPP Investment Board in 2008, Ms.&nbsp;Warmbold held senior leadership positions with Northwater Capital, Canada
Development Investment Corporation, and KPMG. She is former Chair of the Canadian Public Accountability Board and a former member of the Intact Centre on Climate Adaptation Advisory Board. Ms.&nbsp;Warmbold holds a B.Comm. (Honours) from
Queen&#8217;s University and is a Chartered Professional </P>
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Accountant and a Fellow of CPA Ontario. Ms.&nbsp;Warmbold is a Fellow of the Institute of Corporate Directors and is a WXN Hall of Fame inductee. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>W. Dave Dowrich &#8211; </B>Mr.&nbsp;Dowrich is Senior Executive Vice President and Chief Financial Officer of Teachers Insurance and Annuity Association
of America (&#8220;TIAA&#8221;). In addition to the core finance responsibilities, his remit also includes TIAA&#8217;s Enterprise Transformation, the investment strategy of the enterprise&#8217;s General Account, as well as TIAA Ventures, the
strategic venture capital function of TIAA. Prior to joining TIAA in 2021, Mr.&nbsp;Dowrich served as CFO, International Businesses at Prudential Financial Inc., based in Tokyo, Japan. Prior to Prudential Financial, Mr.&nbsp;Dowrich held several
executive positions with American International Group (&#8220;AIG&#8221;) from 2013 to 2020 in Japan and the U.S., including the role of Chief Financial Officer of AIG Japan and Asia Pacific. Previously, Mr.&nbsp;Dowrich held senior roles in
investment banking at Goldman Sachs and Credit Suisse. He began his career as a pension consulting actuary in Toronto, Ontario. Mr.&nbsp;Dowrich has a B.Sc. in actuarial science and applied statistics from the University of Toronto and an M.B.A. in
finance from the Wharton School of the University of Pennsylvania. He is a Fellow of the Society of Actuaries, an Associate of the Canadian Institute of Actuaries, and a Member of the American Academy of Actuaries. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Michael B. Medline </B>- Mr.&nbsp;Medline is a corporate director and the former President&nbsp;&amp; Chief Executive Officer of Empire Company Limited
(Empire) and Sobeys Inc. having served from January 2017 to November 2025. In this role, he oversaw the implementation of Empire&#8217;s climate action plan and associated initiatives. Mr.&nbsp;Medline is a proven leader with a strong track record
of success in Canadian retail. He has held senior retail leadership positions at Canadian Tire Corporation, including President&nbsp;&amp; Chief Executive Officer. He began his career working with the Ontario Securities Commission, followed by two
years practicing law with McCarthy T&eacute;trault. He was Corporate Counsel for PepsiCo Canada before moving to Abitibi Consolidated Inc. where he held a variety of roles including Senior Vice President, Strategy and Corporate Development.
Mr.&nbsp;Medline serves on the Board of Trustees for SickKids (and is the Chair of its Human Resources Committee), the Board of Governors for Huron University College at Western University, and as a trustee on the William&nbsp;&amp; Mary Business
School Foundation Board. He is past Chair of the Retail Council of Canada as well as the Grocery Foundation and was formerly on the Board of Governors for Canada&#8217;s Sports Hall of Fame, Board of Directors for SickKids Foundation, and The
BlackNorth Initiative. Mr.&nbsp;Medline holds an M.B.A. from Raymond A. Mason School of Business, William&nbsp;&amp; Mary; an LL.B. from the University of Toronto; and a B.A. from Huron University College at Western University. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Aaron W. Regent &#8211; </B>Mr.&nbsp;Regent is Chair of the Board of Scotiabank. He is the Founder, Chairman, and Chief Executive Officer of Magris
Performance Materials Inc., a leading North American performance materials company. He was President and Chief Executive Officer of Barrick Gold Corporation from January 2009 to June 2012. Previously, Mr.&nbsp;Regent was Senior Managing Partner of
Brookfield Asset Management, <FONT STYLE="white-space:nowrap">Co-Chief</FONT> Executive Officer of the Brookfield Infrastructure Group, an asset management company, and President and Chief Executive Officer of Falconbridge Limited. Mr.&nbsp;Regent
holds a B.A. from the University of Western Ontario. He is a Chartered Professional Accountant and a Fellow of CPA Ontario. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Steven C. Van Wyk &#8211;
</B>Mr.&nbsp;Van Wyk is a corporate director and the former Group Chief Information Officer (CIO) of HSBC Bank PLC. Throughout his <FONT STYLE="white-space:nowrap">40-year</FONT> career, he held senior-level domestic and international information
technology roles, including CIO of PNC Financial Services Group, Inc., Global CIO of ING Groep N.V., and multiple roles with Morgan Stanley, including several years as CIO/Chief Operating Officer of its Individual Investor Group. Mr.&nbsp;Van Wyk
holds a B.A. in business management and accounting with a minor in computer science from the University of Central Iowa and was awarded an honorary Doctorate of Public Service from Central College in 2019. He is a Certified Public Accountant,
Certified Internal Auditor, and Series 27 Financial/Operations Principal. Mr.&nbsp;Van Wyk chairs the Board of the Banking Industry Architecture Network, a <FONT STYLE="white-space:nowrap">non-profit</FONT> seeking to establish a common architecture
framework for enabling banking interoperability. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Auditor </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Please refer to Table&nbsp;80 on page&nbsp;129 of the MD&amp;A, which is incorporated herein by reference, for disclosure relating to the fees paid by the Bank
to the Bank&#8217;s Auditor, KPMG LLP, in each of the last two fiscal years. The nature of these services is described below: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
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<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Audit services generally relate to the statutory audits and review of financial statements, regulatory required
attestation reports, as well as services associated with registration statements, prospectuses, periodic reports and other documents filed with securities regulatory bodies or other documents issued in connection with securities offerings.
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Audit-related services include special attest services not directly linked to the financial statements, review of
controls and procedures related to regulatory reporting, audits of employee benefit plans and consultation and training on </P></TD></TR></TABLE>
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<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">
accounting and financial reporting. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
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<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Tax services outside of the audit scope relate primarily to specified review procedures required by local tax
authorities, attestation on tax returns of certain subsidiaries as required by local tax authorities, and review to determine compliance with an agreement with the tax authorities. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
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<TD ALIGN="left" VALIGN="top"> <P ALIGN="left" STYLE=" margin-top:0pt ; margin-bottom:0pt; font-family:Times New Roman; font-size:10pt">Other <FONT STYLE="white-space:nowrap">non-audit</FONT> services are primarily for the review and translation of
English language financial statements into other languages and other services. </P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Audit and Conduct Review Committee has adopted
policies and procedures (the &#8220;Policies&#8221;) for the <FONT STYLE="white-space:nowrap">pre-approval</FONT> of services performed by the Bank&#8217;s Auditor. The objective of the Policies is to specify the scope of services permitted to be
performed by the Bank&#8217;s Auditor and to ensure the independence of the Bank&#8217;s Auditor is not compromised through engaging them for other services. The Policies state that the Audit and Conduct Review Committee shall <FONT
STYLE="white-space:nowrap">pre-approve</FONT> the following: audit services (all such engagements provided by the Bank&#8217;s Auditor as well as all such engagements provided by any other registered public accounting firm); and other permitted
services to be provided by the Bank&#8217;s Auditor (primarily audit and audit-related services). The Bank&#8217;s Auditor shall not be engaged in the provision of tax or other non- audit services, without the
<FONT STYLE="white-space:nowrap">pre-approval</FONT> of the Audit and Conduct Review Committee. The Policies also enumerate pre- approved services including specific audit, audit-related and other limited
<FONT STYLE="white-space:nowrap">non-audit</FONT> services that are consistent with the independence requirements of the U.S. Sarbanes-Oxley Act of 2002 (SOX) and related SEC rules, Canadian independence standards for auditor and applicable legal
requirements. The Policies are applicable to the Bank, its subsidiaries and entities that are required to be consolidated by the Bank. The Audit and Conduct Review Committee shall review and approve the Policies on a regular basis. The Policies do
not delegate any of the Audit and Conduct Review Committee&#8217;s responsibilities to management of the Bank. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>ADDITIONAL INFORMATION </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Additional information relating to the Bank may be found on the SEDAR+ website at www.sedarplus.ca and on the SEC&#8217;s website at www.sec.gov. For a
description of Canadian bank resolution powers and the consequent risk factors attaching to certain liabilities of the Bank reference is made to www.scotiabank.com/ca/en/about/investors-shareholders/regulatory-
<FONT STYLE="white-space:nowrap">disclosures/canadian-bank-resolution-powers-including-bail-in.html.</FONT> Such information may also be found at www.sedarplus.ca and at www.sec.gov/submit-filings. Information contained in or otherwise accessible
through the websites mentioned in this Annual Information Form does not form a part of this Annual Information Form. All references in this Annual Information Form to websites are inactive textual references and are for your information only.
Additional information, including directors&#8217; and officers&#8217; compensation, indebtedness and options to purchase securities, principal holders of the Bank&#8217;s securities and interests of insiders in material transactions, where
applicable, is contained in the Management Proxy Circular. Additional financial information is provided in the Bank&#8217;s consolidated financial statements and MD&amp;A for the year ended October&nbsp;31, 2025. A copy of such documents may be
obtained upon request from the Corporate Secretary&#8217;s Department, at 40 Temperance Street, Toronto, Ontario, M5H 0B4 Tel: (416) <FONT STYLE="white-space:nowrap">866-3672.</FONT> <FONT STYLE="white-space:nowrap">E-mail:</FONT>
corporate.secretary@scotiabank.com. </P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Schedule A </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Definition of Credit Ratings </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Fitch Ratings </U></B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">A short-term issuer or obligation rating is based in all cases on the short-term vulnerability to default of the rated entity and relates to the capacity to
meet financial obligations in accordance with the documentation governing the relevant obligation. Short-term deposit ratings may be adjusted for loss severity. Short-Term Ratings are assigned to obligations whose initial maturity is viewed as
&#8220;short term&#8221; based on market convention (a long-term rating can also be used to rate an issue with short maturity). Typically, this means a timeframe of up to 13 months for corporate, sovereign, and structured obligations and up to 36
months for obligations in U.S. public finance markets. A rating of &#8220;F1+&#8221; denotes the highest short-term credit quality, indicating the strongest intrinsic capacity for the timely payment of financial commitments. The added
&#8220;+&#8221; denotes an exceptionally strong credit feature. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Fitch publishes credit ratings that are forward-looking opinions on the relative ability
of an entity or obligation to meet financial commitments. Issuer Default Ratings (IDRs) are assigned to corporations, sovereign entities, and financial institutions, such as banks, leasing companies and insurers, and public finance entities (local
and regional governments). Issue-level ratings are also assigned and often include an expectation of recovery, which may be notched above or below the issuer-level rating. A rating of &#8220;AA&#8221; denotes expectation of very low default risk and
indicates very strong capacity for payment of financial commitments; this capacity is not significantly vulnerable to foreseeable events. A rating of &#8220;A&#8221; denotes expectations of low default risk and the capacity for payment of financial
commitments is considered strong; this capacity may, nevertheless, be more vulnerable to adverse business or economic conditions than is the case for higher ratings. A rating of &#8220;BBB&#8221; indicates that expectations of default risk are
currently low. The capacity for payment of financial commitments is considered adequate, but adverse business or economic conditions are more likely to impair this capacity. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Within some of the rating levels, Fitch further differentiates the rankings by adding the modifiers &#8220;+&#8221; or &#8220;-&#8221; to denote relative
status within major rating categories. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Positive or Negative Outlooks do not imply that a rating change is inevitable, and similarly, ratings with Stable
Outlooks can be raised or lowered without a prior revision to the Outlook. A Negative or Positive Outlook could also be assigned to an issuer/transaction whose credit profile has weakened or improved but where Fitch expects the credit profile to
return within the next two years to a level consistent with the current rating, albeit with some execution risk or uncertainty. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Stable Outlooks can be
raised or lowered without a prior revision to the Outlook. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Moody&#8217;s </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Moody&#8217;s short-term ratings are assigned to obligations with an original maturity of thirteen months or less and reflect both on the likelihood of a
default or impairment on contractual financial obligations and the expected financial loss suffered in the event of default or impairment. Ratings of <FONT STYLE="white-space:nowrap">Prime-1</FONT> (or <FONT STYLE="white-space:nowrap">P-1)</FONT>
reflect a superior ability to repay short-term obligations. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Moody&#8217;s long-term ratings are assigned to issuers or obligations with an original
maturity of eleven months or more and reflect both on the likelihood of a default or impairment on contractual financial obligations and the expected financial loss suffered in the event of default or impairment. Obligations rated &#8220;Aa&#8221;
are judged to be of high quality and are subject to very low credit risk. Obligations rated &#8220;A&#8221; are judged to be upper-medium grade and are subject to low credit risk. Obligations rated &#8220;Baa&#8221; are judged to be medium-grade and
subject to moderate credit risk and as such may possess certain speculative characteristics. Moody&#8217;s appends numerical modifiers 1, 2, and 3 to each generic rating classification from Aa through Caa. The modifier 1 indicates that the
obligation ranks in the higher end of its generic rating category; the modifier 2 indicates a <FONT STYLE="white-space:nowrap">mid-range</FONT> ranking; and the modifier 3 indicates a ranking in the lower end of that generic rating category. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Additionally, a &#8220;(hyb)&#8221; indicator is appended to all ratings of hybrid securities issued by banks, insurers, finance companies, and securities
firms. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Moody&#8217;s rating outlook is an opinion regarding the likely rating direction over the medium term. The &#8220;Stable&#8221; outlook
indicates a low likelihood of a rating change over the medium term. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 24 - </P>

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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>Morningstar DBRS Limited </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Morningstar DBRS&#8217; short-term debt rating scale provides an opinion on the risk that an issuer will not meet its short- term financial obligations in
a timely manner. The <FONT STYLE="white-space:nowrap">R-1</FONT> and <FONT STYLE="white-space:nowrap">R-2</FONT> rating categories are further denoted by the subcategories &#8220;high&#8221;, &#8220;middle&#8221; and &#8220;low&#8221;. An obligation
rated <FONT STYLE="white-space:nowrap">R-1(high)</FONT> is of the highest credit quality and indicates the capacity for the payment of short- term financial obligations as they fall due is exceptionally high; unlikely to be adversely affected by
future events. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Morningstar DBRS long-term rating scale provides an opinion on the risk of default. That is, the risk that an issuer will fail to
satisfy its financial obligations in accordance with the terms under which a long-term obligation has been issued. Credit ratings are based on quantitative and qualitative considerations relevant to the issuer, and the relative ranking of claims.
All rating categories from AA to CCC contain the subcategories &#8220;(high)&#8221; and &#8220;(low)&#8221;. The absence of either a &#8220;(high)&#8221; or &#8220;(low)&#8221; designation indicates the rating is in the middle of the category.
Long-term financial obligations rated &#8220;AA&#8221; are of superior credit quality and capacity for the payment of financial obligations is considered high; credit quality differs from AAA only to a small degree; unlikely to be significantly
vulnerable to future events. Long-term financial obligations rated &#8220;A&#8221; are of good credit quality and capacity for payment of financial obligations is substantial, but of lesser credit quality than AA; and may be vulnerable to future
events, but qualifying negative factors are considered manageable. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Morningstar DBRS preferred share rating scale is used in the Canadian securities
market reflects an opinion of the risk that a borrower will not fulfill its related obligations in a timely manner, with respect to both dividend and principal commitments. Every Morningstar DBRS rating using the preferred share rating scale is
based on quantitative and qualitative considerations relevant to the issuing entity. This scale may also apply to certain hybrid securities. Each rating category may be denoted by the subcategories &#8220;high&#8221; and &#8220;low&#8221;. The
absence of either a &#8220;high&#8221; or &#8220;low&#8221; designation indicates the rating is in the middle of the category. Preferred shares rated <FONT STYLE="white-space:nowrap">Pfd-2</FONT> are generally of good credit quality. Protection of
dividends and principal is still substantial, but earnings, the balance sheet and coverage ratios are not as strong as <FONT STYLE="white-space:nowrap">Pfd-1</FONT> rated companies. Generally, <FONT STYLE="white-space:nowrap">Pfd-2</FONT> ratings
correspond with issuers with an A category or higher reference point. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Rating trends provide guidance in respect of an opinion of Morningstar DBRS
regarding the outlook for the credit rating in question. Rating trends have three categories - &#8220;Positive&#8221;, &#8220;Stable&#8221; or &#8220;Negative&#8221;. The rating trend indicates the direction in which Morningstar DBRS considers the
credit rating may move if present circumstances continue. The conditions that lead to the assignment of a Negative or Positive trend are generally resolved within a <FONT STYLE="white-space:nowrap">12-month</FONT> period. Morningstar DBRS&#8217;s
trends and ratings are under regular surveillance. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>S&amp;P </B></P>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">S&amp;P short-term issue credit ratings are generally assigned to those obligations considered short-term in the relevant market, typically with an original
maturity of no more than 365 days. Short-term issue credit ratings are also used to indicate the creditworthiness of an obligor with respect to put features on long-term obligations. A short-term obligation rated
<FONT STYLE="white-space:nowrap">&#8220;A-1&#8221;</FONT> is rated in the highest category and indicates S&amp;P&#8217;s view that an obligor&#8217;s capacity to meet its financial commitments on the obligation is strong. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">S&amp;P long-term issue credit ratings are based, in varying degrees, on S&amp;P Global Ratings&#8217; analysis of the following considerations: likelihood of
payment &#8211; the capacity and willingness of the obligor to meet its financial commitments on an obligation in accordance with the terms of the obligation; the nature and provisions of the financial obligation, and the promise they impute; and
the protection afforded by, and relative position of, the financial obligation in the event of a bankruptcy, reorganization, or other arrangement under the laws of bankruptcy and other laws affecting creditors&#8217; rights. A rating in the
&#8220;A&#8221; category means the obligation is somewhat more susceptible to the adverse effects of changes in circumstances and economic conditions than obligations in higher-rated categories. However, the obligor&#8217;s capacity to meet its
financial commitments on the obligation is still strong. An obligation rated in the &#8220;BBB&#8221; category indicates that the obligation exhibits adequate protection parameters. However, adverse economic conditions or changing circumstances are
more likely to weaken the obligor&#8217;s capacity to meet its financial commitments on the obligation. Ratings from AA to CCC may be modified by the addition of a plus (+) or minus (&#8211;) sign to show relative standing within the major rating
categories. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">An S&amp;P Global Ratings preferred share rating on the Canadian scale is a forward-looking opinion about the creditworthiness of an obligor
with respect to a specific preferred share obligation issued in the Canadian market relative to preferred shares issued by other issuers in the Canadian market. There is a direct correspondence between the specific ratings assigned on the Canadian
preferred share scale and the various rating levels on the global debt rating scale of S&amp;P Global Ratings. The </P>
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Canadian scale rating is fully determined by the applicable global scale rating, and there are no additional analytical criteria associated with the determination of ratings on the Canadian
scale. It is the practice of S&amp;P Global Ratings to present ratings on an issuer&#8217;s preferred shares on both the global rating scale and on the Canadian national scale when listing the ratings for a particular issuer. A reference to
&#8220;high&#8221; or &#8220;low&#8221; reflects the relative strength within the rating category, and the absence of either a &#8220;high&#8221; or &#8220;low&#8221; designation indicates the rating is in the middle of the category. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">An S&amp;P Global Ratings outlook assesses the potential direction of a long-term credit rating over the intermediate term, which is generally up to two years
for investment grade and generally up to one year for speculative grade. In determining a rating outlook, consideration is given to any changes in economic and/or fundamental business conditions. Stable reflects a rating is not likely to change.
</P>
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 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>Schedule B </U></B></P>
<P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>THE BANK OF NOVA SCOTIA </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>CHARTER </U></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B><U>AUDIT AND CONDUCT REVIEW COMMITTEE OF THE BOARD OF DIRECTORS </U></B></P>
<P STYLE="margin-top:10pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Audit and Conduct Review Committee of the Board of Directors (the &#8220;Committee&#8221;) has the responsibilities and duties as outlined below and
serves as the Bank&#8217;s audit committee, conduct review committee and consumer protection committee. </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>AUDIT </U></B></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>A.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B><U>Mandate</U> </B></P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">To perform such duties as may be required by: </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the <I>Bank Act</I> (the &#8220;Bank Act&#8221;), the regulations thereunder and guidelines of the Office of
the Superintendent of Financial Institutions Canada (&#8220;OSFI&#8221;); and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">b.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">other applicable legislation and regulations, including those of the Ontario Securities Commission and the
Canadian Securities Administrators, the Toronto Stock Exchange, the New York Stock Exchange, the Securities and Exchange Commission and the <I>Sarbanes-Oxley Act, 2002</I>, </P></TD></TR></TABLE>
<P STYLE="margin-top:12pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">as more fully described under the heading &#8220;<B>Duties</B>&#8221; below. </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">To assist the Board of Directors (the &#8220;Board&#8221;) in fulfilling its oversight responsibilities for:
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the integrity of the Bank&#8217;s consolidated financial statements and related quarterly results releases;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">b.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the system of internal control, including internal control over financial reporting and disclosure controls and
procedures (&#8220;internal controls&#8221;); </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">c.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the external auditor&#8217;s qualifications, independence and performance; and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">d.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the Bank&#8217;s finance, compliance (including anti-money laundering, anti-terrorist financing and sanctions)
and internal audit functions. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">To perform such other duties as may from time to time be assigned to the Committee by the Board.
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">To act as the audit committee for any federally chartered Canadian financial institution beneficially owned by
the Bank as determined by the Board. </P></TD></TR></TABLE> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>B.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B><U>Authority</U> </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Committee has authority to: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">conduct or authorize investigations into any matters within its scope of responsibility; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">retain, as appropriate and at the Bank&#8217;s expense, independent counsel, accountants or others to advise
the Committee or assist in the conduct of an investigation; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">meet with Bank officers, the external auditor or outside counsel, as necessary; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">determine appropriate funding for independent advisors; </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 27 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">communicate directly with the internal and external auditors; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">6.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">receive all material correspondence between the external auditor and management related to audit and interim
review findings; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">7.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">call a meeting of the Board to consider any matter of concern to the Committee. </P></TD></TR></TABLE>
<P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>C.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B><U>Duties</U> </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">The Committee shall: </P> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B><U>Financial
Information</U> </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review the quarterly and annual consolidated financial statements of the Bank prior to approval by the Board
and disclosure to the public, and satisfy itself that the financial statements present fairly the financial position, results of operations and cash flows of the Bank; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review should include discussion with management and the external auditor of significant issues, including
significant accounting policies, regarding the financial results, accounting principles, practices and management estimates and judgments; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">satisfy itself that the Bank&#8217;s accounting practices are prudent and appropriate; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review the quarterly and annual Management&#8217;s Discussion&nbsp;&amp; Analysis of Financial Condition and
Results of Operations (&#8220;MD&amp;A&#8221;) prior to review and approval by the Board; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review any material proposed changes in accounting standards and securities policies or regulation relevant to
the Bank&#8217;s consolidated financial statements and approve any material changes in accounting policies related to the Bank&#8217;s consolidated financial statements; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review sustainability (including climate-related) disclosures to be included in financial reporting as required
by regulators or that may be required by law; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">6.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review any tax matters material to the financial statements; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">7.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">be satisfied that adequate procedures are in place for the review of the Bank&#8217;s public disclosure of all
consolidated financial statements, related quarterly results press releases and financial information extracted or derived from the Bank&#8217;s consolidated financial statements and periodically assess the adequacy of these procedures;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">8.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review material financial press releases prior to public disclosure; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">9.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review earnings press releases, as well as financial information and earnings guidance provided to analysts and
rating agencies prior to public disclosure; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">10.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review investments and transactions that could adversely affect the well-being of the Bank brought to its
attention by the external auditor or by any officer of the Bank; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">11.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">discuss significant financial risk exposures and the steps management of the Bank has taken to monitor, control
and report such exposures; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">12.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review and recommend to the Board for approval the Annual Information Form and Form <FONT
STYLE="white-space:nowrap">40-F;</FONT> and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">13.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review the process relating to and the certifications of the Chief Executive Officer and the Chief Financial
Officer on the integrity of the Bank&#8217;s quarterly and annual consolidated financial statements. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 28 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B><U>Internal Controls</U> </B></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">14.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">require Bank management to implement and maintain appropriate internal control policies and procedures
including anti-fraud controls, as part of the Bank&#8217;s overall internal control framework; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">15.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">receive and review reports from management and internal audit on the design and operating effectiveness of the
internal control framework and any significant control breakdowns, including any reports concerning significant deficiencies and material weaknesses in the design or operation of internal controls which are reasonably likely to adversely affect the
Bank&#8217;s ability to record, process, summarize and report financial information, and any fraud involving management or other employees who have a significant role in the Bank&#8217;s internal controls; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">as part of this review, the Committee should discuss with management whether any deficiencies identified may be
systemic or pervasive; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">16.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">receive and review the external auditor&#8217;s audit report on the Bank&#8217;s internal controls over
financial reporting as of the Bank&#8217;s year end. </P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B><U>Finance</U> </B></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">17.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">oversee the Finance Department, having regard to its independence, by: </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">reviewing and approving the appointment and/or removal of the Chief Financial Officer of the Bank;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">b.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually reviewing and approving the mandate of the Chief Financial Officer and the charter of the Finance
Department; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">c.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually reviewing and approving the organizational structure of the Finance Department; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">d.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually reviewing and approving the Finance Department&#8217;s risk appetite statement, resources and budget;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">e.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually assessing the effectiveness of the Chief Financial Officer and the effectiveness of the Finance
Department, and annually approving the performance review of the Chief Financial Officer, taking into consideration any regulatory findings with respect to the finance function; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">f.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">conveying its views to the Human Capital and Compensation Committee on the following matters:
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="10%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">i.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the assessment of the effectiveness and performance review of the Chief Financial Officer;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="10%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">ii.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">considerations to be factored into the total compensation to be paid to the Chief Financial Officer; and
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="10%">&nbsp;</TD>
<TD WIDTH="3%" VALIGN="top" ALIGN="left">iii.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">succession planning for the role of Chief Financial Officer; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">g.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">overseeing that the Finance Department has unfettered access and a functional reporting line to the Committee;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">h.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">periodically requesting independent reviews of the Finance Department, reviewing the results of such reviews
and reporting such results to the Board; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">i.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">overseeing that deficiencies identified related to the Finance Department are remedied within an appropriate
time frame and reporting to the Board on the progress of necessary corrective actions. </P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B><U>Compliance</U> </B></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">18.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">approve the Compliance Risk Summary Framework; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">19.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">receive reports from management on the Bank&#8217;s compliance with legal and regulatory requirements and the
adequacy and effectiveness of the Bank&#8217;s compliance controls, including: </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="5%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review the annual and other periodic reports of the Global Compliance Function; and </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 29 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">b.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">follow up with management on plans to remediate any deficiencies identified in reports and on any regulatory
recommendations or findings, and discuss if weaknesses may exist elsewhere; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">20.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">meet, on its own or with the Board, with representatives of OSFI to discuss OSFI&#8217;s supervisory results;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">21.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">meet with Bank management to review and discuss the Bank&#8217;s response to OSFI&#8217;s recommendations and
suggestions pursuant to their supervisory activities; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">22.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review any issues raised by Internal Audit that address the appropriateness and effectiveness of the
Bank&#8217;s Compliance Risk Summary Framework and management of significant compliance risks; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">23.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">oversee the Global Compliance Function, having regard to its independence, by: </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">reviewing and approving the appointment and/or removal of the Chief Compliance Officer; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">b.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually reviewing and approving the mandate for the Chief Compliance Officer and the charter of the Global
Compliance Function; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">c.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually reviewing and approving the organizational structure of the Global Compliance Function;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">d.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually reviewing and approving the Global Compliance Function&#8217;s risk appetite statement, resources and
budget; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">e.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually assessing the effectiveness of the Chief Compliance Officer and the effectiveness of the Global
Compliance Function, and annually approving the performance review of the Chief Compliance Officer, taking into consideration any regulatory findings with respect to the Global Compliance Function; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">f.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">conveying its view to the Human Capital and Compensation Committee on the following matters:
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">i.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the assessment of the effectiveness and performance review of the Chief Compliance Officer;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">ii.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">considerations to be factored into the total compensation to be paid to the Chief Compliance Officer; and
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">iii.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">succession planning for the role of Chief Compliance Officer; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">g.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">with respect to the Swap Dealer Chief Compliance Officer (&#8220;SD CCO&#8221;) and the Security-Based Swap
Dealer Chief Compliance Officer (&#8220;SBSD CCO&#8221;): </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">i.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">reviewing and approving the appointment and/or removal of the SD CCO and the SBSD CCO; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">ii.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">reviewing annual reports from the SD CCO and the SBSD CCO; and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">iii.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">reviewing and approving the total compensation to be paid to the SD CCO and the SBSD CCO;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">h.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">overseeing that the Global Compliance Function has unfettered access and a functional reporting line to the
Committee; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">i.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">periodically requesting independent reviews of the Global Compliance Function, reviewing the results of such
reviews and reporting such results to the Board; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">j.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">overseeing that deficiencies identified related to the Global Compliance Function are remedied within an
appropriate time frame and reporting to the Board on the progress of necessary corrective actions. </P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman"><B><U>Anti-Money
Laundering (AML)</U> </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">24.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">oversee the Bank&#8217;s Enterprise Anti-Money Laundering and Anti-Terrorist Financing and Sanctions program
(collectively, the &#8220;AML Program&#8221;); </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">25.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review and approve the Bank&#8217;s Enterprise Anti-Money Laundering and Anti-Terrorist Financing and Sanctions
Policy and any </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 30 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">
significant changes thereto; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">26.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">receive reports on the Bank&#8217;s compliance with legal and regulatory anti-money laundering requirements;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">27.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review any issues raised that address the appropriateness and effectiveness of the Bank&#8217;s AML Program and
management of significant risks with this program; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">28.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">regularly meet with the Group Chief Anti-Money Laundering Officer to discuss the effectiveness of the
Bank&#8217;s AML Program; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">29.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">oversee the Enterprise Anti-Money Laundering and Anti-Terrorist Financing and Sanctions function (collectively,
the &#8220;AML Function&#8221;), having regard to its independence, by: </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">reviewing and approving the appointment and/or removal of the Group Chief Anti-Money Laundering Officer;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">b.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually reviewing and approving the job description and mandate of the Group Chief Anti-Money Laundering
Officer and the charter of the AML Function; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">c.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually reviewing and approving the organizational structure of the AML Function and its oversight of first
line controls and operations; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">d.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually reviewing and approving the AML Function resources, budget, annual plan and material plan changes;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">e.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually assessing the effectiveness of the Group Chief Anti-Money Laundering Officer and the effectiveness of
the AML Function, and annually approving the performance review of the Group Chief Anti-Money Laundering Officer, taking into consideration any regulatory findings with respect to the AML Function; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">f.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">conveying its view to the Chief Compliance Officer and the Human Capital and Compensation Committee on the
following matters: </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">i.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the assessment of the effectiveness and performance review of the Group Chief Anti-Money Laundering Officer;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">ii.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">considerations to be factored into the total compensation to be paid to the Group Chief Anti-Money Laundering
Officer; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">iii.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">succession planning for the role of Group Chief Anti-Money Laundering Officer; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">g.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">overseeing that the AML Function has unfettered access to the Committee; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">h.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">periodically requesting independent reviews of the AML Function, reviewing the results of such reviews and
reporting such results to the Board; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">i.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">overseeing that deficiencies identified related to the AML Function are remedied within an appropriate time
frame and reporting to the Board on the progress of necessary corrective actions. </P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B><U>Internal Audit</U> </B></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">30.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review the quarterly and other reports of the Chief Auditor; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">31.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review any matters of significance that arose from <FONT STYLE="white-space:nowrap">non-audit</FONT>
engagements performed by the Audit Department; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">32.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review with the Chief Auditor matters of significance impacting audit scope, the Audit Department charter,
information access, resource limitations, or other difficulties encountered by the Audit Department; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">33.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">regularly meet with the Chief Auditor with and/or without management, to discuss the effectiveness of the
Bank&#8217;s internal control, risk management (including anti-money laundering) and governance processes; </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 31 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">34.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">oversee the Audit Department, having regard to its independence, by: </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">reviewing the qualifications and competencies, and approving the appointment and/or removal of the Chief
Auditor; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">b.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually reviewing and approving the mandate of the Chief Auditor and the charter of the Audit Department;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">c.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually reviewing and approving the organizational structure of the Audit Department; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">d.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">reviewing and approving the annual audit plan, (and material changes thereto), overall risk assessment
methodology, budgets and resources of the Audit Department; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">e.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually assessing the effectiveness of the Chief Auditor and the Audit Department, taking into consideration
the objectivity and independence of the Bank&#8217;s internal audit function, and annually approving the performance review of the Chief Auditor, taking into consideration any regulatory findings with respect to the Audit Department;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">f.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">conveying its view to the Human Capital and Compensation Committee on the following matters:
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">i.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the assessment of the effectiveness and performance review of the Chief Auditor; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">ii.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">considerations to be factored into the total compensation to be paid to the Chief Auditor; and
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="9%">&nbsp;</TD>
<TD WIDTH="4%" VALIGN="top" ALIGN="left">iii.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">succession planning for the role of Chief Auditor; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">g.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">periodically reviewing results of the internal Quality Assurance and Improvement Program;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">h.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">periodically requesting independent reviews of the Audit Department, reviewing the results of such reviews and
reporting such results to the Board; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">i.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">overseeing that deficiencies identified related to the Audit Department are remedied within an appropriate time
frame and reporting to the Board on the progress of necessary corrective actions; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">j.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">advising the Board of any recommendations for the continuous improvement of the Audit Department;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">35.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">ensure the Audit Department has unfettered access and a direct and independent reporting line to the Committee;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">36.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">provide for an open avenue of communication between the Audit Department and the Board; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">37.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">ensure that the Audit Department&#8217;s recommendations are adequately considered and acted on, by providing
the Audit Department with the authority to <FONT STYLE="white-space:nowrap">follow-up</FONT> on observations and recommendations; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">38.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review and approve the Internal Audit Third Party Risk Management Policy. </P></TD></TR></TABLE>
<P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B><U>External Auditor</U> </B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">39.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">have responsibility for the oversight of the external auditor who reports directly to the Committee;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">40.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">recommend to the Board the retention or termination of the Bank&#8217;s external auditor, subject to
shareholder ratification; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">41.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review and approve the annual audit plan and letter(s) of engagement, and as part of such review, satisfy
itself that the Bank&#8217;s audit plan is risk based and covers all relevant activities over a measurable cycle; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">42.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually review the external auditor&#8217;s opinion on the annual financial statements, including the key
audit matters and critical audit matters contained therein; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">43.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review and evaluate the external auditor&#8217;s qualifications, performance, professional skepticism and
independence, including a review and evaluation of the lead audit partner, taking into consideration the opinions of management and the Bank&#8217;s Audit Department in such evaluation and any concerns raised by OSFI or other stakeholders about the
external auditor&#8217;s </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 32 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">
independence; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">44.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">consistent with the Committee&#8217;s annual assessment and periodic comprehensive review of the external
auditors, the Committee shall establish a policy that stipulates the criteria for the Bank tendering the contract for the role of the Bank&#8217;s external auditor; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">as part of this policy and any review undertaken by the Committee, the Committee should periodically consider
whether to put the external auditor contract out for tender, taking into consideration the length of the current external auditor&#8217;s tenure and the risks that tenure may pose to the external auditor&#8217;s objectivity and independence;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">45.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">receive the Canadian Public Accountability Board&#8217;s (&#8220;CPAB&#8221;) annual public report, along with
any notices required to be communicated by the external auditor to the Committee, including those required by CPAB, OSFI and the Public Company Accounting Oversight Board (&#8220;PCAOB&#8221;); </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">46.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review and recommend to the Board the annual fee for the audit of the Bank&#8217;s consolidated financial
statements and internal control over financial reporting; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">as part of this review, the Committee should satisfy itself that the level of audit fees is commensurate with
the scope of work undertaken in consideration of financial reporting risks; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">47.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review and <FONT STYLE="white-space:nowrap">pre-approve</FONT> in accordance with established <FONT
STYLE="white-space:nowrap">pre-approval</FONT> policy, all services to be provided by the external auditor, including audit and audit related services and permitted tax and <FONT STYLE="white-space:nowrap">non-audit</FONT> services;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">48.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">delegate the authority to <FONT STYLE="white-space:nowrap">pre-approve</FONT>
<FONT STYLE="white-space:nowrap">non-audit</FONT> services to a member of the Committee; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">49.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review external auditor services <FONT STYLE="white-space:nowrap">pre-approved</FONT> by the delegate of the
Committee; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">50.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review annually the total fees paid to the external auditor by required categories; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">51.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">at least annually, obtain and review reporting from the external auditor describing: </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the firm&#8217;s internal quality-control procedures; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">b.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the firm&#8217;s internal procedures to ensure independence; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">c.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">any material issues raised by the most recent internal quality-control review, or peer review, of the firm, or
by any inquiry or investigation by governmental or professional authorities, within the preceding five years, regarding one or more independent audits of the Bank carried out by the firm, and any steps taken to deal with any such issues;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">d.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the skill and resources (amount and type) of the firm; and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">e.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">an assessment of all relationships between the external auditor and the Bank that pertain to independence;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">52.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review and recommend to the Board the rotation plan for partners on the engagement; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">53.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">meet with the external auditor and with management to discuss the quarterly and the annual consolidated
financial statements and the Bank&#8217;s disclosure under any MD&amp;A; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">54.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review with management and the external auditor all matters required to be communicated to the Committee under
generally accepted auditing standards; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">55.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review with the external auditor any audit problems or difficulties and management&#8217;s response;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">56.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">discuss with the external auditor, as considered necessary by the Committee, any OSFI returns, investments or
transactions reviewed by the Committee; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">57.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">resolve any disputes between the external auditor and management; and </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 33 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">58.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review and approve policies for the Bank&#8217;s employment of current and former employees or partners of the
current or former external auditor. </P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman"><B><U>Other Duties</U> </B></P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">59.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review the periodic reports on litigation matters; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">60.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review such returns as specified by OSFI; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">61.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">review such other periodic disclosure documents as required by regulators or that may be required by law;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">62.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">provide for an open avenue of communication between internal audit, the external auditor and the Board;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">63.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">annually, review the charter for the Committee and evaluate the Committee&#8217;s effectiveness in fulfilling
its mandate; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">64.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">prepare a committee report for inclusion in the Bank&#8217;s management proxy circular; and
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">65.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">institute and oversee special investigations as needed. </P></TD></TR></TABLE>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>CONDUCT REVIEW </U></B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>D.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B><U>Mandate</U> </B></P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">To perform the duties with respect to the Bank&#8217;s policies and procedures for ensuring its transactions
with its related parties comply with Part XI of the Bank Act and any regulations thereunder as more fully described under the heading &#8220;<B>Duties</B>&#8221; below. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">In the event a widely held bank holding company or insurance holding company has a significant interest in any
class of shares of the Bank: </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">to establish policies for entering into transactions referred to in subsection 495.1(1) of the Bank Act,
including transactions with a holding company or any other related party of the Bank that is an entity in which the holding company has a substantial investment; and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">b.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">to review certain of the Bank&#8217;s transactions that are referred to in subsection 495.3(1) of the Bank Act
including any transaction with a widely held insurance or bank holding company or any other related party in which they hold a substantial investment. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">To perform such duties as are required by the Bank Act to be dealt with by a committee of the Board concerning
the monitoring of adherence to procedures for identifying potential conflicts of interest and for resolving such conflicts of interest, for restricting the use of confidential information, and as more fully described under the heading
&#8220;<B>Duties</B>&#8221; below. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">To assist the Board in fulfilling its oversight responsibilities for: </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">setting standards of conduct and ethical behaviour; and </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">b.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">conduct reviews and culture as it relates to conduct risk. </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">To perform such other duties as are required under the Bank Act or by OSFI, or as may from time to time be
assigned by the Board. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">6.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">To act as the conduct review committee for any federally chartered Canadian financial institution beneficially
owned by the Bank as determined by the Board. </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 34 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>E.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B><U>Duties</U> </B></P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Establish criteria for determining whether the value of transactions with related parties of the Bank is
nominal or immaterial to the Bank; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Approve the terms and conditions of: </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">loans, other than margin loans, to senior officers of the Bank on terms and conditions more favourable to the
senior officers than those offered to the public; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">b.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">loans to spouses or <FONT STYLE="white-space:nowrap">common-law</FONT> partners of senior officers of the Bank
on the security of mortgages of the principal residences of such spouses or <FONT STYLE="white-space:nowrap">common-law</FONT> partners on terms and conditions more favourable than those offered to the public; </P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Approve the practice of the Bank making financial services, other than loans or guarantees, available to senior
officers of the Bank or to spouses or <FONT STYLE="white-space:nowrap">common-law</FONT> partners, or children who are less than 18 years of age of senior officers of the Bank, on terms and conditions more favourable than those offered to the
public, provided the financial services are offered by the Bank to its employees on those favourable terms and conditions; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Require Bank management to establish policies and procedures to enable the Bank to verify that its transactions
with related parties of the Bank comply with Part XI of the Bank Act and to review those policies and procedures and their effectiveness. These policies and procedures should, among other things, enable management to verify that:
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">all related party transactions are on terms and conditions at least as favourable to the Bank as market terms
and conditions, other than transactions referred to in clauses 2 and 3 above; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">b.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">loans to full-time senior officers, other than margin loans and mortgages on their principal residences, do not
exceed the greater of twice their annual salaries and $100,000; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">c.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">aggregate loans or guarantees to, and investments in the securities of any related party (subject to certain
exceptions) do not exceed 2% of the Bank&#8217;s regulatory capital unless the approval of 2/3 of the Board has been obtained; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">d.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">aggregate loans or guarantees to, and investments in the securities of all related parties (subject to certain
exceptions) do not exceed 50% of the Bank&#8217;s regulatory capital; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Review the practices of the Bank to identify any transactions with related parties of the Bank that may have a
material effect on the stability or solvency of the Bank; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">6.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Monitor the procedures established by the Board to resolve conflicts of interest, including techniques for the
identification of potential conflict situations and for restricting the use of confidential information; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">7.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Review and, if appropriate, recommend for Board approval any material changes to the Scotiabank Code of Conduct
which includes the standards of conduct and ethical behaviour for employees, officers and directors of the Bank and its subsidiaries and recommend for approval by the Board any exceptions from the Scotiabank Code of Conduct, as appropriate;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">8.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Review reports from the Global Compliance Function on compliance with the Scotiabank Code of Conduct and any
instances of material deviation therefrom with corrective actions taken; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">9.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Review the annual letter of certification from the Executive Vice President and Chief Compliance Officer on
completion of the Scotiabank Code of Conduct acknowledgment by directors, officers, and employees; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">10.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Monitor the Bank&#8217;s exposure to material risks relating to conduct, and anti-bribery and anti-corruption
matters by reviewing the Bank&#8217;s risk management practices including its identification, measurement, monitoring and assessment of these types of risks; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">11.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Require management to establish processes and review and approve the policy established for the receipt,
retention, treatment and resolution of complaints received by the Bank regarding accounting, internal accounting controls or auditing matters, </P></TD></TR></TABLE>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 35 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD ALIGN="left" VALIGN="top">
including confidential, anonymous submissions from employees, as part of the Bank&#8217;s Whistleblower Policy (Enterprise-wide), and carry out the Committee&#8217;s responsibilities under the
Bank&#8217;s Whistleblower Policy (Enterprise-wide), as required; </TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">12.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Review matters reported to the Committee regarding the Bank&#8217;s Whistleblower program;
</P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">13.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Review matters reported to the Committee included in the Chief Compliance Officer Report as it relates to the
Enterprise Conduct and Ethics programs, and anti-bribery and anti-corruption matters; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">14.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Review with management the results of their assessment of the Bank&#8217;s conduct, and anti-bribery and
anti-corruption risks, and their plans to remediate any material deficiencies identified; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">15.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Monitor the processes established by the Bank to mitigate conduct risk. </P></TD></TR></TABLE>
<P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>CONSUMER PROTECTION </U></B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>F.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B><U>Mandate</U> </B></P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">To perform such duties as are required by the Bank Act to be dealt with by a committee of the Board with
respect to the Bank&#8217;s procedures for complying with the consumer provisions, including Part XII.2 of the Bank Act and its associated regulations and any Financial Consumer Agency of Canada (&#8220;FCAC&#8221;) guidance, as more fully described
under the heading &#8220;<B>Duties</B>&#8221; below. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">To perform such other duties as are required under the Bank Act or by OSFI or the FCAC, or as may from time to
time be assigned by the Board. </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">To act as the consumer protection committee for any federally chartered Canadian financial institution
beneficially owned by the Bank as determined by the Board. </P></TD></TR></TABLE> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>G.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B><U>Duties</U> </B></P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Require Bank management to establish procedures for complying with the consumer provisions, including Part
XII.2 of the Bank Act and its associated regulations and any FCAC guidance; </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Review such procedures referred to in clause 1 above to determine whether they are appropriate to ensure that
the Bank is complying with the consumer provisions; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Require Bank management to report at least annually to the Committee on the implementation of the procedures
and on any other activities that the Bank carries out in relation to the protection of its customers. </P></TD></TR></TABLE> <P STYLE="margin-top:18pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B><U>COMMITTEE OPERATIONS
</U></B></P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>H.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B><U>Reporting</U> </B></P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">After each meeting of the Committee, the Committee is required to report to the Board on matters reviewed by the Committee and on the
Committee&#8217;s recommendations at the next regularly scheduled Board meeting. The Committee shall also report as required to the Risk Committee on relevant issues. </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Chair of the Committee shall review, for completeness, the Board&#8217;s report to OSFI with respect to conduct review matters on the
Committee&#8217;s activities during the year. This report must be filed within 90 days after the Bank&#8217;s financial <FONT STYLE="white-space:nowrap">year-end.</FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Chair of the Committee shall review, for completeness, the Board&#8217;s report to FCAC with respect to consumer protection matters on the
Committee&#8217;s activities during the year. This report must be filed within 90 days after the Bank&#8217;s financial <FONT STYLE="white-space:nowrap">year-end.</FONT> </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Committee shall review and assess the adequacy of this Charter on an annual basis and report the results of this review to the Corporate
Governance Committee of the Board. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 36 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>I.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B><U>Composition</U> </B></P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><U>Structure</U> </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Committee shall consist of a minimum of three Directors. No member of the Committee may serve on more than three audit committees of public
company boards without the consent of the Corporate Governance Committee and the Board. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Each member must be financially literate or
become financially literate within a reasonable period of time subsequent to his/her appointment to the Committee. At least one member must be a financial expert. There should also be a reasonable representation of other key competencies on the
Committee, as determined by the Corporate Governance Committee. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><U>Independence</U> </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Committee is composed entirely of independent directors as defined in applicable laws, rules and regulations and as determined pursuant to
the Director Independence Standards approved by the Board for Committee members. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">No member of the Committee may be an officer or employee
of the Bank or of any of its subsidiaries or affiliates. No member may be a person who is affiliated with the Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Directors&#8217; fees
are the only compensation a member of the Committee may be paid by the Bank. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><U>Appointment of Committee Members</U> </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Members of the Committee are appointed or reappointed annually by the Board, upon the recommendation of the Corporate Governance Committee,
such appointments to take effect immediately following the annual meeting of the shareholders of the Bank. Members of the Committee shall hold office until their successors are appointed, or until they cease to be Directors of the Bank. </P>
<P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><U>Vacancies</U> </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Vacancies may be filled for the remainder of the current term of appointment of members of the Committee by the Board, subject to the
requirements under the headings &#8220;Structure&#8221; and &#8220;Independence&#8221; above. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><U>Appointment and Qualifications of Committee Chair</U> </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Board shall appoint from the Committee membership, a Chair for the Committee to preside at meetings. In the absence of the Chair, one of
the other members of the Committee present shall be chosen by the Committee to preside at that meeting. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Chair for the Committee must
have all of the qualifications for Committee membership and have accounting or related financial management expertise. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left"><B>J.</B></TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><B><U>Meetings</U> </B></P></TD></TR></TABLE>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><U>Calling of Meetings</U> </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Meetings of the Committee may be called by the Chair, by any two members of the Committee or the external auditor. Members may participate in
meetings in person or by telephone, electronic or other communications facilities. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Written resolutions in lieu of a meeting are
permitted, solely in accordance with the Bank Act. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Committee shall hold an in camera session immediately prior to and/or following
the conclusion of the regular agenda matters. The Committee shall also hold in camera sessions, separately at each Committee meeting, with each of the Chief Financial Officer, Chief Compliance Officer, Chief Auditor and the external auditor. The
Committee shall also hold in camera sessions with the Group Chief Anti-Money Laundering Officer, as appropriate. The Committee shall also meet separately, at least quarterly, with management. The Committee may also meet with the Chief Risk Officer,
as requested by the Committee or management from time to time. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">To facilitate communication between the Committee and the Risk Committee,
the Chair of the Risk Committee shall receive notice of all Committee meetings and may attend Committee meetings by invitation as a <FONT STYLE="white-space:nowrap">non-voting</FONT> observer. </P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 37 - </P>

</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Committee may invite any director, officer or employee or any other person to attend
meetings to assist the Committee with its deliberations. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><U>Notice of Meetings</U> </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Notice of meeting of the Committee shall be sent by prepaid mail, by personal delivery or other means of transmitted or recorded communication
or by telephone at least 12 hours before the meeting to each member of the Committee at the member&#8217;s address or communication number last recorded with the Corporate Secretary. A Committee member may in any manner waive notice of a meeting of
the Committee and attendance at a meeting is a waiver of notice of the meeting, except where a member attends for the express purpose of objecting to the transaction of any business on the ground that the meeting is not lawfully called. </P>
<P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><U>Notice to the Internal Auditor and External Auditor</U> </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Chief Auditor and the external auditor are entitled to receive notice of every meeting of the Committee and, at the expense of the Bank, to
attend and be heard at each meeting and to have the opportunity to discuss matters with the independent directors, without the presence of management. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><U>Frequency</U> </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Committee shall meet at least quarterly. </P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><U>Quorum</U> </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The quorum for a meeting of the Committee shall be a majority of its members, subject to a minimum of two members. </P>
<P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">6.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><U>Delegation</U> </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Committee may designate a <FONT STYLE="white-space:nowrap">sub-committee</FONT> to review any matter within the Committee&#8217;s mandate.
</P> <P STYLE="font-size:18pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">7.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left"><U>Secretary and Minutes</U> </P></TD></TR></TABLE>
<P STYLE="margin-top:6pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">The Corporate Secretary or, in the absence of the Corporate Secretary, an Assistant Corporate Secretary of the Bank shall act as Secretary of
the Committee. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; text-indent:4%; font-size:10pt; font-family:Times New Roman">Minutes of meetings of the Committee shall be recorded and maintained by the Corporate Secretary and subsequently
presented to the Committee and to the Board, if required by the Board. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman"><B>This Charter was last reviewed and approved by the Board on
<U>October</U><U></U><U>&nbsp;28, 2025</U> and is effective <U>November&nbsp;1, 2025</U>. </B></P>
 <p STYLE="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&nbsp;</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">- 38 - </P>

</DIV></Center>

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<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td colspan="5" style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
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<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">Disclosure</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
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<td rowspan="4" style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">General</td>
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<td style="text-align: center; vertical-align: top; padding-bottom: 0.5pt;">1</td>
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<td style="vertical-align: top; border-right: 1pt dotted rgb(127, 127, 127); padding-bottom: 0.5pt;">The index of risks to which the business is exposed.</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">16</td>
<td style="vertical-align: top; border-right: 1pt dotted rgb(127, 127, 127); white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; padding-bottom: 0.5pt; font-family: arial;"/>
<td style="vertical-align: top; padding-bottom: 0.5pt; font-family: arial;"/>
<td style="vertical-align: top; border-right: 1pt dotted rgb(127, 127, 127); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; padding-bottom: 0.5pt; font-family: arial;"/>
<td style="vertical-align: top; padding-bottom: 0.5pt; font-family: arial;"/>
<td style="vertical-align: top; padding-bottom: 0.5pt; font-family: arial;"/>
<td rowspan="4" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="4" style="vertical-align: top; border-right: 0.75pt solid rgb(76, 76, 76); padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">2</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">The Bank&#8217;s risk terminology, measures and key parameters.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">76-83</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: top; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">3</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Top and emerging risks, and the changes during the reporting period.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">85-87,&#160;91-96</div></div></td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: top; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="text-align: center; vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">Discussion on the regulatory development and plans to meet new regulatory ratios.</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted; white-space: nowrap;">&#160;<br/></td>
<td style="text-align: right; vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted; white-space: nowrap;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">60-63,&#160;120-121</div><br/></td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted; white-space: nowrap;">&#160;<br/></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td rowspan="4" style="padding-left: 8pt; vertical-align: top; border-left: 0.75pt solid rgb(76, 76, 76); padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="4" style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td rowspan="4" style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">Risk&#160;governance,<br/>risk&#160;management<br/>and business<br/>model</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="text-align: center; vertical-align: top; padding-bottom: 0.5pt;">5</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; border-right: 1pt dotted rgb(127, 127, 127); padding-bottom: 0.5pt;">The Bank&#8217;s Risk Governance structure.</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">78-80</td>
<td style="vertical-align: top; border-right: 1pt dotted rgb(127, 127, 127); white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; padding-bottom: 0.5pt;"/>
<td style="vertical-align: top; padding-bottom: 0.5pt;"/>
<td style="vertical-align: top; border-right: 1pt dotted rgb(127, 127, 127); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; padding-bottom: 0.5pt;"/>
<td style="vertical-align: top; padding-bottom: 0.5pt;"/>
<td style="vertical-align: top; padding-bottom: 0.5pt;"/>
<td rowspan="4" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="4" style="vertical-align: top; border-right: 0.75pt solid rgb(76, 76, 76); padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">6</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Description of risk culture and procedures applied to support the culture.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">80-83</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">7</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Description of key risks from the Bank&#8217;s business model.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">84</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="text-align: center; vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">Stress testing use within the Bank&#8217;s risk governance and capital management.</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted; white-space: nowrap;">80-82</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td rowspan="10" style="padding-left: 8pt; vertical-align: top; border-left: 0.75pt solid rgb(76, 76, 76); padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="10" style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td rowspan="10" style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">Capital<br/>Adequacy and<br/>risk-weighted<br/>assets</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="text-align: center; vertical-align: top; padding-bottom: 0.5pt;">9</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; border-right: 1pt dotted rgb(127, 127, 127); padding-bottom: 0.5pt;">Pillar 1 capital requirements, and the impact for global systemically important banks.</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">60-63</td>
<td style="vertical-align: top; border-right: 1pt dotted rgb(127, 127, 127); white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">208</td>
<td style="vertical-align: top; border-right: 1pt dotted rgb(127, 127, 127); white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">4,&#160;5</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="10" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="10" style="vertical-align: top; border-right: 0.75pt solid rgb(76, 76, 76); padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">10</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">a) Regulatory capital components.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">64</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">22-24</div></td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">b) Reconciliation of the accounting balance sheet to the regulatory balance sheet.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">18-19</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">11</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Flow statement of the movements in regulatory capital since the previous reporting period, including changes in common equity tier 1, additional tier 1 and tier 2 capital.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">65-66</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">100</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">12</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Discussion of targeted level of capital, and the plans on how to establish this.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">60-63</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">13</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Analysis of risk-weighted assets by risk type, business, and market risk RWAs.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">68-73, 84, 127</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">178</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;<br/></td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">6,&#160;37-40,&#160;44-49,&#160;50-55,</div></div></div><br/><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">56-61,&#160;73-75,&#160;76-78,&#160;82,&#160;97,&#160;103</div></div></div></td>
<td style="vertical-align: top; white-space: nowrap;">&#160;<br/>&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">14</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Analysis of the capital requirements for each Basel asset class.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">68-73</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">178, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">224-228</div></td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">16-17,&#160;37-62,&#160;71-78,&#160;82,&#160;87-90</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">15</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Tabulate credit risk in the Banking Book.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">68-73</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">225</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">16-17,&#160;37-62,&#160;82,&#160;87-90</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">16</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Flow statements reconciling the movements in risk-weighted assets for each <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">risk-weighted</div> asset type.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">68-73</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">63,&#160;81,&#160;102</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="text-align: center; vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">17</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">Discussion of Basel III Back-testing requirement including credit risk model performance and validation.</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted; white-space: nowrap;">69-71</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted; white-space: nowrap;">64-67,&#160;107</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="padding-left: 8pt; vertical-align: top; border-left-color: rgb(76, 76, 76); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Liquidity&#160;Funding</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">18</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Analysis of the Bank&#8217;s liquid assets.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">103-108</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(76, 76, 76); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="padding-left: 8pt; vertical-align: top; border-left-color: rgb(76, 76, 76); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">19</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Encumbered and unencumbered assets analyzed by balance sheet category.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">105</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(76, 76, 76); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="padding-left: 8pt; vertical-align: top; border-left-color: rgb(76, 76, 76); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">20</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Consolidated total assets, liabilities and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet commitments analyzed by remaining contractual maturity at the balance sheet date.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">109-111</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(76, 76, 76); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="padding-left: 8pt; vertical-align: top; border-left: 0.75pt solid rgb(76, 76, 76); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="text-align: center; vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">21</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">Analysis of the Bank&#8217;s sources of funding and a description of the Bank&#8217;s funding strategy.</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted; white-space: nowrap;">108-109</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; border-right: 0.75pt solid rgb(76, 76, 76); padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td rowspan="4" style="padding-left: 8pt; vertical-align: top; border-left: 0.75pt solid rgb(76, 76, 76); padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="4" style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td rowspan="4" style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">Market Risk</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="text-align: center; vertical-align: top; padding-bottom: 0.5pt;">22</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; border-right: 1pt dotted rgb(127, 127, 127); padding-bottom: 0.5pt;">Linkage of market risk measures for trading and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> portfolios and the balance sheet.</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">102</td>
<td style="vertical-align: top; border-right: 1pt dotted rgb(127, 127, 127); white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; padding-bottom: 0.5pt;"/>
<td style="vertical-align: top; padding-bottom: 0.5pt;"/>
<td style="vertical-align: top; border-right: 1pt dotted rgb(127, 127, 127); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; padding-bottom: 0.5pt;"/>
<td style="vertical-align: top; padding-bottom: 0.5pt;"/>
<td style="vertical-align: top; padding-bottom: 0.5pt;"/>
<td rowspan="4" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="4" style="vertical-align: top; border-right: 0.75pt solid rgb(76, 76, 76); padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">23</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Discussion of significant trading and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> market risk factors.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">97-103</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">24</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Discussion of changes in period on period VaR results as well as VaR assumptions, limitations, backtesting and validation.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">97-103</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="text-align: center; vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">25</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">Other risk management techniques e.g. stress tests, tail risk and market liquidity horizon.</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted; white-space: nowrap;">97-103</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td rowspan="5" style="padding-left: 8pt; vertical-align: top; border-left: 0.75pt solid rgb(76, 76, 76); padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="5" style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td rowspan="5" style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">Credit Risk</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="text-align: center; vertical-align: top; padding-bottom: 0.5pt;">26</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; border-right: 1pt dotted rgb(127, 127, 127); padding-bottom: 0.5pt;">Analysis of the aggregate credit risk exposures, including details of both personal and wholesale lending.</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">91-96, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">123-127</div></td>
<td style="vertical-align: top; border-right: 1pt dotted rgb(127, 127, 127); white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">188-189,&#160;225-228</td>
<td style="vertical-align: top; border-right: 1pt dotted rgb(127, 127, 127); white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">6,&#160;37-40,&#160;44-61,&#160;73-78</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="5" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="5" style="vertical-align: top; border-right: 0.75pt solid rgb(76, 76, 76); padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">27</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Discussion of the policies for identifying impaired loans, defining impairments and renegotiated loans, and explaining loan forbearance policies.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">158-160</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">28</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Reconciliations of the opening and closing balances of impaired loans and impairment allowances during the year.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">93, 122-125</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">189</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">34-35</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">29</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Analysis of counterparty credit risk that arises from derivative transactions.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">88-90</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">176-179</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">108</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="text-align: center; vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">30</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">Discussion of credit risk mitigation, including collateral held for all sources of credit risk.</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted; white-space: nowrap;">89-91, 94</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: dotted; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 1pt; border-bottom-style: dotted;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td rowspan="2" style="padding-left: 8pt; vertical-align: top; border-left-color: rgb(76, 76, 76); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td rowspan="2" style="vertical-align: bottom;">&#160;</td>
<td rowspan="2" style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Other risks</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">31</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Quantified measures of the management of operational risk.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">72, 112-113</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td rowspan="2" style="vertical-align: bottom;">&#160;</td>
<td rowspan="2" style="vertical-align: top; border-right-color: rgb(76, 76, 76); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: top;">32</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted;">Discussion of publicly known risk items.</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">85-87</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; white-space: nowrap;">205-206</td>
<td style="vertical-align: top; border-right-color: rgb(127, 127, 127); border-right-width: 1pt; border-right-style: dotted; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="padding-left: 8pt; vertical-align: top; border-bottom-color: rgb(76, 76, 76); border-left-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(76, 76, 76); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: top; border-right-color: rgb(76, 76, 76); border-bottom-color: rgb(76, 76, 76); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;">
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 36pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 100%; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 36pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="font-family: arial; font-size: 36pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 36pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s</div></div><div style="font-family: arial; font-size: 36pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 36pt; letter-spacing: 0px; top: 0px;display:inline;">Discussion &amp; Analysis</div></div><div style="font-size: 42pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-size: 42pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis (MD&amp;A) is provided to enable readers to assess the Bank&#8217;s financial condition and results of operations as at and for the year ended October&#160;31, 2025. The MD&amp;A should be read in conjunction with the Bank&#8217;s 2025 Consolidated Financial Statements, including the Notes. This MD&amp;A is dated December&#160;2, 2025. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Additional information relating to the Bank, including the Bank&#8217;s 2025 Annual Report, are available on the Bank&#8217;s website at www.scotiabank.com. As well, the Bank&#8217;s 2025 Annual Report and Annual Information Form are available on the SEDAR+ website at www.sedarplus.ca and on the EDGAR section of the SEC&#8217;s website at www.sec.gov. </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div id="toc" style="font-family: arial; font-size: 14pt; font-weight: bold; margin-top: 34pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 14pt; letter-spacing: 0px; top: 0px;display:inline;">Table of Contents </div></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="width: 48%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; float: left; position: relative;">
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td/>
<td style="width: 4%; vertical-align: bottom;"/>
<td style="width: 89%;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;18</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_1">Forward-looking statements</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;19</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_2">Financial highlights</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;20</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_3"><span style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</span> measures</a></td></tr>
<tr style="font-size: 1pt;">
<td colspan="3" style="height: 12pt;"/></tr>
<tr style="font-family: arial; font-size: 10pt; page-break-inside: avoid;">
<td colspan="3" style="vertical-align: top; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Overview of Performance</div></div></div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;28</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_4">Financial results: 2025 vs 2024</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;28</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_5">Medium-term financial objectives</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;28</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_6">Shareholder returns</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;29</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_7">Significant developments</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;29</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_8">Strategy, economic summary and outlook</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;30</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_9">Impact of foreign currency translation</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;31</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_9a">Impact of closed divestitures </a></td></tr>
<tr style="font-size: 1pt;">
<td colspan="3" style="height: 12pt;"/></tr>
<tr style="font-family: arial; font-size: 10pt; page-break-inside: avoid;">
<td colspan="3" style="vertical-align: top; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Group Financial Performance</div></div></div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;32</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_10">Net income</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;32</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_11">Net interest income</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;34</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_12"><span style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</span> income</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;35</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_13">Provision for credit losses</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;37</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_14"><span style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</span> expenses</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;37</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_15">Provision for income taxes</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;38</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_16">Fourth quarter review</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;40</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_17">Trending analysis</a></td></tr>
<tr style="font-size: 1pt;">
<td colspan="3" style="height: 12pt;"/></tr>
<tr style="font-family: arial; font-size: 10pt; page-break-inside: avoid;">
<td colspan="3" style="vertical-align: top; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Business Line Overview</div></div></div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;42</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_18">Overview</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;45</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_19">Canadian Banking</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;48</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_20">International Banking</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;52</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_21">Global Wealth Management</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;56</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_22">Global Banking and Markets</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;59</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_23">Other</a></td></tr></table><div style="clear:both;max-height:0pt;"></div></div><div style="width: 49%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; margin-left: 3%; float: left; position: relative;">
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td/>
<td style="width: 4%; vertical-align: bottom;"/>
<td style="width: 89%;"/></tr>
<tr style="font-family: arial; font-size: 10pt; page-break-inside: avoid;">
<td colspan="3" style="vertical-align: top; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Group Financial Condition</div></div></div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;60</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_24">Statement of financial position</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;60</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_25">Capital management</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;73</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_26"><span style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Off-balance</span> sheet arrangements</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;75</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_27">Financial instruments</a></td></tr>
<tr style="font-size: 1pt;">
<td colspan="3" style="height: 12pt;"/></tr>
<tr style="font-family: arial; font-size: 10pt; page-break-inside: avoid;">
<td colspan="3" style="vertical-align: top; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Risk Management</div></div></div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;76</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_28">Risk management framework</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;88</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_29">Credit risk</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">&#8199;97</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_30">Market risk</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">103</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_31">Liquidity risk</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">112</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_32">Other risks</a></td></tr>
<tr style="font-size: 1pt;">
<td colspan="3" style="height: 12pt;"/></tr>
<tr style="font-family: arial; font-size: 10pt; page-break-inside: avoid;">
<td colspan="3" style="vertical-align: top; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Controls and Accounting Policies</div></div></div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">116</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_33">Controls and procedures</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">116</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_34">Critical accounting policies and estimates</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">120</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_35">Future accounting developments</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">120</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_36">Regulatory developments</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">121</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_37">Related party transactions</a></td></tr>
<tr style="font-size: 1pt;">
<td colspan="3" style="height: 12pt;"/></tr>
<tr style="font-family: arial; font-size: 10pt; page-break-inside: avoid;">
<td colspan="3" style="vertical-align: top; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Supplementary Data and Glossary</div></div></div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">122</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_38">Geographic information</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">123</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_39">Credit risk</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">128</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_40">Revenues and expenses</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">130</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_41">Selected quarterly information</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">131</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_42">Selected annual information</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">131</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_43"><span style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Ten-year</span> statistical review</a></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 1.5pt;"/>
<td colspan="2" style="height: 1.5pt;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; white-space: nowrap;">136</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top;"><a href="#tx937872_44">Glossary</a></td></tr></table><div style="clear:both;max-height:0pt;"></div></div><div style="height: 0pt; clear: both; font-size: 0pt; max-height: 0px;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">17</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div id="tx937872_1" style="font-family: arial; font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">FORWARD LOOKING STATEMENTS </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">From time to time, our public communications include oral or written forward-looking statements. Statements of this type are included in this document, and may be included in other filings with Canadian securities regulators or the U.S. Securities and Exchange Commission (SEC), or in other communications. In addition, representatives of the Bank may include forward-looking statements orally to analysts, investors, the media and others. All such statements are made pursuant to the &#8220;safe harbor&#8221; provisions of the U.S. Private Securities Litigation Reform Act of 1995 and any applicable Canadian securities legislation. Forward-looking statements may include, but are not limited to, statements made in this document, the Management&#8217;s Discussion and Analysis in the Bank&#8217;s 2025 Annual Report under the headings &#8220;Outlook&#8221; and in other statements regarding the Bank&#8217;s objectives, strategies to achieve those objectives, the regulatory environment in which the Bank operates, anticipated financial results, and the outlook for the Bank&#8217;s businesses and for the Canadian, U.S. and global economies. Such statements are typically identified by words or phrases such as &#8220;believe,&#8221; &#8220;expect,&#8221; &#8220;aim,&#8221; &#8220;achieve,&#8221; &#8220;foresee,&#8221; &#8220;forecast,&#8221; &#8220;anticipate,&#8221; &#8220;intend,&#8221; &#8220;estimate,&#8221; &#8220;outlook,&#8221; &#8220;seek,&#8221; &#8220;schedule,&#8221; &#8220;plan,&#8221; &#8220;goal,&#8221; &#8220;strive,&#8221; &#8220;target,&#8221; &#8220;project,&#8221; &#8220;commit,&#8221; &#8220;objective,&#8221; and similar expressions of future or conditional verbs, such as &#8220;will,&#8221; &#8220;may,&#8221; &#8220;should,&#8221; &#8220;would,&#8221; &#8220;might,&#8221; &#8220;can&#8221; and &#8220;could&#8221; and positive and negative variations thereof. </div></div><div style="text-indent: 3%; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">By their very nature, forward-looking statements require us to make assumptions and are subject to inherent risks and uncertainties, which give rise to the possibility that our predictions, forecasts, projections, expectations or conclusions will not prove to be accurate, that our assumptions may not be correct and that our financial performance objectives, vision and strategic goals will not be achieved. </div></div><div style="text-indent: 3%; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">We caution readers not to place undue reliance on these statements as a number of risk factors, many of which are beyond our control and effects of which can be difficult to predict, could cause our actual results to differ materially from the expectations, targets, estimates or intentions expressed in such forward-looking statements. </div></div><div style="text-indent: 3%; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">The future outcomes that relate to forward-looking statements may be influenced by many factors, including but not limited to: general economic and market conditions in the countries in which we operate and globally; changes in currency and interest rates; increased funding costs and market volatility due to market illiquidity and competition for funding; the failure of third parties to comply with their obligations to the Bank and its affiliates, including relating to the care and control of information, and other risks arising from the Bank&#8217;s use of third parties; changes in monetary, fiscal, or economic policy and tax legislation and interpretation; changes in laws and regulations or in supervisory expectations or requirements, including capital, interest rate and liquidity requirements and guidance, and the effect of such changes on funding costs; geopolitical risk (including policies and other changes related to, or affecting, economic or trade matters, including tariffs, countermeasures, tariff mitigation policies and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-related</div> risks); changes to our credit ratings; the possible effects on our business and the global economy of war, conflicts or terrorist actions and unforeseen consequences arising from such actions; technological changes, including open banking and the use of data and artificial intelligence in our business, and technology resiliency; operational and infrastructure risks; reputational risks; the accuracy and completeness of information the Bank receives on customers and counterparties; the timely development and introduction of new products and services, and the extent to which products or services previously sold by the Bank require the Bank to incur liabilities or absorb losses not contemplated at their origination; our ability to execute our strategic plans, including the successful completion of acquisitions and dispositions, including obtaining regulatory approvals; critical accounting estimates and the effect of changes to accounting standards, rules and interpretations on these estimates; global capital markets activity; the Bank&#8217;s ability to attract, develop and retain key executives; the evolution of various types of fraud or other criminal behaviour to which the Bank is exposed; anti-money laundering; disruptions or attacks (including cyberattacks) on the Bank&#8217;s information technology, internet connectivity, network accessibility, or other voice or data communications systems or services, which may result in data breaches, unauthorized access to sensitive information, denial of service and potential incidents of identity theft; increased competition in the geographic and business areas in which we operate, including through internet and mobile banking and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-traditional</div> competitors; exposure related to significant litigation and regulatory matters; environmental, social and governance risks, including climate-related risk, our ability to implement various sustainability-related initiatives (both internally and with our clients and other stakeholders) under expected time frames, and our ability to scale our sustainable-finance products and services; the occurrence of natural and unnatural catastrophic events and claims resulting from such events, including disruptions to public infrastructure, such as transportation, communications, power or water supply; inflationary pressures; global supply-chain disruptions; Canadian housing and household indebtedness; the emergence or continuation of widespread health emergencies or pandemics, including their impact on the local, national or global economies, financial market conditions and the Bank&#8217;s business, results of operations, financial condition and prospects; and the Bank&#8217;s anticipation of and success in managing the risks implied by the foregoing. A substantial amount of the Bank&#8217;s business involves making loans or otherwise committing resources to specific companies, industries or countries. Unforeseen events affecting such borrowers, industries or countries could have a material adverse effect on the Bank&#8217;s financial results, businesses, financial condition or liquidity. These and other factors may cause the Bank&#8217;s actual performance to differ materially from that contemplated by forward-looking statements. The Bank cautions that the preceding list is not exhaustive of all possible risk factors and other factors could also adversely affect the Bank&#8217;s results, for more information, please see the &#8220;Risk Management&#8221; section of the Bank&#8217;s 2025 Annual Report, as may be updated by quarterly reports. </div><div style="text-indent: 3%; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Material economic assumptions underlying the forward-looking statements contained in this document are set out in the 2025 Annual Report under the headings &#8220;Outlook&#8221;, as updated by quarterly reports. The &#8220;Outlook&#8221; and &#8220;2026 Priorities&#8221; sections are based on the Bank&#8217;s views and the actual outcome is uncertain. Readers should consider the above-noted factors when reviewing these sections. When relying on forward-looking statements to make decisions with respect to the Bank and its securities, investors and others should carefully consider the preceding factors, other uncertainties and potential events. </div></div><div style="text-indent: 3%; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Any forward-looking statements contained in this document represent the views of management only as of the date hereof and are presented for the purpose of assisting the Bank&#8217;s shareholders and analysts in understanding the Bank&#8217;s financial position, objectives and priorities, and anticipated financial performance as at and for the periods ended on the dates presented, and may not be appropriate for other purposes. Except as required by law, the Bank does not undertake to update any forward-looking statements, whether written or oral, that may be made from time to time by or on its behalf. </div></div><div style="text-indent: 3%; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Additional information relating to the Bank, including the Bank&#8217;s Annual Information Form, can be located on the SEDAR+ website at www.sedarplus.ca and on the EDGAR section of the SEC&#8217;s website at www.sec.gov. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 22pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">December&#160;2, 2025 </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div id="tx937872_2" style="font-family: arial; font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">FINANCIAL HIGHLIGHTS </div></div></div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T1</div>&#8194;Financial highlights </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at and for the years ended October&#160;31</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Operating results </div>($ millions)</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
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<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,522</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">19,252</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,219</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">14,418</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,741</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">33,670</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,714</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,051</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,518</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">19,695</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,751</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,032</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,758</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,892</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to common shareholders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,283</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">7,286</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Operating performance</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Basic earnings per share ($)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.84</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5.94</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Diluted earnings per share ($)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.67</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5.87</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on equity (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on tangible common equity (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11.9</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">12.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Productivity ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">58.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Operating leverage (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest margin (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.33</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2.16</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Financial position information </div>($ millions)</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Cash and deposits with financial institutions</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65,967</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">63,860</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">152,223</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">129,727</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Loans</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771,045</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">760,829</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460,042</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,412,027</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">966,279</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">943,849</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Common equity</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76,927</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">73,590</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Preferred shares and other equity instruments</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,939</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,779</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Assets under administration<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">868,347</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">771,454</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Assets under management<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">432,375</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">373,030</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Capital and liquidity measures</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Common Equity Tier 1 (CET1) capital ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Tier 1 capital ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">15.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total capital ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">16.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total loss absorbing capacity (TLAC) ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">29.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Leverage ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(5)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">TLAC Leverage ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Risk-weighted assets ($ millions)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">474,453</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">463,992</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Liquidity coverage ratio (LCR) (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(6)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">131</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net stable funding ratio (NSFR) (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(6)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">116</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">119</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit quality</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net impaired loans ($ millions)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,903</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,685</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses ($ millions)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(7)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,654</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,736</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Gross impaired loans as a % of loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.93</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.88</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net impaired loans as a % of loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.63</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.61</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses as a % of average net loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)(8)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.62</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.53</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses on impaired loans as a % of average net loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)(8)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.54</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.52</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net write-offs as a % of average net loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.50</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.46</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjusted results<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted total revenue ($ millions)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,731</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">33,813</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusted <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses ($ millions)</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,581</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18,961</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income ($ millions)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,510</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,627</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted diluted earnings per share ($)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.09</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6.47</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusted return on equity<div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"> </div></div>(%)</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11.8</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted return on tangible common equity (%)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusted productivity ratio<div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"> </div></div>(%)</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">56.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted operating leverage (%)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Common share information</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Closing share price ($) (TSX)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">91.99</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">71.69</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Shares outstanding (millions)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average &#8211; Basic</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,244</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,226</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average &#8211; Diluted</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,248</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,232</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">End of period</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,236</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,244</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Dividends paid per share ($)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.32</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.24</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Dividend yield (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.6</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Market capitalization ($ millions) (TSX)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">113,728</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">89,214</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Book value per common share ($)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62.22</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">59.14</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Market value to book value multiple<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Price to earnings multiple (trailing 4 quarters)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15.8</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">12.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other information</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Employees (full-time equivalent)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86,431</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">88,488</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Branches and offices</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,128</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2,236</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Glossary on page 136 for the description of the measure. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures section starting on page 20. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The regulatory capital ratios are based on Basel III requirements as determined in accordance with the Office of the Superintendent of Financial Institutions (OSFI) Guideline &#8211; Capital Adequacy Requirements. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">This measure has been disclosed in this document in accordance with OSFI Guideline &#8211; Total Loss Absorbing Capacity. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(5)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The leverage ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#8211; Leverage Requirements. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(6)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The LCR and NSFR are calculated in accordance with OSFI Guideline &#8211; Liquidity Adequacy Requirements (LAR). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(7)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Includes allowance for credit losses on all financial assets &#8211; loans, acceptances, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures, debt securities, and deposits with financial institutions. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(8)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Includes provision for credit losses on certain financial assets &#8211; loans, acceptances, and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">19</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div id="tx937872_3" style="font-family: arial; font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">NON-GAAP</div> MEASURES </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;">The Bank uses a number of financial measures and ratios to assess its performance, as well as the performance of its operating segments. Some of these financial measures and ratios are presented on a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> basis and are not calculated in accordance with Generally Accepted Accounting Principles (GAAP), which are based on International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB), are not defined by GAAP and do not have standardized meanings and therefore might not be comparable to similar financial measures and ratios disclosed by other issuers. The Bank believes that <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> measures and ratios are useful as they provide readers with a better understanding of how management assesses performance. These <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> measures and ratios are used throughout this report and defined below. </div><div style="font-family: arial; font-size: 8pt; margin-top: 8pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjusted results and diluted earnings per share </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">The following tables present a reconciliation of GAAP reported financial results to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> adjusted financial results. Management considers both reported and adjusted results and measures useful in assessing underlying ongoing business performance. Adjusted results and measures remove certain specified items from revenue, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses, income taxes and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests. Presenting results on both a reported basis and adjusted basis allows readers to assess the impact of certain items on results for the periods presented, and to better assess results and trends excluding those items that may not be reflective of ongoing business performance. </div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T2</div>&#8194;Reconciliation of reported and adjusted results </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
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<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Reported Results</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;21,522</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;19,252</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,219</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14,418</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,741</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">33,670</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,714</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,051</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,518</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">19,695</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income before taxes</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,509</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,924</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,751</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,032</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,758</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,892</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income (loss) attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries (NCI)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(31</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">134</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,789</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,758</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to preferred shareholders and other equity instrument holders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">506</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">472</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to common shareholders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,283</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">7,286</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjustments</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusting items impacting <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income and total revenue <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(a) Divestitures and wind-down of operations</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(36</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">143</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(d) Amortization of acquisition-related intangible assets</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Total <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income and total revenue adjusting items <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">143</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusting items impacting <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(a) Divestitures and wind-down of operations</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,422</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(7</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(b) Restructuring charge and severance provisions</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">373</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">53</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(c) Legal provision</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">176</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(d) Amortization of acquisition-related intangible assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">72</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(e) Impairment of non-financial assets</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">440</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Total <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expense adjusting items <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,937</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">734</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on net income before taxes</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,927</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">877</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Impact of adjusting items on income tax expense</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(a) Divestitures and wind-down of operations</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(32</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(46</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(b) Restructuring charge and severance provisions</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(103</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(15</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(c) Legal provision</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(20</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(d) Amortization of acquisition-related intangible assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(20</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(20</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(e) Impairment of non-financial assets</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(61</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(175</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(142</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on net income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,752</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">735</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Impact of adjusting items on NCI</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(191</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on net income attributable to equity holders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,561</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">733</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjusted Results</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,522</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">19,252</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusted <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,209</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14,561</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,731</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">33,813</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,714</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,051</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusted <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,581</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">18,961</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted income before taxes</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,436</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10,801</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,926</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,174</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,510</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,627</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income attributable to NCI</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">160</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">136</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income attributable to equity holders</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,350</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,491</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income attributable to preferred shareholders and other equity instrument holders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">506</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">472</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income attributable to common shareholders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,844</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,019</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T2A</div>&#8194;Reconciliation of reported and adjusted diluted earnings per common share&#8195; </div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 86%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at and for the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Reported Results</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to common shareholders</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;7,283</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;7,286</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Foreign currency loss on redemption of Subordinated Additional Tier 1 Capital Notes</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(22</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to common shareholders used to calculate basic earnings per common share</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,261</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,286</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Dilutive impact of share-based payment options and others</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(181</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(49</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to common shareholders (diluted)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,080</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,237</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted average number of diluted common shares outstanding (millions)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,248</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,232</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Diluted earnings per common share (in dollars)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.67</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">5.87</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted Results</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to common shareholders used to calculate basic earnings per common share</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,261</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,286</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Impact of adjusting items on net income attributable to common shareholders<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,561</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">733</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Foreign currency loss on redemption of Subordinated Additional Tier 1 Capital Notes</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income attributable to common shareholders used to calculate adjusted basic earnings per common share</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,844</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,019</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Dilutive impact of share-based payment options and others</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(49</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income attributable to common shareholders (diluted)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,851</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,970</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted average number of diluted common shares outstanding (millions)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,248</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,232</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted diluted earnings per common share (in dollars)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.09</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6.47</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Impact of adjustments on diluted earnings per share (in dollars)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.42</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">0.60</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Table T2 for details of adjusting items. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T3</div>&#8194;Impact of adjustments on (income)/expenses </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 50%;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="16" style="height: 3.75pt; background-color: rgb(255, 255, 255);"/>
<td colspan="16" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="14" style="text-align: center; vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">For the year ended</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td colspan="14" style="text-align: center; vertical-align: bottom;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">For the three months ended</div></div></div></td>
<td style="vertical-align: bottom;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">October&#160;31, 2025</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">October&#160;31, 2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-left-color: rgb(0, 0, 0); border-left-width: 1pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(0, 0, 0); border-right-width: 1pt; border-right-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(0, 0, 0); border-right-width: 1pt; border-right-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-left-width: 1pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Pre-tax</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">After-tax</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Pre-tax</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">After-tax</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Pre-tax</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">After-tax</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Pre-tax</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">After-tax</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(a) Divestitures and wind-down of operations</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(0, 0, 0); border-left-width: 1pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,386</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,354</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;136</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">90</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 1pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 1pt; border-right-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(b) Restructuring charge and severance provisions</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(0, 0, 0); border-left-width: 1pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">373</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">270</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">53</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">38</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 1pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">373</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">270</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">53</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">38</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 1pt; border-right-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(c) Legal provision</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(0, 0, 0); border-left-width: 1pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">176</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">176</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 1pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 1pt; border-right-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(d) Amortization of acquisition-related intangible assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(0, 0, 0); border-left-width: 1pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">94</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">72</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">52</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 1pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">19</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 1pt; border-right-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2.4em; line-height: normal;">Impairment of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets:</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(0, 0, 0); border-left-width: 1pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 1pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 1pt; border-right-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2.5em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(e) Investment in associates</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(0, 0, 0); border-left-width: 1pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">343</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8196;&#8199;&#8196;309</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 1pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8196;343</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;&#8196;&#8196;309</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 1pt; border-right-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2.5em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">(e) Intangible assets including software</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-left-width: 1pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">97</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">70</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">97</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">70</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-left-width: 1pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,927</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,752</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">877</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">735</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">484</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">352</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">512</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">430</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Diluted EPS Impact</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-left-width: 1pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.42</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.60</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.28</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.35</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(127, 127, 127); border-right-width: 1pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">CET1 Impact<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-left-width: 1pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(20 bps</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">(9&#160;bps</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7&#160;bps</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">(5&#160;bps</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Including related impacts on regulatory capital and risk-weighted assets. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s fiscal 2025 and 2024 results were adjusted for the following items. These amounts were recorded in the Other operating segment, unless otherwise noted. </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 1%;">&#160;</td>
<td style="width: 3%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">a)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Divestitures and wind-down of operations </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 2pt; margin-bottom: 0pt; margin-left: 4%;">In Q1 2025, the Bank entered into an agreement to sell its banking operations in Colombia, Costa Rica and Panama in exchange for an approximately 20% ownership stake in the newly combined entity of Davivienda. On that date, the Bank recognized an impairment loss of $1,362&#160;million ($1,355&#160;million after-tax) as the banking operations that are part of the transaction were classified as held for sale. As of October&#160;31, 2025, the Bank has recognized a total impairment loss of $1,422&#160;million in non-interest expense and a credit of $45 million in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income (collectively $1,342&#160;million after-tax). These subsequent changes represent changes in the carrying value of net assets being sold and fair value of shares to be received less costs to sell, as well as changes in foreign currency. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt; margin-left: 4%;">In Q2 2025, the Bank completed the sale of CrediScotia Financiera S.A. (CrediScotia), a wholly-owned consumer finance subsidiary in Peru, to Banco Santander S.A. (Espana). The Bank recognized an additional loss of $9&#160;million in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other upon closing. In Q3 2024, the Bank had recognized an impairment loss of $143&#160;million in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income and a recovery of expenses of $7&#160;million in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses &#8211; salaries and employee benefits (collectively $90&#160;million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax),</div> the majority of which relates to goodwill. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt; margin-left: 4%;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For further details, please refer to Note 35 of the consolidated financial statements. </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 1%;">&#160;</td>
<td style="width: 3%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">b)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Restructuring charge and severance provisions </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 2pt; margin-bottom: 0pt; margin-left: 4%;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In Q4 2025, the Bank recorded a restructuring charge and severance provision as well as other related charges of $373 million ($270 million after-tax) primarily related to workforce reductions. These amounts reflect actions taken by the Bank to simplify its organizational structure in Canadian Banking, restructure and right-size Asia operations in Global Banking and Markets and regionalize activities across its international footprint, in line with the Bank&#8217;s enterprise strategy. For further details, please refer to Note 22 of the consolidated financial statements. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4%;">In Q4 2024, the Bank recorded severance provisions of $53&#160;million ($38&#160;million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax)</div> related to the Bank&#8217;s continued efforts to streamline its organizational structure and support execution of the Bank&#8217;s strategy. </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 1%;">&#160;</td>
<td style="width: 3%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">c)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Legal provision </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 2pt; margin-bottom: 0pt; margin-left: 4%;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In Q4 2025, the Bank recognized a legal provision of $74 million ($54 million after-tax) related to several civil and other litigation matters. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt; margin-left: 4%;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In Q3 2024, the Bank recognized a $176&#160;million expense for legal actions in Peru relating to certain value-added tax assessed amounts and associated interest. The legal actions arose from certain client transactions that occurred prior to the Bank&#8217;s acquisition of its Peruvian subsidiary. For further details, please refer to Note 22 of the consolidated financial statements. </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 1%;">&#160;</td>
<td style="width: 3%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">d)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amortization of acquisition-related intangible assets </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 2pt; margin-bottom: 0pt; margin-left: 4%;">These costs relate to the amortization of intangible assets recognized upon the acquisition of businesses, excluding software. The costs are recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses &#8211; depreciation and amortization for the Canadian Banking, International Banking and Global Wealth Management operating segments, and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; net income from investments in associated corporations for the Other operating segment. </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 1%;">&#160;</td>
<td style="width: 3%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">e)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impairment of non-financial assets </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 2pt; margin-bottom: 0pt; margin-left: 4%;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In Q4 2024, the Bank recorded impairment charges of $343 million ($309 million after-tax) related to its investment in associate, Bank of Xi&#8217;an Co. Ltd. in China, driven primarily by the continued weakening of the economic outlook in China and whose market value has remained below the Bank&#8217;s carrying value for a prolonged period. In Q4 2024, the Bank recorded an impairment of software intangible assets of $97 million ($70 million after-tax). </div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">In addition to the above, the following adjustment also impacted earnings per share calculation. </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 1%;">&#160;</td>
<td style="width: 3%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">f)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign currency loss on redemption of Subordinated Additional Tier 1 Capital Note </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 2pt; margin-bottom: 0pt; margin-left: 4%;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In Q3 2025, the Bank redeemed all outstanding U.S. $1,250&#160;million 4.900% Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (AT1 Note). The redemption resulted in a foreign currency loss of $22&#160;million, which was recognized in retained earnings. The loss was deducted from net income attributable to common shareholders for the purposes of calculating basic and diluted earnings per share (EPS). For the adjusted diluted EPS calculation, the loss was added back as an adjusting item (refer to Table T2A for reconciliation). Please also refer to Note 23 (b) and Note 32 of the consolidated financial statements. </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T4</div>&#8194;Reconciliation of reported and adjusted results by business line </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td colspan="24" style="height: 3.75pt; background-color: rgb(255, 255, 255);"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="22" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">For the year ended October&#160;31, 2025<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; background-color: rgb(255, 255, 255);"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Canadian<br/>Banking</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">International<br/>Banking</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Global&#160;Wealth<br/>Management</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Global&#160;Banking<br/>and Markets</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Other</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Reported net income (loss)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,425</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,789</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,680</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,921</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,057</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,758</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries (NCI)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(198</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(31</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Reported net income attributable to equity holders</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,425</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,631</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,670</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,922</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,859</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,789</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Reported net income attributable to preferred shareholders and other equity instrument holders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">506</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">506</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Reported net income attributable to common shareholders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,425</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,631</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,670</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,922</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,365</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,283</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjustments</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusting items impacting <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income and total revenue <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
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<td style="vertical-align: bottom;">&#160;</td>
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<td style="vertical-align: bottom;">&#160;</td>
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<td style="vertical-align: bottom;">&#160;</td>
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<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
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<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Divestitures and wind-down of operations</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(36</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(36</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Amortization of acquisition-related intangible assets</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total non-interest income adjustments (Pre-tax)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusting items impacting <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Divestitures and wind-down of operations</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,422</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,422</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Restructuring charge and severance provisions</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">373</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">373</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Legal provision</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Amortization of acquisition-related intangible assets</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Total <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses adjustments <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,869</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,937</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on net income before taxes</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,859</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,927</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(8</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(156</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(175</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on net income</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,703</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,752</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Impact of adjusting items on NCI</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(191</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(191</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on net income attributable to equity holders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,512</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,561</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income (loss)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;3,428</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,809</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,706</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,921</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(354</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;9,510</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income attributable to equity holders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,428</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,651</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,696</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,922</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(347</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,350</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income attributable to common shareholders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,428</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,651</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,696</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,922</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(853</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,844</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Business Line Overview on page 42. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;">
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
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<td style="height: 3.75pt;"/>
<td colspan="24" style="height: 3.75pt; background-color: rgb(255, 255, 255);"/></tr>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="22" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">For the year ended October&#160;31, 2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; background-color: rgb(255, 255, 255);"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian<br/>Banking<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International<br/>Banking<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Wealth<br/>Management<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Banking<br/>and Markets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Reported net income (loss)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8199;3,777</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;2,706</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;1,428</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;1,478</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;(1,497</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;7,892</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries (NCI)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">125</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">10</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">134</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Reported net income attributable to equity holders</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">3,777</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,581</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,418</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,478</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1,496</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,758</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Reported net income attributable to preferred shareholders and other equity instrument holders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">468</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">472</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Reported net income attributable to common shareholders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">3,776</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,580</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,417</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;&#8196;1,477</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(1,964</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">7,286</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjustments</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusting items impacting <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income and total revenue <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Divestitures and wind-down of operations</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">143</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">143</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusting items impacting <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Divestitures and wind-down of operations</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(7</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(7</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Restructuring charge and severance provisions</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">53</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">53</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Legal provision</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">176</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">176</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Amortization of acquisition-related intangible assets</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">4</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">32</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">36</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">72</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Impairment of non-financial assets</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">440</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">440</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Total <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses adjustments <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">32</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">36</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">662</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">734</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on net income before taxes</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">32</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">36</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">805</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">877</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">(1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(10</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(122</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(142</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on net income</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">3</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">23</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">26</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">683</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">735</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Impact of adjusting items on NCI</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on net income attributable to equity holders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">23</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">26</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">681</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">733</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income (loss)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">3,780</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,729</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,454</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,478</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(814</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8,627</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income attributable to equity holders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">3,780</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,604</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,444</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,478</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(815</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8,491</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income attributable to common shareholders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">3,779</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2,603</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,443</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,477</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">(1,283</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,019</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Business Line Overview on page 42. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Constant Dollar </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;">International Banking business segment results are analyzed on a constant dollar basis which is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> measure. Under the constant dollar basis, prior period amounts are recalculated using current period average foreign currency rates. The following table presents the reconciliation between reported, adjusted and constant dollar results for International Banking for prior periods. The Bank believes that constant dollar is useful for readers to understand business performance without the impact of foreign currency translation and is used by management to assess the performance of the business segment. The tables below are computed on a basis that is different than the table &#8220;Impact of foreign currency translation&#8221; in Overview of Performance on page 30. </div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T5</div>&#8194;Reconciliation of International Banking&#8217;s reported and adjusted results and constant dollar results </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 84%;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
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<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
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<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">For the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="10" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">(Taxable equivalent basis)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Reported<br/>results</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign<br/>exchange</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Constant<br/>dollar</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">8,867</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,856</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">2,999</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">19</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,980</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8199;11,866</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;30</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;11,836</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">2,285</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(8</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,293</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">6,170</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">49</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,121</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">705</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">704</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net Income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">2,706</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(12</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,718</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest in subsidiaries</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">125</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(3</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">128</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">2,581</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,590</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other measures</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average assets ($ billions)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">231</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">232</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average liabilities ($ billions)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">179</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">178</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">23</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 84%;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">For the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="10" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td></tr>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">(Taxable equivalent basis)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjusted<br/>results</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign<br/>exchange</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Constant<br/>dollar<br/>adjusted</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">8,867</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,856</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">2,999</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;19</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,980</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8199;11,866</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">30</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;11,836</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">2,285</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(8</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,293</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">6,138</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">49</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,089</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">714</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">713</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net Income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">2,729</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(12</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,741</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest in subsidiaries</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">125</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(3</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">128</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">2,604</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,613</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;">Earning and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-earning</div> assets, core earning assets, core net interest income and net interest margin </div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net interest margin </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Net interest margin is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> ratio that is used to measure the return generated by the Bank&#8217;s core earning assets, net of the cost of funding. Net interest margin is calculated as core net interest income divided by average core earning assets. Management uses net interest margin to measure profitability and how efficiently the Bank earns income from its core earning assets relative to the cost of funding those assets. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Components of net interest margin are defined below: </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Earning assets </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Earning assets are defined as income generating assets which include deposits with financial institutions, trading assets, investment securities, investments in associates, securities borrowed or purchased under resale agreements, loans net of allowances, and customers&#8217; liability under acceptances. This is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> measure. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Non-earning</div> assets </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-earning</div> assets are defined as cash, precious metals, derivative financial instruments, property and equipment, goodwill and intangible assets, deferred tax assets and other assets. This is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> measure. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Core earning assets </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Core earning assets are defined as interest-bearing deposits with financial institutions, investment securities and loans, net of allowances. This is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> measure. The Bank believes that this measure is useful for readers as it presents the main interest-generating assets and eliminates the impact of trading businesses. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Core net interest income </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Core net interest income is defined as net interest income earned from core earning assets. This is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> measure. </div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T6</div>&#8194;Calculation of net interest margin </div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Consolidated Bank </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the year ended October&#160;31 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(Unaudited) ($ millions)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average total assets - Reported<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,465,278</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,419,284</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Less: <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-earning</div> assets</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">115,718</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">108,110</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average total earning assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,349,560</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;1,311,174</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Less:</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">153,283</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">146,307</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Securities purchased under resale agreements</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">and securities borrowed</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">209,261</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">193,090</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other deductions</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35,149</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">53,819</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average core earning assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> (A)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">951,867</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">917,958</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net Interest Income - Reported</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,522</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">19,252</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Less: <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-core</div> net interest income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(645</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(620</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Core net interest income (B)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,167</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">19,872</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest margin (B/A)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.33</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2.16</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Average balances represent the average of daily balances for the period. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Canadian Banking </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 80%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the year ended October&#160;31 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(Unaudited) ($ millions)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average total assets - Reported<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">462,670</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">449,469</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Less: <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-earning</div> assets</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,697</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4,393</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average total earning assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">457,973</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;445,076</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Less:</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other deductions</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">182</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">16,380</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average core earning assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;457,791</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">428,696</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net Interest Income - Reported</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,484</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10,185</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Less: <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-core</div> net interest income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Core net interest income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,484</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">10,183</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest margin</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.29</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2.38</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Average balances represent the average of daily balances for the period. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">International Banking </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 80%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the year ended October&#160;31 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(Unaudited) ($ millions)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average total assets - Reported<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">226,820</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">231,456</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Less: <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-earning</div> assets</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,843</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">15,949</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average total earning assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;212,977</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;215,507</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Less:</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,283</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,407</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Securities purchased under resale agreements</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">and securities borrowed</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,763</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,063</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other deductions</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,184</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6,660</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average core earning assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">195,747</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">198,377</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net Interest Income - Reported</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,866</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,867</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Less: <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-core</div> net interest income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">123</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Core net interest income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,800</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8,744</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest margin</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.50</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4.41</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Average balances represent the average of daily balances for the period. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Global Banking and Markets </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 80%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the year ended October 31 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(Unaudited) ($ millions)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average total assets - Reported<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;509,263</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">494,595</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Less: Non-earning assets</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,594</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">39,787</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average total earning assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">462,669</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;454,808</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Less:</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">139,466</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">132,210</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Securities purchased under resale agreements</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">and securities borrowed</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">205,499</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">189,027</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other deductions</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,080</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">32,078</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average core earning assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">94,624</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">101,493</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net Interest Income - Reported</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,400</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,102</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Less: Non-core net interest income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(273</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(475</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Core net interest income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,673</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,577</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest margin</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.77</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1.55</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Average balances represent the average of daily balances for the period. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Return on equity </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Return on equity is a profitability measure that presents the net income attributable to common shareholders as a percentage of average common shareholders&#8217; equity. </div></div><div style="text-indent: 3%; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Adjusted return on equity is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> ratio which represents adjusted net income attributable to common shareholders as a percentage of average common shareholders&#8217; equity. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Attributed capital and operating segment return on equity </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">The amount of common equity allocated to each operating segment is referred to as attributed capital. The attribution of capital within each operating segment is intended to approximate a percentage of the Basel III common equity capital requirements based on credit, market and operational risks and leverage inherent within each operating segment. Attributed capital is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> measure. The Bank attributes capital to its business lines to approximate 11.5% of the Basel III common equity capital requirements. </div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-indent: 3%; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Return on equity for the operating segments is calculated as a ratio of net income attributable to common shareholders of the operating segment and the capital attributed. This is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> measure. Management uses operating segment return on equity to evaluate the performance of its operating segments. </div><div style="text-indent: 3%; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Adjusted return on equity for the operating segments is calculated as a ratio of adjusted net income attributable to common shareholders of the operating segment and the capital attributed. This is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> measure. </div><div style="font-family: arial; font-size: 8pt; margin-top: 18pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Return on equity by operating segment </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T7</div>&#8194;Return on equity by operating segment </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the year ended October&#160;31, 2025 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Canadian<br/>Banking</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">International<br/>Banking</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Global&#160;Wealth<br/>Management</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Global&#160;Banking<br/>and&#160;Markets</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Other</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Reported</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income (loss) attributable to common shareholders</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,425</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,631</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,670</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,922</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,365</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div>&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;7,283</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total average common equity<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;21,030</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;18,061</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,417</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;14,968</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8199;10,529</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;75,005</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on equity</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16.3</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14.6</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;16.0</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;12.8</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">nm</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div>&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.7</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income (loss) attributable to common shareholders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,428</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,651</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,696</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,922</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(853</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div>&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,844</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on equity</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16.3</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14.7</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16.3</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12.8</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">nm</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div>&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11.8</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes dividends paid on preferred shares and other equity instruments of $506. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Average amounts calculated using methods intended to approximate the daily average balances for the period. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Not meaningful. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Table on page 20. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 52%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; background-color: rgb(255, 255, 255);"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the year ended October&#160;31, 2024 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian<br/>Banking<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International<br/>Banking<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Wealth<br/>Management<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Banking<br/>and&#160;Markets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Reported</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income (loss) attributable to common shareholders</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">3,776</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,580</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,417</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,477</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1,964</td>
<td style="vertical-align: bottom; white-space: nowrap;">)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div>&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,286</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total average common equity<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8199;20,585</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;19,148</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;10,210</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;15,342</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8195;&#8199;&#8199;5,842</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;71,127</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on equity</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">18.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13.9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">9.6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">nm</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div>&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">10.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(5)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income (loss) attributable to common shareholders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">3,779</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,603</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,443</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,477</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(1,283</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div>&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8,019</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on equity</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">18.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">13.6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">14.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">9.6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">nm</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div>&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">11.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details.&#8195;<div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes dividends paid on preferred shares and other equity instruments of $468. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Average amounts calculated using methods intended to approximate the daily average balances for the period. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Not meaningful. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(5)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Table on page 20. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 8pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Return on tangible common equity </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Return on tangible common equity (ROTCE) is a profitability measure that is calculated by dividing the net income attributable to common shareholders, adjusted for the amortization of intangibles (excluding software), by average tangible common equity. Tangible common equity is defined as common shareholders&#8217; equity adjusted for goodwill and intangible assets (excluding software), net of deferred taxes. This is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> ratio. Management uses ROTCE to assess the Bank&#8217;s performance and ability to use its tangible common equity to generate returns. </div><div style="text-indent: 3%; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Adjusted return on tangible common equity represents adjusted net income attributable to common shareholders as a percentage of average tangible common equity. This is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> ratio. </div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T8</div>&#8194;Return on tangible common equity </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 84%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the years ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Reported</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average common equity &#8211; reported<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75,005</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;71,127</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average goodwill<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(9,744</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(9,056</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average acquisition-related intangibles (net of deferred tax)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3,577</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(3,629</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average tangible common equity<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;61,684</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">58,442</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to common shareholders &#8211; reported</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,283</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,286</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Amortization of acquisition-related intangible assets <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(after-tax)</div><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">52</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to common shareholders adjusted for amortization of acquisition-related intangible assets <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(after-tax)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,357</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">7,338</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on tangible common equity &#8211; reported</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11.9</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">12.6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income attributable to common shareholders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,844</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8,019</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on tangible common equity &#8211; adjusted</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">13.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Average amounts calculated using methods intended to approximate the daily average balances for the period. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes imputed goodwill from investments in associates. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Table on page 20. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjusted productivity ratio </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Adjusted productivity ratio represents adjusted <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses as a percentage of adjusted total revenue. This is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> ratio. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management uses the productivity ratio as a measure of the Bank&#8217;s efficiency. A lower ratio indicates improved productivity. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjusted operating leverage </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">This financial metric measures the rate of growth in adjusted total revenue less the rate of growth in adjusted <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses. This is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> ratio. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management uses operating leverage as a way to assess the degree to which the Bank can increase operating income by increasing revenue. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading-related revenue (Taxable equivalent basis) </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Trading-related revenue consists of net interest income and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income. Included are unrealized gains and losses on trading security positions held, realized gains and losses from the purchase and sale of securities, fees and commissions from trading securities borrowing and lending activities, and gains and losses on trading derivatives. Underwriting and other advisory fees, which are shown separately in the Consolidated Statement of Income, are excluded. Trading-related revenue includes certain net interest income and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income items on a taxable equivalent basis (TEB). This methodology grosses up <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> income earned on certain securities to an equivalent before tax basis. This is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> measure. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Management believes that this basis for measurement of trading-related revenue provides a uniform comparability of net interest income and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income arising from both taxable and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-taxable</div> sources and facilitates a consistent basis of measurement. While other banks also use TEB, their methodology may not be comparable to the Bank&#8217;s methodology. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjusted effective tax rate </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">The adjusted effective tax rate is calculated by dividing adjusted income tax expense by adjusted income before taxes. This is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> ratio. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjusted dividend payout ratio </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted dividend payout ratio is defined as common dividends as a percentage of adjusted net income attributable to common shareholders. The reported net income attributable to common shareholders is adjusted to remove the impact of adjusting items, net of income taxes. This is a non-GAAP measure. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pre-tax, pre-provision earnings </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Pre-tax, pre-provision earnings is a non-GAAP measure and is calculated as the difference between revenues and expenses. The Bank believes this measure to be useful for readers as it measures the Bank&#8217;s operating profit before subtracting credit losses and taxes. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">27</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">OVERVIEW OF PERFORMANCE </div></div></div></div><div id="tx937872_4" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Financial Results: 2025 vs 2024 </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net income was $7,758 million compared to $7,892&#160;million, a decrease of 2%. The decrease was driven primarily by higher non-interest expenses, income taxes and provision for credit losses, partly offset by higher net interest income and non-interest income. Diluted earnings per share (EPS) were $5.67 in fiscal 2025 compared to $5.87 last year. Return on equity was 9.7% this year compared to 10.2% in fiscal 2024. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Adjusting items impacting net income in the current year were a net charge of $1,752 million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax</div> ($1,927 million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-tax).</div> The net impact of the adjusting items on diluted earnings per share was $1.42 and on Basel III Common Equity Tier 1 (CET1) ratio was negative 20 basis points. In the prior year, adjusting items were a net charge of $735&#160;million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax</div> ($877&#160;million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-tax),</div> with an impact on diluted earnings per share of $0.60 and on Basel III Common Equity Tier 1 (CET1) ratio of negative nine basis points. Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures starting on page 20 for further details. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income was $9,510 million compared to $8,627&#160;million, an increase of 10%. The increase was driven primarily by higher net interest income and non-interest income, partly offset by higher non-interest expenses, income taxes and provision for credit losses. Adjusted diluted EPS was $7.09 compared to $6.47, and adjusted return on equity was 11.8% compared to 11.3%. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income was $21,522 million compared to $19,252 million, an increase of $2,270 million or 12% due primarily to a higher net interest margin and loan growth inclusive of the conversion of bankers&#8217; acceptances to loans resulting from the cessation of CDOR in June 2024 (&#8220;BA&#160;conversion&#8221;). Higher net interest income was driven by the Other segment due mainly to lower funding costs, as well as increases in Canadian Banking from asset and deposit growth, Global Banking and Markets driven by higher corporate lending margins and deposit growth, and Global Wealth Management from growth in loans and deposits. The net interest margin was 2.33%, an increase of 17 basis points primarily from significantly lower funding costs driven by central bank rate cuts and higher margins in Global Banking and Markets. This was partly offset by lower deposit margins in Canadian Banking, and increased levels of high quality, lower yielding treasury assets. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income was $16,219 million, an increase of $1,801 million or 12%. Adjusted <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income was $16,209 million, an increase of $1,648&#160;million or 11%. The increase was driven mainly by higher wealth management revenue, trading related revenues, underwriting and advisory fees, and net income from associated corporations, partially offset by lower banking revenues. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The provision for credit losses was $4,714 million compared to $4,051&#160;million last year, an increase of $663 million due mainly to higher provisions on performing loans. The provision for credit losses ratio increased nine basis points to 62 basis points. The provision for credit losses on performing loans increased by $460 million driven by the impact of credit migration, an unfavourable macroeconomic outlook primarily driven by the U.S. tariffs, and business growth, mainly in the International retail portfolio. The increase in provision for credit losses on impaired loans this year was due primarily to higher formations in Canadian Banking. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses were $22,518 million compared to $19,695 million, an increase of $2,823 million or 14%. Adjusted <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses were $20,581 million compared to $18,961 million, an increase of $1,620 million or 9%. The increase was mainly driven by higher personnel costs, including performance and share-based compensation, inflationary adjustments and annual increases, higher technology and advertising and business development costs to support strategic and regulatory initiatives, as well as the negative impact of foreign currency translation, partly offset by lower depreciation and amortization. Operating leverage was negative 2.2% on a reported basis and positive 3.0% on an adjusted basis. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The effective tax rate was 26.2% compared to 20.5% due primarily to the impairment loss related to the announced sale of the banking operations in Colombia, Costa Rica and Panama, lower income in lower tax jurisdictions and the implementation of the Global Minimum Tax (GMT), partially offset by higher non-deductible expenses and the impairment charge on Bank of Xi&#8217;an Co in the prior year. On an adjusted basis, the effective tax rate was 23.5% compared to 20.1% primarily due to lower income in lower tax jurisdictions and the implementation of the GMT. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Basel III Common Equity Tier 1 (CET1) ratio was 13.2% as at October&#160;31, 2025, compared to 13.1% last year. </div></div><div id="tx937872_5" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Medium-term financial objectives </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following table provides a summary of our 2025 performance against our medium-term financial objectives: </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">CET1&#160;capital&#160;ratio&#160;of&#160;13.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
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<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">N/A</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on page 20. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: top;"><div id="tx937872_6" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Shareholder Returns</div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In fiscal 2025, the total shareholder return on the Bank&#8217;s shares was 36%, compared to the total return of the S&amp;P/TSX Composite Index of 29%. The total compound annual shareholder return on the Bank&#8217;s shares over the past five years was 17.1%, and 9.6% over the past 10&#160;years. This is below the total annual return of the S&amp;P/TSX Composite Index over the past five years and ten years of 17.7% and 11.7%, respectively.</div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;">Dividends per share totaled $4.32 for the year, an increase of 1.9% from 2024. The Bank&#8217;s target payout range is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">40-50%.</div> The dividend payout ratio for the year was 73.7% on a reported basis and 60.7% on an adjusted basis. The Board of Directors approved a quarterly dividend of $1.10 per common share, at its meeting on December&#160;1, 2025. This quarterly dividend applies to shareholders of record at the close of business on January 6, 2026, and is payable January 28, 2026.</div></td>
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<td style="vertical-align: top;"><div style="text-indent: -1.9em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.9em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C1</div>&#8194;&#8201;&#8202;Closing common share price as<br/>at October&#160;31</div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-indent: -1.9em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 1pt; margin-left: 1.9em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">&#8195;&#8194;&#8201;&#8201;&#160;
<img alt="" src="g936350g1g01a17.jpg" style="width: 119px; height: 88px;"/></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Overview of Performance<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="width: 66%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; float: left; position: relative;"><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T9</div>&#8194;Shareholder returns </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the years ended October&#160;31</td>
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<td colspan="2" style="text-align: right; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Closing market price per common share ($)</div></div></td>
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<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">91.99</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">71.69</td>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Dividends paid ($ per share)</div></div></td>
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<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.32</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.24</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Dividend yield (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.6</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6.5</td>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Increase (decrease) in share price&#160;(%)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">27.7</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total annual shareholder return&#160;(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">35.9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 10.5pt; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Glossary on page 136 for the description of the measure. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div></div><div style="width: 31%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; margin-left: 3%; float: left; position: relative;"><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div><div style="height: 0pt; clear: both; font-size: 0pt; max-height: 0px;"></div><div id="tx937872_7" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Significant Developments </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Investment in KeyCorp </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">On December&#160;27, 2024, the Bank completed its acquisition of an approximate ownership interest of 14.9% or 163&#160;million shares in KeyCorp. 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Following completion of the Additional Investment, the Bank designated two individuals to serve on KeyCorp&#8217;s Board of Directors. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Effective December&#160;27, 2024, the combined 14.9% investment was accounted for as an investment in associate as the Bank has significant influence over KeyCorp as defined under IFRS, given its board representation and ownership interest. The Initial Investment of 4.9% previously accounted for at fair value through other comprehensive income was derecognized and included in the cost base of the investment in associate in Q1 2025. The difference between the fixed transaction price and the quoted share price of KeyCorp on the date of Additional Investment (U.S.$17.20) was recognized as a gain in non-interest income &#8211; other in Q1 2025, with a corresponding increase in the carrying value of the investment in associate. The carrying amount of the investment in associate upon closing was U.S.$2.8&#160;billion ($4.1 billion), and represents the Bank&#8217;s share of KeyCorp&#8217;s net assets, adjusted for goodwill and other intangibles. The total impact to the Bank&#8217;s common equity Tier 1 (CET1) ratio from the transaction was a decrease of approximately 49 basis points. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">For the three and twelve months ended October&#160;31, 2025, $117 million ($111 million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax)</div> and $362 million ($338 million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax),</div> respectively, was recorded in net income from investments in associated corporations, representing the Bank&#8217;s share of KeyCorp&#8217;s financial results. </div><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 8pt; margin-bottom: 0pt;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Sale of banking operations in Colombia, Costa Rica and Panama </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;">On January&#160;6, 2025, the Bank entered into an agreement with Davivienda to sell its banking operations in Colombia, Costa Rica and Panama in exchange for an approximately 20% ownership stake in the newly combined entity of Davivienda. The Bank&#8217;s ownership will consist of 14.99% voting common shares and the remainder in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-voting</div> preferred shares. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;">On the date of the agreement, the Bank&#8217;s operations that are part of this transaction were classified as held for sale in accordance with IFRS 5 and an impairment loss of $1,362&#160;million ($1,355&#160;million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax)</div> was recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses &#8211; other within the Other operating segment, representing the write-down of goodwill ($589 million), intangibles ($151 million), property and equipment ($290 million) and the remaining in other assets. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">As of October 31, 2025, the Bank has recognized a total impairment loss of $1,422 million in non-interest expense and a credit of $45 million in non-interest income (collectively $1,342 million after-tax). The loss was recorded in the Other operating segment. The held for sale operations included total assets of $24 billion and total liabilities of $22 billion, consisting primarily of loans and deposits, and the total cumulative foreign currency translation losses, net of hedges was $249 million. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The total impact of the transaction to the Bank&#8217;s CET1 capital ratio was a decrease of approximately 13 basis points as of October 31, 2025. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">On December 1, 2025, the Bank completed the sale of its banking operations in Colombia, Costa Rica and Panama to Davivienda Group upon receiving all regulatory approvals and satisfying all customary closing conditions. Following the closing date, the Bank&#8217;s investment will be accounted for as an investment in associate since the Bank has significant influence over Davivienda&#8217;s combined operations as defined under IFRS, given its board representation and ownership interest. Additionally, total assets and liabilities will be derecognized and the Bank is expected to record a loss in Q1 2026 of approximately $300 million after-tax in the Other segment, primarily relating to the release of cumulative foreign currency translation losses, net of hedges. </div></div><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The CET1 ratio for Q1 2026 is expected to benefit by approximately 10 basis points, primarily from the reduction in risk-weighted assets, net of the Davivienda Investment. </div></div><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div id="tx937872_8" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Strategy, Economic Summary and Outlook </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Strategy </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s strategic vision is to be our clients&#8217; most trusted financial partner and deliver sustainable, profitable growth. Our vision is driven by four strategic pillars: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Grow and scale in priority businesses, leveraging connectivity across North America and optimizing capital in lower return businesses. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 3%; text-align: left; vertical-align: top;">(ii)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Earn more primary clients to build deeper, more meaningful relationships with a focus on value over volume. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Focus on making it easier for our clients to do business with us and improving experiences, while streamlining and digitizing processes. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 3%; text-align: left; vertical-align: top;">(iv)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Win as one team by bringing the whole bank to our clients, while building and strengthening our culture where all employees can thrive. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Our strategy is underpinned by strong risk management practices to keep our bank and our clients safe, and a robust balance sheet that provides flexibility and growth opportunities across changing market conditions. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Economic Summary </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The global economic landscape continues to be shaped by developments in U.S. trade policy. While there is now a better sense of the tariff landscape, there remains much uncertainty about how these changes in trade policy will impact economies and financial markets. There is accumulating evidence that these policies and the associated uncertainty are weighing more heavily on the U.S. than on many other countries. In many countries fiscal packages will dampen but not eliminate the macroeconomic consequences of the tariffs on the U.S. and its trading partners. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">29</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The U.S. Federal Reserve is expected to lower its policy rate through the first half of 2026. Though inflation remains elevated, there are clear signs of a slowdown in the non-technological sectors of the U.S. economy. The labour market is softening and there are rising indications of economic damage in the goods sector of the U.S. economy even though this weakness is masked by rapid investments in the technology sector. This sluggishness suggests the Federal Reserve will lower interest rates by another 100 basis points in coming months. The U.S. will nevertheless maintain a significantly tighter stance relative to other central banks as the U.S. economy adapts to a higher tariff and inflation environment. Restrictive monetary policy and uncertainty surrounding the impact of tariffs are leading to modest growth this year before the economy benefits from some fiscal support next year. The economy is expected to grow by 1.9% in 2025 and 1.6% in 2026. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">U.S. trade policy is also significantly impacting Canada. The direct impact of the tariffs on Canadian goods, the uncertainty caused by U.S. policies and the indirect impacts on Canada of a weaker U.S. economy will weigh on growth this year and next. Policy measures announced by the Federal government are likely to provide some offset to the headwinds coming from the U.S. economy, notably as they relate to private investment. This should lead to growth of 1.4% next year, stronger than the 1.2% expected in 2025. There are upside risks to this forecast if, as expected, additional measures are announced as part of the Federal government&#8217;s plan to transform the economy. Given that inflation remains above the Bank of Canada&#8217;s target, we anticipate the Bank of Canada will remain on hold through the first half of 2026 and subsequently raise its policy rate by 50&#160;basis points by the end of next year. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Latin American economies are moving at different speeds, faced with divergent performances at home and varying impacts from developments in the global economy. Mexico&#8217;s economy, already facing weak domestic demand, has been further weighed by U.S. tariffs and softer growth stateside that leave it on track for only a marginal expansion in 2025 and weak growth in 2026. The country&#8217;s central bank has also used up most of its easing space, leaving Mexican households and businesses with little additional policy support. Peru&#8217;s economy continues to exceed expectations with strong growth and low inflation, as the country mostly benefits from strong copper and gold prices boosting export revenues. Growth should remain firm next year despite some uncertainty and headwinds associated with April elections. Chile has also not faced a significant direct impact from U.S. tariffs, with domestic conditions remaining firm thanks to positive investment trends. The result of December&#8217;s second round presidential election vote remains uncertain &#8211; with important implications for 2026&#8217;s economic performance. In the Caribbean, Jamaican and Dominican Republic economic activity will be affected by the impacts of Hurricane Melissa which caused significant damage in both countries. Jamaica was more heavily impacted by the hurricane and rebuilding efforts will be substantial. This should eventually lead to a strong rebound in activity, but the near-term consequences of the hurricane will weigh on the outlook. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Outlook </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank expects to generate strong earnings growth in 2026. Strong revenue growth, excluding the impact of divestitures, is underpinned by growth in both net interest income and non-interest revenue. Higher net interest income is expected to be driven by both loan and deposit growth and net interest margin expansion. Non-interest revenue is expected to grow across all business segments. Earnings are expected to also benefit from lower provision for credit losses, partially offset by the impact of a higher tax rate. The Bank expects modest expense growth, excluding the impact of divestitures, as technology spend to strengthen and strategically grow the Bank will be partly offset by the benefit from productivity initiatives. The Bank is expected to generate positive operating leverage. The capital and liquidity metrics are expected to remain strong in 2026. </div></div><div id="tx937872_9" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Impact of Foreign Currency Translation </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The impact of foreign currency translation on net income is shown in the table below. </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T10</div>&#8194;Impact of foreign currency translation </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.714</div></div></td>
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<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2.9</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.735</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(0.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">)%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Mexican Peso/Canadian Dollar</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13.950</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.6</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.091</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(2.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">)%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Peruvian Sol/Canadian Dollar</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.593</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5.9</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2.757</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">)%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Colombian Peso/Canadian Dollar</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,964.017</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,943.081</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(11.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">)%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Chilean Peso/Canadian Dollar</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">685.697</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">682.082</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">9.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 83%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impact on net income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> ($ millions except EPS)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">vs.&#160;2024</div></div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<br/>vs.&#160;2023</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(11</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(31</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(70</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">243</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(45</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(70</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other items (net of tax)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">41</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(56</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(85</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">86</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Earnings per share (diluted)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8201;(0.07</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;&#8201;0.07</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Impact by business line ($ millions)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Canadian Banking</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">International Banking<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">90</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Global Wealth Management</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Global Banking and Markets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(112</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(11</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(85</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">86</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes impact of all currencies. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes the impact of foreign currency hedges. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page&#160;42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Overview of Performance <div style="letter-spacing: 0px; top: 0px;display:inline;"></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div id="tx937872_9a" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Impact of Closed Divestitures </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">On January 6, 2025, the Bank announced the sale of its banking operations in Colombia, Costa Rica and Panama to Davivienda Group. The sale was completed on December 1, 2025 upon receiving all regulatory approvals and satisfying all customary closing conditions. In addition, on February 28, 2025, the Bank completed the sale of CrediScotia Financiera S.A. (Peru), which was announced in fiscal 2024. The table below reflects the earnings impact of these operations in the current and prior fiscal year. For further details on divestitures, refer to Note 35 in the accompanying consolidated financial statements. </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T11</div>&#8194;Impact of divested operations </div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 86%;"/>
<td style="vertical-align: bottom;"/>
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<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
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<td style="width: 1%; vertical-align: bottom;"/></tr>
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<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8201;1,055</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8201;1,169</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">568</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">596</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,623</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,765</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">473</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">742</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,009</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,113</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income before taxes</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">141</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(90</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense (recovery)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(29</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income (loss)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">85</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(61</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income (loss) attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests (NCI)</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(49</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income (loss) attributable to equity holders - relating to divested operations</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(12</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average Loans ($ billions)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average Deposits ($ billions)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">17</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">GROUP FINANCIAL PERFORMANCE </div></div></div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T12</div>&#8194;Group financial performance </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
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<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Reported Results</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;21,522</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;19,252</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,219</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14,418</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,741</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">33,670</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,714</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,051</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,518</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">19,695</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income before taxes</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,509</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,924</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,751</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,032</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,758</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,892</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries (NCI)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(31</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">134</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,789</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">7,758</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 6pt; font-family: arial;"/>
<td colspan="4" style="height: 6pt; border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-left-width: 0.75pt; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 6pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other Financial Data and Measures</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on Equity<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest margin<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.33</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2.16</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Effective tax rate<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">20.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses &#8211; performing (Stage 1 and 2)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">581</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">121</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses &#8211; impaired (Stage 3)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,133</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,930</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses as a percentage of average net loans and acceptances (annualized)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.62</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.53</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses on impaired loans as a percentage of average net loans and acceptances (annualized)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.54</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.52</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net write-offs as percentage of average net loans and acceptances (annualized)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1) </div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.50</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">0.46</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Glossary on page 136 for the description of the measure. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures starting on page 20. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T12A</div> &#8194;Adjusted Group financial performance<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 85%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjusted Results</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;21,522</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;19,252</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,209</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14,561</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,731</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">33,813</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,714</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,051</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,581</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">18,961</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income before taxes</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,436</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10,801</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,926</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,174</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,510</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,627</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries (NCI)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">160</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">136</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,350</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,491</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures starting on page&#160;20. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div id="tx937872_10" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Net Income </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net income was $7,758 million compared to $7,892 million, a decrease of 2%. The decrease was driven primarily by higher non-interest expenses, income taxes and provision for credit losses, partly offset by higher net interest income and non-interest income. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income was $9,510 million compared to $8,627 million, an increase of 10%. The increase was driven primarily by higher net interest income and non-interest income, partly offset by higher non-interest expenses, income taxes and provision for credit losses. </div></div><div id="tx937872_11" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Net Interest Income </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income was $21,522 million compared to $19,252 million, an increase of $2,270 million or 12% due primarily to a higher net interest margin, and loan growth inclusive of the conversion of bankers&#8217; acceptances to loans resulting from the cessation of CDOR in June 2024 (&#8220;BA&#160;conversion&#8221;). Higher net interest income was driven by the Other segment due mainly to lower funding costs, as well as increases in Canadian Banking from asset and deposit growth, Global Banking and Markets driven by higher contribution from capital market activities, higher corporate lending margins and deposit growth and Global Wealth Management from strong loan growth, and higher margins and growth in deposits. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The net interest margin was 2.33%, an increase of 17 basis points primarily from significantly lower funding costs driven by central bank rate cuts and higher margins in Global Banking and Markets. This was partly offset by lower deposit margins in Canadian Banking, and increased levels of high quality, lower yielding treasury assets. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Group Financial Performance<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T13</div>&#8194;Average balance sheet<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1) </div>and net interest income </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td colspan="12" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
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<td style="vertical-align: top; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="10" style="text-align: center; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="10" style="text-align: center; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
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<td colspan="4" style="height: 3.75pt; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the fiscal years ($&#160;billions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Average<br/>balance</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Interest</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Average<br/>rate</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average<br/>balance</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average<br/>rate</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits with financial institutions</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67.9</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.6</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.77</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">64.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.79</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">153.3</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.73</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">146.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.13</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Securities purchased under resale agreements and securities borrowed</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">209.3</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.8</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.34</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">193.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.83</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">157.2</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.8</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.34</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">147.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5.09</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loans:</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">359.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15.8</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.40</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">343.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">16.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.67</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal loans</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">107.4</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.2</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.64</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">105.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.32</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.2</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18.18</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">17.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18.53</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Business and government</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">285.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17.1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.00</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">289.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">19.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6.82</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7.1</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(6.6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total loans</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">761.8</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44.3</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.81</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">749.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">47.8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6.38</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Customers&#8217; liability under acceptances</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.1</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">10.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total average earning assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,349.6</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57.6</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.27</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,311.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">61.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4.70</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other assets</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">115.7</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">108.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total average assets</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,465.3</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57.6</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.93</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,419.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">61.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4.34</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities and equity</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Deposits:</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">299.9</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.9</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.65</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">292.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3.25</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Business and government</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">619.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.89</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">610.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">28.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.63</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Financial institutions</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43.0</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.4</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.28</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">49.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1.8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3.58</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total deposits</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">961.9</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33.4</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.47</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">951.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">39.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4.15</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold under repurchase agreements and securities&#160;lent</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">208.9</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.6</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.28</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">176.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.40</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.8</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.4</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.93</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5.74</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other interest-bearing liabilities</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70.6</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.7</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.38</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">73.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2.37</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total interest-bearing liabilities</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,249.2</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;36.1</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.89</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,209.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">42.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3.51</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Financial instruments designated at fair value through profit or loss</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40.8</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">33.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other liabilities including acceptances</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">89.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">94.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Equity<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">85.8</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">81.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities and equity</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,465.3</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36.1</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
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<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.46</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,419.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">42.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2.99</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21.5</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;19.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Average of daily balances. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on Page 20. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Includes <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest of $1.7 (2024 &#8211; $1.7). </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">33</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="width: 66%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; float: left; position: relative;"><div id="tx937872_12" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Interest</div> Income </div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T14</div><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">&#8194;Non-interest</div> income </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 64%;"/>
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<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 3%; vertical-align: bottom;"/>
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<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 3%; vertical-align: bottom;"/>
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<td style="width: 4%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
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<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td></tr>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the fiscal years ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<br/>versus<br/>2024</div></div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Banking</div></div></td>
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<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Card revenues</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">892</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">869</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Banking services fees</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,997</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,955</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit fees</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,249</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,585</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(21</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total banking revenues</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,138</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4,409</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)%&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Wealth management</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Mutual funds</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,564</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,282</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Brokerage fees</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,436</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,251</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment management and trust</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment management and custody</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">902</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">840</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal and corporate trust</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">260</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">256</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,162</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,096</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total wealth management revenues</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,162</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4,629</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Underwriting and advisory fees</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">964</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">702</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Non-trading</div> foreign exchange</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">948</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">930</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading revenues</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,984</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,634</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net gain on sale of investment securities</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">48</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net income from investments in associated corporations</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">608</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">198</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">207</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Insurance service results</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">485</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">470</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other fees and commissions</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,653</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,247</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">206</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">151</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Total <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,219</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14,418</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Non-GAAP</div> Adjusting items<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Divestitures and wind-down of operations<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(36</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">143</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Amortization of acquisition-related intangible assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusted <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;16,209</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;14,561</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 10.5pt; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on page 20. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 10.5pt; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Recorded in Other <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> Income. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 10.5pt; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Recorded in net income from investments in associated corporations. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div><div style="width: 31%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; margin-left: 3%; float: left; position: relative;">
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 13.5pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C2</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Sources of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income in 2025 </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 13.5pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;</div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">
<img alt="" src="g936350g1g01a23.jpg" style="width: 133px; height: 216px;"/><br/></div></td></tr></table><div style="clear:both;max-height:0pt;"></div></div><div style="height: 0pt; clear: both; font-size: 0pt; max-height: 0px;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income was $16,219&#160;million, an increase of $1,801&#160;million or 12%. Adjusted <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income was $16,209&#160;million, an increase of $1,648&#160;million or 11%. The increase was driven mainly by higher wealth management revenue, trading related revenues, underwriting and advisory fees, and net income from associated corporations, partially offset by lower banking revenues. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Wealth management revenues increased $533&#160;million or 12% from higher mutual fund revenues, brokerage fees, and investment management and trust revenues. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net income from investments in associated corporations increased $436 million or 220%, primarily related to the KeyCorp investment. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Other fee and commissions revenue increased $406 million or 33%, due mainly to higher volume of securities borrowing and lending activities. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Underwriting and advisory fees increased $262&#160;million or 37%, due mainly to higher new issuance activities in equity and debt capital markets. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Trading revenues increased $350&#160;million or 21%, due mainly to higher client-driven trading activity in Global Banking and Markets related to fixed income and currency trading, net of lower equities trading, as well as higher trading revenues in International Banking. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Banking revenues decreased $271&#160;million or 6%, due mainly to lower credit fees from banker&#8217;s acceptances, partly offset by higher deposit and payment services fees and higher card revenues. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Group Financial Performance<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T15</div>&#8194;Trading-related revenues<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the fiscal years ($ millions)</td>
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<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Trading-related revenue (TEB)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(<div style="font-size: 4.5pt; letter-spacing: 0px; top: 0px;font-size:5px;display:inline;">3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
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<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(252</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
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<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading revenues</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,984</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,686</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
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<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other fees and commissions</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,006</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">613</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
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<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total trading-related revenue (TEB)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,987</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,047</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Taxable equivalent adjustment</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(52</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Trading-related revenue <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Non-TEB)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,987</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,995</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on page&#160;20. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Trading-related revenue consists of net interest income and non-interest income. Included are unrealized gains and losses on trading security positions held, realized gains and losses from the purchase and sale of trading securities, fees and commissions from securities borrowing and lending activities, and gains and losses on trading derivatives. Underwriting and other advisory fees, which are shown separately in the Consolidated Statement of Income, are excluded. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div id="tx937872_13" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for Credit Losses </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The provision for credit losses was $4,714&#160;million compared to $4,051&#160;million, an increase of $663&#160;million. The provision for credit losses ratio was 62 basis points compared to 53 basis points. This was due mainly to higher provisions on performing loans, primarily in the Canadian Banking and International Banking portfolios, as well as impaired loans mainly in Canadian Banking. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The provision for credit losses on performing loans was $581&#160;million compared to $121&#160;million. The provision increased by $460 million driven by the impact of credit migration, an unfavourable macroeconomic outlook primarily driven by the U.S. tariffs, as well as business growth, mainly in the International retail portfolio. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The provision for credit losses on impaired loans was $4,133&#160;million compared to $3,930&#160;million. The provision for credit losses ratio on impaired loans was 54 basis points compared to 52 basis points. The increase in provision this year was due primarily to higher formations in Canadian Banking. </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T16</div>&#8194;Provision for credit losses by business line </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 47%;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
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<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
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<td style="width: 3%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="12" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="12" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="10" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="10" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the fiscal years ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Performing<br/>(Stage&#160;1&#160;and&#160;2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Impaired<br/>(Stage&#160;3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Performing<br/>(Stage&#160;1&#160;and&#160;2)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impaired<br/>(Stage&#160;3)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian Banking</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Retail</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;291</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,419</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,710</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">109</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,257</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,366</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Commercial</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">108</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">475</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">583</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">18</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">307</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">325</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">399</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,894</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,293</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">127</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,564</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,691</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International Banking</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Retail</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,872</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,938</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;(138</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,040</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,902</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Commercial</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">308</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">89</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">297</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">386</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,180</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,308</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(49</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,337</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,288</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Wealth Management</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">24</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">27</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Banking and Markets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">43</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">48</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Provision for credit losses on loans, acceptances and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">580</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,133</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,713</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">124</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;3,930</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;4,054</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International Banking</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(3</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(3</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Wealth Management</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Banking and Markets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses on debt securities and deposits with banks</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">581</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,133</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,714</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">121</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">3,930</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4,051</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">35</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Management&#8217;s Discussion and Analysis </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;font-weight:bold"><div style="font-family: arial; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">T16A</div>&#8194; Provision for credit losses against impaired financial instruments by business line </div><div style="font-size: 4pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:83%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:3%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #b23040; BORDER-TOP:0.75pt solid #b23040; BORDER-RIGHT:0.75pt solid #b23040;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the fiscal years ($ millions)</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian Banking</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;&#8195;&#8196;&#8202;</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8195;&#8195;&#8195;&#8195;&#8202;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Retail</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,419</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,257</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commercial</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">475</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">307</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,894</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,564</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International Banking</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Caribbean and Central America</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">212</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">194</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Latin America</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Mexico</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">489</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">404</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Peru</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">392</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">554</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Chile</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">639</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">587</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Colombia</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">392</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">532</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other Latin America</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">66</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Total Latin America</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,968</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,143</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,180</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,337</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Wealth Management</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Banking and Markets</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Canada</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(12</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">U.S.</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Asia and Europe</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(7</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,133</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">3,930</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="margin-top:12pt; margin-bottom:0pt; font-size:7pt; font-family:arial;font-weight:bold"><div style="font-family: arial; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">T17</div>&#8194;Provision for credit losses as a percentage of average net loans and acceptances<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)(2)</div> </div><div style="font-size: 4pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:83%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #b23040; BORDER-TOP:0.75pt solid #b23040; BORDER-RIGHT:0.75pt solid #b23040;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the fiscal years (%)</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian Banking</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;&#8195;&#8195;&#8202;</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;&#8195;&#8195;&#8202;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Retail</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.47</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">0.39</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commercial</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.62</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">0.35</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.50</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">0.38</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International&#160;Banking</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Retail</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.40</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2.42</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commercial</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.45</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">0.44</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.41</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1.37</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Wealth Management</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.05</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">0.11</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Banking and Markets</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.08</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">0.04</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Provisions against impaired&#160;loans</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.54</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">0.52</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Provisions against performing loans</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.08</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">0.01</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Provision for credit losses as a percentage of average net loans and acceptances</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.62</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">0.53</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes provision for credit losses on certain financial assets - loans, acceptances, and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Refer to Glossary on page&#160;136 for the description of the measure. </div></td></tr></table><div style="margin-top:12pt; margin-bottom:0pt; font-size:7pt; font-family:arial;font-weight:bold"><div style="font-family: arial; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">T18</div>&#8194;Net write-offs<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div> as a percentage of average net loans and acceptances<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(2)</div> </div><div style="font-size: 4pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:83%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #b23040; BORDER-TOP:0.75pt solid #b23040; BORDER-RIGHT:0.75pt solid #b23040;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the fiscal years (%)</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian Banking</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;&#8195;&#8195;&#8202;</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;&#8195;&#8195;&#8202;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Retail</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.38</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">0.34</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commercial</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.41</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">0.26</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.38</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">0.32</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International&#160;Banking</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Retail</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.21</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2.43</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commercial</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.22</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">0.20</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.21</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1.25</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Wealth Management</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.03</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">0.05</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Banking and Markets</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.06</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.50</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">0.46</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="font-size:1px">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Write-offs net of recoveries. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Refer to Glossary on page 136 for the description of the measure. </div></td></tr></table><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div></div><div></div></div><div><div style="line-height:normal;display: inline;"><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Group Financial Performance<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="position:relative;float:left; width:66%;padding-right:0%;padding-bottom:8pt;overflow:visible;padding-top:3pt"><div id="tx937872_14" style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial;font-weight:bold"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Interest</div> Expenses </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:7pt; font-family:arial;font-weight:bold"><div style="font-family: arial; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">T19</div><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">&#8194;Non-interest</div> expenses and productivity </div><div style="font-size: 4pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:61%"/>
<td style="vertical-align:bottom;width:3%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:4%"/>
<td style="vertical-align:bottom;width:4%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:4%"/>
<td style="vertical-align:bottom;width:4%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:4%"/></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #b23040; BORDER-TOP:0.75pt solid #b23040; BORDER-RIGHT:0.75pt solid #b23040;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #b23040; BORDER-TOP:0.75pt solid #b23040; BORDER-RIGHT:0.75pt solid #b23040;height:3.75pt">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the fiscal years ($ millions)</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<br/>versus<br/>2024</div></div></div></td>
<td style=" BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Salaries and employee benefits</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Salaries</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,040</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,663</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Performance-based compensation</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,591</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,170</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Share-based payments</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">407</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">371</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other employee benefits</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,786</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,651</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,824</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">9,855</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Premises and technology</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Premises</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">558</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">571</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Technology</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,739</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,325</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,297</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,896</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Depreciation and amortization</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Depreciation</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">683</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">730</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Amortization of intangible assets</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">921</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,030</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(11</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,604</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,760</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(9</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Communications</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">384</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">381</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Advertising and business development</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">672</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">614</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Professional</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">880</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">793</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Business and capital taxes</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Business taxes</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">626</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">617</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Capital taxes</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">82</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">65</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">708</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">682</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,149</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,714</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">53</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Total <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,518</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;19,695</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-GAAP</div> adjusting items<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div>:</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Divestitures and wind-down of operations</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,422</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Restructuring charge and severance provisions</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(373</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(53</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Legal provision</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(74</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(176</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Amortization of acquisition-related intangible assets</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(68</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(72</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Impairment of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(440</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,937</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(734</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Recorded in:</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Salaries and employee benefits</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(54</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(46</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="BORDER-RIGHT:0.75pt solid #b23040; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Depreciation and amortization</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(78</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(169</td>
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<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Professional</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(34</div></div></td>
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<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other</div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,771</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(519</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
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<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,937</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(734</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f; padding-right:2pt;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Adjusted <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;20,581</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">18,961</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:0.75pt solid #7f7f7f; padding-right:2pt;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Productivity ratio<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59.7</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">58.5</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #b23040;vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Adjusted productivity ratio<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54.5</div></div></td>
<td style="BORDER-RIGHT:0.75pt solid #b23040; BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">56.1</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="border-left: 0.75pt solid rgb(178, 48, 64); vertical-align: bottom; padding-bottom: 0.5pt;">&#160;&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"/></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:10.5pt;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures starting on page 20. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:10.5pt;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Refer to Glossary on page&#160;136 for the description of the measure. </div></td></tr></table><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div></div><div style="position:relative;float:left; margin-left:3%; width:31%;padding-right:0%;padding-bottom:8pt;overflow:visible;padding-top:3pt">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:13.5pt;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C3</div></div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 7pt; font-family: arial; text-align: left; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses </div></div><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">$ millions</div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><div style="font-size: 0pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:13.5pt;vertical-align:top;text-align:left"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 7pt; font-family: arial; font-weight: bold; text-align: left; line-height: normal;">
<img alt="" src="g936350g1g35d02.jpg" style="width: 106px; height: 164px;"/><br/></div></td></tr></table><div style="font-size: 18pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><div style="line-height:1.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000">&#160;</div><div style="font-size: 18pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:13.5pt;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C4</div></div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 7pt; font-family: arial; text-align: left; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Direct and indirect taxes </div></div><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">$ millions</div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><div style="font-size: 0pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:13.5pt;vertical-align:top;text-align:left"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 7pt; font-family: arial; font-weight: bold; text-align: left; line-height: normal;">
<img alt="" src="g936350g1g31b80.jpg" style="width: 98px; height: 114px;"/><br/></div></td></tr></table></div><div style="clear: both; height: 0pt; font-size: 0pt; max-height: 0px;"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses were $22,518&#160;million compared to $19,695&#160;million, an increase of $2,823&#160;million or 14%. Included in non-interest expenses is an impairment loss of $1,422&#160;million related to the announced sale of the banking operations in Colombia, Costa Rica and Panama, restructuring charge and severance provisions of $373 million and legal provisions of $74 million. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Adjusted <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses were $20,581&#160;million compared to $18,961&#160;million, an increase of $1,620&#160;million or 9%. The increase was mainly driven by higher personnel costs, including performance and share-based compensation, inflationary adjustments and annual increases, higher technology and advertising and business development costs to support strategic and regulatory initiatives, as well as the negative impact of foreign currency translation, partly offset by lower depreciation and amortization. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The technology costs reflect the Bank&#8217;s medium-term commitment to modernize and scale data and analytics capabilities, cloud migration, and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">end-to-end</div></div> digitization, as well as continued investment in core foundational enterprise security and architecture. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The productivity ratio was 59.7% compared to 58.5%. The adjusted productivity ratio was 54.5% compared to 56.1%. Operating leverage was negative 2.2% on a reported basis and positive 3.0% on an adjusted basis. </div><div id="tx937872_15" style="margin-top:8pt; margin-bottom:0pt; font-size:9pt; font-family:arial;font-weight:bold">Provision for Income Taxes </div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;text-indent: 0px;">The effective tax rate was 26.2% compared to 20.5% due primarily to the impairment loss related to the announced sale of the banking operations in Colombia, Costa Rica and Panama, lower income in lower tax jurisdictions and the implementation of the Global Minimum Tax (GMT), partially offset by higher <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-deductible</div> expenses and the impairment charge on Bank of Xi&#8217;an Co in the prior year. On an adjusted basis, the effective tax rate was 23.5% compared to 20.1% primarily due to lower income in lower tax jurisdictions and the implementation of the GMT. </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">37</div></div> </div></div></div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></div></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div id="tx937872_16" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Fourth Quarter Review </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T20</div>&#8194;Fourth quarter financial results </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="10" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">For the three months ended</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td></tr>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">October&#160;31<br/>2025</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">July&#160;31<br/>2025</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">October&#160;31<br/>2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Reported Results</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,586</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,493</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,923</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,217</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,993</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,603</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,803</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,486</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,526</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,113</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,041</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,030</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,828</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,089</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,296</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">656</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">829</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">511</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,206</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2,527</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,689</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries (NCI)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(13</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">80</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">47</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,219</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,447</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,642</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Preferred shareholders and other equity instrument holders</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">115</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">134</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">121</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Common shareholders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,104</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,313</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,521</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjustments<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusting items impacting <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income and total revenue <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Divestitures and wind-down of operations</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(45</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Amortization of acquisition-related intangible assets</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total non-interest income adjusting items (Pre-tax)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(36</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusting items impacting <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Divestitures and wind-down of operations</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(23</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Restructuring charge and severance provisions</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">373</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">53</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Legal provision</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Amortization of acquisition-related intangible assets</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">17</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">19</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;">Impairment of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">440</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Total <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expense adjusting items <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">520</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">512</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on net income before taxes</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">484</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">512</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Impact of adjusting items on income tax expense</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Divestitures and wind-down of operations</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(6</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Restructuring charge and severance provisions</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(103</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">(15</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Legal provision</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(20</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Amortization of acquisition-related intangible assets</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">(5</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">(6</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;">Impairment of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(61</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(132</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(11</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(82</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on net income</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">352</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(9</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">430</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Impact of adjusting items on NCI</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(53</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">37</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on net income attributable to equity holders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">299</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">28</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">430</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjusted Results</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net interest income</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;5,586</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;5,493</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;4,923</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusted <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,181</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4,001</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,603</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted total revenue</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,767</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,494</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,526</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted provision for credit losses</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,113</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,041</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,030</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusted <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,308</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,095</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,784</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">788</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">840</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">593</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,558</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2,518</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2,119</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusted net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries (NCI)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">43</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">47</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income attributable to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,518</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,475</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,072</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Preferred shareholders and other equity instrument holders</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">115</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">134</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">121</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Common shareholders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,403</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2,341</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,951</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures starting on page&#160;20. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Group Financial Performance<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net income </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 2pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Q4 2025 vs Q4 2024 </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net income was $2,206 million compared to $1,689 million, an increase of 31%. Adjusted net income also increased 21% from $2,119&#160;million to $2,558&#160;million. The increase was driven primarily by higher net interest income and non-interest income, partly offset by higher non-interest expenses and income taxes. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Q4 2025 vs Q3 2025 </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net income was $2,206 million compared to $2,527 million, a decrease of 13%. The decrease was driven primarily by higher non-interest expenses from the restructuring charge, partly offset by lower income taxes and higher net interest income and non-interest income. Adjusted net income was $2,558 million compared to $2,518 million, an increase of 2%. The increase was driven primarily by higher net interest income, non-interest income and lower income taxes, partly offset by higher non-interest expenses and provision for credit losses. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total revenue </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 2pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Q4 2025 vs Q4 2024 </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Revenues were $9,803 million compared to $8,526 million, an increase of 15%. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income was $5,586 million compared to $4,923 million, an increase of $663 million or 13%. The increase was due primarily to a higher net interest margin, loan growth and the positive impact of foreign currency translation. The net interest margin was 2.40%, an increase of 25&#160;basis points mainly from significantly lower funding costs driven by central bank rate cuts, and higher margins in International Banking and Global Banking and Markets. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Non-interest income was $4,217 million, an increase of $614 million or 17%. Adjusted non-interest income was $4,181 million, an increase of $578&#160;million or 16%. The increase was due mainly to higher income from associated corporations primarily related to the KeyCorp investment, as well as higher wealth management revenues, underwriting and advisory fees, trading-related revenues, and banking fees. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Q4 2025 vs Q3 2025 </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Revenues were $9,803 million compared to $9,486 million, an increase of 3%. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income increased $93 million or 2%, due primarily to a higher net interest margin, and the positive impact of foreign currency translation. The net interest margin increased four basis points, mainly driven by higher business line margins. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Non-interest income increased $224 million or 6%. Adjusted non-interest income was up $180 million or 4%. The increase was due mainly to higher wealth management revenues, other fee and commission revenues, and underwriting and advisory fees. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 2pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Q4 2025 vs Q4 2024 </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The provision for credit losses was $1,113 million compared to $1,030 million, an increase of $83 million. The provision for credit losses ratio was 58&#160;basis points compared to 54 basis points. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses on performing loans was $71 million compared to a reversal of $13 million. The provision this period was primarily related to business growth, mainly in the International retail portfolio, as well as credit migration impacting Canadian Banking and Corporate loan book, partly offset by the impact of the improving macroeconomic outlook. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses on impaired loans was $1,042 million compared to $1,043 million. The provision for credit losses ratio on impaired loans was 54 basis points compared to 55 basis points. The decrease was due primarily to lower provisions in the retail portfolio, partly offset by higher provisions in the Canadian commercial portfolio. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Q4 2025 vs Q3 2025 </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The provision for credit losses was $1,113 million compared to $1,041 million, an increase of $72 million. The provision for credit losses ratio was 58&#160;basis points compared to 55 basis points. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses on performing loans was $71 million compared to $66 million. The provision this period was primarily related to business growth, mainly in the International retail portfolio, as well as credit migration impacting Canadian Banking and Corporate loan book, partly offset by the impact of the improving macroeconomic outlook. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses on impaired loans was $1,042 million compared to $975 million, an increase of $67 million or 7% mainly in retail. The provision for credit losses ratio on impaired loans was 54 basis points compared to 51 basis points. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Non-interest</div> expenses </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 2pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Q4 2025 vs Q4 2024 </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Non-interest expenses were $5,828 million compared to $5,296 million, an increase of $532 million or 10%. Adjusted non-interest expenses were $5,308 million compared to $4,784 million, an increase of $524 million or 11%, driven mainly by higher personnel costs, including performance-based compensation, higher technology and advertising and business development costs to support strategic and regulatory initiatives, as well as the negative impact of foreign currency translation. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The productivity ratio was 59.4% compared to 62.1%. The adjusted productivity ratio was 54.3% compared to 56.1%. Year-to-date operating leverage was negative 2.2% and positive 3.0% on adjusted basis. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Q4 2025 vs Q3 2025 </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Non-interest expenses were up $739 million or 14%. Adjusted non-interest expenses were $5,308 million, an increase of $213 million or 4%, driven by higher personnel costs, including performance-based compensation, higher technology and advertising and business development costs to support strategic and regulatory initiatives, and the negative impact of foreign currency translation. This was partly offset by lower professional fees and depreciation and amortization. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The productivity ratio was 59.4% compared to 53.7%. The adjusted productivity ratio was 54.3% compared to 53.7%. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">39</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 2pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Q4 2025 vs Q4 2024 </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The effective tax rate was 22.9% compared to 23.2%. On an adjusted basis the effective tax rate was 23.6% compared to 21.8% due primarily to lower income in lower tax jurisdictions and the implementation of the GMT. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Q4 2025 vs Q3 2025 </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The effective tax rate was 22.9% compared to 24.7% and on an adjusted basis the effective tax rate was 23.6% compared to 25.0% due primarily to higher income in lower tax jurisdictions and withholding taxes paid in the prior quarter. </div></div><div id="tx937872_17" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Trending Analysis </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T21</div>&#8194;Quarterly financial highlights </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
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<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
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<td style="vertical-align: bottom; font-family: arial;"/>
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<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,586</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,493</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,270</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,173</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,923</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,862</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,694</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,773</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,217</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,993</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,810</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4,199</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,603</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,502</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,653</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,660</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,803</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,486</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,080</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;9,372</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,526</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,364</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,347</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,433</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,113</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,041</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,398</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,162</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,030</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,052</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,007</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">962</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,828</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,089</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,110</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,491</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,296</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,949</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,711</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,739</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">656</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">829</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">540</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">726</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">511</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">451</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">537</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">533</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,206</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;2,527</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;2,032</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;993</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,689</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,912</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;2,092</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;2,199</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Basic earnings per share ($)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.70</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.84</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.48</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.82</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.23</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.43</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.59</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.70</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Diluted earnings per share ($)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.65</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.84</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.48</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.66</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.22</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.41</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.57</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.68</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest margin (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.40</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2.36</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2.31</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2.23</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2.15</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2.14</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2.17</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2.19</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Effective tax rate (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22.9</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">24.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">21.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">42.2</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">23.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">19.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">20.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">19.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjusted results<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;">Adjusting items impacting <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income and total revenue <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Divestitures and wind-down of operations</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(45</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">143</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
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<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Amortization of acquisition-related intangible assets</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
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<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;">Total <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income and total revenue adjusting items <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(36</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">18</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
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<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">143</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;">Adjusting items impacting <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
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<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
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<td style="vertical-align: bottom;">&#160;</td>
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<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
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<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
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<td style="vertical-align: bottom; font-family: arial;"/>
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<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
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<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Divestitures and wind-down of operations</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(23</td>
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<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">26</td>
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<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,362</td>
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<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
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<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(7</td>
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<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
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<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Restructuring charge and severance provisions</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">373</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
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<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">53</td>
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<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
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<td style="vertical-align: bottom;">&#160;</td>
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<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
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<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Legal provision</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74</div></div></td>
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<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
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<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">176</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Amortization of acquisition-related intangible assets</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">17</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">17</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">19</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">17</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;">Impairment of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">440</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;">Total <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses adjusting items <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Pre-tax)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">520</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">43</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,380</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">512</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">186</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">18</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">18</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on net income before taxes</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">484</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">61</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,380</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">512</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">329</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Impact of adjusting items on income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(132</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(11</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(21</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(11</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(82</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(50</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total impact of adjusting items on net income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">352</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">40</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,369</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">430</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">279</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,558</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,518</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,072</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,362</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,119</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,191</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,105</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,212</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted diluted earnings per share</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.93</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1.88</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1.52</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1.76</td>
<td style="vertical-align: bottom; border-right-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1.57</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1.63</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1.58</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1.69</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures starting on page 20. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Glossary on page 136 for the description of the measure. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Earnings over the two-year period were driven by higher net interest income and generally higher non-interest income. Provisions for credit losses, non-interest expenses and provisions for income taxes were generally higher. Earnings during this period were impacted by adjusting items. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Group Financial Performance<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total revenue </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Canadian Banking net interest income over the period has increased, driven by asset and deposit growth and the benefit of the BA conversion. International Banking net interest income is stable with improvements in lending mix and the positive impact from central bank rate decreases. Global Wealth Management fee-based revenues increased during the period from AUM and AUA market appreciation and higher net sales. Global Banking and Markets revenues are affected by market conditions that impact client activity and have trended upwards due to positive market conditions in the capital markets and business banking businesses, supported by higher underwriting and advisory fees. Revenues in the Other segment were impacted by higher term funding costs, and income from associated corporations, both of which have improved in 2025. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses have trended upward during the period driven by higher performing loans, due primarily to credit quality migration and significant deterioration in the macroeconomic outlook in Canadian Banking, which reflects the continued uncertainty related to U.S. tariffs. The increase in provision for credit losses on impaired loans this year was due primarily to higher formations in the Canadian Banking portfolio. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Non-interest</div> expenses </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Non-interest expenses for the period reflect the Bank&#8217;s continued investment in personnel and technology to support strategy and business growth, as well as the impact of inflation. This was partly offset by expense management and efficiency initiatives. The impact of foreign currency translation also contributed to fluctuations over the period. Non-interest expenses during the period were impacted by adjusting items. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The effective tax rate was 22.9% this quarter. The average effective tax rate was 24.1% over the period and was impacted by implementation of the GMT, divestitures, restructuring charge and net income earned in foreign jurisdictions, as well as the variability of tax exempt dividend income and inflationary benefits. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">41</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div id="tx937872_18" style="font-family: arial; font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">BUSINESS LINE OVERVIEW </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s businesses are grouped into four business lines: Canadian Banking, International Banking, Global Wealth Management and Global Banking and Markets. The Bank&#8217;s other smaller operating segments and corporate adjustments are included in the Other segment. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Segment measurement methodologies </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Taxable Equivalent Basis </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">The Bank analyzes revenue on a taxable equivalent basis (TEB) for business lines. This methodology grosses up <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> income earned on certain securities reported in either net interest income or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income to an equivalent before tax basis. It also grosses up net income from associated corporations to normalize the effective tax rate in the business lines. Corresponding increases are made to the provision for income taxes; hence, there is no impact on the segment&#8217;s net income. Management believes that this basis for measurement provides a uniform comparability of income arising from both taxable and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-taxable</div> sources and facilitates a consistent basis of measurement. While other banks also use TEB, their methodology may not be comparable to the Bank&#8217;s methodology. The elimination of the TEB <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">gross-up</div> is recorded in the Other segment; hence, there is no impact on the consolidated results. Effective January 1, 2024, in line with the provisions of Bill C-59, the Bank no longer claims the dividend received deduction on Canadian shares that are mark-to-market property, which resulted in a lower TEB gross-up. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Constant Dollar Basis </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">International Banking business segment results are analyzed on a constant dollar basis. Under the constant dollar basis, prior period amounts are recalculated using current period average foreign currency rates thereby eliminating the impact of foreign currency translation. The Bank believes that reporting in constant dollar is useful for readers in assessing ongoing business performance. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other segment </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Other segment includes Group Treasury, investments in certain associated corporations, and smaller operating segments and corporate items which are not allocated to a business line. Group Treasury is primarily responsible for balance sheet, liquidity and interest rate risk management, which includes the Bank&#8217;s wholesale funding activities. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Funds transfer pricing </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Funds transfer pricing (FTP) is the process by which the Bank prices intra-company borrowing or lending between the business segments and the Other segment. Through consideration of interest rate and liquidity risk characteristics of assets, liabilities and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures, this process aims to manage these risks through Group Treasury and enables risk-adjusted management reporting of business segment results. Periodically, the methodology and assumptions used in the FTP process are adjusted to reflect customer behaviours, market dynamics and other factors, which may impact the financial results of the business segments. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Changes in business line allocation methodology </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Effective the first quarter of 2025, the Bank made voluntary changes to its allocation methodology impacting business segment presentation. The new methodology includes updates related to the Bank&#8217;s FTP, head office expense allocations, and allocations between business segments. Prior period results and ratios for each segment have been revised to conform with the current period&#8217;s methodology. Further details on the changes are as follows: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">1.</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">FTP methodology was updated, primarily related to the allocation of substantially all liquidity costs to the business lines from the Other segment, reflecting the Bank&#8217;s strategic objective to maintain higher liquidity ratios. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">2.</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Periodically, the Bank updates its allocation methodologies. This includes a comprehensive update to the allocation of head office expenses across countries within International Banking, updates to the allocation of clients and associated revenue, expenses, and balances between International Banking, Global Banking and Markets, and Global Wealth Management to align with the strategy, as well as updates to the allocation of head office expenses and income taxes from the Other segment to the business segments. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">3.</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">To be consistent with the reporting of its recent minority investment in KeyCorp, the Bank has also made changes to the reporting of certain minority investments in International Banking (Bank of Xi&#8217;an Co. Ltd.) and Global Wealth Management (Bank of Beijing Scotia Asset Management), which are now reported in the Other segment. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">42</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Business Line Overview<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="border: 1pt solid rgb(178, 48, 64); border-image: none; padding-top: 2pt; padding-bottom: 3pt; margin-right: 0%; margin-left: 0%; max-width: 100%;">
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<td style="vertical-align: top;"><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 4pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">KEY&#160;PERFORMANCE&#160;INDICATORS FOR ALL BUSINESS LINES</div></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td colspan="7" style="vertical-align: bottom;">Management uses a number of key metrics to monitor business line performance:</td></tr>
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<td style="vertical-align: top;"><div style="margin-top: 0pt; margin-bottom: 0pt; display: table-row;"><div style="display: table-cell;"><div style="font-family: arial; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></div></div><div style="display: table-cell;"><div style="font-family: arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.66em;"><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">Net&#160;income</div></div></div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;&#160;&#160;</td>
<td style="vertical-align: top;"><div style="display: table-row;"><div style="display: table-cell;"><div style="font-family: arial; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></div></div><div style="display: table-cell;"><div style="font-family: arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.66em;"><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">Return&#160;on&#160;equity</div></div></div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;&#160;&#160;</td>
<td style="vertical-align: top;"><div style="display: table-row;"><div style="display: table-cell;"><div style="font-family: arial; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></div></div><div style="display: table-cell;"><div style="font-family: arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.66em;"><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">Productivity&#160;ratio</div></div></div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;&#160;&#160;</td>
<td style="vertical-align: top;"><div style="display: table-row;"><div style="display: table-cell;"><div style="font-family: arial; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></div></div><div style="display: table-cell;"><div style="font-family: arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0.66em;"><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">Provision&#160;for&#160;credit&#160;losses&#160;ratio</div></div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Below are the results of the Bank&#8217;s operating segments for 2025: </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T22</div>&#8194;Financial performance &#8211; Reported </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the year ended October&#160;31, 2025 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian<br/>Banking</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International<br/>Banking</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Wealth<br/>Management</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Banking<br/>and&#160;Markets</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;10,484</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,866</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,025</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,400</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(253</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;21,522</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,941</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,177</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,403</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,766</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(68</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,219</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,425</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;12,043</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;6,428</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;6,166</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(321</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,741</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,293</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,309</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,714</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,405</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,164</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,144</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,563</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,242</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,518</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,302</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">781</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">590</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">585</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(507</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,751</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,425</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,789</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,680</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,921</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(2,057</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,758</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(198</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(31</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,425</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,631</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,670</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,922</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,859</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,789</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on equity(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16.3</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14.6</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12.8</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">nm</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.7</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total average assets ($ billions)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">463</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">227</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">509</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">228</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,465</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total average liabilities ($ billions)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">382</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">175</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">520</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">254</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,379</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Taxable equivalent basis. Refer to Glossary on page 136. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on page 20 for the description of the measure. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 43%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; background-color: rgb(255, 255, 255);"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the year ended October&#160;31, 2024 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian<br/>Banking<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International<br/>Banking<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Wealth<br/>Management<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Banking<br/>and&#160;Markets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">10,185</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,867</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">786</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,102</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1,688</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;19,252</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">2,848</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,999</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4,803</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,959</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(191</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14,418</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8199;13,033</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;11,866</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,589</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,061</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1,879</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">33,670</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">1,691</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,285</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">27</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">47</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,051</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">6,125</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,170</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,655</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,122</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8196;&#8199;&#8201;623</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">19,695</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">1,440</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">705</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">479</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">414</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(1,006</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,032</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">3,777</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;2,706</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,428</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,478</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(1,497</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">7,892</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">125</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">10</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">134</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">3,777</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,581</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,418</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,478</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(1,496</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">7,758</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on equity(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">18.3</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">%&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">nm</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10.2</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total average assets ($ billions)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">449</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">231</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">35</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">495</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">209</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,419</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total average liabilities ($ billions)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">389</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">179</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">41</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">475</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">254</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,338</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page&#160;42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Taxable equivalent basis. Refer to Glossary on page 136. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on page 20 for the description of the measure. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">43</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T22A</div>&#8194;Financial performance &#8211; Adjusted </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; background-color: rgb(255, 255, 255);"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td></tr>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the year ended October&#160;31, 2025 ($ millions)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian<br/>Banking</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International<br/>Banking</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Wealth<br/>Management</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Banking<br/>and&#160;Markets</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;10,484</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,866</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,025</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,400</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(253</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,522</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,941</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,177</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,403</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,766</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(78</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,209</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,425</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;12,043</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;6,428</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;6,166</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8201;(331</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;37,731</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,293</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,309</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,714</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,401</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,136</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,108</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,563</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">373</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,581</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,303</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">789</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">600</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">585</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(351</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,926</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,428</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,809</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,706</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,921</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(354</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,510</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">160</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,428</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,651</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,696</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,922</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(347</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,350</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on page 20 for the description of the adjustments. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Taxable equivalent basis. Refer to Glossary on page 136. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 42%;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; background-color: rgb(255, 255, 255);"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the year ended October&#160;31, 2024 ($ millions)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian<br/>Banking<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International<br/>Banking<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Wealth<br/>Management<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Banking<br/>and&#160;Markets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">10,185</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,867</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">786</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,102</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;(1,688</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;19,252</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">2,848</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,999</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4,803</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,959</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(48</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14,561</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8199;13,033</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;11,866</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,589</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,061</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1,736</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">33,813</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">1,691</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,285</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">27</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">47</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,051</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">6,121</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,138</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,619</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,122</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(39</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18,961</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">1,441</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">714</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">489</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">414</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(884</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,174</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">3,780</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;2,729</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,454</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,478</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(814</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8,627</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">125</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">10</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">136</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">3,780</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2,604</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,444</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,478</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">(815</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,491</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on page 20 for the description of the adjustments. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Taxable equivalent basis. Refer to Glossary on page 136. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Canadian Banking <div style="letter-spacing: 0px; top: 0px;display:inline;"></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div id="tx937872_19" style="font-family: arial; font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">Canadian Banking </div></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="border: 1pt solid rgb(178, 48, 64); border-image: none; padding-top: 2pt; padding-bottom: 3pt; margin-right: 0%; margin-left: 0%; max-width: 100%;">
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 2%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 94%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 2%;"/></tr>
<tr style="font-family: arial; font-size: 9pt; page-break-inside: avoid;">
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2025 Achievements</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 3pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Earn primary client relationships</div></div><div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="margin-top: 2pt; margin-bottom: 0pt; display: table-row;"><div style="display: table-cell;"><div style="font-family: arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2.5em;"><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></div></div><div style="display: table-cell;"><div style="font-family: arial; 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<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; font-family: arial;"/></tr></table><div style="clear:both;max-height:0pt;"></div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Business Profile </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Canadian Banking provides a full suite of financial advice and banking solutions, supported by an excellent customer experience, to over 11&#160;million customers. Retail, Small Business Banking and Commercial Banking customers receive service through its network of 892 branches and 3,542&#160;automated banking machines (ABMs), as well as online, mobile and telephone banking, and specialized sales teams. Canadian Banking also provides an alternative self-directed banking solution to Tangerine customers. Canadian Banking comprises the following areas: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Retail Banking provides financial advice and solutions along with <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">day-to-day</div></div> banking products, including debit cards, chequing accounts, credit cards, investments, mortgages, personal loans, and related creditor insurance products to retail customers, including automotive dealers and their customers, providing retail automotive financing solutions. Tangerine Bank provides <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">day-to-day</div></div> banking products, including chequing and saving accounts, credit cards, mortgages, loans, and investments to self-directed customers. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 1%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Business Banking delivers advice and a full suite of lending, deposit, cash management and trade finance solutions to small, medium, and large businesses, including the Roynat franchise, which provides clients with innovative financing alternatives through both public and private markets. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Strategy </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">We aim to be Canada&#8217;s most trusted and data-driven bank with market-leading client advice, and sustainable growth in earnings and return on equity. Canadian Banking will continue to execute its long-term strategy to deliver stable and consistent earnings, including businesses and products that deliver higher returns on equity and lower risk-weighted assets. Ongoing efforts focus on deepening relationships with clients to increase engagement, loyalty and primacy, investing in digital and analytical capabilities to understand and anticipate customer needs, and developing a high-quality and diverse team of Scotiabank employees. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">45</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2026 Priorities </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 1%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Client primacy:</div></div> Increase client primacy across Retail, Tangerine, Small Business and Commercial Banking, with segment driven value propositions, personalization, and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">best-in-class</div></div> client experience. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 1%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Everyday Banking:</div></div> Strengthen the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">day-to-day</div></div> ecosystem and harness the full potential of Scene+ to drive higher deposit and card balances and capture share of wallet. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 1%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Sales and channel effectiveness:</div></div> Fully embed sales effectiveness enhancements across Retail, Small Business and Commercial Banking to drive consistency, and ramp up our digital and virtual capabilities to enable more specialization in human assisted channels. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 1%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Operational Excellence:</div></div> Deliver productivity-enabled investments, including <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">end-to-end</div></div> process optimization, automation and digitization, to unlock savings, fund future growth, and improve organizational agility. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 1%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Realize Tangerine&#8217;s full potential as a digital challenger:</div></div> Strengthen foundational capabilities and capitalize on opportunities as one of Canada&#8217;s leading digital challenger banks. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 1%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Accelerate data</div></div><div style="letter-spacing: 0px; top: 0px;display:inline;"></div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;&amp; analytics, technology, and digital capabilities:</div></div> Strengthen capabilities across data, technology and digital to support client experience and insight-driven decision-making, and bolster technological resiliency. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T23</div>&#8194;Canadian Banking financial performance </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 81%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
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<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
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<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">Taxable equivalent basis ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Reported results</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,484</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;10,185</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,941</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,848</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,425</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13,033</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,293</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,691</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,405</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,125</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,302</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,440</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,425</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,777</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,425</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,777</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 6pt; font-family: arial;"/>
<td colspan="4" style="height: 6pt; border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-left-width: 0.75pt; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 6pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Key ratios and other financial data</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on equity<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Productivity<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4) </div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">47.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest margin<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.29</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2.38</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Effective tax rate<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">27.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses &#8211; performing (Stages 1 and 2)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">399</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">127</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses &#8211; impaired (Stage 3)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,894</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,564</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses as a percentage of average net loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.50</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.38</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses on impaired loans as a percentage of average net loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.41</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.35</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net write-offs as a percentage of average net loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.38</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.32</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 6pt; font-family: arial;"/>
<td colspan="4" style="height: 6pt; border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-left-width: 0.75pt; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 6pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Selected Consolidated Statement of Financial Position data (average balances)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Earning assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;457,973</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">445,076</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">462,670</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">449,469</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">377,778</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">367,441</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">382,398</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">388,957</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes net (loss) income from investments in associated corporations of $19 (2024 &#8211; $(9)). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on page 20 for the description of the measure. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Glossary on page 136 for the description of the measure. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T23A</div>&#8194;Adjusted Canadian Banking financial performance<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 82%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjusted results</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;10,484</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;10,185</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,941</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,848</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,425</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13,033</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,293</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,691</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,401</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6,121</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income before taxes</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,731</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,221</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,303</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,441</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,428</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,780</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries (NCI)</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
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<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,428</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">3,780</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on page 20 for the description of the adjustments. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes adjustment for amortization of acquisition-related intangible assets of $4 (2024 &#8211; $4). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Canadian Banking <div style="letter-spacing: 0px; top: 0px;display:inline;"></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="width: 66%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; float: left; position: relative;"><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Financial Performance </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net income </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Net income attributable to equity holders was $3,425&#160;million compared to $3,777&#160;million, a decrease of 9%. Adjusted net income attributable to equity holders was $3,428 million compared to $3,780 million, a decrease of 9%. The decrease was driven primarily by higher provision for credit losses and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses, partly offset by higher net interest income and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average assets and liabilities </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Average assets were $463&#160;billion compared to $449&#160;billion. The increase was due primarily to growth of $13&#160;billion or 5% in residential mortgages. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Average liabilities were $382&#160;billion compared to $389&#160;billion. The decrease was due primarily to a reduction of $16&#160;billion in bankers&#8217; acceptances liabilities due to the BA conversion, partly offset by growth of $5&#160;billion or 4% in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-personal</div> deposits, primarily in demand accounts, and $5&#160;billion or 2% in personal deposits, mainly in chequing and savings products. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenues </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Revenues were $13,425&#160;million compared to $13,033&#160;million, an increase of 3%. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income was $10,484&#160;million compared to $10,185&#160;million, an increase of 3%. The increase was due primarily to solid asset and deposit growth, and the benefit of the BA conversion, partly offset by lower net interest margin. The net interest margin declined nine basis points to 2.29% due primarily to lower deposit margins reflecting the impact of Bank of Canada&#8217;s rate cuts, partly offset by an increase in asset margins. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income was $2,941&#160;million compared to $2,848&#160;million, an increase of 3%. The increase was due primarily to elevated private equity gains, higher mutual fund distribution fees and insurance income, partly offset by lower banking fees, including the impact of the BA conversion. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retail Banking </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Retail Banking revenues were $9,880&#160;million compared to $9,820&#160;million, an increase of 1%. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income was $7,701&#160;million compared to $7,758&#160;million, a decrease of 1%, due primarily to lower deposit margins reflecting the impact of Bank of Canada&#8217;s rate cuts, partly offset by solid asset and deposit growth, and higher asset margins. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income was $2,179&#160;million compared to $2,062&#160;million, an increase of 6%, due primarily to higher insurance revenue, mutual fund distribution fees, and banking revenue. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Business Banking </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Total Business Banking revenues were $3,545&#160;million compared to $3,213&#160;million, an increase of 10%. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income was $2,783&#160;million compared to $2,427&#160;million, an increase of 15%, due primarily to solid deposit growth, the benefit of the BA conversion, and improved margins. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income was $762&#160;million compared to $786&#160;million, a decrease of 3%, due primarily to lower banking fees, including the impact of the BA conversion, partly offset by elevated private equity gains. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The provision for credit losses was $2,293&#160;million compared to $1,691&#160;million, an increase of $602&#160;million. The provision for credit losses ratio was 50 basis points compared to 38 basis points. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The provision for credit losses on performing loans was $399&#160;million compared to $127&#160;million. The provision increased by $272 million driven by credit quality migration and significant deterioration in the macroeconomic outlook impacting both the retail and commercial portfolios. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The provision for credit losses on impaired loans was $1,894&#160;million compared to $1,564&#160;million. The provision for credit losses ratio on impaired loans was 41 basis points compared to 35 basis points. This was due primarily to higher formations in retail mortgages and unsecured portfolios, as well as commercial formations. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Non-interest</div> expenses </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses were $6,405&#160;million compared to $6,125&#160;million, an increase of 5%. The increase was due primarily to higher technology costs related to new systems and infrastructure implemented, increased project spend supporting key strategic and regulatory initiatives, as well as general inflationary increases. The productivity ratio was 47.7% compared to 47.0%. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The effective tax rate was 27.5%, compared to 27.6%. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Outlook </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Canadian Banking expects to generate strong earnings growth from good revenue growth and moderating loan losses from elevated levels in 2025. Revenue in Canadian Banking is expected to be driven by growth in loans and deposits, and a stable interest rate environment. Retail and Small Business Banking revenue growth is expected to accelerate through continued deposit mix improvements and loan growth. Commercial earnings growth will be driven by growth in loans and deposits, while maintaining the focus on profitability. Earnings growth in Tangerine is expected to remain modest, as we execute upfront strategic investments to drive more significant medium-term revenue lift. The segment will continue to maintain strong expense discipline while balancing investments in strategic initiatives to drive future growth, with a focus on generating positive operating leverage. Provision for credit losses is anticipated to recover from the elevated levels experienced in 2025. Earnings growth will be supported by the continued focus on client primacy across all segments. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div><div style="width: 31%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; margin-left: 3%; float: left; position: relative;">
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C5</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Total revenue by <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">sub-segment</div> </div></div><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">$ millions</div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 18pt; text-align: left; vertical-align: top;">&#8195;&#8194;&#8194;&#8194;&#8201;&#160;
<img alt="" src="g936350g1g99k52.jpg" style="width: 103px; height: 128px;"/></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C6</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average loans and acceptances </div></div><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">$ billions</div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<img alt="" src="g936350g1g85a45.jpg" style="width: 107px; height: 133px;"/><br/></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C7</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average deposits </div></div><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">$ billions</div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 18pt; text-align: left; vertical-align: top;">&#8195;&#8195;&#8194;&#8201;&#8201;&#8194; <div style="color: red; letter-spacing: 0px; top: 0px;display:inline;">
<img alt="" src="g936350g1g93b84.jpg" style="width: 89px; height: 124px;"/></div> </td></tr></table><div style="clear:both;max-height:0pt;"></div></div><div style="height: 0pt; clear: both; font-size: 0pt; max-height: 0px;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">47</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div id="tx937872_20" style="font-family: arial; font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">International Banking </div></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2025 Achievements</div></div></td>
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<td style="padding-left: 8pt; vertical-align: top; border-bottom-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 1pt; border-bottom-style: solid; border-left-style: solid;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="vertical-align: top; border-bottom-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Earn primary client relationships</div></div><div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="margin-top: 0pt; margin-bottom: 0pt; display: table-row;"><div style="display: table-cell;"><div style="font-family: arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2.5em;"><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></div></div><div style="display: table-cell;"><div style="font-family: arial; 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margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="margin-top: 0pt; margin-bottom: 0pt; display: table-row;"><div style="display: table-cell;"><div style="font-family: arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2.5em;"><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></div></div><div style="display: table-cell;"><div style="font-family: arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.16em;"><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">Recognized for Private Banking Excellence by Euromoney as Best International Private Bank (Bahamas, Jamaica, Cayman Islands) and Best Private Bank for Digital Solutions in Peru.</div></div></div></div><div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="margin-top: 0pt; margin-bottom: 0pt; display: table-row;"><div style="display: table-cell;"><div style="font-family: arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2.5em;"><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></div></div><div style="display: table-cell;"><div style="font-family: arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.16em;"><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">Named Best Private Bank of the Year in Mexico and Bank of the Year in Bahamas, Barbados, Jamaica, Trinidad&#160;&amp; Tobago, and Turks&#160;&amp; Caicos by The Banker.</div></div></div></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="padding-right: 2pt; vertical-align: top; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(178, 48, 64); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Business Profile </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">International Banking is comprised of a strong and universal banking franchise that provides financial advice and solutions to over 8&#160;million Retail, Commercial and GBM clients. Its geographic presence spans more than 12 countries, including Mexico, Chile, Peru, Brazil, Uruguay, and various markets in the Caribbean, with a relevant local presence in all core markets. The Bank&#8217;s unique geographical footprint ensures robust connectivity within the North American corridor. </div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Strategy </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">International Banking aims to achieve sustainable earnings growth by strategically targeting priority segments and geographies. The focus is on deepening client relationships to enhance engagement and primacy, managing credit risk prudently, accelerating deposit growth, and prioritizing expansion in markets with scale opportunities. International Banking will continue to maintain a strong emphasis on expense management while executing our long-term vision of building a robust client franchise across priority segments and geographies, supported by a diverse and talented team. International Banking business has successfully undergone a structural transformation and is now well positioned to deliver sustainable earnings and profitability growth, while effectively navigating market challenges. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;International Banking <div style="letter-spacing: 0px; top: 0px;display:inline;"></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2026 Priorities </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 1%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Deepen client relationships</div></div>: Strengthen relationships by launching tailored value propositions in IB Retail to drive acquisition, deepen engagement, and enhance retention. Roll out segmented&#160;and consistent IB Commercial offerings focused on cash management and cross-border solutions to deliver improved client experience. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 1%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Grow and scale in priority markets</div></div>: Focus on strategic segments and geographies while preserving franchise value across other businesses. Expand Global Transaction Banking by leveraging existing assets and capabilities to reinforce our balance sheet. Capture efficiencies through regionalization of support functions, elimination of stranded costs, and deployment of scalable technologies. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 1%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Make it easy to do business with us</div></div>: Leverage segmentation, digitization, and personalization to deliver regional solutions and boost productivity, competitiveness and improve client experience. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 1%; text-align: left; vertical-align: top;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Win as one team</div></div>: Continue to strengthen culture and management processes, align incentives to drive accountability and execution, and deliver on sustainability commitments. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T24</div>&#8194;International Banking financial performance &#8211; Reported </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 81%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
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<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">Taxable equivalent basis ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Reported results</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,866</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,867</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,177</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,999</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,043</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11,866</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,309</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,285</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,164</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,170</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">781</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">705</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,789</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,706</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">125</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,631</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,581</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-left-width: 0.75pt; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Key ratios and other financial data</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on equity<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14.6</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Productivity<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4) </div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">51.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">52.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest margin<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.50</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.41</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Effective tax rate<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21.9</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">20.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses &#8211; performing (Stages 1 and 2)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">129</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(52</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses &#8211; impaired (Stage 3)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,180</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,337</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses as a percentage of average net loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.41</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.37</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses on impaired loans as a percentage of average net loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.34</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.40</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net write-offs as a percentage of average net loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.21</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.25 </td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-left-width: 0.75pt; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Selected Consolidated Statement of Financial Position data (average balances)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Earning assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;212,977</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;215,507</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">226,820</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">231,456</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">130,252</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">130,227</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">175,426</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">178,579</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes income (on a taxable equivalent basis) from associated corporations of $152 (2024 &#8211; $130). This income from associated corporations includes a tax normalization adjustment of $34 (2024 &#8211; $27). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on page 20 for the description of the measure. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Glossary on page 136 for the description of the measure. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T24A</div>&#8194;Adjusted International Banking financial performance<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 82%;"/>
<td style="width: 2%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 3%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjusted results</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,866</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,867</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,177</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,999</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;12,043</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;11,866</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,309</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,285</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,136</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6,138</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income before taxes</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,598</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,443</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">789</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">714</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,809</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,729</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests (NCI)</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">125</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,651</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2,604</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on page 20 for the description of the adjustments. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes adjustment for amortization of acquisition-related intangible assets of $28 (2024 &#8211; $32). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">49</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="width: 66%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; float: left; position: relative;"><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Financial Performance </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net income </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Net income attributable to equity holders was $2,631&#160;million compared to $2,581&#160;million, an increase of 2%. The increase was driven primarily by higher <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income, lower <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses and the positive impact of foreign currency translation. This was partly offset by higher income taxes, higher provision for credit losses. Adjusted net income attributable to equity holders was $2,651&#160;million compared to $2,604&#160;million, an increase of 2%. </div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Financial Performance on an Adjusted and Constant Dollar Basis </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">The discussion below on the results of operations is on an adjusted and constant dollar basis. Under the constant dollar basis, prior period amounts are recalculated using current period average foreign currency rates, which is a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> financial measure (refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on page 20). The Bank believes that constant dollar is useful for readers in assessing ongoing business performance without the impact of foreign currency translation and is used by management to assess the performance of the business segment. Ratios are on a reported basis. </div></div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T25</div>&#8194;International Banking financial performance on reported and constant dollar basis </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 71%;"/>
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<td/>
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<td style="width: 3%; vertical-align: bottom;"/>
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<td/>
<td style="width: 4%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">Taxable equivalent basis ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,866</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,856</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,177</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,980</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,043</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11,836</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,309</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,293</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,164</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,121</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">781</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">704</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income on constant dollar basis</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,789</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,718</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries on a constant dollar basis</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">128</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank on a constant dollar basis</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,631</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,590</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-left-width: 0.75pt; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Selected Consolidated Statement of Financial Position data (average&#160;balances)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;226,820</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;231,900</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">175,426</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">177,824</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 10.5pt; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 10.5pt; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes net income from investments in associated corporations of $152 (2024 &#8211; $132). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T25A</div>&#8194;International Banking financial performance on adjusted and constant dollar basis </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 71%;"/>
<td style="width: 3%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 5%; vertical-align: bottom;"/>
<td style="width: 4%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 7%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">Taxable equivalent basis ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,866</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,856</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Non-interest income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,177</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,980</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;12,043</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;11,836</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,309</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,293</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Non-interest expenses<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,136</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,089</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">789</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">713</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income on constant dollar basis</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,809</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,741</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to non-controlling interests in subsidiaries on a constant dollar basis</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">128</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank on a constant dollar basis</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,651</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,613</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 10.5pt; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 10.5pt; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes adjustment for amortization of acquisition-related intangible assets of $28 (2024 &#8211; $32). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div><div style="width: 31%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; margin-left: 3%; float: left; position: relative;">
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C8</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Total revenue by region </div></div><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">$ millions</div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;</div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">
<img alt="" src="g936350g1g74p82.jpg" style="width: 107px; height: 131px;"/><br/></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C9</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average loans and acceptances </div></div><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">$ billions<div style="font-style: normal;display:inline;"><div style="font-style:italic;display:inline;"> </div></div></div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;</div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">
<img alt="" src="g936350g1g71x75.jpg" style="width: 107px; height: 127px;"/><br/></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C10</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average earning assets by region </div></div><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">$ billions<div style="font-style: normal;display:inline;"><div style="font-style:italic;display:inline;"> </div></div></div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;</div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">
<img alt="" src="g936350g1g62i39.jpg" style="width: 107px; height: 133px;"/><br/></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C11</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Average deposits </div></div><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">$ billions</div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;</div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">
<img alt="" src="g936350g1g17p23.jpg" style="width: 95px; height: 124px;"/><br/></div></td></tr></table><div style="clear:both;max-height:0pt;"></div></div><div style="height: 0pt; clear: both; font-size: 0pt; max-height: 0px;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;International Banking<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net income </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders was $2,631 million compared to $2,590 million, an increase of 2%. Adjusted net income attributable to equity holders was $2,651 million compared to $2,613 million. The increase was driven primarily by higher non-interest income and net interest income, partly offset by higher income taxes, provision for credit losses and non-interest expenses. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets and liabilities </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Average assets were $227 billion, a decrease of $5 billion or 2%. Total loans decreased by 3%, primarily in Mexico, Brazil and Peru. The decrease was driven by an 8% reduction in business loans, in line with the Bank&#8217;s capital deployment strategy. This was partly offset by an increase of 3% in retail loans, mostly mortgages. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Average liabilities were $175 billion, a decrease of $3 billion or 1%. Total deposits were in line with previous year, and personal deposits increased by 1% mainly in Mexico, while non-personal deposits were in line with previous year. Term deposits decreased by 3%, and non-term deposits increased by 5% mainly in Peru and Chile. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenues </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Revenues were $12,043 million compared to $11,836 million, an increase of 2%. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income was $8,866 million compared to $8,856 million, in line with the prior period. Net interest margin increased by nine&#160;basis points to 4.50%, driven by lower funding costs due to declines in central bank rates. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Non-interest income was $3,177 million compared to $2,980 million, an increase of 7%. This was driven mainly by higher capital markets revenues in Chile and Mexico, corporate loan fees in Colombia, and banking fees in Uruguay. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The provision for credit loss was $2,309 million compared to $2,293 million, an increase of $16 million. The provision for credit losses ratio was 141&#160;basis points compared to 137 basis points. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The provision for credit losses on performing loans was $129 million compared to a reversal of $52 million. The provision this period was driven by retail portfolio growth, credit quality migration in the commercial portfolio along with the continued unfavourable macroeconomic outlook. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The provision for credit losses on impaired loans was $2,180 million compared to $2,345 million. The provision for credit losses ratio on impaired loans was 134 basis points compared to 140 basis points. This was due primarily to a decrease in retail provisions driven by lower formations mainly in Colombia and Peru, due in part to the CrediScotia divestiture. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Non-interest</div> expenses </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Non-interest expenses were $6,164 million compared to $6,121 million, an increase of 1%, driven mainly by higher technology costs and salaries and employee benefits. This was offset by lower depreciation and amortization in Colombia. The business continues to realize the benefits from its efficiency initiatives, despite an inflationary environment. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The effective tax rate was 21.9% compared to 20.6%. On an adjusted basis, the effective tax rate was 21.9% compared to 20.7%. The increase was due primarily to the impact of the GMT in the current year and lower inflationary adjustments in Mexico partially offset by higher tax exempt income. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Outlook </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">International Banking earnings, excluding divestitures, are expected to increase modestly. Good growth in pre-tax pre-provision earnings is expected to be offset by slightly elevated loan loss provisions and a higher tax rate. Revenues, excluding the impact of divestures, are expected to grow, supported by strong performance across retail, commercial, and GBM segments, with good loan and deposit growth. Expenses, excluding the impact of divestures, are projected to modestly increase below inflation rates, reflecting the benefits from productivity initiatives. The segment will continue to invest selectively to grow profitably across the markets while generating positive operating leverage.</div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">51</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Management&#8217;s Discussion and Analysis </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div id="tx937872_21" style="margin-top:0pt; margin-bottom:0pt; font-size:18pt; font-family:arial">Global Wealth Management </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="BORDER-TOP:1.00pt solid #b23040;vertical-align:top"><div style="font-weight:bold;display:inline;">2025 Achievements</div></td>
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<td style="BORDER-BOTTOM:1.00pt solid #b23040;vertical-align:top"><div style="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial;font-weight:bold">Earn primary client relationships</div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div><div style="margin-top:0pt;margin-bottom:0pt; display: table-row"><div style="display: table-cell"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.500000em; font-family:arial">&#8226;</div></div><div style="display: table-cell"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.168750em; font-family:arial">Through our commitment to provide clients with Total Wealth advice, Scotia&#8217;s Wealth Management businesses reached an <div style="white-space:nowrap;display:inline;">all-time</div> high in client satisfaction, as measured by Net Promotor Score.</div></div></div><div style="margin-top:0pt;margin-bottom:0pt; display: table-row"><div style="display: table-cell"><div style=" margin-top:0pt ; 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<td style="BORDER-RIGHT:1.00pt solid #b23040; BORDER-BOTTOM:1.00pt solid #b23040; padding-right:2pt;vertical-align:top">&#160;</td></tr></table><div style="margin-top:8pt; margin-bottom:0pt; font-size:9pt; font-family:arial;font-weight:bold">Business Profile </div><div style="margin-top:4pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Global Wealth Management is focused on delivering comprehensive wealth management advice and solutions to clients across Scotiabank&#8217;s footprint. Global Wealth Management serves over 2&#160;million investment fund and advisory clients across 12 countries &#8211; administering over $750&#160;billion in assets. </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="font-weight:bold;display:inline;">52</div>&#8194;<div style="font-family:arial; font-size:7pt;color:#b23040;display:inline;">|</div><div style="font-family:arial;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Global Wealth Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Global Wealth Management has built a robust client-centric business with comprehensive advice, products, and platforms to meet a broad range of client needs. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Global Wealth Management is comprised of the following businesses: </div></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Wealth Management:</div></div> Online brokerage (Scotia iTRADE), Scotia Financial Planning (Scotiabank), Full-service brokerage (ScotiaMcLeod and MD Financial Management), Scotiatrust, Private Banking, Private Investment Counsel (Scotia Jarislowsky Fraser, and MD Financial Management). </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Asset Management:</div></div> Retail mutual funds, Exchange Traded Funds, Liquid Alternatives, Institutional Funds/Strategies. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Scotiatrust, ScotiaMcLeod, Scotia iTRADE, Private Banking, Private Investment Counsel, 1832 Asset Management and Dynamic Funds are top performers in key industry metrics. </div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Strategy </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Global Wealth Management continues to execute on its mission to provide clients with strong risk-adjusted investment results and financial planning to deliver wealth solutions that meet their complex needs. The focus continues to be delivering comprehensive advice and planning to best serve clients in the current economic environment and through all market conditions. To maintain our strong momentum towards that focus, Global Wealth Management is continuing to enhance our Total Wealth advice capabilities in Canadian and international markets as well as broaden our proprietary and third-party distribution capabilities. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In addition, Global Wealth Management is focused on building a unified data, analytics, and operations foundation to personalize client experiences and accelerate growth. </div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2026 Priorities </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Earn primary client relationships: </div></div>Evolve Total Wealth model to do even more financial planning across our Canadian and international footprint, and broaden investment advice to Retail clients to win new clients and deepen relationships. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Grow and scale in priority businesses: </div></div>Maximize momentum in Canada across Wealth and Asset Management through our distribution channels and salesforce, while continuing to scale capabilities in international markets to accelerate growth. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Make it easier to do business with us: </div></div>Deliver innovative, streamlined digital client solutions and modernize our advisor tools and platforms to deliver a leading <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">end-to-end</div></div> client experience, while investing in our people to grow our integrated team. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Win as one team: </div></div>Deepen partnerships with Retail, Small Business and Commercial Banking to deliver the whole Bank to clients, and foster an inclusive culture that reflects our communities and our Scotia Bond. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T26</div>&#8194;Global Wealth Management financial performance </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 84%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
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<td style="width: 2%; vertical-align: bottom;"/>
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<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">Taxable equivalent basis ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Reported results</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,025</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">786</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,403</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4,803</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,428</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,589</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">27</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,144</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,655</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">590</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">479</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,680</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,428</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">10</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,670</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,418</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-left-width: 0.75pt; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Key ratios and other financial data</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on equity<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Productivity<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3) </div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">64.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">65.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Effective tax rate<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">25.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-left-width: 0.75pt; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Selected Consolidated Statement of Financial Position data (average balances)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Earning assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;28,706</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;25,843</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,273</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">35,468</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45,731</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">36,673</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48,041</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">40,967</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-left-width: 0.75pt; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other ($ billions)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Assets under administration<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">797</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">704</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Assets under management<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">432</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">373</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on page 20 for the description of the measure. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Glossary on page 136 for the description of the measure. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">53</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T26A</div>&#8194;Adjusted Global Wealth Management financial performance<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 84%;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjusted results</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,025</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">786</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,403</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4,803</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,428</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,589</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">27</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,108</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,619</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income before taxes</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,306</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,943</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">600</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">489</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;1,706</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;1,454</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries (NCI)</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,696</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,444</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on page 20 for the description of the adjustments. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes adjustment for Amortization of acquisition-related intangible assets of $36 (2024 &#8211; $36). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Global Wealth Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="width: 66%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; float: left; position: relative;"><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Financial Performance </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net income </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders was $1,670 million compared to $1,418 million, an increase of 18%. The increase was driven primarily by higher non-interest income and net interest income, partly offset by higher non-interest expenses. Adjusted net income attributable to equity holders was $1,696 million compared to $1,444 million, an increase of 17%. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets under management (AUM) and assets under administration (AUA) </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Assets under management were $432 billion compared to $373 billion, an increase of 16%, and assets under administration were $797&#160;billion compared to $704 billion, an increase of 13%, driven by market appreciation and higher net sales. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenues </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Revenues were $6,428 million compared to $5,589 million, an increase of 15%. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income was $1,025 million compared to $786 million, an increase of 31%, driven by strong loan and deposit growth, and improved margins. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Non-interest income was $5,403 million compared to $4,803 million, an increase of 12%. The increase was due primarily to higher mutual fund, brokerage and investment management fees, driven by assets under management and assets under administration growth. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Revenues were $5,572 million compared to $4,829 million, an increase of 15%. The increase was due primarily to higher mutual fund, brokerage, and investment management fees, driven by assets under management and assets under administration growth, and higher net interest income driven by loan and deposit growth, and improved margins. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Revenues of $856 million compared to $760 million, an increase of 13%. The growth was due primarily to higher mutual fund fees, investment management fees and brokerage revenues, driven by assets under management and assets under administration growth in Mexico, Peru, and Chile, and net interest income, driven by loan and deposit growth, and improved margins. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The provision for credit losses was $14 million compared to $27 million, a decrease of $13&#160;million. The provision for credit losses ratio was five basis points compared to 11 basis points. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses on performing loans was $9 million, compared to $3 million. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses on impaired loans was $5 million, compared to $24 million. The provision for credit losses ratio on impaired loans was two basis points compared to nine basis points. The higher provisions last year were driven by higher formations, mainly related to two impaired loan accounts in Canada. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Non-interest</div> expenses </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Non-interest expenses were $4,144 million compared to $3,655 million, an increase of 13%, due primarily to higher volume-related expenses, technology costs, and sales force expansion to support business growth. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The effective tax rate was 26.0%, compared to 25.1%, due to the implementation of the GMT in certain jurisdictions. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Outlook </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Global Wealth Management expects to generate strong earnings growth in 2026. Revenue growth is expected to be driven by strong business volumes, retail mutual fund volume growth through active management and multi-brand distribution in Canada; market appreciation; solid growth across our advisory business and Private Banking; and continued expansion across our key international markets. The segment will continue to invest in the business through ongoing enhancements to digital client and advisor capabilities. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div><div style="width: 31%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; margin-left: 3%; float: left; position: relative;">
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C12</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Total revenue by <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">sub-segment</div> </div></div><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">$ millions</div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8195;&#8195;&#160;
<img alt="" src="g936350g1g96m57.jpg" style="width: 100px; height: 123px;"/></div></div><div style="font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<tr style="page-break-inside: avoid;">
<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C13</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Wealth management assets under administration (AUA) </div></div><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">$ billions, as at October&#160;31</div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8195;&#8195;&#160;
<img alt="" src="g936350g1g20w80.jpg" style="width: 90px; height: 119px;"/></div></div><div style="font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C14</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Wealth management assets under management (AUM) </div></div><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">$ billions, as at October&#160;31</div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8195;&#8195;&#160;
<img alt="" src="g936350g1g92y59.jpg" style="width: 90px; height: 125px;"/>&#8203;&#8203;&#8203;&#8203;&#8203;&#8203;&#8203;</div></div></div><div style="height: 0pt; clear: both; font-size: 0pt; max-height: 0px;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">55</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div id="tx937872_22" style="font-family: arial; font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">Global Banking and Markets </div></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="padding-left: 8pt; vertical-align: top; border-bottom-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 1pt; border-bottom-style: solid; border-left-style: solid;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="vertical-align: top; border-bottom-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Earn primary client relationships</div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="margin-top: 0pt; margin-bottom: 0pt; display: table-row;"><div style="display: table-cell;"><div style="font-family: arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.5em;"><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></div></div><div style="display: table-cell;"><div style="font-family: arial; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.16em;"><div style="font-family: arial; 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margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(178, 48, 64); border-right-width: 1pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Business Profile </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Global Banking and Markets (GBM) provides corporate clients with lending and transaction services, investment banking advice and access to capital markets. GBM is a full-service wholesale bank in the Americas, serving clients across Canada, the United States, Latin America, Europe and Asia-Pacific. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Global Banking and Markets<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Strategy </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Global Banking and Markets&#8217; ambition is to deliver sustainable and profitable growth for shareholders, driven by disciplined capital allocation across our footprint. To achieve this vision, GBM is focused on increasing relevance with clients with leading financial advice and solutions and on expanding the Bank&#8217;s full-service corporate offering and prioritizing client relationships where we can provide incremental value beyond lending. We are leveraging regional and institutional capabilities to deliver for our clients with focused growth in businesses and markets supported by our strategic framework. </div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">2026 Priorities </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Earn primary client relationships: </div></div>Advance primary client relationships by expanding and deepening repeatable <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">fee-based</div> offerings together with refining our approach to capital and liquidity pricing to deliver enhanced value for clients and shareholders. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Grow and scale in priority markets: </div></div>Accelerate growth in priority markets by deepening our North American footprint &#8211; in the U.S., execute significant upgrades in cash management and invest in infrastructure to enable scalable expansion and regulatory alignment. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Make it easy to do business with us: </div></div>Streamline delivery with a client-first global coverage model to lead our clients&#8217; advisory needs and win event-based mandates (e.g. M&amp;A, Leveraged Finance), driving alpha with high margins. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Win as one team:</div></div> Advance a unified <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">go-to-market</div></div> strategy by aligning client coverage across GBM and the broader enterprise and strengthening our senior banker bench in Canada and the U.S. to improve client connectivity, expand partnership opportunities and deliver the whole bank to our clients. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T27</div>&#8194;Global Banking and Markets financial performance </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">Taxable equivalent basis ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Reported results</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,400</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,102</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,766</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,959</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,166</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,061</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">47</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,563</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,122</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">585</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">414</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,921</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,478</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,922</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,478</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-left-width: 0.75pt; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Key ratios and other financial data</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on equity<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12.8</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Productivity<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57.8</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">61.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net Interest Margin<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.77</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.55</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Effective tax rate<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">21.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses &#8211; performing (Stages 1 and 2)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">42</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses &#8211; impaired (Stage 3)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses as a percentage of average net loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.08</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.04</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses on impaired loans as a percentage of average net loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.05</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net write-offs as a percentage of average net loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.06</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-left-width: 0.75pt; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Selected Consolidated Statement of Financial Position data (average balances)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;139,466</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;132,210</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Loans and acceptances</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">96,669</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">111,670</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Earning assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">462,669</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">454,808</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">509,263</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">494,595</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">176,365</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">172,023</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">520,167</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">475,212</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Includes the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">gross-up</div> of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> income earned on certain securities reported in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income for the year ended October&#160;31, 2025 &#8211; nil (October 31, 2024 &#8211; $52). </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on page 20 for the description of the measure. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Glossary on page 136 for the description of the measure. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">57</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="width: 66%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; float: left; position: relative;"><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Financial Performance </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net income </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Global Banking and Markets reported net income attributable to equity holders of $1,922&#160;million, compared to $1,478 million, an increase of 30%. The increase was driven primarily by higher non-interest income, higher net interest income, and the positive impact of foreign currency translation. This was partly offset by higher non-interest expenses, higher provision for credit losses, and higher income taxes. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average assets and liabilities </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Average assets were $509 billion compared to $495 billion, an increase of 3%. The increase was due mainly to higher securities purchased under resale agreements, higher trading securities and the impact of foreign currency translation, partly offset by lower corporate loans and acceptances of $15 billion or 13%. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Average liabilities were $520 billion compared to $475 billion, an increase of 9%. The increase was due mainly to higher securities sold under repurchase agreements, higher deposit volumes of $4 billion or 3%, and the impact of foreign currency translation. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenues </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Revenues were $6,166 million compared to $5,061 million, an increase of 22%. The increase was due primarily to higher non-interest income, higher net interest income and the positive impact of foreign currency translation. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income was $1,400 million compared to $1,102 million, an increase of 27%. The increase was due primarily to higher net interest income from corporate lending margins, higher deposit volumes, and capital market activities. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Non-interest income was $4,766 million compared to $3,959 million, an increase of 20%. The increase was due primarily to higher fixed income and equities trading-related revenues, higher fee and commission revenues and higher underwriting and advisory fees. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The provision for credit losses was $97 million compared to $47 million, an increase of $50&#160;million. The provision for credit losses ratio was eight basis points compared to four&#160;basis&#160;points. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The provision for credit losses on performing loans was $43 million compared to $42 million. The provision this period was driven primarily by credit quality migration in the U.S. and Canada. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The provision for credit losses on impaired loans was $54 million compared to $5 million, due primarily to one account. The provision for credit losses ratio on impaired loans was five&#160;basis points. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Non-interest</div> expenses </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Non-interest expenses were $3,563 million compared to $3,122 million, an increase of 14%. 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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C15</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total Revenue (2025) </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;</div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="color:red;display:inline;">
<img alt="" src="g936350g1g31n47.jpg" style="width: 118px; height: 109px;"/></div> </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C16</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Business banking revenue </div></div><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">$ millions</div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 12pt;">&#160;</td>
<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;</div></div></td>
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<img alt="" src="g936350g1g55r58.jpg" style="width: 101px; height: 86px;"/></div> </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C17</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Capital markets revenue by business line </div></div><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">$ millions</div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;</div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="color:red;display:inline;">
<img alt="" src="g936350g1g18o32.jpg" style="width: 131px; height: 124px;"/></div> </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C18</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Composition of average assets </div></div><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">$ billions</div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;</div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="color:red;display:inline;">
<img alt="" src="g936350g1g26u06.jpg" style="width: 149px; height: 146px;"/></div> </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C19</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">US Net Income </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 18.75pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;</div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="color:red;display:inline;">
<img alt="" src="g936350g1g67w12.jpg" style="width: 90px; height: 98px;"/></div> </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div></div><div style="height: 0pt; clear: both; font-size: 0pt; max-height: 0px;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Other<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div id="tx937872_23" style="font-family: arial; font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">Other </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Other segment includes Group Treasury, investments in certain associated corporations, and smaller operating segments and corporate items which are not allocated to a business line. Group Treasury is primarily responsible for Balance Sheet, Liquidity and Interest Rate Risk management, which includes the Bank&#8217;s wholesale funding. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Net interest income, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income, and the provision for income taxes in each period include the elimination of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> income <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">gross-up.</div> This amount is included in the operating segments, which are reported on a taxable equivalent basis. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Net income from associated corporations and the provision for income taxes in each period include the tax normalization adjustments related to the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">gross-up</div> of income from associated companies. This adjustment normalizes the effective tax rate in the divisions to better present the contribution of the associated companies to the divisional results. </div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Financial Performance </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T28</div>&#8194;Other financial performance </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
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<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Reported results</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2) </div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(253</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1,688</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)(3)(4)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(68</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(191</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(321</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1,879</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,242</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">623</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2) </div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(507</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;(1,006</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income (loss)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,057</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(1,497</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income (loss) attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(198</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income (loss) attributable to equity holders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(1,859</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">(1,496</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Includes net residual funds transfer pricing, and the elimination of the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> income <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">gross-up</div> reported in net interest income, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income, and provision for income taxes in the business segments, which are reported on a taxable equivalent basis. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes net income from investments in associated corporations of $436 (2024 &#8211; $77). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes elimination of fees paid to Canadian Banking by Canadian Wealth Management for administrative support and other services provided by Canadian Banking to the Global Wealth Management businesses. These are reported as revenues in Canadian Banking and operating expenses in Global Wealth Management. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T28A</div>&#8194;Adjusted Other financial performance<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 85%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjusted results</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(253</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1,688</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(78</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(48</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(331</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1,736</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">373</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(39</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income before taxes</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(705</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;(1,698</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8201;&#8199;(351</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(884</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income (loss)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(354</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(814</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income (loss) attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests (NCI)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income (loss) attributable to equity holders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(347</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">(815</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures on page 20 for the description of the adjustments. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes adjustment for divestitures and wind-down of operations of $(36) (2024 &#8211; $143) and amortization of intangible assets of $26 (2024 &#8211; nil). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Includes adjustment for legal provision of $74 (2024 &#8211; $176), restructuring charge and severance provisions of $373 (2024 &#8211; $53) and divestitures and wind-down of operations of $1,422 (2024 &#8211; $(7)). Includes adjustment for impairment of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets of $440 for the year ended October 31, 2024. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net income </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Other segment reported a net loss attributable to equity holders of $1,859 million compared to a net loss of $1,496 million, including adjusting items of $1,512 million in the current period, compared to adjusting items of $681 million in the prior year (refer to Non-GAAP measures on page 20). Adjusted net income attributable to equity holders was a loss of $347 million compared to a net loss of $815 million in the prior year. The lower loss of $468 million was due to higher revenues resulting primarily from lower funding costs, partly offset by higher non-interest expenses. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenues </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Revenues were negative $321 million compared to negative $1,879 million in the prior year. Adjusted revenues were negative $331 million compared to negative $1,736 million in the prior year. The improvement of $1,405 million is due primarily to lower funding costs as a result of central bank rate decreases in the current and prior year, and higher income from associated corporations primarily related to the KeyCorp investment. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Non-interest</div> expenses </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Non-interest expenses were $2,242 million, compared to $623 million. Included in non-interest expenses is an impairment loss of $1,422 million related to the announced sale of the banking operations in Colombia, Costa Rica and Panama, restructuring charge and severance provisions of $373 million and legal provisions of $74 million. Adjusted non-interest expenses were $373 million compared to a recovery of $39&#160;million in the prior year. The increase of $412 million is due mainly to higher project costs and higher pension-related expenses. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Outlook </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The loss in the Other segment is expected to improve in fiscal 2026. 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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ billions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Change</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Volume<br/>Change</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">FX<br/>Change</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
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<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
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<td style="vertical-align: bottom;">&#160;&#160;</td>
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<td style="vertical-align: bottom;">&#160;</td>
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<td style="vertical-align: bottom;">&#160;</td>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Cash, deposits with financial institutions and precious metals</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">66.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
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<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5.4</td>
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<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.7</td>
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<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">152.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">129.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">17.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">15.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.6</td>
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<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">203.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">200.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.2</td>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">44.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">150.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">152.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(3.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Loans</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">760.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">57.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">15.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,412.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-left-width: 0.75pt; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">966.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">943.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">51.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold under repurchase agreements&#160;and securities lent</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">190.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(0.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(2.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">152.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">134.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">7.8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(1.8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(2.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,371.4</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,327.9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1.9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-left-width: 0.75pt; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equity</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Common equity<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76.9</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">73.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Preferred shares and other equity instruments</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-controlling</div> interests in subsidiaries</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total equity</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">88.6</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">84.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">5.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
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<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities and equity</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,412.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">3.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 10.5pt; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes net impact of foreign currency translation, primarily change in spot rates on the translation of assets and liabilities from functional currency to Canadian dollar equivalent. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div><div style="width: 31%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; margin-left: 3%; float: left; position: relative;">
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C20</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Loan portfolio loans&#160;&amp; acceptances, $ billions, as at October&#160;31</div></div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"> </div></div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;</div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">
<img alt="" src="g936350g1g00z53.jpg" style="width: 90px; height: 145px;"/><br/></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C21</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits $ billions, as at October&#160;31 </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;</div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">
<img alt="" src="g936350g1g00x53.jpg" style="width: 92px; height: 138px;"/><br/></div></td></tr></table><div style="clear:both;max-height:0pt;"></div></div><div style="height: 0pt; clear: both; font-size: 0pt; max-height: 0px;"></div><div id="tx937872_24" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Statement of Financial Position </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets </div></div><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s total assets were $1,460 billion as at October 31, 2025, an increase of $48 billion from October 31, 2024. Cash, deposits with financial institutions and precious metals increased $5 billion due mainly to higher amounts at central banks and increases in gold position and price. Trading assets increased $22 billion due mainly to higher trading securities held as a hedge on derivatives. Securities purchased under resale agreements and securities borrowed increased $2 billion due mainly to higher client activity. Derivative instrument assets increased $2 billion due mainly to changes in valuations. Investment securities decreased $3 billion due mainly to lower holdings of common equities in the treasury portfolio. Loans increased $10 billion. Residential mortgages were up $19 billion due mainly to growth in Canada and personal loans increased $4 billion mainly in Latin America, which were partly offset by lower business and government loans, mainly in Asia and Canada. Other assets increased $9 billion due mainly to the Bank&#8217;s investment in KeyCorp and higher collateral requirements relating to capital markets businesses. </div></div><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities were $1,371 billion as at October 31, 2025, an increase of $44 billion from October 31, 2024. Total deposits increased $22 billion. Personal deposits of $302 billion increased $3 billion mainly in Latin America and business and government deposits were higher by $28 billion, mainly in U.S., Europe, Canada and Latin America, which were partly offset by lower deposits by financial institutions, mainly in Asia. Derivative instrument liabilities increased by $5 billion due mainly to changes in valuations. Other liabilities increased $18 billion due mainly to new issuances of financial instruments designated at fair value through profit or loss and higher obligations related to securities sold short. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equity </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Total equity was $89 billion, an increase of $5 billion from October 31, 2024. Equity was higher due to current year earnings of $7,758 million less dividends paid of $5,875 million, other comprehensive income of $2,397 million, and net preferred shares and other equity instruments issuances of $1,160 million less share buybacks of $913 million. Other comprehensive income mainly consisted of gains on derivative instruments designated as cash flow hedges of $1,057 million, foreign currency translation of $708 million, and net change in fair value of debt securities measured through other comprehensive income of $533 million. </div></div><div id="tx937872_25" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Capital Management </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Overview </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Scotiabank is committed to maintaining a strong capital base to support the risks associated with its diversified businesses. Strong capital levels contribute to financial safety for the Bank&#8217;s customers, foster investor confidence and support strong credit ratings. It also allows the Bank to take </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Group Financial Condition<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">advantage of growth opportunities as they arise and enhance shareholder returns through increased dividends. The Bank&#8217;s capital management framework includes a comprehensive internal capital adequacy assessment process (ICAAP), aimed at ensuring that the Bank&#8217;s capital is adequate to meet current and future risks and achieve its strategic objectives. Key components of the Bank&#8217;s ICAAP include sound corporate governance; creating a comprehensive risk appetite for the Bank; managing and monitoring capital, both currently and prospectively; and utilizing appropriate financial metrics which relate risk to capital, including internal capital and regulatory capital measures. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Governance and oversight </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank has a sound capital management framework to measure, deploy and monitor its available capital and assess its adequacy. Capital is managed in accordance with the Board-approved Capital Management Policy. In addition, the Board reviews and approves the Bank&#8217;s annual capital and strategic plans. The Asset-Liability Committee and senior executive management provide governance over the capital management process. The Bank&#8217;s Finance, Group Treasury and Global Risk Management groups take a coordinated approach to implementing the Bank&#8217;s capital plan. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk appetite </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The risk appetite framework that establishes enterprise-wide risk tolerances in addition to capital limits is detailed in the Risk Management section &#8220;Risk Appetite&#8221;. The framework encompasses medium-term targets with respect to regulatory capital thresholds, earnings and other risk-based parameters. These limits drive behaviour to ensure the Bank achieves the following overall objectives: exceed regulatory and internal capital targets, manage capital levels commensurate with the risk profile of the Bank, maintain strong credit ratings and provide the Bank&#8217;s shareholders with acceptable returns. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Regulatory capital </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Canadian banks are subject to the revised capital adequacy requirements as published by the Basel Committee on Banking Supervision (BCBS) and commonly referred to as Basel III. Under Basel III, there are three primary risk-based regulatory capital ratios used to assess capital adequacy: Common Equity Tier 1 (CET1), Tier 1 and Total capital, which are determined by dividing those capital components by risk-weighted assets (RWA). Basel&#160;III also provides guidance on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-viability</div> contingent capital (NVCC). The guidance stipulates that in order to qualify as regulatory capital, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-common</div> share capital instruments must be convertible into common equity upon a trigger event as defined within the guidance. </div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">C22</div>&#8194;Minimum Regulatory Capital Requirements (as at October&#160;31, 2025) </div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: center; margin-top: 0pt; margin-bottom: 0pt;">
<img alt="" src="g936350g1g00z54.jpg" style="width: 608px; height: 228px;"/><br/></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">The Office of the Superintendent of Financial Institutions, Canada (OSFI) has issued guidelines, reporting requirements and disclosure guidance which are consistent with the international implementation of Basel III. OSFI requires Canadian deposit-taking institutions to meet minimum requirements related to risk-weighted assets of 7%, 8.5% and 10.5% for CET1, Tier 1 and Total capital ratios, respectively, which includes the capital conservation buffer of 2.5%. OSFI has also designated the Bank a domestic systemically important bank <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(D-SIB),</div> increasing its minimum capital ratio requirements by 1% across all tiers of capital, in line with the requirements for Global Systemically Important Banks. OSFI&#8217;s minimum Pillar 1 capital ratio requirements are 8.0%, 9.5% and 11.5% for Common Equity Tier 1, Tier 1 and Total capital ratios, respectively. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">In June 2018, OSFI implemented the Domestic Stability Buffer, to be held by Domestic Systemically Important Banks <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(D-SIBs)</div> as an additional Pillar 2 buffer. Breaches of this buffer will not result in banks being subject to automatic constraints on capital distributions. Instead, OSFI will require a remediation plan to address any shortfall to their minimum. Supervisory interventions pursuant to OSFI&#8217;s Guide to Intervention would occur in cases where a remediation plan is not produced or executed in a timely manner satisfactory to OSFI. OSFI undertakes a review of the buffer on a semi-annual basis, in June and December, and any changes to the buffer are made public, along with supporting rationale. In exceptional circumstances, OSFI may make and announce adjustments to the buffer <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">in-between</div> scheduled review dates. In addition, OSFI may subsequently vary the minimum requirements for individual <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIBs</div> or groups of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIBs,</div> as a supervisory measure. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Effective November&#160;1, 2023, the Domestic Stability Buffer (DSB) was increased to 3.5% of total risk-weighted assets. This DSB requirement of 3.5% was maintained by OSFI in their most recent June 2025 announcement. OSFI&#8217;s minimum regulatory capital ratio requirements, including the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIB</div> 1.0% surcharge and its DSB are: 11.5%, 13.0% and 15.0% for Common Equity Tier 1 (CET1), Tier 1 and Total capital ratios, respectively. In addition, the Bank is presently subject to a BCBS countercyclical buffer requirement of approximately eight basis points. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Leverage ratio </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">In addition to risk-based capital ratio requirements, Basel III introduced a simpler, non risk-based Leverage ratio requirement to act as a supplementary measure to its risk-based capital requirements. The Leverage ratio is defined as a ratio of Basel III Tier 1 capital to a leverage exposure measure which includes <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">on-balance</div> sheet assets and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet commitments, derivatives and securities financing transactions, as defined within the requirements. OSFI&#8217;s Basel III Leverage Ratio Requirements Guideline and Public Disclosure Requirements outline the </div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">application and disclosure of the Basel III Leverage ratio in Canada. Institutions are expected to maintain an operating buffer above the 3.5% minimum, which includes the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIB</div> surcharge of 0.5%. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total Loss Absorbing Capacity (TLAC) </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">OSFI has issued its guideline on Total Loss Absorbing Capacity (TLAC), which applies to Canada&#8217;s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIBs</div> as part of the Federal Government&#8217;s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">bail-in</div> regime. The standard is intended to address the sufficiency of a systemically important bank&#8217;s loss absorbing capacity to support its recapitalization in the event of its failure. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIBs</div> are required to maintain a minimum risk-based TLAC ratio and a minimum TLAC leverage ratio. TLAC is defined as the aggregate of NVCC Tier 1 capital, NVCC Tier 2 capital, and other TLAC instruments that are subject to conversion in whole or in part into common shares under the Canada Deposit Insurance Corporation (CDIC) Act and meet all of the eligibility criteria under the guidelines. The Bank&#8217;s minimum TLAC ratio requirements consist of 25.0% of RWA (including OSFI&#8217;s 3.5% DSB) and 7.25% of leverage ratio exposures. As noted above, OSFI may subsequently vary the minimum TLAC requirements for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIBs.</div> Where a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIB</div> falls below the minimum TLAC requirements, OSFI may take any measures deemed appropriate, including measures set out in the Bank Act (Canada). As at October&#160;31,&#160;2025, the Bank exceeds the OSFI minimum TLAC and TLAC leverage ratios. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">OSFI&#8217;s Parental Stand-Alone Total Loss Absorbing Capacity (Solo TLAC) framework </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">In September 2023, OSFI finalized changes to its Solo TLAC Framework, effective the first quarter of 2024. Under this framework, OSFI established a risk-based Solo TLAC ratio, which builds on the risk-based TLAC ratio set out in OSFI&#8217;s TLAC Guideline and the risk-based capital ratios described within OSFI&#8217;s Capital Adequacy Requirements Guideline. The risk-based Solo TLAC ratio is the primary basis used by OSFI to assess the sufficiency of TLAC that is readily available to the domestic Parent Bank and to assess the Parent&#8217;s ability to act as a source of strength for its subsidiaries and/or other affiliates. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIBs</div> are required to maintain a minimum Solo TLAC ratio of 21.5% on a continuous basis. Public disclosure of a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIBs&#8217;</div> Solo TLAC ratio is not presently a requirement. OSFI plans to consult on its data assurance and its future public disclosure expectations in due course. The Bank remains compliant with OSFI&#8217;s Solo TLAC requirements. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revised Basel III reforms </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Effective the second quarter of fiscal 2023, the Bank adopted the Revised Basel III reforms in accordance with OSFI&#8217;s revised Capital Adequacy Requirements Guideline, Leverage Ratio Requirements Guideline, and Pillar 3 Disclosures Guideline for domestic systematically important banks <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(D-SIBs).</div> OSFI&#8217;s requirements are substantially aligned with the BCBS&#8217; Revised Basel III reforms with some differences, primarily in residential real estate and qualifying revolving retail exposures. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The final Basel III reforms implemented in the second quarter of 2023 primarily impact the calculation of RWA and include: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">revisions to the measurement of the Leverage ratio and a Leverage ratio buffer, which will take the form of a Tier 1 capital buffer set at 50% of a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIB&#8217;s</div> 1.0% risk-weighted surcharge capital buffer; and </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">an aggregate output floor, which will ensure that banks&#8217; RWAs generated by internal models are not lower than 72.5% of RWAs as calculated by the Basel III framework&#8217;s standardized approaches. There is an international <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">phase-in</div> period for the 72.5% aggregate capital output floor from 2023 until 2028, beginning at 65% for Canadian banks in the second quarter of 2023. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Additionally, the revised market risk framework and credit valuation adjustment (CVA) framework were implemented in the first quarter of 2024. The main changes include: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">a new standardized approach for CVA <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(SA-CVA)</div> similar to the standardized approach for market risk. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Internationally, adoption of the revised Basel III reforms is varied across jurisdictions. While a number of BCBS members have finalized their revised Basel III reforms guidelines, delays continue to persist in several key jurisdictions. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank continues to monitor and prepare for developments impacting regulatory capital requirements. </div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Regulatory capital developments </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">OSFI defers further increases to the Basel III standardized capital output floor </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In February 2025, OSFI announced its deferral of increases to the Basel III standardized capital output floor until further notice. OSFI has noted that there remains uncertainty about when other jurisdictions will fully implement Basel III and it will not extend its implementation lead. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">As noted above, Canada concluded its implementation of the revised Basel III 2017 reforms in early 2024 and established an accelerated <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">phase-in</div> of the Basel III standardized capital output floor, calibrated at 65% in 2023, increasing in the first quarter by 2.5% per year through to 72.5% in 2026. OSFI&#8217;s announcement of a deferral maintains the capital floor calibration at the 2024 level of 67.5% indefinitely, delaying further increases to 70% and 72.5%, until further notice. Moreover, OSFI has committed to notifying affected banks at least two years prior to resuming an increase to the Basel III standardized capital output floor. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">OSFI guideline for the capital and liquidity treatment of crypto-asset exposures </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In February 2025, OSFI published its guideline for the capital and liquidity treatment of crypto-asset exposures, effective for the Bank in the first quarter of 2026. The guideline incorporates the BCBS standards for crypto-asset exposures, as updated in November 2024, and it replaces OSFI&#8217;s interim advisory on the regulatory treatment of crypto-asset exposures. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Within the guideline, crypto-asset exposures are defined and categorized by type. Regulatory capital treatments for their credit risk, counterparty credit risk and market risk are prescribed. In addition, OSFI published final amendments to its Pillar 3 Disclosure Guidelines, incorporating new crypto-asset disclosure requirements also effective the first quarter of fiscal 2026. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Group Financial Condition<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Planning, managing and monitoring capital </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Capital is managed and monitored based on planned changes in the Bank&#8217;s strategy, identified changes in its operating environment or changes in its risk profile. As part of the Bank&#8217;s comprehensive ICAAP, sources and uses of capital are measured and monitored on an ongoing basis through financial metrics, including regulatory thresholds, and internal capital. These results are used in capital planning and strategic decision-making. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s assessment of capital adequacy is in the context of its current position and its expected future risk profile and position relative to its internal targets while considering the potential impact of various stress scenarios. Specific scenarios are selected based on the current economic conditions and business events facing the Bank. In addition, the Bank&#8217;s forward looking capital adequacy assessment includes a consideration of the results of more severe multi-risk scenarios within its enterprise-wide stress testing. This testing is used to determine the extent to which severe, but plausible events, impact the Bank&#8217;s capital. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank sets internal regulatory capital targets to ensure the Bank&#8217;s available capital is sufficient within the context of its risk appetite. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s internal target includes an adequate buffer over the regulatory minimum ensuring sufficient flexibility for future capital deployment and in consideration of the Bank&#8217;s risk appetite, the volatility of planning assumptions, the results from stress testing and contingency planning. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank has a comprehensive risk management framework to ensure that the risks taken while conducting its business activities are consistent with its risk appetite, its impact on capital relative to internal targets, and that there is an appropriate balance between risk and return. Refer to the Risk Management section for further discussion on the Bank&#8217;s risk management framework. In managing the Bank&#8217;s capital base, close attention is paid to the cost and availability of the various types of capital, desired leverage, changes in the assets and risk-weighted assets, and the opportunities to profitably deploy capital. The amount of capital required for the business risks being assumed, and to meet regulatory requirements, is balanced against the goal of generating an appropriate return for the Bank&#8217;s shareholders. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Capital generation </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Capital is generated internally through net earnings after dividend payments. As well, capital is generated by the issuance of common shares, preferred shares and other equity instruments, and subordinated debentures, net of redemptions. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Capital deployment </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank deploys capital to support sustainable, long-term revenue and net income growth. The growth can be through existing businesses by attracting new customers, increasing cross-selling activities to existing customers, adding new products and enhancing sales productivity, or through acquisitions. All major initiatives to deploy capital are subject to rigorous analysis, validation of business case assumptions and evaluation of expected benefits. Key financial criteria include impact on earnings per share, capital ratios, return on invested capital, expected payback period and internal rate of return based on discounted cash flows. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Regulatory capital and total loss absorbing capacity ratios </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank continues to maintain strong, high quality capital levels which position it well for future business growth and opportunities. The CET1 ratio as at October&#160;31, 2025 was 13.2%, an increase of approximately 10 basis points from the prior year. The ratio benefited from strong internal capital generation, revaluation gains on FVOCI securities, partly offset by the completion of the Bank&#8217;s investment in KeyCorp, the impairment loss related to the announced sale of banking operations in Colombia, Costa Rica and Panama to Davivienda, the impact of Q4 adjustment items, and share repurchases under the Bank&#8217;s Normal Course Issuer Bid. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s Tier 1 capital ratio was 15.3% as at October&#160;31, 2025, an increase of approximately 30 basis points from the prior year, due primarily to the above noted impacts to the CET1 ratio and issuances of U.S. $1 billion of Limited Recourse Capital Notes in each of the first and fourth quarters of 2025 partly offset by a redemption of U.S. $1.25 billion of subordinated Additional Tier 1 Capital Notes in the third quarter. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s Total capital ratio was 17.1% as at October&#160;31, 2025, an increase of approximately 40 basis points from 2024, due primarily to the above noted redemptions, issuances and impacts to the Tier 1 capital ratio. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The TLAC ratio was 29.1% as at October&#160;31, 2025, a decrease of approximately 60 basis points from the prior year, primarily from higher RWA. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Leverage ratio was 4.5% as at October&#160;31, 2025, an increase of approximately 10 basis points from the prior year, with growth in Tier 1 capital due to the above noted Additional Tier 1 Capital issuances, partly offset by increases in leverage exposure amounts. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The TLAC Leverage ratio was 8.5%, a decrease of approximately 30 basis points from 2024, primarily due to increased leverage exposures partly offset by higher available TLAC. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s capital, leverage and TLAC ratios continue to be in excess of OSFI&#8217;s minimum capital ratio requirements for 2025. 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<img alt="" src="g936350g1g14m09.jpg" style="width: 608px; height: 187px;"/><br/></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">This measure has been disclosed in this document in accordance with OSFI Guideline &#8211; Capital Adequacy Requirements (November 2023). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">63</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T30</div>&#8194;Regulatory capital<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> and total loss absorbing capacity (TLAC)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2) </div>ratios </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Common Equity Tier 1 capital</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
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<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total Common Equity<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76,927</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">73,590</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Qualifying <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest in common equity of subsidiaries</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">718</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">683</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Goodwill and intangibles, net of deferred tax liabilities<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(15,825</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(15,044</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Threshold related deductions</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net deferred tax assets (excluding those arising from temporary differences)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(356</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(451</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
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<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other Common Equity Tier 1 capital deductions<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(5)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,288</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,853</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Common Equity Tier 1</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62,752</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">60,631</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Additional Tier 1 capital</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Preferred shares</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated additional Tier 1 capital notes (NVCC)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,560</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,249</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Limited recourse capital notes (NVCC)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,379</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,530</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Capital instrument liabilities &#8211; trust securities<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(6)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other Tier 1 capital adjustments<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(7)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">99</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">89</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net Tier 1 capital</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72,790</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">69,499</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Tier 2 capital</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures, net of amortization</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,938</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,190</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses eligible for inclusion in Tier 2 and excess allowance (re: IRB approach)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,041</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,942</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Qualifying <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest in Tier 2 capital of subsidiaries</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">139</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">77</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Tier 2 capital</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,118</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8,209</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total regulatory capital</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80,908</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">77,708</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Non-regulatory</div> capital elements of TLAC</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">External TLAC instruments</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57,312</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">59,092</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">TLAC deductions and other adjustments</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(171</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">952</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">TLAC available after deductions</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">138,049</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">137,752</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk-weighted assets ($ billions)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit risk</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">406.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">398.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Market risk</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12.8</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">14.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Operational risk</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55.4</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">51.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Risk-weighted assets</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">474.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">464.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Regulatory Capital <div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div>&#160;and TLAC <div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div>&#160;ratios</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Common Equity Tier 1</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Tier 1</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">15.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">16.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total loss absorbing capacity</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">29.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Leverage<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(8)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Leverage exposures</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8196;1,622,415</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8196;1,563,140</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Leverage ratio</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
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<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total loss absorbing capacity leverage ratio<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8.8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The regulatory capital ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#8211; Capital Adequacy Requirements (November 2023). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">This measure has been disclosed in this document in accordance with OSFI Guideline &#8211; Total Loss Absorbing Capacity (September 2018). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes Other Reserves adjusted for regulatory capital purposes. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Reported amounts are based on OSFI&#8217;s requirements that goodwill relating to investments in associates be classified as goodwill for regulatory reporting purposes. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(5)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Other CET1 capital deductions under Basel III include gains/losses due to changes in own credit risk on fair valued liabilities, pension plan assets and other items. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(6)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-qualifying</div> capital instruments. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(7)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Other Tier 1 capital adjustments under Basel III rules include eligible <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(8)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The leverage ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#8211; Leverage Requirements (February 2023). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">64</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Group Financial Condition<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T31</div>&#8194;Changes in regulatory capital </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 86%;"/>
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<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
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<td/>
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<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the fiscal years ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total capital, beginning of year</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">77,708</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">75,651</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Changes in Common Equity Tier 1</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to common equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,283</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,286</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Dividends paid to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5,369</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(5,198</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Shares issued</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">210</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,945</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Shares repurchased/redeemed</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(913</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Gains/losses due to changes in own credit risk on fair valued liabilities</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">525</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">723</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Movements in accumulated other comprehensive income, excluding cash flow hedges</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,264</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1,577</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Change in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest in common equity of subsidiaries</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(80</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Change in goodwill and other intangible assets (net of related tax liability)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(780</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">694</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other changes including regulatory adjustments below:</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(134</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(202</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">&#8211; Deferred tax assets that rely on future profitability (excluding those arising from temporary differences)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(220</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">&#8211; IFRS 17 impact</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(86</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">&#8211; Other capital deductions</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(34</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">85</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">&#8211; Other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(195</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">19</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Changes in Common Equity Tier 1</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,121</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,591</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Changes in Additional Tier 1 Capital</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Issued</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,848</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,004</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Redeemed</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,688</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(300</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other changes including regulatory adjustments</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(20</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Changes in Additional Tier 1 Capital</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,170</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">684</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Changes in Tier 2 Capital</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Issued</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,000</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Redeemed</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(3,250</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses eligible for inclusion in Tier 2 and Excess Allowance under IRB<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">99</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other changes including regulatory adjustments</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(190</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">21</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Changes in Tier 2 Capital</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(91</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">(2,218</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total capital generated (used)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,200</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2,057</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total capital, end of year</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8196;80,908</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8196;77,708</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Reported amounts are based on OSFI&#8217;s requirements that goodwill relating to investments in associates be classified as goodwill for regulatory reporting purposes. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Eligible allowances for 2025 and 2024. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">65</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="width: 66%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; float: left; position: relative;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Regulatory capital components </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s regulatory capital is divided into three components &#8211; CET1, Additional Tier 1 capital and Tier 2 capital, depending on their degree of permanency and loss absorbency. All components of capital provide support for banking operations and protect depositors. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">CET1 consists primarily of common shareholders&#8217; equity, regulatory derived <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest capital, and prescribed regulatory adjustments or deductions. These regulatory deductions include goodwill, intangible assets (net of deferred tax liabilities), deferred tax assets that rely on future profitability, defined-benefit pension assets and the shortfall (if any) of the allowance for credit losses to regulatory parameter-based expected losses. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Additional Tier 1 capital consists primarily of qualifying <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-cumulative</div> preferred shares, and qualifying other equity instruments (as described in Note 23 of the consolidated financial statements). Tier 2 capital consists mainly of qualifying subordinated debentures and eligible allowances for credit losses. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s CET1 capital was $62.8 billion as at October&#160;31, 2025, an increase of approximately $2.1 billion from the prior year due primarily to: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 7.5pt; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 0.75pt; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;">$1.9 billion growth from internal capital generation, net of dividends paid; </td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;">$0.2 billion from share issuances, mainly related to stock options; </td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 7.5pt; text-align: left; vertical-align: top;">&#8226;</td>
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<td style="text-align: left; vertical-align: top;">$1.3 billion from movements in Accumulated Other Comprehensive Income, excluding cash flow hedges, primarily from the impact of foreign currency translation and changes in the fair values of investment securities; and </td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;">$0.5 billion from changes in the regulatory deductions from own credit risk on fair value liabilities. </td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Partly offset by: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;">$0.9 billion from common share buybacks under the Bank&#8217;s Normal Course Issuer Bid; and </td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 7.5pt;">&#160;</td>
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<td style="text-align: left; vertical-align: top;">$0.9 billion from higher regulatory deductions and other regulatory adjustments. </td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s Tier 1 capital increased by $3.3 billion to $72.8 billion, primarily due to the above noted impacts to CET1 capital and U.S. $2.0 billion (C$2.8 billion) issuances of Limited Recourse Capital Notes partly offset by a redemption of U.S. $1.25&#160;billion (C$1.7&#160;billion) of AT1&#160;Notes. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Total capital increased by $3.2&#160;billion during the year to $80.9&#160;billion, mainly due to the above noted impacts to CET1 and Tier 1 capital. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div><div style="width: 31%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; margin-left: 3%; float: left; position: relative;">
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C24</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">CET1 capital %, as at October&#160;31 </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 13.5pt; text-align: left; vertical-align: top;">&#8195;&#8195;&#8194;&#8201;&#160;
<img alt="" src="g936350g1g01a59.jpg" style="width: 90px; height: 96px;"/></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C25</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Dividend growth dollars per share</div></div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"> </div></div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 13.5pt; text-align: left; vertical-align: top;">&#8195;&#8195;&#8194;&#8201;&#160;
<img alt="" src="g936350g1g59k59.jpg" style="width: 97px; height: 92px;"/></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 18pt; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C26</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Internally generated capital $ billions, for years ended October&#160;31 </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 13.5pt; text-align: left; vertical-align: top;">&#8195;&#8195;&#8194;&#8201;&#160;
<img alt="" src="g936350g1g01c59.jpg" style="width: 89px; height: 110px;"/></td></tr></table><div style="clear:both;max-height:0pt;"></div></div><div style="height: 0pt; clear: both; font-size: 0pt; max-height: 0px;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Dividends </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The annual dividend in 2025 was $4.32, an increase of $0.08 from 2024. The Board of Directors approved a quarterly dividend of $1.10 per common share, at its meeting on December&#160;1, 2025. This quarterly dividend applies to shareholders of record at the close of business on January&#160;6, 2026, and is payable January 28, 2026. </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T32</div>&#8194;Selected capital management activity </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">For the fiscal years ($&#160;millions)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
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<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Dividends</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Common</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8196;5,369</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8196;5,198</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Preferred and other equity instruments</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">506</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">472</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Common shares issued<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">210</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,945</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Common shares repurchased for cancellation under the Normal Course</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Issuer Bid<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">913</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Preferred shares and other equity instruments issued</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,848</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,004</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Preferred shares and other equity instruments redeemed</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,688</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">300</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Maturity, redemption and repurchase of subordinated debentures</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">250</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">3,250</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Represents primarily cash received for stock options exercised during the year and common shares issued pursuant to the Shareholder Dividend and Share Purchase Plan. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Represents reduction to common shares and Retained Earnings, including tax. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Normal Course Issuer Bid </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">On May&#160;28, 2025, the Bank announced that OSFI and the Toronto Stock Exchange approved a normal course issuer bid (the &#8220;2025 NCIB&#8221;) pursuant to which it may repurchase for cancellation up to 20&#160;million of the Bank&#8217;s common shares. Purchases under the 2025 NCIB commenced on May&#160;30, 2025, and will terminate upon the earlier of: (i)&#160;the Bank purchasing the maximum number of common shares under the 2025 NCIB, (ii)&#160;the Bank providing a notice of termination, or (iii)&#160;May&#160;29, 2026. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">From the commencement of the 2025 NCIB until October&#160;31, 2025, the Bank repurchased and cancelled approximately 10.8 million common shares at an average price of $82.57 per share for a total amount of $913 million, including tax. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank did not have an active normal course issuer bid and did not repurchase any common shares pursuant to a normal course issuer bid during the year ended October&#160;31, 2024. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Group Financial Condition<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Share data and other capital instruments </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s common and preferred share data, as well as certain other capital instruments, are shown in T33. Further details, including exchangeability features, are discussed in Note 20 and Note 23 of the consolidated financial statements. </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T33</div>&#8194;Shares and other instruments </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 58%;"/>
<td style="width: 2%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 4%; vertical-align: bottom;"/>
<td style="width: 3%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 5%; vertical-align: bottom;"/>
<td style="width: 3%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 5%; vertical-align: bottom;"/>
<td style="width: 3%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 5%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; background-color: rgb(255, 255, 255);"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31, 2025</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Amount</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">($&#160;millions)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Dividends<br/>declared per<br/>share<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Number<br/>outstanding<br/>(000s)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Conversion<br/>features</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Common shares<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">22,067</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4.32</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,236,306</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">n/a</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">NVCC Additional Tier 1 Securities<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)(5)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Amount</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">($&#160;millions)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Distribution<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Yield (%)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Number<br/>outstanding<br/>(000s)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated Additional Tier 1 Capital Notes<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(6)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">U.S.$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;1,250</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">U.S.$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#160;17.4317</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6.821</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,250</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated Additional Tier 1 Capital Notes<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(7)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">U.S.$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">U.S.$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.900</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Limited Recourse Capital Notes Series 1<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(8)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">1,250</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9.2500</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3.700</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,250</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Limited Recourse Capital Notes Series 2<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(9)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">U.S.$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">600</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">U.S.$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9.0625</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3.625</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">600</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Limited Recourse Capital Notes Series 3<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(10)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">1,500</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">17.5575</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7.023</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,500</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Limited Recourse Capital Notes Series 4<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(11)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">U.S.$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">750</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">U.S.$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">21.5625</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.625</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">750</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Limited Recourse Capital Notes Series 5<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(12)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">U.S.$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">750</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">U.S.$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">20.0000</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.000</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">750</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Limited Recourse Capital Notes Series 6<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(13)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">U.S.$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">1,000</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">U.S.$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18.3750</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7.350</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,000</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Limited Recourse Capital Notes Series 7<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(14)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">U.S.$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">1,000</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">U.S.$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">20.8160</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6.875</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,000</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">NVCC Subordinated Debentures<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Amount<br/>($&#160;millions)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Interest<br/>Rate (%)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures due June 2025<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(15)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">8.900</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures due December 2025</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">U.S.$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,250</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.500</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures due May 2032</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,750</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3.934</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures due December 2032</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">JPY</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#160;33,000</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.800</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures due August 2033</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,000</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5.679</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures due December 2033</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">JPY</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">12,000</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.830</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures due August 2034</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,000</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.959</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures due May 2037</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">U.S.$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,250</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.588</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Amount<br/>($&#160;millions)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Distribution<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Yield (%)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Number<br/>outstanding<br/>(000s)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Scotiabank Trust Securities &#8211; Series <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2006-1</div> issued by Scotiabank Capital Trust<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(16a,b)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">750</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">28.25</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5.650</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">750</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; background-color: rgb(255, 255, 255);"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Options</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Number<br/>outstanding<br/>(000s)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td colspan="4" style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Outstanding options granted under the Stock Option Plans to purchase common shares<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: 0em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
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<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">10,087</td>
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<td style="vertical-align: top; white-space: nowrap;">(1)</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;">Dividends declared from November 1, 2024 to October 31, 2025.</td></tr>
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<td style="vertical-align: top; white-space: nowrap;">(2)</td>
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<td style="vertical-align: top;">Dividends on common shares are paid quarterly, if and when declared. As at November 21, 2025, the number of outstanding common shares and options was 1,236,011 thousand and 9,901 thousand, respectively.</td></tr>
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<td style="vertical-align: top; white-space: nowrap;">(3)</td>
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<td style="vertical-align: top;">These securities contain Non-Viability Contingent Capital (NVCC) provisions necessary to qualify as regulatory capital under Basel III. Refer to Notes 20 and 23 of the consolidated financial statements in the Bank&#8217;s 2025 Annual Report for further details.</td></tr>
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<td style="vertical-align: top; white-space: nowrap;">(4)</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;">Distributions per face amount of $1,000 or U.S.$1,000 semi-annually or quarterly, as applicable.</td></tr>
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<td style="vertical-align: top;">Quarterly distributions are recorded in each fiscal quarter if and when paid.</td></tr>
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<td style="vertical-align: top; white-space: nowrap;">(6)</td>
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<td style="vertical-align: top;">In respect of these securities, on June 28, 2023, the Bank announced the interest rate transition from three-month USD LIBOR to three-month Term SOFR, plus a spread adjustment of 26.161 bps, for interest periods commencing on or after July 12, 2023.</td></tr>
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<td style="vertical-align: top; white-space: nowrap;">(7)</td>
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<td style="vertical-align: top;">On June 4, 2025, the Bank redeemed US $1,250 million 4.900% Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes at 100% of their principal amount plus accrued and unpaid interest. The redemption of these AT1&#160;Notes resulted in a foreign currency loss of $22 million recorded in Retained Earnings.</td></tr>
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<td style="vertical-align: top; white-space: nowrap;">(8)</td>
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<td style="vertical-align: top;">Subsequent to the initial five-year fixed rate period ending on July 27, 2026, and resetting every five years thereafter, the distributions will be determined by the sum of the five-year Government of Canada Yield plus 2.761%.</td></tr>
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<td style="vertical-align: top; white-space: nowrap;">(9)</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;">Subsequent to the initial five-year fixed rate period ending on October 27, 2026, and resetting every five years thereafter, the distributions will be determined by the sum of the five-year U.S. Treasury rate plus 2.613%.</td></tr>
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<td style="vertical-align: top; white-space: nowrap;">(10)</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;">Subsequent to the initial five-year fixed rate period ending on July 27, 2027, and resetting every five years thereafter, the distributions, if and when paid, will be determined by the sum of the five-year Government of Canada Yield plus 3.95%.</td></tr>
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<td style="vertical-align: top; white-space: nowrap;">(11)</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;">Subsequent to the initial five-year fixed rate period ending on October 27, 2027, and resetting every five years thereafter, the distributions will be determined by the sum of the five-year U.S. Treasury rate plus 4.389%.</td></tr>
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<td style="vertical-align: top; white-space: nowrap;">(12)</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;">Subsequent to the initial five-year fixed rate period ending on January 27, 2029, and resetting every five years thereafter, the distributions, if and when paid, will be determined by the sum of the five-year U.S. Treasury rate plus 4.017%.</td></tr>
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<td style="vertical-align: top; white-space: nowrap;">(13)</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;">On January 31, 2025, the Bank issued US$1,000 million 7.350% Fixed Rate Resetting Limited Recourse Capital Notes Series 6 (NVCC) (&#8220;LRCN Series 6&#8221;). In connection with the issuance of LRCN Series 6, the Bank issued US$1,000 million of Fixed Rate Resetting Perpetual Subordinated Additional Tier1 Capital Notes (NVCC) (&#8220;the Series 6 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. Subsequent to the initial five-year fixed rate period ending on April 27, 2030, and resetting every five years thereafter, the distributions will be determined by the sum of the five-year US Treasury rate plus 2.903%. For more details, refer to Note 23 of the consolidated financial statements.</td></tr>
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<td style="vertical-align: top; white-space: nowrap;">(14)</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;">On September 29, 2025, the Bank issued US$1,000 million 6.875% Fixed Rate Resetting Limited Recourse Capital Notes Series 7 (NVCC) (&#8220;LRCN Series 7&#8221;). In connection with the issuance of LRCN Series 7, the Bank issued US$1,000 million of Fixed Rate Resetting Perpetual Subordinated Additional Tier1 Capital Notes (NVCC) (&#8220;the Series 7 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. Subsequent to the initial ten-year fixed rate period ending on October 27, 2035, and resetting every five years thereafter, the distributions will be determined by the sum of the five-year US Treasury rate plus 2.734%. For more details, refer to Note 23 of the consolidated financial statements.</td></tr>
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<td style="vertical-align: top; white-space: nowrap;">(15)</td>
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<td style="vertical-align: top;">On June 20, 2025, all $250 million of outstanding 8.9% subordinated debentures matured. The principal plus accrued interest were paid to noteholders on the maturity date.</td></tr>
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<td style="vertical-align: top; white-space: nowrap;">(16)(a)</td>
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<td style="vertical-align: top;">On September 28, 2006, Scotiabank Capital Trust issued 750,000 Scotiabank Trust Securities &#8211; Series 2006-1 (Scotia BaTS II Series 2006-1). The holders of Scotia BaTS II Series 2006-1 are entitled to receive non-cumulative fixed cash distributions payable semi-annually in an amount of $28.25 per security. With regulatory approval, these securities may be redeemed in whole upon the occurrence of certain tax or regulatory capital changes, or in whole or in part on December 30, 2011 and on any distribution date thereafter at the option of Scotiabank Capital Trust. The holder has the right at any time to exchange their security into Non-cumulative Preferred Shares Series S of the Bank. The Series S shares will be entitled to cash dividends payable semi-annually in an amount of $0.4875 per $25.00 share. Refer to Note 23(c) &#8211; Restrictions on payment of dividends and retirement of shares. The Scotia BaTS II Series 2006-1 may be automatically exchanged, without the consent of the holder, into Non-cumulative Preferred Shares Series T of the Bank in the following circumstances: (i) proceedings are commenced for the winding-up of the Bank; (ii) the Superintendent takes control of the Bank or its assets; (iii) the Bank has a Tier 1 Capital ratio of less than 5% or a Total Capital ratio of less than 8%; or (iv) the Superintendent has directed the Bank to increase its capital or provide additional liquidity and the Bank elects such automatic exchange or the Bank fails to comply with such direction. The Series T shares will be entitled to non-cumulative cash dividends payable semi-annually in an amount of $0.625 per $25.00 share. If there is an automatic exchange of the Scotia BaTS II Series 2006-1 into Preferred Shares Series T of the Bank, then the Bank would become the sole beneficiary of the Trust.</td></tr>
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<td style="vertical-align: top; white-space: nowrap;">(16)(b)</td>
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<td style="vertical-align: top;">No cash distributions will be payable on the Scotia BaTS II Series 2006-1 in the event that the regular dividend is not declared on the Bank&#8217;s preferred shares and, if no preferred shares are outstanding, the Bank&#8217;s common shares. In such a circumstance the net distributable funds of the Trust will be payable to the Bank as the holder of the residual interest in the Trust. Should the Trust fail to pay the semi-annual distributions on the Scotia BaTS II Series 2006-1 in full, the Bank will not declare dividends, of any kind on any of its preferred or common shares for a specified period of time. Refer to Note 23(c) - Restrictions on payment of dividends and retirement of shares of the consolidated financial statements.</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">67</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk-weighted assets </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Regulatory capital requirements are based on OSFI&#8217;s target minimum percentage of risk-weighted assets (RWA). RWA represent the Bank&#8217;s exposure to credit, market and operational risks and are computed by applying a combination of the OSFI approved Bank&#8217;s internal risk models and OSFI prescribed risk weights to on and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures. In addition, OSFI has adopted the revised Basel III aggregate output floor, which ensures that the Bank&#8217;s total RWA are not lower than 72.5% of RWA as calculated by the revised Basel III framework&#8217;s standardized approaches. The output floor has been set at 72.5% with an international <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">phase-in</div> period from 2023 to 2028. For Canadian banks, the floor is presently at 67.5%. As noted above, OSFI has deferred any further increases to the floor and has committed to notifying affected banks at least two years prior to resuming an increase to the Basel III standardized capital output floor. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">As at year end, the Bank&#8217;s RWA of $474.5&#160;billion, represents an increase of approximately $10.5&#160;billion, or 2.3%, from 2024, due primarily to higher RWA from credit risk due to book quality, operational risk, FX translation from a weaker Canadian dollar, partly offset by lower asset growth and decrease in market risk RWA. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit risk-weighted assets </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Credit risk measures the risk that a borrower or counterparty will fail to honour its financial or contractual obligations to the Bank. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">The credit risk component consists of on and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet claims. The Basel III rules are not applied to traditional balance sheet categories but to categories of on and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures which represent general classes of assets or exposure types (e.g. Large Corporate, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Mid-size</div> Corporate, Small and Medium Enterprise, Sovereign, Bank, Retail Mortgages, Other Retail, Equity, etc.) based on their different underlying risk characteristics. Generally, while calculating capital requirements, exposure types are analyzed by the following credit risk exposure <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">sub-types:</div> drawn, undrawn, repo-style transactions, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">over-the-counter</div></div> (OTC) derivatives, exchange-traded derivatives and other <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet claims. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Credit risk-weighted assets increased by $8.1 billion to $406.3 billion. The key drivers or components of the change are reflected in Table T34 below. </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T34</div>&#8194;Flow statement for Basel III credit risk-weighted assets ($ millions) </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
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<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Credit risk-weighted assets movement by key driver<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"> </div>($ millions)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Credit&#160;risk</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Of which<br/>counterparty<br/>credit risk</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit&#160;risk</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Of which<br/>counterparty<br/>credit risk</div></td>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit risk-weighted assets as at beginning of year</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8196;398,153</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8196;18,760</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">378,670</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;16,276</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Book size<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6,550</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,033</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(5,165</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">246</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Book quality<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,792</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">247</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;17,516</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">662</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Model updates<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,900</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,640</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">635</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Methodology and policy<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">776</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">776</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Acquisitions and disposals</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,923</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,749</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange movements</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,838</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">210</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(3,033</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">165</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Credit risk-weighted assets as at end of year <div style="letter-spacing: 0px; top: 0px;display:inline;"></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">406,256</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,250</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">398,153</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">18,760</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Book size is defined as organic changes in book size and composition (including new business and maturing loans). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Book quality is defined as quality of book changes caused by experience such as underlying customer behaviour or demographics, including changes through model calibrations/realignments. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Model updates are defined as model implementation, change in model scope or any change to address model enhancement. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Methodology and policy is defined as methodology changes to the calculations driven by regulatory policy changes, such as new regulation (e.g. Basel III revision). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T35</div>&#8194;Internal rating scale<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1) </div>and mapping to external rating agencies </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 25%;"/>
<td style="vertical-align: bottom;"/>
<td style="width: 19%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 18%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">Equivalent Rating</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">External Rating &#8211; S&amp;P and Fitch</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">External&#160;Rating&#160;&#8211;&#160;Moody&#8217;s</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">External&#160;Rating&#160;&#8211;&#160;Morningstar&#160;DBRS</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Grade</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">IG&#160;Code</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">PD&#160;Range<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(2)</div></div></div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">AAA to AA+</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Aaa to Aa1</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">AAA to AA (high)</div></div></td>
<td rowspan="4" style="vertical-align: bottom;">&#160;</td>
<td rowspan="4" style="text-align: center; vertical-align: middle;">Investment<br/>grade</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">99-98</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">0.0000%&#8201;&#8211;&#8201;0.0565%</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">AA to A+</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Aa2 to A1</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">AA to A (high)</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">95</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">0.0565%&#8201;&#8211;&#8201;0.0693%</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">A to A-</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">A2 to A3</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">A to A (low)</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">90</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">0.0693%&#8201;&#8211;&#8201;0.0833%</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">BBB+</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Baa1</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">BBB (high)</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">87</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">0.0833%&#8201;&#8211;&#8201;0.1243%</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">BBB</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Baa2</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">BBB</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">85</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">0.1243%&#8201;&#8211;&#8201;0.1976%</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">BBB-</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Baa3</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">BBB (low)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">83</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.1976%&#8201;&#8211;&#8201;0.2743%</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">BB+</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Ba1</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">BB (high)</div></div></td>
<td rowspan="5" style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td rowspan="5" style="text-align: center; vertical-align: middle; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Investment</div><br/>grade</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">80</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">0.2743%&#8201;&#8211;&#8201;0.3806%</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">BB</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Ba2</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">BB</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">77</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">0.3806%&#8201;&#8211;&#8201;0.7061%</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">BB-</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Ba3</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">BB (low)</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">75</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">0.7061%&#8201;&#8211;&#8201;1.4290%</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">B+</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">B1</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">B (high)</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">73</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">1.4290%&#8201;&#8211;&#8201;2.4715%</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">B to B-</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">B2 to B3</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">B to B (low)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">70</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2.4715%&#8201;&#8211;&#8201;6.2065%</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">CCC+</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Caa1</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></div></td>
<td rowspan="4" style="vertical-align: bottom;">&#160;</td>
<td rowspan="4" style="text-align: center; vertical-align: middle;">Watch list</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">65</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">6.2065%&#8201;&#8211;&#8201;15.9382%</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">CCC</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Caa2</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">60</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">15.9382%&#8201;&#8211;&#8201;28.5499%</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">CCC-</div> to CC</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Caa3 to Ca</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">40</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">28.5499%&#8201;&#8211;&#8201;48.3748% </td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">30</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;">48.3748%&#8201;&#8211;&#8201;100.0000%</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Default</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">Default</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">21</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">100%</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Applies to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> portfolio. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">PD Ranges as at October&#160;31, 2025. The Range does not include the upper boundary for the row. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Group Financial Condition<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T36</div><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">&#8194;Non-retail</div> IRB portfolio exposure by internal rating grade<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td colspan="20" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
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<td colspan="4" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="18" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="18" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">Grade</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">IG&#160;Code</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Exposure<br/>at&#160;default<br/>($)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">RWA</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">($)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">PD</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(5)(8)</div></div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">LGD</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(6)(8)</div></div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">RW</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(7)(8)</div></div></div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Exposure<br/>at&#160;default<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"><br/></div>($)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">RWA</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">($)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">PD</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(5)(8)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">LGD</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(6)(8)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">RW</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(7)(8)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td rowspan="6" style="vertical-align: middle; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment grade<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">99-98</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">150,554</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">653</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64); white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">157,031</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">1,030</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">14</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">1</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">73,203</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,175</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.06</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">67,710</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11,758</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.06</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">34</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">17</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">90</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54,864</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,652</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.08</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">41</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">48,113</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10,146</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.07</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">43</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">21</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">87</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,701</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,492</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.09</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">63,699</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11,320</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.09</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">34</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">85</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,862</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,629</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.17</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">49,920</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">15,343</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.16</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">39</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">31</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60,463</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,083</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.23</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">69,342</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">22,379</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.22</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">36</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">32</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td rowspan="5" style="vertical-align: middle; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Investment</div> grade</div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55,548</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,600</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.32</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">41</div></div></td>
<td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64); white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">54,770</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">21,985</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">0.30</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">37</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">40</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">77</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,003</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,439</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.45</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">40,729</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">19,244</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.42</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">39</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">47</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29,103</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,447</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.11</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">27,324</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18,610</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.05</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">38</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">68</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">73</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,133</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,972</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.84</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">79</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10,140</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,975</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.74</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">36</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">79</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,060</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,849</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.33</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,791</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,282</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3.11</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">34</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">87</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td rowspan="4" style="vertical-align: middle; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Watch list</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,010</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,711</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11.58</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">169</div></div></td>
<td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64); white-space: nowrap; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">1,592</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">2,473</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">10.79</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">40</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">155</td>
<td style="vertical-align: bottom; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,156</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,366</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21.93</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">205</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">986</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,972</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">20.59</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">40</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">200</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: center; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,119</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,179</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37.16</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">195</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">889</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,665</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">36.17</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">37</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">187</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">287</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">419</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62.97</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">146</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">232</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">361</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">60.41</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">43</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">156</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Default<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(9)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,594</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,933</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100.00</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">184</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,313</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,529</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">100.00</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">42</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">269</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">583,660</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">152,599</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.68</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">597,581</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">153,072</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.57</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">31</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">26</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td colspan="4" style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Government guaranteed residential mortgages</div></div></td>
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: 0em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 0em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50,845</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">53,319</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">18</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">634,505</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">152,599</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.63</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">650,900</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
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<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">153,072</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
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<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">0.52</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
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<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">30</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">24</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes securitization exposures. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes government guaranteed residential mortgages of $50.8 billion ($53.3&#160;billion in 2024). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">After credit risk mitigation. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">RWA &#8211; Risk-Weighted Assets. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(5)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">PD &#8211; Probability of Default. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(6)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">LGD &#8211; Loss Given Default. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(7)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">RW &#8211; Risk Weight. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(8)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Exposure at default used as basis for estimated weightings. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(9)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Gross defaulted exposures, before any related allowances. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit risk-weighted assets &#8211; <div style="white-space: nowrap;display:inline;">non-retail</div> </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank uses the Internal Ratings Based (IRB) approach under Basel&#160;III to determine minimum regulatory capital requirements for credit risk in its Canadian, U.S. and European credit portfolios, and for a significant portion of its international corporate and commercial portfolios. The remaining credit portfolios are subject to the Standardized approach, which relies on the external credit ratings (Fitch, Morningstar DBRS, S&amp;P) of exposures and/or borrowers, if available, or prescribed risk weights by counterparty type or exposure type to compute regulatory capital for credit risk. For the Bank&#8217;s Corporate, Bank and Sovereign IRB portfolios, the key risk measures used in the quantification of regulatory capital for credit risk include probability of default (PD), loss given default (LGD) and exposure at default (EAD). </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Probability of default (PD) measures the likelihood that a borrower, with an assigned Internal Grade (IG) rating, will default within a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-year</div> time horizon. IG ratings are a component of the Bank&#8217;s risk rating system. Each of the Bank&#8217;s internal borrower IG depending on the borrower type is mapped to a PD. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%;">&#160;</td>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Loss given default (LGD) measures the severity of loss on a facility in the event of a borrower&#8217;s default. LGD segments are determined based on facility characteristics such as seniority, collateral type, collateral coverage and other structural elements. Each LGD segment is assigned a LGD estimate. LGD is based on the concept of economic loss and is calculated using the present value of repayments, recoveries and related direct and indirect expenses. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%;">&#160;</td>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Exposure at default (EAD) measures the expected exposure on a facility at the time of default. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Under the Advanced Internal Ratings Based (AIRB) approach, all three risk measures are estimated using the Bank&#8217;s historical data, as well as available external benchmarks, and are updated on a regular basis. The historical data used for estimating these risk measures exceeds the minimum five-year AIRB requirement for PD estimates and the minimum seven-year AIRB requirement for LGD and EAD estimates. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Under Basel III there are IRB requirements for internally developed model parameters under AIRB including scope restrictions which limit certain asset classes to only the Foundation Internal Ratings Based (FIRB) approach. For those asset classes (e.g. Large Corporates, Banks, etc.) the FIRB utilizes the Bank&#8217;s internally modeled PD parameters combined with internationally prescribed LGD and EAD parameters. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Further adjustments, as required under the Basel III Framework and OSFI&#8217;s requirements set out in its Domestic Implementation Notes, including any input floor requirements, are applied to average estimates obtained from historical data. These adjustments incorporate the regulatory requirements pertaining to: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Long-run</div> estimation of PD, which requires that PD estimates capture average default experience over a reasonable mix of high-default and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">low-default</div> years of the economic cycle; </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Downturn estimation for internally modeled AIRB LGD, which requires that LGD estimates appropriately reflect conditions observed during periods where credit losses are substantially higher than average;</div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Downturn estimation for internally modeled AIRB EAD, which requires that EAD estimates appropriately reflect conditions observed during periods of economic downturn; and </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The addition of a margin of conservatism, which is related to the likely range of errors based on the identification and quantification of the various sources of uncertainty inherent in historical estimates. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">These risk measures are used in the calculation of regulatory capital requirements based on the Basel framework. The credit quality distribution of the Bank&#8217;s IRB <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> portfolio is shown in Table T36. Portfolio average PD increased year-over-year mainly due to model updates and book quality while average LGD and RW stayed flat over the prior year. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">The risk measures are subject to a rigorous back-testing framework which uses the Bank&#8217;s historical data to ensure that they are appropriately calibrated. Based on results obtained from the back-testing process, risk measures are reviewed, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-calibrated</div> and independently validated on at least an annual basis in order to reflect the implications of new data, technical advances and other relevant information. </div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">As PD estimates represent <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">long-run</div> parameters, back-testing is performed using historical data spanning at least one full economic cycle. Realized PDs are back-tested using <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-defined</div> criteria, and the results are then aggregated to provide an overall assessment of the appropriateness of each PD estimate; </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">The back-testing for AIRB LGD and EAD estimates is conducted from both <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">long-run</div> and downturn perspectives, in order to ensure that these estimates are adequately conservative to reflect both <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">long-run</div> and downturn conditions. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolio-level back-testing results, based on a comparison of estimated and realized parameters for the four-quarter period ended at July&#160;31, 2025, are shown in Table T37. During this period the actual experiences of PD, LGD and CCF were all lower than the estimates as reflected within the risk parameters. </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T37</div>&#8194;Portfolio-level comparison of estimated and actual <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> percentages </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Actual</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Average PD</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
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<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.44</td>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Average LGD</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">41.73</td>
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<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
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<tr style="font-family: arial; font-size: 8pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Average CCF<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">50.22</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">49.05</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Estimated parameters are based on portfolio count-weighted averages at Q3/24, whereas actual parameters are based on count-weighted averages of realized parameters during the subsequent four quarters. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Exposure-at-default</div></div> (EAD) back-testing of the Bank&#8217;s credit conversion factor (CCF) parameters is performed through Limit Factor (LF) back-testing. EAD is computed using the total limit multiplied by the estimated LF. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit risk-weighted assets &#8211; Canadian retail </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The AIRB approach is used to determine minimum regulatory capital requirements for the retail credit portfolio in Canada. The retail portfolio is comprised of the following Basel-based pools: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Residential real estate secured exposures mainly consist of conventional and high ratio residential mortgages and all other products opened under the Scotia Total Equity Plan (STEP), such as mortgage loans, credit cards and secured lines of credit; </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Qualifying revolving retail exposures (QRRE) consist of unsecured credit cards and lines of credit, including transactors and revolvers; </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Other retail consists of term loans (secured and unsecured), as well as credit cards and lines of credit which are secured by assets other than real estate or do not meet the QRRE definition. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For the AIRB portfolios, the following models and parameters are estimated, subject to parameter input floors as required by OSFI: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Probability of Default (PD) is the likelihood that the facility will default within the next 12 months. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Loss Given Default (LGD) measures the estimated economic loss as a proportion of the defaulted balance. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">LGD and EAD include historical data covering stressed years. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">LGD and EAD are adjusted to reflect downturn conditions and when PDs are highly correlated with each of the parameters. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Sources of uncertainty are reviewed regularly to ensure uncertainties are identified, quantified and included in calculations so that all parameter estimates reflect appropriate levels of conservatism. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Group Financial Condition<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The table below summarizes the credit quality distribution of the Bank&#8217;s AIRB retail portfolio as at October&#160;31, 2025. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Year-over-year the Bank&#8217;s AIRB retail portfolio parameters and average risk weights at the total portfolio level remained stable. </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T38</div>&#8194;Retail AIRB portfolio exposure by PD range<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> </div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td colspan="20" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
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<td colspan="3" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="18" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="18" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">Category</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">PD Range</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Exposure<br/>at&#160;default<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"><br/></div>($)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">RWA</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">($)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">PD</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)(6)</div></div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">LGD</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)(6)</div></div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">RW</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(5)(6)</div></div></div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Exposure<br/>at&#160;default<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"><br/></div>($)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">RWA</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">($)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">PD</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)(6)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">LGD</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)(6)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">RW<br/>(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(5)(6)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: middle;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Exceptionally&#160;low</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">0.0000%&#8201;&#8211;&#8201;0.0500%</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">163,826</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,898</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.05</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">145,243</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,873</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.05</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">22</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Very low</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">0.0501%&#8201;&#8211;&#8201;0.1999%</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">157,873</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,560</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.16</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">148,919</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">12,705</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.16</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">37</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Low</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.2000%&#8201;&#8211;&#8201;0.9999%</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75,439</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,071</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.64</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">42</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">79,011</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">22,791</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.63</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">43</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">29</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: middle;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Medium low</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">1.0000%&#8201;&#8211;&#8201;2.9999%</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,463</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,352</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.95</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">52</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">25,478</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">15,667</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2.07</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">57</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">61</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Medium</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3.0000%&#8201;&#8211;&#8201;9.9999%</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,409</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,108</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.34</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">82</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">113</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">7,524</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8,812</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">5.81</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">77</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">117</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: middle;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">High</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">10.0000%&#8201;&#8211;&#8201;19.9999%</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,419</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,418</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16.02</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">131</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,232</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,002</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">14.29</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">39</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">124</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Extremely&#160;high</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">20.0000%&#8201;&#8211;&#8201;99.9999%</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,298</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,638</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46.03</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">203</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,263</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,528</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">43.74</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">50</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">156</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Default<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.4px">(7)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">100%</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,213</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,636</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100.00</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">217</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">975</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">3,030</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">100.00</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">52</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">311</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">442,940</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71,681</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.03</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">412,645</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">74,408</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1.02</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">35</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">18</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">After credit risk mitigation. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">RWA &#8211; Risk-Weighted Assets. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">PD &#8211; Probability of Default. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">LGD &#8211; Loss Given Default. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(5)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">RW &#8211; Risk Weight. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(6)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Exposure at default used as basis for estimated weightings. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(7)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Gross defaulted exposures, before any related allowances. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All AIRB models and parameters are monitored on a quarterly basis and independently validated annually by the Global Risk Management group. These models are tested to ensure rank ordering and back testing of parameters is appropriate. Comparison of estimated and actual loss parameters for the period ended October&#160;31, 2025 is shown in Table T39. During this period the actual experience was generally more favourable to the estimates as reflected by the risk parameters; however, for Secured Lines of Credit&#160;PDs and Qualifying Revolving Retail Exposures&#8217; LGDs, actual values are slightly elevated as they reflect the most recent year of defaults and economic losses while estimates reflect the long run overall portfolio averages. </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T39</div>&#8194;Estimated and actual loss parameters<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)(2)</div> </div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 54%;"/>
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<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; background-color: rgb(255, 255, 255);"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
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<td colspan="4" style="height: 3.75pt; border-right-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Average</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">estimated</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">PD (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Actual</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">default</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">rate<br/>(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)(6)</div></div></div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Average</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">estimated</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">LGD (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Actual</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">LGD<br/>(%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(7)</div></div></div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Estimated</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">EAD&#160;($)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(5)</div></div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Actual</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">EAD<br/>($)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(5)(6)</div></div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Residential real estate secured</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Insured mortgages<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(8)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">0.57</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.50</td>
<td style="vertical-align: bottom; border-right-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-right-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Uninsured mortgages</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">0.48</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.44</td>
<td style="vertical-align: bottom; border-right-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">15.65</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.83</td>
<td style="vertical-align: bottom; border-right-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Secured lines of credit</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">0.29</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.30</td>
<td style="vertical-align: bottom; border-right-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">22.63</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">15.63</td>
<td style="vertical-align: bottom; border-right-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">191</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">173</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Qualifying revolving retail exposures</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">1.64</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.45</td>
<td style="vertical-align: bottom; border-right-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">93.72</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">96.86</td>
<td style="vertical-align: bottom; border-right-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">853</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">829</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other retail</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">2.03</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1.52</td>
<td style="vertical-align: bottom; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">67.74</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">54.32</td>
<td style="vertical-align: bottom; border-right-color: rgb(127, 127, 127); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">15</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">14</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Estimated values are based on the models in place four quarters prior to the reporting date. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Actual values are aligned with model updates implemented during the period. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Account weighted aggregation. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Default weighted aggregation. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(5)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">EAD is estimated for revolving products only. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(6)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Actual based on accounts not at default as at four quarters prior to reporting date. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(7)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Actual LGD calculated based on 24 month recovery period after default and therefore excludes any recoveries received after the 24 month period. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(8)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Actual and estimated LGD for insured mortgages are not shown; actual LGD includes the insurance benefit, whereas estimated LGD may not. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit risk-weighted assets&#160;&#8211;&#160;International retail </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">International retail credit portfolios follow the Standardized approach and consist of the following components: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Residential real estate secured lending; and </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Other regulatory retail, mainly consisting of term loans and credit card and lines of credit transactors and revolvers. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Under the standardized approach, each of the above components is risk-weighted based on prescribed risk weights, which consider borrower or facility attributes, such as, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">loan-to-value,</div></div> transactors vs. revolvers, and drawn vs. undrawn. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Market risk </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Market risk is the risk of loss from changes in market prices including interest rates, credit spreads, equity prices, foreign exchange rates, and commodity prices, the correlations between them, and their levels of volatility. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">71</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Market Risk &#8211; Market Risk-Weighted Assets </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In the first quarter of 2024, OSFI implemented the revised market risk framework following the Fundamental Review of the Trading Book (FRTB) as part of the Basel III reforms, including revised standardized and modelled approaches for market risk capital requirements. The Bank applies the standardized approach (FRTB-SA) for calculating market risk capital. Below are the market risk requirements as at October&#160;31, 2025 and 2024: </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T40</div>&#8194;Total market risk capital<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 83%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
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<td/>
<td style="width: 3%; vertical-align: bottom;"/></tr>
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<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">General interest rate risk</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">89</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">80</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Equity risk</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">188</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">145</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Commodity risk</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">90</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange risk</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">42</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit spread risk</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">188</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">371</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Default risk</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">375</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8201;&#8199;&#8199;&#8199;400</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Residual risk <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">add-on</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">49</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total market risk capital<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;1,023</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,177</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank uses the standardized approach for calculating market risk capital. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Equates to $12,786 of market risk-weighted assets (2024 &#8211; $14,710). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T41</div>&#8194;Risk-weighted assets movement by key drivers </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: top; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Market risk</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">RWA as at beginning of the year</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,710</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;12,040</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Movement in risk levels<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,924</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1,184</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Model updates<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Methodology and policy<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,854</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Acquisitions and divestitures</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">RWA as at end of the year</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;12,786</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">14,710</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Movement in risk levels are defined as changes in risk due to position changes and market movements. Foreign exchange movements are embedded within Movement in risk levels. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Model updates are defined as updates to the model to reflect recent experience, change in model scope. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Methodology and policy is defined as methodology changes to the calculations driven by regulatory policy changes, such as new regulations (e.g. Revised Basel III), including regulatory interpretation. The impact in 2024 represents the impact from transitioning from the prior modelled approaches to the new standardized approach under FRTB. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Market risk-weighted assets decreased by $1.9 billion to $12.8 billion, as shown in the table above. This was primarily due to movements in risk levels including position changes and market movements. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Market Risk &#8211; CVA Risk-Weighted Assets </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Credit Valuation Adjustment (CVA) is the adjustment to the risk free <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">mark-to-market</div></div> value of transactions to account for the potential default of a counterparty. CVA risk is the risk of loss arising from changing CVA values in response to changes in counterparty credit spreads and market risk factors. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Following the implementation of the revised OSFI Capital Adequacy Requirements (CAR) in Q1 2024, the Bank applies primarily the standardized approach <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(SA-CVA)</div> for calculating CVA capital as approved by OSFI, and for netting sets carved out from <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">SA-CVA,</div> the basic approach <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(BA-CVA).</div> CVA capital covers derivatives; securities financing transaction (SFT) positions which are not fair valued for accounting purposes are excluded from CVA Capital. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Operational risk </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Operational risk is the risk of loss, whether direct or indirect, to which the Bank is exposed due to external events, human error, or the inadequacy or failure of processes, procedures, systems or controls. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Consistent with OSFI&#8217;s adoption of the revised Basel III reforms, the Bank applies the Standardized Approach (SA) for calculating operational risk capital requirements. Under the SA, operational risk capital is determined based on the existing gross income approach further supplemented by a scalar or internal loss multiplier (ILM) that recognizes the Bank&#8217;s operational risk loss experience. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Operational risk-weighted assets increased by $4.3&#160;billion during the year to $55.4&#160;billion, due primarily to growth in the Bank&#8217;s gross income and an increase to the Bank&#8217;s ILM. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Internal capital </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank utilizes economic capital methodologies and measures to calculate internal capital. Internal capital is a measure of the unexpected losses inherent in the Bank&#8217;s business activities. The calculation of internal capital relies on models that are subject to independent vetting and validation as required by the Bank&#8217;s Model Risk Management Policy. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management assesses its risk profile to determine those risks for which the Bank should attribute internal capital. The major risk categories included in internal capital are: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Market risk for internal capital incorporates the higher of: a Market Risk VaR calibrated to a higher 99.95% confidence interval, and regulatory capital components under the new standardized approaches. For the banking book, structural interest rate and foreign exchange risks leverage a modelled approach based on Economic Value of Equity (EVE) sensitivities. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Group Financial Condition<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Operational risk for internal capital is calculated based on an approach consistent with the Bank&#8217;s regulatory capital requirements including a conservative forward-looking view of gross income. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Other risks include additional risks for which internal capital is attributed, such as business risk, significant investments, insurance risk and real estate risk. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In addition, the Bank&#8217;s measure of internal capital includes a diversification benefit which recognizes that all of the above risks will not occur simultaneously. The Bank also includes the full amount of goodwill and intangible assets in the internal capital amount. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For further discussion on risk management and details on credit, market and operational risks, refer to the Risk Management section. </div></div><div id="tx937872_26" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Off-Balance Sheet Arrangements </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In the normal course of business, the Bank enters into contractual arrangements that are either consolidated or not required to be consolidated in its financial statements but could have a current or future impact on the Bank&#8217;s financial performance or financial condition. These arrangements can be classified into the following categories: structured entities, securitizations, guarantees and other commitments. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Structured entities </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Structured entities are designed to accomplish certain well-defined objectives and for which voting or similar rights are not the dominant factor in deciding who controls the entity. The Bank may become involved with structured entities either at the formation stage or at a later date. The Bank controls an investee when it is exposed, or has rights, to variable returns from its involvement with the investee and has the ability to affect those returns through its power over the investee. The Bank&#8217;s arrangements with structured entities include: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Structured entities that are used to provide a wide range of services to customers, such as structured entities established to allow clients to securitize their financial assets while facilitating cost-efficient financing, and to provide certain investment opportunities. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Structured entities that the Bank sponsors and actively manages. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank consolidates all structured entities that it controls which includes a U.S. based multi-seller conduit and certain funding and other vehicles. For many of the structured entities that are used to provide services to customers, the Bank does not guarantee the performance of the structured entities&#8217; underlying assets and does not absorb any related losses. For other structured entities, such as securitization and investment vehicles, the Bank may be exposed to credit, market, liquidity, or operational risks. Noteholders of securitizations may also be exposed to these risks. The Bank may earn fees based on the nature of its association with a structured entity. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Unconsolidated structured entities </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">There are two primary types of association the Bank has with unconsolidated structured entities: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Canadian multi-seller conduits administered by the Bank; and </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Structured finance entities. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank earned total fees of $118 million in 2025 (October 31, 2024 &#8211; $73 million) from certain structured entities in which it had a significant interest at the end of the year but did not consolidate. More information with respect to the Bank&#8217;s involvement with these unconsolidated structured entities, including details of liquidity facilities and maximum loss exposure by category is provided below and in Note 14(b) to the consolidated financial statements. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Canadian multi-seller conduits administered by the Bank </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In 2025, the Bank established Temperance Street Funding Trust, a Canadian multi-seller conduit. The Bank sponsors a total of three Canadian-based multi-seller conduits that are not consolidated. The Bank earned commercial paper issuance fees, program management fees, liquidity fees and other fees from these multi-seller conduits, which totaled $55&#160;million in 2025, compared to $54&#160;million in 2024. These multi-seller conduits purchase high-quality financial assets and finance these assets through the issuance of highly-rated commercial paper. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">As further described below, the Bank&#8217;s exposure to these <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet conduits primarily consists of liquidity support and temporary holdings of commercial paper. Although the Bank has power over the relevant activities of the conduits, it has limited exposure to variability in returns, which results in the Bank not consolidating the three Canadian conduits. The Bank has a process to monitor these exposures and significant events impacting the conduits to ensure there is no change in control, which could require the Bank to consolidate the assets and liabilities of the conduits at fair value. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">A significant portion of the conduits&#8217; assets have been structured to receive credit enhancements from the sellers, including overcollateralization protection and cash reserve accounts. Each asset purchased by the conduits is supported by a backstop liquidity facility provided by the Bank in the form of a liquidity asset purchase agreement (LAPA) or a liquidity agreement (LA). The primary purpose of the backstop liquidity facility is to provide an alternative source of financing in the event the conduits are unable to access the commercial paper market. Under the terms of the LAPA or LA, in most cases, the Bank is not obliged to purchase defaulted assets. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s primary exposure to the Canadian-based conduits is the liquidity support provided, with total liquidity facilities of $8.6&#160;billion as at October&#160;31, 2025 (October 31, 2024 &#8211; $7.7 billion). The year-over-year increase was primarily driven by the establishment of Temperance Street Funding Trust. As at October&#160;31, 2025, total commercial paper outstanding for the Canadian-based conduits was $7&#160;billion (October&#160;31,&#160;2024&#160;&#8211; $6.4&#160;billion) and the Bank held 0.37% (October 31, 2024 &#8211; 0.1%) of the total commercial paper issued by these conduits. Table T42 presents a summary of assets purchased and held by the Bank&#8217;s three Canadian multi-seller conduits as at October&#160;31, 2025 and 2024, by underlying exposure. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All of the funded assets have at least an equivalent rating of AA or higher based on the Bank&#8217;s internal rating program; and assets held in these conduits were investment grade as at October&#160;31, 2025 and 2024. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">73</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T42</div>&#8194;Assets held by Bank-sponsored Canadian-based multi-seller conduits </div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td colspan="4" style="height: 3.75pt; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Funded<br/>assets</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Unfunded<br/>commitments</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total<br/>exposure<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Funded<br/>assets</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Unfunded<br/>commitments</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/>exposure<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Auto loans/leases</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;3,430</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;699</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;4,129</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;2,957</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">578</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,535</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trade receivables</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">459</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">459</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">459</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">459</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Canadian residential mortgages</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,775</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">387</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,162</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,643</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">264</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,907</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Equipment leases and rental contracts</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">670</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">73</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">743</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">607</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">39</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">646</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">96</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">117</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">92</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">26</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">118</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,971</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,639</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,610</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">6,299</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,366</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;7,665</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Exposure to the Bank is through global-style liquidity facilities. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">These assets are substantially sourced from Canada. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Structured finance entities </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank has interests in structured finance entities used to assist corporate clients in accessing cost-efficient financing through their securitization structures. The Bank&#8217;s maximum authorized amount from structured finance entities was $22,670 million as at October&#160;31, 2025 (October&#160;31,&#160;2024 &#8211; $11,469 million). The year-over-year increase was due to normal business operations and new transactions. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank provides senior credit facilities to unaffiliated structured entities that are established by third parties to acquire and/or originate loans for the purposes of issuing collateralized loan obligations (CLOs). These credit facilities benefit from subordinated capital provided by either the collateral manager or third-party investors via subordinated financing, capital injection or asset contribution. Subordinated capital represents the first loss tranche which absorbs losses prior to the Bank&#8217;s senior exposure. The Bank&#8217;s broker-dealer affiliate acts as the arranger and placement agent for the CLOs. Proceeds from the sale of the CLOs are used to repay the senior credit facilities. The Bank does not consolidate these entities as it does not have decision making power over their relevant activities, which include the acquisition and/or origination of loans and overall management of the underlying portfolio. The Bank&#8217;s maximum authorized amount was $20,735 million as at October&#160;31, 2025 (October 31, 2024 &#8211; $9,743&#160;million), relating to credit facilities extended to these entities, of which $8,114 million was funded (October 31, 2024 &#8211; $4,243 million). The increase in the Bank&#8217;s maximum authorized amount during the year was driven by the addition of new financing facilities. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Other <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet arrangements </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank uses a funding vehicle to transfer credit exposure on certain loan assets and purchases credit protection against eligible credit events from this vehicle. The vehicle collateralizes its obligation using cash proceeds received through the issuance of guarantee-linked notes. Loan assets are not sold or assigned to the vehicle and remain on the Bank&#8217;s Consolidated Statement of Financial Position. The total principal balance of guarantee-linked notes issued by this vehicle and outstanding was $1,697 million as at October&#160;31, 2025 (October 31, 2024 &#8211; $1,002 million). These are included in Deposits &#8211; Business and government on the Bank&#8217;s Consolidated Statement of Financial Position. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Other unconsolidated structured entities </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">The Bank sponsors unconsolidated structured entities including mutual funds, in which it has insignificant or no interest at the reporting date. The Bank is a sponsor when it is significantly involved in the design and formation at inception of the structured entity, and the Bank&#8217;s name is used by the structured entity to create an awareness of the instruments being backed by the Bank&#8217;s reputation and obligation. The Bank also considers other factors, such as its continuing involvement and obligations to determine if, in substance, the Bank is a sponsor. For the year ended October&#160;31, 2025, the Bank earned $2,851 million (October 31, 2024 &#8211; $2,547 million) income from its involvement with the unconsolidated <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Bank-sponsored</div> structured entities, all of which is from Bank-sponsored mutual funds. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Securitizations </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank securitizes fully insured residential mortgage loans, originated by the Bank and third parties, through the creation of mortgage-backed securities that are sold to Canada Housing Trust (CHT), Canada Mortgage and Housing Corporation (CMHC) or third-party investors, as an efficient source of financing. The sale of such mortgages does not meet the derecognition requirements where the Bank retains substantially all of the risks and rewards of ownership of the securitized mortgages. The transferred mortgages continue to be recognized on the Consolidated Statement of Financial Position, along with the proceeds from sale treated as secured borrowings. More details have been provided in Note 13 of the consolidated financial statements. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Third-party originated mortgages purchased by the Bank and social housing mortgage pools originated by the Bank that are securitized and sold, qualify for derecognition where the Bank transfers substantially all of the risks and rewards of ownership to third parties. As at October&#160;31, 2025, the outstanding amount of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet securitized third-party originated mortgages was $23,870 million (October 31, 2024 &#8211; $24,837 million) and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet securitized social housing pools was $1,330 million (October 31, 2024 &#8211; $1,148 million). </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">The Bank securitizes a portion of its Canadian personal and small business credit card receivables (receivables) through Trillium Credit Card Trust&#160;II (Trillium), a consolidated Bank-sponsored structured entity. Trillium issues senior and subordinated notes to investors. The proceeds of such issuances are used to purchase <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">co-ownership</div> interests in the receivables originated by the Bank. The sale of such <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">co-ownership</div> interests does not qualify for derecognition and therefore the receivables continue to be recognized on the Bank&#8217;s Consolidated Statement of Financial Position. Recourse of the noteholders is limited to the purchased <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">co-ownership</div> interests. During the year, $682 million receivables were securitized through Trillium (2024 &#8211; $585 million). </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">The Bank securitizes a portion of its Canadian auto loans through its Securities Term Auto Receivables Trust program. During the year, $2,990&#160;million of its Canadian auto loan receivables were securitized through Securitized Term Auto Receivables Trust <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2025-A</div> (START <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2025-A)</div> and $2,937&#160;million through Securitized Term Auto Receivables Trust (SSTRT), both Bank-sponsored consolidated structured entities. These entities issue offered notes to third-party investors which are included as Deposits &#8211; Business and government on the Consolidated Statement of Financial Position. Recourse of the noteholders is limited to the receivables and a cash reserve account. The sale of the underlying auto loan receivables does not qualify for derecognition, and the receivables continue to be recognized on the Bank&#8217;s Consolidated Statement of Financial Position. </div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div></div></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc"></a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Group Financial Condition<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Guarantees and other commitments </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Guarantees and other commitments are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">fee-based</div> products that the Bank provides to its customers. These products can be categorized as follows: </div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Standby letters of credit and letters of guarantee. As at October&#160;31, 2025, these amounted to $86&#160;billion, compared to $63&#160;billion last year. These instruments are issued at the request of a Bank customer to secure the customer&#8217;s payment or performance obligations to a third party. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Liquidity facilities. These generally provide an alternate source of funding to asset-backed commercial paper conduits in the event a general market disruption prevents the conduits from issuing commercial paper or, in some cases, when certain specified conditions or performance measures are not met; </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Indemnification contracts. In the ordinary course of business, the Bank enters into many contracts where it may indemnify contract counterparties for certain aspects of its operations that are dependent on other parties&#8217; performance, or if certain events occur. The Bank cannot estimate, in all cases, the maximum potential future amount that may be payable, nor the amount of collateral or assets available under recourse provisions that would mitigate any such payments. Historically, the Bank has not made any significant payments under these indemnities; </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Loan commitments. The Bank has commitments to extend credit, subject to specific conditions, which represent undertakings to make credit available in the form of loans or other financings for specific amounts and maturities. As at October&#160;31, 2025, these commitments amounted to $276 billion, compared to $273&#160;billion last year. The higher year-over-year amount is primarily due to an impact from foreign currency translation. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These guarantees and loan commitments may expose the Bank to credit or liquidity risks, and are subject to the Bank&#8217;s standard review and approval processes. For the guaranteed products, the dollar amounts represent the maximum risk of loss in the event of a total default by the guaranteed parties, and are stated before any reduction for recoveries under recourse provisions, insurance policies or collateral held or pledged. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Detailed information on guarantees and loan commitments is disclosed in Note 33 in the consolidated financial statements. </div></div><div id="tx937872_27" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Financial Instruments </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Given the nature of the Bank&#8217;s main business activities, financial instruments make up a substantial portion of the Bank&#8217;s financial position and are integral to the Bank&#8217;s business. Assets that are financial instruments include cash resources, securities, securities purchased under resale agreements, loans and customers&#8217; liability under acceptances. Financial instrument liabilities include deposits, acceptances, obligations related to securities sold under repurchase agreements, obligations related to securities sold short, subordinated debentures and capital instrument liabilities. In addition, the Bank uses derivative financial instruments for both trading and hedging purposes. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Financial instruments are generally carried at fair value, except for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> loans and receivables, certain securities and most financial liabilities, which are carried at amortized cost unless designated as&#160;fair&#160;value through profit and loss at inception. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Unrealized gains and losses on the following items are recorded in other comprehensive income (OCI): </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 2%;">&#160;</td>
<td style="width: 1%; text-align: left; vertical-align: top;">&#8226;</td>
<td style="width: 1%; vertical-align: top;">&#160;</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">debt instruments measured at fair value through OCI, </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">financial instruments designated as net investment hedges. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Gains and losses on derecognition of debt instruments at FVOCI are reclassified from OCI to the Consolidated Statement of Income under <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income. Gains and losses on derecognition of equity instruments designated at FVOCI are not reclassified from OCI to the Consolidated Statement of Income. Gains and losses on cash flow hedges and net investment hedges are recorded in the Consolidated Statement of Income when the hedged item affects income. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s accounting policies for derivatives and hedging activities are further described in Note 3 to the consolidated financial statements. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Interest income and expense on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> interest-bearing financial instruments are recorded in the Consolidated Statement of Income as part of net interest income. Credit losses related to loans are recorded in the provision for credit losses in the Consolidated Statement of Income. Interest income and expense, as well as gains and losses, on trading securities and trading loans are recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; trading revenues. Dividends received on equity instruments measured at FVOCI are recorded in interest income in the Consolidated Statement of Income as part of net interest income. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Several risks arise from transacting financial instruments, including credit risk, liquidity risk, operational risk and market risk. The Bank manages these risks using extensive risk management policies and practices, including various Board-approved risk management limits. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">A discussion of the Bank&#8217;s risk management policies and practices can be found in the Risk Management section on pages&#160;76 to 115. In addition, Note 34 to the consolidated financial statements presents the Bank&#8217;s exposure to credit risk, liquidity risk and market risks arising from financial instruments as well as the Bank&#8217;s corresponding risk management policies and procedures. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">There are various measures that reflect the level of risk associated with the Bank&#8217;s portfolio of financial instruments. For example, the interest rate risk arising from the Bank&#8217;s financial instruments can be estimated by calculating the impact of a 100&#160;basis point increase or decrease in interest rates on annual income, and the economic value of shareholders&#8217; equity, as described on page 98. For trading activities, Table T51 discloses the average <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-day</div> Value at Risk by risk factor. For derivatives, based on the maturity profile of the notional amount of the Bank&#8217;s derivative financial instruments, only 16% (2024 &#8211; 19%) had a term to maturity greater than five years. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Note 9 to the consolidated financial statements provides details about derivatives used in trading and hedging activities, including notional amounts, remaining term to maturity, credit risk and fair values. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fair value of the Bank&#8217;s financial instruments is provided in Note 6 to the consolidated financial statements along with a description of how these amounts were determined. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fair value of the Bank&#8217;s financial instruments was unfavourable when compared to their carrying value by $1.3 billion as at October&#160;31, 2025 (October 31, 2024 &#8211; unfavourable $1.4 billion). This difference relates mainly to loan assets, debt investment securities measured at amortized cost, deposit liabilities, subordinated debentures and other liabilities. These changes are primarily driven by movements in interest rates and by volume changes. Fair value estimates are based on market conditions as at October&#160;31, 2025, and may not be reflective of future fair values. Further information on how fair values are estimated is contained in the section on critical accounting policies and estimates. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Disclosures specific to certain financial instruments designated at fair value through profit and loss can be found in Note 8 to the consolidated financial statements. These designations were made primarily to significantly reduce accounting mismatches. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">75</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Management </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Effective risk management is fundamental to the success and resilience of the Bank and is recognized as key in the Bank&#8217;s overall approach to strategy management. Scotiabank has a strong, disciplined risk culture where managing risk is a responsibility shared by all of the Bank&#8217;s employees. </div></div><div id="tx937872_28" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Management Framework </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Enterprise Risk Management Framework (the Framework or ERMF) is a key source of information for the Board of Directors, executive management, and other stakeholders of the Bank that: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">outlines the Bank&#8217;s risk governance and oversight, risk identification and measurement, risk assessment and control management, risk monitoring and testing, risk reporting and escalation and other key elements of the Bank&#8217;s risk management framework; and </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">serves as an over-arching framework for all elements of the Bank&#8217;s risk management activities, and a source document to which all other risk management frameworks and policies must be aligned. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All local risk management frameworks must be aligned with this Framework, in accordance with the type and scale of their activities and local regulatory requirements and are subject to advice and counsel by Global Risk Management. </div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Management Principles </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Risk-taking and risk management activities across the enterprise are guided by the following principles: </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Balancing Risk and Reward &#8211;</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> business and risk decisions are consistent with strategies and risk appetite. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Understand the Risks &#8211;</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> all material risks to which the Bank is exposed, including both financial and <div style="white-space: nowrap;display:inline;">non-financial,</div> are identified and managed. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Forward Thinking &#8211;</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> emerging risks and potential vulnerabilities are proactively identified and managed. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Shared Accountability &#8211;</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> every employee is responsible for managing risk. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Client Focus &#8211;</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> understanding our clients and their needs is essential to all business and risk decision-making. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Protect our Brand &#8211;</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> all risk-taking activities must be in line with the Bank&#8217;s risk appetite, our Scotiabank Code of Conduct (our &#8220;Code&#8221;), including values and behaviours (ScotiaBond), and framework principles. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Controls &#8211;</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> maintaining a robust and resilient control environment to protect our stakeholders and to manage risk in alignment with the Bank&#8217;s Risk Appetite. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Compensation &#8211;</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> performance and compensation structures reinforce ScotiaBond values and behaviours and promote sound risk taking behaviour considering the compensation-related regulatory environment. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Financial Resilience &#8211;</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> maintaining financial resilience to withstand financial stress. Capital and liquidity management are fundamental to financial resilience as they ensure the Bank can absorb shocks and meet its obligations during periods of stress. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Operational Resilience &#8211;</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> maintaining operational resilience to effectively prepare for, respond to, and recover from operational disruptions to the provision of services that have the potential to cause intolerable harm to clients, or threaten the viability of the Bank, or cause instability to the financial system. This could in turn impact the Bank&#8217;s financial resilience and its ability to meet obligations during periods of stress. Effective enterprise risk management requires an understanding of how risk types are interconnected, which in turn supports financial and operational resilience. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Three Lines of Defence </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Three Lines of Defence (3LoD) model is a foundational component of the Bank&#8217;s Enterprise Risk Management Framework, supporting a robust and resilient risk management lifecycle. It delineates clear roles and responsibilities across the organization to ensure effective risk ownership, oversight, and assurance. Together, these lines form an integrated structure that promotes accountability, transparency, and continuous improvement across the risk lifecycle. </div></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: center; margin-top: 0pt; margin-bottom: 0pt;">
<img alt="" src="g936350g1g07x07.jpg" style="width: 480px; height: 217px;"/><br/></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Enterprise Risk Taxonomy </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Standardizing data elements around risk assessments is crucial for consistency and clarity in assessing and managing risks. The Bank&#8217;s Enterprise Risk Taxonomy (ERT) serves as the definitive source for risk names and definitions, providing a common reference for categorizing risks. This facilitates better communication and understanding across departments by categorizing and defining risks uniformly. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Principal Risk Types </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s Principal Risk types are reviewed annually as part of the Assessment of Risks process to determine that they adequately reflect the Bank&#8217;s risk profile. Principal Risks are defined as: </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Those risks which management considers of primary importance: i) having a significant impact or influence on the Bank&#8217;s primary business and revenue generating activities (Financial Risks) or ii) inherent in the Bank&#8217;s business and can have significant negative strategic, business, financial and/or reputational consequences <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Non-Financial</div> Risks). </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Principal Risks are assessed on an annual basis considering, amongst other things, the following factors: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Regular monitoring and reporting to the Board on the risk is warranted </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Principal Risks are categorized into two main groups (Financial and Non-Financial): </div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Financial Risks: </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Credit, Liquidity, Market </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These are risks that are directly associated with the Bank&#8217;s primary business and revenue generating activities. The Bank understands these risks well and takes them on to generate sustainable, consistent and predictable earnings. Financial risks are generally quantifiable and are relatively predictable. The Bank has a higher risk appetite for financial risks which are a fundamental part of doing business; but only when they are well understood, within established limits, and meet the desired strategic priorities and risk return profile. </div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Financial</div> Risks: </div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Operational, Model, Data, Compliance, Money Laundering /Terrorist Financing and Sanctions, Environmental, Social&#160;&amp; Governance (ESG), Cyber Security&#160;&amp; Information Technology (IT), Strategic, Reputational </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">These are risks that are inherent in the Bank&#8217;s business and can have significant negative strategic, business, financial and/or reputational consequences if not managed properly. In comparison to financial risks, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> risks are less predictable and more difficult to define and measure. The Bank has low risk appetite for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> risks and mitigates these accordingly. </div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Transverse Risks: </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Transverse risks are risks that do not exist in isolation but instead manifest through other recognized risk channels or types (for example, ESG Risk, Reputational Risk, Culture Risk, and Strategic Risk). Distinct risk events could be the result of a specific risk type or a combination of financial and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> transverse risks. The Bank manages these risks through risk-specific teams which coordinate cross-functionally to address and respond to the broader risk environment. This is supported by comprehensive risk reporting, established escalation channels, and data standardization which enables effective aggregate analysis and effective decision-making. </div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Management Lifecycle </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Effective risk management is a continuous and integrated process that underpins the Bank&#8217;s ability to achieve its strategic objectives while safeguarding its financial and operational resilience. Each component of the risk management lifecycle operates in an ongoing and iterative manner, reflecting the dynamic nature of the risk environment. 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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Reporting and Escalation </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">77</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: center; margin-top: 0pt; margin-bottom: 0pt;">
<img alt="" src="g936350g1g00n71.jpg" style="width: 415px; height: 308px;"/><br/></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Governance and Oversight </div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Effective risk management begins with effective risk governance and oversight. </div></div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Risk governance and oversight serves as the structural backbone that ensures risk-taking activities are aligned with the Bank&#8217;s strategic objectives and risk appetite. The Board of Directors, supported by the Corporate Governance Committee, the Risk Committee, the Audit and Conduct Review Committee, the Human Capital and Compensation Committee, and the Technology Committee, plays a central role in overseeing the Bank&#8217;s risk profile. These bodies are responsible for approving principal risk policies, frameworks, and/or limits, and for overseeing that management operates within the defined Enterprise Risk Appetite Framework. This governance structure is complemented by executive leadership who are accountable for embedding risk considerations into strategic planning and operational execution. </div></div><div style="font-family: arial; font-size: 9pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Governance Structure </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank has a well-established risk governance structure, with an active and engaged Board of Directors supported by an experienced executive management team. Decision-making is highly centralized through several executive and senior risk management committees. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s Board of Directors and its Committees provide oversight and governance over the Bank&#8217;s risk management program which is supported by the President and Chief Executive Officer (CEO) and Chief Risk Officer (CRO). </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Risk Governance Structure of the Bank is set out below. </div></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: center; margin-top: 0pt; margin-bottom: 0pt;">
<img alt="" src="g936350g1g95j19.jpg" style="width: 592px; height: 309px;"/><br/></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">78</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Board of Directors:</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> as the top of the Bank&#8217;s risk management governance structure, provides oversight, either directly or through its committees, to satisfy itself that decision making is aligned with the Bank&#8217;s strategies and risk appetite. The Board receives regular updates on the key risks of the Bank (including a quarterly comprehensive summary of the Bank&#8217;s risk profile and performance of the portfolio against defined limits). The Board approves key risk policies, frameworks, and limits, and ensures the implementation of the appropriate processes by management to manage those risks and to adhere to the policies and frameworks. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Corporate Governance Committee of the Board:</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> acts in an advisory capacity to the Board to enhance the Bank&#8217;s corporate governance through a continuing assessment of the Bank&#8217;s approach to corporate governance and makes policy recommendations in support of the Bank&#8217;s purpose, culture and strategy. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Committee of the Board:</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> assists the Board in fulfilling its responsibilities for the review of the Bank&#8217;s risk appetite and identifying and monitoring key financial and <div style="white-space: nowrap;display:inline;">non-financial</div> risks and the oversight of the promotion and maintenance of a strong risk culture throughout the Bank. The Committee assists the Board by providing oversight of the risk management function at the Bank. This includes periodically reviewing and approving the Bank&#8217;s key risk management policies, frameworks and limits and satisfying itself that management is operating within the Bank&#8217;s Enterprise Risk Appetite Framework. The Committee oversees the Bank&#8217;s sustainability-related risks, specifically the Bank&#8217;s environmental (including climate), social, and governance (ESG) risks. The Committee also oversees the independence of Global Risk Management, including the effectiveness of the head of this function, as well as the function itself. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Audit and Conduct Review Committee of the Board:</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> assists the Board by providing oversight on the effectiveness of the Bank&#8217;s system of internal controls. The Committee oversees the integrity of the Bank&#8217;s consolidated financial statements and related quarterly results. This includes oversight of all financial reporting as well as the external auditor&#8217;s qualifications, independence and performance. This Committee assists the Board in fulfilling its oversight responsibilities for setting standards of conduct and ethical behaviour, the oversight of conduct reviews, culture as it relates to conduct risk, and the oversight of compliance with the consumer provisions. The Committee also oversees the Bank&#8217;s compliance with legal and regulatory requirements, and oversees the Global Finance, Global Compliance (including anti-money laundering, anti-terrorist financing and sanctions) and Audit Department functions at the Bank. The Committee also oversees the independence of each of these control functions, including the effectiveness of the heads of these functions, as well as the functions themselves. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Human Capital and Compensation Committee of the Board:</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> in conjunction with the Risk Committee of the Board, satisfies itself that adequate procedures are in place to identify, assess and manage the risks (including conduct risk) associated with the Bank&#8217;s material compensation programs and that such procedures are consistent with the Bank&#8217;s risk management programs. The Committee has further responsibilities relating to talent management, succession planning and total rewards. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Technology Committee of the Board:</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> assists the Board in fulfilling its oversight responsibilities with respect to technology-based risk management in coordination with the Risk Committee. The Committee oversees the Bank&#8217;s technology strategy and technology investment and innovation. The Committee reviews, approves or recommends for Board approval, the Bank&#8217;s significant technology frameworks, policies and supporting standards and internal controls, and monitors risks related to the use of technology. The Committee also reviews the independence of the Technology function, including the effectiveness of the head of this function, as well as the function itself. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">President and Chief Executive Officer (CEO):</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> reports directly to the Board and is responsible for defining, communicating and implementing the strategic direction, goals and core values for Scotiabank that maximize long term shareholder value and returns, and meeting the needs of the Bank&#8217;s other key stakeholders. The CEO oversees the establishment of the Bank&#8217;s risk appetite, in collaboration with the CRO and CFO, which is consistent with the Bank&#8217;s short- and long-term strategy, business and capital plans, as well as compensation programs. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Global Risk Management (GRM):</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> is an independent second line of defence that provides oversight of enterprise-wide risk management and is led by the Group Head&#160;&amp; CRO. The CRO reports directly to the Chief Executive Officer and has a functional reporting line to the Risk Committee of the Board of Directors. The CRO also maintains unfettered access to the Board and its committees, ensuring the independence, authority, and transparency of the Risk Function. GRM accountabilities include the management of all principal risks globally. Furthermore, as a senior member of the Bank&#8217;s executive team, the CRO provides independent and effective challenge to strategic and capital allocation decisions, ensuring they align with the Bank&#8217;s Risk Appetite Statement and support sustainable performance against the Bank&#8217;s Balanced Scorecard objectives. GRM is responsible for providing effective challenge and reasonable assurance to executive management, the Board of Directors and shareholders that risks are actively identified, managed and communicated to all key stakeholders. GRM&#8217;s accountability is to ensure that the outcomes of risk-taking activities optimize and protect long-term value by using insight and partnership to drive business impact and safeguards trust. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Global Compliance&#160;&amp; AML:</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> is an independent second line of defence that is responsible for oversight of Compliance Risk, ML/TF Risk&#160;&amp; Sanctions Risk and is led by the EVP&#160;&amp; Chief Compliance Officer and supported by the Group Chief Anti-Money Laundering Officer (Group CAMLO). Within this structure, Global Compliance provides effective challenge and oversight to business lines and corporate functions assessing the adequacy of, adherence to, and effectiveness of the Bank&#8217;s <div style="white-space: nowrap;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">day-to-day</div></div> compliance controls, and for opining to the Board on whether, based on the independent monitoring and testing conducted, the controls are sufficiently robust to achieve compliance with the applicable regulatory requirements. It also provides oversight and effective challenge to the Bank&#8217;s management of bribery and corruption risk. Global AML under the Group CAMLO is responsible for maintaining the AML/ATF and Sanctions program which is designed to comply in all material respects with the regulations to which it is subject, and to protect the Bank from being used to launder illicit funds, finance terrorism, violate or evade sanctions. This group also develops AML/ATF and Sanctions policies and control standards to effectively manage money laundering, terrorist financing, and sanctions risks and provides risk-based independent oversight, risk assessment and effective challenge to the first line of defence. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Global Finance:</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> is led by the Group Head&#160;&amp; Chief Financial Officer (CFO) and is responsible for setting enterprise-wide financial strategies which support the Bank&#8217;s ability to maximize sustainable shareholder value. Global Finance actively manages the reliable and timely reporting of financial information to management, the Board of Directors, shareholders, regulators, as well as other stakeholders. This reporting includes the Bank&#8217;s consolidated financial statements and related quarterly and annual results, as well as all financial reporting related regulatory filings. Global Finance executes the Bank&#8217;s financial, liquidity and capital management strategies with appropriate governance and control, while ensuring its processes are efficient and effective. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Audit Department:</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> reports functionally to the Audit and Conduct Review Committee of the Board on the design and operating effectiveness of the Bank&#8217;s risk management processes. The mission of the Audit Department is to provide the Board and Management with independent, risk-</div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">79</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">based, and objective assurance over the Bank&#8217;s internal controls, risk management and governance processes which strengthen the Bank&#8217;s ability to create, protect and sustain value. The Audit Department provides value-added insights and advisory services* in support of the Bank&#8217;s strategic objectives in addition to developing talent for the Bank. The Audit Department enhances the Bank&#8217;s reputation and credibility with its stakeholders. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Business Lines:</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> as the first line of defence, own the risks generated by their activities, are accountable for effective management of the risks within their Business Lines and functions through identifying, assessing, mitigating, monitoring and reporting the risks. Business lines and corporate functions actively design and implement effective controls as well as governance activities to manage risk and maintain activities within risk appetite and policies. Further, business lines have processes to be able to effectively identify, assess, monitor and report against allocated risk appetite limits and are in compliance with relevant policies, standards and guidelines. The Business Risk Management functions (&#8220;1B&#8221;) play an important role in assisting the Risk Owners (&#8220;1A&#8221;) in identifying, assessing, monitoring, reporting, and mitigating risks; and establishing risk governance, internal controls, and reporting frameworks. While Business Lines may rely on corporate and support functions to execute certain activities (i.e., technology, procurement, etc.), Business Lines ultimately maintain accountability for the risks generated by their activities and timely remediation of gaps. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Corporate&#160;&amp; Support Functions:</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;"> refer to the departments that execute activities supporting the overall operations of the organization and/or provide assistance and services to the core business operations. These functions typically include human resources, technology, operations, etc. that play a crucial role in ensuring the smooth functioning of the Bank. </div></div><div style="font-family: arial; font-size: 6.5pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">* Subject to not impairing the Audit Department&#8217;s independence or objectivity. </div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Oversight Requirements </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Each principal risk identified by the Bank must be governed by a clearly articulated risk management governance document (Frameworks and Policies) aligned with the Bank&#8217;s overarching risk appetite and governance standards. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Policies should be developed in consultation with stakeholders across risk management, control functions, business lines, and the Audit Department, and must reflect regulatory expectations, industry best practices, and internal governance principles. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Policy and Framework development must align with the Bank&#8217;s Policy of Policies to ensure consistency and alignment in risk management practices across the Enterprise. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Committee governance structures must be established to manage each principal risk, with designated risk committees or governance bodies accountable for monitoring exposures, reviewing metrics, and ensuring mitigation strategies are in place. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Dedicated second line resources must be in place to provide effective challenge and oversight of the risk. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Risk appetite statements must be established to define the Bank&#8217;s appetite for the risk and how it is measured and monitored. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Risk appetite metrics must be supported by management limits, early warning thresholds, risk appetite limits, and key risk indicators, as appropriate for the risk. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Adequate and effective monitoring and reporting must be established to the Board and executive and senior management, including from subsidiaries, with clear escalation lines. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Board and executive management must have clearly defined roles and responsibilities in relation to risk identification, assessment, measurement, monitoring, and reporting to support effective governance and oversight. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Appetite </div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Effective risk management requires clear articulation of the Bank&#8217;s risk appetite and how the Bank&#8217;s risk profile aligns with the Bank&#8217;s strategy and managed in relation to that appetite. </div></div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="width: 48%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; float: left; position: relative;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Enterprise Risk Appetite Framework (ERAF) defines the types and levels of risk the Bank is willing to accept to meet its strategic and financial goals. It aligns with the Bank&#8217;s vision and strategy, reinforcing a strong risk culture and ensuring decisions stay within set boundaries. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The ERAF is integrated into strategic, capital, and financial planning, as well as compensation programs. It is reviewed annually by senior management and approved by the Board. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Each Principal Risk, Business Line, and Key Subsidiary must have its own Risk Appetite Statement (RAS), aligned with the ERAF and tailored to its operations, including alignment to local requirements where relevant. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The ERAF includes both qualitative and quantitative measures, supported by management-level limits and controls. Key metrics ensure effective management of Principal Risks within regulatory constraints, keep reputational risk top of mind, and support strategic execution within defined operating parameters, helping the Bank maintain its risk posture over time. </div></div></div><div style="width: 49%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; margin-left: 3%; float: left; position: relative;"><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="margin-top: 0pt; margin-bottom: 0pt;">
<img alt="" src="g936350g1g00a13.jpg" style="width: 272px; height: 263px;"/><br/></div></div><div style="height: 0pt; clear: both; font-size: 0pt; max-height: 0px;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Culture Risk and Risk Culture </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Culture Risk is the risk that the Bank&#8217;s actual culture diverges from its stated desired culture. This misalignment can weaken risk management, impair decision making, and undermine the Bank&#8217;s ability to meet strategic and regulatory expectations. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Culture focuses specifically on how risk is understood, discussed, and managed across the organization. A strong risk culture reinforces accountability, ethical conduct, and alignment with the Bank&#8217;s risk appetite. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Effective risk management requires a strong, robust, and pervasive risk culture where every Bank employee understands and recognizes their role as a risk manager and is responsible for identifying and managing risks. </div></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: center; margin-top: 0pt; margin-bottom: 0pt;">
<img alt="" src="g936350g1g14l18.jpg" style="width: 452px; height: 195px;"/><br/></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank has identified four key themes of a strong Risk Culture: tone from the top, accountability, risk management and people management. These key themes are predicated on our ScotiaBond values and behaviours, and enables employees to identify risk taking activities that are beyond the established risk appetite. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Elements that influence and support the Bank&#8217;s Risk Culture: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Decision-making on risk issues is highly centralized:</div> the flow of information and transactions to senior and executive committees keeps management well informed of the risks the Bank faces and ensures that transactions and risks are aligned with the Bank&#8217;s risk appetite. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Scotiabank Code of Conduct:</div> describes standards of conduct required of Employees, Contingent Workers, Directors and officers of the Bank. All Scotiabankers are required to receive, read and comply with our Code, and any other applicable Scotiabank policies and affirm their compliance within the required timeline on an annual basis. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">ScotiaBond:</div> the Bank&#8217;s culture ambition reflects the Bank&#8217;s values and behaviours. Our values are: Client-centric &#8211; Deliver a differentiated experience that creates value for our clients; Integrity &#8211; Make the right decisions for our clients, each other, and our Bank; Inclusion &#8211; Value and leverage differences and diverse perspectives; Accountability &#8211; Take initiative to sustainably and profitably grow our Bank. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Communication:</div> the Bank actively communicates risk appetite to help embed appropriate risk taking into the Bank&#8217;s Risk Culture, to reinforce and champion ScotiaBond values and behaviours, and promote desired culture. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Training:</div> Risk Culture is continually reinforced by providing effective and informative mandatory and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-mandatory</div> training modules for all employees on a variety of risk management topics. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Compensation:</div> the Bank&#8217;s compensation, rewards and recognition, and incentive programs are designed to support and reinforce appropriate risk behaviours, ensure compliance with compensation-related principles and regulations and discourage behaviours that conflict with ScotiaBond values and behaviours, and our Code &#8211; ensuring undesired behaviours are not incentivized or rewarded. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Employee goals:</div> all employees across the Bank have an accountability goal assigned to them annually. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Executive mandates:</div> all Executives across the Bank have risk management responsibilities within their mandates. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Identification and Measurement </div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Effective risk management requires a comprehensive process to identify risks and assess their materiality. </div></div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Identification and Measurement encompasses both known and potential or unknown risks. The Bank&#8217;s approach ensures that risks are not only identified through current exposures and trends but also proactively assessed for emerging threats and vulnerabilities that may not yet be fully understood or realized. This comprehensive view supports a resilient and forward-looking risk management framework. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank defines Risk as the potential impact of deviations from expected outcomes on the Bank&#8217;s earnings, capital, liquidity, reputation and resilience caused by internal and external vulnerabilities. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Identification and Measurement is performed on an ongoing basis through the following: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Monitoring &#8211; risks are identified by constantly monitoring and reporting current trends and analysis, top and emerging risks and internal and external significant adverse events impacting the Bank </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">New Products and Services &#8211; new or significant change to products, services and/or supporting technology are assessed for potential risks through the New Initiatives Risk Assessment Program </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">81</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Strategic Investments &#8211; investment transactions are thoroughly reviewed for risks and are approved by the Operating Committee with advice and counsel from the Strategic Transactions and Investment Committee who provides direction and guidance on effective allocation and prioritization of resources </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk Measurement </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s measurement of risk is a key component of its risk management framework. The measurement methodologies may apply to a group of risks or a single risk type and are supported by an assessment of qualitative risk factors to ensure the level of risks are within the Bank&#8217;s risk appetite. The Bank utilizes various risk techniques such as: models, stress testing, scenario and sensitivity analysis, and back testing using data with forward-looking projections based on plausible and worst-case economic and financial market events to support its risk measurement activities. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Internal Capital Adequacy Assessment Process (ICAAP) </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">On an annual basis, the Bank undergoes a Bank-wide Assessment of Risks that identifies the principal risks faced by the Bank for the Internal Capital Adequacy Assessment Process and the determination of internal capital. This process evaluates the risks and determines the pervasiveness of the risk across multiple business lines, the significance of the risk to a specific business line, the likelihood and potential impact of the risk and whether the risk may cause unexpected losses in income and therefore would be mitigated by internal capital. The process also reviews other evolving and emerging risks and includes qualitative considerations such as strategic, economic and ESG risk factors. The identified risks are ascribed a rating of how probable and impactful they may be and are used as an important input for the ICAAP and the determination of internal capital. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">As part of this annual risk assessment process the Bank&#8217;s Principal Risks for the year are identified through consultation with various risk owners and/or stakeholders and approved by the Operational Risk Committee and the Risk Management Committee. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Models </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The use of quantitative risk methodologies and models is subject to effective oversight and a strong governance framework which includes the application of sound and experienced judgment. The development, design, independent review and testing, and approval of models are subject to the Model Risk Management Policy. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank employs models for a number of important risk measurement and management processes including: regulatory and internal capital, internal risk management, valuation/pricing and financial reporting, meeting initial margin requirements, business decision-making for risk management, and stress testing. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stress Testing </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Stress testing programs at both the enterprise-wide level and individual risk level allow the Bank to estimate the potential impact on the Bank&#8217;s performance resulting from significant changes in market conditions, credit environment, liquidity demands, or other risk factors. Enterprise-wide stress testing is also integrated with both the strategic and financial planning processes, as well as financial crisis management planning. The development, approval and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">on-going</div> review of the Bank&#8217;s stress testing programs are subject to policy, and the oversight of the Stress&#160;&amp; Scenarios Committee (SSC) or other management committees as appropriate. The SSC is also responsible for reviewing and approving stress testing, climate risk, and expected credit loss scenarios for implementation and use. Each stress testing program is developed with input from a broad base of stakeholders, and results are integrated into management decision making processes for capital adequacy and/or allocation, funding requirements and strategy, risk appetite setting, and limit determinations. The stress testing programs are designed to capture a number of stress scenarios with differing severities and time horizons. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Other stress tests are conducted, as required, at the enterprise-wide level and within specific functional areas to test the decision-making processes of the senior management team and key personnel, by simulating a potential stress scenario. Simulated stress scenarios may include several complexities and disruptions through which senior management are engaged to make certain key decisions. Generally, the objectives of the simulations can include testing (1)&#160;the executability of activation protocols, (2)&#160;operational readiness, (3)&#160;the flexibility of the executive decision-making process, and (4)&#160;the process by which actions to be taken are prioritized. The exercises may also be designed to test the applicability and relevance of available data and the timeliness of reporting for decision making under stressed/crisis conditions. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Scenario Analysis </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Scenario analysis is a forward-looking Operational Risk Management (&#8220;ORM&#8221;) tool utilized by the Bank to actively manage risk by assessing low likelihood, high impact, hypothetical events. Through this process, hypothetical events are analyzed to allow for the identification of potential operational risks or threats and an assessment of the adequacy of controls. The output of this analysis may lead to a mitigation of risk exposures, and ultimately, a reduction in operational losses. This also allows for assessments related to material catastrophic risk exposures (e.g. technology or fraud scenarios, as well as physical risks related to climate change, earthquake, hurricane, forest fire, pandemics, and significant adverse events). </div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Assessment and Control Management </div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Effective risk assessment and control management is foundational to the Bank&#8217;s Risk Management Framework, it enables the organization to identify, evaluate, manage and control risks in alignment with its strategic objectives and risk appetite. </div></div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk Assessments </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank has developed key risk assessment processes to comprehensively assess materiality of risks and effectiveness of controls to ensure risks are effectively managed. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk Response Strategies </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Risk response is the process for designing and implementing actions to address risk issues to ensure risks are managed proactively and effectively to minimize any impact on the Bank. Key strategies include: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk Mitigation:</div> Involves taking steps to reduce the likelihood or impact of a risk. This process begins when the Risk Owner&#8217;s management acknowledges the risk and determines a corrective action plan. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">82</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk Avoidance:</div> Risks are avoided when management determines that the risk is outside of the risk appetite or that a cost-effective solution is not available and decides not to pursue the activity which creates the risk. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk Transfer:</div> Risks are transferred when management acknowledges the risk and determines that the risk is more appropriately covered by insurance. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Controls </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s risk control activities are integral to maintaining a robust risk management environment and is an important component of corporate governance. The Bank is committed to meet OSFI&#8217;s requirements and guidelines when conducting business activities which involve exposure to risk. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s Internal Control System is designed to mitigate risks to the Bank and ensure that control activities are defined at every level of the organization, including approval and authorization limits, segregation of duties, physical and logical access controls, and information processing and reconciliation controls. Internal control underpins all activities the Bank undertakes to meet its objectives and its obligations to all its stakeholders. </div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Monitoring and Testing </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">The Bank is committed to remaining vigilant and responsive to potential risks to ensure that all business activities operate within the approved risk appetite limits, thresholds, or guidelines. This proactive approach to risk management is essential for safeguarding the Bank&#8217;s financial stability, reputation, and regulatory compliance. By maintaining a comprehensive view of risk exposures, the Bank can promptly address any emerging threats and ensure that its risk profile remains within the established risk appetite. A component of risk monitoring is business oversight in which the effectiveness of controls and identification of issues or trends are discussed in committee meetings or similar forums. Risk Monitoring also includes surveillance monitoring in which employee and client activities are reviewed to identify instances of misconduct or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-compliance.</div> </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Metric Monitoring </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Appetite Metrics are Key Risk Indicators (KRIs) that are monitored as part of the Enterprise Risk Appetite Framework. Management monitors additional metrics, such as KRIs, Key Performance Indicators (KPIs), and Key Control Indicators (KCIs) that assist in the oversight of risk management activities across the Bank. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk Limits </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Risk limits are a fundamental mechanism for governing risk-taking activities within the boundaries established by the Board of Directors and executive management. These limits are aligned with the Bank&#8217;s approved risk appetite and tolerances and are designed to ensure that risk exposures remain within acceptable levels across financial, operational, compliance, and strategic dimensions. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Limits serve to: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Reinforce accountability by clearly assigning responsibility for managing risk within defined thresholds. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Prevent excessive risk-taking that could compromise the Bank&#8217;s financial stability, reputation, or regulatory compliance. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Promote a culture of risk awareness and disciplined decision-making throughout the organisation. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">By setting clear and measurable boundaries, limits support the effective implementation of the Bank&#8217;s risk management strategy and ensure consistency with its overall risk governance framework. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Testing Procedures </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Testing is a critical component of the Bank&#8217;s risk monitoring activities. It provides assurance that internal controls are appropriately designed and operating effectively to mitigate risks. The Bank&#8217;s testing program supports proactive risk management by identifying control weaknesses, supporting the validation of remediation efforts, and reinforcing accountability across the First and Second Lines of Defence. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Testing activities are risk-based and prioritized according to, among other factors, the materiality and complexity of the control environment, regulatory expectations, and the maturity of existing monitoring. Annual testing plans are subject to review and approval by relevant governance committees. Testing may include walkthroughs, control design assessments, data analysis techniques and operating effectiveness testing using sampling methodologies. </div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Reporting and Escalation </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Reporting Process </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Within the ERM framework, regular updates to senior management and the Board, including the Enterprise Risk Management (ERM) Quarterly Risk Report (QRR), provide aggregate measures of risk across the Bank&#8217;s global operations. These reports ensure adherence to risk appetite and limits while offering a clear overview of the Bank&#8217;s risk profile and performance. Senior leadership uses this information to assess the organization&#8217;s risk exposure. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Escalations </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s escalation processes are crucial for risk monitoring and reporting, ensuring timely identification and communication of potential risks. Risk owners are responsible for continuously tracking risk metrics and identifying any breaches of limits or early warning thresholds. When breaches of early warning thresholds or risk appetite limits occur, or if there are any other deteriorating trends in the risk profile that could impact the organization&#8217;s stability and performance, risk owners must promptly escalate these issues to senior management and/or the Board. This ensures that timely and necessary actions can be taken to mitigate the risks and maintain the Bank&#8217;s risk posture and compliance with regulatory requirements. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">83</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T43</div>&#8194;Exposure to risks arising from the activities of the Bank&#8217;s businesses </div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: center; margin-top: 0pt; margin-bottom: 0pt;">
<img alt="" src="g936350g1g00a65.jpg" style="width: 683px; height: 733px;"/><br/></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Average assets for the Other segment include certain non-earning assets related to the business lines. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Attributed Capital is a combination of regulatory: (i) Risk-based capital and (ii) Leverage capital. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes Attributed Capital for significant investments, goodwill, intangibles and leverage capital. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Risk-weighted assets (RWA) are as at October 31, 2025 as measured for regulatory purposes in accordance with Basel III. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">84</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Top and emerging risks </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank is exposed to a variety of top and emerging risks. These risks can potentially affect the Bank&#8217;s business strategies, financial performance, and reputation. As part of our risk management approach, we monitor our operating environment to identify, assess, review, and manage a broad range of top and emerging risks and drivers of those risks to undertake appropriate risk mitigation strategies. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Risk drivers are identified using a risk identification system whereby information is gathered and consolidated from a variety of internal and external sources including industry research and peer analysis, Senior Management expertise, and risk reporting from our international operations. The results of this research, in conjunction with internal risk assessments across the Bank&#8217;s principal risks and Business Lines, help identify the impact of top and emerging risk drivers, which, along with mitigation activities, are summarized and reported to Executives and the Board of Directors on a quarterly basis. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">The external risk environment continues to be characterized by an unprecedented rate of change and interconnectivity on a global scale. Drivers of risk are becoming less predictable and require a more agile approach to respond quickly to mitigate their impacts. While emerging risk drivers continue to be concentrated in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> areas, they have the potential to interact and amplify other top risks, including financial ones, in ways that can be difficult to predict. This year, the impacts of U.S. imposed tariffs and continued trade and government policy uncertainty have been key interconnected risk drivers. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s top and emerging risk drivers are as follows: </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Evolving Cyber Threats </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">As technology advances, cyber threats continue to evolve in sophistication and scope, which could impact the Bank directly and/or its third-party service providers. These threats manifest as attacks on critical functions or infrastructure, including but not limited to, client facing systems and may result in financial loss, data theft, regulatory consequences, reputational damage or operational disruption to the Bank. The inherent risk of cyber threats continues to increase as attack surfaces grow with the adoption of new technologies and cloud services. Geopolitical conflicts have increased the severity and frequency of cyber threats and state-sanctioned cyber attacks on critical infrastructure, public facing services and emerging technologies. Advancements in Generative AI and Large Language Models (LLM) create additional attack vectors that enable new forms of cyber attacks to commit fraud or exfiltrate sensitive data and personally identifiable information. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s overall cyber security and IT program continues to adapt to the evolving and complex cyber threat landscape, and investments in cyber defences, including proactive and adaptive security measures, and IT infrastructure to strengthen its operational resilience. As threat actors look to exploit the weakest link in a system, frequent monitoring of critical suppliers and effective contingency planning helps mitigate the vulnerability to cyber attacks on third parties and safeguards critical assets to ensure business continuity. The Bank also maintains cyber insurance coverage to help mitigate potential losses linked to cyber incidents. The insurance coverage limit is regularly reviewed and evaluated to ensure it meets the Bank&#8217;s needs. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Tariffs and Trade Policy Uncertainty </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Heightened economic uncertainty driven by the impact of tariffs and changing government policy may contribute to a slowdown in economic and trade activity. This is occurring in an already uncertain macroeconomic environment for the Bank&#8217;s clients who may also be dealing with higher borrowing costs and could further dampen consumer demand and investor confidence. In addition, existing sectoral and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-CUSMA</div> compliant goods tariffs on Mexico and Canada could impact key exports creating headwinds for the Bank in its priority markets. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Proactive provisioning, stress testing, and regular monitoring of the environment supports the Bank&#8217;s preparedness for a significant downturn, while fostering a deeper understanding of how evolving conditions affect the Bank&#8217;s risk profiles and business performance. Ongoing monitoring of liquidity, deposit levels, and credit quality keeps the Bank adept in responding to this changing environment and protects against potential impacts of macroeconomic uncertainty. Portfolios are monitored for delinquency trends, and collections measures are being deployed to mitigate potential impacts to the Bank&#8217;s most vulnerable borrowers. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Client Repayment Vulnerability and Recession Risks </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">After a period of elevated interest rates, most central banks have lowered their policy rates, which should support economies that are actively dealing with tariffs and economic uncertainty. As well, the lag effects of higher interest rates may continue to increase portfolio impacts, including provisions and delinquencies as clients continue to face higher refinancing costs, weakening consumer demand and higher unemployment. This environment also increases the risk of recession or a market downturn, which can put further pressure on consumer and business confidence, loan demand and real estate markets and may result in lower earnings and higher credit losses for the Bank. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank has measures in place to monitor and mitigate impacts on its portfolios (i.e., stress testing, downturn readiness playbooks), while continuing its proactive client outreach. The effectiveness of collection efforts remains critical to sustaining momentum in impaired loan management and driving overall portfolio health. In addition, the Bank&#8217;s strategic shift places focus on allocating capital to more mature, priority markets with an emphasis on lower cost deposits and client primacy that helps reduce credit risk. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Changing Government Policy </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Recent developments suggest a possible trend toward increased government engagement in economic and regulatory matters that may include more active fiscal measures aimed at achieving specific outcomes. Though the direction of such policies remains uncertain, governments are working towards increasing economic growth, national strength and resilience, including more restrictive trade policies, promotion of industrial policy and supporting national corporate champions. This new policy environment will create uncertainty as previous rules and operating principles for businesses are upended that could result in inflation, higher longer term borrowing costs and sovereign risk concerns. It could also lead to headwinds for the Bank in its priority markets, particularly the North American corridor, as political relationships change and policy uncertainty accelerates, requiring strategic adjustments. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Government Affairs, Compliance, Global AML and Economics teams continue to monitor the changing political and economic landscape across the Bank&#8217;s operating footprint, communicating broadly to clients and employees, and supporting stress testing and scenario analysis. These teams regularly update the Bank&#8217;s leadership to support a continuous understanding of the evolving environment and its impact on the Bank&#8217;s risk profile, strategy and business performance. In Canada, recent legislative efforts, such as the One Canadian Economy Act, may help advance major projects and stimulate economic activity, potentially supporting loan demand and employment. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">85</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Climate Change </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Rising costs of climate change and new climate guidelines increase regulatory oversight and stakeholder expectations to demonstrate strong governance in managing climate risks. The increased intensity and frequency of severe weather events highlights the potential impacts of diverse physical risks due to climate change, which include damage to properties and disruptions to operations that can negatively impact profitability. The changing corporate and political environment in the US and Canada could result in reduced support for climate-related regulation and funding for climate initiatives, creating uncertainty that could limit clients&#8217; ability or willingness to reduce emissions. Under current laws and evolving climate regulations, which include management of nature-related risks and their impacts, making exaggerated or misleading sustainability claims or &#8220;greenwashing&#8221;, either intentionally or due to data collection and reporting challenges, can create legal and reputational risks. For further details please refer to the ESG Risk section on page 113. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank continues to maintain compliance with evolving climate regulations across its global footprint. To manage physical risks, there are several mechanisms to identify, mitigate, and assess potential Bank losses, while disaster recovery planning is focused on ensuring uninterrupted operations for localized disasters and weather-related events. The Bank has a public ESG policy that restricts lending to the Oil&#160;&amp; Gas industry within the Arctic, thermal coal mining or coal power generation and new nature-related sustainability policies for activities in UNESCO World Heritage sites and RAMSAR wetlands. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Geopolitical Tensions </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The potential for political miscalculations and conflict escalations remains a key concern. Geopolitical uncertainty and a fracturing global economy continues as many geopolitical conflicts remain unresolved, including U.S.-China tensions, the continuing war in Ukraine, and the ongoing conflict in the Middle East. Geopolitical tensions are accelerating in complexity and speed with risk increasingly manifesting in interconnected ways that could disrupt global trade, supply chains or operations, and cause market volatility. Financial institutions have limited influence over broad geopolitical dynamics and resulting impacts could require strategic adjustments to manage changes to client and investor confidence and to address a higher risk of financial instability. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank seeks to grow and do business in countries that have a track record of economic growth and institutional stability, while continuing to invest in its priority markets within the North American corridor. The Bank monitors geopolitical developments through various pillars and threat intelligence coordination, and monitors regions with geopolitical conflicts to ensure operations, including sanctions related controls continue to be fully compliant with evolving laws. The Bank&#8217;s stress testing programs help evaluate the potential impacts of severe economic scenarios, and the Bank can draw from its extensive experience operating in emerging markets across the globe to manage volatility, and right scaling exposure when necessary. As well, the Bank&#8217;s strong and varied client base, robust liquidity levels and diversified funding programs help manage disruptions or market dislocations. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Increasing Regulatory Scrutiny and Changing Regulatory Landscape </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">As a global financial institution, the Bank operates under various legal and regulatory frameworks that affect its businesses. The growing volume, complexity, and pace of regulatory obligations, combined with continued scrutiny and increasing fines and penalties across the Bank&#8217;s footprint is competing for limited resources and is a challenge when balancing compliance with innovation amidst growing competition in the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-regulated</div> financial industry. The Bank strives to monitor and evaluate the emerging regulatory developments and to implement the necessary changes to ensure compliance. However, any inadvertent <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-compliance</div> may expose the Bank to fines, penalties, litigation, regulatory sanctions, enforcement actions and restrictions or prohibitions on its business activities. These consequences may adversely affect the Bank&#8217;s financial performance, its business strategy execution and its reputation. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank continues to monitor changes in regulatory guidance from regulators and to assess the impact of new regulations and increasing scrutiny across its operating footprint. It continues to coordinate regulatory examinations as part of its compliance program and work with peers to promote consistent guidance and requirements across jurisdictions. Although some regulators have indicated a desire to ease financial rules to support lending and economic growth, the Bank is continuing to invest in infrastructure to address immediate compliance challenges while building resilience for the years ahead, supported by a robust funding model and risk culture with the appropriate regulatory talent. For additional information on some of the key regulatory developments that potentially impact the Bank&#8217;s operations, see &#8220;Regulatory Developments&#8221; on page&#160;120. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Increasing Reliance on Third Party Services </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">The Bank continues to rely on third parties for the delivery of some critical services. The growing concentration of dominant third and nth parties for the delivery of these critical services, combined with attempts to keep up with technological advancements requires oversight and monitoring of complex third- and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">nth-party</div> arrangements, and their compensating controls. Using third-party service providers increases the risk of attacks, breaches, or disruptions due to the Bank&#8217;s reduced oversight and control over their technology and security. This can interrupt critical functions or infrastructure, including but not limited to, client facing systems and may result in financial loss, data theft, regulatory consequences, reputational damage or operational disruption to the Bank. Resiliency and preparedness for third party disruptions, including contingency planning and identification of alternative vendors, is an area of increasing focus. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank aims to be &#8220;Resilient by Design&#8221; and has established an operational resilience program to support engagements with third party service providers, including defining critical suppliers, enhancing continuous monitoring, increasing the frequency of risk assessments and developing vendor disruption strategies. The Bank continues to invest in enhancing its governance of third parties, resourcing capabilities, and technology to ensure it manages third party risk prudently. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">External Fraud, Scams and Insider Risks </div></div><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank and the industry as a whole continues to be exposed to the threat of increasing fraud given the uncertain economic climate, rapid digitization, and the adoption of new technologies. The Bank anticipates that it will continue to experience fraud losses driven by external threats and scams, including first party fraud. First party fraud involves deceptive actions by clients who knowingly engage in false or deceptive activities relating to financial transactions on an account issued in their name for personal gain. As well, the financial industry continues to observe an increased number of insider risk cases, leading to new or emerging threats. These cases can lead to data being compromised, intellectual property theft, business disruptions, as well as regulatory, operational and compliance risks. It can also lead to fraud, which historically has been driven by external factors, including service providers to the Bank and its customers. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Despite the Bank&#8217;s investments in fraud prevention and detection programs, capabilities, measures and defences, it may not prevent against all fraudulent activity which could result in financial loss, reputational damage or operational disruptions in the Bank&#8217;s businesses. The Bank is continuously enhancing its fraud oversight functions and governance structures to ensure a coordinated response to fraud attacks and to support future business growth in line with its strategy. </div></div><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></div> <div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Data Quality and Availability </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The increasing role of data in processes, models and operations, its potential for bias, and the increasing sensitivities and concerns on appropriate use of data in the decision-making process, can all result in reputational risk. Models leveraging data with poor quality may impair the Bank&#8217;s ability to meet regulatory disclosure requirements and increase compliance and operational costs. As data volumes grow exponentially, driven in part by Gen AI, the risk of inaccurate, incomplete, or untimely data is increasing. This can hinder effective reporting, governance, and risk profiling, and may compromise compliance with regulatory requirements, including the accuracy of disclosures. Challenges in data availability and quality amplify these risks, potentially impacting decision making and leading to higher costs. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank has policies that outline guiding principles on how to manage the risks of using data, in alignment to the latest regulations on data and AI, while incorporating data ethics into its Code and training. The Bank continues to modernize its data management processes, expanding data governance and increasing the scope and thoroughness of its data quality validations. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Rapid AI Adoption </div></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;">AI introduces risks such as operational disruptions, security vulnerabilities, including a higher risk of fraud, regulatory challenges, and ethical concerns. Maintaining competitiveness through AI adoption including Gen AI, Agentic AI and LLM is vital for the Bank as it aims to leverage the technology for improved decision-making, enhanced client experience and process optimisation. However, keeping pace with the latest advancements poses new risks, including additional model governance requirements, potential copyright and intellectual property infringement, spread of misinformation and inaccuracy of outputs, which could ultimately erode consumer trust and confidence. Rapid adoption and ease of use of Gen AI and Agentic AI technologies also leads to increased competitive pressures from <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-regulated</div> FinTech companies that have lower cost structures and regulator oversight. </div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank is addressing the risks of further AI adoption, including malicious use, data vulnerabilities, and regulatory scrutiny, by operationalizing its AI Risk Management Program through cross functional collaboration and embedding robust procedures across business units, while increasing employee awareness by expanding training, ultimately building trust and oversight across the organization. To address the increasing regulatory scrutiny on the use of AI, and potentially inconsistent AI rules across jurisdictions, the Bank must stay abreast of emerging regulations and continue to establish robust governance with adaptable risk management frameworks as it continues to expand its use of emerging AI technologies across different geographies. </div></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Technology Modernization </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Outdated software and complex technology infrastructure can lead to ineffective change management, increased regulatory and strategic risk, and require investments to adapt to new technologies and react to competitive risks. Risks and impacts emanating from digital innovations such as cloud computing, Gen AI, machine learning and process automation, require continued investments to respond to changing customer needs, regulatory expectations, and cyber threats, while staying competitive with peers and new entrants. Rapid digitalization has created greater dependency on technology to carry out critical business processes and as digital service usage continues to increase, stakeholder tolerance for downtime has reduced. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Technology is a focus for the Bank and is a key enabler for the Bank&#8217;s clients to do business easily, for automating processes, and for driving innovation, including better risk analytics. Managing legacy IT platforms to stay competitive with digital-first players that offer faster, cheaper, and more accessible services requires the Bank to continue investing in digital infrastructure, enhancements to cybersecurity, while adapting to new technologies. The Bank is strategically increasing its technology investments to address legacy platforms, which should reduce system vulnerabilities and increase flexibility to adopt new technologies cost-effectively. The Bank remains focused on ensuring sufficient resourcing for software updates and to accelerate the remediation of expired software, while cloud investments should support software modernization and application rationalization. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Change Management </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Change management and execution risks could remain elevated as the pace of regulatory projects and scale of transformational efforts across the Bank accelerates. It remains essential that change execution is managed effectively by modernizing critical technology and mitigating key person risk. Successful project delivery in support of the Bank&#8217;s strategy could be at risk if overdue regulatory actions, resource constraints and maintenance of critical operations is not addressed. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank continues to strengthen its issues management processes to mitigate against execution risk by enhancing the reporting and tracking of issues to further improve visibility and oversight, and to improve closure rates. As well, processes and operations are managed through a structured risk framework that insists on strong governance, ongoing project assessments through the life cycle, a separation of duties, and thorough testing, supported by post-implementation reviews. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Contagion Risks </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The external risk landscape remains defined by an extraordinary pace of change and global interconnectivity. Risk drivers have the potential to interact with and intensify key financial and non-financial risks in complex and unforeseen ways. This high degree of interconnectedness is intensifying as interdependencies among top risk drivers deepen &#8211; where a cyber breach can cascade into operational outages, liquidity stress, and reputational damage, while credit deterioration in stressed sectors can trigger funding challenges and regulatory pressures &#8211; creating systemic vulnerabilities that amplify overall impact across the Bank. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These increasingly unpredictable risk drivers can lead to contagion risks and demand a more agile and responsive approach to mitigation. The Bank actively monitors the risk environment across its operating footprint and coordinates responses to events across stakeholders and functional groups. Stress testing programmes are used to evaluate the potential impact of severe economic scenarios, while scenario planning helps the Bank prepare for a range of interconnected risk events and explore a range of possible future impacts &#8211; such as economic downturns, regulatory shifts, or climate-related disruptions &#8211; and assess their potential impact on operations, portfolios, and strategy. By modeling these scenarios, the Bank can identify vulnerabilities, test the resilience of its risk frameworks and enhance decision-making. </div></div></div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="bns:FinancialInstrumentsDisclosuresUnderIFRS7Explanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228982" id="ixv-71436"><div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#ededed;padding-top:2pt;padding-bottom:3pt"> <div style="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:8pt; font-family:arial">The grey shaded text and tables marked with an asterisk (*) in the following sections of Management&#8217;s Discussion and Analysis (MD&amp;A) form an integral part of the Bank&#8217;s 2025 Consolidated Financial Statements. These disclosures are presented in accordance with IFRS 7, Financial Instruments: Disclosures, which permits specific risk information to be disclosed in the MD&amp;A and incorporated by cross-reference in the financial statements. These sections provide discussion on the Bank&#8217;s risk management framework to monitor, evaluate, measure and manage credit, market and liquidity risk. As such, these shaded sections should be read in conjunction with the 2025 Consolidated Financial Statements. </div> </div></ix:nonNumeric> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">87</div></div> </div></div> </div> </div> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div></div> <div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div> <div style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Principal Risks &#8211; Financial </div></div></div> <div id="tx937872_29" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Credit Risk </div></div></div> <div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Credit risk is the risk of loss resulting from the failure of a borrower or counterparty to honour its financial or contractual obligations to the Bank. Credit risk arises in the Bank&#8217;s direct lending operations, and in its funding, investment and trading activities where counterparties have repayment or other obligations to the Bank. </div></div></div> <div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div> <div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;text-indent: 0px;">&#160;</div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit risk summary </div></div></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
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<td style="width: 1%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s overall loan book as of October&#160;31, 2025 increased to $779 billion versus $768&#160;billion as of October&#160;31, 2024, led by an increase in Residential mortgages, despite decline in Business and Government lending. Residential mortgages were $370 billion as of October&#160;31, 2025, with 84% in Canada. The corporate loan book, which accounts for 36% of the total loan book is composed of 50% of loans with an investment grade rating as of October&#160;31, 2025, compared to 51% of the total loan book in October&#160;31, 2024. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Loans and acceptances (Personal, and Business and Government lending) remained diversified by region, industry and customer. Regional exposure is spread across our key markets (Canada 68%, United States 8%, Chile 7%, Mexico 6% and Other 11%). Financial Services constitutes 4% of overall gross exposures (before consideration of collateral) and was $32 billion. These exposures are predominately to highly rated counterparties and are generally collateralized. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The effective management of credit risk requires the establishment of an appropriate risk culture. Key credit risk policies and appetite statements are important elements used to create this culture. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Board of Directors, either directly or through the Risk Committee (the Board), reviews and approves the Bank&#8217;s Credit Risk Appetite limits annually and Credit Risk limits and thresholds biennially. </div></div></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The objectives of the Credit Risk Appetite are to ensure that: </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="width: 1%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">target markets and product offerings are well defined at both the enterprise-wide and business line levels; </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="width: 1%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the risk parameters for new underwritings and for the portfolios as a whole are clearly specified; and </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">transactions, including origination, syndication, loan sales and hedging, are managed in a manner that is consistent with the Bank&#8217;s risk appetite. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Credit Risk Policy articulates the credit risk management framework, including: </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">credit risk management policies; </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">credit risk management for trading and investment activities; and </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Single Name and Aggregate limits, beyond which credit applications must be escalated to the Board for approval. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">GRM develops the credit risk management framework and policies that detail, among other things, the credit risk rating systems and associated parameter estimates; the delegation of authority for granting credit; the methodology and calculation of the allowance for credit losses; and the authorization of write-offs. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Corporate and commercial credit exposures are segmented by various business lines and/or by major industry type. Aggregate credit risk limits for each of these segments are also reviewed and approved biennially by the Board. Portfolio management objectives and risk diversification are key factors in setting these limits. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Consistent with the Board-approved limits, borrower limits are set within the context of established lending criteria and guidelines for individual borrowers, particular industries, countries and certain types of lending, to ensure the Bank does not have excessive concentration to any single borrower, or related group of borrowers, particular industry sector or geographic region. Through the portfolio management process, loans may be syndicated to reduce overall exposure to a single name. For certain segments of the portfolio, credit derivative contracts are also used to mitigate the risk of loss due to borrower default. Risk is also mitigated through the selective sale of loans. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Banking units and GRM regularly review the various segments of the credit portfolio on an enterprise-wide basis to assess the impact of economic trends or specific events on the performance of the portfolio, and to determine whether corrective action is required. These reviews include the examination of the risk factors for particular products, industries and countries. The results of these reviews are reported to the Risk Management Committee and, when significant, to the Board. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk measures </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s credit risk rating systems support the determination of key credit risk parameter estimates (Probability of Default (PD), Loss-Given-Default (LGD) and Exposure at Default (EAD)) that are applicable to both Retail and Business Banking portfolios and are designed to measure customer credit and transaction risk. The parameters are an integral part of enterprise-wide policies and procedures encompassing governance, risk management, and control structure, and are used in various internal and regulatory credit risk quantification calculations. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s credit risk rating system is subject to a comprehensive validation, governance and oversight framework. The objectives of this framework are to ensure that: </div></div></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Credit risk rating methodologies and parameters are appropriately designed and developed, independently validated, and regularly reviewed, and that the results of each process are adequately documented; and </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The validation process represents an effective challenge to the design and development process including an assessment of risk measures. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s credit risk rating methodologies and parameters are reviewed and validated at least annually. Units within GRM are responsible for design, and development of credit risk rating methodologies and parameters. Separate units within GRM are responsible for validation and review. The operation of these separate units is functionally independent from the business units responsible for originating exposures. Within GRM, these units are also independent from the units involved in risk rating approval and credit adjudication. </div></div></div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">88</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div> </div> </div> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </div> </div> </div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Business Banking credit risk ratings and associated risk parameters affect lending decisions, and loan pricing. Both Business Banking and Retail Banking&#8217;s credit risk rating systems affect the computation of the allowance for credit losses, and regulatory capital. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Corporate and commercial </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Corporate and commercial credit exposure arises in the Bank&#8217;s business lines. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Risk ratings </div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s risk rating system utilizes internal grade (IG) ratings &#8211; a 17&#160;point scale used to differentiate the risk of default of borrowers, and the risk of loss on facilities. The general relationship between the Bank&#8217;s IG ratings and external agency ratings is shown in table T35. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">IG ratings are also used to define credit adjudication authority levels appropriate to the size and risk of each credit application. Lower-rated credits require increasingly more senior management involvement depending upon the aggregate exposure. Where a credit exceeds the authority delegated to a credit unit, credit units will refer the request &#8211; with its recommendation &#8211; to a senior credit committee for adjudication. In certain cases, these must be referred to the Risk Committee of the Board of Directors. &#8195; </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Adjudication </div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Credit adjudication units within GRM analyze and evaluate all significant credit requests for corporate and commercial credit exposures, to ensure that risks are adequately assessed, properly approved, continually monitored and actively managed. The decision-making process begins with an assessment of the credit risk of the individual borrower or counterparty. Key factors considered in the assessment include: </div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">The borrower&#8217;s management; </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">The borrower&#8217;s current and projected financial results and credit statistics; </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">The industry in which the borrower operates; </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Environmental and Climate Change risks (including regulatory or reputational impacts); </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Economic trends; and </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Geopolitical risk. </div></td></tr></table><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Based on this assessment, a risk rating is assigned to the individual borrower or counterparty, using the Bank&#8217;s risk rating systems. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A separate risk rating is also assigned at the facility level, taking into consideration additional factors, such as security, seniority of claim, structure, term and any other forms of credit risk mitigation that affect the amount of potential loss in the event of a default of the facility. Security typically takes the form of charges over inventory, receivables, real estate, and operating assets when lending to corporate and commercial borrowers; and cash or treasuries for trading lines such as securities lending, repurchase transactions, and derivatives. The types of acceptable collateral, and related valuation processes are documented in risk management policies and manuals. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Other forms of credit risk mitigation include third party guarantees and, in the case of derivatives facilities, master netting agreements. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Internal borrower and facility risk ratings are assigned when a facility is first authorized, and are promptly <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-evaluated</div> and adjusted, if necessary, as a result of changes to the customer&#8217;s financial condition or business prospects. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Re-evaluation</div> is an ongoing process, and is done in the context of general economic changes, specific industry prospects, and event risks, such as revised financial projections, interim financial results and extraordinary announcements. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The internal credit risk ratings are also considered as part of the Bank&#8217;s adjudication limits. Single borrower limits are much lower for higher risk borrowers than low risk borrowers. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The credit adjudication process also uses a risk-adjusted profitability model to ensure that the client and transaction structure offers an appropriate return for a given level of risk. For the corporate portfolio, and the large borrowers in International, the Loan Portfolio Management Group reviews the profitability model results, together with external benchmarks, and provides an opinion on the&#160;relative return and pricing of each transaction above a minimum threshold. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Individual credit exposures are regularly monitored by both the business line units and GRM for any signs of deterioration. In addition, the business line units and GRM conduct a review and risk analysis of each borrower annually, or more frequently for higher-risk borrowers. If, in the judgement of management, an account requires the expertise of specialists in workouts and restructurings, it will be transferred to a special accounts management group for monitoring and resolution. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Credit Risk Mitigation &#8211; Collateral/Security </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Traditional <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Retail</div> Products (e.g. Operating lines of Credit, Term&#160;Loans) </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Collateral values are accurately identified at the outset and throughout the tenure of a transaction by using standard evaluation methodologies. Collateral valuation estimates are conducted at a frequency that is appropriate to the frequency by which the market value fluctuates, using the collateral type and the borrower risk profile. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In addition, when it is not cost effective to monitor highly volatile collateral (e.g. accounts receivable, inventory), appropriate lending margins are applied to compensate (e.g. accounts receivable are capped at 80% of value, inventory at 50%).&#160;The frequency of collateral valuations is also increased when early warning signals of a borrower&#8217;s deteriorating financial condition are identified. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Borrowers are required to confirm adherence to covenants, including confirmation of collateral values on a periodic basis, which are used by the Bank to provide early warning signals of collateral value deterioration.&#160;Periodic inspections of physical collateral are performed where appropriate and where reasonable means of doing so are available. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Bank procedures require verification, including certification by banking officers during initial, annual, and periodic reviews, that collateral values/margins/etc. have been assessed and, where necessary, steps have been taken to mitigate any decreased collateral values. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;">The Bank does not use automated valuation models (AVMs) for valuation purposes for traditional <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> products. GRM performs its own valuations of companies based on various factors such as book value, discounted book value, enterprise value, etc. </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">89</div></div> </div></div></div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Commercial/Corporate Real Estate </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">New or updated appraisals are generally obtained at inception of a new facility, as well as during loan modifications, loan workouts and troubled debt restructure. The primary reason for requiring a new appraisal is if, in the reasonable opinion of the banking execution unit, or GRM, there has been a material change in value. Additionally, none of the appraisal guidelines contained within the policies dissuade the Bank from requesting an appraisal more frequently if an adverse change in market conditions, sponsorship, credit worthiness, or other underwriting assumptions is realized or expected. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Appraisals must be in writing and must contain sufficient information and analysis to support the Bank&#8217;s decision to make the loan. Moreover, in rendering an opinion of the property&#8217;s market value, third party appraisers are responsible for establishing the scope of work necessary to develop credible assignment results. The appraisal must meet the regulatory and industry requirements which, depending on the type of property being appraised, contain any or all of the following three approaches to value: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">comparable sales approach </div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">replacement cost approach </div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">income approach </div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The appraiser must disclose the rationale for the omission of any valuation approach. Furthermore, the appraiser must disclose whether the subject property was physically inspected and whether anyone provided significant assistance to the person signing the appraisal report. The report must contain a presentation and explanation of the assumptions used in determining value under each of the above mentioned approaches. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Review of every appraisal is conducted by the banking units and GRM to confirm that the appraisal identifies all of the relevant issues for the specific asset class, location and economic environment and incorporates all appropriate valuation methodologies and assumptions. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">When third party appraisers are used, they must be accredited and satisfactory to the Bank. In addition, GRM validates any third party valuations via internal desktop estimates based on comparables, reversionary calculations or the income capitalization approach. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Traded products </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;">Traded products are transactions such as OTC derivatives (including foreign exchange and commodity based transactions), and Securities Financing Transactions (including repurchase/reverse repurchase agreements, and securities lending/borrowing). Credit risks arising from traded products cannot be determined with certainty at the outset, because during the tenure of a transaction the dollar value of the counterparty&#8217;s obligation to the Bank will be affected by changes in the capital markets (such as changes in stock prices, interest rates, and exchange rates). The Bank adjudicates credit exposures arising from transacting in traded products by considering their current fair value plus an additional component to reflect potential future changes in their <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">mark-to-market</div></div> value. The credit adjudication process also includes an evaluation of potential <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">wrong-way</div> risk, which arises when the exposure to a counterparty is positively correlated to the probability of default of that counterparty. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Credit risk associated with traded products is managed within the same credit adjudication process as the lending business. The Bank considers the credit risk arising from lending activities, as well as the potential credit risk arising from transacting in traded products with that counterparty. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Credit risk mitigation&#160;&#8211;&#160;collateral/security </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;">Derivatives are generally transacted under industry standard International Swaps and Derivatives Association (ISDA) master netting agreements, which allow for a single net settlement of all transactions covered by that agreement in the event of a default or early termination of the transactions. ISDA agreements are frequently accompanied by an ISDA Credit Support Annex (CSA), the terms of which may vary according to each party&#8217;s view of the other party&#8217;s creditworthiness. CSAs and regulation in some jurisdictions can require both parties to post initial margin (regulatory and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-regulatory).</div> CSAs also allow for variation margin to be called if total uncollateralized <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">mark-to-market</div></div> exposure exceeds an agreed upon threshold. Such variation margin provisions can be <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-way</div> (only one party will ever post collateral) or bilateral (either party may post depending upon which party is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">in-the-money).</div></div> The CSA will also detail the types of collateral that are acceptable to each party, and the haircuts that will be applied against each collateral type. The terms of the ISDA master netting agreements and CSAs are taken into consideration in the calculation of counterparty credit risk exposure. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For derivative transactions, investment grade counterparties account for approximately 88% of the credit risk. Approximately 31% of the Bank&#8217;s derivative counterparty exposures are to bank counterparties, as defined under Basel III revision. After taking into consideration, where applicable, netting and collateral arrangements, no net credit risk amount arising from traded products transactions with any single counterparty was considered material to the financial position of the Bank as at October&#160;31, 2025. No individual exposure to an investment grade bilateral counterparty exceeded $1,679&#160;million and no individual exposure to a corporate counterparty exceeded $1,233 million. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retail </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Retail credit exposures arise in the Canadian Banking and International Banking business lines. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Adjudication </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The decision-making process for retail loans ensures that credit risks are adequately assessed, properly approved, continually monitored and actively managed. Generally, credit decisions and limit assignments for consumer loans are processed by proven adjudication software and are based on strategies that utilize a robust combination of key financial and customer risk indicators and segmentation in addition to credit bureau information and internal risk ratings generated using predictive credit scoring models. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s credit adjudication and portfolio management methodologies are designed to ensure consistent underwriting and early identification of problem loans in line with our risk appetite. The Bank&#8217;s rigorous credit underwriting and retail risk strategies and modeling methodologies are more customer focused than product focused. The Bank&#8217;s view is that a customer-centric approach provides better risk assessment than product-based approaches, a more consistent experience to the customer, and should result in lower loan losses over time. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All credit scoring and policy changes are primarily initiated by units within GRM that are functionally independent from the business units responsible for retail portfolios. Risk models and parameters are also subject to independent validation and review from the units involved in the design and development of models. The review process includes referral to the appropriate Senior Credit Committee for approval, where required. Consumer credit portfolios are reviewed at least monthly to identify emerging trends in loan quality and to assess whether corrective action is required. </div></div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">90</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div></div><div></div></div><div><div style="line-height:normal;display: inline;"><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></div></div></div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Risk ratings </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s consumer risk rating systems are oriented to borrower or transaction risk. Each retail exposure is assigned a risk grade based on the customer&#8217;s credit history and/or internal credit score. The Bank&#8217;s automated risk rating systems assess the ongoing credit-worthiness of individual customers on a monthly basis. This process provides for meaningful and timely identification and management of problem loans. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The risk rating system under the AIRB approach is subject to regular review and ongoing performance monitoring of key components. Risk model validations are conducted independently from the areas responsible for rating system development and implementation, to ensure effective independence in design and performance review. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Customer behavior characteristics which are used as inputs within the Bank&#8217;s Basel III AIRB models are consistent with those used by the Bank&#8217;s Canadian consumer risk rating systems. The International portfolios are subject to the Standardized approach at this time. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Credit risk mitigation&#160;&#8211;&#160;collateral/security </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;">The property values for residential real estate secured exposures are confirmed at origination through a variety of validation methodologies, including AVM and full appraisals <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(in-person</div> inspection). The appraisal is completed by a third party, Bank approved appraiser. For monitoring of material portfolios, property values are indexed quarterly to house prices. For loan impairment within material portfolios, residential property values are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-confirmed</div> using third party AVMs. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;">Where AVM values are used, these AVM values are subject to routine validation through a continuous random sampling process that back-tests AVM values against available property appraisals (primarily third party AVMs). Where third party appraisals are obtained, the Bank relies on the professional industry accreditation of the appraiser. Samples of approved appraisal reports are reviewed by the Bank&#8217;s senior appraisers to ensure consistent appraisal quality and satisfactory appraisal values. The third party appraisers are selected from a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-approved</div> list of Bank-vetted appraisers. </div><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit Quality </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">IFRS 9 Financial Instruments, requires the consideration of past events, current conditions and reasonable and supportable forward-looking information over the life of the exposure to measure expected credit losses. Furthermore, to assess significant increases in credit risk, IFRS 9 requires that entities assess changes in the risk of a default occurring over the expected life of a financial instrument when determining staging. Consistent with the requirements of IFRS 9, the Bank considers both quantitative and qualitative information in the assessment of a significant increase in credit risk. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s models are calibrated to consider past performance and macroeconomic forward-looking variables as inputs, as further described below. In the current year, the Bank enhanced certain of its IFRS 9 models, with the enhanced models exhibiting higher sensitivity to changes in the macroeconomic outlook. Expert credit judgement may be applied in circumstances where, in the Bank&#8217;s view, the inputs, assumptions, and/or modelling techniques do not capture all relevant risk factors, including the emergence of economic or political events up to the date of the financial statements. Expert credit judgement is applied in the assessment of underlying credit deterioration and migration of balances to progressive stages. </div></div><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank has generated a forward-looking base case scenario and three alternate forward-looking scenarios (one optimistic and two pessimistic) as key inputs into the expected credit loss provisioning models. Given the uncertainty surrounding U.S. trade policies and the direction of tariffs, the scenarios as at October 31, 2025 have varying assumptions of imposed tariffs. The base case scenario assumes tariffs announced and implemented, avoiding speculation on future announcements, including potential trade deals and tariff pauses. Differing assumptions are reflected in the alternate scenarios described below. As new information comes to light in the future, the scenarios and assumptions will be updated accordingly. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">U.S. trade policies and related uncertainty have shaped the economic environment over the past year and weighed on the outlook. The Canadian and U.S. forecasts have been adjusted frequently as new developments emerged. In Canada, tariff-sensitive sectors and regions are showing earlier-than-expected weakness, resulting in a softer 2025 growth profile than expected last year. In contrast, the U.S. has shown surprising resilience, supported by strong AI-related activity. As a result, the U.S. growth profile for 2025 is slightly stronger than forecast last year. Persistent upside surprises to U.S. growth, combined with stubborn inflation, delayed the start of monetary easing relative to last year&#8217;s expectations. With inflation in both countries now closer to target and economic activity softening, the Bank of Canada and the U.S. Federal Reserve have shifted their focus from inflation control toward supporting growth, though upside inflation risks remain. Economic activity in both countries is expected to improve somewhat in 2026 as tariff impacts fade and, in Canada, as stimulus measures and infrastructure plans from the federal budget take effect. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The optimistic scenario features somewhat stronger economic activity relative to the base case. The pessimistic scenario features a negative demand-type shock with globally tighter financial conditions, weaker growth and inflation, and lower monetary policy rates than in the base case scenario. It also assumes a combination of U.S. imposed tariffs on world economies, including an effective tariff of 7.5% on imports from Canada and Mexico, while facing no retaliation from these countries. The very pessimistic scenario features a strong stagflationary impulse that leads to a protracted period of financial market uncertainty. It also assumes U.S. imposed tariffs with a magnitude about three times that of the pessimistic scenario. Under this scenario, all countries retaliate. This results in higher inflation, requiring central banks to raise their policy rates to higher levels than in the base case in order to bring inflation under control, which is dampening economic activity. </div></div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">91</div></div> </div></div></div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following section provides additional detail on certain key macroeconomic variables used to calculate the modelled estimate for the allowance for credit losses (see page 190 for all key variables). Further changes in these variables up to the date of the consolidated financial statements are incorporated through expert credit judgement. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Gross Domestic Product (GDP):</div></div> Relative to last year, GDP levels in both countries are higher due to historical data revisions. In Canada, we expect growth of about 1.2% in 2025 &#8211; a slower pace than anticipated last year, reflecting tariff impacts &#8211; before modestly improving to 1.6% in 2026, remaining below potential in both years. In contrast, deterioration in the U.S. outlook is expected to continue into 2026, with growth projected at 1.8% in 2025 and slowing further to 1.4% in 2026. </div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 51%;"/>
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<td style="width: 48%;"/></tr>
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<td style="text-align: center; vertical-align: top;">
<img alt="" src="g936350g1g44o15.jpg" style="width: 324px; height: 176px;"/><br/></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="text-align: center; vertical-align: top;">
<img alt="" src="g936350g1g53c62.jpg" style="width: 325px; height: 176px;"/><br/></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Unemployment Rate:</div></div> The base case scenario anticipates a rise in the unemployment rate in both Canada and the U.S. from current levels and relative to last year. In Canada, the unemployment rate is projected to peak at 7.3% at the end of 2025 before gradually normalizing. In the U.S., it is expected to peak at about 4.5% in early 2026 before stabilizing. </div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<img alt="" src="g936350g1g87r55.jpg" style="width: 326px; height: 174px;"/><br/></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="text-align: center; vertical-align: top;">
<img alt="" src="g936350g1g99q00.jpg" style="width: 332px; height: 174px;"/><br/></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;text-indent: 0px;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T44</div>&#8194;Allowance for credit losses by business line </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($&#160;millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian Banking</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Retail</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,301</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,977</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Commercial</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">803</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">614</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,104</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,591</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International Banking</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Retail</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Caribbean and Central America</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">381</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">424</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Mexico</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">782</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">598</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Peru</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">524</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">607</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Chile</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">757</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">617</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Colombia</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">376</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">354</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">103</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">92</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Commercial</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,160</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,006</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,083</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,698</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Wealth Management</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">52</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">47</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Banking and Markets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">223</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">198</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt;">
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses on loans</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,463</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6,536</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses on:</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Acceptances</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Off-balance</div> sheet exposures</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">175</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">186</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Debt securities and deposits with financial institutions</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total Allowance for credit losses</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;7,654</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;6,736</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">92</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></div></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The total allowance for credit losses as at October&#160;31, 2025 was $7,654 million compared to $6,736&#160;million in the prior year. The allowance for credit losses ratio was 98 basis points, an increase of 10 basis points. The allowance for credit losses for loans was $7,463 million, an increase of $927 million from October&#160;31, 2024. </div></div><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The allowance for credit losses on performing loans was higher at $5,122 million compared to $4,482&#160;million as at October&#160;31, 2024. The allowance for performing loans ratio was 68 basis points, an increase of seven basis points. The increase was driven by credit quality migration and deterioration in the macroeconomic outlook in Canadian Banking and International retail portfolio growth. This also reflects the continued uncertainty related to U.S. tariffs, primarily impacting the Canadian Banking portfolios. The impact of foreign currency translation increased the allowance by $151 million. </div></div><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The allowance for credit losses on impaired loans increased by $287 million to $2,341 million from $2,054&#160;million last year. The allowance for credit losses on impaired loans ratio was 30 basis points, an increase of three basis points. The increase was due primarily to higher provisions in Canadian and International Banking, and the impact of foreign currency translation of $104 million. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The allowance for credit losses on impaired loans in Canadian Banking increased by $116 million to $667 million, due primarily to higher commercial and retail provisions. In International Banking, the allowance for credit losses on impaired loans increased by $194 million to $1,653&#160;million, due primarily to higher retail and commercial provisions, and the impact of foreign currency translation. In Global Banking and Markets, the allowance for credit losses on impaired loans decreased by $20 million to $3 million, mainly due to the write-off of one account. In Global Wealth Management, the allowance for credit losses on impaired loans decreased by $3 million to $18 million. </div></div><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T45</div>&#8194;Impaired loans by business line </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="10" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
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<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($&#160;millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Gross</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">impaired</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">loans</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Allowance</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">for credit<br/>losses</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Net</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">impaired</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">loans</div></div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">impaired</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">loans</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">for credit<br/>losses</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">impaired</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">loans</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian Banking</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Retail</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,368</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">413</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">955</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;1,212</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">365</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">847</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Commercial</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">911</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">254</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">657</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">840</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">186</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">654</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,279</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">667</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,612</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,052</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">551</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,501</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International Banking</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Caribbean and Central America</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">578</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">157</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">421</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">665</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">158</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">507</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Latin America</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Mexico</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,494</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">535</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">959</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,343</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">424</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">919</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Peru</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">818</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">400</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">418</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">715</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">385</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">330</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Chile</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,412</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">328</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,084</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,249</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">281</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">968</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Colombia</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">364</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">132</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">232</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">322</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">109</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">213</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other Latin America</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">149</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">101</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">166</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">102</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">64</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total Latin America</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,237</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,496</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,741</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,795</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,301</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,494</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;4,815</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,653</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;3,162</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;4,460</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,459</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;3,001</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Wealth Management</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">92</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">71</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">21</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">50</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Banking and Markets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Canada</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">47</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">46</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">U.S.</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">109</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">22</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(127, 127, 127); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">87</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Asia and Europe</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">156</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">23</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">133</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Totals</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,244</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,341</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,903</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6,739</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,054</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4,685</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Impaired loan metrics </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 87%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="8" style="height: 3.75pt; background-color: rgb(255, 255, 255);"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Net&#160;impaired&#160;loans</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net impaired loans as a % of loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.63</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.61</td>
<td style="vertical-align: bottom; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Allowance against impaired loans as a % of gross impaired loans<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">30</td>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Glossary on page 136 for the description of the measure. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impaired loans </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Gross impaired loans increased to $7,244 million as at October&#160;31, 2025, from $6,739&#160;million last year. The increase was due primarily to formations mainly in Canadian Banking and International retail portfolio, as well as the impact of foreign currency translation. </div></div><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Impaired loans in Canadian Banking increased by $227 million, due primarily to higher formations in the commercial and retail portfolios, mainly mortgages and unsecured portfolios. In International Banking, impaired loans increased by $355 million, due primarily to retail formations in Mexico and Chile, as well as the impact of foreign currency translation. Impaired loans in Global Banking and Markets decreased by $98 million, due primarily to higher write-offs and lower formations. Impaired loans in Global Wealth Management increased by $21 million due to new formations. The gross impaired loan ratio was 93 basis points as at October&#160;31, 2025, an increase of five basis points. </div></div><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Net impaired loans, after deducting the allowance for credit losses, were $4,903 million as at October&#160;31, 2025, an increase of $218 million from the prior year. Net impaired loans as a percentage of loans and acceptances were 0.63% as at October&#160;31, 2025, an increase of two basis point from 0.61% last year. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">93</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="width: 66%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; float: left; position: relative;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Portfolio review </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian Banking </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">Gross impaired loans in the retail portfolio increased by $156 million or 13% from last year, due primarily to higher formations in mortgages and unsecured portfolios. The allowance for credit losses on impaired loans in the retail portfolio was $413 million, up $48 million or 13% from last year due to higher formations.<br/> </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In the commercial loan portfolio, gross impaired loans increased $71 million to $911 million due primarily to higher formations. The allowance for credit losses on impaired loans was $254&#160;million, up $68 million or 37% from last year due to higher formations. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International Banking </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In the retail portfolio, gross impaired loans increased by $315 million to $2,567 million, due primarily to higher formations in Mexico and Chile, as well as the impact of foreign currency translation. The allowance for credit losses on impaired loans in the retail portfolio was $1,020&#160;million, an increase of $126 million or 14% from last year, due primarily to higher formations, as well as the impact of foreign currency translation. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In the commercial portfolio, gross impaired loans were $2,248 million, an increase of $40&#160;million from last year, due primarily to the impact of foreign currency translation. The allowance for credit losses on impaired loans was $633 million, an increase of $68 million or 12% from last year, due primarily to higher formations as well as the impact of foreign currency translation. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Wealth Management </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Gross impaired loans in Global Wealth Management were $92 million, an increase of $21&#160;million from last year, due primarily to new formations. The allowance for credit losses on impaired loans was $18 million, a decrease of $3 million from last year due primarily to lower provisions. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Banking&#160;and Markets </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Gross impaired loans in Global Banking and Markets decreased by $98 million to $58 million, due primarily to lower formations and higher write-offs. The allowance for credit losses on impaired loans was $3 million, a decrease of $20 million from last year, due to higher write-offs. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk diversification </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s exposure to various countries and types of borrowers are well diversified (see&#160;T64 and T67). Chart C27 shows loans and acceptances by geography. Ontario represents the largest Canadian exposure at 37% of the total. Latin America was 19% of the total exposure and the U.S. was 8%. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Chart C28 shows loans and acceptances by type of borrower (see T67). Excluding loans to households, the largest industry exposures were real estate and construction (8%), financial services (4% including banks and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-banks)</div> and wholesale and retail (4%). </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk mitigation </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">To mitigate exposures in its performing corporate portfolios, the Bank uses diversification by company, industry, and country, with loan sales and credit derivatives used sparingly. In 2025, loan sales totaled $0.6 billion, compared to $1.1 billion in 2024. As at October 31, 2025, no credit derivatives were used to mitigate loan exposures in the portfolios (October 31, 2024 &#8211; nil). The Bank actively monitors industry and country concentrations. As in the case with all industry exposures, the Bank continues to closely follow developing trends and takes additional steps to mitigate risk as warranted. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Overview of loan portfolio </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank has a well-diversified portfolio by product, business and geography. Details of certain portfolios of current focus are highlighted below. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div><div style="width: 31%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; margin-left: 3%; float: left; position: relative;">
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Well diversified in Canada and internationally... loans and acceptances, October 2025 </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<img alt="" src="g936350g1g01m87.jpg" style="width: 110px; height: 143px;"/></td></tr></table><div style="clear:both;max-height:0pt;"></div></div><div style="height: 0pt; clear: both; font-size: 0pt; max-height: 0px;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">94</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Real estate secured lending </div></div><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">A large portion of the Bank&#8217;s lending portfolio is comprised of residential mortgages and consumer loans, which are well diversified by borrower. As at October&#160;31, 2025, these loans accounted for $499 billion or 64% of the Bank&#8217;s total loans and acceptances outstanding (October 31, 2024 &#8211; $475&#160;billion or 62%). Of these, $394 billion or 79% are real estate secured loans (October 31, 2024 &#8211; $374&#160;billion or 79%). The tables below provide more details by portfolio. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Insured and uninsured residential mortgages and home equity lines of credit </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following table presents amounts of insured and uninsured residential mortgages and home equity lines of credit (HELOCs), by geographic area. </div></div><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"> </div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T46</div>&#8194;Insured and uninsured residential mortgages and HELOCs, by geographic areas<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Uninsured</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Insured<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(2)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Uninsured</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">($ millions)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Amount</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">%</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Amount</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">%</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Amount</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">%</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Amount</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">%</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Amount</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">%</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Amount</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">%</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Canada:<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Atlantic provinces</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,581</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,466</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.4</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,047</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.9</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,095</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.7</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,095</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.7</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Quebec</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,364</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.4</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,879</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.4</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,243</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.8</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,287</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,287</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Ontario</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29,753</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">143,422</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">173,175</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,771</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58.6</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,771</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58.6</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Manitoba&#160;&amp; Saskatchewan</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,738</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,742</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,480</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">576</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">576</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Alberta</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,096</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,335</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.9</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,431</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.4</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,289</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.7</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,289</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.7</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">British Columbia&#160;&amp; Territories</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,417</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.3</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">53,338</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17.1</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63,755</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20.4</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,475</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19.0</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,475</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19.0</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Canada<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)(5)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70,949</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22.7</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">241,182</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">77.3</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">312,131</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,493</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,493</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">International</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,060</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,060</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70,949</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19.2</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">299,242</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80.8</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,191</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,493</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,493</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="46" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Canada<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)(5)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;71,696</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">24.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;225,981</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">75.9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;297,677</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">100</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;23,297</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">100</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;23,297</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">100</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">International</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">53,264</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">100</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">53,264</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">100</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">71,696</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">20.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">279,245</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">79.6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">350,941</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">100</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">23,297</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">100</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">23,297</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">100</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The measures in this section have been disclosed in this document as required by OSFI Guideline &#8211; B20 &#8211; Residential Mortgage Underwriting Practices and Procedures (January 2018). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Default insurance is contractual coverage for the life of eligible facilities whereby the Bank&#8217;s exposure to real estate secured lending is protected against potential shortfalls caused by borrower default. This insurance is provided by either government-backed entities or private mortgage insurers. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The province represents the location of the property in Canada. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes multi-residential dwellings (4+ units) of $4,392 (October 31, 2024 &#8211; $3,796) of which $3,767 are insured (October 31, 2024 &#8211; $3,024). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(5)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Variable rate mortgages account for 34% (October 31, 2024 &#8211; 30%) of the Bank&#8217;s total Canadian residential mortgage portfolio. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Amortization period ranges for residential mortgages </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following table presents the distribution of residential mortgages by remaining amortization periods, and by geographic areas. </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T47</div>&#8194;Distribution of residential mortgages by remaining amortization periods, and by geographic areas<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 61%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
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<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
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<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
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<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
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<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
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<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="22" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="22" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Residential mortgages by remaining amortization periods</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Less&#160;than<br/>20 years</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">20-24</div><br/>years</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">25-29</div><br/>years</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">30-34</div><br/>years</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">35&#160;years<br/>and<br/>greater</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total<br/>residential<br/>mortgage</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Canada</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33.7</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34.0</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30.5</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.1</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.7</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">International</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66.1</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17.3</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14.8</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.8</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.0</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="22" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Canada</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">36.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">34.9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">27.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">100</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">International</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">64.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">17.9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">16.6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">100</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The measures in this section have been disclosed in this document as required by OSFI Guideline &#8211; B20 &#8211; Residential Mortgage Underwriting Practices and Procedures (January 2018). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Loan-to-value</div> ratios </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">The Canadian residential mortgage portfolio is 77% uninsured (October 31, 2024 &#8211; 76%). The average <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">loan-to-value</div></div> (LTV) ratio of the uninsured portfolio is 54% (October 31, 2024 &#8211; 51%). </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following table presents the weighted average LTV ratio for total newly originated uninsured residential mortgages and home equity lines of credit during the year, which include mortgages for purchases, refinances with a request for additional funds and transfers from other financial institutions, by geographic areas. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">95</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T48</div><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">&#8194;Loan-to-value</div></div> ratios<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td colspan="5" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Uninsured LTV ratios</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td></tr>
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<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td colspan="5" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">For the year ended October&#160;31, 2025</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td></tr>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Residential mortgages<br/>LTV%</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Home&#160;equity&#160;lines of credit<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div><br/>LTV%</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Canada:<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
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<td style="vertical-align: bottom; font-family: arial;"/></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Atlantic provinces</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60.8</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">64.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Quebec</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61.6</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66.7</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Ontario</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61.1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Manitoba&#160;&amp; Saskatchewan</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65.7</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">64.8</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Alberta</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">British Columbia&#160;&amp; Territories</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;&#160;</td>
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61.0</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61.5</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Canada<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;&#160;</td>
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61.6</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63.5</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">International</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71.0</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 6pt; font-family: arial;"/>
<td colspan="2" style="height: 6pt; font-family: arial;"/>
<td colspan="8" style="height: 6pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="5" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">For the year ended October&#160;31, 2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Canada<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;&#160;</td>
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">61.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">62.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">International</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">71.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">n/a</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The measures in this section have been disclosed in this document as required by OSFI Guideline &#8211; B20 &#8211; Residential Mortgage Underwriting Practices and Procedures (January 2018). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes all home equity lines of credit (HELOC). For Scotia Total Equity Plan HELOCs, LTV is calculated based on the sum of residential mortgages and the authorized limit for related HELOCs, divided by the value of the related residential property, and presented on a weighted average basis for newly originated mortgages and HELOCs. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The province represents the location of the property in Canada. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Potential impact on residential mortgages and real estate home equity lines of credit in the event of an economic downturn </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">As part of its stress testing program, the Bank analyzes the impact of various combinations of home price declines and unemployment increases on the Bank&#8217;s residential mortgage portfolios. Those results continue to show that credit losses and impacts on capital ratios are within a level the Bank considers manageable. In addition, the Bank has undertaken extensive <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">all-Bank</div> scenario analyses to assess the impact to the enterprise of different scenarios and is confident that it has the financial resources to withstand even a very negative outlook. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Commercial real estate exposures </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s commercial real estate portfolio was $60.0 billion (October 31, 2024 &#8211; $66.0 billion), or 7.7% (October 31, 2024 &#8211; 8.6%) of the Bank&#8217;s total loans and acceptances outstanding as at October&#160;31, 2025. This portfolio is comprised of 74% of loans to the residential and industrial sector (October 31, 2024 &#8211; 73%) both with relatively stable fundamentals in the long term. Total exposure to the Office subsector (entities engaged in the construction, development, or ownership of office properties as a business) represents approximately 7% of the commercial real estate portfolio (October 31, 2024 &#8211; 9%), of which approximately 56% are investment grade facilities (October 31, 2024 &#8211; 60%). U.S. office exposure represents approximately 0.3% (October 31, 2024 &#8211; 0.4%) of the portfolio. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loans to Canadian condominium developers </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank had loans outstanding to Canadian condominium developers of $3,485 million as at October&#160;31, 2025 (October 31, 2024 &#8211; $3,238&#160;million), representing approximately 6% of the commercial real estate portfolio, of which approximately 74% are investment grade facilities, in line with the prior year. This portfolio primarily focuses on top-tier developers with experience managing through business cycles. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Regional <div style="white-space: nowrap;display:inline;">non-retail</div> exposures </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s exposures outside Canada and the U.S. are diversified by region and product and are sized appropriately relative to the creditworthiness of the counterparties (61% of the exposures are to investment grade counterparties based on a combination of internal and external ratings). The Bank&#8217;s exposures are carried at amortized cost or fair value using observable inputs, with negligible amounts valued using models with unobservable inputs (Level 3). There were no significant events during the year that materially impacted the Bank&#8217;s exposures. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s exposure to sovereigns was $52.6 billion as at October&#160;31, 2025 (October 31, 2024 &#8211; $58.9 billion), $13.1 billion to banks (October&#160;31,&#160;2024&#160;&#8211; $15.5 billion) and $103.8 billion to corporates (October 31, 2024 &#8211; $111.0 billion). </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">In addition to exposures detailed in the table below, the Bank had indirect exposures consisting of securities exposures to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-European</div> entities whose parent company is domiciled in Europe of $0.01 billion as at October&#160;31, 2025 (October&#160;31, 2024 &#8211; $0.3 billion). </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s regional credit exposures are distributed as follows: </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T49</div>&#8194;Bank&#8217;s regional credit exposures distribution </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 32%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
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<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="28" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="26" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Loans and<br/>loan<br/>equivalents<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Deposits<br/>with<br/>financial<br/>institutions</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Securities<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">SFT and<br/>derivatives<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Funded<br/>Total</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Undrawn<br/>Commitments<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Latin America<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(5)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">77,931</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,908</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,988</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,543</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">108,370</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,230</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">119,600</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">125,228</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Caribbean and Central America</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,710</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,894</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,723</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,407</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,053</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,460</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">24,521</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Europe, excluding U.K.</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,301</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,306</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,501</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,551</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,659</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,129</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,788</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">25,083</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">U.K.</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,125</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,918</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">722</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,284</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,049</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,202</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,251</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18,192</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Asia</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,881</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">637</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,935</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">105</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,558</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,588</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,146</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">29,458</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(6)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">481</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">42</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">527</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">195</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">722</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">778</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;110,429</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;19,666</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;33,911</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;5,564</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;169,570</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;38,397</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;207,967</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;223,260</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Allowances for credit losses are $637&#160;million. Letters of credit and guarantees are included as funded exposure as they have been issued. Included in loans and loans equivalent are letters of credit and guarantees which total $14,576&#160;million as at October&#160;31, 2025 (October 31, 2024 &#8211; $14,446 million). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Exposures for securities are calculated taking into account derivative positions where the security is the underlying reference asset and short trading positions, with net short positions in brackets. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">SFT comprise of securities purchased under resale agreements, obligations related to securities sold under repurchase agreements and securities lending and borrowing transactions. Gross and net funded exposures represent all net positive positions after taking into account collateral. Collateral held against derivatives was $8,978&#160;million and collateral held against SFT was $127,966&#160;million. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Undrawn commitments represent an estimate of the contractual amount that may be drawn upon by the obligor and include commitments to issue letters of credit on behalf of other banks in a syndicated bank lending arrangement. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes Mexico, Chile, Peru, Colombia, Brazil, Uruguay, Venezuela, Ecuador and Argentina. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes Middle East and Africa. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">96</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><ix:continuation id="TextSelection_151228982" continuedAt="TextSelectionAppend_151228982_1">
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<td style="padding-bottom:4pt ;vertical-align:bottom;background-color:#ededed"><div id="tx937872_30" style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial;font-weight:bold">Market Risk</div><div style="font-size: 4pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Market risk is the risk of loss from changes in market prices and rates (including interest rates, credit spreads, equity prices, foreign exchange rates and commodity prices), the correlations between them, and their levels of volatility. Market risk includes trading risk, investment risk, structural interest rate risk and structural foreign exchange risk.</div><div style="margin-top: 0px; margin-bottom: 1pt; border-bottom: 1px solid rgb(178, 178, 178);">&#160;</div></td></tr></table> </ix:continuation> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Market risk factors </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Below is an index of market risk disclosures: </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate risk </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The risk of loss due to changes in the level and/or the volatility of interest rates. This risk affects instruments such as, but not limited to, debt securities, loans, mortgages, deposits and derivatives. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Interest rate risks are managed through sensitivity analysis (including economic value of equity and net interest income), stress testing, and VaR limits and mitigated through portfolio diversification and hedges using interest rate derivatives and debt securities. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit spread risk </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The risk of loss due to changes in the market price and volatility of credit, or the creditworthiness of issuers. This risk is mainly concentrated in loan and debt securities portfolios. Risk is managed through sensitivity, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">jump-to-default,</div></div> stress testing and VaR limits and mitigated through hedges using credit derivatives. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign currency risk </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The risk of loss resulting from changes in currency exchange rates and exchange rate volatility. Foreign currency denominated debt and other securities as well as future cash flows in foreign currencies are exposed to this type of risk. Risk is managed through sensitivity, stress testing and VaR limits and mitigated through hedges using foreign exchange positions and derivatives. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equity risk </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The risk of loss due to changes in prices, volatility or any other equity related risk factor of individual equity or equity linked securities. This risk affects instruments such as, but not limited to, equities, exchange traded funds, mutual funds, derivatives and other equity linked products. Risk is managed through sensitivity, stress testing and VaR limits and mitigated through hedges using physical equity and derivatives instruments. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Commodity risk </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The risk of loss due to changes in prices or volatility of metal, energy and agriculture products. Risk is managed through sensitivity, stress testing and VaR limits and mitigated through derivative hedges. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following maps risk factors to trading and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> activities: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:bottom">&#160;&#160;</td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Credit spread risk</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk</div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Credit spread risk</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Commodity risk</div></td></tr></table> <div style="text-align: center;"></div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:continuation id="TextSelectionAppend_151228982_1" continuedAt="TextSelectionAppend_151228982_2">
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<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); width: 100%;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Market risk governance</div></td></tr>
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<td style="vertical-align: top; background-color: rgb(237, 237, 237); width: 100%;"><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Overview</div></div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The Board of Directors reviews and approves market risk policies and limits annually. The Bank&#8217;s Asset-Liability Committee (ALCO), Treasury Risk Committee (TRC) and Market Risk Management and Policy Committee (MRMPC) oversee the application of the framework set by the Board, and monitor the Bank&#8217;s market risk exposures and the activities that give rise to these exposures. The MRMPC and TRC establish specific operating policies and sets limits at the product, portfolio, business unit and business line levels, and for the Bank in total. Limits are reviewed at least annually.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Global Risk Management provides independent oversight of all significant market risks, supporting the MRMPC, TRC and ALCO with analysis, risk measurement, monitoring, reporting, proposals for standards and support for new product development. To ensure compliance with policies and limits, market risk exposures are independently monitored on a continuing basis, either by Global Risk Management or the back offices. They provide senior management, business units, the ALCO, TRC, and the MRMPC with a series of reports on market risk exposures by business line and risk type.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Market risk is also managed through the use of a variety of hedging instruments, including derivatives and securities. These instruments are approved for trading by Global Risk Management and the effectiveness of hedging activity is captured through limits on net exposure to risk factors.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The Bank uses a variety of metrics and models to measure and control market risk exposures. These measurements are selected based on an assessment of the nature of risks in a particular activity. The principal measurement techniques applied to market risk exposure are Value at Risk (VaR), stress testing, and sensitivity analysis. The use and attributes of each of these techniques are noted in the Risk Measurement Summary.</div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk measurement summary</div></div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Value at risk (VaR)</div></div></div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">VaR is a statistical method of measuring potential loss due to market risk based upon a common confidence interval and time ho<div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">rizon. </div>The Bank calculates VaR daily using a <div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"><ix:nonFraction name="bns:StatisticalTechniquePercentageofConfidenceLevelToValueAtRiskOnTradingPortfolios" contextRef="P11_01_2024To10_31_2025_MarketRiskMemberifrsfullTypesOfRisksAxis_ValueatRiskMemberifrsfullMeasurementAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-121099">99</ix:nonFraction></div>% confidence level, and a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"><div style="display:inline;"><ix:nonNumeric name="bns:ValueAtRiskHoldingPeriod" contextRef="P11_01_2024To10_31_2025_MarketRiskMemberifrsfullTypesOfRisksAxis_ValueatRiskMemberifrsfullMeasurementAxis" format="ixt-sec:durwordsen" id="ixv-121100">one-day</ix:nonNumeric></div></div> <div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">holding period for its trading portfolios. This means that once in every 100 days, the trading positions are expected to lose more than the VaR estimate. The Bank calculates VaR using historical simulation based on 300 days of market data. Effective November 1, 2024, credit spread VaR also captures issuer-specific credit spread volatility which was previously included in debt specific VaR.</div></div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div></td></tr></table> </ix:continuation> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">97</div></div> </div></div> </div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Management&#8217;s Discussion and Analysis </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><ix:continuation id="TextSelectionAppend_151228982_2" continuedAt="TextSelectionAppend_151228982_3">
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<td style="vertical-align: top; background-color: rgb(237, 237, 237); width: 100%;"><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">All material risk factors are captured in VaR. Where historical data is not available, proxies are used to establish the relevant volatility for VaR until sufficient data is available. Changes in VaR between reporting periods are generally due to changes in positions, volatilities and/or correlations between asset classes. Backtesting is also an important and necessary part of the VaR process. The Bank backtests the actual trading profit and loss against the VaR result to validate the quality and accuracy of the Bank&#8217;s VaR model. The Board reviews VaR results quarterly.</div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Stress testing</div></div></div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">A limitation of VaR is that it only reflects the recent history of market volatility. To complement this measure, stress testing examines the impact that abnormally large changes in market factors and periods of prolonged inactivity might have on trading portfolios. Stress testing scenarios are designed to include large shifts in risk factors as well as historical and theoretical multi risk market events. Historical scenarios capture severe movements over periods that are significantly longer than the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-day</div> holding period captured in VaR, such as the Silicon Valley Bank Crisis Scenario, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">COVID-19</div> Scenario or the 2008 Financial Crisis Scenario. Stress testing is a dynamic tool which provides management with information on potential losses due to tail events.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The Bank subjects its trading portfolios to a series of daily stress tests. The stress testing program is an essential component of the Bank&#8217;s comprehensive risk management framework which complements the VaR methodology and other risk measures and controls employed by the Bank.</div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Sensitivity analysis</div></div></div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">In trading portfolios, sensitivity analysis is used to measure the effect of changes in risk factors, including prices and volatility, on financial products and portfolios. These measures apply across product types and geographies and are used for limit monitoring and management reporting.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">In <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> portfolios, sensitivity analysis assesses the effect of changes in interest rates on current earnings and on the economic value of equity. It is applied globally to each of the major currencies within the Bank&#8217;s operations. The Bank&#8217;s sensitivity analysis for limit and disclosure purposes is measured through positive and negative parallel shifts in the underlying interest rate curves. These calculations are based on models that consider a number of inputs and are on a constant balance sheet and make no assumptions for management actions that may mitigate the risks. The Bank also performs sensitivity analysis using various <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-parallel</div> interest rate curve shifts, for example: curve steepeners, curve flatteners and curve twists.</div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Validation of market risk models</div></div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Prior to the implementation of new market risk models, validation and testing are conducted. Validation is conducted when the model is initially developed and when any significant changes are made to the model. The models are also subject to ongoing validation, the frequency of which is determined by model risk ratings. Models may also be triggered for earlier revalidation when there have been significant structural changes in the market or changes to the composition of the portfolio. Model validation includes backtesting, and additional analysis such as:</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top:0pt;margin-bottom:0pt; display: table-row"><div style="display: table-cell"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial">&#8226;</div></div><div style="display: table-cell"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial">Theoretical review or tests to demonstrate whether assumptions made within the internal model are appropriate; and</div></div></div><div style="margin-top:0pt;margin-bottom:0pt; display: table-row"><div style="display: table-cell"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial">&#8226;</div></div><div style="display: table-cell"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial">Impact tests including stress testing that would occur under historical and hypothetical market conditions.</div></div></div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The validation process is governed by the Bank&#8217;s Model Risk Management Policy.</div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div></td></tr></table> </ix:continuation> <div style="margin-top: 6pt; margin-bottom: 0pt; margin-left: 0in; font-size: 8pt; font-family: arial; text-indent: 0in;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Market risk from CVA </div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 0in; font-size: 8pt; font-family: arial; text-indent: 0in;">Credit Valuation Adjustment (CVA) is the adjustment to risk free <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">mark-to-market</div></div> value of transactions to account for the potential default of a counterparty. CVA risk is the risk of loss arising from changing CVA values in response to changes in counterparty credit spreads and market risk factors. </div> <div style="margin-top: 3pt; margin-bottom: 0pt; margin-left: 0in; font-size: 8pt; font-family: arial; text-indent: 0in;">The CVA risk management framework is governed as part of the Bank&#8217;s risk management policies which are designed to ensure effective oversight and control of market risk and CVA risks. Regular risk reporting to senior management provides aggregate measures of risk for CVA and is used to ensure compliance with risk appetite, policies, limits, and guidelines. The framework includes independent control units responsible for maintaining the integrity and effectiveness of CVA risk management practices. These units operate separately from the lines of business to ensure unbiased oversight. Regular independent reviews are conducted to assess the effectiveness of the CVA risk management and hedging framework. The governance structure and Bank policies ensure that data acquisition for CVA calculation is independent of the lines of business. </div> <div style="margin-top: 3pt; margin-bottom: 0pt; margin-left: 0in; font-size: 8pt; font-family: arial; text-indent: 0in;">Senior management is actively involved in the risk control process. They oversee the implementation of policies and procedures to identify, measure, monitor, and control CVA risks. Updates to the CVA risk management framework and policies are approved by senior management committees. Senior management receives regular reports on CVA risk exposures and the effectiveness of hedging strategies. 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<td style="vertical-align:bottom;background-color:#ededed"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-trading</div> market risk</div></td></tr>
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<td style="vertical-align:top;background-color:#ededed"><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Funding and investment activities</div></div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Market risk arising from the Bank&#8217;s funding and investment activities is identified, managed and controlled through the Bank&#8217;s asset-liability management processes. The Asset-Liability Committee meets monthly to review risks and opportunities, and evaluate performance including the effectiveness of hedging strategies.</div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Interest rate risk</div></div></div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk arising from the Bank&#8217;s lending, funding and investment activities is managed in accordance with Board-approved policies and global limits, which are designed to control the risk to net interest income and economic value of equity. The net interest income (NII) sensitivity measures the effect of a specified change in interest rates on the Bank&#8217;s annual net interest income over the next twelve months, while the economic value of equity (EVE) sensitivity measures the impact of a specified change in interest rates on the present value of the Bank&#8217;s net assets. Limits for both measurements are set according to the documented risk appetite of the Bank. Board-level limit utilization is reported to both the Asset-Liability Committee and the Board on a regular basis. Any limit exceptions are reported according to the Limit Monitoring and Compliance Policy of the Bank.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div></td></tr></table> </ix:continuation> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">98</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div> </div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></div></div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><ix:continuation id="TextSelectionAppend_151228982_4" continuedAt="TextSelectionAppend_151228982_5">
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<td style="vertical-align:top;background-color:#ededed"><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The net interest income and the economic value of equity result from the differences between yields earned on the Bank&#8217;s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> assets and interest expense paid on its liabilities. Net interest income and economic value of equity sensitivities measure the risk to the Bank&#8217;s earnings and capital arising from adverse movements in interest rates that affect the Bank&#8217;s banking book position. The Bank&#8217;s banking book position reflects the mismatch of the maturity and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-pricing</div> characteristics between the assets and liabilities and optional elements embedded in the Bank&#8217;s structural balance sheet (e.g. mortgage prepayment). The mismatch and embedded optional elements are inherent in the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> operations of the Bank and exposes it to changes of interest rates. The Asset-Liability Committee provides strategic direction for the management of structural interest rate risk within the risk appetite framework authorized by the Board of Directors. The asset/liability management strategy is executed by Group Treasury with the objective of protecting net interest income within established risk tolerances.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div></td></tr></table></ix:continuation> <div style="margin-top: 3pt; margin-bottom: 0pt; margin-left: 0in; font-size: 8pt; font-family: arial;">Simulation modeling, sensitivity analysis and stress testing are used to assess exposures and for limit monitoring of the Bank&#8217;s interest rate risk in the banking book. The Bank&#8217;s interest rate risk exposure is estimated by simulating the banking book position under a range of rate shocks. The simulations incorporate maturities, renewal, and repricing characteristics of the banking book along with prepayment and redemption behaviour of loans and cashable investment products. Calculations are generally based on the earlier of contractual <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-pricing</div> or maturity of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">on-balance</div> sheet and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet assets and liabilities, although certain assets and liabilities such as credit cards and deposits without a fixed maturity are assigned a maturity profile based on the longevity of the exposure. Expected prepayments from loans and cashable investment products are also incorporated into the exposure calculations. </div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><ix:continuation id="TextSelectionAppend_151228982_5" continuedAt="TextSelectionAppend_151228982_6">
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<td style="vertical-align:bottom;background-color:#ededed"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">Table T50 shows the pro-forma pre-tax impact on the Bank&#8217;s net interest income over the next twelve months and economic value of equity of an immediate and sustained 100 basis points parallel increase and decrease in interest rate across major currencies as defined by the Bank. The interest rate sensitivities tabulated are based on models that consider a number of inputs and are on a constant balance sheet. There are no assumptions made for management actions that may mitigate risk. Based on the Bank&#8217;s interest rate positions as at October 31, 2025, an immediate and sustained 100 basis point increase in interest rates across all major currencies and maturities would increase pre-tax net interest income by approximately $</div><div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"><ix:nonFraction name="bns:PreTaxNetInterestIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121101">236</ix:nonFraction></div> million over the next 12 months, assuming no further management actions. During fiscal 2025, this measure ranged between increase of $<div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"><ix:nonFraction name="bns:PreTaxNetInterestIncome" contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121102">102</ix:nonFraction></div> million and increase of $<div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"><ix:nonFraction name="bns:PreTaxNetInterestIncome" contextRef="P11_01_2024To10_31_2025_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121103">236</ix:nonFraction></div> million.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div></td></tr></table></ix:continuation> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">This same increase in interest rates would result in an <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-tax</div> decrease in the present value of the Bank&#8217;s net assets of approximately $1,568 million. During fiscal 2025, this measure ranged between $1,147 million and $1,568 million. The directional sensitivity of these <div style="letter-spacing: 0px; top: 0px;display:inline;">two k</div>ey metrics is largely determined by the difference in time horizons (net interest income captures the impact over the next twelve months only, whereas economic value considers the potential impact of interest rate changes on the present value of all future cash flows). The net interest income and economic value results are compared to the authorized Board limits. Both interest rate sensitivities remained within the Bank&#8217;s approved consolidated limits in the reporting period. </div><ix:continuation id="TextSelectionAppend_151228982_6" continuedAt="TextSelectionAppend_151228982_7"> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><ix:nonNumeric name="bns:DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-77032">
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<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" rowspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Economic<br/> Value&#160;of<br/> Equity</div></td>
<td rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" rowspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net<br/> Interest<br/> Income</div></td>
<td rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Canadian<br/> dollar</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Other<br/> currencies</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Canadian<br/> dollar</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Other<br/> currencies</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Pre-tax</div> impact of</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">100bp increase in rates</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-trading</div> risk</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="bns:IncreaseDecreaseInEconomicValueOfEquity" contextRef="P11_01_2024To10_31_2025_CanadaDollarsMembersrtCurrencyAxis_HundredBasisPointsIncreaseMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-121104">616</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="bns:IncreaseDecreaseInEconomicValueOfEquity" contextRef="P11_01_2024To10_31_2025_HundredBasisPointsIncreaseMemberifrsfullInternalCreditGradesAxis_UnitedStatesofAmericaDollarsMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-121105">952</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="bns:IncreaseDecreaseInEconomicValueOfEquity" contextRef="P11_01_2024To10_31_2025_HundredBasisPointsIncreaseMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-121106">1,568</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:IncreaseDecreaseInNetInterestIncome" contextRef="P11_01_2024To10_31_2025_CanadaDollarsMembersrtCurrencyAxis_HundredBasisPointsIncreaseMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121107">247</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="bns:IncreaseDecreaseInNetInterestIncome" contextRef="P11_01_2024To10_31_2025_HundredBasisPointsIncreaseMemberifrsfullInternalCreditGradesAxis_UnitedStatesofAmericaDollarsMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-121108">11</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:IncreaseDecreaseInNetInterestIncome" contextRef="P11_01_2024To10_31_2025_HundredBasisPointsIncreaseMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121109">236</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="bns:IncreaseDecreaseInEconomicValueOfEquity" contextRef="P11_01_2023To10_31_2024_HundredBasisPointsIncreaseMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-121110">1,338</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="bns:IncreaseDecreaseInNetInterestIncome" contextRef="P11_01_2023To10_31_2024_HundredBasisPointsIncreaseMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-121111">21</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">100bp decrease in rates</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-trading</div> risk</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInEconomicValueOfEquity" contextRef="P11_01_2024To10_31_2025_CanadaDollarsMembersrtCurrencyAxis_HundredBasisPointsDecreaseMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121112">530</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInEconomicValueOfEquity" contextRef="P11_01_2024To10_31_2025_HundredBasisPointsDecreaseMemberifrsfullInternalCreditGradesAxis_UnitedStatesofAmericaDollarsMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121113">671</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInEconomicValueOfEquity" contextRef="P11_01_2024To10_31_2025_HundredBasisPointsDecreaseMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121114">1,201</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseInNetInterestIncome" contextRef="P11_01_2024To10_31_2025_CanadaDollarsMembersrtCurrencyAxis_HundredBasisPointsDecreaseMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-121115">224</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseInNetInterestIncome" contextRef="P11_01_2024To10_31_2025_HundredBasisPointsDecreaseMemberifrsfullInternalCreditGradesAxis_UnitedStatesofAmericaDollarsMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-121116">21</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseInNetInterestIncome" contextRef="P11_01_2024To10_31_2025_HundredBasisPointsDecreaseMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-121117">245</ix:nonFraction></div></div></td>
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<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">(<ix:nonFraction name="bns:IncreaseDecreaseInNetInterestIncome" contextRef="P11_01_2023To10_31_2024_HundredBasisPointsDecreaseMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-121119">31</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">)&#160;</td></tr></table></ix:nonNumeric></ix:continuation> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Internal risk transfer </div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">As per OSFI Capital Adequacy Requirements (CAR), an internal risk transfer is defined as an internal record of a transfer of risk within the banking or trading book, or between the banking and trading book. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In certain cases, it is more efficient for the Bank to hedge a banking book&#8217;s interest rate risk exposure through an internal risk transfer to a trading desk which can externalize the risk to the market. This activity is governed by regulatory defined parameters to ensure the market risk is externalized. </div><ix:continuation id="TextSelectionAppend_151228982_7" continuedAt="TextSelectionAppend_151228982_8"> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:bottom;background-color:#ededed"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Foreign currency risk</div></div></div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk in the Bank&#8217;s unhedged funding and investment activities arises primarily from the Bank&#8217;s net investments in foreign operations as well as foreign currency earnings in its domestic and remitting foreign branch operations.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The Bank&#8217;s foreign currency exposure to its net investments in foreign operations is controlled by a Board-approved limit. This limit considers factors such as potential volatility to shareholders&#8217; equity as well as the potential impact on capital ratios from foreign exchange fluctuations. On a monthly basis, the Asset-Liability Committee reviews the Bank&#8217;s foreign currency net investment exposures and determines the appropriate hedging strategies. These may include funding the investments in the same currency or using other financial instruments, including derivatives.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency translation gains and losses from net investments in foreign operations, net of related hedging activities and tax effects, are recorded in accumulated other comprehensive income within shareholders&#8217; equity. However, the Bank&#8217;s regulatory capital ratios are not materially affected by these foreign exchange fluctuations because the risk-weighted assets of the foreign operations tend to move in a similar direction.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">The Bank is also subject to foreign currency translation risk on the earnings of its domestic and remitting foreign branch operations. The Bank forecasts foreign currency revenues and expenses, over a number of future fiscal quarters. The Asset-Liability Committee also assesses</div></td></tr></table></ix:continuation> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">99</div></div> </div></div></div></div></div><div></div></div><div><div style="line-height:normal;display: inline;"><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Management&#8217;s Discussion and Analysis </div><ix:continuation id="TextSelectionAppend_151228982_8" continuedAt="TextSelectionAppend_151228982_9"> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
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<td style="vertical-align:bottom;background-color:#ededed"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">economic data trends and forecasts to determine if some or all of the estimated future foreign currency revenues and expenses should be hedged. Hedging instruments normally include foreign currency spot and forward contracts, as well as foreign currency options and swaps. Certain of these economic hedges may not qualify for hedge accounting resulting in a potential for a mismatch in the timing of the recognition of economic hedge gains/losses and the underlying foreign earnings translation gains/losses. In accordance with IFRS, foreign currency translation gains and losses relating to monetary and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-monetary</div> items are recorded directly in earnings.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">As at October&#160;31, 2025, a one percent increase (decrease) in the Canadian dollar against all currencies in which the Bank operates decreases (increases) the Bank&#8217;s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">before-tax</div> annual earnings by approximately $<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningWithoutHedging" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121120">40</ix:nonFraction></div> million (October 31, 2024 &#8211; $<ix:nonFraction name="bns:AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningWithoutHedging" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121121">45</ix:nonFraction> million) in the absence of hedging activity, due primarily from exposure to U.S. dollars from the Bank&#8217;s operations in the U.S. and activities conducted internationally in this currency and from exposures to Latin American currencies. A similar change in the Canadian dollar as at October&#160;31,&#160;2025 would increase (decrease) the unrealized foreign currency translation losses in the accumulated other comprehensive income in equity by approximately $<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningNetOfHedging" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121122">396</ix:nonFraction></div>&#160;million (October&#160;31, 2024 &#8211; $<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningNetOfHedging" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121123">324</ix:nonFraction></div> million), net of hedging.</div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Equity risk</div></div></div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk is the risk of loss due to adverse movements in equity prices. Equity price risk is often classified into two categories: general equity risk, which refers to the sensitivity of an instrument or portfolio&#8217;s value to changes in the overall level of equity prices, and specific equity risk, which refers to that portion of an individual equity instrument&#8217;s price volatility that is determined by entity-specific characteristics.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The Bank is exposed to equity risk through its equity investment portfolios, which are controlled by Board-approved portfolio and VaR limits. Equity investments include common and preferred shares, as well as a diversified portfolio of third-party managed funds.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The majority of the Bank&#8217;s equity investment portfolios are managed by Group Treasury under the strategic direction of the ALCO. Group Treasury delegates the management of a portion of equity and equity-related portfolios to other external fund managers to take advantage of these fund managers&#8217; expertise in particular market niches and products.</div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Investment portfolio risks</div></div></div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The Bank holds investment portfolios to meet liquidity and statutory reserve requirements and for investment purposes. These portfolios expose the Bank to interest rate, foreign currency, credit spread and equity risks. Debt investments primarily consist of government, agency, and corporate bonds. Equity investments include common and preferred shares, as well as a diversified portfolio of third-party managed funds. The majority of these securities are valued using prices obtained from external sources. These portfolios are controlled by a Board-approved policy and limits.</div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading market risk</div></div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The Bank&#8217;s policies, processes and controls for trading activities are designed to achieve a balance between pursuing profitable trading opportunities and managing earnings volatility within a framework of sound and prudent practices. Trading activities are primarily customer focused.</div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div></td></tr></table></ix:continuation> <div style="margin-top: 3pt; margin-bottom: 0pt; margin-left: 0in; font-size: 8pt; font-family: arial;">The designation of an instrument as a trading instrument is determined by the Bank&#8217;s Market Risk Management policies. OSFI&#8217;s Capital Adequacy Requirements (CAR) guideline prescribes a list of instrument types which are presumed to be part of a Bank&#8217;s trading portfolio. To assign these instruments to the banking book, certain criteria must be met including OSFI&#8217;s approval. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt; margin-left: 0in; text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s list of these instruments include equity positions which are outside of the trading business and primarily held for investment, membership in exchanges or to manage the stock-based compensation program. There are also fixed income positions which include positions held for liquidity or regulatory purposes, positions within Wealth Management and loans held as available for sale. As of October&#160;31, 2025, the market value of the instruments mentioned above is $4,483 million in total. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt; margin-left: 0in; text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">There has been no case where instruments have been moved between the trading and banking book since October 31, 2024. </div></div></div><ix:continuation id="TextSelectionAppend_151228982_9" continuedAt="TextSelectionAppend_151228982_10"> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:bottom;background-color:#ededed"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Market risk arising from the Bank&#8217;s trading activities is managed in accordance with Board-approved policies, and aggregate VaR and stress testing limits. Trading portfolios are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">marked-to-market</div></div> in accordance with the Bank&#8217;s valuation policies. Positions are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">marked-to-market</div></div> daily and valuations are independently reviewed by GRM or finance units on a regular basis. These units also provide profit and loss reporting, as well as VaR and limit compliance reporting to business unit management and executive management for evaluation and action as appropriate. The quality of the Bank&#8217;s VaR is validated by regular backtesting analysis, in which the VaR is compared to both theoretical profit and loss results based on fixed end of day positions and actual reported profit and loss. A VaR at the <div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:StatisticalTechniquePercentageofConfidenceLevelToValueAtRiskOnTradingPortfolios" contextRef="P11_01_2024To10_31_2025_MarketRiskMemberifrsfullTypesOfRisksAxis_ValueatRiskMemberifrsfullMeasurementAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-121124">99</ix:nonFraction></div>% confidence interval is an indication of a <div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:PercentageOfProbabilityLossesOnValueAtRisk" contextRef="P11_01_2024To10_31_2025_MarketRiskMemberifrsfullTypesOfRisksAxis_ValueatRiskMemberifrsfullMeasurementAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-121125">1</ix:nonFraction></div>% probability that losses will exceed the VaR if positions remain unchanged during the next business day. Trading positions are however managed dynamically and, as a result, actual profit/loss backtesting exceptions are uncommon. Aging reports are used to monitor the frequency of turnover of trading portfolio inventory.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Value at Risk (VaR) is a key measure of market risk in the Bank&#8217;s trading activities. In fiscal 2025, the total VaR for trading activities averaged $<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:ValueAtRisk" contextRef="PAsOn10_31_2025_MarketRiskMemberifrsfullTypesOfRisksAxis_ValueatRiskMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121126">13.6</ix:nonFraction></div> million, compared to $<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:ValueAtRisk" contextRef="PAsOn10_31_2024_MarketRiskMemberifrsfullTypesOfRisksAxis_ValueatRiskMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121127">14.9</ix:nonFraction></div>&#160;million in 2024. The change was mainly driven by lower equity and foreign exchange risk.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div></td></tr></table></ix:continuation><ix:continuation id="TextSelectionAppend_151228982_10" continuedAt="TextSelectionAppend_151228982_11"> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><ix:nonNumeric name="bns:DisclosureOfValueAtRiskExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-77580">
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="14" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="14" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height: 3.75pt; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height: 3.75pt; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">($ millions)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Year&#160;end</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Avg</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">High</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Low</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Year&#160;end</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Avg</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">High</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Low</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit Spread plus Interest Rate</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_CreditPlusInterestRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121128">9.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_AverageMemberifrsfullExternalCreditGradesAxis_CreditPlusInterestRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121129">14.3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_CreditPlusInterestRiskMemberifrsfullTypesOfRisksAxis_HighMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121130">22.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_CreditPlusInterestRiskMemberifrsfullTypesOfRisksAxis_LowMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121131">8.8</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_CreditPlusInterestRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121132">12.5</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_AverageMemberifrsfullExternalCreditGradesAxis_CreditPlusInterestRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121133">13.6</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_CreditPlusInterestRiskMemberifrsfullTypesOfRisksAxis_HighMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121134">34.3</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_CreditPlusInterestRiskMemberifrsfullTypesOfRisksAxis_LowMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121135">6.8</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit Spread<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Fact_151229200">8.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_AverageMemberifrsfullExternalCreditGradesAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Fact_151229201">10.3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_HighMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Fact_151229202">18.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_LowMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Fact_151229203">6.6</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Fact_151229204">7.3</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_AverageMemberifrsfullExternalCreditGradesAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Fact_151229205">8.4</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_HighMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Fact_151229206">13.6</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_LowMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="Fact_151229207">5.9</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest Rate</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121144">9.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_AverageMemberifrsfullExternalCreditGradesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121145">13.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_HighMemberifrsfullExternalCreditGradesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121146">28.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LowMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121147">6.0</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121148">17.5</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_AverageMemberifrsfullExternalCreditGradesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121149">12.3</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_HighMemberifrsfullExternalCreditGradesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121150">26.9</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LowMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121151">5.8</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
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<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_EquityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121152">3.4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_AverageMemberifrsfullExternalCreditGradesAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121153">4.8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_EquityPriceRiskMemberifrsfullTypesOfRisksAxis_HighMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121154">9.9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_EquityPriceRiskMemberifrsfullTypesOfRisksAxis_LowMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121155">1.9</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_EquityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121156">5.4</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_AverageMemberifrsfullExternalCreditGradesAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121157">5.1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_EquityPriceRiskMemberifrsfullTypesOfRisksAxis_HighMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121158">10.1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_EquityPriceRiskMemberifrsfullTypesOfRisksAxis_LowMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121159">3.0</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign Exchange</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121160">3.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_AverageMemberifrsfullExternalCreditGradesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121161">2.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_HighMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121162">5.9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_LowMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121163">0.7</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121164">2.9</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_AverageMemberifrsfullExternalCreditGradesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121165">3.2</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_HighMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121166">9.4</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_LowMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121167">1.1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commodities</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_CommodityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121168">3.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_AverageMemberifrsfullExternalCreditGradesAxis_CommodityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121169">3.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_CommodityPriceRiskMemberifrsfullTypesOfRisksAxis_HighMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121170">6.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_CommodityPriceRiskMemberifrsfullTypesOfRisksAxis_LowMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121171">2.2</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_CommodityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121172">2.8</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_AverageMemberifrsfullExternalCreditGradesAxis_CommodityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121173">2.6</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_CommodityPriceRiskMemberifrsfullTypesOfRisksAxis_HighMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121174">4.6</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_CommodityPriceRiskMemberifrsfullTypesOfRisksAxis_LowMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121175">1.3</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Debt Specific</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_DebtSpecificMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121176">3.6</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_AverageMemberifrsfullExternalCreditGradesAxis_DebtSpecificMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121177">3.4</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_DebtSpecificMemberifrsfullTypesOfRisksAxis_HighMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121178">4.8</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_DebtSpecificMemberifrsfullTypesOfRisksAxis_LowMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121179">2.3</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Diversification Effect</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_RiskDiversificationEffectMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-121180">10.7</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_AverageMemberifrsfullExternalCreditGradesAxis_RiskDiversificationEffectMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-121181">11.6</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n.m.</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n.m.</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_RiskDiversificationEffectMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-121182">15.0</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_AverageMemberifrsfullExternalCreditGradesAxis_RiskDiversificationEffectMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-5" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-121183">13.1</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">n.m.</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">n.m.</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">All-Bank</div> VaR</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8196;&#8199;<ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121184">8.9</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8196;<ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_AverageMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121185">13.6</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8196;<ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_HighMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121186">21.6</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8196;&#8199;<ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2024To10_31_2025_LowMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121187">7.1</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;&#8199;&#8196;<ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121188">12.1</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;&#8199;&#8196;<ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_AverageMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121189">14.9</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;&#8199;&#8196;<ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_HighMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121190">24.2</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;&#8199;&#8196;&#8199;<ix:nonFraction name="bns:ValueAtRiskForTradingActivities" contextRef="P11_01_2023To10_31_2024_LowMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-121191">8.3</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0; background-color: rgb(237, 237, 237);text-indent: 0px;">
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="padding-bottom: 4pt; vertical-align: top;"><div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">&#160;</div><div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">(1)&#8195;Effective November&#160;1, 2024, credit spread VaR also captures issuer-specific credit spread volatility which was previously included in debt specific VaR.</div></div></div><div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">n.m.&#8201;Not meaningful</div></div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div></ix:nonNumeric></ix:continuation> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></div></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Description of trading revenue components and graphical comparison of VaR to daily P&amp;L </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;">Chart C29 compares the daily trading revenue distribution to daily VaR results. Trading revenue includes changes in portfolio value as well as the impact of new trades, commissions, fees and reserves. Some components of revenue which are calculated less frequently are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pro-rated.</div> Trading revenue averaged $16.3 million per day, increased from $13.0&#160;million in 2024. Revenue was positive on 100% of trading days during the year, which was the same as the level in 2024. The largest <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">single-day</div> trading revenue gain in this fiscal year was $43.4 million which occurred on November&#160;1, 2024. </div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 4%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">C29</div></div></div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Daily trading revenue vs. VaR </div></div><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">$ millions, November&#160;1, 2024 to October&#160;31, 2025</div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: center; text-indent: -3%; margin-top: 0pt; margin-bottom: 0pt; margin-left: 4%;">
<img alt="" src="g936350g1g55p93.jpg" style="width: 341px; height: 229px;"/><br/></div><div style="font-family: arial; font-size: 8pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit valuation adjustment (CVA) risk </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Credit Valuation Adjustment (CVA) is the difference between the risk free value of a portfolio and the true value of that portfolio, accounting for the possible default of a counterparty. The CVA adjustment aims to identify the impact of Counterparty Risk. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">CVA risk management framework </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The CVA risk management is part of the Bank&#8217;s market risk management framework. The framework includes a market risk limit structure to control the level of risk taken by the Bank. This involves setting limits on various risk factors, such as interest rates, foreign exchange rates, and counterparty credit spreads. The Bank uses various tools to measure CVA risk, including stress testing and sensitivity analysis. Regular management reports are produced to monitor market risk exposure. These reports provide insights into the Bank&#8217;s risk profile and help in making informed decisions. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Senior management role in the CVA risk management framework. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Senior management is actively involved in the risk control process. They oversee the implementation of policies and procedures to identify, measure, monitor, and control CVA risks. Updates to the CVA risk management framework are approved by senior management committees such as the Market Risk Management&#160;&amp; Policy Committee (MRMPC) and the Senior Credit Committee (SCC). Material changes to policies and processes are reviewed and approved by senior executives. Senior management receives regular reports on CVA risk exposures and the effectiveness of hedging strategies. This continuous monitoring helps in making informed decisions and maintaining a robust risk management framework. Senior management ensures that adequate resources are allocated to CVA risk management. This includes staffing independent control units and providing the necessary tools and systems for effective risk management. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">An overview of the governance of the CVA risk management framework </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The CVA (Credit Valuation Adjustment) risk management framework is governed by the Bank&#8217;s risk management policies which are designed to ensure effective oversight and control of market risk, including CVA risks. Regular risk reporting to senior management provides aggregate measures of risk for CVA and is used to ensure compliance with risk appetite, policies, limits, and guidelines. The framework includes independent control units responsible for maintaining the integrity and effectiveness of CVA risk management practices. These units operate separately from the lines of business to ensure unbiased oversight. Regular independent reviews are conducted to assess the effectiveness of the CVA risk management framework. These reviews help identify any gaps or areas for improvement and ensure that the framework remains robust and effective. The governance structure and Bank policies ensure that data acquisition for CVA calculation is independent of the lines of business. This independence is crucial for maintaining the accuracy and reliability of the data used in risk assessments. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Processes implemented to identify, measure, monitor and control CVA risks, including policies for hedging CVA risk and the processes for monitoring the continuing effectiveness of hedges </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank uses a variety of metrics and models to measure and control CVA risk exposures. These measurements are selected based on an assessment of the nature of risks of CVA. The principal measurement techniques are stress testing and sensitivity analysis. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">To ensure compliance with policies and limits, CVA risk exposures are independently monitored on a continuing basis by Global Risk Management. They provide senior management, business units and the MRMPC with a series of reports on CVA risk exposures. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">CVA risk is managed using a variety of hedging instruments, including derivatives and securities. These instruments are approved for trading by Global Risk Management and the effectiveness of hedging activity is captured through limits on net exposure to risk factors. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">101</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Market risk linkage to Consolidated Statement of Financial Position </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">Trading assets and liabilities are generally <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">marked-to-market</div></div> daily and included in trading risk measures and market risk capital. Derivatives captured under trading risk measures are related to market making and hedging of trading exposures. A comparison of Consolidated Statement of Financial Position items which are covered under the trading and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> risk measures is provided in the table below. </div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T52</div>&#8194;Market risk linkage to Consolidated Statement of Financial Position of the Bank </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
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<td colspan="17" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Market Risk Measure</div></div></div></td></tr>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">As&#160;at&#160;October 31, 2025</div></div><div style="font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">($ millions)</div></div></td>
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<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Consolidated<br/>Statement of<br/>Financial<br/>Position</div></div></div></td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Trading&#160;Risk</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-trading</div><br/>risk</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Not&#160;subject&#160;to<br/>market risk</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Primary risk sensitivity of<br/><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading&#160;risk</div></div></div></div></td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Precious metals</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,156</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,156</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">152,223</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">151,223</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,000</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Interest rate, FX</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">42,120</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,411</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Interest&#160;rate,&#160;FX, equity</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">149,948</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">149,948</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Interest&#160;rate, FX, equity</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Loans</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771,045</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771,045</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Interest rate, FX</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Assets &#8211; other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">335,139</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">403</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">334,736</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,460,042</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;198,902</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;926,404</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;334,736</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">966,279</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">898,495</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67,784</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Interest&#160;rate, FX, equity</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Financial instruments designated at fair value through profit or loss</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,165</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,165</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Interest rate, equity</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold short</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,104</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,104</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,031</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">51,586</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,445</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Interest rate, FX, equity</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading liabilities<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">757</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">757</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Pension and other benefit liabilities</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,627</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,627</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Interest&#160;rate,&#160;credit&#160;spread,&#160;equity</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Liabilities &#8211; other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">261,492</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">310</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">261,182</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,371,455</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">137,922</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">904,567</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">328,966</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Gold and silver certificates and bullion included in other liabilities. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 50%;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="20" style="height: 3.75pt; background-color: rgb(255, 255, 255);"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">As&#160;at&#160;October 31, 2024</div></div><div style="font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">($ millions)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading&#160;Risk</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Non-trading</div><br/>risk</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Not subject to<br/>market risk</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Primary risk sensitivity of<br/><div style="white-space: nowrap;display:inline;">non-trading&#160;risk</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Precious metals</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">2,540</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,540</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">n/a</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">129,727</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">129,032</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">695</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">Interest rate, FX</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">44,379</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">39,736</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,643</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">Interest&#160;rate,&#160;FX, equity</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">152,832</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">152,832</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">Interest&#160;rate, FX, equity</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Loans</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">760,829</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">760,829</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">Interest rate, FX</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Assets &#8211; other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">321,720</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">448</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">321,272</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">n/a</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">1,412,027</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">171,756</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">918,999</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">321,272</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">943,849</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">901,328</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">42,521</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">Interest&#160;rate, FX, equity</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Financial instruments designated at fair value through profit or loss</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">36,341</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">36,341</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">Interest rate, equity</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold short</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">35,042</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">35,042</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">n/a</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">51,260</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">45,652</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,608</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">Interest rate, FX, equity</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading liabilities<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">578</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">578</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">n/a</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Pension and other benefit liabilities</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">1,587</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,587</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="text-align: right; vertical-align: bottom;">Interest&#160;rate,&#160;credit&#160;spread,&#160;equity</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Liabilities &#8211; other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">259,294</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">275</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">259,019</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">n/a</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#8199;1,327,951</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;117,888</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;908,523</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;301,540</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes goodwill, intangibles, other assets and securities purchased under resale agreements and securities borrowed. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Gold and silver certificates and bullion included in other liabilities. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes obligations related to securities sold under repurchase agreements and securities lent and other liabilities. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Derivative instruments and structured transactions </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Derivatives </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank uses derivatives to meet customer needs, generate revenues from trading activities, manage market and credit risks arising from its lending, and for funding and investment activities. The Bank uses several types of derivative products, including interest rate swaps, futures and options, to hedge interest rate risk exposure. Forward contracts, swaps and options are used to manage foreign currency risk exposures. Credit exposures in its lending and investment books may be managed using credit default swaps. As a dealer, the Bank markets a range of derivatives to its customers, including interest rate, foreign exchange, equity, commodity and credit derivatives. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Market risk arising from derivatives transactions is subject to the control, reporting and analytical techniques noted above. Additional controls and analytical techniques are applied to address certain market-related risks that are unique to derivative products. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">102</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Structured transactions </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Structured transactions are specialized transactions that may involve combinations of cash, other financial assets and derivatives designed to meet the specific risk management or financial requirements of customers. These transactions are carefully evaluated by the Bank to identify and address the credit, market, legal, tax, reputational and other risks, and are subject to a cross-functional review and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">sign-off</div> by Trading Management, Global Risk Management, Taxation, Finance and Legal departments. Large structured transactions are also subject to review by senior risk management committees and evaluated in accordance with the procedures described below in Reputational Risk. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The market risk in these transactions is usually minimal, and returns are earned by providing structuring expertise and by taking credit risk. Once executed, structured transactions are subject to the same ongoing credit reviews and market risk analysis as other types of derivatives transactions. This review and analysis includes careful monitoring of the quality of the reference assets, and ongoing valuation of the derivatives and reference assets. </div> <ix:continuation id="TextSelectionAppend_151228982_11" continuedAt="TextSelectionAppend_151228982_12"> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align:bottom;background-color:#ededed"> <div id="tx937872_31" style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial;font-weight:bold">Liquidity Risk</div> <div style="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Liquidity risk is the risk that the Bank is unable to meet its financial obligations in a timely manner at reasonable prices. Financial obligations include liabilities to depositors, payments due under derivative contracts, settlement of securities borrowing and repurchase transactions, and lending and investment commitments.</div> <div style="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #b2b2b2">&#160;</div> <div style="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Effective liquidity risk management is essential to maintain the confidence of depositors and counterparties, manage the Bank&#8217;s cost of funds and to support core business activities, even under adverse circumstances.</div> <div style="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Liquidity risk is managed within the framework of policies and limits that are approved by the Board of Directors. The Board receives reports on risk exposures and performance against approved limits. The Asset-Liability Committee (ALCO) and the Treasury Risk Committee (TRC) provide senior management oversight of liquidity risk.</div> <div style="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The key elements of the liquidity risk framework are:</div> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt;margin-bottom:0pt; display: table-row"> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial">&#8226;</div> </div> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial">Measurement and modeling &#8211; the Bank&#8217;s liquidity model measures and forecasts cash inflows and outflows, including <div style="white-space:nowrap;display:inline;">off-balance</div> sheet cash flows on a daily basis. Risk is managed by a set of key limits over the maximum net cash outflow by currency over specified short-term horizons (cash gaps), a minimum level of core liquidity, and liquidity stress tests.</div> </div> </div> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt;margin-bottom:0pt; display: table-row"> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial">&#8226;</div> </div> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial">Reporting &#8211; Global Risk Management provides independent oversight of all significant liquidity risks, supporting the ALCO and TRC with analysis, risk measurement, stress testing, monitoring and reporting.</div> </div> </div> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt;margin-bottom:0pt; display: table-row"> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial">&#8226;</div> </div> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial">Stress testing &#8211; the Bank performs liquidity stress testing on a regular basis, to evaluate the effect of both industry-wide and Bank-specific disruptions on the Bank&#8217;s liquidity position. Liquidity stress testing has many purposes including:</div> </div> </div> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt;margin-bottom:0pt; display: table-row"> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.062500em; font-family:arial">&#8211;</div> </div> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.437500em; font-family:arial">Helping the Bank understand the potential behavior of various <div style="white-space:nowrap;display:inline;">on-balance</div> sheet and <div style="white-space:nowrap;display:inline;">off-balance</div> sheet positions in circumstances of stress; and</div> </div> </div> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt;margin-bottom:0pt; display: table-row"> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.062500em; font-family:arial">&#8211;</div> </div> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.437500em; font-family:arial">Based on this knowledge, facilitating the development of risk mitigation and contingency plans.</div> </div> </div> <div style="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:arial">The Bank&#8217;s liquidity stress tests consider the effect of changes in funding assumptions, depositor behavior and the market value of liquid assets. The Bank performs industry standard stress tests, the results of which are reviewed at senior levels of the organization and are considered in making liquidity management decisions.</div> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt;margin-bottom:0pt; display: table-row"> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial">&#8226;</div> </div> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial">Contingency planning &#8211; the Bank maintains a liquidity contingency plan that specifies an approach for analyzing and responding to actual and potential liquidity events. The plan outlines an appropriate governance structure for the management and monitoring of liquidity events, processes for effective internal and external communication, and identifies potential counter measures to be considered at various stages of an event. A contingency plan is maintained both at the parent-level as well as for major subsidiaries.</div> </div> </div> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt;margin-bottom:0pt; display: table-row"> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial">&#8226;</div> </div> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial">Funding diversification &#8211; the Bank actively manages the diversification of its deposit liabilities by source, type of depositor, instrument, term and geography.</div> </div> </div> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt;margin-bottom:0pt; display: table-row"> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial">&#8226;</div> </div> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial">Core liquidity &#8211; the Bank maintains a pool of highly liquid, unencumbered assets that can be readily sold or pledged to secure borrowings under stressed market conditions or due to Bank-specific events. The Bank also maintains liquid assets to support its <div style="white-space:nowrap;display:inline;">intra-day</div> settlement obligations in payment, depository and clearing systems.</div> </div> </div> <div style="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s foreign operations have liquidity management frameworks that are similar to the Bank&#8217;s framework. 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The maturity profile of the notional amounts of the Bank&#8217;s derivative instruments is summarized in Note 9(b) of the consolidated financial statements.</div> <div style="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color:#b23040;display:inline;">Liquid assets</div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Liquid assets are a key component of liquidity management and the Bank holds these types of assets in sufficient quantity to meet potential needs for liquidity management.</div> <div style="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Liquid assets can be used to generate cash either through sale, repurchase transactions or other transactions where these assets can be used as collateral to generate cash, or by allowing the asset to mature. Liquid assets include deposits at central banks, deposits with financial institutions, call and other short-term loans, marketable securities, precious metals and securities received as collateral from securities financing and derivative transactions. Liquid assets do not include borrowing capacity from central bank facilities.</div> <div style="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&#160;</div> </td> </tr> </table> </ix:continuation> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Marketable securities are securities traded in active markets, which can be converted to cash within a timeframe that is in accordance with the Bank&#8217;s liquidity management framework. Assets are assessed considering a number of factors, including the expected time it would take to convert them to cash. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Marketable securities included in liquid assets are comprised of securities specifically held as a liquidity buffer or for asset liability management purposes; trading securities, which are primarily held by Global Banking and Markets; and collateral received for securities financing and derivative transactions. </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">103</div></div> </div></div> </div> </div> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Management&#8217;s Discussion and Analysis </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank maintains large holdings of unencumbered liquid assets to support its operations. These assets generally can be sold or pledged to meet the Bank&#8217;s obligations. As at October&#160;31, 2025, unencumbered liquid assets were $327 billion (October 31, 2024 &#8211; $310 billion). Securities, including National Housing Act (NHA) mortgage-backed securities, comprised 80% of liquid assets (October 31, 2024 &#8211; 81%). Other unencumbered liquid assets, comprising cash and deposits with central banks, deposits with financial institutions and precious metals, were 20% (October 31, 2024 &#8211; 19%). The increase in total unencumbered liquid assets was attributable to an increase in other liquid securities, NHA mortgage backed securities, cash and deposits with central banks, foreign government obligations and precious metals, partly offset by a decrease in Canada government obligations and deposits with financial institutions. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The carrying values outlined in the liquid asset table are consistent with the carrying values in the Bank&#8217;s Consolidated Statement of Financial Position as at October&#160;31, 2025. The liquidity value of the portfolio will vary under different stress events as different assumptions are used for the stress scenarios. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s liquid asset pool is summarized in the following table: </div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:7pt; font-family:arial;font-weight:bold"><div style="font-family: arial; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">T53</div>&#8194;Liquid asset pool </div> <div style="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 7pt; font-family: arial; line-height: normal;">As&#160;at&#160;October 31, 2025</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 7pt; font-family: arial; line-height: normal;">($&#160;millions)</div> </td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total&#160;liquid<br/>assets</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Pledged&#160;as<br/>collateral</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Available&#160;as<br/>collateral</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Other</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Cash and deposits with central banks</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,825</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,825</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,940</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">52,885</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Deposits with financial institutions</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,142</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,142</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,086</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Precious metals</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,156</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,156</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,156</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Securities:</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Canadian government obligations</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76,593</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,968</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">98,561</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40,032</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,529</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign government obligations</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">114,232</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">123,998</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">238,230</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110,822</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">127,408</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other securities</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">93,963</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">151,055</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">245,018</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">201,717</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43,301</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">NHA mortgage-backed securities</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,813</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,813</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,670</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,143</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">394,724</div></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">297,021</div></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">691,745</div></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">359,241</div></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">5,996</div></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">326,508</div></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8211;</div></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="8" style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="8" style="height:12pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
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<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Securities&#160;received&#160;as<br/>collateral&#160;from&#160;securities<br/>financing and derivative<br/>transactions</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total&#160;liquid<br/>assets</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pledged&#160;as<br/>collateral</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Available&#160;as<br/>collateral</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Cash and deposits with central banks</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">55,976</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">55,976</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,991</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">49,985</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Deposits with financial institutions</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,884</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,884</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">82</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,802</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Securities:</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Canadian government obligations</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">71,915</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">26,062</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">97,977</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">34,572</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">63,405</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign government obligations</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">121,072</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">129,991</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">251,063</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">126,371</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">124,692</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other securities</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">75,223</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">101,262</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">176,485</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">143,862</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">32,623</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">NHA mortgage-backed securities</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">35,546</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">35,546</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">6,584</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">28,962</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;370,156</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;257,315</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;627,471</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;311,389</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;6,073</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;310,009</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Assets which are restricted from being used to secure funding for legal or other reasons. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A summary of total unencumbered liquid assets held by the parent bank and its branches, and domestic and foreign subsidiaries, is presented below: </div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:7pt; font-family:arial;font-weight:bold"><div style="font-family: arial; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">T54</div>&#8194;Total unencumbered liquid assets held by the parent bank and its branches, and domestic and foreign subsidiaries </div> <div style="font-size:4pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:83%"/>
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<td/>
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<td style="vertical-align:bottom;width:2%"/> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height: 3.75pt; background-color: rgb(255, 255, 255); border-top: 0.75pt solid rgb(178, 48, 64); border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="4" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">As at October&#160;31<br/>($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">The Bank&#160;of&#160;Nova&#160;Scotia&#160;(Parent)</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">254,103</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">235,378</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Bank domestic subsidiaries</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,017</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">32,769</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Bank foreign subsidiaries</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,388</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">41,862</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;326,508</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;310,009</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s liquidity pool is held across major currencies, mostly comprised of Canadian and U.S. dollar holdings. As shown above, the vast majority (85%) of liquid assets are held by the Bank&#8217;s corporate office, branches of the Bank, and Canadian subsidiaries of the Bank. The Bank monitors and ensures compliance in relation to minimum levels of liquidity required and assets held within each entity, and/or jurisdiction. Potential regulatory restrictions on the transferability of liquid assets held in Bank foreign subsidiaries are taken into consideration in the Bank&#8217;s liquidity management framework. </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">104</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div> </div> </div> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </div> </div> </div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Encumbered assets </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">In the course of the Bank&#8217;s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">day-to-day</div></div> activities, securities and other assets are pledged to secure an obligation, participate in clearing or settlement systems, or operate in a foreign jurisdiction. Securities are also pledged under repurchase agreements. A summary of encumbered and unencumbered assets is presented below: </div><div style="text-indent: -1%; font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt; margin-left: 2%;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T55</div>&#8194;Asset encumbrance </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Encumbered assets</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Unencumbered assets</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">As&#160;at&#160;October 31, 2025</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">($&#160;millions)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Bank-owned</div><br/>assets</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Securities&#160;received&#160;as</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">collateral&#160;from&#160;securities</div></div></div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">financing and derivative<br/>transactions</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total&#160;assets</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Pledged&#160;as<br/>collateral</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Available&#160;as<br/>collateral<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Cash and deposits with central banks</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,825</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,825</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,940</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">52,885</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits with financial institutions</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,142</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,142</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,086</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Precious metals</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,156</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,156</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,156</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Liquid securities:</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Canadian government obligations</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76,593</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,968</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">98,561</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40,032</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,529</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Foreign government obligations</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">114,232</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">123,998</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">238,230</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110,822</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">127,408</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other liquid securities</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">93,963</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">151,055</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">245,018</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">201,717</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43,301</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other securities</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,004</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,613</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,617</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,971</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,646</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Loans classified as liquid assets:</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">NHA mortgage-backed securities</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,813</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,813</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,670</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,143</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other loans</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">740,719</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">740,719</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,016</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">79,113</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,157</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">631,433</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other financial assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">258,925</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(182,597</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76,328</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,847</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59,481</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-financial</div> assets</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59,670</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59,670</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59,670</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460,042</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">133,037</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,593,079</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">395,075</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">85,109</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">346,665</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">766,230</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 9.75pt; font-family: arial;"/>
<td colspan="4" style="height: 9.75pt; font-family: arial;"/>
<td colspan="4" style="height: 9.75pt; font-family: arial;"/>
<td colspan="4" style="height: 9.75pt; font-family: arial;"/>
<td colspan="8" style="height: 9.75pt; font-family: arial;"/>
<td colspan="4" style="height: 9.75pt; font-family: arial;"/>
<td colspan="8" style="height: 9.75pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Encumbered assets</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Unencumbered&#160;assets</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/>
<td colspan="4" style="height: 3.75pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">As&#160;at&#160;October 31, 2024</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">($&#160;millions)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Bank-owned<br/>assets</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Securities&#160;received&#160;as</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">collateral&#160;from&#160;securities</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">financing and derivative<br/>transactions</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total&#160;assets</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pledged&#160;as<br/>collateral</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Available&#160;as<br/>collateral<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Cash and deposits with central banks</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">55,976</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">55,976</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,991</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">49,985</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits with financial institutions</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,884</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,884</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">82</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,802</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Precious metals</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,540</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,540</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,540</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Liquid securities:</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Canadian government obligations</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">71,915</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">26,062</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">97,977</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">34,572</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">63,405</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Foreign government obligations</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">121,072</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">129,991</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">251,063</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">126,371</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">124,692</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other liquid securities</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">75,223</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;101,262</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">176,485</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">143,862</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">32,623</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other securities</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,534</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10,677</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">15,211</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,415</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10,796</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Loans classified as liquid assets:</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">NHA mortgage-backed securities</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">35,546</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">35,546</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,584</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">28,962</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other loans</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">732,932</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">732,932</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,642</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">79,812</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">17,173</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">629,305</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other financial assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">249,058</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(193,018</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">56,040</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13,148</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">42,892</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-financial</div> assets</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">55,347</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">55,347</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">55,347</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,412,027</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">74,974</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,487,001</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;335,594</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;85,885</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;327,182</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;738,340</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Assets which are restricted from being used to secure funding for legal or other reasons. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Assets that are readily available in the normal course of business to secure funding or meet collateral needs including central bank borrowing immediately available. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Other unencumbered assets are not subject to any restrictions on their use to secure funding or as collateral but the Bank would not consider them to be readily available. These include loans, a portion of which may be used to access central bank facilities outside of the normal course or to raise secured funding through the Bank&#8217;s secured funding programs. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Securities received as collateral against other financial assets are included within liquid securities and other securities. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 12pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">As of October&#160;31, 2025, total encumbered assets of the Bank were $480 billion (October 31, 2024 &#8211; $421 billion). Of the remaining $1,113 billion (October 31, 2024 &#8211; $1,066 billion) of unencumbered assets, $347 billion (October 31, 2024 &#8211; $327 billion) are considered readily available in the normal course of business to secure funding or meet collateral needs as detailed above. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">In some <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">over-the-counter</div></div> derivative contracts, the Bank would be required to post additional collateral or receive less collateral in the event its credit rating was downgraded. The Bank maintains access to sufficient collateral to meet these obligations in the event of a downgrade of its ratings by one or more of the rating agencies. As at October&#160;31, 2025, the potential adverse impact on derivatives collateral that would result from a one, two or three-notch downgrade of the Bank&#8217;s rating below its lowest current rating was $21 million, $1,061 million or $2,013 million, respectively. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Encumbered liquid assets are not considered to be available for liquidity management purposes. Liquid assets which are used to hedge derivative positions in trading books or for hedging purposes are considered to be available for liquidity management provided they meet the criteria discussed in liquid assets above. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit ratings </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Credit ratings are one of the factors that impact the Bank&#8217;s access to capital markets and the terms on which it can conduct derivatives, hedging transactions and borrow funds. The credit ratings and outlook that the rating agencies assign to the Bank are based on their own views and methodologies. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">The Bank continues to have strong credit ratings and its deposits and legacy senior debt are rated AA by Fitch Ratings, Aa2 by Moody&#8217;s, AA by Morningstar DBRS and A+ by Standard and Poor&#8217;s (S&amp;P). The Bank&#8217;s bail-inable senior debt is rated <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">AA-</div> by Fitch Ratings, A2 by Moody&#8217;s, AA (low) by Morningstar DBRS, and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">A-</div> by S&amp;P. As of October&#160;31, 2025, all rating agencies have a Stable outlook on the Bank. </div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">105</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Credit ratings are not recommendations to purchase, sell or hold a security and are subject to revision or withdrawal at any time by the rating agency. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liquidity coverage ratio </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">The Liquidity Coverage Ratio (LCR) measure is based on a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">30-day</div> liquidity stress scenario, with assumptions defined in the Liquidity Adequacy Requirements (LAR) Guideline issued by the Office of the Superintendent of Financial Institutions (OSFI). The LCR is calculated as the ratio of high quality liquid assets (HQLA) to net cash outflows. The Bank is subject to a regulatory minimum LCR of 100%. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">HQLA are defined in the LAR Guideline and are grouped into three main categories with varying haircuts applied to arrive at the amount included in the total weighted value in the table that follows. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The total weighted values for net cash outflows for the next 30 days are derived by applying the assumptions specified in the LAR Guideline to specific items, including loans, deposits, maturing debt, derivative transactions and commitments to extend credit. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following table presents the Bank&#8217;s average LCR for the quarter ended October&#160;31, 2025 based on the average daily position in the quarter. </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T56</div>&#8194;Bank&#8217;s average LCR<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 82%;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-top-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-top-width: 0.75pt; border-bottom-width: 1pt; border-top-style: solid; border-bottom-style: solid;">For the quarter ended October&#160;31, 2025 ($ millions)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></td>
<td style="vertical-align: bottom; border-top-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-top-width: 0.75pt; border-bottom-width: 1pt; border-top-style: solid; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: top; border-top-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-top-width: 0.75pt; border-bottom-width: 1pt; border-top-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/>unweighted<br/>value<br/>(Average)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></td>
<td style="vertical-align: bottom; border-top-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-top-width: 0.75pt; border-bottom-width: 1pt; border-top-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-top-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-top-width: 0.75pt; border-bottom-width: 1pt; border-top-style: solid; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: top; border-top-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-top-width: 0.75pt; border-bottom-width: 1pt; border-top-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/>weighted<br/>value<br/>(Average)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></td>
<td style="vertical-align: bottom; border-top-color: rgb(0, 0, 0); border-bottom-color: rgb(0, 0, 0); border-top-width: 0.75pt; border-bottom-width: 1pt; border-top-style: solid; border-bottom-style: solid;">&#160;</td></tr>
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<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">High-quality liquid assets</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
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<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
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<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total high-quality liquid assets (HQLA)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">*</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;269,168</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Cash outflows</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Retail deposits and deposits from small business customers, of which:</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">264,966</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">28,225</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Stable deposits</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">106,841</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,462</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Less stable deposits</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">158,125</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">24,763</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Unsecured wholesale funding, of which:</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">279,580</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">115,344</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Operational deposits (all counterparties) and deposits in networks of cooperative banks</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">110,842</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">26,701</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-operational</div> deposits (all counterparties)</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">159,368</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">79,273</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Unsecured debt</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,370</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,370</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Secured wholesale funding</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">*</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">100,004</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Additional requirements, of which:</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">263,735</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">62,704</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Outflows related to derivative exposures and other collateral requirements</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">51,254</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">29,461</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Outflows related to loss of funding on debt products</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,722</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,722</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit and liquidity facilities</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">206,759</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">27,521</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other contractual funding obligations</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,433</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,338</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other contingent funding obligations<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(5)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">624,324</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8,880</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total cash outflows</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">*</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">318,495</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Cash inflows</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Secured lending (e.g. reverse repos)</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">343,904</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">51,274</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Inflows from fully performing exposures</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">35,034</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">20,001</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other cash inflows</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">37,313</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">37,313</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total cash inflows</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;416,251</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">108,588</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 12pt; font-family: arial;"/>
<td colspan="4" style="height: 12pt; font-family: arial;"/>
<td colspan="4" style="height: 12pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/>adjusted<br/>value<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(6)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total HQLA</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">*</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">269,168</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total net cash outflows</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">*</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">209,907</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Liquidity coverage ratio (%)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">*</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 12pt; font-family: arial;"/>
<td colspan="4" style="height: 12pt; font-family: arial;"/>
<td colspan="4" style="height: 12pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">For the quarter ended October&#160;31, 2024 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/>adjusted<br/>value<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(6)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total HQLA</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">*</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">261,820</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total net cash outflows</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">*</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">200,386</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Liquidity coverage ratio (%)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">*</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">131</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">%&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">*</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Disclosure is not required under regulatory guideline. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The LCR is calculated in accordance with OSFI&#8217;s LAR Guideline (April 2025). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Based on the average daily positions of the 62 business days in the quarter. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Unweighted values represent outstanding balances maturing or callable within the next 30 days. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Weighted values represent balances calculated after the application of HQLA haircuts or inflow and outflow rates, as prescribed by the OSFI LAR Guideline. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(5)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Total unweighted value includes uncommitted credit and liquidity facilities, guarantees and letters of credit, outstanding debt securities with remaining maturity greater than 30 days, and other contractual cash outflows. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(6)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Total adjusted value represents balances calculated after the application of both haircuts and inflow and outflow rates and any applicable caps. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">HQLA is substantially comprised of Level&#160;1 assets (as defined in the LAR Guideline), such as cash, deposits with central banks available to the Bank in times of stress, and highly rated securities issued or guaranteed by governments, central banks and supranational entities.</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s average LCR for the quarter ended October&#160;31, 2025 was lower than the prior year mainly due to higher net cash outflows from securities borrowing and lending activities, partially offset by higher HQLA and lower outflows from unsecured wholesale funding. The Bank monitors its significant currency exposures, Canadian and U.S. dollars, in accordance with its liquidity risk management framework and risk appetite. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">106</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net stable funding ratio </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Net Stable Funding Ratio (NSFR) requires institutions to maintain a stable funding profile in relation to the composition of their assets and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures. It is calculated as the ratio of available stable funding (ASF) to required stable funding (RSF), with assumptions defined in the LAR Guideline. The Bank is subject to a regulatory minimum NSFR of 100%. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">ASF is defined as the portion of capital and liabilities expected to be reliable over the time horizons considered by the NSFR. RSF is a function of the liquidity characteristics and residual maturities of the various assets held by the Bank as well as those of its <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The total weighted values for ASF and RSF included in the table that follows are derived by applying the assumptions specified in the LAR Guideline to balance sheet items, including capital instruments, wholesale funding, deposits, loans and mortgages, securities, derivatives and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet items such as commitments to extend credit. </div> <div style="text-indent: -1%; font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt; margin-left: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following table presents the Bank&#8217;s NSFR as at October&#160;31, 2025. </div></div></div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:7pt; font-family:arial;font-weight:bold"><div style="font-family: arial; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">T57</div>&#8194;Bank&#8217;s NSFR<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div> </div> <div style="font-size: 4pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.375pt; border-top: 0.75pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0); border-top: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="14" style="vertical-align: bottom; text-align: center; border-bottom: 0.75pt solid rgb(0, 0, 0); border-top: 0.75pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Unweighted Value by Residual Maturity</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0); border-top: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td rowspan="2" style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0); border-top: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" rowspan="2" style="vertical-align: middle; text-align: center; border-bottom: 0.75pt solid rgb(0, 0, 0); border-top: 0.75pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Weighted<br/> value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></div></div></td>
<td rowspan="2" style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0); border-top: 0.75pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 202<div style="letter-spacing: 0px; top: 0px;display:inline;">5</div></div></div><div style="font-style: normal;display:inline;"><div style="font-style:italic;display:inline;"> ($ millions)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: center; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">No&#160;maturity<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: center; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">&lt; 6&#160;months</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: center; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">6-12&#160;months</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: center; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family:Times New Roman;color:#b23040;display:inline;">&#8805;</div><div style="display:inline;"><div style="font-weight:bolder;display:inline;"> 1 year</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td colspan="20" style="vertical-align: bottom; text-align: center; border-bottom: 0.75pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; text-align: center; line-height: normal;">Available Stable Funding (ASF) Item</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"> <div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">&#160;</div> </td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">Capital:</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">95,055</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#8199;&#8199;&#8199;&#8199;&#8201;&#8199;&#8199;&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#8199;&#8199;&#8199;&#8199;&#8201;&#8199;&#8199;&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#8199;&#8199;&#8199;&#8199;&#8201;&#8199;&#8199;&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">95,055</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Regulatory capital</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">95,055</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">95,055</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other capital instruments</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">Retail deposits and deposits from small business customers:</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">235,752</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">82,064</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">37,544</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">46,532</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">364,132</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stable deposits</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">93,462</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">31,256</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13,256</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15,689</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">146,765</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Less stable deposits</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">142,290</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">50,808</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24,288</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">30,843</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">217,367</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">Wholesale funding:</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">217,209</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">362,852</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">54,776</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">129,992</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">322,618</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Operational deposits</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">110,078</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">55,039</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other wholesale funding</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">107,131</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">362,852</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">54,776</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">129,992</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">267,579</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom">Liabilities with matching interdependent assets</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,759</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,296</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,814</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">Other liabilities:</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">33,447</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; text-align: center; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td colspan="9" style="vertical-align: bottom; white-space: nowrap; text-align: center; border-bottom: 0.75pt solid rgb(178, 178, 178);">124,748</td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">23,599</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">NSFR derivative liabilities</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:center">&#160;</td>
<td colspan="9" style="vertical-align:bottom;white-space:nowrap;text-align:center">8,794</td>
<td style="vertical-align:bottom;white-space:nowrap">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">All other liabilities and equity not included in the above categories</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(0, 0, 0);">33,447</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(0, 0, 0);">90,883</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(0, 0, 0);">2,944</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(0, 0, 0);">22,127</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(0, 0, 0);">23,599</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Total ASF</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">805,404</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td colspan="21" style="height:9pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td colspan="20" style="vertical-align: bottom; text-align: center; border-bottom: 0.75pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; text-align: center; line-height: normal;">Required Stable Funding (RSF) Item</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"> <div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">&#160;</div> </td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom">Total NSFR high-quality liquid assets (HQLA)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">28,833</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom">Deposits held at other financial institutions for operational purposes</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,303</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">652</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">Performing loans and securities:</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#8199;118,673</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#8199;308,557</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#8199;105,608</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#8199;431,791</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">567,659</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Performing loans to financial institutions secured by Level&#160;1 HQLA</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">68,221</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,877</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,411</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Performing loans to financial institutions secured by <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-Level</div> 1 HQLA and unsecured performing loans to financial institutions</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,409</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">111,773</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,751</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19,716</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">40,247</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Performing loans to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> corporate clients, loans to retail and small business customers, and loans to sovereigns, central banks and PSEs, of which:</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">66,517</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">94,120</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">50,497</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">165,995</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">269,268</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">With a risk weight of less than or equal to 35% under the Basel II standardised approach for credit risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">360</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">645</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,709</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,213</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Performing residential mortgages, of which:</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22,521</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">33,694</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">41,369</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">240,561</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">225,469</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">With a risk weight of less than or equal to 35% under the Basel II standardised approach for credit risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22,521</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">30,535</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">37,464</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">211,648</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">197,361</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities that are not in default and do not qualify as HQLA, including exchange-traded equities</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27,225</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">749</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">114</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,519</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">28,264</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom">Assets with matching interdependent liabilities<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(4)</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,759</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,296</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,814</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">Other assets:</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">8,048</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; text-align: center; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td colspan="9" style="vertical-align: bottom; white-space: nowrap; text-align: center; border-bottom: 0.75pt solid rgb(178, 178, 178);">161,336</td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 178, 178);">73,764</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 178, 178);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Physical traded commodities, including gold</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,048</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,841</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets posted as initial margin for derivative contracts and contributions to default funds of CCPs</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:center">&#160;</td>
<td colspan="9" style="vertical-align:bottom;white-space:nowrap;text-align:center">18,534</td>
<td style="vertical-align:bottom;white-space:nowrap">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15,754</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">NSFR derivative assets</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:center">&#160;</td>
<td colspan="9" style="vertical-align:bottom;white-space:nowrap;text-align:center">5,327</td>
<td style="vertical-align:bottom;white-space:nowrap">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">NSFR derivative liabilities before deduction of variation margin posted</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:center">&#160;</td>
<td colspan="9" style="vertical-align:bottom;white-space:nowrap;text-align:center">28,522</td>
<td style="vertical-align:bottom;white-space:nowrap">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,426</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">All other assets not included in the above categories</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,212</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">49,740</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">49,743</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Off-balance</div> sheet items</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; text-align: center; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="9" style="vertical-align: bottom; white-space: nowrap; text-align: center; border-bottom: 0.75pt solid rgb(0, 0, 0);">546,572</td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(0, 0, 0);">20,990</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Total RSF</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;691,898</div></div></td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Net Stable Funding Ratio (%)</div></div></td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">116</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The NSFR is calculated in accordance with OSFI&#8217;s LAR guideline (April 2025). </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Items in the &#8220;no maturity&#8221; time bucket do not have a stated maturity. These may include, but are not limited to, items such as capital with perpetual maturity, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-maturity</div> deposits, short positions, open maturity positions, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-HQLA</div> equities, and physical traded commodities. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Weighted values represent balances calculated after the application of ASF and RSF rates, as prescribed by the LAR Guideline. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Interdependent assets and liabilities are primarily comprised of transactions related to the Canada Mortgage Bond program. </div> </td> </tr> </table> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">107</div></div> </div></div> </div> </div> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Management&#8217;s Discussion and Analysis </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.375pt; border-top: 0.75pt solid rgb(0, 0, 0);">&#160;&#160;</td>
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<td colspan="2" rowspan="2" style="vertical-align: middle; text-align: center; border-bottom: 0.75pt solid rgb(0, 0, 0); border-top: 0.75pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Weighted<br/> value</div></div></div></td>
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<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">As at October&#160;31, 2024 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">($ millions)</div></div></td> </tr>
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<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">Total ASF</td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#8199;781,957</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td> </tr>
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<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">Total RSF</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(0, 0, 0);">656,747</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td> </tr>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">Net stable funding ratio (%)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">119</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">%&#160;</td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Available stable funding (ASF) is primarily provided by the Bank&#8217;s large pool of retail, small business and corporate customer deposits; secured and unsecured wholesale funding and capital. Required stable funding (RSF) primarily originates from the Bank&#8217;s loan and mortgage portfolio, securities holdings, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet items and other assets. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s NSFR as at October&#160;31, 2025 was lower than the prior year mainly due to increased RSF for performing loans and securities, partially offset by higher ASF from retail and small business deposits. </div> <ix:continuation id="TextSelectionAppend_151228982_12" continuedAt="TextSelectionAppend_151228982_13"> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); width: 100%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Funding</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The Bank ensures that its funding sources are well diversified. Funding concentrations are regularly monitored and analyzed by type. The sources of funding are capital, deposits from retail and commercial clients sourced through the Canadian and international branch network, deposits from financial institutions as well as wholesale debt issuances.</div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Capital and personal deposits are key components of the Bank&#8217;s core funding and these amounted to $<ix:nonFraction name="bns:CapitalAndPersonalDeposits" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-121192">403</ix:nonFraction> billion as at October&#160;31, 2025 (October 31, 2024 &#8211; $<ix:nonFraction name="bns:CapitalAndPersonalDeposits" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-121193">398</ix:nonFraction> billion). <div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">The increase since October 31, 2024 is due to growth in personal deposits of $<ix:nonFraction name="bns:GrowthInPersonalDeposits" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-121194">3</ix:nonFraction> billion and common equity of $</div><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-121195">1</ix:nonFraction> <div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">billion from earnings<div style="display:inline;">,</div> net of Shareholder Dividend and Share Purchase Plan. The Bank&#8217;s funding is also comprised of commercial deposits, particularly those of an operating or relationship nature. Core funding is augmented by wholesale debt issuances, the longer term (original maturity over 1 year) portion of which amounts to $</div><ix:nonFraction name="bns:WholesaleDebtIssuance" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-121196">199</ix:nonFraction> billion (October 31, 2024 &#8211; $<ix:nonFraction name="bns:WholesaleDebtIssuance" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-121197">206</ix:nonFraction> billion). Longer term wholesale debt issuances include senior notes, mortgage securitizations, asset-backed securities and covered bonds.</div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The Bank operates in many different currencies and countries. From a funding perspective, the most significant currencies are Canadian and U.S. dollars. With respect to the Bank&#8217;s operations outside Canada, there are different funding strategies depending on the nature of the activities in each country. For those countries where the Bank operates a branch banking subsidiary, the strategy is for the subsidiary to be substantially self-funding in its local market. For other subsidiaries or branches outside Canada where local deposit gathering capability is not sufficient, funding is provided through the wholesale funding activities of the Bank.</div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">From an overall funding perspective, the Bank&#8217;s objective is to achieve an appropriate balance between the cost and the stability of funding. 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The funding strategy deployed by wholesale funding centres and the management of associated risks, such as geographic and currency risk, are managed centrally within the framework of policies and limits that are approved by the Board of Directors.</div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">In the normal course, the Bank uses a mix of unsecured and secured wholesale funding instruments across a variety of markets. The choice of instruments and markets is based on a number of factors, including relative cost, market capacity and diversification of funding. Market conditions can change over time, impacting cost and capacity in particular markets or instruments. Changing market conditions can include periods of stress where the availability of funding in particular markets or instruments is constrained. In these circumstances, the Bank would increase its focus on sources of funding in functioning markets and secured funding instruments. Should a period of extreme stress exist such that all wholesale funding sources are constrained, the Bank maintains a pool of liquid assets to mitigate its liquidity risk. This pool includes cash, deposits with central banks and securities.</div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">In Canada, the Bank raises short and longer-term wholesale debt through the issuance of senior unsecured notes. Additional longer-term wholesale debt may be generated through the Bank&#8217;s Canadian Debt and Equity Shelf, the securitization of Canadian insured residential mortgages through CMHC programs (such as Canada Mortgage Bonds), uninsured residential mortgages through the Bank&#8217;s Covered Bond Program, retail credit card receivables through the Trillium Credit Card Trust II program and retail indirect auto loan receivables through the Securitized Term Auto Receivables Trust program. CMHC securitization programs, while included in the Bank&#8217;s view of wholesale debt issuance, do not entail the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">run-off</div> risk that can be experienced in funding raised from capital markets.</div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">Outside of Canada, short-term wholesale debt may be raised through the issuance of negotiable certificates of deposit in the United States, the United Kingdom, and the issuance of commercial paper in the United States. The Bank operates longer-term wholesale debt issuance registered programs in the United States, such as its SEC Registered Debt and Equity Shelf, and non-registered programs, such as the securitization of retail indirect auto loan receivables through the Securitized Term Auto Receivables Trust program and retail credit card receivables through the Trillium Credit Card Trust II program. The Bank may issue through its Covered Bond Program (listed with the U.K. Listing Authority and the Swiss Stock Exchange), in Europe, the United Kingdom, the United States, Australia and Switzerland. The Bank also raises longer-term funding across a variety of currencies through its Australian Medium Term Note Programme, European Medium Term Note Programme (listed with the U.K. Listing Authority and the Swiss Stock Exchange) and Singapore Medium Term Note Programme (listed with the Singapore Exchange and the Taiwan Exchange).</div></div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div> </td> </tr> </table> </ix:continuation> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Department of Finance&#8217;s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">bail-in</div> regulations under the Canada Deposit Insurance Corporation (CDIC) Act and the Bank Act, became effective September&#160;23, 2018. Senior long-term debt issued by the Bank on or after September&#160;23, 2018, that has an original term greater than 400 days and is marketable, subject to certain exceptions, is subject to the Canadian Bank Recapitalization <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(Bail-in)</div> regime. Under the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Bail-in</div> regime, in circumstances when the Superintendent of Financial Institutions has determined that a bank may no longer be viable, the Governor in Council may, upon a recommendation of the Minister of Finance that they are of the opinion that it is in the public interest to do so, grant an order directing the CDIC to convert all or a portion of certain shares and liabilities of that bank into common shares. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">108</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div> </div> </div> </div> <div></div> </div> <div> <div style="line-height:normal;display: inline;"> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </div> </div> </div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The table below provides the remaining contractual maturities of funding raised through wholesale funding. In the Consolidated Statement of Financial Position, these liabilities are primarily included in Business&#160;&amp; Government Deposits. </div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:7pt; font-family:arial;font-weight:bold"><div style="font-family: arial; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">T58</div>&#8194;Wholesale funding<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1) </div> </div> <div style="font-size: 4pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt;width:100%;border-spacing:0;margin:0 auto">
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
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<td colspan="4" style="height: 3.75pt; border-top: 0.75pt solid rgb(178, 48, 64); border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="4" style="height:3.75pt"/>
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<td colspan="4" style="height: 3.75pt; border-top: 0.75pt solid rgb(178, 48, 64); border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">($ millions)</div></div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Less&#160;than<br/> 1 month</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">1-3</div><br/> months</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">3-6</div><br/> months</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">6-9</div><br/> months</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">9-12</div><br/> months</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Sub-Total</div><br/> &lt; 1 Year</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">1-2&#160;years</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2-5&#160;years</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">&gt;5 years</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Deposits from banks<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,358</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,362</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">402</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">226</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,376</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">281</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,657</div></div></td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Bearer deposit notes, commercial paper&#160;and certificate of deposits</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,364</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,089</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,389</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,655</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,623</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66,120</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,278</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">440</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">151</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67,989</div></div></td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Asset-backed commercial paper<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,299</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,806</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,347</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,522</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,522</div></div></td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Senior notes<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(4)(5)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">138</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">77</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,793</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,278</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">672</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,958</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,796</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,111</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,203</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30,068</div></div></td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Bail-inable notes<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(5)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">199</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,835</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,458</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,788</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,877</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,157</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,467</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,033</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,317</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">79,974</div></div></td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Asset-backed securities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">644</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">651</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,404</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">816</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,649</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">79</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,948</div></div></td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Covered bonds</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,447</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,746</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,556</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,023</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,809</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,581</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,320</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,451</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,335</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,687</div></div></td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Mortgage securitization<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(6)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,343</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">360</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">432</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">782</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,917</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,114</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,676</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,173</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,880</div></div></td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Subordinated debentures<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(7)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,753</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,808</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">197</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,039</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,046</div></div></td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Total wholesale funding sources</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,822</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33,655</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39,352</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,572</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,442</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128,843</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30,793</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59,838</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">51,297</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">270,771</div></div></td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td colspan="4" style="height:6pt;background-color:#ffffff"/>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height: 6pt; border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height: 6pt; border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;">Of Which:</div></div></div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="padding-right: 2pt; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height: 3.75pt; border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height: 3.75pt; border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Unsecured funding</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,059</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,115</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,042</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,003</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,201</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">94,420</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,544</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,062</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45,709</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">191,735</div></div></td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Secured funding</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,763</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,540</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,310</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,569</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,241</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 48, 64); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,423</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,249</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,776</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,588</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 48, 64); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">79,036</div></div></td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height: 3.75pt; border-top: 0.75pt solid rgb(178, 48, 64); border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height: 3.75pt; border-top: 0.75pt solid rgb(178, 48, 64); border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">($ millions)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Less&#160;than<br/> 1 month</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">1-3</div><br/> months</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">3-6</div><br/> months</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">6-9</div><br/> months</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">9-12</div><br/> months</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Sub-Total</div><br/> &lt; 1 Year</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">1-2</div> years</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">2-5</div> years</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&gt;5 years</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Deposits from banks<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">$</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">3,858</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,455</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">455</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">318</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">158</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,244</td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,244</td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Bearer deposit notes, commercial paper&#160;and certificate of deposits</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">6,612</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,754</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,407</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,087</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,307</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">57,167</td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,251</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">269</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">182</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">58,869</td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Asset-backed commercial paper<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">2,248</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,831</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,435</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">139</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10,653</td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10,653</td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Senior notes<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(4)(5)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">2,073</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">88</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,200</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,613</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">794</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,768</td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,949</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,934</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,337</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">30,988</td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Bail-inable notes<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(5)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">243</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,699</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,429</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,613</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,682</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20,666</td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16,714</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,520</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,945</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">84,845</td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Asset-backed securities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">908</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">909</td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,218</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">770</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">844</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,741</td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Covered bonds</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,515</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,983</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,088</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">916</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,502</td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16,039</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,251</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,143</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">46,935</td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Mortgage securitization<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(6)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">650</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,710</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">887</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">235</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,482</td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,061</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,099</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,844</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,486</td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Subordinated debentures<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(7)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">47</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">280</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">327</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,788</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">201</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">7,430</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">9,746</td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Total wholesale funding sources</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">15,034</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">28,040</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">35,619</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">25,025</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">13,000</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;116,718</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">43,020</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">63,044</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">46,725</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">269,507</td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td colspan="4" style="height:6pt;background-color:#ffffff"/>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height: 6pt; border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height: 6pt; border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;">Of Which:</div></div></div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="padding-right: 2pt; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height: 3.75pt; border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height: 3.75pt; border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Unsecured funding</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">$</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">&#8199;12,786</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;20,042</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;26,492</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;21,911</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;10,941</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;92,172</td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;22,702</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;37,924</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;37,894</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;190,692</td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6pt; font-family: arial; line-height: normal;">Secured funding</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;">2,248</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;">7,998</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;">9,127</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;">3,114</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;">2,059</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 48, 64); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 48, 64);">24,546</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;">20,318</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;">25,120</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;">8,831</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 48, 64); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(178, 48, 64);">78,815</td>
<td style="padding-right: 2pt; white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Wholesale funding sources exclude obligations related to securities sold under repurchase agreements and bankers&#8217; acceptances, which are disclosed in the contractual maturities table below. Amounts are based on remaining term to maturity. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Only includes commercial bank deposits. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Wholesale funding sources also exclude asset-backed commercial paper (ABCP) issued by certain ABCP conduits that are not consolidated for financial reporting purposes. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Not subject to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">bail-in.</div> </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(5)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes structured notes issued to institutional investors. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(6)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents residential mortgages funded through Canadian Federal Government agency sponsored programs. Funding accessed through such programs does not impact the funding capacity of the Bank in its own name. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(7)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Although subordinated debentures are a component of regulatory capital, they are included in this table in accordance with EDTF recommended disclosures. </div> </td> </tr> </table> <div style="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Wholesale funding generally bears a higher risk of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">run-off</div> in a stressed environment than other sources of funding. The Bank mitigates this risk through funding diversification, ongoing engagement with investors and by maintaining a large holding of unencumbered liquid assets. Unencumbered liquid assets of $327 billion as at October&#160;31, 2025 (October 31, 2024 &#8211; $310 billion) were well in excess of wholesale funding sources that mature in the next twelve months. </div> <ix:continuation id="TextSelectionAppend_151228982_13" continuedAt="TextSelectionAppend_151228982_14"><ix:nonNumeric name="bns:DisclosureOfBalanceSheetByContractualMaturityExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151226320" id="ixv-86851"><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:bottom;background-color:#ededed"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Contractual maturities and obligations</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The table below provides the maturity of assets and liabilities as well as the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet commitments as at October&#160;31, 2025, based on the contractual maturity date.</div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div> </td> </tr> </table></ix:nonNumeric></ix:continuation> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">From a liquidity risk perspective the Bank considers factors other than contractual maturity in the assessment of liquid assets or in determining expected future cash flows. In particular, for securities with a fixed maturity date, the ability and time horizon to raise cash from these securities is more relevant to liquidity management than contractual maturity. For other assets and deposits the Bank uses assumptions about rollover rates to assess liquidity risk for normal course and stress scenarios. Similarly, the Bank uses assumptions to assess the potential drawdown of credit commitments in various scenarios. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s contractual obligations include contracts and purchase obligations, including agreements to purchase goods and services that are enforceable, legally binding on the Bank and affect the Bank&#8217;s liquidity and capital resource needs. The Bank leases a large number of its branches, offices and other locations. The majority of these leases are for a term of five years, with options to renew. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">109</div></div> </div></div> </div> </div> </div> <div></div> </div> <div> <div style="line-height:normal;display: inline;"> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Management&#8217;s Discussion and Analysis </div> <ix:continuation id="TextSelectionAppend_151228982_14" continuedAt="TextSelectionAppend_151228982_15"><ix:continuation id="TextSelection_151226320" continuedAt="TextSelectionAppend_151226320_1"> <div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="padding-bottom: 4pt; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">T59</div>&#8194;Contractual maturities*</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
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<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); padding-bottom: 0.5pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="38" style="text-align: center; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
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<td style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
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<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
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<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
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<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">($&#160;millions)</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Less<br/>than&#160;one<br/>month</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">One to<br/>three<br/>months</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Three<br/>to&#160;six<br/>months</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Six&#160;to<br/>nine<br/>months</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Nine&#160;to<br/>twelve<br/>months</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">One&#160;to&#160;two<br/>years</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Two&#160;to&#160;five<br/>years</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Over&#160;five<br/>years</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">No&#160;specific<br/>maturity</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Assets</div></div></div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Cash and deposits with financial institutions and precious metals</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63,343</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">846</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">226</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8201;&#8199;&#8199;&#8199;&#8201;319</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">315</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8201;5,894</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71,123</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,570</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,275</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,149</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,678</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,065</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,769</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8201;21,163</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,882</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86,672</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">152,223</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Securities purchased under resale agreements and securities borrowed</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158,225</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,010</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,694</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,286</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,092</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">701</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">203,008</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,431</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,499</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,512</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,718</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,569</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,296</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,182</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,324</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; FVOCI</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,733</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,356</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,620</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,552</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,698</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,180</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43,185</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33,408</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">124,130</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; amortized cost</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">479</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">895</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">935</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">485</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,794</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,966</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,107</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,722</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; FVTPL</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,073</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,096</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Loans</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">42,269</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45,303</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">53,987</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63,272</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;50,092</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">162,273</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">225,891</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60,354</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67,604</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771,045</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,392</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,473</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,628</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,766</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,226</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">98,628</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">130,190</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,097</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,791</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div>&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,191</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal loans</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,912</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,488</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,591</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,606</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,517</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,881</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,101</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,610</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,861</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110,567</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Business and government</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,965</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29,342</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,768</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,900</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,349</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50,764</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70,600</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,647</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,370</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div>&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">279,705</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Customers&#8217; liabilities under acceptances</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">177</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other assets</div></div></div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65,987</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65,987</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">271,701</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,836</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">84,108</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">77,488</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68,041</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196,422</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">305,428</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">144,390</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">228,628</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460,042</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-size: 1pt;">
<td style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 1pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr>
<td style="width: 69%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Liabilities and equity</div></div></div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121198">75,799</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2025_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121199">79,361</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121200">68,686</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2025_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121201">49,395</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2025_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121202">42,403</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121203">64,578</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2025_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121204">75,189</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2025_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121205">23,097</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121206">487,771</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121207">966,279</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121208">17,355</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2025_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121209">22,930</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121210">19,913</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2025_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121211">17,931</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2025_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121212">16,136</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121213">22,151</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2025_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121214">12,109</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2025_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121215">155</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121216">173,038</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121217">301,718</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-personal</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121218">58,444</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2025_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121219">56,431</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121220">48,773</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2025_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121221">31,464</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2025_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121222">26,267</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121223">42,427</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2025_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121224">63,080</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2025_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121225">22,942</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121226">314,733</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121227">664,561</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Financial instruments designated at fair value through profit or loss</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121228">1,098</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2025_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121229">932</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121230">2,774</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2025_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121231">2,454</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2025_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121232">2,335</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121233">5,798</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2025_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121234">12,103</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2025_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121235">19,671</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121236">47,165</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Acceptances</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121237">68</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2025_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121238">68</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121239">25</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2025_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121240">11</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2025_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121241">6</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121242">178</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold short</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121243">172</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2025_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121244">1,750</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121245">2,362</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2025_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121246">1,158</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2025_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121247">456</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121248">3,693</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2025_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121249">8,311</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2025_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121250">11,091</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121251">9,111</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121252">38,104</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121253">3,015</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121254">6,702</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121255">4,077</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121256">3,506</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121257">2,311</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121258">7,770</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121259">11,011</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121260">17,639</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121261">56,031</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold under repurchase agreements and securities lent</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121262">179,305</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2025_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121263">7,159</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121264">1,894</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2025_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121265">546</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2025_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121266">240</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121267">189,144</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:SubordinatedLiabilities" contextRef="PAsOn10_31_2025_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121268">1,753</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:SubordinatedLiabilities" contextRef="PAsOn10_31_2025_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121269">5,939</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:SubordinatedLiabilities" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121270">7,692</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other liabilities</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121271">158</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2025_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121272">494</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121273">2,167</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2025_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121274">1,204</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2025_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121275">888</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121276">2,857</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2025_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121277">7,042</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2025_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121278">9,401</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121279">42,651</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121280">66,862</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total equity</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121281">88,587</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121282">88,587</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities and equity</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121283">259,615</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2025_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121284">98,219</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121285">81,985</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8201;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2025_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121286">58,274</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2025_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121287">48,639</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8201;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121288">84,696</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8201;&#8201;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2025_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121289">113,656</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2025_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121290">86,838</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121291">628,120</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">&#8196;&#8199;&#8196;</div>&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121292">1,460,042</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"><div style="color: rgb(178, 48, 64);display:inline;"><div style="font-weight: bold;display:inline;"><div style="white-space: nowrap;display:inline;">Off-balance</div> sheet commitments</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit commitments<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditCommitments" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228454">2,347</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditCommitments" contextRef="PAsOn10_31_2025_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228455">9,299</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditCommitments" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228456">12,846</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditCommitments" contextRef="PAsOn10_31_2025_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228457">17,043</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditCommitments" contextRef="PAsOn10_31_2025_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228458">14,364</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditCommitments" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228459">53,723</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditCommitments" contextRef="PAsOn10_31_2025_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228460">149,510</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditCommitments" contextRef="PAsOn10_31_2025_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228461">21,210</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
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<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
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<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GuaranteesAndLettersOfCredit" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228472">86,851</ix:nonFraction></div></div></div></td>
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<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GuaranteesAndLettersOfCredit" contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228473">86,851</ix:nonFraction></div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes primarily impaired mortgages. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes primarily overdrafts and impaired loans. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr>
<td style="width: 100%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial narrow; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">(3)&#8194;&#8201;&#8201;Includes the undrawn component of committed credit and liquidity facilities.</div></div></div> <div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">(4)&#8194;&#8201;&#8201;Includes outstanding balances of guarantees, standby letters of credit and commercial letters of credit which may expire undrawn.</div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div> </ix:continuation></ix:continuation> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div> </div> </div> </div> <div></div> </div> <div> <div style="line-height:normal;display: inline;"> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </div> </div> </div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><ix:continuation id="TextSelectionAppend_151228982_15"><ix:continuation id="TextSelectionAppend_151226320_1"> <div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="width: 68%;">&#160;</td>
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<td>&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="padding-bottom: 4pt; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">T59</div>&#8194;Contractual maturities*</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); padding-bottom: 0.5pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="38" style="text-align: center; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">($&#160;millions)</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Less<br/> than&#160;one<br/> month</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One to<br/> three<br/> months</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three<br/> to&#160;six<br/> months</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Six&#160;to<br/> nine<br/> months</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Nine&#160;to<br/> twelve<br/> months</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to&#160;two<br/> years</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Two&#160;to&#160;five<br/> years</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;five<br/> years</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"><div style="color: rgb(178, 48, 64);display:inline;"><div style="font-weight: bold;display:inline;">Assets</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Cash and deposits with financial institutions and precious metals</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">59,871</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">600</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">100</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">45</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">53</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">152</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">272</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">221</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">5,086</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">66,400</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,183</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,233</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,782</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,925</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,620</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">8,484</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">21,126</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">22,003</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">61,371</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">129,727</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Securities purchased under resale agreements and securities borrowed</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">165,155</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">19,828</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">10,573</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,722</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,569</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">696</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">200,543</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,545</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">5,929</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,118</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,584</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,844</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6,774</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">9,718</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">10,867</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">44,379</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; FVOCI</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,404</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">7,194</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6,525</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">4,316</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,825</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">19,546</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">46,178</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">27,238</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,162</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">121,388</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; amortized cost</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">16</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">919</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">706</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,136</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">994</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,860</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">4,935</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">18,846</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">29,412</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; FVTPL</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">26</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,004</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,032</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Loans</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">40,996</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">43,071</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">49,443</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">52,476</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">48,186</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">163,815</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">242,835</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">55,047</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">64,960</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">760,829</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">5,215</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">9,719</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">17,163</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">19,002</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">21,784</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">97,508</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">135,961</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">40,720</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,869</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div>&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">350,941</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal loans</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,499</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,470</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,379</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">4,807</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,598</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">12,012</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">25,695</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6,582</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">43,337</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">106,379</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">17,374</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">17,374</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Business and government</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">32,282</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">29,882</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">28,901</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">28,667</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">22,804</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">54,295</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">81,179</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">7,745</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6,916</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div>&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">292,671</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(6,536</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">)&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(6,536</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">)&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Customers&#8217; liabilities under acceptances</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">39</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">57</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">36</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">10</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">148</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other assets</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">57,169</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">57,169</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">275,211</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">80,831</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">74,283</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">66,214</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">61,097</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">200,631</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">325,786</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">134,222</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">193,752</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,412,027</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 1pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr></table> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div>
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<tr style="color: white; line-height: 0pt; visibility: hidden;">
<td style="width: 69%;">&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"><div style="color: rgb(178, 48, 64);display:inline;"><div style="font-weight: bold;display:inline;">Liabilities and equity</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121304">88,575</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2024_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121305">77,322</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121306">68,891</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2024_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121307">57,925</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2024_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121308">43,415</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121309">64,530</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2024_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121310">76,309</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2024_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121311">24,977</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121312">441,905</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositLiabilities" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121313">943,849</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121314">16,273</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2024_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121315">23,956</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121316">24,000</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2024_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121317">22,746</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2024_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121318">19,827</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121319">19,423</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2024_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121320">12,430</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2024_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121321">138</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121322">160,028</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121323">298,821</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
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<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-personal</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121324">72,302</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2024_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121325">53,366</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121326">44,891</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2024_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121327">35,179</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2024_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121328">23,588</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121329">45,107</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2024_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121330">63,879</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2024_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121331">24,839</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121332">281,877</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8196;&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromCustomers" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121333">645,028</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Financial instruments designated at fair value through profit or loss</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121334">510</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2024_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121335">1,045</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121336">2,132</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2024_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121337">1,609</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2024_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121338">1,833</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121339">5,330</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2024_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121340">8,887</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2024_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121341">14,995</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121342">36,341</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Acceptances</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121343">40</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2024_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121344">57</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121345">36</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2024_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121346">10</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2024_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121347">6</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121348">149</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold short</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121349">272</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121350">1,988</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121351">1,120</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121352">1,803</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121353">816</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121354">3,638</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121355">7,114</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121356">9,413</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121357">8,878</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121358">35,042</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121359">2,754</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121360">4,595</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121361">2,429</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121362">2,301</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121363">1,857</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121364">7,647</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121365">11,705</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121366">17,972</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121367">51,260</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold under repurchase agreements and securities lent</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121368">186,240</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2024_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121369">3,427</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121370">93</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2024_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121371">437</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2024_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121372">44</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121373">208</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121374">190,449</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:SubordinatedLiabilities" contextRef="PAsOn10_31_2024_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121375">251</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:SubordinatedLiabilities" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121376">1,740</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:SubordinatedLiabilities" contextRef="PAsOn10_31_2024_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121377">5,842</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:SubordinatedLiabilities" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121378">7,833</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other liabilities</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121379">533</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2024_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121380">759</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121381">1,285</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2024_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121382">1,267</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2024_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121383">979</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121384">3,142</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2024_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121385">6,860</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2024_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121386">8,954</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121387">39,249</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121388">63,028</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total equity</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121389">84,076</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121390">84,076</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities and equity</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121391">278,924</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2024_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121392">89,193</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121393">75,986</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2024_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121394">65,603</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2024_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121395">48,950</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121396">86,235</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2024_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121397">110,875</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2024_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121398">82,153</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121399">574,108</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-121400">1,412,027</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"><div style="color: rgb(178, 48, 64);display:inline;"><div style="font-weight: bold;display:inline;"><div style="white-space: nowrap;display:inline;">Off-balance</div> sheet commitments</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit commitments<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:CreditCommitments" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222020">1,538</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:CreditCommitments" contextRef="PAsOn10_31_2024_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222021">9,568</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:CreditCommitments" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228415">15,403</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:CreditCommitments" contextRef="PAsOn10_31_2024_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228416">18,291</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:CreditCommitments" contextRef="PAsOn10_31_2024_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228417">12,075</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:CreditCommitments" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228418">58,806</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:CreditCommitments" contextRef="PAsOn10_31_2024_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228420">8,818</ix:nonFraction></div></td>
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<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
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<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:CreditCommitments" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228421">269,471</ix:nonFraction></div></td>
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<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Guarantees and letters of credit<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
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<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:GuaranteesAndLettersOfCredit" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222018">64,016</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:GuaranteesAndLettersOfCredit" contextRef="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222019">64,016</ix:nonFraction></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr></table> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes primarily impaired mortgages. </div></div></div></td></tr></table> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="font-family: arial narrow; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">(3)&#8194;&#8201;&#8201;Includes the undrawn component of committed credit and liquidity facilities.</div></div></div><div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">(4)&#8194;&#8201;&#8201;Includes outstanding balances of guarantees, standby letters of credit and commercial letters of credit which may expire undrawn.</div></div></div></td></tr></table> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div> </ix:continuation></ix:continuation> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">111</div></div> </div></div> </div></div></div><div></div></div><div><div style="line-height:normal;display: inline;"><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></div></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div id="tx937872_32" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;">Principal Risks &#8211; <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Financial</div> </div><div style="font-family: arial; font-size: 9pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Money Laundering, Terrorist Financing and Sanctions Risk </div></div></div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Money Laundering / Terrorist Financing (ML/TF) and Sanctions risks are the susceptibility of Scotiabank to be used by individuals or organizations to launder the proceeds of crime, finance terrorism, or violate economic sanctions. It also includes the risk that Scotiabank does not comply with applicable Anti-Money Laundering (AML)/Anti-Terrorist Financing (ATF) or Sanctions legislation or does not apply adequate controls reasonably designed to deter and detect ML/TF and sanctions violations or to file required regulatory reports. </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Money laundering, terrorist financing and sanctions risks are managed throughout the Bank via the operation of the Bank&#8217;s AML/ATF and Sanctions Program (&#8220;the AML/ATF Program&#8221;). The Group Chief Anti-Money Laundering Officer is responsible for the AML/ATF Program, which includes the development and application of compliance policies, procedures, the assessment of money laundering, terrorist-financing and sanctions risks, and the maintenance of an ongoing training program. The effectiveness of the AML/ATF and Sanctions Program is subject to regular review and independent assessment conducted by the Audit Department. Global AML establishes enterprise standards to assess clients for money laundering, terrorist financing and sanctions risk. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank conducts an enterprise-wide annual self-assessment of the money laundering/terrorist financing (ML/TF) and sanctions risks inherent in its business units, as well as an assessment of the control measures in place to manage those risks. The process is led by Global AML, the results of which are shared with the Bank&#8217;s senior management. All active employees are provided with mandatory AML/ATF and Sanctions training on an annual basis. The Bank performs Client Due Diligence sufficient to form a reasonable belief that it knows the true identity of its clients, including in the case of an entity, its material ultimate beneficial owners. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank will not maintain anonymous accounts, nor will it maintain accounts for shell banks. Consistent with a risk-based approach, the Bank assesses the risks of its clients and, where appropriate, conducts enhanced due diligence on those who are considered higher risk. The Bank also conducts ongoing risk tailored monitoring of its clients to detect and report suspicious transactions and activity, and conducts client and transaction screening against terrorist, sanctions, and other designated watch-lists. The Bank has no appetite for its products and services to be used to facilitate money laundering, terrorist financing, or sanctions evasion. The Bank takes appropriate action to prevent, detect, and report such activities to regulators in line with applicable laws and regulations. </div></div><div style="font-family: arial; font-size: 9pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Operational Risk </div></div></div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Operational risk is the risk of loss resulting from people, inadequate processes and systems, or from external events. It exists in some form in each of the Bank&#8217;s business and support activities, and third parties with whom the Bank has entered a business or strategic arrangement for outsourcing activities, the provision of products or services, or other benefits. It can result in financial loss, regulatory sanctions and damage to the Bank&#8217;s reputation. Operational risk management refers to the discipline of systematic identification, assessment, measurement, mitigation, monitoring, and reporting of operational risk. </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">The Bank&#8217;s Operational Risk Management Framework (ORMF) outlines a structured approach for the effective management of enterprise-wide operational risk in a manner consistent with best practices and regulatory requirements, including those issued by OSFI in their Operational Risk and Resilience Guideline (OSFI <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">E-21).</div> The ORMF is supplemented by additional policies, processes, standards and methodologies. The ORMF supports the governance and management of all <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> risks. The Framework is approved by the Bank&#8217;s Board of Directors and addresses program governance, risk culture and risk appetite along with the following key program components: </div><div style="font-family: arial; font-size: 8pt; margin-top: 8pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk Identification and Assessment </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Risk identification and assessment is a critical part of effectively managing operational risk. Risks are identified, classified and assessed. Their potential impact is evaluated and reported to management and the Board. Operational risk management tools and programs are in place to support the identification and assessment of operational risk with each having their defined methodology and/or standards. The key tools include Risk and Control Self-Assessment (RCSA), Scenario Analysis, and New Initiatives Risk Assessment (NIRA). </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 8pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk Measurement </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">A key component of risk management is quantifying the size and scope of the Bank&#8217;s operational risk exposure. The collection and analysis of operational risk event (ORE) data and operational risk capital values provide meaningful information to measure operational risk. The data provides meaningful information for assessing and mitigating operational risk exposure at the Bank as a result of event root cause analysis and evaluation of internal controls. Timely, accurate and complete reporting of internal operational risk events, and their analysis, ensures that the Bank maintains a strong risk culture, promotes transparency, and enables the following: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Compliance with Basel III Standardized Approach (SA) requirements for the calculation of operational risk capital. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Operational Risk Capital </div></div>refers to regulatory and internal capital which is quantified as a reserve for unexpected losses resulting from operational risk. Operational risk capital is a component of the total amount of risk capital that the Bank holds. Loss data from OREs are collected in the Bank&#8217;s Operational Risk Management System and used for reporting purposes. When combined with Business Indicator Component (BIC)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">1</div> data, the loss data captured from OREs is a critical input for the calculation of the Bank&#8217;s Internal Loss Multiplier (ILM)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">2</div>, which is included in the operational risk regulatory capital calculation. </div><div style="font-family: arial; font-size: 8pt; margin-top: 8pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk Mitigation and Control </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Operational risk response decisions include mitigation, transfer, acceptance, and avoidance of operational risks. The appropriate response will be determined based on consideration of the nature of the risks, their potential impacts and the consideration of our Code and risk appetite thresholds. Through the Bank&#8217;s operational risk management tools, issues such as deficiencies in the design or operating effectiveness of a control </div></div><div style="width: 11%; line-height: 8pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Business Indicator Component (BIC) is calculated by multiplying the Business Indicator (BI) by set of regulatory determined marginal coefficients. The BI is a financial statement-based proxy for operational risk. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Internal Loss Multiplier (ILM) is a scaling factor that is based on an institution&#8217;s average historical losses and the BIC. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">112</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">may be identified. When issues are identified, action plans can be developed to address them, or, where appropriate, the risk associated with these issues can be accepted. Action plans are managed by action owners to ensure the detailed plans are executed timely and effectively. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Controls are identified and assessed through the various operational risk management tools. In cases where controls are deemed deficient a response will be required which will in turn help to mitigate residual risk. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 8pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk Monitoring, Analytics, and Reporting </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank has processes in place for the ongoing monitoring of operational risk. These monitoring activities can provide an early warning of emerging issues, triggering timely management response. In addition, these activities allow for review and analysis of the risk profile in relation to risk appetite or other key indicators to identify when potential risk events may be approaching or exceeding thresholds, requiring action and/or escalation. Operational risk data is collected in risk systems and used for reporting. Operational risk reporting facilitates distribution and escalation of operational risk information to the relevant parties, including the Operational Risk Committee, as well as senior management and the Board via the Enterprise Risk Management report. It provides stakeholders involved in operational risk management activities access to reliable data in a consistent and timely manner to support risk-based decision making. </div></div><div style="font-family: arial; font-size: 9pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Cyber Security and Information Technology (IT) Risk </div></div></div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Cyber Security Risk is the risk of loss of confidentiality, integrity, or availability of information, data, or information systems and reflect the potential adverse impacts to organizational operations (i.e., mission, functions, image, or reputation) and assets, clients, and other stakeholders. Information Technology Risk is the risk of financial loss, disruption or damage to reputation from a failure of information technology systems. </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Cyber Security and IT risk landscape continues to evolve across the financial industry. The increasing use of digital delivery channels to deliver financial services exposes the Bank to various vectors of attack. Threat actors, including individuals, organized crime rings and nation state sponsored entities, continue to target financial institutions to steal data, money or to disrupt operations. These events can adversely impact the Bank&#8217;s operational environment, our customers and other third parties. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In 2025, the Board of Directors approved a revised Enterprise Cyber Security and Information Technology Risk Management Framework to ensure ongoing alignment with the evolving IT and cyber risk landscape. Supported by comprehensive policies and governance structures, this framework safeguards the Bank and its customers&#8217; information and ensures a secure, resilient, and reliable technology environment in support of the Bank&#8217;s business objectives. During the year, the Bank enhanced its cyber security capabilities, strengthened its risk culture through targeted training and awareness initiatives, and accelerated the remediation of identified issues. These actions were taken to defend against evolving threats and minimize potential impacts to the business. </div></div><div style="font-family: arial; font-size: 9pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Compliance Risk </div></div></div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Compliance risk is the risk of an activity not being conducted in conformity with applicable laws, rules, regulations, prescribed practices (&#8220;regulatory requirements&#8221;), internal policies and procedures, and ethical standards expected by regulators, clients, investors, employees, and other stakeholders. Compliance risk is comprised of regulatory compliance risk, conduct risk, privacy risk, and anti-bribery and anti-corruption (&#8220;ABAC&#8221;) risk. </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Regulatory compliance risk</div></div> is the risk that a business activity may not be conducted in conformity with all applicable regulatory requirements wherever the Bank does business. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Conduct risk</div></div> arises from actions or behaviours of the Bank&#8217;s officers, directors, employees, or the Bank&#8217;s business that do not align with our ScotiaBond values and behaviours or the Scotiabank Code of Conduct. This risk can adversely impact the Bank, clients, employees, or integrity of financial markets. Conduct risk is influenced by organizational culture and is manifested in employee conduct. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Privacy risk</div></div> arises when there are contraventions of applicable privacy laws, regulations, standards, and regulatory expectations; when ethical or operational standards set out in our Code or other policies, procedures, manuals, or guidelines are not followed; and when employees fail to treat client, employee, and third-party Personally Identifiable Information (&#8220;PII&#8221;) in accordance with established security safeguards. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">ABAC risk</div></div> arises when there are contraventions of applicable ABAC laws, regulations, standards, and regulatory expectations, as well as ethical or operational standards set out in our Code or other frameworks, policies, standards, operating procedures, or guidelines related to bribery and corruption. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">The Audit and Conduct Review Committee of the Board (the &#8220;ACRC&#8221;) approves the Compliance Risk Summary Framework, which provides an overview of the key governance components, responsibilities, and programs that enable the Bank to effectively manage Compliance Risk as a core component of its enterprise-wide Compliance program. The Bank is required to comply with <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">E-13</div> guidelines as set out by OSFI with respect to the management of regulatory compliance risk. Regulatory compliance management at the Bank is governed by the Compliance Management Framework (&#8220;CMF&#8221;). The CMF&#8217;s primary objective is to provide assurance that the Bank&#8217;s business activities are conducted in compliance with all applicable regulations and within the Bank&#8217;s risk appetite. </div><div style="font-family: arial; font-size: 9pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Environmental, Social and Governance Risk </div></div></div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Environmental, Social and Governance (ESG) Risk is the risk that an environmental (including climate risk), social, or governance event, or condition, which if occurs could cause an actual or potential negative impact to the Bank. </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank considers Environmental Risk to be the potential adverse impacts to the Bank because of climate change and/or damage to the natural environment or biodiversity, such as land, water, plants, natural resources, ecosystems, and the atmosphere. The physical and transition risks associated with climate change are a component of Environmental Risk. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Social Risk is the risk of potential adverse impacts to the Bank that can arise due to the mismanagement of social considerations that can cause actual or perceived negative impacts on people and communities. Social considerations include, but are not limited to, human rights (including human trafficking and modern slavery); Indigenous rights; labour standards and working conditions; inclusion; community health, safety, and security; disadvantaged and vulnerable groups; cultural property and heritage; and land acquisition and involuntary resettlement. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Corporate governance refers to the oversight mechanisms and the way in which the Bank is governed. It encompasses the Bank&#8217;s policies and processes, how decisions are made, and how it deals with the various interests of, and relationships with, its many stakeholders, including shareholders, customers, employees, regulators, and the broader community. Governance Risk is the risk of potential adverse impacts to the Bank stemming from poor or ineffective corporate governance mechanisms and controls. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">113</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Governance </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Board Oversight </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Board of Directors and its committees provide oversight of ESG Risk to ensure alignment with the Bank&#8217;s strategies and risk appetite. It also approves key risk policies, frameworks and limits. The following Board committees provide ongoing oversight: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Corporate Governance Committee</div></div>: Evaluates the Bank&#8217;s environmental and social performance and assesses best practices for ESG disclosure; examines current and emerging ESG topics, considers their implications on the Bank&#8217;s strategy and reviews the Bank&#8217;s annual ESG Report; and acts in an advisory capacity through a continuing assessment of the Bank&#8217;s approach to corporate governance and makes policy recommendations, including on topics such as human rights. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Audit</div></div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;&amp; Conduct Review Committe</div></div>e: Oversees climate-related disclosure as part of the Bank&#8217;s financial reporting, sets standards of conduct for ethical behaviour and oversees conduct risk management, and consumer protection. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Human Capital</div></div><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;&amp; Compensation Committee</div></div>: Oversees human capital and compensation strategies related to inclusion, employee health, safety, and well-being and other ESG policies and practices. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Management&#8217;s Role </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Board of Directors is supported by the President and Chief Executive Officer (CEO) and Chief Risk Officer (CRO). The CRO has delegated their authority over the oversight of ESG risk to the Operational Risk Committee (ORC). The ORC provides effective oversight and challenge of the Bank&#8217;s management of environmental and social risks. Its responsibilities include monitoring of the ESG risk profile, reviewing and approving ESG Risk frameworks, policies, risk appetite statements and limits. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank actively monitors policy and legislative requirements through ongoing dialogue with government, industry, and stakeholders in the countries where it operates. Scotiabank regularly meets with various external stakeholders, including industry associations, with respect to roles that banks can play on ESG related issues and to share best practices. </div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Risk Management </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s approach for the effective management of ESG risk is governed by our ESG Risk Management Framework in a manner consistent with the Enterprise-wide Risk Management Framework. The ESG Risk Management Framework describes the guiding principles, program elements, and roles and responsibilities relating to the Bank&#8217;s management of ESG risk and establishes the minimum requirements for the integration of ESG risk considerations into the decision-making processes across other risk types and business strategies, activities and internal operations. This framework assists the Bank as we continue to advance our capabilities in managing ESG risks in a manner that is consistent with regulatory requirements, industry standards, best practices, and risk appetite.</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The ESG Risk Management framework is supported by additional policies, processes, and guidelines, designed to help mitigate ESG Risk or advance responsible practices. For example, Scotiabank is a signatory to the Equator Principles (EPs) framework, which enables the Bank, in partnership with our clients, to identify, assess, manage and report environmental and social risks and impacts associated with the large-scale infrastructure and industrial development projects. We also have policies in place related to our financing activities to oil and gas projects in the Arctic Circle, and to projects related to thermal coal mining and power, UNESCO World Heritage Sites and Wetlands of International Importance, and illegal logging and wildlife trade. Our approach to respecting and promoting human rights is communicated in our Code and in the Global Human Rights Statement. The Bank has set a number of enterprise-wide commitments that aim to address climate-related risks and opportunities, such as our commitment to provide $350&#160;billion in climate-related finance by 2030 to support clients in their strategies to address climate change and other environmental goals. Our Climate Related Finance Framework outlines the financial product and services we offer in support of this commitment. Additional information on the Bank&#8217;s approach to climate change risk management and strategy will be provided in our 2025 Sustainability Report. </div></div><div style="font-family: arial; font-size: 9pt; margin-top: 8pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Data Management Risk </div></div></div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 3pt; margin-bottom: 0pt;">Data Management Risk is the risk of exposure to the financial and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> consequences caused by people, inadequate processes and systems related to data governance, data quality, data architecture and/or data ethics. </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Data Risk Management Framework provides an overview of the key governance components for the data management risk and oversight activities across the Bank. The Data Risk Management Policy defines key guiding principles for managing data risk, including the interaction model and roles and responsibilities for key stakeholders involved in managing data management risk across the Bank. </div></div><div style="font-family: arial; font-size: 9pt; margin-top: 8pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Model Risk </div></div></div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Model risk is the risk of adverse financial (e.g. inadequate capital, financial losses, inadequate liquidity, underfunding of defined benefit pension plans) operational, and/or reputational consequences arising from the design, development, implementation and/or use of a model. It can originate from, among other things, inappropriate specification; incorrect parameter estimates; flawed hypotheses and/or assumptions; mathematical computation errors; inaccurate, inappropriate or incomplete data; inappropriate, improper or unintended usage; and inadequate monitoring and/or controls. </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Model risk is managed through a structured framework that outlines minimum compliance requirements aligned with OSFI&#8217;s revised <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">E-23</div> Model Risk Management Guideline. This framework spans the entire model lifecycle &#8211; from identification and assessment to monitoring and remediation. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All models that meet the Bank&#8217;s definition &#8211; including those developed internally or sourced from vendors &#8211; are governed by the Model&#160;Risk Management Framework (MRMF). The MRMF is supported by a suite of policies, standards, and guidelines that ensure consistent and effective model risk management across the organization, including well-defined roles and responsibilities for key stakeholders across the lifecycle. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s model risk appetite &#8211; expressed through the Enterprise Model Risk Score &#8211; is based on aggregated indicators such as persistent performance breaches, policy exceptions, and material issues. This score reflects the Bank&#8217;s tolerance for model-related risk and is reported quarterly in the Enterprise Risk Management (ERM) Report. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">114</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Risk Management<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 9pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Reputational Risk </div></div></div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Reputational risk is the risk that negative publicity or stakeholder sentiment regarding Scotiabank&#8217;s conduct, business practices or associations, whether true or not, will adversely affect its revenues, operations or client base, or require other defensive measures. </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank has an Enterprise Reputational Risk Policy, as well as other policies and procedures for managing reputational risk. Reputational risk is managed and controlled by our Code, governance practices and risk management programs, policies, procedures, and training. All directors, officers and employees have a responsibility to conduct their activities in accordance with our Code, and in a manner that minimizes reputational risk. The activities of the Legal; Global Tax; Corporate Secretary; Global Communications; Global Compliance&#160;&amp; AML, and Global Risk Management departments, as well as the Reputational Risk Committee, are particularly oriented to the management of reputational risk. </div></div><div style="font-family: arial; font-size: 9pt; margin-top: 8pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Strategic Risk </div></div></div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Strategic Risk is the risk that the enterprise, business lines or corporate functions will make strategic choices that are ineffective or insufficiently resilient to changes in the business environment or fail to achieve the Bank&#8217;s strategic vision in the execution of the Bank&#8217;s strategy. </div></div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="line-height: 1pt; margin-top: 0pt; margin-bottom: 2pt; border-bottom-color: rgb(178, 178, 178); border-bottom-width: 1px; border-bottom-style: solid;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Board is ultimately responsible for oversight of strategic risk, by ensuring a robust strategic planning process and approving, on an annual basis, the strategic plan for the Bank. Changes in our business strategy can impact our risk appetite and therefore the Annual Strategy Report to the Board of Directors considers linkages between the Bank&#8217;s Enterprise Risk Appetite Framework and the enterprise strategy, business line strategies and how the corporate functions support the business lines in the execution of their strategic plans. The Board reviews this material, along with other relevant strategic and financial presentations by management throughout the year in order to provide the appropriate governance. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The strategic planning process is managed by Enterprise Strategy which supports the management of strategic risk throughout the planning process by ensuring alignment across our business, financial, capital and risk planning. Global Risk Management also provides oversight of strategic risk by providing independent reviews throughout the strategic planning process, establishing enterprise risk frameworks, and independently monitoring and reporting on the level of risk established against our risk appetite metrics. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The development, evaluation and execution of the Bank&#8217;s strategic plans is owned by the Management team of the Bank. They participate actively in the annual planning process and on an ongoing basis, Heads of Business Lines and Corporate Functions identify, manage, and assess the internal and external risks that could impede achievement of, or progress of, strategic objectives. The executive management team regularly meets to evaluate the effectiveness of the Bank&#8217;s strategic plan, and consider what amendments, if any, are required. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">115</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">Controls and Accounting Policies </div></div><div id="tx937872_33" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Controls and Procedures </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s responsibility for financial information contained in this annual report is described on page&#160;140. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Disclosure controls and procedures </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s disclosure controls and procedures are designed to provide reasonable assurance that information is accumulated and communicated to the Bank&#8217;s management, including the President and Chief Executive Officer and the Group Head and Chief Financial Officer, as appropriate, to allow timely decisions regarding required disclosure. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">As of October&#160;31, 2025, the Bank&#8217;s management, with the participation of the President and Chief Executive Officer and the Group Head and Chief Financial Officer, evaluated the effectiveness of its disclosure controls and procedures, as defined under the rules adopted by the U.S. Securities and Exchange Commission (SEC) and the Canadian securities regulatory authorities, and have concluded that the Bank&#8217;s disclosure controls and procedures are effective. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Internal control over financial reporting </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management of the Bank is responsible for establishing and maintaining adequate internal control over financial reporting. These controls include policies and procedures that: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the Bank; </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB), and that receipts and expenditures are being made only in accordance with authorizations of management and directors of the Bank; and </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use or disposition of the Bank&#8217;s assets that could have a material effect on the financial statements. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">All control systems contain inherent limitations, no matter how well designed. As a result, the Bank&#8217;s management acknowledges that its internal control over financial reporting will not prevent or detect all misstatements due to error or fraud. In addition, management&#8217;s evaluation of controls can provide only reasonable, not absolute, assurance that all control issues that may result in material misstatements, if any, have been detected. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management assessed the effectiveness of internal control over financial reporting, using the Internal Control-Integrated Framework 2013 issued by the Committee of Sponsoring Organizations of the Treadway Commission (COSO), and based on that assessment concluded that internal control over financial reporting was effective as of October&#160;31, 2025. There are no material weaknesses that have been identified by management in this regard. KPMG LLP, the independent auditors appointed by the shareholders of the Bank, who have audited the consolidated financial statements, have also audited internal control over financial reporting as of October&#160;31, 2025. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Changes in internal control over financial reporting </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">During the year ended October&#160;31, 2025, there have been no changes in the Bank&#8217;s internal control over financial reporting that have materially affected, or are reasonably likely to materially affect, the Bank&#8217;s internal control over financial reporting. </div></div><div id="tx937872_34" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Critical Accounting Policies and Estimates </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s accounting policies are integral to understanding and interpreting the financial results reported in this annual report. Note 3 to the consolidated financial statements summarizes the material accounting policies used in preparing the Bank&#8217;s consolidated financial statements. Certain of these policies require management to make estimates, assumptions and subjective judgments that are difficult, complex, and often relate to matters that are inherently uncertain. The policies discussed below are particularly important to the presentation of the Bank&#8217;s financial position and results of operations, as changes in the estimates, assumptions and judgments could have a material impact on the Bank&#8217;s consolidated financial statements. These estimates, assumptions and judgments are adjusted in the normal course of business to reflect changing underlying circumstances. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The allowance for credit losses, using an expected credit loss approach as required under IFRS 9, is estimated using valuation models and incorporates inputs, assumptions and techniques that involve a high degree of management judgment. Under IFRS 9 expected credit loss methodology, an allowance is recorded for expected credit losses on financial assets regardless of whether there has been an actual loss event. The Bank recognizes an allowance at an amount equal to 12 month expected credit losses if the credit risk at the reporting date has not increased significantly since initial recognition (Stage 1). When a financial asset experiences a significant increase in credit risk (SIR) after origination but is not considered to be in default, it is included in Stage 2 and subject to lifetime expected credit losses. Financial assets that are in default are included in Stage 3. 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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Determination of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">point-in-time</div></div> parameters such as probability of default (PD), loss given default (LGD) and exposure at default (EAD). </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Forecast of macroeconomic variables for multiple scenarios and probability weighting of the scenarios. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Assessment of SIR. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Qualitative adjustments or overlays may also be made as temporary adjustments using expert credit judgment in circumstances where, in the Bank&#8217;s view, the existing regulatory guidance, inputs, assumptions, and/or modelling techniques do not capture all relevant risk factors. The use of management overlays requires significant judgment that may impact the amount of allowance recognized. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Measurement of expected credit losses </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The PD, EAD, and LGD inputs used to estimate expected credit losses are modelled based on historical default and loss experience, and macroeconomic variables that are closely related with credit losses in the relevant portfolio. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">116</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Controls and Accounting Policies<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Details of these statistical parameters/inputs are as follows: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">PD &#8211; The probability of default is an estimate of the likelihood of default over a given time horizon. A default may only happen at a certain time over the remaining estimated life, if the facility has not been previously derecognized and is still in the portfolio. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">EAD &#8211; The exposure at default is an estimate of the exposure at a future default date, considering expected changes in the exposure after the reporting date, including repayments of principal and interest, whether scheduled by contract or otherwise, expected drawdowns on committed facilities, and accrued interest from missed payments. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;">
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">LGD &#8211; The loss given default is an estimate of the loss arising in the case where a default occurs at a given time. It is based on the difference between the contractual cash flows due and those that the lender would expect to receive, including from the realization of any collateral. It is usually expressed as a percentage of the EAD. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Forward-looking macroeconomic scenarios </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank uses a broad range of forward-looking economic information as inputs to its models of expected credit losses and the related allowance. These include real GDP, unemployment rates, consumer price index, central bank interest rates, and house price indices, amongst others. The allowance is determined using four probability-weighted, forward-looking scenarios. The Bank considers both internal and external sources of information and data in order to create unbiased projections and forecasts. The scenarios are prepared using forecasts generated by Scotiabank Economics (SE). The forecasts are generated using both internally and externally developed models whose outputs are modified by SE as necessary to formulate a &#8216;base case&#8217; view of the most probable future direction of economic developments. SE also develops a representative range of other possible forecast scenarios. More specifically, the process involves the development of three additional economic scenarios to which relative probabilities are assigned. The development of the baseline and alternative scenarios is overseen by a governance committee that consists of internal stakeholders from across the Bank. The final baseline and alternative scenarios reflect significant review and oversight and incorporate judgment both in the determination of the scenarios&#8217; forecasts and the probability weights that are assigned to them. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Significant increase in credit risk </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The assessment of SIR since origination of a financial asset considers borrower-specific quantitative and qualitative information without consideration of collateral, and the impact of forward-looking information. Quantitative models may not always be able to capture all reasonable and supportable information that may indicate a SIR. Qualitative factors may be assessed to supplement the gap. Examples of situations include changes in adjudication criteria for a particular group of borrowers, changes in portfolio composition, and natural disaster events impacting certain portfolios. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For retail exposures, a SIR is assessed based on thresholds that exist by product which consider the change in PD. The thresholds used for PD migration are reviewed and assessed at least annually unless there is a significant change in credit risk management practices in which case the review is brought forward. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">For <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> exposures, the Bank uses an internal risk rating scale (IG codes). All <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> exposures have an IG code assigned that reflects the PD of the borrower. Both borrower specific and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-borrower</div> specific (i.e. macroeconomic) forward-looking information is considered and reflected in the IG rating. SIR is evaluated based on the migration of the exposures among IG codes. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value of financial instruments </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">All financial instruments are measured at fair value on initial recognition. Subsequent measurement of a financial instrument depends on its classification. The contractual cash flow characteristics of a financial instrument and the business model under which it is held determine such classification. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-trading</div> loans and receivables, certain securities and most financial liabilities are carried at amortized cost unless classified or designated as fair value through profit and loss or fair value through other comprehensive income at inception. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The fair value of a financial asset or liability is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants in the principal, or in its absence, the most advantageous market to which the Bank has access at the measurement date. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">The Bank discloses the classification of all financial instruments carried at fair value in a hierarchy based on the determination of fair value. The best evidence of fair value for a financial instrument is the quoted price in an active market. Fair value based on unadjusted quoted market prices for identical instruments in active markets represents a Level&#160;1 valuation. Quoted prices are not always available for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">over-the-counter</div></div> (OTC) transactions, as well as transactions in inactive or illiquid markets. OTC transactions are valued using internal models that maximize the use of observable inputs to estimate fair value. The chosen valuation technique incorporates all the factors that market participants would consider in pricing a transaction. When fair value is based on all significant market observable inputs, the valuation is classified as Level&#160;2. Financial instruments traded in a less active market can be valued using indicative market prices, the present value of cash flows or other valuation techniques. Fair value estimates normally do not consider forced or liquidation sales. Where financial instruments trade in inactive markets or when using models where observable parameters do not exist, significant management judgement is required for valuation methodologies and model inputs. Valuations that require the significant use of unobservable inputs are considered Level&#160;3. The calculation of estimated fair value is based on market conditions at a specific point in time and therefore may not be reflective of future fair values. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank has controls and processes in place to ensure that the valuation of financial instruments is appropriately determined. Global Risk Management (GRM) is responsible for the design and application of the Bank&#8217;s risk management framework. GRM is independent of the Bank&#8217;s business units and is overseen by Executive Management and the Board of Directors. Senior management committees within GRM oversee and establish standards that are critical in ensuring that appropriate valuation methodologies and policies are in place for determining fair value. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Where possible, valuations are based on quoted prices or observable inputs obtained from active markets. GRM oversees a monthly Independent Price Verification (IPV) process to ensure the reliability and accuracy of prices and inputs used in the determination of fair value. The IPV process is performed by price verification groups that are independent of the business. The Bank maintains an approved list of pricing sources that are used in the IPV process. These sources include, but are not limited to, brokers, dealers and consensus pricing services. The valuation policies relating to the IPV process require that all pricing or rate sources be external to the Bank. At least annually, an independent assessment of pricing or rate sources is performed by GRM to determine the market presence or market representative levels. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Where quoted prices are not readily available, such as for transactions in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">over-the-counter</div></div> markets, internal models that maximize the use of observable inputs are used to estimate fair value. An independent second-line model risk management function within GRM oversees the initial model validation, approval and ongoing validation and the performance monitoring of valuation models used in determining fair value. Model development and validation processes are governed by the Bank&#8217;s Model Risk Management Policy. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In determining fair value for certain instruments or portfolios of instruments, valuation adjustments or reserves may be required to arrive at a more accurate representation of fair value. The Bank&#8217;s policy of applying valuation reserves to a portfolio of instruments is approved by a senior </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">117</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">management committee. These reserves can include adjustments for credit risk, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">bid-offer</div> spreads, unobservable parameters, funding costs and constraints on prices in inactive or illiquid markets. The methodology for the calculation of valuation reserves is reviewed at least annually by senior management. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Valuation adjustments recorded against the fair value of financial assets and financial liabilities totaled $103&#160;million as at October&#160;31, 2025 (2024&#160;&#8211;&#160;$81 million), net of any write-offs. The majority of the year-over-year change is due to widening of counterparty credit spreads during the year. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">As at October&#160;31, 2025, a net funding valuation adjustment (FVA) representing an excess of funding benefit adjustment over funding cost adjustment of $136 million (2024 &#8211; $165 million), <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-tax,</div> was recorded for uncollateralized derivative instruments. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Employee benefits </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank provides pension and other benefit plans for eligible employees globally. Pension benefits are offered in the form of defined benefit pension plans (generally based on an employee&#8217;s length of service and earnings) and defined contribution pension plans (where the Bank&#8217;s contribution is fixed and there is no legal or constructive obligation to pay further amounts). Other benefits include post-retirement health care, dental care and life insurance, along with other long-term employee benefits, such as long-term disability benefits. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The employee benefit expenses and related benefit obligation are calculated using actuarial methods and certain actuarial assumptions. These assumptions are based on management&#8217;s best estimate and are reviewed and approved annually. The most significant assumption is the discount rate used to determine the defined benefit obligation, which is set by reference to the yields on high quality corporate bonds that have durations that match the terms of the Bank&#8217;s obligations. Separate discount rates are used to determine the annual benefit expense in Canada and the U.S. These rates are determined with reference to the yields on high quality corporate bonds with durations that match the various components of the annual benefit expense. The discount rate used to determine the annual benefit expense for all other plans is the same as the rate used to determine the defined benefit obligation. Other key assumptions include future compensation, health care costs, employee turnover, retirement age and mortality. When making these estimates, management considers expectations of future economic trends and business conditions, including inflation rates, as well as other factors, such as plan-specific experience and best practices. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Actual experience that differs from assumptions made by management will result in a net actuarial gain or loss recognized immediately in other comprehensive income, except for other long-term employee benefits, where they are recognized in the Consolidated Statement of Income. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Note 27 of the consolidated financial statements contains details of the Bank&#8217;s employee benefit plans, such as the disclosure of pension and other benefit amounts, management&#8217;s key assumptions, and a sensitivity analysis of changes in these assumptions on the employee benefit obligation and expense. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Corporate income taxes </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management exercises judgment in determining the provision for income taxes and deferred income tax assets and liabilities. The provision is based on management&#8217;s expectations regarding the income tax consequences of transactions and events during the period. Management interprets the tax legislation for each jurisdiction in which the Bank operates and makes assumptions about the expected timing of the reversal of deferred income tax assets and liabilities. If management&#8217;s interpretations of the legislation differ from those of the tax authorities, or if the actual timing of the reversals of the deferred income tax assets and liabilities is not as anticipated, the provision for income taxes could increase or decrease in future periods. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank maintains provisions for uncertain tax positions that it believes appropriately reflect the risk of tax positions under discussion, audit, dispute or appeal with tax authorities, or which are otherwise considered to involve uncertainty. These provisions are made using the Bank&#8217;s best estimate of the amount expected to be paid based on an assessment of all relevant factors, which are reviewed at the end of each reporting period. It is possible that additional liability and income tax expense could arise in the future, depending on the acceptance of the Bank&#8217;s tax positions by the relevant tax authorities in the jurisdictions in which the Bank operates. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Note 26 of the consolidated financial statements contains further details with respect to the Bank&#8217;s provisions for income taxes. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Structured entities </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">In the normal course of business, the Bank enters arrangements with structured entities on behalf of its customers and for its own purposes. These structured entities can be generally categorized as multi-seller commercial paper conduits, Bank funding vehicles and structured finance entities. Further details are provided in the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Off-balance</div> sheet arrangements section on page 73. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management is required to exercise judgement to determine whether a structured entity should be consolidated. This evaluation involves understanding the arrangements, determining whether decisions about the relevant activities are made by means of voting rights or other contractual arrangements, and determining whether the Bank controls the structured entity. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank controls an investee when it is exposed, or has rights, to variable returns from its involvement with the investee and has the ability to affect those returns through its power over the investee. The three elements of control are: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">the ability to use power over the investee to affect the amount of the Bank&#8217;s returns. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">This definition of control applies to circumstances: </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">when voting rights or similar rights give the Bank power, including situations where the Bank holds less than a majority of voting rights or involving potential voting rights; </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">when an investee is designed so that voting rights are not the dominant factor in deciding who controls the investee (i.e., relevant activities are directed by contractual arrangements); </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">involving agency relationships; and </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">when the Bank has control over specified assets of an investee. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank does not control an investee when it is acting in an agent&#8217;s capacity. The Bank assesses whether it is an agent by determining whether it is primarily engaged to act on behalf and for the benefit of another party or parties. Factors that the Bank considers in this assessment include the scope of its decision-making authority over the investee, the rights held by other parties, the remuneration to which it is entitled, and the Bank&#8217;s exposure to variability of returns from other interests that it holds in the investee. The analysis uses both qualitative and quantitative analytical techniques and involves the use of a number of assumptions about the business environment in which the structured entity operates and the </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">118</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Controls and Accounting Policies<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">amount and timing of future cash flows. The Bank reassesses whether it controls an investee if facts and circumstances indicate that one or more of the three elements of control change. Management is required to exercise judgement to determine if a change in control event has occurred. During 2025, there were no change in control events that caused the Bank to change its control conclusion of its multi-seller conduits or other structured entities. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">As described in Note 14 to the consolidated financial statements and in the discussion of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet arrangements, the Bank does not control the three Canadian-based multi-seller conduits that it sponsors and they are not required to be consolidated on the Bank&#8217;s Consolidated Statement of Financial Position. The Bank controls its U.S.-based multi-seller conduit and consolidates it on the Bank&#8217;s Consolidated Statement of Financial Position. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Goodwill </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For impairment testing, goodwill acquired in a business combination is, on the acquisition date, allocated to each of the Bank&#8217;s groups of cash-generating units (CGU) that are expected to benefit from the particular acquisition. Goodwill is not amortized but tested for impairment annually and when circumstances indicate that the carrying value may be impaired. At each reporting date, goodwill is reviewed to determine whether there is any indication of impairment. Each CGU to which goodwill is allocated for impairment testing reflects the lowest level at which goodwill is monitored for internal management purposes. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank determines the carrying value of the CGU using a regulatory capital approach based on credit, market, operational risks and leverage, consistent with the Bank&#8217;s capital attribution for business line performance measurement. Corporate capital that is not directly attributable is allocated to each CGU on a proportional basis. The recoverable amount is the greater of fair value less costs of disposal (FVLCD) and value in use (VIU). If either FVLCD or VIU exceeds the carrying amount, there is no need to determine the other. An impairment loss is recognized if the carrying amount of the CGU exceeds the recoverable amount. An impairment loss on goodwill is not reversed. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">FVLCD is the price that would be received from the sale of a CGU in an orderly transaction between market participants, less costs of disposal, at the measurement date. In determining FVLCD, an appropriate valuation model is used which considers various factors, including normalized net income, price earnings multiples, and control premiums. These calculations are corroborated by valuation multiples and quoted share prices for publicly traded subsidiaries or other available fair value indicators. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">VIU is the present value of the future cash flows expected to be derived from a CGU. The determination of VIU involves judgment in estimating future cash flows, terminal growth rate and discount rate. The future cash flows are based on management approved budgets and plans which factor in market trends, macroeconomic conditions, forecasted earnings and business strategy for the CGU. The terminal growth rate is based on the long-term growth expectations in the relevant countries, while the discount rate is based on the cost of capital. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Significant judgment is applied in determining the recoverable amounts of the CGU and assessing whether certain events or circumstances constitute objective evidence of impairment. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Goodwill was assessed for annual impairment based on the methodology described above as at July&#160;31, 2025, and no impairment was determined to exist. As of October&#160;31, 2025, there were no significant changes to this assessment. For additional information, see Note 17 of the consolidated financial statements. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Intangible assets </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Intangible assets with indefinite useful lives are not amortized but tested for impairment annually and when circumstances indicate that the carrying value may be impaired. Intangible assets with finite useful lives are amortized over the estimated useful life of the asset and are tested for impairment only when events and circumstances indicate impairment. Indefinite and finite life intangible assets are reviewed at each reporting date to determine whether there is any indication of impairment. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The recoverable amount is the greater of fair value less costs of disposal (FVLCD) and value in use (VIU). If either FVLCD or VIU exceeds the carrying amount, there is no need to determine the other. The VIU method is used by the Bank to determine the recoverable amount of intangible assets. In determining VIU, a discounted cash flow valuation model is used which incorporates key assumptions, such as management-approved cash flow projections, terminal growth rate and the applicable discount rate. An impairment loss is recognized if the carrying amount of the intangible asset exceeds its recoverable amount. Impairment losses recognized in prior periods are reassessed at each reporting period for any indication that the loss has decreased or no longer exists. An impairment loss recognized in a prior period shall be reversed only if there has been a change in the estimates used to determine the asset&#8217;s recoverable amount since the last impairment was recognized. The reversal of an impairment loss reflects an increase in the estimated service potential of an asset, either from use or from sale, and does not only result from the passage of time. An impairment loss is reversed only to the extent that the intangible asset&#8217;s carrying amount does not exceed the carrying amount that would have been determined if no impairment loss had been recognized. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The recoverable amount is significantly impacted by the discount rate and the terminal value. Significant judgment is applied in determining the intangible asset&#8217;s recoverable amount and assessing whether certain events or circumstances constitute objective evidence of impairment. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Indefinite life intangible assets were assessed for annual impairment based on the methodology described above as at July&#160;31, 2025, and no impairment was determined to exist. As of October&#160;31, 2025, there were no significant changes to this assessment. For additional information on both indefinite life and finite life intangible assets, see Note 17 of the consolidated financial statements. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Derecognition of financial assets </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Financial assets are derecognized when the contractual rights to the cash flows from the asset have expired, which occurs with repayment by the borrower or upon substantial modification of the asset terms. Assets are also derecognized when the Bank transfers the contractual rights to receive the cash flows from the financial asset or has assumed an obligation to pay those cash flows to an independent third-party, and the Bank has transferred substantially all the risks and rewards of ownership of that asset to an independent third-party. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management must apply judgement in determining whether a modification of the contractual terms of the financial asset is substantial. For loans, this includes the nature of the modification and the extent of changes to contractual terms including interest rate, authorized amount and term. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management must also apply judgement in determining, based on specific facts and circumstances, whether the Bank has retained or transferred substantially all the risks and rewards of ownership of the financial asset. Where substantially all the risks and rewards of ownership of the financial asset are neither retained nor transferred, the Bank derecognizes the transferred asset only if it has lost control over that asset. If the Bank retains control over the asset, it will continue to recognize the asset to the extent of its continuing involvement. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Most assets transferred under repurchase agreements, securities lending agreements, securitizations of fully insured Canadian residential mortgages, and securitizations of credit card receivables do not qualify for derecognition. The Bank continues to record the transferred assets on the Consolidated Statement of Financial Position as secured financings. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">119</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Further information on derecognition of financial assets can be found in Note 13 of the consolidated financial statements. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provisions </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank recognizes a provision if, because of a past event, the Bank has a present legal or constructive obligation that can be estimated reliably, and it is probable that an outflow of economic benefits will be required to settle the obligation. Probable in this context means more likely than not. Significant judgement is required in determining whether a present obligation exists and in estimating the probability, timing, and amount of any future outflows. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In the ordinary course of business, the Bank and its subsidiaries are routinely defendants in, or parties to a number of pending and threatened legal actions and regulatory proceedings, including actions brought on behalf of various classes of claimants. In view of the inherent difficulty of predicting the outcome of such matters, the Bank cannot state what the eventual outcome of such matters will be. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Legal provisions are established when it becomes probable that the Bank will incur an expense related to a legal action and the amount can be reliably estimated. Such provisions are recorded at the best estimate of the amount required to settle any obligation related to these legal actions as at the balance sheet date, considering the risks and uncertainties surrounding the obligation. Management and internal and external experts are involved in estimating any amounts that may be required. The actual costs of resolving these claims may vary significantly from the amount of the legal provisions. The Bank&#8217;s estimate involves significant judgement, given the varying stages of the proceedings, the fact that the Bank&#8217;s liability, if any, has yet to be determined and the fact that the underlying matters will change from time to time. As such, there is a possibility that the ultimate resolution of those legal actions may be material to the Bank&#8217;s consolidated results of operations for any reporting period. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">The Bank, through its Peruvian subsidiary, is engaged in a legal action related to certain value-added tax assessed amounts and associated interest totaling $176&#160;million, which arose from certain client transactions that occurred prior to the Bank&#8217;s acquisition of the subsidiary. The legal action in Peru relating to the original assessed amount was concluded in favour of the Government of Peru in May 2024. Accordingly, the Bank paid $34&#160;million representing the principal and associated reasonable interest, which was recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses &#8211; other. In November 2021, the Peruvian Constitutional Court dismissed the matter relating to the accrued default interest for procedural reasons. With respect to this default interest component, and in relation to the Constitutional Court of Peru&#8217;s treatment of Scotiabank Peru, in October 2022, the Bank filed a request for arbitration against the Republic of Peru before the International Centre for the Settlement of Investment Disputes (ICSID), pursuant to the provisions of the Canada-Peru Free Trade Agreement. This case is currently proceeding through the arbitration process. In Q3 2024, the Bank recorded a legal provision of $142&#160;million in other liabilities &#8211; provisions, representing the amount at issue in the arbitration. The Bank intends to continue to vigorously advance its position. </div><div id="tx937872_35" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Future Accounting Developments </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank actively monitors developments and changes in accounting standards from the IASB, as well as requirements from the other regulatory bodies, including OSFI. The Bank is currently assessing the impact of adoption of new standards issued by the IASB on its consolidated financial statements and also evaluating the alternative elections available on transition. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Effective November&#160;1, 2026 </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">IFRS 9 Financial Instruments and IFRS 7 Financial Instruments: Disclosures &#8211; Amendments </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">On May&#160;30, 2024, the IASB issued &#8220;Amendments to the Classification and Measurement of Financial Instruments (Amendments to IFRS 9 and IFRS 7)&#8221; to address post-implementation review findings of IFRS 9 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments</div></div>. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">The amendments introduce an accounting policy choice to derecognize financial liabilities settled through an electronic payment system before the settlement date upon meeting certain conditions. The amendments clarify the assessment of contractual cash flow characteristics of financial assets based on contingent events, such as interest rates linked to environmental, social and governance (ESG) targets, the treatment of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-recourse</div> assets, and contractually linked instruments. The amendments introduce new disclosure requirements for financial instruments with contractual terms that can change cash flows due to events not directly related to changes in basic lending risks, such as certain loans subject to ESG targets. Additionally, the amendments change some of the disclosure requirements for equity instruments designated at fair value through other comprehensive income. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The amendments are effective for the Bank on November&#160;1, 2026, and early adoption is permitted. The Bank is required to apply the amendments retrospectively but is not required to restate prior periods. The Bank is currently assessing the impact of these amendments. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Effective November&#160;1, 2027 </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">IFRS 18 Presentation and Disclosure in Financial Statements </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">The IASB issued IFRS 18 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Presentation and Disclosure in Financial Statements</div></div> on April&#160;9, 2024, to replace IAS 1 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Presentation of Financial Statements</div></div> and<div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"> </div></div>is effective for annual periods beginning on or after January&#160;1, 2027. IFRS 18 introduces a defined structure for the presentation of the statement of<div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"> </div></div>income, including required totals and subtotals, as well as aggregating and disaggregating principles to categorize financial information. The standard<div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"> </div></div>also requires all Management-defined performance measures to be disclosed in the notes to the financial statements. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">IFRS 18 will be effective for the Bank on November&#160;1, 2027, with early adoption permitted. The Bank is currently assessing the impact of this new standard. </div></div><div id="tx937872_36" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Regulatory Developments </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank continues to monitor global regulatory developments relating to a broad spectrum of topics, in order to ensure that control functions and business lines are responsive on a timely basis and business impacts, if any, are minimized. A high-level summary of some of the key regulatory developments that have the potential of impacting the Bank&#8217;s operations is included below. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Minimum Tax </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">The Organisation for Economic <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Co-operation</div> and Development published Pillar Two model rules in December 2021 as part of its efforts toward international tax reform. The rules aim to have large multinational enterprises, with consolidated revenues in excess of <div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">&#8364;</div>750&#160;million, pay a minimum effective tax of 15%. These rules apply to the Bank effective November&#160;1, 2024, and have been enacted or substantively enacted in certain jurisdictions in which the Bank operates, including Canada, whose Global Minimum Tax (GMT) Act was enacted in June 2024. </div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">120</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Controls and Accounting Policies<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The IASB previously issued amendments to IAS 12 Income Taxes for a temporary mandatory exception from the recognition and disclosure of deferred taxes related to the implementation of Pillar Two GMT rules, which the Bank has applied. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For the twelve months ended October&#160;31, 2025, the impact of the GMT on the Bank&#8217;s effective tax rate was approximately 0.8%, and was primarily related to its operations in certain Caribbean jurisdictions and Ireland. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">U.S. Tax Legislation </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">On July&#160;4, 2025, the One Big Beautiful Bill Act was enacted into U.S. law, which codifies certain of the 2017 Tax Cuts and Jobs Act provisions, making them permanent. There has not been any significant impact on the consolidated effective tax rate, however, we continue to monitor any future developments. </div></div><div id="tx937872_37" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Related Party Transactions </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Compensation of key management personnel of the Bank </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Key management personnel are those persons having authority and responsibility for planning, directing and controlling the activities of the Bank, directly or indirectly, and comprise the directors of the Bank, the President and Chief Executive Officer, certain direct reports of the President and Chief Executive Officer and Group Heads. </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T60</div>&#8194;Compensation of key management personnel of the Bank </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
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<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Pension and other benefits<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;66</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;&#8199;56</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Represents amounts expensed during the year. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Represents equity-based awards granted during the year. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;">Directors can use some or all of their director fees earned to buy common shares of the Bank at market rates through the Director&#8217;s Share Purchase Plan. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-officer</div> directors may elect to receive all or a portion of their fees in the form of deferred stock units which vest immediately. Refer to Note 25 &#8211; Share-based payments for further details of these plans. </div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T61</div>&#8195;Loans and deposits of key management personnel </div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Loans are currently granted to key management personnel at market terms and conditions. </div></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 89%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Loans</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;10</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s committed credit exposure to companies controlled by&#160;directors totaled $263 million as at October&#160;31, 2025 (October 31, 2024 &#8211; $267&#160;million) while actual utilized amounts were $186 million (October 31, 2024 &#8211; $199 million). </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Transactions with associates and joint ventures </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">In the ordinary course of business, the Bank provides normal banking services and enters into transactions with its associated and other related corporations on terms similar to those offered to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-related</div> parties. If these transactions are eliminated on consolidation, they are not disclosed as related party transactions. Transactions between the Bank and its associated companies and joint ventures also qualify as related party transactions and were recorded as follows: </div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T62</div>&#8194;Transactions with associates and joint ventures </div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 88%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at and for the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income / (loss)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(21</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(15</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Loans</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;140</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;209</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">282</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">253</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Guarantees and commitments</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
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<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">46</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 8pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Scotiabank principal pension plan </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank manages assets of $6.4 billion (October 31, 2024 &#8211; $6.0 billion) which is a portion of the Scotiabank principal pension plan assets and earned $7.0 million in fees (October 31, 2024 &#8211; $6.7&#160;million). </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Oversight and governance </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">The oversight responsibilities of the Audit and Conduct Review Committee (ACRC) with respect to related party transactions include reviewing the Related Party Policy and transactions with related parties that may materially affect the Bank and to ensure compliance with the Bank Act. The Bank Act requirements encompass a broader definition of a related party and the transactions than is set out in International Accounting Standard 24 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Related Party Disclosures</div></div>. The Bank has various procedures in place to ensure that related party information is identified and reported to the ACRC on a semi-annual basis. The ACRC is provided with reports that reflect the Bank&#8217;s compliance with its Policy. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s Internal Audit department carries out audit procedures as necessary to provide the ACRC with reasonable assurance that the Bank&#8217;s policies and procedures to identify, authorize and report related party transactions are appropriately designed and operating effectively in compliance with the Bank Act. </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">121</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">Supplementary Data </div></div><div id="tx937872_38" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Geographic Information </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T63</div>&#8194;Net income by geographic segment </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td colspan="38" style="text-align: center; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
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<td colspan="34" style="text-align: center; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">For&#160;the&#160;fiscal&#160;year ($ millions)</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Canada</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">U.S.</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Mexico</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Peru</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Chile</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Colombia</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Caribbean<br/>and<br/>Central<br/>America</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Other<br/>Inter-<br/>national</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">U.S.</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mexico</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Peru</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Chile</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Colombia</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Caribbean<br/>and<br/>Central<br/>America</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/>Inter-<br/>national</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,378</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">799</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,405</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,334</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,993</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;717</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,931</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;965</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;21,522</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,207</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">664</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,397</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;1,422</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;2,020</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;690</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;1,842</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;1,010</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;19,252</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,352</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,165</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,014</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">588</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">571</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">479</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,295</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">755</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,219</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,535</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,578</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,032</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">546</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">455</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">486</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,180</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">606</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">14,418</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,338</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">552</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">368</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">748</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">378</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,714</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,701</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">28</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">380</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">501</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">626</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">561</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">150</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">104</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,051</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;13,660</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,591</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,822</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">885</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,168</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">750</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,508</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,134</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,518</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;11,207</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;1,309</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;1,867</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">869</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,143</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">794</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,454</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,052</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">19,695</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,532</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">264</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">79</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">450</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">73</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,751</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,002</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">146</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">280</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">140</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">119</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(49</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">303</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">91</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,032</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,200</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,117</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">781</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">543</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">569</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,072</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">446</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,758</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,832</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">759</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">902</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">458</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">587</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(130</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,115</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">369</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">7,892</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(200</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">123</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(31</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">24</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">42</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(50</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">115</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">134</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,400</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,117</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">758</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">536</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">562</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">949</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">446</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,789</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,832</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">759</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">878</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">455</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">545</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(80</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,000</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">369</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">7,758</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Adjustments<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(2)</div></div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,514</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,561</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">708</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">733</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income (loss) attributable to equity holders of the Bank<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,914</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,141</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">758</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">536</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">580</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">950</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">450</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,350</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4,540</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">759</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">878</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">457</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">563</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(80</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,003</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">371</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8,491</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. Refer to page 42 for further details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-GAAP</div> Measures starting on page 20. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T64</div>&#8194;Loans and acceptances by geography </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 84%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ billions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Atlantic provinces</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">24.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Quebec</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">44.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Ontario</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">280.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">281.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Manitoba and Saskatchewan</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22.6</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">21.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Alberta</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">55.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">British Columbia</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">94.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">95.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">532.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">523.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">U.S.</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">59.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mexico</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">44.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Peru</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">21.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Chile</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">51.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">49.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Colombia</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">11.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other International</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Latin America</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">14.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Europe</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.8</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Caribbean and Central America</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">25.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Asia and Other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">52.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">59.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">778.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">767.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total allowance for credit losses</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(6.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total loans and acceptances net of allowance for credit losses</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;771.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;761.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T65</div>&#8194;Gross impaired loans by geographic segment </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 85%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Canada</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,416</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;2,158</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">U.S.</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">109</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Mexico</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,494</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,343</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Peru</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">823</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">715</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Chile</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,420</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,249</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Colombia</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">364</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">322</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other International</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">727</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">843</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,244</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">6,739</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">122</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Supplementary Data<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T66</div>&#8194;Provision against impaired financial instruments by geographic segment </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
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<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the fiscal years ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Canada</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,911</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,571</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">U.S.</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">24</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Mexico</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">489</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">404</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Peru</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">392</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">554</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Chile</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">638</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">592</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Colombia</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">392</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">532</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other International</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">267</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">253</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,133</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;3,930</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div id="tx937872_39" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 8pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Credit Risk </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T67</div>&#8194;Loans and acceptances by type of borrower </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 84%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ billions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;350.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal loans</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110.6</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">106.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">17.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Personal</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">498.8</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">474.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Financial services</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-bank</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31.4</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">29.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Bank<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Wholesale and retail</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">29.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Real estate and contractors</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">66.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Energy</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Transportation</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.4</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Automotive</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17.6</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">17.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Agriculture</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17.4</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">17.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Hospitality and leisure</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Mining</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.4</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Metals</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.9</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Utilities</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21.6</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">25.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Health care</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.9</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Technology and media</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18.9</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">21.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Chemicals</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Food and beverage</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Forest products</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">25.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Sovereign<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">7.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Business and government</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">279.9</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">292.8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;778.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">767.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total allowance for credit losses</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(6.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total loans and acceptances net of allowance for credit losses</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">761.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Deposit taking institutions and securities firms. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Other includes $9.6 billion in wealth management, $3.5 billion in services and $3.1&#160;billion in financing products. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes central banks, regional and local governments, supra-national agencies. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T68</div><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">&#8194;Off-balance</div> sheet credit instruments </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 85%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ billions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Commitments to extend credit<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;275.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;272.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Standby letters of credit and letters of guarantee</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">63.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Securities lending, securities purchase commitments and other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">60.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">441.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">396.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes liquidity facilities, and excludes commitments which are unconditionally cancellable at the Bank&#8217;s discretion at any time. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">123</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T69</div>&#8194;Changes in net impaired loans </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 86%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the fiscal years ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross impaired loans</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at beginning of year</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;6,739</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,726</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net additions</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">New additions</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,598</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,495</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Acquisition-related</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211; </div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Declassifications</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,847</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(2,394</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Payments</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,028</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1,744</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Sales</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(37</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(79</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,686</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,278</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Write-offs</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(135</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(100</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal loans</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,127</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(2,145</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,466</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1,356</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Business and government</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(700</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(484</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4,428</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(4,085</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">247</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(180</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at end of year</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,244</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;6,739</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses on financial instruments</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at beginning of year</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,054</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,881</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,133</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,930</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Write-offs</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4,428</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(4,085</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Recoveries</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">24</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal loans</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">313</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">288</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">224</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">190</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Business and government</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">60</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">620</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">562</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(38</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(234</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at end of year</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,341</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,054</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net impaired loans</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at beginning of year</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,685</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,845</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net change in gross impaired loans</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">505</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,013</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net change in allowance for credit losses on impaired financial instruments</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(287</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(173</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at end of year</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,903</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4,685</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T70</div>&#8194;Provision for credit losses </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 86%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the fiscal years ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">New provisions</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;4,883</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;4,591</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Reversals</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(130</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(99</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Recoveries</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(620</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(562</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses on impaired financial instruments</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,133</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,930</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses &#8211; performing financial instruments</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">581</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">121</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,714</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4,051</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">124</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Supplementary Data<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T71</div>&#8194;Provision for credit losses against impaired financial instruments by type of borrower </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 86%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the fiscal years ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;267</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">250</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal loans</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,796</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,885</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,233</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,165</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Personal</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,296</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,300</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Financial services</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-bank</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">34</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Bank</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Wholesale and retail</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">137</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Real estate and contractors</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">179</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">108</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Energy</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Transportation</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">79</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">87</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Automotive</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Agriculture</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">73</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Hospitality and leisure</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Mining</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Metals</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Utilities</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Health care</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">22</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Technology and media</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">93</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">32</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Chemicals</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Food and beverage</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">69</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Forest products</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">35</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Sovereign</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Business and government</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">837</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">630</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses on impaired financial instruments</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;4,133</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;3,930</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T72</div>&#8194;Impaired loans by type of borrower </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 48%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
<td/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="12" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="12" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="10" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="10" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Gross</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Allowance<br/>for credit<br/>losses</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Net</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance<br/>for credit<br/>losses</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,903</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;840</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,063</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,372</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">645</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,727</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal loans</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,071</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">604</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">467</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,117</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">621</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">496</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Personal</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,974</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,444</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,530</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,489</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,266</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,223</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Financial services</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-bank</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">106</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">141</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">57</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">84</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Bank</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Wholesale and retail</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">556</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">238</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">318</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">487</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">189</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">298</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Real estate and contractors</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">902</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">187</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">715</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">768</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">147</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">621</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Energy</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">30</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">25</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Transportation</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">253</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">185</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">351</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">75</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">276</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Automotive</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">33</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">24</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Agriculture</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">308</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">92</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">216</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">338</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">82</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">256</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Hospitality and leisure</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">71</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">64</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Mining</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Metals</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">53</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">19</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">34</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Utilities</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">123</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">105</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Health care</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">84</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">56</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">16</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">40</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Technology and media</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">141</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">94</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">133</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">32</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">101</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Chemicals</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">81</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">20</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">61</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Food and beverage</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">121</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">198</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">49</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">149</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Forest products</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">81</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">14</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">67</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">160</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">112</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">172</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">61</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">111</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Sovereign</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">200</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">250</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">248</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Business and government</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,270</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">897</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,373</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,250</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">788</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,462</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,244</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,341</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,903</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;6,739</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;2,054</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;4,685</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">125</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T73</div>&#8194;Total credit risk exposures by geography<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)(2)</div> </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
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<td colspan="20" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="18" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="12" style="height: 3.75pt; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="10" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Retail</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Drawn</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Undrawn</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Other<br/>exposures<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Retail</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">242,044</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">42,449</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,473</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">478,160</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">812,126</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">783,178</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">U.S.</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">137,005</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,645</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,209</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">251,860</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">238,201</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Chile</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,206</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,263</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,586</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33,518</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62,573</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">60,179</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mexico</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29,050</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,950</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,183</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,184</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59,367</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">58,439</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Peru</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,163</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,435</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,164</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,005</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33,767</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">32,609</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Colombia</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,657</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">682</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">941</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,873</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,153</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">15,015</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other International</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Europe</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,423</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,241</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,195</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45,859</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">38,776</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Caribbean and Central America</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,743</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,213</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,236</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,051</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36,243</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">36,170</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Latin America (other)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,982</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">814</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,080</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,370</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,246</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">17,742</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,361</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,882</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,891</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,134</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">25,136</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">518,634</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">92,574</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">171,958</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">573,162</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,356,328</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,305,445</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;535,326</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;99,011</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;131,677</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;539,431</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,305,445</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(237, 237, 237);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(237, 237, 237);">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Geographic segmentation is based upon the location of the ultimate risk of the credit exposure. Includes all credit risk portfolios and excludes equities and other assets. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Amounts represent exposure at default. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Includes <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet lending instruments such as letters of credit, letters of guarantee, derivatives, securitization and repo-style transactions after collateral. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T74</div>&#8194;IRB credit risk exposures by maturity<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)(2)</div> </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 50%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
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<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
<td/>
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<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
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<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
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<td style="width: 2%; vertical-align: bottom;"/>
<td/>
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<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="16" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="14" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">Residual maturity as at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Drawn</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Undrawn</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Other<br/>exposures<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Non-retail</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Less than 1 year</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">133,684</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,126</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">89,711</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">243,521</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">260,784</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">One to 5 years</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">208,536</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65,260</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">41,159</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">314,955</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">301,844</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Over 5 years</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48,912</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,695</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,918</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67,525</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">55,993</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Total <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">391,132</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">87,081</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">147,788</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">626,001</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">618,621</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retail</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Less than 1 year</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">78,048</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65,109</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">143,157</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">123,229</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">One to 5 years</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">229,733</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">229,733</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">234,961</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Over 5 years</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,793</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,793</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">15,540</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Revolving credits<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,788</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63,595</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">108,383</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">93,400</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total retail</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">366,362</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128,704</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">495,066</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">467,130</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">757,494</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">215,785</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">147,788</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,121,067</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,085,751</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;766,991</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;205,624</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;113,136</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,085,751</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(237, 237, 237);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(237, 237, 237);">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity of the credit exposure. Includes all credit risk portfolios and excludes equity securities and other assets. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Exposure at default, before credit risk mitigation. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Off-balance</div> sheet lending instruments, such as letters of credit, letters of guarantee, securitization, derivatives and repo-style transactions after collateral. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards and lines of credit with unspecified maturity. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Supplementary Data<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T75</div>&#8194;Total credit risk exposures and risk-weighted assets </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td colspan="24" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="22" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="8" style="height: 3.75pt; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td colspan="8" style="height: 3.75pt;"/>
<td colspan="8" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
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<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">IRB</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Standardized<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
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<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Exposure&#160;at<br/>Default<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Risk-<br/>weighted<br/>assets</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Exposure&#160;at<br/>Default<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Risk-<br/>weighted<br/>assets</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Exposure&#160;at<br/>Default<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Risk-<br/>weighted<br/>assets</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Exposure&#160;at<br/>Default<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk-<br/>weighted<br/>assets</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Non-retail</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
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<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
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<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
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<td style="vertical-align: bottom;">&#160;</td>
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<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
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<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Corporate</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;189,918</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;82,445</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;49,395</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;46,489</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;239,313</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;128,934</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">246,526</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">125,359</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Undrawn</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71,341</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,083</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,901</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,716</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76,242</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,799</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">80,749</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">32,574</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54,146</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,995</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,494</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,307</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,640</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,302</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">47,919</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13,873</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">315,405</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">125,523</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,790</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">53,512</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">372,195</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">179,035</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">375,194</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">171,806</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Bank</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,924</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,379</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,609</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">680</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,533</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,059</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">19,913</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,916</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Undrawn</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,253</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,217</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,322</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,252</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">14,756</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,946</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,001</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,516</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">140</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,141</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,611</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14,521</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,687</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39,178</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,112</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,818</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">810</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40,996</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,922</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">49,190</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">16,549</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Sovereign</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">240,416</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,564</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,372</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,088</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">264,788</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,652</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">268,887</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11,368</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Undrawn</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,487</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">555</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">523</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">471</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,010</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,026</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,506</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">551</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,927</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">558</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">187</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">178</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,114</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">736</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6,043</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">620</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">250,830</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,677</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,082</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,737</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">275,912</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,414</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">278,436</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">12,539</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total <div style="white-space: nowrap;display:inline;">Non-retail</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">443,258</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">93,388</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75,376</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50,257</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">518,634</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">143,645</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">535,326</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">142,643</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Undrawn</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">87,081</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,855</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,493</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,222</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">92,574</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40,077</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">99,011</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">40,071</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75,074</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,069</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,821</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,580</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">77,895</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,649</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">68,483</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">18,180</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">605,413</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">146,312</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,690</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,059</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">689,103</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">204,371</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">702,820</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">200,894</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retail</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retail residential mortgages</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">244,737</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,970</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66,707</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,168</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">311,444</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,138</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">289,602</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">48,567</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">244,737</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,970</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66,707</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,168</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">311,444</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,138</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">289,602</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">48,567</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Secured lines of credit</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,119</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,190</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">472</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">166</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,591</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,356</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">23,452</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,535</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Undrawn</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60,485</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,480</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">102</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60,587</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,516</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">56,913</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,379</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,604</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,670</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">574</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">202</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">84,178</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,872</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">80,365</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,914</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Qualifying retail revolving exposures</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,710</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,841</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,011</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,048</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29,721</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,889</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">28,904</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">19,329</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Undrawn</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63,595</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,569</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,161</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,001</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71,756</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,570</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">58,300</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">9,541</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">82,305</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,410</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,172</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,049</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">101,477</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,459</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">87,204</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">28,870</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other retail</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,670</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,616</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">41,541</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,536</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69,211</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,152</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">75,802</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">52,541</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Undrawn/Other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,624</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,015</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,228</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,680</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,852</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,695</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6,458</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,178</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,294</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,631</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43,769</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33,216</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76,063</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50,847</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">82,260</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">55,719</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total retail</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">314,236</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59,617</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">119,731</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59,918</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">433,967</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">119,535</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">417,760</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">124,972</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Undrawn/Other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128,704</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,064</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,491</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,717</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">139,195</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,781</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">121,671</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">15,098</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">442,940</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71,681</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">130,222</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65,635</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">573,162</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">137,316</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">539,431</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">140,070</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Securitization exposures</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43,622</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,090</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,650</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,962</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">64,272</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,052</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">37,657</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,791</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading derivatives</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29,092</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,287</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">699</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">682</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29,791</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,969</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">25,537</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,801</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">CVA derivatives</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,394</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,394</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4,631</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Subtotal</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,121,067</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">230,370</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">235,261</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">133,732</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,356,328</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">364,102</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,305,445</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">359,187</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Equities</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,160</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,119</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,160</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,119</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,751</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18,644</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other assets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54,566</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,035</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54,566</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,035</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">46,798</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">20,322</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total credit risk</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,121,067</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;230,370</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;297,987</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;175,886</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,419,054</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;406,256</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,359,994</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;398,153</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Portfolios under the Standardized Approach are reported net of specific allowances for credit losses and net of collateral amounts treated under the Comprehensive Approach. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Outstanding amount for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">on-balance</div> sheet exposures and loan equivalent amount for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures, after credit risk mitigation. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Other exposures include <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet lending instruments, such as letters of credit, letters of guarantee, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> derivatives and repo-style exposures, after collateral. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Other assets include amounts related to central counterparties, net of capital deductions. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">127</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div id="tx937872_40" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Revenues and Expenses </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T76</div>&#8194;Volume/rate analysis of change in net interest income </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
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<td colspan="12" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="12" style="height: 3.75pt;"/></tr>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="10" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Increase (decrease) due to change in:<br/>2025 versus 2024</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="10" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Increase (decrease) due to change in:<br/>2024 versus 2023</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
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<td colspan="4" style="height: 3.75pt;"/></tr>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Average<br/>volume</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Average<br/>rate</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Net<br/>change</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average<br/>volume</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average<br/>rate</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net<br/>change</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total earning assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,442</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5,499</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4,057</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,064</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,771</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,835</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total interest-bearing liabilities</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">464</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6,791</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6,327</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(301</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4,146</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,845</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Change in net interest income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">978</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;1,292</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;2,270</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,365</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">(375</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">990</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 6pt; font-family: arial;"/>
<td colspan="4" style="height: 6pt; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 6pt; font-family: arial;"/>
<td colspan="4" style="height: 6pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td colspan="4" style="height: 6pt; font-family: arial;"/>
<td colspan="4" style="height: 6pt; font-family: arial;"/>
<td colspan="4" style="height: 6pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits with banks</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">166</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(692</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(526</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(589</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">205</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(384</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">78</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(604</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(526</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">372</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(570</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(198</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Securities purchased under resale agreements</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">135</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,071</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,206</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">41</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">83</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">124</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">486</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,179</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(693</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,281</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,244</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,525</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loans:</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">716</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(961</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(245</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(262</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,037</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">775</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal loans</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(731</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(573</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">197</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">674</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">871</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(60</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(23</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">244</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">262</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Business and government</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(334</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,343</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,677</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(220</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,080</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">860</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total loans</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">577</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4,095</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3,518</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(41</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,809</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,768</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total earning assets</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,442</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5,499</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4,057</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,064</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;3,771</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;4,835</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 6pt;"/>
<td colspan="4" style="height: 6pt; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 6pt;"/>
<td colspan="4" style="height: 6pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td colspan="4" style="height: 6pt;"/>
<td colspan="4" style="height: 6pt;"/>
<td colspan="4" style="height: 6pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 6pt;"/>
<td colspan="4" style="height: 6pt; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 6pt;"/>
<td colspan="4" style="height: 6pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td colspan="4" style="height: 6pt;"/>
<td colspan="4" style="height: 6pt;"/>
<td colspan="4" style="height: 6pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Deposits:</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">244</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,805</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,561</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">362</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,418</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,780</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Business and government</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">408</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4,552</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4,144</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(468</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,447</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,979</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Banks</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(220</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(130</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(350</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(188</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">259</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">71</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total deposits</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">432</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6,487</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6,055</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(294</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4,124</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,830</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold under repurchase agreements</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">131</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(247</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(116</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">178</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(194</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(16</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(42</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(63</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(105</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(43</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">62</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">19</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other interest-bearing liabilities</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(57</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(51</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(142</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">154</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">12</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total interest-bearing liabilities</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">464</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6,791</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6,327</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">(301</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4,146</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">3,845</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T77</div>&#8194;Provision for income and other taxes </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 79%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the fiscal years ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<br/>versus<br/>2024</div></div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Income taxes</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,751</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,032</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35.4</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 6pt; font-family: arial;"/>
<td colspan="4" style="height: 6pt; border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-left-width: 0.75pt; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 6pt; font-family: arial;"/>
<td colspan="4" style="height: 6pt; border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-left-width: 0.75pt; border-right-style: solid; border-left-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other taxes</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Payroll taxes</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">580</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">530</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.4</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Business and capital taxes</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">708</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">682</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.8</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Harmonized sales tax and other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">483</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">482</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.2</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total other taxes</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,771</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,694</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.5</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total income and other taxes<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,522</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">3,726</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21.4</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income before income taxes</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;10,509</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;9,924</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.9</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Effective income tax rate (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">20.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.7</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total tax rate (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36.8</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">32.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.7</div></div></td>
<td style="padding-right: 2pt; vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Comprising $2,545 of Canadian taxes (2024 &#8211; $1,953) and $1,977 of foreign taxes (2024 &#8211; $1,773). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Glossary on page 136 for the description of the measure. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Total income and other taxes as a percentage of net income before income and other taxes. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Supplementary Data<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T78</div>&#8194;Assets under administration and management<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 87%;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ billions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets under administration</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Retail brokerage</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;283.6</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">242.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment management and trust</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">209.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">198.6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">493.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">441.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Mutual funds</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">269.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">233.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Institutional</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">105.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">96.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">868.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">771.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 6pt; font-family: arial;"/>
<td colspan="4" style="height: 6pt; border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-left-width: 0.75pt; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 6pt; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets under management</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">121.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">100.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Mutual funds</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">253.8</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">217.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Institutional</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">55.8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">432.4</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;373.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Glossary on page 136 for the description of the measure. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T79</div>&#8194;Changes in assets under administration and management<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div> </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 87%;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ billions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets under administration</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at beginning of year</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;771.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;673.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net inflows (outflows)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Impact of market changes, including foreign currency translation</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">88.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at end of year</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">868.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">771.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Glossary on page 136 for the description of the measure. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 87%;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ billions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets under management</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at beginning of year</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;373.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;316.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net inflows (outflows)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(0.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Impact of market changes, including foreign currency translation</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">56.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at end of year</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">432.4</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">373.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T80</div>&#8194;Fees paid to the shareholders&#8217; auditors </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 87%;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the fiscal years ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Audit services</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;40.6</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">39.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Audit-related services</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.4</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Tax services outside of the audit scope</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Other <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-audit</div> services</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.9</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total Bank and Subsidiaries</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44.6</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">41.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Mutual funds</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.9</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3.6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total Fees</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;&#8199;45.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">129</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div id="tx937872_41" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Selected Quarterly Information </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T81</div>&#8194;Selected quarterly information </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="16" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="16" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="14" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="14" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at and for the quarter ended</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Q4</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Q3</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Q2</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Q1</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Q4</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Q3</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Q2</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Q1</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Operating results </div>($ millions)</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,586</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,493</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,270</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,173</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,923</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,862</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,694</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,773</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,217</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,993</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,810</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,199</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,603</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,502</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,653</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,660</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,803</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,486</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,080</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,372</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,526</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,364</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,347</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,433</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,113</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,041</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,398</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,162</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,030</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,052</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,007</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">962</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,828</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,089</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,110</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,491</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,296</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,949</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,711</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,739</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">656</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">829</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">540</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">726</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">511</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">451</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">537</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">533</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,206</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,527</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,032</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">993</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,689</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,912</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,092</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,199</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to common shareholders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,104</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,313</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,841</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,025</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,521</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,756</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,943</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,066</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Operating performance</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Basic earnings per share ($)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.70</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.84</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.48</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.82</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.23</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.43</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.59</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.70</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Diluted earnings per share ($)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.65</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.84</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.48</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.66</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.22</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.41</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.57</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.68</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on equity (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12.2</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on tangible common equity (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.8</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">14.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Productivity ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59.4</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">53.7</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56.3</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">62.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">59.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">56.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">56.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest margin (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.40</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.36</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.31</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.23</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2.15</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2.14</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2.17</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2.19</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Financial position information </div>($ billions)</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Cash and deposits with financial institutions</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69.7</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63.6</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">63.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">58.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">58.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">67.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">152.2</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">136.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">129.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">136.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">129.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">134.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">132.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">126.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Loans</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">761.6</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">756.4</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">766.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">760.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">759.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">753.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">743.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,414.7</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,415.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,439.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,412.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,402.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,399.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,392.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">966.3</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">946.8</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">945.8</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">966.0</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">943.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">949.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">942.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">939.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Common equity</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76.9</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75.3</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74.7</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74.6</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">73.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">72.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">70.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">70.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Preferred shares and other equity instruments</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.2</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Assets under administration<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">868.3</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">825.1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">779.1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">807.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">771.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">761.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">738.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">715.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Assets under management<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">432.4</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">407.0</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">379.9</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">395.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">373.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">363.9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">348.6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">339.6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Capital and liquidity measures</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Common Equity Tier 1 (CET1) capital ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13.2</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13.3</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13.2</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12.9</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">12.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Tier 1 capital ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15.3</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15.2</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15.4</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">15.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">15.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">15.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">14.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total capital ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17.1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16.9</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17.1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16.8</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">16.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">17.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">17.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">16.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total loss absorbing capacity (TLAC) ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29.1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30.3</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28.8</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">29.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">29.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">28.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">28.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Leverage ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(5)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.4</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">TLAC Leverage ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.6</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.9</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Risk-weighted assets ($ billions)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">474.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">463.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">459.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">468.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">464.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">453.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">450.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">451.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Liquidity coverage ratio (LCR) (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(6)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">131</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">131</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">133</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">129</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">132</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net stable funding ratio (NSFR) (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(6)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">116</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">120</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">120</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">117</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">119</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">117</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">117</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">117</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit quality</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net impaired loans ($ millions)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,903</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,656</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,648</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,874</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,685</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,449</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,399</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,215</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses ($ millions)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(7)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,654</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,386</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,276</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,080</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,736</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,860</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,768</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,597</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Gross impaired loans as a % of loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.93</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.90</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.90</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.91</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.88</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.84</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.83</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.80</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net impaired loans as a % of loans and acceptances<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.63</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.61</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.61</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.63</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.61</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.58</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.57</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.55</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses as a % of average net loans and acceptances (annualized)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)(8)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.58</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.55</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.75</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.60</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.54</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.55</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.54</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.50</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses on impaired loans as a % of average net loans and acceptances (annualized)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)(8)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.54</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.51</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.57</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.55</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.55</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.51</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.52</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">0.49</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net write-offs as a % of average net loans and acceptances (annualized)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.51</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.50</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.50</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.49</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.51</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.45</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.48</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.42</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Adjusted results<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted total revenue ($ millions)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,767</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,494</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,098</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,372</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,526</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,507</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,347</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,433</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Adjusted <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses ($ millions)</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,308</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,095</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,067</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,111</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,784</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,763</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,693</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,721</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted net income ($ millions)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,558</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,518</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,072</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,362</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,119</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,191</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,105</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,212</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted diluted earnings per share ($)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.93</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.88</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.52</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.76</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.57</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.63</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.58</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.69</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted return on equity (%)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12.4</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.4</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11.8</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11.9</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted return on tangible common equity (%)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15.2</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15.1</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12.7</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">12.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">14.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Adjusted productivity ratio (%)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54.3</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">53.7</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55.7</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">56.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">56.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">56.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">56.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Common share information</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Closing share price ($) (TSX)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">91.99</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">77.09</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68.98</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74.36</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">71.69</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">64.47</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">63.16</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">62.87</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Shares outstanding (millions)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average &#8211; Basic</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,239</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,244</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,246</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,245</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,238</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,230</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,223</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,214</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average &#8211; Diluted</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,245</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,245</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,246</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,250</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,243</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,235</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,228</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,221</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">End of period</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,236</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,242</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,246</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,246</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,244</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,237</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,230</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,222</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Dividends paid per share ($)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.10</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.10</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.06</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.06</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.06</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.06</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.06</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.06</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Dividend yield (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.2</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.0</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.2</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.6</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6.3</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6.6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6.4</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7.0</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Market capitalization ($ billions) (TSX)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">113.7</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95.8</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">85.9</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">92.6</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">89.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">79.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">77.7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">76.8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Book value per common share ($)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62.22</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60.57</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59.96</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59.86</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">59.14</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">58.78</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">57.40</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">57.26</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Market value to book value multiple<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.5</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.3</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.2</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.2</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1.1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Price to earnings multiple (trailing 4 quarters)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15.8</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14.4</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13.9</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">12.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">11.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">10.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">10.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Glossary on page 136 for the description of the measure. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to page 20 for a discussion of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> measures. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Regulatory capital ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#8211; Capital Adequacy Requirements. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">This measure has been disclosed in this document in accordance with OSFI Guideline &#8211; Total Loss Absorbing Capacity. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(5)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The leverage ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#8211; Leverage Requirements. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(6)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The LCR and NSFR are calculated in accordance with OSFI Guideline &#8211; Liquidity Adequacy Requirements (LAR). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(7)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Includes allowance for credit losses on all financial assets &#8211; loans, acceptances, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures, debt securities, and deposits with financial institutions. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
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<td style="width: 2%; text-align: left; vertical-align: top;">(8)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Includes provision for credit losses on certain financial assets &#8211; loans, acceptances and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">130</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Supplementary Data<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div id="tx937872_42" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 9pt; letter-spacing: 0px; top: 0px;display:inline;">Selected Annual Information </div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T82</div>&#8194;Selected annual information </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 70%;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 2%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 4%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2023</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,741</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">33,670</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">32,214</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to:</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,789</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,758</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,338</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-controlling</div> interests in subsidiaries</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(31</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">134</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">112</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,758</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">7,892</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">7,450</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Basic earnings per share (in dollars)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.84</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5.94</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5.78</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Diluted earnings per share (in dollars)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.67</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5.87</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5.72</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Dividends paid per common share (in dollars)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.32</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.24</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4.18</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,460,042</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;1,412,027</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;1,411,043</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">966,279</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">943,849</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">952,333</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div id="tx937872_43" style="font-family: arial; font-size: 9pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Ten-Year</div> Statistical Review </div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T83</div>&#8194;Condensed Consolidated Statement of Financial Position </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)(2)</div></div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2022<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2021<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2020<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2019<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2018<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2017</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2016</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Cash, deposits with financial institutions and Precious metals</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71,123</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">66,400</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">91,249</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">66,438</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">87,078</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">77,641</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">50,429</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">65,460</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">65,380</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">54,786</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">152,223</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">129,727</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">117,868</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">113,154</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">146,312</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">117,839</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">127,488</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">100,262</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">98,464</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">108,561</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Securities purchased under resale agreements and securities borrowed</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">203,008</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">200,543</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">199,325</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">175,313</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">127,739</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">119,747</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">131,178</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">104,018</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">95,319</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">92,129</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">149,948</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">152,832</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">118,237</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">110,008</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">75,199</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">111,389</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">82,359</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">78,396</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">69,269</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">72,919</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Loans, net of allowance</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771,045</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">760,829</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">750,911</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">744,987</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">636,986</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">603,263</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">592,483</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">551,834</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">504,369</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">480,164</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.4px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">112,695</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">101,696</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">133,453</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">139,518</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">111,530</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">106,587</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">102,224</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">98,523</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">82,472</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">87,707</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460,042</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,412,027</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,411,043</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,349,418</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,184,844</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,136,466</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,086,161</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">998,493</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">915,273</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">896,266</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">966,279</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">943,849</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">952,333</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">916,181</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">797,259</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">750,838</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">733,390</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">676,534</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">625,367</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">611,877</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold under repurchase agreements and securities lent</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189,144</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">190,449</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">160,007</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">139,025</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">123,469</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">137,763</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">124,083</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">101,257</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">95,843</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">97,083</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,692</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,833</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,693</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,469</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,334</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,405</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,252</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,698</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,935</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,633</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.4px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">208,340</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">185,820</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">210,439</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">210,994</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">184,890</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">169,957</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">151,244</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">147,324</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">126,503</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">121,852</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt; font-family: arial;"/>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,371,455</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,327,951</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,332,472</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,274,669</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,111,952</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,065,963</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,015,969</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">930,813</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">853,648</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">838,445</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Common equity</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76,927</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">73,590</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">68,767</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">65,150</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">64,750</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">62,819</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">63,638</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">61,044</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">55,454</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">52,657</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Preferred shares and other equity instruments</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,939</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,779</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,075</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,075</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,052</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,308</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,884</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,184</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,579</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,594</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-controlling</div> interests in subsidiaries</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,721</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,707</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,729</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,524</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,090</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,376</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,670</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,452</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,592</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,570</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total equity</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">88,587</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">84,076</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">78,571</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">74,749</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">72,892</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">70,503</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">70,192</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">67,680</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">61,625</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">57,821</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,460,042</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,412,027</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,411,043</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,349,418</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,184,844</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,136,466</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;1,086,161</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;998,493</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;915,273</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;896,266</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The amounts for the years ended October&#160;31, 2018 to October&#160;31, 2025 have been prepared in accordance with IFRS 9; prior period amounts have not been restated. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank adopted IFRS 17 effective November&#160;1, 2023. As required under the new accounting standard, prior period amounts have been restated. Amounts for fiscal 2016 to 2022 have been prepared in accordance with IFRS 4 and have not been restated. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The amounts for the years ended October&#160;31, 2020 to October&#160;31, 2025 have been prepared in accordance with IFRS 16; prior year amounts have not been restated. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 12pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T84</div>&#8194;Condensed Consolidated Statement of Income </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="width: 23%;"/>
<td style="vertical-align: bottom;"/>
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<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td/>
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<td style="width: 1%; vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
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<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td/>
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<td style="width: 1%; vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td/>
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<td/>
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<td style="width: 1%; vertical-align: bottom;"/>
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<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/></tr>
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<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the year ended October&#160;31<br/>($&#160;millions)</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2023<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2022</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2021</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2020</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2019</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2018</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2017</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2016</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenue</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.4px">(2)(3)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8201;&#8199;21,522</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;&#8201;&#8199;19,252</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;&#8201;&#8199;18,262</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;&#8201;&#8199;18,115</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;&#8201;&#8199;16,961</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;&#8201;&#8199;17,320</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;&#8201;&#8199;17,177</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;16,191</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;15,035</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;&#8199;14,292</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.4px">(2)(4)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,219</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14,418</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13,952</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13,301</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14,291</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14,016</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13,857</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">12,584</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">12,120</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">12,058</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Total revenue</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,741</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">33,670</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">32,214</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">31,416</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">31,252</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">31,336</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">31,034</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">28,775</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">27,155</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">26,350</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Provision for credit losses<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.4px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,714</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,051</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,422</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,382</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,808</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,084</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,027</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,611</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,249</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,412</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.4px">(3)(4)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,518</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">19,695</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">19,121</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">17,102</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">16,618</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">16,856</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">16,737</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">15,058</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14,630</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14,540</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Income before taxes</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,509</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,924</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,671</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">12,932</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">12,826</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,396</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11,270</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">11,106</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10,276</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,398</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Income tax expense</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,751</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,032</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,221</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,758</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,871</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,543</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,472</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,382</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,033</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,030</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,758</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">7,892</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">7,450</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">10,174</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">9,955</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">6,853</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,798</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,724</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,243</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">7,368</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(31</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">134</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">112</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">258</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">331</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">75</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">408</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">176</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">238</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">251</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to equity holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,789</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,758</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,338</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,916</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,624</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,778</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,390</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,548</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,005</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,117</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Preferred shareholders and other equity instrument holders</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">506</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">472</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">419</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">260</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">233</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">196</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">182</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">187</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">129</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">130</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6.5pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 6.5pt; letter-spacing: 0px; top: 0px;display:inline;">Common shareholders</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,283</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">7,286</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">6,919</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">9,656</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">9,391</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">6,582</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,208</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,361</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">7,876</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">6,987</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank adopted IFRS 17 effective November&#160;1, 2023. As required under the new accounting standard, prior period amounts have been restated. Amounts for fiscal 2016 to 2022 have been prepared in accordance with IFRS 4 and have not been restated. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The amounts for the years ended October&#160;31, 2018 to October&#160;31, 2025 have been prepared in accordance with IFRS 9; prior year amounts have not been restated. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The amounts for the years ended October&#160;31, 2020 to October&#160;31, 2025 have been prepared in accordance with IFRS 16; prior year amounts have not been restated. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The amounts for the years ended October&#160;31, 2019 to October&#160;31, 2025 have been prepared in accordance with IFRS 15; prior year amounts have not been restated. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">131</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T85</div>&#8194;Consolidated Statement of Changes in Equity </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">For the year ended October&#160;31 ($&#160;millions)</td>
<td style="vertical-align: bottom; border-top-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-bottom-width: 1pt; border-left-width: 0.75pt; border-top-style: solid; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-top-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-top-width: 0.75pt; border-bottom-width: 1pt; border-top-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></div></div></td>
<td style="vertical-align: bottom; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-top-width: 0.75pt; border-right-width: 0.75pt; border-bottom-width: 1pt; border-top-style: solid; border-right-style: solid; border-bottom-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2023<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2022</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2021</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2020</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2019</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Common shares</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at beginning of year</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,054</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">20,109</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18,707</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18,507</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18,239</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18,264</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">18,234</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Issued</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">210</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,945</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,402</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">706</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">268</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">59</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">255</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Purchased for cancellation</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(197</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(506</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(84</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(225</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at end of year</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,067</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">22,054</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">20,109</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">18,707</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">18,507</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">18,239</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">18,264</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retained earnings</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at beginning of year</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57,751</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">55,673</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">53,761</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">51,354</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">46,345</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">44,439</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">41,414</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">IFRS adjustment</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(58</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Restated balances</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57,751</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">55,673</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">53,760</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">51,354</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">46,345</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">44,439</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">41,356</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to common shareholders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,283</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,286</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,919</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,656</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,391</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,582</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,208</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Common dividends</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5,369</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(5,198</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(5,003</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(4,858</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(4,371</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(4,363</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(4,260</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Purchase of shares for cancellation and premium on redemption</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(716</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(2,367</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(330</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(850</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Foreign currency loss on redemption of Subordinated Additional Tier&#160;1 Capital Notes</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(22</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(11</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(10</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(24</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(11</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">17</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(15</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at end of year</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,916</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">57,751</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">55,673</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">53,761</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">51,354</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">46,345</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">44,439</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Accumulated other comprehensive income (loss)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at beginning of year</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6,147</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(6,931</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(7,166</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(5,333</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(2,125</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">570</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">992</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">IFRS adjustment</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Restated balances</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6,147</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(6,931</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(7,166</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(5,333</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(2,125</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">570</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">992</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Other comprehensive income (loss)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,321</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">784</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">278</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1,564</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(3,134</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(2,668</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(422</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(43</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(269</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(74</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(27</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at end of year</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3,826</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(6,147</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(6,931</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(7,166</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(5,333</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(2,125</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">570</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other reserves</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at beginning of year</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(68</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(84</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(152</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">222</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">360</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">365</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">404</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Share-based payments<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">13</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">14</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Other</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(177</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">54</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(384</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(145</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(10</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(46</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at end of year</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(230</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(68</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(84</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(152</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">222</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">360</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">365</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Total common equity</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76,927</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">73,590</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">68,767</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">65,150</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">64,750</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">62,819</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">63,638</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Preferred shares and other equity instruments</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at beginning of year</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,779</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,075</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,075</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,052</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">5,308</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,884</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,184</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Net income attributable to preferred shareholders and other equity instrument holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">506</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">472</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">419</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">260</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">233</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">196</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">182</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Preferred and other equity instrument dividends</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(506</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(472</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(419</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(260</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(233</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(196</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(182</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Issued</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,848</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,004</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,523</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,003</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,689</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Redeemed</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,688</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(300</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(500</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(1,259</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(265</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(300</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at end of year</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,939</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8,779</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8,075</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8,075</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6,052</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">5,308</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,884</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Non-controlling</div> interests</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at beginning of year</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,707</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,729</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,524</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,090</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,376</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,670</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,452</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">IFRS adjustment</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Restated balances</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,707</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,729</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,524</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,090</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,376</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,670</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,452</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(31</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">134</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">112</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">258</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">331</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">75</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">408</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Distributions to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests</div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(82</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(88</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(101</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(115</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(123</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(148</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(150</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Effect of foreign exchange and others</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">127</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(68</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">194</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(709</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(494</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(221</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(40</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Balance at end of year</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,721</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,707</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,729</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,524</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2,090</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2,376</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2,670</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Total equity at end of year</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid; background-color: rgb(255, 255, 255);">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;88,587</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;84,076</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;78,571</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;74,749</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;72,892</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;70,503</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;70,192</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank adopted IFRS 17 effective November&#160;1, 2023. As required under the new accounting standard, prior period amounts have been restated. Amounts for fiscal 2016 to 2022 have been prepared in accordance with IFRS 4 and have not been restated. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Represents amounts on account of share-based payments (refer to Note 25 in the consolidated financial statements). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T86</div>&#8194;Consolidated Statement of Comprehensive Income </div><div style="font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 12pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 48%;"/>
<td style="vertical-align: bottom;"/>
<td/>
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<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
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<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
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<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
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<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 2%; vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">For the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-top-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-bottom-width: 1pt; border-left-width: 0.75pt; border-top-style: solid; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-top-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-top-width: 0.75pt; border-bottom-width: 1pt; border-top-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></div></div></td>
<td style="vertical-align: bottom; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-top-width: 0.75pt; border-right-width: 0.75pt; border-bottom-width: 1pt; border-top-style: solid; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2023<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2022</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2021</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2020</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2019</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,758</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,892</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,450</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">10,174</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">9,955</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,853</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,798</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other comprehensive income (loss), net of income taxes:</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: top;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Items that will be reclassified subsequently to net income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Net change in unrealized foreign currency translation gains (losses)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">780</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8199;(1,865</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">942</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,454</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(3,520</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(2,239</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(819</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;">Net change in unrealized gains (losses) on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">available-for-sale</div></div> securities (debt and equity)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(2)</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">n/a</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">n/a</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">n/a</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">n/a</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">n/a</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">n/a</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Net change in fair value due to change in debt instruments measured at fair value through other comprehensive income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">535</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">612</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">378</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1,212</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(600</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">293</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">105</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Net change in gains (losses) on derivative instruments designated as cash flow hedges</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,053</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,343</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">245</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(4,537</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(806</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(32</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">708</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Net changes in finance income/(expense) from insurance contracts<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(17</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Other comprehensive income (loss) from investments in associates</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">176</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(16</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(344</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">37</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(2</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">103</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Items that will not be reclassified subsequently to net income</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: top; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Net change in remeasurement of employee benefit plan asset and liability</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">266</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(136</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">114</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">678</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,335</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(465</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(815</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Net change in fair value due to change in equity instruments designated at fair value through other comprehensive income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">338</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(180</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(74</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">408</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(85</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">95</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Net change in fair value due to change in own credit risk on financial liabilities designated under the fair value option</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(500</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(581</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(985</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,444</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(199</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(298</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Other comprehensive income (loss) from investments in associates</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(10</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Other comprehensive income (loss)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,397</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">712</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">483</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;(1,589</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;(3,340</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8199;(2,836</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(625</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Comprehensive income</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;10,155</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,604</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;7,933</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,585</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">6,615</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4,017</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;8,173</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Comprehensive income (loss) attributable to:</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Common shareholders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,604</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,070</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,197</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,092</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,257</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,914</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,786</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Preferred shareholders and other equity instrument holders of the Bank</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">506</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">472</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">419</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">260</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">233</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">196</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">182</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-controlling</div> interests in subsidiaries</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">62</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">317</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">233</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">125</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(93</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">205</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,155</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,604</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">7,933</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,585</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">6,615</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4,017</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,173</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank adopted IFRS 17 effective November&#160;1, 2023. As required under the new accounting standard, prior period amounts have been restated. Amounts for fiscal 2016 to 2022 have been prepared in accordance with IFRS 4 and have not been restated. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The amounts for the years ended October&#160;31, 2018 to October&#160;31, 2025 have been prepared in accordance with IFRS 9; prior period amounts have not been restated. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">132</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Supplementary Data<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 14pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 14pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td/>
<td/>
<td style="vertical-align: bottom;"/>
<td style="width: 17%; vertical-align: bottom;"/>
<td/>
<td/>
<td/>
<td style="width: 7%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 10%; vertical-align: bottom;"/>
<td style="width: 7%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 11%; vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2018</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2017</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2016</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">15,644</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">15,513</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">15,141</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,708</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">313</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">391</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(118</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(182</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(19</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">18,234</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">15,644</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">15,513</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">38,117</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">34,752</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">31,316</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(564</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">37,553</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">34,752</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">31,316</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,361</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,876</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,987</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(3,985</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(3,668</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(3,468</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(514</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(827</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(61</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;"><div style="font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
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<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="text-align: right; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;"><div style="font-family: arial; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(16</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(22</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">41,414</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">38,117</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">34,752</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,577</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,240</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,455</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">51</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,628</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,240</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,455</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(693</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(663</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(215</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">57</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">992</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,577</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,240</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">116</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">152</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">173</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">282</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(44</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(28</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">404</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">116</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">152</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">61,044</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">55,454</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">52,657</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">4,579</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">3,594</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">2,934</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;<br/></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8195;<br/>187</td>
<td style="vertical-align: bottom; white-space: nowrap;"><br/>&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">129</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">130</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(187</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(129</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(130</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">300</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,560</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,350</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(695</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(575</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(690</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4,184</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4,579</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,594</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,592</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,570</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,460</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(97</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,495</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,570</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">1,460</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">176</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">238</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">251</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(199</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(133</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(116</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">980</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(83</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(25</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2,452</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,592</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">1,570</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;67,680</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;61,625</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;57,821</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 46pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 46pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td/>
<td/>
<td style="vertical-align: bottom;"/>
<td style="width: 17%; vertical-align: bottom;"/>
<td/>
<td/>
<td/>
<td style="width: 7%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 10%; vertical-align: bottom;"/>
<td style="width: 7%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 11%; vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2018</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2017</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2016</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,724</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">8,243</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,368</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(606</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(1,259</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">396</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;<br/></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8195;<br/>n/a</td>
<td style="vertical-align: bottom; white-space: nowrap;"><br/>&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(55</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(172</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;<br/></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8195;<br/>(252</td>
<td style="vertical-align: bottom; white-space: nowrap;"><br/>)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">n/a</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">n/a</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;<br/></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8195;<br/>(361</td>
<td style="vertical-align: bottom; white-space: nowrap;"><br/>)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(28</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">258</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8211;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">66</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">56</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">31</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;"/>
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<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
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<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
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<td style="vertical-align: bottom;"/>
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<td style="vertical-align: bottom;"/></tr>
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<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">318</td>
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<td style="vertical-align: bottom;"/>
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<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">592</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
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<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(716</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;<br/></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8195;<br/>60</td>
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<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">n/a</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
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<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">n/a</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;<br/></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">&#8195;<br/>(22</td>
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<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(21</td>
<td style="vertical-align: bottom; white-space: nowrap;">)&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">(16</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
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<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(804</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(709</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">(229</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">)&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;&#8199;7,920</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;&#8199;7,534</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#8199;&#8199;7,139</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,668</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">7,213</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">6,772</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">187</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">129</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;">130</td>
<td style="vertical-align: bottom; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">65</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">192</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">237</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">7,920</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">7,534</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">$</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">7,139</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">133</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Management&#8217;s Discussion and Analysis </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">T87</div>&#8195;Other statistics </div><div style="font-size: 4pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 4pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td style="width: 45%;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/>
<td style="width: 1%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 1%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt; border-top-color: rgb(178, 48, 64); border-right-color: rgb(178, 48, 64); border-left-color: rgb(178, 48, 64); border-top-width: 0.75pt; border-right-width: 0.75pt; border-left-width: 0.75pt; border-top-style: solid; border-right-style: solid; border-left-style: solid;">&#160;</td>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the year ended October&#160;31</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2023<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2022</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2021</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2020</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2019</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Operating performance</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Basic earnings per share ($)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.84</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">5.94</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">5.78</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8.05</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">7.74</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">5.43</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6.72</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Diluted earnings per share ($)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.67</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">5.87</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">5.72</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8.02</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">7.70</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">5.30</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6.68</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on equity (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">10.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">10.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14.8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">10.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Productivity ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59.7</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">58.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">59.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">54.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">53.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">53.8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">53.9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Return on assets (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.53</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.56</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.53</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.79</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.86</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.59</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.83</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Net interest margin (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.33</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2.16</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2.12</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2.20</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2.23</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2.27</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2.44</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Capital measures<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Common Equity Tier 1 (CET1) capital ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13.2</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">11.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">12.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">11.8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">11.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Tier 1 capital ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15.3</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">15.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14.8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13.9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">12.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total capital ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17.1</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">16.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">17.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">15.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">15.9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">15.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Leverage ratio (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(5)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.5</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4.8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Common share information</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Closing share price ($) (TSX)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">91.99</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">71.69</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">56.15</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">65.85</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">81.14</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">55.35</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">75.54</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Number of shares outstanding (millions)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,236</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,244</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,214</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,191</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,215</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,211</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,216</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Dividends paid per share ($)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.32</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4.24</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4.18</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4.06</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3.60</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3.60</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3.49</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Dividend yield (%)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)(6)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.6</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">5.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">5.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">5.8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4.9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Price to earnings multiple (trailing 4 quarters)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15.8</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">12.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">9.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">8.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">10.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">10.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">11.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Book value per common share ($)<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62.22</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">59.14</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">56.64</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">54.68</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">53.28</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">51.85</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">52.33</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other information</div></div></td>
<td style="vertical-align: bottom; border-left-color: rgb(178, 48, 64); border-left-width: 0.75pt; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-right-width: 0.75pt; border-right-style: solid;">&#160;</td>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/>
<td style="vertical-align: bottom; font-family: arial;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Average total assets ($ millions)</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,465,278</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,419,284</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,396,092</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,281,708</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,157,213</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,160,584</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,056,063</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Number of branches and offices</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,128</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,236</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,379</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,439</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,573</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2,618</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,109</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Number of employees</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-left-color: rgb(178, 48, 64); border-bottom-width: 0.75pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86,431</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(127, 127, 127); border-right-width: 0.75pt; border-bottom-width: 0.75pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">88,488</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">89,483</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">90,979</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">89,488</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">91,447</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">101,380</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Number of automated banking machines</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-left-color: rgb(178, 48, 64); border-bottom-width: 1pt; border-left-width: 0.75pt; border-bottom-style: solid; border-left-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,432</div></div></td>
<td style="vertical-align: bottom; border-right-color: rgb(178, 48, 64); border-bottom-color: rgb(0, 0, 0); border-right-width: 0.75pt; border-bottom-width: 1pt; border-right-style: solid; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,533</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,679</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,610</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,610</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">8,791</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">9,391</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank adopted IFRS 17 effective November&#160;1, 2023. As required under the new accounting standard, prior period amounts have been restated. Amounts for fiscal 2016 to 2022 have been prepared in accordance with IFRS 4 and have not been restated. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Glossary on page 136 for the description of the measure. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to page 20 for a discussion of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-GAAP</div> measures. </div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(4)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">2024 and 2025 regulatory capital ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#8211; Capital Adequacy Requirements (November 2023). Effective Q2 2023, regulatory capital ratios were based on Basel&#160;III requirements as determined in accordance with OSFI Guideline &#8211; Capital Adequacy Requirements (February 2023). Prior period regulatory capital ratios were prepared in accordance with OSFI Guideline &#8211; Capital Adequacy Requirements (November 2018). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(5)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Leverage ratios for 2023 to 2025 are based on Basel III requirements as determined in accordance with OSFI Guideline &#8211; Leverage Requirements (February 2023). Prior period leverage ratios were prepared in accordance with OSFI Guideline &#8211; Leverage Requirements (November 2018). </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;">(6)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Based on the average of the high and low common share price for the year. </div></div></td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">134</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Management&#8217;s Discussion and Analysis</div></div>&#8195;|&#8195;Supplementary Data<div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 14pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 14pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;">
<tr>
<td/>
<td/>
<td style="vertical-align: bottom;"/>
<td style="width: 11%; vertical-align: bottom;"/>
<td/>
<td/>
<td/>
<td style="width: 8%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 3%; vertical-align: bottom;"/>
<td style="width: 6%; vertical-align: bottom;"/>
<td/>
<td/>
<td style="width: 6%; vertical-align: bottom;"/></tr>
<tr style="font-size: 1pt;">
<td colspan="3" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/>
<td colspan="4" style="height: 3.75pt;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td colspan="2" style="text-align: right; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2018</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td colspan="2" style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2017</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2016</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6.90</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6.55</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">5.80</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6.82</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">6.49</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">5.77</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14.6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13.8</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">52.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">53.9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">55.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.92</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.90</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">0.81</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2.46</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2.46</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">2.38</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">11.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">11.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">11.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">12.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">13.1</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">12.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14.3</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14.9</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">14.6</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">4.5</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">70.65</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">83.28</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">72.08</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,227</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,199</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,208</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3.28</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3.05</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">2.88</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4.0</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">4.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">10.2</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">12.7</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">12.4</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">49.75</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">46.24</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">43.59</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;">&#160;&#160;</td>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/>
<td style="vertical-align: bottom;"/></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">945,683</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">912,619</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">913,844</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,095</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,003</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">3,113</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">97,021</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">87,761</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">88,901</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">9,029</td>
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
<td style="vertical-align: top; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;">&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td></tr></table><div style="clear:both;max-height:0pt;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">135</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div id="tx937872_44" style="font-family: arial; font-size: 13pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Glossary </div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="width: 48%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; float: left; position: relative;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Allowance for Credit Losses:</div></div> An allowance set aside which, in management&#8217;s opinion, is adequate to absorb credit-related losses on all financial assets and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures subject to impairment assessment. It includes allowances for performing financial assets and impaired financial assets. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Allowance for Credit Losses Ratio:</div></div> The ratio of period end total allowance for credit losses (excluding debt securities and deposits with financial institutions) divided by gross loans and acceptances. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Allowance for Impaired Loans Ratio:</div></div> The ratio of period end impaired allowance for credit losses (excluding debt securities and deposits with financial institutions) divided by gross loans and acceptances. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Allowance for Performing Loans Ratio:</div></div> The ratio of period end performing allowance for credit losses (excluding debt securities and deposits with financial institutions) divided by gross loans and acceptances. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Allowance against Impaired Loans as a % of Gross Impaired Loans:</div></div> The ratio of allowance against impaired loans to gross impaired loans. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Assets Under Administration (AUA):</div></div> Assets administered by the Bank which are beneficially owned by clients and therefore not reported on the Bank&#8217;s Consolidated Statement of Financial Position. Services provided for AUA are of an administrative nature, such as trusteeship, custodial, safekeeping, income collection and distribution, securities trade settlements, customer reporting, and other similar services. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Assets Under Management (AUM):</div></div> Assets managed by the Bank on a discretionary basis and in respect of which the Bank earns investment management fees. AUM are beneficially owned by clients and are therefore not reported on the Bank&#8217;s Consolidated Statement of Financial Position. Some AUM are also administered assets and are therefore included in assets under administration. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Bankers&#8217; Acceptances (BAs):</div></div> Negotiable, short-term debt securities, guaranteed for a fee by the issuer&#8217;s bank. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Basis Point (bps):</div></div> A unit of measure defined as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-hundredth</div> of one percent. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Book Value per Common Share:</div></div> Common shareholders&#8217; equity divided by the number of outstanding common shares at the end of the period. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Canadian Overnight Repo Rate Average (CORRA):</div></div> CORRA measures the cost of overnight general collateral funding in Canadian dollars using Government of Canada treasury bills and bonds as collateral for repurchase transactions. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Common Equity Tier 1 (CET1), Tier 1 and Total Capital Ratios:</div></div> Under Basel III, there are three primary regulatory capital ratios used to assess capital adequacy, CET1, Tier 1 and Total capital ratios, which are determined by dividing those capital components by their respective risk-weighted assets. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">CET1 consists primarily of common shareholders&#8217; equity net of regulatory adjustments. These regulatory adjustments include goodwill, intangible assets net of deferred tax liabilities, deferred tax assets that rely on future profitability, defined-benefit pension fund net assets, shortfall of credit provision to expected losses and significant investments in common equity of other financial institutions. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;">Tier 1 includes CET1 and additional Tier 1 capital which consists primarily of qualifying <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-cumulative</div> preferred shares, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-cumulative</div> subordinated additional Tier 1 capital notes and limited recourse capital notes. Tier 2 capital consists mainly of qualifying subordinated debentures and the eligible allowances for credit losses. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Total capital is comprised of CET1 capital, Tier 1 capital and Tier 2 capital. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Covered Bonds:</div></div> Debt obligations of the Bank for which the payment of all amounts of interest and principal are unconditionally and irrevocably guaranteed by a limited partnership and secured by a pledge of the covered bond portfolio. The assets in the covered bond portfolio held by the limited partnership consist of first lien Canadian uninsured residential mortgages or first lien Canadian residential mortgages insured under CMHC Mortgage Insurance, respectively, and their related security interest. </div></div><div style="width: 49%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; margin-left: 3%; float: left; position: relative;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Derivative Products:</div></div> Financial contracts whose value is derived from an underlying price, interest rate, exchange rate or price index. Forwards, options and swaps are all derivative instruments. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Dividend Yield: </div></div>Dividends per common share divided by the average of the high and low share price in the relevant period. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Effective Tax Rate:</div></div> The effective tax rate is the overall tax rate paid by the Bank on its earned income. The effective tax rate is calculated by dividing the Bank&#8217;s income tax expenses by the income before taxes. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Fair Value:</div></div> The price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants in the principal, or in its absence, the most advantageous market to which the Bank has access at the measurement date. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Foreign Exchange Contracts:</div></div> Commitments to buy or sell a specified amount of foreign currency on a set date and at a predetermined rate of exchange. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Forward Rate Agreement (FRA):</div></div> A contract between two parties, whereby a designated interest rate, applied to a notional principal amount, is locked in for a specified period of time. The difference between the contracted rate and prevailing market rate is paid in cash on the settlement date. These agreements are used to protect against, or take advantage of, future interest rate movements. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Futures:</div></div> Commitments to buy or sell designated amounts of commodities, securities or currencies on a specified date at a predetermined price. Futures are traded on recognized exchanges. Gains and losses on these contracts are settled daily, based on closing market prices. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Gross Impaired Loans as a % of Loans and Acceptances: </div></div>The ratio of gross impaired loans, debt investments and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures expressed as a percentage of loans and acceptances. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Hedging: </div></div>Protecting against price, interest rate or foreign exchange exposures by taking positions that are expected to react to market conditions in an offsetting manner. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Impaired Loans:</div></div> Loans on which the Bank no longer has reasonable assurance as to the timely collection of interest and principal, or where a contractual payment is past due for a prescribed period or the customer is declared to be bankrupt. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Leverage Ratio:</div></div> The ratio of Basel III Tier 1 capital to a leverage exposure measure which includes <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">on-balance</div> sheet assets and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet commitments, derivatives and securities financing transactions, as defined within the OSFI Leverage Requirements Guideline. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Liquidity Coverage Ratio (LCR):</div></div> The ratio of high quality liquid assets to stressed net cash outflows over a 30 calendar day time horizon, as defined within the OSFI Liquidity Adequacy Requirements Guideline. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Marked-To-Market:</div></div></div></div> The valuation of certain financial instruments at fair&#160;value as of the Consolidated Statement of Financial Position date. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Market Value to Book Value Multiple:</div></div> This financial valuation metric is calculated by dividing the current closing share price of the period by the book value per common share. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Net Impaired Loans as a % of Loans and Acceptances:</div></div> The ratio of net impaired loans, debt investments and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures expressed as a percentage of loans and acceptances. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Net Interest Margin:</div></div> Net interest margin is used to measure the return generated by the Bank&#8217;s core earning assets, net of the cost of funding. Net interest margin is calculated as core net interest income divided by average core earning assets. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Net Stable Funding Ratio (NSFR):</div></div> The ratio of available stable funding to required stable funding, as defined within the OSFI Liquidity Adequacy Requirements Guideline. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Net Write-offs as a % of Average Net Loans and Acceptances:</div></div> The ratio of net write-offs expressed as a percentage of average net loans and acceptances. </div></div><div style="height: 0pt; clear: both; font-size: 0pt; max-height: 0px;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">136</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="width: 48%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; float: left; position: relative;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Viability</div> Contingent Capital (NVCC):</div></div> In order to qualify for inclusion in regulatory capital, all <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-common</div> Tier 1 and Tier 2 capital instruments must be capable of absorbing losses at the point of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-viability</div> of a financial institution. This will ensure that investors in such instruments bear losses before taxpayers where the government determines that it is in the public interest to rescue a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-viable</div> bank. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Notional Principal Amounts:</div></div> The contract or principal amounts used to determine payments for certain <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet instruments and derivatives, such as FRAs, interest rate swaps and cross-currency swaps. The amounts are termed &#8220;notional&#8221; because they are not usually exchanged themselves, serving only as the basis for calculating amounts that do change hands. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Off-Balance</div> Sheet Instruments:</div></div> These are indirect credit commitments, including undrawn commitments to extend credit and derivative instruments, which are not recorded on the Bank&#8217;s balance sheet under IFRS. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Operating Leverage:</div></div> This financial metric measures the rate of growth in total revenue less the rate of growth in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Options:</div></div> Contracts between buyer and seller giving the buyer of the option the right, but not the obligation, to buy (call) or sell (put) a specified commodity, financial instrument or currency at a set price or rate on or before a specified future date. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">OSFI:</div></div> The Office of the Superintendent of Financial Institutions Canada, the regulator of Canadian banks. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Price to Earnings Multiple (Trailing 4 Quarters):</div></div> Closing share price at period end divided by cumulative basic earnings per common share (EPS) of the past 4 quarters. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Productivity Ratio:</div></div> This ratio represents <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses as a percentage of total revenue. Management uses the productivity ratio as a measure of the Bank&#8217;s efficiency. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Provision for Credit Losses (PCL) as a % of Average Net Loans and Acceptances:</div></div> The ratio of PCL on loans, acceptances and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures expressed as a percentage of average net loans and acceptances. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Provision for Credit Losses (PCL) on Impaired Loans as a % of Average Net Loans and Acceptances: </div></div>PCL on impaired loans ratio is calculated using PCL on impaired loans, acceptances and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures as a percentage of average net loans and acceptances. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Repos:</div></div> Repos is short for &#8220;obligations related to securities sold under repurchase agreements&#8221; &#8211; a short-term transaction where the Bank sells assets, normally government bonds, to a client and simultaneously agrees to repurchase them on a specified date and at&#160;a&#160;specified price. It is a form of short-term funding. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Return on Assets (ROA):</div></div> Net income expressed as a percentage of total average assets. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Return on Equity (ROE):</div></div> Net income attributable to common shareholders, expressed as a percentage of average common shareholders&#8217; equity. The Bank attributes capital to its business lines on a basis that approximates 11.5% of Basel III common equity capital requirements which includes credit, market and operational risks and leverage inherent in each operating segment. Return on equity for the operating segments is calculated as a ratio of net income attributable to common shareholders of the operating segment and the capital attributed. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Return on Tangible Common Equity (ROTCE): </div></div>Return on Tangible Common Equity is calculated by dividing the net income attributable to common shareholders, adjusted for the amortization of intangibles (excluding software), by average tangible common equity. Tangible common equity is defined as common shareholders&#8217; equity adjusted for goodwill and acquisition-related intangible assets (excluding software), net of deferred taxes. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Reverse Repos: </div></div>Reverse repos is short for &#8220;securities purchased under resale agreements&#8221; &#8211; a short-term transaction where the Bank purchases assets, normally government bonds, from a client and simultaneously agrees to resell them on a specified date and at a specified price. It is a form of short-term collateralized lending. </div></div><div style="width: 49%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; margin-left: 3%; float: left; position: relative;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Risk-Weighted Assets:</div></div> Comprised of three broad categories including credit risk, market risk and operational risk, which are computed under the Basel III Framework in accordance with OSFI Guideline &#8211; Capital Adequacy Requirements (November 2023). Risk-weighted assets for credit risk are calculated using modelled parameters, formulas and risk-weight requirements as specified by the Basel III Framework. In addition, the Bank uses both internal models and standardized approaches to calculate market risk capital and standardized approaches for operational risk capital which are converted to risk-weighted assets. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Securitization:</div></div> The process by which financial assets (typically loans) are transferred to a trust, which normally issues a series of different classes of asset-backed securities to investors to fund the purchase of loans. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Structured Entities:</div></div> A structured entity is defined as an entity created to accomplish a narrow and well-defined objective. A&#160;structured entity may take the form of a corporation, trust, partnership or unincorporated entity. Structured entities are often created with legal arrangements that impose strict and sometimes permanent limits on the decision-making powers of their governing board, trustee or management over the operations of the entity. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Standby Letters of Credit and Letters of Guarantee:</div></div> Written undertakings by the Bank, at the request of the customer, to provide assurance of payment to a third-party regarding the customer&#8217;s obligations and liabilities to that third-party. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Structured Credit Instruments:</div></div> A wide range of financial products which includes Collateralized Debt Obligations, Collateralized Loan Obligations, Structured Investment Vehicles, and Asset-Backed Securities. These instruments represent investments in pools of credit-related assets, whose values are primarily dependent on the performance of the underlying pools. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Swaps:</div></div> Interest rate swaps are agreements to exchange streams of interest payments, typically one at a floating rate, the other at a fixed rate, over a specified period of time, based on notional principal amounts. Cross-currency swaps are agreements to exchange payments in different currencies over predetermined periods of time. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Taxable Equivalent Basis (TEB):</div></div> The Bank analyzes net interest income, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income, and total revenue on a taxable equivalent basis (TEB). This methodology grosses up <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> income earned on certain securities reported in either net interest income or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income to an equivalent before tax basis. A corresponding increase is made to the provision for income taxes; hence, there is no impact on net income. Management believes that this basis for measurement provides a uniform comparability of net interest income and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income arising from both taxable and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-taxable</div> sources and facilitates a consistent basis of measurement. While other banks also use TEB, their methodology may not be comparable to the Bank&#8217;s methodology. For purposes of segmented reporting, a segment&#8217;s revenue and provision for income taxes are grossed up by the taxable equivalent amount. The elimination of the TEB <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">gross-up</div> is recorded in the Other segment. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Total Annual Shareholder Return (TSR):</div></div> Total annual shareholder return is calculated as the overall change in share price, plus any dividends paid during the year; this sum is then divided by the share price at the beginning of the year to arrive at the TSR. Total annual shareholder return assumes reinvestment of quarterly dividends. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Total Loss Absorbing Capacity (TLAC):</div></div> The aggregate of NVCC Tier 1 capital, NVCC Tier 2 capital, and other TLAC instruments that are subject to conversion in whole or in part into common shares under the CDIC Act and meet all of the eligibility criteria under the OSFI guideline &#8211; Total Loss Absorbing Capacity (September 2018). </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Other TLAC Instruments include prescribed shares and liabilities that are subject to conversion into common shares pursuant to the CDIC Act and which meet all of the eligibility criteria set out in the Total Loss Absorbing Capacity (TLAC) Guidelines. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Value At Risk (VaR):</div></div> An estimate of the potential loss that might result from holding a position for a specified period of time, with a given level&#160;of statistical confidence. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Yield Curve:</div></div> A graph showing the term structure of interest rates, plotting the yields of similar quality bonds by term to maturity. </div></div><div style="height: 0pt; clear: both; font-size: 0pt; max-height: 0px;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">137</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 13pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Basel III Glossary </div></div><div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="width: 48%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; float: left; position: relative;"><div style="font-family: arial; font-size: 9pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Credit Risk Parameters </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Exposure at Default (EAD):</div></div> Generally represents the expected gross exposure &#8211; outstanding amount for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">on-balance</div> sheet exposure and loan equivalent amount for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposure at default. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Probability of Default (PD):</div></div> Measures the likelihood that a borrower will&#160;default within a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-year</div> time horizon, expressed as a percentage. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Loss Given Default (LGD):</div></div> Measures the severity of loss on a facility in the event of a borrower&#8217;s default, expressed as a percentage of exposure at default. </div><div style="font-family: arial; font-size: 9pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Exposure Types </div></div></div></div><div style="font-family: arial; font-size: 9pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Non-retail</div> </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Corporate:</div></div> Defined as a debt obligation of a corporation, partnership, or proprietorship. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Bank:</div></div> Defined as a debt obligation of a bank or bank equivalent. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Sovereign:</div></div> Defined as a debt obligation of a sovereign, central bank, multi development banks and public sector entities (PSEs) as defined in the OSFI Guideline &#8211; Capital Adequacy Requirements (November&#160;2023). </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Securitization:</div></div> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">On-balance</div> sheet investments in asset-backed securities, mortgage-backed securities, collateralized loan obligations and collateralized debt obligations, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet liquidity lines to the Bank&#8217;s own sponsored and third-party conduits and credit enhancements. </div><div style="font-family: arial; font-size: 9pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retail </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Residential Mortgage:</div></div> Loans to individuals against residential property (four units or less). </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Secured Lines of Credit:</div></div> Revolving personal lines of credit secured by residential real estate. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Qualifying Revolving Retail Exposures:</div></div> Credit cards and unsecured lines of credit for individuals. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Other Retail:</div></div> All other personal loans. </div><div style="font-family: arial; font-size: 9pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Exposure <div style="white-space: nowrap;display:inline;">Sub-types</div> </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Drawn:</div></div> Outstanding amounts for loans, leases, acceptances, deposits with banks and FVOCI debt securities. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Undrawn:</div></div> Unutilized portion of authorized committed credit lines. </div></div><div style="width: 49%; overflow: visible; padding-top: 3pt; padding-right: 0%; padding-bottom: 8pt; margin-left: 3%; float: left; position: relative;"><div style="font-family: arial; font-size: 9pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other Exposures </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Repo-Style Transactions:</div></div> Reverse repurchase agreements (reverse repos) and repurchase agreements (repos), securities lending and borrowing. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">OTC Derivatives:</div></div> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Over-the-counter</div></div> derivatives contracts refers to financial instruments which are traded through a dealer network rather than through an exchange. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Other <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Off-balance</div> Sheet:</div></div> Direct credit substitutes, such as standby letters of credit and guarantees, trade letters of credit, and performance letters of credit and guarantees. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Exchange-Traded Derivative Contracts:</div></div> Exchange-traded derivative contracts are derivative contracts (e.g. futures contracts and options) that are transacted on an organized futures exchange. These include futures contracts (both long and short positions), purchased options and written options. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Qualifying Central Counterparty (QCCP):</div></div> A licensed central counterparty is considered &#8220;qualifying&#8221; when it is compliant with the International Organization of Securities Commissions (IOSCO) standards and is able to assist clearing member banks in properly capitalizing for CCP exposures. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Asset Value Correlation Multiplier (AVC):</div></div> Basel III has higher risk-weights on exposures to certain Financial Institutions (FIs) relative to the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> corporate sector by introducing an AVC. The correlation factor in the risk-weight formula is multiplied by this AVC factor of 1.25 for all exposures to regulated FIs whose total assets are greater than or equal to U.S. $150&#160;billion and all exposures to unregulated FIs. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Specific <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Wrong-Way</div> Risk (WWR):</div></div> Specific <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Wrong-Way</div> Risk arises when the exposure to a particular counterparty is positively correlated with the probability of default of the counterparty due to the nature of the transactions with the counterparty. </div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Basel III Regulatory Capital Floor: </div></div>Since the introduction of Basel II in 2008, OSFI has prescribed a minimum regulatory capital floor for institutions that use the advanced internal ratings-based approach for credit risk. Effective Q2 2023, the capital floor <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">add-on</div> is determined under the Basel III Framework by comparing RWA generated for internally modelled standardized portfolios to RWA calculated under a fully standardized approach at the required capital floor calibration. A shortfall to the capital floor RWA requirement is added to the Bank&#8217;s RWA. </div></div><div style="height: 0pt; clear: both; font-size: 0pt; max-height: 0px;"></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">138</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div>
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<body style="line-height:normal;background-color:white;"><div style="display: none"><ix:header><ix:hidden><ix:nonNumeric name="bns:DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities" id="hidden151220687" contextRef="P11_01_2024To10_31_2025_EquityContractsMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OptionPricingModelMemberifrsfullValuationTechniquesUsedInFairValueMeasurementAxis">Option pricing model</ix:nonNumeric><ix:nonNumeric name="bns:DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities" id="hidden151220688" contextRef="P11_01_2024To10_31_2025_InterestRateContractsMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OptionPricingModelMemberifrsfullValuationTechniquesUsedInFairValueMeasurementAxis">Option pricing model</ix:nonNumeric><ix:nonNumeric name="bns:DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities" id="hidden151220692" contextRef="P11_01_2024To10_31_2025_InterestRateContractsMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OptionPricingModelMemberifrsfullValuationTechniquesUsedInFairValueMeasurementAxis">Interest rate volatility</ix:nonNumeric><ix:nonNumeric name="bns:DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities" id="Fact_151220695" contextRef="P11_01_2024To10_31_2025_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_MarketComparableCompaniesMemberifrsfullValuationTechniquesUsedInFairValueMeasurementAxis_PrivateEquitySecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis">General Partner valuations per net asset value</ix:nonNumeric><ix:nonNumeric name="bns:OtherEquityInstrumentsInterestPerAnnumAfterResetDate" id="Fact_151228585" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesSevenMemberifrsfullBorrowingsByNameAxis">UST +2.734</ix:nonNumeric><ix:nonNumeric name="bns:OtherEquityInstrumentsInterestPerAnnumAfterResetDate" id="Fact_151228971" contextRef="P11_01_2024To10_31_2025_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis">SOFR+2.90961%</ix:nonNumeric><ix:nonNumeric name="bns:OtherEquityInstrumentsInterestPerAnnumAfterResetDate" id="Fact_151228576" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis">GOC +2.761</ix:nonNumeric><ix:nonNumeric name="bns:OtherEquityInstrumentsInterestPerAnnumAfterResetDate" id="Fact_151228578" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis">UST +2.613</ix:nonNumeric><ix:nonNumeric name="bns:OtherEquityInstrumentsInterestPerAnnumAfterResetDate" id="Fact_151228579" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis">GOC +3.95</ix:nonNumeric><ix:nonNumeric name="bns:OtherEquityInstrumentsInterestPerAnnumAfterResetDate" id="Fact_151228580" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis">UST +4.389</ix:nonNumeric><ix:nonNumeric name="bns:OtherEquityInstrumentsInterestPerAnnumAfterResetDate" id="Fact_151228581" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis">UST +4.017</ix:nonNumeric><ix:nonNumeric name="bns:OtherEquityInstrumentsInterestPerAnnumAfterResetDate" id="Fact_151228582" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesSixMemberifrsfullBorrowingsByNameAxis">UST +2.903</ix:nonNumeric><ix:nonNumeric name="bns:NumberOfBusinessDaysRestrictedOnNonPaymentOfCashIninterest" id="hidden151229388" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesMemberifrsfullBorrowingsByNameAxis">P5D</ix:nonNumeric></ix:hidden><ix:references><link:schemaRef xlink:type="simple" xlink:href="bns-20251031.xsd"/></ix:references></ix:header></div><div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto">
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 36pt; font-family: arial; line-height: normal;">Consolidated</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 36pt; font-family: arial; line-height: normal;">Financial Statements</div><div style="font-size: 42pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;">&#160;</div></td></tr></table><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:arial;font-weight:bold">Table of Contents </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div><div style="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:visible;padding-top:3pt">
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<td style="vertical-align:top;white-space:nowrap">140</td>
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<td style="vertical-align:top"><a href="#fin937872_101">Management&#8217;s Responsibility for<br/>Financial Information</a></td></tr>
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<td style="vertical-align:top;white-space:nowrap">141</td>
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<td style="vertical-align:top"><a href="#fin937872_102">Independent Auditor&#8217;s Report</a></td></tr>
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<td style="vertical-align:top"><a href="#fin937872_109">Notes to the 2025 Consolidated<br/>Financial Statements</a></td></tr></table></div><div style="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:visible;padding-top:3pt">
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<td style="vertical-align:top">&#8195;&#8195;&#8195;&#8195;</td></tr></table></div><div style="clear: both; height: 0pt; font-size: 0pt; max-height: 0px;"></div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">139</div></div> </div></div></div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Consolidated Financial Statements </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div id="fin937872_101" style="margin-top:0pt; margin-bottom:0pt; font-size:12pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">MANAGEMENT&#8217;S RESPONSIBILITY FOR FINANCIAL INFORMATION </div></div></div></div><div style="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The management of The Bank of Nova Scotia (the Bank) is responsible for the integrity and fair presentation of the financial information contained in this Annual Report. The consolidated financial statements have been prepared in accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB). The consolidated financial statements also comply with the accounting requirements of the Bank Act. </div><div style="margin-top:0pt; margin-bottom:0pt; text-indent:3%; font-size:8pt; font-family:arial">The consolidated financial statements, where necessary, include amounts which are based on the best estimates and judgment of management. Financial information presented elsewhere in this Annual Report is consistent with that shown in the consolidated financial statements. </div><div style="margin-top:0pt; margin-bottom:0pt; text-indent:3%; font-size:8pt; font-family:arial">Management has always recognized the importance of the Bank maintaining and reinforcing the highest possible standards of conduct in all of its actions, including the preparation and dissemination of statements fairly presenting the financial condition of the Bank. In this regard, management has developed and maintains a system of accounting and reporting which provides for the necessary internal controls to ensure that transactions are properly authorized and recorded, assets are safeguarded against unauthorized use or disposition, and liabilities are recognized. The system is augmented by written policies and procedures, the careful selection and training of qualified staff, the establishment of organizational structures providing an appropriate and well-defined division of responsibilities, and the communication of our Code throughout the Bank. </div><div style="margin-top:0pt; margin-bottom:0pt; text-indent:3%; font-size:8pt; font-family:arial">Management, under the supervision of and the participation of the President and Chief Executive Officer and the Group Head and Chief Financial Officer, have a process in place to evaluate disclosure controls and procedures and internal control over financial reporting in line with Canadian and U.S. securities regulations. </div><div style="margin-top:0pt; margin-bottom:0pt; text-indent:3%; font-size:8pt; font-family:arial">The system of internal controls is further supported by a professional staff of internal auditors who conduct periodic audits of all aspects of the Bank&#8217;s operations. As well, the Bank&#8217;s Chief Auditor has full and free access to, and meets periodically with the Audit and Conduct Review Committee of the Board of Directors. In addition, the&#160;Bank&#8217;s compliance function maintains policies, procedures and programs directed at ensuring compliance with regulatory requirements, including conflict of interest rules. </div><div style="margin-top:0pt; margin-bottom:0pt; text-indent:3%; font-size:8pt; font-family:arial">The Office of the Superintendent of Financial Institutions Canada, which is mandated to protect the rights and interests of the depositors and creditors of the Bank, examines and enquires into the business and affairs of the Bank, as deemed necessary, to determine whether the provisions of the Bank Act are being complied with, and that the Bank is in a sound financial condition. </div><div style="margin-top:0pt; margin-bottom:0pt; text-indent:3%; font-size:8pt; font-family:arial">The Audit and Conduct Review Committee, composed entirely of outside directors, reviews the consolidated financial statements with both management and the independent auditors before such statements are approved by the Board of Directors and submitted to the shareholders of the&#160;Bank. </div><div style="margin-top:0pt; margin-bottom:0pt; text-indent:3%; font-size:8pt; font-family:arial">The Audit and Conduct Review Committee reviews and reports its findings to the Board of Directors on all related party transactions that may have a material impact on the Bank. </div><div style="margin-top:0pt; margin-bottom:0pt; text-indent:3%; font-size:8pt; font-family:arial">KPMG LLP, the independent auditors appointed by the shareholders of the Bank, have audited the consolidated financial position of the Bank as at October&#160;31, 2025 and October&#160;31, 2024 and its consolidated financial performance and its consolidated cash flows for each of the years in the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">two-year</div> period ended October&#160;31, 2025 prepared in accordance with IFRS as issued by the International Accounting Standards Board (IASB) in accordance with Canadian generally accepted auditing standards and the standards of the Public Company Accounting Oversight Board (United States) and the effectiveness of internal control over financial reporting and have expressed their opinions upon completion of such audits in the reports to the shareholders. The Shareholders&#8217; Auditors have full and free access to, and meet periodically with, the Audit and Conduct Review Committee to discuss their audits, including any findings as to the integrity of the Bank&#8217;s accounting, financial reporting and related matters. </div><div style="font-size:42pt;margin-top:0pt;margin-bottom:0pt">&#160;</div><div style="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&#160;</div><div style="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:visible;padding-top:3pt"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Scott Thomson </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">President and Chief Executive Officer </div></div><div style="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:visible;padding-top:3pt"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Raj Viswanathan </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Group Head and Chief Financial Officer </div></div><div style="clear: both; height: 0pt; font-size: 0pt; max-height: 0px;"></div><div style="font-size:20pt;margin-top:0pt;margin-bottom:0pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Toronto, Canada </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">December&#160;2, 2025 </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">140</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></div></div></div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:300pt; margin-bottom:0pt; font-size:9pt; font-family:arial;text-align:center">(This page intentionally left blank) </div><div style="font-size:72pt;margin-top:0pt;margin-bottom:0pt">&#160;</div><div style="font-size:72pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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margin-bottom:0pt; font-size:9pt; font-family:arial;text-align:center">(This page intentionally left blank) </div><div style="font-size:72pt;margin-top:0pt;margin-bottom:0pt">&#160;</div><div style="font-size:72pt; margin-top:0pt; margin-bottom:0pt">&#160;</div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">142</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></div></div></div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:300pt; margin-bottom:0pt; font-size:9pt; font-family:arial;text-align:center">(This page intentionally left blank) </div><div style="font-size: 72pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><div style="font-size: 72pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">143</div></div> </div></div></div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Consolidated Financial Statements </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div id="fin937872_103" style="font-family: arial; font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">To the Shareholders and Board of Directors of The Bank of Nova Scotia </div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Opinion on the Consolidated Financial Statements </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">We have audited the accompanying consolidated statements of financial position of The Bank of Nova Scotia (the Bank) as of October&#160;31, 2025 and 2024, the related consolidated statements of income, comprehensive income, changes in equity and cash flows for the years then ended, and the related notes (collectively, the consolidated financial statements). In our opinion, the consolidated financial statements present fairly, in all material respects, the financial position of the Bank as of October&#160;31, 2025 and 2024, and its financial performance and its cash flows for the years then ended, in conformity with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB). </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;">We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the Bank&#8217;s internal control over financial reporting as of October&#160;31, 2025, based on criteria established in <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Internal Control &#8211; Integrated Framework (2013)</div></div>&#160;issued by the Committee of Sponsoring Organizations of the Treadway Commission, and our report dated December&#160;2, 2025 expressed an unqualified opinion on the effectiveness of the Bank&#8217;s internal control over financial reporting. </div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Basis for Opinion </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">These consolidated financial statements are the responsibility of the Bank&#8217;s management. Our responsibility is to express an opinion on these consolidated financial statements based on our audits. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Bank in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">We conducted our audits in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the consolidated financial statements are free of material misstatement, whether due to error or fraud. Our audits included performing procedures to assess the risks of material misstatement of the consolidated financial statements, whether due to error or fraud, and performing procedures that respond to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the consolidated financial statements. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Our audits also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating the overall presentation of the consolidated financial statements. We believe that our audits provide a reasonable basis for our opinion. </div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Critical Audit Matters </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The critical audit matters communicated below are matters arising from the current period audit of the consolidated financial statements that were communicated or required to be communicated to the Audit and Conduct Review Committee and that: (1)&#160;relate to accounts or disclosures that are material to the consolidated financial statements and (2)&#160;involved our especially challenging, subjective, or complex judgments. The communication of critical audit matters does not alter in any way our opinion on the consolidated financial statements, taken as a whole, and we are not, by communicating the critical audit matters below, providing separate opinions on the critical audit matters or on the accounts or disclosures to which they relate. </div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(i) Assessment of Allowance for Credit Losses (ACL) </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Notes 3 and 12 to the consolidated financial statements. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;">The Bank&#8217;s ACL on loans was $7,463&#160;million as at October&#160;31, 2025. The Bank applies a three-stage approach to measure the ACL, using an expected credit loss (ECL) approach as required under IFRS 9 Financial Instruments. The Bank&#8217;s ACL calculations are outputs of a set of complex models. The ACL calculations reflect unbiased probability-weighted outcomes that consider multiple scenarios based on reasonable and supportable forecasts. The probability of default (PD), loss given default (LGD) and exposure at default (EAD) inputs used to estimate ECL are modeled based on historical default and loss experience, and macroeconomic variables that are closely related with credit losses in the relevant portfolio. The Bank assesses whether there has been a significant increase in credit risk since origination or where the financial asset is in default. If there has been a significant increase in credit risk or the financial asset is in default, then lifetime ACL is recorded; otherwise, an ACL equal to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">12-month</div> expected credit losses is recorded. The estimation of ECL for each stage and the assessment of significant increases in credit risk consider information about past events and current conditions, as well as forecasts of future events and economic conditions. The estimation and application of forward-looking information requires significant judgment. Qualitative adjustments or overlays may also be recorded as temporary adjustments using expert credit judgment where the inputs, assumptions and/or models do not capture all relevant risk factors. The use of management overlays requires significant judgment that may impact the amount of ACL recognized. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">We identified the assessment of the ACL as a critical audit matter. Significant auditor judgment was required because there was a high degree of measurement uncertainty due to the significant management judgments inherent in certain of the Bank&#8217;s key modeled inputs and methodologies. These management judgments impact certain inputs, assumptions, qualitative adjustments or overlays, and the determination of when there has been a significant increase in credit risk. The assessment of the ACL also required significant auditor attention and complex auditor judgment to apply and evaluate the results of audit procedures. Further, specialized skills and knowledge, including experience in the industry, were required to apply audit procedures and evaluate the results of those procedures. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;">The following are the primary procedures we performed to address this critical audit matter. With the assistance of our credit risk and economics professionals with specialized skills, industry knowledge and relevant experience, we evaluated the design and tested the operating effectiveness of certain internal controls related to the Bank&#8217;s ACL process. These included internal controls related to: (1)&#160;initial and periodic validation and performance monitoring of models used to derive key modeled inputs into the ACL calculations being PD, LGD and EAD; (2)&#160;benchmarking of certain macroeconomic variables, model validation associated with the derivation of the remaining variables and the alternative scenarios and review of probability weights used in the ACL models; (3)&#160;the methodology used to determine whether there has been a significant increase in credit risk; and (4)&#160;the methodology and assumptions used in the determination of qualitative adjustments or overlays. Additionally, for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> loans, we tested certain internal controls related to loan reviews over the determination of loan risk grades. We involved credit risk and economics professionals with specialized skills, industry knowledge and relevant experience who assisted in: (1)&#160;evaluating the methodology and models used to derive key modeled inputs into the ACL calculations being PD, LGD and EAD and the determination of whether there has been a significant increase in credit risk; (2)&#160;assessing the appropriateness of certain underlying macroeconomic variables against external economic data, evaluating </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">144</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></div></div></div> <div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Consolidated Financial Statements </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">the models used to derive other macroeconomic variables and evaluating the assumptions associated with the alternative economic scenarios and the related probabilities; and (3)&#160;assessing the qualitative adjustments or overlays by applying our knowledge of the industry and credit judgment to evaluate the appropriateness of the Bank&#8217;s underlying methodology and assumptions. Additionally, for a selection of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> loans, we evaluated the Bank&#8217;s assigned loan risk grades against the Bank&#8217;s borrower risk rating methodology. </div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(ii) Assessment of the Measurement of Fair Value of Certain Financial Instruments </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Notes 3 and 6 to the consolidated financial statements. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank measures certain financial assets and financial liabilities at fair value on a recurring basis. Where such financial instruments trade in inactive markets or when using internal models where observable parameters do not exist, significant management judgment is required in the selection of valuation techniques and model inputs. The valuation techniques used in determining the fair value of financial instruments include internal models and net asset valuations. The significant unobservable inputs used in the Bank&#8217;s valuation techniques include general partner valuations per net asset values (NAVs), interest rate volatility, equity volatility and equity correlation. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">We identified the assessment of the measurement of fair value for certain financial instruments as a critical audit matter. Significant auditor judgment was required because there was a high degree of measurement uncertainty due to significant judgments inherent in the Bank&#8217;s valuation techniques and significant unobservable inputs used to develop the fair value of certain financial assets and financial liabilities. The assessment of the fair value also required significant auditor attention and complex auditor judgment to apply and evaluate the results of audit procedures. Further, specialized skills and knowledge, including experience in the industry, were required to apply audit procedures and evaluate the results of those procedures. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following are the primary procedures we performed to address this critical audit matter. We evaluated the design and tested the operating effectiveness of certain internal controls related to the Bank&#8217;s processes to determine the fair value of certain financial instruments with the assistance of valuation and information technology professionals with specialized skills, industry knowledge and relevant experience. These included internal controls related to: (1)&#160;model validation at inception and periodically; (2)&#160;management&#8217;s review of NAVs; (3)&#160;independent price verification, including assessment of rate sources; and (4)&#160;segregation of duties and access controls. With the assistance of valuation professionals with specialized skills, industry knowledge and relevant experience, we tested the fair value of a selection of certain financial instruments. Depending on the nature of the financial instruments, we did this by comparing the NAVs to external information or by developing an independent estimate of fair value and comparing it to the fair value determined by the Bank. </div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">(iii) Assessment of Uncertain Tax Provisions </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Refer to Notes 3 and 26 to the consolidated financial statements. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank maintains provisions for uncertain tax positions that it believes appropriately reflect the risk of tax positions under discussion, audit, dispute, or appeal with tax authorities, or which are otherwise considered to involve uncertainty. These provisions are made using the Bank&#8217;s best estimate of the amount expected to be paid based on an assessment of all relevant factors, which are reviewed at the end of each reporting period. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">We identified the assessment of some uncertain tax provisions as a critical audit matter. Significant auditor judgment was required because there was a high degree of measurement uncertainty due to the significant judgments inherent in the Bank&#8217;s interpretation of tax legislation and its best estimate of the ultimate resolution of tax positions. This required significant auditor attention and complex auditor judgment to evaluate the results of audit procedures. Further, specialized skills, industry knowledge, and relevant experience were required to apply audit procedures and evaluate the results of those procedures. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following are the primary procedures we performed to address this critical audit matter. We evaluated the design and tested the operating effectiveness of certain internal controls related to the Bank&#8217;s income tax uncertainties process with the assistance of taxation professionals with specialized skills, industry knowledge and relevant experience. These included internal controls related to: (1)&#160;the interpretation of tax legislation and the evaluation of the technical merits of tax positions; and (2)&#160;the determination of the best estimate of the provision required for these tax uncertainties. We involved tax professionals with specialized skills and knowledge, who assisted in: (1)&#160;evaluating the Bank&#8217;s interpretations of tax legislation based on our knowledge and experience; (2)&#160;reading and evaluating advice obtained by the Bank from external counsel, and considering its impact on the measurement, if applicable, of the uncertain tax provisions; and (3)&#160;inspecting correspondence with applicable taxation authorities. </div></div><div style="font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color:red;display:inline;">
<img alt="" src="g936350g1g03b57.jpg" style="width: 244px; height: 69px;"/></div> </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Chartered Professional Accountants, Licensed Public Accountants </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 10pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">We have served as the Bank&#8217;s auditor since 2006 and as joint auditor for 14 years prior to that. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 10pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Toronto, Canada </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">December&#160;2, 2025 </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="text-align: right; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;">2025 Scotiabank Annual Report&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">145</div></div> </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align: center;"><div style="width: 8.5in; text-align: left; margin-right: auto; margin-left: auto;"><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Consolidated Financial Statements </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 12pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">To the Shareholders and Board of Directors of The Bank of Nova Scotia </div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Opinion on Internal Control Over Financial Reporting </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;">We have audited The Bank of Nova Scotia&#8217;s (the Bank) internal control over financial reporting as of October&#160;31, 2025, based on criteria established in <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Internal Control &#8211; Integrated Framework (2013)</div></div>&#160;issued by the Committee of Sponsoring Organizations of the Treadway Commission. In our opinion, the Bank maintained, in all material respects, effective internal control over financial reporting as of October&#160;31,&#160;2025, based on criteria established in <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Internal Control &#8211; Integrated Framework (2013)</div></div>&#160;issued by the Committee of Sponsoring Organizations of the Treadway Commission. </div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">We also have audited, in accordance with the standards of the Public Company Accounting Oversight Board (United States) (PCAOB), the consolidated statements of financial position of the Bank as of October&#160;31, 2025, and 2024, the related consolidated statements of income, comprehensive income, changes in equity and cash flows for the years then ended, and the related notes (collectively, the consolidated financial statements), and our report dated December&#160;2, 2025 expressed an unqualified opinion on those consolidated financial statements. </div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Basis for Opinion </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s management is responsible for maintaining effective internal control over financial reporting and for its assessment of the effectiveness of internal control over financial reporting, included in the Controls and Accounting Policies section of Management&#8217;s Discussion and Analysis under the heading &#8220;Internal control over financial reporting&#8221;. Our responsibility is to express an opinion on the Bank&#8217;s internal control over financial reporting based on our audit. We are a public accounting firm registered with the PCAOB and are required to be independent with respect to the Bank in accordance with the U.S. federal securities laws and the applicable rules and regulations of the Securities and Exchange Commission and the PCAOB. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">We conducted our audit in accordance with the standards of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether effective internal control over financial reporting was maintained in all material respects. Our audit of internal control over financial reporting included obtaining an understanding of internal control over financial reporting, assessing the risk that a material weakness exists, and testing and evaluating the design and operating effectiveness of internal control based on the assessed risk. Our audit also included performing such other procedures as we considered necessary in the circumstances. We believe that our audit provides a reasonable basis for our opinion. </div></div><div style="font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 6pt; margin-bottom: 0pt;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Definition and Limitations of Internal Control Over Financial Reporting </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">A company&#8217;s internal control over financial reporting is a process designed to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting principles. A company&#8217;s internal control over financial reporting includes those policies and procedures that (1)&#160;pertain to the maintenance of records that, in reasonable detail, accurately and fairly reflect the transactions and dispositions of the assets of the company; (2)&#160;provide reasonable assurance that transactions are recorded as necessary to permit preparation of financial statements in accordance with generally accepted accounting principles, and that receipts and expenditures of the company are being made only in accordance with authorizations of management and directors of the company; and (3)&#160;provide reasonable assurance regarding prevention or timely detection of unauthorized acquisition, use, or disposition of the company&#8217;s assets that could have a material effect on the financial statements. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Because of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Also, projections of any evaluation of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that the degree of compliance with the policies or procedures may deteriorate. </div></div><div style="font-size: 18pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 18pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-size: 0pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 0pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color:red;display:inline;">
<img alt="" src="g936350g1g03b57.jpg" style="width: 244px; height: 69px;"/></div> </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 4pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Chartered Professional Accountants, Licensed Public Accountants </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 10pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Toronto, Canada </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">December&#160;2, 2025 </div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div><div style="font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">146</div></div>&#8194;<div style="color: rgb(178, 48, 64); font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div><div style="margin-top: 1em; margin-bottom: 0em; page-break-before: always;"></div><hr style="width: 100%; height: 3px; color: rgb(153, 153, 153); clear: both;"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc" style="null;text-indent: 0px;">Table of Contents</a></div></div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Consolidated Financial Statements </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:74%"/>
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<td style="vertical-align:bottom;white-space:nowrap"><div id="fin937872_104" style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Consolidated Statement of Financial Position</div></div></div></div><div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 1pt; line-height: normal;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td colspan="2" style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td colspan="2" style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Note</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Assets</div></div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash and deposits with financial institutions</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CashAndDepositsWithFinancialInstitutions" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208249">65,967</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CashAndDepositsWithFinancialInstitutions" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208250">63,860</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Precious metals</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PreciousMetals" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208251">5,156</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PreciousMetals" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208252">2,540</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Trading assets</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7</td>
<td style="white-space:nowrap;vertical-align:bottom">(a)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208253">140,844</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208254">119,912</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7</td>
<td style="white-space:nowrap;vertical-align:bottom">(b)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208255">8,487</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208256">7,649</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingAssetsOther" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208257">2,892</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingAssetsOther" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208258">2,166</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingAssets" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208259">152,223</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingAssets" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208260">129,727</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208261">203,008</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208262">200,543</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208263">46,531</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208264">44,379</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208265">149,948</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208266">152,832</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Loans</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ResidentialMortgageLoans" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208267">370,191</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ResidentialMortgageLoans" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208268">350,941</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ConsumerLoans" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208269">110,567</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ConsumerLoans" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208270">106,379</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CreditCardLoans" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208271">18,045</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CreditCardLoans" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208272">17,374</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">12</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansToBusinessAndGovernment" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208273">279,705</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansToBusinessAndGovernment" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208274">292,671</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208275">778,508</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208276">767,365</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">12</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">(e)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208277">7,463</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208278">6,536</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208279">771,045</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208280">760,829</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Other</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Customers&#8217; liability under acceptances, net of allowance</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceAssets" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208281">177</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:BankAcceptanceAssets" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208282">148</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Property and equipment</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208283">4,881</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208284">5,252</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investments in associates</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentAccountedForUsingEquityMethod" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208285">6,317</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentAccountedForUsingEquityMethod" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208286">1,821</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Goodwill and other intangible assets</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IntangibleAssetsAndGoodwill" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208287">16,169</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsAndGoodwill" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208288">16,853</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax assets</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">26</td>
<td style="white-space:nowrap;vertical-align:bottom">(c)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DeferredTaxAssets" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208289">3,253</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DeferredTaxAssets" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208290">2,942</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other assets</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">18</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherAssets" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208291">35,367</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherAssets" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208292">30,301</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherMiscellaneousAssets" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208293">66,164</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherMiscellaneousAssets" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208294">57,317</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"/>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208295">1,460,042</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208296">1,412,027</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Liabilities</div></div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Deposits</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208297">301,718</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PersonalDeposits" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208298">298,821</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DepositsFromBusinessAndGovernment" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208299">627,667</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DepositsFromBusinessAndGovernment" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208300">600,114</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Financial institutions</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">19</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepositsFromBanks" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208301">36,894</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DepositsFromBanks" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208302">44,914</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208303">966,279</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208304">943,849</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Financial instruments designated at fair value through profit or loss</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208305">47,165</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208306">36,341</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Other</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acceptances</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208307">178</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208308">149</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold short</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208309">38,104</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208310">35,042</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208311">56,031</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208312">51,260</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold under repurchase agreements and securities lent</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208313">189,144</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208314">190,449</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Subordinated debentures</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:SubordinatedLiabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208315">7,692</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:SubordinatedLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208316">7,833</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other liabilities</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">21</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208317">66,862</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208318">63,028</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TotalMiscellaneousLiabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208319">358,011</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TotalMiscellaneousLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208320">347,761</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Liabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208321">1,371,455</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Liabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208322">1,327,951</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Equity</div></div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Common equity</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common shares</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23</td>
<td style="white-space:nowrap;vertical-align:bottom">(a)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IssuedCapital" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208323">22,067</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IssuedCapital" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208324">22,054</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Retained earnings</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:RetainedEarnings" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208325">58,916</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:RetainedEarnings" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208326">57,751</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Accumulated other comprehensive income (loss)</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:AccumulatedOtherComprehensiveIncome" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208327">3,826</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:AccumulatedOtherComprehensiveIncome" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208328">6,147</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other reserves</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:OtherReserves" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208329">230</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:OtherReserves" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208330">68</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total common equity</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CommonEquity" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208331">76,927</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CommonEquity" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208332">73,590</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Preferred shares and other equity instruments</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">23</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">(b)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PreferredSharesAndOtherEquityInstruments" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208333">9,939</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PreferredSharesAndOtherEquityInstruments" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208334">8,779</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total equity attributable to equity holders of the Bank</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:EquityAttributableToOwnersOfParent" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208335">86,866</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:EquityAttributableToOwnersOfParent" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208336">82,369</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-controlling</div> interests in subsidiaries</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">30</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">(b)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NoncontrollingInterests" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208337">1,721</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NoncontrollingInterests" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208338">1,707</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208339">88,587</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208340">84,076</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8194;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208341">1,460,042</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8194;<ix:nonFraction name="ifrs-full:EquityAndLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208342">1,412,027</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:33%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:32%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:31%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Aaron W. Regent</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Scott Thomson</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top">Chair of&#160;the&#160;Board</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">President and Chief&#160;Executive&#160;Officer</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/></tr></table><div style="margin-top:12pt; margin-bottom:0pt; font-size:6.5pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">The accompanying notes are an integral part of these consolidated financial statements. </div></div></div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">147</div></div> </div></div></div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></div></div></div> <div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Consolidated Financial Statements </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div id="fin937872_105" style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial"><div style="color:#b23040;display:inline;"><div style="font-weight:bold;display:inline;">Consolidated Statement of Income </div></div></div><div style="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color:#b23040;display:inline;"><div style="font-weight:bold;display:inline;">Note</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color:#b23040;display:inline;"><div style="font-weight:bold;display:inline;">2025</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color:#b23040;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"><div style="color:#b23040;display:inline;"><div style="font-weight:bold;display:inline;">Revenue</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial;font-weight:bold">Interest income<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">31</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Loans</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">$</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:InterestIncomeOnLoansAndAdvancesToCustomers" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220604">44,293</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8194;<ix:nonFraction name="ifrs-full:InterestIncomeOnLoansAndAdvancesToCustomers" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220605">47,811</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Securities</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:InterestIncomeOnSecurities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220607">7,941</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InterestIncomeOnSecurities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220606">9,160</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Securities purchased under resale agreements and securities borrowed</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220609">2,808</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220608">1,602</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Deposits with financial institutions</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:InterestIncomeOnDeposits" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220611">2,560</ix:nonFraction></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestIncomeOnDeposits" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220610">3,086</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:RevenueFromInterest" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220612">57,602</ix:nonFraction></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:RevenueFromInterest" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220613">61,659</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial;font-weight:bold">Interest expense</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">31</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Deposits</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:InterestExpenseOnDeposits" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208353">33,425</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InterestExpenseOnDeposits" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208354">39,480</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Subordinated debentures</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:InterestExpenseForSubordinatedDebentures" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208355">385</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InterestExpenseForSubordinatedDebentures" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208356">490</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:InterestExpenseOnOtherFinancialLiabilities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208357">2,270</ix:nonFraction></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestExpenseOnOtherFinancialLiabilities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208358">2,437</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:InterestExpense" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208359">36,080</ix:nonFraction></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestExpense" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208360">42,407</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial;font-weight:bold">Net interest income</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:InterestIncomeExpenseNet1" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208361">21,522</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InterestIncomeExpenseNet1" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208362">19,252</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial;font-weight:bold"><div style="white-space:nowrap;display:inline;">Non-interest</div> income</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Card revenues</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:CardFeesRevenue" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208363">892</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CardFeesRevenue" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208364">869</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Banking services fees</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:BankingIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208365">1,997</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:BankingIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208366">1,955</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Credit fees</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:CreditrelatedFeeAndCommissionIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208367">1,249</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CreditrelatedFeeAndCommissionIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208368">1,585</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Mutual funds</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:MutualFundRevenue" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208369">2,564</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:MutualFundRevenue" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208370">2,282</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Brokerage fees</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:BrokerageFeeIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208371">1,436</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:BrokerageFeeIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208372">1,251</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Investment management and trust</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:PortfolioAndOtherManagementFeeIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208373">1,162</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PortfolioAndOtherManagementFeeIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208374">1,096</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Underwriting and advisory fees</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:UnderwritingAndAdvisoryFeesIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208375">964</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:UnderwritingAndAdvisoryFeesIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208376">702</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"><div style="white-space:nowrap;display:inline;">Non-trading</div> foreign exchange</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:NonTradingForeignExchangeIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208377">948</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NonTradingForeignExchangeIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208378">930</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Trading revenues</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:TradingIncomeExpense" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208379">1,984</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:TradingIncomeExpense" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208380">1,634</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Net gain on sale of investment securities</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11</td>
<td style="white-space:nowrap;vertical-align:bottom">(e)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:GainsLossesOnDisposalsOfInvestments" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208381">71</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainsLossesOnDisposalsOfInvestments" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208382">48</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Net income from investments in associated corporations</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208383">608</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208384">198</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Insurance service results</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:InsuranceServiceResult" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208385">485</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InsuranceServiceResult" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208386">470</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Other fees and commissions</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:OtherFeeAndCommissionIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208387">1,653</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherFeeAndCommissionIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208388">1,247</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:OtherNoninterestIncomeLoss" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208389">206</ix:nonFraction></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherNoninterestIncomeLoss" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208390">151</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:NonInterestIncome1" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208391">16,219</ix:nonFraction></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NonInterestIncome1" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208392">14,418</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial;font-weight:bold">Total revenue</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208393">37,741</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208394">33,670</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Provision for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">12</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">(e)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208395">4,714</ix:nonFraction></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208396">4,051</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:RevenueLessProvisionForCreditLoss" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208397">33,027</ix:nonFraction></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:RevenueLessProvisionForCreditLoss" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208398">29,619</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"><div style="color:#b23040;display:inline;"><div style="font-weight:bold;display:inline;"><div style="white-space:nowrap;display:inline;">Non-interest</div> expenses</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Salaries and employee benefits</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:EmployeeBenefitsExpense" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208399">10,824</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:EmployeeBenefitsExpense" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208400">9,855</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Premises and technology</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:PremisesAndTechnologyExpenses" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208401">3,297</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PremisesAndTechnologyExpenses" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208402">2,896</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Depreciation and amortization</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:DepreciationAndAmortisationExpense" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208403">1,604</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DepreciationAndAmortisationExpense" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220619">1,760</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Communications</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:CommunicationExpense" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208405">384</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CommunicationExpense" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208406">381</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Advertising and business development</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:AdvertisingAndBusinessDevelopmentExpense" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208407">672</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AdvertisingAndBusinessDevelopmentExpense" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208408">614</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Professional</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:ProfessionalFeesExpense" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208409">880</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProfessionalFeesExpense" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208410">793</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Business and capital taxes</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:BusinessAndCapitalTaxExpense" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208411">708</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:BusinessAndCapitalTaxExpense" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208412">682</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:OtherExpenseByNature" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208413">4,149</ix:nonFraction></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherExpenseByNature" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208414">2,714</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;">&#8199;<ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208415">22,518</ix:nonFraction></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208416">19,695</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Income before taxes</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossBeforeTax" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208417">10,509</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProfitLossBeforeTax" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208418">9,924</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Income tax expense</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">26</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208419">2,751</ix:nonFraction></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208420">2,032</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial;font-weight:bold">Net income</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">$</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208421">7,758</ix:nonFraction></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208422">7,892</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Net income attributable to <div style="white-space:nowrap;display:inline;">non-controlling</div> interests in subsidiaries</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">30</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">(b)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;">(<ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208423">31</ix:nonFraction></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">)&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208424">134</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Net income attributable to equity holders of the Bank</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">$</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208425">7,789</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208426">7,758</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Preferred shareholders and other equity instrument holders</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="bns:ProfitLossAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208427">506</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ProfitLossAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208428">472</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Common shareholders</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size:x-small;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">$</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208429">7,283</ix:nonFraction></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208430">7,286</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"><div style="color:#b23040;display:inline;"><div style="font-weight:bold;display:inline;">Earnings per common share (in dollars)</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Basic</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">32</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">$</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:BasicEarningsLossPerShare" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-208431">5.84</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:BasicEarningsLossPerShare" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-208432">5.94</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:2.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Diluted</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">32</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:DilutedEarningsLossPerShare" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-208433">5.67</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DilutedEarningsLossPerShare" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-208434">5.87</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Dividends paid per common share (in dollars)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">23</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">(a)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="font-weight:bold;display:inline;"><ix:nonFraction name="ifrs-full:DividendsPaidOrdinarySharesPerShare" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-208435">4.32</ix:nonFraction></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="font-weight:bold;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DividendsPaidOrdinarySharesPerShare" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-208436">4.24</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:6pt; font-family:arial narrow;text-align:left">Includes interest income on financial assets measured at amortized cost and FVOCI, calculated using the effective interest method, of $<div style="display:inline;"><ix:nonFraction name="ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208437">56,404</ix:nonFraction> </div>for the year ended October&#160;31, 2025 (October 31, 2024 &#8211; $<ix:nonFraction name="ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208438">59,871</ix:nonFraction>). </div></td></tr></table><div style="margin-top:12pt; margin-bottom:0pt; font-size:6.5pt; font-family:arial"><div style="font-style:italic;display:inline;">The accompanying notes are an integral part of these consolidated financial statements. </div></div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="font-weight:bold;display:inline;">148</div>&#8194;<div style="font-family:arial; font-size:7pt;color:#b23040;display:inline;">|</div><div style="font-family:arial;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div></div><div></div></div><div><div style="line-height:normal;display: inline;"><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size:10pt;font-weight:bold; margin-top: 1.67em; margin-bottom: 1.67em;"><a href="#toc">Table of Contents</a></div></div></div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Consolidated Financial Statements </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div id="fin937872_106" style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Consolidated Statement of Comprehensive Income </div></div></div></div><div style="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:80%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Net income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208439">7,758</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208440">7,892</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Other comprehensive income (loss)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Items that will be reclassified subsequently to net income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net change in unrealized foreign currency translation gains (losses):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net unrealized foreign currency translation gains (losses)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208441">1,681</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208442">2,511</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net gains (losses) on hedges of net investments in foreign operations</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208443">1,222</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208444">886</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense (benefit):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net unrealized foreign currency translation gains (losses)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208445">20</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208446">2</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net gains (losses) on hedges of net investments in foreign operations</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IncomeTaxRelatingToHedgesOfNetInvestmentsInForeignOperationsOfOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208447">341</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IncomeTaxRelatingToHedgesOfNetInvestmentsInForeignOperationsOfOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208448">238</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208449">780</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208450">1,865</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net change in fair value due to change in debt instruments measured at fair value through<br/> other comprehensive income:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net gains (losses) in fair value</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208451">1,717</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208452">2,977</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Reclassification of net (gains) losses to net income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:ReclassificationOfNetGainsLossesRelatedToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncomeBeforeTax" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208453">1,001</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:ReclassificationOfNetGainsLossesRelatedToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncomeBeforeTax" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208454">2,126</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense (benefit):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net gains (losses) in fair value</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncomeTaxRelatingToNetGainsLossesRelateToDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208455">454</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncomeTaxRelatingToNetGainsLossesRelateToDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208456">806</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Reclassification of net (gains) losses to net income</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncomeTaxRelatingToReclassificationOfNetGainsLossesRelatedToDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208457">273</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncomeTaxRelatingToReclassificationOfNetGainsLossesRelatedToDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208458">567</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherComprehensiveIncomeNetOfTaxDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208459">535</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherComprehensiveIncomeNetOfTaxDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208460">612</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net change in gains (losses) on derivative instruments designated as cash flow hedges:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net gains (losses) on derivative instruments designated as cash flow hedges</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainsLossesOnCashFlowHedgesBeforeTax" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208461">3,937</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainsLossesOnCashFlowHedgesBeforeTax" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208462">5,195</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Reclassification of net (gains) losses to net income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208463">2,493</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208464">2,000</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense (benefit):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net gains (losses) on derivative instruments designated as cash flow hedges</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208465">1,197</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208466">1,363</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Reclassification of net (gains) losses to net income</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncomeTaxRelatingToReclassificationOfCashFlowHedgesOfOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208467">806</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncomeTaxRelatingToReclassificationOfCashFlowHedgesOfOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208468">511</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncomeNetOfTaxCashFlowHedges" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208469">1,053</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncomeNetOfTaxCashFlowHedges" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208470">2,343</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net changes in finance income/(expense) from insurance contracts:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net finance income/(expense) from insurance contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncomeBeforeTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208471">20</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncomeBeforeTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208472">2</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense (benefit)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxRelatingToInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208473">1</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IncomeTaxRelatingToInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208474">1</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncomeNetOfTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208475">19</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncomeNetOfTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208476">1</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other comprehensive income (loss) from investments in associates</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208477">176</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208478">1</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Items that will not be reclassified subsequently to net income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net change in remeasurement of employee benefit plan asset and liability:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Actuarial gains (losses) on employee benefit plans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208479">365</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208480">195</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense (benefit)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208481">99</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208482">59</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208483">266</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208484">136</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net change in fair value due to change in equity instruments designated at fair value through<br/> other comprehensive income:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net gains (losses) in fair value</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToEquityInstrumentsThroughFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208485">90</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToEquityInstrumentsThroughFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208486">444</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense (benefit)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncomeTaxRelatingToEquityInstrumentsRelatedToFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208487">29</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncomeTaxRelatingToEquityInstrumentsRelatedToFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208488">106</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherComprehensiveIncomeNetOfTaxEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208489">61</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherComprehensiveIncomeNetOfTaxEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208490">338</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net change in fair value due to change in own credit risk on financial liabilities designated<br/> under the fair value option:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Change in fair value due to change in own credit risk on financial liabilities designated under the fair value option</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208491">693</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208492">804</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense (benefit)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208493">193</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208494">223</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208495">500</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208496">581</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other comprehensive income (loss) from investments in associates</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossNetOfTax" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208497">7</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossNetOfTax" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208498">1</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other comprehensive income (loss)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208499">2,397</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208500">712</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Comprehensive income</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208501">10,155</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208502">8,604</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Comprehensive income (loss) attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ComprehensiveIncomeLossAttributableToNonControllingInterests" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208503">45</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ComprehensiveIncomeLossAttributableToNonControllingInterests" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208504">62</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Comprehensive income attributable to equity holders of the Bank</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ComprehensiveIncomeAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208505">10,110</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ComprehensiveIncomeAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208506">8,542</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Preferred shareholders and other equity instrument holders</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ComprehensiveIncomeAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208507">506</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ComprehensiveIncomeAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208508">472</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common shareholders</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ComprehensiveIncomeAttributableToCommonShareholders" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208509">9,604</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8194;&#8196;<ix:nonFraction name="bns:ComprehensiveIncomeAttributableToCommonShareholders" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208510">8,070</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="margin-top:12pt; margin-bottom:0pt; font-size:6.5pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">The accompanying notes are an integral part of these consolidated financial statements. </div></div></div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">149</div></div> </div></div></div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></div></div></div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Consolidated Financial Statements </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div id="fin937872_107" style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Consolidated Statement of Changes in Equity </div></div></div></div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="50" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">For the year ended October&#160;31, 2025</div></td>
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<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
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<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Accumulated other comprehensive income (loss)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Common<br/> shares<br/> (Note 23)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retained<br/> earnings<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign<br/> currency<br/> translation</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Debt<br/> instruments<br/> FVOCI</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equity<br/> instruments<br/> FVOCI</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> reserves</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> common<br/> equity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Preferred<br/> shares and<br/> other&#160;equity<br/> instruments<br/> (Note 23)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total&#160;attributable<br/> to equity<br/> holders</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Non-<br/> controlling<br/> interests in<br/> subsidiaries<br/> (Note&#160;30(b))</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top;background-color:#ffffff"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Balance as at October&#160;31, 2024</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8194;<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_OrdinarySharesMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208511">22,054</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8194;<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_RetainedEarningsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227036">57,751</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8194;(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_ReserveOfExchangeDifferencesOnTranslationMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208513">3,559</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_DebtInstrumentsFairValueOtherComprehensiveIncomeMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208514">491</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8194;<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_EquityInstrumentsFairValueOtherComprehensiveIncomeMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208515">339</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8194;(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_ReserveOfCashFlowHedgesMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208516">2,197</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_OtherMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227041">239</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_OtherReservesMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208518">68</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8194;<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208519">73,590</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8194;<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_PreferredSharesAndOtherEquityInstrumentsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208520">8,779</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8194;<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208521">82,369</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8194;<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_NoncontrollingInterestsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208522">1,707</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8194;<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208523">84,076</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top;background-color:#ffffff"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Net income</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_RetainedEarningsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227057">7,283</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208525">7,283</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_PreferredSharesAndOtherEquityInstrumentsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208526">506</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208527">7,789</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_NoncontrollingInterestsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208528">31</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208529">7,758</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other comprehensive income&#160;(loss)</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_ReserveOfExchangeDifferencesOnTranslationMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208530">708</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_DebtInstrumentsFairValueOtherComprehensiveIncomeMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208531">533</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_EquityInstrumentsFairValueOtherComprehensiveIncomeMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208532">59</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_ReserveOfCashFlowHedgesMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208533">1,057</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_OtherMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151220334">36</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208535">2,321</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208536">2,321</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_NoncontrollingInterestsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208537">76</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208538">2,397</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top;background-color:#ffffff"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Total comprehensive income</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_RetainedEarningsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220316">7,283</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_ReserveOfExchangeDifferencesOnTranslationMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208540">708</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_DebtInstrumentsFairValueOtherComprehensiveIncomeMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208541">533</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_EquityInstrumentsFairValueOtherComprehensiveIncomeMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208542">59</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_ReserveOfCashFlowHedgesMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208543">1,057</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_OtherMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151220313">36</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208545">9,604</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_PreferredSharesAndOtherEquityInstrumentsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208546">506</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208547">10,110</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_NoncontrollingInterestsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208548">45</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208549">10,155</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top;background-color:#ffffff"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Shares/instruments issued</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IssueOfEquity" contextRef="P11_01_2024To10_31_2025_OrdinarySharesMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208550">210</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IssueOfEquity" contextRef="P11_01_2024To10_31_2025_OtherReservesMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208551">14</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IssueOfEquity" contextRef="P11_01_2024To10_31_2025_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208552">196</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IssueOfEquity" contextRef="P11_01_2024To10_31_2025_PreferredSharesAndOtherEquityInstrumentsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208553">2,848</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IssueOfEquity" contextRef="P11_01_2024To10_31_2025_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208554">3,044</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IssueOfEquity" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208555">3,044</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top;background-color:#ffffff"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Shares repurchased/redeemed</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:ShareRepurchasedOrRedeemed" contextRef="P11_01_2024To10_31_2025_OrdinarySharesMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208556">197</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:ShareRepurchasedOrRedeemed" contextRef="P11_01_2024To10_31_2025_RetainedEarningsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223494">716</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:ShareRepurchasedOrRedeemed" contextRef="P11_01_2024To10_31_2025_PreferredSharesAndOtherEquityInstrumentsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208559">1,688</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:ShareRepurchasedOrRedeemed" contextRef="P11_01_2024To10_31_2025_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208560">2,601</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:ShareRepurchasedOrRedeemed" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208561">2,601</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top;background-color:#ffffff"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Dividends and distributions paid to equity holders</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DividendsPaid" contextRef="P11_01_2024To10_31_2025_RetainedEarningsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220311">5,369</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DividendsPaid" contextRef="P11_01_2024To10_31_2025_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208563">5,369</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughAppropriationOfRetainedEarnings" contextRef="P11_01_2024To10_31_2025_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151226219">22</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughAppropriationOfRetainedEarnings" contextRef="P11_01_2024To10_31_2025_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151226221">22</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughAppropriationOfRetainedEarnings" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151226223">22</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" contextRef="P11_01_2024To10_31_2025_RetainedEarningsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151220281">11</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" contextRef="P11_01_2024To10_31_2025_OtherReservesMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208577">163</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" contextRef="P11_01_2024To10_31_2025_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208578">174</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" contextRef="P11_01_2024To10_31_2025_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208579">174</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" contextRef="P11_01_2024To10_31_2025_NoncontrollingInterestsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208580">51</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208581">123</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;background-color:#ffffff"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Balance as at October&#160;31, 2025</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025_OrdinarySharesMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208582">22,067</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025_RetainedEarningsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220274">58,916</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_ReserveOfExchangeDifferencesOnTranslationMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208584">2,851</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_DebtInstrumentsFairValueOtherComprehensiveIncomeMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208585">42</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_EquityInstrumentsFairValueOtherComprehensiveIncomeMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208586">398</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_ReserveOfCashFlowHedgesMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208587">1,140</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_OtherMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151223185">275</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025_OtherReservesMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208589">230</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208590">76,927</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025_PreferredSharesAndOtherEquityInstrumentsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208591">9,939</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208592">86,866</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025_NoncontrollingInterestsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208593">1,721</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208594">88,587</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:12pt"/>
<td colspan="52" style="height:12pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="50" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">For the year ended October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Accumulated other comprehensive income (loss)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Common<br/> shares<br/> (Note 23)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retained<br/> earnings<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign<br/> currency<br/> translation</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Debt<br/> instruments<br/> FVOCI</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equity<br/> instruments<br/> FVOCI</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> reserves</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> common<br/> equity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Preferred<br/> shares and<br/> other equity<br/> instruments<br/> (Note 23)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total&#160;attributable<br/> to equity<br/> holders</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Non-<br/> controlling<br/> interests in<br/> subsidiaries<br/> (Note 30(b))</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Balance as at October&#160;31, 2023</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2023_OrdinarySharesMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208595">20,109</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2023_RetainedEarningsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227046">55,673</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2023_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_ReserveOfExchangeDifferencesOnTranslationMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208597">1,755</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2023_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_DebtInstrumentsFairValueOtherComprehensiveIncomeMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208598">1,104</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2023_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_EquityInstrumentsFairValueOtherComprehensiveIncomeMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208599">14</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2023_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_ReserveOfCashFlowHedgesMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208600">4,545</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8194;&#8196;<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2023_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_OtherMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227054">459</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2023_OtherReservesMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208602">84</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2023_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208603">68,767</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2023_PreferredSharesAndOtherEquityInstrumentsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208604">8,075</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2023_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208605">76,842</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2023_NoncontrollingInterestsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208606">1,729</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2023" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208607">78,571</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Net income</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_RetainedEarningsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227058">7,286</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208609">7,286</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_PreferredSharesAndOtherEquityInstrumentsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208610">472</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208611">7,758</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_NoncontrollingInterestsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208612">134</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208613">7,892</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other comprehensive income&#160;(loss)</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_ReserveOfExchangeDifferencesOnTranslationMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208614">1,804</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8194;&#8196;&#8199;&#8196;<ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_DebtInstrumentsFairValueOtherComprehensiveIncomeMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208615">613</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_EquityInstrumentsFairValueOtherComprehensiveIncomeMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208616">325</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8194;&#8196;<ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_ReserveOfCashFlowHedgesMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208617">2,348</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_OtherMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151220337">698</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208619">784</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208620">784</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_NoncontrollingInterestsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208621">72</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208622">712</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Total comprehensive income</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_RetainedEarningsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220322">7,286</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_ReserveOfExchangeDifferencesOnTranslationMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208624">1,804</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_DebtInstrumentsFairValueOtherComprehensiveIncomeMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208625">613</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8194;<ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_EquityInstrumentsFairValueOtherComprehensiveIncomeMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208626">325</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_ReserveOfCashFlowHedgesMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208627">2,348</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_OtherMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151223512">698</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208629">8,070</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_PreferredSharesAndOtherEquityInstrumentsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208630">472</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208631">8,542</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_NoncontrollingInterestsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208632">62</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208633">8,604</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IssueOfEquity" contextRef="P11_01_2023To10_31_2024_OrdinarySharesMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208634">1,945</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:IssueOfEquity" contextRef="P11_01_2023To10_31_2024_OtherReservesMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208635">4</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IssueOfEquity" contextRef="P11_01_2023To10_31_2024_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208636">1,941</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IssueOfEquity" contextRef="P11_01_2023To10_31_2024_PreferredSharesAndOtherEquityInstrumentsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208637">1,004</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IssueOfEquity" contextRef="P11_01_2023To10_31_2024_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208638">2,945</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IssueOfEquity" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208639">2,945</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Shares repurchased/redeemed</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:ShareRepurchasedOrRedeemed" contextRef="P11_01_2023To10_31_2024_PreferredSharesAndOtherEquityInstrumentsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208640">300</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:ShareRepurchasedOrRedeemed" contextRef="P11_01_2023To10_31_2024_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208641">300</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:ShareRepurchasedOrRedeemed" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208642">300</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Dividends and distributions paid to equity holders</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DividendsPaid" contextRef="P11_01_2023To10_31_2024_RetainedEarningsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220310">5,198</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DividendsPaid" contextRef="P11_01_2023To10_31_2024_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208644">5,198</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DividendsPaid" contextRef="P11_01_2023To10_31_2024_PreferredSharesAndOtherEquityInstrumentsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208645">472</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DividendsPaid" contextRef="P11_01_2023To10_31_2024_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208646">5,670</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DividendsPaid" contextRef="P11_01_2023To10_31_2024_NoncontrollingInterestsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208647">88</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DividendsPaid" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208648">5,758</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Share-based payments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(3)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8194;&#8196;<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions" contextRef="P11_01_2023To10_31_2024_OtherReservesMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220290">13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions" contextRef="P11_01_2023To10_31_2024_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220289">13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions" contextRef="P11_01_2023To10_31_2024_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223439">13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223438">13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" contextRef="P11_01_2023To10_31_2024_RetainedEarningsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151220280">10</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" contextRef="P11_01_2023To10_31_2024_OtherReservesMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208654">7</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" contextRef="P11_01_2023To10_31_2024_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208655">3</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" contextRef="P11_01_2023To10_31_2024_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208656">3</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" contextRef="P11_01_2023To10_31_2024_NoncontrollingInterestsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208657">4</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughTransfersAndOtherChangesEquity" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208658">1</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Balance as at October&#160;31, 2024</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_OrdinarySharesMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208659">22,054</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_RetainedEarningsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223180">57,751</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_ReserveOfExchangeDifferencesOnTranslationMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208661">3,559</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_DebtInstrumentsFairValueOtherComprehensiveIncomeMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208662">491</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_EquityInstrumentsFairValueOtherComprehensiveIncomeMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208663">339</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_ReserveOfCashFlowHedgesMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208664">2,197</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_AccumulatedOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis_OtherMemberifrsfullReservesWithinEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151223175">239</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_OtherReservesMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208666">68</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_CommonEquityMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208667">73,590</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_PreferredSharesAndOtherEquityInstrumentsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208668">8,779</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_EquityAttributableToOwnersOfParentMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208669">82,369</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_NoncontrollingInterestsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208670">1,707</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208671">84,076</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes undistributed retained earnings of $<ix:nonFraction name="bns:UndistributedRetainedEarningsInForeignAssociates" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208672">76</ix:nonFraction> (2024&#160;&#8211;&#160;$<ix:nonFraction name="bns:UndistributedRetainedEarningsInForeignAssociates" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208673">74</ix:nonFraction>) related to a foreign associated corporation, which is subject to local regulatory restriction. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes Share from associates, Employee benefits, Own credit risk, and Insurance contracts. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents amounts on account of share-based payments (refer to Note 25). </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to Note 23&#160;(b) for further details on the redemption of the equity instrument. </div> </td> </tr> </table> <div style="margin-top:12pt; margin-bottom:0pt; font-size:6.5pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">The accompanying notes are an integral part of these consolidated financial statements </div></div></div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">150</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div> </div> </div> </div> <div></div> </div> <div> <div style="line-height:normal;display: inline;"> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </div> </div> </div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Consolidated Financial Statements </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div id="fin937872_108" style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Consolidated Statement of Cash Flows </div></div></div></div><div style="font-size:2pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Sources (uses) of cash flows for the year ended October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Cash flows from operating activities</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208674">7,758</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8196;<ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208675">7,892</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Adjustment for:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net interest income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208676">21,522</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208677">19,252</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Depreciation and amortization</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdjustmentsForDepreciationAndAmortisationExpense" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208678">1,604</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdjustmentsForDepreciationAndAmortisationExpense" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208679">1,760</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208680">4,714</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208681">4,051</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Impairment on investments in associates</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AdjustmentForImpairmentOfInvestmentInAssociates" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208682">343</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity-settled share-based payment expense</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdjustmentsForSharebasedPayments" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208683">15</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdjustmentsForSharebasedPayments" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208684">13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net gain on sale of investment securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AdjustmentsForGainLossOnSaleOfInvestmentSecurities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208685">71</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AdjustmentsForGainLossOnSaleOfInvestmentSecurities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208686">48</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net (gain)/loss on divestitures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208687">1,386</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208688">136</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income from investments in associated corporations</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AdjustmentsForNetChangesInInvestmentsJointVenturesAndAssociates" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208689">608</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AdjustmentsForNetChangesInInvestmentsJointVenturesAndAssociates" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208690">198</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdjustmentsForIncomeTaxExpense" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208691">2,751</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdjustmentsForIncomeTaxExpense" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208692">2,032</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Changes in operating assets and liabilities:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Trading assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AdjustmentsForIncreaseDecreaseInTradingAssets" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208693">20,462</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AdjustmentsForIncreaseDecreaseInTradingAssets" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208694">11,370</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208695">4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208696">108</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AdjustmentsForDecreaseIncreaseInLoansNetOfSecuritizations" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208697">6,591</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AdjustmentsForDecreaseIncreaseInLoansNetOfSecuritizations" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208698">17,712</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposits</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdjustmentsForIncreaseDecreaseInDeposits" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208699">19,533</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:AdjustmentsForIncreaseDecreaseInDeposits" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208700">816</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold short</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldShort" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208701">2,721</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldShort" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208702">1,690</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold under repurchase agreements and securities lent</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLent" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208703">4,048</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLent" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208704">28,753</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AdjustmentsForIncreaseDecreaseInNetDerivativeFinancialInstruments" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208705">6,490</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AdjustmentsForIncreaseDecreaseInNetDerivativeFinancialInstruments" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208706">4,159</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other, net</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:OtherAdjustmentsToReconcileProfitLoss" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208707">5,568</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherAdjustmentsToReconcileProfitLoss" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208708">457</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest and dividends received</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestReceivedClassifiedAsOperatingActivities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208709">58,086</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestReceivedClassifiedAsOperatingActivities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208710">61,292</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest paid</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:InterestPaidClassifiedAsOperatingActivities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208711">37,197</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:InterestPaidClassifiedAsOperatingActivities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208712">42,273</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax paid</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IncomeTaxesPaidRefundClassifiedAsOperatingActivities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208713">3,580</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:IncomeTaxesPaidRefundClassifiedAsOperatingActivities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208714">1,985</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net cash from/(used in) operating activities</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CashFlowsFromUsedInOperatingActivities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208715">5,407</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CashFlowsFromUsedInOperatingActivities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208716">15,652</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Cash flows from investing activities</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest-bearing deposits with financial institutions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:CashFlowsFromUsedInDecreaseIncreaseInShorttermDepositsAndInvestments" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208717">344</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CashFlowsFromUsedInDecreaseIncreaseInShorttermDepositsAndInvestments" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208718">25,557</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Purchase of investment securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:PurchaseOfInvestmentSecuritiesClassifiedAsInvestingActivities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208719">70,096</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:PurchaseOfInvestmentSecuritiesClassifiedAsInvestingActivities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208720">108,281</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Proceeds from sale and maturity of investment securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:SalesOrMaturitiesOfInvestmentSecuritiesIncludingInvestmentsAccountedForUsingEquityMethodOfAccounting" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208721">75,455</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:SalesOrMaturitiesOfInvestmentSecuritiesIncludingInvestmentsAccountedForUsingEquityMethodOfAccounting" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208722">76,794</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acquisition/divestiture of subsidiaries, associated corporations or business units, net of cash acquired</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:CashFlowsFromAcquisitionOrSaleOfSubsidiaryAssociatesCorporationOrBusinessUnitNetOfCashAcquired" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208723">2,637</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Property and equipment, net of disposals</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:PurchaseOrSaleOfPropertyPlantOrEquipmentIncludingInvestmentProperty" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208724">347</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:PurchaseOrSaleOfPropertyPlantOrEquipmentIncludingInvestmentProperty" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208725">489</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other, net</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208726">463</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208727">1,031</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net cash from/(used in) investing activities</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CashFlowsFromUsedInInvestingActivities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208728">1,568</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:CashFlowsFromUsedInInvestingActivities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208729">7,450</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Cash flows from financing activities</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Proceeds from issue of subordinated debentures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProceedsFromIssueOfSubordinatedLiabilities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208730">1,000</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Redemption of subordinated debentures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:RepaymentsOfSubordinatedLiabilities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208731">250</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:RepaymentsOfSubordinatedLiabilities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208732">3,250</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Proceeds from preferred shares and other equity instruments issued</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ProceedsFromIssueOfPreferenceSharesAndOtherEquityInstrumentsIssued" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208733">2,848</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ProceedsFromIssueOfPreferenceSharesAndOtherEquityInstrumentsIssued" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208734">1,004</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Redemption of preferred shares and other equity instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:RedemptionOfPreferredSharesAndOtherEquityInstruments" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208735">1,688</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:RedemptionOfPreferredSharesAndOtherEquityInstruments" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208736">300</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Proceeds from common shares issued</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProceedsFromIssueOfOrdinaryShares" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208737">210</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProceedsFromIssueOfOrdinaryShares" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208738">1,945</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common shares purchased for cancellation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:PaymentsToAcquireEntitysOrdinarySharesForCancellation" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208739">895</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash dividends and distributions paid</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DividendsPaidClassifiedAsFinancingActivities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208740">5,875</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DividendsPaidClassifiedAsFinancingActivities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208741">5,670</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Distributions to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208742">82</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208743">88</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Payment of lease liabilities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208744">298</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208745">303</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other, net</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:OtherInflowsOutflowsOfCashClassifiedAsFinancingActivities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208746">278</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:OtherInflowsOutflowsOfCashClassifiedAsFinancingActivities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208747">3,176</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net cash from/(used in) financing activities</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:CashFlowsFromUsedInFinancingActivities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208748">6,308</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:CashFlowsFromUsedInFinancingActivities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208749">8,838</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Effect of exchange rate changes on cash and cash equivalents</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208750">183</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:EffectOfExchangeRateChangesOnCashAndCashEquivalents" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208751">131</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net change in cash and cash equivalents</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseDecreaseInCashAndCashEquivalents" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208752">850</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseInCashAndCashEquivalents" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-208753">767</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash and cash equivalents at beginning of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CashAndCashEquivalents" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220462">9,406</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CashAndCashEquivalents" contextRef="PAsOn10_31_2023" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223388">10,173</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash and cash equivalents at end of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8196;<ix:nonFraction name="ifrs-full:CashAndCashEquivalents" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220460">10,256</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CashAndCashEquivalents" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220461">9,406</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents cash and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest-bearing</div> deposits with financial institutions (refer to Note 5). </div></td></tr></table><div style="margin-top:12pt; margin-bottom:0pt; font-size:6.5pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">The accompanying notes are an integral part of these consolidated financial statements. </div></div></div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">151</div></div> </div></div></div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></div></div></div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Consolidated Financial Statements </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:36pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:100%"/> </tr>
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<td style="vertical-align:top"> <div id="fin937872_109" style="margin-top: 0pt; margin-bottom: 0pt; font-size: 36pt; font-family: arial; line-height: normal;">Notes to the</div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 36pt; font-family: arial; line-height: normal;">2025 Consolidated</div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 36pt; font-family: arial; line-height: normal;">Financial Statements</div> <div style="font-size: 42pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div> </td> </tr> </table> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:14pt; font-family:arial;font-weight:bold">Table of Contents </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <div style="position:relative;float:left; width:48%;padding-right:0%;padding-bottom:8pt;overflow:visible;padding-top:3pt">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="width:78%"/> </tr>
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<td style="vertical-align:top;white-space:nowrap">Page</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top">Note</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
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<td style="vertical-align:top;white-space:nowrap">153</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">1</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_1">Reporting entity</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">153</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">2</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_2">Basis of preparation</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">154</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">3</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_3">Material accounting policies</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">167</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">4</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_4">Future accounting developments</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">168</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">5</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_5">Cash and deposits with&#160;financial institutions</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">168</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">6</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_6">Fair value of financial instruments</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">174</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">7</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_7">Trading assets</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">175</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">8</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_8">Financial instruments designated at fair value through profit or loss</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">176</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">9</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_9">Derivative financial instruments</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">184</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">10</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_10">Offsetting financial assets and financial liabilities</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">185</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">11</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_11">Investment securities</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">188</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">12</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_12">Loans, impaired loans and allowance for credit losses</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">197</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">13</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_13">Derecognition of financial assets</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">198</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">14</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_14">Structured entities</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">201</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">15</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_15">Property and equipment</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">201</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">16</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_16">Investments in associates</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">202</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">17</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_17">Goodwill and other intangible assets</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">204</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">18</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_18">Other assets</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">204</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">19</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_19">Deposits</a></td> </tr> </table> </div> <div style="position:relative;float:left; margin-left:3%; width:49%;padding-right:0%;padding-bottom:8pt;overflow:visible;padding-top:3pt">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td/>
<td style="vertical-align:bottom;width:5%"/>
<td/>
<td style="vertical-align:bottom;width:5%"/>
<td style="width:78%"/> </tr>
<tr style="font-size:1pt">
<td style="height:1.5pt"/>
<td colspan="2" style="height:1.5pt"/>
<td colspan="2" style="height:1.5pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">Page</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top">Note</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">204</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">20</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_20">Subordinated debentures</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">205</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">21</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_21">Other liabilities</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">205</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">22</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_22">Provisions</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">206</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">23</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_23">Common shares, preferred shares and other equity instruments</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">208</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">24</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_24">Capital management</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">208</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">25</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_25">Share-based payments</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">211</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">26</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_26">Corporate income taxes</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">213</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">27</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_27">Employee benefits</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">218</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">28</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_28">Operating segments</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">220</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">29</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_29">Related party transactions</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">221</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">30</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_30">Principal subsidiaries and <span style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</span> interests in subsidiaries</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">222</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">31</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_31">Interest income and expense</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">222</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">32</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_32">Earnings per share</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">223</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">33</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_33">Guarantees, commitments and pledged assets</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">224</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">34</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_34">Financial instruments &#8211; risk management</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">229</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;white-space:nowrap">35</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_35">Acquisitions and divestitures</a></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap">230</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top">36</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"><a href="#fin937872_36">Events after the Consolidated Statement of Financial Position date </a></td> </tr> </table> </div> <div style="clear: both; height: 0pt; font-size: 0pt; max-height: 0px;"></div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">152</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div> </div> </div> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Consolidated Financial Statements </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfReportingEntityExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-128638">
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<td id="fin937872_1" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Reporting Entity </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank of Nova Scotia (the Bank) is a chartered Schedule I bank under the Bank Act (Canada) (the Bank Act) and is regulated by the Office of the Superintendent of Financial Institutions (OSFI). The Bank is a global financial services provider offering a diverse range of products and services, including personal, commercial, corporate and investment banking. The head office of the Bank is located at 1709 Hollis Street, Halifax, Nova&#160;Scotia, Canada and its executive offices are at 40 Temperance Street, Toronto, Canada. The common shares of the Bank are listed on the Toronto Stock Exchange (TSX) and the New York Stock Exchange. </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> </ix:nonNumeric><ix:nonNumeric name="ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151229166" id="ixv-128648">
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<td id="fin937872_2" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Basis of Preparation </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Statement of compliance </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">These consolidated financial statements were prepared in accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB) and accounting requirements of OSFI in accordance with Section&#160;308 of the Bank Act. Section&#160;308 states that, except as otherwise specified by OSFI, the financial statements are to be prepared in accordance with IFRS. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The consolidated financial statements for the year ended October&#160;31, 2025 have been approved by the Board of Directors for issue on December&#160;2, 2025. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Basis of measurement </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The consolidated financial statements have been prepared on the historical cost basis except for the following material items that are measured at fair value in the Consolidated Statement of Financial Position: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Financial assets and liabilities measured at fair value through profit or loss </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Financial assets and liabilities designated at fair value through profit or loss </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Derivative financial instruments </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Equity instruments designated at fair value through other comprehensive income </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Debt instruments measured at fair value through other comprehensive income </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Functional and presentation currency </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">These consolidated financial statements are presented in Canadian dollars, which is the Bank&#8217;s functional currency. All financial information presented in Canadian dollars has been rounded to the nearest million unless otherwise stated. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Management&#8217;s use of estimates, assumptions and judgments </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s accounting policies require estimates, assumptions and judgments that relate to matters that are inherently uncertain. The Bank has established procedures to ensure that accounting policies are applied consistently. Estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognized in the year in which the estimates are revised. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Use of estimates and assumptions </div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;">The preparation of these consolidated financial statements requires management to make estimates and assumptions that affect the reported amount of assets and liabilities at the date of the consolidated financial statements, and other comprehensive income and income and expenses during the reporting period. Estimates made by management are based on historical experience and other factors and assumptions that are believed to be reasonable. Key areas of estimation uncertainty include those relating to the allowance for credit losses, the fair value of financial instruments (including derivatives), corporate income taxes, employee benefits, goodwill and intangible assets, the fair value of all identifiable assets and liabilities as a result of business combinations, impairment of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets and provisions. The Bank has utilized estimates, assumptions and judgments that reflect this uncertainty. While management makes its best estimates and assumptions, actual results could differ from these and other estimates. </div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Currently, there continues to be uncertainty surrounding U.S. trade policies and the impact of tariffs. This results in increased measurement uncertainty for estimates used in financial reporting. In particular, the allowance for credit losses, using an expected credit loss approach as required under IFRS 9, is estimated using complex models and incorporates inputs, assumptions, and techniques that require a high degree of judgement and is heavily dependent on the forecast of macroeconomic variables. 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<td style="vertical-align:top">Allowance for credit losses</td>
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<td style="vertical-align:top;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 3</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 12(e)</div> </td> </tr>
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<td style="vertical-align:top">Fair value of financial instruments</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 3</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 6</div> </td> </tr>
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<td style="vertical-align:top">Corporate income taxes</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 3</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 26</div> </td> </tr>
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<td style="vertical-align:top">Employee benefits</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 3</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 27</div> </td> </tr>
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<td style="vertical-align:top">Goodwill and intangible assets</td>
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<td style="vertical-align:top;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 3</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 17</div> </td> </tr>
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<td style="vertical-align:top">Fair value of all identifiable assets and liabilities as a result of business combinations</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 3</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 35</div> </td> </tr>
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<td style="vertical-align:top">Impairment of investment securities</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="vertical-align:top;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 3</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 11</div> </td> </tr>
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<td style="vertical-align:top">Impairment of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets</td>
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<td style="vertical-align:top;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 3</div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 15</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 17</div> </td> </tr>
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<td style="vertical-align:top">Structured entities</td>
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<td style="vertical-align:top;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 3</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 14</div> </td> </tr>
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<td style="vertical-align:top">De facto control of other entities</td>
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<td style="vertical-align:top;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 3</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 30</div> </td> </tr>
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<td style="vertical-align:top">Derecognition of financial assets and liabilities</td>
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<td style="vertical-align:top;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 3</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 13</div> </td> </tr>
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<td style="vertical-align:top">Provisions</td>
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<td style="vertical-align:top;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 3</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 22</div> </td> </tr> </table> </ix:continuation> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151229167" id="ixv-128861">
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<td id="fin937872_3" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Material Accounting Policies </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The material accounting policies used in the preparation of these consolidated financial statements, including any additional accounting requirements of OSFI, as set out below, have been applied consistently to all periods presented in these consolidated financial statements. </div> <ix:nonNumeric name="bns:DescriptionOfAccountingPolicyForBasisOfConsolidationExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151229168" id="ixv-128870"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Basis of consolidation </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The consolidated financial statements include the assets, liabilities, financial performance and cash flows of the Bank and all of its subsidiaries, after elimination of intercompany transactions and balances. Subsidiaries are defined as entities controlled by the Bank. The Bank&#8217;s subsidiaries can be classified as entities controlled through voting interests or structured entities. The Bank consolidates a subsidiary from the date it obtains control. For the Bank to control an entity, all three elements of control should be in existence: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">power over the investee; </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">exposure, or rights, to variable returns from involvement with the investee; and </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">the ability to use power over the investee to affect the amount of the Bank&#8217;s returns. </div> </td> </tr> </table> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank does not control an investee when it is acting as an agent. The Bank assesses whether it is an agent by determining whether it is primarily engaged to act on behalf of and for the benefit of another party or parties. The Bank reassesses whether it controls an investee if facts and circumstances indicate that one or more of the elements of control have changed. </div></div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Voting-interest subsidiaries </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Control is presumed with an ownership interest of more than 50% of the voting rights in an entity unless there are other factors that indicate that the Bank does not control the entity despite having more than 50% of voting rights. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:nonNumeric name="ifrs-full:DescriptionOfNatureOfRelationshipWithSubsidiaryWhereParentHasDirectlyOrIndirectlyLessThanHalfOfVotingPower" contextRef="P11_01_2024To10_31_2025" id="ixv-208759">The Bank may consolidate an entity when it owns less than 50% of the voting rights when it has one or more other attributes of power</ix:nonNumeric>: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">by virtue of an agreement, over more than half of the voting rights; </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">to govern the financial and operating policies of the entity under a statute or an agreement; </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">to appoint or remove the majority of the members of the board of directors or equivalent governing body and control of the entity is by that board or body; or </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">to govern the financial and operating policies of the entity through the size of its holding of voting rights relative to the size and dispersion of holding of the other vote holders and voting patterns at shareholder meetings (i.e., de facto control). </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-controlling</div> interests are presented within equity in the Consolidated Statement of Financial Position separate from equity attributable to equity holders of the Bank. The net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests is presented separately in the Consolidated Statement of Income. Partial sales and incremental purchases of interests in subsidiaries that do not result in a change of control are accounted for as equity transactions with <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest holders. Any difference between the carrying amount of the interest and the transaction amount is recorded as an adjustment to retained earnings. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Structured entities </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Structured entities are designed to accomplish certain well-defined objectives and for which voting or similar rights are not the dominant factor in deciding who controls the entity. The Bank controls an entity when it is exposed, or has rights, to variable returns from its involvement with the investee and has the ability to affect those returns through its power over the investee. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank consolidates all structured entities that it controls. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">154</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div> </ix:nonNumeric></ix:nonNumeric></div> </div> <ix:continuation id="TextSelection_151229168" continuedAt="TextSelectionAppend_151229168_1"><ix:continuation id="TextSelection_151229167" continuedAt="TextSelectionAppend_151229167_1"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151229167_1" continuedAt="TextSelectionAppend_151229167_2"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation></ix:continuation></div> <ix:continuation id="TextSelectionAppend_151229168_1" continuedAt="TextSelectionAppend_151229168_2"><ix:continuation id="TextSelectionAppend_151229167_2" continuedAt="TextSelectionAppend_151229167_3"><div></div></ix:continuation></ix:continuation> </div> <div> <div style="line-height:normal;display: inline;"><ix:continuation id="TextSelectionAppend_151229168_2" continuedAt="TextSelectionAppend_151229168_3"><ix:continuation id="TextSelectionAppend_151229167_3" continuedAt="TextSelectionAppend_151229167_4"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> </ix:continuation><div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151229167_4" continuedAt="TextSelectionAppend_151229167_5"><ix:continuation id="TextSelectionAppend_151229168_3"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Investments in associates </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">An associate is an entity in which the Bank has significant influence, but not control, over the operating and financial policies of the entity. </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Investments in associates are recognized initially at cost, which includes the purchase price and other costs directly attributable to the purchase. Associates are accounted for using the equity method, which reflects the Bank&#8217;s share of the increase or decrease of the post-acquisition earnings and other movements in the associate&#8217;s equity. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">Investments in associates are evaluated for impairment at the end of each financial reporting period, or more frequently if events or changes in circumstances indicate the existence of objective evidence of impairment.</div></div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For purposes of applying the equity method for an investment that has a different reporting period from the Bank, adjustments are made for the effects of any significant events or transactions that occur between the reporting date of the investment and the reporting date of the Bank. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Joint arrangements </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s investments in joint arrangements over which the Bank has joint control are classified as either joint operations or joint ventures, depending on the contractual rights and obligations of each investor, rather than the legal structure of the joint arrangement. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Similar to accounting for investments in associates, for joint ventures, investments are recognized initially at cost and accounted for using the equity method, which reflects the Bank&#8217;s share of the increase or decrease of the post-acquisition earnings and other movements in the joint venture&#8217;s equity. Investments in joint ventures are evaluated for impairment at the end of each financial reporting period, or more frequently if events or changes in circumstances indicate the existence of objective evidence of impairment. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For joint operations, the Bank recognizes its direct rights to, and its share of jointly held assets, liabilities, revenues and expenses. These have been incorporated in the consolidated financial statements under the appropriate headings. </div> </ix:continuation><ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-128990"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Translation of foreign currencies </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The financial statements of each of the Bank&#8217;s foreign operations are measured using its functional currency, being the currency of the primary economic environment of the foreign operation. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Translation gains and losses related to the Bank&#8217;s monetary items are recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income in the Consolidated Statement of Income. Revenues and expenses denominated in foreign currencies are translated using average exchange rates. Foreign currency <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-monetary</div> items that are measured at historical cost are translated into the functional currency at historical rates. Foreign currency <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-monetary</div> items measured at fair value are translated into functional currency using the rate of exchange at the date the fair value was determined. Foreign currency gains and losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-monetary</div> items are recognized in the Consolidated Statement of Income or Consolidated Statement of Comprehensive Income consistent with the gain or loss on the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-monetary</div> item. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Unrealized gains and losses arising upon translation of foreign operations, together with any gains or losses arising from hedges of those net investment positions to the extent effective, are credited or charged to net change in unrealized foreign currency translation gains/losses in other comprehensive income in the Consolidated Statement of Comprehensive Income. 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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Amortized cost; </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Fair value through other comprehensive income (FVOCI); </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Fair value through profit or loss (FVTPL); </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Elected at fair value through other comprehensive income (Equities only); or </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Designated at FVTPL </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Debt instruments </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Debt instruments, including loans and debt securities, are classified into one of the following measurement categories: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Amortized cost; </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Fair value through other comprehensive income (FVOCI); </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Fair value through profit or loss (FVTPL); or </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Designated at FVTPL </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Classification of debt instruments is determined based on: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left">(i)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;">The business model under which the asset is held; and </div> </td> </tr> </table>
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<td style="width:4%;vertical-align:top;text-align:left">(ii)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;">The contractual cash flow characteristics of the instrument. </div> </td> </tr> </table> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> </ix:nonNumeric></ix:continuation><ix:continuation id="TextSelection_151229170" continuedAt="TextSelectionAppend_151229170_1"><ix:continuation id="TextSelectionAppend_151229167_5" continuedAt="TextSelectionAppend_151229167_6"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">155</div></div> </div></div> </ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151229167_6" continuedAt="TextSelectionAppend_151229167_7"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation></ix:continuation> </div> </div> <ix:continuation id="TextSelectionAppend_151229170_1" continuedAt="TextSelectionAppend_151229170_2"><ix:continuation id="TextSelectionAppend_151229167_7" continuedAt="TextSelectionAppend_151229167_8"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151229167_8" continuedAt="TextSelectionAppend_151229167_9"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_9" continuedAt="TextSelectionAppend_151229167_10"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation></ix:continuation></div> </div> </div> <div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151229170_2" continuedAt="TextSelectionAppend_151229170_3"><ix:continuation id="TextSelectionAppend_151229167_10" continuedAt="TextSelectionAppend_151229167_11"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Business model assessment </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A business model assessment involves determining how financial assets are managed to generate cash flows. The Bank&#8217;s business model assessment is based on the following categories: </div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Held to collect: The objective of this business model is to hold assets and collect contractual cash flows. Any sales of the asset are incidental to the objective of the model. </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Held to collect and for sale: Both collecting contractual cash flows and sales are integral to achieving the objectives of the business model. </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Other business model: The business model is neither <div style="white-space:nowrap;display:inline;"><div style="white-space:nowrap;display:inline;">held-to-collect</div></div> nor <div style="white-space:nowrap;display:inline;"><div style="white-space:nowrap;display:inline;">held-to-collect</div></div> and for sale. </div></td></tr></table><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank assesses the business model at a portfolio level reflective of how groups of assets are managed together to achieve a particular business objective. For the assessment of a business model, the Bank takes into consideration the following factors: </div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">How the performance of assets in a portfolio is evaluated and reported to group heads and other key decision makers within the Bank&#8217;s business lines; </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">How compensation is determined for the Bank&#8217;s business lines&#8217; management that manages the assets; </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">How the business lines&#8217; management is compensated for managing the Bank&#8217;s assets based on the fair value or the contractual cash flows collected; </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Whether the assets are held for trading purposes; </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">The risks that affect the performance of assets held within a business model and how those risks are managed; and </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">The frequency and volume of sales in prior periods and expectations about future sales activity. </div></td></tr></table><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Contractual cash flow characteristics assessment </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The contractual cash flow characteristics assessment involves assessing the contractual features of an instrument to determine if they give rise to cash flows that are consistent with a basic lending arrangement. Contractual cash flows are consistent with a basic lending arrangement if they represent cash flows that are solely payments of principal and interest on the principal amount outstanding (SPPI). </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Principal is defined as the fair value of the instrument at initial recognition. Principal may change over the life of the instrument due to repayments or amortization of premium/discount. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Interest is defined as the consideration for the time value of money and the credit risk associated with the principal amount outstanding and for other basic lending risks and costs (liquidity risk and administrative costs), and a profit margin. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">If the Bank identifies any contractual features that could significantly modify the cash flows of the instrument such that they are no longer consistent with a basic lending arrangement, the related financial asset is classified and measured at FVTPL. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Debt instruments measured at amortized cost </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Debt instruments are measured at amortized cost if they are held within a business model whose objective is to hold for collection of contractual cash flows where those cash flows represent solely payments of principal and interest. After initial measurement, debt instruments in this category are carried at amortized cost. Interest income on these instruments is recognized in interest income using the effective interest rate method. The effective interest rate is the rate that discounts estimated future cash payments or receipts through the expected life of the financial asset to the gross carrying amount of a financial asset. Amortized cost is calculated by taking into account any discount or premium on the acquisition, transaction costs and fees that are an integral part of the effective interest rate. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Impairment on debt instruments measured at amortized cost is calculated using the expected credit loss approach. Loans and debt securities measured at amortized cost are presented net of the allowance for credit losses (ACL) in the Statement of Financial Position. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Debt instruments measured at FVOCI </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Debt instruments are measured at FVOCI if they are held within a business model whose objective is to hold for collection of contractual cash flows and for selling financial assets, where the assets&#8217; cash flows represent payments that are solely payments of principal and interest. Subsequent to initial recognition, unrealized gains and losses on debt instruments measured at FVOCI are recorded in other comprehensive income (OCI), unless the instrument is designated in a fair value hedge relationship. When designated in a fair value hedge relationship, any changes in fair value due to changes in the hedged risk are recognized in <div style="white-space:nowrap;display:inline;">Non-interest</div> income in the Consolidated Statement of Income, along with changes in fair value of the hedging instrument. Upon derecognition, realized gains and losses are reclassified from OCI and recorded in <div style="white-space:nowrap;display:inline;">Non-interest</div> income in the Consolidated Statement of Income. Foreign exchange gains and losses that relate to the amortized cost of the debt instrument are recognized in the Consolidated Statement of Income. 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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:left">are held for trading purposes; </div></td></tr></table>
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<td style="width:4%;vertical-align:top;text-align:left">(ii)</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:left">are held as part of a portfolio managed on a fair value basis; or </div></td></tr></table>
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<td style="width:4%;vertical-align:top;text-align:left">(iii)</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:left">whose cash flows do not represent payments that are solely payments of principal and interest. </div></td></tr></table><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">These instruments are measured at fair value in the Consolidated Statement of Financial Position, with transaction costs recognized immediately in the Consolidated Statement of Income as part of <div style="white-space:nowrap;display:inline;">Non-interest</div> income. Realized and unrealized gains and losses are recognized as part of <div style="white-space:nowrap;display:inline;">Non-interest</div> income in the Consolidated Statement of Income. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Debt instruments designated at FVTPL </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank designates certain debt instruments at FVTPL upon initial recognition, and the designation is irrevocable. The FVTPL designation is available when a fair value is reliably estimated, and doing so eliminates or significantly reduces an accounting mismatch which would otherwise arise. </div></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_11" continuedAt="TextSelectionAppend_151229167_12"><ix:exclude><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="font-weight:bold;display:inline;">156</div>&#8194;<div style="font-family:arial; font-size:7pt;color:#b23040;display:inline;">|</div><div style="font-family:arial;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></ix:exclude></ix:continuation></ix:continuation></div></div><ix:continuation id="TextSelectionAppend_151229170_3" continuedAt="TextSelectionAppend_151229170_4"><ix:continuation id="TextSelectionAppend_151229167_12" continuedAt="TextSelectionAppend_151229167_13"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_13" continuedAt="TextSelectionAppend_151229167_14"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_14" continuedAt="TextSelectionAppend_151229167_15"><ix:exclude><div style="font-size:10pt;font-weight:bold; margin-top: 1.67em; margin-bottom: 1.67em;"><a href="#toc">Table of Contents</a></div></ix:exclude></ix:continuation></ix:continuation><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151229167_15" continuedAt="TextSelectionAppend_151229167_16"><ix:continuation id="TextSelectionAppend_151229170_4"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Debt instruments designated at FVTPL are recorded in the Consolidated Statement of Financial Position at fair value. Changes in fair value are recognized in <div style="white-space:nowrap;display:inline;">Non-interest</div> income in the Consolidated Statement of Income. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Equity instruments </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Equity instruments are classified into one of the following measurement categories: </div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Fair value through profit or loss (FVTPL); or </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Elected at fair value through other comprehensive income (FVOCI). </div></td></tr></table><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Equity instruments measured at FVTPL </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Equity instruments are measured at FVTPL, unless an election is made to designate them at FVOCI upon purchase, with transaction costs recognized immediately in the Consolidated Statement of Income as part of <div style="white-space:nowrap;display:inline;">Non-interest</div> income. Subsequent to initial recognition, the changes in fair value and dividends received are recognized in the Consolidated Statement of Income. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Equity instruments measured at FVOCI </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">At initial recognition, the Bank has an option to classify <div style="white-space:nowrap;display:inline;">non-trading</div> equity instruments at FVOCI. This election is irrevocable and is made on an <div style="white-space:nowrap;display:inline;"><div style="white-space:nowrap;display:inline;">instrument-by-instrument</div></div> basis. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Gains and losses on these instruments, including when derecognized/sold, are recorded in OCI and are not subsequently reclassified to the Consolidated Statement of Income. As such, there is no specific impairment requirement. Dividends received are recorded in Interest income in the Consolidated Statement of Income. Any transaction costs incurred upon purchase of the security are added to the cost basis of the security and are not reclassified to the Consolidated Statement of Income on sale of the security. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Classification and measurement of financial liabilities </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Financial liabilities are classified into one of the following measurement categories: </div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Fair value through profit or loss (FVTPL); </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Amortized cost; or </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Designated at FVTPL. </div></td></tr></table><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Financial liabilities measured at FVTPL </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Financial liabilities measured at FVTPL are held principally for the purpose of repurchasing in the near term, or form part of a portfolio of identified financial instruments that are managed together and for which there is evidence of a recent actual pattern of short term profit-taking. Financial liabilities are recognized on a trade date basis and accounted for at fair value, with changes in fair value and any gains or losses recognized in the Consolidated Statement of Income as part of the <div style="white-space:nowrap;display:inline;">non-interest</div> income. Transaction costs are expensed as incurred. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Financial liabilities measured at amortized cost </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Deposits, subordinated notes and debentures are accounted for at amortized cost. Interest on deposits, calculated using the effective interest rate method, is recognized as interest expense. Interest on subordinated notes and debentures, including capitalized transaction costs, is recognized using the effective interest rate method as interest expense. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Financial liabilities designated at FVTPL </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank designates certain financial liabilities at FVTPL upon initial recognition, and the designation is irrevocable. The FVTPL designation is available when a fair value is reliably estimated. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Financial liabilities are designated at FVTPL when it meets one of the following criteria: </div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">The designation eliminates or significantly reduces an accounting mismatch which would otherwise arise; or </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">A group of financial liabilities are managed and their performance is evaluated on a fair value basis, in line with a documented risk management strategy; or </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">The financial liability contains one or more embedded derivatives which significantly modify the cash flows otherwise required. </div></td></tr></table><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Financial liabilities designated at FVTPL are recorded in the Consolidated Statement of Financial Position at fair value. Any changes in fair value are recognized in <div style="white-space:nowrap;display:inline;">Non-interest</div> income in the Consolidated Statement of Income, except for changes in fair value arising from changes in the Bank&#8217;s own credit risk which are recognized in OCI. Changes in fair value due to changes in the Bank&#8217;s own credit risk are not subsequently reclassified to the Consolidated Statement of Income upon derecognition/extinguishment of the liabilities. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Determination of fair value </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair value of a financial asset or liability is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants in the principal, or in its absence, the most advantageous market to which the Bank has access at the measurement date. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank values instruments carried at fair value using quoted market prices, where available. Fair value based on unadjusted quoted market prices for identical instruments in active markets represents a Level&#160;1 valuation. When quoted market prices are not available, the Bank maximizes the use of observable inputs within valuation models. When a fair value is based on all significant market observable inputs, the valuation is classified as Level&#160;2. Valuations that require the significant use of unobservable inputs are considered Level&#160;3. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Inception gains and losses are only recognized where the valuation is dependent on observable market data; otherwise, they are deferred and amortized over the life of the related contract or until the valuation inputs become observable. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">IFRS 13, <div style="font-style:italic;display:inline;">Fair Value Measurement</div> permits a measurement exception that allows an entity to determine the fair value of a group of financial assets and liabilities with offsetting risks based on the sale or transfer of its net exposure to a particular risk (or risks). The Bank has adopted this exception through an accounting policy choice. Consequently, the fair values of certain portfolios of financial instruments are determined based on the net exposure of those instruments to market, credit or funding risk. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In determining fair value for certain instruments or portfolios of instruments, valuation adjustments or reserves may be required to arrive at a more accurate representation of fair value. These adjustments include those made for credit risk, <div style="white-space:nowrap;display:inline;">bid-offer</div> spreads, unobservable parameters, funding costs and constraints on prices in inactive or illiquid markets. </div></ix:continuation><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_16" continuedAt="TextSelectionAppend_151229167_17"><ix:exclude><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family:arial; font-size:7pt;color:#b23040;display:inline;">|</div><div style="font-family:arial;display:inline;">&#8194;<div style="font-weight:bold;display:inline;">157</div> </div></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_17" continuedAt="TextSelectionAppend_151229167_18"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation></div></div><ix:continuation id="TextSelectionAppend_151229167_18" continuedAt="TextSelectionAppend_151229167_19"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_19" continuedAt="TextSelectionAppend_151229167_20"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_20" continuedAt="TextSelectionAppend_151229167_21"><ix:exclude><div style="font-size:10pt;font-weight:bold; margin-top: 1.67em; margin-bottom: 1.67em;"><a href="#toc">Table of Contents</a></div></ix:exclude></ix:continuation></div></div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151229167_21" continuedAt="TextSelectionAppend_151229167_22"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151229171" id="ixv-129396"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Derecognition of financial assets and liabilities </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Derecognition of financial assets </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A financial asset is derecognized when the contractual rights to the cash flows from the asset has expired; or the Bank transfers the contractual rights to receive the cash flows from the financial asset; or has assumed an obligation to pay those cash flows to an independent third-party; or the Bank has transferred substantially all the risks and rewards of ownership of that asset to an independent third-party. Management determines whether substantially all the risk and rewards of ownership have been transferred by quantitatively comparing the variability in cash flows before and after the transfer. If the variability in cash flows remains significantly similar subsequent to the transfer, the Bank has retained substantially all of the risks and rewards of ownership. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Where substantially all the risks and rewards of ownership of the financial asset are neither retained nor transferred, the Bank derecognizes the transferred asset only if it has lost control over that asset. Control over the asset is represented by the practical ability to sell the transferred asset. If the Bank retains control over the asset, it will continue to recognize the asset to the extent of its continuing involvement. At times such continuing involvement may be in the form of investment in senior or subordinated tranches of notes issued by <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-consolidated</div> structured entities. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">On derecognition of a financial asset, the difference between the carrying amount and the sum of (i)&#160;the consideration received (including any new asset obtained less any new liability assumed) and (ii)&#160;any cumulative gain or loss that had been recognized in other comprehensive income is recognized in the Consolidated Statement of&#160;Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Transfers of financial assets that do not qualify for derecognition are reported as secured financings in the Consolidated Statement of Financial Position. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The derecognition criteria are applied to the transfer of part of an asset, rather than the asset as a whole, only if such part comprises specifically identified cash flows from the asset, a fully proportionate share of the cash flows from the asset, or a fully proportionate share of specifically identified cash flows from the asset. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Derecognition of financial liabilities </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A financial liability is derecognized when the obligation under the liability is discharged, canceled or expires. If an existing financial liability is replaced by another from the same counterparty on substantially different terms, or the terms of the existing liability are substantially modified, such an exchange or modification is treated as a derecognition of the original liability and&#160;the recognition of a new liability at fair value. The difference in the respective carrying amount of the existing liability and the new liability is recognized as a gain/loss in the Consolidated Statement of Income. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Impairment </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Scope </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank applies a three-stage approach to measure allowance for credit losses, using an expected credit loss approach as required under IFRS 9, for the following categories of financial instruments that are not measured at fair value through profit or loss: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Amortized cost financial assets; </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Debt securities classified as FVOCI; </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Off-balance</div> sheet loan commitments; and </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Financial guarantee contracts. </div></td></tr></table> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Expected credit loss impairment model </div></div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s allowance for credit losses calculations are outputs of models with a number of underlying assumptions regarding the choice of variable inputs and their interdependencies. The expected credit loss impairment model reflects the present value of all cash shortfalls related to default events either (i)&#160;over the following twelve months or (ii)&#160;over the expected life of a financial instrument depending on credit deterioration from inception. The allowance for credit losses reflects an unbiased, probability-weighted outcome which considers multiple scenarios based on reasonable and supportable forecasts. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">This impairment model measures credit loss allowances using a three-stage approach based on the extent of credit deterioration since origination: </div></div></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Stage 1 &#8211; Where there has not been a significant increase in credit risk (SIR) since initial recognition of a financial instrument, an amount equal to 12 months expected credit loss is recorded. The expected credit loss is computed using a probability of default (PD) occurring over the next 12 months. For those instruments with a remaining maturity of less than 12 months, a PD corresponding to remaining term to maturity is used. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Stage 2 &#8211; When a financial instrument experiences a SIR subsequent to origination but is not considered to be in default, it is included in Stage 2. This requires the computation of expected credit loss based on the PD over the remaining estimated life of the financial instrument. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Stage 3 &#8211; Financial instruments that are considered to be in default are included in this stage. Similar to Stage 2, the allowance for credit losses captures the lifetime expected credit losses. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Measurement of expected credit loss </div></div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The PD, exposure at default (EAD), and loss given default (LGD) inputs used to estimate expected credit losses are modelled based on macroeconomic variables that are closely related with credit losses in the relevant portfolio. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Details of these statistical parameters/inputs are as follows: </div></div></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">PD &#8211; The probability of default is an estimate of the likelihood of default over a given time horizon. A default may only happen at a certain time over the remaining estimated life if the facility has not been previously derecognized and is still in the portfolio. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">EAD &#8211; The exposure at default is an estimate of the exposure at a future default date, considering expected changes in the exposure after the reporting date, including repayments of principal and interest, whether scheduled by contract or otherwise, expected drawdowns on committed facilities, and accrued interest from missed payments. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">LGD &#8211; The loss given default is an estimate of the loss arising in the case where a default occurs at a given time. It is based on the difference between the contractual cash flows due and those that the lender would expect to receive, including from the realization of any collateral. It is usually expressed as a percentage of the EAD. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:nonNumeric></ix:continuation> </div></div><ix:continuation id="TextSelection_151229171" continuedAt="TextSelectionAppend_151229171_1"><ix:continuation id="TextSelectionAppend_151229167_22" continuedAt="TextSelectionAppend_151229167_23"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_23" continuedAt="TextSelectionAppend_151229167_24"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_24" continuedAt="TextSelectionAppend_151229167_25"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> </ix:continuation><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151229171_1" continuedAt="TextSelectionAppend_151229171_2"><ix:continuation id="TextSelectionAppend_151229167_25" continuedAt="TextSelectionAppend_151229167_26"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Forward-looking information </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The estimation of expected credit losses for each stage and the assessment of SIR consider information about past events and current conditions as well as reasonable and supportable forecasts of future events and economic conditions. The estimation and application of forward-looking information may require significant judgment. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Macroeconomic factors </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In its models, the Bank relies on a broad range of forward-looking economic information as inputs, such as: GDP growth, unemployment rates, central bank interest rates, and house price indices. The inputs and models used for calculating expected credit losses may not always capture all characteristics of the market at the date of the financial statements. Qualitative adjustments or overlays may be made as temporary adjustments using expert credit judgment. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Multiple forward-looking scenarios </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank determines its allowance for credit losses using four probability-weighted forward-looking scenarios. The Bank considers both internal and external sources of information and data in order to achieve unbiased projections and forecasts. The scenarios are prepared using forecasts generated by Scotiabank Economics (SE). The forecasts are created using internal and external models which are modified by SE as necessary to formulate a &#8216;base case&#8217; view of the most probable future direction of relevant economic variables as well as a representative range of other possible forecast scenarios. The process involves the development of three additional economic scenarios and consideration of the relative probabilities of each outcome. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The &#8216;base case&#8217; represents the most likely outcome and is aligned with information used by the Bank for other purposes such as strategic planning and budgeting. The other scenarios represent more optimistic and more pessimistic outcomes. The Bank has identified and documented key drivers of credit risk and credit losses for each portfolio of financial instruments and, using an analysis of historical data, has estimated relationships between macroeconomic variables, credit risk, and credit losses. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Assessment of significant increase in credit risk </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">At each reporting date, the Bank assesses whether there has been a SIR for exposures since initial recognition by comparing the risk of default occurring over the remaining expected life from the reporting date and the date of initial recognition. The assessment considers borrower-specific quantitative and qualitative information without consideration of collateral, and the impact of forward-looking macroeconomic factors. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;">The common assessments for SIR on retail and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> portfolios include macroeconomic outlook, management judgment, and delinquency and monitoring. Forward-looking macroeconomic factors are a key component of the macroeconomic outlook. The importance and relevance of each specific macroeconomic factor depends on the type of product, characteristics of the financial instruments and the borrower and the geographical region. Quantitative models may not always be able to capture all reasonable and supportable information that may indicate a SIR. Qualitative factors may be assessed to supplement the gap. Examples of situations include changes in adjudication criteria for a particular group of borrowers, changes in portfolio composition, and natural disasters impacting certain portfolios. With regards to delinquency and monitoring, there is a rebuttable presumption that the credit risk of the financial instrument has increased since initial recognition when contractual payments are more than 30 days overdue. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Retail portfolio &#8211; For retail exposures, a SIR is assessed based on thresholds that exist by product which consider the change in PD. The thresholds used for PD migration are reviewed and assessed at least annually unless there is a significant change in credit risk management practices, in which case the review is brought forward. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-retail</div> portfolio &#8211; The Bank uses a risk rating scale (IG codes) for its <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> exposures. All <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> exposures have an IG code assigned that reflects the PD of the borrower. Both borrower specific and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-borrower</div> specific (i.e. macroeconomic) forward-looking information is considered and reflected in the IG rating. SIR is evaluated based on the migration of the exposures among IG codes. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Expected life </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">When measuring expected credit loss, the Bank considers the maximum contractual period over which the Bank is exposed to credit risk. All contractual terms are considered when determining the expected life, including prepayment, and extension and rollover options. For certain revolving credit facilities, such as credit cards, the expected life is estimated based on the period over which the Bank is exposed to credit risk and how the credit losses are mitigated by management actions. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Presentation of allowance for credit losses in the Statement of Financial Position </div></div></div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Financial assets measured at amortized cost: as a deduction from the gross carrying amount of the financial assets; </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Debt instruments measured at fair value through other comprehensive income: no allowance is recognized in the Statement of Financial Position because the carrying value of these assets is their fair value. However, the allowance determined is presented in the accumulated other comprehensive income; </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Off-balance</div> sheet credit risks include undrawn lending commitments, letters of credit and letters of guarantee: as a provision in other liabilities. </div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Modified financial assets </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">If the terms of a financial asset are modified or an existing financial asset is replaced with a new one, an assessment is made to determine if the existing financial asset should be derecognized. Where a modification does not result in derecognition, the date of origination continues to be used to determine SIR. Where a modification results in derecognition, the new financial asset is recognized at its fair value on the modification date. The modification date is also the date of origination for this new asset. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank may modify the contractual terms of loans for either commercial or credit reasons. The terms of a loan in good standing may be modified for commercial reasons to provide competitive pricing to borrowers. Loans are also modified for credit reasons where the contractual terms are modified to grant a concession to a borrower that may be experiencing financial difficulty. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For all financial assets, modifications of the contractual terms may result in derecognition of the original asset when the changes to the terms of the loans are considered substantial. These terms include interest rate, authorized amount or term. The original loan is derecognized, and the new loan is recognized at its fair value. The difference between the carrying value of the derecognized asset and the fair value of the new asset is recognized in the Consolidated Statement of Income. </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_26" continuedAt="TextSelectionAppend_151229167_27"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">159</div></div> </div></div> </ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151229167_27" continuedAt="TextSelectionAppend_151229167_28"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation></ix:continuation> </div></div> <ix:continuation id="TextSelectionAppend_151229171_2" continuedAt="TextSelectionAppend_151229171_3"><ix:continuation id="TextSelectionAppend_151229167_28" continuedAt="TextSelectionAppend_151229167_29"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151229167_29" continuedAt="TextSelectionAppend_151229167_30"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_30" continuedAt="TextSelectionAppend_151229167_31"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation></ix:continuation></div></div></div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151229171_3" continuedAt="TextSelectionAppend_151229171_4"><ix:continuation id="TextSelectionAppend_151229167_31" continuedAt="TextSelectionAppend_151229167_32"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For all loans, performing and credit-impaired, where the modification of terms did not result in the derecognition of the loan, the gross carrying amount of the modified loan is recalculated based on the present value of the modified cash flows discounted at the original effective interest rate<div style="display:inline;">,</div> and any gain or loss from the modification is recorded in the provision for credit losses line in the Consolidated Statement of Income. </div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Definition of default </div></div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank considers a financial instrument to be in default when one or more loss events occur after the date of initial recognition of the instrument, and the loss event has a negative impact on the estimated future cash flows of the instrument that can be reliably estimated. This includes events that indicate: </div></div></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">significant financial difficulty of the borrower; </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">default or delinquency in interest or principal payments; </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">high probability of the borrower entering a phase of bankruptcy or a financial reorganization; </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width: 1%; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">measurable decrease in the estimated future cash flows from the loan or the underlying assets that back the loan. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank considers that default has occurred and classifies the financial asset as impaired when it is more than 90 days past due, except for credit card receivables that are treated as defaulted when 180 days past due, unless reasonable and supportable information demonstrates that a more lagging default criterion is appropriate. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Write-off</div> policy </div></div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;">The Bank writes off an impaired financial asset (and the related impairment allowance), either partially or in full, when there is no realistic prospect of recovery. Where financial assets are secured, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">write-off</div> is generally after receipt of any proceeds from the realization of security. In circumstances where the net realizable value of any collateral has been determined and there is no reasonable expectation of further recovery, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">write-off</div> may be earlier. Credit card receivables 180 days past due are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">written-off.</div> In subsequent periods, any recoveries of amounts previously written off are credited to the provision for credit losses in the Consolidated Statement of Income. </div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Purchased loans </div></div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">All purchased loans are initially measured at fair value on the date of acquisition. As a result, <ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_PurchasedLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt-sec:numwordsen" id="ixv-208766">no</ix:nonFraction> allowance for credit losses would be recorded in the Consolidated Statement of Financial Position on the date of acquisition. Purchased loans may fit into either of the two categories: Performing loans or Purchased Credit-Impaired (PCI) loans. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Purchased performing loans follow the same accounting as originated performing loans and are reflected in Stage 1 on the date of the acquisition. They will be subject to a 12 month allowance for credit losses<div style="letter-spacing: 0px; top: 0px;display:inline;">,</div> which is recorded as a provision for credit losses in the Consolidated Statement of Income. The fair value adjustment set up for these loans on the date of acquisition is amortized into interest income over the life of these loans. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">PCI loans are reflected in Stage 3 and are always subject to lifetime allowance for credit losses. Any changes in the expected cash flows since the date of acquisition are recorded as a charge/recovery in the provision for credit losses in the Consolidated Statement of Income at the end of all reporting periods subsequent to the date of acquisition. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Offsetting of financial instruments </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Financial assets and financial liabilities with the same counterparty are offset, with the net amount reported in the Consolidated Statement of Financial Position, only if there is a legally enforceable right to offset the recognized amounts and there is an intention to settle on a net basis, or to realize the assets and settle the liabilities simultaneously. When financial assets and financial liabilities are offset in the Consolidated Statement of Financial Position, the related income and expense items will also be offset in the Consolidated Statement of Income, unless specifically prohibited by an applicable accounting standard. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash and deposits with financial institutions </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Cash and deposits with financial institutions comprise cash, cash equivalents, demand deposits with banks and other financial institutions, and highly liquid investments that are readily convertible to cash, subject to an insignificant risk of changes in value. These investments are those with less than <ix:nonNumeric name="bns:CashAndDepositsWithFinancialInstitutionsMaturityPeriod" contextRef="P11_01_2024To10_31_2025_TopOfRangeMemberifrsfullRangeAxis" format="ixt-sec:durwordsen" id="ixv-208767">three months</ix:nonNumeric> maturity from the date of acquisition. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Precious metals </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Precious metals are carried at fair value less costs to sell, and any changes in value are credited or charged to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income&#160;&#8211; trading revenues in the Consolidated Statement of Income. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Securities purchased and sold under resale agreements </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Securities purchased under resale agreements (reverse repurchase agreements) require the purchase of securities by the Bank from a counterparty with an agreement entered to resell the securities at a fixed price at a future date. Since the Bank is reselling the securities at a fixed price at a future date, the risks and rewards have not been transferred to the Bank. The Bank has the right to liquidate the securities purchased in the event of counterparty default. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Whereas securities sold under agreements to repurchase (repurchase agreements) require the sale of securities by the Bank to a counterparty with an agreement entered simultaneously to purchase the securities back at a fixed price at a future date. Since the Bank is purchasing the securities back at a fixed price at a future date, the risks and rewards have not been transferred from the Bank. The counterparty has the right to use the collateral pledged by the Bank in the event of default. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">These agreements are treated as collateralized financing arrangements and are initially recognized at amortized cost. The party disbursing the cash takes possession of the securities serving as collateral for the financing and having a market value equal to, or more than, the principal amount loaned. The securities received under reverse repurchase agreements and securities delivered under repurchase agreements are not recognized on, or derecognized from, the Consolidated Statement of Financial Position, unless the risks and rewards of ownership are obtained or relinquished. The related interest income and interest expense are recorded on an accrual basis using the effective interest rate in the Consolidated Statement of Income. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">160</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:continuation></ix:continuation> </div> </div> <ix:continuation id="TextSelectionAppend_151229171_4" continuedAt="TextSelectionAppend_151229171_5"><ix:continuation id="TextSelectionAppend_151229167_32" continuedAt="TextSelectionAppend_151229167_33"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151229167_33" continuedAt="TextSelectionAppend_151229167_34"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_34" continuedAt="TextSelectionAppend_151229167_35"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> </ix:continuation><div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151229167_35" continuedAt="TextSelectionAppend_151229167_36"><ix:continuation id="TextSelectionAppend_151229171_5"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold short </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Obligations related to securities sold short arise in dealing and market-making activities where debt securities and equity shares are sold without possessing such securities. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Similarly, if securities purchased under an agreement to resell are subsequently sold to third parties, the obligation to return the securities is recorded as a short sale within obligations related to securities sold short in the Consolidated Statement of Financial Position. These trading liabilities are measured at fair value with any gains or losses included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income&#160;&#8211; trading revenues in the Consolidated Statement of Income. Interest expense accruing on debt securities sold short is recorded in the Consolidated Statement of Income. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Securities lending and borrowing </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Securities lending and borrowing transactions are usually collateralized by securities or cash. The transfer of the securities to counterparties is only reflected on the Consolidated Statement of Financial Position if the risks and rewards of ownership are also transferred. For cash collateral advanced or received, the Bank presents these transactions as securities sold under a repurchase agreement or securities purchased under a reverse repurchase agreement, respectively. Interest income on cash collateral paid and interest expense on cash collateral received together with securities lending income and securities borrowing fee are reported in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Securities borrowed are not recognized on the Consolidated Statement of Financial Position unless they are then sold to third parties, in which case the obligation to return the securities is recorded as a trading liability and measured at fair value with any gains or losses included <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">in&#160;non-interest</div> income &#8211; trading revenues, in the Consolidated Statement of Income. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Derivative instruments </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Derivative instruments are contracts whose value is derived from interest rates, foreign exchange rates, commodity prices, equity prices or other financial variables. Most derivative instruments can be characterized as interest rate contracts, foreign exchange and gold contracts, commodity contracts, equity contracts or credit contracts. Derivative instruments are either exchange-traded contracts or negotiated <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">over-the-counter</div></div> contracts. Negotiated <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">over-the-counter</div></div> contracts include swaps, forwards and options. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank enters into these derivative contracts for trading purposes, as&#160;well as to manage its risk exposures (i.e., to manage the Bank&#8217;s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> interest rate, foreign currency and other risk exposures). Trading activities are undertaken to meet the needs of the Bank&#8217;s customers, as well as for the Bank&#8217;s own account. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Derivatives embedded in other financial liabilities or host contracts are treated as separate stand-alone derivatives when the following conditions are met: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">their economic characteristics and risks are not closely related to those of the host contract; </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">a separate instrument with the same terms as the embedded derivative would meet the definition of a derivative; and </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">the combined contract is not held for trading or designated at fair value through profit or loss. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Where an embedded derivative is separable from the host contract but the fair value, as at the acquisition or reporting date, cannot be reliably measured separately, the entire combined contract is measured at fair value. All embedded derivatives are presented on the Consolidated Statement of Financial Position on a combined basis with the host contracts. Changes in fair value of embedded derivatives that are separated from the host contract are recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">All derivatives, including embedded derivatives that must be separately accounted for, are recorded at fair value in the Consolidated Statement of Financial Position. The determination of the fair value of derivatives includes consideration of credit risk, estimated funding costs and ongoing direct costs over the life of the instruments. Inception gains or losses on derivatives are only recognized where the valuation is dependent on observable market data; otherwise, they are deferred and amortized over the life of the related contract, or until the valuation inputs become observable. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The gains and losses resulting from changes in fair values of trading derivatives are included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income&#160;&#8211; trading revenues in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Changes in the fair value of derivatives that do not qualify for hedge accounting are recorded in the Consolidated Statement of Income in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income&#160;&#8211; other. Where derivative instruments are used to manage the volatility of share-based payment expense, these derivatives are carried at fair value with changes in the fair value in relation to units hedged included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses &#8211; salaries and employee benefits in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Changes in the fair value of derivatives that qualify for hedge accounting are recorded as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other in the Consolidated Statement of Income for fair value hedges and other comprehensive income in the Consolidated Statement of Comprehensive Income for cash flow hedges and net investment hedges. </div> </ix:continuation><ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForHedgingExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151229172" id="ixv-129897"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedge accounting </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank has elected to continue to apply the hedge accounting requirements of IAS 39. Also, the Bank has implemented the additional hedge accounting disclosures that are required by the IFRS 9 related amendments to IFRS 7 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments: Disclosures</div></div>. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank formally documents all hedging relationships and its risk management objective and strategy for undertaking these hedge transactions at inception. The hedge documentation includes identification of the asset, liability, firm commitment or highly probable forecasted transaction being hedged, the nature of the risk being hedged, the hedging instrument used, and the method used to assess the effectiveness of the hedge. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank also formally assesses, both at each hedge&#8217;s inception and on an ongoing basis, whether the hedging instruments are highly effective in offsetting changes in fair value or cash flows of the hedged items within an <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:AverageRateOfHedgingInstrument" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-208769">80</ix:nonFraction>-<ix:nonFraction name="ifrs-full:AverageRateOfHedgingInstrument" contextRef="PAsOn10_31_2025_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-208770">125</ix:nonFraction>%</div> range. This assessment incorporates a comparison of critical terms of the hedged and hedging item, and regression analysis, in order to determine (i)&#160;whether the hedge relationship is expected to be highly effective going forward (i.e. prospective effectiveness assessment) and (ii)&#160;whether the hedge was actually highly effective for the designated period (i.e. retrospective effectiveness assessment). </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Hedge ineffectiveness is measured and recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">There are three types of hedges: (i)&#160;fair value hedges, (ii)&#160;cash flow hedges and (iii)&#160;net investment hedges. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> </ix:nonNumeric></ix:continuation><ix:continuation id="TextSelection_151229172" continuedAt="TextSelectionAppend_151229172_1"><ix:continuation id="TextSelectionAppend_151229167_36" continuedAt="TextSelectionAppend_151229167_37"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">161</div></div> </div></div> </ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151229167_37" continuedAt="TextSelectionAppend_151229167_38"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation></ix:continuation> </div> </div> <ix:continuation id="TextSelectionAppend_151229172_1" continuedAt="TextSelectionAppend_151229172_2"><ix:continuation id="TextSelectionAppend_151229167_38" continuedAt="TextSelectionAppend_151229167_39"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151229167_39" continuedAt="TextSelectionAppend_151229167_40"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_40" continuedAt="TextSelectionAppend_151229167_41"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation></ix:continuation></div> </div> </div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151229167_41" continuedAt="TextSelectionAppend_151229167_42"><ix:continuation id="TextSelectionAppend_151229172_2"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Fair value hedges </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For fair value hedges, the change in fair value of the hedging instrument is offset in the Consolidated Statement of Income by the change in fair value of the hedged item attributable to the hedged risk. For hedges that are discontinued, the hedged item is no longer adjusted for changes in fair value. The cumulative fair value adjustment of the hedged item is amortized to interest income over its remaining term to maturity or written off to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income directly if the hedged item ceases to exist. The Bank uses fair value hedges primarily to convert fixed rate financial instruments to floating rate financial instruments. Hedged items include debt securities, loans, deposit liabilities and subordinated debentures. Hedging instruments include single-currency interest rate swaps and cross-currency interest rate swaps. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Cash flow hedges </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For cash flow hedges, the change in fair value of the hedging instrument, to the extent effective, is recorded in other comprehensive income until the corresponding gains and losses on the hedged item are recognized in income. For hedges that are discontinued, the cumulative unrealized gain or loss recognized in other comprehensive income is reclassified to interest income and/or salaries and employee benefits as the variability in the cash flows of hedged item affects income. However, if the hedged item is derecognized or the forecasted transaction is no longer expected to occur, the unrealized gain or loss is reclassified immediately to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income and/or salaries and employee benefits. The Bank uses cash flow hedges primarily to hedge the variability in cash flows relating to floating rate financial instruments and highly probable forecasted revenues and expenses. Hedged items include debt securities, loans, deposit liabilities, subordinated debentures and highly probable forecasted transactions. Hedging instruments include single-currency interest rate swaps, cross-currency interest rate swaps, total return swaps, foreign currency forwards and foreign currency assets or liabilities. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Net investment hedges </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For net investment hedges, the change in fair value of the hedging instrument, to the extent effective, is recorded in other comprehensive income until the corresponding cumulative translation adjustments on the hedged net investment are recognized in income. The Bank designates foreign currency liabilities and foreign currency forwards as hedging instruments to manage the foreign currency exposure and impact on capital ratios arising from foreign operations. </div> </ix:continuation><ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-129956"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Property and equipment </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Land is carried at cost. Buildings (including building fittings), equipment, and leasehold improvements are carried at cost less accumulated depreciation and accumulated impairment losses, if any. Cost includes expenditures that are directly attributable to the acquisition of the asset. Depreciation is calculated using the straight-line method over the estimated useful life of the related asset less any residual value as follows: buildings &#8211; up to <ix:nonNumeric name="bns:PropertyPlantAndEquipmentEstimatedUsefulLife" contextRef="P11_01_2024To10_31_2025_BuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" format="ixt-sec:duryear" id="ixv-208772">40</ix:nonNumeric>&#160;years; building fittings &#8211; up to <ix:nonNumeric name="bns:PropertyPlantAndEquipmentEstimatedUsefulLife" contextRef="P11_01_2024To10_31_2025_BuildingFittingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" format="ixt-sec:duryear" id="ixv-208773">15</ix:nonNumeric>&#160;years; equipment &#8211; <ix:nonNumeric name="bns:PropertyPlantAndEquipmentEstimatedUsefulLife" contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_OfficeEquipmentMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" format="ixt-sec:duryear" id="ixv-208774">3</ix:nonNumeric>&#160;to <ix:nonNumeric name="bns:PropertyPlantAndEquipmentEstimatedUsefulLife" contextRef="P11_01_2024To10_31_2025_OfficeEquipmentMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis_TopOfRangeMemberifrsfullRangeAxis" format="ixt-sec:duryear" id="ixv-208775">10</ix:nonNumeric>&#160;years; and leasehold improvements &#8211; <ix:nonNumeric name="ifrs-full:DescriptionOfUsefulLifePropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" id="ixv-208776">lease term determined by the Bank</ix:nonNumeric>. Depreciation expense is included in the Consolidated Statement of Income under <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses &#8211; depreciation and amortization. Depreciation methods, useful lives and residual values are reassessed at each financial <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">year-end</div> and adjusted as appropriate. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">When major components of buildings and equipment have different useful lives, they are accounted for separately and depreciated over each component&#8217;s estimated useful life. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Net gains and losses on disposal are included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other in the Consolidated Statement of Income in the year of disposal. </div> </ix:nonNumeric><ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-129965"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets held for sale </div></div></div> <div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"></div></div> </div><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-current</div> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets (and disposal groups) are classified as&#160;held for sale if their carrying amount will be recovered principally through a sale transaction rather than through continuing use. These assets meet the criteria for classification as held for sale if they are available for immediate sale in their present condition and their sale is considered highly probable to occur within one year. </div></div> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-current</div> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets classified as held for sale are measured at the lower of their carrying amount and fair value less costs to sell and are presented within other assets in the Consolidated Statement of Financial Position. Any subsequent write-down to fair value less costs to sell is recognized in the Consolidated Statement of Income, in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expense. Any subsequent increase in the fair value less costs to sell, to the extent this does not exceed the cumulative write-down, is also recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expense, together with any realized gains or losses on disposal. </div></div> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-financial</div> assets acquired in exchange for loans as part of an orderly realization are recorded as assets held for sale or assets held for use. If the acquired asset does not meet the requirement to be considered held for sale, the asset is considered held for use, measured initially at cost which equals the carrying value of the loan and accounted for in the same manner as a&#160;similar asset acquired in the normal course of business. </div></div> </ix:nonNumeric><ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151229175" id="ixv-129991"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Business combinations and goodwill </div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;">The Bank follows the acquisition method of accounting for the acquisition of a business. The Bank considers the date on which control is obtained, and it legally transfers the consideration for the acquired assets and assumed liabilities of the subsidiary, to be the date of acquisition. The cost of an acquisition is measured at the fair value of the consideration paid. The fair value of the consideration transferred by the Bank in a business combination is calculated as the sum of the acquisition date fair value of the assets transferred by the Bank, the liabilities incurred by the Bank to former owners of the acquiree, and the equity interests, including any options, issued by the Bank. The Bank recognizes the acquisition date fair values of any previously held investment in the subsidiary and contingent consideration as part of the consideration transferred in exchange for the acquisition. A gain or loss on any previously held investments of an acquiree is recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other in the Consolidated Statement of Income. </div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In general, all identifiable assets acquired (including intangible assets) and liabilities assumed (including any contingent liabilities) are measured at the acquisition date fair value. The Bank records identifiable intangible assets irrespective of whether the assets have been recognized by the acquiree before the business combination. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-controlling</div> interests, if any, are recognized at their proportionate share of the fair value of identifiable assets and liabilities, unless otherwise indicated. Where the Bank has an obligation to purchase a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest for cash or another financial asset, a financial liability is recognized based on management&#8217;s best estimate of the present value of the redemption amount. Where the Bank has a corresponding option to settle the purchase of a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest by issuing its own common shares, no financial liability is recorded. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Any excess of the cost of acquisition over the Bank&#8217;s share of the net fair value of the identifiable assets acquired and liabilities assumed is recorded as goodwill. If the cost of acquisition is less than the fair value of the Bank&#8217;s share of the identifiable assets acquired and liabilities assumed, the resulting gain is recognized immediately in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other in the Consolidated Statement of Income. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">162</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:nonNumeric></ix:continuation> </div> </div> </div> <ix:continuation id="TextSelection_151229175" continuedAt="TextSelectionAppend_151229175_1"><ix:continuation id="TextSelectionAppend_151229167_42" continuedAt="TextSelectionAppend_151229167_43"><div></div></ix:continuation></ix:continuation> </div> <div> <div style="line-height:normal;display: inline;"> <ix:continuation id="TextSelectionAppend_151229175_1" continuedAt="TextSelectionAppend_151229175_2"><ix:continuation id="TextSelectionAppend_151229167_43" continuedAt="TextSelectionAppend_151229167_44"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151229167_44" continuedAt="TextSelectionAppend_151229167_45"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_45" continuedAt="TextSelectionAppend_151229167_46"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> </ix:continuation><div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151229167_46" continuedAt="TextSelectionAppend_151229167_47"><ix:continuation id="TextSelectionAppend_151229175_2"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">During the measurement period (which is within one year from the acquisition date), the Bank may, on a retrospective basis, adjust the amounts recognized at the acquisition date to reflect new information obtained about facts and circumstances that existed as of the acquisition date. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank accounts for acquisition-related costs as expenses in the periods in which the costs are incurred and the services are received. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Subsequent to acquisition, the Bank accounts for the following assets and liabilities recognized in a business combination as described below: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Contingent liabilities, until resolved, are measured at the higher of the amount that would be recognized as a provision or the amount initially recognized, with any change recognized in the Consolidated Statement of Income. </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Indemnification assets are measured on the same basis as the item to which the indemnification relates. </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Contingent consideration classified as a liability is measured at fair value, with any change recognized in the Consolidated Statement of&#160;Income. </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Liabilities to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest holders when remeasured at the&#160;end of each reporting period, a corresponding change is recorded in equity. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">After initial recognition of goodwill in a business combination, goodwill in aggregate is measured at cost less any accumulated impairment losses. Goodwill is not amortized but tested for impairment annually and when circumstances indicate that the carrying value may be impaired. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Goodwill is reviewed at each reporting date to determine whether there is any indication of impairment. For the purpose of impairment testing, goodwill acquired in a business combination is, on the acquisition date, allocated to each of the Bank&#8217;s group of cash-generating units (CGUs) that is expected to benefit from the combination. CGUs to which goodwill has been allocated are aggregated so that the level at which impairment is tested reflects the lowest level at which goodwill is monitored for internal management purposes. </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank determines the carrying value of the CGU using a regulatory capital approach based on credit, market, operational risks and leverage, consistent with the Bank&#8217;s capital attribution for business line performance measurement. Corporate capital that is not directly attributable is allocated to each CGU on a proportional basis, based on the relative attributed capital prior to the corporate capital allocation. The recoverable amount is the greater of fair value less costs of disposal (FVLCD) and value in use (VIU). If either FVLCD or VIU exceeds the carrying amount, there is no need to determine the other. An impairment loss is recognized if the carrying amount of the CGU exceeds the recoverable amount. An impairment loss on goodwill is not reversed. </div></div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">FVLCD is the price that would be received from the sale of a CGU in an orderly transaction between market participants, less cost of disposal, at the measurement date. In determining FVLCD, an appropriate valuation model is used which considers various factors, including normalized net income, control premiums and price earnings multiples. These calculations are corroborated by valuation multiples and quoted share prices for publicly traded subsidiaries or other available fair value indicators. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">VIU is the present value of the future cash flows expected to be derived from a CGU. The determination of VIU involves judgment in estimating cash flow projections, discount rate and terminal growth rate. The future cash flows are based on management approved budgets and plans which factor in market trends, macroeconomic conditions, forecasted earnings and business strategy for the CGU. The discount rate is based on the cost of capital while the terminal growth rate is based on the long-term growth expectations in the relevant countries. </div> </ix:continuation><ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-130073"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Intangible assets </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Intangible assets represent identifiable <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-monetary</div> assets and are acquired either separately, through a business combination, or generated internally. The Bank&#8217;s intangible assets are mainly comprised of computer software, customer relationships, contract intangibles, core deposit intangibles and fund management contracts. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The cost of a separately acquired intangible asset includes its purchase price and directly attributable costs of preparing the asset for its intended use. Intangibles acquired as part of a business combination are initially recognized at fair value. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In respect of internally generated intangible assets, initial measurement includes all directly attributable costs necessary to create, produce and prepare the asset to be capable of operating in the manner intended by management. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">After initial recognition, an intangible asset is carried at its cost less any accumulated amortization and accumulated impairment losses. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Intangible assets that have finite useful lives are initially measured at cost and amortized on a straight-line basis over their useful lives as follows: computer software &#8211; up to <ix:nonNumeric name="bns:IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife" contextRef="P11_01_2024To10_31_2025_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" format="ixt-sec:duryear" id="ixv-208778">10</ix:nonNumeric> years; and other intangible assets&#160;&#8211; <ix:nonNumeric name="bns:IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife" contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" format="ixt-sec:duryear" id="ixv-208779">5</ix:nonNumeric> to <ix:nonNumeric name="bns:IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife" contextRef="P11_01_2024To10_31_2025_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_TopOfRangeMemberifrsfullRangeAxis" format="ixt-sec:duryear" id="ixv-208780">20</ix:nonNumeric> years. Amortization expense is included in the Consolidated Statement of Income under operating expenses &#8211; depreciation and amortization. As intangible assets are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets, the impairment model for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets is applied. Intangible assets with indefinite useful lives are not amortized but are tested for impairment annually and when circumstances indicate that the carrying value may be impaired. Intangible assets with finite useful lives are only tested for impairment when events or circumstances indicate that the carrying value may be impaired. </div> </ix:nonNumeric><ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-130084"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impairment of <div style="white-space:nowrap;display:inline;">non-financial</div> assets </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The carrying amount of the Bank&#8217;s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets, other than goodwill, indefinite life intangible assets and deferred tax assets, which are separately addressed, is reviewed at each reporting date to determine whether there is any indication of impairment. For the purpose of impairment testing, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets that cannot be tested individually are grouped together into the smallest group of assets that generate cash inflows from continuing use that are largely independent from the cash inflows of other assets or groups of assets. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">If any indication of impairment exists, the asset&#8217;s recoverable amount is estimated. The recoverable amount of an asset or CGU is the greater of its value in use and its fair value less costs of disposal. The Bank&#8217;s corporate assets do not generate separate cash inflows. If there is an indication that a corporate asset may be impaired, then the recoverable amount is determined for the CGU to which the corporate asset belongs. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">An impairment loss is recognized if the carrying amount of an asset or a CGU exceeds its recoverable amount. Impairment losses of continuing operations are recognized in the Consolidated Statement of Income in those expense categories consistent with the nature of the impaired asset. Impairment losses recognized in prior periods are reassessed at each reporting date for any indication that the loss had decreased or no longer exists. An impairment loss is reversed if there has been a change in the estimates used to determine the recoverable amount. An impairment loss is reversed only to the extent that the asset&#8217;s carrying amount does not exceed the carrying amount that would have been determined, net of depreciation or amortization, if no impairment loss had been recognized. Such reversal is recognized in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Significant judgment is applied in determining the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> asset&#8217;s recoverable amount and assessing whether certain events or circumstances constitute objective evidence of impairment. </div> </ix:nonNumeric> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> </ix:continuation><ix:continuation id="TextSelectionAppend_151229167_47" continuedAt="TextSelectionAppend_151229167_48"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">163</div></div> </div></div> </ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151229167_48" continuedAt="TextSelectionAppend_151229167_49"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation> </div> </div> <ix:continuation id="TextSelectionAppend_151229167_49" continuedAt="TextSelectionAppend_151229167_50"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151229167_50" continuedAt="TextSelectionAppend_151229167_51"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_51" continuedAt="TextSelectionAppend_151229167_52"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation></div> </div> </div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151229167_52" continuedAt="TextSelectionAppend_151229167_53"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-130125"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Corporate income taxes </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank follows the balance sheet liability method for corporate income taxes. Under this method, deferred tax assets and liabilities represent the cumulative amount of tax applicable to temporary differences, which are the differences between the carrying amount of the assets and liabilities, and their values for tax purposes. Deferred tax assets are recognized only to the extent it is probable that sufficient taxable profits will be available against which the benefit of these deferred tax assets can be utilized. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Deferred tax assets and liabilities are measured using enacted or substantively enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Deferred and current tax assets and liabilities are only offset when they arise in the same tax reporting group and where the Bank has both the legal right and the intention to settle on a net basis or to realize the asset and settle the liability simultaneously. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank maintains provisions for uncertain tax positions that it believes appropriately reflect the risk of tax positions under discussion, audit, dispute or appeal with tax authorities, or which are otherwise considered to involve uncertainty. These provisions are made using the Bank&#8217;s best estimate of the amount expected to be paid based on an assessment of all relevant factors, which are reviewed at the end of each reporting period. It is possible that additional liability and income tax expense could arise in the future, depending on the acceptance of the Bank&#8217;s tax positions by the relevant tax authorities in the jurisdictions in which the Bank operates. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Income tax is recognized in the Consolidated Statement of Income, except where it relates to items recognized in other comprehensive income or directly in equity, in which case income tax is recognized in the same line as the related item. </div> </ix:nonNumeric><ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-130133"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Leases </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">At inception of a contract, the Bank assesses whether a contract is, or contains, a lease. A contract is a lease if the contract conveys the right to control the use of an identified asset for a period of time in exchange for consideration. When the Bank is a lessee, it recognizes a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">right-of-use</div></div> (ROU) asset and a lease liability, except for short-term leases for assets that have a lease term of 12 months or less and leases of low value items. For short-term leases and low value items, the Bank recognizes the lease payment associated with these leases as an expense on a straight-line basis over the lease term. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Asset </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A ROU is an asset that represents a lessee&#8217;s right to use an underlying asset for the lease term. The ROU asset is initially measured at cost, which is based on the initial amount of the lease liability, any direct costs incurred, any lease payments made at or before the commencement date net of lease incentives received and estimated decommissioning costs. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The ROU asset is subsequently measured at cost less accumulated depreciation and accumulated impairment losses, if any. The ROU asset is depreciated using the straight-line method from the commencement date to the earlier of the end of the useful life of the ROU asset or the end of the lease term. The depreciation is recorded in Depreciation and amortization in the Consolidated Statement of Income. In addition, the ROU asset is adjusted for certain remeasurements of the lease liability. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Liability </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">At commencement date, the Bank initially measures the lease liability at the present value of the future lease payments, discounted using the Bank&#8217;s incremental borrowing rate that takes into account the Bank&#8217;s credit risk and economic environment in which the lease is entered. The lease liability is subsequently measured at amortized cost using the effective interest method. It is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-measured</div> if the Bank changes its assessment of whether it will exercise a purchase, extension or termination option. Interest expense is recorded in Interest expense &#8211; other in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">When the lease liability is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-measured</div> in this way, a corresponding adjustment is made to the carrying amount of the ROU asset or is recorded in profit or loss if the carrying amount of the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">right-of-use</div></div> asset has been reduced to zero. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Presentation </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank presents ROU assets in Property and equipment and lease liabilities in Other liabilities in the Consolidated Statement of Financial Position. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Determining lease term </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s expectation of exercising the option to renew a lease is determined by assessing if the Bank is &#8220;reasonably certain&#8221; to exercise that option. The Bank will be reasonably certain to exercise an option when factors create a significant economic incentive to do so. This assessment considers the following criteria: key locations for its branch network, locations on which the Bank has spent significant capital on renovation work, contribution to profit, value of locations based on current economic environment and the remaining term of existing leases. </div> </ix:nonNumeric><ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForProvisionsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-130161"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provisions </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A provision, including for restructuring, is recognized if, as a result of a past event, the Bank has a present legal or constructive obligation that can be estimated reliably, and it is probable that an outflow of economic benefits will be required to settle the obligation. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The amount recognized as a provision is the Bank&#8217;s best estimate of the consideration required to settle the present obligation, taking into account the risks and uncertainties surrounding the obligation. If the effect of the time value of money is considered material, provisions are determined by discounting the expected future cash flows at a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-tax</div> rate that reflects current market assessments of the time value of money and, where appropriate, the risks specific to the liability. The increase in the provision due to the passage of time is recorded as interest expense &#8211; other in the Consolidated Statement of Income. </div> </ix:nonNumeric><ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForInsuranceContracts" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151229182" id="ixv-130167"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Insurance contracts </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank identifies its insurance contracts under which it accepts significant insurance risk from another party (the policyholder) by agreeing to compensate the policyholder if a specified uncertain future event (the insured event) adversely affects the policyholder. For short duration contracts, the Bank applies the premium allocation approach which requires that the expected premium be recognized into income over the coverage period and a liability for remaining coverage be established to the extent that cash inflows are received earlier than the recognition of premiums into insurance revenue. A liability for incurred claims is established based on expected claims and expenses, with a risk adjustment for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> risk, required to settle past insured events. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">164</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:nonNumeric></ix:continuation> </div> </div> <ix:continuation id="TextSelection_151229182" continuedAt="TextSelectionAppend_151229182_1"><ix:continuation id="TextSelectionAppend_151229167_53" continuedAt="TextSelectionAppend_151229167_54"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151229167_54" continuedAt="TextSelectionAppend_151229167_55"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_55" continuedAt="TextSelectionAppend_151229167_56"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> </ix:continuation><div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151229167_56" continuedAt="TextSelectionAppend_151229167_57"><ix:continuation id="TextSelectionAppend_151229182_1"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For long duration contracts, the Bank recognizes probability-weighted discounted fulfilment cashflows and a risk adjustment for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> risk for groups of contracts. To the extent that those groups of contracts are expected to be profitable, a contractual service margin liability is recognized on the Consolidated Statement of Financial Position which represents unearned profits that will be recognized in the Consolidated Statement of Income in the future over the life of the contract. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Insurance revenue is earned over the period the Bank provides insurance coverage and as risk is released. For all insurance contracts, losses on onerous contracts are recognized in income immediately. </div> </ix:continuation><ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-130200"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Guarantees </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A guarantee is a contract that contingently requires the Bank to make specified payments to reimburse the holder for a loss it incurs because a specified debtor failed to make payment when due in accordance with the original or modified terms of a debt instrument. Guarantees include standby letters of credit, letters of guarantee, indemnifications, credit enhancements and other similar contracts. Guarantees that qualify as a derivative are accounted for in accordance with the policy for derivative instruments. For guarantees that do not qualify as a derivative, a liability is recorded for the fair value of the obligation assumed at inception. The fair value of the obligation at inception is generally based on the discounted cash flow of the premium to be received for the guarantee, resulting in a corresponding asset. Subsequent to initial recognition, such guarantees are measured at the higher of the initial amount, less amortization to recognize any fee income earned over the period, and the best estimate of the amount required to settle any financial obligation arising as a result of the guarantee. Any increase in the liability is reported in the Consolidated Statement of Income. </div> </ix:nonNumeric><ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-130204"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Employee benefits </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank provides pension and other benefit plans for eligible employees globally. Pension benefits are offered in the form of defined benefit pension plans (generally based on an employee&#8217;s length of service and earnings) and defined contribution pension plans (where the Bank&#8217;s contribution is fixed and there is no legal or constructive obligation to pay further amounts). Other benefits provided include post-retirement health care, dental care and life insurance, along with other long-term employee benefits, such as long-term disability benefits. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Defined benefit pension plans and other post-retirement benefit plans </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The cost of these employee benefits is actuarially determined each year using the projected unit credit method. The calculation uses management&#8217;s best estimate of a number of assumptions, including the discount rate, future compensation, health care costs, mortality, as well as the retirement age of employees. The most significant assumption is the discount rate used to determine the defined benefit obligation, which is set by reference to the yields on high quality corporate bonds that have durations that match the terms of the Bank&#8217;s obligations. Separate discount rates are used to determine the annual benefit expense in Canada and the U.S. These rates are determined with reference to the yields on high quality corporate bonds with durations that match the various components of the annual benefit expense. The discount rate used to determine the annual benefit expense for all other plans is the same as the rate used to determine the defined benefit obligation. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s net asset or liability in respect of employee benefit plans is calculated separately for each plan as the difference between the present value of future benefits earned in respect of service for prior periods and the fair value of plan assets. The net asset or liability is included in other assets and other liabilities, as appropriate, in the Consolidated Statement of Financial Position. When the net amount in the Consolidated Statement of Financial Position is an asset, the recognized asset is limited to the present value of any economic benefits available in the form of refunds from the plan or reductions in future contributions to the plan. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The current service cost, net interest expense (income), past service cost (credit), settlement gain (loss) and administrative expense are recognized in net income. Net interest expense (income) is calculated by applying the discount rate to the net defined benefit asset or liability. When the benefits of a plan are improved (reduced), a past service cost (credit) is recognized immediately in net income. </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Remeasurements comprising of actuarial gains and losses, the effect of the asset ceiling and the return on plan assets in excess of or less than the interest income on the fair value of assets are recognized immediately in the Consolidated Statement of Financial Position, with a charge or credit to the Statement of Other Comprehensive Income (OCI) in the period in which they occur. Amounts recorded in OCI are not recycled to the Consolidated Statement of Income. </div></div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Other long-term employee benefits </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Other long-term employee benefits are accounted for similarly to defined benefit pension plans and other post-retirement benefit plans described above, except that remeasurements are recognized in the Consolidated Statement of Income in the period in which they arise. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Defined contribution plans </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The costs of such plans are equal to contributions payable by the Bank to employees&#8217; accounts for service rendered during the period and expensed. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Short-term employee benefits </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Short-term employee benefits are expensed as the related service is provided and a liability is measured on an undiscounted basis net of payments made. </div> </ix:nonNumeric><ix:nonNumeric name="bns:DescriptionOfAccountingPolicyForRecognitionOfIncomeAndExpensesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228735" id="ixv-130229"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest and similar income and expenses </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For all <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> interest-bearing financial instruments, interest income or expense is recorded in net interest income using the effective interest rate. This is the rate that exactly discounts estimated future cash payments or receipts through the expected life of the financial instrument or a shorter period, where appropriate, to the gross carrying amount of the financial asset or financial liability. The calculation takes into account all the contractual terms of the financial instrument (for example, prepayment options) and includes any fees or incremental costs that are directly attributable to the instrument and are an integral part of the effective interest rate, but not future credit losses. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For trading financial instruments, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">mark-to-market</div></div> changes including related interest income or expense are recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; trading revenues. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The carrying amount of interest-bearing financial instruments, measured at amortized cost or classified as FVOCI, is adjusted if the Bank revises its estimates of payments or receipts. The adjusted carrying amount is calculated based on the original effective interest rate and the change in carrying amount is recorded as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income in the Consolidated Statement of Income. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> </ix:nonNumeric></ix:continuation><ix:continuation id="TextSelection_151228735" continuedAt="TextSelectionAppend_151228735_1"><ix:continuation id="TextSelectionAppend_151229167_57" continuedAt="TextSelectionAppend_151229167_58"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">165</div></div> </div></div> </ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151229167_58" continuedAt="TextSelectionAppend_151229167_59"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation></ix:continuation> </div> </div> <ix:continuation id="TextSelectionAppend_151228735_1" continuedAt="TextSelectionAppend_151228735_2"><ix:continuation id="TextSelectionAppend_151229167_59" continuedAt="TextSelectionAppend_151229167_60"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151229167_60" continuedAt="TextSelectionAppend_151229167_61"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_61" continuedAt="TextSelectionAppend_151229167_62"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation></ix:continuation></div> </div> </div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151228735_2" continuedAt="TextSelectionAppend_151228735_3"><ix:continuation id="TextSelectionAppend_151229167_62" continuedAt="TextSelectionAppend_151229167_63"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Once the carrying value of a financial asset or a group of similar financial assets has been reduced due to an impairment loss, interest income continues to be recognized based on net effective interest rate inherent in the investment. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Loan origination costs are deferred and amortized into interest income using the effective interest method over the expected term of the loan. Loan fees are recognized in interest income over the appropriate lending or commitment period. Mortgage prepayment fees are recognized in interest income when received, unless they relate to a minor modification to the terms of the mortgage, in which case the fees are deferred and amortized using the effective interest method over the remaining period of the original mortgage. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Loan syndication fees are deferred and amortized in interest income over the term of the loan where the yield the Bank retains is less than that of the comparable lenders in the syndicate. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Loan commitment fees for loans that are likely to be drawn down and other credit related fees are deferred (together with any incremental costs) and recognized as part of the interest income on the loan. When it is unlikely that a loan will be drawn down, the loan commitment fees are recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fee and commission revenues </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Revenue is recognized once the Bank&#8217;s customer has obtained control of the service. The transfer of control occurs when the Bank&#8217;s customer has the ability to direct the use of and obtain the benefits of the banking services and the contractual performance obligation to the customer has been satisfied. The Bank records revenue gross of expenses where it is the principal in performing a service to the customer and net of expenses where the Bank is an agent for these services. The assessment of principal or agent requires judgement on the basis of whether the Bank controls the services before they are transferred to the customer. From time to time, the Bank may receive variable consideration such as performance fees. These fees are only recognized when it is highly probable that the Bank will not need to reverse a significant amount of revenue. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Card revenues include interchange fees, annual fees and other card related fees. Interchange fees are calculated as a percentage of the transaction and are recognized on the transaction date. Annual fees are recognized in income over 12 months. Other card fees are transaction-based and are recognized on the transaction date. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank operates various loyalty points programs, which allow customers to accumulate points when using the Bank&#8217;s products and services. Loyalty point liabilities are subject to periodic remeasurement to reflect the expected cost of redemption. Where the customer has the option to redeem points for statement credits, the cost of the loyalty program is presented net of card fees. Where points can only be redeemed for goods or services, interchange revenue allocated to the loyalty rewards is recognized when the rewards are redeemed. Reward costs are recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Banking services fees consist of fees earned on personal, business and government deposit activities. Personal deposit-related fees consist of account maintenance and various transaction-based services. Business and government deposit-related fees consist of commercial deposit and treasury management services and other cash management services. These fees are recognized on the transaction date or over time as services are provided to the customer. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Credit fees include fees earned for providing letters of credit and guarantee, loan commitments, bankers&#8217; acceptances, and for arranging loan syndications. These fees are recognized on the transaction date or over time as services are provided based on contractual agreements with the customer. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Mutual funds fees include management and administration fees which are earned in the Bank&#8217;s wealth management business. These fees are calculated as a percentage of the fund&#8217;s net asset value and recognized as the service is provided. From time to time, the Bank may also recognize performance fees from some funds. These fees are only recognized to the extent that it is highly probable that a significant reversal of revenue will not occur. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Brokerage fees relate to fees earned for providing full-service and discount brokerage services to clients. These fees are contractually agreed and can be asset-based or linked to individual transactions. Such fees are recognized as the service is provided to clients or on the trade date. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Investment management and trust fees include administration, trust services and other investment services provided to clients. These fees are contractually agreed upon and can be linked to portfolio values or individual transactions. Such fees are recognized as the service is provided to clients to the extent that it is highly probable that a significant reversal of revenue will not occur. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Underwriting and other advisory fees relate to fees earned for services provided to clients in relation to the placement of debt and equities. Such fees also include services to clients for mergers, acquisitions, financial restructurings and other corporate finance activities. These fees are recognized when the service has been performed and/or contractual milestones are completed. Performance and completion fees are variable consideration and generally contingent on the successful completion of a transaction. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Other fees and commissions include commissions earned on the sale of third party insurance products to the Bank&#8217;s customers. Such fees and commissions are recognized when the performance obligation is completed. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fee and commission expenses </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Fee and commission expenses relate to transaction and service fees which are expensed as the services are received. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Dividend income </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Dividend income on equity securities is recognized when the Bank&#8217;s right to receive payment is established, which is on the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">ex-dividend</div> date for listed equity securities. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Share-based payments </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Share-based payments awarded to employees are recognized as compensation expense in the Consolidated Statement of Income over the vesting period based on the number of awards expected to vest, including the impact of expected forfeitures. For awards that are delivered in tranches, each tranche is considered a separate award and accounted for separately. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Plain vanilla options and other awards that must be settled for shares are classified as equity awards. Equity-classified awards are expensed based on the grant date fair value with a corresponding increase to equity &#8211; other reserves in the Consolidated Statement of Financial Position. If an option is exercised, both the exercise price proceeds together with the amount recorded in other reserves is credited to equity &#8211; common shares in the Consolidated Statement of Financial Position. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">166</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:continuation></ix:continuation> </div> </div> <ix:continuation id="TextSelectionAppend_151228735_3" continuedAt="TextSelectionAppend_151228735_4"><ix:continuation id="TextSelectionAppend_151229167_63" continuedAt="TextSelectionAppend_151229167_64"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151229167_64" continuedAt="TextSelectionAppend_151229167_65"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229167_65" continuedAt="TextSelectionAppend_151229167_66"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> </ix:continuation><div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151229167_66"><ix:continuation id="TextSelectionAppend_151228735_4"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Stock appreciation rights and other awards that must be settled for cash are classified as liabilities. Liability-classified awards are remeasured to fair value at each reporting date while they remain outstanding, with any changes in fair value recognized in compensation expense in the period. The liability is expensed over the vesting period, which incorporates the remeasurement of the fair value and a revised forfeiture rate that anticipates units expected to vest. </div></div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For plain vanilla options and stock appreciation rights, the Bank estimates fair value using an option pricing model. The option pricing model requires inputs such as the exercise price of the option, the current share price, the risk-free interest rate, expected dividends, expected volatility (calculated using an equal weighting of implied and historical volatility) and specific employee exercise behaviour patterns based on statistical data. For other awards, fair value is the quoted market price of the Bank&#8217;s common shares at the reporting date. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Where derivatives are used to economically hedge share-based payment expense, related <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">mark-to-market</div></div> gains and losses are included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses &#8211; salaries and employee benefits in the Consolidated Statement of Income. </div> </ix:continuation><ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForDividendsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-130335"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Dividends on shares </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Dividends on common and preferred shares and other equity instruments are recognized as a liability and deducted from equity when they are declared and no longer at the discretion of the Bank. </div> </ix:nonNumeric><ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForSegmentReportingExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-130339"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Segment reporting </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Management&#8217;s internal view is the basis for the determination of operating segments. The operating segments are those whose operating results are regularly reviewed by the Bank&#8217;s chief operating decision-maker to make decisions about resources to be allocated to the segment and assess its performance. The Bank has four operating segments: Canadian Banking, International Banking, Global Wealth Management and Global Banking&#160;and Markets. The Other category represents smaller operating segments, including Group Treasury and other corporate items, which are not allocated to an operating segment. These segments offer different products and services and are managed separately based on the Bank&#8217;s management and internal reporting structure. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The results of these business segments are based upon the internal financial reporting systems of the Bank. The accounting policies used in these segments are generally consistent with those followed in the preparation of the consolidated financial statements by the Bank. The only notable accounting measurement difference is the grossing up of revenues which are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> and income from associate corporations to an equivalent <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">before-tax</div> basis for those affected segments. This change in measurement enables comparison of income arising from taxable and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> sources. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Given the complexity of the Bank, various estimates and allocation methodologies are used in the preparation of the business segment financial information. The funding value of assets and liabilities is transfer-priced at wholesale market rates, and corporate expenses are allocated to each segment on an equitable basis using various parameters. As well, capital is apportioned to the business segments on a risk-based methodology. Transactions between segments are recorded within segment results as if conducted with a third-party and are eliminated on consolidation. </div> </ix:nonNumeric><ix:nonNumeric name="ifrs-full:DescriptionOfAccountingPolicyForEarningsPerShareExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-130348"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Earnings per share (EPS) </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Basic EPS is computed by dividing net income for the period attributable to the Bank&#8217;s common shareholders by the weighted-average number of common shares outstanding during the period. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Diluted EPS is calculated by dividing adjusted net income for the period attributable to common shareholders by the weighted-average number of diluted common shares outstanding for the period. In the calculation of diluted earnings per share, earnings are adjusted for changes in income or expenses that would result from the issuance of dilutive shares. The weighted-average number of diluted common shares outstanding for the period reflects the potential dilution that would occur if options, securities or other contracts that entitle their holders to obtain common shares had been outstanding from the beginning of the period (or a later date) to the end of the period (or an earlier date). Instruments determined to have an antidilutive impact for the period are excluded from the calculation of diluted EPS. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The number of additional shares for inclusion in diluted EPS for share-based payment options is determined using the treasury share method. Under this method, the net number of incremental common shares is determined by assuming that <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">in-the-money</div></div> stock options are exercised and the proceeds are used to purchase common shares at the average market price during the period. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The number of additional shares associated with capital instruments that potentially result in the issuance of common shares is based on the terms of the contract. On occurrence of contingencies as specified in the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Viability</div> Contingent Capital (NVCC) instruments, the number of additional common shares associated with the NVCC subordinated debentures, NVCC subordinated additional Tier 1 capital notes, NVCC limited recourse capital notes and NVCC preferred shares is based on an automatic conversion formula as set out in the respective prospectus supplements. </div> </ix:nonNumeric></ix:continuation> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228739" id="ixv-130359">
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<td id="fin937872_4" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Future Accounting Developments </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank actively monitors developments and changes in accounting standards from the IASB, as well as requirements from the other regulatory bodies, including OSFI. The Bank is currently assessing the impact of adoption of new standards issued by the IASB on its consolidated financial statements and also evaluating the alternative elections available on transition. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Effective November&#160;1, 2026 </div></div></div> <div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">IFRS 9 <div style="font-style: normal;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments </div></div>and IFRS 7 <div style="font-style: normal;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments</div></div><div style="font-style: normal;display:inline;"><div style="font-style:italic;display:inline;">: Disclosures</div></div> &#8211; Amendments </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">On May&#160;30, 2024, the IASB issued &#8220;Amendments to the Classification and Measurement of Financial Instruments (Amendments to IFRS 9 and IFRS 7)&#8221; to address post-implementation review findings of IFRS 9 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments</div></div>. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The amendments introduce an accounting policy choice to derecognize financial liabilities settled through an electronic payment system before the settlement date upon meeting certain conditions. The amendments clarify the assessment of contractual cash flow characteristics of financial assets based on contingent events, such as interest rates linked to environmental, social and governance (ESG) targets, the treatment of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-recourse</div> assets, and contractually linked instruments. The amendments introduce new disclosure requirements for financial instruments with contractual terms that can change cash flows due to events not directly related to changes in basic lending risks, such as certain loans subject to ESG targets. Additionally, the amendments change some of the disclosure requirements for equity instruments designated at fair value through other comprehensive income. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">167</div></div> </div></div> </ix:exclude> <div style="margin-top: 1em; margin-bottom: 1em"></div> </ix:nonNumeric></div> </div> <ix:continuation id="TextSelection_151228739" continuedAt="TextSelectionAppend_151228739_1"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228739_1" continuedAt="TextSelectionAppend_151228739_2"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228739_2" continuedAt="TextSelectionAppend_151228739_3"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation></div> </div> </div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151228739_3"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The amendments are effective for the Bank on November&#160;1, 2026, and early adoption is permitted. The Bank is required to apply the amendments retrospectively but is not required to restate prior periods. The Bank is currently assessing the impact of these amendments. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Effective November&#160;1, 2027 </div></div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">IFRS 18 <div style="font-style: normal;display:inline;"><div style="font-style:italic;display:inline;">Presentation and Disclosure in Financial Statements</div></div> </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The IASB issued IFRS 18 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Presentation and Disclosure in Financial Statements</div></div> on April&#160;9, 2024, to replace IAS 1 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Presentation of Financial Statements</div></div> and is effective for annual periods beginning on or after January&#160;1, 2027. IFRS 18 introduces a defined structure for the presentation of the statement of income, including required totals and subtotals, as well as aggregating and disaggregating principles to categorize financial information. The standard also requires all Management-defined performance measures to be disclosed in the notes to the financial statements. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">IFRS 18 will be effective for the Bank on November&#160;1, 2027, with early adoption permitted. The Bank is currently assessing the impact of this new standard. </div> </ix:continuation> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfCashAndDepositsWithFinancialInstitutionsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-130429">
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<td id="fin937872_5" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Cash and Deposits with Financial Institutions </div> </td> </tr> </table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfCashAndDepositsWithBanksExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-130438">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest-bearing</div> deposits with financial institutions</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CashAndCashEquivalents" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208786">10,256</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CashAndCashEquivalents" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208787">9,406</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest-bearing deposits with financial institutions</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ShorttermDepositsNotClassifiedAsCashEquivalents" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208788">55,711</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ShorttermDepositsNotClassifiedAsCashEquivalents" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208789">54,454</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:CashAndDepositsWithFinancialInstitutions" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220448">65,967</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:CashAndDepositsWithFinancialInstitutions" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220447">63,860</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Net of allowances of $<ix:nonFraction name="bns:AllowanceForDeposits" contextRef="PAsOn10_31_2025_CashAndDepositsWithFinancialInstitutionsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208792">4</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="bns:AllowanceForDeposits" contextRef="PAsOn10_31_2024_CashAndDepositsWithFinancialInstitutionsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208793">3</ix:nonFraction>).<div style="font-family: arial; background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="background: none;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> </div> </td> </tr> </table> </ix:nonNumeric> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank is required to maintain balances with central banks, other regulatory authorities and certain counterparties. These amounted to $<ix:nonFraction name="ifrs-full:MandatoryReserveDepositsAtCentralBanks" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208794">6,759</ix:nonFraction>&#160;million (2024 &#8211; $<ix:nonFraction name="ifrs-full:MandatoryReserveDepositsAtCentralBanks" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208795">5,322</ix:nonFraction>&#160;million) and are included above. </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> </ix:nonNumeric><ix:nonNumeric name="ifrs-full:DisclosureOfFairValueMeasurementExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228742" id="ixv-130527">
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<td id="fin937872_6" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Fair Value of Financial Instruments </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Determination of fair value </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The calculation of fair value is based on market conditions at a specific point in time and therefore may not be reflective of future fair values. The Bank has controls and processes in place to ensure that the valuation of financial instruments is appropriately determined. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank discloses the classification of all financial instruments carried at fair value in a hierarchy based on the determination of fair value. The best evidence of fair value for a financial instrument is the quoted price in an active market. Fair value based on unadjusted quoted market prices for identical instruments in active markets represents a Level&#160;1 valuation. Where possible, valuations are based on quoted prices or observable inputs obtained from active markets. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Independent Price Verification (IPV) is undertaken to assess the accuracy of prices and inputs used in the determination of fair value. The IPV process is performed by price verification groups that are independent of the business. The Bank maintains a list of approved pricing sources that are used in the IPV process. These sources include, but are not limited to, brokers, exchanges and pricing services. The valuation policies relating to the IPV process require that all pricing or rate sources used be external to the Bank. At least annually, an independent assessment of pricing or rate sources is performed to determine the market presence and reliability of market levels. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Quoted prices are not always available for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">over-the-counter</div></div> (OTC) transactions as well as for transactions in inactive or illiquid markets. OTC transactions are valued using internal models that maximize the use of observable inputs to estimate fair value. The chosen valuation technique incorporates all the factors that market participants would take into account in pricing a transaction. When fair value is based on all significant market observable inputs, the valuation is classified as Level&#160;2. Financial instruments traded in a less active market can be valued using indicative market prices, the present value of cash flows or other valuation techniques. Fair value estimates normally do not consider forced or liquidation sales. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Where financial instruments trade in inactive markets or when using models where observable parameters do not exist, significant management judgment is required for valuation methodologies and model inputs. Valuations that require the significant use of unobservable inputs are considered Level&#160;3. </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The specific inputs and valuation techniques used in determining the fair value of financial instruments are noted below. For Level&#160;3 instruments, additional information is disclosed in the Level&#160;3 sensitivity analysis on page&#160;173. </div></div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair values of cash and deposits with banks, securities purchased under resale agreements and securities borrowed, customers&#8217; liability under acceptances, obligations related to securities sold under repurchase agreements and securities lent, acceptances, and obligations related to securities sold short are assumed to approximate their carrying values, either due to their short-term nature or because they are frequently repriced to current market rates. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading loans </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Trading loans are comprised of loans that serve as hedges to total return swaps, hedges for precious metal certificate liabilities and loans subject to sale through syndication. Trading loans that serve as hedges to loan-based credit total return swaps and precious metals certificate liabilities are valued using consensus prices from Bank approved independent pricing services. The fair value of loans subject to sale through syndication approximates their carrying value due to the short-term nature of these loans. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Government issued or guaranteed securities </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair values of government issued or guaranteed debt securities are primarily based on unadjusted quoted prices in active markets, where available. Where quoted prices in active markets are not available, the fair value is determined by utilizing recent transaction prices, reliable broker quotes, or pricing services, which derive fair values using only observable valuation inputs, which are significant to the fair values. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">168</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div> </ix:nonNumeric></div> </div> <ix:continuation id="TextSelection_151228742" continuedAt="TextSelectionAppend_151228742_1"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228742_1" continuedAt="TextSelectionAppend_151228742_2"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228742_2" continuedAt="TextSelectionAppend_151228742_3"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151228742_3" continuedAt="TextSelectionAppend_151228742_4"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For securities for which quoted prices are not available, the Bank uses a discounted cash flow method, using the effective yield of a similar instrument adjusted for instrument-specific risk factors that are observable inputs such as credit spread and contracted features. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Corporate and other debt </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Corporate and other debt securities are valued using unadjusted quoted prices from independent market data providers or third-party broker quotes from an active market. Where direct prices from active markets are not available, the valuation is performed with a yield-based valuation approach. In some instances, interpolated yields of similar bonds are used to price securities. The Bank uses pricing models with observable inputs from market sources such as credit spread, and interest rate curves. These inputs are verified through an IPV process on a monthly basis. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For certain securities where there is no active market, no consensus market pricing and no indicative or executable independent third-party quotes, the Bank uses pricing by third-party providers or internal pricing models and cannot readily observe the significant inputs used to price such instruments. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mortgage-backed securities </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair value of residential mortgage-backed securities is primarily determined using broker quotes and independent market data providers. In limited circumstances, an internal price-based model may be used with the unobservable inputs that are significant to the fair value. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equity securities </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair value of equity securities is based on unadjusted quoted prices in active markets, where available. Where equity securities are less frequently traded, the most recent exchange-quoted pricing is used to determine fair value. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For private equity securities, where quoted prices in active markets are not readily available, the fair value is determined as a multiple of the underlying earnings or percentage of underlying net asset value obtained from third-party general partner statements. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Derivatives </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Fair values of exchange-traded derivatives are based on unadjusted quoted market prices from an active market. Fair values of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">over-the-counter</div></div> (OTC) derivatives or inactive exchange-traded derivatives are determined using pricing models, which take into account observable valuation inputs such as current market and contractual prices of the underlying instruments, as well as time value and yield curve or volatility factors underlying the positions. The determination of the fair value of derivatives includes consideration of credit risk, estimated funding costs and ongoing direct costs over the life of the instruments. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Derivative products valued using a valuation technique with market-observable inputs mainly include interest rate swaps and options, currency swaps and forward foreign exchange contracts. 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<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Canadian fixed rate residential mortgages are fair valued by discounting the expected future contractual cash flows, taking into account expected prepayments and using management&#8217;s best estimate of average market interest rates currently offered for mortgages with similar remaining terms. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">For fixed rate business and government loans, fair value is determined by discounting the expected future contractual cash flows at market interest rates for loans with similar credit risks. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
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<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">For all other fixed rate loans, fair value is determined by discounting the expected future contractual cash flows of these loans at market interest rates. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">For all floating rate loans fair value is assumed to equal carrying value. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair value of loans is not adjusted for the value of any credit protection the Bank has purchased to mitigate credit risk. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Deposits </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair values of deposits payable on demand or after notice or floating rate deposits payable on a fixed date is assumed to equal carrying value. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The estimated fair values of Canadian personal fixed rate deposits payable on a fixed date are fair valued by discounting the expected future contractual cash outflows, using management&#8217;s best estimate of average market interest rates currently offered for deposits with similar remaining terms. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Deposits under the Canada Mortgage Bond (CMB) program are fair valued by discounting expected future contractual cash flows using market observable inputs. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For all other fixed rate deposits, fair value is determined by discounting the expected future contractual cash flows of these deposits at interest rates currently offered for deposits with similar terms. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For structured notes containing embedded features that are bifurcated from plain vanilla notes, the fair value of the embedded derivatives is determined using option pricing models with observable inputs similar to other interest rate or equity derivative contracts. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Certain deposits that are designated at FVTPL are structured notes. Their coupon or repayment terms can be linked to the performance of market parameters such as interest rates, equities, and foreign currencies. The fair value of these structured notes is determined using models which incorporate observable market inputs, such as interest rate curves, equity prices, equity volatility and foreign exchange rates. Some structured notes may have significant unobservable inputs to model valuation such as interest rate volatility and equity correlation. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold short </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair values of these obligations are based on the fair value of the underlying securities, which can include debt or equity securities. The method used to determine fair value is based on the quoted market prices where available in an active market. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> </ix:continuation><ix:continuation id="TextSelectionAppend_151228742_4" continuedAt="TextSelectionAppend_151228742_5"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">169</div></div> </div></div> </ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228742_5" continuedAt="TextSelectionAppend_151228742_6"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation> </div> </div> <ix:continuation id="TextSelectionAppend_151228742_6" continuedAt="TextSelectionAppend_151228742_7"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228742_7" continuedAt="TextSelectionAppend_151228742_8"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228742_8" continuedAt="TextSelectionAppend_151228742_9"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation></div> </div> </div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228742_9" continuedAt="TextSelectionAppend_151228742_10"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures and other liabilities </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair values of subordinated debentures, including debentures issued by subsidiaries which are included in other liabilities, are determined by reference to quoted market prices where available or market prices for debt with similar terms and risks. The fair values of other liabilities are determined by the discounted contractual cash flow method with appropriate currency swap curves for the remaining term or market prices for instruments with similar terms and risks. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value of financial instruments </div></div><ix:nonNumeric name="bns:DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-130675"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table sets out the fair values of financial instruments of the Bank using the valuation methods and assumptions described above. The fair values disclosed do not include <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets, such as property and equipment, investments in associates, precious metals, goodwill and other intangible assets. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total<br/> fair<br/> value</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total<br/> carrying<br/> value</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> fair<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> carrying<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash and deposits with financial institutions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CashAndDepositsWithFinancialInstitutions" contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208798">65,967</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CashAndDepositsWithFinancialInstitutions" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208799">65,967</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CashAndDepositsWithFinancialInstitutions" contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208800">63,860</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CashAndDepositsWithFinancialInstitutions" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208801">63,860</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Trading assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingAssets" contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208802">152,223</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingAssets" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208803">152,223</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingAssets" contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208804">129,727</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingAssets" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208805">129,727</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208806">203,008</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208807">203,008</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208808">200,543</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208809">200,543</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208810">46,531</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208811">46,531</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208812">44,379</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208813">44,379</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities &#8211; FVOCI and FVTPL</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208814">126,226</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208815">126,226</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208816">123,420</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208817">123,420</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities &#8211; Amortized cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208818">23,239</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208819">23,722</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208820">28,422</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208821">29,412</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansAndReceivablesNet" contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208822">769,900</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansAndReceivablesNet" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208823">771,045</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansAndReceivablesNet" contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208824">757,825</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansAndReceivablesNet" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208825">760,829</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Customers&#8217; liability under acceptances</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceAssets" contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208826">177</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceAssets" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208827">177</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:BankAcceptanceAssets" contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208828">148</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:BankAcceptanceAssets" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208829">148</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherFinancialAssets" contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208830">28,128</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherFinancialAssets" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208831">28,128</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherFinancialAssets" contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208832">22,467</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherFinancialAssets" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208833">22,467</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposits</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208834">965,925</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208835">966,279</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208836">941,290</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208837">943,849</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Financial instruments designated at fair value through profit or loss</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208838">47,165</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208839">47,165</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208840">36,341</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208841">36,341</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acceptances</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208842">178</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208843">178</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208844">149</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:BankAcceptanceLiabilities" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208845">149</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold short</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208846">38,104</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208847">38,104</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208848">35,042</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208849">35,042</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208850">56,031</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208851">56,031</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208852">51,260</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208853">51,260</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold under repurchase agreements and<br/> securities lent</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208854">189,144</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208855">189,144</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208856">190,449</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208857">190,449</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Subordinated debentures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:SubordinatedLiabilities" contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208858">7,749</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:SubordinatedLiabilities" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208859">7,692</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherFinancialLiabilities" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208865">53,387</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> </ix:nonNumeric> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Changes in interest rates, credit spreads and liquidity costs are the main cause of changes in the fair value of the Bank&#8217;s financial instruments resulting in a favourable or unfavourable variance compared to carrying value. For the Bank&#8217;s financial instruments carried at cost or amortized cost, the carrying value is not adjusted to reflect increases or decreases in fair value due to market fluctuations, including those due to interest rate changes. For FVOCI investment securities, derivatives and financial instruments measured at FVTPL or designated as fair value through profit or loss, the carrying value is adjusted regularly to reflect the fair value. </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">170</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:continuation> </div></div></div><ix:continuation id="TextSelectionAppend_151228742_10" continuedAt="TextSelectionAppend_151228742_11"><div></div></ix:continuation></div><div><div style="line-height:normal;display: inline;"><ix:continuation id="TextSelectionAppend_151228742_11" continuedAt="TextSelectionAppend_151228742_12"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228742_12" continuedAt="TextSelectionAppend_151228742_13"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228742_13" continuedAt="TextSelectionAppend_151228742_14"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228742_14" continuedAt="TextSelectionAppend_151228742_15"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value hierarchy </div></div><ix:nonNumeric name="ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-131338"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table outlines the fair value hierarchy of instruments carried at fair value on a recurring basis and of instruments not carried at fair value. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto">
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Level&#160;1</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Level&#160;2</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Level&#160;3</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Level&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Level&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Level&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Instruments carried at fair value on a recurring basis:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Assets:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Precious metals<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PreciousMetals" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220349">5,156</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PreciousMetals" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220350">5,156</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PreciousMetals" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220348">2,540</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PreciousMetals" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220347">2,540</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Trading assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingLoansMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208871">8,486</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingLoansMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208872">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingLoansMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208873">8,487</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingLoansMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208874">7,649</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingLoansMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208875">7,649</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Canadian federal government and government guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208876">13,838</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208877">1,963</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208878">15,801</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208879">11,229</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208880">3,742</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208881">14,971</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208882">8,374</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208883">3,336</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208884">11,710</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208885">6,228</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208886">2,185</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208887">8,413</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agencies&#8217; debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208888">9,132</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208889">9,132</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208890">15,050</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208891">15,050</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other foreign governments&#8217; debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OtherForeignGovernmentsDebtMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208892">1,837</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OtherForeignGovernmentsDebtMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208893">8,451</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_OtherForeignGovernmentsDebtMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208894">10,288</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OtherForeignGovernmentsDebtMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208895">422</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OtherForeignGovernmentsDebtMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208896">9,932</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_OtherForeignGovernmentsDebtMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208897">10,354</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Corporate and other debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208898">3,523</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208899">6,593</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208900">10,116</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208901">4,940</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208902">6,990</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208903">4</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208904">11,934</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equity securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208905">83,412</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208906">373</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208907">12</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208908">83,797</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208909">59,081</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208910">88</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208911">21</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208912">59,190</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingAssetsOther" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OtherTradingAssetsMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208913">2,892</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingAssetsOther" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_OtherTradingAssetsMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208914">2,892</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingAssetsOther" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OtherTradingAssetsMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208915">2,166</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingAssetsOther" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_OtherTradingAssetsMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208916">2,166</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:TradingAssetsAndPreciousMetals" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208917">120,116</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingAssetsAndPreciousMetals" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208918">32,094</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingAssetsAndPreciousMetals" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208919">13</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:TradingAssetsAndPreciousMetals" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208920">152,223</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TradingAssetsAndPreciousMetals" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208921">96,950</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TradingAssetsAndPreciousMetals" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208922">32,752</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingAssetsAndPreciousMetals" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208923">25</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TradingAssetsAndPreciousMetals" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208924">129,727</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Investment securities<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Canadian federal government and government guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223543">15,143</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220375">7,967</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220358">23,110</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220373">12,739</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223551">8,801</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220367">21,540</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223544">16,293</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220374">4,550</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220357">20,843</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220372">12,823</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223552">4,702</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220366">17,525</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agencies&#8217; debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223547">42,300</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223540">6,736</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220356">49,036</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220371">39,999</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223542">6,377</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220365">46,376</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other foreign governments&#8217; debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OtherForeignGovernmentsDebtMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223548">7,099</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OtherForeignGovernmentsDebtMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223541">20,627</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_OtherForeignGovernmentsDebtMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220355">27,726</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OtherForeignGovernmentsDebtMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220370">3,940</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OtherForeignGovernmentsDebtMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223549">25,346</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_OtherForeignGovernmentsDebtMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220364">29,286</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Corporate and other debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220363">116</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223538">2,892</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223545">32</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223529">133</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223550">3,359</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220362">35</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220361">3,527</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equity securities</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220368">96</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223539">329</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223546">2,046</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220353">2,471</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220369">2,983</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220376">317</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220360">1,866</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220359">5,166</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223530">81,047</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223531">43,101</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223532">2,078</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223533">126,226</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223534">72,617</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223535">48,902</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223536">1,901</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherInvestmentSecurities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223537">123,420</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest rate contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_InterestRateContractsMemberifrsfullClassesOfAssetsAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208973">9,804</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_InterestRateContractsMemberifrsfullClassesOfAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208974">3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_InterestRateContractsMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208975">9,807</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_InterestRateContractsMemberifrsfullClassesOfAssetsAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208976">11,584</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_InterestRateContractsMemberifrsfullClassesOfAssetsAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208977">11,584</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign exchange and gold contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208978">26,411</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208979">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208980">26,412</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208981">26,004</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208982">26,004</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equity contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_EquityContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208983">816</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_EquityContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208984">6,452</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_EquityContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208985">161</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_EquityContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208986">7,429</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_EquityContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208987">150</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_EquityContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208988">4,313</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_EquityContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208989">44</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_EquityContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208990">4,507</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_CreditContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208991">269</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_CreditContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208992">4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_CreditContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208993">273</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_CreditContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208994">180</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_CreditContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208995">2</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_CreditContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208996">182</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commodity contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_CommodityContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208997">2,594</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_CommodityContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208998">16</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_CommodityContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-208999">2,610</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_CommodityContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209000">2,095</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_CommodityContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209001">7</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_CommodityContractsMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209002">2,102</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209003">816</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209004">45,530</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209005">185</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209006">46,531</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209007">150</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209008">44,176</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209009">53</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209010">44,379</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Liabilities:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Deposits<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(3)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223563">335</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223562">335</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223559">193</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223565">193</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Financial liabilities designated at fair<br/> value through profit or loss</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209015">47,165</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209016">47,165</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209017">36,341</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209018">36,341</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Obligations related to securities sold short</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209019">34,864</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209020">3,240</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209021">38,104</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209022">30,721</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209023">4,319</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209024">2</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ObligationsRelatedToSecuritiesSoldShort" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209025">35,042</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:7.5pt"/>
<td colspan="4" style="height:7.5pt;background-color:#ffffff"/>
<td colspan="4" style="height:7.5pt;background-color:#ffffff"/>
<td colspan="4" style="height:7.5pt;background-color:#ffffff"/>
<td colspan="4" style="height:7.5pt;background-color:#ffffff"/>
<td colspan="4" style="height:7.5pt"/>
<td colspan="4" style="height:7.5pt"/>
<td colspan="4" style="height:7.5pt"/>
<td colspan="4" style="height:7.5pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest rate contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_InterestRateContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209026">17,181</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_InterestRateContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209027">8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_InterestRateContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209028">17,189</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_InterestRateContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209029">17,895</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_InterestRateContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209030">13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_InterestRateContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209031">17,908</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign exchange and gold contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209032">25,793</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209033">25,793</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209034">25,900</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209035">25,900</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equity contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_EquityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209036">783</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_EquityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209037">9,288</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_EquityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209038">43</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_EquityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209039">10,114</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_EquityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209040">139</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_EquityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209041">4,687</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_EquityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209042">19</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_EquityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209043">4,845</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_CreditContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209044">24</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_CreditContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209045">2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_CreditContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209046">26</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_CreditContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209047">46</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_CreditContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209048">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_CreditContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209049">47</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commodity contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_CommodityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209050">2,897</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_CommodityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209051">12</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_CommodityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209052">2,909</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_CommodityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209053">2,550</ix:nonFraction></td>
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<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_CommodityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209054">10</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_CommodityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209055">2,560</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
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<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209056">783</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209057">55,183</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209058">65</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
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<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209060">139</ix:nonFraction></td>
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<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209061">51,078</ix:nonFraction></td>
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<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209062">43</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209063">51,260</ix:nonFraction></td>
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<td colspan="4" style="height:6pt;background-color:#ffffff"/>
<td colspan="4" style="height:6pt;background-color:#ffffff"/>
<td colspan="4" style="height:6pt;background-color:#ffffff"/>
<td colspan="4" style="height:6pt;background-color:#ffffff"/>
<td colspan="4" style="height:6pt"/>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Instruments not carried at fair value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(4)</div>:</div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Assets:</div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Investment securities &#8211; amortized cost</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223348">1,548</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223351">21,691</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223349">23,239</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223347">1,127</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223350">27,295</ix:nonFraction></td>
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<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223352">28,422</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(5)</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansAndReceivablesNet" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223358">400,574</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansAndReceivablesNet" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223357">400,574</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansAndReceivablesNet" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223355">399,139</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansAndReceivablesNet" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223356">399,139</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:9.75pt"/>
<td colspan="4" style="height:9.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:9.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:9.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:9.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:9.75pt"/>
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<td colspan="4" style="height:9.75pt"/>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Liabilities:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Deposits<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(5)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223564">392,222</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223560">392,222</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223561">411,838</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222762">411,838</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Subordinated debentures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:SubordinatedLiabilities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222769">7,345</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:SubordinatedLiabilities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222774">404</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:SubordinatedLiabilities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222773">7,749</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:SubordinatedLiabilities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222772">7,814</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:SubordinatedLiabilities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222771">7,814</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222789">22,098</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222785">486</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222788">22,584</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222787">21,563</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222784">499</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherLiabilities" contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222786">22,062</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The fair value of precious metals is determined based on quoted market prices and forward spot prices, where applicable, less the cost to sell. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes debt investment securities measured at amortized cost of $<ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209089">23,722</ix:nonFraction> (October 31, 2024 &#8211; $<ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209090">29,412</ix:nonFraction>). </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">These amounts represent embedded derivatives bifurcated from structured note liabilities measured at amortized cost. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents the fair value of financial assets and liabilities where the carrying amount is not a reasonable approximation of fair value. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(5)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents fixed rate instruments. </div></td></tr></table> </ix:nonNumeric> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> </ix:continuation><ix:continuation id="TextSelectionAppend_151228742_15" continuedAt="TextSelectionAppend_151228742_16"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">171</div></div> </div></div> </ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228742_16" continuedAt="TextSelectionAppend_151228742_17"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation> </div></div> </div><ix:continuation id="TextSelectionAppend_151228742_17" continuedAt="TextSelectionAppend_151228742_18"><div></div></ix:continuation></div><ix:continuation id="TextSelectionAppend_151228742_18" continuedAt="TextSelectionAppend_151228742_19"><div><div style="line-height:normal;display: inline;"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></div></div></ix:continuation></div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151228742_19" continuedAt="TextSelectionAppend_151228742_20"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Level&#160;3 instrument fair value changes </div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Financial instruments categorized as Level&#160;3 in the fair value hierarchy as at October&#160;31, 2025, comprised of loans, structured corporate bonds, equity securities and derivatives. </div></div></div> <ix:nonNumeric name="bns:DisclosureOfUnobservableInputsReconciliationOfChangesInFairValueMeasurementAssetsAndLiabilitiesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-134059"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table summarizes the changes in Level&#160;3 instruments carried at fair value for the year ended October&#160;31, 2025. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">All positive balances represent assets and negative balances represent liabilities. Consequently, positive amounts indicate purchases of assets or settlements of liabilities and negative amounts indicate sales of assets or issuances of liabilities. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="30" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value<br/> November&#160;1<br/> 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)<br/> recorded in<br/> income<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)<br/> recorded in<br/> OCI</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Purchases/<br/> Issuances</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Sales/<br/> Settlements</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Transfers<br/> into/out&#160;of<br/> Level&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value<br/> October&#160;31<br/> 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Change in<br/> unrealized<br/> gains/(losses)<br/> recorded in<br/> income for<br/> instruments<br/> still held<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Trading assets</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">$</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PurchasesIssuancesFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_TradingAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_TradingLoansMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209092">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:SalesSettlementsFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_TradingAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_TradingLoansMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209093">179</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransfersIntoOutOfLevel3OfFairValueHierarchy" contextRef="P11_01_2024To10_31_2025_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_TradingAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_TradingLoansMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209094">179</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity securities</div> </td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2024_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_TradingAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209104">25</ix:nonFraction></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2024_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_InvestmentSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209110">35</ix:nonFraction></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2024_InvestmentSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209123">1,901</ix:nonFraction></td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" contextRef="P11_01_2024To10_31_2025_InvestmentSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221009">143</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" contextRef="P11_01_2024To10_31_2025_InvestmentSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209125">69</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PurchasesIssuancesFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_InvestmentSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209126">197</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersIntoOutOfLevel3OfFairValueHierarchy" contextRef="P11_01_2024To10_31_2025_InvestmentSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209128">4</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2025_InvestmentSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209129">2,078</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_InvestmentSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220651">136</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff"/> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PurchasesIssuancesFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullClassesOfAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209132">4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2025_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullClassesOfAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209134">3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullClassesOfAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220652">2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(<div style="letter-spacing: 0px; top: 0px;display:inline;">4</div>)</div>&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and gold contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PurchasesIssuancesFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_ForeignExchangeAndGoldContractsMemberifrsfullClassesOfAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209136">2</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2025_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_ForeignExchangeAndGoldContractsMemberifrsfullClassesOfAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209138">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2024_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_EquityContractsMemberifrsfullClassesOfAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209139">44</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_EquityContractsMemberifrsfullClassesOfAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221013">97</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PurchasesIssuancesFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_EquityContractsMemberifrsfullClassesOfAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209141">17</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransfersIntoOutOfLevel3OfFairValueHierarchy" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_EquityContractsMemberifrsfullClassesOfAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209142">3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2025_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_EquityContractsMemberifrsfullClassesOfAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209143">161</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_EquityContractsMemberifrsfullClassesOfAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220657">97</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div>&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2024_CreditContractsMemberifrsfullClassesOfAssetsAxis_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209145">2</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" contextRef="P11_01_2024To10_31_2025_CreditContractsMemberifrsfullClassesOfAssetsAxis_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221016">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PurchasesIssuancesFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_CreditContractsMemberifrsfullClassesOfAssetsAxis_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209147">3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2025_CreditContractsMemberifrsfullClassesOfAssetsAxis_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209148">4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_CreditContractsMemberifrsfullClassesOfAssetsAxis_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151220659">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2024_CommodityContractsMemberifrsfullClassesOfAssetsAxis_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209150">7</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" contextRef="P11_01_2024To10_31_2025_CommodityContractsMemberifrsfullClassesOfAssetsAxis_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221012">9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2025_CommodityContractsMemberifrsfullClassesOfAssetsAxis_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209152">16</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_CommodityContractsMemberifrsfullClassesOfAssetsAxis_DerivativeFinancialAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220658">9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:6pt;background-color:#ffffff">&#160;</td>
<td colspan="4" style="height:6pt;background-color:#ffffff"/>
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<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:6pt;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Derivative financial instruments&#160;&#8211; liabilities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">(<ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValue" contextRef="PAsOn10_31_2024_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_InterestRateContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209154">13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_InterestRateContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221018">10</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:PurchasesIssuancesFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_InterestRateContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209156">5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:SalesSettlementsFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_InterestRateContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209157">22</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersIntoOutOfLevel3OfFairValueHierarchy" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_InterestRateContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209158">2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValue" contextRef="PAsOn10_31_2025_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_InterestRateContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209159">8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_InterestRateContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151220664">10</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(4)</div>&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">(<ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValue" contextRef="PAsOn10_31_2024_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_EquityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209161">19</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_EquityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221019">15</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:PurchasesIssuancesFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_EquityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209163">26</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransfersIntoOutOfLevel3OfFairValueHierarchy" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_EquityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209164">17</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValue" contextRef="PAsOn10_31_2025_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_EquityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209165">43</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_EquityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151220661">15</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div>&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">(<ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValue" contextRef="PAsOn10_31_2024_CreditContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209167">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" contextRef="P11_01_2024To10_31_2025_CreditContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221021">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity contracts</div> </td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">(<ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValue" contextRef="PAsOn10_31_2024_CommodityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209172">10</ix:nonFraction></td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" contextRef="P11_01_2024To10_31_2025_CommodityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221020">2</ix:nonFraction></div></div></td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValue" contextRef="PAsOn10_31_2025_CommodityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209174">12</ix:nonFraction></div></div></td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_CommodityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_DerivativeFinancialLiabilitiesMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151220662">2</ix:nonFraction></div></div></td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><ix:nonFraction name="bns:FinancialAssetsLiabilitiesAtFairValueNet" contextRef="PAsOn10_31_2024_DerivativeFinancialInstrumentsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209176">10</ix:nonFraction></td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainsLossesRecognisedInProfitOrLossFairValueMeasurementNetFinancialAssetsLiabilities" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialInstrumentsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220668">81</ix:nonFraction></div></div></td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:PurchasesIssuancesFairValueMeasurementNetFinancialAssetsLiabilities" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialInstrumentsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209178">7</ix:nonFraction></div></div></td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:SalesSettlementsFairValueMeasurementNetAssetsLiabilities" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialInstrumentsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209179">19</ix:nonFraction></div></div></td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:FinancialAssetsLiabilitiesAtFairValueNet" contextRef="PAsOn10_31_2025_DerivativeFinancialInstrumentsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209181">120</ix:nonFraction></div></div></td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesNetHeldAtEndOfPeriodFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_DerivativeFinancialInstrumentsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220674">81</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Obligations related to securities sold&#160;short</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">(<ix:nonFraction name="bns:FinancialInstrumentsAtFairValue" contextRef="PAsOn10_31_2024_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_ObligationsRelatedToSecuritiesSoldShortMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209183">2</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransfersIntoOutOfLevel3OfFairValueHierarchy" contextRef="P11_01_2024To10_31_2025_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_ObligationsRelatedToSecuritiesSoldShortMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209184">2</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><ix:nonFraction name="bns:FinancialInstrumentsAtFairValue" contextRef="PAsOn10_31_2024_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209185">1,934</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainsLossesRecognisedInProfitOrLossFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221022">224</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209187">69</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:PurchasesIssuancesFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209188">198</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="bns:SalesSettlementsFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209189">407</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:TransfersIntoOutOfLevel3OfFairValueHierarchy" contextRef="P11_01_2024To10_31_2025_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209190">193</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:FinancialInstrumentsAtFairValue" contextRef="PAsOn10_31_2025_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209191">2,211</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialInstrumentsHeldAtEndOfPeriodFairValueMeasurement" contextRef="P11_01_2024To10_31_2025_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220666">218</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Gains or losses for items in Level 3&#160;may be offset with losses or gains on related hedges in Level&#160;1 or Level&#160;2. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">These amounts represent the unrealized gains and losses from fair value changes of Level&#160;3 instruments still held at the end of the period that are recorded in the Consolidated Statement of Income. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Certain unrealized gains and losses on derivative assets and liabilities are largely offset by <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">mark-to-market</div></div> changes on other instruments included in trading revenues in the Consolidated Statement of Income, since these instruments act as an economic hedge to certain derivative assets and liabilities. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Certain unrealized gains and losses on interest rate derivative contracts are largely offset by mark-to-market changes on embedded derivatives on certain deposit liabilities in the Consolidated Statement of Income. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table summarizes the changes in Level&#160;3 instruments carried at fair value for the year ended October&#160;31, 2024. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:52%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value<br/> November&#160;1<br/> 2023</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)<br/> recorded&#160;in<br/> income<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)<br/> recorded<br/> in OCI</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2023_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_TradingAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209193">20</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" contextRef="P11_01_2023To10_31_2024_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_TradingAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221083">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PurchasesIssuancesFairValueMeasurement" contextRef="P11_01_2023To10_31_2024_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_TradingAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209195">44</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:SalesSettlementsFairValueMeasurement" contextRef="P11_01_2023To10_31_2024_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_TradingAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209196">22</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersIntoOutOfLevel3OfFairValueHierarchy" contextRef="P11_01_2023To10_31_2024_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_TradingAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209197">16</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2024_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_TradingAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209198">25</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2023_InvestmentSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209199">1,749</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" contextRef="P11_01_2023To10_31_2024_InvestmentSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221082">100</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" contextRef="P11_01_2023To10_31_2024_InvestmentSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209201">25</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PurchasesIssuancesFairValueMeasurement" contextRef="P11_01_2023To10_31_2024_InvestmentSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209202">251</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:SalesSettlementsFairValueMeasurement" contextRef="P11_01_2023To10_31_2024_InvestmentSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209203">207</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TransfersIntoOutOfLevel3OfFairValueHierarchy" contextRef="P11_01_2023To10_31_2024_InvestmentSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209204">33</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2024_InvestmentSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209205">1,901</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:FinancialAssetsLiabilitiesAtFairValueNet" contextRef="PAsOn10_31_2023_DerivativeFinancialInstrumentsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209206">15</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:GainsLossesRecognisedInProfitOrLossFairValueMeasurementNetFinancialAssetsLiabilities" contextRef="P11_01_2023To10_31_2024_DerivativeFinancialInstrumentsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151220682">11</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PurchasesIssuancesFairValueMeasurementNetFinancialAssetsLiabilities" contextRef="P11_01_2023To10_31_2024_DerivativeFinancialInstrumentsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209208">9</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:SalesSettlementsFairValueMeasurementNetAssetsLiabilities" contextRef="P11_01_2023To10_31_2024_DerivativeFinancialInstrumentsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209209">9</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TransfersIntoOutOfLevel3OfFairValueHierarchyAssetsLiabilitiesNet" contextRef="P11_01_2023To10_31_2024_DerivativeFinancialInstrumentsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209210">6</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:FinancialAssetsLiabilitiesAtFairValueNet" contextRef="PAsOn10_31_2024_DerivativeFinancialInstrumentsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209211">10</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold short</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersIntoOutOfLevel3OfFairValueHierarchy" contextRef="P11_01_2023To10_31_2024_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_ObligationsRelatedToSecuritiesSoldShortMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209212">2</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:FinancialInstrumentsAtFairValue" contextRef="PAsOn10_31_2024_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_ObligationsRelatedToSecuritiesSoldShortMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209213">2</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Gains or losses for items in Level 3&#160;may be offset with losses or gains on related hedges in Level&#160;1 or Level&#160;2. </div> </td> </tr> </table> </ix:nonNumeric> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Significant transfers </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Significant transfers can occur between the fair value hierarchy levels when additional or new information regarding valuation inputs and their refinement and observability becomes available. The Bank recognizes transfers between levels of the fair value hierarchy at the end of the reporting period during which the change has occurred. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following significant transfers made between Levels 1 and 2 were based on whether the fair value was determined using quoted market prices from an active market. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">172</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:continuation> </div> </div> </div> <ix:continuation id="TextSelectionAppend_151228742_20" continuedAt="TextSelectionAppend_151228742_21"><div></div></ix:continuation> </div> <div> <div style="line-height:normal;display: inline;"> <ix:continuation id="TextSelectionAppend_151228742_21" continuedAt="TextSelectionAppend_151228742_22"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228742_22" continuedAt="TextSelectionAppend_151228742_23"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228742_23" continuedAt="TextSelectionAppend_151228742_24"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151228742_24"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">During the year ended October&#160;31, 2025: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
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<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
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<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:38%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:15%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:18%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td style="vertical-align:bottom"/>
<td style="width:11%"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Valuation technique</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Significant unobservable&#160;inputs</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Range&#160;of&#160;estimates&#160;for<br/> unobservable&#160;inputs<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Changes&#160;in&#160;fair&#160;value<br/> from reasonably<br/> possible&#160;alternatives<br/> ($ millions)</div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"/>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Investment securities</div> </td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:right"><div style="-sec-ix-hidden:Fact_151220695;display:inline;">General&#160;Partner&#160;valuations</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/> </tr>
<tr style="font-size:1pt">
<td style="height:1.5pt"/>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"/>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"/>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"/>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Private equity securities<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;text-align:right"><ix:nonNumeric name="bns:DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities" contextRef="P11_01_2024To10_31_2025_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_MarketComparableCompaniesMemberifrsfullValuationTechniquesUsedInFairValueMeasurementAxis_PrivateEquitySecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis" id="Fact_151220690">Market comparable</ix:nonNumeric></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;text-align:right">per net asset value</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">n/a</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
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<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"/>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"/>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Derivative financial instruments</div> </td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/> </tr>
<tr style="font-size:1pt">
<td style="height:1.5pt"/>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"/>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"/>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"/>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate contracts</div> </td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:right"><div style="-sec-ix-hidden:hidden151220688;display:inline;">Option&#160;pricing</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:right"><div style="-sec-ix-hidden:hidden151220692;display:inline;">Interest rate</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top;text-align:right">model</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top;text-align:right">volatility</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
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<td id="fin937872_7" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Trading Assets </div> </td> </tr> </table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfDetailedInformationOfTradingAssetsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-136415">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading securities </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">An analysis of the carrying value of trading securities is as follows: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;three<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three&#160;to<br/> twelve<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five&#160;to&#160;ten<br/> years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;ten<br/> years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Carrying<br/> value</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading securities:</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal government issued or guaranteed debt</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209242">357</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209243">2,143</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209244">7,102</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209245">3,606</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209246">2,593</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209247">15,801</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209248">1,410</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209249">1,545</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209250">2,101</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209251">1,856</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209252">4,798</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209253">11,710</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S.&#160;agency&#160;debt</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209254">807</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209255">1,628</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209256">3,961</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209257">1,871</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209258">865</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209259">9,132</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209260">670</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209261">3,441</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209262">4,347</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209263">1,406</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209264">424</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209265">10,288</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity securities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_EquitySecuritiesMemberifrsfullClassesOfAssetsAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209266">83,797</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_EquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209267">83,797</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209268">730</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209269">1,044</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209270">5,591</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209271">2,019</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209272">732</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209273">10,116</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209274">3,974</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209275">9,801</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209276">23,102</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209277">10,758</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209278">9,412</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209279">83,797</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209280">140,844</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total by currency (in&#160;Canadian&#160;equivalent):</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian dollar</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CADsrtCurrencyAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209281">2,328</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CADsrtCurrencyAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209282">4,115</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CADsrtCurrencyAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209283">11,627</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CADsrtCurrencyAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209284">6,147</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CADsrtCurrencyAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209285">7,889</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CADsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209286">24,118</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CADsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209287">56,224</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. dollar</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209288">920</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209289">2,339</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209290">8,266</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209291">3,711</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209292">1,125</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_USDsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209293">44,421</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209294">60,782</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexican peso</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_MXNsrtCurrencyAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209295">408</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209296">1,915</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209297">1,976</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209298">157</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209299">161</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_MXNsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209300">76</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_MXNsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209301">4,693</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other currencies</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209302">318</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209303">1,432</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209304">1,233</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209305">743</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209306">237</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_OtherCurrenciesMembersrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209307">15,182</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209308">19,145</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total trading securities</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209309">3,974</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209310">9,801</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209311">23,102</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209312">10,758</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209313">9,412</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209314">83,797</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209315">140,844</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:12pt"/>
<td colspan="24" style="height:12pt"/>
<td colspan="4" style="height:12pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;three<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three&#160;to<br/> twelve<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five&#160;to&#160;ten<br/> years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;ten<br/> years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Carrying<br/> value</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading securities:</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal government issued or guaranteed debt</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209316">352</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209317">1,646</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209318">6,182</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209319">3,626</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209320">3,165</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209321">14,971</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209322">920</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209323">893</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209324">1,774</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209325">937</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209326">3,889</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209327">8,413</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S.&#160;agency&#160;debt</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209328">1,724</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209329">2,439</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209330">7,237</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209331">2,461</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209332">1,189</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209333">15,050</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209334">1,458</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209335">3,663</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209336">3,883</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209337">1,046</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209338">304</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209339">10,354</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity securities</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_EquitySecuritiesMemberifrsfullClassesOfAssetsAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209340">59,190</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_EquitySecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209341">59,190</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209342">316</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209343">2,468</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209344">5,792</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209345">2,728</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209346">623</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209347">7</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209348">11,934</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209349">4,770</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209350">11,109</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209351">24,868</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209352">10,798</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209353">9,170</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209354">59,197</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209355">119,912</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total by currency (in&#160;Canadian&#160;equivalent):</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian dollar</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209356">1,570</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209357">3,452</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209358">9,779</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209359">5,029</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209360">7,397</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209361">27,688</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209362">54,915</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. dollar</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209363">1,604</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209364">3,643</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209365">10,711</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209366">4,426</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209367">1,570</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_USDsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209368">24,796</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209369">46,750</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexican peso</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_MXNsrtCurrencyAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209370">704</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209371">1,714</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209372">2,135</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209373">101</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209374">63</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_MXNsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209375">59</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_MXNsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209376">4,776</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other currencies</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209377">892</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209378">2,300</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209379">2,243</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209380">1,242</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209381">140</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_OtherCurrenciesMembersrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209382">6,654</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209383">13,471</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total trading securities</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209384">4,770</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209385">11,109</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209386">24,868</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209387">10,798</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209388">9,170</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209389">59,197</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209390">119,912</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> </ix:nonNumeric> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfGeographicBreakdownTradingLoansExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-137935">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading loans </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table provides the geographic breakdown of trading loans: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:84%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)(2)</div></div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S.<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2025_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223701">6,290</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2024_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223710">6,154</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Europe<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2025_EuropeMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223705">434</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2024_EuropeMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223709">458</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canada<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(4)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223702">1,759</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223708">980</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2025_OtherCountriesMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223703">4</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2024_OtherCountriesMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223707">57</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223704">8,487</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223706">7,649</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Geographic segmentation of trading loans is based upon the location of the ultimate risk of the underlying asset. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Loans are primarily denominated in U.S. dollars. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes trading loans that serve as a hedge to loan-based credit total return swaps. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes trading loans that serve as hedges to total return swaps, hedges for precious metal certificate liabilities and loans subject to sale through syndication. </div> </td> </tr> </table> </ix:nonNumeric></ix:nonNumeric> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">174</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div> </div> </div> </div> <div></div> </div> <div> <div style="line-height:normal;display: inline;"> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Consolidated Financial Statements </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-138108">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
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<td id="fin937872_8" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Financial Instruments Designated at Fair Value Through Profit or Loss </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In accordance with its risk management strategy, the Bank has elected to designate certain senior note liabilities at fair value through profit or loss to reduce an accounting mismatch between fair value changes in these instruments and fair value changes in related derivatives, and where a hybrid financial liability contains one or more embedded derivatives that are not closely related to the host contract. Changes in fair value of financial liabilities arising from the Bank&#8217;s own credit risk are recognized in other comprehensive income, without subsequent reclassification to net income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The cumulative fair value adjustment due to own credit risk is determined at a point in time by comparing the present value of expected future cash flows over the term of these liabilities discounted at the Bank&#8217;s effective funding rate, and the present value of expected future cash flows discounted at a benchmark rate. </div> <ix:nonNumeric name="bns:DisclosureOfFairValueOfFinancialAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossAndChangesInFairValueExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-138118"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the fair value of financial liabilities designated at fair value through profit or loss and their changes in fair value. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Fair value</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"> <div style="text-align: center; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64);display:inline;">Change&#160;in&#160;fair&#160;value<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></div> <div style="text-align: center; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt;"><div style="color: rgb(178, 48, 64);display:inline;">Gains/(losses)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"> <div style="text-align: center; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64);display:inline;">Cumulative&#160;change&#160;in&#160;FV<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(2)</div></div></div> <div style="text-align: center; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt;"><div style="color: rgb(178, 48, 64);display:inline;">Gains/(losses)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8201;As at</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">For the year ended</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Liabilities:</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Senior note liabilities<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" contextRef="PAsOn10_31_2025_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223711">47,165</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" contextRef="PAsOn10_31_2024_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223712">36,341</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="bns:ChangesInFairValueOfFinancialLiability" contextRef="P11_01_2024To10_31_2025_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151223714">870</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="bns:ChangesInFairValueOfFinancialLiability" contextRef="P11_01_2023To10_31_2024_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151223713">4,515</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:AccumulatedChangesInFairValueOfFinancialLiability" contextRef="PAsOn10_31_2025_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223716">3,270</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:AccumulatedChangesInFairValueOfFinancialLiability" contextRef="PAsOn10_31_2024_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223715">4,140</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Change in the difference between the contractual maturity amount and the carrying value. </div> </td> </tr> </table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The cumulative change in fair value is measured from the instrument&#8217;s date of initial recognition. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Changes in fair value attributable to changes in the Bank&#8217;s own credit risk are recorded in other comprehensive income. Other changes in fair value are recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; trading revenues. The offsetting fair value changes from associated derivatives is also recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; trading revenues. </div> </td> </tr> </table> </ix:nonNumeric><ix:nonNumeric name="bns:DisclosureOfChangesInFairValueOfFinancialLiabilitiesAttributableToOwnCreditRiskExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-138308"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the changes in fair value attributable to changes in the Bank&#8217;s own credit risk for financial liabilities designated at fair value through profit or loss as well as their contractual maturity and carrying amounts. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:45%"/>
<td style="vertical-align:bottom;width:1%"/>
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<td/>
<td style="vertical-align:bottom;width:3%"/>
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<td/>
<td style="vertical-align:bottom;width:4%"/>
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<td style="vertical-align:bottom;width:4%"/>
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<td style="vertical-align:bottom;width:3%"/> </tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Senior Note Liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Contractual<br/> maturity<br/> amount</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64);display:inline;">Carrying<br/>value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64);display:inline;">Difference<br/>between<br/>contractual<br/>maturity<br/>amount and<br/>carrying&#160;value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64);display:inline;">Changes&#160;in&#160;fair&#160;value<br/>for the period<br/>attributable to<br/>changes&#160;in own<br/>credit&#160;risk recorded<br/>in other<br/>comprehensive<br/>income<br/>Gains/(losses)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64);display:inline;">Cumulative&#160;changes<br/>in fair value<br/>attributable to<br/>changes in own<br/>credit&#160;risk<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div><br/>Gains/(losses)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">As at October&#160;31, 2025</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ContractualMaturityAmountOfDepositNoteLiabilities" contextRef="PAsOn10_31_2025_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209407">50,435</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" contextRef="PAsOn10_31_2025_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209408">47,165</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation" contextRef="PAsOn10_31_2025_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209409">3,270</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" contextRef="P11_01_2024To10_31_2025_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209410">693</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="ifrs-full:AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" contextRef="PAsOn10_31_2025_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151223725">1,606</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">As at October&#160;31, 2024</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:ContractualMaturityAmountOfDepositNoteLiabilities" contextRef="PAsOn10_31_2024_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209412">40,481</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" contextRef="PAsOn10_31_2024_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209413">36,341</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation" contextRef="PAsOn10_31_2024_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209414">4,140</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="ifrs-full:ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" contextRef="P11_01_2023To10_31_2024_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-209415">804</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="ifrs-full:AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" contextRef="PAsOn10_31_2024_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151223726">913</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The cumulative change in fair value is measured from the instrument&#8217;s date of initial recognition. </div> </td> </tr> </table> </ix:nonNumeric></ix:nonNumeric> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">175</div></div> </div></div> </div> </div> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </div> </div> </div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Consolidated Financial Statements </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><ix:nonNumeric name="ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151221708" id="ixv-138484">
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<td id="fin937872_9" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Derivative Financial Instruments </div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Notional amounts<div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px">(1)</div> </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table provides the aggregate notional amounts of derivative financial instruments outstanding by type and segregated between those used by the Bank in its dealer capacity (Trading) and those derivatives designated in hedging relationships. The notional amounts of these contracts represent the derivatives volume outstanding and do not represent the potential gain or loss associated with the market risk or credit risk of such instruments. Credit derivatives within other derivative contracts are comprised primarily of purchased and sold credit default swap transactions. To a lesser extent, this category also includes total return swaps referenced to loans and debt securities. Commodity and other contracts includes energy, precious metals other than gold and other commodities. </div> <ix:nonNumeric name="bns:DisclosureOfNotionalAmountsOfDerivativesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-138502"> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:36%"/>
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<td style="vertical-align:bottom;width:2%"/>
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<td style="vertical-align:bottom;width:1%"/>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="font-size: 6pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="font-size: 6pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedging</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedging</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exchange-traded:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223786">763,135</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223773">763,135</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223763">606,019</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223821">606,019</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222706">2,686</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223772">2,686</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223769">5,848</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223768">5,848</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222705">2,545</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223771">2,545</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222746">5,430</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222745">5,430</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223797">768,366</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223799">768,366</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223800">617,297</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223801">617,297</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter:</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forward rate agreements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222744">315</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222743">315</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223803">215</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223804">215</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223840">467,384</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223780">58,791</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223770">526,175</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223764">427,122</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222742">53,481</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222741">480,603</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223839">84,306</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222710">84,306</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223765">45,572</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222740">45,572</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223838">83,090</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222693">83,090</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222749">49,595</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222739">49,595</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223837">635,095</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223779">58,791</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222692">693,886</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222748">522,504</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222738">53,481</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222737">575,985</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter</div></div> (settled through central counterparties):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forward rate agreements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223836">157,033</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222691">157,033</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222747">86,657</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222736">86,657</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223835">8,630,261</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222707">344,717</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222690">8,974,978</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222694">5,694,823</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222735">278,314</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223794">5,973,137</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223834">8,787,294</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223778">344,717</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222689">9,132,011</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222685">5,781,480</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223767">278,314</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223766">6,059,794</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222709">10,190,755</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223777">403,508</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222688">10,594,263</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222684">6,921,281</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223819">331,795</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223820">7,253,076</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exchange-traded:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222708">18,665</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222687">18,665</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222683">21,952</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222695">21,952</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223736">18,665</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223734">18,665</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223733">21,952</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223732">21,952</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter:</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Spot and forwards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223842">581,518</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223776">20,870</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222686">602,388</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223844">541,732</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223746">21,156</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223747">562,888</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223841">869,035</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223775">102,579</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223818">971,614</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223843">771,246</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223748">108,558</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223749">879,804</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223790">32,750</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223817">32,750</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222682">25,135</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223750">25,135</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223789">46,781</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223816">46,781</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222681">36,390</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223751">36,390</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223788">1,530,084</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223774">123,449</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223815">1,653,533</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222680">1,374,503</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222752">129,714</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222751">1,504,217</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter</div></div> (settled through central counterparties):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Spot and forwards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223787">34,708</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223814">34,708</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222679">24,865</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222750">24,865</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222704">34,708</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223752">34,708</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222678">24,865</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222700">24,865</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222703">1,583,457</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223785">123,449</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223753">1,706,906</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223793">1,421,320</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222699">129,714</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222698">1,551,034</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exchange-traded:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_ExchangeTraded1MemberBNSTradingActivityByType1Axis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222702">128,297</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_ExchangeTraded1MemberBNSTradingActivityByType1Axis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223754">128,297</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_ExchangeTraded1MemberBNSTradingActivityByType1Axis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223792">59,329</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_ExchangeTraded1MemberBNSTradingActivityByType1Axis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222697">59,329</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_ExchangeTraded1MemberBNSTradingActivityByType1Axis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222701">39,897</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_ExchangeTraded1MemberBNSTradingActivityByType1Axis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223755">39,897</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_ExchangeTraded1MemberBNSTradingActivityByType1Axis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223791">46,304</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_ExchangeTraded1MemberBNSTradingActivityByType1Axis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222696">46,304</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222721">168,194</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222719">168,194</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222718">105,633</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222717">105,633</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter:</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222669">131,393</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223784">1,284</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223756">132,677</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222677">83,455</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223833">965</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223832">84,420</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222668">20,457</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223757">20,457</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222676">18,086</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223831">18,086</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223850">40,993</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223758">40,993</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222675">36,596</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223830">36,596</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223849">192,843</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223783">1,284</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223759">194,127</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222674">138,137</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223829">965</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_OtherDerivativesMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223828">139,102</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter</div></div> (settled through central counterparties):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223848">7,374</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223760">7,374</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222673">9,069</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223827">9,069</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223847">501</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223761">501</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222672">251</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223826">251</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_OtherDerivativesMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222757">7,875</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_OtherDerivativesMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222755">7,875</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_OtherDerivativesMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222754">9,320</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_OtherDerivativesMemberifrsfullTypesOfContractsAxis_SettledThroughCentralCounterpartiesMemberBNSTradingActivityByType1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222753">9,320</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_OtherDerivativesMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223846">368,912</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223782">1,284</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223762">370,196</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_OtherDerivativesMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222671">253,090</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223825">965</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223824">254,055</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total notional amounts outstanding</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223845">12,143,124</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223781">528,241</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223813">12,671,365</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_TradingDerivativesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222670">8,595,691</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223823">462,474</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223822">9,058,165</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The notional amounts represent the amount to which a rate or price is applied to determine the amount of cash flows to be exchanged. </div></td></tr></table> </ix:nonNumeric><ix:exclude> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">176</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div> </ix:exclude></ix:nonNumeric></div></div></div><ix:continuation id="TextSelection_151221708" continuedAt="TextSelectionAppend_151221708_1"><div></div></ix:continuation></div><div><div style="line-height:normal;display: inline;"><ix:continuation id="TextSelectionAppend_151221708_1" continuedAt="TextSelectionAppend_151221708_2"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151221708_2" continuedAt="TextSelectionAppend_151221708_3"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151221708_3" continuedAt="TextSelectionAppend_151221708_4"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151221708_4" continuedAt="TextSelectionAppend_151221708_5"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity </div></div></td></tr></table><ix:nonNumeric name="bns:DisclosureOfMaturityAnalysisForDerivativeExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-140919"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table summarizes the remaining term to maturity of the notional amounts of the Bank&#8217;s derivative financial instruments by type: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:53%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209584">617,714</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209585">145,421</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209586">763,135</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forward rate agreements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209587">122,168</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209588">34,865</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209589">315</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209590">157,348</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209591">4,604,519</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209592">3,089,234</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209593">1,807,400</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209594">9,501,153</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209595">66,995</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209596">17,710</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209597">2,287</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209598">86,992</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209599">51,546</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209600">21,347</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209601">12,742</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209602">85,635</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209603">5,462,942</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209604">3,308,577</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209605">1,822,744</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209606">10,594,263</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209607">16,134</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209608">2,482</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209609">49</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209610">18,665</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Spot and forwards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209611">593,082</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209612">37,899</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209613">6,115</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209614">637,096</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209615">243,425</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209616">489,190</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209617">238,999</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209618">971,614</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209619">25,053</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209620">7,183</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209621">514</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209622">32,750</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209623">37,985</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209624">8,230</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209625">566</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209626">46,781</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209627">915,679</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209628">544,984</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209629">246,243</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209630">1,706,906</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209631">195,981</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209632">63,216</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209633">1,777</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209634">260,974</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209635">16,976</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209636">8,308</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209637">2,547</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209638">27,831</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209639">61,121</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209640">20,102</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209641">168</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209642">81,391</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_NotLaterThanOneYearMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209643">274,078</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209644">91,626</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_LaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209645">4,492</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209646">370,196</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209647">6,652,699</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209648">3,945,187</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_LaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209649">2,073,479</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209650">12,671,365</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:9.75pt"/>
<td colspan="4" style="height:9.75pt"/>
<td colspan="4" style="height:9.75pt"/>
<td colspan="4" style="height:9.75pt"/>
<td colspan="4" style="height:9.75pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209651">478,886</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209652">127,133</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209653">606,019</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forward rate agreements</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209654">85,447</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209655">1,217</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209656">208</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209657">86,872</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209658">2,190,218</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209659">2,760,062</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209660">1,503,460</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209661">6,453,740</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209662">30,562</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209663">18,095</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209664">2,763</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209665">51,420</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209666">23,960</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209667">19,897</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209668">11,168</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209669">55,025</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209670">2,809,073</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209671">2,926,404</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209672">1,517,599</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209673">7,253,076</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209674">16,289</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209675">5,663</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209676">21,952</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Spot and forwards</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209677">543,486</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209678">38,039</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209679">6,228</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209680">587,753</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209681">210,318</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209682">455,694</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209683">213,792</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209684">879,804</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209685">18,121</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209686">6,788</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209687">226</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209688">25,135</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209689">28,533</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209690">7,662</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209691">195</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209692">36,390</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209693">816,747</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209696">1,551,034</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209697">103,234</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209698">39,521</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209699">994</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209700">143,749</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209701">12,661</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209702">9,553</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209703">4,941</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209704">27,155</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209705">57,307</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209706">25,467</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209707">377</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209708">83,151</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_NotLaterThanOneYearMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209709">173,202</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209710">74,541</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_LaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209711">6,312</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209712">254,055</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209713">3,799,022</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209714">3,514,791</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_LaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209715">1,744,352</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209716">9,058,165</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> </ix:nonNumeric> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit risk </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">As with other financial assets, derivative instruments are subject to credit risk. Credit risk arises from the possibility that counterparties may default on their obligations to the Bank. However, whereas the credit risk of other financial assets is represented by the principal amount net of any applicable allowance for credit losses, the credit risk associated with derivatives is normally a small fraction of the notional amount of the derivative instrument. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Derivative contracts generally expose the Bank to credit loss if changes in market rates affect a counterparty&#8217;s position unfavourably and the counterparty defaults on payment. Accordingly, exposure to credit risk of derivatives is represented by the positive fair value of the instrument. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Negotiated <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">over-the-counter</div></div> derivatives generally present greater credit exposure than exchange-traded contracts. The net change in the exchange-traded contracts is normally settled daily in cash with the exchange. Holders of these contracts look to the exchange for performance under the contract. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank strives to limit credit risk by dealing with counterparties that it believes are creditworthy, and investment grade counterparties account for a significant portion of the credit risk exposure arising from the Bank&#8217;s derivative transactions as at October&#160;31, 2025. To control credit risk associated with derivatives, the Bank uses similar credit risk management activities and procedures to the approaches used in the lending business in assessing and adjudicating exposure. The Bank utilizes a risk metric, potential future exposure (PFE) for derivatives, to measure </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> </ix:continuation><ix:continuation id="TextSelectionAppend_151221708_5" continuedAt="TextSelectionAppend_151221708_6"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">177</div></div> </div></div> </ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151221708_6" continuedAt="TextSelectionAppend_151221708_7"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation> </div></div> <ix:continuation id="TextSelectionAppend_151221708_7" continuedAt="TextSelectionAppend_151221708_8"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151221708_8" continuedAt="TextSelectionAppend_151221708_9"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151221708_9" continuedAt="TextSelectionAppend_151221708_10"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation></div></div></div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151221708_10" continuedAt="TextSelectionAppend_151221708_11"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">utilization against established credit limits to the counterparty. PFE measures the effect that changes in the market have on derivative exposures throughout the lifetime of the counterparties&#8217; trades. Additionally, PFE considers risk mitigants such as netting and collateralization. PFE limits and utilization for derivatives counterparties are authorized and monitored by the Bank&#8217;s risk management unit. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank obtains the benefit of netting by entering into master netting arrangements with counterparties (typically industry standard International Swaps and Derivatives Association (ISDA) agreements), which allow for a single net settlement of all transactions covered by that agreement in the event of a default or early termination of the transactions. In this manner, the credit risk associated with favourable contracts is eliminated by the master netting arrangement to the extent that unfavourable contracts with the same counterparty are not settled before favourable contracts. </div></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;">Collateralization is typically documented by way of an ISDA Credit Support Annex (CSA), the terms of which may vary according to each party&#8217;s view of the other party&#8217;s creditworthiness. CSAs can require one party to post initial margin at the onset of each transaction. CSAs also allow for variation margin to be called if total uncollateralized <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">mark-to-market</div></div> exposure exceeds an agreed upon threshold. Such variation margin provisions can be one way (only one party will ever post collateral) or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">bi-lateral</div> (either party may post collateral depending upon which party is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">in-the-money).</div></div> The CSA will also detail the types of collateral that are acceptable to each party, and the adjustments that will be applied against each collateral type. The terms of the ISDA master netting agreements and CSAs are taken into consideration in the calculation of counterparty credit risk exposure (see also page&#160;90 of the 2025 Annual Report). </div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"> </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative instruments used by the Bank include credit derivatives in its investment and loan portfolios: credit protection is sold as an alternative to acquiring exposure to bond or loan assets, and bought to manage or mitigate credit exposures. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following table summarizes the credit exposure of the Bank&#8217;s derivative financial instruments. The credit risk amount (CRA) represents the estimated replacement cost, or positive fair value, for all contracts. CRA takes into account master netting or collateral arrangements that have been made<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">1</div>. CRA does not reflect actual or expected losses. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The credit equivalent amount (CEA) is the exposure at default (EAD) prescribed in the Capital Adequacy Requirements (CAR) Guidelines of the Office of the Superintendent of Financial Institutions (OSFI). The risk-weighted asset is calculated by multiplying the CEA by the capital requirement (K)&#160;times 12.5, where K is a function of the probability of default (PD), loss given default (LGD), maturity and prescribed correlation factors. Commodity and other contracts includes energy, precious metals other than gold, and other commodities. </div></div></div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfCreditExposureArisingFromDerivativesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-142221">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk-<br/> Weighted<br/> Assets<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"> </div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit&#160;risk<br/> amount<br/> (CRA)<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit<br/> equivalent<br/> amount<br/> (CEA)<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Futures</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209718">763,135</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222801">73</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209720">3</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:bottom">$</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209723">1</ix:nonFraction></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Forward rate agreements</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209724">157,348</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222795">38</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209727">22</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209728">86,872</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220557">70</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220585">88</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209731">57</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209732">9,501,153</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220561">2,769</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222794">4,402</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209735">1,123</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209736">6,453,740</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220556">4,052</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222810">4,157</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209739">876</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Options purchased</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209740">86,992</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220558">18</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222800">163</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209743">51</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209744">51,420</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220554">13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222809">229</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209747">56</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Options written</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209748">85,635</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222799">31</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209750">6</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209751">55,025</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222808">16</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209753">4</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209754">10,594,263</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220559">2,848</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222798">4,707</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209757">1,205</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209758">7,253,076</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220555">4,135</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222807">4,517</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209761">994</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Futures</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209762">18,665</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222797">891</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209764">18</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209765">21,952</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222806">354</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209767">7</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Spot and forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209768">637,096</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220551">1,741</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220593">5,758</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209771">1,417</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209772">587,753</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220571">1,560</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222805">4,868</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209775">1,168</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209776">971,614</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220552">53</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220592">9,603</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209779">2,132</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209780">879,804</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220884">40</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222804">7,965</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209783">1,472</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Options purchased</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209784">32,750</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220562">399</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220591">592</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209787">210</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209788">25,135</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220883">343</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222803">633</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209791">214</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Options written</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209792">46,781</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220579">52</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209794">13</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209795">36,390</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222802">19</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209797">4</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209798">1,706,906</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220563">2,193</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220578">16,896</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209801">3,790</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209802">1,551,034</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220882">1,943</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220590">13,839</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209805">2,865</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equity</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209806">260,974</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220564">1,726</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220577">12,157</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209809">2,115</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209810">143,749</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220881">1,586</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220589">10,848</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209813">1,742</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209814">27,831</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2025_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222792">105</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220576">131</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209817">50</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209818">27,155</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220880">107</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220588">141</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209821">29</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commodity and other contracts</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209822">81,391</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220887">1,807</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222796">3,419</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209825">452</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209826">83,151</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220879">1,098</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220587">3,259</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209829">487</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209830">370,196</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2025_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220886">3,638</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220575">15,707</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209833">2,617</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209834">254,055</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2024_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220878">2,791</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220582">14,248</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209837">2,258</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit Valuation Adjustment</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_CreditValuationAdjustmentMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209838">5,394</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_CreditValuationAdjustmentMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209839">4,631</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Total derivatives</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209840">12,671,365</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220885">8,679</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220574">37,310</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209843">13,006</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209844">9,058,165</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:DerivativeCreditRiskAmount" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220553">8,869</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220581">32,604</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209847">10,748</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount settled through central counterparties<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(2)</div></div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Exchange-traded</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222824">955,225</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220573">5,175</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220713">122</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222847">744,882</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220580">5,158</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220719">117</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter</div></div></div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_OverTheCounter1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222823">9,174,594</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_OverTheCounter1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220572">861</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_OverTheCounter1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220712">17</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_OverTheCounter1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222846">6,093,979</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_OverTheCounter1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220584">1,063</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_OverTheCounter1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220724">21</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222844">10,129,819</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2025_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222811">6,036</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2025_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220707">139</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222845">6,838,861</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesCreditEquivalentAmount" contextRef="PAsOn10_31_2024_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220583">6,221</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DerivativesRiskWeightedAmount" contextRef="PAsOn10_31_2024_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220723">138</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The amounts presented are net of collateral and master netting agreements at the product level. The total amounts relating to netting and collateral were $<ix:nonFraction name="ifrs-full:AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2025_CreditRiskAmountMemberBNSCreditExposuresAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209866">37,853</ix:nonFraction> (2024&#160;&#8211; $<ix:nonFraction name="ifrs-full:AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2024_CreditRiskAmountMemberBNSCreditExposuresAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209867">35,510</ix:nonFraction>)&#160;for CRA, and $<ix:nonFraction name="ifrs-full:AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2025_CreditRiskEquivalentMemberBNSCreditExposuresAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209868">102,031</ix:nonFraction> (2024&#160;&#8211;&#160;$<ix:nonFraction name="ifrs-full:AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2024_CreditRiskEquivalentMemberBNSCreditExposuresAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209869">87,284</ix:nonFraction>) for CEA. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Amounts are included under total derivatives above. Amounts include exposures settled directly through central counterparties and exposures settled through clearing members of central counterparties. </div> </td> </tr> </table> <div style="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">1</div>&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;">Regulatory haircuts prescribed by the OSFI CAR Guidelines are applied to the collateral balances of the CRA measure. </div> </td> </tr> </table> </ix:nonNumeric> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">178</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:continuation> </div> </div> </div> <ix:continuation id="TextSelectionAppend_151221708_11" continuedAt="TextSelectionAppend_151221708_12"><div></div></ix:continuation> </div> <div> <div style="line-height:normal;display: inline;"> <ix:continuation id="TextSelectionAppend_151221708_12" continuedAt="TextSelectionAppend_151221708_13"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151221708_13" continuedAt="TextSelectionAppend_151221708_14"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151221708_14" continuedAt="TextSelectionAppend_151221708_15"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151221708_15" continuedAt="TextSelectionAppend_151221708_16"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(d)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value </div></div> </td> </tr> </table> <ix:nonNumeric name="bns:DisclosureOfFairValueOfFinancialDerivativesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-143812"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table summarizes the fair value of derivatives segregated by type and segregated between trading and those derivatives designated in hedging relationships. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:49%"/>
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<td/>
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<td style="vertical-align:bottom;width:1%"/>
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<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
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<td style="vertical-align:bottom;width:1%"/>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Year-end</div> fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Year-end</div> fair value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Favourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Unfavourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Favourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Unfavourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Favourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Unfavourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forward rate agreements</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209871">90</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209872">69</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209873">61</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209874">91</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
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<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220815">70</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220830">72</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209877">7,398</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209878">11,440</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209879">6,865</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209880">10,294</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220816">7,767</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220754">9,357</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209883">454</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209884">500</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209885">261</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209886">443</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220817">803</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220752">496</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209889">7,942</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209890">12,009</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209891">7,187</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209892">10,828</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220818">8,640</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220750">9,925</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209895">6,568</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209896">5,929</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209897">6,726</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209898">5,332</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220819">6,672</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220748">5,482</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209901">11,439</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209902">13,833</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209903">11,107</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209904">14,814</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220820">11,110</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220746">14,272</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209907">604</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209908">575</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209909">538</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209910">494</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220821">492</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220744">446</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209913">18,611</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209914">20,337</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209915">18,371</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209916">20,640</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220822">18,274</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220742">20,200</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209919">5,582</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209920">7,543</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209921">7,350</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209922">10,114</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220810">4,469</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220839">4,844</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeAssets" contextRef="PAsOn10_31_2025_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209925">230</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeLiabilities" contextRef="PAsOn10_31_2025_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209926">28</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209927">273</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209928">26</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220824">182</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220836">47</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeAssets" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209931">2,516</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeLiabilities" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209932">3,545</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209933">2,610</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209934">2,909</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220825">2,102</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220741">2,560</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209937">8,328</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209938">11,116</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209939">10,233</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209940">13,049</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220823">6,753</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220758">7,451</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Trading derivatives&#8217; market valuation</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209943">34,881</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209944">43,462</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209945">35,791</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209946">44,517</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220814">33,667</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220760">37,576</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedging</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209949">2,620</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209950">6,361</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220813">2,944</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220762">7,983</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forwards</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209953">46</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209954">847</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220812">410</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220838">255</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209957">7,995</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209958">4,306</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220811">7,320</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220842">5,445</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209961">8,041</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209962">5,153</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220809">7,730</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220844">5,700</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209965">79</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220808">38</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220832">1</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Hedging derivatives&#8217; market valuation</div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209968">10,740</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209969">11,514</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220827">10,712</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220834">13,684</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total derivative financial instruments as per Statement of Financial Position</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209972">46,531</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209973">56,031</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220826">44,379</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220845">51,260</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The average fair value of trading derivatives&#8217; market valuation for the year ended October&#160;31, 2024 was: favourable $<ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeAssets" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209976">29,999</ix:nonFraction> and unfavourable $<ix:nonFraction name="bns:AverageFairValueOfTradingDerivativeLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-209977">32,133</ix:nonFraction>. Average fair value amounts are based on the latest 13 <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">month-end</div> balances. </div> </td> </tr> </table> </ix:nonNumeric> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(e)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedging activities </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank manages interest rate risk, foreign currency risk and equity risk through hedge accounting transactions. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Interest rate risk </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Single-currency interest rate swaps are used to hedge interest rate risk exposure. In fair value hedges of interest rate risk, the interest rate exposure from fixed rate assets and liabilities is converted from fixed to floating rate exposure. In cash flow hedges of interest rate risk, the interest rate exposure from floating rate assets and liabilities is converted from floating to fixed rate exposure. The Bank generally hedges interest rate risk only to the extent of benchmark interest rates. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Foreign currency risk </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In fair value hedges, cross-currency swaps and single-currency interest rate swaps are used to manage foreign currency exposure in conjunction with interest rate exposure. Cross-currency interest rate swaps or a combination of cross-currency basis swaps and single-currency interest rate swaps are mainly used to convert a foreign currency fixed rate exposure to a functional currency floating rate exposure. In hedges of both foreign currency and interest rate exposure, the interest rate risk is generally hedged only to the extent of the benchmark interest rate. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In cash flow hedges, cross-currency interest rate swaps, single-currency interest rate swaps, foreign currency forwards and foreign currency assets or liabilities are used to manage foreign currency exposure, or a combined foreign currency and interest rate exposure. Cross-currency interest rate swaps are used to offset the foreign currency exposure by exchanging the interest cash flows in one currency to another currency. Single-currency interest rate swaps may be used in conjunction with cross-currency swaps to convert the foreign currency exposure or resulting functional currency exposure from floating to fixed. Foreign currency forwards and foreign currency denominated assets and liabilities are used to offset the exposure arising from highly probable future cash flows, including purchase considerations for business acquisitions and sale proceeds for business divestitures that are denominated in a foreign currency. In hedges of both foreign currency and interest rate exposure, the interest rate risk is generally hedged only to the extent of the benchmark interest rate. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In net investment hedges, the Bank designates foreign currency liabilities and foreign currency forwards as hedging instruments to manage foreign currency exposure. The designated <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-derivative</div> liabilities are denominated in the functional currency of the net investment, such that the foreign currency translation impact from the net investment will be offset by the foreign currency impact from the designated liabilities. The foreign currency forward contracts are structured to sell the functional currency of the net investment in return for the Bank&#8217;s functional currency. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Equity risk </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Equity risk is created by the Bank&#8217;s share-based compensation plans awarded to employees. 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This assessment incorporates comparison of critical terms of the hedged and hedging item, and regression analysis. For regression analysis, a hedging relationship is considered highly effective when all of the following criteria are met: correlation between the variables in the regression is at least <ix:nonFraction name="bns:CorrelationBetweenVariablesInRegression" contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-209979">0.8</ix:nonFraction> or greater; slope of the regression is within a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:SlopeOfRegression" contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-209980">0.8</ix:nonFraction>-<ix:nonFraction name="bns:SlopeOfRegression" contextRef="P11_01_2024To10_31_2025_EquityRiskMemberifrsfullTypesOfRisksAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-209981">1.25</ix:nonFraction></div> range; and confidence level of the slope is at least <ix:nonFraction name="bns:ConfidenceLevelOfTheSlopePercentage" contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquityRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-209982">95</ix:nonFraction>%. The main sources of hedge ineffectiveness include the following: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">The use of different discount curves to value the hedged item and the hedging derivative in fair value hedges, in order to reflect the reduced credit risk of collateralized derivatives; </div> </td> </tr> </table>
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<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Differences in key terms such as the underlying reference interest rate tenor, reset/settlement frequency and floating spread between the hedging instruments and the hedged item. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank has elected to continue to apply the hedge accounting requirements of IAS 39. However, the Bank has implemented the additional hedge accounting disclosures that are required by the IFRS 9 related amendments to IFRS 7 &#8220;<div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments: Disclosures</div></div>&#8221;. </div> <ix:nonNumeric name="bns:DisclosureDetailedInformationAboutNotionalAmountCarryingAmountAndChangeInFairValueUsedToCalculateHedgeIneffectivenessForHedgingInstrumentsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-145319"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table summarizes the notional amounts of derivatives and carrying amounts of cash and deposit liabilities designated as hedging instruments. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Notional amounts<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Notional amounts<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220244">53,192</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220245">155,430</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220246">31,966</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220247">240,588</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220248">32,689</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220249">137,123</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224180">25,427</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224179">195,239</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223206">420</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223207">420</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220258">57,151</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224189">73,038</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224164">9,315</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224165">139,504</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224166">29,411</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224167">72,802</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224178">13,160</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224177">115,373</ix:nonFraction></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223208">6,542</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226742">16,892</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226743">5,485</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226744">28,919</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226745">5,516</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226746">19,291</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226747">4,359</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226748">29,166</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224171">44,824</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224170">88,035</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220243">15,142</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224188">148,001</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224181">50,198</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224182">93,095</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220242">19,808</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220241">163,101</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220226">266</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220227">266</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_Cash1MemberifrsfullClassesOfFinancialAssetsAxis_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224183">92</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_Cash1MemberifrsfullClassesOfFinancialAssetsAxis_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224184">92</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_Cash1MemberifrsfullClassesOfFinancialAssetsAxis_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224185">74</ix:nonFraction></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_Cash1MemberifrsfullClassesOfFinancialAssetsAxis_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220240">74</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_TotalReturnSwapsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224186">576</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_TotalReturnSwapsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224187">708</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis_TotalReturnSwapsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220257">1,284</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_TotalReturnSwapsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220256">278</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_TotalReturnSwapsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224168">687</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis_TotalReturnSwapsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220239">965</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/> </tr>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220255">20,604</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220254">20,604</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220253">21,156</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220238">21,156</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_ForeignCurrencyDepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220252">6,287</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_ForeignCurrencyDepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220251">6,287</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_ForeignCurrencyDepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220250">7,571</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_ForeignCurrencyDepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220237">7,571</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224169">189,534</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224176">334,523</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224175">61,908</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2025_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224174">585,965</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224173">146,893</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224172">322,998</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220236">62,754</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:NotionalAmount" contextRef="PAsOn10_31_2024_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220235">532,645</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Notional amounts relating to derivatives that are hedging multiple risks in both assets and liabilities are included in more than one category. </div> </td> </tr> </table> </ix:nonNumeric> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">180</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:continuation> </div> </div> </div> <ix:continuation id="TextSelectionAppend_151221708_22" continuedAt="TextSelectionAppend_151221708_23"><div></div></ix:continuation> </div> <div> <div style="line-height:normal;display: inline;"> <ix:continuation id="TextSelectionAppend_151221708_23" continuedAt="TextSelectionAppend_151221708_24"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151221708_24" continuedAt="TextSelectionAppend_151221708_25"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151221708_25" continuedAt="TextSelectionAppend_151221708_26"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151221708_26" continuedAt="TextSelectionAppend_151221708_27"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <ix:nonNumeric name="bns:DisclosureOfDetailedInformationAveragePriceOrRateOfHedgingInstrumentsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-146310"> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table shows the average rate or price of significant hedging instruments. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average rate or price<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1) </div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average rate or price<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1) </div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fixed&#160;interest&#160;rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">FX&#160;rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Price</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fixed&#160;interest&#160;rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">FX rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Price</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFixedInterestRateOfHedgingInstrument" contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-210046">2.98</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AverageFixedInterestRateOfHedgingInstrument" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-210047">3.16</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td colspan="4" style="height:6pt;background-color:#ffffff"/>
<td colspan="4" style="height:6pt;background-color:#ffffff"/>
<td colspan="4" style="height:6pt;background-color:#ffffff"/>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height:6pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFixedInterestRateOfHedgingInstrument" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-210048">3.26</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AverageFixedInterestRateOfHedgingInstrument" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-210049">3.16</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">USD-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFixedInterestRateOfHedgingInstrument" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_USDCADMembersrtCurrencyAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-210050">2.00</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFxRateOfHedgingInstrument" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_USDCADMembersrtCurrencyAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-210051">1.31</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AverageFixedInterestRateOfHedgingInstrument" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_USDCADMembersrtCurrencyAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-210052">1.89</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AverageFxRateOfHedgingInstrument" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_USDCADMembersrtCurrencyAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-210053">1.30</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">USD-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFxRateOfHedgingInstrument" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_USDCADMembersrtCurrencyAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-210054">1.34</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AverageFxRateOfHedgingInstrument" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_USDCADMembersrtCurrencyAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-210055">1.31</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">EUR-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFxRateOfHedgingInstrument" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_EURCADMembersrtCurrencyAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-210056">1.47</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AverageFxRateOfHedgingInstrument" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_EURCADMembersrtCurrencyAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-210057">1.46</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">GBP-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFxRateOfHedgingInstrument" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_GBPCADMembersrtCurrencyAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-210058">1.74</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AverageFxRateOfHedgingInstrument" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_GBPCADMembersrtCurrencyAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-210059">1.70</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity price risk &#8211; total return swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis_TotalReturnSwapsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-210060">68.85</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis_TotalReturnSwapsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-210061">69.11</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td colspan="4" style="height:6pt;background-color:#ffffff"/>
<td colspan="4" style="height:6pt;background-color:#ffffff"/>
<td colspan="4" style="height:6pt;background-color:#ffffff"/>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height:6pt"/>
<td colspan="4" style="height:6pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk &#8211; foreign currency forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">USD-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFxRateOfHedgingInstrument" contextRef="PAsOn10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis_USDCADMembersrtCurrencyAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-210062">1.37</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AverageFxRateOfHedgingInstrument" contextRef="PAsOn10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis_USDCADMembersrtCurrencyAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-210063">1.35</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">CLP-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFxRateOfHedgingInstrument" contextRef="PAsOn10_31_2025_CLPCADMembersrtCurrencyAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_pure" decimals="4" scale="0" format="ixt:num-dot-decimal" id="ixv-210064">0.0014</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AverageFxRateOfHedgingInstrument" contextRef="PAsOn10_31_2024_CLPCADMembersrtCurrencyAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_pure" decimals="4" scale="0" format="ixt:num-dot-decimal" id="ixv-210065">0.0014</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">MXN-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFxRateOfHedgingInstrument" contextRef="PAsOn10_31_2025_CADMXNMembersrtCurrencyAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-210066">0.07</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AverageFxRateOfHedgingInstrument" contextRef="PAsOn10_31_2024_CADMXNMembersrtCurrencyAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-210067">0.07</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">PEN-CAD</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageFxRateOfHedgingInstrument" contextRef="PAsOn10_31_2025_CADPENMembersrtCurrencyAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-210068">0.38</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AverageFxRateOfHedgingInstrument" contextRef="PAsOn10_31_2024_CADPENMembersrtCurrencyAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-210069">0.36</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The notional weighted average rate or price is calculated in aggregate for all of the Bank&#8217;s hedge relationships, including hedges of assets and liabilities. </div> </td> </tr> </table> </ix:nonNumeric><ix:nonNumeric name="bns:DisclosureDetailedInformationAboutHedgingInstrumentsHedgedItemsForFairValueHedgesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-147108"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For fair value hedges, the following table contains information related to items designated as hedging instruments, hedged items and ineffectiveness. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:30%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying&#160;amount&#160;of&#160;the<br/> hedging instruments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedge Ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Accumulated&#160;amount&#160;of&#160;fair<br/> value&#160;hedge&#160;adjustment&#160;gains/<br/> (losses) on the hedged<br/> item<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">For the year ended</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">October&#160;31, 2025 ($ millions)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/<br/> (losses)&#160;on<br/> hedging&#160;instrument<br/> used&#160;to&#160;calculate<br/> hedge<br/> ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/<br/> (losses)&#160;on<br/> hedged item<br/> used&#160;to&#160;calculate<br/> hedge<br/> ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Ineffectiveness<br/> recorded in<br/> <div style="white-space:nowrap;display:inline;">non-interest</div><br/> income&#8201;&#160;&#8211;&#8201;other</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying&#160;amount<br/> of the hedged<br/> item<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Active<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Discontinued<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value hedges</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate risk &#8211; swaps</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210070">1,542</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210071">2,408</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210072">73</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210073">95</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2024To10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210074">22</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8196;&#8199;&#8201;(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_InvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210075">493</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_InvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210076">481</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2024To10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_InvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210077">12</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:HedgedItemAssets" contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_InvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210078">79,836</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssetsActiveHedge" contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_InvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210079">1,519</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_InvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210080">679</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LoanCommitmentsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210081">402</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LoanCommitmentsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210082">388</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2024To10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LoanCommitmentsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210083">14</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:HedgedItemAssets" contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LoanCommitmentsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210084">109,149</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssetsActiveHedge" contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LoanCommitmentsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210085">287</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LoanCommitmentsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210086">112</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210087">906</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210088">902</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2024To10_31_2025_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210089">4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:HedgedItemLiabilities" contextRef="PAsOn10_31_2025_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210090">72,001</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge" contextRef="PAsOn10_31_2025_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210091">90</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities" contextRef="PAsOn10_31_2025_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210092">212</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Subordinated debentures</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SubordinatedDebentureMemberifrsfullClassesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210093">62</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SubordinatedDebentureMemberifrsfullClassesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210094">62</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:HedgedItemLiabilities" contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SubordinatedDebentureMemberifrsfullClassesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210095">4,131</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge" contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SubordinatedDebentureMemberifrsfullClassesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210096">41</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3pt"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign currency/interest</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">rate risk &#8211; swaps</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2025_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210097">23</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"/>
<td style=" BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210098">6</ix:nonFraction></div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210099">6</ix:nonFraction></div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:HedgedItemLiabilities" contextRef="PAsOn10_31_2025_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210100">432</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge" contextRef="PAsOn10_31_2025_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210101">6</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2025_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210102">23</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210103">6</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210104">6</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:HedgedItemLiabilities" contextRef="PAsOn10_31_2025_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210105">432</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge" contextRef="PAsOn10_31_2025_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210106">6</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210107">1,542</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210108">2,431</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210109">79</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8196;&#8199;&#8201;(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210110">101</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2024To10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210111">22</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:HedgedItem" contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210112">112,421</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountActiveHedge" contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210113">1,849</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8201;&#8199;(<ix:nonFraction name="bns:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLosses" contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210114">355</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Comprises unrealized gains/losses and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes ineffectiveness related to hedges discontinued during the year ended October 31, 2025. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(3)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">This represents the carrying value on the Consolidated Statement of Financial Position and comprises amortized cost before allowance for credit losses, plus fair value hedge adjustment, except for investment securities which are carried at fair value. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(4)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">This represents the accumulated fair value hedge adjustment and is a component of the carrying amount of the hedged item, except for investment securities which are carried at fair value. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:30%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
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<td/>
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<td/>
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<td/>
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<td/>
<td style="vertical-align:bottom;width:2%"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying amount of the<br/> hedging instruments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedge Ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Accumulated&#160;amount&#160;of&#160;fair<br/> value&#160;hedge&#160;adjustment&#160;gains/<br/> (losses) on the hedged<br/> item<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">For the year ended</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">October&#160;31,&#160;2024&#160;($ millions)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/<br/> (losses)&#160;on<br/> hedging&#160;instrument<br/> used to calculate<br/> hedge<br/> ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/<br/> (losses)&#160;on<br/> hedged item<br/> used&#160;to&#160;calculate<br/> hedge<br/> ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Ineffectiveness<br/> recorded in<br/> <div style="white-space:nowrap;display:inline;">non-interest</div><br/> income&#8201;&#8211;&#8201;other</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying&#160;amount<br/> of the hedged<br/> item<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Active<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Discontinued<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value hedges</div></div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate risk &#8211; swaps</div></div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210115">2,064</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210116">2,672</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">)&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210117">197</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210118">160</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210119">37</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
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<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
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<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
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<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_InvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210120">1,493</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_InvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210121">1,484</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_InvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210122">9</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:HedgedItemAssets" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_InvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210123">72,595</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssetsActiveHedge" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_InvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210124">1,274</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_InvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210125">1,392</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div> </td>
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<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom"/>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LoanCommitmentsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210126">876</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LoanCommitmentsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210127">851</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LoanCommitmentsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210128">25</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:HedgedItemAssets" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LoanCommitmentsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210129">91,354</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssetsActiveHedge" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LoanCommitmentsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210130">35</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LoanCommitmentsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210131">268</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210132">1,955</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210133">1,959</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210134">4</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:HedgedItemLiabilities" contextRef="PAsOn10_31_2024_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210135">71,363</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge" contextRef="PAsOn10_31_2024_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210136">986</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities" contextRef="PAsOn10_31_2024_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210137">446</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Subordinated debentures</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SubordinatedDebentureMemberifrsfullClassesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210138">217</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SubordinatedDebentureMemberifrsfullClassesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210139">216</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SubordinatedDebentureMemberifrsfullClassesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210140">1</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:HedgedItemLiabilities" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SubordinatedDebentureMemberifrsfullClassesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210141">4,293</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SubordinatedDebentureMemberifrsfullClassesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210142">21</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SubordinatedDebentureMemberifrsfullClassesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210143">1</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210144">2,064</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210145">2,672</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210146">197</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210147">160</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210148">37</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;<ix:nonFraction name="bns:HedgedItem" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210149">88,293</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountActiveHedge" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210150">2,246</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="bns:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLosses" contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210151">1,215</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Comprises unrealized gains/losses and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Includes ineffectiveness related to hedges discontinued during the year ended October&#160;31, 2024. </div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(3)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">This represents the carrying value on the Consolidated Statement of Financial Position and comprises amortized cost before allowance for credit losses, plus fair value hedge adjustment, except for investment securities which are carried at fair value. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(4)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">This represents the accumulated fair value hedge adjustment and is a component of the carrying amount of the hedged item, except for investment securities which are carried at fair value. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> </ix:nonNumeric></ix:continuation><ix:continuation id="TextSelectionAppend_151221708_27" continuedAt="TextSelectionAppend_151221708_28"><ix:exclude> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">181</div></div> </div></div> </ix:exclude></ix:continuation></div> </div> </div> <ix:continuation id="TextSelectionAppend_151221708_28" continuedAt="TextSelectionAppend_151221708_29"><div></div></ix:continuation> </div> <ix:continuation id="TextSelectionAppend_151221708_29" continuedAt="TextSelectionAppend_151221708_30"><div> <div style="line-height:normal;display: inline;"> <ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude> <ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></div> </div></ix:continuation> </div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151221708_30" continuedAt="TextSelectionAppend_151221708_31"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfDetailedInformationAboutEffectivenessOfCashFlowAndNetInvestmentHedgesOnConsolidatedStatementOfIncomeAndConsolidatedStatementOfOtherComprehensiveIncomeExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-148497"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For cash flow hedges and net investment hedges, the following table contains information related to items designated as hedging instruments, hedged items and ineffectiveness. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:45%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
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<td style="vertical-align:bottom;width:3%"/>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying amount of the<br/> hedging instruments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedge Ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)&#160;on<br/> hedging&#160;instrument<br/> used to calculate<br/> hedge&#160;ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)&#160;on<br/> hypothetical<br/> derivative&#160;used&#160;to<br/> calculate hedge<br/> ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Ineffectiveness<br/> <div style="white-space:nowrap;display:inline;">recorded&#160;in&#160;non-interest</div><br/> income&#160;&#8211;&#160;other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff"/> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210155">171</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210156">169</ix:nonFraction></div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210158">200</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210160">173</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210161">166</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210162">5</ix:nonFraction></div></div></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
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<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff"/> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210163">6,904</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210164">2,541</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210165">3,242</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210166">3,259</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210167">9</ix:nonFraction></div></div></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210168">7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210169">3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210170">3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash</div> </td>
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<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2025_Cash1MemberifrsfullClassesOfFinancialAssetsAxis_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210171">92</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_Cash1MemberifrsfullClassesOfFinancialAssetsAxis_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210172">12</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_Cash1MemberifrsfullClassesOfFinancialAssetsAxis_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210173">12</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk &#8211; total return swaps</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskReturnSwapMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210174">79</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskReturnSwapMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210175">357</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskReturnSwapMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210176">357</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210177">9,244</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210178">8,243</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210179">3,928</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210180">3,936</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210181">9</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210182">46</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210183">840</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210184">1,294</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210185">1,294</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210186">6,287</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210187">67</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210188">66</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2025_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210189">46</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2025_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210190">7,127</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210191">1,361</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210192">1,360</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210193">9,290</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210194">15,370</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;<ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210195">2,567</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210196">2,576</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8201;&#8199;(<ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210197">9</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Comprises unrealized gains/losses for derivative instruments and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes ineffectiveness related to hedges discontinued during the year ended October 31, 2025. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For cash flow hedges, hypothetical derivatives having critical terms which match those of the underlying hedged item are used to assess hedge ineffectiveness. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For cash flow hedges, ineffectiveness is only recognized in the Consolidated Statement of Income when the life-to-date cumulative change in the hedging instrument exceeds the cumulative change in the hypothetical derivative. </div> </td> </tr> </table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:45%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:3%"/>
<td/>
<td/>
<td/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/> </tr>
<tr style="font-size:1pt">
<td style="height:9.75pt"/>
<td colspan="8" style="height:9.75pt"/>
<td colspan="4" style="height:9.75pt"/>
<td colspan="12" style="height:9.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying amount of the<br/> hedging instruments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedge Ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)&#160;on<br/> hedging&#160;instrument<br/> used to calculate<br/> hedge&#160;ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)&#160;on<br/> hypothetical<br/> derivative&#160;used&#160;to<br/> calculate hedge<br/> ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Ineffectiveness<br/> <div style="white-space:nowrap;display:inline;">recorded&#160;in&#160;non-interest</div><br/> income&#160;&#8211;&#160;other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210198">1,865</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210199">4,699</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210200">1,775</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210201">1,774</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210202">29</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210203">245</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210204">2,407</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210205">1,363</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210206">1,369</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210207">7</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210208">6,090</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210209">3,650</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210210">1,826</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210211">1,787</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210213">5</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210214">5</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2024_Cash1MemberifrsfullClassesOfFinancialAssetsAxis_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210215">74</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_Cash1MemberifrsfullClassesOfFinancialAssetsAxis_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210216">9</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_Cash1MemberifrsfullClassesOfFinancialAssetsAxis_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210217">9</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk &#8211; total return swaps</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskReturnSwapMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210218">38</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskReturnSwapMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210219">1</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskReturnSwapMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210220">263</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskReturnSwapMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210221">263</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210222">8,312</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210223">10,757</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210224">5,241</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210225">5,207</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210226">46</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210227">410</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210228">255</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210229">178</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210230">178</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210231">7,571</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210232">62</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullClassesOfFinancialLiabilitiesAxis_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210233">62</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2024_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210234">410</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2024_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210235">7,826</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210236">116</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024_NetInvestmentHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210237">116</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:HedgingInstrumentAssetsCarryingAmount" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210238">8,722</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="bns:HedgingInstrumentLiabilityCarryingAmount" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210239">18,583</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210240">5,357</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210241">5,323</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210242">46</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Comprises unrealized gains/losses for derivative instruments and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Includes ineffectiveness related to hedges discontinued during the year ended October 31, 2024. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For cash flow hedges, hypothetical derivatives having critical terms which match those of the underlying hedged item are used to assess hedge ineffectiveness. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For cash flow hedges, ineffectiveness is only recognized in the Consolidated Statement of Income when the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">life-to-date</div></div> cumulative change in the hedging instrument exceeds the cumulative change in the hypothetical derivative. </div> </td> </tr> </table> </ix:nonNumeric></ix:continuation><ix:continuation id="TextSelectionAppend_151221708_31" continuedAt="TextSelectionAppend_151221708_32"><ix:exclude> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">182</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div> </ix:exclude></ix:continuation></div> </div> <ix:continuation id="TextSelectionAppend_151221708_32" continuedAt="TextSelectionAppend_151221708_33"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151221708_33" continuedAt="TextSelectionAppend_151221708_34"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151221708_34" continuedAt="TextSelectionAppend_151221708_35"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151221708_35"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfPeriodWhenCashFlowsOfDesignatedHedgedItemsAreExpectedToOccurAndImpactConsolidatedStatementOfIncomeExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-149904"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For cash flow hedges and net investment hedges, the following table contains information regarding the impacts on the Consolidated Statement of Other Comprehensive Income on a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-tax</div> basis. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<tr>
<td style="width:45%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
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<td/>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">AOCI gains/<br/> (losses) as at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">November&#160;1,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></div> </td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net gains/<br/> (losses)<br/> recognized&#160;in<br/> OCI</div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount<br/> reclassified<br/> to&#160;net<br/> income&#160;as<br/> the&#160;hedged<br/> item affects<br/> net income<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">AOCI gains/<br/> (losses) as at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">October&#160;31,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2025</div></div> </td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance in cash flow hedge</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">reserve/unrealized foreign</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">currency translation account</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">as at October&#160;31, 2025</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">For the year ended</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">October&#160;31, 2025 ($ millions)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Active<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Discontinued<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210244">1,176</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainLossOfRecognisedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210245">176</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AmountReclassifiedToNetIncomeNoninterestIncomeOther" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210246">742</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210247">258</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ReserveOfCashFlowHedgesContinuingHedges" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210248">332</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210249">590</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210250">699</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainLossOfRecognisedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210251">168</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AmountReclassifiedToNetIncomeNoninterestIncomeOther" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210252">249</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210253">282</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ReserveOfCashFlowHedgesContinuingHedges" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210254">296</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210255">14</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210256">1,197</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainLossOfRecognisedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210257">3,236</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AmountReclassifiedToNetIncomeNoninterestIncomeOther" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210258">3,165</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210259">1,126</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ReserveOfCashFlowHedgesContinuingHedges" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210260">1,102</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210261">24</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210262">57</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainLossOfRecognisedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210263">357</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AmountReclassifiedToNetIncomeNoninterestIncomeOther" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210264">319</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210265">95</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ReserveOfCashFlowHedgesContinuingHedges" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210266">95</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210267">3,015</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GainLossOfRecognisedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210268">3,937</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AmountReclassifiedToNetIncomeNoninterestIncomeOther" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210269">2,493</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210270">1,571</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ReserveOfCashFlowHedgesContinuingHedges" contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210271">971</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" contextRef="P11_01_2024To10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210272">600</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210273">3,175</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:GainLossOfRecognisedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210274">1,361</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AmountReclassifiedToNetIncomeNoninterestIncomeOther" contextRef="P11_01_2024To10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210275">139</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210276">4,397</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ReserveOfCashFlowHedgesContinuingHedges" contextRef="PAsOn10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210277">4,326</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" contextRef="P11_01_2024To10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210278">71</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210279">6,190</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8196;&#8199;<ix:nonFraction name="bns:GainLossOfRecognisedInOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210280">2,576</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="bns:AmountReclassifiedToNetIncomeNoninterestIncomeOther" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210281">2,354</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210282">5,968</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="ifrs-full:ReserveOfCashFlowHedgesContinuingHedges" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210283">5,297</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="bns:ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210284">671</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Amounts reclassified from the cash flow hedge and net investment hedge reserves to net income are recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income-other except for amortization, which is recorded in interest income. </div> </td> </tr> </table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:45%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:1%"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">AOCI gains/<br/> (losses) as at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">November&#160;1,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2023</div></div> </td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net gains/<br/> (losses)<br/> recognized&#160;in<br/> OCI</div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount<br/> reclassified<br/> to&#160;net<br/> income as<br/> the hedged<br/> item affects<br/> net income<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">AOCI gains/<br/> (losses) as at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">October&#160;31,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></div> </td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance in cash flow hedge</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">reserve/unrealized foreign</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">currency translation account</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">as at October&#160;31, 2024</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">For the year ended</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">October&#160;31, 2024 ($ millions)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Active<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Discontinued<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2023_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210285">3,480</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOfRecognisedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210286">1,746</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AmountReclassifiedToNetIncomeNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210287">558</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210288">1,176</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ReserveOfCashFlowHedgesContinuingHedges" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210289">490</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210290">686</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2023_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210291">2,007</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOfRecognisedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210292">1,356</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AmountReclassifiedToNetIncomeNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210293">48</ix:nonFraction>)</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210294">699</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ReserveOfCashFlowHedgesContinuingHedges" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210295">733</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210296">34</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2023_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210297">703</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOfRecognisedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210298">1,830</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AmountReclassifiedToNetIncomeNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210299">2,324</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210300">1,197</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ReserveOfCashFlowHedgesContinuingHedges" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210301">1,158</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210302">39</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2023_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210303">20</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOfRecognisedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210304">263</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AmountReclassifiedToNetIncomeNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210305">186</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210306">57</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ReserveOfCashFlowHedgesContinuingHedges" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210307">57</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2023_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210308">6,210</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOfRecognisedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210309">5,195</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AmountReclassifiedToNetIncomeNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210310">2,000</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210311">3,015</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ReserveOfCashFlowHedgesContinuingHedges" contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210312">2,324</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" contextRef="P11_01_2023To10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210313">691</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2023_CurrencyRiskMemberifrsfullTypesOfRisksAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210314">4,061</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOfRecognisedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210315">116</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AmountReclassifiedToNetIncomeNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210316">770</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210317">3,175</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ReserveOfCashFlowHedgesContinuingHedges" contextRef="PAsOn10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210318">3,102</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" contextRef="P11_01_2023To10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210319">73</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2023" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210320">10,271</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8196;&#8199;<ix:nonFraction name="bns:GainLossOfRecognisedInOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210321">5,311</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="bns:AmountReclassifiedToNetIncomeNoninterestIncomeOther" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210322">1,230</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="bns:AccumulatedOtherComprehensiveIncomeBeforeTax" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210323">6,190</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="ifrs-full:ReserveOfCashFlowHedgesContinuingHedges" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210324">5,426</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="bns:ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-210325">764</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Amounts reclassified from the cash flow hedge and net investment hedge reserves to net income are recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income-other except for amortization, which is recorded in interest income. </div> </td> </tr> </table> </ix:nonNumeric></ix:continuation> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">183</div></div> </div></div> </div> </div> </div> <div></div> </div> <div> <div style="line-height:normal;display: inline;"> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </div> </div> </div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Consolidated Financial Statements </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-150892">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td id="fin937872_10" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Offsetting Financial Assets and Financial Liabilities </div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank is eligible to present certain financial assets and financial liabilities as listed in the table below on a net basis on the Consolidated Statement of Financial Position pursuant to criteria described in Note&#160;3&#160;&#8211; Material accounting policies. </div> <ix:nonNumeric name="bns:DisclosureOfOffsettingFinancialAssetsAndLiabilitiesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151221701" id="ixv-150901"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following tables provide information on the impact of offsetting on the Bank&#8217;s Consolidated Statement of Financial Position, as well as the financial impact of netting for instruments that are subject to enforceable master netting arrangements or similar agreements, but do not qualify for offsetting in the Consolidated Statement of Financial Position, as well as available cash and financial instrument collateral. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Types of financial assets</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross&#160;amounts<br/> of&#160;recognized<br/> financial&#160;instruments</div></div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross&#160;amounts&#160;of</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">recognized&#160;financial<br/> instruments&#160;offset&#160;in<br/> the&#160;Consolidated<br/> Statement&#160;of<br/> Financial&#160;Position</div></div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net&#160;amounts&#160;of<br/> financial&#160;instruments<br/> presented&#160;in&#160;the<br/> Consolidated<br/> Statement of<br/> Financial&#160;Position</div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Related amounts not offset<br/> in the Consolidated Statement<br/> of Financial Position</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impact of<br/> master&#160;netting<br/> arrangements<br/> or similar<br/> agreements<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Collateral<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net&#160;amount<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2025_DerivativeFinancialInstrumentsAssets1MemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210326">46,531</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" contextRef="PAsOn10_31_2025_DerivativeFinancialInstrumentsAssets1MemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210327">46,531</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2025_DerivativeFinancialInstrumentsAssets1MemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226921">32,293</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2025_DerivativeFinancialInstrumentsAssets1MemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226927">5,783</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2025_DerivativeFinancialInstrumentsAssets1MemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226935">8,455</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2025_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210331">334,972</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2025_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210332">131,964</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" contextRef="PAsOn10_31_2025_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210333">203,008</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2025_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226922">16,221</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2025_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226928">184,376</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2025_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226934">2,411</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210337">381,503</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210338">131,964</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210339">249,539</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226923">48,514</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226929">190,159</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226933">10,866</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"/>
<td colspan="4" style="height:12pt;background-color:#ffffff"/>
<td colspan="4" style="height:12pt;background-color:#ffffff"/>
<td colspan="4" style="height:12pt;background-color:#ffffff"/>
<td colspan="4" style="height:12pt;background-color:#ffffff"/>
<td colspan="4" style="height:12pt;background-color:#ffffff"/>
<td colspan="4" style="height:12pt;background-color:#ffffff"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Types of financial liabilities</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2025_DerivativeFinancialInstrumentsLiabilities1MemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210343">56,031</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" contextRef="PAsOn10_31_2025_DerivativeFinancialInstrumentsLiabilities1MemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210344">56,031</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativeFinancialInstrumentsLiabilities1MemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220122">32,293</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativeFinancialInstrumentsLiabilities1MemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220128">13,976</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2025_DerivativeFinancialInstrumentsLiabilities1MemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220136">9,762</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold under repurchase agreements and securities lent</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2025_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210348">321,108</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2025_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210349">131,964</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" contextRef="PAsOn10_31_2025_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210350">189,144</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" contextRef="PAsOn10_31_2025_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220123">16,221</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" contextRef="PAsOn10_31_2025_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220129">168,607</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2025_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220135">4,316</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210354">377,139</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210355">131,964</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210356">245,175</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220124">48,514</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220130">182,583</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220134">14,078</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="4" style="height:12pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Types of financial assets</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross&#160;amounts<br/> of&#160;recognized<br/> financial&#160;instruments</div></div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross&#160;amounts&#160;of</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">recognized&#160;financial<br/> instruments&#160;offset&#160;in<br/> the&#160;Consolidated<br/> Statement&#160;of<br/> Financial&#160;Position</div></div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net&#160;amounts&#160;of<br/> financial&#160;instruments<br/> presented&#160;in&#160;the<br/> Consolidated<br/> Statement of<br/> Financial&#160;Position</div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Related amounts not offset<br/> in the Consolidated statement<br/> of Financial Position</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impact of<br/> master&#160;netting<br/> arrangements<br/> or similar<br/> agreements<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Collateral<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net&#160;amount<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2024_DerivativeFinancialInstrumentsAssets1MemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210360">44,379</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" contextRef="PAsOn10_31_2024_DerivativeFinancialInstrumentsAssets1MemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210361">44,379</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2024_DerivativeFinancialInstrumentsAssets1MemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226924">29,949</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2024_DerivativeFinancialInstrumentsAssets1MemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226930">5,559</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2024_DerivativeFinancialInstrumentsAssets1MemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226938">8,871</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2024_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210365">318,531</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2024_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210366">117,988</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" contextRef="PAsOn10_31_2024_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226918">200,543</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2024_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226926">19,551</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2024_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226931">178,816</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2024_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226937">2,176</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210371">362,910</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210372">117,988</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210373">244,922</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226925">49,500</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226932">184,375</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226936">11,047</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="4" style="height:12pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Types of financial liabilities</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2024_DerivativeFinancialInstrumentsLiabilities1MemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210377">51,260</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" contextRef="PAsOn10_31_2024_DerivativeFinancialInstrumentsLiabilities1MemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210378">51,260</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativeFinancialInstrumentsLiabilities1MemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220125">29,949</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativeFinancialInstrumentsLiabilities1MemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220131">11,565</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2024_DerivativeFinancialInstrumentsLiabilities1MemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220139">9,746</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold under repurchase agreements and securities lent</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2024_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210382">308,437</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2024_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210383">117,988</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" contextRef="PAsOn10_31_2024_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210384">190,449</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" contextRef="PAsOn10_31_2024_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220127">19,551</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" contextRef="PAsOn10_31_2024_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220132">166,734</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2024_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220138">4,164</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210388">359,697</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="ifrs-full:GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210389">117,988</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210390">241,709</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="ifrs-full:FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220126">49,500</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="bns:CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220133">178,299</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220137">13,910</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Amounts that are subject to master netting arrangements or similar agreements but were not offset in the Consolidated Statement of Financial Position because they did not meet the net settlement/simultaneous settlement criteria; or because the rights of set off are conditional upon the default of the counterparty only. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Cash and financial instrument collateral amounts received or pledged in relation to the total amounts of financial assets and financial liabilities, including those that were not offset in the Consolidated Statement of Financial Position. These amounts are disclosed at fair value and the rights of set off are conditional upon the default of the counterparty. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Not intended to represent the Bank&#8217;s actual exposure to credit risk, as a variety of credit mitigation strategies are employed in addition to offsetting and collateral arrangements. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Derivative financial instruments assets include cash collateral of $<ix:nonFraction name="ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2025_DerivativeFinancialInstrumentsAssets1MemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210394">4,774</ix:nonFraction> million (2024 &#8211; $<ix:nonFraction name="ifrs-full:CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" contextRef="PAsOn10_31_2024_DerivativeFinancialInstrumentsAssets1MemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210395">4,505</ix:nonFraction> million) and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-cash</div> collateral of $<ix:nonFraction name="bns:NonCashCollateralReceivedOrPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAndLiabilities" contextRef="PAsOn10_31_2025_DerivativeFinancialInstrumentsAssets1MemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210396">1,009</ix:nonFraction> million (2024 &#8211; $<ix:nonFraction name="bns:NonCashCollateralReceivedOrPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAndLiabilities" contextRef="PAsOn10_31_2024_DerivativeFinancialInstrumentsAssets1MemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210397">1,054</ix:nonFraction> million). Derivative financial instruments liabilities include cash collateral of $<ix:nonFraction name="ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativeFinancialInstrumentsLiabilities1MemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210398">11,750</ix:nonFraction>&#160;million (2024 &#8211; $<ix:nonFraction name="ifrs-full:CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativeFinancialInstrumentsLiabilities1MemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210399">10,847</ix:nonFraction> million) and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-cash</div> collateral of $<ix:nonFraction name="bns:NoncashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" contextRef="PAsOn10_31_2025_DerivativeFinancialInstrumentsLiabilities1MemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210400">2,226</ix:nonFraction> million (2024 &#8211; $<ix:nonFraction name="bns:NoncashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" contextRef="PAsOn10_31_2024_DerivativeFinancialInstrumentsLiabilities1MemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210401">718</ix:nonFraction> million). </div></td></tr></table></ix:nonNumeric></ix:nonNumeric><ix:continuation id="TextSelection_151221701"> </ix:continuation> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">184</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div> </div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Consolidated Financial Statements </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><ix:nonNumeric name="bns:DisclosureOfInvestmentSecuritiesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228071" id="ixv-151729">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td id="fin937872_11" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Investment Securities </div></td></tr></table> <ix:nonNumeric name="bns:DisclosureOfFairValueOfFinancialInstrumentsMeasurementCategoryExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-151737"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the carrying amounts of the Bank&#8217;s investment securities per measurement category. </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:80%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt investment securities measured at FVOCI</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2025_DebtInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210403">123,732</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2024_DebtInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210404">118,226</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt investment securities measured at amortized cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2025_DebtInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_FinancialAssetsAtAmortisedCostCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210405">23,722</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2024_DebtInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_FinancialAssetsAtAmortisedCostCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210406">29,412</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity investment securities designated at FVOCI</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2025_EquityInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210407">398</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2024_EquityInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210408">3,162</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity investment securities measured at FVTPL</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2025_EquityInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210409">2,073</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2024_EquityInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210410">2,004</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt investment securities measured at FVTPL</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2025_DebtInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210411">23</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2024_DebtInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210412">28</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210413">149,948</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210414">152,832</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> </ix:nonNumeric> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <ix:nonNumeric name="bns:UnrealizedGainLossOnInvestmentsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-151866">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Debt investment securities measured at fair value through other comprehensive income (FVOCI) </div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:31%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cost</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> gains</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cost</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> gains</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210415">22,815</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedGain" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210416">359</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedLoss" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210417">64</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210418">23,110</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210419">21,473</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedGain" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210420">219</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedLoss" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210421">152</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210422">21,540</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian provincial and municipal&#160;debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210423">20,490</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedGain" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210424">430</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedLoss" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210425">77</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210426">20,843</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210427">17,500</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedGain" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210428">234</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedLoss" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210429">209</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210430">17,525</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210431">49,111</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedGain" contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210432">483</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedLoss" contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210433">558</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210434">49,036</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210435">47,156</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedGain" contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210436">214</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedLoss" contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210437">994</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210438">46,376</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210439">27,570</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedGain" contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210440">358</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedLoss" contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210441">202</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210442">27,726</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210443">29,505</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedGain" contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210444">181</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedLoss" contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210445">400</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210446">29,286</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other debt</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210447">3,007</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedGain" contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210448">31</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedLoss" contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210449">21</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210450">3,017</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210451">3,514</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedGain" contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210452">22</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedLoss" contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210453">37</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210454">3,499</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210455">122,993</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedGain" contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210456">1,661</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedLoss" contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210457">922</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210458">123,732</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210459">119,148</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedGain" contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210460">870</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedLoss" contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210461">1,792</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210462">118,226</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> </ix:nonNumeric> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfAnalysisOfTheFairValueAndCarryingValueOfSecuritiesAmortizedCostExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-152319">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Debt investment securities measured at amortized cost </div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:62%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair Value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair Value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal and provincial government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210463">5,553</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220203">5,467</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210465">8,722</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220215">8,721</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agency debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210467">15,178</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220209">15,758</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210469">17,440</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220216">18,440</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210471">2,285</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220206">2,281</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210473">2,044</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220217">2,041</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate debt</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210475">223</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220200">216</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210477">216</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220218">210</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210479">23,239</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220212">23,722</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210481">28,422</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151220219">29,412</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Balances are net of allowances, which are $<ix:nonFraction name="bns:CarryingValueDebtInvestmentSecuritiesAtAmortizedCostNetOfAllowances" contextRef="PAsOn10_31_2025_DebtSecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210483">1</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="bns:CarryingValueDebtInvestmentSecuritiesAtAmortizedCostNetOfAllowances" contextRef="PAsOn10_31_2024_DebtSecuritiesMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210484">1</ix:nonFraction>). </div></td></tr></table> </ix:nonNumeric> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <ix:nonNumeric name="bns:EquityInvestmentSecuritiesDesignatedAsAtFairValueThroughOtherComprehensiveIncomeExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-152543">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equity investment securities designated at fair value through other comprehensive income (FVOCI) </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank has designated certain equity securities at FVOCI shown in the following table as these investments are held for strategic purposes. </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:69%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cost</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> gains</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common shares</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_CommonSharesMemberifrsfullClassesOfAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210485">178</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedGain" contextRef="PAsOn10_31_2025_CommonSharesMemberifrsfullClassesOfAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210486">221</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedLoss" contextRef="PAsOn10_31_2025_CommonSharesMemberifrsfullClassesOfAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210487">1</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2025_CommonSharesMemberifrsfullClassesOfAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210488">398</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2025_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210489">178</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedGain" contextRef="PAsOn10_31_2025_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210490">221</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedLoss" contextRef="PAsOn10_31_2025_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210491">1</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2025_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210492">398</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="4" style="height:12pt"/>
<td colspan="4" style="height:12pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cost</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> gains</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common shares</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_CommonSharesMemberifrsfullClassesOfAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210493">2,522</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedGain" contextRef="PAsOn10_31_2024_CommonSharesMemberifrsfullClassesOfAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210494">713</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedLoss" contextRef="PAsOn10_31_2024_CommonSharesMemberifrsfullClassesOfAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210495">73</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2024_CommonSharesMemberifrsfullClassesOfAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210496">3,162</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssetsAtAmortisedCost" contextRef="PAsOn10_31_2024_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210497">2,522</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedGain" contextRef="PAsOn10_31_2024_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210498">713</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:FinancialAssetsGrossUnrealizedLoss" contextRef="PAsOn10_31_2024_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210499">73</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssetsAtFairValue" contextRef="PAsOn10_31_2024_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210500">3,162</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> </ix:nonNumeric> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Dividend income on equity securities designated at FVOCI of $<ix:nonFraction name="ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210501">47</ix:nonFraction> million for the year ended October&#160;31, 2025 (2024 &#8211; $<ix:nonFraction name="ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210502">122</ix:nonFraction> million) has been recognized in interest income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">During the year ended October&#160;31, 2025, the Bank has disposed of certain equity securities designated at FVOCI with a fair value of $<ix:nonFraction name="bns:FairValueOfInvestmentsInEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncomeDisposedDuringThePeriod" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210503">1,839</ix:nonFraction> million (2024 &#8211; $<ix:nonFraction name="bns:FairValueOfInvestmentsInEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncomeDisposedDuringThePeriod" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210504">938</ix:nonFraction> million) for economic reasons and according to its investment strategy. These dispositions have resulted in a cumulative gain of $<ix:nonFraction name="ifrs-full:CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210505">512</ix:nonFraction>&#160;million (2024 &#8211; cumulative gain of $<ix:nonFraction name="ifrs-full:CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210506">21</ix:nonFraction> million) that remains in OCI. </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"><ix:exclude>2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">185</div></div> </div></ix:exclude></div> </ix:nonNumeric></div></div></div><ix:continuation id="TextSelection_151228071" continuedAt="TextSelectionAppend_151228071_1"><div></div></ix:continuation></div><ix:continuation id="TextSelectionAppend_151228071_1" continuedAt="TextSelectionAppend_151228071_2"><div><div style="line-height:normal;display: inline;"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></div></div></ix:continuation></div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228071_2" continuedAt="TextSelectionAppend_151228071_3"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Consolidated Financial Statements </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> </ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228071_3" continuedAt="TextSelectionAppend_151228071_4"><ix:nonNumeric name="bns:DisclosureOfContractualMaturitiesOfFinancialInstrumentsExplanatoryTableTextBlock" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151221861" id="ixv-152778">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(d)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">An analysis of the carrying value of investment securities is as follows: </div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within<br/> three<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three&#160;to<br/> twelve<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five&#160;to<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;ten<br/> years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value through other comprehensive income</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210507">774</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210508">3,596</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210509">11,408</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210510">6,505</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210511">827</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210512">23,110</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226723">4.0</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226724">3.1</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226725">3.5</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226726">3.5</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226727">3.8</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226563">3.5</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210519">578</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210520">2,200</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210521">6,841</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210522">11,091</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210523">133</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210524">20,843</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226728">2.6</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226550">2.3</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226551">3.6</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226707">3.8</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226708">4.0</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226564">3.6</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S.&#160;agency debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210531">694</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210532">10,216</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210533">28,156</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210534">3,240</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210535">6,730</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210536">49,036</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226709">3.9</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226710">3.0</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226711">4.0</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226712">3.7</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226713">4.3</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226716">3.8</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210543">3,884</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210544">5,054</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210545">14,192</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210546">4,312</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210547">284</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210548">27,726</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226714">2.8</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226552">4.2</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226553">4.9</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226715">5.2</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226554">3.9</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226717">4.5</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210555">159</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210556">804</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210557">1,768</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210558">277</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210559">9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210560">3,017</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226555">6.0</ix:nonFraction></div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226556">4.0</ix:nonFraction></div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226557">3.8</ix:nonFraction></div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226558">4.5</ix:nonFraction></div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226559">5.9</ix:nonFraction></div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226718">4.0</ix:nonFraction></div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210567">6,089</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210568">21,870</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210569">62,365</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210570">25,425</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210571">7,983</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210572">123,732</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common shares</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CommonSharesMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210573">398</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CommonSharesMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210574">398</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total FVOCI</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210575">6,089</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210576">21,870</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210577">62,365</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210578">25,425</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210579">7,983</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210580">398</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210581">124,130</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amortized cost</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal and provincial government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210582">294</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210583">1,110</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210584">3,853</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210585">210</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210586">5,467</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226560">1.2</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226561">2.6</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226562">4.1</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226565">4.9</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226719">3.7</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agency debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210592">31</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210593">88</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210594">27</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210595">15,612</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210596">15,758</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226566">3.9</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226567">3.7</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226701">3.5</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226702">4.4</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226720">4.4</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210602">246</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210603">1,173</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210604">750</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210605">82</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210606">30</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210607">2,281</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226703">1.9</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226704">3.5</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226705">2.5</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226706">3.8</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226729">4.3</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226721">3.0</ix:nonFraction></div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210614">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210615">69</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210616">146</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210617">216</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223119">6.8</ix:nonFraction></div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226730">5.4</ix:nonFraction></div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226731">5.5</ix:nonFraction></div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2024To10_31_2025_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226722">5.5</ix:nonFraction></div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"/>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210622">540</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210623">2,315</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210624">4,760</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210625">319</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210626">15,788</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210627">23,722</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value through profit or loss</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_EquityInstrumentsMemberifrsfullClassesOfAssetsAxis_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210628">2,073</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_EquityInstrumentsMemberifrsfullClassesOfAssetsAxis_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210629">2,073</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt instruments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210630">2</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210631">21</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210632">23</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210633">6,631</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210634">24,185</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210635">67,146</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210636">25,744</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210637">23,771</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210638">2,471</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210639">149,948</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total by currency (in&#160;Canadian equivalent):</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian dollar</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CADsrtCurrencyAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210640">1,611</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CADsrtCurrencyAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210641">6,617</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CADsrtCurrencyAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210642">19,080</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CADsrtCurrencyAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210643">15,402</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CADsrtCurrencyAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210644">1,114</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CADsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210645">552</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_CADsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210646">44,376</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. dollar</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210647">1,144</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210648">11,858</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210649">38,137</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210650">7,889</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210651">22,343</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_USDsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210652">1,495</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210653">82,866</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexican peso</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_MXVsrtCurrencyAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210654">234</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_MXVsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210655">1,131</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_MXVsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210656">3,052</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_MXVsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210657">838</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_MXVsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210658">106</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_MXVsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210659">5,361</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other currencies</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210660">3,642</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210661">4,579</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210662">6,877</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210663">1,615</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210664">314</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_OtherCurrenciesMembersrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210665">318</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210666">17,345</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210667">6,631</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210668">24,185</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210669">67,146</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210670">25,744</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210671">23,771</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210672">2,471</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210673">149,948</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents the weighted-average yield of fixed income securities. </div></td></tr></table> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">186</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:nonNumeric></ix:continuation> </div></div></div><ix:continuation id="TextSelection_151221861" continuedAt="TextSelectionAppend_151221861_1"><ix:continuation id="TextSelectionAppend_151228071_4" continuedAt="TextSelectionAppend_151228071_5"><div></div></ix:continuation></ix:continuation></div><div><div style="line-height:normal;display: inline;"><ix:continuation id="TextSelectionAppend_151221861_1" continuedAt="TextSelectionAppend_151221861_2"><ix:continuation id="TextSelectionAppend_151228071_5" continuedAt="TextSelectionAppend_151228071_6"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228071_6" continuedAt="TextSelectionAppend_151228071_7"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228071_7" continuedAt="TextSelectionAppend_151228071_8"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> </ix:continuation><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151221861_2" continuedAt="TextSelectionAppend_151221861_3"><ix:continuation id="TextSelectionAppend_151228071_8" continuedAt="TextSelectionAppend_151228071_9"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Consolidated Financial Statements </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> </ix:exclude></ix:continuation> </ix:continuation><ix:continuation id="TextSelectionAppend_151228071_9"><ix:continuation id="TextSelectionAppend_151221861_3">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">three<br/> months</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three&#160;to<br/> twelve<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five&#160;to<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;ten<br/> years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value through other comprehensive income</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt instruments</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210674">1,873</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210675">4,054</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210676">11,699</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210677">3,072</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210678">842</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210679">21,540</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223156">4.4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223157">4.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223158">3.9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223159">3.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223160">3.9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222876">3.9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210686">213</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210687">1,882</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210688">8,190</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210689">6,811</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210690">429</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210691">17,525</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223135">1.8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223136">3.3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223137">3.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223138">3.9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222877">3.8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223147">3.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S.&#160;agency debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210698">2,308</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210699">2,209</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210700">30,098</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210701">5,387</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210702">6,374</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210703">46,376</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223139">2.3</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223140">3.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223141">3.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223142">4.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223143">4.4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223148">3.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210710">6,203</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210711">6,069</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210712">12,969</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210713">3,715</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210714">330</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210715">29,286</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223144">2.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223145">3.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223146">5.4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222875">5.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223934">4.4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223149">4.4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210722">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210723">452</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210724">2,768</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210725">268</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210726">10</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210727">3,499</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223935">10.7</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226734">6.1</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226735">3.7</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226736">4.5</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222870">5.9</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223150">4.1</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210734">10,598</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210735">14,666</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210736">65,724</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210737">19,253</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210738">7,985</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210739">118,226</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity instruments</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common shares</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CommonSharesMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210740">3,162</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CommonSharesMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210741">3,162</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total FVOCI</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210742">10,598</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210743">14,666</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210744">65,724</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210745">19,253</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210746">7,985</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210747">3,162</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210748">121,388</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amortized cost</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal and provincial government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210749">610</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210750">2,099</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210751">5,740</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210752">272</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210753">8,721</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222871">4.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222872">2.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222873">4.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222874">4.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223151">3.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agency debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210759">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210760">48</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210761">116</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210762">13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210763">18,262</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210764">18,440</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223933">4.8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226737">4.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226738">4.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226739">4.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226740">4.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223152">4.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210771">324</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210772">689</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210773">858</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210774">139</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210775">31</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210776">2,041</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151226741">3.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222865">8.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222866">3.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222867">4.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222868">4.3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223153">5.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210783">81</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210784">129</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210785">210</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222869">6.4</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223154">5.5</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><ix:nonFraction name="bns:WeightedAverageYieldFixedIncomeSecurities" contextRef="P11_01_2023To10_31_2024_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151223155">5.8</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"/>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210789">935</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210790">2,836</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210791">6,795</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210792">424</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210793">18,422</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FinancialAssetsAtAmortisedCostMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210794">29,412</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value through profit or loss</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity instruments</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_EquityInstrumentsMemberifrsfullClassesOfAssetsAxis_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210795">2,004</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_EquityInstrumentsMemberifrsfullClassesOfAssetsAxis_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210796">2,004</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt instruments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210797">2</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210798">26</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_DebtInstrumentsMemberifrsfullClassesOfEntitysOwnEquityInstrumentsAxis_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210799">28</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210800">11,535</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210801">17,502</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210802">72,545</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210803">19,677</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210804">26,407</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210805">5,166</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210806">152,832</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total by currency (in&#160;Canadian equivalent):</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian dollar</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210807">2,725</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210808">6,799</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210809">23,034</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210810">8,491</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210811">1,409</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210812">1,464</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210813">43,922</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. dollar</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210814">2,696</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210815">3,894</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210816">40,362</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210817">8,471</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210818">24,636</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_USDsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210819">3,333</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210820">83,392</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexican peso</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_MXVsrtCurrencyAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210821">948</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_MXVsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210822">1,215</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_MXVsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210823">3,139</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_MXVsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210824">332</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_MXVsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210825">44</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_MXVsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210826">5,678</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other currencies</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210827">5,166</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210828">5,594</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210829">6,010</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210830">2,383</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210831">362</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_OtherCurrenciesMembersrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210832">325</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_OtherCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210833">19,840</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210834">11,535</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210835">17,502</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210836">72,545</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210837">19,677</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210838">26,407</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024_WithNoSpecificMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210839">5,166</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:InvestmentSecuritiesCarryingValue" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210840">152,832</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents the weighted-average yield of fixed income securities. </div></td></tr></table> </ix:continuation> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfAnalysisOfNetGainOnSaleOfInvestmentSecuritiesExplanatoryTableTextBlock" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-157251">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(e)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net gain on sale of investment securities </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the net gain on sale of investment securities: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:88%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt investment securities measured at amortized cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GainLossOnSaleOfInvestmentSecuritiesMeasuredAtAmortizedCost" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210841">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt investment securities measured at FVOCI</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:FairValueGainLossRecognisedInOtherComprehensiveIncomeReclassified" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210842">71</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:FairValueGainLossRecognisedInOtherComprehensiveIncomeReclassified" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210843">47</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net gain on sale of investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:GainsLossesOnDisposalsOfInvestments" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210844">71</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:GainsLossesOnDisposalsOfInvestments" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210845">48</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> </ix:nonNumeric></ix:continuation> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">187</div></div> </div></div> <div style="margin-top: 1em; margin-bottom: 1em"></div> </div></div> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </div></div></div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Consolidated Financial Statements </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><ix:nonNumeric name="bns:DisclosureOfLoansImpairedLoansAndAllowanceForCreditLossesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228634" id="ixv-157355">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td id="fin937872_12" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Loans, Impaired Loans and Allowance for Credit Losses </div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfLoansAtAmortizedCostExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-157364">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loans at amortized cost </div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">loans</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance<br/> for credit<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net<br/> carrying<br/> amount</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">loans</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance<br/> for credit<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">carrying<br/> amount</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210846">370,191</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2025_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210847">1,460</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2025_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210848">368,731</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210849">350,941</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2024_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210850">1,208</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2024_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210851">349,733</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210852">110,567</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210853">2,432</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210854">108,135</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210855">106,379</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210856">2,319</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210857">104,060</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210858">18,045</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210859">1,355</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210860">16,690</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210861">17,374</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210862">1,160</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210863">16,214</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210864">279,705</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210865">2,216</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210866">277,489</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210867">292,671</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210868">1,849</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210869">290,822</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210870">778,508</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2025_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210871">7,463</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2025_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210872">771,045</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210873">767,365</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2024_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210874">6,536</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssets" contextRef="PAsOn10_31_2024_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210875">760,829</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> </ix:nonNumeric> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfLoansAndAcceptancesOutstandingByGeographyExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-157680">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loans and acceptances outstanding by geography<div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px">(1)</div> </div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:79%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222937">312,131</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222945">297,677</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222938">82,764</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222946">82,892</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222939">9,018</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222947">8,982</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_CAifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222940">128,086</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_CAifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222964">133,810</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222928">531,999</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222971">523,361</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">United States:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222923">5,965</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222956">4,009</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222922">56,171</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222955">55,237</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222927">62,136</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222972">59,246</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mexico:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222921">18,980</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_MXifrsfullGeographicalAreasAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222953">16,749</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222920">3,436</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222952">2,615</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223118">1,048</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222951">832</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222929">22,232</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222965">23,994</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222926">45,696</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222973">44,190</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Chile:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222930">21,739</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CLifrsfullGeographicalAreasAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222966">20,410</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222931">5,125</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CLifrsfullGeographicalAreasAxis_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222967">4,868</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222932">4,076</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CLifrsfullGeographicalAreasAxis_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222968">3,551</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_CLifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222933">20,171</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_CLifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222969">20,330</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222925">51,111</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CLifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222974">49,159</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Peru:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_PEifrsfullGeographicalAreasAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222942">4,625</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_PEifrsfullGeographicalAreasAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222961">4,113</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223116">5,801</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222960">5,623</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223115">492</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222959">757</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223114">11,125</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222958">10,545</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222954">22,043</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222976">21,038</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Colombia:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223113">2,384</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_COifrsfullGeographicalAreasAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222950">2,196</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223110">2,885</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_COifrsfullGeographicalAreasAxis_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222949">2,186</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223109">1,540</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_COifrsfullGeographicalAreasAxis_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222948">1,446</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_COifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223108">6,481</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_COifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222957">5,518</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222924">13,290</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_COifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222975">11,346</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other International:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_OtherInternationalMemberifrsfullGeographicalAreasAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222936">10,332</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_OtherInternationalMemberifrsfullGeographicalAreasAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222944">9,796</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222935">4,591</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222943">4,186</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223112">1,871</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222970">1,806</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223111">35,439</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222963">43,237</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222934">52,233</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222941">59,025</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loans</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223117">778,508</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222962">767,365</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acceptances<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BankAcceptanceAssets" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222977">177</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:BankAcceptanceAssets" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222978">148</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loans and acceptances<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansAndAcceptancesBeforeAllowancesForLoanLosses" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222979">778,685</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansAndAcceptancesBeforeAllowancesForLoanLosses" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222980">767,513</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoansAndAcceptances" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222982">7,463</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoansAndAcceptances" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222981">6,537</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loans and acceptances net of allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansAndAcceptancesNetOfAllowancesForLoanLosses" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222983">771,222</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansAndAcceptancesNetOfAllowancesForLoanLosses" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222984">760,976</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Geographic segmentation is based on the location of the property for residential mortgages; otherwise, the residence of the borrower. </div></td></tr></table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;"><ix:nonFraction name="bns:PercentageOfForeignBorrowers" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-210952">98.8</ix:nonFraction>% of acceptances reside outside Canada (October 31, 2024 &#8211;<div style="letter-spacing: 0px; top: 0px;display:inline;"> <ix:nonFraction name="bns:PercentageOfForeignBorrowers" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-210953">96.5</ix:nonFraction></div>%). </div></td></tr></table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Loans and acceptances denominated in U.S. dollars were $<ix:nonFraction name="bns:LoansAndAcceptancesBeforeAllowancesForLoanLosses" contextRef="PAsOn10_31_2025_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210954">119,788</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="bns:LoansAndAcceptancesBeforeAllowancesForLoanLosses" contextRef="PAsOn10_31_2024_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210955">137,804</ix:nonFraction>), in Chilean pesos $<ix:nonFraction name="bns:LoansAndAcceptancesBeforeAllowancesForLoanLosses" contextRef="PAsOn10_31_2025_CLPsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210956">10,885</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="bns:LoansAndAcceptancesBeforeAllowancesForLoanLosses" contextRef="PAsOn10_31_2024_CLPsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210957">39,425</ix:nonFraction>), Mexican pesos $<ix:nonFraction name="bns:LoansAndAcceptancesBeforeAllowancesForLoanLosses" contextRef="PAsOn10_31_2025_MXNsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210958">12,754</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="bns:LoansAndAcceptancesBeforeAllowancesForLoanLosses" contextRef="PAsOn10_31_2024_MXNsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210959">31,522</ix:nonFraction>), and in other foreign currencies $<ix:nonFraction name="bns:LoansAndAcceptancesBeforeAllowancesForLoanLosses" contextRef="PAsOn10_31_2025_OtherForeignCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210960">24,665</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="bns:LoansAndAcceptancesBeforeAllowancesForLoanLosses" contextRef="PAsOn10_31_2024_OtherForeignCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210961">54,549</ix:nonFraction>). </div></td></tr></table> </ix:nonNumeric> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">188</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div> </ix:nonNumeric></div></div></div><ix:continuation id="TextSelection_151228634" continuedAt="TextSelectionAppend_151228634_1"><div></div></ix:continuation></div><div><div style="line-height:normal;display: inline;"><ix:continuation id="TextSelectionAppend_151228634_1" continuedAt="TextSelectionAppend_151228634_2"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228634_2" continuedAt="TextSelectionAppend_151228634_3"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228634_3" continuedAt="TextSelectionAppend_151228634_4"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228634_4" continuedAt="TextSelectionAppend_151228634_5"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><ix:nonNumeric name="bns:DisclosureOfLoansMaturityScheduleExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-158482">
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loan maturities </div></div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Rate sensitivity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within<br/> one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five to<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Floating</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fixed&#160;rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-rate</div><br/> sensitive</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_NotLaterThanOneYearMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210963">92,485</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210964">228,818</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210965">18,398</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210966">25,699</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_NoStatedMaturityMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210967">4,791</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210968">370,191</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FloatingInterestRateMemberifrsfullTypesOfInterestRatesAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210969">111,631</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210970">253,782</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210971">4,778</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210972">370,191</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210973">21,114</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210974">37,982</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210975">5,341</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210976">1,269</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NoStatedMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210977">44,861</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210978">110,567</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FloatingInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210979">50,887</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210980">58,258</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210981">1,422</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210982">110,567</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_NoStatedMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210983">18,045</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210984">18,045</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210985">18,045</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210986">18,045</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210987">141,324</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210988">121,364</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210989">9,003</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210990">644</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NoStatedMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210991">7,370</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210992">279,705</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FloatingInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210993">205,000</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210994">71,634</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210995">3,071</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210996">279,705</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210997">254,923</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210998">388,164</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-210999">32,742</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211000">27,612</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_NoStatedMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211001">75,067</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211002">778,508</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FloatingInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211003">367,518</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211004">401,719</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211005">9,271</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211006">778,508</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_NoStatedMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211007">7,463</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211008">7,463</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211009">7,463</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211010">7,463</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loans net of allowance for credit&#160;losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211011">254,923</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211012">388,164</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211013">32,742</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211014">27,612</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_NoStatedMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211015">67,604</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211016">771,045</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_FloatingInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211017">367,518</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211018">401,719</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211019">1,808</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211020">771,045</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"/>
<td colspan="24" style="height:12pt"/>
<td colspan="16" style="height:12pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Rate sensitivity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within<br/> one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five to<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Floating</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fixed&#160;rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-rate</div><br/> sensitive</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_NotLaterThanOneYearMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211021">72,883</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211022">233,469</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211023">15,456</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211024">25,264</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_NoStatedMaturityMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211025">3,869</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211026">350,941</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FloatingInterestRateMemberifrsfullTypesOfInterestRatesAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211027">93,626</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211028">253,954</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211029">3,361</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211030">350,941</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211031">18,753</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211032">37,707</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211033">5,411</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211034">1,171</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NoStatedMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211035">43,337</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211036">106,379</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FloatingInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211037">47,790</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211038">57,219</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211039">1,370</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211040">106,379</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_NoStatedMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211041">17,374</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211042">17,374</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211043">17,374</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211044">17,374</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211045">142,536</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211046">135,474</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211047">7,340</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211048">405</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NoStatedMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211049">6,916</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211050">292,671</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FloatingInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211051">216,334</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211052">73,596</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211053">2,741</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211054">292,671</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211055">234,172</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211056">406,650</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211057">28,207</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211058">26,840</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_NoStatedMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211059">71,496</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211060">767,365</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FloatingInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211061">357,750</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211062">402,143</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211063">7,472</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211064">767,365</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_NoStatedMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211065">6,536</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211066">6,536</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211067">6,536</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211068">6,536</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loans net of allowance for credit&#160;losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211069">234,172</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211070">406,650</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211071">28,207</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211072">26,840</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_NoStatedMaturityMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211073">64,960</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211074">760,829</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_FloatingInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211075">357,750</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211076">402,143</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211077">936</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211078">760,829</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> </ix:nonNumeric> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfImpairedLoansIncludingTheRelatedAllowancesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-159679">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(d)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impaired loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px">(1)</div> </div></div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:54%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> impaired<br/> loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance<br/> for credit<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> impaired<br/> loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance<br/> for credit<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224018">2,903</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226666">840</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226695">2,063</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223997">2,372</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226667">645</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226696">1,727</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223998">1,071</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226665">604</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226684">467</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224009">1,117</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226664">621</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226694">496</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224005">3,270</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226662">897</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226683">2,373</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224006">3,250</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226678">788</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226682">2,462</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224015">7,244</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226677">2,341</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226681">4,903</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224016">6,739</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226676">2,054</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226680">4,685</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">By geography:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canada</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224011">2,416</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226673">683</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226679">1,733</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224017">2,158</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226663">569</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226568">1,589</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">United States</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224021">109</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224022">22</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222898">87</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexico</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224000">1,494</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226672">535</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226688">959</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224001">1,343</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226670">424</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226687">919</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Peru</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224002">823</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226669">400</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226686">423</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224007">715</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226671">385</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226689">330</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Chile</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224008">1,420</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226674">332</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226685">1,088</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CLifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151223999">1,249</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_CLifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226661">281</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_CLifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226693">968</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Colombia</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224013">364</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226660">132</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226692">232</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_COifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224014">322</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_COifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226659">109</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_COifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226691">213</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other International</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224012">727</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226675">259</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226690">468</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224003">843</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226657">264</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222894">579</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224004">7,244</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226668">2,341</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222665">4,903</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224010">6,739</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226658">2,054</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222895">4,685</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Interest income recognized on impaired loans during the year ended October&#160;31, 2025 was $<ix:nonFraction name="bns:InterestIncomeRecognizedOnImpairedLoans" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211148">95</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="bns:InterestIncomeRecognizedOnImpairedLoans" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211149">84</ix:nonFraction>). </div></td></tr></table> </ix:nonNumeric> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> </ix:continuation><ix:continuation id="TextSelectionAppend_151228634_5" continuedAt="TextSelectionAppend_151228634_6"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">189</div></div> </div></div> </ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228634_6" continuedAt="TextSelectionAppend_151228634_7"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation> </div></div> </div><ix:continuation id="TextSelectionAppend_151228634_7" continuedAt="TextSelectionAppend_151228634_8"><div></div></ix:continuation></div><ix:continuation id="TextSelectionAppend_151228634_8" continuedAt="TextSelectionAppend_151228634_9"><div><div style="line-height:normal;display: inline;"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></div></div></ix:continuation></div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151228634_9" continuedAt="TextSelectionAppend_151228634_10"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(e)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses </div></div> </td> </tr> </table>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(i)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Key inputs and assumptions </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s allowance for credit losses is measured using a three-stage approach based on the extent of credit deterioration since origination. The calculation of the Bank&#8217;s allowance for credit losses is an output of a set of complex models with a number of underlying assumptions regarding the choice of variable inputs and their interdependencies. Some of the key drivers include the following: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Changes in risk ratings of the borrower or instrument reflecting changes in their credit quality; </div> </td> </tr> </table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Changes in the volumes of transactions; </div> </td> </tr> </table>
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<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Changes in the forward-looking macroeconomic environment reflected in the variables used in the models such as GDP growth, unemployment rates, commodity prices, interest rates and house price indices, which are closely related with credit losses in the relevant portfolio; </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Changes in macroeconomic scenarios and the probability weights assigned to each scenario; and </div> </td> </tr> </table>
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<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Borrower migration between the three stages. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank determines its allowance for credit losses using four probability-weighted forward-looking scenarios (base case, optimistic, pessimistic and very pessimistic). </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank considers both internal and external sources of information and data to achieve unbiased projections and forecasts in determining the allowance for credit losses. The Bank prepares the scenarios using forecasts generated by Scotiabank Economics (SE). The forecasts are generated using models whose outputs are modified by SE as necessary to formulate a &#8216;base case&#8217; view of the most probable future direction of economic developments. The development of the base case and alternative scenarios is overseen by a governance committee that consists of internal stakeholders from across the Bank. The final base case and alternative scenarios reflect significant review and oversight, and incorporate judgment both in the determination of the scenarios&#8217; forecasts and the probability weights that are assigned to them. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(ii)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Key macroeconomic variables </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The inputs and models used for calculating expected credit losses may not always capture all characteristics of the market at the date of the financial statements. Qualitative adjustments or overlays may be made for certain portfolios or geographies as temporary adjustments in circumstances where, in the Bank&#8217;s view, the inputs, assumptions, and/or modelling techniques do not capture all relevant risk factors, including the emergence of economic or geopolitical events, up to the date of the financial statements. As required under IFRS 9, the allowance for credit losses at each reporting period must be based on inputs, assumptions and information available up to that date. </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank has generated a forward-looking base case scenario and three alternate forward-looking scenarios (one optimistic and two pessimistic) as key inputs into the expected credit loss provisioning models. Given the uncertainty surrounding U.S. trade policies and the direction of tariffs, the scenarios as at October 31, 2025 have varying assumptions of imposed tariffs. The base case scenario assumes tariffs announced and implemented, avoiding speculation on future announcements, including potential trade deals and tariff pauses. Differing assumptions are reflected in the alternate scenarios described below. As new information comes to light in the future, the scenarios and assumptions will be updated accordingly. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">U.S. trade policies and related uncertainty have shaped the economic environment over the past year and weighed on the outlook. The Canadian and U.S. forecasts have been adjusted frequently as new developments emerged. In Canada, tariff-sensitive sectors and regions are showing earlier-than-expected weakness, resulting in a softer 2025 growth profile than expected last year. In contrast, the U.S. has shown surprising resilience, supported by strong AI-related activity despite signs of weakness elsewhere in the economy. As a result, the U.S. growth profile for 2025 is slightly stronger than forecast last year. Persistent upside surprises to U.S. growth, combined with stubborn inflation, delayed the start of monetary easing relative to last year&#8217;s expectations. With inflation in both countries now closer to target and economic activity softening, the Bank of Canada and the U.S. Federal Reserve have shifted their focus from inflation control toward supporting growth, though upside inflation risks remain. Economic activity in both countries is expected to improve somewhat in 2026 as tariff impacts fade and, in Canada, as stimulus measures and infrastructure plans from the federal budget take effect. </div></div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The optimistic scenario features somewhat stronger economic activity relative to the base case. The pessimistic scenario features a negative demand-type shock with globally tighter financial conditions, weaker growth and inflation, and lower monetary policy rates than in the base case scenario. It also assumes a combination of U.S. imposed tariffs on world economies, including an effective tariff of 7.5% on imports from Canada and Mexico, while facing no retaliation from these countries. The very pessimistic scenario features a strong stagflationary impulse that leads to a protracted period of financial market uncertainty. It also assumes U.S. imposed tariffs with a magnitude about three times that of the pessimistic scenario. Under this scenario, all countries retaliate. This results in higher inflation, requiring central banks to raise their policy rates to higher levels than in the base case in order to bring inflation under control, which is dampening economic activity. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">190</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:continuation> </div> </div> <ix:continuation id="TextSelectionAppend_151228634_10" continuedAt="TextSelectionAppend_151228634_11"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228634_11" continuedAt="TextSelectionAppend_151228634_12"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228634_12" continuedAt="TextSelectionAppend_151228634_13"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228634_13" continuedAt="TextSelectionAppend_151228634_14"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Consolidated Financial Statements </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> </ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228634_14" continuedAt="TextSelectionAppend_151228634_15"><ix:nonNumeric name="bns:DisclosureOfKeyMacroeconomicVariablesUsedForTheAllowanceForCreditLossesCalculationsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151221832" id="ixv-160509"> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following tables show certain key macroeconomic variables used to calculate the modelled estimate for the allowance for credit losses. Further changes in these variables up to the date of the financial statements are incorporated through expert credit judgment. For the base case, optimistic and pessimistic scenarios, the projections are provided for the next 12 months and for the remaining forecast period, which represents a medium-term view. </div></div></div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211152">2.2</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211153">2.4</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211154">3.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-<ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" sign="-" format="ixt:num-dot-decimal" id="ixv-211155">1.1</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211156">2.7</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-<ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" sign="-" format="ixt:num-dot-decimal" id="ixv-211157">4.4</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211158">3.4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211159">1.9</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211160">2.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211161">2.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211162">2.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211163">1.4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211164">2.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211165">5.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211166">2.4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211167">7.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211168">5.8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211169">6.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211170">4.7</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211171">8.2</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211172">6.4</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211173">11.2</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211174">7.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank of Canada overnight rate target, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BankOvernightAverageRateTarget" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211175">2.3</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BankOvernightAverageRateTarget" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211176">2.8</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BankOvernightAverageRateTarget" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211177">2.8</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BankOvernightAverageRateTarget" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211178">3.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BankOvernightAverageRateTarget" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211179">2.1</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BankOvernightAverageRateTarget" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211180">2.4</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BankOvernightAverageRateTarget" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211181">3.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BankOvernightAverageRateTarget" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211182">3.3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:HousingPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211183">1.9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:HousingPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211184">6.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:HousingPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211185">2.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:HousingPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211186">7.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-<ix:nonFraction name="bns:HousingPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" sign="-" format="ixt:num-dot-decimal" id="ixv-211187">2.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:HousingPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211188">6.7</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-<ix:nonFraction name="bns:HousingPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" sign="-" format="ixt:num-dot-decimal" id="ixv-211189">5.1</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:HousingPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211190">6.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">USD/CAD exchange rate, average</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AverageForeignExchangeRate" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211191">1.32</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AverageForeignExchangeRate" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211192">1.30</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AverageForeignExchangeRate" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211193">1.31</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AverageForeignExchangeRate" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211194">1.29</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AverageForeignExchangeRate" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211195">1.37</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AverageForeignExchangeRate" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211196">1.29</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AverageForeignExchangeRate" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211197">1.45</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AverageForeignExchangeRate" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211198">1.30</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff">&#160;</td>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211199">1.4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211200">2.3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211201">1.9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211202">3.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-<ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" sign="-" format="ixt:num-dot-decimal" id="ixv-211203">1.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211204">3.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-<ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" sign="-" format="ixt:num-dot-decimal" id="ixv-211205">3.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211206">3.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Consumer price index, y/y %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211207">2.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211208">2.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211209">2.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211210">2.8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211211">2.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211212">2.4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211213">6.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211214">2.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Target federal funds rate, upper limit, average %</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TargetFederalFundsRateUpperLimitAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211215">3.3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TargetFederalFundsRateUpperLimitAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211216">3.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TargetFederalFundsRateUpperLimitAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211217">3.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TargetFederalFundsRateUpperLimitAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211218">3.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TargetFederalFundsRateUpperLimitAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211219">3.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TargetFederalFundsRateUpperLimitAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211220">2.7</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TargetFederalFundsRateUpperLimitAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211221">3.9</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TargetFederalFundsRateUpperLimitAnnualChangePercentage" contextRef="P11_01_2024To10_31_2025_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211222">3.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211223">4.5</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211224">4.3</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211225">4.4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211226">4.0</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211227">5.8</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211228">4.8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211229">8.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211230">5.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-<ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_MXifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" sign="-" format="ixt:num-dot-decimal" id="ixv-211231">0.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_MXifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211232">2.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211233">0.6</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211234">2.9</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-<ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" sign="-" format="ixt:num-dot-decimal" id="ixv-211235">2.4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211236">2.6</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-<ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" sign="-" format="ixt:num-dot-decimal" id="ixv-211237">5.5</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211238">3.3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_MXifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211239">3.3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_MXifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211240">3.7</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211241">3.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211242">3.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211243">3.9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211244">3.8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211245">6.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211246">4.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/> </tr>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CLifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211247">2.4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CLifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211248">2.0</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211249">3.5</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211250">2.8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211251">0.3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211252">2.6</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-<ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" sign="-" format="ixt:num-dot-decimal" id="ixv-211253">3.7</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211254">3.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CLifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211255">7.9</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CLifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211256">6.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211257">7.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211258">6.4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211259">9.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211260">6.9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211261">11.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211262">7.3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211263">2.9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_PEifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211264">3.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211265">4.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_PEifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211266">4.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PEifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211267">0.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_PEifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211268">3.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-<ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PEifrsfullGeographicalAreasAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" sign="-" format="ixt:num-dot-decimal" id="ixv-211269">1.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_PEifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211270">4.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211271">5.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_PEifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211272">6.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211273">5.3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_PEifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211274">5.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PEifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211275">6.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_PEifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211276">6.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PEifrsfullGeographicalAreasAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211277">10.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_PEifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211278">7.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff">&#160;</td>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_COifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211279">2.9</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_COifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211280">2.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211281">4.0</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211282">3.4</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211283">0.7</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211284">3.0</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-<ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" sign="-" format="ixt:num-dot-decimal" id="ixv-211285">1.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211286">3.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_COifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211287">10.3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_COifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211288">9.9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211289">10.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211290">9.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211291">12.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211292">10.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211293">18.9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211294">12.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CaribbeanMemberifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211295">3.7</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CaribbeanMemberifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211296">4.0</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CaribbeanMemberifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211297">4.4</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CaribbeanMemberifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211298">4.7</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CaribbeanMemberifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211299">1.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CaribbeanMemberifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211300">4.4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-<ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CaribbeanMemberifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" sign="-" format="ixt:num-dot-decimal" id="ixv-211301">0.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2024To10_31_2025_CaribbeanMemberifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211302">4.9</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_GlobalWtiOilPriceMemberifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_USD_bbl" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-211303">60</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_GlobalWtiOilPriceMemberifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_USD_bbl" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-211304">66</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_GlobalWtiOilPriceMemberifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_USD_bbl" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-211305">64</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_GlobalWtiOilPriceMemberifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_USD_bbl" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-211306">78</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_GlobalWtiOilPriceMemberifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_USD_bbl" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-211307">53</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_GlobalWtiOilPriceMemberifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_USD_bbl" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-211308">61</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_GlobalWtiOilPriceMemberifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_USD_bbl" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-211309">45</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_GlobalWtiOilPriceMemberifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_USD_bbl" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-211310">56</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Copper price, average USD/lb</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_GlobalCopperPriceMemberifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_USD_lb" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211311">4.19</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_GlobalCopperPriceMemberifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_USD_lb" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211312">4.68</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_GlobalCopperPriceMemberifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_USD_lb" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211313">4.29</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_GlobalCopperPriceMemberifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_USD_lb" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211314">5.03</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_GlobalCopperPriceMemberifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_USD_lb" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211315">3.92</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_GlobalCopperPriceMemberifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_USD_lb" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211316">4.60</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_GlobalCopperPriceMemberifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_USD_lb" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211317">3.61</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:top;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AveragePriceOfHedgingInstrument" contextRef="PAsOn10_31_2025_GlobalCopperPriceMemberifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_USD_lb" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211318">4.47</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Global GDP, y/y % change</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInGlobalGdpAndPpp" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_GlobalGdpAndPppMemberifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211319">2.2</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInGlobalGdpAndPpp" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_GlobalGdpAndPppMemberifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211320">2.7</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AnnualPercentageChangeInGlobalGdpAndPpp" contextRef="P11_01_2024To10_31_2025_GlobalGdpAndPppMemberifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211321">3.0</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211331">3.1</ix:nonFraction></td>
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<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211333">2.9</ix:nonFraction></td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211339">2.5</ix:nonFraction></td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211341">1.7</ix:nonFraction></td>
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<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211342">5.8</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211343">2.2</ix:nonFraction></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211344">6.7</ix:nonFraction></td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211345">6.0</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211346">6.3</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211347">5.0</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211348">8.4</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211349">6.9</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211350">11.1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211351">7.3</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank of Canada overnight rate target, average %</div> </td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:BankOvernightAverageRateTarget" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211352">3.3</ix:nonFraction></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:BankOvernightAverageRateTarget" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211353">2.6</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:BankOvernightAverageRateTarget" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211354">3.5</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:BankOvernightAverageRateTarget" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211355">3.6</ix:nonFraction></td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:BankOvernightAverageRateTarget" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211356">2.9</ix:nonFraction></td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:BankOvernightAverageRateTarget" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211357">2.0</ix:nonFraction></td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:BankOvernightAverageRateTarget" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211358">4.0</ix:nonFraction></td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:BankOvernightAverageRateTarget" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211359">3.2</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">HPI &#8211; Housing Price Index, y/y % change</div> </td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:HousingPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211360">1.6</ix:nonFraction></td>
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<td style="vertical-align:top"/>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:HousingPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211362">2.4</ix:nonFraction></td>
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<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:HousingPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211363">5.5</ix:nonFraction></td>
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<td style="vertical-align:top"/>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:HousingPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211365">4.8</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-<ix:nonFraction name="bns:HousingPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" sign="-" format="ixt:num-dot-decimal" id="ixv-211366">5.8</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:HousingPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211367">4.1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">USD/CAD exchange rate, average</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="ifrs-full:AverageForeignExchangeRate" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211368">1.34</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="ifrs-full:AverageForeignExchangeRate" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211369">1.30</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="ifrs-full:AverageForeignExchangeRate" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211370">1.33</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="ifrs-full:AverageForeignExchangeRate" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211371">1.28</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="ifrs-full:AverageForeignExchangeRate" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211372">1.43</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="ifrs-full:AverageForeignExchangeRate" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211373">1.28</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="ifrs-full:AverageForeignExchangeRate" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211374">1.49</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="ifrs-full:AverageForeignExchangeRate" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-211375">1.30</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="font-size:1pt">
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
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<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"/> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2023To10_31_2024_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211378">2.3</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2023To10_31_2024_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211379">3.1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2023To10_31_2024_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211381">3.0</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2023To10_31_2024_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211383">3.4</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211384">2.4</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211385">2.3</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211386">2.6</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211387">2.7</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211388">1.3</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211389">2.0</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211390">6.2</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:ConsumerPriceIndexAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211391">2.5</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Target federal funds rate, upper limit, average %</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:TargetFederalFundsRateUpperLimitAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211392">4.1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:TargetFederalFundsRateUpperLimitAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211393">2.9</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:TargetFederalFundsRateUpperLimitAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211394">4.1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:TargetFederalFundsRateUpperLimitAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211395">3.4</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:TargetFederalFundsRateUpperLimitAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211396">3.6</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:TargetFederalFundsRateUpperLimitAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211397">1.8</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:TargetFederalFundsRateUpperLimitAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211398">4.8</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:TargetFederalFundsRateUpperLimitAnnualChangePercentage" contextRef="P11_01_2023To10_31_2024_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211399">3.4</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211400">4.3</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211401">4.3</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211402">4.2</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:top"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211418">3.0</ix:nonFraction></td>
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<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211419">3.1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211420">4.1</ix:nonFraction></td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211422">6.3</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211438">11.5</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211450">6.2</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_PEifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211451">5.2</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PEifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211452">8.1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_PEifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211453">6.5</ix:nonFraction></td>
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<td style="vertical-align:top"/>
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<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PEifrsfullGeographicalAreasAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211454">11.8</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_PEifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211455">8.0</ix:nonFraction></td>
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<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
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<td style="vertical-align:top"/>
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<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_COifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211457">2.7</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211458">3.7</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211459">3.8</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211460">1.4</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AnnualPercentageChangeInRealGDP" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211461">3.1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_COifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211464">11.1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_COifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211465">10.1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211466">10.7</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AverageUnemploymentRate" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211467">9.1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
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<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:top"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AnnualPercentageChangeInGlobalGdpAndPpp" contextRef="P11_01_2023To10_31_2024_GlobalGdpAndPppMemberifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211499">3.3</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"><ix:nonFraction name="bns:AnnualPercentageChangeInGlobalGdpAndPpp" contextRef="P11_01_2023To10_31_2024_GlobalGdpAndPppMemberifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-211500">0.6</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(iii)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Sensitivity </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Relative to the base case scenario, the weighting of these multiple scenarios increased the reported allowance for credit losses for financial assets in Stage 1 and Stage 2 to $<ix:nonFraction name="bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211504">5,313</ix:nonFraction> million (2024 &#8211; $<ix:nonFraction name="bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211505">4,682</ix:nonFraction> million) from $<ix:nonFraction name="bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9" contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_PreviouslyStatedMemberifrsfullRetrospectiveApplicationAndRetrospectiveRestatementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211506">5,018</ix:nonFraction> million (2024 &#8211; $<ix:nonFraction name="bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9" contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_PreviouslyStatedMemberifrsfullRetrospectiveApplicationAndRetrospectiveRestatementAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211507">4,316</ix:nonFraction> million). </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank enhanced certain of its IFRS 9 models in the current year, with the enhanced models exhibiting higher sensitivity to changes in the macroeconomic outlook. 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Actual results will differ as this does not consider the migration of exposures or incorporate changes that would occur in the portfolio due to risk mitigation actions and other factors. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Under our current probability-weighted scenarios, if all of our performing financial assets were in Stage 1, reflecting a 12 month expected loss period, the allowance for credit losses would be $<ix:nonFraction name="bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9" contextRef="P11_01_2024To10_31_2025_ProbabilityWeightedScenariosMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211510">801</ix:nonFraction> million (2024 &#8211; $<ix:nonFraction name="bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9" contextRef="P11_01_2023To10_31_2024_ProbabilityWeightedScenariosMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211511">693</ix:nonFraction> million) lower than the reported allowance for credit losses on performing financial assets. </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">192</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:continuation> </div> </div> </div> <ix:continuation id="TextSelectionAppend_151228634_20" continuedAt="TextSelectionAppend_151228634_21"><div></div></ix:continuation> </div> <div> <div style="line-height:normal;display: inline;"> <ix:continuation id="TextSelectionAppend_151228634_21" continuedAt="TextSelectionAppend_151228634_22"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228634_22" continuedAt="TextSelectionAppend_151228634_23"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228634_23" continuedAt="TextSelectionAppend_151228634_24"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151228634_24" continuedAt="TextSelectionAppend_151228634_25"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfAllowanceForCreditLossesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151221707" id="ixv-166091">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(iv)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses </div></div> </td> </tr> </table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance&#160;as&#160;at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">November&#160;1,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for<br/> credit&#160;losses<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Net&#160;write-offs</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other,&#160;including<br/> foreign<br/> currency<br/> adjustment</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance&#160;as&#160;at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">October&#160;31,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2025</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211513">1,208</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227482">304</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211515">110</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211516">58</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211517">1,460</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211518">2,319</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227483">1,951</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211520">1,814</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="bns:IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211521">24</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211522">2,432</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211523">1,160</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227484">1,399</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211525">1,242</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211526">38</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211527">1,355</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211528">2,036</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227486">1,072</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211530">642</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211531">74</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211532">2,392</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"/>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211533">6,723</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227485">4,726</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211535">3,808</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211536">2</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211537">7,639</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Presented as:</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211538">6,536</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211539">7,463</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on acceptances<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesOnAcceptancesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227501">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesOnAcceptancesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227511">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesOnOffBalanceSheetExposuresMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227499">186</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesOnOffBalanceSheetExposuresMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227506">175</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes amounts associated with other assets of $(<ix:nonFraction name="ifrs-full:ReversalOfImpairmentLoss" contextRef="P11_01_2024To10_31_2025_OtherAssetsAndReversalOfImpairmentLossMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211544">12</ix:nonFraction>). The provision for credit losses, net of these amounts, is $<ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesPersonalLoansCreditCardsTotalRetailLoansBusinessAndGovernmentExcludingOtherAssetsMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211545">4,714</ix:nonFraction>. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on acceptances is recorded against the financial asset in the Consolidated Statement of Financial Position. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position. </div> </td> </tr> </table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:53%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance&#160;as&#160;at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">November&#160;1,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2023</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision&#160;for<br/> credit&#160;losses<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Net&#160;write-offs</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other,&#160;including<br/> foreign<br/> currency<br/> adjustment</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance&#160;as&#160;at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">October&#160;31,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211546">1,084</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227513">257</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211548">76</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211549">57</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211550">1,208</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211551">2,414</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227514">1,893</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211553">1,857</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211554">131</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211555">2,319</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211556">1,237</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227515">1,122</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211558">1,166</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211559">33</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211560">1,160</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211561">1,876</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227516">790</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211563">424</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211564">206</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211565">2,036</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"/>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211566">6,611</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227517">4,062</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211568">3,523</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="bns:IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211569">427</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211570">6,723</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Presented as:</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on loans</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211571">6,372</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211572">6,536</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on acceptances<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_AllowanceForCreditLossesOnAcceptancesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227530">90</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesOnAcceptancesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227541">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_AllowanceForCreditLossesOnOffBalanceSheetExposuresMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227532">149</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesOnOffBalanceSheetExposuresMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227538">186</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes amounts associated with other assets and reversal of impairment losses of $(<ix:nonFraction name="ifrs-full:ReversalOfImpairmentLoss" contextRef="P11_01_2023To10_31_2024_OtherAssetsAndReversalOfImpairmentLossMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211577">11</ix:nonFraction>). The provision for credit losses, net of these amounts, is $<ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesPersonalLoansCreditCardsTotalRetailLoansBusinessAndGovernmentExcludingOtherAssetsMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211578">4,051</ix:nonFraction>. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on acceptances is recorded against the financial asset in the Consolidated Statement of Financial Position. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position. </div> </td> </tr> </table> <div style="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses on loans </div></div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:66%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211579">196</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211580">424</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211581">840</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211582">1,460</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211583">613</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211584">1,215</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211585">604</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211586">2,432</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211587">338</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211588">1,017</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211589">1,355</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211590">713</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211591">606</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211592">897</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211593">2,216</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227546">1,860</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227547">3,262</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227548">2,341</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227561">7,463</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes allowance for credit losses for other financial assets including acceptances, investment securities, deposits with banks, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet credit risks and reverse repos which amounted to $<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfFinancialAssetsOthers" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211598">191</ix:nonFraction>. </div> </td> </tr> </table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:66%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211599">165</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211600">398</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211601">645</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211602">1,208</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211603">544</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211604">1,154</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211605">621</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211606">2,319</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211607">288</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211608">872</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211609">1,160</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211610">586</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211611">475</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211612">788</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211613">1,849</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227564">1,583</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227570">2,899</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227576">2,054</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227575">6,536</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes allowance for credit losses for other financial assets including acceptances, investment securities, deposits with banks, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet credit risks and reverse repos which amounted to $<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfFinancialAssetsOthers" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211618">200</ix:nonFraction>. </div> </td> </tr> </table> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> </ix:nonNumeric></ix:continuation><ix:continuation id="TextSelection_151221707" continuedAt="TextSelectionAppend_151221707_1"><ix:continuation id="TextSelectionAppend_151228634_25" continuedAt="TextSelectionAppend_151228634_26"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">193</div></div> </div></div> </ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228634_26" continuedAt="TextSelectionAppend_151228634_27"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation></ix:continuation> </div> </div> <ix:continuation id="TextSelectionAppend_151221707_1" continuedAt="TextSelectionAppend_151221707_2"><ix:continuation id="TextSelectionAppend_151228634_27" continuedAt="TextSelectionAppend_151228634_28"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228634_28" continuedAt="TextSelectionAppend_151228634_29"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228634_29" continuedAt="TextSelectionAppend_151228634_30"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation></ix:continuation></div> </div> </div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228634_30" continuedAt="TextSelectionAppend_151228634_31"><ix:continuation id="TextSelectionAppend_151221707_2"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the changes to the allowance for credit losses on loans. </div><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211620">165</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211621">398</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211622">645</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211623">1,208</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211624">265</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211625">321</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211626">498</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211627">1,084</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Remeasurement<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227739">235</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227736">117</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227737">423</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227738">305</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227833">271</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224392">164</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227732">373</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227743">266</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Newly originated or purchased financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211636">47</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derecognition of financial assets and maturities</div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 1</div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 2</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211659">44</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211660">258</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211661">214</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211662">40</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211663">197</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211664">157</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211665">101</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211666">101</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211667">84</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211668">84</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom">Gross write-offs</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211669">135</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211670">135</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211671">100</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211672">100</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom">Recoveries</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211673">25</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211674">25</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211675">24</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211676">24</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and other movements<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(6)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227393">5</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227394">15</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224370">38</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227389">58</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221401">14</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221402">16</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227392">27</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227388">57</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224823">196</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221296">424</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221292">840</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224821">1,460</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224826">165</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221294">398</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221293">645</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224822">1,208</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211693">544</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211694">1,154</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211695">621</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211696">2,319</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211697">647</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211698">1,103</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211699">664</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Remeasurement<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227832">686</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derecognition of financial assets and maturities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:DecreaseThroughDerecognitionLoans" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211715">236</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:DecreaseThroughDerecognitionLoans" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211716">97</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:DecreaseThroughDerecognitionLoans" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211717">190</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:DecreaseThroughDerecognitionLoans" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211718">287</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Changes in models and methodologies<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(7)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughChangesInModelsLoans" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221236">3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseThroughChangesInModelsLoans" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221235">33</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughChangesInModelsLoans" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221209">5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughChangesInModelsLoans" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221210">68</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughChangesInModelsLoans" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221211">96</ix:nonFraction></td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughChangesInModelsLoans" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221212">28</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Transfer to (from):</div></td>
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<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 1</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211726">620</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211727">604</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211728">16</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211729">658</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211730">642</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211731">16</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 2</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211732">207</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211733">326</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211734">119</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211735">231</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211736">344</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211737">113</ix:nonFraction></td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211738">8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211739">473</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211740">481</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211741">13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211742">504</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211743">517</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom">Gross write-offs</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211744">2,127</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211745">2,127</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211746">2,145</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211747">2,145</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom">Recoveries</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211748">313</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211749">313</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211750">288</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211751">288</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and other movements<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(6)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227397">17</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224374">8</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227398">1</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224364">24</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224369">31</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227395">29</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227396">71</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224368">131</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224831">613</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224830">1,215</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221290">604</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224829">2,432</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224835">544</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221287">1,154</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224825">621</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221291">2,319</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211768">288</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211769">872</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211770">1,160</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211771">414</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211772">823</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211773">1,237</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Remeasurement<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227755">319</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227742">820</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227756">853</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227746">1,354</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227733">361</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227741">643</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227734">835</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227735">1,117</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Newly originated or purchased financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211782">139</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211784">136</ix:nonFraction></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derecognition of financial assets and maturities</div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Changes in models and methodologies<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(7)</div></div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Transfer to (from):</div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 1</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211797">390</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 2</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211802">128</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211803">135</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211804">135</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211805">380</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211806">380</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211807">330</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211808">330</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Gross write-offs</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211809">1,466</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211810">1,466</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211811">1,356</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211812">1,356</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Recoveries</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211813">224</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211814">224</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211815">190</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211816">190</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and other movements<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(6)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221397">11</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221396">18</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221395">9</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221394">38</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221393">10</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224382">24</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224381">1</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227391">33</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221284">338</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221283">1,017</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221282">1,355</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221281">288</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224836">872</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221295">1,160</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Total retail loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211831">997</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211832">2,424</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211833">1,266</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211834">4,687</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211835">1,326</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211836">2,247</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211837">1,162</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211838">4,735</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Remeasurement<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2024To10_31_2025_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227749">1,934</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2024To10_31_2025_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227744">2,721</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2024To10_31_2025_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224841">3,481</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227729">1,318</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227730">1,783</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227731">2,705</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227757">3,170</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Newly originated or purchased financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" contextRef="P11_01_2024To10_31_2025_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211847">576</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" contextRef="P11_01_2024To10_31_2025_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211848">576</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" contextRef="P11_01_2023To10_31_2024_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211849">542</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" contextRef="P11_01_2023To10_31_2024_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211850">542</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derecognition of financial assets and maturities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:DecreaseThroughDerecognitionLoans" contextRef="P11_01_2024To10_31_2025_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211852">218</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:DecreaseThroughDerecognitionLoans" contextRef="P11_01_2024To10_31_2025_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211853">361</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:DecreaseThroughDerecognitionLoans" contextRef="P11_01_2023To10_31_2024_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211854">159</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:DecreaseThroughDerecognitionLoans" contextRef="P11_01_2023To10_31_2024_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211855">273</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:DecreaseThroughDerecognitionLoans" contextRef="P11_01_2023To10_31_2024_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211856">432</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Changes in models and methodologies<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(7)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughChangesInModelsLoans" contextRef="P11_01_2024To10_31_2025_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221241">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseThroughChangesInModelsLoans" contextRef="P11_01_2024To10_31_2025_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221240">57</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughChangesInModelsLoans" contextRef="P11_01_2024To10_31_2025_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221213">14</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseThroughChangesInModelsLoans" contextRef="P11_01_2024To10_31_2025_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221239">42</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughChangesInModelsLoans" contextRef="P11_01_2023To10_31_2024_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221214">128</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughChangesInModelsLoans" contextRef="P11_01_2023To10_31_2024_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221215">120</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughChangesInModelsLoans" contextRef="P11_01_2023To10_31_2024_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221216">8</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Transfer to (from):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="font-weight: bold;display:inline;">&#8211;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="font-weight: bold;display:inline;">&#8211;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="font-weight: bold;display:inline;">&#8211;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="font-weight: bold;display:inline;">&#8211;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 1</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211864">1,278</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211865">1,210</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211866">68</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211867">1,208</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211868">1,142</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211869">66</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 2</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211870">379</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211871">712</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211872">333</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211873">406</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211874">676</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211875">270</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211876">8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211877">954</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211878">962</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211879">13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211880">918</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211881">931</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Gross write-offs</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2024To10_31_2025_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211882">3,728</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2024To10_31_2025_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211883">3,728</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2023To10_31_2024_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211884">3,601</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2023To10_31_2024_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211885">3,601</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Recoveries</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2024To10_31_2025_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211886">562</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2024To10_31_2025_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211887">562</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2023To10_31_2024_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211888">502</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2023To10_31_2024_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211889">502</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and other movements<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(6)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224375">1</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224373">25</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224376">48</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224377">72</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224378">55</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224379">69</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224380">97</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224365">221</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224820">1,147</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221286">2,656</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221285">1,444</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224832">5,247</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224833">997</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224824">2,424</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224834">1,266</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221289">4,687</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Business and government</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211906">739</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211907">508</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211908">788</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211909">2,035</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211910">635</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211911">403</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211912">748</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2023_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211913">1,786</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Remeasurement<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227750">66</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227740">335</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227747">853</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227748">1,122</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227751">210</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227752">288</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227753">622</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughRemeasurementLoans" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227754">700</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Newly originated or purchased financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211922">1,311</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211923">1,311</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IncreaseThroughOriginationOrPurchaseFinancialAssets" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211924">936</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derecognition of financial assets and maturities</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Changes in models and methodologies<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(7)</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughChangesInModelsLoans" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221226">200</ix:nonFraction></td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughChangesInModelsLoans" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221227">37</ix:nonFraction></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Transfer to (from):</div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 1</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 2</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211942">94</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211943">5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211944">110</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211945">114</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211946">4</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211947">3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211948">33</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211949">36</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211950">21</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211951">21</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Gross write-offs</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211952">700</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211953">700</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211954">484</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:DecreaseThroughWriteOffOfLoans" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211955">484</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Recoveries</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211956">58</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211957">58</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211958">60</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseThroughRecoveriesFinancialAssets" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211959">60</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and other movements</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211960">12</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211961">1</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211962">86</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211963">73</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211964">6</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211965">33</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211966">166</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" contextRef="P11_01_2023To10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-211967">205</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of period including <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224383">854</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224384">640</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224390">897</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224389">2,391</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224386">739</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224388">508</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224387">788</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224385">2,035</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Less: Allowance for credits losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)(3)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfOffBalanceSheetExposures" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224871">141</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfOffBalanceSheetExposures" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224870">34</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfOffBalanceSheetExposures" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221278">175</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfOffBalanceSheetExposures" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221277">153</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfOffBalanceSheetExposures" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224391">33</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfOffBalanceSheetExposures" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224872">186</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NetAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227583">713</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NetAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221288">606</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NetAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224816">897</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NetAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224817">2,216</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NetAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_StageOneMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224828">586</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NetAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224818">475</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NetAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224819">788</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NetAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224827">1,849</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes credit risk changes as a result of significant increases in credit risk, changes in credit risk that did not result in a transfer between stages, changes in model inputs and assumptions and changes due to drawdowns of undrawn commitments. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Interest income on impaired loans for residential mortgages, personal loans, credit cards, and business and government loans totaled $<ix:nonFraction name="bns:ImpairedLoansInterestIncome" contextRef="P11_01_2024To10_31_2025_ImpairedLoansMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211990">439</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="bns:ImpairedLoansInterestIncome" contextRef="P11_01_2023To10_31_2024_ImpairedLoansMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211991">443</ix:nonFraction>). </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position. </div></td></tr></table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on acceptances are recorded against the financial asset in the Consolidated Statement of Financial Position. </div></td></tr></table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(5)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">During the year ended October&#160;31, 2025, the contractual terms of certain financial assets were modified where the modification did not result in derecognition. The carrying value of such loans that were modified in Stage 2 and Stage 3 was $<ix:nonFraction name="ifrs-full:FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification" contextRef="P11_01_2024To10_31_2025_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211992">2,833</ix:nonFraction>&#160;(2024 &#8211; $<ix:nonFraction name="ifrs-full:FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification" contextRef="P11_01_2023To10_31_2024_StageTwoMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211993">3,504</ix:nonFraction>) and $<ix:nonFraction name="ifrs-full:FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification" contextRef="P11_01_2024To10_31_2025_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211994">899</ix:nonFraction> (2024 &#8211; $<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification" contextRef="P11_01_2023To10_31_2024_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211995">726</ix:nonFraction>)</div> respectively, before the modification. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(6)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Divestitures are included in the foreign exchange and other movements. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(7)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Comprises changes due to enhanced IFRS 9 models, including changes to reflect previously established expert credit judgment overlays that are now incorporated in the model. </div></td></tr></table></ix:continuation> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">194</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:continuation> </div></div></div><ix:continuation id="TextSelectionAppend_151228634_31" continuedAt="TextSelectionAppend_151228634_32"><div></div></ix:continuation></div><div><div style="line-height:normal;display: inline;"><ix:continuation id="TextSelectionAppend_151228634_32" continuedAt="TextSelectionAppend_151228634_33"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228634_33" continuedAt="TextSelectionAppend_151228634_34"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228634_34" continuedAt="TextSelectionAppend_151228634_35"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228634_35" continuedAt="TextSelectionAppend_151228634_36"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><ix:nonNumeric name="ifrs-full:DisclosureOfCreditRiskExposureExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228679" id="ixv-171686">
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(f)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying value of exposures by risk rating </div></div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211997">219,905</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211998">3,983</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-211999">223,888</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212000">211,165</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212001">3,262</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212002">214,427</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212003">83,755</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212004">4,820</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212005">88,575</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212006">78,344</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212007">3,625</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212008">81,969</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212009">15,870</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212010">8,618</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212011">24,488</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212012">19,205</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212013">2,072</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212014">21,277</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212015">3,002</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212016">6,007</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212017">9,009</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212018">2,561</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212019">5,280</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212020">7,841</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very high</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212021">48</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212022">3,170</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212023">3,218</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212024">13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212025">2,814</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212026">2,827</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224458">16,937</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224459">1,173</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227225">18,110</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224452">18,614</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224453">1,614</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224454">20,228</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_DefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224415">2,903</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_DefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212034">2,903</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_DefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224413">2,372</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_DefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212036">2,372</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212037">339,517</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212038">27,771</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227226">2,903</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212041">329,902</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212042">18,667</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227230">2,372</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212044">350,941</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212045">196</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212046">424</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224661">840</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212048">1,460</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212049">165</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212050">398</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224657">645</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212052">1,208</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212053">339,321</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212054">27,347</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224666">2,063</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212056">368,731</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212057">329,737</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212058">18,269</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224670">1,727</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212060">349,733</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:31%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
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<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
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<td style="vertical-align:bottom;width:2%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Personal loans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212061">31,009</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212062">202</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212063">31,211</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212064">30,865</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212065">30,865</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212066">21,075</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212067">751</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212068">21,826</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212069">20,686</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212070">12</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212071">20,698</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212072">12,886</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212073">78</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212074">12,964</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212075">13,053</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212076">38</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212077">13,091</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212078">10,331</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212079">5,659</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212080">15,990</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212081">10,535</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212082">4,843</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212083">15,378</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very high</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212084">35</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212085">2,651</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212086">2,686</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212087">76</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212088">2,743</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212089">2,819</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227234">22,465</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227235">2,354</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227236">24,819</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227237">20,482</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227238">1,929</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227247">22,411</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227242">1,071</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212097">1,071</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227253">1,117</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212099">1,117</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212100">97,801</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212101">11,695</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227257">1,071</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212103">110,567</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212104">95,697</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212105">9,565</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227231">1,117</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212107">106,379</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212108">613</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212109">1,215</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224711">604</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212111">2,432</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212112">544</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212113">1,154</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224717">621</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212115">2,319</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212116">97,188</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212117">10,480</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224721">467</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212119">108,135</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212120">95,153</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212121">8,411</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224724">496</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212123">104,060</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212124">2,646</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212125">2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8199;&#8201;&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212126">2,648</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212127">2,382</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212128">3</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212129">2,385</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212130">3,171</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212131">11</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212132">3,182</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212133">2,872</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212134">25</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212135">2,897</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212136">4,792</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212137">26</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212138">4,818</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212139">4,631</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212140">55</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212141">4,686</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212142">3,210</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212143">1,942</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212144">5,152</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212145">3,069</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212146">1,880</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212147">4,949</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very high</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212148">20</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212149">1,204</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212150">1,224</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212151">16</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212152">1,028</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212153">1,044</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227120">582</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227121">439</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227122">1,021</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227868">895</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227869">518</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227870">1,413</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212160">14,421</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212161">3,624</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212162">18,045</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212163">13,865</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212164">3,509</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212165">17,374</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212166">338</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212167">1,017</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212168">1,355</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212169">288</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212170">872</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212171">1,160</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212172">14,083</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212173">2,607</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212174">16,690</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212175">13,577</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212176">2,637</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;&#8199;&#8199;&#8201;&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212177">16,214</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Undrawn loan commitments&#160;&#8211;<br/> Retail</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212178">126,681</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212179">255</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8199;&#8201;&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212180">126,936</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212181">115,396</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212182">2</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212183">115,398</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212184">22,102</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212185">71</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212186">22,173</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212187">17,947</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212188">26</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212189">17,973</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212190">9,569</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212191">13</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212192">9,582</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212193">8,128</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212194">22</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212195">8,150</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212196">4,047</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212197">631</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212198">4,678</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212199">3,490</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212200">505</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212201">3,995</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very high</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212202">14</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212203">351</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212204">365</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212205">10</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212206">305</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212207">315</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227912">9,039</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227890">2,049</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227889">11,088</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227900">12,634</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227911">2,749</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227910">15,383</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212214">171,452</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;<ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212215">3,370</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" contextRef="PAsOn10_31_2025_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212216">174,822</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212217">157,605</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;<ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212218">3,609</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;&#8199;&#8199;&#8201;&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" contextRef="PAsOn10_31_2024_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212219">161,214</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> </ix:nonNumeric></ix:continuation><ix:continuation id="TextSelection_151228679" continuedAt="TextSelectionAppend_151228679_1"><ix:continuation id="TextSelectionAppend_151228634_36" continuedAt="TextSelectionAppend_151228634_37"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">195</div></div> </div></div> </ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228634_37" continuedAt="TextSelectionAppend_151228634_38"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation></ix:continuation> </div></div> </div><ix:continuation id="TextSelectionAppend_151228679_1" continuedAt="TextSelectionAppend_151228679_2"><ix:continuation id="TextSelectionAppend_151228634_38" continuedAt="TextSelectionAppend_151228634_39"><div></div></ix:continuation></ix:continuation></div><ix:continuation id="TextSelectionAppend_151228679_2" continuedAt="TextSelectionAppend_151228679_3"><ix:continuation id="TextSelectionAppend_151228634_39" continuedAt="TextSelectionAppend_151228634_40"><div><div style="line-height:normal;display: inline;"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></div></div></ix:continuation></ix:continuation></div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228679_3" continuedAt="TextSelectionAppend_151228679_4"><ix:continuation id="TextSelectionAppend_151228634_40" continuedAt="TextSelectionAppend_151228634_41"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Consolidated Financial Statements </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> </ix:exclude></ix:continuation> </ix:continuation><ix:continuation id="TextSelectionAppend_151228634_41" continuedAt="TextSelectionAppend_151228634_42"><ix:continuation id="TextSelectionAppend_151228679_4">
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Total retail loans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212220">380,241</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212221">4,442</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212222">384,683</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212223">359,808</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212224">3,267</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212225">363,075</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212226">130,103</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212227">5,653</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212228">135,756</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212229">119,849</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212230">3,688</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212231">123,537</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212232">43,117</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212233">8,735</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212234">51,852</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212235">45,017</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212236">2,187</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212237">47,204</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212238">20,590</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212239">14,239</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212240">34,829</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212241">19,655</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212242">12,508</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212243">32,163</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very high</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212244">117</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212245">7,376</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212246">7,493</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212247">115</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212248">6,890</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212249">7,005</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225158">49,023</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221179">6,015</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221178">55,038</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221177">52,625</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221176">6,810</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227464">59,435</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_DefaultMemberifrsfullProbabilityOfDefaultAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227463">3,974</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_DefaultMemberifrsfullProbabilityOfDefaultAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212257">3,974</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_DefaultMemberifrsfullProbabilityOfDefaultAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224411">3,489</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_DefaultMemberifrsfullProbabilityOfDefaultAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212259">3,489</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212260">623,191</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212261">46,460</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225155">3,974</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212264">597,069</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212265">35,350</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225163">3,489</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212267">635,908</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212268">1,147</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212269">2,656</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224300">1,444</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212271">5,247</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212272">997</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212273">2,424</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224296">1,266</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212275">4,687</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212276">622,044</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212277">43,804</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224310">2,530</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212279">668,378</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212280">596,072</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212281">32,926</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224306">2,223</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212283">631,221</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:36%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
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<td/>
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<td style="vertical-align:bottom;width:2%"/>
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<td style="vertical-align:bottom;width:2%"/></tr>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Business and government loans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212284">138,789</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212285">1,482</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212286">140,271</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212287">146,999</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212288">1,829</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212289">148,828</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Investment</div> grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212290">121,999</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212291">7,169</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212292">129,168</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212293">124,749</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212294">8,800</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212295">133,549</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Watch list</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212296">7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212297">4,468</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212298">4,475</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212299">10</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212300">4,819</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212301">4,829</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225187">2,485</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225188">36</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225189">2,521</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224569">2,190</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225179">25</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225180">2,215</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225174">3,270</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212309">3,270</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225172">3,250</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212311">3,250</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212312">263,280</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212313">13,155</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224734">3,270</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212315">279,705</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212316">273,948</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212317">15,473</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225177">3,250</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212319">292,671</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212320">713</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212321">606</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227783">897</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212323">2,216</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212324">586</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212325">475</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227785">788</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212327">1,849</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212328">262,567</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212329">12,549</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227788">2,373</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212331">277,489</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212332">273,362</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212333">14,998</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227792">2,462</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212335">290,822</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:30%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
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<td style="vertical-align:bottom;width:1%"/>
<td/>
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<td style="vertical-align:bottom;width:2%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Undrawn loan commitments&#160;&#8211;<br/> Business and government</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212336">242,637</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212337">1,101</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212338">243,738</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212339">243,635</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;<ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212340">1,124</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212341">244,759</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-investment</div> grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212342">60,136</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212343">1,841</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212344">61,977</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212345">59,572</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212346">2,894</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212347">62,466</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Watch list</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212348">1,007</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212349">1,007</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212350">1,142</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212351">1,142</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224589">4,593</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224613">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224609">4,594</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224608">3,921</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224607">3,921</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_DefaultMemberifrsfullProbabilityOfDefaultAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224606">31</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_DefaultMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212358">31</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_DefaultMemberifrsfullProbabilityOfDefaultAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224597">32</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_DefaultMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212360">32</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212361">307,366</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212362">3,950</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_StageThreeExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224603">31</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2025_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212364">311,347</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212365">307,128</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212366">5,160</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224599">32</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" contextRef="PAsOn10_31_2024_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212368">312,320</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212369">141</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212370">34</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212371">175</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212372">153</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212373">33</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212374">186</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212375">307,225</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212376">3,916</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" contextRef="PAsOn10_31_2025_StageThreeExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224622">31</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" contextRef="PAsOn10_31_2025_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212378">311,172</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212379">306,975</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212380">5,127</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;&#8201;&#8199;<ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224626">32</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" contextRef="PAsOn10_31_2024_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212382">312,134</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="width:36%"/>
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<td/>
<td/>
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<td style="vertical-align:bottom"/>
<td/>
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<td style="vertical-align:bottom;width:2%"/>
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<td/>
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<td/>
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<td style="vertical-align:bottom"/>
<td/>
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<td style="vertical-align:bottom;width:2%"/>
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<td/>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Total <div style="white-space:nowrap;display:inline;">non-retail</div> loans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212383">381,426</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212384">2,583</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212385">384,009</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212386">390,634</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212387">2,953</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_InvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212388">393,587</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-investment</div> grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212389">182,135</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212390">9,010</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212391">191,145</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212392">184,321</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212393">11,694</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212394">196,015</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Watch list</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212395">7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212396">5,475</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212397">5,482</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212398">10</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212399">5,961</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212400">5,971</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227823">7,078</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227822">37</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225196">7,115</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225197">6,111</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227814">25</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227828">6,136</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_DefaultMemberifrsfullProbabilityOfDefaultAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227815">3,301</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_DefaultMemberifrsfullProbabilityOfDefaultAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212408">3,301</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_DefaultMemberifrsfullProbabilityOfDefaultAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227827">3,282</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_DefaultMemberifrsfullProbabilityOfDefaultAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212410">3,282</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212411">570,646</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212412">17,105</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227819">3,301</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212414">591,052</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212415">581,076</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212416">20,633</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227825">3,282</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212418">604,991</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212419">854</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212420">640</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225200">897</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2025_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212422">2,391</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212423">739</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212424">508</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225207">788</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AllowanceAccountForCreditLossesOfLoans" contextRef="PAsOn10_31_2024_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212426">2,035</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212427">569,792</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212428">16,465</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225213">2,404</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2025_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212430">588,661</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212431">580,337</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212432">20,125</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225210">2,494</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansNet" contextRef="PAsOn10_31_2024_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212434">602,956</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> </ix:continuation> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:continuation> </div></div></div><ix:continuation id="TextSelectionAppend_151228634_42" continuedAt="TextSelectionAppend_151228634_43"><div></div></ix:continuation></div><div><div style="line-height:normal;display: inline;"><ix:continuation id="TextSelectionAppend_151228634_43" continuedAt="TextSelectionAppend_151228634_44"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228634_44" continuedAt="TextSelectionAppend_151228634_45"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228634_45" continuedAt="TextSelectionAppend_151228634_46"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228634_46"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><ix:nonNumeric name="bns:DisclosureOfFinancialAssetsThatArePastDueButNotImpairedExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-176775">
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(g)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loans past due but not impaired<div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px">(1)</div> </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A loan is considered past due when a counterparty has not made a payment by the contractual due date. The following table presents the carrying value of loans that are contractually past due but not classified as impaired. In cases where borrowers have opted to participate in payment deferral programs, deferral of payments is not considered past due and such loans are not aged further during the deferral period. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">31&#160;-&#160;60<br/> days</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">61&#160;-&#160;90<br/> days</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">91&#160;days<br/> and<br/> greater<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">31&#160;-&#160;60<br/> days</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">61&#160;-&#160;90<br/> days</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">91&#160;days<br/> and<br/> greater<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225222">1,603</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225221">767</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227426">2,370</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227427">1,418</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227428">718</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225218">2,136</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227418">691</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227419">353</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227420">1,044</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227421">647</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227422">343</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225224">990</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225223">289</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225220">189</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanThreeMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225219">430</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227410">908</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227409">242</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227405">172</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanThreeMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227404">398</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227403">812</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225225">238</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227417">104</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227416">342</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227415">192</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227414">48</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227413">240</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227412">2,821</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227411">1,413</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanThreeMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227429">430</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225216">4,664</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225217">2,499</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227423">1,281</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanThreeMonthsMemberifrsfullPastDueStatusAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227424">398</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LoansBeforeAllowanceForLoanLosses" contextRef="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227425">4,178</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Loans past due 30 days or less are not presented in this analysis as they are not administratively considered past due. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For loans where payment deferrals were granted, deferred payments are not considered past due and such loans are not aged further during the deferral period. Regular aging of the loans resumes, after the end of the deferral period. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">All loans that are over 90 days past due are considered impaired with the exception of credit card receivables which are considered impaired when 180 days past due. </div></td></tr></table> </ix:nonNumeric> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfPurchasedCreditImpairedLoansExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-177191">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(h)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Purchased credit-impaired loans </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Certain financial assets including loans are credit-impaired on initial recognition either through acquisition or origination. The following table provides details of such assets: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:87%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unpaid principal balance<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8199;<ix:nonFraction name="bns:UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans" contextRef="PAsOn10_31_2025_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227430">224</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;&#8199;&#8199;<ix:nonFraction name="bns:UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans" contextRef="PAsOn10_31_2024_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227431">243</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit-related fair value adjustments</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans" contextRef="PAsOn10_31_2025_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212472">24</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans" contextRef="PAsOn10_31_2024_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212473">29</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GrossCarryingValueOfLoansIndividuallyImpaired" contextRef="PAsOn10_31_2025_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212474">200</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GrossCarryingValueOfLoansIndividuallyImpaired" contextRef="PAsOn10_31_2024_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212475">214</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3 allowance</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2025_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212476">1</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" contextRef="PAsOn10_31_2024_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis_StageThreeMemberBNSCreditRiskRatingAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212477">1</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value net of related allowance</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansAcquiredCreditImpairedNet" contextRef="PAsOn10_31_2025_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212478">199</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansAcquiredCreditImpairedNet" contextRef="PAsOn10_31_2024_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212479">213</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents principal amount owed net of write-offs. </div></td></tr></table> </ix:nonNumeric></ix:continuation> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfTransfersOfFinancialAssetsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151229163" id="ixv-177317">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td id="fin937872_13" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Derecognition of Financial Assets </div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Securitization of residential mortgage loans </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank securitizes fully insured residential mortgage loans, Bank originated and others, through the creation of mortgage-backed securities (MBS) under the National Housing Act (NHA) MBS program, sponsored by Canada Mortgage and Housing Corporation (CMHC). MBS created under the program are primarily sold to Canada Housing Trust (the Trust), a government sponsored entity, under the Canada Mortgage Bond (CMB) program, and/or third-party investors. The Trust issues securities to third-party investors. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Under the mortgage sale programs described above, certain transactions did not meet the derecognition requirements, as the Bank retains the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-payment</div> and interest rate risk associated with the mortgages. These risks represent substantially all of the risks and rewards associated with the transferred assets, and accordingly, the mortgages continue to be recognized on the Bank&#8217;s balance sheet. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">However, certain mortgage transactions qualified for derecognition, as substantially all risks and rewards of ownership were transferred to third parties. During the year ended October&#160;31, 2025, the Bank sold and derecognized $<ix:nonFraction name="ifrs-full:RecognisedAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets" contextRef="PAsOn10_31_2025_SecuritiesLendingMemberifrsfullContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212480">4,550</ix:nonFraction>&#160;million (2024 &#8211; $<ix:nonFraction name="ifrs-full:RecognisedAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets" contextRef="PAsOn10_31_2024_SecuritiesLendingMemberifrsfullContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212481">8,486</ix:nonFraction>&#160;million) of these mortgages. The Bank retains residual interests in the derecognized mortgages, representing its continuing involvement. As at October&#160;31, 2025, the carrying value of these retained interests was $<ix:nonFraction name="ifrs-full:GainLossOfDerecognisedFinancialAssetsAtDateOfTransfer" contextRef="P11_01_2024To10_31_2025_SecuritiesLendingMemberifrsfullContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212482">365</ix:nonFraction>&#160;million (2024 &#8211; $<ix:nonFraction name="ifrs-full:GainLossOfDerecognisedFinancialAssetsAtDateOfTransfer" contextRef="P11_01_2023To10_31_2024_SecuritiesLendingMemberifrsfullContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212483">491</ix:nonFraction>&#160;million). </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The transferred mortgages continue to be recognized on the Consolidated Statement of Financial Position as residential mortgage loans. Cash proceeds received from the transfer are treated as secured borrowings and included in Deposits&#160;&#8211; Business and government on the Consolidated Statement of Financial Position. </div> <ix:nonNumeric name="ifrs-full:DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151229164" id="ixv-177333"><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table provides the carrying amount of transferred assets that do not qualify for derecognition and the associated liabilities: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:84%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value of residential mortgage loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AssetsThatEntityContinuesToRecognise" contextRef="PAsOn10_31_2025_ResidentialMortgageLoansMemberifrsfullTypesOfFinancialAssetsAxis_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227440">8,759</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:AssetsThatEntityContinuesToRecognise" contextRef="PAsOn10_31_2024_ResidentialMortgageLoansMemberifrsfullTypesOfFinancialAssetsAxis_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227443">11,190</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other related assets<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AssetsThatEntityContinuesToRecognise" contextRef="PAsOn10_31_2025_OtherRelatedAssetsMemberifrsfullTypesOfFinancialAssetsAxis_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227442">6,868</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AssetsThatEntityContinuesToRecognise" contextRef="PAsOn10_31_2024_OtherRelatedAssetsMemberifrsfullTypesOfFinancialAssetsAxis_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227441">7,202</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value of associated liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:AssociatedLiabilitiesThatEntityContinuesToRecognise" contextRef="PAsOn10_31_2025_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227444">15,531</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AssociatedLiabilitiesThatEntityContinuesToRecognise" contextRef="PAsOn10_31_2024_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227445">17,923</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The fair value of the transferred assets is $<ix:nonFraction name="ifrs-full:FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety" contextRef="PAsOn10_31_2025_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212490">15,298</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="ifrs-full:FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety" contextRef="PAsOn10_31_2024_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212491">18,092</ix:nonFraction>) and the fair value of the associated liabilities is $<ix:nonFraction name="ifrs-full:FairValueOfAssociatedFinancialLiabilities" contextRef="PAsOn10_31_2025_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212492">15,593</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="ifrs-full:FairValueOfAssociatedFinancialLiabilities" contextRef="PAsOn10_31_2024_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212493">17,692</ix:nonFraction>), for a net position of $(<ix:nonFraction name="ifrs-full:FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety" contextRef="PAsOn10_31_2025_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212494">295</ix:nonFraction>) (2024 &#8211; $<ix:nonFraction name="ifrs-full:FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety" contextRef="PAsOn10_31_2024_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212495">400</ix:nonFraction>). </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">These include cash held in trust and trust permitted investment assets, including repurchase style transactions of mortgage-backed securities, acquired as part of principal reinvestment account that the Bank is required to maintain in order to participate in the programs. </div></td></tr></table></ix:nonNumeric> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Securitization of credit card receivables and auto loans </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank securitizes a portion of its unsecured credit card and auto loan receivables through consolidated structured entities. These receivables continue to be recognized on the Consolidated Statement of Financial Position as credit card loans and personal loans. For further details, refer to Note 14. </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"><ix:exclude>2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">197</div></div> </div></ix:exclude></div> </ix:nonNumeric></div></div> <ix:continuation id="TextSelection_151229163" continuedAt="TextSelectionAppend_151229163_1"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151229163_1" continuedAt="TextSelectionAppend_151229163_2"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151229163_2" continuedAt="TextSelectionAppend_151229163_3"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation></div></div></div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151229163_3"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Securities sold under repurchase agreements and securities lent </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank enters into transactions, such as repurchase agreements and securities lending agreements, where the Bank transfers assets under agreements to repurchase them on a future date and retains all the substantial risks and rewards associated with the assets. The transferred assets remain on the Consolidated Statement of Financial Position. </div> <ix:continuation id="TextSelection_151229164"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table provides the carrying amount of the transferred assets and the associated liabilities: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value of assets associated with:</div> </td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Repurchase agreements<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:AssetsThatEntityContinuesToRecognise" contextRef="PAsOn10_31_2025_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis_RepurchaseAgreementMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224740">174,010</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:AssetsThatEntityContinuesToRecognise" contextRef="PAsOn10_31_2024_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis_RepurchaseAgreementMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224741">174,334</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities lending agreements</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AssetsThatEntityContinuesToRecognise" contextRef="PAsOn10_31_2025_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis_SecuritiesLendingMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224742">78,548</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:AssetsThatEntityContinuesToRecognise" contextRef="PAsOn10_31_2024_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis_SecuritiesLendingMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224743">58,477</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AssetsThatEntityContinuesToRecognise" contextRef="PAsOn10_31_2025_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224744">252,558</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:AssetsThatEntityContinuesToRecognise" contextRef="PAsOn10_31_2024_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224745">232,811</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value of associated liabilities<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AssociatedLiabilitiesThatEntityContinuesToRecognise" contextRef="PAsOn10_31_2025_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224746">189,144</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="ifrs-full:AssociatedLiabilitiesThatEntityContinuesToRecognise" contextRef="PAsOn10_31_2024_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224747">190,449</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The fair value of transferred assets is $<ix:nonFraction name="ifrs-full:FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety" contextRef="PAsOn10_31_2025_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212505">252,558</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="ifrs-full:FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety" contextRef="PAsOn10_31_2024_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212506">232,811</ix:nonFraction>) and the fair value of the associated liabilities is $<ix:nonFraction name="ifrs-full:FairValueOfAssociatedFinancialLiabilities" contextRef="PAsOn10_31_2025_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212507">189,144</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="ifrs-full:FairValueOfAssociatedFinancialLiabilities" contextRef="PAsOn10_31_2024_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212508">190,449</ix:nonFraction>), for a net position of $<ix:nonFraction name="ifrs-full:FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety" contextRef="PAsOn10_31_2025_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212509">63,414</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="ifrs-full:FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety" contextRef="PAsOn10_31_2024_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212510">42,362</ix:nonFraction>). </div> </td> </tr> </table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Does not include over-collateralization of assets pledged. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Liabilities for securities lending arrangements only include amounts related to cash collateral received. For securities received as collateral, refer to Note 34(a)(iv). </div> </td> </tr> </table> </ix:continuation> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Other <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet arrangements </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank uses a capital vehicle to transfer credit exposure to security holders of the vehicle. While credit exposures are transferred, the related assets are not derecognized from the balance sheet. For further details, refer to Note 14. </div> </ix:continuation> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfInformationAboutInterestsInStructuredEntityExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228672" id="ixv-177613">
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<td id="fin937872_14" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Structured Entities </div> </td> </tr> </table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Consolidated structured entities </div></div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">U.S. multi-seller conduit </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank-sponsored U.S. multi-seller conduit purchases high-quality financial assets from independent third parties (the sellers) funded by the issuance of highly rated asset-backed commercial paper. The sellers continue to service the financial assets and provide credit enhancements through overcollateralization protection and cash reserves. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Each asset purchased by the conduit has a deal-specific liquidity facility provided by the Bank in the form of a Liquidity Asset Purchase Agreement (LAPA). The primary purpose of the LAPA is to provide an alternative source of financing in the event the conduit is unable to access the asset-backed commercial paper market. The administration agent can require the Bank in its capacity as liquidity provider to purchase an interest in the related assets owned by the conduit. The Bank is not obligated to perform under the LAPA agreements in the event the conduit itself is insolvent. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s liquidity agreements with the conduit call for the Bank to fund full par value of the assets, including defaulted assets, if any, of the conduit. This facility is available to absorb the losses on defaulted assets, if any, in excess of losses absorbed by deal-specific seller credit enhancements. Further, the Bank holds the subordinated note issued by the conduit. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s exposure from the U.S. conduit through the LAPA, including the obligation to purchase defaulted assets and investment in the conduit&#8217;s subordinated note, give the Bank the obligation to absorb losses that could potentially be significant to the conduit, which in conjunction with power to direct the conduit&#8217;s activities, result in the Bank consolidating the U.S. multi-seller conduit. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The conduit&#8217;s assets of $<ix:nonFraction name="bns:AssetsRecognizedInEntitysFinancialStatementsInRelationToConsolidatedStructuredEntities" contextRef="PAsOn10_31_2025_BusinessAndGovernmentLoansMemberBNSBalanceSheetLocationAxis_UsMultisellerConduitMemberifrsfullConsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-212511">14</ix:nonFraction> billion (2024 &#8211; $<ix:nonFraction name="bns:AssetsRecognizedInEntitysFinancialStatementsInRelationToConsolidatedStructuredEntities" contextRef="PAsOn10_31_2024_BusinessAndGovernmentLoansMemberBNSBalanceSheetLocationAxis_UsMultisellerConduitMemberifrsfullConsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-212512">11</ix:nonFraction> billion) are primarily included in Business and government loans on the Bank&#8217;s Consolidated Statement of Financial Position. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">There are contractual restrictions on the ability of the Bank&#8217;s consolidated U.S. multi-seller conduit to transfer funds to the Bank. The Bank is restricted from accessing the conduit&#8217;s assets under the relevant arrangements. The Bank has no rights to the assets owned by the conduit. In the normal course of business, the assets of the conduit can only be used to settle the obligations of the conduit. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Bank funding vehicles and capital vehicles </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank uses funding and capital vehicles to facilitate cost-efficient financing of its own operations, including the issuance of covered bonds and notes. Activities of funding structured entities are generally limited to holding an interest in a pool of assets or receivables generated by the Bank. Capital vehicles include Scotiabank LRCN Trust which was established in connection with the Bank&#8217;s issuance of qualifying regulatory capital instruments. These structured entities are consolidated due to the Bank&#8217;s decision-making power and ability to use that power to affect the returns. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Covered bonds </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank has a registered covered bond program through which it issues debt that is guaranteed by Scotiabank Covered Bond Guarantor Limited Partnership (the &#8220;LP&#8221;). Under this program, the LP purchases uninsured residential mortgages from the Bank, which it acquires with funding provided by the Bank. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">As at October&#160;31, 2025, $<ix:nonFraction name="bns:CoveredBondsOutstanding" contextRef="PAsOn10_31_2025_DepositsFromBusinessAndGovernmentMemberBNSBalanceSheetLocationAxis_ScotiabankCoveredBondGuarantorLimitedPartnershipMemberifrsfullConsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-212513">46.7</ix:nonFraction>&#160;billion (2024 &#8211; $<ix:nonFraction name="bns:CoveredBondsOutstanding" contextRef="PAsOn10_31_2024_DepositsFromBusinessAndGovernmentMemberBNSBalanceSheetLocationAxis_ScotiabankCoveredBondGuarantorLimitedPartnershipMemberifrsfullConsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-212514">47.0</ix:nonFraction> billion) covered bonds were outstanding and included in Deposits&#160;&#8211; Business and government on the Consolidated Statement of Financial Position. The Bank&#8217;s outstanding covered bonds are denominated in U.S. dollars, British pounds, Swiss francs, Euros, Canadian Dollars, and Norwegian Kroner. As at October&#160;31, 2025, assets pledged in relation to these covered bonds were uninsured residential mortgages denominated in Canadian dollars of $<ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2025_ScotiabankCoveredBondGuarantorLimitedPartnershipMemberifrsfullConsolidatedStructuredEntitiesAxis_UninsuredResidentialMortgageBackedSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-212515">44.8</ix:nonFraction>&#160;billion (2024 &#8211; $<ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2024_ScotiabankCoveredBondGuarantorLimitedPartnershipMemberifrsfullConsolidatedStructuredEntitiesAxis_UninsuredResidentialMortgageBackedSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-212516">48.0</ix:nonFraction> billion). These figures exclude activities in connection with covered bonds held by the Bank and that are eliminated upon consolidation. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Credit card receivables securitization trust</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank securitizes a portion of its Canadian credit card receivables through a Bank-sponsored structured entity. This entity issues senior and subordinated notes to third-party investors and the proceeds of such issuance are used to purchase <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">co-ownership</div> interests in credit card receivables originated by the Bank. Recourse of the note holders is limited to the purchased interest. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank is responsible for servicing the transferred credit card receivables as well as performing administrative functions for this entity. As at October&#160;31, 2025, U.S.$<ix:nonFraction name="bns:SubordinatedNotesOutstanding" contextRef="PAsOn10_31_2025_DepositsFromBusinessAndGovernmentMemberBNSBalanceSheetLocationAxis_HalifaxReceivablesTrustMemberifrsfullConsolidatedStructuredEntitiesAxis_UnsecuredPersonalLineOfCreditReceivablesMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_USD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-212517">2.3</ix:nonFraction> billion ($<ix:nonFraction name="bns:SubordinatedNotesOutstanding" contextRef="PAsOn10_31_2025_DepositsFromBusinessAndGovernmentMemberBNSBalanceSheetLocationAxis_HalifaxReceivablesTrustMemberifrsfullConsolidatedStructuredEntitiesAxis_UnsecuredPersonalLineOfCreditReceivablesMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-212518">3.2</ix:nonFraction> billion Canadian dollar equivalent) (2024&#160;&#8211; U.S.$<ix:nonFraction name="bns:SubordinatedNotesOutstanding" contextRef="PAsOn10_31_2024_DepositsFromBusinessAndGovernmentMemberBNSBalanceSheetLocationAxis_HalifaxReceivablesTrustMemberifrsfullConsolidatedStructuredEntitiesAxis_UnsecuredPersonalLineOfCreditReceivablesMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_USD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-212519">2.4</ix:nonFraction>&#160;billion, $<ix:nonFraction name="bns:SubordinatedNotesOutstanding" contextRef="PAsOn10_31_2024_DepositsFromBusinessAndGovernmentMemberBNSBalanceSheetLocationAxis_HalifaxReceivablesTrustMemberifrsfullConsolidatedStructuredEntitiesAxis_UnsecuredPersonalLineOfCreditReceivablesMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-212520">3.3</ix:nonFraction>&#160;billion Canadian dollar equivalent) Class&#160;A </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">198</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div> </ix:nonNumeric></div> </div> <ix:continuation id="TextSelection_151228672" continuedAt="TextSelectionAppend_151228672_1"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228672_1" continuedAt="TextSelectionAppend_151228672_2"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228672_2" continuedAt="TextSelectionAppend_151228672_3"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151228672_3" continuedAt="TextSelectionAppend_151228672_4"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold;text-indent: 0px;"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;text-indent: 0px;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">notes; and U.S.$<ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2025_DepositsFromBusinessAndGovernmentMemberBNSBalanceSheetLocationAxis_HalifaxReceivablesTrustMemberifrsfullConsolidatedStructuredEntitiesAxis_UnsecuredPersonalLineOfCreditReceivablesMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212522">196</ix:nonFraction> million ($<ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2025_DepositsFromBusinessAndGovernmentMemberBNSBalanceSheetLocationAxis_HalifaxReceivablesTrustMemberifrsfullConsolidatedStructuredEntitiesAxis_UnsecuredPersonalLineOfCreditReceivablesMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212523">274</ix:nonFraction> million Canadian dollar equivalent) (2024&#160;&#8211; U.S.$<ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2024_DepositsFromBusinessAndGovernmentMemberBNSBalanceSheetLocationAxis_HalifaxReceivablesTrustMemberifrsfullConsolidatedStructuredEntitiesAxis_UnsecuredPersonalLineOfCreditReceivablesMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212524">209</ix:nonFraction>&#160;million, $<ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2024_DepositsFromBusinessAndGovernmentMemberBNSBalanceSheetLocationAxis_HalifaxReceivablesTrustMemberifrsfullConsolidatedStructuredEntitiesAxis_UnsecuredPersonalLineOfCreditReceivablesMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212525">291</ix:nonFraction>&#160;<div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">million Canadian dollar equivalent) subordinated Class&#160;B and Class&#160;C notes were outstanding and included in Deposits &#8211; Business and government on the Consolidated Statement of Financial Position. As at October&#160;31, 2025, assets pledged in relation to the offered and retained notes were credit card receivables, denominated in Canadian dollars, of $</div></div><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2025_CreditCardReceivableMemberifrsfullCategoriesOfFinancialAssetsAxis_TrilliumcreditCardTrustIiMemberifrsfullConsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-212526">3.6</ix:nonFraction>&#160;billion (2024&#160;&#8211; $<ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2024_CreditCardReceivableMemberifrsfullCategoriesOfFinancialAssetsAxis_TrilliumcreditCardTrustIiMemberifrsfullConsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-212527">3.8</ix:nonFraction> billion). </div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Auto loan receivables securitization trusts </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;">The Bank securitizes a portion of its Canadian auto loan receivables through its Securitized Term Auto Receivables Trust program (SSTRT) and Securitized Term Auto Loan Receivables Trust <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2025-A</div> (START <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2025-</div> A), Bank sponsored consolidated structured entities. The structured entities issue offered notes to third-party investors and retained notes to the Bank. Recourse of the noteholders is limited to the receivables and a cash reserve account. </div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">As at October 31, 2025, U.S. $<ix:nonFraction name="bns:AutoLoanReceivablesSecuritizationTrustOutstanding" contextRef="PAsOn10_31_2025" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212528">301</ix:nonFraction> million ($<ix:nonFraction name="bns:AutoLoanReceivablesSecuritizationTrustOutstanding" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212529">423</ix:nonFraction> million Canadian dollar equivalent) (</div>October 31, 2024 &#8211; <ix:nonFraction name="bns:AutoLoanReceivablesSecuritizationTrustOutstanding" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt-sec:numwordsen" id="ixv-212530">nil</ix:nonFraction>) <div style="letter-spacing: 0px; top: 0px;display:inline;">offered notes that were issued to third party investors were outstanding and included in Deposits &#8211; Business and government on the Consolidated Statement of Financial Position. <div style="null;text-indent: 0px;display:inline;">The sale of such receivables does not qualify for derecognition, and the receivables continue to be recognized on the Bank&#8217;s Consolidated Statement of Financial Position. As at October 31, 2025, assets pledged in relation to the offered and retained notes were Canadian auto loan receivables, denominated in Canadian dollars of $</div><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2025_LoansAndReceivablesCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212531">4,488</ix:nonFraction> million (2024 &#8211; <ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2024_LoansAndReceivablesCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt-sec:numwordsen" id="ixv-212532">nil</ix:nonFraction>).&#160;</div> </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">Scotiabank LRCN Trust </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">The Bank sponsors the Scotiabank LRCN Trust established in connection with the issuance of limited recourse capital notes. As at October&#160;31, 2025, $<ix:nonFraction name="ifrs-full:DebtSecurities" contextRef="PAsOn10_31_2025_GuaranteedLinkedNotesMemberBNSBalanceSheetLocationAxis_ScotiabankCoveredBondGuarantorLimitedPartnershipMemberifrsfullConsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-212533">8.4</ix:nonFraction> billion (2024&#160;&#8211; $<ix:nonFraction name="ifrs-full:DebtSecurities" contextRef="PAsOn10_31_2024_GuaranteedLinkedNotesMemberBNSBalanceSheetLocationAxis_ScotiabankCoveredBondGuarantorLimitedPartnershipMemberifrsfullConsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-212534">5.5</ix:nonFraction> billion) <div style="letter-spacing: 0px; top: 0px;display:inline;">of externally-issued limited recourse capital notes were outstanding and included in Preferred shares and other equity instruments on the Consolidated Statement of Financial Position. Refer to Note 23(b) &#8211; Preferred shares and other equity instruments for further information.&#160;</div> </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Other </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">Assets of other consolidated structured entities are comprised of securities, deposits with banks and other assets to meet the Bank&#8217;s and&#160;customer needs. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Unconsolidated structured entities </div></div> </td> </tr> </table> <ix:nonNumeric name="ifrs-full:DisclosureOfUnconsolidatedStructuredEntitiesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-177701"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">The following table provides information about other structured entities which the Bank does not control and therefore does not consolidate. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;">&#160;<br/></div> <div style="text-align: center;text-indent: 0px;"></div>
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<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 3%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 3%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="14" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">($ millions)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Canadian&#160;multi-seller</div><br/>conduits that the<br/>Bank administers</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Structured<br/>finance<br/>entities</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/>funding<br/>vehicles</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total assets on structured entity&#8217;s financial statements</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" contextRef="PAsOn10_31_2025_CanadianMultisellerConduitsThatTheBankAdministersMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212535">6,971</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" contextRef="PAsOn10_31_2025_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212536">22,746</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" contextRef="PAsOn10_31_2025_CapitalFundingVehiclesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212537">2,575</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" contextRef="PAsOn10_31_2025_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212538">32,292</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets recognized on the Bank&#8217;s financial statements:</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Trading assets</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingAssets" contextRef="PAsOn10_31_2025_CanadianMultisellerConduitsThatTheBankAdministersMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212539">26</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingAssets" contextRef="PAsOn10_31_2025_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212540">709</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingAssets" contextRef="PAsOn10_31_2025_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212541">735</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2025_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212542">786</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2025_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212543">786</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesToCustomers" contextRef="PAsOn10_31_2025_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221475">8,546</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LoansAndAdvancesToCustomers" contextRef="PAsOn10_31_2025_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221474">8,546</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:UnconsolidatedStructuredEntitiesOtherAssets" contextRef="PAsOn10_31_2025_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212546">52</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:UnconsolidatedStructuredEntitiesOtherAssets" contextRef="PAsOn10_31_2025_CapitalFundingVehiclesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212547">99</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:UnconsolidatedStructuredEntitiesOtherAssets" contextRef="PAsOn10_31_2025_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212548">151</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_CanadianMultisellerConduitsThatTheBankAdministersMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212549">26</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212550">10,093</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_CapitalFundingVehiclesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212551">99</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212552">10,218</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Liabilities recognized on the Bank&#8217;s financial statements:</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposits &#8211; Business and government</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DepositsFromBusinessAndGovernment" contextRef="PAsOn10_31_2025_CapitalFundingVehiclesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212553">2,533</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DepositsFromBusinessAndGovernment" contextRef="PAsOn10_31_2025_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212554">2,533</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:UnconsolidatedStructuredEntitiesOtherLiabilities" contextRef="PAsOn10_31_2025_CapitalFundingVehiclesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212555">43</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:UnconsolidatedStructuredEntitiesOtherLiabilities" contextRef="PAsOn10_31_2025_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212556">43</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Liabilities" contextRef="PAsOn10_31_2025_CapitalFundingVehiclesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212557">2,576</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Liabilities" contextRef="PAsOn10_31_2025_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212558">2,576</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank&#8217;s maximum exposure to loss</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" contextRef="PAsOn10_31_2025_CanadianMultisellerConduitsThatTheBankAdministersMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221504">6,997</ix:nonFraction></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); white-space: nowrap; background-color: rgb(255, 255, 255); width: 2%;"><div style="font-weight:bolder;display:inline;width:100%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div>&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" contextRef="PAsOn10_31_2025_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212560">22,670</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" contextRef="PAsOn10_31_2025_CapitalFundingVehiclesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212561">71</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" contextRef="PAsOn10_31_2025_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212562">29,738</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="16" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="14" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">($ millions)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian&#160;multi-seller<br/> conduits that the<br/> Bank administers</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Structured<br/> finance<br/> entities</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> funding<br/> vehicles</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total assets (on structured entity&#8217;s financial statements)</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;<ix:nonFraction name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" contextRef="PAsOn10_31_2024_CanadianMultisellerConduitsThatTheBankAdministersMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212563">6,299</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;<ix:nonFraction name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" contextRef="PAsOn10_31_2024_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212564">13,695</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;<ix:nonFraction name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" contextRef="PAsOn10_31_2024_CapitalFundingVehiclesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212565">1,870</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;<ix:nonFraction name="ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" contextRef="PAsOn10_31_2024_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212566">21,864</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets recognized on the Bank&#8217;s financial statements:</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; width: 2%;"/>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; width: 2%;"/>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; width: 3%;"/>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; width: 3%;"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Trading assets</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingAssets" contextRef="PAsOn10_31_2024_CanadianMultisellerConduitsThatTheBankAdministersMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212567">8</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingAssets" contextRef="PAsOn10_31_2024_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212568">306</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingAssets" contextRef="PAsOn10_31_2024_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212569">314</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2024_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212570">842</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2024_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212571">842</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesToCustomers" contextRef="PAsOn10_31_2024_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221476">4,757</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LoansAndAdvancesToCustomers" contextRef="PAsOn10_31_2024_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221473">4,757</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:UnconsolidatedStructuredEntitiesOtherAssets" contextRef="PAsOn10_31_2024_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212574">35</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"/>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; width: 2%;"/>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; width: 2%;"/>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; width: 3%;"/>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; width: 3%;"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DepositsFromBusinessAndGovernment" contextRef="PAsOn10_31_2024_CapitalFundingVehiclesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212581">1,842</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DepositsFromBusinessAndGovernment" contextRef="PAsOn10_31_2024_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212582">1,842</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_CapitalFundingVehiclesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212583">28</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:DerivativeFinancialLiabilities" contextRef="PAsOn10_31_2024_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212584">28</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"/>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:Liabilities" contextRef="PAsOn10_31_2024_CapitalFundingVehiclesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212585">1,870</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:Liabilities" contextRef="PAsOn10_31_2024_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212586">1,870</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); white-space: nowrap; width: 2%;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div>&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" contextRef="PAsOn10_31_2024_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212588">11,469</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" contextRef="PAsOn10_31_2024_CapitalFundingVehiclesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212589">76</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Loan balances are presented net of allowance for credit losses. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes up to a maximum amount of $<ix:nonFraction name="ifrs-full:CommercialPapersIssued" contextRef="PAsOn10_31_2025_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-212591">1.6</ix:nonFraction> billion (2024 &#8211; $<ix:nonFraction name="ifrs-full:CommercialPapersIssued" contextRef="PAsOn10_31_2024_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-212592">1.4</ix:nonFraction> billion) relating to backstop liquidity facilities provided by the Bank to these multi-seller conduits based on future asset purchases by these conduits. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> </ix:nonNumeric> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;text-indent: 0px;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right;text-indent: 0px;"></div> </ix:continuation><ix:continuation id="TextSelectionAppend_151228672_4" continuedAt="TextSelectionAppend_151228672_5"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">199</div></div> </div></div> </ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228672_5" continuedAt="TextSelectionAppend_151228672_6"><div style="text-indent: 0px; margin-bottom: 1em; margin-top: 1em"></div></ix:continuation> </div> </div> </div> <ix:continuation id="TextSelectionAppend_151228672_6" continuedAt="TextSelectionAppend_151228672_7"><div></div></ix:continuation> </div> <ix:continuation id="TextSelectionAppend_151228672_7" continuedAt="TextSelectionAppend_151228672_8"><div> <div style="line-height:normal;display: inline;"> <ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude> <ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></div> </div></ix:continuation> </div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151228672_8"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s maximum exposure to loss represents the notional amounts of guarantees, liquidity facilities, and other credit support relationships with the structured entities, the credit risk amount for certain derivative contracts with the entities and the amount invested where the Bank holds an ownership interest in the structured entities. Of the aggregate amount of maximum exposure to loss as at October&#160;31, 2025, the Bank has recorded $<ix:nonFraction name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" contextRef="PAsOn10_31_2025_BankOfNovaScotiaMemberdeiLegalEntityAxis_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-212594">10.2</ix:nonFraction> billion (2024 &#8211; $<ix:nonFraction name="ifrs-full:MaximumExposureToLossFromInterestsInStructuredEntities" contextRef="PAsOn10_31_2024_BankOfNovaScotiaMemberdeiLegalEntityAxis_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-212595">6.1</ix:nonFraction> billion), primarily loans issued to structured entities, on the&#160;Consolidated Statement of Financial Position. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Canadian multi-seller conduits that the Bank administers </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;">In 2025, the Bank established Temperance Street Funding Trust, a Canadian multi-seller conduit. The Bank sponsors a total of three Canadian multi-seller conduits. The conduits purchase assets from independent third parties (the sellers) funded by the issuance of asset-backed commercial paper. The sellers continue to service the assets and provide credit enhancements through overcollateralization protection and cash reserves. The Bank has no rights to these assets as they are available to support the obligations of the respective programs but manages the commercial paper selling programs for a fee. To ensure timely repayment of the commercial paper, each asset pool financed by the multi-seller conduits has a deal-specific LAPA or liquidity agreement (LA) with the Bank. Pursuant to the terms of the LAPA or LA, the Bank as the liquidity provider is obligated to purchase <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-defaulted</div> assets, transferred by the conduit at the conduit&#8217;s original cost as reflected in the table above. In most cases, the liquidity agreements do not require the Bank to purchase defaulted assets. Additionally, the Bank has not provided any program-wide credit enhancement to these conduits. </div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Although the Bank has power over the relevant activities of the conduits, it has limited exposure to variability in returns, which results in the Bank not consolidating the three Canadian conduits. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Structured finance entities </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank has interests in structured entities used to assist corporate clients in accessing cost-efficient financing through their securitization structures. The Bank may act as an administrator, an investor or a combination of both in these types of structures. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank provides senior credit facilities to unaffiliated structured entities that are established by third parties to acquire and/or originate loans for the purposes of issuing collateralized loan obligations (CLOs). These credit facilities benefit from subordinated capital provided by either the collateral manager or third-party investors via subordinated financing, capital injection or asset contribution. Subordinated capital represents the first loss tranche which absorbs losses prior to the Bank&#8217;s senior exposure. The Bank&#8217;s broker-dealer affiliate acts as the arranger and placement agent for the CLOs. Proceeds from the sale of the CLOs are used to repay the senior credit facilities. The Bank does not consolidate these entities as it does not have decision making power over their relevant activities, which include the acquisition and/or origination of loans and overall management of the underlying portfolio. As at October&#160;31, 2025, the Bank has funded $<ix:nonFraction name="ifrs-full:SupportProvidedToStructuredEntityWithoutHavingContractualObligationToDoSo" contextRef="P11_01_2024To10_31_2025_UnaffiliatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212596">8,114</ix:nonFraction> million of the credit facilities provided to these structured entities (October 31, 2024 &#8211; $<ix:nonFraction name="ifrs-full:SupportProvidedToStructuredEntityWithoutHavingContractualObligationToDoSo" contextRef="P11_01_2023To10_31_2024_UnaffiliatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212597">4,243</ix:nonFraction> million). </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Other <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet arrangements </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank uses a funding vehicle to transfer credit exposure on certain loan assets and purchases credit protection against eligible credit events from this vehicle. The vehicle collateralizes its obligation using cash proceeds received through the issuance of guarantee-linked notes. Loan assets are not sold or assigned to the vehicle and remain on the Bank&#8217;s Consolidated Statement of Financial Position. The total principal balance of guarantee-linked notes issued by this vehicle and outstanding was $<ix:nonFraction name="ifrs-full:DebtSecurities" contextRef="PAsOn10_31_2025_GuaranteedLinkedNotesMemberBNSBalanceSheetLocationAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212598">1,697</ix:nonFraction> million as at October&#160;31, 2025 (October&#160;31, 2024 &#8211; $<ix:nonFraction name="ifrs-full:DebtSecurities" contextRef="PAsOn10_31_2024_GuaranteedLinkedNotesMemberBNSBalanceSheetLocationAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212599">1,002</ix:nonFraction> million). These are included in Deposits &#8211; Business and government on the Bank&#8217;s Consolidated Statement of Financial Position. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Although the Bank has power over the relevant activities of these vehicles, it has limited exposure to variability in returns, which results in the Bank not consolidating these vehicles. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other unconsolidated Bank-sponsored entities </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank sponsors unconsolidated structured entities including mutual funds, in which it has insignificant or no interest at the reporting date. The Bank is a sponsor when it is significantly involved in the design and formation at inception of the structured entities, and the Bank&#8217;s name is used by the structured entities to create an awareness of the instruments being backed by the Bank&#8217;s reputation and obligation. The Bank also considers other factors, such as its continuing involvement and obligations to determine if, in substance, the Bank is a sponsor. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">As at October&#160;31, 2025, the Bank earned $<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_UnconsolidatedBankSponsoredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212600">2,851</ix:nonFraction> million (2024 &#8211; $<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_UnconsolidatedBankSponsoredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212601">2,547</ix:nonFraction> million) in revenue from unconsolidated Bank-sponsored mutual fund entities. </div> </ix:continuation> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">200</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div> </div> </div> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Consolidated Financial Statements </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"><ix:nonNumeric name="ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151221698" id="ixv-212602">&#160;</ix:nonNumeric></div> <ix:continuation id="TextSelection_151221698">
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<td id="fin937872_15" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Property and Equipment </div> </td> </tr> </table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"><ix:nonNumeric name="ifrs-full:DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151221699" id="ixv-212603">&#160;</ix:nonNumeric></div> <ix:continuation id="TextSelection_151221699">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Land &amp;<br/> Building</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equipment</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Technology<br/> Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Leasehold<br/> Improvements</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Right-of-use</div></div><br/> Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cost</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2023</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212604">1,813</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2023_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212605">1,809</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212606">705</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212607">1,854</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212608">4,336</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212609">10,517</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Additions</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212610">120</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212611">232</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212612">73</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212613">134</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212614">125</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212615">684</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212616">149</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212617">183</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212618">155</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212619">67</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212620">77</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212621">631</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212622">48</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212623">78</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212624">10</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212625">44</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212626">43</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212627">203</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212628">1,736</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212629">1,780</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212630">633</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212631">1,877</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212632">4,341</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212633">10,367</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Additions</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212634">194</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212635">144</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212636">88</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212637">117</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212638">210</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212639">753</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Disposals/Retirements<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226260">481</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226261">82</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226262">25</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226251">92</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226252">118</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226253">798</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212646">129</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212647">44</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212648">126</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212649">112</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212650">80</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212651">233</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212652">1,320</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212653">1,886</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212654">822</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212655">2,014</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212656">4,513</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212657">10,555</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Accumulated depreciation</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2023</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2023_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212658">686</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2023_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212659">1,268</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2023_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212660">381</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2023_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212661">1,152</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2023_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212662">1,388</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2023_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212663">4,875</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Depreciation</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DepreciationPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212664">49</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DepreciationPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212665">94</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DepreciationPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212666">140</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DepreciationPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212667">116</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DepreciationPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212668">331</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DepreciationPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212669">730</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212670">50</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212671">75</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212672">145</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212673">40</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212674">62</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212675">372</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212676">22</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212677">26</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212678">14</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212679">40</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212680">16</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212681">118</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212682">663</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212683">1,261</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212684">362</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212685">1,188</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212686">1,641</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212687">5,115</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Depreciation</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepreciationPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212688">36</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepreciationPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212689">83</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepreciationPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212690">133</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepreciationPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212691">113</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepreciationPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212692">318</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepreciationPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212693">683</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212694">44</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212695">67</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212696">17</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212697">71</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212698">107</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212699">306</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212700">28</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212701">1</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212702">77</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212703">40</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212704">36</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212705">182</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212706">683</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212707">1,278</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212708">555</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212709">1,270</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212710">1,888</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212711">5,674</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net book value</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212712">1,073</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212713">519</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212714">271</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212715">689</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212716">2,700</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225130">5,252</ix:nonFraction></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div>&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212718">637</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212719">608</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212720">267</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212721">744</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212722">2,625</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227766">4,881</ix:nonFraction></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div>&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes a net impairment loss recorded in Q1 2025 related to the agreement to sell the banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes $<ix:nonFraction name="ifrs-full:InvestmentProperty" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212724">39</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="ifrs-full:InvestmentProperty" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212725">36</ix:nonFraction>) of investment property. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div></ix:continuation> </ix:continuation> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfInterestsInAssociatesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151221702" id="ixv-179741">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td id="fin937872_16" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Investments in Associates </div> </td> </tr> </table> <ix:nonNumeric name="ifrs-full:DisclosureOfSignificantInvestmentsInAssociatesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-179749"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank had significant investments in the following associates: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7.5pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:43%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
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<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
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<td style="vertical-align:bottom;width:3%"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Country of<br/> incorporation</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Nature of<br/> business</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Ownership<br/> percentage</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Date&#160;of&#160;financial<br/> statements<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">KeyCorp<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonNumeric name="ifrs-full:CountryOfIncorporationOrResidenceOfAssociate" contextRef="P11_01_2024To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis" id="Fact_151224904">United&#160;States</ix:nonNumeric></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonNumeric name="ifrs-full:DescriptionOfNatureOfEntitysRelationshipWithAssociate" contextRef="P11_01_2024To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis" id="Fact_151224905">Banking</ix:nonNumeric></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProportionOfOwnershipInterestInAssociate" contextRef="P11_01_2024To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_pure" decimals="INF" scale="-2" format="ixt:num-dot-decimal" id="Fact_151224910">14.9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonNumeric name="ifrs-full:DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate" contextRef="P11_01_2024To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis" format="ixt:date-monthname-day-year-en" id="Fact_151224911">September 30, 2025</ix:nonNumeric></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:InvestmentsInAssociates" contextRef="PAsOn10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224918">4,379</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">Bank of Xi&#8217;an Co. Ltd.<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonNumeric name="ifrs-full:CountryOfIncorporationOrResidenceOfAssociate" contextRef="P11_01_2024To10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis" id="Fact_151225132">China</ix:nonNumeric></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonNumeric name="ifrs-full:DescriptionOfNatureOfEntitysRelationshipWithAssociate" contextRef="P11_01_2024To10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis" id="Fact_151224906">Banking</ix:nonNumeric></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProportionOfOwnershipInterestInAssociate" contextRef="P11_01_2024To10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_pure" decimals="INF" scale="-2" format="ixt:num-dot-decimal" id="Fact_151224909">18.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonNumeric name="ifrs-full:DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate" contextRef="P11_01_2024To10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis" format="ixt:date-monthname-day-year-en" id="Fact_151224913">September 30, 2025</ix:nonNumeric></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInAssociates" contextRef="PAsOn10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224915">729</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:InvestmentsInAssociates" contextRef="PAsOn10_31_2024_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224914">658</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">Maduro&#160;&amp; Curiel&#8217;s Bank N.V.<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(4)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonNumeric name="ifrs-full:CountryOfIncorporationOrResidenceOfAssociate" contextRef="P11_01_2024To10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis" id="Fact_151224903">Curacao</ix:nonNumeric></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonNumeric name="ifrs-full:DescriptionOfNatureOfEntitysRelationshipWithAssociate" contextRef="P11_01_2024To10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis" id="Fact_151224907">Banking</ix:nonNumeric></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProportionOfOwnershipInterestInAssociate" contextRef="P11_01_2024To10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_pure" decimals="INF" scale="-2" format="ixt:num-dot-decimal" id="Fact_151224908">48.1</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonNumeric name="ifrs-full:DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate" contextRef="P11_01_2024To10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis" format="ixt:date-monthname-day-year-en" id="Fact_151224912">September 30, 2025</ix:nonNumeric></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInAssociates" contextRef="PAsOn10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224917">570</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInAssociates" contextRef="PAsOn10_31_2024_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224916">527</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents the date of the most recent financial statements. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">On December&#160;27, 2024, the Bank completed the acquisition of an additional <ix:nonFraction name="bns:AdditionalProportionOfInvestmentAcquiredInAssociates" contextRef="PAsOn12_27_2024_KeycorpMemberBNSAcquireeAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-212743">10</ix:nonFraction>% ownership interest, bringing the total ownership interest in KeyCorp to <ix:nonFraction name="ifrs-full:ProportionOfOwnershipInterestInAssociate" contextRef="P12_27_2024To12_27_2024_KeycorpMemberBNSAcquireeAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-212744">14.9</ix:nonFraction>% (refer to Note 35 for further details). The Bank has significant influence over KeyCorp through a combination of its ownership interest and board representation. Based on the quoted price on the New York Stock Exchange, the market value of the Bank&#8217;s investment in KeyCorp was $<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:InvestmentsInAssociatesBasedOnQuotedNewYorkStockExchangePrice" contextRef="PAsOn10_31_2025_KeycorpMemberBNSAcquireeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212745">4,018</ix:nonFraction></div> as at Oct 31, 2025. During the year, dividends received from KeyCorp of $<ix:nonFraction name="bns:DividendsReceivedFromAssociatesRecognisedAsReductionOfInvestment" contextRef="P11_01_2024To10_31_2025_KeycorpMemberBNSAcquireeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212746">140</ix:nonFraction> were recognized as a reduction in the carrying value of the investment in associate.</div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Based on the quoted price on the Shanghai Stock Exchange, the market value of the Bank&#8217;s Investment in Bank of Xi&#8217;an Co. Ltd. was $<ix:nonFraction name="bns:InvestmentsInAssociatesBasedOnQuotedStockExchangePrice" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212747">617</ix:nonFraction> (October 31, 2024 &#8211; $<ix:nonFraction name="bns:InvestmentsInAssociatesBasedOnQuotedStockExchangePrice" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212748">570</ix:nonFraction>). The Bank has significant influence over the Bank of Xi&#8217;an Co. Ltd. through a combination of its ownership interest and board representation. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The local regulator requires financial institutions to set aside reserves for general banking risks. These reserves are not required under IFRS, and represent undistributed retained earnings related to a foreign associated corporation, which are subject to local regulatory restrictions. 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Ltd. </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">As at October&#160;31, 2025, the market value of the Bank&#8217;s investment in Bank of Xi&#8217;an Co. Ltd. based on the quoted price on the Shanghai Stock Exchange continues to be below its carrying value. The Bank has been performing quarterly impairment testing on this investment due to the prolonged period in which its market value has remained below the carrying amount. The impairment test involves comparing the carrying value of the investment to its recoverable amount based on value in use (VIU). In estimating VIU, the Bank uses a discounted cash flows valuation model which incorporates key assumptions, including a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">5-year</div> forecast of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax</div> cash flows for the underlying entity, the estimated terminal growth rate beyond <ix:nonNumeric name="bns:TermOfCashFlowForecast" contextRef="P11_01_2024To10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis" format="ixt-sec:duryear" id="ixv-212751">5</ix:nonNumeric> years, and the applicable discount rate. 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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">For&#160;the&#160;twelve&#160;months&#160;ended<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenue</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net<br/> income</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total&#160;assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total&#160;liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">KeyCorp</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224923">8,873</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224924">1,305</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224933">262,850</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Liabilities" contextRef="PAsOn10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224934">234,656</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank of Xi&#8217;an Co. Ltd.</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224920">2,009</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224927">517</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224930">108,567</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Liabilities" contextRef="PAsOn10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224937">100,773</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Maduro&#160;&amp; Curiel&#8217;s Bank N.V.</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224919">487</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224928">183</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224929">8,598</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Liabilities" contextRef="PAsOn10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224938">7,430</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td colspan="8" style="height:6pt"/>
<td colspan="8" style="height:6pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">For&#160;the&#160;twelve&#160;months&#160;ended<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenue</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net<br/> income</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total&#160;liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank of Xi&#8217;an Co. Ltd.</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224922">1,457</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224925">471</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2024_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224932">87,974</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Liabilities" contextRef="PAsOn10_31_2024_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224935">81,577</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Maduro&#160;&amp; Curiel&#8217;s Bank N.V.</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224921">457</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224926">170</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2024_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224931">8,057</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Liabilities" contextRef="PAsOn10_31_2024_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224936">6,959</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Based on the most recent available financial statements. </div></td></tr></table></ix:nonNumeric></ix:continuation><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"><ix:continuation id="TextSelectionAppend_151221702_4"><ix:continuation id="TextSelection_151221704">&#160;</ix:continuation></ix:continuation></div><ix:nonNumeric name="ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151229132" id="ixv-180327">
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<td id="fin937872_17" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Goodwill and Other Intangible Assets </div></td></tr></table><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Goodwill </div></div><ix:nonNumeric name="ifrs-full:DisclosureOfReconciliationOfChangesInGoodwillExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-180337"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The changes in the carrying amounts of goodwill by groups of cash-generating units (CGU) are as follows: </div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian<br/> Banking</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global<br/> Wealth<br/> Management</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global<br/> Banking&#160;and<br/> Markets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Latin<br/> America</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Caribbean<br/> and<br/> Central<br/> America</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2023</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2023_CanadianBankingMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212782">1,690</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2023_GlobalWealthManagementMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212783">3,610</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2023_GlobalBankingAndMarketsMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212784">246</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2023_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212785">2,630</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2023_CaribbeanAndCentralAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212786">1,005</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2023" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212787">9,181</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acquisitions</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Dispositions<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DecreaseThroughClassifiedAsHeldForSaleGoodwill" contextRef="P11_01_2023To10_31_2024_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224466">92</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DecreaseThroughClassifiedAsHeldForSaleGoodwill" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224467">92</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill" contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212790">4</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill" contextRef="P11_01_2023To10_31_2024_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212791">138</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill" contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212792">6</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212793">128</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2024_CanadianBankingMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212794">1,690</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2024_GlobalWealthManagementMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212795">3,614</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2024_GlobalBankingAndMarketsMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212796">246</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2024_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212797">2,400</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212798">1,011</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212799">8,961</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acquisitions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Dispositions<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DecreaseThroughClassifiedAsHeldForSaleGoodwill" contextRef="P11_01_2024To10_31_2025_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224463">195</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DecreaseThroughClassifiedAsHeldForSaleGoodwill" contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224464">394</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DecreaseThroughClassifiedAsHeldForSaleGoodwill" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224465">589</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill" contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212803">27</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill" contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212804">1</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill" contextRef="P11_01_2024To10_31_2025_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212805">180</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill" contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212806">5</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212807">213</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2025_CanadianBankingMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212808">1,690</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2025_GlobalWealthManagementMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212809">3,641</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2025_GlobalBankingAndMarketsMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212810">247</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2025_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212811">2,385</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212812">622</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Goodwill" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212813">8,585</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">In fiscal 2024, the Bank recorded a goodwill write-down of $<ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill" contextRef="P11_01_2023To10_31_2024_CrediscotiaFinancieraSaMemberBNSDivestituresAxis_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212814">92</ix:nonFraction>&#160;million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-tax</div> within the Latin America CGU in relation to its agreement to sell CrediScotia Financiera, a subsidiary in Peru. Refer to Note 35 for details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">In the current year, the Bank recorded a goodwill write-down of $<ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill" contextRef="P11_01_2024To10_31_2025_ColombiaCostaRicaAndPanamaMemberBNSDivestituresAxis_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212815">589</ix:nonFraction> million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-tax</div> within the Latin America and Caribbean &amp; Central America CGUs in relation to its agreement to sell banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.</div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div></ix:nonNumeric> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impairment testing of goodwill </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Goodwill acquired in business combinations is allocated to each of the Bank&#8217;s groups of CGUs that are expected to benefit from the synergies of the particular acquisition. Goodwill is assessed for impairment annually or more frequently if events or circumstances occur that may indicate impairment. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank determines the carrying values of its CGUs using a regulatory capital approach based on credit, market, operational risks and leverage, consistent with the Bank&#8217;s capital attribution for business line performance measurement. Corporate capital that is not directly attributable is allocated to each CGU on a proportional basis, based on the relative attributed capital prior to the corporate capital allocation. The resulting carrying amount determined for the CGU is then compared to its respective recoverable amount to identify any impairment. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Annual impairment testing for goodwill was performed as at July&#160;31, 2025 and 2024, and <ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt-sec:numwordsen" id="ixv-212816"><ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt-sec:numwordsen" id="ixv-212817">no </ix:nonFraction></ix:nonFraction>impairment was determined to exist. As of October&#160;31, 2025 and 2024, there were no significant changes to this assessment. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value less costs of disposal </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For all CGUs, the recoverable amount was determined using the fair value less costs of disposal (FVLCD) method. In arriving at FVLCD, the Bank estimates the fair value of the CGU using price earnings (P/E) multiples applied to normalized net income for the last four quarters as of the test date, applies a control premium based on a weighted average of acquisition premiums paid globally in the banking industry over the past five years for comparable companies, and deducts the estimated costs of disposal. 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The estimate of reasonably possible changes to the key assumptions are based on available evidence in respect of each input, such as risks associated with the normalized net income projections, and range of P/E multiples observed externally. Reasonable negative changes in the net income outlook (decrease of <ix:nonFraction name="ifrs-full:PercentageOfReasonablyPossibleDecreaseInUnobservableInputAssets" contextRef="PAsOn10_31_2025_FinancialForecastOfProfitOrLossForCashgeneratingUnitMeasurementInputMemberifrsfullUnobservableInputsAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-212822">5</ix:nonFraction>%) or P/E multiples (decrease of <ix:nonFraction name="ifrs-full:PercentageOfReasonablyPossibleDecreaseInUnobservableInputAssets" contextRef="PAsOn10_31_2025_PriceEarningMultipleMemberifrsfullUnobservableInputsAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-212823">1</ix:nonFraction>x), each in isolation, holding other factors constant, would not result in impairment for all CGUs using the FVLCD method. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Value in use </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the prior year, the Latin America CGU&#8217;s recoverable amount was determined using the value in use (VIU) method. 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The estimate of reasonably possible changes to the key assumptions was based on available evidence in respect of each input such as historical performance against forecasts, risks associated with the underlying cash flow projections, and range of discount rates observed externally. Reasonable negative changes in any one key assumption, holding other factors constant, would not result in impairment for the Latin America CGU. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Intangible assets </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Intangible assets consist of assets with indefinite and finite useful lives. Indefinite life intangible assets consist substantially of fund management contracts. The fund management contracts are for the management of open-ended funds. 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<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Finite life</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Indefinite life</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Computer<br/> software</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> intangibles</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fund&#160;management<br/> contracts<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> intangibles</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Cost</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2023</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2023_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212829">5,639</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2023_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212830">1,815</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2023_FundManagementContractsMemberifrsfullIntangibleAssetsWithIndefiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221409">4,415</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_OtherIndefiniteLifeIntangibleAssetsMemberifrsfullIntangibleAssetsWithIndefiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212832">163</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212833">12,032</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acquisitions</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Additions</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212834">840</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212835">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212836">841</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Impairment</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212837">188</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212838">188</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212839">538</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212840">538</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212841">24</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212842">22</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212843">2</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2024_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212844">5,777</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2024_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212845">1,794</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2024_FundManagementContractsMemberifrsfullIntangibleAssetsWithIndefiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224901">4,415</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_OtherIndefiniteLifeIntangibleAssetsMemberifrsfullIntangibleAssetsWithIndefiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212847">163</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212848">12,149</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acquisitions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Additions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212849">637</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212850">637</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;">Impairment<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151226347">199</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151226351">199</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212853">170</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212854">36</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212855">206</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212856">390</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212857">20</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212858">410</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2025_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212859">6,435</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2025_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212860">1,778</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2025_FundManagementContractsMemberifrsfullIntangibleAssetsWithIndefiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224883">4,415</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_OtherIndefiniteLifeIntangibleAssetsMemberifrsfullIntangibleAssetsWithIndefiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212862">163</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212863">12,791</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Accumulated amortization</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2023</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2023_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212864">2,566</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2023_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212865">1,454</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2023_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212866">4,020</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Amortization</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212867">958</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212868">72</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212869">1,030</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Impairment</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212870">91</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212871">91</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212872">614</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212873">614</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212874">75</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212875">13</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2023To10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212876">88</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212877">2,744</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212878">1,513</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2024_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212879">4,257</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Amortization</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212880">828</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212881">68</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AmortisationIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212882">896</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;">Impairment<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151226352">9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151226133">9</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212885">32</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212886">36</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212887">68</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212888">113</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212889">18</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212890">131</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212891">3,644</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212892">1,563</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-212893">5,207</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Net book value</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2024_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224889">3,033</ix:nonFraction></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(3)</div>&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2024_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212895">281</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2024_FundManagementContractsMemberifrsfullIntangibleAssetsWithIndefiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224899">4,415</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2024_OtherIndefiniteLifeIntangibleAssetsMemberifrsfullIntangibleAssetsWithIndefiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212897">163</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212898">7,892</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">As at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2025_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224891">2,791</ix:nonFraction></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="font-weight: bold;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(3)</div>&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2025_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212900">215</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2025_FundManagementContractsMemberifrsfullIntangibleAssetsWithIndefiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224897">4,415</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2025_OtherIndefiniteLifeIntangibleAssetsMemberifrsfullIntangibleAssetsWithIndefiniteUsefulLifeAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212902">163</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IntangibleAssetsOtherThanGoodwill" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212903">7,584</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Fund management contracts are attributable to the previously acquired Dynamic Funds business (formerly DundeeWealth Inc.), MD Financial Management Inc., and Jarislowsky Fraser Limited. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;text-indent: 0px;"><div style="null;text-indent: 0px;display:inline;">In the current year, the Bank recognized an impairment loss of $</div><ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" contextRef="P11_01_2024To10_31_2025_ColombiaCostaRicaAndPanamaMemberBNSDivestituresAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212904">165</ix:nonFraction><div style="display:inline;">&#160;</div><div style="display:inline;">million pre-tax in relation to its agreement to sell banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.&#160;</div> </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(3)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Computer software comprises purchased software of $<ix:nonFraction name="ifrs-full:ComputerSoftware" contextRef="PAsOn10_31_2025_PurchasedSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212905">262</ix:nonFraction> (2024&#160;&#8211;&#160;$<ix:nonFraction name="ifrs-full:ComputerSoftware" contextRef="PAsOn10_31_2024_PurchasedSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212906">194</ix:nonFraction>), internally generated software of $<ix:nonFraction name="ifrs-full:ComputerSoftware" contextRef="PAsOn10_31_2025_InternallyGeneratedSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212907">1,633</ix:nonFraction> (2024&#160;&#8211;&#160;$<ix:nonFraction name="ifrs-full:ComputerSoftware" contextRef="PAsOn10_31_2024_InternallyGeneratedSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212908">1,939</ix:nonFraction>), and in process software not subject to amortization of $<ix:nonFraction name="ifrs-full:ComputerSoftware" contextRef="PAsOn10_31_2025_InProcessSoftwareNotSubjectToAmortizationMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212909">896</ix:nonFraction> (2024&#160;&#8211;&#160;$<ix:nonFraction name="ifrs-full:ComputerSoftware" contextRef="PAsOn10_31_2024_InProcessSoftwareNotSubjectToAmortizationMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212910">900</ix:nonFraction>). </div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div></ix:continuation> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impairment testing of intangible assets </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Indefinite life intangible assets are <ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt-sec:numwordsen" id="ixv-212911">no</ix:nonFraction>t amortized and are assessed for impairment annually or more frequently if events or changes in circumstances indicate that the asset may be impaired. 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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
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<td id="fin937872_18" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Other Assets </div></td></tr></table><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><ix:nonNumeric name="bns:DisclosureOfDetailedInformationOtherAssetsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-182097">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Accrued interest</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestReceivable" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212919">4,969</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestReceivable" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212920">5,352</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Accounts receivable and prepaids</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AccountsReceivableAndPrepaids" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212921">2,750</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AccountsReceivableAndPrepaids" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212922">2,118</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Current tax assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CurrentTaxAssetsCurrent" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212923">2,649</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CurrentTaxAssetsCurrent" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212924">2,374</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Margin deposits on derivatives</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:MarginDepositsOnDerivativeInstruments" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212925">13,304</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:MarginDepositsOnDerivativeInstruments" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212926">9,976</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Segregated fund assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:SegregatedFundAssets" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212927">1,006</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:SegregatedFundAssets" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212928">1,231</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Pension assets (Note 27)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:RecognisedAssetsDefinedBenefitPlan" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212929">1,036</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:RecognisedAssetsDefinedBenefitPlan" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212930">684</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Receivable from brokers, dealers and clients</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ReceivableFromBrokersDealersAndClients" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212931">4,597</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ReceivableFromBrokersDealersAndClients" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212932">3,244</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherAssetsOther" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212933">5,056</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherAssetsOther" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212934">5,322</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherAssets" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212935">35,367</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:OtherAssets" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212936">30,301</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table></ix:nonNumeric></ix:nonNumeric> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><ix:nonNumeric name="ifrs-full:DisclosureOfDepositsFromCustomersExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-182275">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td id="fin937872_19" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Deposits </div></td></tr></table><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><ix:nonNumeric name="bns:DisclosureOfDepositLiabilitiesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-182284">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:42%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Payable on demand<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest-<br/> bearing</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-interest-</div><br/> bearing</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Payable&#160;after<br/> notice<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Payable&#160;on&#160;a<br/> fixed date<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_PersonalDepositMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227710">38,089</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_PersonalDepositMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227699">10,892</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BalancesOnNoticeDepositsFromCustomers" contextRef="PAsOn10_31_2025_PersonalDepositMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221184">124,057</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnTermDepositsFromCustomers" contextRef="PAsOn10_31_2025_PersonalDepositMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227144">128,680</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_PersonalDepositMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212941">301,718</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_PersonalDepositMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212942">298,821</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_BusinessAndGovernmentDepositsMemberifrsfullTypesOfFinancialLiabilitiesAxis_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227700">197,177</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_BusinessAndGovernmentDepositsMemberifrsfullTypesOfFinancialLiabilitiesAxis_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227701">33,094</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BalancesOnNoticeDepositsFromCustomers" contextRef="PAsOn10_31_2025_BusinessAndGovernmentDepositsMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227133">68,673</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnTermDepositsFromCustomers" contextRef="PAsOn10_31_2025_BusinessAndGovernmentDepositsMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227143">328,723</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_BusinessAndGovernmentDepositsMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212947">627,667</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_BusinessAndGovernmentDepositsMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212948">600,114</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Financial institutions</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_DepositsFromBankMemberifrsfullTypesOfFinancialLiabilitiesAxis_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227702">10,754</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_DepositsFromBankMemberifrsfullTypesOfFinancialLiabilitiesAxis_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227703">967</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BalancesOnNoticeDepositsFromCustomers" contextRef="PAsOn10_31_2025_DepositsFromBankMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227132">4,068</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnTermDepositsFromCustomers" contextRef="PAsOn10_31_2025_DepositsFromBankMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227141">21,105</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_DepositsFromBankMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212953">36,894</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_DepositsFromBankMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212954">44,914</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227704">246,020</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227708">44,953</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BalancesOnNoticeDepositsFromCustomers" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227134">196,798</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnTermDepositsFromCustomers" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227140">478,508</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212959">966,279</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212960">943,849</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Recorded in:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canada</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227706">160,504</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227707">23,892</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BalancesOnNoticeDepositsFromCustomers" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227728">180,349</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnTermDepositsFromCustomers" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227139">327,855</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212965">692,600</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212966">686,817</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">United States</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227716">47,431</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227705">101</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BalancesOnNoticeDepositsFromCustomers" contextRef="PAsOn10_31_2025_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227727">4,563</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnTermDepositsFromCustomers" contextRef="PAsOn10_31_2025_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227138">49,400</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212971">101,495</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212972">90,442</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">United Kingdom</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BalancesOnNoticeDepositsFromCustomers" contextRef="PAsOn10_31_2025_GBifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227726">367</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnTermDepositsFromCustomers" contextRef="PAsOn10_31_2025_GBifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227137">33,679</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_GBifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212975">34,046</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_GBifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212976">27,091</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexico</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227721">13,893</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227714">7,339</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnTermDepositsFromCustomers" contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227136">17,859</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212980">39,091</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212981">36,751</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Peru</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227715">11,159</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227711">7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BalancesOnNoticeDepositsFromCustomers" contextRef="PAsOn10_31_2025_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227725">1,908</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnTermDepositsFromCustomers" contextRef="PAsOn10_31_2025_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227147">6,843</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212986">19,917</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212987">17,710</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Chile</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227712">1,310</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227713">5,347</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BalancesOnNoticeDepositsFromCustomers" contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227135">142</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnTermDepositsFromCustomers" contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227142">16,336</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212992">23,135</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_CLifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212993">23,232</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Colombia</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227718">3,140</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227719">552</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BalancesOnNoticeDepositsFromCustomers" contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221185">548</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnTermDepositsFromCustomers" contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227148">6,168</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212998">10,408</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_COifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-212999">8,102</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other International</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227717">8,583</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227720">7,715</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BalancesOnNoticeDepositsFromCustomers" contextRef="PAsOn10_31_2025_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227131">8,921</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnTermDepositsFromCustomers" contextRef="PAsOn10_31_2025_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227146">20,368</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213004">45,587</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213005">53,704</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227698">246,020</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnDemandDepositsFromCustomers" contextRef="PAsOn10_31_2025_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227709">44,953</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:BalancesOnNoticeDepositsFromCustomers" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227130">196,798</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:BalancesOnTermDepositsFromCustomers" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227145">478,508</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227163">966,279</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227152">943,849</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Deposits payable on demand include deposits for which the Bank may not have the right to notice of withdrawal, generally chequing accounts. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Deposits payable after notice include deposits for which the Bank may require notice of withdrawal, generally savings accounts. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">All deposits that mature on a specified date, generally term deposits, guaranteed investments certificates and similar instruments. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Deposits denominated in U.S. dollars amount to $<ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213012">297,065</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_USDsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213013">295,316</ix:nonFraction>), deposits denominated in Chilean pesos amount to $<ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_CLPsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213014">20,053</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_CLPsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213015">19,271</ix:nonFraction>), deposits denominated in Mexican pesos amount to $<ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_MXNsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213016">35,941</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_MXNsrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213017">34,416</ix:nonFraction>) and deposits denominated in other foreign currencies amount to $<ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2025_OtherForeignCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213018">117,530</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="bns:Deposits" contextRef="PAsOn10_31_2024_OtherForeignCurrenciesMembersrtCurrencyAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213019">109,683</ix:nonFraction>). </div></td></tr></table></ix:nonNumeric><ix:nonNumeric name="bns:DisclosureOfContractualMaturitiesOfTermDepositLiabilitiesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-183165"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the maturity schedule for term deposits in Canada greater than $100,000<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>. </div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:46%"/>
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<td style="vertical-align:bottom;width:2%"/>
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<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;three<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three&#160;to&#160;six<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Six to<br/> twelve&#160;months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">As at October&#160;31, 2025</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TermDeposits100000OrMore" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_LessThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227178">54,287</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TermDeposits100000OrMore" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_LaterThanThreeMonthAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227179">37,607</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TermDeposits100000OrMore" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_LaterThanSixMonthAndNotLaterThanTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227180">57,519</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TermDeposits100000OrMore" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227181">109,573</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TermDeposits100000OrMore" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227182">15,165</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TermDeposits100000OrMore" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227177">274,151</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TermDeposits100000OrMore" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_LessThanThreeMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227176">64,521</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TermDeposits100000OrMore" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_LaterThanThreeMonthAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227175">37,062</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TermDeposits100000OrMore" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_LaterThanSixMonthAndNotLaterThanTwelveMonthsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227186">59,273</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TermDeposits100000OrMore" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227185">115,757</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TermDeposits100000OrMore" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227184">18,820</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:TermDeposits100000OrMore" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227183">295,433</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The majority of foreign term deposits are in excess of $<ix:nonFraction name="ifrs-full:BalancesOnTermDepositsFromCustomers" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_ForeignCountriesMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213032">100,000</ix:nonFraction>. </div></td></tr></table></ix:nonNumeric></ix:nonNumeric> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><ix:nonNumeric name="ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-183324">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td id="fin937872_20" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Subordinated Debentures </div></td></tr></table><ix:nonNumeric name="ifrs-full:DisclosureOfDetailedInformationAboutBorrowingsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-183332"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">These debentures are direct, unsecured obligations of the Bank and are subordinate to the claims of the Bank&#8217;s depositors and other creditors. The Bank, where appropriate, enters into interest rate and cross-currency swaps to hedge the related risks. </div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7.5pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:12%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:61%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td colspan="7" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Maturity date</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest<br/> rate&#160;(%)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Terms<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:BorrowingsMaturity" contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis" id="ixv-213033">June 2025</ix:nonNumeric></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top"><ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213034">8.900</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;"><ix:nonNumeric name="bns:SubordinatedDebenturesTerms" contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis" id="Fact_151221588"><ix:nonNumeric name="ifrs-full:BorrowingsInterestRateBasis" contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis" id="ixv-213036">On June 20, 2025, all $<ix:nonFraction name="bns:SubordinatedIndebtednessCarryingValue" contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213037"><ix:nonFraction name="bns:SubordinatedIndebtednessCarryingValue" contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213038">250</ix:nonFraction></ix:nonFraction> million of outstanding <ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213039"><ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213040">8.900</ix:nonFraction></ix:nonFraction>% subordinated debentures matured. The principal plus accrued interest were paid to noteholders on the maturity date.</ix:nonNumeric></ix:nonNumeric></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221589">251</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:BorrowingsMaturity" contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" id="Fact_151224278">December 2025</ix:nonNumeric><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top"><ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2025_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213043">4.500</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;"><ix:nonNumeric name="bns:SubordinatedDebenturesTerms" contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" id="Fact_151227201"><ix:nonNumeric name="ifrs-full:BorrowingsInterestRateBasis" contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" id="ixv-183421">U.S.$<ix:nonFraction name="bns:SubordinatedIndebtednessCarryingValue" contextRef="PAsOn10_31_2025_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213044"><ix:nonFraction name="bns:SubordinatedIndebtednessCarryingValue" contextRef="PAsOn10_31_2024_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213045">1,250</ix:nonFraction></ix:nonFraction>&#160;million. Interest will be payable semi-annually in arrears on June&#160;16 and December&#160;16 of each year, until maturity in <ix:nonNumeric name="ifrs-full:BorrowingsMaturity" contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" id="ixv-183422"><div style="letter-spacing: 0px; top: 0px;display:inline;">December 2025</div></ix:nonNumeric>.</ix:nonNumeric></ix:nonNumeric></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2025_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227203">1,753</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2024_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221590">1,740</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:BorrowingsMaturity" contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis" id="Fact_151224280">May 2032</ix:nonNumeric><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top"><ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213049">3.934</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;"><ix:nonNumeric name="bns:SubordinatedDebenturesTerms" contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis" id="Fact_151227200"><ix:nonNumeric name="ifrs-full:BorrowingsInterestRateBasis" contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis" id="ixv-183449">Redeemable on or after <ix:nonNumeric name="bns:SubordinatedDebenturesEarliestParValueRedemptionDate" contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis" format="ixt:date-monthname-day-year-en" id="ixv-213050"><ix:nonNumeric name="bns:SubordinatedDebenturesEarliestParValueRedemptionDate" contextRef="P11_01_2023To10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis" format="ixt:date-monthname-day-year-en" id="ixv-213051">May 3, 2027</ix:nonNumeric></ix:nonNumeric>. After May&#160;3, 2027, interest will be payable quarterly at the then prevailing three-month bankers&#8217; acceptance rate plus <ix:nonFraction name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213052"><ix:nonFraction name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213053">1.520</ix:nonFraction></ix:nonFraction><div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">% subject to applicable benchmark fallback considerations.</div></ix:nonNumeric></ix:nonNumeric></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227205">1,744</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221592">1,713</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:BorrowingsMaturity" contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" id="Fact_151221583">December 2032</ix:nonNumeric><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top"><ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2025_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213057">1.800</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;"><ix:nonNumeric name="bns:SubordinatedDebenturesTerms" contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" id="Fact_151227199"><ix:nonNumeric name="ifrs-full:BorrowingsInterestRateBasis" contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" id="ixv-213059">JPY <ix:nonFraction name="bns:SubordinatedIndebtednessCarryingValue" contextRef="PAsOn10_31_2025_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213060"><ix:nonFraction name="bns:SubordinatedIndebtednessCarryingValue" contextRef="PAsOn10_31_2024_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213061">33,000</ix:nonFraction></ix:nonFraction>&#160;million. Redeemable on <ix:nonNumeric name="bns:SubordinatedDebenturesEarliestParValueRedemptionDate" contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" format="ixt:date-monthname-day-year-en" id="ixv-213062"><ix:nonNumeric name="bns:SubordinatedDebenturesEarliestParValueRedemptionDate" contextRef="P11_01_2023To10_31_2024_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" format="ixt:date-monthname-day-year-en" id="ixv-213063">December 20, 2027</ix:nonNumeric></ix:nonNumeric>. After December&#160;20, 2027, interest will be payable semi-annually at the reference Japanese Government Bond rate plus <ix:nonFraction name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" contextRef="PAsOn10_31_2025_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213064"><ix:nonFraction name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" contextRef="PAsOn10_31_2024_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213065">1.681</ix:nonFraction></ix:nonFraction>% on the reset date.</ix:nonNumeric></ix:nonNumeric></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2025_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227206">300</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2024_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221593">301</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:BorrowingsMaturity" contextRef="P11_01_2024To10_31_2025_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" id="Fact_151221584">August 2033</ix:nonNumeric><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top"><ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2025_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213069">5.679</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;"><ix:nonNumeric name="bns:SubordinatedDebenturesTerms" contextRef="P11_01_2024To10_31_2025_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" id="Fact_151227198"><ix:nonNumeric name="ifrs-full:BorrowingsInterestRateBasis" contextRef="P11_01_2024To10_31_2025_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" id="ixv-213071">Redeemable on or after <ix:nonNumeric name="bns:SubordinatedDebenturesEarliestParValueRedemptionDate" contextRef="P11_01_2024To10_31_2025_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" format="ixt:date-monthname-day-year-en" id="ixv-213072"><ix:nonNumeric name="bns:SubordinatedDebenturesEarliestParValueRedemptionDate" contextRef="P11_01_2023To10_31_2024_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" format="ixt:date-monthname-day-year-en" id="ixv-213073">August 2, 2028</ix:nonNumeric></ix:nonNumeric>. After August&#160;2, 2028, interest will be payable at an annual rate equal to Daily Compounded CORRA plus <ix:nonFraction name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" contextRef="PAsOn10_31_2025_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213074"><ix:nonFraction name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" contextRef="PAsOn10_31_2024_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213075">2.100</ix:nonFraction></ix:nonFraction>%.</ix:nonNumeric></ix:nonNumeric></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2025_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227207">1,026</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2024_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221594">1,016</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:BorrowingsMaturity" contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" id="Fact_151221585">December 2033</ix:nonNumeric><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top"><ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2025_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213079">1.830</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;"><ix:nonNumeric name="bns:SubordinatedDebenturesTerms" contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" id="Fact_151227197"><ix:nonNumeric name="ifrs-full:BorrowingsInterestRateBasis" contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" id="ixv-213081">JPY <ix:nonFraction name="bns:SubordinatedIndebtednessCarryingValue" contextRef="PAsOn10_31_2025_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213082"><ix:nonFraction name="bns:SubordinatedIndebtednessCarryingValue" contextRef="PAsOn10_31_2024_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213083">12,000</ix:nonFraction></ix:nonFraction>&#160;million. Redeemable on <ix:nonNumeric name="bns:SubordinatedDebenturesEarliestParValueRedemptionDate" contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" format="ixt:date-monthname-day-year-en" id="ixv-213084"><ix:nonNumeric name="bns:SubordinatedDebenturesEarliestParValueRedemptionDate" contextRef="P11_01_2023To10_31_2024_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" format="ixt:date-monthname-day-year-en" id="ixv-213085">December 1, 2028</ix:nonNumeric></ix:nonNumeric>. After December&#160;1, 2028, interest rate on the debentures will be reset to the prevailing yield of Japanese Government Bond rate plus <ix:nonFraction name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" contextRef="PAsOn10_31_2025_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213086"><ix:nonFraction name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" contextRef="PAsOn10_31_2024_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213087">1.477</ix:nonFraction></ix:nonFraction>% on the reset date.</ix:nonNumeric></ix:nonNumeric></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2025_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227208">109</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2024_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221595">110</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:BorrowingsMaturity" contextRef="P11_01_2024To10_31_2025_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" id="Fact_151221586">August 2034</ix:nonNumeric><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: top; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: top; padding-bottom: 0.375pt;"><ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2025_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213091">4.959</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: top; padding-bottom: 0.375pt; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt; width: 61%;"><ix:nonNumeric name="bns:SubordinatedDebenturesTerms" contextRef="P11_01_2024To10_31_2025_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" id="Fact_151227196"><ix:nonNumeric name="ifrs-full:BorrowingsInterestRateBasis" contextRef="P11_01_2024To10_31_2025_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" id="ixv-213093">Redeemable on or after <ix:nonNumeric name="bns:SubordinatedDebenturesEarliestParValueRedemptionDate" contextRef="P11_01_2024To10_31_2025_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" format="ixt:date-monthname-day-year-en" id="ixv-213094"><ix:nonNumeric name="bns:SubordinatedDebenturesEarliestParValueRedemptionDate" contextRef="P11_01_2023To10_31_2024_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" format="ixt:date-monthname-day-year-en" id="ixv-213095">August 1, 2029</ix:nonNumeric></ix:nonNumeric>. After August&#160;1, 2029, interest will be payable at Daily Compounded CORRA plus <ix:nonFraction name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" contextRef="PAsOn10_31_2025_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213096"><ix:nonFraction name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" contextRef="PAsOn10_31_2024_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213097">1.550</ix:nonFraction></ix:nonFraction>%.</ix:nonNumeric></ix:nonNumeric></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt; width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2025_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227209">1,034</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt; width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt; width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;"><ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2024_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221596">998</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr>
<td style="vertical-align: top; width: 12%; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><ix:nonNumeric name="ifrs-full:BorrowingsMaturity" contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis" id="Fact_151224405">May 2037</ix:nonNumeric><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.375pt;"><ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213101">4.588</ix:nonFraction></td>
<td style="vertical-align: top; white-space: nowrap; width: 2%; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; width: 61%; padding-bottom: 0.375pt;"><ix:nonNumeric name="ifrs-full:BorrowingsInterestRateBasis" contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis" id="ixv-213102"><ix:nonNumeric name="bns:SubordinatedDebenturesTerms" contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis" id="Fact_151224404">U.S.$<ix:nonFraction name="bns:SubordinatedIndebtednessCarryingValue" contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213104"><ix:nonFraction name="bns:SubordinatedIndebtednessCarryingValue" contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213105">1,250</ix:nonFraction></ix:nonFraction> million. Redeemable between <ix:nonNumeric name="bns:SubordinatedDebenturesEarliestParValueRedemptionDate" contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis" format="ixt:date-monthname-day-year-en" id="ixv-213106"><ix:nonNumeric name="bns:SubordinatedDebenturesEarliestParValueRedemptionDate" contextRef="P11_01_2023To10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis" format="ixt:date-monthname-day-year-en" id="ixv-213107">April 12, 2027</ix:nonNumeric></ix:nonNumeric>, and May 4, 2032. On May 4, 2032, interest will reset at the then prevailing 5-year U.S. treasury rate plus <ix:nonFraction name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213108"><ix:nonFraction name="ifrs-full:BorrowingsAdjustmentToInterestRateBasis" contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213109">2.050</ix:nonFraction></ix:nonFraction>%</ix:nonNumeric></ix:nonNumeric>.</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224409">1,726</ix:nonFraction></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); white-space: nowrap; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151224410">1,704</ix:nonFraction></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); white-space: nowrap; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: top; width: 12%;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 2%;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 1%;">&#160;</td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 61%;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227210">7,692</ix:nonFraction></div></div></td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 1%;">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:DatedSubordinatedLiabilities" contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221597">7,833</ix:nonFraction></td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">In accordance with the provisions of the Capital Adequacy Guideline of the Superintendent, all redemptions are subject to regulatory approval and subject to the terms in the relevant prospectus. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The carrying value of subordinated debentures may differ from par value due to the impact of fair value hedges used for managing interest rate risk and subordinated debentures held for market-making purposes. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">These debentures contain <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-viability</div> contingent capital (NVCC) provisions. Under such NVCC provisions, outstanding debentures are convertible into a variable number of common shares if OSFI announces that the Bank has ceased, or is about to cease, to be viable, or if a federal or provincial government in Canada publicly announces that the Bank has accepted or agreed to accept a capital injection, or equivalent support, from the federal government or any provincial government or political subdivision or agent thereof without which the Bank would have been determined by OSFI to be <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-viable.</div> If such a conversion were to occur, the debentures would be converted into common shares pursuant to an automatic conversion formula defined as <ix:nonFraction name="bns:ConversionPriceEquivalentPercentage" contextRef="P11_01_2024To10_31_2025_SubordinatedDebenturesNonViabilityContingentCapitalMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213114">150</ix:nonFraction>% of the par value plus accrued and unpaid interest divided by the conversion price and, where applicable, subject to translation at foreign exchange rates in effect at the time of conversion. The conversion price is based on the greater of: (i)&#160;a floor price of $<ix:nonFraction name="bns:ConversionOfFloorPrice" contextRef="PAsOn10_31_2025_SubordinatedDebenturesNonViabilityContingentCapitalMemberifrsfullTypesOfFinancialLiabilitiesAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213115">5.00</ix:nonFraction> (subject to adjustments in certain events as set out in the respective prospectus supplements), and (ii)&#160;the current market price of the Bank&#8217;s common shares at the time of the trigger event <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(10-day</div> weighted average). </div></td></tr></table></ix:nonNumeric></ix:nonNumeric> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">204</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div></div><div></div></div><div><div style="line-height:normal;display: inline;"><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Consolidated Financial Statements </div><ix:nonNumeric name="ifrs-full:DisclosureOfOtherLiabilitiesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-183648"> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
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<td id="fin937872_21" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Other Liabilities </div></td></tr></table><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"><ix:nonNumeric name="bns:DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228673" id="ixv-213116">&#160;</ix:nonNumeric></div><ix:continuation id="TextSelection_151228673">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Accrued interest</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestPayable" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213117">6,856</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestPayable" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213118">7,840</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Lease liabilities<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LeaseLiabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227984">2,955</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LeaseLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227985">2,982</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Accounts payable and accrued expenses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AccountsPayableAndAccruedExpenses" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213121">9,151</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AccountsPayableAndAccruedExpenses" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213122">8,133</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Current tax liabilities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CurrentTaxLiabilitiesCurrent" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213123">942</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CurrentTaxLiabilitiesCurrent" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213124">1,070</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax liabilities (Note 26)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DeferredTaxLiabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213125">1,414</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DeferredTaxLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213126">1,397</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Gold and silver certificates and bullion</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GoldAndSilverCertificatesAndBullion" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213127">757</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:GoldAndSilverCertificatesAndBullion" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213128">578</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Margin and collateral accounts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:MarginAndCollateralAccounts" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213129">8,883</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:MarginAndCollateralAccounts" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213130">8,186</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Segregated fund liabilities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:SegregatedFundLiabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213131">1,007</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:SegregatedFundLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213132">1,231</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Payables to brokers, dealers and clients</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:TradeAndOtherPayables" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213133">1,843</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:TradeAndOtherPayables" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213134">798</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provisions (Note 22)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Provisions" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213135">668</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Provisions" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213136">411</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"> </div>(Note 12)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OffBalanceSheetExposure" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213137">175</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OffBalanceSheetExposure" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213138">186</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Pension liabilities (Note 27)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PensionLiabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213139">535</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PensionLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213140">523</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other liabilities of subsidiaries and structured entities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherLiabilitiesOfSubsidiariesAndStructuredEntities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213141">22,665</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherLiabilitiesOfSubsidiariesAndStructuredEntities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213142">22,104</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherLiabilitiesOther" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213143">9,011</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherLiabilitiesOther" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213144">7,589</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:MiscellaneousOtherLiabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213145">66,862</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:MiscellaneousOtherLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213146">63,028</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents discounted value of lease liabilities. </div></td></tr></table></ix:continuation><ix:nonNumeric name="bns:DisclosureOfLeasePaymentsToBeMadeTableTextBlock" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-183946"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The table below sets out a maturity analysis of undiscounted lease liabilities showing the lease payments to be made after the reporting date: </div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:82%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Within 1 year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GrossLeaseLiabilities" contextRef="PAsOn10_31_2025_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213147">393</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GrossLeaseLiabilities" contextRef="PAsOn10_31_2024_NotLaterThanOneYearMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213148">410</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1 to 2 years</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GrossLeaseLiabilities" contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213149">405</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GrossLeaseLiabilities" contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213150">404</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">2 to 3 years</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GrossLeaseLiabilities" contextRef="PAsOn10_31_2025_LaterThanTwoYearsAndNotLaterThanThreeYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213151">390</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GrossLeaseLiabilities" contextRef="PAsOn10_31_2024_LaterThanTwoYearsAndNotLaterThanThreeYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213152">401</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">3 to 4 years</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GrossLeaseLiabilities" contextRef="PAsOn10_31_2025_LaterThanThreeYearsAndNotLaterThanFourYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213153">387</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GrossLeaseLiabilities" contextRef="PAsOn10_31_2024_LaterThanThreeYearsAndNotLaterThanFourYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213154">381</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">4 to 5 years</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GrossLeaseLiabilities" contextRef="PAsOn10_31_2025_LaterThanFourYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213155">376</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GrossLeaseLiabilities" contextRef="PAsOn10_31_2024_LaterThanFourYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213156">358</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">After 5 years</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GrossLeaseLiabilities" contextRef="PAsOn10_31_2025_LaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213157">2,023</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GrossLeaseLiabilities" contextRef="PAsOn10_31_2024_LaterThanFiveYearsMemberifrsfullMaturityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213158">1,677</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GrossLeaseLiabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213159">3,974</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;<ix:nonFraction name="ifrs-full:GrossLeaseLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213160">3,631</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table></ix:nonNumeric></ix:nonNumeric> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><ix:nonNumeric name="ifrs-full:DisclosureOfProvisionsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228675" id="ixv-184092">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td id="fin937872_22" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Provisions </div></td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><ix:nonNumeric name="ifrs-full:DisclosureOfOtherProvisionsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-184101">
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<td style="width:91%"/>
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<td/>
<td style="vertical-align:bottom;width:2%"/></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">As at November&#160;1, 2023</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8201;&#8199;&#8199;<ix:nonFraction name="ifrs-full:OtherProvisions" contextRef="PAsOn10_31_2023_LitigationAndOtherMemberifrsfullClassesOfProvisionsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213161">573</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provisions made during the year</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdditionalProvisionsOtherProvisions" contextRef="P11_01_2023To10_31_2024_LitigationAndOtherMemberifrsfullClassesOfProvisionsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213162">203</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provisions utilized / released during the year</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ProvisionUsedOtherProvisions" contextRef="P11_01_2023To10_31_2024_LitigationAndOtherMemberifrsfullClassesOfProvisionsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213163">365</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:OtherProvisions" contextRef="PAsOn10_31_2024_LitigationAndOtherMemberifrsfullClassesOfProvisionsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213164">411</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provisions made during the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdditionalProvisionsOtherProvisions" contextRef="P11_01_2024To10_31_2025_LitigationAndOtherMemberifrsfullClassesOfProvisionsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213165">422</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provisions utilized / released during the year</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ProvisionUsedOtherProvisions" contextRef="P11_01_2024To10_31_2025_LitigationAndOtherMemberifrsfullClassesOfProvisionsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213166">165</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Balance as at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherProvisions" contextRef="PAsOn10_31_2025_LitigationAndOtherMemberifrsfullClassesOfProvisionsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213167">668</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table></ix:nonNumeric> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Restructuring Charge </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">In Q4 2025, the Bank recorded a restructuring charge and severance provisions as well as other related charges of $</div><ix:nonFraction name="ifrs-full:ExpenseOfRestructuringActivities" contextRef="P08_01_2025To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213168">373</ix:nonFraction> million ($<ix:nonFraction name="bns:NetExpensesOfRestructuringActivities" contextRef="P08_01_2025To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213169">270</ix:nonFraction> million after-tax) primarily related to workforce reductions across its global operations. These amounts reflect actions taken by the Bank to simplify its organizational structure in Canadian Banking, restructure and right-size Asia operations in Global Banking and Markets and regionalize activities across its international footprint. Of these amounts, which were all recorded in the Other operating segment, $<ix:nonFraction name="ifrs-full:LongtermRestructuringProvision" contextRef="PAsOn10_31_2025_OtherOperatingSegmentMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213170">272</ix:nonFraction> million was included in other liabilities &#8211; provisions as at October 31, 2025. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Legal </div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In the ordinary course of business, the Bank and its subsidiaries are and have been subject to a variety of pending and threatened legal proceedings, including civil claims and lawsuits, regulatory examinations, investigations, audits, and requests for information by various governmental regulatory agencies and law enforcement authorities in various jurisdictions. Some of these matters may involve novel legal theories and interpretations and may be advanced under criminal as well as civil statutes, and some proceedings could result in the imposition of civil, regulatory enforcement or criminal penalties. The Bank reviews the status of all proceedings on an ongoing basis and will exercise judgment in resolving them in such manner as the Bank believes to be in its best interest. In view of the inherent difficulty of predicting the outcome of such matters, the Bank cannot state what the eventual outcome of such matters will be. However, based on current knowledge, management does not believe that liabilities, if any, arising from pending litigation or regulatory proceedings will have a material adverse effect on the consolidated financial statements for the year ended October 31, 2025 or results of operations of the Bank. </div></div></div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Legal provisions are established when it becomes probable that the Bank will incur an expense related to a legal action or regulatory proceeding and the amount can be reliably estimated. Such provisions are recorded at the best estimate of the amount required to settle any obligation related to these legal actions as at the balance sheet date, taking into account the risks and uncertainties surrounding the obligation. Management and internal and external experts are involved in estimating any amounts that may be required. The actual costs of resolving these claims may vary significantly from the amount of the legal provisions. The Bank&#8217;s estimate involves significant judgement, given the varying stages of the proceedings, the fact that the Bank&#8217;s liability, if any, has yet to be determined and the fact that the underlying matters will change from time to </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">205</div></div> </div></div></ix:exclude> <div style="margin-top: 1em; margin-bottom: 1em"></div><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:nonNumeric></div></div><ix:continuation id="TextSelection_151228675" continuedAt="TextSelectionAppend_151228675_1"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228675_1" continuedAt="TextSelectionAppend_151228675_2"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228675_2" continuedAt="TextSelectionAppend_151228675_3"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></ix:exclude></ix:continuation></div></div></div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228675_3"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">time.&#160;As such, there is a possibility that the ultimate resolution of those legal actions may be material to the Bank&#8217;s consolidated results of operations for any particular reporting period. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank, through its Peruvian subsidiary, is engaged in a legal action related to certain value-added tax assessed amounts and associated interest totaling $<ix:nonFraction name="ifrs-full:LegalProceedingsProvision" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213172">176</ix:nonFraction>&#160;million, which arose from certain client transactions that occurred prior to the Bank&#8217;s acquisition of the subsidiary. The legal action in Peru relating to the original assessed amount was concluded in favour of the Government of Peru in May 2024. Accordingly, the Bank paid $<ix:nonFraction name="ifrs-full:NewProvisionsOtherProvisions" contextRef="P11_01_2021To11_30_2021_LegalProceedingsProvisionMemberifrsfullClassesOfProvisionsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213173">34</ix:nonFraction>&#160;million representing the principal and associated reasonable interest, which was recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses &#8211; other. In November&#160;2021, the Peruvian Constitutional Court dismissed the matter relating to the accrued default interest for procedural reasons. With respect to this default interest component, and in relation to the Constitutional Court of Peru&#8217;s treatment of Scotiabank Peru, in October 2022, the Bank filed a request for arbitration against the Republic of Peru before the International Centre for the Settlement of Investment Disputes (ICSID), pursuant to the provisions of the Canada-Peru Free Trade Agreement. This case is currently proceeding through the arbitration process. In Q3 2024, the Bank recorded a legal provision of $<ix:nonFraction name="ifrs-full:NewProvisionsOtherProvisions" contextRef="P11_01_2024To10_31_2025_LegalProceedingsProvisionMemberifrsfullClassesOfProvisionsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213174">142</ix:nonFraction>&#160;million in other liabilities &#8211; provisions, representing the amount at issue in the arbitration. The Bank intends to continue to vigorously advance its position. </div></ix:continuation> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228680" id="ixv-184223">
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<td id="fin937872_23" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Common shares, preferred shares and other equity instruments </div></td></tr></table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Common shares </div></div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Authorized: </div> <ix:nonNumeric name="bns:SummaryOfCommonSharesIssuedAndFullyPaidExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-184240"> <div style="margin-top:0pt; margin-bottom:0pt; text-indent:3%; font-size:8pt; font-family:arial">An unlimited number of common shares without nominal or par value. </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Issued and fully paid: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Number&#160;of&#160;shares</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Number of shares</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Outstanding at beginning of year</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NumberOfSharesIssuedAndFullyPaid" contextRef="PAsOn10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_shares" decimals="INF" scale="0" format="ixt:num-dot-decimal" id="ixv-213175">1,244,435,686</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213176">22,054</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NumberOfSharesIssuedAndFullyPaid" contextRef="PAsOn10_31_2023_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_shares" decimals="INF" scale="0" format="ixt:num-dot-decimal" id="ixv-213177">1,214,044,420</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2023_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213178">20,109</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Issued in relation to share-based payments, net (Note 25)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:NumberOfSharesIssuedUnderShareholderDividendAndSharePurchasePlan" contextRef="P11_01_2024To10_31_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_shares" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213179">2,709,942</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions" contextRef="P11_01_2024To10_31_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213180">210</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NumberOfSharesIssuedUnderShareholderDividendAndSharePurchasePlan" contextRef="P11_01_2023To10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_shares" decimals="INF" scale="0" format="ixt:num-dot-decimal" id="ixv-213181">497,930</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions" contextRef="P11_01_2023To10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213182">37</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Issued in relation to the Shareholder Dividend and Share Purchase Plan<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NumberOfSharesIssuedInRelationToTheDividendReinvestmentAndSharePurchasePlan" contextRef="P11_01_2023To10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_shares" decimals="INF" scale="0" format="ixt:num-dot-decimal" id="Fact_151226140">29,893,336</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseThroughDividendReinvestmentAndSharePurchasePlan" contextRef="P11_01_2023To10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226139">1,908</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Repurchased for cancellation under the Normal Course Issuer Bid</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:SharesRepurchasedAndCancelledShares" contextRef="P11_01_2024To10_31_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_shares" decimals="INF" scale="0" format="ixt:num-dot-decimal" id="ixv-213185">10,839,890</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ReductionOfIssuedCapital" contextRef="P11_01_2024To10_31_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213186">197</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Outstanding at end of year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NumberOfSharesIssuedAndFullyPaid" contextRef="PAsOn10_31_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_shares" decimals="INF" scale="0" format="ixt:num-dot-decimal" id="Fact_151224234">1,236,305,738</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div>&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213188">22,067</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NumberOfSharesIssuedAndFullyPaid" contextRef="PAsOn10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_shares" decimals="INF" scale="0" format="ixt:num-dot-decimal" id="Fact_151224233">1,244,435,686</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div>&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Equity" contextRef="PAsOn10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213190">22,054</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Effective November&#160;1, 2024, and until such time as the Bank elects otherwise, the Bank has suspended the discount to the Average Market Price (as defined in the Plan) for dividend reinvestments and stock dividends under the Plan and has discontinued issuances of common shares from treasury under the Plan. Additionally, effective November&#160;1, 2024, and until such time as the Bank elects otherwise, purchases of common shares under the Plan will be made in the secondary market in accordance with the provisions of the Plan. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">In the normal course of business, the Bank&#8217;s regulated Dealer subsidiary purchases and sells the Bank&#8217;s common shares to facilitate trading/institutional client activity. During fiscal 2025, the number of such shares bought was <ix:nonFraction name="bns:SharesBoughtToFacilitateTradingInstitutionalClientActivity" contextRef="PAsOn10_31_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_shares" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213191">30,855,084</ix:nonFraction> and sold was&#160;<ix:nonFraction name="bns:SharesSoldToFacilitateTradingInstitutionalClientActivity" contextRef="PAsOn10_31_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_shares" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213192">30,855,333</ix:nonFraction>&#160;(2024 &#8211; <ix:nonFraction name="bns:SharesBoughtToFacilitateTradingInstitutionalClientActivity" contextRef="PAsOn10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_shares" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213193">26,564,849</ix:nonFraction> bought and <ix:nonFraction name="bns:SharesSoldToFacilitateTradingInstitutionalClientActivity" contextRef="PAsOn10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_shares" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213194">26,566,901</ix:nonFraction> sold). </div></td></tr></table> </ix:nonNumeric> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Dividend </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The dividends paid on common shares in fiscal 2025 and 2024 were $<ix:nonFraction name="ifrs-full:DividendsPaidOrdinaryShares" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213195">5,369</ix:nonFraction> million ($<ix:nonFraction name="ifrs-full:DividendsPaidOrdinarySharesPerShare" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213196">4.32</ix:nonFraction> per share) and $<ix:nonFraction name="ifrs-full:DividendsPaidOrdinaryShares" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213197">5,198</ix:nonFraction>&#160;million ($<ix:nonFraction name="ifrs-full:DividendsPaidOrdinarySharesPerShare" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213198">4.24</ix:nonFraction> per share), respectively. The Board of Directors approved a quarterly dividend of $<ix:nonFraction name="bns:DividendsDeclaredPerOrdinaryShares" contextRef="P12_02_2024To12_02_2024" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213199">1.10</ix:nonFraction> per common share at its meeting on December&#160;1, 2025. This quarterly dividend applies to shareholders of record at the close of business on <ix:nonNumeric name="bns:DividendsRecordDate" contextRef="P12_02_2024To12_02_2024" format="ixt:date-monthname-day-year-en" id="ixv-213200">January 6, 2026</ix:nonNumeric>, and is payable <ix:nonNumeric name="bns:DividendPayableDate" contextRef="P12_02_2024To12_02_2024" format="ixt:date-monthname-day-year-en" id="ixv-213201">January 28, 2026</ix:nonNumeric>. Refer to Note 23(c) &#8211; Restriction on payment of dividends and retirement of shares. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Normal Course Issuer Bid </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">On May&#160;28, 2025, the Bank announced that OSFI and the Toronto Stock Exchange approved a normal course issuer bid (the &#8220;2025 NCIB&#8221;) </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">pursuant to which it may repurchase for cancellation up to <ix:nonFraction name="bns:RepurchasedForCancellationOfCommonShare" contextRef="PAsOn05_28_2025" unitRef="Unit_shares" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213202">20</ix:nonFraction>&#160;million of the Bank&#8217;s common shares. 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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Preferred shares and other equity instruments </div></div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Preferred shares </div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Authorized: </div> <div style="margin-top:0pt; margin-bottom:0pt; text-indent:3%; font-size:8pt; font-family:arial">An unlimited number of preferred shares without nominal or par value. There are currently no preferred shares outstanding. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">206</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div> </ix:nonNumeric></div></div><ix:continuation id="TextSelection_151228680" continuedAt="TextSelectionAppend_151228680_1"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228680_1" continuedAt="TextSelectionAppend_151228680_2"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228680_2" continuedAt="TextSelectionAppend_151228680_3"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228680_3" continuedAt="TextSelectionAppend_151228680_4"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other equity instruments </div></div><ix:nonNumeric name="bns:DisclosureOfOtherEquityInstrumentsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-184514"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Other equity instruments are comprised of NVCC additional Tier 1 qualifying regulatory capital notes: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Notional<br/> Amount<br/> (millions)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Next reset<br/> date</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">rate</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest<br/> rate after<br/> reset</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Next<br/> redemption<br/> date</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Redemption<br/> frequency<br/> after reset<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1) </div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(millions)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Distributions<br/> paid per<br/> Note<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(millions)</div></div></td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Distributions<br/> paid per<br/> Note<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
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<td colspan="12" style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Subordinated Additional Tier 1 Capital Notes<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)(4)</div></div></td>
<td style="vertical-align:top"><div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">&#160;</div></td>
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<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><ix:nonNumeric name="bns:OtherEquityInstrumentsIssueDate" contextRef="P11_01_2024To10_31_2025_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis" format="ixt:date-monthname-day-year-en" id="Fact_151228583">October 12, 2017</ix:nonNumeric><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(5)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#160;<ix:nonFraction name="bns:OtherEquityInstrumentsNotionalAmount" contextRef="PAsOn10_31_2025_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228010">1,250</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityInterestPerAnnum" contextRef="P11_01_2024To10_31_2025_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228541">6.821</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228971;display:inline;">SOFR</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+<ix:nonFraction name="bns:InterestRateAfterReset" contextRef="P11_01_2024To10_31_2025_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_pure" decimals="7" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228974">2.90961</ix:nonFraction></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(5)</div>&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">January&#160;12, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">202<div style="letter-spacing: 0px; top: 0px;display:inline;">6</div></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonNumeric name="bns:RedemptionFrequencyAfterReset" contextRef="P11_01_2024To10_31_2025_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis" id="Fact_151229332">Quarterly</ix:nonNumeric></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2025_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228510">1,560</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;<ix:nonFraction name="bns:DistributionsPaidPerNote" contextRef="PAsOn10_31_2025_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151228511">73.88</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2024_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228512">1,560</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:DistributionsPaidPerNote" contextRef="PAsOn10_31_2024_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151228513">83.86</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><ix:nonNumeric name="bns:OtherEquityInstrumentsIssueDate" contextRef="P11_01_2024To10_31_2025_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis" format="ixt:date-monthname-day-year-en" id="Fact_151228584">June 4, 2020</ix:nonNumeric><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(6)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityInterestPerAnnum" contextRef="P11_01_2024To10_31_2025_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222638">4.900</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DistributionsPaidPerNote" contextRef="PAsOn10_31_2025_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151228515">36.75</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2024_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228516">1,689</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DistributionsPaidPerNote" contextRef="PAsOn10_31_2024_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151228517">49.00</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td colspan="13" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td colspan="12" style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;">Limited Recourse Capital Notes<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(3)(7)</div></div></td>
<td style="vertical-align:top"><div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">Series 1<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(8)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityInstrumentsNotionalAmount" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228012">1,250</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">July&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2026</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityInterestPerAnnum" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222639">3.700</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228576;display:inline;">GOC</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+<ix:nonFraction name="bns:InterestRateAfterReset" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228975">2.761</ix:nonFraction></div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(9)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">June&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2026</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonNumeric name="bns:RedemptionFrequencyAfterReset" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis" id="Fact_151229324">Every&#160;five <div style="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:arial;text-align:right">years</div></ix:nonNumeric> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228518">1,250</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DistributionsPaidPerNote" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151228519">37.00</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228520">1,250</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DistributionsPaidPerNote" contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151228521">37.00</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">Series 2<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(10)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityInstrumentsNotionalAmount" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228013">600</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">October&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2026</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityInterestPerAnnum" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222640">3.625</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228578;display:inline;">UST</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+<ix:nonFraction name="bns:InterestRateAfterReset" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228976">2.613</ix:nonFraction></div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(11)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">October&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2026</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonNumeric name="bns:RedemptionFrequencyAfterReset" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis" id="Fact_151229335">Quarterly</ix:nonNumeric></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228522">753</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DistributionsPaidPerNote" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151228523">36.25</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228524">753</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DistributionsPaidPerNote" contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151228525">36.25</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">Series 3<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(12)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityInstrumentsNotionalAmount" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228014">1,500</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">July&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2027</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityInterestPerAnnum" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222641">7.023</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228579;display:inline;">GOC</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+<ix:nonFraction name="bns:InterestRateAfterReset" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228977">3.950</ix:nonFraction></div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(9)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">June&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2027</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonNumeric name="bns:RedemptionFrequencyAfterReset" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis" id="Fact_151229325">Every five <div style="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:arial;text-align:right">years</div></ix:nonNumeric> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228526">1,500</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DistributionsPaidPerNote" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151228527">70.23</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228528">1,500</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DistributionsPaidPerNote" contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151228529">70.23</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">Series 4<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(13)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityInstrumentsNotionalAmount" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228015">750</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">October&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2027</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityInterestPerAnnum" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222642">8.625</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228580;display:inline;">UST</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+<ix:nonFraction name="bns:InterestRateAfterReset" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228978">4.389</ix:nonFraction></div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(11)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">October&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2027</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonNumeric name="bns:RedemptionFrequencyAfterReset" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis" id="Fact_151229337">Quarterly</ix:nonNumeric></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228530">1,023</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DistributionsPaidPerNote" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151228531">86.25</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228532">1,023</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DistributionsPaidPerNote" contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151229326">86.25</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">Series 5<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(14)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityInstrumentsNotionalAmount" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228016">750</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">January&#160;27,<br/> 2029</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;<br/> &#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityInterestPerAnnum" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222643">8.000</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228581;display:inline;">UST</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+<ix:nonFraction name="bns:InterestRateAfterReset" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228979">4.017</ix:nonFraction></div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(11)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">January&#160;27,<br/> 2029</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;<br/> &#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonNumeric name="bns:RedemptionFrequencyAfterReset" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis" id="Fact_151229338">Quarterly</ix:nonNumeric></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228533">1,004</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DistributionsPaidPerNote" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151229327">80.00</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228534">1,004</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DistributionsPaidPerNote" contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151229328">63.33</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">Series 6<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(15)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityInstrumentsNotionalAmount" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesSixMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222637">1,000</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">April&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2030</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityInterestPerAnnum" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesSixMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228540">7.350</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228582;display:inline;">UST</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+<ix:nonFraction name="bns:InterestRateAfterReset" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesSixMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228980">2.903</ix:nonFraction></div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(11)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">April&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2030</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonNumeric name="bns:RedemptionFrequencyAfterReset" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesSixMemberifrsfullBorrowingsByNameAxis" id="Fact_151229339">Quarterly</ix:nonNumeric></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesSixMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228535">1,453</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DistributionsPaidPerNote" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesSixMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151229329">54.51</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">Series 7<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(16)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityInstrumentsNotionalAmount" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesSevenMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228508">1,000</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">October&#160;27,<br/> 2035</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;<br/> &#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherEquityInterestPerAnnum" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesSevenMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228509">6.875</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228585;display:inline;">UST</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+<ix:nonFraction name="bns:InterestRateAfterReset" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesSevenMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228981">2.734</ix:nonFraction></div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(11)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">October 27,<br/>2035</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;<br/> &#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonNumeric name="bns:RedemptionFrequencyAfterReset" contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesSevenMemberifrsfullBorrowingsByNameAxis" id="Fact_151229323">Quarterly</ix:nonNumeric></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesSevenMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228537">1,396</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td colspan="12" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Total other equity instruments</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213272">9,939</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:OtherEquityValue" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213273">8,779</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Each security is redeemable at the sole discretion of the Bank on the first reset date and every quarter or five years, as applicable, thereafter. Limited Recourse Capital Notes (LRCN) Series 1 and Series 3 are also redeemable in the one month period preceding each reset date. The securities are also redeemable following a regulatory or tax event, as described in the offering documents. All redemptions are subject to regulatory consent and occur at a redemption price of par plus accrued and unpaid interest (unless canceled, where applicable). </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Distributions paid from November&#160;1 to October&#160;31 in the relevant fiscal year per face amount of $<ix:nonFraction name="bns:PerShareAmountOfOtherEquityInstrumentsOnTheBasisOfWhichDistributionIsMade" contextRef="PAsOn10_31_2025" unitRef="Unit_USD_per_Share" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213274">1,000</ix:nonFraction> or U.S.$<ix:nonFraction name="bns:PerShareAmountOfOtherEquityInstrumentsOnTheBasisOfWhichDistributionIsMade" contextRef="PAsOn10_31_2025" unitRef="Unit_USD_per_Share" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213275">1,000</ix:nonFraction>, as applicable. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The securities rank pari passu to each other and are the Bank&#8217;s direct unsecured obligations, ranking subordinate to Bank&#8217;s other subordinated indebtedness. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">While interest is payable on the securities when it becomes due, the Bank may, at its sole discretion and with notice, cancel interest payments. Refer to Note 23(c) &#8211; Restriction on payment of dividends and retirement of shares. </div></td></tr></table>
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(5)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">CME 3-month Term SOFR. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width:2%;vertical-align:top;text-align:left">(6)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On June&#160;4, 2025, the Bank redeemed US $<ix:nonFraction name="bns:RedemptionOfNotesanddebentures" contextRef="P06_04_2025To06_04_2025_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213276">1,250</ix:nonFraction> million <ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn06_04_2025_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213277">4.900</ix:nonFraction>% Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes at <ix:nonFraction name="bns:PercentageOfPrincipalOnNotesRedeemed" contextRef="PAsOn06_04_2025_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213278">100</ix:nonFraction>% of their principal amount plus accrued and unpaid interest. The redemption of these AT1 Notes resulted in a foreign currency loss of $<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughAppropriationOfRetainedEarnings" contextRef="P06_04_2025To06_04_2025_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213279">22</ix:nonFraction>&#160;million recorded in Retained Earnings. </div></td></tr></table>
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<td style="width: 2%; text-align: left; vertical-align: top;">(7)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Interest on LRCN is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-deferrable,</div> however, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-payment</div> of interest that is not cured within <div style="-sec-ix-hidden:hidden151229388;display:inline;">five business days</div> results in a Recourse Event. A Recourse Event of the respective Series occurs if (a)&#160;there is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-payment</div> in cash by the Bank of the principal amount, together with any accrued and unpaid interest, on the maturity date, (b)&#160;there is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-payment</div> in cash of interest which is not cured within 5 business days, (c)&#160;there is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-payment</div> in cash of the redemption price in connection with the redemption of the LRCNs, (d)&#160;an event of default occurs (i.e. bankruptcy, insolvency, or liquidation of the Bank), or (e)&#160;there is an NVCC Trigger Event. Upon the occurrence of a Recourse Event, the noteholder&#8217;s sole recourse will be limited to their proportionate share of the Series&#8217; respective assets held in Scotiabank LRCN Trust, a consolidated entity, which consist initially of the respective AT1 Notes or, following an NVCC Trigger Event, common shares. Refer to Note&#160;23(c) &#8211; Restriction on payment of dividends and retirement of shares. </div></td></tr></table>
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<td style="width: 2%; text-align: left; vertical-align: top;">(8)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On June&#160;15, 2021, the Bank issued $<ix:nonFraction name="ifrs-full:NotesAndDebenturesIssued" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213280">1,250</ix:nonFraction>&#160;million <ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213281">3.70</ix:nonFraction>% Fixed Rate Resetting Limited Recourse Capital Notes Series 1 (NVCC) (&#8220;LRCN Series 1&#8221;). In connection with the issuance of LRCN Series 1, the Bank issued $<ix:nonFraction name="bns:OtherEquityInstrumentsNotionalAmount" contextRef="PAsOn10_31_2025_SeriesOneAdditionalTierOneCapitalInstrumentsMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213282">1,250</ix:nonFraction>&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 1 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table>
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<td style="width: 2%; text-align: left; vertical-align: top;">(9)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The then-prevailing five-year Government of Canada yield. </div></td></tr></table>
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<td style="width: 2%; text-align: left; vertical-align: top;">(10)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On October&#160;7, 2021, the Bank issued U.S.$<ix:nonFraction name="ifrs-full:NotesAndDebenturesIssued" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213283">600</ix:nonFraction>&#160;million <ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213284">3.625</ix:nonFraction>% Fixed Rate Resetting Limited Recourse Capital Notes Series 2 (NVCC) (&#8220;LRCN Series 2&#8221;). In connection with the issuance of LRCN Series 2, the Bank issued U.S.$<ix:nonFraction name="bns:OtherEquityInstrumentsNotionalAmount" contextRef="PAsOn10_31_2025_SeriesTwoAdditionalTierOneCapitalInstrumentsMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213285">600</ix:nonFraction>&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 2 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="display:inline;">(11)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The then-prevailing five-year U.S. Treasury Rate. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width:2%;vertical-align:top;text-align:left">(12)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On June&#160;16, 2022, the Bank issued $<ix:nonFraction name="ifrs-full:NotesAndDebenturesIssued" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213286">1,500</ix:nonFraction>&#160;million <ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213287">7.023</ix:nonFraction>% Fixed Rate Resetting Limited Recourse Capital Notes Series 3 (NVCC) (&#8220;LRCN Series 3&#8221;). In connection with the issuance of LRCN Series 3, the Bank issued $<ix:nonFraction name="bns:OtherEquityInstrumentsNotionalAmount" contextRef="PAsOn10_31_2025_SeriesThreeAdditionalTierOneCapitalInstrumentsMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213288">1,500</ix:nonFraction>&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 3 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(13)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On October&#160;25, 2022, the Bank issued U.S.$<ix:nonFraction name="ifrs-full:NotesAndDebenturesIssued" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213289">750</ix:nonFraction>&#160;million <ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213290">8.625</ix:nonFraction>% Fixed Rate Resetting Limited Recourse Capital Notes Series 4 (NVCC) (&#8220;LRCN Series 4&#8221;). In connection with the issuance of LRCN Series 4, the Bank issued U.S.$<ix:nonFraction name="bns:OtherEquityInstrumentsNotionalAmount" contextRef="PAsOn10_31_2025_SeriesFourAdditionalTierOneCapitalInstrumentsMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213291">750</ix:nonFraction>&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 4 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(14)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On January&#160;12, 2024, the Bank issued U.S.$<ix:nonFraction name="ifrs-full:NotesAndDebenturesIssued" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213292">750</ix:nonFraction>&#160;million <ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213293">8.000</ix:nonFraction>% Fixed Rate Resetting Limited Recourse Capital Notes Series 5 (NVCC) (&#8220;LRCN Series 5&#8221;). In connection with the issuance of LRCN Series 5, the Bank issued U.S.$<ix:nonFraction name="bns:OtherEquityInstrumentsNotionalAmount" contextRef="PAsOn10_31_2025_SeriesFiveAdditionalTierOneCapitalInstrumentsMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213294">750</ix:nonFraction>&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 5 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(15)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On January&#160;31, 2025, the Bank issued USD$<ix:nonFraction name="ifrs-full:NotesAndDebenturesIssued" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesSixMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213295">1,000</ix:nonFraction>&#160;million of <ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesSixMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213296">7.350</ix:nonFraction>% Fixed Rate Resetting Limited Recourse Capital Notes Series <div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">6 (NVCC) (&#8220;LRCN Series 6&#8221;).</div> In connection with the issuance of LRCN Series 6, the Bank issued U.S.$<ix:nonFraction name="bns:OtherEquityInstrumentsNotionalAmount" contextRef="PAsOn10_31_2025_SeriesSixAdditionalTierOneCapitalInstrumentsMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213297">1,000</ix:nonFraction>&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC)<div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div>(&#8220;the Series 6 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(16)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On September 29, 2025, the Bank issued USD$<ix:nonFraction name="ifrs-full:NotesAndDebenturesIssued" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesSevenMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213298">1,000</ix:nonFraction> million of <ix:nonFraction name="ifrs-full:BorrowingsInterestRate" contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesSevenMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_pure" decimals="5" scale="-2" format="ixt:num-dot-decimal" id="ixv-213299">6.875</ix:nonFraction>% Fixed Rate Resetting Limited Recourse Capital Notes Series <div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">7 (NVCC) (&#8220;LRCN Series 7&#8221;).</div> In connection with the issuance of LRCN Series 7, the Bank issued U.S.$<ix:nonFraction name="bns:OtherEquityInstrumentsNotionalAmount" contextRef="PAsOn10_31_2025_SeriesSevenAdditionalTierOneCapitalInstrumentsMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_USD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213300">1,000</ix:nonFraction> million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC)<div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div>(&#8220;the Series 7 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table> </ix:nonNumeric> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Contractual NVCC provisions contained in the Bank&#8217;s Subordinated Additional Tier 1 Capital Notes, including those issued to Scotiabank LRCN Trust as recourse assets in respect of the LRCNs, trigger conversion of these securities into a variable number of common shares if OSFI announces that the Bank has ceased, or is about to cease, to be viable, or if a federal or provincial government in Canada publicly announces that the Bank has accepted or agreed to accept a capital injection, or equivalent support, from the federal government or any provincial government or political subdivision or agent thereof without which the Bank would have been determined by OSFI to be <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-viable.</div> If such a conversion were to occur, outstanding Subordinated Additional Tier 1 Capital Notes (NVCC), would be converted into common shares pursuant to an automatic conversion formula defined as 125% of the par value plus accrued and unpaid interest divided by the conversion price. The conversion price is based on the greater of: (i) $5.00 (subject to adjustments in certain events and converted to U.S. dollar-equivalent, where applicable, each as set out in their respective prospectus supplements), and (ii)&#160;the current market price of the Bank&#8217;s common shares at the time of the trigger event <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(10-day</div> weighted average and converted to U.S. dollar-equivalent, where applicable). U.S. dollar equivalents of the floor price and the current market price, where applicable, are based on the CAD/USD exchange rate on the day prior to the trigger event. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The notes above have been determined to be compound instruments that have both equity and liability features. At inception, the fair value of the liability component is initially measured with any residual amount assigned to the equity component. On the respective dates of issuance, the </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> </ix:continuation><ix:continuation id="TextSelectionAppend_151228680_4" continuedAt="TextSelectionAppend_151228680_5"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">207</div></div> </div></div> </ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228680_5" continuedAt="TextSelectionAppend_151228680_6"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation> </div></div> </div><ix:continuation id="TextSelectionAppend_151228680_6" continuedAt="TextSelectionAppend_151228680_7"><div></div></ix:continuation></div><ix:continuation id="TextSelectionAppend_151228680_7" continuedAt="TextSelectionAppend_151228680_8"><div><div style="line-height:normal;display: inline;"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></div></div></ix:continuation></div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151228680_8"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Bank has assigned an insignificant value to each liability component of the notes and, as a result, the proceeds received upon issuance of the notes have been presented as equity. The Bank will continue to monitor events that could impact the value of the liability component. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">During the year ended October&#160;31, 2025, the Bank paid aggregate distributions on these notes of $<ix:nonFraction name="bns:InterestPaid1" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213302">506</ix:nonFraction>&#160;million (2024 &#8211; $<ix:nonFraction name="bns:InterestPaid1" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213303">469</ix:nonFraction> million), net of income taxes of $<ix:nonFraction name="bns:IncomeTaxesNet" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213304">120</ix:nonFraction>&#160;million (2024 &#8211; $<ix:nonFraction name="bns:IncomeTaxesNet" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213305">93</ix:nonFraction> million), based on exchange rates in effect on the payment dates, where applicable. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Restrictions on payment of dividends and retirement of shares </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Under the Bank Act, the Bank is prohibited from declaring or paying any dividends on its common or preferred shares or redeeming, purchasing or otherwise retiring such shares when the Bank is, or would be placed by such a declaration or retirement, in contravention of the capital adequacy, liquidity or any other regulatory directives issued under the Bank Act. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the event that applicable cash distributions on any of the Scotiabank Trust Securities are not paid on a regular distribution date, the Bank has undertaken not to pay dividends of any kind on its preferred or common shares until such distributions are made in full or the twelfth month following the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-payment</div> of such distributions. Similarly, should the Bank fail to declare regular dividends on any of its directly issued and outstanding preferred or common shares, cash distributions will also not be made on any of the Scotiabank Trust Securities. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the event that distributions are not paid in full on the Bank&#8217;s Subordinated Additional Tier 1 Capital Notes (NVCC), including those issued as recourse assets in respect of LRCNs to Scotiabank LRCN Trust where the trustee has not waived such distributions or no longer holds the respective AT1 Notes, the Bank has undertaken not to declare dividends on its common or preferred shares or redeem, purchase or otherwise retire such shares until the month commencing after such distributions have been made in full. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the event that dividends to which preferred shareholders are then entitled have not been paid or sufficient funds have not been set aside to do so, the Bank has undertaken not to declare dividends on its common shares or redeem, purchase or otherwise retire its common shares. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Currently, the above limitations do not restrict the payment of dividends on or retirement of preferred or common shares. </div> </ix:continuation> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfCapitalManagementExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-185546">
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<td id="fin937872_24" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Capital Management </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The primary regulator over the Bank&#8217;s consolidated capital adequacy is the Office of the Superintendent of Financial Institutions, Canada (OSFI). The capital adequacy regulations in Canada are largely consistent with international standards set by the Basel Committee on Banking Supervision (BCBS). OSFI requires Canadian deposit-taking institutions to fully implement the Basel III reforms and achieve minimums of <ix:nonFraction name="bns:MinimumCapitalAdequateRatioForCommonEquityTierOneCapital" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213306">7</ix:nonFraction>%, <ix:nonFraction name="bns:MinimumCapitalAdequateRatioForTierOneCapital" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213307">8.5</ix:nonFraction>% and <ix:nonFraction name="bns:MinimumCapitalAdequateRatioForRegulatoryCapital" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213308">10.5</ix:nonFraction>% for CET1, Tier 1 and Total Capital, respectively. OSFI has also designated the Bank as a domestic systemically important bank <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(D-SIB),</div> increasing its minimum capital ratio requirements by <ix:nonFraction name="bns:IncreaseInMinimumCapitalRatioRequirementsAcrossAllTiersOfCapital" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213309">1</ix:nonFraction>% across all tiers of capital, in line with the requirements for global systemically important banks. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In addition, OSFI expects <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIBs</div> to hold a Domestic Stability Buffer (DSB). In December 2022<div style="letter-spacing: 0px; top: 0px;display:inline;">,</div> OSFI announced that the DSB will increase to <ix:nonFraction name="bns:DomesticStabilityBufferThresholdPercentage" contextRef="PAsOn12_31_2022" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213310">3.0</ix:nonFraction>% of total risk-weighted assets (RWA), effective February&#160;1, 2023, and has increased the DSB&#8217;s range from <ix:nonFraction name="bns:DomesticStabilityBufferThresholdPercentage" contextRef="PAsOn02_01_2023_BottomOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213311">0</ix:nonFraction>% to <ix:nonFraction name="bns:DomesticStabilityBufferThresholdPercentage" contextRef="PAsOn02_01_2023_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213312">4.0</ix:nonFraction>%. In June 2023, OSFI announced that the DSB will increase to <ix:nonFraction name="bns:DomesticStabilityBufferThresholdPercentage" contextRef="PAsOn06_30_2023" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213313">3.5</ix:nonFraction>% of total&#160;RWA, effective November&#160;1, 2023. In addition, in June 2025, OSFI maintained the DSB at <ix:nonFraction name="bns:DomesticStabilityBufferThresholdPercentage" contextRef="PAsOn06_30_2025" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213314">3.5</ix:nonFraction>% of RWA. OSFI&#8217;s minimum regulatory capital ratio requirements, including the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIB</div> <ix:nonFraction name="bns:DomesticStabilityBufferThresholdPercentageSurcharge" contextRef="PAsOn02_01_2023" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213315">1.0</ix:nonFraction>% surcharge and its DSB are: <ix:nonFraction name="bns:CommonEquityTierOneCapitalThresholdRatio1" contextRef="PAsOn02_01_2023" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213316">11.5</ix:nonFraction>%, <ix:nonFraction name="bns:TierOneCapitalThresholdRatio" contextRef="PAsOn02_01_2023" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213317">13.0</ix:nonFraction>% and <ix:nonFraction name="bns:TotalCapitalThresholdRatio" contextRef="PAsOn02_01_2023" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213318">15.0</ix:nonFraction>% for Common Equity Tier 1 (CET1), Tier 1 and Total capital ratios, respectively. In addition, the Bank is presently subject to a BCBS countercyclical buffer requirement of approximately eight basis points. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In addition to risk-based capital requirements, the Basel III reforms introduced a simpler, non risk-based Leverage ratio requirement to act as a supplementary measure to its risk-based capital requirements. Institutions are expected to maintain an operating buffer above the <ix:nonFraction name="bns:MinimumMaterialOperatingBufferPercentage" contextRef="P02_01_2023To04_30_2023" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213319">3.5</ix:nonFraction>% minimum, including the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIB</div> surcharge of <ix:nonFraction name="bns:DomesticStabilityBufferThresholdPercentageIncrease" contextRef="PAsOn04_30_2023" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213320">0.5</ix:nonFraction>%, effective Q2 2023. </div> <ix:nonNumeric name="bns:DisclosureOfRegulatoryCapitalAndCapitalRatiosExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-185562"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s regulatory capital ratios were as follows: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Capital<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common Equity Tier 1 capital</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CommonEquityTierOneCapitalAmount" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221548">62,752</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CommonEquityTierOneCapitalAmount" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221547">60,631</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net Tier 1 capital</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TierOneCapital" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221550">72,790</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TierOneCapital" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221549">69,499</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total regulatory capital</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:Capital1" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221551">80,908</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:Capital1" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221552">77,708</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loss absorbing capacity (TLAC)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TotalLossAbsorbingCapacity" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151229342">138,049</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TotalLossAbsorbingCapacity" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151229343">137,752</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Risk-weighted assets/exposures used in calculation of capital ratios</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Risk-weighted assets<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:RiskWeightedAssets" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221851">474,453</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:RiskWeightedAssets" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221852">463,992</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Leverage exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:LeverageRatioExposure" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221562">1,622,415</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:LeverageRatioExposure" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221561">1,563,140</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Regulatory ratios<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common Equity Tier 1 capital ratio</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CommonEquityTierOneCapitalRatio1" contextRef="PAsOn10_31_2025" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151221553">13.2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CommonEquityTierOneCapitalRatio1" contextRef="PAsOn10_31_2024" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151221554">13.1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Tier 1 capital ratio</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TierOneCapitalRatio" contextRef="PAsOn10_31_2025" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151221555">15.3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TierOneCapitalRatio" contextRef="PAsOn10_31_2024" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151221556">15.0</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total capital ratio</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CapitalRatio" contextRef="PAsOn10_31_2025" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151221558">17.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CapitalRatio" contextRef="PAsOn10_31_2024" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151221557">16.7</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loss absorbing capacity ratio<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TotalLossAbsorbingCapacityRatioPercentage" contextRef="PAsOn10_31_2025" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229344">29.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TotalLossAbsorbingCapacityRatioPercentage" contextRef="PAsOn10_31_2024" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229345">29.7</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Leverage ratio<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LeverageRatioPercentage" contextRef="PAsOn10_31_2025" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151221559">4.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LeverageRatioPercentage" contextRef="PAsOn10_31_2024" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151221560">4.4</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loss absorbing capacity leverage ratio<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TotalLossAbsorbingCapacityLeverageRatioPercentage" contextRef="PAsOn10_31_2025" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229346">8.5</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TotalLossAbsorbingCapacityLeverageRatioPercentage" contextRef="PAsOn10_31_2024" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229347">8.8</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr> </table> <div style="font-size: 2pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The regulatory capital ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#8211; Capital Adequacy Requirements (November 2023). </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">This measure has been disclosed in this document in accordance with OSFI Guideline &#8211; Total Loss Absorbing Capacity (September 2018). </div> </td> </tr> </table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The leverage ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#8211; Leverage Requirements (February 2023). </div> </td> </tr> </table> </ix:nonNumeric> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank exceeded the OSFI regulatory minimum capital ratios as at October&#160;31, 2025. </div> </ix:nonNumeric> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfSharebasedPaymentArrangementsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228665" id="ixv-185851">
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<tr style="page-break-inside:avoid">
<td id="fin937872_25" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Share-Based Payments </div> </td> </tr> </table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stock option plans </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank grants stock options as part of the Employee Stock Option Plan as well as stand-alone stock appreciation rights (SARs). Options to purchase common shares and/or to receive an equivalent cash payment, as applicable, may be granted to select employees at an exercise price of the higher of the closing price of the Bank&#8217;s common shares on the TSX on the trading day prior to the grant date or the volume weighted average trading price for the five trading days immediately preceding the grant date. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">208</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div> </ix:nonNumeric></div> </div> <ix:continuation id="TextSelection_151228665" continuedAt="TextSelectionAppend_151228665_1"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228665_1" continuedAt="TextSelectionAppend_151228665_2"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228665_2" continuedAt="TextSelectionAppend_151228665_3"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151228665_3" continuedAt="TextSelectionAppend_151228665_4"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Stock options granted vest <ix:nonFraction name="bns:SharebasedPaymentArrangementVestingRightsPercentage" contextRef="P11_01_2024To10_31_2025_ShareBasedCompensationsAwardTrancheOneMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213346">50</ix:nonFraction>% at the end of the third year and <ix:nonFraction name="bns:SharebasedPaymentArrangementVestingRightsPercentage" contextRef="P11_01_2024To10_31_2025_ShareBasedCompensationsAwardTrancheTwoMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213347">50</ix:nonFraction>% at the end of the fourth year. Stock options are exercisable no later than <ix:nonNumeric name="bns:StockOptionExercisablePeriod" contextRef="P11_01_2024To10_31_2025" format="ixt-sec:duryear" id="ixv-213348">10</ix:nonNumeric> years after the grant date. In the event that the expiry date falls within an insider trading blackout period, the expiry date will be extended for <ix:nonFraction name="bns:NumberOfBusinessDays" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_D" decimals="INF" scale="0" format="ixt:num-dot-decimal" id="ixv-213349">10</ix:nonFraction> business days after the end of the blackout period. There is a total of <ix:nonFraction name="ifrs-full:SharesReservedForIssueUnderOptionsAndContractsForSaleOfShares" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213350">141</ix:nonFraction>&#160;million common shares which have been reserved for issuance under the Bank&#8217;s Employee Stock Option Plan of which <ix:nonFraction name="ifrs-full:NumberOfSharesIssued" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213351">120</ix:nonFraction>&#160;million common shares have been issued as a result of the exercise of options and <ix:nonFraction name="bns:NumberOfSharesCommitedUnderOutstandingOption" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213352">11</ix:nonFraction>&#160;million common shares are committed under outstanding options, leaving <ix:nonFraction name="bns:NumberOfCommonSharesReservedForFutureIssuance" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213353">11</ix:nonFraction>&#160;million common shares available for issuance as options. Outstanding options expire on dates ranging from <ix:nonNumeric name="bns:ShareOptionsOutstandingExpiryDate" contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis" format="ixt:date-monthname-day-year-en" id="ixv-213354">December 3, 2025</ix:nonNumeric> to <ix:nonNumeric name="bns:ShareOptionsOutstandingExpiryDate" contextRef="P11_01_2024To10_31_2025_TopOfRangeMemberifrsfullRangeAxis" format="ixt:date-monthname-day-year-en" id="ixv-213355">December 12, 2034</ix:nonNumeric>. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The cost of these options is recognized on a graded vesting basis except where the employee is eligible to retire prior to a tranche&#8217;s vesting date, in which case the cost is recognized between the grant date and the date the employee is eligible to retire. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">The Stock Option Plan includes: </div></div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stock options </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:8pt; font-family:arial">Employee stock options granted are equity-classified stock options which call for settlement in shares. </div> <div style="margin-top:3pt; margin-bottom:0pt; margin-left:4%; font-size:8pt; font-family:arial">The amount recorded in equity &#8211; other reserves for vested stock options as at October&#160;31, 2025 was $<ix:nonFraction name="ifrs-full:ReserveOfEquityComponentOfConvertibleInstruments" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213356">124</ix:nonFraction> million (2024&#160;&#8211; $<ix:nonFraction name="ifrs-full:ReserveOfEquityComponentOfConvertibleInstruments" contextRef="PAsOn10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213357">124</ix:nonFraction> million). </div> <div style="margin-top:3pt; margin-bottom:0pt; margin-left:4%; font-size:8pt; font-family:arial">In 2025, an expense of $<ix:nonFraction name="ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_SalariesAndEmployeeBenefitsMemberBNSIncomeStatementLocation1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213358">15</ix:nonFraction>&#160;million (2024&#160;&#8211; $<ix:nonFraction name="ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees" contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_SalariesAndEmployeeBenefitsMemberBNSIncomeStatementLocation1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213359">13</ix:nonFraction> million) was recorded in salaries and employee benefits in the Consolidated Statement of Income. As at October&#160;31, 2025, future unrecognized compensation cost for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-vested</div> stock options was $<ix:nonFraction name="bns:UnrecognizedCompensationCostRelatedToUnvestedStockOptions" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_SalariesAndEmployeeBenefitsMemberBNSIncomeStatementLocation1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213360">8</ix:nonFraction>&#160;million (2024&#160;&#8211; $<ix:nonFraction name="bns:UnrecognizedCompensationCostRelatedToUnvestedStockOptions" contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_SalariesAndEmployeeBenefitsMemberBNSIncomeStatementLocation1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213361">10</ix:nonFraction> million) which is to be recognized over a weighted-average period of <ix:nonNumeric name="bns:UnrecognizedSharebasedPaymentsCompensationCostRecognisedPeriod" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" format="ixt-sec:duryear" id="ixv-213362">1.84</ix:nonNumeric>&#160;years (2024&#160;&#8211; <ix:nonNumeric name="bns:UnrecognizedSharebasedPaymentsCompensationCostRecognisedPeriod" contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" format="ixt-sec:duryear" id="ixv-213363">2.03</ix:nonNumeric> years). </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stock appreciation rights </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:8pt; font-family:arial">Stand-alone SARs are granted instead of stock options to select employees in countries where local laws may restrict the Bank from issuing shares. When a SAR is exercised, the Bank pays the appreciation amount in cash equal to the rise in the market price of the Bank&#8217;s common shares since the grant date. </div> <div style="margin-top:3pt; margin-bottom:0pt; margin-left:4%; font-size:8pt; font-family:arial">During fiscal 2025, <ix:nonFraction name="ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement" contextRef="P11_01_2024To10_31_2025_StockAppreciationRightsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213364">119,316</ix:nonFraction>&#160;SARs were granted (2024&#160;&#8211; <ix:nonFraction name="ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement" contextRef="P11_01_2023To10_31_2024_StockAppreciationRightsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213365">81,414</ix:nonFraction>) and as at October&#160;31, 2025, <ix:nonFraction name="ifrs-full:NumberOfOutstandingShareOptions" contextRef="PAsOn10_31_2025_StockAppreciationRightsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213366">485,684</ix:nonFraction> SARs were outstanding (2024&#160;&#8211; <ix:nonFraction name="ifrs-full:NumberOfOutstandingShareOptions" contextRef="PAsOn10_31_2024_StockAppreciationRightsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213367">570,156</ix:nonFraction>), of which <ix:nonFraction name="bns:NumberOfShareOptionsVestedInSharebasedPaymentArrangement" contextRef="PAsOn10_31_2025_StockAppreciationRightsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213368">481,880</ix:nonFraction>&#160;SARs were vested (2024&#160;&#8211; <ix:nonFraction name="bns:NumberOfShareOptionsVestedInSharebasedPaymentArrangement" contextRef="PAsOn10_31_2024_StockAppreciationRightsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213369">566,349</ix:nonFraction>). </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt; margin-left: 4%;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The impact to the Bank&#8217;s consolidated financial statements of vested and outstanding SARs was not material. </div></div></div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Determination of fair values </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The share-based payment expense for stock options was quantified using the Black-Scholes option pricing model on the date of grant. The fiscal 2025 and 2024 stock option grants were fair valued using the following weighted-average assumptions and resulting fair value per award: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" escape="true" id="ixv-185924">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025&#160;Grant</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024 Grant</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assumptions</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Risk-free interest rate&#160;%</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DescriptionOfRiskFreeInterestRateShareOptionsGranted" contextRef="P11_01_2024To10_31_2025_TwoThousandAndTwentyFiveStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213370">2.77</ix:nonFraction>%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DescriptionOfRiskFreeInterestRateShareOptionsGranted" contextRef="P11_01_2023To10_31_2024_TwoThousandAndTwentyFourStockOptionMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213371">3.26</ix:nonFraction>%</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Expected dividend yield</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ExpectedDividendAsPercentageShareOptionsGranted" contextRef="P11_01_2024To10_31_2025_TwoThousandAndTwentyFiveStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213372">4.88</ix:nonFraction>%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ExpectedDividendAsPercentageShareOptionsGranted" contextRef="P11_01_2023To10_31_2024_TwoThousandAndTwentyFourStockOptionMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213373">4.47</ix:nonFraction>%</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Expected price volatility</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:DescriptionOfExpectedVolatilityShareOptionsGranted" contextRef="P11_01_2024To10_31_2025_TwoThousandAndTwentyFiveStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213374">19.33</ix:nonFraction>%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DescriptionOfExpectedVolatilityShareOptionsGranted" contextRef="P11_01_2023To10_31_2024_TwoThousandAndTwentyFourStockOptionMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213375">19.76</ix:nonFraction>%</td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Expected life of option</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="ifrs-full:DescriptionOfOptionLifeShareOptionsGranted" contextRef="P11_01_2024To10_31_2025_TwoThousandAndTwentyFiveStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_Y" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213376">6.84</ix:nonFraction><div style="display:inline;">&#160;</div></div>Years</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DescriptionOfOptionLifeShareOptionsGranted" contextRef="P11_01_2023To10_31_2024_TwoThousandAndTwentyFourStockOptionMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_Y" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213377">6.90</ix:nonFraction>&#160;Years</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Fair value</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Weighted-average fair value</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:WeightedAverageSharePriceShareOptionsGranted2019" contextRef="P11_01_2024To10_31_2025_TwoThousandAndTwentyFiveStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213378">8.07</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:WeightedAverageSharePriceShareOptionsGranted2019" contextRef="P11_01_2023To10_31_2024_TwoThousandAndTwentyFourStockOptionMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213379">7.68</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> </ix:nonNumeric> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The risk-free rate is based on Canadian treasury bond rates interpolated for the maturity equal to the expected life until exercise of the options. Expected dividend yield is based on historical dividend payout. Expected price volatility is determined based on the historical volatility for compensation. For accounting purposes, an average of the market consensus implied volatility for traded options on our common shares and the historical volatility is used. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Details of the Bank&#8217;s Employee Stock Option Plan are as follows<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-186061">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:56%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:4%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Number&#160;of&#160;stock<br/> options (000&#8217;s)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Weighted&#160;average<br/> exercise&#160;price</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Number&#160;of&#160;stock<br/> options (000&#8217;s)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Weighted&#160;average<br/> exercise price</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Outstanding at beginning of year</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;<ix:nonFraction name="ifrs-full:NumberOfOutstandingShareOptions" contextRef="PAsOn10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213380">11,456</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" contextRef="PAsOn10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213381">70.75</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NumberOfOutstandingShareOptions" contextRef="PAsOn10_31_2023_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213382">11,558</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" contextRef="PAsOn10_31_2023_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213383">72.74</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Granted</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213384">1,587</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement2019" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213385">79.13</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement" contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213386">2,676</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement2019" contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213387">59.99</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exercised as options</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:NumberOfShareOptionsExercisedInSharebasedPaymentArrangement" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213388">2,710</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213389">72.21</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:NumberOfShareOptionsExercisedInSharebasedPaymentArrangement" contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213390">498</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019" contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213391">66.04</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forfeited</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213392">85</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213393">70.66</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement" contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213394">600</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019" contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213395">70.34</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Expired</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:NumberOfShareOptionsExpiredInSharebasedPaymentArrangement" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213396">161</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213397">72.62</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:NumberOfShareOptionsExpiredInSharebasedPaymentArrangement" contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213398">1,680</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019" contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213399">68.84</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Outstanding at end of year</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NumberOfOutstandingShareOptions" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213400">10,087</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213401">71.65</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NumberOfOutstandingShareOptions" contextRef="PAsOn10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213402">11,456</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" contextRef="PAsOn10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213403">70.75</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exercisable at end of year</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213404">3,333</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213405">75.39</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" contextRef="PAsOn10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213406">4,737</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" contextRef="PAsOn10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213407">73.10</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Available for grant</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:NumberOfShareOptionsAvailableForGrantInSharebasedPaymentArrangement" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213408">10,562</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NumberOfShareOptionsAvailableForGrantInSharebasedPaymentArrangement" contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213409">11,902</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr> </table> </ix:nonNumeric> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-186364">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:40%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:4%"/>
<td style="vertical-align:bottom;width:3%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:5%"/>
<td style="vertical-align:bottom;width:3%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:5%"/>
<td style="vertical-align:bottom;width:3%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:5%"/>
<td style="vertical-align:bottom;width:3%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:5%"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Options Outstanding</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Options Exercisable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Number&#160;of&#160;stock</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">options (000&#8217;s)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Weighted</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">average remaining</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">contractual&#160;life&#160;(years)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Weighted&#160;average</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">exercise price</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Number&#160;of&#160;stock</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">options (000&#8217;s)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Weighted&#160;average</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">exercise price</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Range of exercise prices</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">$<ix:nonFraction name="ifrs-full:ExercisePriceOfOutstandingShareOptions2019" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsOneMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213410">55.63</ix:nonFraction> to $<ix:nonFraction name="ifrs-full:ExercisePriceOfOutstandingShareOptions2019" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsOneMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213411">68.32</ix:nonFraction></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NumberOfOutstandingShareOptions" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsOneMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213412">2,363</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonNumeric name="ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsOneMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" format="ixt-sec:duryear" id="ixv-213413">8.02</ix:nonNumeric></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsOneMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213414">59.99</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsOneMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" unitRef="Unit_shares" xsi:nil="true" id="ixv-213415"></ix:nonFraction>&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsOneMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" unitRef="Unit_CAD_per_Share" xsi:nil="true" id="ixv-213416"></ix:nonFraction>&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">$<ix:nonFraction name="ifrs-full:ExercisePriceOfOutstandingShareOptions2019" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsTwoMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213417">68.33</ix:nonFraction> to $<ix:nonFraction name="ifrs-full:ExercisePriceOfOutstandingShareOptions2019" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsTwoMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213418">74.34</ix:nonFraction></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NumberOfOutstandingShareOptions" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsTwoMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213419">4,423</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonNumeric name="ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsTwoMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" format="ixt-sec:duryear" id="ixv-213420">5.43</ix:nonNumeric></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsTwoMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213421">70.17</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsTwoMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213422">2,313</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsTwoMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213423">71.62</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">$<ix:nonFraction name="ifrs-full:ExercisePriceOfOutstandingShareOptions2019" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsThreeMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213424">74.35</ix:nonFraction> to $<ix:nonFraction name="ifrs-full:ExercisePriceOfOutstandingShareOptions2019" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsThreeMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213425">85.46</ix:nonFraction></div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NumberOfOutstandingShareOptions" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsThreeMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213426">3,301</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonNumeric name="ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsThreeMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" format="ixt-sec:duryear" id="ixv-213427">6.96</ix:nonNumeric></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsThreeMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213428">81.98</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsThreeMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213429">1,020</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsThreeMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213430">83.95</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NumberOfOutstandingShareOptions" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213431">10,087</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonNumeric name="ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019" contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" format="ixt-sec:duryear" id="ixv-213432">6.54</ix:nonNumeric></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213433">71.65</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_shares" decimals="-3" scale="3" format="ixt:num-dot-decimal" id="ixv-213434">3,333</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-213435">75.39</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes SARs. </div> </td> </tr> </table> </ix:nonNumeric> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"><ix:exclude>2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">209</div></div> </div></ix:exclude></div></ix:continuation> </div> </div> <ix:continuation id="TextSelectionAppend_151228665_4" continuedAt="TextSelectionAppend_151228665_5"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228665_5" continuedAt="TextSelectionAppend_151228665_6"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228665_6" continuedAt="TextSelectionAppend_151228665_7"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation></div> </div> </div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228665_7"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Employee share ownership plans </div></div></td></tr></table><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Eligible employees can contribute up to a specified percentage of salary towards the purchase of common shares of the Bank. In general, the Bank matches <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:PercentageOfEmployerMatchingContributionTowardsShareOwnershipPlans" contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EmployeeStockOwnershipPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213437">50</ix:nonFraction>-<ix:nonFraction name="bns:PercentageOfEmployerMatchingContributionTowardsShareOwnershipPlans" contextRef="P11_01_2024To10_31_2025_EmployeeStockOwnershipPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213438">60</ix:nonFraction>%</div> of eligible contributions, depending on the region, up to a maximum dollar amount, which is expensed in salaries and employee benefits. During 2025, the Bank&#8217;s contributions totalled $<ix:nonFraction name="ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees" contextRef="P11_01_2024To10_31_2025_EmployeeStockOwnershipPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213439">94</ix:nonFraction>&#160;million (2024&#160;&#8211; $<ix:nonFraction name="ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees" contextRef="P11_01_2023To10_31_2024_EmployeeStockOwnershipPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213440">94</ix:nonFraction> million). Contributions, which are used to purchase common shares in the open market, do not result in a subsequent expense to the Bank from share price appreciation. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">As at October&#160;31, 2025, an aggregate of <ix:nonFraction name="ifrs-full:NumberOfOutstandingShareOptions" contextRef="PAsOn10_31_2025_CommonSharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_shares" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213441">21</ix:nonFraction>&#160;million common shares were held under the employee share ownership plans (2024 &#8211; <ix:nonFraction name="ifrs-full:NumberOfOutstandingShareOptions" contextRef="PAsOn10_31_2024_CommonSharesMemberifrsfullClassesOfShareCapitalAxis" unitRef="Unit_shares" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213442">21</ix:nonFraction> million). The shares in the employee share ownership plans are considered outstanding for computing the Bank&#8217;s basic and diluted earnings per share. </div><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other share-based payment plans </div></div></td></tr></table><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Other share-based payment plans use notional units that are valued based on the Bank&#8217;s common share price on the TSX. Most grants of units accumulate dividend equivalents in the form of additional units based on the dividends paid on the Bank&#8217;s common shares. These plans are settled in cash and, as a result, are liability-classified. Fluctuations in the Bank&#8217;s share price change the value of the units, which affects the Bank&#8217;s share-based payment expense. As described below, the value of the Performance Share Units also varies based on Bank performance. Upon exercise or redemption, payments are made to the employees with a corresponding reduction in the accrued liability. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In 2025, an aggregate expense of $<ix:nonFraction name="ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees" contextRef="P11_01_2024To10_31_2025_OtherSharebasedPaymentPlansMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213443">394</ix:nonFraction>&#160;million (2024 &#8211; $<ix:nonFraction name="ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees" contextRef="P11_01_2023To10_31_2024_OtherSharebasedPaymentPlansMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213444">357</ix:nonFraction> million) was recorded in salaries and employee benefits in the Consolidated Statement of Income for these plans. This expense includes gains from derivatives used to manage the volatility of share-based payments of $<ix:nonFraction name="bns:NetGainLossArisingFromDerivatives" contextRef="P11_01_2024To10_31_2025_OtherSharebasedPaymentPlansMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213445">345</ix:nonFraction>&#160;million (2024&#160;&#8211;&#160;$<ix:nonFraction name="bns:NetGainLossArisingFromDerivatives" contextRef="P11_01_2023To10_31_2024_OtherSharebasedPaymentPlansMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213446">196</ix:nonFraction>&#160;million <div style="letter-spacing: 0px; top: 0px;display:inline;">gains</div>). </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">As at October&#160;31, 2025, the share-based payment liability recognized for vested awards under these plans was $<ix:nonFraction name="ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011" contextRef="PAsOn10_31_2025_OtherSharebasedPaymentPlansMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213447">1,446</ix:nonFraction>&#160;million (2024&#160;&#8211;&#160;$<ix:nonFraction name="ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011" contextRef="PAsOn10_31_2024_OtherSharebasedPaymentPlansMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213448">1,010</ix:nonFraction>&#160;million). </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Details of these other share-based payment plans are as follows: </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Deferred Stock Unit Plan (DSU) </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Under the DSU Plan, senior executives may elect to receive all or a portion of their cash bonus under the Annual Incentive Plan (which is expensed for the year awarded in salaries and employee benefits in the Consolidated Statement of Income) in the form of deferred stock units which vest immediately. In addition the DSU plan allows for eligible executives of the Bank to participate in grants that are not allocated from the Annual Incentive Plan election. These grants are subject to specific vesting schedules. Units are redeemable in cash only when an executive ceases to be a Bank employee, and must be redeemed by December&#160;31 of the year following that event. As at October&#160;31, 2025, there were <ix:nonFraction name="ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" contextRef="PAsOn10_31_2025_DeferredStockUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="INF" scale="0" format="ixt:num-dot-decimal" id="ixv-213449">3,040,333</ix:nonFraction>&#160;units (2024 &#8211; <ix:nonFraction name="ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" contextRef="PAsOn10_31_2024_DeferredStockUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="INF" scale="0" format="ixt:num-dot-decimal" id="ixv-213450">2,732,877</ix:nonFraction>) awarded and outstanding of which <ix:nonFraction name="ifrs-full:NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement" contextRef="P11_01_2024To10_31_2025_DeferredStockUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="INF" scale="0" format="ixt:num-dot-decimal" id="ixv-213451">2,179,058</ix:nonFraction>&#160;units were vested (2024 &#8211; <ix:nonFraction name="ifrs-full:NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement" contextRef="P11_01_2023To10_31_2024_DeferredStockUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213452">1,893,903</ix:nonFraction>). </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Directors&#8217; Deferred Stock Unit Plan (DDSU) </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Under the DDSU Plan, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-officer</div> directors of the Bank may elect to receive all or a portion of their fee for that fiscal year (which is expensed by the Bank in other expenses in the Consolidated Statement of Income) in the form of deferred stock units which vest immediately. Units are redeemable in cash, only following resignation or retirement, and must be redeemed by December&#160;31 of the year following that event. As at October&#160;31, 2025, there were <ix:nonFraction name="ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" contextRef="PAsOn10_31_2025_DirectorsDeferredStockUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213453">436,880</ix:nonFraction>&#160;units outstanding (2024 &#8211; <ix:nonFraction name="ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" contextRef="PAsOn10_31_2024_DirectorsDeferredStockUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213454">420,889</ix:nonFraction>). </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Restricted Share Unit Plan (RSU) </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Under the RSU Plan, select employees receive an award of restricted share units which, for the majority of grants, vest at the end of three years. There are certain grants that provide for a graduated vesting schedule. Upon vesting, all RSU units are paid in cash to the employee. The share-based payment expense is recognized evenly over the vesting period except where the employee is eligible to retire prior to the vesting date in which case, the expense is recognized between the grant date and the date the employee is eligible to retire. As at October&#160;31, 2025, there were <ix:nonFraction name="ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" contextRef="PAsOn10_31_2025_RestrictedShareUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="INF" scale="0" format="ixt:num-dot-decimal" id="ixv-213455">9,438,970</ix:nonFraction>&#160;units (2024 &#8211; <ix:nonFraction name="ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" contextRef="PAsOn10_31_2024_RestrictedShareUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="INF" scale="0" format="ixt:num-dot-decimal" id="ixv-213456">8,478,453</ix:nonFraction>) awarded and outstanding of which <ix:nonFraction name="ifrs-full:NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement" contextRef="P11_01_2024To10_31_2025_RestrictedShareUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="INF" scale="0" format="ixt:num-dot-decimal" id="ixv-213457">6,888,296</ix:nonFraction>&#160;units were vested (2024 &#8211; <ix:nonFraction name="ifrs-full:NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement" contextRef="P11_01_2023To10_31_2024_RestrictedShareUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213458">5,665,778</ix:nonFraction>). </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Performance Share Unit Plan (PSU) </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Eligible executives receive an award of performance share units which, for the majority of grants, vest at the end of three years. Certain grants provide for a graduated vesting schedule which includes a specific performance factor calculation. PSU awards are subject to performance criteria measured over a three-year period whereby a multiplier factor is applied which impacts the incremental number of units due to employees. The three-year performance measures include return on equity compared to target and total shareholder return relative to a comparator group selected prior to the granting of the award. The Bank uses a probability-weighted-average of potential outcomes to estimate the multiplier impact. The share-based payment expense is recognized over the vesting period except where the employee is eligible to retire prior to the vesting date; in which case, the expense is recognized between the grant date and the date the employee is eligible to retire. This expense varies based on changes in the Bank&#8217;s share price and the Bank&#8217;s performance compared to the performance measures. Upon vesting, the units are paid in cash to the employee. As at October&#160;31, 2025, there were <ix:nonFraction name="bns:NumberOfOutstandingShareAwards" contextRef="PAsOn10_31_2025_PerformanceShareUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213459">7,026,302</ix:nonFraction>&#160;units (2024 &#8211; <ix:nonFraction name="bns:NumberOfOutstandingShareAwards" contextRef="PAsOn10_31_2024_PerformanceShareUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213460">6,766,501</ix:nonFraction>) outstanding subject to performance criteria, of which <ix:nonFraction name="bns:NumberOfShareAwardsVestedInSharebasedPaymentArrangement" contextRef="P11_01_2024To10_31_2025_PerformanceShareUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213461">6,010,837</ix:nonFraction>&#160;units were vested (2024 &#8211; <ix:nonFraction name="bns:NumberOfShareAwardsVestedInSharebasedPaymentArrangement" contextRef="P11_01_2023To10_31_2024_PerformanceShareUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="ixv-213462">4,843,892</ix:nonFraction>). </div></ix:continuation> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">210</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div> </div></div><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/><div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Consolidated Financial Statements </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><ix:nonNumeric name="ifrs-full:DisclosureOfIncomeTaxExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228642" id="ixv-186758">
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<td id="fin937872_26" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Corporate Income Taxes </div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Corporate income taxes recorded in the Bank&#8217;s consolidated financial statements for the years ended October&#160;31 are as follows: </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <ix:nonNumeric name="bns:DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-186768">
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Components of income tax provision </div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes in the Consolidated Statement of Income:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Current income taxes:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Domestic:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Federal</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:CurrentFederalTaxExpenseIncome" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213463">1,088</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CurrentFederalTaxExpenseIncome" contextRef="P11_01_2023To10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213464">138</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provincial</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CurrentProvincialTaxExpenseIncome" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213465">786</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CurrentProvincialTaxExpenseIncome" contextRef="P11_01_2023To10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213466">275</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Adjustments related to prior periods</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdjustmentsForCurrentTaxOfPriorPeriod" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213467">23</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:AdjustmentsForCurrentTaxOfPriorPeriod" contextRef="P11_01_2023To10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213468">40</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CurrentForeignTaxExpenseIncome" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213469">1,418</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CurrentForeignTaxExpenseIncome" contextRef="P11_01_2023To10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213470">1,219</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Adjustments related to prior periods</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:AdjustmentsForCurrentTaxOfPriorPeriod" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213471">15</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:AdjustmentsForCurrentTaxOfPriorPeriod" contextRef="P11_01_2023To10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213472">2</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213473">3,300</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213474">1,594</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Deferred income taxes:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Domestic:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Federal</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:DeferredFederalTaxExpenseIncome" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213475">261</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredFederalTaxExpenseIncome" contextRef="P11_01_2023To10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213476">388</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provincial</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:DeferredProvincialTaxExpenseIncome" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213477">154</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredProvincialTaxExpenseIncome" contextRef="P11_01_2023To10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213478">181</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:DeferredForeignTaxExpenseIncome" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213479">134</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="bns:DeferredForeignTaxExpenseIncome" contextRef="P11_01_2023To10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213480">131</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213481">549</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213482">438</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total provision for income taxes in the Consolidated Statement of Income</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213483">2,751</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;<ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213484">2,032</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes in the Consolidated Statement of Changes in Equity:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Current income taxes</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213485">162</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213486">1,019</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred income taxes</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213487">224</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213488">41</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213489">62</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213490">1,060</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Reported in:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other Comprehensive Income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" contextRef="P11_01_2024To10_31_2025_RecognizedInOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213491">187</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" contextRef="P11_01_2023To10_31_2024_RecognizedInOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213492">1,156</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Retained earnings</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" contextRef="P11_01_2024To10_31_2025_RetainedEarningsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213493">125</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" contextRef="P11_01_2023To10_31_2024_RetainedEarningsMemberifrsfullComponentsOfEquityAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213494">96</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other reserves</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total provision for income taxes in the Consolidated Statement of Changes in Equity</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213495">62</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213496">1,060</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total provision for income taxes</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncomeTaxExpenseBenefit1" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213497">2,813</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:IncomeTaxExpenseBenefit1" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213498">3,092</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes in the Consolidated Statement of Income includes:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax expense (benefit) relating to origination/reversal of temporary differences</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213499">549</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213500">438</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax expense (benefit) of tax rate changes</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213501">549</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213502">438</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr></table> </ix:nonNumeric> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfReconciliationOfEffectiveTaxRateExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-187269">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Reconciliation to statutory rate </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Income taxes in the Consolidated Statement of Income vary from the amounts that would be computed by applying the composite federal and provincial statutory income tax rate for the following reasons: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:68%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Percent<br/> <div style="white-space:nowrap;display:inline;">of&#160;pre-tax</div><br/> income</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Percent<br/> <div style="white-space:nowrap;display:inline;">of&#160;pre-tax</div><br/> income</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income taxes at Canadian statutory rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:TaxExpenseIncomeAtApplicableTaxRate" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213503">2,919</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ApplicableTaxRate" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213504">27.8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:TaxExpenseIncomeAtApplicableTaxRate" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213505">2,755</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ApplicableTaxRate" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213506">27.8</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Increase (decrease) in income taxes resulting from:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;">Lower average tax rate applicable to subsidiaries and foreign branches<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TaxEffectFromLowerAverageTaxRatesApplicableToSubsidiariesAndForeignBranches" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227674">177</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:LowerAverageTaxRateApplicableToSubsidiariesAndForeignBranches" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151227684">1.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TaxEffectFromLowerAverageTaxRatesApplicableToSubsidiariesAndForeignBranches" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151227675">746</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:LowerAverageTaxRateApplicableToSubsidiariesAndForeignBranches" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="Fact_151227685">7.5</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Tax-exempt</div> income from securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:TaxEffectOfRevenuesExemptFromTaxation2011" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213511">28</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:TaxRateEffectOfRevenuesExemptFromTaxation" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213512">0.3</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other, net</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213513">9</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213514">0.1</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213515">51</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213516">0.5</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total income taxes and effective tax rate</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213517">2,751</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AverageEffectiveTaxRate" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213518">26.2</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;<ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213519">2,032</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="ifrs-full:AverageEffectiveTaxRate" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213520">20.5</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">%&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Lower average tax rate applicable to subsidiaries and foreign branches includes the impact of the GMT which increased the effective tax rate by <ix:nonFraction name="ifrs-full:AverageEffectiveTaxRate" contextRef="P11_01_2024To10_31_2025_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213521">0.8</ix:nonFraction>%. </div></td></tr></table> </ix:nonNumeric> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">211</div></div> </div></div> </ix:exclude> <div style="margin-top: 1em; margin-bottom: 1em"></div> </ix:nonNumeric></div></div></div><ix:continuation id="TextSelection_151228642" continuedAt="TextSelectionAppend_151228642_1"><div></div></ix:continuation></div><ix:continuation id="TextSelectionAppend_151228642_1" continuedAt="TextSelectionAppend_151228642_2"><div><div style="line-height:normal;display: inline;"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></div></div></ix:continuation></div> <div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228642_2" continuedAt="TextSelectionAppend_151228642_3"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Deferred taxes </div></div></td></tr></table><ix:nonNumeric name="ifrs-full:DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-187552"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Significant components of the Bank&#8217;s deferred tax assets and liabilities are as follows: </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;<br/></div> <div style="text-align: center;"></div>
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<tr>
<td style="width: 68%;"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align: bottom; width: 2%;"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Statement&#160;of&#160;Income</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Statement&#160;of&#160;Financial&#160;Position</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">For&#160;the&#160;year&#160;ended</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8202;As&#160;at</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax assets:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"/>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; width: 2%;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"/>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; width: 3%;"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loss carryforwards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxAssetsTaxLossCarryForwardsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213523">60</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxAssetsTaxLossCarryForwardsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213524">29</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2025_DeferredTaxAssetsTaxLossCarryForwardsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213525">623</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2024_DeferredTaxAssetsTaxLossCarryForwardsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213526">930</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxAssetsAllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213527">272</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxAssetsAllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213528">54</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2025_DeferredTaxAssetsAllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213529">1,357</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2024_DeferredTaxAssetsAllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213530">1,076</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred compensation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxAssetsDeferredCompensationMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213531">109</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxAssetsDeferredCompensationMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213532">100</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2025_DeferredTaxAssetsDeferredCompensationMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213533">388</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2024_DeferredTaxAssetsDeferredCompensationMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213534">317</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxAssetsDeferredIncomeMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213535">150</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxAssetsDeferredIncomeMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213536">137</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2025_DeferredTaxAssetsDeferredIncomeMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213537">404</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2024_DeferredTaxAssetsDeferredIncomeMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213538">255</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Property and equipment</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxAssetPropertyAndEquipmentMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213539">101</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxAssetPropertyAndEquipmentMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213540">10</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2025_DeferredTaxAssetPropertyAndEquipmentMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213541">422</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2024_DeferredTaxAssetPropertyAndEquipmentMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213542">262</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Pension and other post-retirement benefits</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxAssetsPensionAndOtherPostretirementBenefitsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213543">22</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxAssetsPensionAndOtherPostretirementBenefitsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213544">48</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2025_DeferredTaxAssetsPensionAndOtherPostretirementBenefitsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213545">314</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2024_DeferredTaxAssetsPensionAndOtherPostretirementBenefitsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213546">387</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxAssetsSecuritiesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213547">26</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxAssetsSecuritiesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213548">17</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2025_DeferredTaxAssetsSecuritiesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213549">284</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2024_DeferredTaxAssetsSecuritiesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213550">260</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Lease liabilities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxAssetsLeaseLiabilitiesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213551">3</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxAssetsLeaseLiabilitiesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213552">28</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2025_DeferredTaxAssetsLeaseLiabilitiesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213553">910</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2024_DeferredTaxAssetsLeaseLiabilitiesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213554">891</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Own credit risk</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2025_DeferredTaxAssetsOwnCreditRiskMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213555">447</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2024_DeferredTaxAssetsOwnCreditRiskMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213556">250</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxAssetsOtherMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213557">22</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxAssetsOtherMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213558">57</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2025_DeferredTaxAssetsOtherMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213559">757</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2024_DeferredTaxAssetsOtherMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213560">673</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total deferred tax assets</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxAssetsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213561">639</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxAssetsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213562">258</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213563">5,906</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:DeferredTaxAssetsGross1" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213564">5,301</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax liabilities:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"/>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; width: 2%;"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"/>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; width: 3%;"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash flow hedges</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2025_DeferredTaxLiabilitiesCashFlowHedgesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213565">39</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2024_DeferredTaxLiabilitiesCashFlowHedgesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213566">57</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred compensation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxLiabilitiesDeferredCompensationMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213567">11</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxLiabilitiesDeferredCompensationMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213568">24</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2025_DeferredTaxLiabilitiesDeferredCompensationMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213569">209</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2024_DeferredTaxLiabilitiesDeferredCompensationMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213570">187</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxLiabilitiesDeferredIncomeMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213571">14</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxLiabilitiesDeferredIncomeMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213572">20</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2025_DeferredTaxLiabilitiesDeferredIncomeMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213573">65</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2024_DeferredTaxLiabilitiesDeferredIncomeMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213574">50</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Property and equipment</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxLiabilityPropertyAndEquipmentMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213575">39</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxLiabilityPropertyAndEquipmentMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213576">243</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2025_DeferredTaxLiabilityPropertyAndEquipmentMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213577">805</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2024_DeferredTaxLiabilityPropertyAndEquipmentMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213578">684</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Pension and other post-retirement benefits</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxLiabilitiesPensionAndOtherPostretirementBenefitsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213579">1</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxLiabilitiesPensionAndOtherPostretirementBenefitsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213580">1</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2025_DeferredTaxLiabilitiesPensionAndOtherPostretirementBenefitsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213581">73</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2024_DeferredTaxLiabilitiesPensionAndOtherPostretirementBenefitsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213582">82</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxLiabilitiesSecuritiesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213583">34</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxLiabilitiesSecuritiesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213584">14</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2025_DeferredTaxLiabilitiesSecuritiesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213585">398</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2024_DeferredTaxLiabilitiesSecuritiesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213586">354</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment in subsidiaries and associates</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxLiabilitiesInvestmentInSubsidiariesAndAssociatesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213587">26</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxLiabilitiesInvestmentInSubsidiariesAndAssociatesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213588">52</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2025_DeferredTaxLiabilitiesInvestmentInSubsidiariesAndAssociatesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213589">86</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2024_DeferredTaxLiabilitiesInvestmentInSubsidiariesAndAssociatesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213590">29</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Intangible assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxLiabilitiesIntangibleAssetsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213591">57</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxLiabilitiesIntangibleAssetsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213592">344</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2025_DeferredTaxLiabilitiesIntangibleAssetsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213593">1,746</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2024_DeferredTaxLiabilitiesIntangibleAssetsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213594">1,809</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxLiabilitiesOthersMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213595">90</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxLiabilitiesOthersMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213596">104</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2025_DeferredTaxLiabilitiesOthersMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213597">646</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2024_DeferredTaxLiabilitiesOthersMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213598">504</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total deferred tax liabilities</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025_DeferredTaxLiabilitiesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213599">90</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024_DeferredTaxLiabilitiesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213600">696</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213601">4,067</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:DeferredTaxLiabilitiesGross" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213602">3,756</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net deferred tax assets (liabilities)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151225018">549</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8201;&#8199;<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151227650">438</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:DeferredTaxLiabilityAsset" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151225017">1,839</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;<ix:nonFraction name="ifrs-full:DeferredTaxLiabilityAsset" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151224955">1,545</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;">&#160;</td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For Consolidated Statement of Financial Position presentation, deferred tax assets and liabilities are assessed by legal entity. As a result, the net deferred tax assets of $<ix:nonFraction name="ifrs-full:DeferredTaxLiabilityAsset" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213607">1,839</ix:nonFraction>&#160;(2024 &#8211; $<ix:nonFraction name="ifrs-full:DeferredTaxLiabilityAsset" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213608">1,545</ix:nonFraction>) are represented by deferred tax assets of $<ix:nonFraction name="ifrs-full:DeferredTaxAssets" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213609">3,253</ix:nonFraction>&#160;(2024&#160;&#8211;&#160;$<ix:nonFraction name="ifrs-full:DeferredTaxAssets" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213610">2,942</ix:nonFraction>), and deferred tax liabilities of $<ix:nonFraction name="ifrs-full:DeferredTaxLiabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213611">1,414</ix:nonFraction>&#160;(2024 &#8211; $<ix:nonFraction name="ifrs-full:DeferredTaxLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213612">1,397</ix:nonFraction>) on the Consolidated Statement of Financial Position. </div></td></tr></table> </ix:nonNumeric><ix:nonNumeric name="bns:DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-188345"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The major changes to net deferred taxes were as follows: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;<br/></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr>
<td style="width: 83%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">For the year ended October&#160;31 ($ millions)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 83%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DeferredTaxLiabilityAsset" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213613">1,545</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DeferredTaxLiabilityAsset" contextRef="PAsOn10_31_2023" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213614">2,095</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 83%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax benefit (expense) for the year recorded in income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213615">549</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213616">438</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 83%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax benefit (expense) for the year recorded in equity</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213617">224</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213618">41</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 83%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposed in divestitures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213619">35</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 83%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseThroughOtherDeferredTaxLiabilityAsset" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213620">4</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
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<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;<ix:nonFraction name="ifrs-full:DeferredTaxLiabilityAsset" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213623">1,545</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td></tr></table> </ix:nonNumeric> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The tax related to temporary differences, unused tax losses and unused tax credits for which no deferred tax asset is recognized in the Consolidated Statement of Financial Position amounts to $<ix:nonFraction name="ifrs-full:DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213624">10</ix:nonFraction>&#160;million (October 31, 2024 &#8211; $<ix:nonFraction name="ifrs-full:DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213625">18</ix:nonFraction> million). The amount related to unrecognized losses is $<ix:nonFraction name="ifrs-full:UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213626">10</ix:nonFraction>&#160;million, which have no expiry. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Included in the net deferred tax asset are tax benefits of $<ix:nonFraction name="ifrs-full:TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213627">56</ix:nonFraction>&#160;million (2024 &#8211; $<ix:nonFraction name="ifrs-full:TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213628">73</ix:nonFraction> million) that have been recognized in the Canadian bank and certain Canadian and foreign subsidiaries that have incurred losses in either the current or the preceding year. In determining if it is appropriate to recognize these tax benefits, the Bank relied on projections of future taxable profits which are expected to generate sufficient taxable income to utilize the deferred tax assets. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The amount of taxable temporary differences associated with investments in subsidiaries, associates and interests in joint ventures for which deferred tax liabilities have not been recognized at October&#160;31, 2025 is approximately $<ix:nonFraction name="ifrs-full:TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-213629">59</ix:nonFraction>&#160;billion (2024 &#8211; $<ix:nonFraction name="ifrs-full:TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-213630">57</ix:nonFraction> billion). </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Tax Assessments </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank received reassessments totaling $<ix:nonFraction name="bns:AmountForTaxAssessmentNoticeServed" contextRef="PAsOn10_31_2025_TwoThousandElevenToTwoThousandAndTwentyMemberBNSTaxYearAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213631">1,808</ix:nonFraction>&#160;<div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">million of tax and interest as a result of the Canada Revenue Agency (CRA) denying the tax deductibility of certain Canadian dividends received during the 2011-2020 taxation years. The dividends subject to these reassessments are similar to those prospectively addressed by tax rules introduced in 2015 and 2018. The Bank has filed Notices of Appeal with the Tax Court of Canada against the federal reassessment in respect of its 2011 and 2012 taxation years. In addition, a subsidiary of the Bank received reassessments on the same matter in respect of its 2018-2020 taxation years totaling $</div></div><ix:nonFraction name="bns:SubsidiaryAmountForTaxAssessmentNoticeServed" contextRef="PAsOn10_31_2025_SubsidiariesMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TwoThousandEighteenToTwoThousandAndTwentyMemberBNSTaxYearAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213632">4</ix:nonFraction>&#160;million of tax and interest. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A subsidiary of the Bank received withholding tax assessments from the CRA in respect of certain of its securities lending transactions for its <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2014-2019</div> taxation years totaling $<ix:nonFraction name="bns:SubsidiaryAmountForTaxAssessmentNoticeServed" contextRef="PAsOn10_31_2025_SubsidiariesMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TwoThousandFourteenToTwoThousandEighteenMemberBNSTaxYearAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213633">637</ix:nonFraction>&#160;million of tax, penalties and interest. The subsidiary has filed a Notice of Appeal with the Tax Court of Canada against the federal assessment in respect of its 2014-2019 taxation years. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">212</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:continuation> </div></div><ix:continuation id="TextSelectionAppend_151228642_3" continuedAt="TextSelectionAppend_151228642_4"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228642_4" continuedAt="TextSelectionAppend_151228642_5"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228642_5" continuedAt="TextSelectionAppend_151228642_6"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228642_6"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In respect of both matters, the Bank is confident that its tax filing position was appropriate and in accordance with the relevant provisions of the Income Tax Act (Canada) and intends to vigorously defend its position. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Minimum Tax </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Organisation for Economic <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Co-operation</div> and Development&#160;published Pillar Two model rules in December 2021 as part of its efforts toward international tax reform. The rules aim to have large multinational enterprises, with consolidated revenues in excess of <div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">&#8364;</div><ix:nonFraction name="bns:ThresholdLimitOfRevenuePaymentOfGlobalMinimumTax" contextRef="PAsOn10_31_2025" unitRef="Unit_EUR" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213635">750</ix:nonFraction>&#160;million, pay a minimum effective tax of <ix:nonFraction name="bns:GlobalMinimumTaxRate" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213636">15</ix:nonFraction>%. These rules apply to the Bank effective November&#160;1, 2024, and have been enacted or substantively enacted in certain jurisdictions in which the Bank operates, including Canada, whose Global Minimum Tax (GMT) Act was enacted in June 2024. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The IASB previously issued amendments to IAS 12 Income Taxes for a temporary mandatory exception from the recognition and disclosure of deferred taxes related to the implementation of Pillar Two GMT rules, which the Bank has applied. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For the <div style="letter-spacing: 0px; top: 0px;display:inline;">t<div style="display:inline;">welve</div></div>&#160;months ended October&#160;31, 2025, the impact of the GMT on the Bank&#8217;s effective tax rate was approximately <ix:nonFraction name="ifrs-full:AverageEffectiveTaxRate" contextRef="P11_01_2024To10_31_2025_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-213637">0.8</ix:nonFraction>%, and was primarily related to its operations in certain Caribbean jurisdictions and Ireland. </div></ix:continuation> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfEmployeeBenefitsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228647" id="ixv-188536">
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<td id="fin937872_27" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Employee Benefits </div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank sponsors a number of employee benefit plans, including pensions (defined benefit and defined contribution) and other benefit plans (post-retirement benefits and other long-term employee benefits) for most of its employees globally. The information presented below relates to the Bank&#8217;s principal plans; other plans operated by certain subsidiaries of the Bank are not considered material and are not included in these disclosures. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global pension plans </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The principal pension plans include plans in Canada, U.S., Mexico, UK, Ireland, Jamaica, Trinidad&#160;&amp; Tobago and other countries in the Caribbean in which the Bank operates. The most significant pension plans provided by the Bank are in Canada. The Bank has a strong and well-defined governance structure to manage these global obligations. The investment policy for each principal plan is reviewed periodically and all plans are in good standing with respect to legislation and local regulations. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Actuarial valuations for funding purposes for the Bank&#8217;s funded pension plans are conducted as required by applicable legislation. The purpose of the actuarial valuation is to determine the funded status of the plans on a going-concern and statutory basis and to determine the required contributions. The plans are funded in accordance with applicable pension legislation and the Bank&#8217;s funding policies such that future benefit promises based on plan provisions are well secured. The assumptions used for the funding valuations are set by independent plan actuaries on the basis of the requirements of the local actuarial standards of practice and statutes. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Scotiabank Pension Plan (Canada) </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The most significant pension plan is the Scotiabank Pension Plan (SPP), which includes a closed defined benefit (DB) component. Employees hired in Canada on or after May&#160;1, 2018, participate in a defined contribution (DC)&#160;component only. As the administrator of the SPP, the Bank has established a well-defined governance structure and policies to maintain compliance with legislative and regulatory requirements under OSFI and the Canada Revenue Agency. The Bank appoints a number of committees to oversee and make decisions related to the administration of the SPP. Certain committees are also responsible for the investment of the assets of the SPP Fund and for monitoring the investment managers and performance. </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">The Human Capital and Compensation Committee (HCOB) of the Board approves the charter of the Pension Administration and Investment Committee (PAIC), reviews reports, and approves the investment policy. The HCOB also reviews and recommends any amendments to the SPP to the Board of Directors. </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">PAIC is responsible for recommending the investment policy to the HCOB, for appointing and monitoring investment managers, and for reviewing auditor and actuary reports. PAIC also monitors the administration of member pension benefits. </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">The Scotiabank Master Trust Committee (MTC) invests assets in accordance with the investment policy and all applicable legislation. The MTC assigns specific mandates to investment managers. </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">The Capital Accumulation Plans (CAP) Committee is responsible for the administration and investment of the DC component of the SPP including the selection and monitoring of investment options available to DC participants. </div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Actuarial valuations for funding purposes for the SPP are conducted on an annual basis. The most recent funding valuation was conducted as of November&#160;1, 2024. Contributions are being made to the SPP in accordance with this valuation and are shown in the table in b) below. The assumptions used for the funding valuation are set by independent plan actuaries on the basis of the requirements of the Canadian Institute of Actuaries and applicable regulation. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The principal other benefit plans include plans in Canada, U.S., Mexico, Uruguay, UK, Jamaica, Trinidad&#160;&amp; Tobago, Colombia and other countries in the Caribbean in which the Bank operates. The most significant other benefit plans provided by the Bank are in Canada. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Key assumptions </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The financial information reported below in respect of pension and other benefit plans is based on a number of assumptions. The most significant assumption is the discount rate used to determine the defined benefit obligation, which is set by reference to the yields on high quality corporate bonds that have durations that match the terms of the Bank&#8217;s obligations. Separate discount rates are used to determine the annual benefit expense in Canada and the U.S. These rates are determined with reference to the yields on high quality corporate bonds with durations that match the various components of the annual benefit expense. The discount rate used to determine the annual benefit expense for all other plans continues to be the same as the rate used to determine the defined benefit obligation. Other assumptions set by management are determined in reference to market conditions, plan-level experience, best practices and future expectations. The key weighted-average assumptions used by the Bank for the measurement of the benefit obligation and benefit expense for all of the Bank&#8217;s principal plans are summarized in the table in f) below. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">213</div></div> </div></div> </ix:exclude> <div style="margin-top: 1em; margin-bottom: 1em"></div> </ix:nonNumeric></div></div> <ix:continuation id="TextSelection_151228647" continuedAt="TextSelectionAppend_151228647_1"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228647_1" continuedAt="TextSelectionAppend_151228647_2"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228647_2" continuedAt="TextSelectionAppend_151228647_3"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation></div></div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228647_3" continuedAt="TextSelectionAppend_151228647_4"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk management </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s defined benefit pension plans and other benefit plans expose the Bank to a number of risks. Some of the more significant risks include interest rate risk, investment risk, longevity risk and health care cost increases, among others. These risks could result in higher defined benefit expense and a higher defined benefit obligation to the extent that: </div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">there is a decline in discount rates; and/or </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">plan assets returns are less than expected; and/or </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">plan members live longer than expected; and/or </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">health care costs are higher than assumed. </div></td></tr></table><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In addition to the governance structure and policies in place, the Bank manages risks by regularly monitoring market developments and asset investment performance. The Bank also monitors regulatory and legislative changes along with demographic trends and revisits the investment strategy and/or plan design as warranted. </div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">a)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Relative size of plan obligations and assets </div></div></td></tr></table><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><ix:nonNumeric name="ifrs-full:DisclosureOfDefinedBenefitPlansExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-188658">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:65%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:2%"/>
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<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
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<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:2%"/>
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<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:2%"/>
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<td style="vertical-align:bottom;width:3%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="10" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31, 2025</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">SPP</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total benefit obligations</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDefinedBenefitObligations" contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213639">72</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDefinedBenefitObligations" contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherPensionPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213640">16</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDefinedBenefitObligations" contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213641">12</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDefinedBenefitObligations" contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213642">50</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDefinedBenefitObligations" contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213643">50</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total plan assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfPlanAssets" contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213644">74</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfPlanAssets" contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherPensionPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213645">11</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfPlanAssets" contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213646">15</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfPlanAssets" contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213647">100</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total benefit expense<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225069">74</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherPensionPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225072">23</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225068">3</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225071">42</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225070">58</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr></table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:65%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="10" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td colspan="6" style="vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td colspan="2" style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td colspan="2" style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31, 2024</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">SPP</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total benefit obligations</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDefinedBenefitObligations" contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213653">72</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDefinedBenefitObligations" contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherPensionPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213654">15</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDefinedBenefitObligations" contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213655">13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDefinedBenefitObligations" contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213656">50</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDefinedBenefitObligations" contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213657">50</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total plan assets</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfPlanAssets" contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213658">74</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfPlanAssets" contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherPensionPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213659">11</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfPlanAssets" contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213660">15</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfPlanAssets" contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213661">100</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total benefit expense<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense" contextRef="P11_01_2023To10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225084">73</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">%&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense" contextRef="P11_01_2023To10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherPensionPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225085">27</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">%&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense" contextRef="P11_01_2023To10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225082">46</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">%&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense" contextRef="P11_01_2023To10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225083">54</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">%&#160;</td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-routine</div> benefit expense items such as past service costs, curtailment charges and settlement charges. </div></td></tr></table> </ix:nonNumeric> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash contributions and payments </div></div></td></tr></table> <ix:nonNumeric name="bns:DisclosureOfDefinedContributionsAndOtherPlansExpenseRecognizedExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-189045"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The table below shows the cash contributions and payments made by the Bank to its principal plans in 2025, and the prior year. </div> <div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr>
<td style="width: 82%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 3%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 4%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">Contributions to the principal plans for the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 82%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Defined benefit pension plans (cash contributions to fund the plans, including paying beneficiaries under the unfunded pension arrangements)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"/>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align: bottom; width: 4%;"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 82%;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;">SPP (excluding defined contribution provision)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInContributionsToPlanByEmployer" contextRef="P11_01_2024To10_31_2025_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213666">158</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInContributionsToPlanByEmployer" contextRef="P11_01_2023To10_31_2024_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213667">69</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 4%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;">All other plans</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInContributionsToPlanByEmployer" contextRef="P11_01_2024To10_31_2025_OtherDefinedBenefitPensionPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213668">64</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInContributionsToPlanByEmployer" contextRef="P11_01_2023To10_31_2024_OtherDefinedBenefitPensionPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213669">47</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 4%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 82%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other benefit plans (cash contributions mainly in the form of benefit payments to beneficiaries)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInContributionsToPlanByEmployer" contextRef="P11_01_2024To10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213670">61</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInContributionsToPlanByEmployer" contextRef="P11_01_2023To10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213671">62</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 4%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 82%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Defined contribution pension and other benefit plans (cash contributions)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInContributionsToPlanByEmployer" contextRef="P11_01_2024To10_31_2025_DefinedContributionPensionPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213672">206</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInContributionsToPlanByEmployer" contextRef="P11_01_2023To10_31_2024_DefinedContributionPensionPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213673">184</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 4%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 82%;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Defined contribution pension contributions funded from pension plan surplus</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="bns:IncreaseDecreaseInContributionsToPlanByEmployer" contextRef="P11_01_2023To10_31_2024_DcPensionContributionsFundedFromPensionPlanSurplusMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213674">54</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 4%;">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 82%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total contributions<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:IncreaseDecreaseInContributionsToPlanByEmployer" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226144">489</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;<ix:nonFraction name="bns:IncreaseDecreaseInContributionsToPlanByEmployer" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226145">308</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 4%;">&#160;</td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Based on preliminary estimates, the Bank expects to make contributions of $<ix:nonFraction name="ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan" contextRef="P11_01_2024To10_31_2025_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213677">158</ix:nonFraction>&#160;million&#160;to the SPP (excluding the <div style="letter-spacing: 0px; top: 0px;display:inline;">defined contribution</div> provision), $<ix:nonFraction name="ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan" contextRef="P11_01_2024To10_31_2025_OtherDefinedBenefitPensionPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213678">79</ix:nonFraction>&#160;million&#160;to all other defined benefit pension plans, $<ix:nonFraction name="ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan" contextRef="P11_01_2024To10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213679">66</ix:nonFraction>&#160;million&#160;to other benefit plans and $<ix:nonFraction name="ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan" contextRef="P11_01_2024To10_31_2025_DefinedContributionPensionPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213680">217</ix:nonFraction>&#160;million&#160;to all defined contribution plans for the year ending October&#160;31, 2026. </div></td></tr></table> </ix:nonNumeric> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">c)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Funded and unfunded plans </div></div></td></tr></table> <ix:nonNumeric name="bns:ScheduleofbenefitobligationsinexcessoffairvalueofplanassetsTableTextBlock" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-189213"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The excess (deficit) of the fair value of assets over the benefit obligation at the end of the year includes the following amounts for plans that are wholly unfunded and plans that are wholly or partly funded. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:65%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Benefit obligation</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit obligation of plans that are wholly unfunded</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DefinedBenefitObligationAtPresentValue" contextRef="PAsOn10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyUnfundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213681">346</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DefinedBenefitObligationAtPresentValue" contextRef="PAsOn10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyUnfundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213682">362</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DefinedBenefitObligationAtPresentValue" contextRef="PAsOn10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyUnfundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213683">890</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DefinedBenefitObligationAtPresentValue" contextRef="PAsOn10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyUnfundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213684">930</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit obligation of plans that are wholly or partly funded</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DefinedBenefitObligationAtPresentValue" contextRef="PAsOn10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213685">8,886</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:DefinedBenefitObligationAtPresentValue" contextRef="PAsOn10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213686">8,529</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DefinedBenefitObligationAtPresentValue" contextRef="PAsOn10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213687">264</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:DefinedBenefitObligationAtPresentValue" contextRef="PAsOn10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213688">217</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Funded status</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit obligation of plans that are wholly or partly funded</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:DefinedBenefitObligationAtPresentValue" contextRef="PAsOn10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213689">8,886</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:DefinedBenefitObligationAtPresentValue" contextRef="PAsOn10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213690">8,529</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DefinedBenefitObligationAtPresentValue" contextRef="PAsOn10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213691">264</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DefinedBenefitObligationAtPresentValue" contextRef="PAsOn10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213692">217</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Fair value of assets</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PlanAssetsAtFairValue" contextRef="PAsOn10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213693">9,956</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:PlanAssetsAtFairValue" contextRef="PAsOn10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213694">9,260</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PlanAssetsAtFairValue" contextRef="PAsOn10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213695">63</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:PlanAssetsAtFairValue" contextRef="PAsOn10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213696">84</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Excess (deficit) of fair value of assets over benefit obligation of wholly or partly funded plans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:SurplusDeficitInPlan" contextRef="PAsOn10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213697">1,070</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:SurplusDeficitInPlan" contextRef="PAsOn10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213698">731</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:SurplusDeficitInPlan" contextRef="PAsOn10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213699">201</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:SurplusDeficitInPlan" contextRef="PAsOn10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213700">133</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit obligation of plans that are wholly unfunded</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DefinedBenefitObligationAtPresentValue" contextRef="PAsOn10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyUnfundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213701">346</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:DefinedBenefitObligationAtPresentValue" contextRef="PAsOn10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyUnfundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213702">362</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DefinedBenefitObligationAtPresentValue" contextRef="PAsOn10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyUnfundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213703">890</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:DefinedBenefitObligationAtPresentValue" contextRef="PAsOn10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyUnfundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213704">930</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Excess (deficit) of fair value of assets over total benefit obligation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:SurplusDeficitInPlan" contextRef="PAsOn10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213705">724</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:SurplusDeficitInPlan" contextRef="PAsOn10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213706">369</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="ifrs-full:SurplusDeficitInPlan" contextRef="PAsOn10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213707">1,091</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="ifrs-full:SurplusDeficitInPlan" contextRef="PAsOn10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213708">1,063</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Effect of asset limitation and minimum funding requirement</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:EffectOfAssetLimitationAndMinimumFundingRequirement" contextRef="PAsOn10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213709">223</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="bns:EffectOfAssetLimitationAndMinimumFundingRequirement" contextRef="PAsOn10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213710">208</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net asset (liability) at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213711">501</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213712">161</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213713">1,091</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">(<ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213714">1,063</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">)&#160;</td></tr></table> </ix:nonNumeric> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">214</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:continuation> </div></div></div><ix:continuation id="TextSelectionAppend_151228647_4" continuedAt="TextSelectionAppend_151228647_5"><div></div></ix:continuation></div><div><div style="line-height:normal;display: inline;"><ix:continuation id="TextSelectionAppend_151228647_5" continuedAt="TextSelectionAppend_151228647_6"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228647_6" continuedAt="TextSelectionAppend_151228647_7"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228647_7" continuedAt="TextSelectionAppend_151228647_8"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228647_8" continuedAt="TextSelectionAppend_151228647_9"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">d)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Financial information </div></div></td></tr></table><ix:nonNumeric name="ifrs-full:DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-189626"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following tables present financial information related to the Bank&#8217;s principal plans. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:70%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Change in benefit obligation</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Benefit obligation at beginning of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213716">8,891</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2023_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213717">7,669</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;<ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213718">1,147</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2023_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213719">1,114</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Current service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213720">244</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213721">205</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213722">22</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213723">20</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest cost on benefit obligation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213724">432</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213725">456</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213726">70</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213727">77</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Employee contributions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213728">26</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213729">27</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Benefits paid</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213730">438</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213731">404</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213732">94</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213733">101</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actuarial loss (gain)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialGainLossOnDefinedBenefitObligation" contextRef="P11_01_2024To10_31_2025_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213734">8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialGainLossOnDefinedBenefitObligation" contextRef="P11_01_2023To10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213735">959</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialGainLossOnDefinedBenefitObligation" contextRef="P11_01_2024To10_31_2025_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213736">55</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialGainLossOnDefinedBenefitObligation" contextRef="P11_01_2023To10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213737">59</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Past service cost<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221949">32</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221948">63</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221947">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Business acquisition</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213741">2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Settlements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213742">2</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign exchange</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213743">37</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213744">19</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213745">19</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213746">21</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Benefit obligation at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2025_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213747">9,232</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213748">8,891</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2025_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213749">1,154</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_ChangeInBenefitObligationMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213750">1,147</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Change in fair value of assets</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Fair value of assets at beginning of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213751">9,260</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2023_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213752">8,139</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213753">84</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2023_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213754">113</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest income on fair value of assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213755">467</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213756">494</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213757">8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213758">9</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Return on plan assets in excess of (less than) interest income on fair value of assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213759">421</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213760">955</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213761">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213762">8</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Employer contributions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213763">222</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213764">62</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213765">61</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213766">62</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Employee contributions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213767">26</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213768">27</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Benefits paid</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213769">438</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213770">404</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213771">94</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:PaymentsFromPlanNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213772">101</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Administrative expenses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AdministrativeExpensesIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213773">12</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AdministrativeExpensesIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213774">13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Business acquisition</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Settlements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213775">3</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign exchange</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213776">10</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213777">3</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213778">5</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213779">7</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Fair value of assets at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2025_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213780">9,956</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213781">9,260</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2025_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213782">63</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_ChangesInFairValueMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213783">84</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Funded status</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Excess (deficit) of fair value of assets over benefit obligation at end of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:SurplusDeficitInPlan" contextRef="PAsOn10_31_2025_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213784">724</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:SurplusDeficitInPlan" contextRef="PAsOn10_31_2024_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213785">369</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:SurplusDeficitInPlan" contextRef="PAsOn10_31_2025_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213786">1,091</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:SurplusDeficitInPlan" contextRef="PAsOn10_31_2024_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213787">1,063</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Effect of asset limitation and minimum funding requirement<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:EffectOfAssetLimitationAndMinimumFundingRequirement" contextRef="PAsOn10_31_2025_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221884">223</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="bns:EffectOfAssetLimitationAndMinimumFundingRequirement" contextRef="PAsOn10_31_2024_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221885">208</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Net asset (liability) at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2025_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213790">501</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213791">161</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2025_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213792">1,091</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213793">1,063</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Recorded in:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other assets in the Bank&#8217;s Consolidated Statement of Financial Position</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2025_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherAssetsMemberBNSBalanceSheetLocation1Axis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213794">1,036</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherAssetsMemberBNSBalanceSheetLocation1Axis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213795">684</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2025_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherAssetsMemberBNSBalanceSheetLocation1Axis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213796">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherAssetsMemberBNSBalanceSheetLocation1Axis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213797">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other liabilities in the Bank&#8217;s Consolidated Statement of Financial Position</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2025_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_Otherliabilities1MemberBNSBalanceSheetLocation1Axis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213798">535</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_Otherliabilities1MemberBNSBalanceSheetLocation1Axis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213799">523</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2025_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_Otherliabilities1MemberBNSBalanceSheetLocation1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213800">1,092</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_Otherliabilities1MemberBNSBalanceSheetLocation1Axis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213801">1,064</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Net asset (liability) at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2025_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213802">501</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213803">161</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2025_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213804">1,091</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;(<ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_FundedStatusMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213805">1,063</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Annual benefit expense</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Current service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213806">244</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213807">205</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213808">22</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CurrentServiceCostNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213809">20</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Net interest expense (income)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213810">13</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213811">32</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213812">62</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213813">68</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Administrative expenses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AdministrativeExpensesIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213814">12</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:AdministrativeExpensesIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213815">12</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Past service costs<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221950">32</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221945">63</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:PastServiceCostNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151221946">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Amount of settlement (gain) loss recognized</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213819">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Remeasurement of other long-term benefits</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213820">2</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213821">6</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Benefit expense (income) recorded in the Consolidated Statement of Income (A)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:EmployeeBenefitsExpenseNet" contextRef="P11_01_2024To10_31_2025_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213822">275</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:EmployeeBenefitsExpenseNet" contextRef="P11_01_2023To10_31_2024_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213823">186</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:EmployeeBenefitsExpenseNet" contextRef="P11_01_2024To10_31_2025_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213824">23</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:EmployeeBenefitsExpenseNet" contextRef="P11_01_2023To10_31_2024_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213825">93</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Defined contribution benefit expense (B)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PostemploymentBenefitExpenseDefinedContributionPlans" contextRef="P11_01_2024To10_31_2025_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213826">205</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:PostemploymentBenefitExpenseDefinedContributionPlans" contextRef="P11_01_2023To10_31_2024_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213827">183</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PostemploymentBenefitExpenseDefinedContributionPlans" contextRef="P11_01_2024To10_31_2025_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213828">1</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:PostemploymentBenefitExpenseDefinedContributionPlans" contextRef="P11_01_2023To10_31_2024_AnnualBenefitExpenseMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213829">1</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remeasurements</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Return on plan assets in excess of interest income on fair value of assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ReturnOnPlanAssetsInExcessOfInterestIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213830">421</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ReturnOnPlanAssetsInExcessOfInterestIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213831">955</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:ReturnOnPlanAssetsInExcessOfInterestIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213832">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ReturnOnPlanAssetsInExcessOfInterestIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213833">8</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actuarial (loss) gain on benefit obligation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:ActuarialGainLossOnDefinedBenefitObligation" contextRef="P11_01_2024To10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213834">8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:ActuarialGainLossOnDefinedBenefitObligation" contextRef="P11_01_2023To10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213835">959</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:ActuarialGainLossOnDefinedBenefitObligation" contextRef="P11_01_2024To10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213836">53</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:ActuarialGainLossOnDefinedBenefitObligation" contextRef="P11_01_2023To10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213837">53</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Change in the asset limitation</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ChangeInPlanAssetLimitation" contextRef="P11_01_2024To10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213838">6</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="bns:ChangeInPlanAssetLimitation" contextRef="P11_01_2023To10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213839">146</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Gains (losses) recorded in OCI (C)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213840">419</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213841">150</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213842">54</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213843">45</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total benefit cost (A + B - C)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:NetBenefitCost" contextRef="P11_01_2024To10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213844">61</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:NetBenefitCost" contextRef="P11_01_2023To10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213845">519</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:NetBenefitCost" contextRef="P11_01_2024To10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213846">78</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:NetBenefitCost" contextRef="P11_01_2023To10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RemeasurementsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213847">139</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Additional details on actual return on assets and actuarial gains and (losses)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actual (return) on assets (net of administrative expenses)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213848">876</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213849">1,436</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213850">7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213851">19</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actuarial gains and (losses) from changes in demographic assumptions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213852">4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213853">7</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213854">11</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actuarial gains and (losses) from changes in financial assumptions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213855">16</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213856">952</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213857">47</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213858">53</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actuarial gains and (losses) from changes in experience</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213859">4</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213860">14</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213861">3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213862">6</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Additional details on fair value of pension plan assets invested</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">In Scotiabank securities (stock, bonds)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:EquityAndDebtInstrumentsAmountContributedToFairValueOfPlanAssets" contextRef="PAsOn10_31_2025_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213863">54</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:EquityAndDebtInstrumentsAmountContributedToFairValueOfPlanAssets" contextRef="PAsOn10_31_2024_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213864">67</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">In property occupied by Scotiabank</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyAmountContributedToFairValueOfPlanAssets" contextRef="PAsOn10_31_2025_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213865">3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PropertyAmountContributedToFairValueOfPlanAssets" contextRef="PAsOn10_31_2024_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213866">4</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"/>
<td colspan="4" style="height:3.75pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Change in asset ceiling/(onerous liability)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Asset ceiling /onerous liability at end of prior year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_EffectOfAssetCeilingMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213867">208</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2023_EffectOfAssetCeilingMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213868">55</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest expense</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_EffectOfAssetCeilingMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213869">22</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_EffectOfAssetCeilingMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213870">6</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Remeasurements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_EffectOfAssetCeilingMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213871">6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_EffectOfAssetCeilingMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213872">146</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign exchange</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2024To10_31_2025_EffectOfAssetCeilingMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-213873">1</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" contextRef="P11_01_2023To10_31_2024_EffectOfAssetCeilingMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213874">1</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Asset ceiling /onerous liability at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2025_EffectOfAssetCeilingMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213875">223</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="ifrs-full:LiabilityAssetOfDefinedBenefitPlans" contextRef="PAsOn10_31_2024_EffectOfAssetCeilingMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-213876">208</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Other benefit plans past service costs relate to certain post-retirement plan amendments. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The recognized asset is limited by the present value of economic benefits available from a reduction in future contributions to a plan and from the ability to pay plan expenses from the fund. </div></td></tr></table> </ix:nonNumeric> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> </ix:continuation><ix:continuation id="TextSelectionAppend_151228647_9" continuedAt="TextSelectionAppend_151228647_10"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">215</div></div> </div></div> </ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228647_10" continuedAt="TextSelectionAppend_151228647_11"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation> </div></div> </div><ix:continuation id="TextSelectionAppend_151228647_11" continuedAt="TextSelectionAppend_151228647_12"><div></div></ix:continuation></div><ix:continuation id="TextSelectionAppend_151228647_12" continuedAt="TextSelectionAppend_151228647_13"><div><div style="line-height:normal;display: inline;"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></div></div></ix:continuation></div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228647_13" continuedAt="TextSelectionAppend_151228647_14"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">e)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Maturity profile of the defined benefit obligation </div></div></td></tr></table><ix:nonNumeric name="bns:DisaggregationOfDefinedBenefitObligationExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-191561"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The weighted average duration of the total benefit obligation at October&#160;31, 2025 is 13.4 years (2024 &#8211; 13.6 years). </div><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:80%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
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<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
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<td style="vertical-align:bottom;width:2%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other&#160;benefit&#160;plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disaggregation of the benefit obligation (%)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canada</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Active members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213878">51</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213879">51</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213880">3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213881">3</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Inactive and retired members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213882">49</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213883">49</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213884">97</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213885">97</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligation" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213886">100</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligation" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213887">100</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligation" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213888">100</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligation" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213889">100</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexico</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Active members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213890">28</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213891">28</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213892">28</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213893">32</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Inactive and retired members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213894">72</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213895">72</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213896">72</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213897">68</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligation" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213898">100</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligation" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213899">100</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligation" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213900">100</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligation" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213901">100</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">United States</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Active members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers" contextRef="P11_01_2023To10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213903">31</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers" contextRef="P11_01_2024To10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213904">32</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers" contextRef="P11_01_2023To10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213905">43</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Inactive and retired members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" contextRef="P11_01_2024To10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213906">72</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" contextRef="P11_01_2023To10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213907">69</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" contextRef="P11_01_2024To10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213908">68</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" contextRef="P11_01_2023To10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213909">57</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8201;<ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligation" contextRef="P11_01_2024To10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213910">100</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8201;<ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligation" contextRef="P11_01_2023To10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213911">100</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligation" contextRef="P11_01_2024To10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213912">100</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:PercentageOfDisaggregationOfBenefitObligation" contextRef="P11_01_2023To10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-213913">100</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr></table></ix:nonNumeric> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">f)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Key assumptions (%) </div></div></td></tr></table><ix:nonNumeric name="bns:DisclosureOfKeyWeightedAverageAssumptionsForMeasurementOfBenefitObligationAndBenefitExpenseExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-191978"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The key weighted-average assumptions used by the Bank for the measurement of the benefit obligation and benefit expense for all of the Bank&#8217;s principal plans are summarized as follows: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:76%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other&#160;benefit&#160;plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit obligation at end of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate &#8211; all plans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfDiscountRates" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForAllPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213914">5.17</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfDiscountRates" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForAllPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213915">5.22</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfDiscountRates" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForAllPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213916">6.34</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfDiscountRates" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForAllPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213917">6.51</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate &#8211; Canadian plans only</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfDiscountRates" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForCanadianPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213918">4.80</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfDiscountRates" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForCanadianPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213919">4.80</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfDiscountRates" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForCanadianPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213920">4.49</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfDiscountRates" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForCanadianPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213921">4.69</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Rate of increase in future compensation<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfDiscountRates" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225048">3.85</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfDiscountRates" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225049">3.85</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfDiscountRates" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225050">4.48</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfDiscountRates" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225051">4.37</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit expense (income) for the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate &#8211; All plans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for defined benefit obligations</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfAllPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213926">5.22</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfAllPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213927">6.13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfAllPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213928">6.51</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfAllPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213929">7.36</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for net interest cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfAllPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213930">4.96</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfAllPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213931">6.13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfAllPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213932">6.35</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfAllPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213933">7.36</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForServiceCostOfAllPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213934">5.28</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForServiceCostOfAllPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213935">6.06</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForServiceCostOfAllPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213936">6.62</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForServiceCostOfAllPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213937">7.31</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for interest on service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfAllPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213938">5.10</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfAllPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213939">6.07</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfAllPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213940">6.53</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfAllPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213941">7.27</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate &#8211; Canadian plans only</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for defined benefit obligations</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfCanadianPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213942">4.80</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfCanadianPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213943">5.70</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfCanadianPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213944">4.69</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfCanadianPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213945">5.80</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for net interest cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfCanadianPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213946">4.51</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfCanadianPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213947">5.70</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfCanadianPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213948">4.42</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfCanadianPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213949">5.80</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForServiceCostOfCanadianPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213950">4.90</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForServiceCostOfCanadianPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213951">5.60</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForServiceCostOfCanadianPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213952">4.87</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForServiceCostOfCanadianPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213953">5.62</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for interest on service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfCanadianPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213954">4.70</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfCanadianPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213955">5.61</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfCanadianPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213956">4.69</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfCanadianPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213957">5.53</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Rate of increase in future compensation<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222288">3.85</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222289">3.96</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222290">4.37</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesForDefinedBenefitExpenseIncome" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Fact_151222287">4.61</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Health care cost trend rates at end of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Initial rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfMedicalCostTrendInitialRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213962">5.62</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfMedicalCostTrendInitialRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213963">5.72</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Ultimate rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" contextRef="PAsOn10_31_2025_ActuarialAssumptionOfMedicalCostTrendUltimateRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213964">4.76</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMedicalCostTrendRates" contextRef="PAsOn10_31_2024_ActuarialAssumptionOfMedicalCostTrendUltimateRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-213965">4.71</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Year ultimate rate reached</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonNumeric name="bns:ActuarialAssumptionOfMedicalCostTrendRateYearReaching" contextRef="P11_01_2024To10_31_2025_ActuarialAssumptionOfMedicalCostTrendUltimateRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" id="ixv-213966">2041</ix:nonNumeric></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonNumeric name="bns:ActuarialAssumptionOfMedicalCostTrendRateYearReaching" contextRef="P11_01_2023To10_31_2024_ActuarialAssumptionOfMedicalCostTrendUltimateRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" id="ixv-213967">2041</ix:nonNumeric></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assumed life expectancy in Canada (years)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213968">23.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213969">23.6</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213970">23.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213971">23.6</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; female</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213972">24.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213973">24.7</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213974">24.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213975">24.7</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213976">24.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213977">24.5</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213978">24.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213979">24.5</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; female</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213980">25.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213981">25.6</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213982">25.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213983">25.6</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assumed life expectancy in Mexico (years)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213984">21.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213985">21.6</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213986">21.6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213987">21.6</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; female</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213988">24.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213989">24.0</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213990">24.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213991">24.0</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213992">21.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213993">21.7</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213994">21.7</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213995">21.7</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; female</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213996">24.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213997">24.0</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213998">24.0</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-213999">24.0</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assumed life expectancy in United States (years)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-214000">22.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-214001">22.0</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-214002">22.1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-214003">22.0</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; female</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-214004">23.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-214005">23.5</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-214006">23.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-214007">23.5</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-214008">23.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-214009">23.4</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-214010">23.5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-214011">23.4</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; female</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-214012">24.9</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-214013">24.8</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-214014">24.9</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ActuarialAssumptionOfMortalityRates" contextRef="PAsOn10_31_2024_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="1" scale="0" format="ixt:num-dot-decimal" id="ixv-214015">24.8</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The weighted-average rates of increase in future compensation shown for other benefit plans do not include Canadian flexible post-retirement benefits plans established in fiscal 2005, as they are not impacted by future compensation increases. </div></td></tr></table></ix:nonNumeric> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">216</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:continuation></div></div><ix:continuation id="TextSelectionAppend_151228647_14" continuedAt="TextSelectionAppend_151228647_15"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228647_15" continuedAt="TextSelectionAppend_151228647_16"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228647_16" continuedAt="TextSelectionAppend_151228647_17"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></ix:exclude></ix:continuation> <div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228647_17"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">g)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Sensitivity analysis </div></div></td></tr></table><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The sensitivity analysis represents the impact of a change in a single assumption with other assumptions left unchanged. For purposes of the sensitivity analysis, the present value of the defined benefit obligation has been calculated using the projected unit credit method at the end of the reporting period, which is the same as that applied in calculating the defined benefit obligation recognized in the statement of financial position. </div><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div><ix:nonNumeric name="ifrs-full:DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-193061">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:72%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Benefit<br/> obligation</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Benefit<br/> expense</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Benefit<br/> obligation</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Benefit<br/> expense</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Impact of the following changes:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1% decrease in discount rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_OnePercentageActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214017">1,382</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleDecreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_OnePercentageActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214018">88</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_OnePercentageActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214019">124</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;<ix:nonFraction name="bns:IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleDecreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_OnePercentageActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214020">5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">0.25% increase in rate of increase in future compensation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_ZeroPointTwoFivePercentageActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMemberifrsfullActuarialAssumptionsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214021">73</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleIncreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_ZeroPointTwoFivePercentageActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMemberifrsfullActuarialAssumptionsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214022">5</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1% increase in health care cost trend rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_OnePercentageActuarialAssumptionOfMedicalCostTrendRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214023">97</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleIncreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_OnePercentageActuarialAssumptionOfMedicalCostTrendRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214024">13</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1% decrease in health care cost trend rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_OnePercentageActuarialAssumptionOfMedicalCostTrendRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214025">81</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleDecreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_OnePercentageActuarialAssumptionOfMedicalCostTrendRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214026">10</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1 year increase in Canadian life expectancy</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_OneYearActuarialAssumptionOfLifeExpectancyRatesMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214027">160</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleIncreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_OneYearActuarialAssumptionOfLifeExpectancyRatesMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214028">10</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_OneYearActuarialAssumptionOfLifeExpectancyRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214029">18</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleIncreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_OneYearActuarialAssumptionOfLifeExpectancyRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214030">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1 year increase in Mexican life expectancy</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis_OneYearActuarialAssumptionOfLifeExpectancyRatesMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214031">3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis_OneYearActuarialAssumptionOfLifeExpectancyRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214032">3</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1 year increase in the United States life expectancy</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_OneYearActuarialAssumptionOfLifeExpectancyRatesMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214033">2</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" contextRef="PAsOn10_31_2025_OneYearActuarialAssumptionOfLifeExpectancyRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214034">1</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table></ix:nonNumeric> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">h)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets </div></div></td></tr></table><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s principal pension plans&#8217; assets are generally invested with the long-term objective of maximizing overall expected returns, at an acceptable level of risk relative to the benefit obligation. A key factor in managing long-term investment risk is asset mix. Investing the pension assets across different asset classes and geographic regions helps to mitigate risk and to minimize the impact of declines in any single asset class, particular region or type of investment. Investment managers &#8211; including related-party managers &#8211; are typically hired and assigned specific mandates within each asset class. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Pension plan asset mix guidelines are set for the long term and are documented in each plan&#8217;s investment policy. Asset mix policy typically also reflects the nature of the plan&#8217;s benefit obligations. Legislation places certain restrictions on asset mix &#8211; for example, there are usually limits on concentration in any one investment. Other concentration and quality limits are also set forth in the investment policies. Derivatives cannot be used without specific authorization; currently, the main uses of derivatives are for duration management and currency hedging. Asset mix guidelines are reviewed at least once each year, and adjusted, where appropriate, based on market conditions and opportunities. However, large asset class shifts are not common, and typically reflect a change in the pension plan&#8217;s situation (e.g. plan amendments) and/or in the investment strategy. Actual asset mix is reviewed regularly and rebalancing back to target asset mix is considered &#8211; as needed &#8211; generally on a quarterly basis. The Bank&#8217;s other benefit plans are generally not funded, with the exception of certain programs in Mexico. </div><ix:nonNumeric name="bns:ScheduleofallocationofplanassetsTableTextBlock" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-193443"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The tables below show the weighted-average actual and target asset allocations for the Bank&#8217;s principal plans at October&#160;31, by asset category. </div><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Asset category %</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Actual<br/> 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Actual<br/> 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Actual<br/> 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash and cash equivalents</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_CashAndCashEquivalents1MemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214035">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity investments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_EquitySecurities1MemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_QuoteInAnActiveMarketMemberBNSDefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214037">44</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_EquitySecurities1MemberifrsfullClassesOfAssetsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_QuoteInAnActiveMarketMemberBNSDefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214039">15</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Non quoted</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2023To10_31_2024_EquitySecurities1MemberifrsfullClassesOfAssetsAxis_NonQuotedMemberBNSDefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214042">5</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_EquitySecurities1MemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214044">49</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2023To10_31_2024_EquitySecurities1MemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214045">48</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_EquitySecurities1MemberifrsfullClassesOfAssetsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214046">15</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2023To10_31_2024_EquitySecurities1MemberifrsfullClassesOfAssetsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214047">12</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Fixed income investments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Quoted in an active market</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_FixedIncomeInvestments1MemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_QuoteInAnActiveMarketMemberBNSDefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214048">6</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2023To10_31_2024_FixedIncomeInvestments1MemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_QuoteInAnActiveMarketMemberBNSDefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214049">10</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_FixedIncomeInvestments1MemberifrsfullClassesOfAssetsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_QuoteInAnActiveMarketMemberBNSDefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214050">83</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2023To10_31_2024_FixedIncomeInvestments1MemberifrsfullClassesOfAssetsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_QuoteInAnActiveMarketMemberBNSDefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214051">87</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Non quoted</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_FixedIncomeInvestments1MemberifrsfullClassesOfAssetsAxis_NonQuotedMemberBNSDefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214052">33</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2023To10_31_2024_FixedIncomeInvestments1MemberifrsfullClassesOfAssetsAxis_NonQuotedMemberBNSDefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214053">29</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_FixedIncomeInvestments1MemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214054">39</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2023To10_31_2024_FixedIncomeInvestments1MemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214055">39</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_FixedIncomeInvestments1MemberifrsfullClassesOfAssetsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214056">83</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2023To10_31_2024_FixedIncomeInvestments1MemberifrsfullClassesOfAssetsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214057">87</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Property</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Quoted in an active market</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_InvestmentPropertyMemberifrsfullClassesOfAssetsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_QuoteInAnActiveMarketMemberBNSDefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214058">2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2023To10_31_2024_InvestmentPropertyMemberifrsfullClassesOfAssetsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_QuoteInAnActiveMarketMemberBNSDefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214059">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Non quoted</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_InvestmentPropertyMemberifrsfullClassesOfAssetsAxis_NonQuotedMemberBNSDefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214060">1</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2023To10_31_2024_InvestmentPropertyMemberifrsfullClassesOfAssetsAxis_NonQuotedMemberBNSDefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214061">1</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_InvestmentPropertyMemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214062">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2023To10_31_2024_InvestmentPropertyMemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214063">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_InvestmentPropertyMemberifrsfullClassesOfAssetsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214064">2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2023To10_31_2024_InvestmentPropertyMemberifrsfullClassesOfAssetsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214065">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Quoted in an active market</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Non quoted</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_NonQuotedMemberBNSDefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis_OtherSecuritiesMemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214066">10</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2023To10_31_2024_NonQuotedMemberBNSDefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis_OtherSecuritiesMemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214067">10</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_OtherSecuritiesMemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214068">10</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2023To10_31_2024_OtherSecuritiesMemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214069">10</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214070">100</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2023To10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214071">100</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2024To10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214072">100</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:DefinedBenefitPlanWeightedAverageAssetAllocations1" contextRef="P11_01_2023To10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214073">100</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr></table><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:78%"/>
<td style="vertical-align:bottom;width:3%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:6%"/>
<td style="vertical-align:bottom;width:3%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:6%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">Target asset allocation at October&#160;31, 2025</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">Asset category %</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension&#160;plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other&#160;benefit&#160;plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash and cash equivalents</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity investments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1" contextRef="P11_01_2024To10_31_2025_EquitySecurities1MemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214074">41</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1" contextRef="P11_01_2024To10_31_2025_EquitySecurities1MemberifrsfullClassesOfAssetsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214075">15</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Fixed income investments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1" contextRef="P11_01_2024To10_31_2025_FixedIncomeInvestments1MemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214076">44</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1" contextRef="P11_01_2024To10_31_2025_FixedIncomeInvestments1MemberifrsfullClassesOfAssetsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214077">83</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Property</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1" contextRef="P11_01_2024To10_31_2025_InvestmentPropertyMemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214078">1</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1" contextRef="P11_01_2024To10_31_2025_InvestmentPropertyMemberifrsfullClassesOfAssetsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214079">2</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1" contextRef="P11_01_2024To10_31_2025_OtherSecuritiesMemberifrsfullClassesOfAssetsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214080">14</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1" contextRef="P11_01_2024To10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214081">100</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1" contextRef="P11_01_2024To10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-214082">100</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr></table></ix:nonNumeric></ix:continuation> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">217</div></div> </div></div> <div style="margin-top: 1em; margin-bottom: 1em"></div></div></div></div><div></div></div><div><div style="line-height:normal;display: inline;"><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div><hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></div></div></div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Consolidated Financial Statements </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228654" id="ixv-194192">
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<td id="fin937872_28" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Operating Segments </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s businesses are grouped into four business lines: Canadian Banking, International Banking, Global Wealth Management and Global Banking and Markets. The Bank&#8217;s other smaller business segments and corporate adjustments are included in the Other segment. The accounting policies used in these segments are generally consistent with those followed in the preparation of the consolidated financial statements as disclosed in Note 3. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank analyzes revenue on a taxable equivalent basis (TEB) for business lines. This methodology grosses up <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> income earned on certain securities reported in either net interest income or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income to an equivalent before tax basis. It also grosses up net income from associated corporations to normalize the effective tax rate in the business lines. Corresponding increases are made to the income tax expense; hence, there is no impact on the segment&#8217;s net income. The elimination of the TEB <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">gross-up</div> is recorded in the Other segment; hence, there is no impact on the consolidated results. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Effective January 1, 2024, in line with the provisions of Bill C-59, the Bank no longer claims the dividend received deduction on Canadian shares that are mark-to-market property, which resulted in a lower TEB gross-up. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Changes in business line allocation methodology </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Effective the first quarter of 2025, the Bank made voluntary changes to its allocation methodology impacting business segment presentation. The new methodology includes updates related to the Bank&#8217;s funds transfer pricing, head office expense allocations, and allocations between business segments. Prior period results for each segment have been revised to conform with the current period&#8217;s methodology. Further details on the changes are as follows: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">1.</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;">Funds transfer pricing methodology was updated, primarily related to the allocation of substantially all liquidity costs to the business lines, reflecting the Bank&#8217;s strategic objective to maintain higher liquidity ratios. </div> </td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">2.</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;">Periodically, the Bank updates its allocation methodologies. This includes a comprehensive update to the allocation of head office expenses across countries within International Banking, updates to the allocation of clients and associated revenue, expenses, and balances between International Banking, Global Banking and Markets, and Global Wealth Management to align with the strategy, as well as updates to the allocation of head office expenses and income taxes from the Other segment to the business segments. </div> </td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">3.</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;">To be consistent with the reporting of Scotiabank&#8217;s recent minority investment in KeyCorp, the Bank has also made changes to the reporting of certain minority investments in International Banking (Bank of Xi&#8217;an) and Global Wealth Management (Bank of Beijing Scotia Asset Management) which <div style="letter-spacing: 0px; top: 0px;display:inline;">are</div> now reported in the Other segment. </div> </td> </tr> </table> <ix:nonNumeric name="ifrs-full:DisclosureOfOperatingSegmentsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228655" id="ixv-194227"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Scotiabank&#8217;s results, and average assets and liabilities, allocated by these operating segments, are as follows: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31, 2025</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">Taxable equivalent basis ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian<br/> Banking</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International<br/> Banking</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Wealth<br/> Management</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Banking<br/> and&#160;Markets</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net interest income<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(<div style="letter-spacing: 0px; top: 0px;display:inline;">2</div>)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222377">10,484</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;<ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222378">8,866</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222379">1,025</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222380">1,400</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222381">253</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222396">21,522</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(<div style="letter-spacing: 0px; top: 0px;display:inline;">3</div>)(<div style="letter-spacing: 0px; top: 0px;display:inline;">4</div>)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222397">2,941</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228074">3,177</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228075">5,403</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228076">4,766</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151228077">68</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228078">16,219</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total revenues</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228081">13,425</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228079">12,043</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228082">6,428</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228083">6,166</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151228084">321</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214100">37,741</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228086">2,293</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228085">2,309</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228089">14</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228088">97</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228090">1</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214106">4,714</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Depreciation and amortization</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepreciationAndAmortisationExpense" contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228093">552</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepreciationAndAmortisationExpense" contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228092">483</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepreciationAndAmortisationExpense" contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228091">189</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepreciationAndAmortisationExpense" contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228096">259</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepreciationAndAmortisationExpense" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228095">121</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DepreciationAndAmortisationExpense" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214112">1,604</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherNonInterestExpenses" contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226157">5,853</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherNonInterestExpenses" contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226156">5,681</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherNonInterestExpenses" contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226161">3,955</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherNonInterestExpenses" contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226160">3,304</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherNonInterestExpenses" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226159">2,121</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherNonInterestExpenses" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214118">20,914</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228099">1,302</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228098">781</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228097">590</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228102">585</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151228101">507</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214124">2,751</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228104">3,425</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228103">2,789</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228108">1,680</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228107">1,921</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(<ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151228106">2,057</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214130">7,758</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222219">158</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222216">10</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222220">1</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222217">198</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214135">31</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to equity holders of the Bank</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222221">3,425</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222222">2,631</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222223">1,670</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222224">1,922</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222225">1,859</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214141">7,789</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average assets ($&#160;billions)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222230">463</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222229">227</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222228">38</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222227">509</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222232">228</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214147">1,465</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average liabilities ($&#160;billions)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222236">382</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222235">175</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222238">48</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222237">520</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222234">254</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214153">1,379</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes all other smaller operating segments and corporate adjustments. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(3)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Card revenues and Banking services fees are mainly earned in Canadian and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(<div style="letter-spacing: 0px; top: 0px;display:inline;">4</div>)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking&#160;&#8211;&#160;$<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214154">19</ix:nonFraction>; International Banking &#8211; $<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214155">152</ix:nonFraction>; Global Banking and Markets &#8211; $<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214156">1</ix:nonFraction>; and Other &#8211; $<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2024To10_31_2025_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214157">436</ix:nonFraction>. </div> </td> </tr> </table> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">218</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div> </ix:nonNumeric></ix:nonNumeric></div> </div> <ix:continuation id="TextSelection_151228655" continuedAt="TextSelectionAppend_151228655_1"><ix:continuation id="TextSelection_151228654" continuedAt="TextSelectionAppend_151228654_1"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228654_1" continuedAt="TextSelectionAppend_151228654_2"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228654_2" continuedAt="TextSelectionAppend_151228654_3"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> </ix:continuation><div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151228654_3" continuedAt="TextSelectionAppend_151228654_4"><ix:continuation id="TextSelectionAppend_151228655_1"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the year ended October&#160;31, 2024</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
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<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
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<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
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<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">Taxable equivalent basis ($ millions)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian<br/>Banking<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International<br/>Banking<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Wealth<br/>Management<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Banking<br/>and Markets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228110">10,185</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228111">8,867</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228112">786</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2023To10_31_2024_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228113">1,102</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151228114">1,688</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228115">19,252</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(4)(5)</div></div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228116">2,848</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228117">2,999</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228118">4,803</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228121">14,418</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total revenues</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228123">13,033</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228122">11,866</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228126">5,589</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228127">5,061</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151228125">1,879</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214176">33,670</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228129">1,691</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228128">2,285</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228132">27</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" contextRef="P11_01_2023To10_31_2024_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228131">47</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228133">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214182">4,051</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DepreciationAndAmortisationExpense" contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222367">568</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DepreciationAndAmortisationExpense" contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222368">568</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DepreciationAndAmortisationExpense" contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222369">187</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DepreciationAndAmortisationExpense" contextRef="P11_01_2023To10_31_2024_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222370">258</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DepreciationAndAmortisationExpense" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222371">179</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DepreciationAndAmortisationExpense" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222372">1,760</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherNonInterestExpenses" contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226166">5,557</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherNonInterestExpenses" contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226165">5,602</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherNonInterestExpenses" contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226164">3,468</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherNonInterestExpenses" contextRef="P11_01_2023To10_31_2024_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226163">2,864</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherNonInterestExpenses" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151226162">444</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherNonInterestExpenses" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214194">17,935</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228142">1,440</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228143">705</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228145">479</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228144">414</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151228140">1,006</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214200">2,032</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228150">3,777</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228151">2,706</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228146">1,428</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228147">1,478</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151228148">1,497</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214206">7,892</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222252">125</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222251">10</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222254">1</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214210">134</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to equity holders of the Bank</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222259">3,777</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222257">2,581</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222256">1,418</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222255">1,478</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222260">1,496</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214216">7,758</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average assets ($&#160;billions)</div></div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222239">449</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222240">231</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222241">35</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2023To10_31_2024_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222242">495</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222243">209</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214222">1,419</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average liabilities ($&#160;billions)</div></div> </td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222245">389</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222246">179</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222247">41</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2023To10_31_2024_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222248">475</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222249">254</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214228">1,338</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Includes all other smaller operating segments and corporate adjustments, such as the elimination of the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> income <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">gross-up</div> reported in net interest income and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income and provision for income taxes for the year ended October&#160;31, 2024 amounting to $<ix:nonFraction name="bns:TaxexemptIncome" contextRef="P11_01_2023To10_31_2024_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214229">55</ix:nonFraction> to arrive at the amounts reported in the Consolidated Statement of Income, differences in the actual amount of costs incurred and charged to the operating segments. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(<div style="letter-spacing: 0px; top: 0px;display:inline;">3</div>)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(<div style="letter-spacing: 0px; top: 0px;display:inline;">4</div>)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Card revenues and Banking services fees are mainly earned in Canadian and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(<div style="letter-spacing: 0px; top: 0px;display:inline;">5</div>)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking &#8211; $(<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214230">9</ix:nonFraction>); International Banking &#8211; $<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214231">130</ix:nonFraction>; and Other &#8211; $<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2023To10_31_2024_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214232">77</ix:nonFraction>. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(<div style="letter-spacing: 0px; top: 0px;display:inline;">6</div>)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes impairment charge on software and other intangible assets in the Other segment. </div> </td> </tr> </table> </ix:continuation> <div style="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Geographical segmentation </div></div> <ix:nonNumeric name="ifrs-full:DisclosureOfGeographicalAreasExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228656" id="ixv-195587"> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following table summarizes the Bank&#8217;s financial results by geographic region. </div></div></div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31, 2025<br/> ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">United<br/> States</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mexico</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Peru</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Chile</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Colombia</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Caribbean&#160;and<br/> Central&#160;America</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> International</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net interest income</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214233">11,378</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214234">799</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214235">2,405</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214236">1,334</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214237">1,993</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214238">717</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214239">1,931</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214240">965</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214241">21,522</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228207">9,352</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228208">2,165</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228209">1,014</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228210">588</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228211">571</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228212">479</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228213">1,295</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228214">755</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228215">16,219</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total revenues<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228216">20,730</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228217">2,964</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228218">3,419</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228219">1,922</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228220">2,564</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228221">1,196</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228222">3,226</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228223">1,720</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228224">37,741</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214260">2,338</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214261">67</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214262">552</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214263">368</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214264">748</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214265">378</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214266">196</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214267">67</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214268">4,714</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214269">13,660</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214270">1,591</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214271">1,822</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214272">885</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214273">1,168</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214274">750</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214275">1,508</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214276">1,134</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214277">22,518</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214278">1,532</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214279">189</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214280">264</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214281">126</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214282">79</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214283">38</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214284">450</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214285">73</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214286">2,751</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214287">3,200</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214288">1,117</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214289">781</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214290">543</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214291">569</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214292">30</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214293">1,072</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214294">446</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214295">7,758</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214296">200</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214297">23</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214298">7</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214299">7</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214300">9</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214301">123</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214302">31</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to equity holders of the Bank</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214303">3,400</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214304">1,117</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214305">758</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214306">536</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214307">562</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214308">21</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214309">949</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214310">446</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214311">7,789</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total average assets ($ billions)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214312">899</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214313">237</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214314">60</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214315">29</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214316">55</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214317">14</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214318">38</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214319">133</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214320">1,465</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 0.75pt solid rgb(127, 127, 127);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total average liabilities ($billions)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214321">889</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214322">187</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214323">55</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214324">22</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214325">50</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214326">14</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214327">35</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214328">127</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-214329">1,379</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes net income from investments in associated corporations for Canada &#8211; $(<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214330">12</ix:nonFraction>), United States &#8211; $<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2024To10_31_2025_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214331">362</ix:nonFraction>, Mexico &#8211; $<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214332">9</ix:nonFraction>, Peru &#8211; $<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2024To10_31_2025_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214333">4</ix:nonFraction>, Chile &#8211; $<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214334">7</ix:nonFraction>, Caribbean and Central America &#8211; $<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214335">132</ix:nonFraction>, and Other International &#8211; $<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2024To10_31_2025_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214336">106</ix:nonFraction>. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Revenues are attributed to countries based on where services are performed or assets are recorded. </div> </td> </tr> </table> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> </ix:nonNumeric></ix:continuation><ix:continuation id="TextSelection_151228656" continuedAt="TextSelectionAppend_151228656_1"><ix:continuation id="TextSelectionAppend_151228654_4" continuedAt="TextSelectionAppend_151228654_5"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">219</div></div> </div></div> </ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228654_5" continuedAt="TextSelectionAppend_151228654_6"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation></ix:continuation> </div> </div> </div> <ix:continuation id="TextSelectionAppend_151228656_1" continuedAt="TextSelectionAppend_151228656_2"><ix:continuation id="TextSelectionAppend_151228654_6" continuedAt="TextSelectionAppend_151228654_7"><div></div></ix:continuation></ix:continuation> </div> <ix:continuation id="TextSelectionAppend_151228656_2" continuedAt="TextSelectionAppend_151228656_3"><ix:continuation id="TextSelectionAppend_151228654_7" continuedAt="TextSelectionAppend_151228654_8"><div> <div style="line-height:normal;display: inline;"> <ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude> <ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></div> </div></ix:continuation></ix:continuation> </div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151228654_8"><ix:continuation id="TextSelectionAppend_151228656_3"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31, 2024<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div><br/> ($ millions)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">United<br/> States</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mexico</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Peru</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Chile</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Colombia</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Caribbean&#160;and<br/> Central&#160;America</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> International</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
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<td style="vertical-align: top; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net interest income</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228227">9,207</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228226">664</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228233">2,397</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228232">1,422</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228231">2,020</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228230">690</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228229">1,842</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228228">1,010</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestRevenueExpense" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228225">19,252</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228180">8,535</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228181">1,578</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228182">1,032</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228183">546</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228184">455</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228185">486</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228186">1,180</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228187">606</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="bns:OperatingIncomeExcludingInterest" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228188">14,418</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total revenues<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228194">17,742</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228195">2,242</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228196">3,429</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228197">1,968</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228189">2,475</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228190">1,176</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228191">3,022</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228192">1,616</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228193">33,670</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222267">1,701</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222263">28</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222264">380</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222265">501</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222266">626</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222268">561</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222262">150</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222215">104</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151228235">4,051</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222269">11,207</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222270">1,309</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222271">1,867</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222272">869</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222273">1,143</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222274">794</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222275">1,454</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222276">1,052</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NonInterestExpense1" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222277">19,695</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense</div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222278">1,002</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222286">146</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222285">280</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222284">140</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222283">119</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222282">49</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222281">303</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222280">91</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:IncomeTaxExpenseContinuingOperations" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222279">2,032</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income</div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228236">3,832</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222488">759</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222345">902</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222346">458</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222347">587</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222348">130</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222485">1,115</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222486">369</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLoss" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222487">7,892</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%; padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222548">24</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222503">3</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222544">42</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">(<ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222545">50</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">)&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222546">115</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToNoncontrollingInterests" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222547">134</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to equity holders of the Bank</div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222555">3,832</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222556">759</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;<ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222551">878</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222552">455</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222553">545</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(<ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222554">80</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222549">1,000</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222550">369</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOwnersOfParent" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222557">7,758</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total average assets ($ billions)</div></div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222560">874</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222154">218</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222155">64</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222158">27</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222159">56</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222558">14</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222559">35</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222156">131</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"><ix:nonFraction name="bns:AverageAssets" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151222157">1,419</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; padding-bottom: 0.375pt;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total average liabilities ($billions)</div></div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151226189">854</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151226190">189</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151226191">59</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151226192">21</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151226193">53</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151226194">14</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151226195">32</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151226196">116</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:AverageLiabilities" contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="Fact_151226197">1,338</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes net income from investments in associated corporations for Canada &#8211; $(<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214434">68</ix:nonFraction>), Mexico &#8211; $<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214435">11</ix:nonFraction>, Peru &#8211; $<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2023To10_31_2024_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214436">4</ix:nonFraction>, Chile &#8211; $<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214437">6</ix:nonFraction>, Caribbean and Central America &#8211; $<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214438">109</ix:nonFraction>, and Other International &#8211; $<ix:nonFraction name="bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" contextRef="P11_01_2023To10_31_2024_OtherInternationalMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214439">136</ix:nonFraction>. </div> </td> </tr> </table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Revenues are attributed to countries based on where services are performed or assets are recorded. </div> </td> </tr> </table> </ix:continuation></ix:continuation> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfRelatedPartyExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-197285">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td id="fin937872_29" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Related Party Transactions </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Compensation of key management personnel of the Bank </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Key management personnel are those persons having authority and responsibility for planning, directing and controlling the activities of the Bank, directly or indirectly, and comprise the directors of the Bank, the President and Chief Executive Officer, certain direct reports of the President and Chief Executive Officer and Group Heads. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-197297">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width: 87%;"/>
<td style="vertical-align: bottom;"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align: bottom; width: 1%;"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/> </tr>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 87%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Salaries and cash incentives<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222161">28</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222160">25</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 87%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity-based payment<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;<ix:nonFraction name="ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222162">36</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222163">29</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 87%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Pension and other benefits<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:KeyManagementPersonnelCompensationPostemploymentBenefits" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222165">2</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><ix:nonFraction name="ifrs-full:KeyManagementPersonnelCompensationPostemploymentBenefits" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222164">2</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 87%; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;<ix:nonFraction name="ifrs-full:KeyManagementPersonnelCompensation" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214446">66</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;&#8199;<ix:nonFraction name="ifrs-full:KeyManagementPersonnelCompensation" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214447">56</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents amounts expensed during the year. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents equity-based awards granted during the year. </div> </td> </tr> </table> </ix:nonNumeric> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Directors can use some or all of their director fees earned to buy common shares of the Bank at market rates through the Director&#8217;s Share Purchase Plan. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-officer</div> directors may elect to receive all or a portion of their fees in the form of deferred stock units which vest immediately. Refer to Note 25 for further details of these plans. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loans and deposits of key management personnel </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Loans are currently granted to key management personnel at market terms and conditions. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;<br/></div> <ix:nonNumeric name="bns:DisclosureOfLoansAndDepositsOfKeyManagementPersonnelExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-197410">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width: 87%;"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align: bottom; width: 2%;"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align: bottom; width: 3%;"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 87%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions" contextRef="P11_01_2024To10_31_2025_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMemberifrsfullCategoriesOfRelatedPartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214448">7</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;<ix:nonFraction name="ifrs-full:TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions" contextRef="P11_01_2023To10_31_2024_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMemberifrsfullCategoriesOfRelatedPartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214449">10</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 87%; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposits</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;">&#160;</div></div>&#8199;&#8199;<ix:nonFraction name="ifrs-full:TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions" contextRef="P11_01_2024To10_31_2025_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMemberifrsfullCategoriesOfRelatedPartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214450">2</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="ifrs-full:TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions" contextRef="P11_01_2023To10_31_2024_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMemberifrsfullCategoriesOfRelatedPartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214451">5</ix:nonFraction></td>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">As at and for the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
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<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income / (loss)</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:TransfersOfProfitLossInRelatedPartyTransactions" contextRef="P11_01_2024To10_31_2025_AssociatesAndJointVenturesMemberifrsfullCategoriesOfRelatedPartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214457">21</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:TransfersOfProfitLossInRelatedPartyTransactions" contextRef="P11_01_2023To10_31_2024_AssociatesAndJointVenturesMemberifrsfullCategoriesOfRelatedPartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="ixv-214458">15</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions" contextRef="P11_01_2024To10_31_2025_AssociatesAndJointVenturesMemberifrsfullCategoriesOfRelatedPartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214459">140</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions" contextRef="P11_01_2023To10_31_2024_AssociatesAndJointVenturesMemberifrsfullCategoriesOfRelatedPartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214460">209</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposits</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions" contextRef="P11_01_2024To10_31_2025_AssociatesAndJointVenturesMemberifrsfullCategoriesOfRelatedPartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214461">282</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions" contextRef="P11_01_2023To10_31_2024_AssociatesAndJointVenturesMemberifrsfullCategoriesOfRelatedPartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214462">253</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Guarantees and commitments</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:GuaranteesAndCommitmentsMadeByEntityRelatedPartyTransactions" contextRef="P11_01_2024To10_31_2025_AssociatesAndJointVenturesMemberifrsfullCategoriesOfRelatedPartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214463">57</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonFraction name="bns:GuaranteesAndCommitmentsMadeByEntityRelatedPartyTransactions" contextRef="P11_01_2023To10_31_2024_AssociatesAndJointVenturesMemberifrsfullCategoriesOfRelatedPartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214464">46</ix:nonFraction></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table> </ix:continuation> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Scotiabank principal pension plan </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank manages assets of $<ix:nonFraction name="bns:WealthManagementAssets" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-214465">6.4</ix:nonFraction> billion (October 31, 2024 &#8211; $<ix:nonFraction name="bns:WealthManagementAssets" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-214466">6.0</ix:nonFraction> billion) which is a portion of the Scotiabank principal pension plan assets and earned $<ix:nonFraction name="ifrs-full:RevenueFromRenderingOfServicesRelatedPartyTransactions" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-214467">7.0</ix:nonFraction> million in fees (October 31, 2024 &#8211; $<ix:nonFraction name="ifrs-full:RevenueFromRenderingOfServicesRelatedPartyTransactions" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-5" scale="6" format="ixt:num-dot-decimal" id="ixv-214468">6.7</ix:nonFraction> million). </div> </ix:nonNumeric> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">220</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div> </div> </div> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Consolidated Financial Statements </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfInterestsInSubsidiariesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228663" id="ixv-197586">
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<td id="fin937872_30" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Principal Subsidiaries and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Controlling</div> Interests in Subsidiaries </div> </td> </tr> </table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Principal subsidiaries<div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px">(1) </div> </div></div> </td> </tr> </table> <ix:nonNumeric name="ifrs-full:DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-197604"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents certain operating subsidiaries the Bank owns, directly or indirectly. All of these subsidiaries are included in the Bank&#8217;s consolidated financial statements. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:54%"/>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying&#160;value&#160;of&#160;shares</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Principal&#160;office</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;">Canadian</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="font-size:1pt">
<td style="height:3pt"/>
<td colspan="2" style="height:3pt"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt"/> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaCapitalIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222513">Scotia Capital Inc.</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaCapitalIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222195">Toronto, Ontario</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaCapitalIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228023">4,694</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaCapitalIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228311">4,160</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_BnsInvestmentsIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_CountryOfDomicileMemberifrsfullGeographicalAreasAxis" id="Fact_151222514">BNS Investments Inc.</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_BnsInvestmentsIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_CountryOfDomicileMemberifrsfullGeographicalAreasAxis" id="Fact_151222196">Toronto,&#160;Ontario</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_BnsInvestmentsIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_CountryOfDomicileMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221738">22,545</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_BnsInvestmentsIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_CountryOfDomicileMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228310">23,860</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OneEightThreeTwoAssetManagementLpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222515">1832 Asset Management L.P.</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OneEightThreeTwoAssetManagementLpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222194">Toronto, Ontario</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_MontrealTrustCompanyOfCanadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222516">Montreal Trust Company of Canada</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_MontrealTrustCompanyOfCanadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151228258">Montreal,&#160;Quebec</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_MdFinancialManagementCanadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222517">MD Financial Management Inc.</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_MdFinancialManagementCanadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151228158">Ottawa, Ontario</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_MdFinancialManagementCanadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228308">2,939</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_MdFinancialManagementCanadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228309">2,826</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_JarislowskyFraserLimitedCanadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222518">Jarislowsky, Fraser Limited</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_JarislowskyFraserLimitedCanadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151228159">Montreal, Quebec</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_JarislowskyFraserLimitedCanadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228024">974</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_JarislowskyFraserLimitedCanadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228027">956</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaSecuritiesIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222519">Scotia Securities Inc.</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaSecuritiesIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222200">Toronto, Ontario</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaSecuritiesIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221745">69</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaSecuritiesIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221746">73</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_TangerineBankMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222520">Tangerine Bank</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_TangerineBankMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222201">Toronto, Ontario</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_TangerineBankMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221744">3,711</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_TangerineBankMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228312">4,154</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_TheBankOfNovaScotiaTrustCompanyMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222521">The Bank of Nova Scotia Trust Company</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_TheBankOfNovaScotiaTrustCompanyMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151228163">Toronto,&#160;Ontario</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_TheBankOfNovaScotiaTrustCompanyMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228020">764</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_TheBankOfNovaScotiaTrustCompanyMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228307">704</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaMortgageCorporationMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222522">Scotia Mortgage Corporation</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaMortgageCorporationMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151228164">Toronto, Ontario</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaMortgageCorporationMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228304">606</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaMortgageCorporationMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228305">843</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_NationalTrustCompanyMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228026">408</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_RoynatIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228306">785</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_RoynatIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221736">741</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaDealerAdvantageIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228018">924</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"/>
<td colspan="2" style="height:6pt"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaHoldingsUSALLCMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228303">7,698</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaHoldingsUSALLCMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228171">7,654</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaFinancingUSALLCMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222199">New York, New York</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_NovaScotiaInversionesLimitadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222529">Nova Scotia Inversiones Limitada</ix:nonNumeric></div> </td>
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<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_NovaScotiaInversionesLimitadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222188">Santiago, Chile</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_NovaScotiaInversionesLimitadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221735">7,370</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_NovaScotiaInversionesLimitadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221734">7,489</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankChileSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222530">Scotiabank Chile S.A. (99.79%)</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankChileSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222189">Santiago, Chile</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_GrupoFinancieroScotiabankInverlatSADeCVMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222531">Grupo Financiero Scotiabank Inverlat, S.A. de C.V. (97.39%)</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_GrupoFinancieroScotiabankInverlatSADeCVMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222190">Mexico City, Mexico</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_GrupoFinancieroScotiabankInverlatSADeCVMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228300">8,821</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_GrupoFinancieroScotiabankInverlatSADeCVMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228299">6,966</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankInverlatSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222532">Scotiabank Inverlat, S.A.</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankInverlatSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222203">Mexico City, Mexico</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaPeruHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222533">Scotia Peru Holdings S.A.</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaPeruHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222204">Lima, Peru</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaPeruHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228025">6,920</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaPeruHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228301">5,779</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankPeruSaaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222193">Lima, Peru</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_MultiaccionesSASMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222535">Multiacciones S.A.S.</ix:nonNumeric><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_MultiaccionesSASMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222187">Bogota, Colombia</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_MultiaccionesSASMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228022">424</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_MultiaccionesSASMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228302">973</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankColpatriaSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222542"><div style="letter-spacing: 0px; top: 0px;display:inline;">Scotiabank Colpatria, S.A.</div> (56.00%)</ix:nonNumeric><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)(3)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankColpatriaSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222184">Bogota, Colombia</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBrasilSaBancoMultiploMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222543">Scotiabank Brasil S.A. Banco Multiplo</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBrasilSaBancoMultiploMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222185">Sao Paulo, Brazil</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBrasilSaBancoMultiploMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228172">1,142</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBrasilSaBancoMultiploMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228019">796</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotialUruguayHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222313">Scotia Uruguay Holdings S.A.</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotialUruguayHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222205">Montevideo, Uruguay</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotialUruguayHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228021">757</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotialUruguayHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228170">681</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankUruguaySAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222314">Scotiabank Uruguay S.A.</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankUruguaySAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222192">Montevideo, Uruguay</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankRepublicaDominicanaSABancoMultipleMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222315">Scotiabank Republica Dominicana, S.A. &#8211; Banco Multiple (99.80%)</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankRepublicaDominicanaSABancoMultipleMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151228165">Santo&#160;Domingo,&#160;Dominican&#160;Republic</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankRepublicaDominicanaSABancoMultipleMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221739">823</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankRepublicaDominicanaSABancoMultipleMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221737">943</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankCaribbeanHoldingsLtdMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222316">Scotiabank Caribbean Holdings Ltd.</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankCaribbeanHoldingsLtdMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151228255">Bridgetown, Barbados</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankCaribbeanHoldingsLtdMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221741">1,966</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankCaribbeanHoldingsLtdMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221740">1,608</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaGroupJamaicaLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222317">Scotia Group Jamaica Limited (71.78%)</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaGroupJamaicaLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151228256">Kingston, Jamaica</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankTrinidadAndTobagoLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222318">Scotiabank Trinidad and Tobago Limited (50.90%)</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankTrinidadAndTobagoLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151228257">Port&#160;of&#160;Spain,&#160;Trinidad&#160;and&#160;Tobago</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBarbadosLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222319">Scotiabank (Barbados) Limited</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBarbadosLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151228160">Bridgetown, Barbados</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBarbadosLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221743">286</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentsInSubsidiaries" contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBarbadosLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221742">237</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_TheBankOfNovaScotiaInternationalLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151228167">Nassau, Bahamas</ix:nonNumeric></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBahamasLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151228161">Nassau, Bahamas</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankAndTrustCaymanLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222323">Scotiabank&#160;&amp; Trust (Cayman) Ltd.</ix:nonNumeric></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankAndTrustCaymanLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151228162">Grand&#160;Cayman,&#160;Cayman&#160;Islands</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><ix:nonNumeric name="ifrs-full:NameOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_GrupoBnsDeCostaRicaSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222324">Grupo BNS de Costa Rica, S.A.</ix:nonNumeric><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_GrupoBnsDeCostaRicaSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222183">San Jose, Costa Rica</ix:nonNumeric></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"><ix:nonNumeric name="ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary" contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankIrelandDesignatedActivityCompanyMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" id="Fact_151222182">Dublin, Ireland</ix:nonNumeric></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The Bank (or immediate parent of an entity) owns 100% of the outstanding voting shares of each subsidiary unless otherwise noted. </div> </td> </tr> </table>
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="display:inline;">(2)</div></td>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-controlling</div> interests in subsidiaries </div></div> </td> </tr> </table> <ix:nonNumeric name="ifrs-full:DisclosureOfNoncontrollingInterestsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-198380"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s significant <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries are comprised of the following entities: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:bottom;width:3%"/> </tr>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at and for the year ended</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-controlling</div><br/> interest&#160;%</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-controlling</div><br/> interests in<br/> subsidiaries</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Dividends<br/> paid&#160;to<br/> <div style="white-space:nowrap;display:inline;">non-controlling</div><br/> interest</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-controlling</div><br/> interests in<br/> subsidiaries</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Dividends paid&#160;to<br/> <div style="white-space:nowrap;display:inline;">non-controlling</div><br/> interest</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Chile S.A.</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_ScotiabankChileSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-214590">0.20</ix:nonFraction>%&#160;&#8211;&#160;<ix:nonFraction name="ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_ScotiabankChileSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-214591">49.10</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NoncontrollingInterests" contextRef="PAsOn10_31_2025_ScotiabankChileSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214592">262</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DividendsPaidToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_ScotiabankChileSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214593">8</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NoncontrollingInterests" contextRef="PAsOn10_31_2024_ScotiabankChileSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214594">256</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DividendsPaidToNoncontrollingInterests" contextRef="P11_01_2023To10_31_2024_ScotiabankChileSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214595">24</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Colpatria S.A.<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_ScotiabankColpatriaSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225380">44.00</ix:nonFraction>%&#160;&#8211;&#160;<ix:nonFraction name="ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_ScotiabankColpatriaSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225381">47.00</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NoncontrollingInterests" contextRef="PAsOn10_31_2025_ScotiabankColpatriaSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228323">323</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NoncontrollingInterests" contextRef="PAsOn10_31_2024_ScotiabankColpatriaSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228321">405</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Group Jamaica Limited</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_ScotiaGroupJamaicaLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-214600">28.22</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NoncontrollingInterests" contextRef="PAsOn10_31_2025_ScotiaGroupJamaicaLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214601">379</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DividendsPaidToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_ScotiaGroupJamaicaLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214602">14</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NoncontrollingInterests" contextRef="PAsOn10_31_2024_ScotiaGroupJamaicaLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214603">350</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DividendsPaidToNoncontrollingInterests" contextRef="P11_01_2023To10_31_2024_ScotiaGroupJamaicaLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214604">13</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Trinidad and Tobago&#160;Limited</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-214605">49.10</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NoncontrollingInterests" contextRef="PAsOn10_31_2025_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214606">491</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DividendsPaidToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214607">51</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NoncontrollingInterests" contextRef="PAsOn10_31_2024_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214608">464</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DividendsPaidToNoncontrollingInterests" contextRef="P11_01_2023To10_31_2024_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214609">49</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_OtherNonControllingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225382">0.0005</ix:nonFraction>%&#160;&#8211;&#160;<ix:nonFraction name="ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_OtherNonControllingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225383">49.35</ix:nonFraction></div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div>&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:NoncontrollingInterests" contextRef="PAsOn10_31_2025_OtherNonControllingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214612">266</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DividendsPaidToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025_OtherNonControllingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214613">9</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:NoncontrollingInterests" contextRef="PAsOn10_31_2024_OtherNonControllingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214614">232</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DividendsPaidToNoncontrollingInterests" contextRef="P11_01_2023To10_31_2024_OtherNonControllingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214615">2</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:NoncontrollingInterests" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214616">1,721</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:DividendsPaidToNoncontrollingInterests" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214617">82</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:NoncontrollingInterests" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214618">1,707</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:DividendsPaidToNoncontrollingInterests" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214619">88</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-controlling</div> interest holders for Scotiabank Colpatria S.A. have a right to sell their holding to the Bank after the end of the 7th anniversary (January 17, 2019) and at subsequent <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-agreed</div> intervals, into the future, at fair market value that can be settled at the Bank&#8217;s discretion, by issuance of common shares or cash. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Range of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest % for other subsidiaries. </div> </td> </tr> </table> </ix:nonNumeric><ix:nonNumeric name="bns:DisclosureOfFinancialInformationOfSignificantSubsidiariesExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-198724"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Summarized financial information of the Bank&#8217;s subsidiaries with significant <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests are as follows: </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:28%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at and for the year ended October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at and for the year ended October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenue</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> comprehensive<br/> income (loss)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total&#160;assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenue</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> comprehensive<br/> income (loss)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2024To10_31_2025_SubsidiariesWithMaterialNoncontrollingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214620">4,522</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2024To10_31_2025_SubsidiariesWithMaterialNoncontrollingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214621">602</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_SubsidiariesWithMaterialNoncontrollingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214622">95,993</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Liabilities" contextRef="PAsOn10_31_2025_SubsidiariesWithMaterialNoncontrollingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214623">84,493</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Revenue" contextRef="P11_01_2023To10_31_2024_SubsidiariesWithMaterialNoncontrollingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214624">4,455</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:ComprehensiveIncome" contextRef="P11_01_2023To10_31_2024_SubsidiariesWithMaterialNoncontrollingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214625">226</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2024_SubsidiariesWithMaterialNoncontrollingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214626">93,051</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Liabilities" contextRef="PAsOn10_31_2024_SubsidiariesWithMaterialNoncontrollingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214627">82,223</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> </ix:nonNumeric></ix:continuation> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-198875">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td id="fin937872_31" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Interest Income and Expense </div> </td> </tr> </table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfNetInterestIncomeAndInterestExpenseFromFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-198884">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:64%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31&#160;($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest<br/> income</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest<br/> expense</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest<br/> income</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest<br/> expense</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Measured at amortized cost<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228349">50,819</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestIncomeExpenseRecognisedForFinancialLiabilitiesReclassifiedIntoMeasuredAtAmortisedCostFirstApplicationOfIFRS9" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151225984">35,831</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228350">53,966</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestIncomeExpenseRecognisedForFinancialLiabilitiesReclassifiedIntoMeasuredAtAmortisedCostFirstApplicationOfIFRS9" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151225983">42,177</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Measured at FVOCI<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228352">5,585</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228351">5,905</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214634">56,404</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InterestExpenseCalculatedUsingEffectiveInterestMethod" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214635">35,831</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214636">59,871</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InterestExpenseCalculatedUsingEffectiveInterestMethod" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214637">42,177</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InterestIncomeCalculatedUsingOtherMethod" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228354">1,198</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div>&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InterestExpenseCalculatedUsingOtherMethod" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225985">249</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div>&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InterestIncomeCalculatedUsingOtherMethod" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228353">1,788</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div>&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InterestExpenseCalculatedUsingOtherMethod" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228045">230</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div>&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:RevenueFromInterest" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214642">57,602</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:InterestExpense" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214643">36,080</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:RevenueFromInterest" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214644">61,659</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:InterestExpense" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214645">42,407</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The interest income/expense on financial assets/liabilities are calculated using the effective interest method. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes dividend income on equity securities. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes interest on lease liabilities of $<ix:nonFraction name="ifrs-full:InterestExpenseOnLeaseLiabilities" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214646">125</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="ifrs-full:InterestExpenseOnLeaseLiabilities" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214647">119</ix:nonFraction>) and insurance finance expense of $<ix:nonFraction name="ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214648">33</ix:nonFraction> (2024 &#8211; $<ix:nonFraction name="ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214649">30</ix:nonFraction>). </div> </td> </tr> </table> </ix:nonNumeric></ix:nonNumeric> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfEarningsPerShareExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-199115">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
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<td id="fin937872_32" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Earnings Per Share </div> </td> </tr> </table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:EarningsPerShareExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-199124">
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 9pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 9pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width:83%"/>
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<td/>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Basic earnings per common share</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to common shareholders</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214650">7,283</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$<div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;&#8199;<ix:nonFraction name="ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214651">7,286</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency loss on redemption of Subordinated Additional Tier 1 Capital Notes<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:ForeignExchangeLossOnPreferredSharesAndOtherEquityInstrumentsRedemption" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151229352">22</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to common shareholders used to calculate basic earnings per common share</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214653">7,261</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214654">7,286</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Weighted average number of common shares outstanding (millions)</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:WeightedAverageShares" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_shares" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214655">1,244</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:WeightedAverageShares" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_shares" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214656">1,226</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Basic earnings per common share<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div> (in dollars)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$<div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8199;<ix:nonFraction name="ifrs-full:BasicEarningsLossPerShare" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151228360">5.84</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:BasicEarningsLossPerShare" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151228359">5.94</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Diluted earnings per common share</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;">Net income attributable to common shareholders used to calculate basic earnings per common share</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214659">7,261</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214660">7,286</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Dilutive impact of share-based payment options and others<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(<ix:nonFraction name="bns:AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151228362">181</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151228361">49</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to common shareholders (diluted)</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214663">7,080</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214664">7,237</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Weighted average number of common shares outstanding (millions)</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:WeightedAverageShares" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_shares" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214665">1,244</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:WeightedAverageShares" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_shares" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214666">1,226</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Dilutive impact of share-based payment options and others<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3) </div>(millions)</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_shares" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228366">4</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_shares" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228365">6</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Weighted average number of diluted common shares outstanding (millions)</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AdjustedWeightedAverageShares" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_shares" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214669">1,248</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:AdjustedWeightedAverageShares" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_shares" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214670">1,232</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Diluted earnings per common share<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div> (in dollars)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DilutedEarningsLossPerShare" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151228370">5.67</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DilutedEarningsLossPerShare" contextRef="P11_01_2023To10_31_2024" unitRef="Unit_CAD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="Fact_151228369">5.87</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to Note 23 (b) for further details on the redemption of the equity instrument. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Earnings per share calculations are based on full dollar and share amounts. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Certain options were not included in the calculation of diluted earnings per share as they were anti-dilutive. </div> </td> </tr> </table> </ix:nonNumeric></ix:nonNumeric> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">222</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div> </div> </div> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Consolidated Financial Statements </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfCommitmentsGuaranteesAndPledgedAssetsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151228662" id="ixv-199417">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
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<td id="fin937872_33" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Guarantees, Commitments and Pledged Assets </div> </td> </tr> </table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfCommitmentsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-199426">
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Guarantees </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank enters into various types of guarantees and indemnifications in the normal course of business. Guarantees represent an undertaking to another party to make a payment to that party when certain specified events occur. The various guarantees and indemnifications that the Bank provides with respect to its customers and other third parties are presented below: </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<tr>
<td style="width:76%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
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<td/>
<td/>
<td style="vertical-align:bottom;width:4%"/> </tr>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Maximum&#160;potential<br/> amount of future<br/> payments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Maximum&#160;potential<br/> amount of future<br/> payments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Standby letters of credit and letters of guarantee</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:MaximumPotentialAmountOfFuturePayments" contextRef="PAsOn10_31_2025_StandbyLettersOfCreditAndLettersOfGuaranteeMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228375">86,016</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:MaximumPotentialAmountOfFuturePayments" contextRef="PAsOn10_31_2024_StandbyLettersOfCreditAndLettersOfGuaranteeMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228374">62,966</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Liquidity facilities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:MaximumPotentialAmountOfFuturePayments" contextRef="PAsOn10_31_2025_LiquidityFacilitiesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228373">8,611</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:MaximumPotentialAmountOfFuturePayments" contextRef="PAsOn10_31_2024_LiquidityFacilitiesMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228372">7,665</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Indemnifications</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:MaximumPotentialAmountOfFuturePayments" contextRef="PAsOn10_31_2025_IndemnificationsMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228371">95</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:MaximumPotentialAmountOfFuturePayments" contextRef="PAsOn10_31_2024_IndemnificationsMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228376">791</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The maximum potential amount of future payments represents those guarantees that can be quantified and excludes other guarantees that cannot be quantified. As many of these guarantees will not be drawn upon and the maximum potential amount of future payments listed above does not consider the possibility of recovery under recourse or collateral provisions, the above amounts are not indicative of future cash requirements, credit risk, or the Bank&#8217;s expected losses from these arrangements. </div> </td> </tr> </table> </ix:nonNumeric> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(i)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Standby letters of credit and letters of guarantee </div></div> </td> </tr> </table> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Standby letters of credit and letters of guarantee are irrevocable undertakings by the Bank on behalf of a customer, to make payments to a third party in the event that the customer is unable to meet its obligations to the third party. Generally, the term of these guarantees does not exceed four years. The types and amounts of collateral security held by the Bank for these guarantees are generally the same as for loans. </div></div></div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(ii)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liquidity facilities </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s backstop liquidity facilities are committed liquidity and provided to asset-backed commercial paper conduits, administered by the Bank. These facilities generally provide an alternative source of financing in the event market disruption prevents the conduit from issuing commercial paper or, in some cases, when certain specified conditions or performance measures are not met. These facilities generally have a term of up to <ix:nonNumeric name="bns:LiquidityFacilitiesTerm" contextRef="P11_01_2024To10_31_2025_TopOfRangeMemberifrsfullRangeAxis" format="ixt-sec:durwordsen" id="ixv-214679">three years</ix:nonNumeric>. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(iii)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Indemnifications </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the ordinary course of business, the Bank enters into many contracts which contain indemnification provisions, such as purchase contracts, service agreements, trademark licensing agreements, director / officer contracts, escrow arrangements, sales of assets or businesses, outsourcing agreements, leasing arrangements, clearing system arrangements, securities lending agency agreements and structured transactions. The Bank cannot estimate the maximum potential future amount that may be payable. The Bank has not made any significant payments under such indemnifications. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other indirect commitments </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the normal course of business, various other indirect commitments are outstanding which are not reflected on the Consolidated Statement of Financial Position. These may include: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Commercial letters of credit which require the Bank to honour drafts presented by a third-party when specific activities are completed; </div> </td> </tr> </table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Commitments to extend credit which represent undertakings to make credit available in the form of loans or other financings for specific amounts and maturities, subject to specific conditions; </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Securities lending transactions under which the Bank, acting as principal or agent, agrees to lend securities to a borrower. The borrower must fully collateralize the security loan at all times. The market value of the collateral is monitored relative to the amounts due under the agreements, and where necessary, additional collateral is obtained; and </div> </td> </tr> </table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Security purchase commitments which require the Bank to fund future investments. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">These financial instruments are subject to normal credit standards, financial controls and monitoring procedures. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The table below provides a detailed breakdown of the Bank&#8217;s other indirect commitments expressed in terms of the contractual amounts of the related commitment or contract which are not reflected on the Consolidated Statement of Financial Position. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <ix:nonNumeric name="bns:DisclosureOfGuaranteesAndCommitmentsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-199602">
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<td style="width:79%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
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<td style="vertical-align:bottom;width:2%"/>
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<td style="vertical-align:bottom;width:3%"/> </tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commercial letters of credit</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:MaximumExposureToCreditRisk" contextRef="PAsOn10_31_2025_CommercialLetterOfCreditMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214680">836</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:MaximumExposureToCreditRisk" contextRef="PAsOn10_31_2024_CommercialLetterOfCreditMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214681">1,049</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commitments to extend credit<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:MaximumExposureToCreditRisk" contextRef="PAsOn10_31_2025_CommitmentsToExtendCreditOriginalTermToMaturityOfOneYearOrLessMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228385">275,504</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:MaximumExposureToCreditRisk" contextRef="PAsOn10_31_2024_CommitmentsToExtendCreditOriginalTermToMaturityOfOneYearOrLessMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228386">272,793</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities lending</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:MaximumExposureToCreditRisk" contextRef="PAsOn10_31_2025_SecuritiesLendingMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214684">78,548</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:MaximumExposureToCreditRisk" contextRef="PAsOn10_31_2024_SecuritiesLendingMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214685">58,477</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities purchase and other commitments</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:MaximumExposureToCreditRisk" contextRef="PAsOn10_31_2025_SecuritiesPurchaseAndOtherCommitmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214686">821</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:MaximumExposureToCreditRisk" contextRef="PAsOn10_31_2024_SecuritiesPurchaseAndOtherCommitmentMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214687">844</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:MaximumExposureToCreditRisk" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214688">355,709</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:MaximumExposureToCreditRisk" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214689">333,163</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes liquidity facilities, and excludes commitments which are unconditionally cancellable at the Bank&#8217;s discretion at any time. </div> </td> </tr> </table> </ix:nonNumeric> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">223</div></div> </div></div> </ix:exclude> <div style="margin-top: 1em; margin-bottom: 1em"></div> </ix:nonNumeric></div> </div> <ix:continuation id="TextSelection_151228662" continuedAt="TextSelectionAppend_151228662_1"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228662_1" continuedAt="TextSelectionAppend_151228662_2"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151228662_2" continuedAt="TextSelectionAppend_151228662_3"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation></div> </div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151228662_3" continuedAt="TextSelectionAppend_151228662_4"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Consolidated Financial Statements </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151228662_4">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets pledged and repurchase agreements </div></div></td></tr></table><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the ordinary course of business, securities and other assets are pledged against liabilities. As well, securities are sold under repurchase agreements. The carrying value of pledged assets and details of related activities are shown below. </div><div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><ix:nonNumeric name="ifrs-full:DisclosureOfCollateralExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-199757">
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<tr>
<td style="width:79%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets pledged to:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank of Canada<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2025_BankOfCanadaMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228397">274</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2024_BankOfCanadaMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228405">229</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign governments and central banks<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2025_ForeignGovernmentsAndCentralBanksMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228404">2,066</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2024_ForeignGovernmentsAndCentralBanksMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228403">2,020</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Clearing systems, payment systems and depositories<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2025_ClearingSystemPaymentSystemsAndDepositoriesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228392">2,200</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2024_ClearingSystemPaymentSystemsAndDepositoriesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151228391">2,460</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged in relation to exchange-traded derivative transactions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2025_ExchangeTradedDerivativeTransactionsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214696">5,715</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2024_ExchangeTradedDerivativeTransactionsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214697">5,334</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged in relation to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">over-the-counter</div></div> derivative transactions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2025_OverTheCounterDerivativesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214698">33,785</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2024_OverTheCounterDerivativesMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214699">25,487</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged as collateral related to securities borrowing and lending</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2025_SecuritiesBorrowingAndLendingMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214700">195,208</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2024_SecuritiesBorrowingAndLendingMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214701">149,669</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged in relation to covered bond program (Note 14)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2025_CoveredBondsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222027">44,832</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2024_CoveredBondsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222029">47,560</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged in relation to other securitization programs (Note 14)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2025_SecuritizationMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214704">8,045</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2024_SecuritizationMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214705">4,022</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged under CMHC programs (Note 13)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2025_CanadaMortgageHousingCorporationProgramMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214706">15,627</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2024_CanadaMortgageHousingCorporationProgramMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214707">18,392</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2025_OtherAssetsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214708">424</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2024_OtherAssetsMemberifrsfullClassesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214709">228</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total assets pledged</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214710">308,176</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214711">255,401</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold under repurchase agreements</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:RepurchaseAgreementsCollateralizedBySecurities" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214712">174,010</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:RepurchaseAgreementsCollateralizedBySecurities" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214713">174,335</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:AssetsSoldOrRepledgedAsCollateralAtFairValue" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222032">482,186</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:AssetsSoldOrRepledgedAsCollateralAtFairValue" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222033">429,736</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes assets pledged in order to participate in clearing and payment systems and depositories, or pledged to have access to the facilities of central banks in foreign jurisdictions. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes mortgages related to covered bonds held by the Bank or used for securities lending transactions. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes assets that have been received from counterparties through normal course of business in securities financing and derivative transactions. </div></td></tr></table></ix:nonNumeric> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(d)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other executory contracts </div></div></td></tr></table><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Effective July 2018, the Bank has entered into an $<ix:nonFraction name="bns:OtherExecutoryContracts" contextRef="P07_01_2018To07_31_2018" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214716">800</ix:nonFraction>&#160;million contract for naming rights of an arena for <ix:nonNumeric name="bns:ExecutoryContractPeriod" contextRef="P07_01_2018To07_31_2018" format="ixt-sec:duryear" id="ixv-214717">20</ix:nonNumeric> years. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank and its subsidiaries have also entered into other long-term executory contracts, relating to outsourced services. The significant outsourcing arrangements have variable pricing based on utilization and are cancellable with notice. </div></ix:continuation> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><ix:nonNumeric name="ifrs-full:DisclosureOfFinancialInstrumentsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151225973" id="ixv-200048">
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<td id="fin937872_34" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Financial Instruments &#8211; Risk Management </div></td></tr></table><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s risk management framework to monitor, evaluate, measure and manage risks is disclosed in Management&#8217;s Discussion and Analysis (MD&amp;A). These disclosures are incorporated by cross-reference in the Consolidated Financial Statements as permitted under IFRS 7, Financial Instruments: Disclosures. The grey shaded text and tables marked with an asterisk (*) in the &#8220;Group Financial Condition&#8221; and &#8220;Risk Management&#8221; sections of the MD&amp;A form an integral part of the 2025 Consolidated Financial Statements. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s principal business activities result in a balance sheet that consists primarily of financial instruments. In addition, the Bank uses derivative financial instruments for both trading and hedging purposes. The principal financial risks that arise from transacting financial instruments include credit risk, liquidity risk and market risk. The Bank&#8217;s framework to monitor, evaluate and manage these risks is consistent with that in place as at October&#160;31, 2025: </div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">extensive risk management policies define the Bank&#8217;s risk appetite, set the limits and controls within which the Bank and its subsidiaries can operate, and reflect the requirements of regulatory authorities. Risk appetite is approved by the Bank&#8217;s Board of Directors, either directly or through the Risk Committee of the Board (the Board); </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">guidelines are developed to clarify risk limits and conditions under which the Bank&#8217;s risk policies are implemented; </div></td></tr></table>
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<td style="width:4%">&#160;</td>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">processes are implemented to identify, evaluate, document, report and control risk. Standards define the breadth and quality of information required to make a decision; and </div></td></tr></table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">compliance with risk policies, limits and guidelines is measured, monitored and reported to ensure consistency against defined goals. </div></td></tr></table><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Further details on the fair value of financial instruments and how these amounts were determined are provided in Note 6. Note 9 provides details on the terms and conditions of the Bank&#8217;s derivative financial instruments including notional amounts, remaining term to maturity, credit risk, and fair values of derivatives used in trading and hedging activities. </div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit risk </div></div></td></tr></table><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Credit risk is the risk of loss resulting from the failure of a borrower or counterparty to honour its financial or contractual obligations to the Bank. The Bank&#8217;s Credit Risk Appetite and Credit Risk Policy are developed by its Global Risk Management (GRM) department and limits are reviewed and approved by the Board on an annual and biennial basis, respectively. The Credit Risk Appetite defines target markets and risk tolerances that are developed at an <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">all-Bank</div> level, and then further refined at the business line level. The objectives of the Credit Risk Appetite are to ensure that, for the Bank, including the individual business lines: </div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">target markets and product offerings are well defined; </div></td></tr></table>
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<td style="width:4%">&#160;</td>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">the risk parameters for new underwritings and for the portfolios as&#160;a whole are clearly specified; and </div></td></tr></table>
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<td style="width:4%">&#160;</td>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">transactions, including origination, syndication, loan sales and hedging, are managed in a manner to ensure the goals for the overall portfolio are met. </div></td></tr></table><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Credit Risk Policy sets out, among other things, the credit risk rating systems and associated parameter estimates, the delegation of authority for granting credit, and the calculation of allowance for credit losses. It forms an integral part of enterprise-wide policies and procedures that encompass governance, risk management and control structure. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s credit risk rating systems are designed to support the determination of key credit risk parameter estimates which measure credit and transaction risk. For <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> exposures, parameters are associated with each credit facility through the assignment of borrower and facility ratings. Borrower risk is evaluated using methodologies that are specific to particular industry sectors and/or business lines. The risk associated with facilities of a given borrower is assessed by considering the facilities&#8217; structural and collateral-related elements. For retail portfolios, product specific models assign accounts into homogeneous segments using internal and external borrower/facility-level credit experience. This process provides for a meaningful differentiation of risk and allows for appropriate and consistent estimation of loss characteristics at the model and segment level. Further details on credit risk relating to derivatives are provided in&#160;Note 9(c). </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">224</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:nonNumeric></div></div></div><ix:continuation id="TextSelection_151225973" continuedAt="TextSelectionAppend_151225973_1"><div></div></ix:continuation></div><div><div style="line-height:normal;display: inline;"><ix:continuation id="TextSelectionAppend_151225973_1" continuedAt="TextSelectionAppend_151225973_2"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151225973_2" continuedAt="TextSelectionAppend_151225973_3"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151225973_3" continuedAt="TextSelectionAppend_151225973_4"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></ix:exclude></ix:continuation> <div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151225973_4" continuedAt="TextSelectionAppend_151225973_5"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(i)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit risk exposures </div></div></td></tr></table><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Credit risk exposures disclosed below are presented based on the Basel framework utilized by the Bank i.e., exposures subject to credit risk capital. The Bank uses the Internal Ratings Based approach (IRB) for all material Canadian, U.S., European portfolios, and for a significant portion of all international corporate and commercial portfolios. Under the Advanced Internal Ratings Based (AIRB) approach, the Bank uses internal risk parameter estimates, based on historical experience and appropriate margin of conservatism, for probability of default (PD), loss given default (LGD) and exposure at default (EAD). Under Basel III rules, there are IRB requirements for internally developed model parameters under AIRB, including scope restrictions which limit certain asset classes to only the Foundation Internal Ratings Based (FIRB) approach. For those asset classes (e.g. Large Corporates, Banks, etc.) the FIRB approach utilizes the Bank&#8217;s internally modeled PD parameters combined with internationally prescribed LGD and EAD parameters. The remaining portfolios, including other individual portfolios, are treated under the standardized approach. </div></div></div><ix:nonNumeric name="ifrs-full:DisclosureOfCreditRiskExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-200160"><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Under the standardized approach, credit risk is estimated using the risk weights as prescribed by the Basel framework either based on credit assessments by external rating agencies or based on the counterparty/exposure type for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> exposures and product type for retail exposures. The external ratings the Bank uses are issued by S&amp;P, Fitch and/or DBRS specifically for the Bank&#8217;s exposures (i.e. issue specific ratings) if available, otherwise issuer ratings are used following OSFI&#8217;s CAR guidelines requirements. Standardized risk weights also take into account other factors such as&#160;specific provisions for defaulted exposures, eligible collateral, and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">loan-to-value</div></div> for real estate secured retail exposures. </div><div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Exposure at default<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Drawn<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Undrawn<br/> commitments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">By counterparty type</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-retail</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">IRB portfolio</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222041">189,918</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225337">71,341</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225323">113,508</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225258">374,767</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225246">357,600</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225363">12,924</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225344">12,253</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225308">23,194</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225290">48,371</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225294">56,648</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Sovereign</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225374">240,416</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225329">3,487</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225314">11,086</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225263">254,989</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_NonRetailMemberifrsfullCounterpartiesAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225295">258,858</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225359">443,258</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225356">87,081</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225301">147,788</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225288">678,127</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225284">673,106</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Standardized portfolio</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225373">49,395</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225353">4,901</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225313">23,786</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225262">78,082</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225272">65,375</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225372">1,609</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225352">69</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225322">141</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225271">1,819</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_NonRetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225297">3,213</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Sovereign</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225371">24,372</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225351">523</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225321">243</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225270">25,138</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_NonRetailMemberifrsfullCounterpartiesAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225244">24,320</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225360">75,376</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225355">5,493</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225305">24,170</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225287">105,039</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_NonRetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225283">92,908</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225370">518,634</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225336">92,574</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225320">171,958</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225269">783,166</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225243">766,014</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Retail</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">IRB portfolio</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real estate secured</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222042">267,856</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225335">60,485</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225268">328,341</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225242">306,395</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Qualifying revolving</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222043">18,710</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225343">63,595</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225289">82,305</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225250">67,585</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other retail</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222044">27,670</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225334">4,624</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225291">32,294</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225248">38,665</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225358">314,236</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225357">128,704</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225286">442,940</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_RetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225282">412,645</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Standardized portfolio</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real estate secured</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225377">67,179</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225333">102</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225276">67,281</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225299">63,572</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other retail</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225376">52,552</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225332">10,313</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225319">76</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225275">62,941</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225298">63,214</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225361">119,731</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225354">10,415</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225307">76</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225285">130,222</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_RetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225281">126,786</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total retail</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222036">433,967</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225342">139,119</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225328">76</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225280">573,162</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_RetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225251">539,431</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225362">952,601</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225350">231,693</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225312">172,034</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225261">1,356,328</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225296">1,305,445</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">By geography<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(4)</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canada</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225369">587,309</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225349">175,314</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225311">49,503</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225260">812,126</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_CAifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225249">783,178</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">United States</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225368">137,005</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225348">31,646</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225310">83,209</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225259">251,860</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_USifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225247">238,201</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Chile</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225367">54,340</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225347">4,645</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225309">3,588</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225267">62,573</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_CLifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225253">60,179</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexico</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225366">52,283</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225346">3,901</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225318">3,183</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225266">59,367</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_MXifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225254">58,439</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Peru</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_PEifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225365">29,386</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_PEifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225345">2,187</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_PEifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225317">2,194</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_PEifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225265">33,767</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_PEifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225255">32,609</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Colombia</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225364">15,435</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225331">1,777</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225316">941</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225264">18,153</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_COifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225292">15,015</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other International</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Europe</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_EuropeMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225375">17,423</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_EuropeMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225330">6,241</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_EuropeMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225315">22,195</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_EuropeMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225279">45,859</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_EuropeMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225293">38,776</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Caribbean</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_CaribbeanMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222037">32,841</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_CaribbeanMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225341">2,152</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_CaribbeanMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225327">1,250</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_CaribbeanMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225278">36,243</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_CaribbeanMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225252">36,170</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Latin America (other)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_LatinAmericaOtherMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222038">15,218</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_LatinAmericaOtherMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225340">948</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_LatinAmericaOtherMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225326">1,080</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_LatinAmericaOtherMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225277">17,246</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_LatinAmericaOtherMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225245">17,742</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">All other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_AllOtherCountriesMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222039">11,361</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_AllOtherCountriesMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225339">2,882</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_AllOtherCountriesMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225325">4,891</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AllOtherCountriesMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225257">19,134</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AllOtherCountriesMemberifrsfullGeographicalAreasAxis_BaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225273">25,136</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawn" contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222040">952,601</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitments" contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225338">231,693</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposures" contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225324">172,034</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225256">1,356,328</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225274">1,305,445</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Exposure at default is presented after credit risk mitigation. Exposures exclude equity securities and other assets. Portfolios under the Standardized Approach are reported net of specific allowances for credit losses and net of collateral amounts treated under the Comprehensive Approach. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-retail</div> drawn includes loans, acceptances, deposits with financial institutions and FVOCI debt securities. Retail drawn includes residential mortgages, credit cards, lines of credit, other personal loans and small business treated as other regulatory retail. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Other exposures include <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet lending instruments such as letters of credit, letters of guarantees, securitizations, derivatives and repo-style transactions (reverse repurchase agreements, repurchase agreements, securities lending and securities borrowing), net of related collateral. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Geographic segmentation is based upon the location of the ultimate risk of the credit exposure. </div></td></tr></table></ix:nonNumeric><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div></ix:continuation><ix:continuation id="TextSelectionAppend_151225973_5" continuedAt="TextSelectionAppend_151225973_6"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">225</div></div> </div></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151225973_6" continuedAt="TextSelectionAppend_151225973_7"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation></div></div><ix:continuation id="TextSelectionAppend_151225973_7" continuedAt="TextSelectionAppend_151225973_8"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151225973_8" continuedAt="TextSelectionAppend_151225973_9"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151225973_9" continuedAt="TextSelectionAppend_151225973_10"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div></ix:exclude></ix:continuation></div></div></div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151225973_10" continuedAt="TextSelectionAppend_151225973_11"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Consolidated Statement of Financial Position asset categories cross-referenced to credit risk exposures </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The table below provides mapping of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">on-balance</div> sheet asset categories that are included in the various Basel III exposure categories as presented in the credit ris<div style="letter-spacing: 0px; top: 0px;display:inline;">k</div>&#160;exposure summary table of these consolidated financial statements. In addition, it also provides other exposures which are subject to market risk and/or other assets which are not subject to market and credit risk with a reconciliation to the Consolidated Statement of Financial Position. The Bank calculates market risk capital based on the Standardized Approach under the Fundamental Review of the Trading Book (FRTB) framework, including its Trading vs. Banking boundary requirements. The credit risk exposures on certain assets such as cash, precious metals, investment securities (equities) and other assets are not included in the credit risk exposure summary table. Also excluded from the credit risk exposures are certain trading assets and all assets of the Bank&#8217;s insurance subsidiaries. </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div><ix:nonNumeric name="bns:DisclosureOfCreditRiskExposureAndOtherExposuresIncludingMarketRiskExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-201864">
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit Risk Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td></tr>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Market Risk Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retail</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Securitization</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Repo-style<br/> Transactions</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Derivative<br/> Financial<br/> Instruments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Also<br/> subject&#160;to<br/> Credit&#160;Risk</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">All Other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Cash and deposits with financial institutions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CashAndDepositsWithFinancialInstitutions" contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214860">62,171</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CashAndDepositsWithFinancialInstitutions" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225233">3,796</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CashAndDepositsWithFinancialInstitutions" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214862">65,967</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Precious metals</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PreciousMetals" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214863">5,156</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:PreciousMetals" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214864">5,156</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Trading assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214865">103</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214866">140,741</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214867">140,844</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214868">1,641</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214869">744</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214870">6,846</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214871">8,487</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingAssetsOther" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214872">2,892</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:TradingAssetsOther" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214873">2,892</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Financial assets designated at fair value through profit or loss</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureRepo-StyleTransactionsMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214874">203,008</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214875">203,008</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureOver-The-CounterDerivativesMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214876">46,531</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214877">42,120</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214878">46,531</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Investment securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214879">146,457</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureEquityMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214880">2,258</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222112">1,233</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InvestmentSecurities" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214882">149,948</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Loans:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
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<td style="vertical-align:bottom;background-color:#ffffff"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Residential mortgages<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.4px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ResidentialMortgageLoans" contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225621">58,663</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ResidentialMortgageLoans" contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225622">311,413</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ResidentialMortgageLoans" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225623">115</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:ResidentialMortgageLoans" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225624">370,191</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ConsumerLoans" contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214887">5,940</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ConsumerLoans" contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214888">95,171</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ConsumerLoans" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureSecuritizationMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214889">9,456</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:ConsumerLoans" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214890">110,567</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CreditCardLoans" contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214891">14,585</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CreditCardLoans" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureSecuritizationMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214892">313</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CreditCardLoans" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225602">3,147</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:CreditCardLoans" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214894">18,045</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Business&#160;&amp; government</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansToBusinessAndGovernment" contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214895">239,898</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansToBusinessAndGovernment" contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214896">13,170</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansToBusinessAndGovernment" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureSecuritizationMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214897">25,846</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansToBusinessAndGovernment" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225652">791</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:LoansToBusinessAndGovernment" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214899">279,705</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em;">Allowances for credit losses<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.4px">(3)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Customers&#8217; liability under acceptances</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CustomersLiabilityUnderAcceptances" contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214904">177</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222089">4,881</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214907">4,881</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Investment in associates</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentAccountedForUsingEquityMethod" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureEquityMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214908">65</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentAccountedForUsingEquityMethod" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222072">6,252</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:InvestmentAccountedForUsingEquityMethod" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214910">6,317</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Goodwill and other intangibles assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IntangibleAssetsAndGoodwill" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225685">16,169</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="ifrs-full:IntangibleAssetsAndGoodwill" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214912">16,169</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Other (including Deferred tax assets)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherAssetsIncludingDeferredTaxAssets" contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214913">6,210</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherAssetsIncludingDeferredTaxAssets" contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214914">1,154</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherAssetsIncludingDeferredTaxAssets" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureRepo-StyleTransactionsMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214915">436</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherAssetsIncludingDeferredTaxAssets" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214916">403</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherAssetsIncludingDeferredTaxAssets" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225670">30,417</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:OtherAssetsIncludingDeferredTaxAssets" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214918">38,620</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:3pt"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/>
<td colspan="4" style="height:3pt;background-color:#ffffff"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214919">520,795</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214920">434,259</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureSecuritizationMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214921">35,615</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureRepo-StyleTransactionsMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214922">203,444</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureOver-The-CounterDerivativesMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214923">46,531</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureEquityMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214924">2,323</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214925">42,864</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214926">156,038</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225626">61,037</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214928">1,460,042</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes the Bank&#8217;s insurance subsidiaries&#8217; assets and all other assets which are not subject to credit and market risks. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes $<ix:nonFraction name="bns:ResidentialMortgageGuaranteedLoans" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-214929">52.8</ix:nonFraction>&#160;billion in mortgages guaranteed by Canada Mortgage Housing Corporation and federally backed privately insured mortgages. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Amounts for IRB exposures are reported gross of allowances and amounts for standardized exposures are reported net of allowances. </div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit Risk Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Market Risk Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-retail</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retail</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Securitization</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Repo-style<br/> Transactions</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Derivative<br/> Financial<br/> Instruments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Also<br/> subject&#160;to<br/> Credit&#160;Risk</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">All Other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Cash and deposits with financial institutions</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CashAndDepositsWithFinancialInstitutions" contextRef="PAsOn10_31_2024_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214930">60,501</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CashAndDepositsWithFinancialInstitutions" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222069">3,359</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CashAndDepositsWithFinancialInstitutions" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214932">63,860</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Precious metals</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PreciousMetals" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214933">2,540</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:PreciousMetals" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214934">2,540</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Trading assets</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Securities</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214935">331</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214936">119,581</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingSecurities1" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214937">119,912</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214939">569</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214940">6,716</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingLoans" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214941">7,649</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingAssetsOther" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214942">2,166</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:TradingAssetsOther" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214943">2,166</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Financial assets designated at fair value through profit or loss</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom"/>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureRepo-StyleTransactionsMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214944">200,543</ix:nonFraction></td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214945">200,543</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureOver-The-CounterDerivativesMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214946">44,379</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214947">39,736</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:DerivativeFinancialAssets" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214948">44,379</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Investment securities</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom"/></tr>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:ConsumerLoans" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214960">106,379</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:CreditCardLoans" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225579">3,320</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Business&#160;&amp; government</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansToBusinessAndGovernment" contextRef="PAsOn10_31_2024_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214965">261,903</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansToBusinessAndGovernment" contextRef="PAsOn10_31_2024_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214966">12,904</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansToBusinessAndGovernment" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureSecuritizationMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214967">17,627</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansToBusinessAndGovernment" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225582">237</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:LoansToBusinessAndGovernment" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214969">292,671</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Allowances for credit losses<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.4px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AllowancesForCreditLosses" contextRef="PAsOn10_31_2024_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222053">363</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AllowancesForCreditLosses" contextRef="PAsOn10_31_2024_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222055">1,170</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AllowancesForCreditLosses" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222054">5,003</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:AllowancesForCreditLosses" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222056">6,536</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Customers&#8217; liability under acceptances</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CustomersLiabilityUnderAcceptances" contextRef="PAsOn10_31_2024_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214974">149</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(<ix:nonFraction name="bns:CustomersLiabilityUnderAcceptances" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" sign="-" format="ixt:num-dot-decimal" id="Fact_151222051">1</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CustomersLiabilityUnderAcceptances" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214976">148</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Property and equipment</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222048">5,252</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:PropertyPlantAndEquipment" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214978">5,252</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Investment in associates</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentAccountedForUsingEquityMethod" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureEquityMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214979">62</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentAccountedForUsingEquityMethod" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151222045">1,759</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:InvestmentAccountedForUsingEquityMethod" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214981">1,821</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Goodwill&#160;and&#160;other&#160;intangibles&#160;assets</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsAndGoodwill" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151229114">16,853</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="ifrs-full:IntangibleAssetsAndGoodwill" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214983">16,853</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Other (including Deferred tax assets)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherAssetsIncludingDeferredTaxAssets" contextRef="PAsOn10_31_2024_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214984">5,968</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherAssetsIncludingDeferredTaxAssets" contextRef="PAsOn10_31_2024_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214985">1,220</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherAssetsIncludingDeferredTaxAssets" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureRepo-StyleTransactionsMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214986">343</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherAssetsIncludingDeferredTaxAssets" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214987">448</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherAssetsIncludingDeferredTaxAssets" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151229118">25,264</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:OtherAssetsIncludingDeferredTaxAssets" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214989">33,243</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3pt"/>
<td colspan="4" style="height:3pt"/>
<td colspan="4" style="height:3pt"/>
<td colspan="4" style="height:3pt"/>
<td colspan="4" style="height:3pt"/>
<td colspan="4" style="height:3pt"/>
<td colspan="4" style="height:3pt"/>
<td colspan="4" style="height:3pt"/>
<td colspan="4" style="height:3pt"/>
<td colspan="4" style="height:3pt"/>
<td colspan="4" style="height:3pt"/>
<td colspan="4" style="height:3pt"/>
<td colspan="4" style="height:3pt"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2024_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214990">539,207</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2024_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214991">418,025</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureSecuritizationMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214992">21,636</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureRepo-StyleTransactionsMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214993">200,886</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureOver-The-CounterDerivativesMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214994">44,379</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureEquityMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214995">5,070</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214996">40,305</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214997">131,451</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151229121">51,373</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-214999">1,412,027</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes the Bank&#8217;s insurance subsidiaries&#8217; assets and all other assets which are not subject to credit and market risks. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes $<ix:nonFraction name="bns:ResidentialMortgageGuaranteedLoans" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-215000">56.3</ix:nonFraction>&#160;billion in mortgages guaranteed by Canada Mortgage Housing Corporation and federally backed privately insured mortgages. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Amounts for IRB exposures are reported gross of allowances and amounts for standardized exposures are reported net of allowances. </div></td></tr></table> </ix:nonNumeric> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">226</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:continuation> </div></div></div><ix:continuation id="TextSelectionAppend_151225973_11" continuedAt="TextSelectionAppend_151225973_12"><div></div></ix:continuation></div><div><div style="line-height:normal;display: inline;"><ix:continuation id="TextSelectionAppend_151225973_12" continuedAt="TextSelectionAppend_151225973_13"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151225973_13" continuedAt="TextSelectionAppend_151225973_14"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151225973_14" continuedAt="TextSelectionAppend_151225973_15"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><ix:continuation id="TextSelectionAppend_151225973_15" continuedAt="TextSelectionAppend_151225973_16"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(ii)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit quality of <div style="white-space:nowrap;display:inline;">non-retail</div> exposures </div></div></td></tr></table><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Credit decisions are made based upon an assessment of the credit risk of the individual borrower or counterparty. Key factors considered in the assessment include: the borrower&#8217;s management; the borrower&#8217;s current and projected financial results and credit statistics; the industry in which the borrower operates; economic trends; and geopolitical risk. Banking units and Global Risk Management also review the credit quality of the credit portfolio across the organization on a regular basis to assess whether economic trends or specific events may affect the performance of the portfolio. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> portfolio is well diversified by industry. As at October&#160;31, 2025,&#160;and October&#160;31, 2024, a significant portion of the authorized corporate and commercial lending portfolio was internally assessed at a grade that would generally equate to an investment grade rating by external rating agencies. There has not been a significant change in concentrations of credit risk since October&#160;31, 2024. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Internal grades (IG) are used to differentiate the risk of default of a borrower. <ix:nonNumeric name="bns:DisclosureOfReferencingOfInternalRatingsToExternalRatingsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" continuedAt="TextSelection_151225977" id="ixv-215002">The following table cross references the Bank&#8217;s internal borrower grades with equivalent ratings categories utilized by external rating agencies: </ix:nonNumeric></div><ix:continuation id="TextSelection_151225977"><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:16%"/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:12%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td style="width:25%"/>
<td style="vertical-align:bottom;width:2%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:3%"/>
<td style="vertical-align:bottom;width:2%"/>
<td style="width:16%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td colspan="13" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Cross referencing of internal ratings to external ratings<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td colspan="5" style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equivalent External Rating</div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">S&amp;P and Fitch</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Moody&#8217;s</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Morningstar DBRS</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Internal&#160;Grade</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Internal&#160;Grade Code</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">PD&#160;Range<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" id="Fact_151228716"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">AAA&#160;to&#160;AA+</div></ix:nonNumeric> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" id="Fact_151228029">Aaa&#160;to&#160;Aa1</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" id="Fact_151228030">AAA&#160;to&#160;AA&#160;(high)</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228704">99</ix:nonFraction></div>&#160;&#8211;&#8201;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228703">98</ix:nonFraction></div></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228706">0.0000</ix:nonFraction></div>% &#8211; <div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228705">0.0565</ix:nonFraction></div>%</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsAaToAPlusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" id="Fact_151228717"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">AA to A+</div></ix:nonNumeric> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsAaToAPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" id="Fact_151228031">Aa2 to A1</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsAaToAPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" id="Fact_151225703">AA&#160;to&#160;A&#160;(high)</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsAaToAPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228698">95</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsAaToAPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228708">0.0565</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsAaToAPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228707">0.0693</ix:nonFraction></div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" id="Fact_151221750"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">A to A-</div></ix:nonNumeric> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" id="Fact_151228032">A2 to A3</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" id="Fact_151225698">A&#160;to&#160;A&#160;(low)</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Investment&#160;grade</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228039">90</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228710">0.0693</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228709">0.0833</ix:nonFraction></div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" id="Fact_151221751"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BBB+</div></ix:nonNumeric> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" id="Fact_151228406">Baa1</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" id="Fact_151225700">BBB&#160;(high)</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228038">87</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228712">0.0833</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228711">0.1243</ix:nonFraction></div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis" id="Fact_151221752"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BBB</div></ix:nonNumeric> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis" id="Fact_151225702">Baa2</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis" id="Fact_151225701">BBB</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228699">85</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228714">0.1243</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228713">0.1976</ix:nonFraction></div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;white-space:nowrap"> <ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" id="Fact_151221753"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BBB-</div></ix:nonNumeric> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" id="Fact_151225704">Baa3</ix:nonNumeric></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" id="Fact_151221658">BBB (low)</ix:nonNumeric></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228042">83</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225555">0.1976</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228715">0.2743</ix:nonFraction></div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsBbPlusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" id="Fact_151221754"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BB+</div></ix:nonNumeric> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsBbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" id="Fact_151221655">Ba1</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsBbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" id="Fact_151225699">BB (high)</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsBbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228037">80</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis" id="Fact_151221755"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BB</div></ix:nonNumeric> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis" id="Fact_151221654">Ba2</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis" id="Fact_151221652">BB</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228044">77</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225559">0.3806</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225558">0.7061</ix:nonFraction></div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" id="Fact_151221756"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BB-</div></ix:nonNumeric> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" id="Fact_151221651">Ba3</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" id="Fact_151221650">BB (low)</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Investment&#160;grade</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228696">75</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225561">0.7061</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225560">1.4290</ix:nonFraction></div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" id="Fact_151221757"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">B+</div></ix:nonNumeric> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" id="Fact_151228408">B1</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" id="Fact_151228407">B (high)</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228697">73</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225563">1.4290</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225562">2.4715</ix:nonFraction></div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;white-space:nowrap"> <ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" id="Fact_151221758"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">B to B-</div></ix:nonNumeric> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" id="Fact_151221653">B2 to B3</ix:nonNumeric></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" id="Fact_151228028">B to B (low)</ix:nonNumeric></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228035">70</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225565">2.4715</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225564">6.2065</ix:nonFraction></div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis" id="Fact_151221759"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">CCC+</div></ix:nonNumeric> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis" id="Fact_151221657">Caa1</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">&#8211;&#8194;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228034">65</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225567">6.2065</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225566">15.9382</ix:nonFraction></div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis" id="Fact_151221760"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">CCC</div></ix:nonNumeric> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis" id="Fact_151221656">Caa2</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">&#8211;&#8194;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Watch list</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228040">60</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225569">15.9382</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151225568">28.5499</ix:nonFraction></div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis" id="Fact_151221761"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">CCC-</div> to CC</div></ix:nonNumeric> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis" id="Fact_151225705">Caa3 to Ca</ix:nonNumeric></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">&#8211;&#8194;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228041">40</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">&#8211;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">&#8211;&#8194;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">&#8211;&#8194;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"/>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228036">30</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228293">48.3748</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228292">100.0000</ix:nonFraction></div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;white-space:nowrap"> <ix:nonNumeric name="bns:DescriptionOfCreditRating" contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalGradeDefaultMemberifrsfullInternalCreditGradesAxis" id="Fact_151221762"><div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Default</div></ix:nonNumeric> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Default</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_InternalGradeDefaultMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228043">21</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_InternalGradeDefaultMemberifrsfullInternalCreditGradesAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Fact_151228702">100</ix:nonFraction>%</td></tr></table><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Applies to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> portfolio. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">PD Ranges as at October&#160;31, 2025. The Range does not include the upper boundary for the row. </div></td></tr></table></ix:continuation> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-retail</div> IRB portfolio </div></div> <ix:nonNumeric name="ifrs-full:DisclosureOfCreditRiskExplanatory" contextRef="P11_01_2024To10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" escape="true" id="ixv-206079"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The credit quality of the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> IRB portfolio, expressed in terms of risk categories of borrower internal grades is shown in the table below: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:45%"/>
<td style="vertical-align:bottom"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:1%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/>
<td style="vertical-align:bottom;width:1%"/>
<td/>
<td/>
<td style="vertical-align:bottom;width:2%"/></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Exposure at Default<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions) Category of internal grades</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">IG&#160;Code</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Undrawn<br/> commitments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228295">99</ix:nonFraction></div>&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228294">98</ix:nonFraction></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225468">144,086</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225535">1,557</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225495">39,788</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225504">185,431</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225521">174,122</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsAaToAPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151221769">95</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsAaToAPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225524">36,203</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsAaToAPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225536">13,422</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsAaToAPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225496">30,882</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsAaToAPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225522">80,507</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardAndPoorsAaToAPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225523">71,282</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151221768">90</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225467">15,314</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225479">12,067</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225483">28,875</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225543">56,256</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225546">49,596</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151221766">87</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225463">26,472</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225478">13,771</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225484">16,458</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225502">56,701</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225541">63,699</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151221767">85</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225525">25,166</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225480">10,987</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225482">8,758</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225542">44,911</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225505">49,980</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228692">83</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225471">43,384</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225534">11,155</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225492">5,924</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225545">60,463</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225517">69,342</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Investment</div> grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228690">80</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225475">39,476</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225532">10,262</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225494">5,810</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225518">55,548</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardAndPoorsBbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225519">54,770</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228691">77</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225474">25,637</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225477">6,542</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225486">4,824</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225520">37,003</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225544">40,729</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228689">75</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225473">20,174</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225533">4,373</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225489">4,556</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225501">29,103</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225516">27,324</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151221765">73</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225469">7,913</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225527">1,464</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225490">756</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225515">10,133</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225514">10,140</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"/>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228694">70</ix:nonFraction></div></div></td>
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<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225470">4,137</ix:nonFraction></div></div></td>
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<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225528">1,216</ix:nonFraction></div></div></td>
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<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225493">707</ix:nonFraction></div></div></td>
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<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225513">6,060</ix:nonFraction></div></div></td>
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<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225512">3,791</ix:nonFraction></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228695">65</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225465">907</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225476">60</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225487">43</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225540">1,010</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225551">1,592</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228693">60</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225472">876</ix:nonFraction></div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225538">109</ix:nonFraction></div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225553">1,156</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225552">986</ix:nonFraction></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151221770">40</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225464">910</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225539">75</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225488">134</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225503">1,119</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225500">889</ix:nonFraction></td>
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<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151221764">30</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225466">276</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225537">9</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225497">2</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225509">287</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225506">232</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:InternalGradeCode" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalGradeDefaultMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="0" scale="0" format="ixt:num-dot-decimal" id="Fact_151228688">21</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalGradeDefaultMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225462">1,482</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalGradeDefaultMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225529">12</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalGradeDefaultMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225485">100</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalGradeDefaultMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225507">1,594</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_InternalGradeDefaultMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225508">1,313</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff"/>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExcludingResidentialMortgagesMemberifrsfullClassesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225460">392,413</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExcludingResidentialMortgagesMemberifrsfullClassesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225531">87,081</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExcludingResidentialMortgagesMemberifrsfullClassesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225491">147,788</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExcludingResidentialMortgagesMemberifrsfullClassesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225550">627,282</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_ExcludingResidentialMortgagesMemberifrsfullClassesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225510">619,787</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Government guaranteed residential mortgages<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_GovernmentGuaranteedResidentialMortgagesMemberifrsfullClassesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225461">50,845</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_GovernmentGuaranteedResidentialMortgagesMemberifrsfullClassesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225548">50,845</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_GovernmentGuaranteedResidentialMortgagesMemberifrsfullClassesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225549">53,319</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:CreditRiskExposureAtDefaultDrawnAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225459">443,258</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225530">87,081</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:CreditRiskExposureAtDefaultOtherExposuresAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225498">147,788</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225511">678,127</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_NonRetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151225547">673,106</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">After credit risk mitigation. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet lending instruments such as letters of credit, letters of guarantees, securitizations, derivatives and repo-style transactions (reverse repurchase agreements, repurchase agreements and securities lending and borrowing), net of related collateral. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">These exposures are classified as sovereign exposures and are included in the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> category. </div></td></tr></table> </ix:nonNumeric> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> </ix:continuation><ix:continuation id="TextSelectionAppend_151225973_16" continuedAt="TextSelectionAppend_151225973_17"><ix:exclude> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">227</div></div> </div></div> </ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151225973_17" continuedAt="TextSelectionAppend_151225973_18"><div style="margin-top: 1em; margin-bottom: 1em"></div></ix:continuation> </div></div> <ix:continuation id="TextSelectionAppend_151225973_18" continuedAt="TextSelectionAppend_151225973_19"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151225973_19" continuedAt="TextSelectionAppend_151225973_20"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151225973_20" continuedAt="TextSelectionAppend_151225973_21"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation></div></div></div> <div> <div> <div style="line-height:normal;display: inline;"> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151225973_21" continuedAt="TextSelectionAppend_151225973_22"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-retail</div> standardized portfolio </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> standardized portfolio relies on external credit ratings (e.g. S&amp;P, Fitch, Morningstar DBRS, etc.) of the borrower, if available, to compute regulatory capital for credit risk. Exposures are risk weighted based on prescribed percentages and a mapping process as defined within OSFI&#8217;s Capital Adequacy Requirements Guideline. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-retail</div> standardized portfolio as at October&#160;31, 2025 comprised of drawn, undrawn and other exposures to corporate, bank and sovereign counterparties amounted to $<ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-215187">105</ix:nonFraction> billion (October 31, 2024 &#8211; $<ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_NonRetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-215188">93</ix:nonFraction> billion). Within this portfolio, the majority of Corporate/Commercial exposures are to unrated counterparties, mainly in Canada, U.S., Mexico, Chile, Peru and Colombia.</div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(iii)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit quality of retail exposures </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s retail portfolios consist of a number of relatively small loans to a large number of borrowers. The portfolios are distributed across Canada and a wide range of countries. As such, the portfolios inherently have a high degree of diversification. In addition, as of October&#160;31, 2025, <ix:nonFraction name="bns:PercentageOfResidentialMortgagePortfolioInsured" contextRef="P11_01_2024To10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-215189">23</ix:nonFraction>% of the Canadian banking residential mortgage portfolio is insured and the average <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">loan-to-value</div></div> ratio of the uninsured portion of the portfolio is <ix:nonFraction name="bns:PercentageOfResidentialMortgagePortfolioUninsuredToAverageLoanValue" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-215190">54</ix:nonFraction>%. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retail AIRB portfolio </div></div> <ix:nonNumeric name="bns:DisclosureOfCreditExposureByProbabilityOfDefaultRangeExplanatory" contextRef="P11_01_2024To10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" escape="true" id="ixv-207294"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The data in the table below provides a distribution of the retail AIRB exposures within each PD range by asset class: </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($&#160;millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Exposure at default<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Real estate secured</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of (PD) grades</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">PD range</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mortgages</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">HELOC</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Qualifying<br/> revolving</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other&#160;retail</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exceptionally Low</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BottomOfRangeMemberifrsfullRangeAxis_ExceptionallyLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229149">0.0000</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExceptionallyLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229148">0.0500</ix:nonFraction></div>%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExceptionallyLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221723">89,983</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExceptionallyLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredHomeEquityLineOfCreditMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221722">57,130</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExceptionallyLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221721">15,921</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExceptionallyLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221720">792</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExceptionallyLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221674">163,826</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_ExceptionallyLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221673">145,243</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very Low</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BottomOfRangeMemberifrsfullRangeAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229151">0.0501</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_TopOfRangeMemberifrsfullRangeAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229150">0.1999</ix:nonFraction></div>%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221732">95,370</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RealEstateSecuredHomeEquityLineOfCreditMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221667">19,900</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221663">36,811</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221666">5,792</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221672">157,873</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_RetailMemberifrsfullCounterpartiesAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221682">148,919</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BottomOfRangeMemberifrsfullRangeAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229153">0.2000</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229152">0.9999</ix:nonFraction></div>%</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221729">43,971</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221727">14,536</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221726">16,932</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221681">75,439</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221680">79,011</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium Low</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BottomOfRangeMemberifrsfullRangeAxis_MediumLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229155">1.0000</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229154">2.9999</ix:nonFraction></div>%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221661">11,436</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredHomeEquityLineOfCreditMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221668">5,509</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221714">9,715</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221713">4,803</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221683">31,463</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_MediumLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221671">25,478</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BottomOfRangeMemberifrsfullRangeAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229157">3.0000</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229156">9.9999</ix:nonFraction></div>%</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221725">7</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221719">2,719</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221662">2,683</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221677">5,409</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221676">7,524</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BottomOfRangeMemberifrsfullRangeAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229159">10.0000</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229158">19.9999</ix:nonFraction></div>%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221718">3,177</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredHomeEquityLineOfCreditMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221717">938</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221716">1,690</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221715">614</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221684">6,419</ix:nonFraction></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221685">3,232</ix:nonFraction></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Extremely High</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BottomOfRangeMemberifrsfullRangeAxis_ExtremelyHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229161">20.0000</ix:nonFraction></div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExtremelyHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="6" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229160">99.9999</ix:nonFraction></div>%</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExtremelyHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221731">2</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExtremelyHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221712">785</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExtremelyHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221711">511</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExtremelyHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221678">1,298</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_ExtremelyHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221679">2,263</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><ix:nonFraction name="bns:ProbabilityOfDefaultRangePercentage" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="Fact_151229162">100</ix:nonFraction></div>%</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221665">791</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredHomeEquityLineOfCreditMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221664">127</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221660">128</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:DefaultExposure" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221733">167</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221675">1,213</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221690">975</ix:nonFraction></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221689">244,737</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RealEstateSecuredHomeEquityLineOfCreditMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221688">83,604</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221687">82,305</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221686">32,294</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;<ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221670">442,940</ix:nonFraction></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;<ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_RetailMemberifrsfullCounterpartiesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="Fact_151221669">412,645</ix:nonFraction></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">After credit risk mitigation. </div> </td> </tr> </table> </ix:nonNumeric> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retail standardized portfolio </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The retail standardized portfolio of $<ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_RetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-215257">130</ix:nonFraction>&#160;billion as at October&#160;31, 2025 (2024 &#8211; $<ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_RetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-215258">127</ix:nonFraction>&#160;billion) was comprised of residential mortgages, personal loans, credit cards and lines of credit to individuals, mainly in the Latin American and Caribbean region. Of&#160;the&#160;total retail standardized exposures, $<ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2025_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-215259">67</ix:nonFraction>&#160;billion (2024&#160;&#8211; $<ix:nonFraction name="bns:CreditRiskExposureAtDefaultAmount" contextRef="PAsOn10_31_2024_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-215260">64</ix:nonFraction> billion) was represented by mortgages and loans secured by residential real estate, mostly with a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">loan-to-value</div></div> ratio of below <ix:nonFraction name="bns:SecuredMortgagedLoansToValueRatio" contextRef="P11_01_2024To10_31_2025_RetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-215261">80</ix:nonFraction>%. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(iv)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Collateral </div></div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Collateral held </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the normal course of business, to reduce its exposure to counterparty credit risk, the Bank receives collateral for capital markets related activities. The following are examples of the terms and conditions customary to collateral for these types of transactions: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">The risks and rewards of the pledged assets reside with the pledgor. </div> </td> </tr> </table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Additional collateral is required when the market value of the transaction exceeds thresholds agreed upon with the pledgor. </div> </td> </tr> </table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">The Bank is normally permitted to sell or repledge the collateral it receives, although this right is specific to each agreement under which the collateral is pledged. </div> </td> </tr> </table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Upon satisfaction of the obligation, the Bank must return the pledged assets, unless the Bank has the right to sell or repledge the collateral it receives, in which case the Bank must return comparable collateral to the pledgor. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">As at October&#160;31, 2025, the approximate market value of cash and securities collateral accepted that may be sold or repledged by the Bank was $<ix:nonFraction name="ifrs-full:AssetsSoldOrRepledgedAsCollateralAtFairValue" contextRef="PAsOn10_31_2025_ReverseRepurchaseAgreementsMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-215262">409</ix:nonFraction> billion (2024 &#8211; $<ix:nonFraction name="ifrs-full:AssetsSoldOrRepledgedAsCollateralAtFairValue" contextRef="PAsOn10_31_2024_ReverseRepurchaseAgreementsMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-215263">359</ix:nonFraction> billion). This collateral is held primarily in connection with reverse repurchase agreements, margin loans, securities lending and derivative transactions. The Bank also borrows securities under standard securities borrowing agreements that it is able to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-pledge.</div> Including these borrowed securities, the approximate market value of securities collateral accepted that may be sold or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-pledged</div> was $<ix:nonFraction name="ifrs-full:AssetsSoldOrRepledgedAsCollateralAtFairValue" contextRef="PAsOn10_31_2025_StandardSecuritiesBorrowingAgreementsMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-215264">350</ix:nonFraction>&#160;billion (2024 &#8211; $<ix:nonFraction name="ifrs-full:AssetsSoldOrRepledgedAsCollateralAtFairValue" contextRef="PAsOn10_31_2024_StandardSecuritiesBorrowingAgreementsMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-215265">300</ix:nonFraction> billion), of which approximately $<ix:nonFraction name="bns:AssetsNotSoldOrRepledgedAsCollateralAtFairValue" contextRef="PAsOn10_31_2025_StandardSecuritiesBorrowingAgreementsMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-215266">67</ix:nonFraction> billion was not sold or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-pledged</div> (2024 &#8211; $<ix:nonFraction name="bns:AssetsNotSoldOrRepledgedAsCollateralAtFairValue" contextRef="PAsOn10_31_2024_StandardSecuritiesBorrowingAgreementsMemberifrsfullBorrowingsByNameAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-215267">60</ix:nonFraction> billion). </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Collateral pledged </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the normal course of business, securities and other assets are pledged to secure an obligation, participate in clearing or settlement systems, or operate in a foreign jurisdiction. Note 33(c) details the nature and extent of the Bank&#8217;s asset pledging activities. Asset pledging transactions are conducted under terms that are common and customary to standard derivative, securities financing, and other borrowing activities. Standard risk management controls are applied with respect to asset pledging. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets acquired in exchange for loans </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The carrying value of assets acquired in exchange for loans as at October&#160;31, 2025 was $<ix:nonFraction name="bns:AssetsAcquiredInExchangeOfLoans" contextRef="PAsOn10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215268">221</ix:nonFraction>&#160;million (2024 &#8211; $<ix:nonFraction name="bns:AssetsAcquiredInExchangeOfLoans" contextRef="PAsOn10_31_2024" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215269">312</ix:nonFraction>&#160;million) mainly comprised of real estate and was classified as either held for sale or held for use as appropriate. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><ix:exclude><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">228</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></ix:exclude></div></ix:continuation> </div> </div> </div> <ix:continuation id="TextSelectionAppend_151225973_22" continuedAt="TextSelectionAppend_151225973_23"><div></div></ix:continuation> </div> <div> <div style="line-height:normal;display: inline;"> <ix:continuation id="TextSelectionAppend_151225973_23" continuedAt="TextSelectionAppend_151225973_24"><ix:exclude><div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div></ix:exclude></ix:continuation> <ix:continuation id="TextSelectionAppend_151225973_24" continuedAt="TextSelectionAppend_151225973_25"><ix:exclude><hr style="color:#999999;height:3px;width:100%;clear:both"/></ix:exclude></ix:continuation><ix:continuation id="TextSelectionAppend_151225973_25" continuedAt="TextSelectionAppend_151225973_26"><ix:exclude> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </ix:exclude></ix:continuation> <div style="text-align:center"> <div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"> <ix:continuation id="TextSelectionAppend_151225973_26"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold;text-indent: 0px;"><ix:exclude>Consolidated Financial Statements</ix:exclude> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;text-indent: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liquidity risk </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">Liquidity risk is the risk that the Bank is unable to meet its financial obligations in a timely manner at reasonable prices. Our liquidity risk management framework and key risk measures are disclosed in the gray-shaded text and tables marked with an asterisk (*) in the &#8220;Risk Management&#8221; section of the MD&amp;A. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Market risk </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">Market risk arises from changes in market prices and rates (including interest rates, credit spreads, equity prices, foreign exchange rates and commodity prices), the correlations between them, and their levels of volatility. Our market risk management framework and <div style="letter-spacing: 0px; top: 0px;display:inline;">k</div>ey risk measures are disclosed in the gray-shaded text and tables marked with an asterisk (*) in the &#8220;Risk Management&#8221; section of the MD&amp;A. </div> </ix:continuation> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;">&#160;</div> <ix:nonNumeric name="ifrs-full:DisclosureOfBusinessCombinationsExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-208121">
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<td id="fin937872_35" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Acquisitions and Divestitures </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Acquisitions </div></div></div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Acquisition completed impacting the current year </div></div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">KeyCorp </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">On December&#160;27, 2024, the Bank completed its acquisition of an approximate ownership interest of <ix:nonFraction name="ifrs-full:ProportionOfOwnershipInterestInAssociate" contextRef="P12_27_2024To12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TopOfRangeMemberifrsfullRangeAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-215271">14.9</ix:nonFraction>% or <ix:nonFraction name="bns:NumberOfCommonShareAcquiredForOwnership" contextRef="P12_27_2024To12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_shares" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215272">163</ix:nonFraction>&#160;million shares in KeyCorp. The acquisition was completed in two stages &#8211; an initial investment of <ix:nonFraction name="bns:ProportionOfInitialInvestmentToBeAcquiredInAssociates" contextRef="PAsOn12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-215273">4.9</ix:nonFraction>% (Initial Investment) on August&#160;30, 2024, and an additional investment of approximately <ix:nonFraction name="bns:AdditionalProportionOfInvestmentToBeAcquiredInAssociates" contextRef="PAsOn12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-215274">10</ix:nonFraction>% (Additional Investment) on December&#160;27, 2024. The acquisition was completed through <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">all-cash</div> purchases of newly issued voting common shares, at a fixed price of U.S.$<ix:nonFraction name="ifrs-full:ParValuePerShare" contextRef="PAsOn12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-215275">17.17</ix:nonFraction> per share, resulting in total cash consideration paid of approximately U.S.$<ix:nonFraction name="ifrs-full:CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013" contextRef="P12_27_2024To12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_USD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-215276">2.8</ix:nonFraction>&#160;billion<div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div><div style="letter-spacing: 0px; top: 0px;display:inline;">($<ix:nonFraction name="ifrs-full:CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013" contextRef="P12_27_2024To12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-215277">4.1</ix:nonFraction> billion). Following completion of the Additional Investment, the Bank designated two individuals to serve on KeyCorp&#8217;s Board of Directors.&#160;</div> </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">Effective December&#160;27, 2024, the combined <ix:nonFraction name="ifrs-full:ProportionOfOwnershipInterestInAssociate" contextRef="P12_27_2024To12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-215278">14.9</ix:nonFraction>% investment was accounted for as an investment in associate as the Bank has significant influence over KeyCorp as defined under IFRS, given its board representation and ownership interest. The Initial Investment of <ix:nonFraction name="bns:ProportionOfInitialInvestmentToBeAcquiredInAssociates" contextRef="PAsOn12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_pure" decimals="3" scale="-2" format="ixt:num-dot-decimal" id="ixv-215279">4.9</ix:nonFraction>% previously accounted for at fair value through other comprehensive income was derecognized and included in the cost base of the investment in associate. The difference between the fixed transaction price and the quoted share price of KeyCorp on the date of Additional Investment (U.S.$<ix:nonFraction name="bns:AdditionalInvestmentRecognizedGainLossInNoninterestIncome" contextRef="PAsOn12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_USD_per_Share" decimals="2" scale="0" format="ixt:num-dot-decimal" id="ixv-215280">17.20</ix:nonFraction>) was recognized as a gain in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other, with a corresponding increase in the carrying value of the investment in associate. The carrying amount of the investment in associate upon closing was U.S.$<ix:nonFraction name="bns:CarryingAmountOfInvestmentInAssociates" contextRef="P12_27_2024To12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_USD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-215281">2.8</ix:nonFraction>&#160;billion ($<ix:nonFraction name="bns:CarryingAmountOfInvestmentInAssociates" contextRef="P12_27_2024To12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-8" scale="9" format="ixt:num-dot-decimal" id="ixv-215282">4.1</ix:nonFraction> billion), and represents the Bank&#8217;s share of KeyCorp&#8217;s net assets, adjusted for goodwill and other intangibles. The total impact to the Bank&#8217;s common equity Tier 1 (CET1) ratio from the transaction was a decrease of approximately <ix:nonFraction name="bns:PercentageInTheTierOneRatio" contextRef="PAsOn12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_pure" decimals="4" scale="-4" format="ixt:num-dot-decimal" id="ixv-215283">49</ix:nonFraction> basis points. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">For the three and twelve months ended October&#160;31, 2025, $<ix:nonFraction name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" contextRef="P08_01_2025To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215284">117</ix:nonFraction> million ($<ix:nonFraction name="ifrs-full:ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" contextRef="P08_01_2025To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215285">111</ix:nonFraction> million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax)</div> and $<ix:nonFraction name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" contextRef="P11_01_2024To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215286">362</ix:nonFraction> million ($<ix:nonFraction name="ifrs-full:ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" contextRef="P11_01_2024To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215287">338</ix:nonFraction> million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax),</div> respectively, was recorded in net income from investments in associated corporations, representing the Bank&#8217;s share of KeyCorp&#8217;s financial results. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Divestitures </div></div></div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Divestiture announced that is expected to close in a future period </div></div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Sale of banking operations in Colombia, Costa Rica and Panama </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">On January&#160;6, 2025, the Bank entered into an agreement with Davivienda to sell <div style="letter-spacing: 0px; top: 0px;display:inline;">it</div>s banking operations in Colombia, Costa Rica and Panama in exchange for an approximately <ix:nonFraction name="ifrs-full:ProportionOfOwnershipInterestInAssociate" contextRef="P01_06_2025To01_06_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-215288">20</ix:nonFraction>% ownership stake in the newly combined entity of Davivienda. The Bank&#8217;s ownership will consist of <ix:nonFraction name="bns:ProportionOfOwnershipInterestInCommonShare" contextRef="P01_06_2025To01_06_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="4" scale="-2" format="ixt:num-dot-decimal" id="ixv-215289">14.99</ix:nonFraction>% voting common shares and the remainder in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-voting</div> preferred shares. At the closing date, the Bank will have the right to designate individuals to serve on the Board of Directors of Davivienda&#8217;s combined operations commensurate with its ownership stake. This investment will be accounted for as an investment in associate, as the Bank will have significant influence. <br/></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">On the date of the agreement, the Bank&#8217;s operations that are part of this transaction were classified as held for sale in accordance with IFRS 5 and an impairment loss of $<ix:nonFraction name="ifrs-full:ImpairmentLoss" contextRef="P01_06_2025To01_06_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215290">1,362</ix:nonFraction>&#160;million ($<ix:nonFraction name="bns:AfterTaxImpairmentLossOnDisposalOfBusiness" contextRef="P01_06_2025To01_06_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215291">1,355</ix:nonFraction>&#160;million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"><div style="display:inline;">after-tax)&#160;</div></div>was recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">non-interest</div> expenses &#8211; other within the Other operating segment, representing the write-down of goodwill ($<ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill" contextRef="P01_06_2025To01_06_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215292">589</ix:nonFraction> million), intangibles ($<ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" contextRef="P01_06_2025To01_06_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215293">151</ix:nonFraction> million), property and equipment ($<ix:nonFraction name="ifrs-full:ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment" contextRef="P01_06_2025To01_06_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215294">290</ix:nonFraction> million) and the remaining in other assets. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">As of October 31, 2025, the Bank has recognized a total impairment loss of $<ix:nonFraction name="ifrs-full:ReversalOfImpairmentLoss" contextRef="P11_01_2024To10_31_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215295">1,422</ix:nonFraction> million in non-interest expense and a credit of $<ix:nonFraction name="bns:NonInterestIncomeCredit" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215296">45</ix:nonFraction> million&#160;in non-interest income (collectively $<ix:nonFraction name="bns:TotalImpairmentLossAfterTax" contextRef="P11_01_2024To10_31_2025" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215297">1,342</ix:nonFraction> <div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">million after-tax). The loss was recorded in Other operating segment. The held for sale operations included total assets of $</div><ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn10_31_2025_AssetsAndLiabilitiesClassifiedAsHeldForSaleMemberifrsfullAssetsAndLiabilitiesClassifiedAsHeldForSaleAxis_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-215298">24</ix:nonFraction> billion and total liabilities of $<ix:nonFraction name="ifrs-full:Liabilities" contextRef="PAsOn10_31_2025_AssetsAndLiabilitiesClassifiedAsHeldForSaleMemberifrsfullAssetsAndLiabilitiesClassifiedAsHeldForSaleAxis_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-9" scale="9" format="ixt:num-dot-decimal" id="ixv-215299">22</ix:nonFraction> billion, consisting primarily of loans and deposits, and the <div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">total </div>cumulative foreign currency translation losses, net of hedges was $<ix:nonFraction name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" contextRef="P11_01_2024To10_31_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215300">249</ix:nonFraction> million. Upon closing, total assets and liabilities will be derecognized. Any resulting gains/loss and the total cumulative foreign currency translation reserve, net of hedges at the closing date related to these operations will be recorded in the <div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">C</div>onsolidated <div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">S</div>tatement of <div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">I</div>ncome. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">The total impact of the transaction to the Bank&#8217;s CET1 capital ratio was a decrease of approximately <ix:nonFraction name="bns:PercentageInTheTierOneRatio" contextRef="PAsOn01_06_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis" unitRef="Unit_pure" decimals="4" scale="-4" format="ixt:num-dot-decimal" id="ixv-215301">13</ix:nonFraction> basis points as of October 31, 2025. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Closed divestitures impacting the current fiscal year </div></div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">CrediScotia Financiera </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">On February&#160;28, 2025, the Bank completed the sale of CrediScotia Financiera S.A. (CrediScotia), a wholly-owned consumer finance subsidiary in Peru, to Banco Santander S.A. (Espana), upon receiving regulatory approvals and satisfying closing conditions. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">Upon closing, assets and liabilities of $<ix:nonFraction name="ifrs-full:Assets" contextRef="PAsOn02_28_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215302">985</ix:nonFraction>&#160;million and $<ix:nonFraction name="ifrs-full:Liabilities" contextRef="PAsOn02_28_2025_CrediscotiaFinancieraSaMemberBNSDivestituresAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215303">726</ix:nonFraction>&#160;million, respectively, in relation to this business were derecognized. A total loss of $<ix:nonFraction name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" contextRef="P11_01_2024To10_31_2025_CrediscotiaFinancieraSaMemberBNSDivestituresAxis_OtherSegmentMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215304">102</ix:nonFraction>&#160;million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax</div> has been recognized and recorded in the Other Segment for this transaction, of which $<ix:nonFraction name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" contextRef="P08_01_2025To10_31_2025_CrediscotiaFinancieraSaMemberBNSDivestituresAxis_OtherSegmentMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215305">12</ix:nonFraction>&#160;million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax</div> was recorded in 2025 and $<ix:nonFraction name="ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" contextRef="P11_01_2023To10_31_2024_CrediscotiaFinancieraSaMemberBNSDivestituresAxis_OtherSegmentMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215306">90</ix:nonFraction>&#160;million was recorded in 2024. The amount recognized in 2025 was recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other. The closing of the transaction increased the Bank&#8217;s CET1 capital ratio by approximately three basis points. </div> </ix:nonNumeric> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;text-indent: 0px;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right;text-indent: 0px;">2025 Scotiabank Annual Report&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;<div style="display:inline;"><div style="font-weight:bolder;display:inline;">229</div></div> </div></div> </div> </div> <div style="margin-top:1em; margin-bottom:0em; page-break-before:always"></div> <hr style="color:#999999;height:3px;width:100%;clear:both"/> <div style="font-size: 10pt; margin-top: 1.67em; margin-bottom: 1.67em;font-weight: bold;"><div style="font-weight:bolder;display:inline;"><a href="#toc">Table of Contents</a></div></div> </div> </div> </div> <div><div><div style="line-height:normal;display: inline;"><div style="text-align:center"><div style="width:8.5in;text-align:left;margin-left: auto;margin-right: auto"><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Consolidated Financial Statements </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><ix:nonNumeric name="ifrs-full:DisclosureOfEventsAfterReportingPeriodExplanatory" contextRef="P11_01_2024To10_31_2025" escape="true" id="ixv-208199">
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<td id="fin937872_36" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Event<div style="letter-spacing: 0px; top: 0px;display:inline;">s</div> after the Consolidated Statement of Financial Position date </div></td></tr></table><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Sale of banking operations in Colombia, Costa Rica and Panama </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">On December 1, 2025, the Bank completed the sale of <div style="display:inline;">it</div>s banking operations in Colombia, Costa Rica and Panama to Davivienda Group in exchange for an approximately <ix:nonFraction name="ifrs-full:ProportionOfOwnershipInterestInAssociate" contextRef="P12_01_2025To12_01_2025_MajorBusinessCombinationMemberifrsfullNonadjustingEventsAfterReportingPeriodAxis" unitRef="Unit_pure" decimals="2" scale="-2" format="ixt:num-dot-decimal" id="ixv-215307">20</ix:nonFraction>% ownership stake in the newly combined entity of Davivienda, upon receiving all regulatory approvals and satisfying all customary closing conditions. </div></div></div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Following this date, the investment in Davivienda Group will be accounted for as an investment in associate as the Bank has significant influence. Additionally, all assets and liabilities in relation to the Bank&#8217;s operations will be <div style="display:inline;">derecognized </div>and the Bank is expected to record a loss in Q1 2026 of approximately $<ix:nonFraction name="ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" contextRef="P11_01_2025To01_31_2026_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis_OtherSegmentMemberifrsfullSegmentsAxis" unitRef="Unit_CAD" decimals="-6" scale="6" format="ixt:num-dot-decimal" id="ixv-215308">300</ix:nonFraction> million after-tax in the Other segment, primarily relating to the release of cumulative foreign currency translation losses, net of hedges. </div></div></div><div style="letter-spacing: 0px; top: 0px; background: none;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px; background: none; text-decoration: none;display:inline;"> </div></div> </ix:nonNumeric> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">230</div></div>&#8194;<div style="font-family: arial; font-size: 7pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">|</div><div style="font-family: arial; letter-spacing: 0px; top: 0px;display:inline;">&#8194;2025 Scotiabank Annual Report </div></div></div></div></div></div></div>
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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B><I>Exhibit 99.4 </I></B></P>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P> <P STYLE="margin-top:0pt;margin-bottom:0pt">


<IMG SRC="g936350dsp1.jpg" ALT="LOGO">
 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">KPMG LLP </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Bay Adelaide Centre
</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">333 Bay Street, Suite 4600 </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Toronto, ON M5H 2S5 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Canada </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Tel <FONT STYLE="white-space:nowrap"><FONT
STYLE="white-space:nowrap">416-777-8500</FONT></FONT> </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Fax <FONT STYLE="white-space:nowrap"><FONT STYLE="white-space:nowrap">416-777-8818</FONT></FONT>
</P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">www.kpmg.ca </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CONSENT OF INDEPENDENT
REGISTERED PUBLIC ACCOUNTING FIRM </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">To the Board of Directors of The Bank of Nova Scotia (the &#8220;<B>Bank</B>&#8221;) </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We consent to the use of our reports of independent registered public accounting firm dated December&nbsp;2, 2025 on: </P>
<P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the consolidated financial statements of the Bank, which comprise the consolidated statements of financial
position as of October&nbsp;31, 2025 and 2024, the consolidated statements of income, comprehensive income, changes in equity and cash flows for the years then ended, and the related notes; and </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">ii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the effectiveness of the Bank&#8217;s internal control over financial reporting as of October&nbsp;31, 2025,
</P></TD></TR></TABLE> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">each of which is included in the Annual Report on Form <FONT STYLE="white-space:nowrap">40-F</FONT> of the Bank for the fiscal year
ended October&nbsp;31, 2025. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We also consent to the incorporation by reference of such reports in the Registration Statement on Form <FONT
STYLE="white-space:nowrap">S-8</FONT> (No. <FONT STYLE="white-space:nowrap">333-199099)</FONT> of the Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">We also consent to the incorporation by
reference of such reports and to the reference to our firm under the heading &#8220;Experts&#8221; in the Registration Statement on Form <FONT STYLE="white-space:nowrap">F-3</FONT> (No. <FONT STYLE="white-space:nowrap">333-282565)</FONT> of the
Bank. </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">/s/ <B>KPMG LLP</B> </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Chartered Professional
Accountants, Licensed Public Accountants </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">December&nbsp;2, 2025 </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Toronto, Canada </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<P STYLE="margin-top:120pt; margin-bottom:0pt; font-size:8pt; font-family:Times New Roman"><SUP STYLE="font-size:75%; vertical-align:top">&copy;</SUP> 2025 KPMG LLP, an Ontario limited liability partnership and a member firm of the KPMG global
organization of independent member firms affiliated with KPMG International Limited, a private English company limited by guarantee. All rights reserved. </P>
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<TYPE>EX-99.5
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<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B><I>Exhibit 99.5 </I></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CERTIFICATIONS </B></P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">I, L. SCOTT THOMSON,
certify that: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">I have reviewed the annual report on Form <FONT STYLE="white-space:nowrap">40-F</FONT> of The Bank of Nova
Scotia; </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a
material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Based on my knowledge, the financial statements, and other financial information included in this report,
fairly present in all material respects the financial condition, results of operations and cash flows of the issuer as of, and for, the periods presented in this report; </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The issuer&#8217;s other certifying officer(s) and I are responsible for establishing and maintaining
disclosure controls and procedures (as defined in Exchange Act Rules <FONT STYLE="white-space:nowrap">13a-15(e)</FONT> and <FONT STYLE="white-space:nowrap">15d-15(e))</FONT> and internal control over financial reporting (as defined in Exchange Act
Rules <FONT STYLE="white-space:nowrap">13a-15(f)</FONT> and <FONT STYLE="white-space:nowrap">15d-15(f))</FONT> for the issuer and have: </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be
designed under our supervision, to ensure that material information relating to the issuer, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being
prepared; </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">b)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Designed such internal control over financial reporting, or caused such internal control over financial
reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting
principles; </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">c)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Evaluated the effectiveness of the issuer&#8217;s disclosure controls and procedures and presented in this
report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">d)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Disclosed in this report any change in the issuer&#8217;s internal control over financial reporting that
occurred during the period covered by the annual report that has materially affected, or is reasonably likely to materially affect, the issuer&#8217;s internal control over financial reporting; and </P></TD></TR></TABLE>
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<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The issuer&#8217;s other certifying officer(s) and I have disclosed, based on our most recent evaluation of
internal control over financial reporting, to the issuer&#8217;s auditors and the audit committee of the issuer&#8217;s board of directors (or persons performing the equivalent functions): </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">All significant deficiencies and material weaknesses in the design or operation of internal control over
financial reporting which are reasonably likely to adversely affect the issuer&#8217;s ability to record, process, summarize and report financial information; and </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">b)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Any fraud, whether or not material, that involves management or other employees who have a significant role in
the issuer&#8217;s internal control over financial reporting. </P></TD></TR></TABLE> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Date: December&nbsp;2, 2025 </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
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<TR>

<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000;">/s/ L. Scott Thomson</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">L. Scott Thomson</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">President and Chief Executive Officer</TD></TR>
</TABLE>
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<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center"><B>CERTIFICATIONS </B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">I, RAJAGOPAL VISWANATHAN, certify that: </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">1.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">I have reviewed the annual report on Form <FONT STYLE="white-space:nowrap">40-F</FONT> of The Bank of Nova
Scotia; </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">2.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a
material fact necessary to make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the period covered by this report; </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">3.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Based on my knowledge, the financial statements, and other financial information included in this report,
fairly present in all material respects the financial condition, results of operations and cash flows of the issuer as of, and for, the periods presented in this report; </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">4.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The issuer&#8217;s other certifying officer(s) and I are responsible for establishing and maintaining
disclosure controls and procedures (as defined in Exchange Act Rules <FONT STYLE="white-space:nowrap">13a-15(e)</FONT> and <FONT STYLE="white-space:nowrap">15d-15(e))</FONT> and internal control over financial reporting (as defined in Exchange Act
Rules <FONT STYLE="white-space:nowrap">13a-15(f)</FONT> and <FONT STYLE="white-space:nowrap">15d-15(f))</FONT> for the issuer and have: </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be
designed under our supervision, to ensure that material information relating to the issuer, including its consolidated subsidiaries, is made known to us by others within those entities, particularly during the period in which this report is being
prepared; </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">b)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Designed such internal control over financial reporting, or caused such internal control over financial
reporting to be designed under our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with generally accepted accounting
principles; </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">c)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Evaluated the effectiveness of the issuer&#8217;s disclosure controls and procedures and presented in this
report our conclusions about the effectiveness of the disclosure controls and procedures, as of the end of the period covered by this report based on such evaluation; and </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">d)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Disclosed in this report any change in the issuer&#8217;s internal control over financial reporting that
occurred during the period covered by the annual report that has materially affected, or is reasonably likely to materially affect, the issuer&#8217;s internal control over financial reporting; and </P></TD></TR></TABLE>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">

<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%" VALIGN="top" ALIGN="left">5.</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">The issuer&#8217;s other certifying officer(s) and I have disclosed, based on our most recent evaluation of
internal control over financial reporting, to the issuer&#8217;s auditors and the audit committee of the issuer&#8217;s board of directors (or persons performing the equivalent functions): </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">a)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">All significant deficiencies and material weaknesses in the design or operation of internal control over
financial reporting which are reasonably likely to adversely affect the issuer&#8217;s ability to record, process, summarize and report financial information; and </P></TD></TR></TABLE>
<P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">b)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">Any fraud, whether or not material, that involves management or other employees who have a significant role in
the issuer&#8217;s internal control over financial reporting. </P></TD></TR></TABLE> <P STYLE="margin-top:24pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">Date: December&nbsp;2, 2025 </P>
<P STYLE="font-size:24pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="40%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt">


<TR>

<TD WIDTH="100%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top" STYLE="BORDER-BOTTOM:1px solid #000000;">/s/ Rajagopal Viswanathan</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Rajagopal Viswanathan</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Group Head and Chief Financial Officer</P></TD></TR>
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 <BODY BGCOLOR="WHITE" STYLE="line-height:Normal">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="right"><B><I>Exhibit 99.6 </I></B></P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">AS ENACTED PURSUANT TO </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">SECTION 906
OF THE U.S. SARBANES-OXLEY ACT OF 2002 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In connection with the annual report of The Bank of Nova Scotia (the &#8220;Bank&#8221;) on Form <FONT
STYLE="white-space:nowrap">40-F</FONT> for the year ended October&nbsp;31, 2025 (the &#8220;Report&#8221;) as filed with the U.S. Securities and Exchange Commission, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">I, L. Scott Thomson, President and Chief Executive Officer of the Bank, certify, pursuant to 18 U.S.C. section 1350, as enacted pursuant to section 906 of the
U.S. <FONT STYLE="white-space:nowrap">Sarbanes-Oxley</FONT> Act of 2002, that to my knowledge: </P> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(i)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the Report fully complies with the requirements of section 13(a) or 15(d) of the U.S. Securities Exchange Act
of 1934; and </P></TD></TR></TABLE> <P STYLE="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" BORDER="0" CELLPADDING="0" CELLSPACING="0" WIDTH="100%">
<TR style = "page-break-inside:avoid">
<TD WIDTH="4%">&nbsp;</TD>
<TD WIDTH="5%" VALIGN="top" ALIGN="left">(ii)</TD>
<TD ALIGN="left" VALIGN="top"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman; " ALIGN="left">the information contained in the Report fairly presents, in all material respects, the financial condition and
results of operations of the Bank. </P></TD></TR></TABLE> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top">December&nbsp;2, 2025</TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top"> <P STYLE="margin-top:0pt; margin-bottom:1pt; border-bottom:1px solid #000000; font-size:10pt; font-family:Times New Roman">/s/ L. Scott Thomson</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">L. Scott Thomson</TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="top"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="top">President and Chief Executive Officer</TD></TR>
</TABLE>
</DIV></Center>


<p style="margin-top:1em; margin-bottom:0em; page-break-before:always"> </p>
<HR SIZE="3" style="COLOR:#999999" WIDTH="100%" ALIGN="CENTER">

<Center><DIV STYLE="width:8.5in" align="left">
 <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, </P>
<P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">AS ENACTED PURSUANT TO </P> <P STYLE="margin-top:0pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman" ALIGN="center">SECTION 906
OF THE U.S. SARBANES-OXLEY ACT OF 2002 </P> <P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">In connection with the annual report of The Bank of Nova Scotia (the &#8220;Bank&#8221;) on Form <FONT
STYLE="white-space:nowrap">40-F</FONT><B> </B>for the year ended October&nbsp;31, 2025 (the &#8220;Report&#8221;) as filed with the U.S. Securities and Exchange Commission, </P>
<P STYLE="margin-top:12pt; margin-bottom:0pt; font-size:10pt; font-family:Times New Roman">I, Rajagopal Viswanathan, Group Head and Chief Financial Officer of the Bank, certify, pursuant to 18 U.S.C. section 1350, as enacted pursuant to section 906
of the U.S. <FONT STYLE="white-space:nowrap">Sarbanes-Oxley</FONT> Act of 2002, that to my knowledge: </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">(i) the Report fully complies with
the requirements of section 13(a) or 15(d) of the U.S. Securities Exchange Act of 1934; and </P> <P STYLE="margin-top:6pt; margin-bottom:0pt; margin-left:4%; font-size:10pt; font-family:Times New Roman">(ii) the information contained in the Report
fairly presents, in all material respects, the financial condition and results of operations of the Bank. </P> <P STYLE="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&nbsp;</P>
<TABLE CELLSPACING="0" CELLPADDING="0" WIDTH="100%" BORDER="0" STYLE="BORDER-COLLAPSE:COLLAPSE; font-family:Times New Roman; font-size:10pt" ALIGN="center">


<TR>

<TD WIDTH="51%"></TD>

<TD VALIGN="bottom" WIDTH="1%"></TD>
<TD WIDTH="48%"></TD></TR>


<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">December&nbsp;2, 2025</P></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">/s/ Rajagopal Viswanathan</P></TD></TR>
<TR STYLE="font-size:1px; ">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; border-top:1.00px solid #000000">&nbsp;</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Rajagopal Viswanathan</P></TD></TR>
<TR STYLE="page-break-inside:avoid ; font-family:Times New Roman; font-size:10pt">
<TD VALIGN="bottom"></TD>
<TD VALIGN="bottom">&nbsp;&nbsp;</TD>
<TD VALIGN="bottom"> <P STYLE=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:10pt; font-family:Times New Roman">Group Head and Chief Financial Officer</P></TD></TR>
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      <link:roleType roleURI="http://www.scotiabank.com/role/FinancialInstrumentsDesignatedAtFairValueThroughProfitOrLoss" id="FinancialInstrumentsDesignatedAtFairValueThroughProfitOrLoss">
        <link:definition>1017 - Disclosure - Financial Instruments Designated at Fair Value Through Profit or Loss</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/DerivativeFinancialInstruments" id="DerivativeFinancialInstruments">
        <link:definition>1018 - Disclosure - Derivative Financial Instruments</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/OffsettingFinancialAssetsAndFinancialLiabilities" id="OffsettingFinancialAssetsAndFinancialLiabilities">
        <link:definition>1019 - Disclosure - Offsetting Financial Assets and Financial Liabilities</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/InvestmentSecurities" id="InvestmentSecurities">
        <link:definition>1020 - Disclosure - Investment Securities</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/LoansImpairedLoansAndAllowanceForCreditLosses" id="LoansImpairedLoansAndAllowanceForCreditLosses">
        <link:definition>1021 - Disclosure - Loans, Impaired Loans and Allowance for Credit Losses</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/DerecognitionOfFinancialAssets" id="DerecognitionOfFinancialAssets">
        <link:definition>1022 - Disclosure - Derecognition of Financial Assets</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/StructuredEntities" id="StructuredEntities">
        <link:definition>1023 - Disclosure - Structured Entities</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/PropertyAndEquipment" id="PropertyAndEquipment">
        <link:definition>1024 - Disclosure - Property and Equipment</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/InvestmentsInAssociates" id="InvestmentsInAssociates">
        <link:definition>1025 - Disclosure - Investments in Associates</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/GoodwillAndOtherIntangibleAssets" id="GoodwillAndOtherIntangibleAssets">
        <link:definition>1026 - Disclosure - Goodwill and Other Intangible Assets</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/OtherAssets" id="OtherAssets">
        <link:definition>1027 - Disclosure - Other Assets</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/Deposits" id="Deposits">
        <link:definition>1028 - Disclosure - Deposits</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/SubordinatedDebentures" id="SubordinatedDebentures">
        <link:definition>1029 - Disclosure - Subordinated Debentures</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/OtherLiabilities" id="OtherLiabilities">
        <link:definition>1030 - Disclosure - Other Liabilities</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/Provisions" id="Provisions">
        <link:definition>1031 - Disclosure - Provisions</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/CommonSharesPreferredSharesAndOtherEquityInstruments" id="CommonSharesPreferredSharesAndOtherEquityInstruments">
        <link:definition>1032 - Disclosure - Common shares, preferred shares and other equity instruments</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/CapitalManagement" id="CapitalManagement">
        <link:definition>1033 - Disclosure - Capital Management</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/ShareBasedPayments" id="ShareBasedPayments">
        <link:definition>1034 - Disclosure - Share-Based Payments</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/CorporateIncomeTaxes" id="CorporateIncomeTaxes">
        <link:definition>1035 - Disclosure - Corporate Income Taxes</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/EmployeeBenefits" id="EmployeeBenefits">
        <link:definition>1036 - Disclosure - Employee Benefits</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/OperatingSegments" id="OperatingSegments">
        <link:definition>1037 - Disclosure - Operating Segments</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/RelatedPartyTransactions" id="RelatedPartyTransactions">
        <link:definition>1038 - Disclosure - Related Party Transactions</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/PrincipalSubsidiariesAndNonControllingInterestsInSubsidiaries" id="PrincipalSubsidiariesAndNonControllingInterestsInSubsidiaries">
        <link:definition>1039 - Disclosure - Principal Subsidiaries and Non-Controlling Interests in Subsidiaries</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/InterestIncomeAndExpense" id="InterestIncomeAndExpense">
        <link:definition>1040 - Disclosure - Interest Income and Expense</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/EarningsPerShare" id="EarningsPerShare">
        <link:definition>1041 - Disclosure - Earnings Per Share</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/GuaranteesCommitmentsAndPledgedAssets" id="GuaranteesCommitmentsAndPledgedAssets">
        <link:definition>1042 - Disclosure - Guarantees, Commitments and Pledged Assets</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/FinancialInstrumentsRiskManagement" id="FinancialInstrumentsRiskManagement">
        <link:definition>1043 - Disclosure - Financial Instruments - Risk Management</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/AcquisitionsAndDivestitures" id="AcquisitionsAndDivestitures">
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      <link:roleType roleURI="http://www.scotiabank.com/role/EventsAfterTheConsolidatedStatementOfFinancialPositionDate" id="EventsAfterTheConsolidatedStatementOfFinancialPositionDate">
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      <link:roleType roleURI="http://www.scotiabank.com/role/MaterialAccountingPoliciesPolicies" id="MaterialAccountingPoliciesPolicies">
        <link:definition>1046 - Disclosure - Material Accounting Policies (Policies)</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/Ifrs7MarketAndLiquidityRiskDisclosuresTables" id="Ifrs7MarketAndLiquidityRiskDisclosuresTables">
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      <link:roleType roleURI="http://www.scotiabank.com/role/CashAndDepositsWithFinancialInstitutionsTables" id="CashAndDepositsWithFinancialInstitutionsTables">
        <link:definition>1048 - Disclosure - Cash and deposits with financial institutions (Tables)</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/FairValueOfFinancialInstrumentsTables" id="FairValueOfFinancialInstrumentsTables">
        <link:definition>1049 - Disclosure - Fair Value of Financial Instruments (Tables)</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/TradingAssetsTables" id="TradingAssetsTables">
        <link:definition>1050 - Disclosure - Trading Assets (Tables)</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/FinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossTables" id="FinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossTables">
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      <link:roleType roleURI="http://www.scotiabank.com/role/OffsettingFinancialAssetsAndFinancialLiabilitiesTables" id="OffsettingFinancialAssetsAndFinancialLiabilitiesTables">
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      <link:roleType roleURI="http://www.scotiabank.com/role/InvestmentSecuritiesTables" id="InvestmentSecuritiesTables">
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      <link:roleType roleURI="http://www.scotiabank.com/role/LoansImpairedLoansAndAllowanceForCreditLossesTables" id="LoansImpairedLoansAndAllowanceForCreditLossesTables">
        <link:definition>1055 - Disclosure - Loans, Impaired Loans and Allowance for Credit Losses (Tables)</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/PropertyAndEquipmentTables" id="PropertyAndEquipmentTables">
        <link:definition>1058 - Disclosure - Property and Equipment (Tables)</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/InvestmentsInAssociatesTables" id="InvestmentsInAssociatesTables">
        <link:definition>1059 - Disclosure - Investments in Associates (Tables)</link:definition>
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      <link:roleType roleURI="http://www.scotiabank.com/role/GoodwillAndOtherIntangibleAssetsTables" id="GoodwillAndOtherIntangibleAssetsTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/DepositsTables" id="DepositsTables">
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/CapitalManagementTables" id="CapitalManagementTables">
        <link:definition>1067 - Disclosure - Capital Management (Tables)</link:definition>
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/EmployeeBenefitsTables" id="EmployeeBenefitsTables">
        <link:definition>1070 - Disclosure - Employee Benefits (Tables)</link:definition>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/OperatingSegmentsTables" id="OperatingSegmentsTables">
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        <link:usedOn>link:calculationLink</link:usedOn>
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/InterestIncomeAndExpenseTables" id="InterestIncomeAndExpenseTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
        <link:usedOn>link:calculationLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/EarningsPerShareTables" id="EarningsPerShareTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
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      <link:roleType roleURI="http://www.scotiabank.com/role/GuaranteesCommitmentsAndPledgedAssetsTables" id="GuaranteesCommitmentsAndPledgedAssetsTables">
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        <link:usedOn>link:definitionLink</link:usedOn>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentType" xml:lang="en-US">Document Type</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentType" xlink:to="lab_dei_DocumentType" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentPeriodEndDate" xlink:label="loc_dei_DocumentPeriodEndDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentPeriodEndDate" xml:lang="en-US">Document Period End Date</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentPeriodEndDate" xlink:to="lab_dei_DocumentPeriodEndDate" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentFiscalYearFocus" xlink:label="loc_dei_DocumentFiscalYearFocus" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentFiscalYearFocus" xml:lang="en-US">Document Fiscal Year Focus</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalYearFocus" xlink:to="lab_dei_DocumentFiscalYearFocus" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentFiscalPeriodFocus" xlink:label="loc_dei_DocumentFiscalPeriodFocus" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentFiscalPeriodFocus" xml:lang="en-US">Document Fiscal Period Focus</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFiscalPeriodFocus" xlink:to="lab_dei_DocumentFiscalPeriodFocus" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CurrentFiscalYearEndDate" xlink:label="loc_dei_CurrentFiscalYearEndDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_CurrentFiscalYearEndDate" xml:lang="en-US">Current Fiscal Year End Date</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CurrentFiscalYearEndDate" xlink:to="lab_dei_CurrentFiscalYearEndDate" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityRegistrantName" xlink:label="loc_dei_EntityRegistrantName" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityRegistrantName" xml:lang="en-US">Entity Registrant Name</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityRegistrantName" xlink:to="lab_dei_EntityRegistrantName" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCentralIndexKey" xlink:label="loc_dei_EntityCentralIndexKey" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityCentralIndexKey" xml:lang="en-US">Entity Central Index Key</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCentralIndexKey" xlink:to="lab_dei_EntityCentralIndexKey" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCommonStockSharesOutstanding" xlink:label="loc_dei_EntityCommonStockSharesOutstanding" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityCommonStockSharesOutstanding" xml:lang="en-US">Entity Common Stock, Shares Outstanding</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCommonStockSharesOutstanding" xlink:to="lab_dei_EntityCommonStockSharesOutstanding" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AmendmentFlag" xlink:label="loc_dei_AmendmentFlag" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_AmendmentFlag" xml:lang="en-US">Amendment Flag</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AmendmentFlag" xlink:to="lab_dei_AmendmentFlag" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityCurrentReportingStatus" xlink:label="loc_dei_EntityCurrentReportingStatus" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityCurrentReportingStatus" xml:lang="en-US">Entity Current Reporting Status</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityCurrentReportingStatus" xlink:to="lab_dei_EntityCurrentReportingStatus" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityEmergingGrowthCompany" xlink:label="loc_dei_EntityEmergingGrowthCompany" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityEmergingGrowthCompany" xml:lang="en-US">Entity Emerging Growth Company</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityEmergingGrowthCompany" xlink:to="lab_dei_EntityEmergingGrowthCompany" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityFileNumber" xlink:label="loc_dei_EntityFileNumber" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityFileNumber" xml:lang="en-US">Entity File Number</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityFileNumber" xlink:to="lab_dei_EntityFileNumber" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentRegistrationStatement" xlink:label="loc_dei_DocumentRegistrationStatement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentRegistrationStatement" xml:lang="en-US">Document Registration Statement</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentRegistrationStatement" xlink:to="lab_dei_DocumentRegistrationStatement" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AnnualInformationForm" xlink:label="loc_dei_AnnualInformationForm" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_AnnualInformationForm" xml:lang="en-US">Annual Information Form</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AnnualInformationForm" xlink:to="lab_dei_AnnualInformationForm" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AuditedAnnualFinancialStatements" xlink:label="loc_dei_AuditedAnnualFinancialStatements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_AuditedAnnualFinancialStatements" xml:lang="en-US">Audited Annual Financial Statements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AuditedAnnualFinancialStatements" xlink:to="lab_dei_AuditedAnnualFinancialStatements" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_IcfrAuditorAttestationFlag" xlink:label="loc_dei_IcfrAuditorAttestationFlag" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_IcfrAuditorAttestationFlag" xml:lang="en-US">ICFR Auditor Attestation Flag</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_IcfrAuditorAttestationFlag" xlink:to="lab_dei_IcfrAuditorAttestationFlag" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentAnnualReport" xlink:label="loc_dei_DocumentAnnualReport" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentAnnualReport" xml:lang="en-US">Document Annual Report</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentAnnualReport" xlink:to="lab_dei_DocumentAnnualReport" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityIncorporationStateCountryCode" xlink:label="loc_dei_EntityIncorporationStateCountryCode" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityIncorporationStateCountryCode" xml:lang="en-US">Entity Incorporation, State or Country Code</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityIncorporationStateCountryCode" xlink:to="lab_dei_EntityIncorporationStateCountryCode" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine1" xlink:label="loc_dei_EntityAddressAddressLine1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityAddressAddressLine1" xml:lang="en-US">Entity Address, Address Line One</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine1" xlink:to="lab_dei_EntityAddressAddressLine1" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressAddressLine2" xlink:label="loc_dei_EntityAddressAddressLine2" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityAddressAddressLine2" xml:lang="en-US">Entity Address, Address Line Two</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressAddressLine2" xlink:to="lab_dei_EntityAddressAddressLine2" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCityOrTown" xlink:label="loc_dei_EntityAddressCityOrTown" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityAddressCityOrTown" xml:lang="en-US">Entity Address, City or Town</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCityOrTown" xlink:to="lab_dei_EntityAddressCityOrTown" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressPostalZipCode" xlink:label="loc_dei_EntityAddressPostalZipCode" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityAddressPostalZipCode" xml:lang="en-US">Entity Address, Postal Zip Code</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressPostalZipCode" xlink:to="lab_dei_EntityAddressPostalZipCode" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_CityAreaCode" xlink:label="loc_dei_CityAreaCode" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_CityAreaCode" xml:lang="en-US">City Area Code</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_CityAreaCode" xlink:to="lab_dei_CityAreaCode" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LocalPhoneNumber" xlink:label="loc_dei_LocalPhoneNumber" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_LocalPhoneNumber" xml:lang="en-US">Local Phone Number</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LocalPhoneNumber" xlink:to="lab_dei_LocalPhoneNumber" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_Security12bTitle" xlink:label="loc_dei_Security12bTitle" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_Security12bTitle" xml:lang="en-US">Title of 12(b) Security</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_Security12bTitle" xlink:to="lab_dei_Security12bTitle" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_TradingSymbol" xlink:label="loc_dei_TradingSymbol" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_TradingSymbol" xml:lang="en-US">Trading Symbol</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_TradingSymbol" xlink:to="lab_dei_TradingSymbol" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_SecurityExchangeName" xlink:label="loc_dei_SecurityExchangeName" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_SecurityExchangeName" xml:lang="en-US">Security Exchange Name</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_SecurityExchangeName" xlink:to="lab_dei_SecurityExchangeName" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_ContactPersonnelName" xlink:label="loc_dei_ContactPersonnelName" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_ContactPersonnelName" xml:lang="en-US">Contact Personnel Name</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_ContactPersonnelName" xlink:to="lab_dei_ContactPersonnelName" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressCountry" xlink:label="loc_dei_EntityAddressCountry" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityAddressCountry" xml:lang="en-US">Entity Address, Country</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressCountry" xlink:to="lab_dei_EntityAddressCountry" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_DocumentFinStmtErrorCorrectionFlag" xlink:label="loc_dei_DocumentFinStmtErrorCorrectionFlag" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_DocumentFinStmtErrorCorrectionFlag" xml:lang="en-US">Document Financial Statement Error Correction [Flag]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_DocumentFinStmtErrorCorrectionFlag" xlink:to="lab_dei_DocumentFinStmtErrorCorrectionFlag" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AuditorName" xlink:label="loc_dei_AuditorName" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_AuditorName" xml:lang="en-US">Auditor Name</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AuditorName" xlink:to="lab_dei_AuditorName" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AuditorFirmId" xlink:label="loc_dei_AuditorFirmId" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_AuditorFirmId" xml:lang="en-US">Auditor Firm ID</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AuditorFirmId" xlink:to="lab_dei_AuditorFirmId" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AuditorLocation" xlink:label="loc_dei_AuditorLocation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_AuditorLocation" xml:lang="en-US">Auditor Location</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AuditorLocation" xlink:to="lab_dei_AuditorLocation" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityAddressesAddressTypeAxis" xlink:label="loc_dei_EntityAddressesAddressTypeAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityAddressesAddressTypeAxis" xml:lang="en-US">Entity Addresses, Address Type [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityAddressesAddressTypeAxis" xlink:to="lab_dei_EntityAddressesAddressTypeAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_AddressTypeDomain" xlink:label="loc_dei_AddressTypeDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_AddressTypeDomain" xml:lang="en-US">Address Type [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_AddressTypeDomain" xlink:to="lab_dei_AddressTypeDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_BusinessContactMember" xlink:label="loc_dei_BusinessContactMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_BusinessContactMember" xml:lang="en-US">Business Contact [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_BusinessContactMember" xlink:to="lab_dei_BusinessContactMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_StatementOfFinancialPositionAbstract" xlink:label="loc_ifrs-full_StatementOfFinancialPositionAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_StatementOfFinancialPositionAbstract" xml:lang="en-US">Statement of Financial Position [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfFinancialPositionAbstract" xlink:to="lab_ifrs-full_StatementOfFinancialPositionAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_StatementsTable" xlink:label="loc_bns_StatementsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_StatementsTable" xml:lang="en-US">Statements [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_StatementsTable" xml:lang="en-US">Statement [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_StatementsTable" xlink:to="lab_bns_StatementsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfShareCapitalAxis" xlink:label="loc_ifrs-full_ClassesOfShareCapitalAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfShareCapitalAxis" xml:lang="en-US">Classes of share capital [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfShareCapitalAxis" xml:lang="en-US">Classes of share capital [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfShareCapitalAxis" xlink:to="lab_ifrs-full_ClassesOfShareCapitalAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfShareCapitalDomain" xlink:label="loc_ifrs-full_ClassesOfShareCapitalDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfShareCapitalDomain" xml:lang="en-US">Classes of share capital [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfShareCapitalDomain" xml:lang="en-US">Share capital [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfShareCapitalDomain" xlink:to="lab_ifrs-full_ClassesOfShareCapitalDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_StatementsLineItems" xlink:label="loc_bns_StatementsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_StatementsLineItems" xml:lang="en-US">Statements [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_StatementsLineItems" xml:lang="en-US">Statement [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_StatementsLineItems" xlink:to="lab_bns_StatementsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AssetsAbstract" xlink:label="loc_ifrs-full_AssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssetsAbstract" xml:lang="en-US">Assets [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AssetsAbstract" xml:lang="en-US">Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_AssetsAbstract" xml:lang="en-US">Assets:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsAbstract" xlink:to="lab_ifrs-full_AssetsAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LoansAbstract" xlink:label="loc_bns_LoansAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LoansAbstract" xml:lang="en-US">Loans [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_LoansAbstract" xml:lang="en-US">Loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_LoansAbstract" xml:lang="en-US">Loans:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LoansAbstract" xlink:to="lab_bns_LoansAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LoansAbstract" xml:lang="en-US">Loans [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ResidentialMortgageLoans" xlink:label="loc_bns_ResidentialMortgageLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ResidentialMortgageLoans" xml:lang="en-US">Residential Mortgage Loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ResidentialMortgageLoans" xml:lang="en-US">Residential mortgages</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ResidentialMortgageLoans" xlink:to="lab_bns_ResidentialMortgageLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ResidentialMortgageLoans" xml:lang="en-US">Residential mortgage loans</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ConsumerLoans" xlink:label="loc_ifrs-full_ConsumerLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ConsumerLoans" xml:lang="en-US">Loans to consumers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ConsumerLoans" xml:lang="en-US">Personal loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ConsumerLoans" xlink:to="lab_ifrs-full_ConsumerLoans" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CreditCardLoans" xlink:label="loc_ifrs-full_CreditCardLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CreditCardLoans" xml:lang="en-US">Credit card loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CreditCardLoans" xml:lang="en-US">Credit cards</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CreditCardLoans" xlink:to="lab_ifrs-full_CreditCardLoans" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LoansToBusinessAndGovernment" xlink:label="loc_bns_LoansToBusinessAndGovernment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LoansToBusinessAndGovernment" xml:lang="en-US">Loans to business and government</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_LoansToBusinessAndGovernment" xml:lang="en-US">Business and government</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_LoansToBusinessAndGovernment" xml:lang="en-US">Business &amp; government</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LoansToBusinessAndGovernment" xlink:to="lab_bns_LoansToBusinessAndGovernment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LoansToBusinessAndGovernment" xml:lang="en-US">Loans to business and government.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LoansBeforeAllowanceForLoanLosses" xlink:label="loc_bns_LoansBeforeAllowanceForLoanLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LoansBeforeAllowanceForLoanLosses" xml:lang="en-US">Loans Before Allowance For Loan Losses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_LoansBeforeAllowanceForLoanLosses" xml:lang="en-US">Total loans gross</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_bns_LoansBeforeAllowanceForLoanLosses" xml:lang="en-US">Loans and receivables gross</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveTerseLabel" xlink:label="lab_bns_LoansBeforeAllowanceForLoanLosses" xml:lang="en-US">Total loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_LoansBeforeAllowanceForLoanLosses" xml:lang="en-US">Gross impaired loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_LoansBeforeAllowanceForLoanLosses" xml:lang="en-US">Carrying value of loans before ACL</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LoansBeforeAllowanceForLoanLosses" xlink:to="lab_bns_LoansBeforeAllowanceForLoanLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LoansBeforeAllowanceForLoanLosses" xml:lang="en-US">The amount of Retail and Wholesale loans made by the entity before allowance for loan losses.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AllowanceAccountForCreditLossesOfLoans" xlink:label="loc_bns_AllowanceAccountForCreditLossesOfLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AllowanceAccountForCreditLossesOfLoans" xml:lang="en-US">Allowance Account For Credit Losses Of Loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AllowanceAccountForCreditLossesOfLoans" xml:lang="en-US">Allowance for credit losses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_AllowanceAccountForCreditLossesOfLoans" xml:lang="en-US">Allowance for credit losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AllowanceAccountForCreditLossesOfLoans" xlink:to="lab_bns_AllowanceAccountForCreditLossesOfLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AllowanceAccountForCreditLossesOfLoans" xml:lang="en-US">The amount of an allowance account used to record impairments to loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LoansNet" xlink:label="loc_bns_LoansNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LoansNet" xml:lang="en-US">Loans Net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_LoansNet" xml:lang="en-US">Total loans net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_bns_LoansNet" xml:lang="en-US">Total loans net of allowance for credit losses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_LoansNet" xml:lang="en-US">Net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_LoansNet" xml:lang="en-US">Carrying value of loans net of ACL</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LoansNet" xlink:to="lab_bns_LoansNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LoansNet" xml:lang="en-US">The amount of Retail and Wholesale loans made by the entity, net of the allowance for loan losses.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MiscellaneousAssetsAbstract" xlink:label="loc_ifrs-full_MiscellaneousAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MiscellaneousAssetsAbstract" xml:lang="en-US">Miscellaneous assets [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MiscellaneousAssetsAbstract" xml:lang="en-US">Other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MiscellaneousAssetsAbstract" xlink:to="lab_ifrs-full_MiscellaneousAssetsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BankAcceptanceAssets" xlink:label="loc_ifrs-full_BankAcceptanceAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BankAcceptanceAssets" xml:lang="en-US">Bank acceptance assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_ifrs-full_BankAcceptanceAssets" xml:lang="en-US">Customers' liability under acceptances, net of allowance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_BankAcceptanceAssets" xml:lang="en-US">Customers' liability under acceptances</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BankAcceptanceAssets" xml:lang="en-US">Acceptances</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BankAcceptanceAssets" xlink:to="lab_ifrs-full_BankAcceptanceAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PropertyPlantAndEquipment" xlink:label="loc_ifrs-full_PropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PropertyPlantAndEquipment" xml:lang="en-US">Property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PropertyPlantAndEquipment" xml:lang="en-US">Property and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_PropertyPlantAndEquipment" xml:lang="en-US">Beginning balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_PropertyPlantAndEquipment" xml:lang="en-US">Ending balance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PropertyPlantAndEquipment" xlink:to="lab_ifrs-full_PropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_InvestmentAccountedForUsingEquityMethod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod" xml:lang="en-US">Investments accounted for using equity method</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod" xml:lang="en-US">Investments in associates</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod" xml:lang="en-US">Investment in associates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentAccountedForUsingEquityMethod" xlink:to="lab_ifrs-full_InvestmentAccountedForUsingEquityMethod" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IntangibleAssetsAndGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwill" xml:lang="en-US">Intangible assets and goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwill" xml:lang="en-US">Goodwill and other intangible assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwill" xml:lang="en-US">Goodwill and other intangibles assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsAndGoodwill" xlink:to="lab_ifrs-full_IntangibleAssetsAndGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DeferredTaxAssets" xlink:label="loc_ifrs-full_DeferredTaxAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxAssets" xml:lang="en-US">Deferred tax assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DeferredTaxAssets" xml:lang="en-US">Deferred tax assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxAssets" xlink:to="lab_ifrs-full_DeferredTaxAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherAssets" xlink:label="loc_ifrs-full_OtherAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherAssets" xml:lang="en-US">Other assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherAssets" xml:lang="en-US">Other assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_OtherAssets" xml:lang="en-US">Total</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherAssets" xlink:to="lab_ifrs-full_OtherAssets" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherMiscellaneousAssets" xlink:label="loc_bns_OtherMiscellaneousAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherMiscellaneousAssets" xml:lang="en-US">Other miscellaneous assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_OtherMiscellaneousAssets" xml:lang="en-US">Total other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherMiscellaneousAssets" xlink:to="lab_bns_OtherMiscellaneousAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherMiscellaneousAssets" xml:lang="en-US">Other miscellaneous assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TradingAssetsAbstract" xlink:label="loc_bns_TradingAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TradingAssetsAbstract" xml:lang="en-US">Trading Assets [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TradingAssetsAbstract" xml:lang="en-US">Trading assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TradingAssetsAbstract" xlink:to="lab_bns_TradingAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TradingAssetsAbstract" xml:lang="en-US">Trading assets [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TradingSecurities1" xlink:label="loc_bns_TradingSecurities1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TradingSecurities1" xml:lang="en-US">Trading securities 1</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TradingSecurities1" xml:lang="en-US">Securities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_TradingSecurities1" xml:lang="en-US">Total trading securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TradingSecurities1" xlink:to="lab_bns_TradingSecurities1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TradingSecurities1" xml:lang="en-US">Trading securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TradingLoans" xlink:label="loc_bns_TradingLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TradingLoans" xml:lang="en-US">Trading loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TradingLoans" xml:lang="en-US">Loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_TradingLoans" xml:lang="en-US">Trading loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TradingLoans" xlink:to="lab_bns_TradingLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TradingLoans" xml:lang="en-US">Trading loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TradingAssetsOther" xlink:label="loc_bns_TradingAssetsOther" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TradingAssetsOther" xml:lang="en-US">Trading assets other</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TradingAssetsOther" xml:lang="en-US">Other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TradingAssetsOther" xlink:to="lab_bns_TradingAssetsOther" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TradingAssetsOther" xml:lang="en-US">Trading assets other.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TradingAssets" xlink:label="loc_bns_TradingAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TradingAssets" xml:lang="en-US">Trading assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_TradingAssets" xml:lang="en-US">Total trading assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TradingAssets" xml:lang="en-US">Trading assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TradingAssets" xlink:to="lab_bns_TradingAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TradingAssets" xml:lang="en-US">Trading assets</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xlink:label="loc_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xml:lang="en-US">Reverse repurchase agreements and cash collateral on securities borrowed</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xml:lang="en-US">Securities purchased under resale agreements and securities borrowed</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xlink:to="lab_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DerivativeFinancialAssets" xlink:label="loc_ifrs-full_DerivativeFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DerivativeFinancialAssets" xml:lang="en-US">Derivative financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DerivativeFinancialAssets" xml:lang="en-US">Derivative financial instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DerivativeFinancialAssets" xml:lang="en-US">Derivative Financial Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_ifrs-full_DerivativeFinancialAssets" xml:lang="en-US">Year-end fair value, Favourable</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DerivativeFinancialAssets" xlink:to="lab_ifrs-full_DerivativeFinancialAssets" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InvestmentSecurities" xlink:label="loc_bns_InvestmentSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InvestmentSecurities" xml:lang="en-US">Investment Securities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InvestmentSecurities" xml:lang="en-US">Investment securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InvestmentSecurities" xlink:to="lab_bns_InvestmentSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InvestmentSecurities" xml:lang="en-US">Investment securities which is made up of non-trading debt and equity securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CashAndDepositsWithFinancialInstitutions" xlink:label="loc_bns_CashAndDepositsWithFinancialInstitutions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CashAndDepositsWithFinancialInstitutions" xml:lang="en-US">Cash and Deposits with Financial Institutions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CashAndDepositsWithFinancialInstitutions" xml:lang="en-US">Cash and deposits with financial institutions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_CashAndDepositsWithFinancialInstitutions" xml:lang="en-US">Total</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CashAndDepositsWithFinancialInstitutions" xlink:to="lab_bns_CashAndDepositsWithFinancialInstitutions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CashAndDepositsWithFinancialInstitutions" xml:lang="en-US">Cash and deposits with financial institutions.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PreciousMetals" xlink:label="loc_bns_PreciousMetals" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PreciousMetals" xml:lang="en-US">Precious Metals</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PreciousMetals" xml:lang="en-US">Precious metals</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PreciousMetals" xlink:to="lab_bns_PreciousMetals" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PreciousMetals" xml:lang="en-US">Precious metals.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Assets" xlink:label="loc_ifrs-full_Assets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Assets" xml:lang="en-US">Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_Assets" xml:lang="en-US">Total assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_Assets" xml:lang="en-US">Total assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Assets" xml:lang="en-US">Total</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Assets" xlink:to="lab_ifrs-full_Assets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EquityAbstract" xlink:label="loc_ifrs-full_EquityAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EquityAbstract" xml:lang="en-US">Equity [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EquityAbstract" xml:lang="en-US">Equity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAbstract" xlink:to="lab_ifrs-full_EquityAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IssuedCapital" xlink:label="loc_ifrs-full_IssuedCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IssuedCapital" xml:lang="en-US">Issued capital</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IssuedCapital" xml:lang="en-US">Common shares</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IssuedCapital" xlink:to="lab_ifrs-full_IssuedCapital" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RetainedEarnings" xlink:label="loc_ifrs-full_RetainedEarnings" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RetainedEarnings" xml:lang="en-US">Retained earnings</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RetainedEarnings" xml:lang="en-US">Retained earnings</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RetainedEarnings" xlink:to="lab_ifrs-full_RetainedEarnings" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AccumulatedOtherComprehensiveIncome" xlink:label="loc_ifrs-full_AccumulatedOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AccumulatedOtherComprehensiveIncome" xml:lang="en-US">Accumulated other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AccumulatedOtherComprehensiveIncome" xml:lang="en-US">Accumulated other comprehensive income (loss)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccumulatedOtherComprehensiveIncome" xlink:to="lab_ifrs-full_AccumulatedOtherComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherReserves" xlink:label="loc_ifrs-full_OtherReserves" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherReserves" xml:lang="en-US">Other reserves</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherReserves" xml:lang="en-US">Other reserves</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherReserves" xlink:to="lab_ifrs-full_OtherReserves" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CommonEquity" xlink:label="loc_bns_CommonEquity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CommonEquity" xml:lang="en-US">Common Equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_CommonEquity" xml:lang="en-US">Total common equity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CommonEquity" xlink:to="lab_bns_CommonEquity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CommonEquity" xml:lang="en-US">Common Equity</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PreferredSharesAndOtherEquityInstruments" xlink:label="loc_bns_PreferredSharesAndOtherEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PreferredSharesAndOtherEquityInstruments" xml:lang="en-US">Preferred Shares and other equity instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_bns_PreferredSharesAndOtherEquityInstruments" xml:lang="en-US">Preferred shares and other equity instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PreferredSharesAndOtherEquityInstruments" xlink:to="lab_bns_PreferredSharesAndOtherEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PreferredSharesAndOtherEquityInstruments" xml:lang="en-US">Preferred shares and other equity instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EquityAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParent" xml:lang="en-US">Equity attributable to owners of parent</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParent" xml:lang="en-US">Total equity attributable to equity holders of the Bank</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAttributableToOwnersOfParent" xlink:to="lab_ifrs-full_EquityAttributableToOwnersOfParent" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NoncontrollingInterests" xlink:label="loc_ifrs-full_NoncontrollingInterests" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NoncontrollingInterests" xml:lang="en-US">Non-controlling interests</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NoncontrollingInterests" xml:lang="en-US">Non-controlling interests in subsidiaries</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NoncontrollingInterests" xlink:to="lab_ifrs-full_NoncontrollingInterests" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Equity" xlink:label="loc_ifrs-full_Equity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Equity" xml:lang="en-US">Equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_Equity" xml:lang="en-US">Total equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_Equity" xml:lang="en-US">Beginning Balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_Equity" xml:lang="en-US">Ending Balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Equity" xml:lang="en-US">Total equity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Equity" xlink:to="lab_ifrs-full_Equity" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LiabilitiesAbstract" xlink:label="loc_ifrs-full_LiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LiabilitiesAbstract" xml:lang="en-US">Liabilities [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LiabilitiesAbstract" xml:lang="en-US">Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_LiabilitiesAbstract" xml:lang="en-US">Liabilities:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesAbstract" xlink:to="lab_ifrs-full_LiabilitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DepositsAbstract" xlink:label="loc_bns_DepositsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DepositsAbstract" xml:lang="en-US">Deposits [Abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DepositsAbstract" xml:lang="en-US">Deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DepositsAbstract" xlink:to="lab_bns_DepositsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DepositsAbstract" xml:lang="en-US">Deposits [Abstract].</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PersonalDeposits" xlink:label="loc_bns_PersonalDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PersonalDeposits" xml:lang="en-US">Personal deposits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PersonalDeposits" xml:lang="en-US">Personal</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_bns_PersonalDeposits" xml:lang="en-US">Personal</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PersonalDeposits" xlink:to="lab_bns_PersonalDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PersonalDeposits" xml:lang="en-US">Personal deposits.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DepositsFromBusinessAndGovernment" xlink:label="loc_bns_DepositsFromBusinessAndGovernment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DepositsFromBusinessAndGovernment" xml:lang="en-US">Deposits from business and government</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DepositsFromBusinessAndGovernment" xml:lang="en-US">Business and government</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_DepositsFromBusinessAndGovernment" xml:lang="en-US">Deposits &#8211; Business and government</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DepositsFromBusinessAndGovernment" xlink:to="lab_bns_DepositsFromBusinessAndGovernment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DepositsFromBusinessAndGovernment" xml:lang="en-US">Deposits from business and government.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DepositsFromBanks" xlink:label="loc_ifrs-full_DepositsFromBanks" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DepositsFromBanks" xml:lang="en-US">Deposits from banks</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DepositsFromBanks" xml:lang="en-US">Financial institutions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepositsFromBanks" xlink:to="lab_ifrs-full_DepositsFromBanks" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_Deposits" xlink:label="loc_bns_Deposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_Deposits" xml:lang="en-US">Deposits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_Deposits" xml:lang="en-US">Total deposits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_Deposits" xml:lang="en-US">Deposits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_Deposits" xml:lang="en-US">Total</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_Deposits" xlink:to="lab_bns_Deposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_Deposits" xml:lang="en-US">Deposits.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MiscellaneousLiabilitiesAbstract" xlink:label="loc_ifrs-full_MiscellaneousLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MiscellaneousLiabilitiesAbstract" xml:lang="en-US">Miscellaneous liabilities [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MiscellaneousLiabilitiesAbstract" xml:lang="en-US">Other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MiscellaneousLiabilitiesAbstract" xlink:to="lab_ifrs-full_MiscellaneousLiabilitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BankAcceptanceLiabilities" xlink:label="loc_ifrs-full_BankAcceptanceLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BankAcceptanceLiabilities" xml:lang="en-US">Bank acceptance liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BankAcceptanceLiabilities" xml:lang="en-US">Acceptances</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_BankAcceptanceLiabilities" xml:lang="en-US">Acceptances</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BankAcceptanceLiabilities" xlink:to="lab_ifrs-full_BankAcceptanceLiabilities" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ObligationsRelatedToSecuritiesSoldShort" xlink:label="loc_bns_ObligationsRelatedToSecuritiesSoldShort" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ObligationsRelatedToSecuritiesSoldShort" xml:lang="en-US">Obligations related to securities sold short</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ObligationsRelatedToSecuritiesSoldShort" xml:lang="en-US">Obligations related to securities sold short</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_ObligationsRelatedToSecuritiesSoldShort" xml:lang="en-US">Obligations related to securities sold short</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ObligationsRelatedToSecuritiesSoldShort" xlink:to="lab_bns_ObligationsRelatedToSecuritiesSoldShort" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ObligationsRelatedToSecuritiesSoldShort" xml:lang="en-US">Obligations related to securities sold short.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DerivativeFinancialLiabilities" xlink:label="loc_ifrs-full_DerivativeFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DerivativeFinancialLiabilities" xml:lang="en-US">Derivative financial liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DerivativeFinancialLiabilities" xml:lang="en-US">Derivative financial instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_ifrs-full_DerivativeFinancialLiabilities" xml:lang="en-US">Derivative financial instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DerivativeFinancialLiabilities" xml:lang="en-US">Derivative Financial Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_ifrs-full_DerivativeFinancialLiabilities" xml:lang="en-US">Year-end fair value, Unfavourable</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DerivativeFinancialLiabilities" xlink:to="lab_ifrs-full_DerivativeFinancialLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xlink:label="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xml:lang="en-US">Repurchase agreements and cash collateral on securities lent</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xml:lang="en-US">Obligations related to securities sold under repurchase agreements and securities lent</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" xlink:to="lab_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SubordinatedLiabilities" xlink:label="loc_ifrs-full_SubordinatedLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SubordinatedLiabilities" xml:lang="en-US">Subordinated liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SubordinatedLiabilities" xml:lang="en-US">Subordinated debentures</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_SubordinatedLiabilities" xml:lang="en-US">Subordinated debentures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SubordinatedLiabilities" xlink:to="lab_ifrs-full_SubordinatedLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherLiabilities" xlink:label="loc_ifrs-full_OtherLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherLiabilities" xml:lang="en-US">Other liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherLiabilities" xml:lang="en-US">Other liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_OtherLiabilities" xml:lang="en-US">Other liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherLiabilities" xlink:to="lab_ifrs-full_OtherLiabilities" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TotalMiscellaneousLiabilities" xlink:label="loc_bns_TotalMiscellaneousLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TotalMiscellaneousLiabilities" xml:lang="en-US">Total miscellaneous liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_TotalMiscellaneousLiabilities" xml:lang="en-US">Total other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TotalMiscellaneousLiabilities" xlink:to="lab_bns_TotalMiscellaneousLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TotalMiscellaneousLiabilities" xml:lang="en-US">Total miscellaneous liabilities</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xml:lang="en-US">Financial liabilities at fair value through profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xml:lang="en-US">Financial instruments designated at fair value through profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/measurementGuidance" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xml:lang="en-US">Financial instruments designated at fair value through profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/presentationGuidance" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xml:lang="en-US">Financial liabilities designated at fair value through profit or loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Liabilities" xlink:label="loc_ifrs-full_Liabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Liabilities" xml:lang="en-US">Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_Liabilities" xml:lang="en-US">Total liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Liabilities" xml:lang="en-US">Total liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Liabilities" xlink:to="lab_ifrs-full_Liabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EquityAndLiabilities" xlink:label="loc_ifrs-full_EquityAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EquityAndLiabilities" xml:lang="en-US">Equity and liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_EquityAndLiabilities" xml:lang="en-US">Total liabilities and equity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAndLiabilities" xlink:to="lab_ifrs-full_EquityAndLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncomeStatementAbstract" xlink:label="loc_ifrs-full_IncomeStatementAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeStatementAbstract" xml:lang="en-US">Profit or loss [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncomeStatementAbstract" xml:lang="en-US">Profit or loss [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeStatementAbstract" xlink:to="lab_ifrs-full_IncomeStatementAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EarningsPerShareAbstract" xlink:label="loc_ifrs-full_EarningsPerShareAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EarningsPerShareAbstract" xml:lang="en-US">Earnings per share [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EarningsPerShareAbstract" xml:lang="en-US">Earnings per common share (in dollars)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EarningsPerShareAbstract" xlink:to="lab_ifrs-full_EarningsPerShareAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BasicEarningsLossPerShare" xlink:label="loc_ifrs-full_BasicEarningsLossPerShare" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BasicEarningsLossPerShare" xml:lang="en-US">Basic earnings (loss) per share</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BasicEarningsLossPerShare" xml:lang="en-US">Basic</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_BasicEarningsLossPerShare" xml:lang="en-US">Basic earnings per common share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BasicEarningsLossPerShare" xlink:to="lab_ifrs-full_BasicEarningsLossPerShare" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DilutedEarningsLossPerShare" xlink:label="loc_ifrs-full_DilutedEarningsLossPerShare" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DilutedEarningsLossPerShare" xml:lang="en-US">Diluted earnings (loss) per share</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DilutedEarningsLossPerShare" xml:lang="en-US">Diluted</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DilutedEarningsLossPerShare" xml:lang="en-US">Diluted earnings per common share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DilutedEarningsLossPerShare" xlink:to="lab_ifrs-full_DilutedEarningsLossPerShare" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DividendsPaidOrdinarySharesPerShare" xlink:label="loc_ifrs-full_DividendsPaidOrdinarySharesPerShare" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DividendsPaidOrdinarySharesPerShare" xml:lang="en-US">Dividends paid, ordinary shares per share</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DividendsPaidOrdinarySharesPerShare" xml:lang="en-US">Dividends paid per common share (in dollars)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DividendsPaidOrdinarySharesPerShare" xml:lang="en-US">Dividend paid per share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaidOrdinarySharesPerShare" xlink:to="lab_ifrs-full_DividendsPaidOrdinarySharesPerShare" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InterestExpense1Abstract" xlink:label="loc_bns_InterestExpense1Abstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InterestExpense1Abstract" xml:lang="en-US">Interest expense 1 [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InterestExpense1Abstract" xml:lang="en-US">Interest expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InterestExpense1Abstract" xlink:to="lab_bns_InterestExpense1Abstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InterestExpense1Abstract" xml:lang="en-US">Interest expense 1 [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InterestExpenseOnDeposits" xlink:label="loc_bns_InterestExpenseOnDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InterestExpenseOnDeposits" xml:lang="en-US">Interest Expense on Deposits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InterestExpenseOnDeposits" xml:lang="en-US">Deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InterestExpenseOnDeposits" xlink:to="lab_bns_InterestExpenseOnDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InterestExpenseOnDeposits" xml:lang="en-US">Interest Expense on Deposits</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InterestExpenseForSubordinatedDebentures" xlink:label="loc_bns_InterestExpenseForSubordinatedDebentures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InterestExpenseForSubordinatedDebentures" xml:lang="en-US">Interest expense for Subordinated debentures</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InterestExpenseForSubordinatedDebentures" xml:lang="en-US">Subordinated debentures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InterestExpenseForSubordinatedDebentures" xlink:to="lab_bns_InterestExpenseForSubordinatedDebentures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InterestExpenseForSubordinatedDebentures" xml:lang="en-US">Interest expense for Subordinated debentures.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestExpenseOnOtherFinancialLiabilities" xlink:label="loc_ifrs-full_InterestExpenseOnOtherFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestExpenseOnOtherFinancialLiabilities" xml:lang="en-US">Interest expense on other financial liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestExpenseOnOtherFinancialLiabilities" xml:lang="en-US">Other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseOnOtherFinancialLiabilities" xlink:to="lab_ifrs-full_InterestExpenseOnOtherFinancialLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestExpense" xlink:label="loc_ifrs-full_InterestExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestExpense" xml:lang="en-US">Interest expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_InterestExpense" xml:lang="en-US">Total interest expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpense" xlink:to="lab_ifrs-full_InterestExpense" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NonInterestExpense1Abstract" xlink:label="loc_bns_NonInterestExpense1Abstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NonInterestExpense1Abstract" xml:lang="en-US">Non interest expense 1 [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NonInterestExpense1Abstract" xml:lang="en-US">Non-interest expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NonInterestExpense1Abstract" xlink:to="lab_bns_NonInterestExpense1Abstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NonInterestExpense1Abstract" xml:lang="en-US">Non interest expense 1 [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EmployeeBenefitsExpense" xlink:label="loc_ifrs-full_EmployeeBenefitsExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EmployeeBenefitsExpense" xml:lang="en-US">Employee benefits expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_EmployeeBenefitsExpense" xml:lang="en-US">Salaries and employee benefits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EmployeeBenefitsExpense" xlink:to="lab_ifrs-full_EmployeeBenefitsExpense" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PremisesAndTechnologyExpenses" xlink:label="loc_bns_PremisesAndTechnologyExpenses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PremisesAndTechnologyExpenses" xml:lang="en-US">Premises and Technology Expenses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PremisesAndTechnologyExpenses" xml:lang="en-US">Premises and technology</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PremisesAndTechnologyExpenses" xlink:to="lab_bns_PremisesAndTechnologyExpenses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PremisesAndTechnologyExpenses" xml:lang="en-US">Premises and Technology Expenses</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DepreciationAndAmortisationExpense" xlink:label="loc_ifrs-full_DepreciationAndAmortisationExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DepreciationAndAmortisationExpense" xml:lang="en-US">Depreciation and amortisation expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DepreciationAndAmortisationExpense" xml:lang="en-US">Depreciation and amortization</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepreciationAndAmortisationExpense" xlink:to="lab_ifrs-full_DepreciationAndAmortisationExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CommunicationExpense" xlink:label="loc_ifrs-full_CommunicationExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CommunicationExpense" xml:lang="en-US">Communication expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CommunicationExpense" xml:lang="en-US">Communications</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CommunicationExpense" xlink:to="lab_ifrs-full_CommunicationExpense" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdvertisingAndBusinessDevelopmentExpense" xlink:label="loc_bns_AdvertisingAndBusinessDevelopmentExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdvertisingAndBusinessDevelopmentExpense" xml:lang="en-US">Advertising and business development expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AdvertisingAndBusinessDevelopmentExpense" xml:lang="en-US">Advertising and business development</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdvertisingAndBusinessDevelopmentExpense" xlink:to="lab_bns_AdvertisingAndBusinessDevelopmentExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdvertisingAndBusinessDevelopmentExpense" xml:lang="en-US">Advertising and business development expense.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProfessionalFeesExpense" xlink:label="loc_ifrs-full_ProfessionalFeesExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProfessionalFeesExpense" xml:lang="en-US">Professional fees expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProfessionalFeesExpense" xml:lang="en-US">Professional</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfessionalFeesExpense" xlink:to="lab_ifrs-full_ProfessionalFeesExpense" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BusinessAndCapitalTaxExpense" xlink:label="loc_bns_BusinessAndCapitalTaxExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BusinessAndCapitalTaxExpense" xml:lang="en-US">Business and capital tax expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BusinessAndCapitalTaxExpense" xml:lang="en-US">Business and capital taxes</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BusinessAndCapitalTaxExpense" xlink:to="lab_bns_BusinessAndCapitalTaxExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BusinessAndCapitalTaxExpense" xml:lang="en-US">Business and capital tax expense.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherExpenseByNature" xlink:label="loc_ifrs-full_OtherExpenseByNature" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherExpenseByNature" xml:lang="en-US">Other expenses, by nature</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherExpenseByNature" xml:lang="en-US">Other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherExpenseByNature" xlink:to="lab_ifrs-full_OtherExpenseByNature" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NonInterestExpense1" xlink:label="loc_bns_NonInterestExpense1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NonInterestExpense1" xml:lang="en-US">Non Interest Expense 1</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_NonInterestExpense1" xml:lang="en-US">Total non-interest expenses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NonInterestExpense1" xml:lang="en-US">Non-interest expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NonInterestExpense1" xlink:to="lab_bns_NonInterestExpense1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NonInterestExpense1" xml:lang="en-US">Non interest expense1.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NonInterestIncome1Abstract" xlink:label="loc_bns_NonInterestIncome1Abstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NonInterestIncome1Abstract" xml:lang="en-US">Non interest income 1 [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NonInterestIncome1Abstract" xml:lang="en-US">Non-interest income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NonInterestIncome1Abstract" xlink:to="lab_bns_NonInterestIncome1Abstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NonInterestIncome1Abstract" xml:lang="en-US">Non interest income 1 [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BankingIncome" xlink:label="loc_bns_BankingIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BankingIncome" xml:lang="en-US">Banking Income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BankingIncome" xml:lang="en-US">Banking services fees</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BankingIncome" xlink:to="lab_bns_BankingIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BankingIncome" xml:lang="en-US">Banking income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UnderwritingAndAdvisoryFeesIncome" xlink:label="loc_bns_UnderwritingAndAdvisoryFeesIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UnderwritingAndAdvisoryFeesIncome" xml:lang="en-US">Underwriting And Advisory Fees Income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UnderwritingAndAdvisoryFeesIncome" xml:lang="en-US">Underwriting and advisory fees</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UnderwritingAndAdvisoryFeesIncome" xlink:to="lab_bns_UnderwritingAndAdvisoryFeesIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_UnderwritingAndAdvisoryFeesIncome" xml:lang="en-US">Underwriting and advisory fees income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NonTradingForeignExchangeIncome" xlink:label="loc_bns_NonTradingForeignExchangeIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NonTradingForeignExchangeIncome" xml:lang="en-US">Non trading foreign exchange income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_NonTradingForeignExchangeIncome" xml:lang="en-US">Non-trading foreign exchange</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NonTradingForeignExchangeIncome" xlink:to="lab_bns_NonTradingForeignExchangeIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NonTradingForeignExchangeIncome" xml:lang="en-US">Non trading foreign exchange income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TradingIncomeExpense" xlink:label="loc_ifrs-full_TradingIncomeExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TradingIncomeExpense" xml:lang="en-US">Trading income (expense)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TradingIncomeExpense" xml:lang="en-US">Trading revenues</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TradingIncomeExpense" xlink:to="lab_ifrs-full_TradingIncomeExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesOnDisposalsOfInvestments" xlink:label="loc_ifrs-full_GainsLossesOnDisposalsOfInvestments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsLossesOnDisposalsOfInvestments" xml:lang="en-US">Gains (losses) on disposals of investments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainsLossesOnDisposalsOfInvestments" xml:lang="en-US">Net gain on sale of investment securities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_GainsLossesOnDisposalsOfInvestments" xml:lang="en-US">Net gain on sale of investment securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnDisposalsOfInvestments" xlink:to="lab_ifrs-full_GainsLossesOnDisposalsOfInvestments" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:label="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xml:lang="en-US">Share of profit (loss) of associates and joint ventures accounted for using equity method</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xml:lang="en-US">Net income from investments in associated corporations</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xml:lang="en-US">Share of profit (loss) of associates and joint ventures accounted for using equity method</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" xlink:to="lab_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InsuranceServiceResult" xlink:label="loc_ifrs-full_InsuranceServiceResult" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InsuranceServiceResult" xml:lang="en-US">Insurance service result</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InsuranceServiceResult" xml:lang="en-US">Insurance service results</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InsuranceServiceResult" xlink:to="lab_ifrs-full_InsuranceServiceResult" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherFeeAndCommissionIncome" xlink:label="loc_ifrs-full_OtherFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherFeeAndCommissionIncome" xml:lang="en-US">Other fee and commission income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherFeeAndCommissionIncome" xml:lang="en-US">Other fees and commissions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherFeeAndCommissionIncome" xlink:to="lab_ifrs-full_OtherFeeAndCommissionIncome" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherNoninterestIncomeLoss" xlink:label="loc_bns_OtherNoninterestIncomeLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherNoninterestIncomeLoss" xml:lang="en-US">Other Noninterest Income Loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherNoninterestIncomeLoss" xml:lang="en-US">Other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherNoninterestIncomeLoss" xlink:to="lab_bns_OtherNoninterestIncomeLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherNoninterestIncomeLoss" xml:lang="en-US">Other NonInterest income loss.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NonInterestIncome1" xlink:label="loc_bns_NonInterestIncome1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NonInterestIncome1" xml:lang="en-US">Non Interest Income1</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_NonInterestIncome1" xml:lang="en-US">Total non-interest income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NonInterestIncome1" xlink:to="lab_bns_NonInterestIncome1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NonInterestIncome1" xml:lang="en-US">Non Interest Income1</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CardFeesRevenue" xlink:label="loc_bns_CardFeesRevenue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CardFeesRevenue" xml:lang="en-US">Card fees revenue</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_CardFeesRevenue" xml:lang="en-US">Card revenues</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CardFeesRevenue" xlink:to="lab_bns_CardFeesRevenue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CardFeesRevenue" xml:lang="en-US">Card fees revenue.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CreditrelatedFeeAndCommissionIncome" xlink:label="loc_ifrs-full_CreditrelatedFeeAndCommissionIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CreditrelatedFeeAndCommissionIncome" xml:lang="en-US">Credit-related fee and commission income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_CreditrelatedFeeAndCommissionIncome" xml:lang="en-US">Credit fees</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CreditrelatedFeeAndCommissionIncome" xlink:to="lab_ifrs-full_CreditrelatedFeeAndCommissionIncome" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MutualFundRevenue" xlink:label="loc_bns_MutualFundRevenue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MutualFundRevenue" xml:lang="en-US">Mutual fund revenue</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MutualFundRevenue" xml:lang="en-US">Mutual funds</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MutualFundRevenue" xlink:to="lab_bns_MutualFundRevenue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MutualFundRevenue" xml:lang="en-US">Mutual fund revenue.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BrokerageFeeIncome" xlink:label="loc_ifrs-full_BrokerageFeeIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BrokerageFeeIncome" xml:lang="en-US">Brokerage fee income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BrokerageFeeIncome" xml:lang="en-US">Brokerage fees</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BrokerageFeeIncome" xlink:to="lab_ifrs-full_BrokerageFeeIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PortfolioAndOtherManagementFeeIncome" xlink:label="loc_ifrs-full_PortfolioAndOtherManagementFeeIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PortfolioAndOtherManagementFeeIncome" xml:lang="en-US">Portfolio and other management fee income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PortfolioAndOtherManagementFeeIncome" xml:lang="en-US">Investment management and trust</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PortfolioAndOtherManagementFeeIncome" xlink:to="lab_ifrs-full_PortfolioAndOtherManagementFeeIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RevenueAbstract" xlink:label="loc_ifrs-full_RevenueAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RevenueAbstract" xml:lang="en-US">Revenue [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RevenueAbstract" xml:lang="en-US">Revenue</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RevenueAbstract" xlink:to="lab_ifrs-full_RevenueAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InterestIncomeAbstract" xlink:label="loc_bns_InterestIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InterestIncomeAbstract" xml:lang="en-US">Interest income [Abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InterestIncomeAbstract" xml:lang="en-US">Interest income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InterestIncomeAbstract" xlink:to="lab_bns_InterestIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InterestIncomeAbstract" xml:lang="en-US">Interest income [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers" xlink:label="loc_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers" xml:lang="en-US">Interest income on loans and advances to customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers" xml:lang="en-US">Loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers" xlink:to="lab_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InterestIncomeOnSecurities" xlink:label="loc_bns_InterestIncomeOnSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InterestIncomeOnSecurities" xml:lang="en-US">Interest income on securities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InterestIncomeOnSecurities" xml:lang="en-US">Securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InterestIncomeOnSecurities" xlink:to="lab_bns_InterestIncomeOnSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InterestIncomeOnSecurities" xml:lang="en-US">Interest income on securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xlink:label="loc_ifrs-full_InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xml:lang="en-US">Interest income on reverse repurchase agreements and cash collateral on securities borrowed</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xml:lang="en-US">Securities purchased under resale agreements and securities borrowed</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xlink:to="lab_ifrs-full_InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestIncomeOnDeposits" xlink:label="loc_ifrs-full_InterestIncomeOnDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestIncomeOnDeposits" xml:lang="en-US">Interest income on deposits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_InterestIncomeOnDeposits" xml:lang="en-US">Deposits with financial institutions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeOnDeposits" xlink:to="lab_ifrs-full_InterestIncomeOnDeposits" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RevenueFromInterest" xlink:label="loc_ifrs-full_RevenueFromInterest" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RevenueFromInterest" xml:lang="en-US">Interest income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_RevenueFromInterest" xml:lang="en-US">Total interest income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RevenueFromInterest" xlink:to="lab_ifrs-full_RevenueFromInterest" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InterestIncomeExpenseNet1" xlink:label="loc_bns_InterestIncomeExpenseNet1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InterestIncomeExpenseNet1" xml:lang="en-US">Interest income expense net1</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_InterestIncomeExpenseNet1" xml:lang="en-US">Net interest income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InterestIncomeExpenseNet1" xlink:to="lab_bns_InterestIncomeExpenseNet1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InterestIncomeExpenseNet1" xml:lang="en-US">Interest income (expense), net</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Revenue" xlink:label="loc_ifrs-full_Revenue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Revenue" xml:lang="en-US">Revenue</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_Revenue" xml:lang="en-US">Total revenue</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Revenue" xml:lang="en-US">Revenue</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_Revenue" xml:lang="en-US">Total revenues</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Revenue" xlink:to="lab_ifrs-full_Revenue" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" xlink:label="loc_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" xml:lang="en-US">Increase Decrease In Allowance Account For Credit Losses of Loans And Other Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" xml:lang="en-US">Provision for credit losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" xlink:to="lab_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" xml:lang="en-US">Increase decrease in allowance account for credit losses of loans and other assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RevenueLessProvisionForCreditLoss" xlink:label="loc_bns_RevenueLessProvisionForCreditLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RevenueLessProvisionForCreditLoss" xml:lang="en-US">Revenue less provision for credit loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_RevenueLessProvisionForCreditLoss" xml:lang="en-US">Profit from operating activity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RevenueLessProvisionForCreditLoss" xlink:to="lab_bns_RevenueLessProvisionForCreditLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RevenueLessProvisionForCreditLoss" xml:lang="en-US">Revenue less provision for credit loss.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProfitLossBeforeTax" xlink:label="loc_ifrs-full_ProfitLossBeforeTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProfitLossBeforeTax" xml:lang="en-US">Profit (loss) before tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_ProfitLossBeforeTax" xml:lang="en-US">Income before taxes</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossBeforeTax" xlink:to="lab_ifrs-full_ProfitLossBeforeTax" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:label="loc_ifrs-full_IncomeTaxExpenseContinuingOperations" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeTaxExpenseContinuingOperations" xml:lang="en-US">Tax expense (income)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncomeTaxExpenseContinuingOperations" xml:lang="en-US">Income tax expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_IncomeTaxExpenseContinuingOperations" xml:lang="en-US">Total income taxes and effective tax rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxExpenseContinuingOperations" xlink:to="lab_ifrs-full_IncomeTaxExpenseContinuingOperations" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProfitLoss" xlink:label="loc_ifrs-full_ProfitLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProfitLoss" xml:lang="en-US">Profit (loss)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_ProfitLoss" xml:lang="en-US">Net income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProfitLoss" xml:lang="en-US">Net income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLoss" xlink:to="lab_ifrs-full_ProfitLoss" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xlink:label="loc_ifrs-full_ProfitLossAttributableToNoncontrollingInterests" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xml:lang="en-US">Profit (loss), attributable to non-controlling interests</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProfitLossAttributableToNoncontrollingInterests" xml:lang="en-US">Net income attributable to non-controlling interests in subsidiaries</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent" xml:lang="en-US">Profit (loss), attributable to owners of parent</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent" xml:lang="en-US">Net income attributable to equity holders of the Bank</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent" xml:lang="en-US">Net income attributable to equity holders of the Bank</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossAttributableToOwnersOfParent" xlink:to="lab_ifrs-full_ProfitLossAttributableToOwnersOfParent" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ProfitLossAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" xlink:label="loc_bns_ProfitLossAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_ProfitLossAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" xml:lang="en-US">Preferred shareholders and other equity instrument holders</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ProfitLossAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" xlink:to="lab_bns_ProfitLossAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ProfitLossAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" xml:lang="en-US">Profit loss attributable to preferred shareholders and other equity instrument holders.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" xlink:label="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" xml:lang="en-US">Profit (loss), attributable to ordinary equity holders of parent entity, used in calculating basic earnings per share</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" xml:lang="en-US">Common shareholders</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" xml:lang="en-US">Net income attributable to common shareholders</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" xlink:to="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod" xlink:label="loc_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod" xml:lang="en-US">Interest revenue calculated using effective interest method</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod" xml:lang="en-US">Interest income calculated using effective interest method</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod" xml:lang="en-US">Interest income calculated using effective interest method</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod" xlink:to="lab_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:label="loc_ifrs-full_StatementOfComprehensiveIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_StatementOfComprehensiveIncomeAbstract" xml:lang="en-US">Statement of comprehensive income [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfComprehensiveIncomeAbstract" xlink:to="lab_ifrs-full_StatementOfComprehensiveIncomeAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" xlink:label="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" xml:lang="en-US">Components of other comprehensive income that will not be reclassified to profit or loss, net of tax [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" xml:lang="en-US">Items that will not be reclassified subsequently to net income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" xlink:to="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillNotBeReclassifiedToProfitOrLossNetOfTaxAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NetChangeInFairValueDueToChangeInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xlink:label="loc_bns_NetChangeInFairValueDueToChangeInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NetChangeInFairValueDueToChangeInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xml:lang="en-US">Net Change in Fair Value Due To Change in Equity Instruments Measured At Fair Value through Other Comprehensive Income [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NetChangeInFairValueDueToChangeInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xml:lang="en-US">Net change in fair value due to change in equity instruments designated at fair value through other comprehensive income:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NetChangeInFairValueDueToChangeInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xlink:to="lab_bns_NetChangeInFairValueDueToChangeInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NetChangeInFairValueDueToChangeInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xml:lang="en-US">Net Change in Fair Value Due To Change in Equity Instruments Measured At Fair Value through Other Comprehensive Income [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToEquityInstrumentsThroughFairValueThroughOtherComprehensiveIncome" xlink:label="loc_bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToEquityInstrumentsThroughFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToEquityInstrumentsThroughFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Other comprehensive income, before tax, gains (losses) relate to equity instruments through fair value through other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToEquityInstrumentsThroughFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Net gains (losses) in fair value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToEquityInstrumentsThroughFairValueThroughOtherComprehensiveIncome" xlink:to="lab_bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToEquityInstrumentsThroughFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToEquityInstrumentsThroughFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Other comprehensive income, before tax, gains (losses) relate to equity instruments through fair value through other comprehensive income</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncomeTaxRelatingToEquityInstrumentsRelatedToFairValueThroughOtherComprehensiveIncome" xlink:label="loc_bns_IncomeTaxRelatingToEquityInstrumentsRelatedToFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncomeTaxRelatingToEquityInstrumentsRelatedToFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Income tax relating to equity instruments related to fair value through other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncomeTaxRelatingToEquityInstrumentsRelatedToFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Income tax expense (benefit)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncomeTaxRelatingToEquityInstrumentsRelatedToFairValueThroughOtherComprehensiveIncome" xlink:to="lab_bns_IncomeTaxRelatingToEquityInstrumentsRelatedToFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncomeTaxRelatingToEquityInstrumentsRelatedToFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Income tax relating to equity instruments related to fair value through other comprehensive income</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherComprehensiveIncomeNetOfTaxEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" xlink:label="loc_bns_OtherComprehensiveIncomeNetOfTaxEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherComprehensiveIncomeNetOfTaxEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Other comprehensive income, net of tax, equity instruments designated at fair value through other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_OtherComprehensiveIncomeNetOfTaxEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Other comprehensive income net of tax for equity instruments designated at fair value through other comprehensive income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherComprehensiveIncomeNetOfTaxEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" xlink:to="lab_bns_OtherComprehensiveIncomeNetOfTaxEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherComprehensiveIncomeNetOfTaxEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Other comprehensive income, net of tax, equity instruments designated at fair value through other comprehensive income</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherComprehensiveIncomeChangeInFairValueOfFinancialLiabilityAttributableToChangeInOwnCreditRiskOfLiabilityNetOfTaxAbstract" xlink:label="loc_bns_OtherComprehensiveIncomeChangeInFairValueOfFinancialLiabilityAttributableToChangeInOwnCreditRiskOfLiabilityNetOfTaxAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherComprehensiveIncomeChangeInFairValueOfFinancialLiabilityAttributableToChangeInOwnCreditRiskOfLiabilityNetOfTaxAbstract" xml:lang="en-US">Other comprehensive income change in fair value of financial liability attributable to change in own credit risk of liability net of tax [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherComprehensiveIncomeChangeInFairValueOfFinancialLiabilityAttributableToChangeInOwnCreditRiskOfLiabilityNetOfTaxAbstract" xml:lang="en-US">Net change in fair value due to change in own credit risk on financial liabilities designated under the fair value option:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherComprehensiveIncomeChangeInFairValueOfFinancialLiabilityAttributableToChangeInOwnCreditRiskOfLiabilityNetOfTaxAbstract" xlink:to="lab_bns_OtherComprehensiveIncomeChangeInFairValueOfFinancialLiabilityAttributableToChangeInOwnCreditRiskOfLiabilityNetOfTaxAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherComprehensiveIncomeChangeInFairValueOfFinancialLiabilityAttributableToChangeInOwnCreditRiskOfLiabilityNetOfTaxAbstract" xml:lang="en-US">Other comprehensive income change in fair value of financial liability attributable to change in own credit risk of liability net of tax [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" xml:lang="en-US">Other comprehensive income, before tax, change in fair value of financial liability attributable to change in credit risk of liability</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" xml:lang="en-US">Change in fair value due to change in own credit risk on financial liabilities designated under the fair value option</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome" xml:lang="en-US">Income tax relating to changes in fair value of financial liability attributable to change in credit risk of liability included in other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome" xml:lang="en-US">Income tax expense (benefit)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome" xlink:to="lab_ifrs-full_IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherComprehensiveIncomeChangeInRemeasurementOfEmployeeBenefitPlanAssetAndLiabilityNetOfTaxAbstract" xlink:label="loc_bns_OtherComprehensiveIncomeChangeInRemeasurementOfEmployeeBenefitPlanAssetAndLiabilityNetOfTaxAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherComprehensiveIncomeChangeInRemeasurementOfEmployeeBenefitPlanAssetAndLiabilityNetOfTaxAbstract" xml:lang="en-US">Other comprehensive income change in remeasurement of employee benefit plan asset and liability net of tax [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherComprehensiveIncomeChangeInRemeasurementOfEmployeeBenefitPlanAssetAndLiabilityNetOfTaxAbstract" xml:lang="en-US">Net change in remeasurement of employee benefit plan asset and liability:</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherComprehensiveIncomeChangeInRemeasurementOfEmployeeBenefitPlanAssetAndLiabilityNetOfTaxAbstract" xml:lang="en-US">Disclosure of other comprehensive income change in remeasurement of employee benefit plan asset and liability net of tax.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xml:lang="en-US">Other comprehensive income, before tax, gains (losses) on remeasurements of defined benefit plans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xml:lang="en-US">Actuarial gains (losses) on employee benefit plans</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" xml:lang="en-US">Income tax relating to remeasurements of defined benefit plans included in other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" xml:lang="en-US">Income tax expense (benefit)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" xlink:to="lab_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xml:lang="en-US">Other comprehensive income, net of tax, gains (losses) on remeasurements of defined benefit plans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xml:lang="en-US">Other comprehensive income net of tax actuarial gains (losses) on employee benefit plans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" xml:lang="en-US">Other comprehensive income, net of tax, change in fair value of financial liability attributable to change in credit risk of liability</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" xml:lang="en-US">Other comprehensive income net of tax change in fair value due to change in own credit risk on financial liabilities designated under the fair value option</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossNetOfTax" xlink:label="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossNetOfTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossNetOfTax" xml:lang="en-US">Share of other comprehensive income of associates and joint ventures accounted for using equity method that will not be reclassified to profit or loss, net of tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossNetOfTax" xml:lang="en-US">Other comprehensive income (loss) from investments in associates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossNetOfTax" xlink:to="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossNetOfTax" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeAbstract" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeAbstract" xml:lang="en-US">Other comprehensive income [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeAbstract" xml:lang="en-US">Other comprehensive income (loss)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeAbstract" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowHedgesAbstract" xlink:label="loc_ifrs-full_CashFlowHedgesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowHedgesAbstract" xml:lang="en-US">Cash flow hedges [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CashFlowHedgesAbstract" xml:lang="en-US">Net change in gains (losses) on derivative instruments designated as cash flow hedges:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowHedgesAbstract" xlink:to="lab_ifrs-full_CashFlowHedgesAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnCashFlowHedgesAbstract" xlink:label="loc_bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnCashFlowHedgesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnCashFlowHedgesAbstract" xml:lang="en-US">Income tax relating to components of other comprehensive income on cash flow hedges [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnCashFlowHedgesAbstract" xml:lang="en-US">Income tax expense (benefit):</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnCashFlowHedgesAbstract" xlink:to="lab_bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnCashFlowHedgesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnCashFlowHedgesAbstract" xml:lang="en-US">Disclosure of income tax relating to components of other comprehensive income on cash flow hedges.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome" xml:lang="en-US">Income tax relating to cash flow hedges included in other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome" xml:lang="en-US">Net gains (losses) on derivative instruments designated as cash flow hedges</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome" xlink:to="lab_ifrs-full_IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncomeTaxRelatingToReclassificationOfCashFlowHedgesOfOtherComprehensiveIncome" xlink:label="loc_bns_IncomeTaxRelatingToReclassificationOfCashFlowHedgesOfOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncomeTaxRelatingToReclassificationOfCashFlowHedgesOfOtherComprehensiveIncome" xml:lang="en-US">Income tax relating to reclassification of cash flow hedges of other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncomeTaxRelatingToReclassificationOfCashFlowHedgesOfOtherComprehensiveIncome" xml:lang="en-US">Reclassification of net (gains) losses to net income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncomeTaxRelatingToReclassificationOfCashFlowHedgesOfOtherComprehensiveIncome" xlink:to="lab_bns_IncomeTaxRelatingToReclassificationOfCashFlowHedgesOfOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncomeTaxRelatingToReclassificationOfCashFlowHedgesOfOtherComprehensiveIncome" xml:lang="en-US">Income tax relating to reclassification of cash flow hedges of other comprehensive income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax" xlink:label="loc_ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax" xml:lang="en-US">Gains (losses) on cash flow hedges, before tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax" xml:lang="en-US">Net gains (losses) on derivative instruments designated as cash flow hedges</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax" xlink:to="lab_ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax" xlink:label="loc_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax" xml:lang="en-US">Reclassification adjustments on cash flow hedges, before tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax" xml:lang="en-US">Reclassification of net (gains) losses to net income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax" xlink:to="lab_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges" xml:lang="en-US">Other comprehensive income, net of tax, cash flow hedges</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges" xml:lang="en-US">Other comprehensive income net of tax cash flow hedges</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" xlink:label="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" xml:lang="en-US">Components of other comprehensive income that will be reclassified to profit or loss, net of tax [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" xml:lang="en-US">Items that will be reclassified subsequently to net income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" xlink:to="lab_ifrs-full_ComponentsOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLossNetOfTaxAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ExchangeDifferencesOnTranslationAbstract" xlink:label="loc_ifrs-full_ExchangeDifferencesOnTranslationAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ExchangeDifferencesOnTranslationAbstract" xml:lang="en-US">Exchange differences on translation [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ExchangeDifferencesOnTranslationAbstract" xml:lang="en-US">Net change in unrealized foreign currency translation gains (losses):</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExchangeDifferencesOnTranslationAbstract" xlink:to="lab_ifrs-full_ExchangeDifferencesOnTranslationAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" xlink:label="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" xml:lang="en-US">Gains (losses) on exchange differences on translation, before tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" xml:lang="en-US">Net unrealized foreign currency translation gains (losses)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" xlink:to="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax" xlink:label="loc_ifrs-full_GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax" xml:lang="en-US">Gains (losses) on hedges of net investments in foreign operations, before tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax" xml:lang="en-US">Net gains (losses) on hedges of net investments in foreign operations</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax" xlink:to="lab_ifrs-full_GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnForeignCurrencyTranslationAndHedgesOfNetInvestmentsAbstract" xlink:label="loc_bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnForeignCurrencyTranslationAndHedgesOfNetInvestmentsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnForeignCurrencyTranslationAndHedgesOfNetInvestmentsAbstract" xml:lang="en-US">Income tax relating to components of other comprehensive income on foreign currency translation and hedges of net investments [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnForeignCurrencyTranslationAndHedgesOfNetInvestmentsAbstract" xml:lang="en-US">Income tax expense (benefit):</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnForeignCurrencyTranslationAndHedgesOfNetInvestmentsAbstract" xlink:to="lab_bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnForeignCurrencyTranslationAndHedgesOfNetInvestmentsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnForeignCurrencyTranslationAndHedgesOfNetInvestmentsAbstract" xml:lang="en-US">Disclosure of income tax relating to components of other comprehensive income on foreign currency translation and hedges of net investments.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xml:lang="en-US">Income tax relating to exchange differences on translation included in other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xml:lang="en-US">Net unrealized foreign currency translation gains (losses)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" xlink:to="lab_ifrs-full_IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncomeTaxRelatingToHedgesOfNetInvestmentsInForeignOperationsOfOtherComprehensiveIncome" xlink:label="loc_ifrs-full_IncomeTaxRelatingToHedgesOfNetInvestmentsInForeignOperationsOfOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeTaxRelatingToHedgesOfNetInvestmentsInForeignOperationsOfOtherComprehensiveIncome" xml:lang="en-US">Income tax relating to hedges of net investments in foreign operations included in other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncomeTaxRelatingToHedgesOfNetInvestmentsInForeignOperationsOfOtherComprehensiveIncome" xml:lang="en-US">Net gains (losses) on hedges of net investments in foreign operations</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxRelatingToHedgesOfNetInvestmentsInForeignOperationsOfOtherComprehensiveIncome" xlink:to="lab_ifrs-full_IncomeTaxRelatingToHedgesOfNetInvestmentsInForeignOperationsOfOtherComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NetChangeInFairValueDueToChangeInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xlink:label="loc_bns_NetChangeInFairValueDueToChangeInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NetChangeInFairValueDueToChangeInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xml:lang="en-US">Net Change in Fair Value Due To Change in Debt Instruments Measured At Fair Value through Other Comprehensive Income [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NetChangeInFairValueDueToChangeInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xml:lang="en-US">Net change in fair value due to change in debt instruments measured at fair value through other comprehensive income:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NetChangeInFairValueDueToChangeInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xlink:to="lab_bns_NetChangeInFairValueDueToChangeInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NetChangeInFairValueDueToChangeInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" xml:lang="en-US">Net Change in Fair Value Due To Change in Debt Instruments Measured At Fair Value through Other Comprehensive Income [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncomeTaxRelatingToDebtInstrumentsRelatedToFairValueThroughOtherComprehensiveIncomeAbstract" xlink:label="loc_bns_IncomeTaxRelatingToDebtInstrumentsRelatedToFairValueThroughOtherComprehensiveIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncomeTaxRelatingToDebtInstrumentsRelatedToFairValueThroughOtherComprehensiveIncomeAbstract" xml:lang="en-US">Income tax relating to debt instruments related to fair value through other comprehensive income [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncomeTaxRelatingToDebtInstrumentsRelatedToFairValueThroughOtherComprehensiveIncomeAbstract" xml:lang="en-US">Income tax expense (benefit):</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncomeTaxRelatingToDebtInstrumentsRelatedToFairValueThroughOtherComprehensiveIncomeAbstract" xlink:to="lab_bns_IncomeTaxRelatingToDebtInstrumentsRelatedToFairValueThroughOtherComprehensiveIncomeAbstract" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncomeTaxRelatingToReclassificationOfNetGainsLossesRelatedToDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Income Tax relating to Reclassification Of net gains (losses) related to debt instruments designated at fair value through other comprehensive income</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncome" xlink:label="loc_bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Other comprehensive income, before tax, gains (losses) relate to debt instruments through fair value through other comprehensive income</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Other comprehensive income, before tax, gains (losses) relate to debt instruments through fair value through other comprehensive income</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ReclassificationOfNetGainsLossesRelatedToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncomeBeforeTax" xlink:label="loc_bns_ReclassificationOfNetGainsLossesRelatedToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncomeBeforeTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ReclassificationOfNetGainsLossesRelatedToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncomeBeforeTax" xml:lang="en-US">Reclassification of net gains (Losses) related to debt instruments through fair value through other comprehensive income, before tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_ReclassificationOfNetGainsLossesRelatedToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncomeBeforeTax" xml:lang="en-US">Reclassification of net (gains) losses to net income</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ReclassificationOfNetGainsLossesRelatedToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncomeBeforeTax" xml:lang="en-US">Reclassification of net gains (Losses) related to debt instruments through fair value through other comprehensive income, before tax</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation" xml:lang="en-US">Other comprehensive income, net of tax, exchange differences on translation</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation" xml:lang="en-US">Other comprehensive income on foreign currency translation and hedges of net investments net of tax</link:label>
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          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherComprehensiveIncomeNetOfTaxDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" xlink:label="loc_bns_OtherComprehensiveIncomeNetOfTaxDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherComprehensiveIncomeNetOfTaxDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Other comprehensive income, net of tax, debt instruments designated at fair value through other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_OtherComprehensiveIncomeNetOfTaxDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Other comprehensive income net of tax available for sale financial assets net of tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherComprehensiveIncomeNetOfTaxDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" xlink:to="lab_bns_OtherComprehensiveIncomeNetOfTaxDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherComprehensiveIncomeNetOfTaxDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Other comprehensive income, net of tax, debt instruments designated at fair value through other comprehensive income</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:label="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" xml:lang="en-US">Share of other comprehensive income of associates and joint ventures accounted for using equity method that will be reclassified to profit or loss, net of tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" xml:lang="en-US">Other comprehensive income (loss) from investments in associates</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" xml:lang="en-US">Share of other comprehensive income of associates and joint ventures accounted for using equity method that will be reclassified to profit or loss, net of tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" xlink:to="lab_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossAbstract" xlink:label="loc_ifrs-full_InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossAbstract" xml:lang="en-US">Insurance finance income (expenses) from insurance contracts issued excluded from profit or loss [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossAbstract" xml:lang="en-US">Net changes in finance income/(expense) from insurance contracts:</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeNetOfTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss" xml:lang="en-US">Other comprehensive income, net of tax, insurance finance income (expenses) from insurance contracts issued excluded from profit or loss that will be reclassified to profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss" xml:lang="en-US">Other comprehensive income on finance income/(expense) from insurance contracts</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncomeNetOfTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss" xlink:to="lab_ifrs-full_OtherComprehensiveIncomeNetOfTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncomeTaxRelatingToInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" xlink:label="loc_ifrs-full_IncomeTaxRelatingToInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeTaxRelatingToInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" xml:lang="en-US">Income tax relating to insurance finance income (expenses) from insurance contracts issued included in other comprehensive income that will be reclassified to profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncomeTaxRelatingToInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss" xml:lang="en-US">Income tax expense (benefit)</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncomeBeforeTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss" xlink:label="loc_ifrs-full_OtherComprehensiveIncomeBeforeTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss" xml:lang="en-US">Other comprehensive income, before tax, insurance finance income (expenses) from insurance contracts issued excluded from profit or loss that will be reclassified to profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncomeBeforeTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss" xml:lang="en-US">Net finance income/(expense) from insurance contracts</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherComprehensiveIncome" xlink:label="loc_ifrs-full_OtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherComprehensiveIncome" xml:lang="en-US">Other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncome" xml:lang="en-US">Other comprehensive income (loss)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherComprehensiveIncome" xml:lang="en-US">Other comprehensive income (loss)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherComprehensiveIncome" xlink:to="lab_ifrs-full_OtherComprehensiveIncome" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComprehensiveIncome" xml:lang="en-US">Comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_ComprehensiveIncome" xml:lang="en-US">Comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComprehensiveIncome" xml:lang="en-US">Total comprehensive income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComprehensiveIncome" xlink:to="lab_ifrs-full_ComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ComprehensiveIncomeLossAttributableToNonControllingInterests" xlink:label="loc_bns_ComprehensiveIncomeLossAttributableToNonControllingInterests" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ComprehensiveIncomeLossAttributableToNonControllingInterests" xml:lang="en-US">Comprehensive Income Loss Attributable To Non Controlling Interests</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ComprehensiveIncomeLossAttributableToNonControllingInterests" xml:lang="en-US">Comprehensive income (loss) attributable to non-controlling interests</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ComprehensiveIncomeLossAttributableToNonControllingInterests" xlink:to="lab_bns_ComprehensiveIncomeLossAttributableToNonControllingInterests" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ComprehensiveIncomeLossAttributableToNonControllingInterests" xml:lang="en-US">The amount of comprehensive income (loss) attributable to non-controlling interests.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:label="loc_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xml:lang="en-US">Comprehensive income, attributable to owners of parent</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xml:lang="en-US">Comprehensive income attributable to equity holders of the Bank</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" xlink:to="lab_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ComprehensiveIncomeAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" xlink:label="loc_bns_ComprehensiveIncomeAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ComprehensiveIncomeAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" xml:lang="en-US">Comprehensive income attributable to preferred shareholders and other equity instrument holders</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ComprehensiveIncomeAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" xml:lang="en-US">Preferred shareholders and other equity instrument holders</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ComprehensiveIncomeAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" xml:lang="en-US">Comprehensive income attributable to preferred shareholders and other equity instrument holders.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ComprehensiveIncomeAttributableToCommonShareholders" xlink:label="loc_bns_ComprehensiveIncomeAttributableToCommonShareholders" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ComprehensiveIncomeAttributableToCommonShareholders" xml:lang="en-US">Comprehensive Income Attributable to Common Shareholders</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ComprehensiveIncomeAttributableToCommonShareholders" xml:lang="en-US">Common shareholders</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ComprehensiveIncomeAttributableToCommonShareholders" xlink:to="lab_bns_ComprehensiveIncomeAttributableToCommonShareholders" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ComprehensiveIncomeAttributableToCommonShareholders" xml:lang="en-US">Comprehensive Income Attributable to Common Shareholders</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfRestatementAbstract" xlink:label="loc_bns_DisclosureOfRestatementAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfRestatementAbstract" xml:lang="en-US">Disclosure Of Restatement [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfRestatementAbstract" xlink:to="lab_bns_DisclosureOfRestatementAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfRestatementAbstract" xml:lang="en-US">Disclosure Of Restatement [Abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ComponentsOfEquityAxis" xlink:label="loc_ifrs-full_ComponentsOfEquityAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComponentsOfEquityAxis" xml:lang="en-US">Components of equity [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComponentsOfEquityAxis" xml:lang="en-US">Components of equity [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ComponentsOfEquityAxis" xml:lang="en-US">Components of equity [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComponentsOfEquityAxis" xlink:to="lab_ifrs-full_ComponentsOfEquityAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ComponentsOfEquityDomain" xlink:label="loc_ifrs-full_ComponentsOfEquityDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComponentsOfEquityDomain" xml:lang="en-US">Components of equity [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ComponentsOfEquityDomain" xml:lang="en-US">Equity [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComponentsOfEquityDomain" xml:lang="en-US">Common shares [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComponentsOfEquityDomain" xlink:to="lab_ifrs-full_ComponentsOfEquityDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherReservesMember" xlink:label="loc_ifrs-full_OtherReservesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherReservesMember" xml:lang="en-US">Other reserves [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherReservesMember" xml:lang="en-US">Other reserves [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherReservesMember" xlink:to="lab_ifrs-full_OtherReservesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OrdinarySharesMember" xlink:label="loc_ifrs-full_OrdinarySharesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OrdinarySharesMember" xml:lang="en-US">Ordinary shares [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OrdinarySharesMember" xml:lang="en-US">Common shares [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OrdinarySharesMember" xlink:to="lab_ifrs-full_OrdinarySharesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RetainedEarningsMember" xlink:label="loc_ifrs-full_RetainedEarningsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RetainedEarningsMember" xml:lang="en-US">Retained earnings [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RetainedEarningsMember" xml:lang="en-US">Retained earnings [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RetainedEarningsMember" xlink:to="lab_ifrs-full_RetainedEarningsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AccumulatedOtherComprehensiveIncomeMember" xlink:label="loc_ifrs-full_AccumulatedOtherComprehensiveIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AccumulatedOtherComprehensiveIncomeMember" xml:lang="en-US">Accumulated other comprehensive income [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_AccumulatedOtherComprehensiveIncomeMember" xml:lang="en-US">Accumulated other comprehensive income (loss) [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccumulatedOtherComprehensiveIncomeMember" xlink:to="lab_ifrs-full_AccumulatedOtherComprehensiveIncomeMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CommonEquityMember" xlink:label="loc_bns_CommonEquityMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CommonEquityMember" xml:lang="en-US">Common Equity [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CommonEquityMember" xml:lang="en-US">Total common equity [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CommonEquityMember" xlink:to="lab_bns_CommonEquityMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CommonEquityMember" xml:lang="en-US">Common Equity [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PreferredSharesAndOtherEquityInstrumentsMember" xlink:label="loc_bns_PreferredSharesAndOtherEquityInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PreferredSharesAndOtherEquityInstrumentsMember" xml:lang="en-US">Preferred shares and other equity instruments [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PreferredSharesAndOtherEquityInstrumentsMember" xml:lang="en-US">Preferred shares and other equity instruments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PreferredSharesAndOtherEquityInstrumentsMember" xlink:to="lab_bns_PreferredSharesAndOtherEquityInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PreferredSharesAndOtherEquityInstrumentsMember" xml:lang="en-US">Preferred shares and other equity instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:label="loc_ifrs-full_EquityAttributableToOwnersOfParentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParentMember" xml:lang="en-US">Equity attributable to owners of parent [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EquityAttributableToOwnersOfParentMember" xml:lang="en-US">Total common and preferred equity [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAttributableToOwnersOfParentMember" xlink:to="lab_ifrs-full_EquityAttributableToOwnersOfParentMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NoncontrollingInterestsMember" xlink:label="loc_ifrs-full_NoncontrollingInterestsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NoncontrollingInterestsMember" xml:lang="en-US">Non-controlling interests [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NoncontrollingInterestsMember" xml:lang="en-US">Non-controlling interests [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NoncontrollingInterestsMember" xlink:to="lab_ifrs-full_NoncontrollingInterestsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" xlink:label="loc_ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" xml:lang="en-US">Retrospective application and retrospective restatement [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" xml:lang="en-US">Retrospective application and retrospective restatement [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" xlink:to="lab_ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RestatedMember" xlink:label="loc_ifrs-full_RestatedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RestatedMember" xml:lang="en-US">Currently stated [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RestatedMember" xml:lang="en-US">Currently stated [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RestatedMember" xlink:to="lab_ifrs-full_RestatedMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_StatementLineItems" xlink:label="loc_bns_StatementLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_StatementLineItems" xml:lang="en-US">Statement [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_StatementLineItems" xml:lang="en-US">Statement [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_StatementLineItems" xlink:to="lab_bns_StatementLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_StatementLineItems" xml:lang="en-US">Statement [Line Items].</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IssueOfEquity" xlink:label="loc_ifrs-full_IssueOfEquity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IssueOfEquity" xml:lang="en-US">Issue of equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_IssueOfEquity" xml:lang="en-US">Shares/instruments issued</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IssueOfEquity" xlink:to="lab_ifrs-full_IssueOfEquity" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ShareRepurchasedOrRedeemed" xlink:label="loc_bns_ShareRepurchasedOrRedeemed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ShareRepurchasedOrRedeemed" xml:lang="en-US">Share repurchased or redeemed</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_ShareRepurchasedOrRedeemed" xml:lang="en-US">Shares repurchased/redeemed</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ShareRepurchasedOrRedeemed" xlink:to="lab_bns_ShareRepurchasedOrRedeemed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ShareRepurchasedOrRedeemed" xml:lang="en-US">Share repurchased or redeemed.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DividendsPaid" xlink:label="loc_ifrs-full_DividendsPaid" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DividendsPaid" xml:lang="en-US">Dividends recognised as distributions to owners</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DividendsPaid" xml:lang="en-US">Dividends and distributions paid to equity holders</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaid" xlink:to="lab_ifrs-full_DividendsPaid" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xml:lang="en-US">Increase (decrease) through share-based payment transactions, equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xml:lang="en-US">Share-based payments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xml:lang="en-US">Issued in relation to share-based payments, net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xml:lang="en-US">Increase (decrease) through other changes, equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xml:lang="en-US">Other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseDecreaseThroughAppropriationOfRetainedEarnings" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughAppropriationOfRetainedEarnings" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughAppropriationOfRetainedEarnings" xml:lang="en-US">Increase (decrease) through appropriation of retained earnings, equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughAppropriationOfRetainedEarnings" xml:lang="en-US">Capital Notes</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughAppropriationOfRetainedEarnings" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughAppropriationOfRetainedEarnings" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReservesWithinEquityAxis" xlink:label="loc_ifrs-full_ReservesWithinEquityAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReservesWithinEquityAxis" xml:lang="en-US">Reserves within equity [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReservesWithinEquityAxis" xlink:to="lab_ifrs-full_ReservesWithinEquityAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReservesWithinEquityDomain" xlink:label="loc_ifrs-full_ReservesWithinEquityDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReservesWithinEquityDomain" xml:lang="en-US">Reserves within equity [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ReservesWithinEquityDomain" xml:lang="en-US">Other reserves [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReservesWithinEquityDomain" xlink:to="lab_ifrs-full_ReservesWithinEquityDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xlink:label="loc_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xml:lang="en-US">Reserve of exchange differences on translation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xml:lang="en-US">Foreign currency translation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" xlink:to="lab_ifrs-full_ReserveOfExchangeDifferencesOnTranslationMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DebtInstrumentsFairValueOtherComprehensiveIncomeMember" xlink:label="loc_bns_DebtInstrumentsFairValueOtherComprehensiveIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DebtInstrumentsFairValueOtherComprehensiveIncomeMember" xml:lang="en-US">Debt Instruments Fair Value Other Comprehensive Income [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DebtInstrumentsFairValueOtherComprehensiveIncomeMember" xml:lang="en-US">Debt Instruments Fair Value Other Comprehensive Income [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DebtInstrumentsFairValueOtherComprehensiveIncomeMember" xlink:to="lab_bns_DebtInstrumentsFairValueOtherComprehensiveIncomeMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquityInstrumentsFairValueOtherComprehensiveIncomeMember" xlink:label="loc_bns_EquityInstrumentsFairValueOtherComprehensiveIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquityInstrumentsFairValueOtherComprehensiveIncomeMember" xml:lang="en-US">Equity Instruments Fair Value Other Comprehensive Income [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquityInstrumentsFairValueOtherComprehensiveIncomeMember" xml:lang="en-US">Equity Instruments Fair Value Other Comprehensive Income [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquityInstrumentsFairValueOtherComprehensiveIncomeMember" xlink:to="lab_bns_EquityInstrumentsFairValueOtherComprehensiveIncomeMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReserveOfCashFlowHedgesMember" xlink:label="loc_ifrs-full_ReserveOfCashFlowHedgesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReserveOfCashFlowHedgesMember" xml:lang="en-US">Reserve of cash flow hedges [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ReserveOfCashFlowHedgesMember" xml:lang="en-US">Cash flow hedging reserve [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReserveOfCashFlowHedgesMember" xlink:to="lab_ifrs-full_ReserveOfCashFlowHedgesMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherMember" xlink:label="loc_bns_OtherMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherMember" xml:lang="en-US">Other [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherMember" xml:lang="en-US">Other [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherMember" xlink:to="lab_bns_OtherMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UndistributedRetainedEarningsInForeignAssociates" xlink:label="loc_bns_UndistributedRetainedEarningsInForeignAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UndistributedRetainedEarningsInForeignAssociates" xml:lang="en-US">Undistributed Retained Earnings in Foreign Associates</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UndistributedRetainedEarningsInForeignAssociates" xml:lang="en-US">Undistributed retained earnings</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UndistributedRetainedEarningsInForeignAssociates" xlink:to="lab_bns_UndistributedRetainedEarningsInForeignAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_UndistributedRetainedEarningsInForeignAssociates" xml:lang="en-US">Undistributed Retained Earnings in Foreign Associates</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_StatementOfCashFlowsAbstract" xlink:label="loc_ifrs-full_StatementOfCashFlowsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_StatementOfCashFlowsAbstract" xml:lang="en-US">Statement of cash flows [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_StatementOfCashFlowsAbstract" xlink:to="lab_ifrs-full_StatementOfCashFlowsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xlink:label="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xml:lang="en-US">Cash flows from (used in) financing activities [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xml:lang="en-US">Cash flows from financing activities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" xlink:to="lab_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xlink:label="loc_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xml:lang="en-US">Proceeds from issue of subordinated liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xml:lang="en-US">Proceeds from issue of subordinated debentures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" xlink:to="lab_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RepaymentsOfSubordinatedLiabilities" xlink:label="loc_ifrs-full_RepaymentsOfSubordinatedLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RepaymentsOfSubordinatedLiabilities" xml:lang="en-US">Repayments of subordinated liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_RepaymentsOfSubordinatedLiabilities" xml:lang="en-US">Redemption of subordinated debentures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RepaymentsOfSubordinatedLiabilities" xlink:to="lab_ifrs-full_RepaymentsOfSubordinatedLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProceedsFromIssueOfOrdinaryShares" xlink:label="loc_ifrs-full_ProceedsFromIssueOfOrdinaryShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProceedsFromIssueOfOrdinaryShares" xml:lang="en-US">Proceeds from issue of ordinary shares</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProceedsFromIssueOfOrdinaryShares" xml:lang="en-US">Proceeds from common shares issued</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProceedsFromIssueOfOrdinaryShares" xlink:to="lab_ifrs-full_ProceedsFromIssueOfOrdinaryShares" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PaymentsToAcquireEntitysOrdinarySharesForCancellation" xlink:label="loc_bns_PaymentsToAcquireEntitysOrdinarySharesForCancellation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PaymentsToAcquireEntitysOrdinarySharesForCancellation" xml:lang="en-US">Payments To Acquire Entitys Ordinary Shares For Cancellation</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_PaymentsToAcquireEntitysOrdinarySharesForCancellation" xml:lang="en-US">Common shares purchased for cancellation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PaymentsToAcquireEntitysOrdinarySharesForCancellation" xlink:to="lab_bns_PaymentsToAcquireEntitysOrdinarySharesForCancellation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PaymentsToAcquireEntitysOrdinarySharesForCancellation" xml:lang="en-US">The cash outflow to acquire entity's ordinary shares for cancellation.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:label="loc_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xml:lang="en-US">Dividends paid, classified as financing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xml:lang="en-US">Cash dividends and distributions paid</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" xlink:to="lab_ifrs-full_DividendsPaidClassifiedAsFinancingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" xlink:label="loc_ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" xml:lang="en-US">Dividends paid to non-controlling interests, classified as financing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" xml:lang="en-US">Distributions to non-controlling interests</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" xlink:to="lab_ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsFinancingActivities" xlink:label="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsFinancingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsFinancingActivities" xml:lang="en-US">Other inflows (outflows) of cash, classified as financing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsFinancingActivities" xml:lang="en-US">Other, net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsFinancingActivities" xlink:to="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsFinancingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities" xml:lang="en-US">Cash flows from (used in) financing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities" xml:lang="en-US">Net cash from/(used in) financing activities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInFinancingActivities" xlink:to="lab_ifrs-full_CashFlowsFromUsedInFinancingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" xlink:label="loc_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" xml:lang="en-US">Payments of lease liabilities, classified as financing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" xml:lang="en-US">Payment of lease liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" xlink:to="lab_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ProceedsFromIssueOfPreferenceSharesAndOtherEquityInstrumentsIssued" xlink:label="loc_bns_ProceedsFromIssueOfPreferenceSharesAndOtherEquityInstrumentsIssued" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ProceedsFromIssueOfPreferenceSharesAndOtherEquityInstrumentsIssued" xml:lang="en-US">Proceeds From Issue Of Preference Shares And Other Equity Instruments Issued</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ProceedsFromIssueOfPreferenceSharesAndOtherEquityInstrumentsIssued" xml:lang="en-US">Proceeds from preferred shares and other equity instruments issued</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ProceedsFromIssueOfPreferenceSharesAndOtherEquityInstrumentsIssued" xlink:to="lab_bns_ProceedsFromIssueOfPreferenceSharesAndOtherEquityInstrumentsIssued" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ProceedsFromIssueOfPreferenceSharesAndOtherEquityInstrumentsIssued" xml:lang="en-US">Proceeds from issue of preference shares and other equity instruments issued.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RedemptionOfPreferredSharesAndOtherEquityInstruments" xlink:label="loc_bns_RedemptionOfPreferredSharesAndOtherEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RedemptionOfPreferredSharesAndOtherEquityInstruments" xml:lang="en-US">Redemption Of Preferred Shares And Other Equity Instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_RedemptionOfPreferredSharesAndOtherEquityInstruments" xml:lang="en-US">Redemption of preferred shares and other equity instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RedemptionOfPreferredSharesAndOtherEquityInstruments" xlink:to="lab_bns_RedemptionOfPreferredSharesAndOtherEquityInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RedemptionOfPreferredSharesAndOtherEquityInstruments" xml:lang="en-US">Redemption of preferred shares and other equity instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xlink:label="loc_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xml:lang="en-US">Cash flows from (used in) investing activities [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xml:lang="en-US">Cash flows from investing activities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" xlink:to="lab_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowsFromUsedInDecreaseIncreaseInShorttermDepositsAndInvestments" xlink:label="loc_ifrs-full_CashFlowsFromUsedInDecreaseIncreaseInShorttermDepositsAndInvestments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowsFromUsedInDecreaseIncreaseInShorttermDepositsAndInvestments" xml:lang="en-US">Cash flows from (used in) decrease (increase) in short-term deposits and investments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CashFlowsFromUsedInDecreaseIncreaseInShorttermDepositsAndInvestments" xml:lang="en-US">Interest-bearing deposits with financial institutions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInDecreaseIncreaseInShorttermDepositsAndInvestments" xlink:to="lab_ifrs-full_CashFlowsFromUsedInDecreaseIncreaseInShorttermDepositsAndInvestments" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PurchaseOfInvestmentSecuritiesClassifiedAsInvestingActivities" xlink:label="loc_bns_PurchaseOfInvestmentSecuritiesClassifiedAsInvestingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PurchaseOfInvestmentSecuritiesClassifiedAsInvestingActivities" xml:lang="en-US">Purchase Of Investment Securities Classified As Investing Activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_PurchaseOfInvestmentSecuritiesClassifiedAsInvestingActivities" xml:lang="en-US">Purchase of investment securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PurchaseOfInvestmentSecuritiesClassifiedAsInvestingActivities" xlink:to="lab_bns_PurchaseOfInvestmentSecuritiesClassifiedAsInvestingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PurchaseOfInvestmentSecuritiesClassifiedAsInvestingActivities" xml:lang="en-US">The cash outflow for the purchase of Investment securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SalesOrMaturitiesOfInvestmentSecuritiesIncludingInvestmentsAccountedForUsingEquityMethodOfAccounting" xlink:label="loc_bns_SalesOrMaturitiesOfInvestmentSecuritiesIncludingInvestmentsAccountedForUsingEquityMethodOfAccounting" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SalesOrMaturitiesOfInvestmentSecuritiesIncludingInvestmentsAccountedForUsingEquityMethodOfAccounting" xml:lang="en-US">Sales or maturities of investment securities including investments accounted for using equity method of accounting</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SalesOrMaturitiesOfInvestmentSecuritiesIncludingInvestmentsAccountedForUsingEquityMethodOfAccounting" xml:lang="en-US">Proceeds from sale and maturity of investment securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SalesOrMaturitiesOfInvestmentSecuritiesIncludingInvestmentsAccountedForUsingEquityMethodOfAccounting" xlink:to="lab_bns_SalesOrMaturitiesOfInvestmentSecuritiesIncludingInvestmentsAccountedForUsingEquityMethodOfAccounting" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SalesOrMaturitiesOfInvestmentSecuritiesIncludingInvestmentsAccountedForUsingEquityMethodOfAccounting" xml:lang="en-US">Sales or maturities of investment securities including investments accounted for using equity method of accounting.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CashFlowsFromAcquisitionOrSaleOfSubsidiaryAssociatesCorporationOrBusinessUnitNetOfCashAcquired" xlink:label="loc_bns_CashFlowsFromAcquisitionOrSaleOfSubsidiaryAssociatesCorporationOrBusinessUnitNetOfCashAcquired" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CashFlowsFromAcquisitionOrSaleOfSubsidiaryAssociatesCorporationOrBusinessUnitNetOfCashAcquired" xml:lang="en-US">Cash flows from acquisition or sale of subsidiary, associates corporation or business unit, net of cash acquired</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_CashFlowsFromAcquisitionOrSaleOfSubsidiaryAssociatesCorporationOrBusinessUnitNetOfCashAcquired" xml:lang="en-US">Acquisition/divestiture of subsidiaries, associated corporations or business units, net of cash acquired</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CashFlowsFromAcquisitionOrSaleOfSubsidiaryAssociatesCorporationOrBusinessUnitNetOfCashAcquired" xlink:to="lab_bns_CashFlowsFromAcquisitionOrSaleOfSubsidiaryAssociatesCorporationOrBusinessUnitNetOfCashAcquired" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CashFlowsFromAcquisitionOrSaleOfSubsidiaryAssociatesCorporationOrBusinessUnitNetOfCashAcquired" xml:lang="en-US">Cash flows from acquisition or sale of subsidiary, associates corporation or business unit, net of cash acquired.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PurchaseOrSaleOfPropertyPlantOrEquipmentIncludingInvestmentProperty" xlink:label="loc_bns_PurchaseOrSaleOfPropertyPlantOrEquipmentIncludingInvestmentProperty" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PurchaseOrSaleOfPropertyPlantOrEquipmentIncludingInvestmentProperty" xml:lang="en-US">Purchase or sale of property, plant or equipment including investment property</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_PurchaseOrSaleOfPropertyPlantOrEquipmentIncludingInvestmentProperty" xml:lang="en-US">Property and equipment, net of disposals</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PurchaseOrSaleOfPropertyPlantOrEquipmentIncludingInvestmentProperty" xlink:to="lab_bns_PurchaseOrSaleOfPropertyPlantOrEquipmentIncludingInvestmentProperty" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PurchaseOrSaleOfPropertyPlantOrEquipmentIncludingInvestmentProperty" xml:lang="en-US">Purchase or sale of property, plant or equipment including investment property.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" xlink:label="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" xml:lang="en-US">Other inflows (outflows) of cash, classified as investing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" xml:lang="en-US">Other, net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" xlink:to="lab_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowsFromUsedInInvestingActivities" xml:lang="en-US">Cash flows from (used in) investing activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_CashFlowsFromUsedInInvestingActivities" xml:lang="en-US">Net cash from/(used in) investing activities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInInvestingActivities" xlink:to="lab_ifrs-full_CashFlowsFromUsedInInvestingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:label="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xml:lang="en-US">Cash flows from (used in) operating activities [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xml:lang="en-US">Cash flows from operating activities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" xlink:to="lab_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xlink:label="loc_ifrs-full_AdjustmentsForReconcileProfitLossAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xml:lang="en-US">Adjustments to reconcile profit (loss) [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xml:lang="en-US">Adjustment for:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForReconcileProfitLossAbstract" xlink:to="lab_ifrs-full_AdjustmentsForReconcileProfitLossAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestRevenueExpense" xlink:label="loc_ifrs-full_InterestRevenueExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestRevenueExpense" xml:lang="en-US">Interest income (expense)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_InterestRevenueExpense" xml:lang="en-US">Net interest income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestRevenueExpense" xml:lang="en-US">Net interest income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestRevenueExpense" xlink:to="lab_ifrs-full_InterestRevenueExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" xlink:label="loc_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" xml:lang="en-US">Adjustments for depreciation and amortisation expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" xml:lang="en-US">Depreciation and amortization</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" xlink:to="lab_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" xml:lang="en-US">Adjustments for impairment loss (reversal of impairment loss) recognised in profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" xml:lang="en-US">Provision for credit losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" xlink:to="lab_ifrs-full_AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForSharebasedPayments" xlink:label="loc_ifrs-full_AdjustmentsForSharebasedPayments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustmentsForSharebasedPayments" xml:lang="en-US">Adjustments for share-based payments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdjustmentsForSharebasedPayments" xml:lang="en-US">Equity-settled share-based payment expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForSharebasedPayments" xlink:to="lab_ifrs-full_AdjustmentsForSharebasedPayments" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdjustmentsForGainLossOnSaleOfInvestmentSecurities" xlink:label="loc_bns_AdjustmentsForGainLossOnSaleOfInvestmentSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdjustmentsForGainLossOnSaleOfInvestmentSecurities" xml:lang="en-US">Adjustments for Gain Loss on Sale of Investment Securities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_AdjustmentsForGainLossOnSaleOfInvestmentSecurities" xml:lang="en-US">Net gain on sale of investment securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdjustmentsForGainLossOnSaleOfInvestmentSecurities" xlink:to="lab_bns_AdjustmentsForGainLossOnSaleOfInvestmentSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdjustmentsForGainLossOnSaleOfInvestmentSecurities" xml:lang="en-US">Adjustments for Gain Loss on Sale of Investment Securities</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:label="loc_ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates" xml:lang="en-US">Adjustments for gain (loss) on disposal of investments in subsidiaries, joint ventures and associates</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates" xml:lang="en-US">Net (gain)/loss on divestitures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates" xlink:to="lab_ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdjustmentsForNetChangesInInvestmentsJointVenturesAndAssociates" xlink:label="loc_bns_AdjustmentsForNetChangesInInvestmentsJointVenturesAndAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdjustmentsForNetChangesInInvestmentsJointVenturesAndAssociates" xml:lang="en-US">Adjustments for net changes in investments joint ventures and associates</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_AdjustmentsForNetChangesInInvestmentsJointVenturesAndAssociates" xml:lang="en-US">Net income from investments in associated corporations</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdjustmentsForNetChangesInInvestmentsJointVenturesAndAssociates" xlink:to="lab_bns_AdjustmentsForNetChangesInInvestmentsJointVenturesAndAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdjustmentsForNetChangesInInvestmentsJointVenturesAndAssociates" xml:lang="en-US">Adjustments for net changes in investments in joint ventures and associates to reconcile profit (loss) to net cash flow from (used in) operating activities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForIncomeTaxExpense" xlink:label="loc_ifrs-full_AdjustmentsForIncomeTaxExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustmentsForIncomeTaxExpense" xml:lang="en-US">Adjustments for income tax expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdjustmentsForIncomeTaxExpense" xml:lang="en-US">Income tax expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForIncomeTaxExpense" xlink:to="lab_ifrs-full_AdjustmentsForIncomeTaxExpense" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdjustmentForImpairmentOfInvestmentInAssociates" xlink:label="loc_bns_AdjustmentForImpairmentOfInvestmentInAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdjustmentForImpairmentOfInvestmentInAssociates" xml:lang="en-US">Adjustment For Impairment Of Investment In Associates</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AdjustmentForImpairmentOfInvestmentInAssociates" xml:lang="en-US">Impairment on investments in associates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdjustmentForImpairmentOfInvestmentInAssociates" xlink:to="lab_bns_AdjustmentForImpairmentOfInvestmentInAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdjustmentForImpairmentOfInvestmentInAssociates" xml:lang="en-US">Adjustment for impairment of investment in associates.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ChangeInOperatingAssetsAndLiabilitiesAbstract" xlink:label="loc_bns_ChangeInOperatingAssetsAndLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ChangeInOperatingAssetsAndLiabilitiesAbstract" xml:lang="en-US">Change in Operating Assets and Liabilities [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ChangeInOperatingAssetsAndLiabilitiesAbstract" xml:lang="en-US">Changes in operating assets and liabilities:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ChangeInOperatingAssetsAndLiabilitiesAbstract" xlink:to="lab_bns_ChangeInOperatingAssetsAndLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ChangeInOperatingAssetsAndLiabilitiesAbstract" xml:lang="en-US">Change in Operating Assets and Liabilities [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdjustmentsForIncreaseDecreaseInTradingAssets" xlink:label="loc_bns_AdjustmentsForIncreaseDecreaseInTradingAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdjustmentsForIncreaseDecreaseInTradingAssets" xml:lang="en-US">Adjustments for Increase Decrease in Trading Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AdjustmentsForIncreaseDecreaseInTradingAssets" xml:lang="en-US">Trading assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdjustmentsForIncreaseDecreaseInTradingAssets" xlink:to="lab_bns_AdjustmentsForIncreaseDecreaseInTradingAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdjustmentsForIncreaseDecreaseInTradingAssets" xml:lang="en-US">Adjustments for Increase Decrease in Trading Assets</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xlink:label="loc_ifrs-full_AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xml:lang="en-US">Adjustments for decrease (increase) in reverse repurchase agreements and cash collateral on securities borrowed</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xml:lang="en-US">Securities purchased under resale agreements and securities borrowed</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" xlink:to="lab_ifrs-full_AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdjustmentsForDecreaseIncreaseInLoansNetOfSecuritizations" xlink:label="loc_bns_AdjustmentsForDecreaseIncreaseInLoansNetOfSecuritizations" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdjustmentsForDecreaseIncreaseInLoansNetOfSecuritizations" xml:lang="en-US">Adjustments for decrease increase in loans net of securitizations</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_AdjustmentsForDecreaseIncreaseInLoansNetOfSecuritizations" xml:lang="en-US">Loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdjustmentsForDecreaseIncreaseInLoansNetOfSecuritizations" xlink:to="lab_bns_AdjustmentsForDecreaseIncreaseInLoansNetOfSecuritizations" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdjustmentsForDecreaseIncreaseInLoansNetOfSecuritizations" xml:lang="en-US">Adjustments for decrease increase in loans net of securitizations.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForIncreaseDecreaseInDeposits" xlink:label="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInDeposits" xml:lang="en-US">Adjustments for increase (decrease) in deposits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInDeposits" xml:lang="en-US">Deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForIncreaseDecreaseInDeposits" xlink:to="lab_ifrs-full_AdjustmentsForIncreaseDecreaseInDeposits" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldShort" xlink:label="loc_bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldShort" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldShort" xml:lang="en-US">Adjustments for increase decrease in obligations related to securities sold short</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldShort" xml:lang="en-US">Obligations related to securities sold short</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldShort" xlink:to="lab_bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldShort" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldShort" xml:lang="en-US">Adjustments for increase decrease in obligations related to securities sold short.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLent" xlink:label="loc_bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLent" xml:lang="en-US">Adjustments for increase decrease in obligations related to securities sold under repurchase agreements and securities lent</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLent" xml:lang="en-US">Obligations related to securities sold under repurchase agreements and securities lent</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLent" xlink:to="lab_bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLent" xml:lang="en-US">Adjustments for increase decrease in obligations related to securities sold under repurchase agreements and securities lent.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdjustmentsForIncreaseDecreaseInNetDerivativeFinancialInstruments" xlink:label="loc_bns_AdjustmentsForIncreaseDecreaseInNetDerivativeFinancialInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdjustmentsForIncreaseDecreaseInNetDerivativeFinancialInstruments" xml:lang="en-US">Adjustments for Increase Decrease in Net Derivative Financial Instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AdjustmentsForIncreaseDecreaseInNetDerivativeFinancialInstruments" xml:lang="en-US">Net derivative financial instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdjustmentsForIncreaseDecreaseInNetDerivativeFinancialInstruments" xlink:to="lab_bns_AdjustmentsForIncreaseDecreaseInNetDerivativeFinancialInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdjustmentsForIncreaseDecreaseInNetDerivativeFinancialInstruments" xml:lang="en-US">Adjustments for Increase Decrease in Net Derivative Financial Instruments</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherAdjustmentsToReconcileProfitLoss" xlink:label="loc_ifrs-full_OtherAdjustmentsToReconcileProfitLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherAdjustmentsToReconcileProfitLoss" xml:lang="en-US">Other adjustments to reconcile profit (loss)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherAdjustmentsToReconcileProfitLoss" xml:lang="en-US">Other, net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherAdjustmentsToReconcileProfitLoss" xlink:to="lab_ifrs-full_OtherAdjustmentsToReconcileProfitLoss" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestReceivedClassifiedAsOperatingActivities" xlink:label="loc_ifrs-full_InterestReceivedClassifiedAsOperatingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestReceivedClassifiedAsOperatingActivities" xml:lang="en-US">Interest received, classified as operating activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_InterestReceivedClassifiedAsOperatingActivities" xml:lang="en-US">Interest and dividends received</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestReceivedClassifiedAsOperatingActivities" xlink:to="lab_ifrs-full_InterestReceivedClassifiedAsOperatingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:label="loc_ifrs-full_InterestPaidClassifiedAsOperatingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestPaidClassifiedAsOperatingActivities" xml:lang="en-US">Interest paid, classified as operating activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_InterestPaidClassifiedAsOperatingActivities" xml:lang="en-US">Interest paid</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestPaidClassifiedAsOperatingActivities" xlink:to="lab_ifrs-full_InterestPaidClassifiedAsOperatingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xlink:label="loc_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xml:lang="en-US">Income taxes paid (refund), classified as operating activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xml:lang="en-US">Income tax paid</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" xlink:to="lab_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:label="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivities" xml:lang="en-US">Cash flows from (used in) operating activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_CashFlowsFromUsedInOperatingActivities" xml:lang="en-US">Net cash from/(used in) operating activities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowsFromUsedInOperatingActivities" xlink:to="lab_ifrs-full_CashFlowsFromUsedInOperatingActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xlink:label="loc_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xml:lang="en-US">Effect of exchange rate changes on cash and cash equivalents</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xml:lang="en-US">Effect of exchange rate changes on cash and cash equivalents</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" xlink:to="lab_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" xlink:label="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" xml:lang="en-US">Increase (decrease) in cash and cash equivalents</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" xml:lang="en-US">Net change in cash and cash equivalents</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" xlink:to="lab_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashAndCashEquivalents" xlink:label="loc_ifrs-full_CashAndCashEquivalents" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashAndCashEquivalents" xml:lang="en-US">Cash and cash equivalents</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_CashAndCashEquivalents" xml:lang="en-US">Cash and cash equivalents at beginning of year</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_CashAndCashEquivalents" xml:lang="en-US">Cash and cash equivalents at end of year</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CashAndCashEquivalents" xml:lang="en-US">Cash and non-interest-bearing deposits with financial institutions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashAndCashEquivalents" xlink:to="lab_ifrs-full_CashAndCashEquivalents" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TextBlockAbstract" xlink:label="loc_bns_TextBlockAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TextBlockAbstract" xml:lang="en-US">Text Block [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TextBlockAbstract" xlink:to="lab_bns_TextBlockAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TextBlockAbstract" xml:lang="en-US">Text Block [Abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FinancialInstrumentsDisclosuresUnderIFRS7Explanatory" xlink:label="loc_bns_FinancialInstrumentsDisclosuresUnderIFRS7Explanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FinancialInstrumentsDisclosuresUnderIFRS7Explanatory" xml:lang="en-US">Financial Instruments Disclosures Under IFRS7 Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_FinancialInstrumentsDisclosuresUnderIFRS7Explanatory" xml:lang="en-US">IFRS 7 Market and Liquidity Risk Disclosures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FinancialInstrumentsDisclosuresUnderIFRS7Explanatory" xlink:to="lab_bns_FinancialInstrumentsDisclosuresUnderIFRS7Explanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FinancialInstrumentsDisclosuresUnderIFRS7Explanatory" xml:lang="en-US">Financial instruments disclosures under ifrs7 explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfReportingEntityExplanatory" xlink:label="loc_bns_DisclosureOfReportingEntityExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfReportingEntityExplanatory" xml:lang="en-US">Disclosure of Reporting Entity [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfReportingEntityExplanatory" xml:lang="en-US">Reporting entity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfReportingEntityExplanatory" xlink:to="lab_bns_DisclosureOfReportingEntityExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfReportingEntityExplanatory" xml:lang="en-US">The entire disclosure of reporting entity.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" xml:lang="en-US">Disclosure of basis of preparation of financial statements [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" xml:lang="en-US">Basis of preparation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" xlink:label="loc_ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" xml:lang="en-US">Disclosure of material accounting policy information [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" xml:lang="en-US">Material Accounting Policies</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" xlink:to="lab_ifrs-full_DisclosureOfMaterialAccountingPolicyInformationExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations" xlink:label="loc_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations" xml:lang="en-US">Disclosure of expected impact of initial application of new standards or interpretations [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations" xml:lang="en-US">Future accounting developments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations" xlink:to="lab_ifrs-full_DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfCashAndDepositsWithFinancialInstitutionsExplanatory" xlink:label="loc_bns_DisclosureOfCashAndDepositsWithFinancialInstitutionsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfCashAndDepositsWithFinancialInstitutionsExplanatory" xml:lang="en-US">Disclosure of cash and deposits with financial institutions [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfCashAndDepositsWithFinancialInstitutionsExplanatory" xml:lang="en-US">Cash and deposits with financial institutions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfCashAndDepositsWithFinancialInstitutionsExplanatory" xlink:to="lab_bns_DisclosureOfCashAndDepositsWithFinancialInstitutionsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfCashAndDepositsWithFinancialInstitutionsExplanatory" xml:lang="en-US">Disclosure of cash and deposits with financial institutions.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xml:lang="en-US">Disclosure of fair value measurement [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xml:lang="en-US">Fair Value of Financial Instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementExplanatory" xlink:to="lab_ifrs-full_DisclosureOfFairValueMeasurementExplanatory" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfTradingAssetsExplanatory" xlink:label="loc_bns_DisclosureOfTradingAssetsExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfTradingAssetsExplanatory" xml:lang="en-US">Trading Assets</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfTradingAssetsExplanatory" xml:lang="en-US">Disclosure of Trading Assets Explanatory</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" xml:lang="en-US">Disclosure of financial instruments designated at fair value through profit or loss [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory" xml:lang="en-US">Financial Instruments Designated at Fair Value Through Profit or Loss</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory" xml:lang="en-US">Disclosure of derivative financial instruments [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDerivativeFinancialInstrumentsExplanatory" xml:lang="en-US">Derivative Financial Instruments</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory" xml:lang="en-US">Disclosure of offsetting of financial assets and financial liabilities [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory" xml:lang="en-US">Offsetting Financial Assets and Financial Liabilities</link:label>
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          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfInvestmentSecuritiesExplanatory" xlink:label="loc_bns_DisclosureOfInvestmentSecuritiesExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfInvestmentSecuritiesExplanatory" xml:lang="en-US">Investment Securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfInvestmentSecuritiesExplanatory" xlink:to="lab_bns_DisclosureOfInvestmentSecuritiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfInvestmentSecuritiesExplanatory" xml:lang="en-US">Entire disclosure of investment securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfLoansImpairedLoansAndAllowanceForCreditLossesExplanatory" xlink:label="loc_bns_DisclosureOfLoansImpairedLoansAndAllowanceForCreditLossesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfLoansImpairedLoansAndAllowanceForCreditLossesExplanatory" xml:lang="en-US">Disclosure of loans impaired loans and allowance for credit losses [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfLoansImpairedLoansAndAllowanceForCreditLossesExplanatory" xml:lang="en-US">Loans, Impaired Loans and Allowance for Credit Losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfLoansImpairedLoansAndAllowanceForCreditLossesExplanatory" xlink:to="lab_bns_DisclosureOfLoansImpairedLoansAndAllowanceForCreditLossesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfLoansImpairedLoansAndAllowanceForCreditLossesExplanatory" xml:lang="en-US">Disclosure of loans impaired loans and allowance for credit losses [text block]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfTransfersOfFinancialAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfTransfersOfFinancialAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTransfersOfFinancialAssetsExplanatory" xml:lang="en-US">Disclosure of transfers of financial assets [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTransfersOfFinancialAssetsExplanatory" xml:lang="en-US">Derecognition of Financial Assets</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfInformationAboutInterestsInStructuredEntityExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInformationAboutInterestsInStructuredEntityExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutInterestsInStructuredEntityExplanatory" xml:lang="en-US">Disclosure of information about interests in structured entity [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutInterestsInStructuredEntityExplanatory" xml:lang="en-US">Structured Entities</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" xlink:label="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" xml:lang="en-US">Disclosure of property, plant and equipment [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" xml:lang="en-US">Property and Equipment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" xlink:to="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InvestmentsAccountedForUsingEquityMethodAbstract" xlink:label="loc_ifrs-full_InvestmentsAccountedForUsingEquityMethodAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InvestmentsAccountedForUsingEquityMethodAbstract" xml:lang="en-US">Investments accounted for using equity method [abstract]</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfInterestsInAssociatesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInterestsInAssociatesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfInterestsInAssociatesExplanatory" xml:lang="en-US">Disclosure of interests in associates [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfInterestsInAssociatesExplanatory" xml:lang="en-US">Investments in Associates</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory" xml:lang="en-US">Disclosure of intangible assets and goodwill [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory" xml:lang="en-US">Goodwill and Other Intangible Assets</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfOtherAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOtherAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOtherAssetsExplanatory" xml:lang="en-US">Disclosure of other assets [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOtherAssetsExplanatory" xml:lang="en-US">Other Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOtherAssetsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfOtherAssetsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xml:lang="en-US">Disclosure of deposits from customers [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDepositsFromCustomersExplanatory" xml:lang="en-US">Deposits</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xml:lang="en-US">Disclosure of subordinated liabilities [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xml:lang="en-US">Subordinated Debentures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" xml:lang="en-US">Disclosure of other liabilities [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" xml:lang="en-US">Other Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfOtherLiabilitiesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfProvisionsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfProvisionsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfProvisionsExplanatory" xml:lang="en-US">Disclosure of provisions [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfProvisionsExplanatory" xml:lang="en-US">Provisions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfProvisionsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfProvisionsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:label="loc_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xml:lang="en-US">Disclosure of share capital, reserves and other equity interest [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xml:lang="en-US">Common shares, preferred shares and other equity instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" xlink:to="lab_ifrs-full_DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfCapitalManagementExplanatory" xlink:label="loc_bns_DisclosureOfCapitalManagementExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfCapitalManagementExplanatory" xml:lang="en-US">Disclosure of Capital Management [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfCapitalManagementExplanatory" xml:lang="en-US">Capital Management</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfCapitalManagementExplanatory" xlink:to="lab_bns_DisclosureOfCapitalManagementExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfCapitalManagementExplanatory" xml:lang="en-US">The entire disclosure of capital management.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" xml:lang="en-US">Disclosure of share-based payment arrangements [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" xml:lang="en-US">Share-Based Payments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfSharebasedPaymentArrangementsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfIncomeTaxExplanatory" xlink:label="loc_ifrs-full_DisclosureOfIncomeTaxExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfIncomeTaxExplanatory" xml:lang="en-US">Disclosure of income tax [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfIncomeTaxExplanatory" xml:lang="en-US">Corporate Income Taxes</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfIncomeTaxExplanatory" xlink:to="lab_ifrs-full_DisclosureOfIncomeTaxExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" xml:lang="en-US">Disclosure of employee benefits [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" xml:lang="en-US">Employee Benefits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfEmployeeBenefitsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" xml:lang="en-US">Disclosure of entity's operating segments [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfEntitysReportableSegmentsExplanatory" xml:lang="en-US">Operating Segments</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfRelatedPartyExplanatory" xlink:label="loc_ifrs-full_DisclosureOfRelatedPartyExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfRelatedPartyExplanatory" xml:lang="en-US">Disclosure of related party [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfRelatedPartyExplanatory" xml:lang="en-US">Related Party Transactions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfRelatedPartyExplanatory" xlink:to="lab_ifrs-full_DisclosureOfRelatedPartyExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfInterestsInSubsidiariesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInterestsInSubsidiariesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfInterestsInSubsidiariesExplanatory" xml:lang="en-US">Disclosure of interests in subsidiaries [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfInterestsInSubsidiariesExplanatory" xml:lang="en-US">Principal Subsidiaries and Non-Controlling Interests in Subsidiaries</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfInterestIncomeExpenseExplanatory" xml:lang="en-US">Disclosure of interest income (expense) [text block]</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfEarningsPerShareExplanatory" xlink:label="loc_ifrs-full_DisclosureOfEarningsPerShareExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfEarningsPerShareExplanatory" xml:lang="en-US">Disclosure of earnings per share [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfEarningsPerShareExplanatory" xml:lang="en-US">Earnings Per Share</link:label>
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          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfCommitmentsGuaranteesAndPledgedAssetsExplanatory" xlink:label="loc_bns_DisclosureOfCommitmentsGuaranteesAndPledgedAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfCommitmentsGuaranteesAndPledgedAssetsExplanatory" xml:lang="en-US">Disclosure of Commitments Guarantees and Pledged Assets [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfCommitmentsGuaranteesAndPledgedAssetsExplanatory" xml:lang="en-US">Guarantees, Commitments and Pledged Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfCommitmentsGuaranteesAndPledgedAssetsExplanatory" xlink:to="lab_bns_DisclosureOfCommitmentsGuaranteesAndPledgedAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfCommitmentsGuaranteesAndPledgedAssetsExplanatory" xml:lang="en-US">Disclosure of Commitments Guarantees and Pledged Assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialInstrumentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsExplanatory" xml:lang="en-US">Disclosure of financial instruments [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsExplanatory" xml:lang="en-US">Financial Instruments - Risk Management</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfBusinessCombinationsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfBusinessCombinationsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfBusinessCombinationsExplanatory" xml:lang="en-US">Disclosure of business combinations [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfBusinessCombinationsExplanatory" xml:lang="en-US">Acquisitions and Divestitures</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory" xlink:label="loc_ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory" xml:lang="en-US">Disclosure of events after reporting period [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DisclosureOfEventsAfterReportingPeriodExplanatory" xml:lang="en-US">Events after the Consolidated Statement of Financial Position date</link:label>
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          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DescriptionOfAccountingPolicyForBasisOfConsolidationExplanatory" xlink:label="loc_bns_DescriptionOfAccountingPolicyForBasisOfConsolidationExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DescriptionOfAccountingPolicyForBasisOfConsolidationExplanatory" xml:lang="en-US">Description of accounting policy for basis of consolidation [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DescriptionOfAccountingPolicyForBasisOfConsolidationExplanatory" xml:lang="en-US">Basis of consolidation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DescriptionOfAccountingPolicyForBasisOfConsolidationExplanatory" xlink:to="lab_bns_DescriptionOfAccountingPolicyForBasisOfConsolidationExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DescriptionOfAccountingPolicyForBasisOfConsolidationExplanatory" xml:lang="en-US">The description of the entity's accounting policy for basis of consolidation.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" xml:lang="en-US">Description of accounting policy for foreign currency translation [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory" xml:lang="en-US">Translation of foreign currencies</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" xml:lang="en-US">Description of accounting policy for financial instruments [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory" xml:lang="en-US">Financial assets and liabilities</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory" xml:lang="en-US">Description of accounting policy for derecognition of financial instruments [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory" xml:lang="en-US">Derecognition of financial assets and liabilities</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory" xml:lang="en-US">Description of accounting policy for hedging [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory" xml:lang="en-US">Hedge accounting</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" xml:lang="en-US">Description of accounting policy for property, plant and equipment [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" xml:lang="en-US">Property and equipment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" xml:lang="en-US">Description of accounting policy for non-current assets or disposal groups classified as held for sale [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" xml:lang="en-US">Assets held-for-sale</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory" xml:lang="en-US">Description of accounting policy for business combinations and goodwill [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory" xml:lang="en-US">Business combinations and goodwill</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" xml:lang="en-US">Description of accounting policy for intangible assets other than goodwill [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" xml:lang="en-US">Intangible assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" xml:lang="en-US">Description of accounting policy for impairment of non-financial assets [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" xml:lang="en-US">Impairment of non-financial assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" xml:lang="en-US">Description of accounting policy for income tax [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" xml:lang="en-US">Corporate income taxes</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" xml:lang="en-US">Description of accounting policy for leases [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" xml:lang="en-US">Leases</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" xlink:to="lab_ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" xml:lang="en-US">Description of accounting policy for provisions [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory" xml:lang="en-US">Provisions</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts" xml:lang="en-US">Insurance contracts</link:label>
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          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DescriptionOfAccountingPolicyForRecognitionOfIncomeAndExpensesExplanatory" xlink:label="loc_bns_DescriptionOfAccountingPolicyForRecognitionOfIncomeAndExpensesExplanatory" />
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory" xml:lang="en-US">Dividends on shares</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForSegmentReportingExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForSegmentReportingExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForSegmentReportingExplanatory" xml:lang="en-US">Segment reporting</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory" xlink:label="loc_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory" xml:lang="en-US">Earnings per share (EPS)</link:label>
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          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfBalanceSheetByContractualMaturityExplanatory" xlink:label="loc_bns_DisclosureOfBalanceSheetByContractualMaturityExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfBalanceSheetByContractualMaturityExplanatory" xml:lang="en-US">Summary of the Maturity of Assets and Liabilities as well as the Off-Balance Sheet Commitments</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfBalanceSheetByContractualMaturityExplanatory" xml:lang="en-US">Disclosure of balance sheet by contractual maturity explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfValueAtRiskExplanatory" xlink:label="loc_bns_DisclosureOfValueAtRiskExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfValueAtRiskExplanatory" xml:lang="en-US">Summary of Market Risk Measures</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfValueAtRiskExplanatory" xml:lang="en-US">Disclosure of value at risk explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityExplanatory" xlink:label="loc_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityExplanatory" xml:lang="en-US">Summary of Structural Interest Sensitivity</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityExplanatory" xml:lang="en-US">Disclosure foreign currency sensitivity analysis effect on equity explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfCashAndDepositsWithBanksExplanatory" xlink:label="loc_bns_DisclosureOfCashAndDepositsWithBanksExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfCashAndDepositsWithBanksExplanatory" xml:lang="en-US">Disclosure Of Cash And Deposits With Banks [Text Block]</link:label>
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          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfCashAndDepositsWithBanksExplanatory" xlink:to="lab_bns_DisclosureOfCashAndDepositsWithBanksExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfCashAndDepositsWithBanksExplanatory" xml:lang="en-US">The entire disclosure of cash and deposits with banks.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesExplanatory" xlink:label="loc_bns_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesExplanatory" xml:lang="en-US">Disclosure of Fair Value Measurement of Assets and Liabilities [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesExplanatory" xml:lang="en-US">Summary of Fair Values of Financial Instruments of Bank Using Valuation Methods and Assumption</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesExplanatory" xml:lang="en-US">The disclosure of fair value measurement of assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xml:lang="en-US">Disclosure of fair value of financial instruments [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory" xml:lang="en-US">Summary of Fair Value Hierarchy of Instruments Carried at Fair Value on a Recurring Basis</link:label>
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          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfUnobservableInputsReconciliationOfChangesInFairValueMeasurementAssetsAndLiabilitiesExplanatory" xlink:label="loc_bns_DisclosureOfUnobservableInputsReconciliationOfChangesInFairValueMeasurementAssetsAndLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfUnobservableInputsReconciliationOfChangesInFairValueMeasurementAssetsAndLiabilitiesExplanatory" xml:lang="en-US">Disclosure Of Unobservable Inputs Reconciliation Of Changes In Fair Value Measurement Assets And Liabilities Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfUnobservableInputsReconciliationOfChangesInFairValueMeasurementAssetsAndLiabilitiesExplanatory" xml:lang="en-US">Summary of Changes in Level 3 Instruments Carried at Fair Value</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfUnobservableInputsReconciliationOfChangesInFairValueMeasurementAssetsAndLiabilitiesExplanatory" xml:lang="en-US">The disclosure of changes in fair value for level 3 instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory" xml:lang="en-US">Disclosure of significant unobservable inputs used in fair value measurement of assets [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory" xml:lang="en-US">Summary of Significant Unobservable Inputs Used in Measuring Financial Instruments Categorized as Level 3</link:label>
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          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfDetailedInformationOfTradingAssetsExplanatory" xlink:label="loc_bns_DisclosureOfDetailedInformationOfTradingAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfDetailedInformationOfTradingAssetsExplanatory" xml:lang="en-US">Disclosure of detailed information of trading assets [Table Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfDetailedInformationOfTradingAssetsExplanatory" xml:lang="en-US">Summary of Analysis of Carrying Value of Trading Securities</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfDetailedInformationOfTradingAssetsExplanatory" xml:lang="en-US">The disclosure of trading assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfGeographicBreakdownTradingLoansExplanatory" xlink:label="loc_bns_DisclosureOfGeographicBreakdownTradingLoansExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfGeographicBreakdownTradingLoansExplanatory" xml:lang="en-US">Disclosure of Geographic Breakdown Trading Loans [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfGeographicBreakdownTradingLoansExplanatory" xml:lang="en-US">Summary of Geographic Breakdown Trading Loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfGeographicBreakdownTradingLoansExplanatory" xlink:to="lab_bns_DisclosureOfGeographicBreakdownTradingLoansExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfGeographicBreakdownTradingLoansExplanatory" xml:lang="en-US">Disclosure of geographic breakdown trading loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfFairValueOfFinancialAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossAndChangesInFairValueExplanatory" xlink:label="loc_bns_DisclosureOfFairValueOfFinancialAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossAndChangesInFairValueExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfFairValueOfFinancialAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossAndChangesInFairValueExplanatory" xml:lang="en-US">Disclosure of fair value of financial assets and liabilities designated at fair value through profit or loss and changes in fair value [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfFairValueOfFinancialAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossAndChangesInFairValueExplanatory" xml:lang="en-US">Fair Value of Financial Assets and Liabilities Designated at Fair Value Through Profit or Loss and Changes in Fair Value</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfFairValueOfFinancialAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossAndChangesInFairValueExplanatory" xml:lang="en-US">Disclosure of fair value of financial assets and liabilities designated at fair value through profit or loss and changes in fair value.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfChangesInFairValueOfFinancialLiabilitiesAttributableToOwnCreditRiskExplanatory" xlink:label="loc_bns_DisclosureOfChangesInFairValueOfFinancialLiabilitiesAttributableToOwnCreditRiskExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfChangesInFairValueOfFinancialLiabilitiesAttributableToOwnCreditRiskExplanatory" xml:lang="en-US">Disclosure of changes in fair value of financial liabilities attributable to own credit risk [Table Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfChangesInFairValueOfFinancialLiabilitiesAttributableToOwnCreditRiskExplanatory" xml:lang="en-US">Changes in Fair Value Attributable to Changes in Bank'S Own Credit Risk for Financial Liabilities Designated at Fair Value</link:label>
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          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfLoansAtAmortizedCostExplanatory" xlink:to="lab_bns_DisclosureOfLoansAtAmortizedCostExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfLoansAtAmortizedCostExplanatory" xml:lang="en-US">The disclosure of loans at amortized cost explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfImpairedLoansIncludingTheRelatedAllowancesExplanatory" xlink:label="loc_bns_DisclosureOfImpairedLoansIncludingTheRelatedAllowancesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfImpairedLoansIncludingTheRelatedAllowancesExplanatory" xml:lang="en-US">Disclosure of Impaired loans, including the related allowances [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfImpairedLoansIncludingTheRelatedAllowancesExplanatory" xml:lang="en-US">Schedule of Impaired Loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfImpairedLoansIncludingTheRelatedAllowancesExplanatory" xlink:to="lab_bns_DisclosureOfImpairedLoansIncludingTheRelatedAllowancesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfImpairedLoansIncludingTheRelatedAllowancesExplanatory" xml:lang="en-US">The disclosure of Impaired loans, including the related allowances.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfAllowanceForCreditLossesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfAllowanceForCreditLossesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfAllowanceForCreditLossesExplanatory" xml:lang="en-US">Disclosure of allowance for credit losses [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfAllowanceForCreditLossesExplanatory" xml:lang="en-US">Schedule of Allowance for Credit Losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfAllowanceForCreditLossesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfAllowanceForCreditLossesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfCreditRiskExposureExplanatory" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExposureExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureExplanatory" xml:lang="en-US">Disclosure of credit risk exposure [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExposureExplanatory" xml:lang="en-US">Summary of Carrying Value of Exposures by Risk Rating</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExposureExplanatory" xlink:to="lab_ifrs-full_DisclosureOfCreditRiskExposureExplanatory" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfFinancialAssetsThatArePastDueButNotImpairedExplanatory" xlink:label="loc_bns_DisclosureOfFinancialAssetsThatArePastDueButNotImpairedExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfFinancialAssetsThatArePastDueButNotImpairedExplanatory" xml:lang="en-US">Disclosure of Financial Assets That Are Past Due but Not Impaired Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfFinancialAssetsThatArePastDueButNotImpairedExplanatory" xml:lang="en-US">Schedule of Loans Past Due But Not Impaired</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfFinancialAssetsThatArePastDueButNotImpairedExplanatory" xlink:to="lab_bns_DisclosureOfFinancialAssetsThatArePastDueButNotImpairedExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfFinancialAssetsThatArePastDueButNotImpairedExplanatory" xml:lang="en-US">Disclosure of financial assets that are past due but not impaired explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfPurchasedCreditImpairedLoansExplanatory" xlink:label="loc_bns_DisclosureOfPurchasedCreditImpairedLoansExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfPurchasedCreditImpairedLoansExplanatory" xml:lang="en-US">Disclosure of purchased credit impaired loans [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfPurchasedCreditImpairedLoansExplanatory" xml:lang="en-US">Summary of Purchased Credit Impaired Loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfPurchasedCreditImpairedLoansExplanatory" xlink:to="lab_bns_DisclosureOfPurchasedCreditImpairedLoansExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfPurchasedCreditImpairedLoansExplanatory" xml:lang="en-US">Disclosure of purchased credit impaired loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfKeyMacroeconomicVariablesUsedForTheAllowanceForCreditLossesCalculationsExplanatory" xlink:label="loc_bns_DisclosureOfKeyMacroeconomicVariablesUsedForTheAllowanceForCreditLossesCalculationsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfKeyMacroeconomicVariablesUsedForTheAllowanceForCreditLossesCalculationsExplanatory" xml:lang="en-US">Disclosure Of Key Macroeconomic Variables Used For The Allowance For Credit Losses Calculations Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfKeyMacroeconomicVariablesUsedForTheAllowanceForCreditLossesCalculationsExplanatory" xml:lang="en-US">Summary of Key Macroeconomic Variables Used for Allowance for Credit Losses Calculations</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfKeyMacroeconomicVariablesUsedForTheAllowanceForCreditLossesCalculationsExplanatory" xlink:to="lab_bns_DisclosureOfKeyMacroeconomicVariablesUsedForTheAllowanceForCreditLossesCalculationsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfKeyMacroeconomicVariablesUsedForTheAllowanceForCreditLossesCalculationsExplanatory" xml:lang="en-US">Disclosure of key macroeconomic variables used for the allowance for credit losses calculations.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfLoansAndAcceptancesOutstandingByGeographyExplanatory" xlink:label="loc_bns_DisclosureOfLoansAndAcceptancesOutstandingByGeographyExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfLoansAndAcceptancesOutstandingByGeographyExplanatory" xml:lang="en-US">Disclosure Of Loans And Acceptances Outstanding By Geography Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfLoansAndAcceptancesOutstandingByGeographyExplanatory" xml:lang="en-US">Schedule of Loans and Acceptances Outstanding by Geography</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfLoansAndAcceptancesOutstandingByGeographyExplanatory" xlink:to="lab_bns_DisclosureOfLoansAndAcceptancesOutstandingByGeographyExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfLoansAndAcceptancesOutstandingByGeographyExplanatory" xml:lang="en-US">Disclosure of loans and acceptances outstanding by geography explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfLoansMaturityScheduleExplanatory" xlink:label="loc_bns_DisclosureOfLoansMaturityScheduleExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfLoansMaturityScheduleExplanatory" xml:lang="en-US">Disclosure Of Loans Maturity Schedule Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfLoansMaturityScheduleExplanatory" xml:lang="en-US">Schedule of Loans Maturities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfLoansMaturityScheduleExplanatory" xlink:to="lab_bns_DisclosureOfLoansMaturityScheduleExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfLoansMaturityScheduleExplanatory" xml:lang="en-US">Disclosure of loans maturity schedule.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory" xml:lang="en-US">Disclosure of transferred financial assets that are not derecognised in their entirety [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory" xml:lang="en-US">Summary of Carrying Amount of Transferred Assets Do Not Qualify for Derecognition and Associated Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesExplanatory" xml:lang="en-US">Disclosure of unconsolidated structured entities [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesExplanatory" xml:lang="en-US">Summary of Unconsolidated Structured Entities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory" xml:lang="en-US">Disclosure of detailed information about property, plant and equipment [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory" xml:lang="en-US">Summary of Property, Plant And Equipment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesExplanatory" xml:lang="en-US">Disclosure of associates [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesExplanatory" xml:lang="en-US">Significant Investments in Associates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfFinancialInformationOfAssociatesExplanatory" xlink:label="loc_bns_DisclosureOfFinancialInformationOfAssociatesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfFinancialInformationOfAssociatesExplanatory" xml:lang="en-US">Disclosure Of Financial Information Of Associates Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfFinancialInformationOfAssociatesExplanatory" xml:lang="en-US">Summarized Financial Information of Significant Associates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfFinancialInformationOfAssociatesExplanatory" xlink:to="lab_bns_DisclosureOfFinancialInformationOfAssociatesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfFinancialInformationOfAssociatesExplanatory" xml:lang="en-US">Disclosure Of Financial Information Of Associates Explanatory</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillExplanatory" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillExplanatory" xml:lang="en-US">Disclosure of reconciliation of changes in goodwill [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillExplanatory" xml:lang="en-US">Summary of Changes In The Carrying Amounts of Goodwill By Groups of Cash Generating Units</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillExplanatory" xlink:to="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory" xml:lang="en-US">Disclosure of detailed information about intangible assets [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory" xml:lang="en-US">Summary of Intangible Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfDetailedInformationOtherAssetsExplanatory" xlink:label="loc_bns_DisclosureOfDetailedInformationOtherAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfDetailedInformationOtherAssetsExplanatory" xml:lang="en-US">Disclosure of detailed information other assets [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfDetailedInformationOtherAssetsExplanatory" xml:lang="en-US">Schedule of Other Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfDetailedInformationOtherAssetsExplanatory" xlink:to="lab_bns_DisclosureOfDetailedInformationOtherAssetsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfDetailedInformationOtherAssetsExplanatory" xml:lang="en-US">Disclosure of detailed information other assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfDepositLiabilitiesExplanatory" xlink:label="loc_bns_DisclosureOfDepositLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfDepositLiabilitiesExplanatory" xml:lang="en-US">Disclosure of deposit liabilities [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfDepositLiabilitiesExplanatory" xml:lang="en-US">Summary of Deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfDepositLiabilitiesExplanatory" xlink:to="lab_bns_DisclosureOfDepositLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfDepositLiabilitiesExplanatory" xml:lang="en-US">Disclosure of deposit liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfContractualMaturitiesOfTermDepositLiabilitiesExplanatory" xlink:label="loc_bns_DisclosureOfContractualMaturitiesOfTermDepositLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfContractualMaturitiesOfTermDepositLiabilitiesExplanatory" xml:lang="en-US">Disclosure Of Contractual Maturities Of Term Deposit Liabilities Explanatory [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfContractualMaturitiesOfTermDepositLiabilitiesExplanatory" xml:lang="en-US">Summary of Maturity Schedule for Term Deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfContractualMaturitiesOfTermDepositLiabilitiesExplanatory" xlink:to="lab_bns_DisclosureOfContractualMaturitiesOfTermDepositLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfContractualMaturitiesOfTermDepositLiabilitiesExplanatory" xml:lang="en-US">Disclosure of contractual maturities of term deposit liabilities .</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory" xml:lang="en-US">Disclosure of detailed information about borrowings [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory" xml:lang="en-US">Schedule of Net of Holdings in Debentures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory" xlink:label="loc_bns_DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory" xml:lang="en-US">Disclosure Of Detailed Information About Other Liabilities [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory" xml:lang="en-US">Summary of Other Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory" xlink:to="lab_bns_DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory" xml:lang="en-US">Disclosure of detailed information about other liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfLeasePaymentsToBeMadeTableTextBlock" xlink:label="loc_bns_DisclosureOfLeasePaymentsToBeMadeTableTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfLeasePaymentsToBeMadeTableTextBlock" xml:lang="en-US">Disclosure Of Lease Payments To Be Made [Table Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfLeasePaymentsToBeMadeTableTextBlock" xml:lang="en-US">Disclosure of Lease Payments To Be Made</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfLeasePaymentsToBeMadeTableTextBlock" xlink:to="lab_bns_DisclosureOfLeasePaymentsToBeMadeTableTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfLeasePaymentsToBeMadeTableTextBlock" xml:lang="en-US">Summary of lease payments to be made.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfOtherProvisionsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOtherProvisionsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOtherProvisionsExplanatory" xml:lang="en-US">Disclosure of other provisions [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOtherProvisionsExplanatory" xml:lang="en-US">Summary of Provisions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOtherProvisionsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfOtherProvisionsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SummaryOfCommonSharesIssuedAndFullyPaidExplanatory" xlink:label="loc_bns_SummaryOfCommonSharesIssuedAndFullyPaidExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SummaryOfCommonSharesIssuedAndFullyPaidExplanatory" xml:lang="en-US">Summary of common shares issued and fully paid [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SummaryOfCommonSharesIssuedAndFullyPaidExplanatory" xml:lang="en-US">Schedule of Common Shares</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SummaryOfCommonSharesIssuedAndFullyPaidExplanatory" xlink:to="lab_bns_SummaryOfCommonSharesIssuedAndFullyPaidExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SummaryOfCommonSharesIssuedAndFullyPaidExplanatory" xml:lang="en-US">Summary of common shares issued and fully paid.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfOtherEquityInstrumentsExplanatory" xlink:label="loc_bns_DisclosureOfOtherEquityInstrumentsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfOtherEquityInstrumentsExplanatory" xml:lang="en-US">Disclosure Of Other Equity Instruments Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfOtherEquityInstrumentsExplanatory" xml:lang="en-US">Schedule of Other equity instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfOtherEquityInstrumentsExplanatory" xlink:to="lab_bns_DisclosureOfOtherEquityInstrumentsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfOtherEquityInstrumentsExplanatory" xml:lang="en-US">Disclosure of other equity instruments explanatory.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfRegulatoryCapitalAndCapitalRatiosExplanatory" xlink:label="loc_bns_DisclosureOfRegulatoryCapitalAndCapitalRatiosExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfRegulatoryCapitalAndCapitalRatiosExplanatory" xml:lang="en-US">Disclosure of regulatory capital and capital ratios [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfRegulatoryCapitalAndCapitalRatiosExplanatory" xml:lang="en-US">Summary of Regulatory Capital and Capital Ratios</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfRegulatoryCapitalAndCapitalRatiosExplanatory" xlink:to="lab_bns_DisclosureOfRegulatoryCapitalAndCapitalRatiosExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfRegulatoryCapitalAndCapitalRatiosExplanatory" xml:lang="en-US">Disclosure of regulatory capital and capital ratios.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory" xlink:label="loc_ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory" xml:lang="en-US">Disclosure of indirect measurement of fair value of goods or services received, share options granted during period [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory" xml:lang="en-US">Schedule of Weighted-average Assumptions Used to Determine Fair Value of Options Granted</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory" xlink:to="lab_ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory" xml:lang="en-US">Disclosure of number and weighted average exercise prices of share options [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory" xml:lang="en-US">Schedule of Bank's Employee Stock Option Plan</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory" xml:lang="en-US">Disclosure of range of exercise prices of outstanding share options [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory" xml:lang="en-US">Summary of Bank's Employee Stock Option Plan Outstanding and Exercisable by Range of Exercise Price</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xlink:label="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xml:lang="en-US">Types of share-based payment arrangements [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xml:lang="en-US">Types of share-based payment arrangements [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" xlink:to="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypesOfSharebasedPaymentArrangementsDomain" xlink:label="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsDomain" xml:lang="en-US">Types of share-based payment arrangements [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsDomain" xml:lang="en-US">Share-based payment arrangements [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfSharebasedPaymentArrangementsDomain" xlink:to="lab_ifrs-full_TypesOfSharebasedPaymentArrangementsDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EmployeeStockOptionsMember" xlink:label="loc_bns_EmployeeStockOptionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EmployeeStockOptionsMember" xml:lang="en-US">Employee Stock Options [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EmployeeStockOptionsMember" xml:lang="en-US">Employee stock options [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EmployeeStockOptionsMember" xlink:to="lab_bns_EmployeeStockOptionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EmployeeStockOptionsMember" xml:lang="en-US">Employee Stock Options.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeExplanatory" xlink:label="loc_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeExplanatory" xml:lang="en-US">Disclosure representing major components of tax expense income [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeExplanatory" xml:lang="en-US">Components of income tax provision</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeExplanatory" xlink:to="lab_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeExplanatory" xml:lang="en-US">Disclosure representing major components of tax expense income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfReconciliationOfEffectiveTaxRateExplanatory" xlink:label="loc_bns_DisclosureOfReconciliationOfEffectiveTaxRateExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfReconciliationOfEffectiveTaxRateExplanatory" xml:lang="en-US">Disclosure of reconciliation of effective tax rate [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfReconciliationOfEffectiveTaxRateExplanatory" xml:lang="en-US">Reconciliation to Statutory Tax Rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfReconciliationOfEffectiveTaxRateExplanatory" xlink:to="lab_bns_DisclosureOfReconciliationOfEffectiveTaxRateExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfReconciliationOfEffectiveTaxRateExplanatory" xml:lang="en-US">The disclosure of reconciliation of effective tax rate.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory" xml:lang="en-US">Significant Components of Deferred Tax Assets and Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory" xlink:label="loc_bns_DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory" xml:lang="en-US">Disclosure Of Changes In Net Deferred Tax Assets And Liabilities Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory" xml:lang="en-US">Changes to Net Deferred Taxes</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory" xlink:to="lab_bns_DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory" xml:lang="en-US">Disclosure Of Changes In Net Deferred Tax Assets And Liabilities Explanatory</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory" xml:lang="en-US">Disclosure of defined benefit plans [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory" xml:lang="en-US">Schedule of Relative Size of Plan Obligation and Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory" xlink:to="lab_ifrs-full_DisclosureOfDefinedBenefitPlansExplanatory" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfDefinedContributionsAndOtherPlansExpenseRecognizedExplanatory" xlink:label="loc_bns_DisclosureOfDefinedContributionsAndOtherPlansExpenseRecognizedExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfDefinedContributionsAndOtherPlansExpenseRecognizedExplanatory" xml:lang="en-US">Disclosure of defined contributions and other plans expense recognized [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfDefinedContributionsAndOtherPlansExpenseRecognizedExplanatory" xml:lang="en-US">Summary of Cash Contributions and Payments made by Bank to Principal Plans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfDefinedContributionsAndOtherPlansExpenseRecognizedExplanatory" xlink:to="lab_bns_DisclosureOfDefinedContributionsAndOtherPlansExpenseRecognizedExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfDefinedContributionsAndOtherPlansExpenseRecognizedExplanatory" xml:lang="en-US">Disclosure of defined contributions and other plans expense recognized .</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory" xlink:label="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory" xml:lang="en-US">Disclosure of net defined benefit liability (asset) [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory" xml:lang="en-US">Summary of Financial Information related to Principal Plans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory" xlink:to="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisaggregationOfDefinedBenefitObligationExplanatory" xlink:label="loc_bns_DisaggregationOfDefinedBenefitObligationExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisaggregationOfDefinedBenefitObligationExplanatory" xml:lang="en-US">Disaggregation of Defined Benefit Obligation Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisaggregationOfDefinedBenefitObligationExplanatory" xml:lang="en-US">Summary of Disaggregation of Defined Benefit Obligation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisaggregationOfDefinedBenefitObligationExplanatory" xlink:to="lab_bns_DisaggregationOfDefinedBenefitObligationExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisaggregationOfDefinedBenefitObligationExplanatory" xml:lang="en-US">Disaggregation of Defined Benefit Obligation Explanatory</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfKeyWeightedAverageAssumptionsForMeasurementOfBenefitObligationAndBenefitExpenseExplanatory" xlink:label="loc_bns_DisclosureOfKeyWeightedAverageAssumptionsForMeasurementOfBenefitObligationAndBenefitExpenseExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfKeyWeightedAverageAssumptionsForMeasurementOfBenefitObligationAndBenefitExpenseExplanatory" xml:lang="en-US">Disclosure of key weighted average assumptions for measurement of benefit obligation and benefit expense.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory" xml:lang="en-US">Summary of Sensitivity Analysis of Key Assumptions Plans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScheduleofbenefitobligationsinexcessoffairvalueofplanassetsTableTextBlock" xlink:label="loc_bns_ScheduleofbenefitobligationsinexcessoffairvalueofplanassetsTableTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScheduleofbenefitobligationsinexcessoffairvalueofplanassetsTableTextBlock" xml:lang="en-US">ScheduleOfBenefitObligationsInExcessOfFairValueOfPlanAssets [Table Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScheduleofbenefitobligationsinexcessoffairvalueofplanassetsTableTextBlock" xml:lang="en-US">Summary of Excess (deficit) of Fair Value of Assets Over Benefit Obligation for Wholly Unfunded Plans and Wholly or Partly Funded Plans</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScheduleofbenefitobligationsinexcessoffairvalueofplanassetsTableTextBlock" xml:lang="en-US">Tabular disclosure of the aggregate benefit obligation and aggregate fair value of plan assets for pension plans and/or other employee benefit plans with benefit obligations in excess of plan assets as of the measurement date.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScheduleofallocationofplanassetsTableTextBlock" xlink:label="loc_bns_ScheduleofallocationofplanassetsTableTextBlock" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScheduleofallocationofplanassetsTableTextBlock" xml:lang="en-US">ScheduleOfAllocationOfPlanAssets [Table Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScheduleofallocationofplanassetsTableTextBlock" xml:lang="en-US">Summary of weighted-average actual and target asset allocations</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScheduleofallocationofplanassetsTableTextBlock" xml:lang="en-US">Tabular disclosure of the major categories of plan assets of pension plans and/or other employee benefit plans. This information may include, but is not limited to, the target allocation of plan assets, the fair value of each major category of plan assets, and the level within the fair value hierarchy in which the fair value measurements fall.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfOperatingSegmentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory" xml:lang="en-US">Disclosure of operating segments [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsExplanatory" xml:lang="en-US">Schedule of Operating Segments</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfGeographicalAreasExplanatory" xlink:label="loc_ifrs-full_DisclosureOfGeographicalAreasExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasExplanatory" xml:lang="en-US">Disclosure of geographical areas [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasExplanatory" xml:lang="en-US">Summary of Bank's Financial Results by Geographic Region</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasExplanatory" xlink:to="lab_ifrs-full_DisclosureOfGeographicalAreasExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfInformationAboutKeyManagementPersonnelExplanatory" xlink:label="loc_ifrs-full_DisclosureOfInformationAboutKeyManagementPersonnelExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutKeyManagementPersonnelExplanatory" xml:lang="en-US">Disclosure of information about key management personnel [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutKeyManagementPersonnelExplanatory" xml:lang="en-US">Summary of Compensation of Key Management Personnel of Bank</link:label>
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          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfLoansAndDepositsOfKeyManagementPersonnelExplanatory" xlink:label="loc_bns_DisclosureOfLoansAndDepositsOfKeyManagementPersonnelExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfLoansAndDepositsOfKeyManagementPersonnelExplanatory" xml:lang="en-US">Disclosure of loans and deposits of key management personnel [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfLoansAndDepositsOfKeyManagementPersonnelExplanatory" xml:lang="en-US">Summary of Loans and Deposits of Key Management Personnel</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfLoansAndDepositsOfKeyManagementPersonnelExplanatory" xlink:to="lab_bns_DisclosureOfLoansAndDepositsOfKeyManagementPersonnelExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfLoansAndDepositsOfKeyManagementPersonnelExplanatory" xml:lang="en-US">The disclosure of loans and deposits of key management personnel.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory" xml:lang="en-US">Disclosure of transactions between related parties [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory" xml:lang="en-US">Summary of Transaction With Joint Ventures and Associates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" xlink:label="loc_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" xml:lang="en-US">Disclosure of subsidiaries [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" xml:lang="en-US">Summary of Subsidiaries</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" xlink:to="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfNoncontrollingInterestsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfNoncontrollingInterestsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfNoncontrollingInterestsExplanatory" xml:lang="en-US">Disclosure of non-controlling interests [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfNoncontrollingInterestsExplanatory" xml:lang="en-US">Summary of Non-controlling Interests</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNoncontrollingInterestsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfNoncontrollingInterestsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfFinancialInformationOfSignificantSubsidiariesExplanatory" xlink:label="loc_bns_DisclosureOfFinancialInformationOfSignificantSubsidiariesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfFinancialInformationOfSignificantSubsidiariesExplanatory" xml:lang="en-US">Disclosure of financial information of significant subsidiaries [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfFinancialInformationOfSignificantSubsidiariesExplanatory" xml:lang="en-US">Summary of financial information of Bank's subsidiaries with significant non-controlling interests</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfFinancialInformationOfSignificantSubsidiariesExplanatory" xlink:to="lab_bns_DisclosureOfFinancialInformationOfSignificantSubsidiariesExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfFinancialInformationOfSignificantSubsidiariesExplanatory" xml:lang="en-US">The disclosure of financial information of significant subsidiaries.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfNetInterestIncomeAndInterestExpenseFromFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:label="loc_bns_DisclosureOfNetInterestIncomeAndInterestExpenseFromFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfNetInterestIncomeAndInterestExpenseFromFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xml:lang="en-US">Disclosure Of Net Interest Income And Interest Expense From Financial Instruments At Fair Value Through Profit Or Loss Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfNetInterestIncomeAndInterestExpenseFromFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xml:lang="en-US">Details of Interest Income and Interest Expense from Financial Instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfNetInterestIncomeAndInterestExpenseFromFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xlink:to="lab_bns_DisclosureOfNetInterestIncomeAndInterestExpenseFromFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfNetInterestIncomeAndInterestExpenseFromFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory" xml:lang="en-US">Disclosure of net interest income and interest expense from financial instruments at fair value through profit or loss.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EarningsPerShareExplanatory" xlink:label="loc_ifrs-full_EarningsPerShareExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EarningsPerShareExplanatory" xml:lang="en-US">Earnings per share [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EarningsPerShareExplanatory" xml:lang="en-US">Summary of Earnings Per Share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EarningsPerShareExplanatory" xlink:to="lab_ifrs-full_EarningsPerShareExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfCommitmentsExplanatory" xlink:label="loc_ifrs-full_DisclosureOfCommitmentsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfCommitmentsExplanatory" xml:lang="en-US">Disclosure of commitments [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfCommitmentsExplanatory" xml:lang="en-US">Schedule of Various Guarantees and Indemnifications</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfCommitmentsExplanatory" xlink:to="lab_ifrs-full_DisclosureOfCommitmentsExplanatory" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfGuaranteesAndCommitmentsExplanatory" xlink:label="loc_bns_DisclosureOfGuaranteesAndCommitmentsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfGuaranteesAndCommitmentsExplanatory" xml:lang="en-US">Disclosure of Guarantees and Commitments Explanatory</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfGuaranteesAndCommitmentsExplanatory" xml:lang="en-US">Summary of Other Indirect Commitments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfGuaranteesAndCommitmentsExplanatory" xlink:to="lab_bns_DisclosureOfGuaranteesAndCommitmentsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfGuaranteesAndCommitmentsExplanatory" xml:lang="en-US">Disclosure of Guarantees and Commitments Explanatory</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfCollateralExplanatory" xlink:label="loc_ifrs-full_DisclosureOfCollateralExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfCollateralExplanatory" xml:lang="en-US">Disclosure of collateral [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfCollateralExplanatory" xml:lang="en-US">Summary of Carrying Value Of Pledged Assets and Details of Related Activities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfCollateralExplanatory" xlink:to="lab_ifrs-full_DisclosureOfCollateralExplanatory" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CounterpartiesAxis" xlink:label="loc_ifrs-full_CounterpartiesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CounterpartiesAxis" xml:lang="en-US">Counterparties [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CounterpartiesAxis" xml:lang="en-US">Counterparties [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CounterpartiesAxis" xlink:to="lab_ifrs-full_CounterpartiesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CounterpartiesDomain" xlink:label="loc_ifrs-full_CounterpartiesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CounterpartiesDomain" xml:lang="en-US">Counterparties [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CounterpartiesDomain" xml:lang="en-US">Counterparties [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CounterpartiesDomain" xlink:to="lab_ifrs-full_CounterpartiesDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfCreditRiskExplanatory" xlink:label="loc_ifrs-full_DisclosureOfCreditRiskExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExplanatory" xml:lang="en-US">Disclosure of credit risk [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfCreditRiskExplanatory" xml:lang="en-US">Summary of Credit Risk Exposures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfCreditRiskExplanatory" xlink:to="lab_ifrs-full_DisclosureOfCreditRiskExplanatory" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfCreditRiskExposureAndOtherExposuresIncludingMarketRiskExplanatory" xlink:label="loc_bns_DisclosureOfCreditRiskExposureAndOtherExposuresIncludingMarketRiskExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfCreditRiskExposureAndOtherExposuresIncludingMarketRiskExplanatory" xml:lang="en-US">Disclosure of credit risk exposure and other exposures including market risk [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfCreditRiskExposureAndOtherExposuresIncludingMarketRiskExplanatory" xml:lang="en-US">Summary of Subject to Market and Credit Risk With a Reconcilation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfCreditRiskExposureAndOtherExposuresIncludingMarketRiskExplanatory" xlink:to="lab_bns_DisclosureOfCreditRiskExposureAndOtherExposuresIncludingMarketRiskExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfCreditRiskExposureAndOtherExposuresIncludingMarketRiskExplanatory" xml:lang="en-US">Disclosure of credit risk exposure and other exposure including market risk.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfReferencingOfInternalRatingsToExternalRatingsExplanatory" xlink:label="loc_bns_DisclosureOfReferencingOfInternalRatingsToExternalRatingsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfReferencingOfInternalRatingsToExternalRatingsExplanatory" xml:lang="en-US">Disclosure of referencing of Internal ratings to external ratings [Text Block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfReferencingOfInternalRatingsToExternalRatingsExplanatory" xml:lang="en-US">Summary of Cross Referencing of Internal Ratings to External Ratings</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfReferencingOfInternalRatingsToExternalRatingsExplanatory" xlink:to="lab_bns_DisclosureOfReferencingOfInternalRatingsToExternalRatingsExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfReferencingOfInternalRatingsToExternalRatingsExplanatory" xml:lang="en-US">Disclosure of referencing of Internal ratings to external ratings.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfCreditExposureByProbabilityOfDefaultRangeExplanatory" xlink:label="loc_bns_DisclosureOfCreditExposureByProbabilityOfDefaultRangeExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfCreditExposureByProbabilityOfDefaultRangeExplanatory" xml:lang="en-US">Disclosure Of Credit Exposure By Probability Of Default Range [text block]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfCreditExposureByProbabilityOfDefaultRangeExplanatory" xml:lang="en-US">Summary of Risk Categories of Borrower by Probability Of Default</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfCreditExposureByProbabilityOfDefaultRangeExplanatory" xlink:to="lab_bns_DisclosureOfCreditExposureByProbabilityOfDefaultRangeExplanatory" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfCreditExposureByProbabilityOfDefaultRangeExplanatory" xml:lang="en-US">Disclosure Of Credit Exposure By Probability Of Default Range [text block]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfFinancialAssetsAxis" xml:lang="en-US">Types of financial assets [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfFinancialAssetsAxis" xml:lang="en-US">Types of financial assets [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsAxis" xlink:to="lab_ifrs-full_TypesOfFinancialAssetsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypesOfFinancialAssetsDomain" xlink:label="loc_ifrs-full_TypesOfFinancialAssetsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfFinancialAssetsDomain" xml:lang="en-US">Types of financial assets [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfFinancialAssetsDomain" xml:lang="en-US">Financial assets, type [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfFinancialAssetsDomain" xlink:to="lab_ifrs-full_TypesOfFinancialAssetsDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdvancedInternalRatingsBasedPortfolioMember" xlink:label="loc_bns_AdvancedInternalRatingsBasedPortfolioMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdvancedInternalRatingsBasedPortfolioMember" xml:lang="en-US">Advanced Internal Ratings Based portfolio [member] [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AdvancedInternalRatingsBasedPortfolioMember" xml:lang="en-US">AIRB portfolio [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_AdvancedInternalRatingsBasedPortfolioMember" xml:lang="en-US">IRB portfolio [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdvancedInternalRatingsBasedPortfolioMember" xlink:to="lab_bns_AdvancedInternalRatingsBasedPortfolioMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdvancedInternalRatingsBasedPortfolioMember" xml:lang="en-US">Advanced Internal Ratings Based portfolio [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfFinancialLiabilitiesAxis" xml:lang="en-US">Classes of financial liabilities [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfFinancialLiabilitiesAxis" xml:lang="en-US">Classes of financial liabilities [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesAxis" xlink:to="lab_ifrs-full_ClassesOfFinancialLiabilitiesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfFinancialLiabilitiesDomain" xlink:label="loc_ifrs-full_ClassesOfFinancialLiabilitiesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfFinancialLiabilitiesDomain" xml:lang="en-US">Classes of financial liabilities [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfFinancialLiabilitiesDomain" xml:lang="en-US">Financial liabilities, class [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialLiabilitiesDomain" xlink:to="lab_ifrs-full_ClassesOfFinancialLiabilitiesDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityAbstract" xlink:label="loc_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityAbstract" xml:lang="en-US">Disclosure foreign currency sensitivity analysis effect on equity [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityAbstract" xlink:to="lab_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityTable" xlink:label="loc_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityTable" xml:lang="en-US">Disclosure foreign currency sensitivity analysis effect on equity [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityTable" xlink:to="lab_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityTable" xml:lang="en-US">Disclosure foreign currency sensitivity analysis effect on equity [table].</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityLineItems" xlink:label="loc_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityLineItems" xml:lang="en-US">Disclosure Foreign Currency Sensitivity Analysis Effect On Equity [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityLineItems" xlink:to="lab_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityLineItems" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseInNetInterestIncome" xlink:label="loc_bns_IncreaseDecreaseInNetInterestIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseInNetInterestIncome" xml:lang="en-US">Increase Decrease In Net Interest Income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_IncreaseDecreaseInNetInterestIncome" xml:lang="en-US">Net interest income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseInNetInterestIncome" xlink:to="lab_bns_IncreaseDecreaseInNetInterestIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseInNetInterestIncome" xml:lang="en-US">Increase decrease in net interest income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseInEconomicValueOfEquity" xlink:label="loc_bns_IncreaseDecreaseInEconomicValueOfEquity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseInEconomicValueOfEquity" xml:lang="en-US">Increase Decrease In Economic Value Of Equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_IncreaseDecreaseInEconomicValueOfEquity" xml:lang="en-US">Economic value of equity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseInEconomicValueOfEquity" xlink:to="lab_bns_IncreaseDecreaseInEconomicValueOfEquity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseInEconomicValueOfEquity" xml:lang="en-US">increase decrease in economic value of equity.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InternalCreditGradesAxis" xlink:label="loc_ifrs-full_InternalCreditGradesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InternalCreditGradesAxis" xml:lang="en-US">Internal credit grades [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InternalCreditGradesAxis" xml:lang="en-US">Internal credit grades [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InternalCreditGradesAxis" xlink:to="lab_ifrs-full_InternalCreditGradesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InternalCreditGradesDomain" xlink:label="loc_ifrs-full_InternalCreditGradesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InternalCreditGradesDomain" xml:lang="en-US">Internal credit grades [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InternalCreditGradesDomain" xlink:to="lab_ifrs-full_InternalCreditGradesDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_HundredBasisPointsDecreaseMember" xlink:label="loc_bns_HundredBasisPointsDecreaseMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_HundredBasisPointsDecreaseMember" xml:lang="en-US">Hundred Basis Points Decrease [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_HundredBasisPointsDecreaseMember" xml:lang="en-US">100 bp decrease [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_HundredBasisPointsDecreaseMember" xlink:to="lab_bns_HundredBasisPointsDecreaseMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_HundredBasisPointsIncreaseMember" xlink:label="loc_bns_HundredBasisPointsIncreaseMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_HundredBasisPointsIncreaseMember" xml:lang="en-US">Hundred Basis Points Increase [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_HundredBasisPointsIncreaseMember" xml:lang="en-US">100 bp increase [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_HundredBasisPointsIncreaseMember" xlink:to="lab_bns_HundredBasisPointsIncreaseMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_HundredBasisPointsIncreaseMember" xml:lang="en-US">This member stands for 100 bps increase.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_CurrencyAxis" xlink:label="loc_srt_CurrencyAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_CurrencyAxis" xml:lang="en-US">Currency [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_srt_CurrencyAxis" xml:lang="en-US">Currency [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_CurrencyAxis" xlink:to="lab_srt_CurrencyAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/currency/2024/currency-2024.xsd#currency_AllCurrenciesDomain" xlink:label="loc_currency_AllCurrenciesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_currency_AllCurrenciesDomain" xml:lang="en-US">All Currencies [Domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_currency_AllCurrenciesDomain" xml:lang="en-US">All Currencies [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_AllCurrenciesDomain" xlink:to="lab_currency_AllCurrenciesDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UnitedStatesofAmericaDollarsMember" xlink:label="loc_bns_UnitedStatesofAmericaDollarsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UnitedStatesofAmericaDollarsMember" xml:lang="en-US">United States of America Dollars [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UnitedStatesofAmericaDollarsMember" xml:lang="en-US">United States of America Dollars [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UnitedStatesofAmericaDollarsMember" xlink:to="lab_bns_UnitedStatesofAmericaDollarsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CanadaDollarsMember" xlink:label="loc_bns_CanadaDollarsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CanadaDollarsMember" xml:lang="en-US">Canada Dollars [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CanadaDollarsMember" xml:lang="en-US">Canada Dollars [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CanadaDollarsMember" xlink:to="lab_bns_CanadaDollarsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfMarketRiskAbstract" xlink:label="loc_bns_DisclosureOfMarketRiskAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfMarketRiskAbstract" xml:lang="en-US">Disclosure Of Market Risk [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfMarketRiskAbstract" xlink:to="lab_bns_DisclosureOfMarketRiskAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureofriskmanagementTable" xlink:label="loc_bns_DisclosureofriskmanagementTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureofriskmanagementTable" xml:lang="en-US">Disclosure of risk management [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureofriskmanagementTable" xlink:to="lab_bns_DisclosureofriskmanagementTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RangeAxis" xlink:label="loc_ifrs-full_RangeAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RangeAxis" xml:lang="en-US">Range [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RangeAxis" xml:lang="en-US">Range [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RangeAxis" xlink:to="lab_ifrs-full_RangeAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RangeDomain" xlink:label="loc_ifrs-full_RangeDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RangeDomain" xml:lang="en-US">Range [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RangeDomain" xml:lang="en-US">Ranges [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RangeDomain" xlink:to="lab_ifrs-full_RangeDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BottomOfRangeMember" xlink:label="loc_ifrs-full_BottomOfRangeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BottomOfRangeMember" xml:lang="en-US">Bottom of range [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BottomOfRangeMember" xml:lang="en-US">Bottom of range [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BottomOfRangeMember" xlink:to="lab_ifrs-full_BottomOfRangeMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TopOfRangeMember" xlink:label="loc_ifrs-full_TopOfRangeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TopOfRangeMember" xml:lang="en-US">Top of range [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TopOfRangeMember" xml:lang="en-US">Top of range [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TopOfRangeMember" xlink:to="lab_ifrs-full_TopOfRangeMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MeasurementAxis" xlink:label="loc_ifrs-full_MeasurementAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MeasurementAxis" xml:lang="en-US">Measurement [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MeasurementAxis" xml:lang="en-US">Measurement [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MeasurementAxis" xlink:to="lab_ifrs-full_MeasurementAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MeasurementDomain" xlink:label="loc_ifrs-full_MeasurementDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MeasurementDomain" xml:lang="en-US">Measurement [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MeasurementDomain" xml:lang="en-US">Aggregated measurement [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MeasurementDomain" xlink:to="lab_ifrs-full_MeasurementDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ValueatRiskMember" xlink:label="loc_bns_ValueatRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ValueatRiskMember" xml:lang="en-US">Value at Risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ValueatRiskMember" xlink:to="lab_bns_ValueatRiskMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureofRiskManagementLineItems" xlink:label="loc_bns_DisclosureofRiskManagementLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureofRiskManagementLineItems" xml:lang="en-US">Disclosure of Risk Management [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureofRiskManagementLineItems" xlink:to="lab_bns_DisclosureofRiskManagementLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ValueAtRisk" xlink:label="loc_ifrs-full_ValueAtRisk" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ValueAtRisk" xml:lang="en-US">Value at risk</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ValueAtRisk" xml:lang="en-US">Market risk capital</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ValueAtRisk" xlink:to="lab_ifrs-full_ValueAtRisk" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PercentageOfProbabilityLossesOnValueAtRisk" xlink:label="loc_bns_PercentageOfProbabilityLossesOnValueAtRisk" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PercentageOfProbabilityLossesOnValueAtRisk" xml:lang="en-US">Percentage Of Probability Losses On Value At Risk</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PercentageOfProbabilityLossesOnValueAtRisk" xml:lang="en-US">Percentage Of Probability Losses On Value At Risk</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PercentageOfProbabilityLossesOnValueAtRisk" xlink:to="lab_bns_PercentageOfProbabilityLossesOnValueAtRisk" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PercentageOfProbabilityLossesOnValueAtRisk" xml:lang="en-US">Percentage of probability losses on Value at risk.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningNetOfHedging" xlink:label="loc_bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningNetOfHedging" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningNetOfHedging" xml:lang="en-US">Amount Of Increase Decrease In Before Tax Annual Earning Net Of Hedging</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningNetOfHedging" xml:lang="en-US">Amount Of Increase Decrease In Before Tax Annual Earning Net Of Hedging</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningNetOfHedging" xlink:to="lab_bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningNetOfHedging" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningNetOfHedging" xml:lang="en-US">Amount of increase decrease in before tax annual earning net of edging.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningWithoutHedging" xlink:label="loc_bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningWithoutHedging" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningWithoutHedging" xml:lang="en-US">Amount Of Increase Decrease In Before Tax Annual Earning Without Hedging</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningWithoutHedging" xml:lang="en-US">Amount Of Increase Decrease In Before Tax Annual Earning Without Hedging</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningWithoutHedging" xlink:to="lab_bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningWithoutHedging" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningWithoutHedging" xml:lang="en-US">Amount of increase decrease in before tax annual earning without hedging.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PreTaxNetInterestIncome" xlink:label="loc_bns_PreTaxNetInterestIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PreTaxNetInterestIncome" xml:lang="en-US">Pre Tax Net Interest Income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PreTaxNetInterestIncome" xml:lang="en-US">Pre Tax Net Interest Income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PreTaxNetInterestIncome" xlink:to="lab_bns_PreTaxNetInterestIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PreTaxNetInterestIncome" xml:lang="en-US">Pre tax net interest income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ValueAtRiskHoldingPeriod" xlink:label="loc_bns_ValueAtRiskHoldingPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ValueAtRiskHoldingPeriod" xml:lang="en-US">Value At Risk Holding Period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ValueAtRiskHoldingPeriod" xml:lang="en-US">Value At Risk Holding Period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ValueAtRiskHoldingPeriod" xlink:to="lab_bns_ValueAtRiskHoldingPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ValueAtRiskHoldingPeriod" xml:lang="en-US">Value at risk holding period.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_StatisticalTechniquePercentageofConfidenceLevelToValueAtRiskOnTradingPortfolios" xlink:label="loc_bns_StatisticalTechniquePercentageofConfidenceLevelToValueAtRiskOnTradingPortfolios" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_StatisticalTechniquePercentageofConfidenceLevelToValueAtRiskOnTradingPortfolios" xml:lang="en-US">Statistical Technique Percentage of Confidence Level To Value At Risk On Trading Portfolios</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_StatisticalTechniquePercentageofConfidenceLevelToValueAtRiskOnTradingPortfolios" xml:lang="en-US">Statistical Technique Percentage of Confidence Level To Value At Risk On Trading Portfolios</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_StatisticalTechniquePercentageofConfidenceLevelToValueAtRiskOnTradingPortfolios" xlink:to="lab_bns_StatisticalTechniquePercentageofConfidenceLevelToValueAtRiskOnTradingPortfolios" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_StatisticalTechniquePercentageofConfidenceLevelToValueAtRiskOnTradingPortfolios" xml:lang="en-US">Statistical technique percentage of confidence level to value at risk on trading portfolios.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypesOfRisksAxis" xlink:label="loc_ifrs-full_TypesOfRisksAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfRisksAxis" xml:lang="en-US">Types of risks [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfRisksAxis" xml:lang="en-US">Types of risks [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfRisksAxis" xlink:to="lab_ifrs-full_TypesOfRisksAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypesOfRisksDomain" xlink:label="loc_ifrs-full_TypesOfRisksDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfRisksDomain" xml:lang="en-US">Types of risks [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfRisksDomain" xml:lang="en-US">Risks [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfRisksDomain" xlink:to="lab_ifrs-full_TypesOfRisksDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MarketRiskMember" xlink:label="loc_ifrs-full_MarketRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MarketRiskMember" xml:lang="en-US">Market risk [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MarketRiskMember" xlink:to="lab_ifrs-full_MarketRiskMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MarketriskAbstract" xlink:label="loc_bns_MarketriskAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MarketriskAbstract" xml:lang="en-US">Market risk [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MarketriskAbstract" xlink:to="lab_bns_MarketriskAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MarketRiskTable" xlink:label="loc_bns_MarketRiskTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MarketRiskTable" xml:lang="en-US">Market Risk [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MarketRiskTable" xlink:to="lab_bns_MarketRiskTable" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MarketRiskLineItems" xlink:label="loc_bns_MarketRiskLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MarketRiskLineItems" xml:lang="en-US">Market Risk [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MarketRiskLineItems" xlink:to="lab_bns_MarketRiskLineItems" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ValueAtRiskForTradingActivities" xlink:label="loc_bns_ValueAtRiskForTradingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ValueAtRiskForTradingActivities" xml:lang="en-US">Value At Risk For Trading Activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ValueAtRiskForTradingActivities" xml:lang="en-US">All-Bank VaR</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ValueAtRiskForTradingActivities" xlink:to="lab_bns_ValueAtRiskForTradingActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ValueAtRiskForTradingActivities" xml:lang="en-US">Value at risk for trading activities</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RiskDiversificationEffectMember" xlink:label="loc_ifrs-full_RiskDiversificationEffectMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RiskDiversificationEffectMember" xml:lang="en-US">Risk diversification effect [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_RiskDiversificationEffectMember" xml:lang="en-US">Diversification effect [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RiskDiversificationEffectMember" xlink:to="lab_ifrs-full_RiskDiversificationEffectMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DebtSpecificMember" xlink:label="loc_bns_DebtSpecificMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DebtSpecificMember" xml:lang="en-US">Debt Specific [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DebtSpecificMember" xlink:to="lab_bns_DebtSpecificMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CommodityPriceRiskMember" xlink:label="loc_ifrs-full_CommodityPriceRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CommodityPriceRiskMember" xml:lang="en-US">Commodity price risk [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_CommodityPriceRiskMember" xml:lang="en-US">Commodities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CommodityPriceRiskMember" xlink:to="lab_ifrs-full_CommodityPriceRiskMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrencyRiskMember" xlink:label="loc_ifrs-full_CurrencyRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CurrencyRiskMember" xml:lang="en-US">Currency risk [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_CurrencyRiskMember" xml:lang="en-US">Foreign currency risk [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CurrencyRiskMember" xml:lang="en-US">Currency risk [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrencyRiskMember" xlink:to="lab_ifrs-full_CurrencyRiskMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EquityPriceRiskMember" xlink:label="loc_ifrs-full_EquityPriceRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EquityPriceRiskMember" xml:lang="en-US">Equity price risk [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_EquityPriceRiskMember" xml:lang="en-US">Equities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EquityPriceRiskMember" xml:lang="en-US">Equity price risk [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityPriceRiskMember" xlink:to="lab_ifrs-full_EquityPriceRiskMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestRateRiskMember" xlink:label="loc_ifrs-full_InterestRateRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestRateRiskMember" xml:lang="en-US">Interest rate risk [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_InterestRateRiskMember" xml:lang="en-US">Interest rate [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestRateRiskMember" xml:lang="en-US">Interest rate risk [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestRateRiskMember" xlink:to="lab_ifrs-full_InterestRateRiskMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CreditRiskMember" xlink:label="loc_ifrs-full_CreditRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CreditRiskMember" xml:lang="en-US">Credit risk [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_CreditRiskMember" xml:lang="en-US">Credit Spread [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CreditRiskMember" xml:lang="en-US">Credit risk [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CreditRiskMember" xlink:to="lab_ifrs-full_CreditRiskMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditPlusInterestRiskMember" xlink:label="loc_bns_CreditPlusInterestRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditPlusInterestRiskMember" xml:lang="en-US">Credit Plus Interest Risk [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditPlusInterestRiskMember" xml:lang="en-US">Credit Spread plus Interest Rate [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditPlusInterestRiskMember" xlink:to="lab_bns_CreditPlusInterestRiskMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ExternalCreditGradesAxis" xlink:label="loc_ifrs-full_ExternalCreditGradesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ExternalCreditGradesAxis" xml:lang="en-US">External credit grades [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ExternalCreditGradesAxis" xml:lang="en-US">External credit grades [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExternalCreditGradesAxis" xlink:to="lab_ifrs-full_ExternalCreditGradesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ExternalCreditGradesDomain" xlink:label="loc_ifrs-full_ExternalCreditGradesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ExternalCreditGradesDomain" xml:lang="en-US">External credit grades [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExternalCreditGradesDomain" xlink:to="lab_ifrs-full_ExternalCreditGradesDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LowMember" xlink:label="loc_bns_LowMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LowMember" xml:lang="en-US">Low [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LowMember" xlink:to="lab_bns_LowMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_HighMember" xlink:label="loc_bns_HighMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_HighMember" xml:lang="en-US">High [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_HighMember" xlink:to="lab_bns_HighMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AverageMember" xlink:label="loc_bns_AverageMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AverageMember" xml:lang="en-US">Average [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AverageMember" xlink:to="lab_bns_AverageMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfLiquidityRiskAbstract" xlink:label="loc_bns_DisclosureOfLiquidityRiskAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfLiquidityRiskAbstract" xml:lang="en-US">Disclosure Of Liquidity Risk [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfLiquidityRiskAbstract" xlink:to="lab_bns_DisclosureOfLiquidityRiskAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GrowthInPersonalDeposits" xlink:label="loc_bns_GrowthInPersonalDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GrowthInPersonalDeposits" xml:lang="en-US">Growth In Personal Deposits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_GrowthInPersonalDeposits" xml:lang="en-US">Growth in personal deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GrowthInPersonalDeposits" xlink:to="lab_bns_GrowthInPersonalDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GrowthInPersonalDeposits" xml:lang="en-US">Growth in personal deposits.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_WholesaleDebtIssuance" xlink:label="loc_bns_WholesaleDebtIssuance" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_WholesaleDebtIssuance" xml:lang="en-US">Wholesale Debt Issuance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_WholesaleDebtIssuance" xml:lang="en-US">Wholesale debt Issuance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_WholesaleDebtIssuance" xlink:to="lab_bns_WholesaleDebtIssuance" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_WholesaleDebtIssuance" xml:lang="en-US">Wholesale debt issuance.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CapitalAndPersonalDeposits" xlink:label="loc_bns_CapitalAndPersonalDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CapitalAndPersonalDeposits" xml:lang="en-US">Capital And Personal Deposits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CapitalAndPersonalDeposits" xml:lang="en-US">Capital and personal deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CapitalAndPersonalDeposits" xlink:to="lab_bns_CapitalAndPersonalDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CapitalAndPersonalDeposits" xml:lang="en-US">Capital and personal deposits</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LiquidityRiskMember" xlink:label="loc_ifrs-full_LiquidityRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LiquidityRiskMember" xml:lang="en-US">Liquidity risk [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LiquidityRiskMember" xml:lang="en-US">Liquidity risk [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiquidityRiskMember" xlink:to="lab_ifrs-full_LiquidityRiskMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureofCustomerLoansCustomerDepositsandLoantoDepositRatioAbstract" xlink:label="loc_bns_DisclosureofCustomerLoansCustomerDepositsandLoantoDepositRatioAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureofCustomerLoansCustomerDepositsandLoantoDepositRatioAbstract" xml:lang="en-US">Disclosure of Customer Loans Customer Deposits and Loan to Deposit Ratio [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureofCustomerLoansCustomerDepositsandLoantoDepositRatioAbstract" xlink:to="lab_bns_DisclosureofCustomerLoansCustomerDepositsandLoantoDepositRatioAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureofSourcesofWholesaleFundingTable" xlink:label="loc_bns_DisclosureofSourcesofWholesaleFundingTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureofSourcesofWholesaleFundingTable" xml:lang="en-US">Disclosure of Sources of Wholesale Funding [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureofSourcesofWholesaleFundingTable" xlink:to="lab_bns_DisclosureofSourcesofWholesaleFundingTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MaturityAxis" xlink:label="loc_ifrs-full_MaturityAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MaturityAxis" xml:lang="en-US">Maturity [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MaturityAxis" xml:lang="en-US">Maturity [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MaturityAxis" xlink:to="lab_ifrs-full_MaturityAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MaturityDomain" xlink:label="loc_ifrs-full_MaturityDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MaturityDomain" xml:lang="en-US">Maturity [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MaturityDomain" xml:lang="en-US">Aggregated time bands [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MaturityDomain" xlink:to="lab_ifrs-full_MaturityDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LaterThanNineMonthsAndNotLaterThanOneYearMember" xlink:label="loc_bns_LaterThanNineMonthsAndNotLaterThanOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LaterThanNineMonthsAndNotLaterThanOneYearMember" xml:lang="en-US">Later Than Nine Months And Not Later Than One Year [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_LaterThanNineMonthsAndNotLaterThanOneYearMember" xml:lang="en-US">Nine&#160;to twelve months</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LaterThanNineMonthsAndNotLaterThanOneYearMember" xlink:to="lab_bns_LaterThanNineMonthsAndNotLaterThanOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LaterThanNineMonthsAndNotLaterThanOneYearMember" xml:lang="en-US">Later than nine months and not later than one year.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LaterThanSixMonthsAndNotLaterThanNineMonthsMember" xlink:label="loc_bns_LaterThanSixMonthsAndNotLaterThanNineMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LaterThanSixMonthsAndNotLaterThanNineMonthsMember" xml:lang="en-US">Later Than Six Months And Not Later Than Nine Months [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_LaterThanSixMonthsAndNotLaterThanNineMonthsMember" xml:lang="en-US">Six&#160;to nine months</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LaterThanSixMonthsAndNotLaterThanNineMonthsMember" xlink:to="lab_bns_LaterThanSixMonthsAndNotLaterThanNineMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LaterThanSixMonthsAndNotLaterThanNineMonthsMember" xml:lang="en-US">Later than six months and not later than nine months.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember" xlink:label="loc_ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember" xml:lang="en-US">Later than three months and not later than six months [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember" xml:lang="en-US">Three to&#160;six months</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember" xlink:to="lab_ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember" xlink:label="loc_ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember" xml:lang="en-US">Later than one month and not later than three months [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember" xml:lang="en-US">One to three months</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember" xlink:to="lab_ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NoSpecificMaturityMember" xlink:label="loc_bns_NoSpecificMaturityMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NoSpecificMaturityMember" xml:lang="en-US">No specific maturity [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NoSpecificMaturityMember" xlink:to="lab_bns_NoSpecificMaturityMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NoSpecificMaturityMember" xml:lang="en-US">No specific maturity.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanFiveYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanFiveYearsMember" xml:lang="en-US">Later than five years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_LaterThanFiveYearsMember" xml:lang="en-US">Over five years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_ifrs-full_LaterThanFiveYearsMember" xml:lang="en-US">Over 5 years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanFiveYearsMember" xml:lang="en-US">After 5 years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanFiveYearsMember" xlink:to="lab_ifrs-full_LaterThanFiveYearsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LaterThanTwoYearsAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanTwoYearsAndNotLaterThanFiveYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanTwoYearsAndNotLaterThanFiveYearsMember" xml:lang="en-US">Later than two years and not later than five years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanTwoYearsAndNotLaterThanFiveYearsMember" xlink:to="lab_ifrs-full_LaterThanTwoYearsAndNotLaterThanFiveYearsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember" xlink:label="loc_ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember" xml:lang="en-US">Later than one year and not later than two years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember" xml:lang="en-US">1 to 2 years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember" xlink:to="lab_ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NotLaterThanOneMonthMember" xlink:label="loc_ifrs-full_NotLaterThanOneMonthMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NotLaterThanOneMonthMember" xml:lang="en-US">Not later than one month [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotLaterThanOneMonthMember" xlink:to="lab_ifrs-full_NotLaterThanOneMonthMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureofcontractualobligationsLineItems" xlink:label="loc_bns_DisclosureofcontractualobligationsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureofcontractualobligationsLineItems" xml:lang="en-US">Disclosure of contractual obligations [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureofcontractualobligationsLineItems" xlink:to="lab_bns_DisclosureofcontractualobligationsLineItems" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OffBalanceSheetCommitmentAbstract" xlink:label="loc_bns_OffBalanceSheetCommitmentAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OffBalanceSheetCommitmentAbstract" xml:lang="en-US">Off Balance Sheet Commitment [Abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_OffBalanceSheetCommitmentAbstract" xml:lang="en-US">Off-balance sheet commitments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OffBalanceSheetCommitmentAbstract" xlink:to="lab_bns_OffBalanceSheetCommitmentAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GuaranteesAndLettersOfCredit" xlink:label="loc_bns_GuaranteesAndLettersOfCredit" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GuaranteesAndLettersOfCredit" xml:lang="en-US">Guarantees And Letters Of Credit</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_GuaranteesAndLettersOfCredit" xml:lang="en-US">Guarantees and letters of credit</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GuaranteesAndLettersOfCredit" xlink:to="lab_bns_GuaranteesAndLettersOfCredit" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GuaranteesAndLettersOfCredit" xml:lang="en-US">Guarantees and letters of credit.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditCommitments" xlink:label="loc_bns_CreditCommitments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditCommitments" xml:lang="en-US">Credit Commitments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_CreditCommitments" xml:lang="en-US">Credit commitments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditCommitments" xlink:to="lab_bns_CreditCommitments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditCommitments" xml:lang="en-US">Credit commitments.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EquityAndLiabilitiesAbstract" xlink:label="loc_ifrs-full_EquityAndLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EquityAndLiabilitiesAbstract" xml:lang="en-US">Equity and liabilities [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_EquityAndLiabilitiesAbstract" xml:lang="en-US">Liabilities and equity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityAndLiabilitiesAbstract" xlink:to="lab_ifrs-full_EquityAndLiabilitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DepositsFromCustomers" xlink:label="loc_ifrs-full_DepositsFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DepositsFromCustomers" xml:lang="en-US">Deposits from customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DepositsFromCustomers" xml:lang="en-US">Non-personal</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepositsFromCustomers" xlink:to="lab_ifrs-full_DepositsFromCustomers" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DepositLiabilities" xlink:label="loc_ifrs-full_DepositLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DepositLiabilities" xml:lang="en-US">Deposit liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DepositLiabilities" xml:lang="en-US">Deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepositLiabilities" xlink:to="lab_ifrs-full_DepositLiabilities" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureAccountingPoliciesAbstract" xlink:label="loc_bns_DisclosureAccountingPoliciesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureAccountingPoliciesAbstract" xml:lang="en-US">Disclosure - Accounting Policies [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureAccountingPoliciesAbstract" xlink:to="lab_bns_DisclosureAccountingPoliciesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureAccountingPoliciesAbstract" xml:lang="en-US">Disclosure - Accounting Policies [Abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AccountingPoliciesTable" xlink:label="loc_bns_AccountingPoliciesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AccountingPoliciesTable" xml:lang="en-US">Accounting Policies [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AccountingPoliciesTable" xml:lang="en-US">Accounting Policies [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AccountingPoliciesTable" xlink:to="lab_bns_AccountingPoliciesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AccountingPoliciesTable" xml:lang="en-US">Accounting policies [table].</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AccountingPoliciesLineItems" xlink:label="loc_bns_AccountingPoliciesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AccountingPoliciesLineItems" xml:lang="en-US">Accounting Policies [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AccountingPoliciesLineItems" xml:lang="en-US">Accounting Policies [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AccountingPoliciesLineItems" xlink:to="lab_bns_AccountingPoliciesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AccountingPoliciesLineItems" xml:lang="en-US">Accounting policies [Line Items]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfNatureOfRelationshipWithSubsidiaryWhereParentHasDirectlyOrIndirectlyLessThanHalfOfVotingPower" xlink:label="loc_ifrs-full_DescriptionOfNatureOfRelationshipWithSubsidiaryWhereParentHasDirectlyOrIndirectlyLessThanHalfOfVotingPower" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfNatureOfRelationshipWithSubsidiaryWhereParentHasDirectlyOrIndirectlyLessThanHalfOfVotingPower" xml:lang="en-US">Description of significant judgements and assumptions made in determining that entity controls another entity even though it holds less than half of voting rights</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfNatureOfRelationshipWithSubsidiaryWhereParentHasDirectlyOrIndirectlyLessThanHalfOfVotingPower" xml:lang="en-US">Description for entity ownership in consolidated entities whenless that half voting power</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfNatureOfRelationshipWithSubsidiaryWhereParentHasDirectlyOrIndirectlyLessThanHalfOfVotingPower" xlink:to="lab_ifrs-full_DescriptionOfNatureOfRelationshipWithSubsidiaryWhereParentHasDirectlyOrIndirectlyLessThanHalfOfVotingPower" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" xlink:label="loc_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" xml:lang="en-US">Loans and advances at amortised cost, allowance for expected credit losses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" xml:lang="en-US">Allowances for credit losses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" xml:lang="en-US">Balance at beginning of the year</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" xml:lang="en-US">Balance at end of year</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="lab_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" xml:lang="en-US">Allowance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" xlink:to="lab_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CashAndDepositsWithFinancialInstitutionsMaturityPeriod" xlink:label="loc_bns_CashAndDepositsWithFinancialInstitutionsMaturityPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CashAndDepositsWithFinancialInstitutionsMaturityPeriod" xml:lang="en-US">Cash and deposits with financial institutions maturity period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CashAndDepositsWithFinancialInstitutionsMaturityPeriod" xml:lang="en-US">Cash and deposits with financial institutions maturity period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CashAndDepositsWithFinancialInstitutionsMaturityPeriod" xlink:to="lab_bns_CashAndDepositsWithFinancialInstitutionsMaturityPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CashAndDepositsWithFinancialInstitutionsMaturityPeriod" xml:lang="en-US">Cash and deposits with financial institutions maturity period.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PropertyPlantAndEquipmentEstimatedUsefulLife" xlink:label="loc_bns_PropertyPlantAndEquipmentEstimatedUsefulLife" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PropertyPlantAndEquipmentEstimatedUsefulLife" xml:lang="en-US">Property Plant and Equipment Estimated Useful Life</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PropertyPlantAndEquipmentEstimatedUsefulLife" xml:lang="en-US">Estimated useful lives of assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PropertyPlantAndEquipmentEstimatedUsefulLife" xlink:to="lab_bns_PropertyPlantAndEquipmentEstimatedUsefulLife" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PropertyPlantAndEquipmentEstimatedUsefulLife" xml:lang="en-US">Property plant and equipment estimated useful life.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife" xlink:label="loc_bns_IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife" xml:lang="en-US">Intangible Assets Other than Goodwill Estimated Useful Life</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife" xml:lang="en-US">Useful lives of intangible assets other than goodwill</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife" xlink:to="lab_bns_IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife" xml:lang="en-US">Intangible assets other than goodwill estimated useful life.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AverageRateOfHedgingInstrument" xlink:label="loc_ifrs-full_AverageRateOfHedgingInstrument" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AverageRateOfHedgingInstrument" xml:lang="en-US">Average rate of hedging instrument</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_AverageRateOfHedgingInstrument" xml:lang="en-US">Hedge instrument average rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AverageRateOfHedgingInstrument" xlink:to="lab_ifrs-full_AverageRateOfHedgingInstrument" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfUsefulLifePropertyPlantAndEquipment" xlink:label="loc_ifrs-full_DescriptionOfUsefulLifePropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfUsefulLifePropertyPlantAndEquipment" xml:lang="en-US">Description of useful life, property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DescriptionOfUsefulLifePropertyPlantAndEquipment" xml:lang="en-US">Estimated useful lives of assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfUsefulLifePropertyPlantAndEquipment" xlink:to="lab_ifrs-full_DescriptionOfUsefulLifePropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfAssetsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfAssetsAxis" xml:lang="en-US">Classes of assets [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfAssetsAxis" xml:lang="en-US">Classes of assets [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfAssetsAxis" xlink:to="lab_ifrs-full_ClassesOfAssetsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfAssetsDomain" xlink:label="loc_ifrs-full_ClassesOfAssetsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfAssetsDomain" xml:lang="en-US">Classes of assets [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfAssetsDomain" xml:lang="en-US">Classes of assets [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfAssetsDomain" xlink:to="lab_ifrs-full_ClassesOfAssetsDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfFinancialInstrumentsAxis" xml:lang="en-US">Classes of financial instruments [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfFinancialInstrumentsAxis" xml:lang="en-US">Classes of financial instruments [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsAxis" xlink:to="lab_ifrs-full_ClassesOfFinancialInstrumentsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfFinancialInstrumentsDomain" xlink:label="loc_ifrs-full_ClassesOfFinancialInstrumentsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfFinancialInstrumentsDomain" xml:lang="en-US">Classes of financial instruments [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfFinancialInstrumentsDomain" xml:lang="en-US">Financial instruments, class [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialInstrumentsDomain" xlink:to="lab_ifrs-full_ClassesOfFinancialInstrumentsDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PurchasedLoansMember" xlink:label="loc_bns_PurchasedLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PurchasedLoansMember" xml:lang="en-US">Purchased loans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PurchasedLoansMember" xml:lang="en-US">Purchased loans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PurchasedLoansMember" xlink:to="lab_bns_PurchasedLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PurchasedLoansMember" xml:lang="en-US">Purchased loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xml:lang="en-US">Classes of intangible assets other than goodwill [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xml:lang="en-US">Classes of intangible assets other than goodwill [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" xlink:to="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillDomain" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillDomain" xml:lang="en-US">Classes of intangible assets other than goodwill [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillDomain" xml:lang="en-US">Intangible assets other than goodwill [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillDomain" xlink:to="lab_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ComputerSoftwareMember" xlink:label="loc_ifrs-full_ComputerSoftwareMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComputerSoftwareMember" xml:lang="en-US">Computer software [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComputerSoftwareMember" xml:lang="en-US">Computer software [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComputerSoftwareMember" xlink:to="lab_ifrs-full_ComputerSoftwareMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherIntangibleAssetsMember" xlink:label="loc_ifrs-full_OtherIntangibleAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherIntangibleAssetsMember" xml:lang="en-US">Other intangible assets [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherIntangibleAssetsMember" xml:lang="en-US">Other intangible assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherIntangibleAssetsMember" xlink:to="lab_ifrs-full_OtherIntangibleAssetsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis" xlink:label="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis" xml:lang="en-US">Classes of property, plant and equipment [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis" xml:lang="en-US">Classes of property, plant and equipment [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis" xlink:to="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfPropertyPlantAndEquipmentDomain" xlink:label="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentDomain" xml:lang="en-US">Classes of property, plant and equipment [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentDomain" xml:lang="en-US">Property, plant and equipment [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfPropertyPlantAndEquipmentDomain" xlink:to="lab_ifrs-full_ClassesOfPropertyPlantAndEquipmentDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BuildingsMember" xlink:label="loc_ifrs-full_BuildingsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BuildingsMember" xml:lang="en-US">Buildings [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BuildingsMember" xml:lang="en-US">Buildings [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BuildingsMember" xlink:to="lab_ifrs-full_BuildingsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BuildingFittingsMember" xlink:label="loc_bns_BuildingFittingsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BuildingFittingsMember" xml:lang="en-US">Building fittings [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BuildingFittingsMember" xml:lang="en-US">Building fittings [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BuildingFittingsMember" xlink:to="lab_bns_BuildingFittingsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BuildingFittingsMember" xml:lang="en-US">Building fittings.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OfficeEquipmentMember" xlink:label="loc_ifrs-full_OfficeEquipmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OfficeEquipmentMember" xml:lang="en-US">Office Equipment [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OfficeEquipmentMember" xml:lang="en-US">Equipment [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OfficeEquipmentMember" xlink:to="lab_ifrs-full_OfficeEquipmentMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LeaseholdImprovementsMember" xlink:label="loc_ifrs-full_LeaseholdImprovementsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LeaseholdImprovementsMember" xml:lang="en-US">Leasehold improvements [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LeaseholdImprovementsMember" xml:lang="en-US">Leasehold improvements [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LeaseholdImprovementsMember" xlink:to="lab_ifrs-full_LeaseholdImprovementsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypesOfHedgesAxis" xlink:label="loc_ifrs-full_TypesOfHedgesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfHedgesAxis" xml:lang="en-US">Types of hedges [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfHedgesAxis" xml:lang="en-US">Types of hedges [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfHedgesAxis" xlink:to="lab_ifrs-full_TypesOfHedgesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypesOfHedgesDomain" xlink:label="loc_ifrs-full_TypesOfHedgesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfHedgesDomain" xml:lang="en-US">Types of hedges [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfHedgesDomain" xml:lang="en-US">Hedges [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfHedgesDomain" xlink:to="lab_ifrs-full_TypesOfHedgesDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfCashAndCashEquivalentsAbstract" xlink:label="loc_bns_DisclosureOfCashAndCashEquivalentsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfCashAndCashEquivalentsAbstract" xml:lang="en-US">Disclosure Of Cash And Cash Equivalents [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfCashAndCashEquivalentsAbstract" xlink:to="lab_bns_DisclosureOfCashAndCashEquivalentsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfCashAndCashEquivalentsAbstract" xml:lang="en-US">Disclosure Of Cash And Cash Equivalents [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ShorttermDepositsNotClassifiedAsCashEquivalents" xlink:label="loc_ifrs-full_ShorttermDepositsNotClassifiedAsCashEquivalents" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ShorttermDepositsNotClassifiedAsCashEquivalents" xml:lang="en-US">Short-term deposits, not classified as cash equivalents</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ShorttermDepositsNotClassifiedAsCashEquivalents" xml:lang="en-US">Interest-bearing deposits with financial institutions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ShorttermDepositsNotClassifiedAsCashEquivalents" xlink:to="lab_ifrs-full_ShorttermDepositsNotClassifiedAsCashEquivalents" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CashAndCashEquivalentsAndShorttermDepositsTable" xlink:label="loc_bns_CashAndCashEquivalentsAndShorttermDepositsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CashAndCashEquivalentsAndShorttermDepositsTable" xml:lang="en-US">Cash And Cash Equivalents And Shortterm Deposits [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CashAndCashEquivalentsAndShorttermDepositsTable" xml:lang="en-US">Cash and cash equivalents and short-term deposits [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CashAndCashEquivalentsAndShorttermDepositsTable" xlink:to="lab_bns_CashAndCashEquivalentsAndShorttermDepositsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CashAndCashEquivalentsAndShorttermDepositsTable" xml:lang="en-US">Cash and cash equivalents and short-term deposits [table]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfFinancialAssetsAxis" xml:lang="en-US">Classes of financial assets [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfFinancialAssetsAxis" xml:lang="en-US">Classes of financial assets [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsAxis" xlink:to="lab_ifrs-full_ClassesOfFinancialAssetsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfFinancialAssetsDomain" xlink:label="loc_ifrs-full_ClassesOfFinancialAssetsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfFinancialAssetsDomain" xml:lang="en-US">Classes of financial assets [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfFinancialAssetsDomain" xml:lang="en-US">Financial assets, class [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfFinancialAssetsDomain" xlink:to="lab_ifrs-full_ClassesOfFinancialAssetsDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CashAndDepositsWithFinancialInstitutionsMember" xlink:label="loc_bns_CashAndDepositsWithFinancialInstitutionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CashAndDepositsWithFinancialInstitutionsMember" xml:lang="en-US">Cash And Deposits With Financial Institutions [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CashAndDepositsWithFinancialInstitutionsMember" xml:lang="en-US">Cash and Deposits with Financial Institutions [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CashAndDepositsWithFinancialInstitutionsMember" xlink:to="lab_bns_CashAndDepositsWithFinancialInstitutionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CashAndDepositsWithFinancialInstitutionsMember" xml:lang="en-US">Cash and deposits with financial institutions.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CashAndCashEquivalentsAndShorttermDepositsLineItems" xlink:label="loc_bns_CashAndCashEquivalentsAndShorttermDepositsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CashAndCashEquivalentsAndShorttermDepositsLineItems" xml:lang="en-US">Cash And Cash Equivalents And Shortterm Deposits [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CashAndCashEquivalentsAndShorttermDepositsLineItems" xml:lang="en-US">Cash And Cash Equivalents And Short-term Deposits [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CashAndCashEquivalentsAndShorttermDepositsLineItems" xlink:to="lab_bns_CashAndCashEquivalentsAndShorttermDepositsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CashAndCashEquivalentsAndShorttermDepositsLineItems" xml:lang="en-US">Cash And Cash Equivalents And Short-term Deposits [line items]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AllowanceForDeposits" xlink:label="loc_bns_AllowanceForDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AllowanceForDeposits" xml:lang="en-US">Allowance For Deposits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AllowanceForDeposits" xml:lang="en-US">Net of allowances</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AllowanceForDeposits" xlink:to="lab_bns_AllowanceForDeposits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AllowanceForDeposits" xml:lang="en-US">Allowance for deposits.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MandatoryReserveDepositsAtCentralBanksAbstract" xlink:label="loc_bns_MandatoryReserveDepositsAtCentralBanksAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MandatoryReserveDepositsAtCentralBanksAbstract" xml:lang="en-US">Mandatory Reserve Deposits At Central Banks [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MandatoryReserveDepositsAtCentralBanksAbstract" xlink:to="lab_bns_MandatoryReserveDepositsAtCentralBanksAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MandatoryReserveDepositsAtCentralBanksAbstract" xml:lang="en-US">Mandatory Reserve Deposits At Central Banks [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MandatoryReserveDepositsAtCentralBanks" xlink:label="loc_ifrs-full_MandatoryReserveDepositsAtCentralBanks" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MandatoryReserveDepositsAtCentralBanks" xml:lang="en-US">Mandatory reserve deposits at central banks</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MandatoryReserveDepositsAtCentralBanks" xml:lang="en-US">Cash balances required to maintain with central banks, other regulatory authorities and certain counterparties</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MandatoryReserveDepositsAtCentralBanks" xlink:to="lab_ifrs-full_MandatoryReserveDepositsAtCentralBanks" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialInstrumentsAbstract" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsAbstract" xml:lang="en-US">Disclosure of detailed information about financial instruments [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsAbstract" xlink:to="lab_ifrs-full_DisclosureOfFinancialInstrumentsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsTable" xml:lang="en-US">Disclosure of detailed information about financial instruments [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsTable" xml:lang="en-US">Disclosure of detailed information about financial instruments [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsTable" xlink:to="lab_ifrs-full_DisclosureOfFinancialInstrumentsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:label="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xml:lang="en-US">Carrying amount, accumulated depreciation, amortisation and impairment and gross carrying amount [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xml:lang="en-US">Carrying amount, accumulated depreciation, amortisation and impairment and gross carrying amount [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" xlink:to="lab_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CarryingAmountMember" xlink:label="loc_ifrs-full_CarryingAmountMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CarryingAmountMember" xml:lang="en-US">Carrying amount [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CarryingAmountMember" xml:lang="en-US">Net carrying amount [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CarryingAmountMember" xlink:to="lab_ifrs-full_CarryingAmountMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GrossCarryingAmountMember" xlink:label="loc_ifrs-full_GrossCarryingAmountMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GrossCarryingAmountMember" xml:lang="en-US">Gross carrying amount [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GrossCarryingAmountMember" xml:lang="en-US">Gross carrying amount [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossCarryingAmountMember" xlink:to="lab_ifrs-full_GrossCarryingAmountMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xml:lang="en-US">Disclosure of detailed information about financial instruments [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xml:lang="en-US">Disclosure of detailed information about financial instruments [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" xlink:to="lab_ifrs-full_DisclosureOfFinancialInstrumentsLineItems" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherInvestmentSecurities" xlink:label="loc_bns_OtherInvestmentSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherInvestmentSecurities" xml:lang="en-US">Other Investment Securities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_OtherInvestmentSecurities" xml:lang="en-US">Investment securities - FVOCI and FVTPL</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherInvestmentSecurities" xml:lang="en-US">Investment securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherInvestmentSecurities" xlink:to="lab_bns_OtherInvestmentSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherInvestmentSecurities" xml:lang="en-US">Other investment securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsAtAmortisedCost" xlink:label="loc_ifrs-full_FinancialAssetsAtAmortisedCost" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCost" xml:lang="en-US">Financial assets at amortised cost</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCost" xml:lang="en-US">Investment securities - Amortized cost</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/positiveLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCost" xml:lang="en-US">Investment securities - amortized cost</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/presentationGuidance" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCost" xml:lang="en-US">Investment securities measured at amortized cost</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCost" xml:lang="en-US">Cost</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtAmortisedCost" xlink:to="lab_ifrs-full_FinancialAssetsAtAmortisedCost" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LoansAndReceivablesNet" xlink:label="loc_bns_LoansAndReceivablesNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LoansAndReceivablesNet" xml:lang="en-US">Loans And Receivables Net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_LoansAndReceivablesNet" xml:lang="en-US">Loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LoansAndReceivablesNet" xlink:to="lab_bns_LoansAndReceivablesNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LoansAndReceivablesNet" xml:lang="en-US">Loans and receivables net.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherFinancialAssets" xlink:label="loc_ifrs-full_OtherFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherFinancialAssets" xml:lang="en-US">Other financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherFinancialAssets" xml:lang="en-US">Other financial assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherFinancialAssets" xlink:to="lab_ifrs-full_OtherFinancialAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherFinancialLiabilities" xlink:label="loc_ifrs-full_OtherFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherFinancialLiabilities" xml:lang="en-US">Other financial liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherFinancialLiabilities" xml:lang="en-US">Other financial liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherFinancialLiabilities" xlink:to="lab_ifrs-full_OtherFinancialLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AtFairValueMember" xlink:label="loc_ifrs-full_AtFairValueMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AtFairValueMember" xml:lang="en-US">At fair value [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AtFairValueMember" xml:lang="en-US">At fair value [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AtFairValueMember" xlink:to="lab_ifrs-full_AtFairValueMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsAbstract" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsAbstract" xml:lang="en-US">Disclosure of fair value measurement of assets [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsAbstract" xlink:to="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xml:lang="en-US">Disclosure of fair value measurement of assets [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xml:lang="en-US">Disclosure of fair value measurement of assets [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" xlink:to="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsAxis" xml:lang="en-US">Categories of financial assets [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsAxis" xml:lang="en-US">Categories of financial assets [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsAxis" xlink:to="lab_ifrs-full_CategoriesOfFinancialAssetsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CategoriesOfFinancialAssetsDomain" xlink:label="loc_ifrs-full_CategoriesOfFinancialAssetsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsDomain" xml:lang="en-US">Categories of financial assets [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CategoriesOfFinancialAssetsDomain" xml:lang="en-US">Financial assets, category [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfFinancialAssetsDomain" xlink:to="lab_ifrs-full_CategoriesOfFinancialAssetsDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember" xml:lang="en-US">Financial assets at amortised cost, category [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember" xml:lang="en-US">Financial assets at amortised cost, category [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember" xlink:to="lab_ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TradingLoansMember" xlink:label="loc_bns_TradingLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TradingLoansMember" xml:lang="en-US">Trading Loans [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TradingLoansMember" xml:lang="en-US">Trading loans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TradingLoansMember" xlink:to="lab_bns_TradingLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TradingLoansMember" xml:lang="en-US">Trading loans [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMember" xlink:label="loc_bns_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMember" xml:lang="en-US">Canadian federal government and government guaranteed debt [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMember" xml:lang="en-US">Canadian federal government and government guaranteed debt [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMember" xlink:to="lab_bns_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMember" xml:lang="en-US">Canadian federal government and government guaranteed debt.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CanadianProvincialAndMunicipalDebtMember" xlink:label="loc_bns_CanadianProvincialAndMunicipalDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CanadianProvincialAndMunicipalDebtMember" xml:lang="en-US">Canadian provincial and municipal debt [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CanadianProvincialAndMunicipalDebtMember" xml:lang="en-US">Canadian provincial and municipal debt [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CanadianProvincialAndMunicipalDebtMember" xlink:to="lab_bns_CanadianProvincialAndMunicipalDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CanadianProvincialAndMunicipalDebtMember" xml:lang="en-US">Canadian provincial and municipal debt.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UsTreasuryAndOtherUsAgencyDebtMember" xlink:label="loc_bns_UsTreasuryAndOtherUsAgencyDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UsTreasuryAndOtherUsAgencyDebtMember" xml:lang="en-US">US treasury and other US agency debt [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_UsTreasuryAndOtherUsAgencyDebtMember" xml:lang="en-US">U.S. treasury and other U.S. agencies debt [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UsTreasuryAndOtherUsAgencyDebtMember" xml:lang="en-US">U.S. treasury and other U.S. agency debt [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UsTreasuryAndOtherUsAgencyDebtMember" xlink:to="lab_bns_UsTreasuryAndOtherUsAgencyDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_UsTreasuryAndOtherUsAgencyDebtMember" xml:lang="en-US">US treasury and other US agency debt.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherForeignGovernmentsDebtMember" xlink:label="loc_bns_OtherForeignGovernmentsDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherForeignGovernmentsDebtMember" xml:lang="en-US">Other foreign governments debt [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherForeignGovernmentsDebtMember" xml:lang="en-US">Other foreign governments debt [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherForeignGovernmentsDebtMember" xlink:to="lab_bns_OtherForeignGovernmentsDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherForeignGovernmentsDebtMember" xml:lang="en-US">Other foreign governments debt.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CorporateAndOtherDebtMember" xlink:label="loc_bns_CorporateAndOtherDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CorporateAndOtherDebtMember" xml:lang="en-US">Corporate and Other Debt [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CorporateAndOtherDebtMember" xml:lang="en-US">Corporate and other debt [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CorporateAndOtherDebtMember" xlink:to="lab_bns_CorporateAndOtherDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CorporateAndOtherDebtMember" xml:lang="en-US">Corporate and other debt.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TradingEquitySecuritiesMember" xlink:label="loc_ifrs-full_TradingEquitySecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TradingEquitySecuritiesMember" xml:lang="en-US">Trading equity securities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TradingEquitySecuritiesMember" xml:lang="en-US">Equity securities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TradingEquitySecuritiesMember" xlink:to="lab_ifrs-full_TradingEquitySecuritiesMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherTradingAssetsMember" xlink:label="loc_bns_OtherTradingAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherTradingAssetsMember" xml:lang="en-US">Other Trading Assets [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherTradingAssetsMember" xml:lang="en-US">Other trading assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherTradingAssetsMember" xlink:to="lab_bns_OtherTradingAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherTradingAssetsMember" xml:lang="en-US">Other trading assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InterestRateContractsMember" xlink:label="loc_bns_InterestRateContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InterestRateContractsMember" xml:lang="en-US">Interest Rate Contracts [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InterestRateContractsMember" xml:lang="en-US">Interest rate contracts [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InterestRateContractsMember" xlink:to="lab_bns_InterestRateContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InterestRateContractsMember" xml:lang="en-US">Interest rate contracts.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ForeignExchangeAndGoldContractsMember" xlink:label="loc_bns_ForeignExchangeAndGoldContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ForeignExchangeAndGoldContractsMember" xml:lang="en-US">Foreign Exchange and Gold Contracts [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ForeignExchangeAndGoldContractsMember" xml:lang="en-US">Foreign exchange and gold contracts [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ForeignExchangeAndGoldContractsMember" xlink:to="lab_bns_ForeignExchangeAndGoldContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ForeignExchangeAndGoldContractsMember" xml:lang="en-US">Foreign exchange and gold contracts.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquityContractsMember" xlink:label="loc_bns_EquityContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquityContractsMember" xml:lang="en-US">Equity Contracts [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquityContractsMember" xml:lang="en-US">Equity contracts [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquityContractsMember" xlink:to="lab_bns_EquityContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquityContractsMember" xml:lang="en-US">Equity contracts [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditContractsMember" xlink:label="loc_bns_CreditContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditContractsMember" xml:lang="en-US">Credit Contracts [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditContractsMember" xml:lang="en-US">Credit contracts [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditContractsMember" xlink:to="lab_bns_CreditContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditContractsMember" xml:lang="en-US">Credit Contracts [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CommodityContractsMember" xlink:label="loc_bns_CommodityContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CommodityContractsMember" xml:lang="en-US">Commodity Contracts [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CommodityContractsMember" xml:lang="en-US">Commodity Contracts [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_CommodityContractsMember" xml:lang="en-US">Commodity contracts [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CommodityContractsMember" xlink:to="lab_bns_CommodityContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CommodityContractsMember" xml:lang="en-US">Commodity Contracts [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xml:lang="en-US">Disclosure of fair value measurement of assets [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xml:lang="en-US">Disclosure of fair value measurement of assets [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" xlink:to="lab_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DerivativeFinancialAssetsAbstract" xlink:label="loc_bns_DerivativeFinancialAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DerivativeFinancialAssetsAbstract" xml:lang="en-US">Derivative financial assets [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DerivativeFinancialAssetsAbstract" xml:lang="en-US">Derivative financial instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DerivativeFinancialAssetsAbstract" xlink:to="lab_bns_DerivativeFinancialAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DerivativeFinancialAssetsAbstract" xml:lang="en-US">Derivative financial assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InvestmentSecuritiesAbstract" xlink:label="loc_bns_InvestmentSecuritiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InvestmentSecuritiesAbstract" xml:lang="en-US">Investment Securities [Abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InvestmentSecuritiesAbstract" xml:lang="en-US">Investment securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InvestmentSecuritiesAbstract" xlink:to="lab_bns_InvestmentSecuritiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InvestmentSecuritiesAbstract" xml:lang="en-US">Investment securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TradingAssetsAndPreciousMetals" xlink:label="loc_bns_TradingAssetsAndPreciousMetals" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TradingAssetsAndPreciousMetals" xml:lang="en-US">Trading assets and precious metals</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_TradingAssetsAndPreciousMetals" xml:lang="en-US">Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TradingAssetsAndPreciousMetals" xlink:to="lab_bns_TradingAssetsAndPreciousMetals" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TradingAssetsAndPreciousMetals" xml:lang="en-US">Trading assets and precious metals.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DerivativeFinancialLiabilitiesAbstract" xlink:label="loc_bns_DerivativeFinancialLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DerivativeFinancialLiabilitiesAbstract" xml:lang="en-US">Derivative financial liabilities [Abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DerivativeFinancialLiabilitiesAbstract" xml:lang="en-US">Derivative financial instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DerivativeFinancialLiabilitiesAbstract" xlink:to="lab_bns_DerivativeFinancialLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DerivativeFinancialLiabilitiesAbstract" xml:lang="en-US">Derivative financial liabilities [Abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EffectsOfOverlayApproachReclassificationAxis" xlink:label="loc_bns_EffectsOfOverlayApproachReclassificationAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EffectsOfOverlayApproachReclassificationAxis" xml:lang="en-US">Effects Of Overlay Approach Reclassification [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EffectsOfOverlayApproachReclassificationAxis" xml:lang="en-US">Effects of overlay approach reclassification [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EffectsOfOverlayApproachReclassificationAxis" xlink:to="lab_bns_EffectsOfOverlayApproachReclassificationAxis" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EffectsOfOverlayApproachReclassificationMember" xlink:label="loc_bns_EffectsOfOverlayApproachReclassificationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EffectsOfOverlayApproachReclassificationMember" xml:lang="en-US">Effects Of Overlay Approach Reclassification [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EffectsOfOverlayApproachReclassificationMember" xml:lang="en-US">Effects of overlay approach reclassification [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EffectsOfOverlayApproachReclassificationMember" xlink:to="lab_bns_EffectsOfOverlayApproachReclassificationMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IFRS9Member" xlink:label="loc_ifrs-full_IFRS9Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IFRS9Member" xml:lang="en-US">IFRS 9 [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IFRS9Member" xml:lang="en-US">IFRS9 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IFRS9Member" xlink:to="lab_ifrs-full_IFRS9Member" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:label="loc_ifrs-full_LevelsOfFairValueHierarchyAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LevelsOfFairValueHierarchyAxis" xml:lang="en-US">Levels of fair value hierarchy [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LevelsOfFairValueHierarchyAxis" xml:lang="en-US">Levels of fair value hierarchy [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyAxis" xlink:to="lab_ifrs-full_LevelsOfFairValueHierarchyAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LevelsOfFairValueHierarchyDomain" xlink:label="loc_ifrs-full_LevelsOfFairValueHierarchyDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LevelsOfFairValueHierarchyDomain" xml:lang="en-US">Levels of fair value hierarchy [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LevelsOfFairValueHierarchyDomain" xml:lang="en-US">All levels of fair value hierarchy [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LevelsOfFairValueHierarchyDomain" xlink:to="lab_ifrs-full_LevelsOfFairValueHierarchyDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Level1OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level1OfFairValueHierarchyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Level1OfFairValueHierarchyMember" xml:lang="en-US">Level 1 of fair value hierarchy [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Level1OfFairValueHierarchyMember" xml:lang="en-US">Level 1 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Level1OfFairValueHierarchyMember" xlink:to="lab_ifrs-full_Level1OfFairValueHierarchyMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Level2OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level2OfFairValueHierarchyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Level2OfFairValueHierarchyMember" xml:lang="en-US">Level 2 of fair value hierarchy [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Level2OfFairValueHierarchyMember" xml:lang="en-US">Level 2 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Level2OfFairValueHierarchyMember" xlink:to="lab_ifrs-full_Level2OfFairValueHierarchyMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Level3OfFairValueHierarchyMember" xlink:label="loc_ifrs-full_Level3OfFairValueHierarchyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Level3OfFairValueHierarchyMember" xml:lang="en-US">Level 3 of fair value hierarchy [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_Level3OfFairValueHierarchyMember" xml:lang="en-US">Level 3 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Level3OfFairValueHierarchyMember" xlink:to="lab_ifrs-full_Level3OfFairValueHierarchyMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RecurringFairValueMeasurementMember" xlink:label="loc_ifrs-full_RecurringFairValueMeasurementMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RecurringFairValueMeasurementMember" xml:lang="en-US">Recurring fair value measurement [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RecurringFairValueMeasurementMember" xml:lang="en-US">Recurring fair value measurement [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RecurringFairValueMeasurementMember" xlink:to="lab_ifrs-full_RecurringFairValueMeasurementMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" xlink:label="loc_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" xml:lang="en-US">Not measured at fair value in statement of financial position but for which fair value is disclosed [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" xml:lang="en-US">Not measured at fair value in statement of financial position but for which fair value is disclosed [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" xlink:to="lab_ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityTable" xlink:label="loc_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityTable" xml:lang="en-US">Disclosure of significant unobservable inputs used in fair value measurement of equity [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityTable" xml:lang="en-US">Disclosure of significant unobservable inputs used in fair value measurement of equity [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityTable" xlink:to="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityTable" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TradingAssetsMember" xlink:label="loc_bns_TradingAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TradingAssetsMember" xml:lang="en-US">Trading assets [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TradingAssetsMember" xml:lang="en-US">Trading assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TradingAssetsMember" xlink:to="lab_bns_TradingAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TradingAssetsMember" xml:lang="en-US">Trading assets [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InvestmentSecuritiesMember" xlink:label="loc_bns_InvestmentSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InvestmentSecuritiesMember" xml:lang="en-US">Investment Securities [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_InvestmentSecuritiesMember" xml:lang="en-US">Investment securities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InvestmentSecuritiesMember" xml:lang="en-US">Investment securities [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InvestmentSecuritiesMember" xlink:to="lab_bns_InvestmentSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InvestmentSecuritiesMember" xml:lang="en-US">Investment Securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DerivativeFinancialAssetsMember" xlink:label="loc_bns_DerivativeFinancialAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DerivativeFinancialAssetsMember" xml:lang="en-US">Derivative Financial Assets [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DerivativeFinancialAssetsMember" xml:lang="en-US">Derivative financial assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DerivativeFinancialAssetsMember" xlink:to="lab_bns_DerivativeFinancialAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DerivativeFinancialAssetsMember" xml:lang="en-US">Derivative Financial Assets [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xml:lang="en-US">Categories of financial liabilities [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xml:lang="en-US">Categories of financial liabilities [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesAxis" xlink:to="lab_ifrs-full_CategoriesOfFinancialLiabilitiesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CategoriesOfFinancialLiabilitiesDomain" xlink:label="loc_ifrs-full_CategoriesOfFinancialLiabilitiesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CategoriesOfFinancialLiabilitiesDomain" xml:lang="en-US">Categories of financial liabilities [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CategoriesOfFinancialLiabilitiesDomain" xml:lang="en-US">Financial liabilities, category [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfFinancialLiabilitiesDomain" xlink:to="lab_ifrs-full_CategoriesOfFinancialLiabilitiesDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DerivativeFinancialInstrumentsMember" xlink:label="loc_bns_DerivativeFinancialInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DerivativeFinancialInstrumentsMember" xml:lang="en-US">Derivative financial instruments [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DerivativeFinancialInstrumentsMember" xml:lang="en-US">Derivative financial instruments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DerivativeFinancialInstrumentsMember" xlink:to="lab_bns_DerivativeFinancialInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DerivativeFinancialInstrumentsMember" xml:lang="en-US">Derivative financial instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DerivativeFinancialLiabilitiesMember" xlink:label="loc_bns_DerivativeFinancialLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DerivativeFinancialLiabilitiesMember" xml:lang="en-US">Derivative financial liabilities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DerivativeFinancialLiabilitiesMember" xml:lang="en-US">Derivative financial liabilities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DerivativeFinancialLiabilitiesMember" xlink:to="lab_bns_DerivativeFinancialLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DerivativeFinancialLiabilitiesMember" xml:lang="en-US">Derivative financial liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ObligationsRelatedToSecuritiesSoldShortMember" xlink:label="loc_bns_ObligationsRelatedToSecuritiesSoldShortMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ObligationsRelatedToSecuritiesSoldShortMember" xml:lang="en-US">Obligations Related to Securities Sold Short [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_ObligationsRelatedToSecuritiesSoldShortMember" xml:lang="en-US">Obligations related to securities sold short [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ObligationsRelatedToSecuritiesSoldShortMember" xlink:to="lab_bns_ObligationsRelatedToSecuritiesSoldShortMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ObligationsRelatedToSecuritiesSoldShortMember" xml:lang="en-US">Obligations related to securities sold short.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquitySecurities1Member" xlink:label="loc_bns_EquitySecurities1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquitySecurities1Member" xml:lang="en-US">Equity Securities 1 [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquitySecurities1Member" xml:lang="en-US">Equity securities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquitySecurities1Member" xlink:to="lab_bns_EquitySecurities1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquitySecurities1Member" xml:lang="en-US">This member stands for instruments held by the entity that represent ownership.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems" xlink:label="loc_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems" xml:lang="en-US">Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems" xml:lang="en-US">Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems" xlink:to="lab_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsAtFairValue" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValue" xml:lang="en-US">Financial assets, at fair value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValue" xml:lang="en-US">Fair value, beginning balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValue" xml:lang="en-US">Fair value, ending balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValue" xml:lang="en-US">Fair value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValue" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValue" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialLiabilitiesAtFairValue" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValue" xml:lang="en-US">Financial liabilities, at fair value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValue" xml:lang="en-US">Fair value, beginning balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValue" xml:lang="en-US">Fair value, ending balance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValue" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValue" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FinancialInstrumentsAtFairValue" xlink:label="loc_bns_FinancialInstrumentsAtFairValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FinancialInstrumentsAtFairValue" xml:lang="en-US">Financial Instruments at Fair Value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_bns_FinancialInstrumentsAtFairValue" xml:lang="en-US">Fair value, beginning balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_bns_FinancialInstrumentsAtFairValue" xml:lang="en-US">Fair value, ending balance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FinancialInstrumentsAtFairValue" xlink:to="lab_bns_FinancialInstrumentsAtFairValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FinancialInstrumentsAtFairValue" xml:lang="en-US">Financial Instruments at fair value.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" xml:lang="en-US">Gains (losses) recognised in profit or loss, fair value measurement, assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" xml:lang="en-US">Gains/(losses) recorded in income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" xlink:to="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" xml:lang="en-US">Gains (losses) recognised in profit or loss, fair value measurement, liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" xml:lang="en-US">Gains/(losses) recorded in income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" xlink:to="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurement" xlink:label="loc_bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurement" xml:lang="en-US">Gains (losses) recognised in profit or loss, fair value measurement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurement" xml:lang="en-US">Gains/(losses) recorded in income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurement" xlink:to="lab_bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurement" xml:lang="en-US">Gains (losses) recognised in profit or loss, fair value measurement.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xlink:label="loc_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xml:lang="en-US">Gains (losses) recognised in other comprehensive income, fair value measurement, assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xml:lang="en-US">Gains/(losses) recorded in OCI</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" xlink:to="lab_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurement" xlink:label="loc_bns_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurement" xml:lang="en-US">Gains (losses) recognised in other comprehensive income, fair value measurement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurement" xml:lang="en-US">Gains/(losses) recorded in OCI</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurement" xlink:to="lab_bns_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurement" xml:lang="en-US">Gains (losses) recognised in other comprehensive income, fair value measurement.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PurchasesIssuancesFairValueMeasurement" xlink:label="loc_bns_PurchasesIssuancesFairValueMeasurement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PurchasesIssuancesFairValueMeasurement" xml:lang="en-US">Purchases Issuances Fair Value Measurement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PurchasesIssuancesFairValueMeasurement" xml:lang="en-US">Purchases/ Issuances</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PurchasesIssuancesFairValueMeasurement" xlink:to="lab_bns_PurchasesIssuancesFairValueMeasurement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PurchasesIssuancesFairValueMeasurement" xml:lang="en-US">Purchases issuances fair value measurement.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SalesSettlementsFairValueMeasurement" xlink:label="loc_bns_SalesSettlementsFairValueMeasurement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SalesSettlementsFairValueMeasurement" xml:lang="en-US">Sales Settlements Fair Value Measurement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SalesSettlementsFairValueMeasurement" xml:lang="en-US">Sales/ Settlements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SalesSettlementsFairValueMeasurement" xlink:to="lab_bns_SalesSettlementsFairValueMeasurement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SalesSettlementsFairValueMeasurement" xml:lang="en-US">Sales settlements fair value measurement.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TransfersIntoOutOfLevel3OfFairValueHierarchy" xlink:label="loc_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy" xml:lang="en-US">Transfers Into Out Of Level 3 Of Fair Value Hierarchy</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy" xml:lang="en-US">Transfers into/out of Level 3</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy" xlink:to="lab_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy" xml:lang="en-US">Transfers into out of level 3 of fair value hierarchy.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement" xml:lang="en-US">Gains (losses) recognised in profit or loss attributable to change in unrealised gains or losses for assets held at end of period, fair value measurement</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" xlink:label="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" xml:lang="en-US">Gains (losses) recognised in profit or loss attributable to change in unrealised gains or losses for liabilities held at end of period, fair value measurement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" xml:lang="en-US">Change in unrealized gains/(losses)recorded in income for instruments still held</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" xlink:to="lab_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForLiabilitiesHeldAtEndOfPeriodFairValueMeasurement" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialInstrumentsHeldAtEndOfPeriodFairValueMeasurement" xlink:label="loc_bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialInstrumentsHeldAtEndOfPeriodFairValueMeasurement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialInstrumentsHeldAtEndOfPeriodFairValueMeasurement" xml:lang="en-US">Gains (losses) recognised in profit or loss attributable to change in unrealised gains or losses for financial instruments held at end of period, fair value measurement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialInstrumentsHeldAtEndOfPeriodFairValueMeasurement" xml:lang="en-US">Change in unrealized gains/(losses)recorded in income for instruments still held</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialInstrumentsHeldAtEndOfPeriodFairValueMeasurement" xlink:to="lab_bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialInstrumentsHeldAtEndOfPeriodFairValueMeasurement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialInstrumentsHeldAtEndOfPeriodFairValueMeasurement" xml:lang="en-US">Gains (losses) recognised in profit or loss attributable to change in unrealised gains or losses for financial instruments held at end of period, fair value measurement.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FinancialAssetsLiabilitiesAtFairValueNet" xlink:label="loc_bns_FinancialAssetsLiabilitiesAtFairValueNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FinancialAssetsLiabilitiesAtFairValueNet" xml:lang="en-US">Financial assets liabilities at fair value, net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_bns_FinancialAssetsLiabilitiesAtFairValueNet" xml:lang="en-US">Fair value, beginning balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_bns_FinancialAssetsLiabilitiesAtFairValueNet" xml:lang="en-US">Fair value, ending balance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FinancialAssetsLiabilitiesAtFairValueNet" xlink:to="lab_bns_FinancialAssetsLiabilitiesAtFairValueNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FinancialAssetsLiabilitiesAtFairValueNet" xml:lang="en-US">Amount is net of Derivative financial instruments liabilities and Derivative financial instruments assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurementNetFinancialAssetsLiabilities" xlink:label="loc_bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurementNetFinancialAssetsLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurementNetFinancialAssetsLiabilities" xml:lang="en-US">Gains Losses Recognised In Profit Or Loss Fair Value Measurement Net Financial Assets Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurementNetFinancialAssetsLiabilities" xml:lang="en-US">Gains/(losses) recorded in income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurementNetFinancialAssetsLiabilities" xlink:to="lab_bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurementNetFinancialAssetsLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurementNetFinancialAssetsLiabilities" xml:lang="en-US">Amount is net of derivative financial instruments assets and derivative financial instruments liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PurchasesIssuancesFairValueMeasurementNetFinancialAssetsLiabilities" xlink:label="loc_bns_PurchasesIssuancesFairValueMeasurementNetFinancialAssetsLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PurchasesIssuancesFairValueMeasurementNetFinancialAssetsLiabilities" xml:lang="en-US">Purchases Issuances Fair Value Measurement Net Financial Assets Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PurchasesIssuancesFairValueMeasurementNetFinancialAssetsLiabilities" xml:lang="en-US">Purchases/ Issuances</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PurchasesIssuancesFairValueMeasurementNetFinancialAssetsLiabilities" xlink:to="lab_bns_PurchasesIssuancesFairValueMeasurementNetFinancialAssetsLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PurchasesIssuancesFairValueMeasurementNetFinancialAssetsLiabilities" xml:lang="en-US">Purchases issuances fair value measurement net financial assets liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SalesSettlementsFairValueMeasurementNetAssetsLiabilities" xlink:label="loc_bns_SalesSettlementsFairValueMeasurementNetAssetsLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SalesSettlementsFairValueMeasurementNetAssetsLiabilities" xml:lang="en-US">Sales Settlements Fair Value Measurement Net Assets Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SalesSettlementsFairValueMeasurementNetAssetsLiabilities" xml:lang="en-US">Sales/ Settlements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SalesSettlementsFairValueMeasurementNetAssetsLiabilities" xlink:to="lab_bns_SalesSettlementsFairValueMeasurementNetAssetsLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SalesSettlementsFairValueMeasurementNetAssetsLiabilities" xml:lang="en-US">Sales settlements fair value measurement net assets liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TransfersIntoOutOfLevel3OfFairValueHierarchyAssetsLiabilitiesNet" xlink:label="loc_bns_TransfersIntoOutOfLevel3OfFairValueHierarchyAssetsLiabilitiesNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TransfersIntoOutOfLevel3OfFairValueHierarchyAssetsLiabilitiesNet" xml:lang="en-US">Transfers Into Out Of Level 3 Of Fair Value Hierarchy Assets Liabilities Net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TransfersIntoOutOfLevel3OfFairValueHierarchyAssetsLiabilitiesNet" xml:lang="en-US">Transfers into/out of Level 3</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TransfersIntoOutOfLevel3OfFairValueHierarchyAssetsLiabilitiesNet" xlink:to="lab_bns_TransfersIntoOutOfLevel3OfFairValueHierarchyAssetsLiabilitiesNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TransfersIntoOutOfLevel3OfFairValueHierarchyAssetsLiabilitiesNet" xml:lang="en-US">Transfers into/out of Level 3 amount is net of derivative financial instruments assets and derivative financial instruments liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesNetHeldAtEndOfPeriodFairValueMeasurement" xlink:label="loc_bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesNetHeldAtEndOfPeriodFairValueMeasurement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesNetHeldAtEndOfPeriodFairValueMeasurement" xml:lang="en-US">Gains Losses Recognised In Profit Or Loss Attributable To Change In Unrealised Gains Or Losses Net Held At End Of Period Fair Value Measurement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesNetHeldAtEndOfPeriodFairValueMeasurement" xml:lang="en-US">Change in unrealized gains/(losses)recorded in income for instruments still held</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesNetHeldAtEndOfPeriodFairValueMeasurement" xlink:to="lab_bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesNetHeldAtEndOfPeriodFairValueMeasurement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesNetHeldAtEndOfPeriodFairValueMeasurement" xml:lang="en-US">Gains losses recognised in profit or loss attributable to change in unrealised gains or losses net held at end of period fair value measurement.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" xlink:label="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" xml:lang="en-US">Valuation techniques used in fair value measurement [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" xml:lang="en-US">Valuation techniques used in fair value measurement [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" xlink:to="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ValuationTechniquesUsedInFairValueMeasurementDomain" xlink:label="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementDomain" xml:lang="en-US">Valuation techniques used in fair value measurement [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementDomain" xml:lang="en-US">Valuation techniques [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementDomain" xlink:to="lab_ifrs-full_ValuationTechniquesUsedInFairValueMeasurementDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquityContracts1Member" xlink:label="loc_bns_EquityContracts1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquityContracts1Member" xml:lang="en-US">Equity contracts 1 [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquityContracts1Member" xml:lang="en-US">Equity contracts 1 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquityContracts1Member" xlink:to="lab_bns_EquityContracts1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquityContracts1Member" xml:lang="en-US">Equity contracts 1.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PrivateEquitySecuritiesMember" xlink:label="loc_bns_PrivateEquitySecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PrivateEquitySecuritiesMember" xml:lang="en-US">Private equity securities [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PrivateEquitySecuritiesMember" xml:lang="en-US">Private equity securities [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PrivateEquitySecuritiesMember" xlink:to="lab_bns_PrivateEquitySecuritiesMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities" xlink:label="loc_bns_DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities" xml:lang="en-US">Description of Valuation Techniques Used in Fair Value Measurement, Assets and Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities" xml:lang="en-US">Valuation technique</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities" xlink:to="lab_bns_DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities" xml:lang="en-US">Description of valuation techniques used in fair value measurement, assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities" xlink:label="loc_bns_DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities" xml:lang="en-US">Descriptionof Significant Unobservable Inputs In Fair Value Measurement Financial Assets And Financial Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities" xml:lang="en-US">Significant unobservable inputs</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities" xlink:to="lab_bns_DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities" xml:lang="en-US">Descriptionof significant unobservable inputs in fair value measurement financial assets and financial liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SignificantUnobservableInputsRateRange" xlink:label="loc_bns_SignificantUnobservableInputsRateRange" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SignificantUnobservableInputsRateRange" xml:lang="en-US">Significant unobservable inputs rate range</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SignificantUnobservableInputsRateRange" xml:lang="en-US">Range of estimates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SignificantUnobservableInputsRateRange" xlink:to="lab_bns_SignificantUnobservableInputsRateRange" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SignificantUnobservableInputsRateRange" xml:lang="en-US">Significant unobservable inputs rate range.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ChangesInFairValueFromReasonablePossibleAlternative" xlink:label="loc_bns_ChangesInFairValueFromReasonablePossibleAlternative" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ChangesInFairValueFromReasonablePossibleAlternative" xml:lang="en-US">Changes in fair value from reasonable possible alternative</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ChangesInFairValueFromReasonablePossibleAlternative" xml:lang="en-US">Changes in fair value from reasonably possible alternatives</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ChangesInFairValueFromReasonablePossibleAlternative" xlink:to="lab_bns_ChangesInFairValueFromReasonablePossibleAlternative" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ChangesInFairValueFromReasonablePossibleAlternative" xml:lang="en-US">Changes in fair value from reasonable possible alternative.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OptionPricingModelMember" xlink:label="loc_ifrs-full_OptionPricingModelMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OptionPricingModelMember" xml:lang="en-US">Option pricing model [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OptionPricingModelMember" xml:lang="en-US">Option pricing model [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OptionPricingModelMember" xlink:to="lab_ifrs-full_OptionPricingModelMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MarketComparableCompaniesMember" xlink:label="loc_ifrs-full_MarketComparableCompaniesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MarketComparableCompaniesMember" xml:lang="en-US">Market comparable companies [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MarketComparableCompaniesMember" xml:lang="en-US">Market comparable [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MarketComparableCompaniesMember" xlink:to="lab_ifrs-full_MarketComparableCompaniesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DiscountedCashFlowMember" xlink:label="loc_ifrs-full_DiscountedCashFlowMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DiscountedCashFlowMember" xml:lang="en-US">Discounted cash flow [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DiscountedCashFlowMember" xml:lang="en-US">Discounted cash flow [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DiscountedCashFlowMember" xlink:to="lab_ifrs-full_DiscountedCashFlowMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfLiabilitiesAxis" xlink:label="loc_ifrs-full_ClassesOfLiabilitiesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfLiabilitiesAxis" xml:lang="en-US">Classes of liabilities [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfLiabilitiesAxis" xml:lang="en-US">Classes of liabilities [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfLiabilitiesAxis" xlink:to="lab_ifrs-full_ClassesOfLiabilitiesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfLiabilitiesDomain" xlink:label="loc_ifrs-full_ClassesOfLiabilitiesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfLiabilitiesDomain" xml:lang="en-US">Classes of liabilities [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfLiabilitiesDomain" xml:lang="en-US">Classes of liabilities [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfLiabilitiesDomain" xlink:to="lab_ifrs-full_ClassesOfLiabilitiesDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InvestmentInEquitySecuritiesMember" xlink:label="loc_bns_InvestmentInEquitySecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InvestmentInEquitySecuritiesMember" xml:lang="en-US">Investment In Equity Securities [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InvestmentInEquitySecuritiesMember" xlink:to="lab_bns_InvestmentInEquitySecuritiesMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ObligationsRelatingToShortSellingOfSecuritiesMember" xlink:label="loc_bns_ObligationsRelatingToShortSellingOfSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ObligationsRelatingToShortSellingOfSecuritiesMember" xml:lang="en-US">Obligations Relating To Short Selling Of Securities [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ObligationsRelatingToShortSellingOfSecuritiesMember" xml:lang="en-US">Obligations relating to short selling of securities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ObligationsRelatingToShortSellingOfSecuritiesMember" xlink:to="lab_bns_ObligationsRelatingToShortSellingOfSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ObligationsRelatingToShortSellingOfSecuritiesMember" xml:lang="en-US">Obligations relating to short selling of securities [Member].</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets" xlink:label="loc_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets" xml:lang="en-US">Transfers out of Level 3 of fair value hierarchy, assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets" xml:lang="en-US">Transferred out of level three into level two</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets" xlink:to="lab_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets" xlink:label="loc_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets" xml:lang="en-US">Transfers out of Level 2 into Level 1 of fair value hierarchy, assets held at end of reporting period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets" xml:lang="en-US">Assets transferred out of level two into level one</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets" xlink:to="lab_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyLiabilities" xlink:label="loc_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyLiabilities" xml:lang="en-US">Transfers out of Level 2 into Level 1 of fair value hierarchy, liabilities held at end of reporting period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyLiabilities" xml:lang="en-US">Liabilities transferredout of level two into level one</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyLiabilities" xlink:to="lab_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets" xlink:label="loc_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets" xml:lang="en-US">Transfers out of Level 1 into Level 2 of fair value hierarchy, assets held at end of reporting period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets" xml:lang="en-US">Assets transferred out of level one into level two</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets" xlink:to="lab_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyLiabilities" xlink:label="loc_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyLiabilities" xml:lang="en-US">Transfers out of Level 1 into Level 2 of fair value hierarchy, liabilities held at end of reporting period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyLiabilities" xml:lang="en-US">Liabilities transferred out of level one into level two</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyLiabilities" xlink:to="lab_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsAbstract" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsAbstract" xml:lang="en-US">Disclosure of financial assets [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsAbstract" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTable" xml:lang="en-US">Disclosure of financial assets [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTable" xml:lang="en-US">Disclosure of financial assets [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTable" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsTable" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CanadianFederalGovernmentIssuedOrGuaranteedDebtMember" xlink:label="loc_bns_CanadianFederalGovernmentIssuedOrGuaranteedDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CanadianFederalGovernmentIssuedOrGuaranteedDebtMember" xml:lang="en-US">Canadian federal government issued or guaranteed debt [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CanadianFederalGovernmentIssuedOrGuaranteedDebtMember" xml:lang="en-US">Canadian federal government issued or guaranteed debt [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CanadianFederalGovernmentIssuedOrGuaranteedDebtMember" xlink:to="lab_bns_CanadianFederalGovernmentIssuedOrGuaranteedDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CanadianFederalGovernmentIssuedOrGuaranteedDebtMember" xml:lang="en-US">Canadian federal government issued or guaranteed debt.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMember" xlink:label="loc_bns_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMember" xml:lang="en-US">United states treasury and other united states agency debt [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMember" xml:lang="en-US">U.S. treasury and other U.S. agency debt [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMember" xlink:to="lab_bns_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMember" xml:lang="en-US">United states treasury and other united states agency debt.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherForeignGovernmentDebtMember" xlink:label="loc_bns_OtherForeignGovernmentDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherForeignGovernmentDebtMember" xml:lang="en-US">Other foreign government debt [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherForeignGovernmentDebtMember" xml:lang="en-US">Other foreign government debt [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherForeignGovernmentDebtMember" xlink:to="lab_bns_OtherForeignGovernmentDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherForeignGovernmentDebtMember" xml:lang="en-US">Other foreign government debt.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherTradingSecuritiesMember" xlink:label="loc_bns_OtherTradingSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherTradingSecuritiesMember" xml:lang="en-US">Other trading securities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherTradingSecuritiesMember" xml:lang="en-US">Other trading securities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherTradingSecuritiesMember" xlink:to="lab_bns_OtherTradingSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherTradingSecuritiesMember" xml:lang="en-US">Other trading securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquitySecuritiesMember" xlink:label="loc_bns_EquitySecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquitySecuritiesMember" xml:lang="en-US">Equity Securities [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquitySecuritiesMember" xml:lang="en-US">Equity securities [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquitySecuritiesMember" xlink:to="lab_bns_EquitySecuritiesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/currency/2024/currency-2024.xsd#currency_CAD" xlink:label="loc_currency_CAD" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_currency_CAD" xml:lang="en-US">Canada, Dollars</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_currency_CAD" xml:lang="en-US">Canadian dollar [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_CAD" xlink:to="lab_currency_CAD" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/currency/2024/currency-2024.xsd#currency_USD" xlink:label="loc_currency_USD" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_currency_USD" xml:lang="en-US">United States of America, Dollars</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_currency_USD" xml:lang="en-US">U.S. dollar [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_USD" xlink:to="lab_currency_USD" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/currency/2024/currency-2024.xsd#currency_MXN" xlink:label="loc_currency_MXN" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_currency_MXN" xml:lang="en-US">Mexico, Pesos</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_currency_MXN" xml:lang="en-US">Mexico, Pesos [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_MXN" xlink:to="lab_currency_MXN" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherCurrenciesMember" xlink:label="loc_bns_OtherCurrenciesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherCurrenciesMember" xml:lang="en-US">Other Currencies [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherCurrenciesMember" xml:lang="en-US">Other currencies [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherCurrenciesMember" xlink:to="lab_bns_OtherCurrenciesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherCurrenciesMember" xml:lang="en-US">Other currencies.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsLineItems" xml:lang="en-US">Disclosure of financial assets [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsLineItems" xml:lang="en-US">Disclosure of financial assets [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsLineItems" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NotLaterThanThreeMonthsMember" xlink:label="loc_ifrs-full_NotLaterThanThreeMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NotLaterThanThreeMonthsMember" xml:lang="en-US">Not later than three months [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NotLaterThanThreeMonthsMember" xml:lang="en-US">Within 3 months [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_NotLaterThanThreeMonthsMember" xml:lang="en-US">Within three months [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotLaterThanThreeMonthsMember" xlink:to="lab_ifrs-full_NotLaterThanThreeMonthsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember" xlink:label="loc_ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember" xml:lang="en-US">Later than three months and not later than one year [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember" xml:lang="en-US">Three to 12 months [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember" xml:lang="en-US">Three to twelve months [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember" xlink:to="lab_ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xml:lang="en-US">Later than one year and not later than five years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xml:lang="en-US">One to 5 years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xml:lang="en-US">One to five years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" xlink:to="lab_ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" xlink:label="loc_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" xml:lang="en-US">Later than five years and not later than ten years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" xml:lang="en-US">Five to ten years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" xlink:to="lab_ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LaterThanTenYearsMember" xlink:label="loc_ifrs-full_LaterThanTenYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanTenYearsMember" xml:lang="en-US">Later than ten years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanTenYearsMember" xml:lang="en-US">Over ten years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanTenYearsMember" xlink:to="lab_ifrs-full_LaterThanTenYearsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_WithNoSpecificMaturityMember" xlink:label="loc_bns_WithNoSpecificMaturityMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_WithNoSpecificMaturityMember" xml:lang="en-US">With no specific maturity [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_WithNoSpecificMaturityMember" xml:lang="en-US">No specific maturity [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_WithNoSpecificMaturityMember" xlink:to="lab_bns_WithNoSpecificMaturityMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_WithNoSpecificMaturityMember" xml:lang="en-US">With no specific maturity.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GeographicalAreasAxis" xlink:label="loc_ifrs-full_GeographicalAreasAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GeographicalAreasAxis" xml:lang="en-US">Geographical areas [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GeographicalAreasAxis" xml:lang="en-US">Geographical areas [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GeographicalAreasAxis" xlink:to="lab_ifrs-full_GeographicalAreasAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GeographicalAreasDomain" xlink:label="loc_ifrs-full_GeographicalAreasDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GeographicalAreasDomain" xml:lang="en-US">Geographical areas [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GeographicalAreasDomain" xml:lang="en-US">Geographical areas [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GeographicalAreasDomain" xml:lang="en-US">Geographical areas [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GeographicalAreasDomain" xlink:to="lab_ifrs-full_GeographicalAreasDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2024/country-2024.xsd#country_US" xlink:label="loc_country_US" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_country_US" xml:lang="en-US">UNITED STATES</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_country_US" xml:lang="en-US">United States [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_US" xlink:to="lab_country_US" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_EuropeMember" xlink:label="loc_srt_EuropeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_EuropeMember" xml:lang="en-US">Europe [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_srt_EuropeMember" xml:lang="en-US">Europe [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_EuropeMember" xlink:to="lab_srt_EuropeMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2024/country-2024.xsd#country_CA" xlink:label="loc_country_CA" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_country_CA" xml:lang="en-US">CANADA</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_country_CA" xml:lang="en-US">Canada [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_CA" xlink:to="lab_country_CA" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherCountriesMember" xlink:label="loc_bns_OtherCountriesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherCountriesMember" xml:lang="en-US">Other Countries [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherCountriesMember" xml:lang="en-US">Other Countries [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherCountriesMember" xlink:to="lab_bns_OtherCountriesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherCountriesMember" xml:lang="en-US">Other countries.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GainLossOnFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossAbstract" xlink:label="loc_bns_GainLossOnFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GainLossOnFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossAbstract" xml:lang="en-US">Gain (loss) on financial instruments designated at fair value through profit or loss [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GainLossOnFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossAbstract" xlink:to="lab_bns_GainLossOnFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GainLossOnFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossAbstract" xml:lang="en-US">Gain (loss) on financial instruments designated at fair value through profit or loss.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SeniorNoteLiabilitiesMember" xlink:label="loc_bns_SeniorNoteLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SeniorNoteLiabilitiesMember" xml:lang="en-US">Senior Note Liabilities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SeniorNoteLiabilitiesMember" xml:lang="en-US">Senior note liabilities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SeniorNoteLiabilitiesMember" xlink:to="lab_bns_SeniorNoteLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SeniorNoteLiabilitiesMember" xml:lang="en-US">Senior note liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" xlink:label="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" xml:lang="en-US">Financial liabilities at fair value through profit or loss, designated upon initial recognition or subsequently</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" xml:lang="en-US">Fair value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" xml:lang="en-US">Carrying value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" xlink:to="lab_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ChangesInFairValueOfFinancialLiability" xlink:label="loc_bns_ChangesInFairValueOfFinancialLiability" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ChangesInFairValueOfFinancialLiability" xml:lang="en-US">Increase (decrease) in fair value of financial liability</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ChangesInFairValueOfFinancialLiability" xml:lang="en-US">Change in Fair value Gains/(losses)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ChangesInFairValueOfFinancialLiability" xlink:to="lab_bns_ChangesInFairValueOfFinancialLiability" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ChangesInFairValueOfFinancialLiability" xml:lang="en-US">Increase (decrease) in fair value of financial liability.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AccumulatedChangesInFairValueOfFinancialLiability" xlink:label="loc_bns_AccumulatedChangesInFairValueOfFinancialLiability" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AccumulatedChangesInFairValueOfFinancialLiability" xml:lang="en-US">Accumulated increase (decrease) in fair value of financial liability</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AccumulatedChangesInFairValueOfFinancialLiability" xml:lang="en-US">Cumulative change in FV Gains/(losses)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AccumulatedChangesInFairValueOfFinancialLiability" xlink:to="lab_bns_AccumulatedChangesInFairValueOfFinancialLiability" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AccumulatedChangesInFairValueOfFinancialLiability" xml:lang="en-US">Accumulated increase (decrease) in fair value of financial liability.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ContractualMaturityAmountOfDepositNoteLiabilities" xlink:label="loc_bns_ContractualMaturityAmountOfDepositNoteLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ContractualMaturityAmountOfDepositNoteLiabilities" xml:lang="en-US">Contractual maturity amount of deposit note liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ContractualMaturityAmountOfDepositNoteLiabilities" xml:lang="en-US">Contractual maturity amount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ContractualMaturityAmountOfDepositNoteLiabilities" xlink:to="lab_bns_ContractualMaturityAmountOfDepositNoteLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ContractualMaturityAmountOfDepositNoteLiabilities" xml:lang="en-US">Contractual maturity amount of deposit note liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation" xlink:label="loc_ifrs-full_DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation" xml:lang="en-US">Difference between carrying amount of financial liability and amount contractually required to pay at maturity to holder of obligation</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation" xml:lang="en-US">Difference between contractual maturity amount and carrying value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation" xlink:to="lab_ifrs-full_DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" xlink:label="loc_ifrs-full_ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" xml:lang="en-US">Increase (decrease) in fair value of financial liability, attributable to changes in credit risk of liability</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" xml:lang="en-US">Changes in fair value for the period attributable to changes in own credit risk recorded in other comprehensive income Gains/(losses)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" xlink:to="lab_ifrs-full_ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" xlink:label="loc_ifrs-full_AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" xml:lang="en-US">Accumulated increase (decrease) in fair value of financial liability, attributable to changes in credit risk of liability</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" xml:lang="en-US">Cumulative changes in fair value attributable to changes in own credit risk Gains/(losses)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" xlink:to="lab_ifrs-full_AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TradingDerivativesMember" xlink:label="loc_bns_TradingDerivativesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TradingDerivativesMember" xml:lang="en-US">Trading Derivatives [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TradingDerivativesMember" xml:lang="en-US">Trading derivatives [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TradingDerivativesMember" xlink:to="lab_bns_TradingDerivativesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TradingDerivativesMember" xml:lang="en-US">Trading derivatives.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_HedgingDerivativeMember" xlink:label="loc_bns_HedgingDerivativeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_HedgingDerivativeMember" xml:lang="en-US">Hedging Derivative [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_HedgingDerivativeMember" xml:lang="en-US">Hedging derivative [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_HedgingDerivativeMember" xlink:to="lab_bns_HedgingDerivativeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_HedgingDerivativeMember" xml:lang="en-US">Hedging derivative.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FuturesContractMember" xlink:label="loc_ifrs-full_FuturesContractMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FuturesContractMember" xml:lang="en-US">Futures contract [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FuturesContractMember" xml:lang="en-US">Futures [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FuturesContractMember" xlink:to="lab_ifrs-full_FuturesContractMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OptionsPurchasedMember" xlink:label="loc_bns_OptionsPurchasedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OptionsPurchasedMember" xml:lang="en-US">Options purchased [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OptionsPurchasedMember" xml:lang="en-US">Options purchased [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OptionsPurchasedMember" xlink:to="lab_bns_OptionsPurchasedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OptionsPurchasedMember" xml:lang="en-US">Options purchased.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OptionsWrittenMember" xlink:label="loc_bns_OptionsWrittenMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OptionsWrittenMember" xml:lang="en-US">Options written [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OptionsWrittenMember" xml:lang="en-US">Options written [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OptionsWrittenMember" xlink:to="lab_bns_OptionsWrittenMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OptionsWrittenMember" xml:lang="en-US">Options written.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ForwardContractMember" xlink:label="loc_ifrs-full_ForwardContractMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ForwardContractMember" xml:lang="en-US">Forward contract [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ForwardContractMember" xml:lang="en-US">Forward contract [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ForwardContractMember" xlink:to="lab_ifrs-full_ForwardContractMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SwapContractMember" xlink:label="loc_ifrs-full_SwapContractMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SwapContractMember" xml:lang="en-US">Swap contract [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SwapContractMember" xml:lang="en-US">Swaps [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SwapContractMember" xlink:to="lab_ifrs-full_SwapContractMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SpotAndForwardsMember" xlink:label="loc_bns_SpotAndForwardsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SpotAndForwardsMember" xml:lang="en-US">Spot and forwards [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SpotAndForwardsMember" xml:lang="en-US">Spot and forwards [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SpotAndForwardsMember" xlink:to="lab_bns_SpotAndForwardsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SpotAndForwardsMember" xml:lang="en-US">Spot and forwards.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquityDerivativesMember" xlink:label="loc_bns_EquityDerivativesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquityDerivativesMember" xml:lang="en-US">Equity derivatives [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquityDerivativesMember" xml:lang="en-US">Equity derivatives [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquityDerivativesMember" xlink:to="lab_bns_EquityDerivativesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquityDerivativesMember" xml:lang="en-US">Equity derivatives.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditDerivativeMember" xlink:label="loc_bns_CreditDerivativeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditDerivativeMember" xml:lang="en-US">Credit Derivative [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditDerivativeMember" xml:lang="en-US">Credit derivative [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditDerivativeMember" xlink:to="lab_bns_CreditDerivativeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditDerivativeMember" xml:lang="en-US">Credit Derivative.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CommodityAndOtherContractsMember" xlink:label="loc_bns_CommodityAndOtherContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CommodityAndOtherContractsMember" xml:lang="en-US">Commodity and other contracts [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CommodityAndOtherContractsMember" xml:lang="en-US">Commodity and other contracts [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CommodityAndOtherContractsMember" xlink:to="lab_bns_CommodityAndOtherContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CommodityAndOtherContractsMember" xml:lang="en-US">Commodity and other contracts.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NotionalAmount" xlink:label="loc_ifrs-full_NotionalAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NotionalAmount" xml:lang="en-US">Notional amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_ifrs-full_NotionalAmount" xml:lang="en-US">Notional amounts outstanding</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_NotionalAmount" xml:lang="en-US">Notional amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NotionalAmount" xml:lang="en-US">Derivative notional amount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotionalAmount" xlink:to="lab_ifrs-full_NotionalAmount" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TradingActivityByType1Axis" xlink:label="loc_bns_TradingActivityByType1Axis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TradingActivityByType1Axis" xml:lang="en-US">Trading Activity By Type 1 [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TradingActivityByType1Axis" xml:lang="en-US">Trading Activity By Type 1 [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TradingActivityByType1Axis" xlink:to="lab_bns_TradingActivityByType1Axis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TradingActivityByType1Axis" xml:lang="en-US">Trading Activity By Type 1 [Axis]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TradingActivityByType1Domain" xlink:label="loc_bns_TradingActivityByType1Domain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TradingActivityByType1Domain" xml:lang="en-US">Trading Activity By Type 1 [Domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TradingActivityByType1Domain" xml:lang="en-US">Trading Activity By Type 1 [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TradingActivityByType1Domain" xlink:to="lab_bns_TradingActivityByType1Domain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TradingActivityByType1Domain" xml:lang="en-US">Trading Activity By Type.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ExchangeTraded1Member" xlink:label="loc_bns_ExchangeTraded1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ExchangeTraded1Member" xml:lang="en-US">Exchange Traded 1 [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ExchangeTraded1Member" xml:lang="en-US">Exchange-traded [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ExchangeTraded1Member" xlink:to="lab_bns_ExchangeTraded1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ExchangeTraded1Member" xml:lang="en-US">Exchange traded.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OverTheCounter1Member" xlink:label="loc_bns_OverTheCounter1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OverTheCounter1Member" xml:lang="en-US">Over the Counter1 [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OverTheCounter1Member" xml:lang="en-US">Over-the-counter [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OverTheCounter1Member" xlink:to="lab_bns_OverTheCounter1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OverTheCounter1Member" xml:lang="en-US">Over the Counter1.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SettledThroughCentralCounterpartiesMember" xlink:label="loc_bns_SettledThroughCentralCounterpartiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SettledThroughCentralCounterpartiesMember" xml:lang="en-US">Settled through central counterparties [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SettledThroughCentralCounterpartiesMember" xml:lang="en-US">Settled through central counterparties [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SettledThroughCentralCounterpartiesMember" xlink:to="lab_bns_SettledThroughCentralCounterpartiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SettledThroughCentralCounterpartiesMember" xml:lang="en-US">Settled through central counterparties.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypesOfContractsAxis" xlink:label="loc_ifrs-full_TypesOfContractsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfContractsAxis" xml:lang="en-US">Types of contracts [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfContractsAxis" xml:lang="en-US">Types of contracts [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfContractsAxis" xlink:to="lab_ifrs-full_TypesOfContractsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypesOfContractsDomain" xlink:label="loc_ifrs-full_TypesOfContractsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfContractsDomain" xml:lang="en-US">Types of contracts [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfContractsDomain" xml:lang="en-US">Types of contracts [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfContractsDomain" xlink:to="lab_ifrs-full_TypesOfContractsDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherDerivativesMember" xlink:label="loc_bns_OtherDerivativesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherDerivativesMember" xml:lang="en-US">Other Derivatives [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherDerivativesMember" xml:lang="en-US">Other derivative contracts [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherDerivativesMember" xlink:to="lab_bns_OtherDerivativesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherDerivativesMember" xml:lang="en-US">Other Derivatives.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NotLaterThanOneYearMember" xlink:label="loc_ifrs-full_NotLaterThanOneYearMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NotLaterThanOneYearMember" xml:lang="en-US">Not later than one year [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NotLaterThanOneYearMember" xml:lang="en-US">Within one year [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_NotLaterThanOneYearMember" xml:lang="en-US">Within 1 year [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotLaterThanOneYearMember" xlink:to="lab_ifrs-full_NotLaterThanOneYearMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DerivativeCreditRiskAmount" xlink:label="loc_bns_DerivativeCreditRiskAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DerivativeCreditRiskAmount" xml:lang="en-US">Derivative credit risk amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DerivativeCreditRiskAmount" xml:lang="en-US">Credit risk amount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DerivativeCreditRiskAmount" xlink:to="lab_bns_DerivativeCreditRiskAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DerivativeCreditRiskAmount" xml:lang="en-US">The credit risk amount (CRA) represents the estimated replacement cost, or positive fair value, for all contracts taking into account master netting or collateral arrangements that have been made. The CRA does not reflect actual or expected losses.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DerivativesCreditEquivalentAmount" xlink:label="loc_bns_DerivativesCreditEquivalentAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DerivativesCreditEquivalentAmount" xml:lang="en-US">Derivatives Credit Equivalent Amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DerivativesCreditEquivalentAmount" xml:lang="en-US">Credit equivalent amount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DerivativesCreditEquivalentAmount" xlink:to="lab_bns_DerivativesCreditEquivalentAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DerivativesCreditEquivalentAmount" xml:lang="en-US">Credit equivalent amount is the credit risk amount plus an add-on for potential future exposure. The add-on amount is based on a formula prescribed in the Capital Adequacy Requirements Guideline.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DerivativesRiskWeightedAmount" xlink:label="loc_bns_DerivativesRiskWeightedAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DerivativesRiskWeightedAmount" xml:lang="en-US">Derivatives Risk Weighted Amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DerivativesRiskWeightedAmount" xml:lang="en-US">Risk Weighted Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DerivativesRiskWeightedAmount" xlink:to="lab_bns_DerivativesRiskWeightedAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DerivativesRiskWeightedAmount" xml:lang="en-US">The risk-weighted amount is the credit equivalent amount multiplied by the capital requirement (K) times 12.5, where K is a function of the probability of default, loss given default, maturity and prescribed correlation factors.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" xlink:label="loc_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" xml:lang="en-US">Method of assessment of expected credit losses [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" xml:lang="en-US">Method of assessment of expected credit losses [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" xlink:to="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MethodOfAssessmentOfExpectedCreditLossesDomain" xlink:label="loc_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesDomain" xml:lang="en-US">Method of assessment of expected credit losses [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesDomain" xml:lang="en-US">Method of assessment of expected credit losses [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesDomain" xlink:to="lab_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditValuationAdjustmentMember" xlink:label="loc_bns_CreditValuationAdjustmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditValuationAdjustmentMember" xml:lang="en-US">Credit Valuation Adjustment [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditValuationAdjustmentMember" xml:lang="en-US">Credit valuation adjustment [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditValuationAdjustmentMember" xlink:to="lab_bns_CreditValuationAdjustmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditValuationAdjustmentMember" xml:lang="en-US">Credit valuation adjustment.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditExposuresAxis" xlink:label="loc_bns_CreditExposuresAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditExposuresAxis" xml:lang="en-US">Credit exposures [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditExposuresAxis" xml:lang="en-US">Credit exposures [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditExposuresAxis" xlink:to="lab_bns_CreditExposuresAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditExposuresAxis" xml:lang="en-US">Credit exposures.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditExposuresMember" xlink:label="loc_bns_CreditExposuresMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditExposuresMember" xml:lang="en-US">Credit exposures [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditExposuresMember" xml:lang="en-US">Credit exposures [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditExposuresMember" xlink:to="lab_bns_CreditExposuresMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditExposuresMember" xml:lang="en-US">Credit exposures [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditRiskAmountMember" xlink:label="loc_bns_CreditRiskAmountMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditRiskAmountMember" xml:lang="en-US">Credit risk amount [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditRiskAmountMember" xml:lang="en-US">CRA [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditRiskAmountMember" xlink:to="lab_bns_CreditRiskAmountMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditRiskAmountMember" xml:lang="en-US">Credit risk amount.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditRiskEquivalentMember" xlink:label="loc_bns_CreditRiskEquivalentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditRiskEquivalentMember" xml:lang="en-US">Credit risk equivalent [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditRiskEquivalentMember" xml:lang="en-US">CEA [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditRiskEquivalentMember" xlink:to="lab_bns_CreditRiskEquivalentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditRiskEquivalentMember" xml:lang="en-US">Credit risk equivalent member.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:label="loc_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xml:lang="en-US">Amounts subject to enforceable master netting arrangement or similar agreement not set off against financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xml:lang="en-US">Amounts relating to netting and collateral</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:to="lab_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OptionContractMember" xlink:label="loc_ifrs-full_OptionContractMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OptionContractMember" xml:lang="en-US">Option contract [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OptionContractMember" xml:lang="en-US">Option contract [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OptionContractMember" xlink:to="lab_ifrs-full_OptionContractMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DerivativesMember" xlink:label="loc_ifrs-full_DerivativesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DerivativesMember" xml:lang="en-US">Derivatives [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DerivativesMember" xml:lang="en-US">Derivatives [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DerivativesMember" xlink:to="lab_ifrs-full_DerivativesMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AverageFairValueOfTradingDerivativeAssets" xlink:label="loc_bns_AverageFairValueOfTradingDerivativeAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AverageFairValueOfTradingDerivativeAssets" xml:lang="en-US">Average fair value of trading derivative assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AverageFairValueOfTradingDerivativeAssets" xml:lang="en-US">Average fair value of trading derivatives, Favourable</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AverageFairValueOfTradingDerivativeAssets" xlink:to="lab_bns_AverageFairValueOfTradingDerivativeAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AverageFairValueOfTradingDerivativeAssets" xml:lang="en-US">Average fair value of trading derivative assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AverageFairValueOfTradingDerivativeLiabilities" xlink:label="loc_bns_AverageFairValueOfTradingDerivativeLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AverageFairValueOfTradingDerivativeLiabilities" xml:lang="en-US">Average fair value of trading derivative liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AverageFairValueOfTradingDerivativeLiabilities" xml:lang="en-US">Average fair value of trading derivatives, Unfavourable</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AverageFairValueOfTradingDerivativeLiabilities" xlink:to="lab_bns_AverageFairValueOfTradingDerivativeLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AverageFairValueOfTradingDerivativeLiabilities" xml:lang="en-US">Average fair value of trading derivative liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DerivativesHeldForTradingMember" xlink:label="loc_bns_DerivativesHeldForTradingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DerivativesHeldForTradingMember" xml:lang="en-US">Derivatives Held For Trading [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DerivativesHeldForTradingMember" xml:lang="en-US">Trading [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DerivativesHeldForTradingMember" xlink:to="lab_bns_DerivativesHeldForTradingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DerivativesHeldForTradingMember" xml:lang="en-US">Derivatives Held For Trading.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_HedgingDerivativesMember" xlink:label="loc_bns_HedgingDerivativesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_HedgingDerivativesMember" xml:lang="en-US">Hedging Derivatives [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_HedgingDerivativesMember" xml:lang="en-US">Hedging [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_HedgingDerivativesMember" xlink:to="lab_bns_HedgingDerivativesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_HedgingDerivativesMember" xml:lang="en-US">Hedging derivatives.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfHedgeAccountingAbstract" xlink:label="loc_ifrs-full_DisclosureOfHedgeAccountingAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfHedgeAccountingAbstract" xml:lang="en-US">Disclosure of detailed information about hedges [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfHedgeAccountingAbstract" xlink:to="lab_ifrs-full_DisclosureOfHedgeAccountingAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CorrelationBetweenVariablesInRegression" xlink:label="loc_bns_CorrelationBetweenVariablesInRegression" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CorrelationBetweenVariablesInRegression" xml:lang="en-US">Correlation between variables in regression</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CorrelationBetweenVariablesInRegression" xml:lang="en-US">Correlation between the variables in regression</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CorrelationBetweenVariablesInRegression" xlink:to="lab_bns_CorrelationBetweenVariablesInRegression" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CorrelationBetweenVariablesInRegression" xml:lang="en-US">Correlation between variables in regression.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SlopeOfRegression" xlink:label="loc_bns_SlopeOfRegression" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SlopeOfRegression" xml:lang="en-US">Slope of regression</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SlopeOfRegression" xml:lang="en-US">Slope of regression range</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SlopeOfRegression" xlink:to="lab_bns_SlopeOfRegression" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SlopeOfRegression" xml:lang="en-US">Slope of regression</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ConfidenceLevelOfTheSlopePercentage" xlink:label="loc_bns_ConfidenceLevelOfTheSlopePercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ConfidenceLevelOfTheSlopePercentage" xml:lang="en-US">Confidence level of the slope percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ConfidenceLevelOfTheSlopePercentage" xml:lang="en-US">Confidence level of the slope</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ConfidenceLevelOfTheSlopePercentage" xlink:to="lab_bns_ConfidenceLevelOfTheSlopePercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ConfidenceLevelOfTheSlopePercentage" xml:lang="en-US">Confidence level of the slope percentage.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquityRiskMember" xlink:label="loc_bns_EquityRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquityRiskMember" xml:lang="en-US">Equity risk [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquityRiskMember" xml:lang="en-US">Equity risk [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquityRiskMember" xlink:to="lab_bns_EquityRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquityRiskMember" xml:lang="en-US">Equity risk.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ChangesInNominalAmountOfCreditDerivativeAbstract" xlink:label="loc_ifrs-full_ChangesInNominalAmountOfCreditDerivativeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ChangesInNominalAmountOfCreditDerivativeAbstract" xml:lang="en-US">Changes in nominal amount of credit derivative [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ChangesInNominalAmountOfCreditDerivativeAbstract" xlink:to="lab_ifrs-full_ChangesInNominalAmountOfCreditDerivativeAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsTable" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsTable" xml:lang="en-US">Disclosure of detailed information about hedging instruments [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsTable" xml:lang="en-US">Disclosure of detailed information about hedging instruments [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsTable" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsTable" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ForeignCurrencyForwardContractsMember" xlink:label="loc_bns_ForeignCurrencyForwardContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ForeignCurrencyForwardContractsMember" xml:lang="en-US">Foreign Currency Forward Contracts [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ForeignCurrencyForwardContractsMember" xml:lang="en-US">Foreign currency forward contracts [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ForeignCurrencyForwardContractsMember" xlink:to="lab_bns_ForeignCurrencyForwardContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ForeignCurrencyForwardContractsMember" xml:lang="en-US">Foreign currency forward contracts.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_Cash1Member" xlink:label="loc_bns_Cash1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_Cash1Member" xml:lang="en-US">Cash 1 [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_Cash1Member" xml:lang="en-US">Cash [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_Cash1Member" xlink:to="lab_bns_Cash1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_Cash1Member" xml:lang="en-US">Cash [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TotalReturnSwapsMember" xlink:label="loc_bns_TotalReturnSwapsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TotalReturnSwapsMember" xml:lang="en-US">Total Return Swaps [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TotalReturnSwapsMember" xml:lang="en-US">Total return swaps [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TotalReturnSwapsMember" xlink:to="lab_bns_TotalReturnSwapsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TotalReturnSwapsMember" xml:lang="en-US">Total return swaps.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ForeignCurrencyDepositLiabilitiesMember" xlink:label="loc_bns_ForeignCurrencyDepositLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ForeignCurrencyDepositLiabilitiesMember" xml:lang="en-US">Foreign Currency Deposit Liabilities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ForeignCurrencyDepositLiabilitiesMember" xml:lang="en-US">Foreign currency deposit liabilities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ForeignCurrencyDepositLiabilitiesMember" xlink:to="lab_bns_ForeignCurrencyDepositLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ForeignCurrencyDepositLiabilitiesMember" xml:lang="en-US">Foreign Currency Deposit Liabilities [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems" xml:lang="en-US">Disclosure of detailed information about hedging instruments [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems" xml:lang="en-US">Disclosure of detailed information about hedging instruments [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" xlink:label="loc_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" xml:lang="en-US">Financial instruments measured at fair value through profit or loss because credit derivative is used to manage credit risk [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" xml:lang="en-US">Financial instruments measured at fair value through profit or loss because credit derivative is used to manage credit risk [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" xlink:to="lab_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskDomain" xlink:label="loc_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskDomain" xml:lang="en-US">Financial instruments measured at fair value through profit or loss because credit derivative is used to manage credit risk [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskDomain" xml:lang="en-US">Financial instruments measured at fair value through profit or loss because credit derivative is used to manage credit risk [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskDomain" xlink:to="lab_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DepositLiabilitiesMember" xlink:label="loc_bns_DepositLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DepositLiabilitiesMember" xml:lang="en-US">Deposit liabilities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DepositLiabilitiesMember" xml:lang="en-US">Deposit liabilities - carrying amount [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DepositLiabilitiesMember" xlink:to="lab_bns_DepositLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DepositLiabilitiesMember" xml:lang="en-US">Deposit liabilities .</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FairValueHedgesMember" xlink:label="loc_ifrs-full_FairValueHedgesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FairValueHedgesMember" xml:lang="en-US">Fair value hedges [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FairValueHedgesMember" xml:lang="en-US">Fair value hedges [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FairValueHedgesMember" xlink:to="lab_ifrs-full_FairValueHedgesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashFlowHedgesMember" xlink:label="loc_ifrs-full_CashFlowHedgesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashFlowHedgesMember" xml:lang="en-US">Cash flow hedges [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CashFlowHedgesMember" xml:lang="en-US">Cash flow hedges [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashFlowHedgesMember" xlink:to="lab_ifrs-full_CashFlowHedgesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember" xlink:label="loc_ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember" xml:lang="en-US">Hedges of net investment in foreign operations [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember" xml:lang="en-US">Hedges of net investment in foreign operations [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember" xlink:to="lab_ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CurrencyOrInterestRateRiskMember" xlink:label="loc_bns_CurrencyOrInterestRateRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CurrencyOrInterestRateRiskMember" xml:lang="en-US">Currency or interest rate risk [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CurrencyOrInterestRateRiskMember" xml:lang="en-US">Currency or interest rate risk [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CurrencyOrInterestRateRiskMember" xlink:to="lab_bns_CurrencyOrInterestRateRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CurrencyOrInterestRateRiskMember" xml:lang="en-US">Currency or interest rate risk.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CADMXNMember" xlink:label="loc_bns_CADMXNMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CADMXNMember" xml:lang="en-US">CAD MXN [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CADMXNMember" xml:lang="en-US">MXN-CAD [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CADMXNMember" xlink:to="lab_bns_CADMXNMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CADMXNMember" xml:lang="en-US">CAD-MXN [Member].</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CADPENMember" xlink:label="loc_bns_CADPENMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CADPENMember" xml:lang="en-US">CAD PEN [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CADPENMember" xml:lang="en-US">PEN-CAD [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CADPENMember" xlink:to="lab_bns_CADPENMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CADPENMember" xml:lang="en-US">CAD-PEN [Member].</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CLPCADMember" xlink:label="loc_bns_CLPCADMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CLPCADMember" xml:lang="en-US">CLP CAD [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CLPCADMember" xml:lang="en-US">CLP-CAD [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CLPCADMember" xlink:to="lab_bns_CLPCADMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CLPCADMember" xml:lang="en-US">CLP-CAD [Member].</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GBPCADMember" xlink:label="loc_bns_GBPCADMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GBPCADMember" xml:lang="en-US">GBP CAD [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GBPCADMember" xml:lang="en-US">GBP-CAD [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GBPCADMember" xlink:to="lab_bns_GBPCADMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GBPCADMember" xml:lang="en-US">GBP-CAD [Member].</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EURCADMember" xlink:label="loc_bns_EURCADMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EURCADMember" xml:lang="en-US">EUR CAD [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EURCADMember" xml:lang="en-US">EUR-CAD [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EURCADMember" xlink:to="lab_bns_EURCADMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EURCADMember" xml:lang="en-US">EUR-CAD [Member].</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_USDCADMember" xlink:label="loc_bns_USDCADMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_USDCADMember" xml:lang="en-US">USD CAD [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_USDCADMember" xml:lang="en-US">USD-CAD [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_USDCADMember" xlink:to="lab_bns_USDCADMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_USDCADMember" xml:lang="en-US">USD-CAD [Member].</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AverageFixedInterestRateOfHedgingInstrument" xlink:label="loc_bns_AverageFixedInterestRateOfHedgingInstrument" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AverageFixedInterestRateOfHedgingInstrument" xml:lang="en-US">Average Fixed Interest Rate Of Hedging Instrument</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AverageFixedInterestRateOfHedgingInstrument" xml:lang="en-US">Fixed interest rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AverageFixedInterestRateOfHedgingInstrument" xlink:to="lab_bns_AverageFixedInterestRateOfHedgingInstrument" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AverageFixedInterestRateOfHedgingInstrument" xml:lang="en-US">Average Fixed Interest Rate Of Hedging Instrument</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AverageFxRateOfHedgingInstrument" xlink:label="loc_bns_AverageFxRateOfHedgingInstrument" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AverageFxRateOfHedgingInstrument" xml:lang="en-US">Average FX Rate Of Hedging Instrument</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AverageFxRateOfHedgingInstrument" xml:lang="en-US">FX rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AverageFxRateOfHedgingInstrument" xlink:to="lab_bns_AverageFxRateOfHedgingInstrument" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AverageFxRateOfHedgingInstrument" xml:lang="en-US">Average FX Rate Of Hedging Instrument</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AveragePriceOfHedgingInstrument" xlink:label="loc_ifrs-full_AveragePriceOfHedgingInstrument" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AveragePriceOfHedgingInstrument" xml:lang="en-US">Average price of hedging instrument</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_AveragePriceOfHedgingInstrument" xml:lang="en-US">Price</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AveragePriceOfHedgingInstrument" xml:lang="en-US">Average price of hedging instrument</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AveragePriceOfHedgingInstrument" xlink:to="lab_ifrs-full_AveragePriceOfHedgingInstrument" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsTable" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsTable" xml:lang="en-US">Disclosure of detailed information about hedged items [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsTable" xml:lang="en-US">Disclosure of detailed information about hedged items [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsTable" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LoanCommitmentsMember" xlink:label="loc_ifrs-full_LoanCommitmentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LoanCommitmentsMember" xml:lang="en-US">Loan commitments [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LoanCommitmentsMember" xml:lang="en-US">Loan commitments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LoanCommitmentsMember" xlink:to="lab_ifrs-full_LoanCommitmentsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SubordinatedDebentureMember" xlink:label="loc_bns_SubordinatedDebentureMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SubordinatedDebentureMember" xml:lang="en-US">Subordinated debenture [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SubordinatedDebentureMember" xml:lang="en-US">Subordinated debenture [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SubordinatedDebentureMember" xlink:to="lab_bns_SubordinatedDebentureMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SubordinatedDebentureMember" xml:lang="en-US">Subordinated debenture.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems" xlink:label="loc_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems" xml:lang="en-US">Disclosure of detailed information about hedged items and hedging instruments [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems" xml:lang="en-US">Disclosure of detailed information about hedged items and hedging instruments [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems" xlink:to="lab_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems" xml:lang="en-US">Disclosure of detailed information about hedged items and hedging instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_HedgingInstrumentAssetsCarryingAmount" xlink:label="loc_bns_HedgingInstrumentAssetsCarryingAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_HedgingInstrumentAssetsCarryingAmount" xml:lang="en-US">Hedging Instrument Assets Carrying Amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_HedgingInstrumentAssetsCarryingAmount" xml:lang="en-US">Carrying amount of the hedging instruments, Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_HedgingInstrumentAssetsCarryingAmount" xlink:to="lab_bns_HedgingInstrumentAssetsCarryingAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_HedgingInstrumentAssetsCarryingAmount" xml:lang="en-US">Hedging instrument assets carrying amount.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_HedgingInstrumentLiabilityCarryingAmount" xlink:label="loc_bns_HedgingInstrumentLiabilityCarryingAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_HedgingInstrumentLiabilityCarryingAmount" xml:lang="en-US">Hedging Instrument Liability Carrying Amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_HedgingInstrumentLiabilityCarryingAmount" xml:lang="en-US">Carrying amount of the hedging instruments, Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_HedgingInstrumentLiabilityCarryingAmount" xlink:to="lab_bns_HedgingInstrumentLiabilityCarryingAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_HedgingInstrumentLiabilityCarryingAmount" xml:lang="en-US">Hedging instrument liability carrying amount.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" xlink:label="loc_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" xml:lang="en-US">Gain (loss) on change in fair value of hedging instrument used as basis for recognising hedge ineffectiveness</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" xml:lang="en-US">Gain (loss) on hedging instrument used to calculate hedge ineffectiveness</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" xlink:to="lab_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" xlink:label="loc_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" xml:lang="en-US">Gain (loss) on change in fair value of hedged item used as basis for recognising hedge ineffectiveness</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" xml:lang="en-US">Gain (loss) on hedged item used to calculate hedge ineffectiveness</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" xml:lang="en-US">Gains/(losses) on hedged item used to calculate hedge ineffectiveness</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" xlink:to="lab_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" xlink:label="loc_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" xml:lang="en-US">Gain (loss) on hedge ineffectiveness recorded in non-interest income other</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" xml:lang="en-US">Ineffectiveness recorded in non-interest income-other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" xlink:to="lab_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther" xml:lang="en-US">Gain (loss) on hedge ineffectiveness recorded in non-interest income other.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_HedgedItem" xlink:label="loc_bns_HedgedItem" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_HedgedItem" xml:lang="en-US">Hedged item</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_HedgedItem" xml:lang="en-US">Carrying amount of the hedged item</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_HedgedItem" xlink:to="lab_bns_HedgedItem" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_HedgedItem" xml:lang="en-US">Hedged item</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_HedgedItemAssets" xlink:label="loc_ifrs-full_HedgedItemAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_HedgedItemAssets" xml:lang="en-US">Hedged item, assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_HedgedItemAssets" xml:lang="en-US">Carrying amount of the hedged item, Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_HedgedItemAssets" xlink:to="lab_ifrs-full_HedgedItemAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_HedgedItemLiabilities" xlink:label="loc_ifrs-full_HedgedItemLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_HedgedItemLiabilities" xml:lang="en-US">Hedged item, liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_HedgedItemLiabilities" xml:lang="en-US">Carrying amount of the hedged item, Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_HedgedItemLiabilities" xlink:to="lab_ifrs-full_HedgedItemLiabilities" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountActiveHedge" xlink:label="loc_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountActiveHedge" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountActiveHedge" xml:lang="en-US">Accumulated fair value hedge adjustment on hedged item included in carrying amount active hedge</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountActiveHedge" xml:lang="en-US">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item Active hedges</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountActiveHedge" xlink:to="lab_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountActiveHedge" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountActiveHedge" xml:lang="en-US">Accumulated fair value hedge adjustment on hedged item included in carrying amount active hedge.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssetsActiveHedge" xlink:label="loc_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssetsActiveHedge" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssetsActiveHedge" xml:lang="en-US">Accumulated fair value hedge adjustment on hedged item included in carrying amount assets active hedge</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssetsActiveHedge" xml:lang="en-US">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item Active hedges, Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssetsActiveHedge" xlink:to="lab_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssetsActiveHedge" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssetsActiveHedge" xml:lang="en-US">Accumulated fair value hedge adjustment on hedged item included in carrying amount assets active hedge.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge" xlink:label="loc_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge" xml:lang="en-US">Accumulated fair value hedge adjustment on hedged item included in carrying amount liabilities active hedge</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge" xml:lang="en-US">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item Active hedges, Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge" xlink:to="lab_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge" xml:lang="en-US">Accumulated fair value hedge adjustment on hedged item included in carrying amount liabilities active hedge.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLosses" xlink:label="loc_bns_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLosses" xml:lang="en-US">Accumulated fair value hedge adjustment remaining in statement of financial position for hedged item that ceased to be adjusted for hedging gains and losses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLosses" xml:lang="en-US">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item discontinued hedges</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLosses" xlink:to="lab_bns_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLosses" xml:lang="en-US">Accumulated fair value hedge adjustment remaining in statement of financial position for hedged item that ceased to be adjusted for hedging gains and losses</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" xlink:label="loc_ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" xml:lang="en-US">Accumulated fair value hedge adjustment remaining in statement of financial position for hedged item that ceased to be adjusted for hedging gains and losses, assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" xml:lang="en-US">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item discontinued hedges, Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" xlink:to="lab_ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities" xlink:label="loc_ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities" xml:lang="en-US">Accumulated fair value hedge adjustment remaining in statement of financial position for hedged item that ceased to be adjusted for hedging gains and losses, liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities" xml:lang="en-US">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item discontinued hedges, Liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities" xlink:to="lab_ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsAbstract" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsAbstract" xml:lang="en-US">Disclosure of detailed information about hedged items [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsAbstract" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutHedgedItemsAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" xlink:label="loc_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" xml:lang="en-US">Gain (loss) on change in fair value of hedging instrument recognized in other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" xml:lang="en-US">Gains/(losses) on hedging instrument recognized in Other Comprehensive Income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" xlink:to="lab_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome" xml:lang="en-US">Gain (loss) on change in fair value of hedging instrument recognized in other comprehensive income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NetInvestmentHedgesMember" xlink:label="loc_bns_NetInvestmentHedgesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NetInvestmentHedgesMember" xml:lang="en-US">Net Investment Hedges [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NetInvestmentHedgesMember" xml:lang="en-US">Net investment hedges [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NetInvestmentHedgesMember" xlink:to="lab_bns_NetInvestmentHedgesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NetInvestmentHedgesMember" xml:lang="en-US">Net investment hedges.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquityPriceRiskReturnSwapMember" xlink:label="loc_bns_EquityPriceRiskReturnSwapMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquityPriceRiskReturnSwapMember" xml:lang="en-US">Equity price risk return swap [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquityPriceRiskReturnSwapMember" xml:lang="en-US">Equity price risk return swap [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquityPriceRiskReturnSwapMember" xlink:to="lab_bns_EquityPriceRiskReturnSwapMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquityPriceRiskReturnSwapMember" xml:lang="en-US">Equity price risk return swap.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingTable" xlink:label="loc_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingTable" xml:lang="en-US">Disclosure of information about amounts that affected statement of income and statement of comprehensive income as result of hedge accounting [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingTable" xml:lang="en-US">Disclosure of information about amounts that affected statement of income and statement of comprehensive income as result of hedge accounting [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingTable" xlink:to="lab_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingTable" xml:lang="en-US">Disclosure of information about amounts that affected statement of income and statement of comprehensive income as result of hedge accounting [Table]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingLineItems" xlink:label="loc_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingLineItems" xml:lang="en-US">Disclosure of information about amounts that affected statement of income and statement of comprehensive income as result of hedge accounting [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingLineItems" xml:lang="en-US">Disclosure of information about amounts that affected statement of income and statement of comprehensive income as result of hedge accounting [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingLineItems" xlink:to="lab_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingLineItems" xml:lang="en-US">Disclosure of information about amounts that affected statement of income and statement of comprehensive income as result of hedge accounting [line items]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AccumulatedOtherComprehensiveIncomeBeforeTax" xlink:label="loc_bns_AccumulatedOtherComprehensiveIncomeBeforeTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AccumulatedOtherComprehensiveIncomeBeforeTax" xml:lang="en-US">Accumulated other comprehensive income before tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_bns_AccumulatedOtherComprehensiveIncomeBeforeTax" xml:lang="en-US">AOCI gains/ (losses) beginning of year</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_bns_AccumulatedOtherComprehensiveIncomeBeforeTax" xml:lang="en-US">AOCI gains/ (losses) ending of year</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AccumulatedOtherComprehensiveIncomeBeforeTax" xlink:to="lab_bns_AccumulatedOtherComprehensiveIncomeBeforeTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AccumulatedOtherComprehensiveIncomeBeforeTax" xml:lang="en-US">Accumulated other comprehensive income before tax</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GainLossOfRecognisedInOtherComprehensiveIncome" xlink:label="loc_bns_GainLossOfRecognisedInOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GainLossOfRecognisedInOtherComprehensiveIncome" xml:lang="en-US">Gain loss of recognised in other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GainLossOfRecognisedInOtherComprehensiveIncome" xml:lang="en-US">Net gains (losses) recognized in OCI</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GainLossOfRecognisedInOtherComprehensiveIncome" xlink:to="lab_bns_GainLossOfRecognisedInOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GainLossOfRecognisedInOtherComprehensiveIncome" xml:lang="en-US">Gain loss of recognised in other comprehensive income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AmountReclassifiedToNetIncomeNoninterestIncomeOther" xlink:label="loc_bns_AmountReclassifiedToNetIncomeNoninterestIncomeOther" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AmountReclassifiedToNetIncomeNoninterestIncomeOther" xml:lang="en-US">Amount reclassified to net income non-interest income other</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AmountReclassifiedToNetIncomeNoninterestIncomeOther" xml:lang="en-US">Amount reclassified to net income as the hedged item affects net income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AmountReclassifiedToNetIncomeNoninterestIncomeOther" xlink:to="lab_bns_AmountReclassifiedToNetIncomeNoninterestIncomeOther" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AmountReclassifiedToNetIncomeNoninterestIncomeOther" xml:lang="en-US">Amount reclassified to net income non-interest income other</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReserveOfCashFlowHedgesContinuingHedges" xlink:label="loc_ifrs-full_ReserveOfCashFlowHedgesContinuingHedges" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReserveOfCashFlowHedgesContinuingHedges" xml:lang="en-US">Reserve of cash flow hedges, continuing hedges</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ReserveOfCashFlowHedgesContinuingHedges" xml:lang="en-US">Active hedges</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReserveOfCashFlowHedgesContinuingHedges" xlink:to="lab_ifrs-full_ReserveOfCashFlowHedgesContinuingHedges" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" xlink:label="loc_bns_ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" xml:lang="en-US">Reserve of cash flow hedges or exchange differences on translation hedging relationships for which hedge accounting is no longer applied</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" xml:lang="en-US">Discountinued hedges</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" xlink:to="lab_bns_ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied" xml:lang="en-US">A component of equity representing the reserve of cash flow hedges or the reserve of exchange differences on translation in relation to hedging relationships for which hedge accounting is no longer applied.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesAbstract" xlink:label="loc_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesAbstract" xml:lang="en-US">Disclosure of offsetting of financial assets liabilities [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesAbstract" xlink:to="lab_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesAbstract" xml:lang="en-US">Disclosure of offsetting of financial assets liabilities [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesTable" xlink:label="loc_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesTable" xml:lang="en-US">Disclosure of offsetting of financial assets liabilities [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesTable" xml:lang="en-US">Disclosure of offsetting of financial assets liabilities [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesTable" xlink:to="lab_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesTable" xml:lang="en-US">Disclosure of offsetting of financial assets liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems" xlink:label="loc_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems" xml:lang="en-US">Disclosure of offsetting of financial assets liabilities [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems" xml:lang="en-US">Disclosure of offsetting of financial assets liabilities [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems" xlink:to="lab_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems" xml:lang="en-US">Disclosure of offsetting of financial assets liabilities [line items]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Gross financial assets subject to offsetting, enforceable master netting arrangements or similar agreements</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Gross amounts of recognized financial instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:to="lab_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Gross financial liabilities set off against financial assets subject to offsetting, enforceable master netting arrangements or similar agreements</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Gross amounts of recognized financial instruments offset in the consolidated statement of financial position</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:to="lab_ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xlink:label="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xml:lang="en-US">Net financial assets subject to offsetting, enforceable master netting arrangements or similar agreements in statement of financial position</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xml:lang="en-US">Net amounts of financial instruments presented in the consolidated statement of financial position</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xlink:to="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:label="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xml:lang="en-US">Financial instruments subject to enforceable master netting arrangement or similar agreement not set off against financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xml:lang="en-US">Impact of master netting arrangements or similar agreements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:to="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:label="loc_bns_CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xml:lang="en-US">Cash and financial instrument collateral received subject to enforceable master netting arrangement or similar agreement not set off against financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xml:lang="en-US">Collateral</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:to="lab_bns_CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xml:lang="en-US">Cash and financial instrument collateral received subject to enforceable master netting arrangement or similar agreement not set off against financial assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Net financial assets subject to offsetting, enforceable master netting arrangements or similar agreements</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Net amount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:to="lab_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Gross financial liabilities subject to offsetting, enforceable master netting arrangements or similar agreements</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Gross amounts of recognized financial instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:to="lab_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Gross financial assets set off against financial liabilities subject to offsetting, enforceable master netting arrangements or similar agreements</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Gross amounts of recognized financial instruments offset in the consolidated statement of financial position</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:to="lab_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xlink:label="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xml:lang="en-US">Net financial liabilities subject to offsetting, enforceable master netting arrangements or similar agreements in statement of financial position</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xml:lang="en-US">Net amounts of financial instruments presented in the consolidated statement of financial position</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" xlink:to="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:label="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xml:lang="en-US">Financial instruments subject to enforceable master netting arrangement or similar agreement not set off against financial liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xml:lang="en-US">Impact of master netting arrangements or similar agreements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:to="lab_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:label="loc_bns_CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xml:lang="en-US">Cash and financial instrument collateral pledged subject to enforceable master netting arrangement or similar agreement not set off against financial liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xml:lang="en-US">Collateral</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:to="lab_bns_CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xml:lang="en-US">Cash and financial instrument collateral pledged subject to enforceable master netting arrangement or similar agreement not set off against financial liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:label="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Net financial liabilities subject to offsetting, enforceable master netting arrangements or similar agreements</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xml:lang="en-US">Net amount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" xlink:to="lab_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DerivativeFinancialInstrumentsAssets1Member" xlink:label="loc_bns_DerivativeFinancialInstrumentsAssets1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DerivativeFinancialInstrumentsAssets1Member" xml:lang="en-US">Derivative Financial Instruments Assets 1 [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DerivativeFinancialInstrumentsAssets1Member" xml:lang="en-US">Derivative financial instruments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DerivativeFinancialInstrumentsAssets1Member" xlink:to="lab_bns_DerivativeFinancialInstrumentsAssets1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DerivativeFinancialInstrumentsAssets1Member" xml:lang="en-US">Derivative Financial Instruments Assets [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMember" xlink:label="loc_bns_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMember" xml:lang="en-US">Securities Purchased Under Resale Agreements and Securities Borrowed [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMember" xml:lang="en-US">Securities purchased under resale agreements and securities borrowed [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMember" xlink:to="lab_bns_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMember" xml:lang="en-US">Securities purchased under resale agreements and securities borrowed.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypesOfFinancialLiabilitiesAxis" xlink:label="loc_ifrs-full_TypesOfFinancialLiabilitiesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfFinancialLiabilitiesAxis" xml:lang="en-US">Types of financial liabilities [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfFinancialLiabilitiesAxis" xml:lang="en-US">Types of financial liabilities [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfFinancialLiabilitiesAxis" xlink:to="lab_ifrs-full_TypesOfFinancialLiabilitiesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypesOfFinancialLiabilitiesDomain" xlink:label="loc_ifrs-full_TypesOfFinancialLiabilitiesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfFinancialLiabilitiesDomain" xml:lang="en-US">Types of financial liabilities [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfFinancialLiabilitiesDomain" xml:lang="en-US">Financial liabilities, type [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfFinancialLiabilitiesDomain" xlink:to="lab_ifrs-full_TypesOfFinancialLiabilitiesDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DerivativeFinancialInstrumentsLiabilities1Member" xlink:label="loc_bns_DerivativeFinancialInstrumentsLiabilities1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DerivativeFinancialInstrumentsLiabilities1Member" xml:lang="en-US">Derivative Financial Instruments Liabilities 1 [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DerivativeFinancialInstrumentsLiabilities1Member" xml:lang="en-US">Derivative financial instruments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DerivativeFinancialInstrumentsLiabilities1Member" xlink:to="lab_bns_DerivativeFinancialInstrumentsLiabilities1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DerivativeFinancialInstrumentsLiabilities1Member" xml:lang="en-US">Derivative financial instruments liabilities [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMember" xlink:label="loc_bns_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMember" xml:lang="en-US">Obligations related to securities sold under repurchase agreements and securities lent [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMember" xml:lang="en-US">Obligations related to securities sold under repurchase agreements and securities lent [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMember" xlink:to="lab_bns_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMember" xml:lang="en-US">Obligations related to securities sold under repurchase agreements and securities lent.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:label="loc_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xml:lang="en-US">Cash collateral received subject to enforceable master netting arrangement or similar agreement not set off against financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xml:lang="en-US">Cash collateral received</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" xlink:to="lab_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:label="loc_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xml:lang="en-US">Cash collateral pledged subject to enforceable master netting arrangement or similar agreement not set off against financial liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xml:lang="en-US">Cash collateral pledged</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:to="lab_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NonCashCollateralReceivedOrPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAndLiabilities" xlink:label="loc_bns_NonCashCollateralReceivedOrPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NonCashCollateralReceivedOrPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAndLiabilities" xml:lang="en-US">Non-cash collateral</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NonCashCollateralReceivedOrPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAndLiabilities" xlink:to="lab_bns_NonCashCollateralReceivedOrPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAndLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NonCashCollateralReceivedOrPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAndLiabilities" xml:lang="en-US">Non cash collateral received or pledged subject to enforceable master netting arrangement or similar agreement not set off against financial assets and liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NoncashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:label="loc_bns_NoncashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NoncashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xml:lang="en-US">Noncash Collateral Pledged Subject To Enforceable Master Netting Arrangement Or Similar Agreement Not Set Off Against Financial Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_NoncashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xml:lang="en-US">Non-cash collateral pledged</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NoncashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xlink:to="lab_bns_NoncashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NoncashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities" xml:lang="en-US">Noncash collateral pledged subject to enforceable master netting arrangement or similar agreement not set off against financial liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember" xml:lang="en-US">Financial assets measured at fair value through other comprehensive income, category [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember" xml:lang="en-US">Financial assets measured at fair value through other comprehensive income, category [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember" xlink:to="lab_ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xlink:label="loc_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xml:lang="en-US">Investments in equity instruments designated at fair value through other comprehensive income [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xml:lang="en-US">Investments in equity instruments designated at fair value through other comprehensive income [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" xlink:to="lab_ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:label="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xml:lang="en-US">Financial assets at fair value through profit or loss, category [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xml:lang="en-US">Financial assets at fair value through profit or loss, category [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" xlink:to="lab_ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DebtInvestmentsMember" xlink:label="loc_bns_DebtInvestmentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DebtInvestmentsMember" xml:lang="en-US">Debt Investments [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DebtInvestmentsMember" xml:lang="en-US">Debt Investments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DebtInvestmentsMember" xlink:to="lab_bns_DebtInvestmentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DebtInvestmentsMember" xml:lang="en-US">Debt Investments [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EquityInvestmentsMember" xlink:label="loc_ifrs-full_EquityInvestmentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EquityInvestmentsMember" xml:lang="en-US">Equity investments [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EquityInvestmentsMember" xml:lang="en-US">Equity securities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EquityInvestmentsMember" xlink:to="lab_ifrs-full_EquityInvestmentsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherDebtMember" xlink:label="loc_bns_OtherDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherDebtMember" xml:lang="en-US">Other Debt [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherDebtMember" xml:lang="en-US">Other debt [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherDebtMember" xlink:to="lab_bns_OtherDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherDebtMember" xml:lang="en-US">Other debt.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FinancialAssetsGrossUnrealizedGain" xlink:label="loc_bns_FinancialAssetsGrossUnrealizedGain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FinancialAssetsGrossUnrealizedGain" xml:lang="en-US">Financial assets, gross, unrealized gain</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_FinancialAssetsGrossUnrealizedGain" xml:lang="en-US">Gross unrealized gains</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FinancialAssetsGrossUnrealizedGain" xlink:to="lab_bns_FinancialAssetsGrossUnrealizedGain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FinancialAssetsGrossUnrealizedGain" xml:lang="en-US">Financial assets, gross, unrealized gain</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FinancialAssetsGrossUnrealizedLoss" xlink:label="loc_bns_FinancialAssetsGrossUnrealizedLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FinancialAssetsGrossUnrealizedLoss" xml:lang="en-US">Financial assets, gross, unrealized loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_FinancialAssetsGrossUnrealizedLoss" xml:lang="en-US">Gross unrealized losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FinancialAssetsGrossUnrealizedLoss" xlink:to="lab_bns_FinancialAssetsGrossUnrealizedLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FinancialAssetsGrossUnrealizedLoss" xml:lang="en-US">Financial assets, gross, unrealized loss</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CorporateDebtMember" xlink:label="loc_bns_CorporateDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CorporateDebtMember" xml:lang="en-US">Corporate Debt [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CorporateDebtMember" xml:lang="en-US">Corporate debt [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CorporateDebtMember" xlink:to="lab_bns_CorporateDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CorporateDebtMember" xml:lang="en-US">Corporate debt.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FinancialAssetsAtFairValueInvestmentSecuritiesMember" xlink:label="loc_bns_FinancialAssetsAtFairValueInvestmentSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FinancialAssetsAtFairValueInvestmentSecuritiesMember" xml:lang="en-US">Financial assets at fair value, investment securities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_FinancialAssetsAtFairValueInvestmentSecuritiesMember" xml:lang="en-US">Financial assets at fair value, investment securities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FinancialAssetsAtFairValueInvestmentSecuritiesMember" xlink:to="lab_bns_FinancialAssetsAtFairValueInvestmentSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FinancialAssetsAtFairValueInvestmentSecuritiesMember" xml:lang="en-US">Financial assets at fair value, investment securities [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FinancialAssetsAtCarryingValueInvestmentSecuritiesMember" xlink:label="loc_bns_FinancialAssetsAtCarryingValueInvestmentSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FinancialAssetsAtCarryingValueInvestmentSecuritiesMember" xml:lang="en-US">Financial assets at carrying value, investment securities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_FinancialAssetsAtCarryingValueInvestmentSecuritiesMember" xml:lang="en-US">Financial assets at carrying value, investment securities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FinancialAssetsAtCarryingValueInvestmentSecuritiesMember" xlink:to="lab_bns_FinancialAssetsAtCarryingValueInvestmentSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FinancialAssetsAtCarryingValueInvestmentSecuritiesMember" xml:lang="en-US">Financial assets at carrying value, investment securities [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CarryingValueDebtInvestmentSecuritiesAtAmortizedCostNetOfAllowances" xlink:label="loc_bns_CarryingValueDebtInvestmentSecuritiesAtAmortizedCostNetOfAllowances" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CarryingValueDebtInvestmentSecuritiesAtAmortizedCostNetOfAllowances" xml:lang="en-US">Carrying Value Debt Investment Securities At Amortized Cost Net Of Allowances</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CarryingValueDebtInvestmentSecuritiesAtAmortizedCostNetOfAllowances" xml:lang="en-US">Allowance account for credit losses of financial assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CarryingValueDebtInvestmentSecuritiesAtAmortizedCostNetOfAllowances" xlink:to="lab_bns_CarryingValueDebtInvestmentSecuritiesAtAmortizedCostNetOfAllowances" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CarryingValueDebtInvestmentSecuritiesAtAmortizedCostNetOfAllowances" xml:lang="en-US">Carrying value debt investment securities at amortized cost net of allowances.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DebtSecuritiesMember" xlink:label="loc_ifrs-full_DebtSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DebtSecuritiesMember" xml:lang="en-US">Debt securities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DebtSecuritiesMember" xml:lang="en-US">Debt securities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DebtSecuritiesMember" xlink:to="lab_ifrs-full_DebtSecuritiesMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CommonSharesMember" xlink:label="loc_bns_CommonSharesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CommonSharesMember" xml:lang="en-US">Common shares [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CommonSharesMember" xml:lang="en-US">Common shares [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CommonSharesMember" xlink:to="lab_bns_CommonSharesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CommonSharesMember" xml:lang="en-US">Common shares.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:label="loc_ifrs-full_CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Cumulative gain (loss) on disposal of investments in equity instruments designated at fair value through other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Cumulative after-tax gain/(loss) on equity securities designated at FVOCI</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:to="lab_ifrs-full_CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod" xlink:label="loc_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod" xml:lang="en-US">Dividends recognised for investments in equity instruments designated at fair value through other comprehensive income, held at end of reporting period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod" xml:lang="en-US">Dividend income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod" xlink:to="lab_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FairValueOfInvestmentsInEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncomeDisposedDuringThePeriod" xlink:label="loc_bns_FairValueOfInvestmentsInEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncomeDisposedDuringThePeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FairValueOfInvestmentsInEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncomeDisposedDuringThePeriod" xml:lang="en-US">Fair Value Of Investments In Equity Instruments Designated At Fair Value Through Other Comprehensive Income Disposed During The Period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_FairValueOfInvestmentsInEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncomeDisposedDuringThePeriod" xml:lang="en-US">Fair value of disposed equity securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FairValueOfInvestmentsInEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncomeDisposedDuringThePeriod" xlink:to="lab_bns_FairValueOfInvestmentsInEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncomeDisposedDuringThePeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FairValueOfInvestmentsInEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncomeDisposedDuringThePeriod" xml:lang="en-US">Fair value of investments in equity instruments designated at fair value through other comprehensive income disposed during the period.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FairValueThroughOtherComprehensiveIncomeMember" xlink:label="loc_bns_FairValueThroughOtherComprehensiveIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FairValueThroughOtherComprehensiveIncomeMember" xml:lang="en-US">Fair Value Through Other Comprehensive Income [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_FairValueThroughOtherComprehensiveIncomeMember" xml:lang="en-US">Fair Value Through Other Comprehensive Income [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FairValueThroughOtherComprehensiveIncomeMember" xlink:to="lab_bns_FairValueThroughOtherComprehensiveIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FairValueThroughOtherComprehensiveIncomeMember" xml:lang="en-US">Fair Value Through Other Comprehensive Income [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsAtAmortisedCostMember" xlink:label="loc_ifrs-full_FinancialAssetsAtAmortisedCostMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCostMember" xml:lang="en-US">Financial assets at amortised cost, class [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsAtAmortisedCostMember" xml:lang="en-US">Financial assets at amortised cost, class [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsAtAmortisedCostMember" xlink:to="lab_ifrs-full_FinancialAssetsAtAmortisedCostMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FairValueThroughProfitAndLossMember" xlink:label="loc_bns_FairValueThroughProfitAndLossMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FairValueThroughProfitAndLossMember" xml:lang="en-US">Fair value through profit and loss [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_FairValueThroughProfitAndLossMember" xml:lang="en-US">Fair value through profit and loss [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FairValueThroughProfitAndLossMember" xlink:to="lab_bns_FairValueThroughProfitAndLossMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FairValueThroughProfitAndLossMember" xml:lang="en-US">Fair value through profit and loss.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMember" xlink:label="loc_bns_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMember" xml:lang="en-US">Canadian federal and provincial government issued or guaranteed debt [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMember" xml:lang="en-US">Canadian federal and provincial government issued or guaranteed debt [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMember" xlink:to="lab_bns_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMember" xml:lang="en-US">Canadian federal and provincial government issued or guaranteed debt.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquityInstrumentsMember" xlink:label="loc_bns_EquityInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquityInstrumentsMember" xml:lang="en-US">Equity instruments [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquityInstrumentsMember" xml:lang="en-US">Equity instruments [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquityInstrumentsMember" xlink:to="lab_bns_EquityInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquityInstrumentsMember" xml:lang="en-US">Equity instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/currency/2024/currency-2024.xsd#currency_MXV" xlink:label="loc_currency_MXV" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_currency_MXV" xml:lang="en-US">Mexican Unidad de Inversion (UDI) (funds code)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_currency_MXV" xml:lang="en-US">Mexican peso [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_MXV" xlink:to="lab_currency_MXV" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InvestmentSecuritiesCarryingValue" xlink:label="loc_bns_InvestmentSecuritiesCarryingValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InvestmentSecuritiesCarryingValue" xml:lang="en-US">Investment Securities Carrying Value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InvestmentSecuritiesCarryingValue" xml:lang="en-US">Financial instruments at carrying value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InvestmentSecuritiesCarryingValue" xlink:to="lab_bns_InvestmentSecuritiesCarryingValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InvestmentSecuritiesCarryingValue" xml:lang="en-US">Investment securities carrying value.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_WeightedAverageYieldFixedIncomeSecurities" xlink:label="loc_bns_WeightedAverageYieldFixedIncomeSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_WeightedAverageYieldFixedIncomeSecurities" xml:lang="en-US">Weighted Average Yield Fixed Income Securities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_WeightedAverageYieldFixedIncomeSecurities" xml:lang="en-US">Yield %</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_WeightedAverageYieldFixedIncomeSecurities" xlink:to="lab_bns_WeightedAverageYieldFixedIncomeSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_WeightedAverageYieldFixedIncomeSecurities" xml:lang="en-US">Weighted average yield fixed income securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfEntitysOwnEquityInstrumentsAxis" xlink:label="loc_ifrs-full_ClassesOfEntitysOwnEquityInstrumentsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfEntitysOwnEquityInstrumentsAxis" xml:lang="en-US">Classes of entity's own equity instruments [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfEntitysOwnEquityInstrumentsAxis" xlink:to="lab_ifrs-full_ClassesOfEntitysOwnEquityInstrumentsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfEntitysOwnEquityInstrumentsDomain" xlink:label="loc_ifrs-full_ClassesOfEntitysOwnEquityInstrumentsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfEntitysOwnEquityInstrumentsDomain" xml:lang="en-US">Classes of entity's own equity instruments [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfEntitysOwnEquityInstrumentsDomain" xlink:to="lab_ifrs-full_ClassesOfEntitysOwnEquityInstrumentsDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DebtInstrumentsMember" xlink:label="loc_bns_DebtInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DebtInstrumentsMember" xml:lang="en-US">Debt Instruments [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_DebtInstrumentsMember" xml:lang="en-US">Debt instruments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DebtInstrumentsMember" xlink:to="lab_bns_DebtInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DebtInstrumentsMember" xml:lang="en-US">Debt Instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FairValueGainLossRecognisedInOtherComprehensiveIncomeReclassified" xlink:label="loc_bns_FairValueGainLossRecognisedInOtherComprehensiveIncomeReclassified" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FairValueGainLossRecognisedInOtherComprehensiveIncomeReclassified" xml:lang="en-US">Fair value gain (loss) recognised in other comprehensive income reclassified</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_FairValueGainLossRecognisedInOtherComprehensiveIncomeReclassified" xml:lang="en-US">Debt investment securities measured at fair value through other comprehensive income (FVOCI)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FairValueGainLossRecognisedInOtherComprehensiveIncomeReclassified" xlink:to="lab_bns_FairValueGainLossRecognisedInOtherComprehensiveIncomeReclassified" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FairValueGainLossRecognisedInOtherComprehensiveIncomeReclassified" xml:lang="en-US">Fair value gain (loss) recognised in other comprehensive income reclassified.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GainLossOnSaleOfInvestmentSecuritiesMeasuredAtAmortizedCost" xlink:label="loc_bns_GainLossOnSaleOfInvestmentSecuritiesMeasuredAtAmortizedCost" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GainLossOnSaleOfInvestmentSecuritiesMeasuredAtAmortizedCost" xml:lang="en-US">Gain Loss On Sale Of Investment Securities Measured At Amortized Cost</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GainLossOnSaleOfInvestmentSecuritiesMeasuredAtAmortizedCost" xml:lang="en-US">Debt investment securities measured at amortized cost</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GainLossOnSaleOfInvestmentSecuritiesMeasuredAtAmortizedCost" xlink:to="lab_bns_GainLossOnSaleOfInvestmentSecuritiesMeasuredAtAmortizedCost" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GainLossOnSaleOfInvestmentSecuritiesMeasuredAtAmortizedCost" xml:lang="en-US">Gain Loss On Sale Of Investment Securities Measured At Amortized Cost.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedAbstract" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedAbstract" xml:lang="en-US">Disclosure of financial assets that are either past due or impaired [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedAbstract" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsThatAreEitherPastDueOrImpairedAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfFairValueFinancialAssetsAmortisedCostTable" xlink:label="loc_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostTable" xml:lang="en-US">Disclosure of fair value financial assets amortised cost [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostTable" xml:lang="en-US">Disclosure of fair value financial assets amortised cost [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostTable" xlink:to="lab_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostTable" xml:lang="en-US">Disclosure of fair value financial assets amortised cost [table]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NetCarryingAmountMember" xlink:label="loc_bns_NetCarryingAmountMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NetCarryingAmountMember" xml:lang="en-US">Net Carrying Amount [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NetCarryingAmountMember" xml:lang="en-US">Net Carrying Amount [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NetCarryingAmountMember" xlink:to="lab_bns_NetCarryingAmountMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NetCarryingAmountMember" xml:lang="en-US">Net carrying amount.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ResidentialMortgagesMember" xlink:label="loc_bns_ResidentialMortgagesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ResidentialMortgagesMember" xml:lang="en-US">Residential mortgages [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ResidentialMortgagesMember" xml:lang="en-US">Residential mortgages [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ResidentialMortgagesMember" xlink:to="lab_bns_ResidentialMortgagesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ResidentialMortgagesMember" xml:lang="en-US">Residential mortgages.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ConsumerLoansMember" xlink:label="loc_ifrs-full_ConsumerLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ConsumerLoansMember" xml:lang="en-US">Loans to consumers [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ConsumerLoansMember" xml:lang="en-US">Loans to consumers [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ConsumerLoansMember" xml:lang="en-US">Personal loans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ConsumerLoansMember" xlink:to="lab_ifrs-full_ConsumerLoansMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditCardMember" xlink:label="loc_bns_CreditCardMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditCardMember" xml:lang="en-US">Credit Card [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditCardMember" xml:lang="en-US">Credit Card [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_CreditCardMember" xml:lang="en-US">Credit cards [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditCardMember" xlink:to="lab_bns_CreditCardMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditCardMember" xml:lang="en-US">Credit card.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BusinessAndGovernmentMember" xlink:label="loc_bns_BusinessAndGovernmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BusinessAndGovernmentMember" xml:lang="en-US">Business and government [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BusinessAndGovernmentMember" xml:lang="en-US">Business and government [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BusinessAndGovernmentMember" xlink:to="lab_bns_BusinessAndGovernmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BusinessAndGovernmentMember" xml:lang="en-US">Business and government.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems" xlink:label="loc_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems" xml:lang="en-US">Disclosure of fair value financial assets amortised cost [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems" xml:lang="en-US">Disclosure of fair value financial assets amortised cost [line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems" xlink:to="lab_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems" xml:lang="en-US">Disclosure of fair value financial assets amortised cost [line items]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssets" xlink:label="loc_ifrs-full_FinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssets" xml:lang="en-US">Financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssets" xml:lang="en-US">Financial assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssets" xlink:to="lab_ifrs-full_FinancialAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ImpairmentOfFinancialAssetsAxis" xlink:label="loc_ifrs-full_ImpairmentOfFinancialAssetsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ImpairmentOfFinancialAssetsAxis" xml:lang="en-US">Impairment of financial assets [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ImpairmentOfFinancialAssetsAxis" xml:lang="en-US">Impairment of financial assets [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentOfFinancialAssetsAxis" xlink:to="lab_ifrs-full_ImpairmentOfFinancialAssetsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ImpairmentOfFinancialAssetsDomain" xlink:label="loc_ifrs-full_ImpairmentOfFinancialAssetsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ImpairmentOfFinancialAssetsDomain" xml:lang="en-US">Impairment of financial assets [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ImpairmentOfFinancialAssetsDomain" xml:lang="en-US">Entity's total for impairment of financial assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentOfFinancialAssetsDomain" xlink:to="lab_ifrs-full_ImpairmentOfFinancialAssetsDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsIndividuallyAssessedForCreditLossesMember" xlink:label="loc_ifrs-full_FinancialAssetsIndividuallyAssessedForCreditLossesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsIndividuallyAssessedForCreditLossesMember" xml:lang="en-US">Financial assets individually assessed for credit losses [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsIndividuallyAssessedForCreditLossesMember" xml:lang="en-US">Financial assets individually assessed for credit losses [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsIndividuallyAssessedForCreditLossesMember" xlink:to="lab_ifrs-full_FinancialAssetsIndividuallyAssessedForCreditLossesMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FinancialLiabilitiesMeasuredAtFairValueAbstract" xlink:label="loc_bns_FinancialLiabilitiesMeasuredAtFairValueAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FinancialLiabilitiesMeasuredAtFairValueAbstract" xml:lang="en-US">Financial Liabilities Measured At Fair Value [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FinancialLiabilitiesMeasuredAtFairValueAbstract" xlink:to="lab_bns_FinancialLiabilitiesMeasuredAtFairValueAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FinancialLiabilitiesMeasuredAtFairValueAbstract" xml:lang="en-US">Financial liabilities measured at fair value.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses" xlink:label="loc_bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses" xml:lang="en-US">Loans and acceptances before allowances for loan losses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses" xml:lang="en-US">Total loans and acceptances</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses" xml:lang="en-US">Total loans and acceptances</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses" xlink:to="lab_bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses" xml:lang="en-US">Loans and acceptances before allowances for loan losses</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AllowanceAccountForCreditLossesOfLoansAndAcceptances" xlink:label="loc_bns_AllowanceAccountForCreditLossesOfLoansAndAcceptances" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AllowanceAccountForCreditLossesOfLoansAndAcceptances" xml:lang="en-US">Allowance Account for Credit Losses of Loans and Acceptances</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_AllowanceAccountForCreditLossesOfLoansAndAcceptances" xml:lang="en-US">Allowance for credit losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AllowanceAccountForCreditLossesOfLoansAndAcceptances" xlink:to="lab_bns_AllowanceAccountForCreditLossesOfLoansAndAcceptances" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AllowanceAccountForCreditLossesOfLoansAndAcceptances" xml:lang="en-US">Allowance account for credit losses of loans and acceptances.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LoansAndAcceptancesNetOfAllowancesForLoanLosses" xlink:label="loc_bns_LoansAndAcceptancesNetOfAllowancesForLoanLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LoansAndAcceptancesNetOfAllowancesForLoanLosses" xml:lang="en-US">Loans and acceptances, net of allowances for loan losses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_LoansAndAcceptancesNetOfAllowancesForLoanLosses" xml:lang="en-US">Total loans and acceptances net of allowance for credit losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LoansAndAcceptancesNetOfAllowancesForLoanLosses" xlink:to="lab_bns_LoansAndAcceptancesNetOfAllowancesForLoanLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LoansAndAcceptancesNetOfAllowancesForLoanLosses" xml:lang="en-US">Loans and acceptances, net of allowances for loan losses.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2024/country-2024.xsd#country_MX" xlink:label="loc_country_MX" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_country_MX" xml:lang="en-US">MEXICO</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_country_MX" xml:lang="en-US">Mexico [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_MX" xlink:to="lab_country_MX" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2024/country-2024.xsd#country_CL" xlink:label="loc_country_CL" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_country_CL" xml:lang="en-US">CHILE</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_country_CL" xml:lang="en-US">Chile [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_CL" xlink:to="lab_country_CL" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2024/country-2024.xsd#country_PE" xlink:label="loc_country_PE" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_country_PE" xml:lang="en-US">PERU</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_country_PE" xml:lang="en-US">Peru [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_PE" xlink:to="lab_country_PE" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2024/country-2024.xsd#country_CO" xlink:label="loc_country_CO" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_country_CO" xml:lang="en-US">COLOMBIA</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_country_CO" xml:lang="en-US">Colombia [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_country_CO" xml:lang="en-US">Colombia [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_CO" xlink:to="lab_country_CO" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherInternationalMember" xlink:label="loc_bns_OtherInternationalMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherInternationalMember" xml:lang="en-US">Other International [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherInternationalMember" xml:lang="en-US">Other International [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherInternationalMember" xlink:to="lab_bns_OtherInternationalMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherInternationalMember" xml:lang="en-US">Other International [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/currency/2024/currency-2024.xsd#currency_CLP" xlink:label="loc_currency_CLP" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_currency_CLP" xml:lang="en-US">Chile, Pesos</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_currency_CLP" xml:lang="en-US">Chile, Pesos [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_currency_CLP" xlink:to="lab_currency_CLP" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherForeignCurrenciesMember" xlink:label="loc_bns_OtherForeignCurrenciesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherForeignCurrenciesMember" xml:lang="en-US">Other Foreign Currencies [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherForeignCurrenciesMember" xml:lang="en-US">Other Foreign Currencies [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherForeignCurrenciesMember" xlink:to="lab_bns_OtherForeignCurrenciesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherForeignCurrenciesMember" xml:lang="en-US">Other foreign currencies.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PercentageOfForeignBorrowers" xlink:label="loc_bns_PercentageOfForeignBorrowers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PercentageOfForeignBorrowers" xml:lang="en-US">Percentage of foreign borrowers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PercentageOfForeignBorrowers" xml:lang="en-US">Percentage of foreign borrowers</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PercentageOfForeignBorrowers" xlink:to="lab_bns_PercentageOfForeignBorrowers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PercentageOfForeignBorrowers" xml:lang="en-US">Percentage of foreign borrowers.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NoStatedMaturityMember" xlink:label="loc_bns_NoStatedMaturityMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NoStatedMaturityMember" xml:lang="en-US">No Stated Maturity [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NoStatedMaturityMember" xml:lang="en-US">No Stated Maturity [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NoStatedMaturityMember" xlink:to="lab_bns_NoStatedMaturityMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NoStatedMaturityMember" xml:lang="en-US">No stated maturity.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypesOfInterestRatesAxis" xlink:label="loc_ifrs-full_TypesOfInterestRatesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfInterestRatesAxis" xml:lang="en-US">Types of interest rates [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfInterestRatesAxis" xml:lang="en-US">Types of interest rates [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfInterestRatesAxis" xlink:to="lab_ifrs-full_TypesOfInterestRatesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TypesOfInterestRatesDomain" xlink:label="loc_ifrs-full_TypesOfInterestRatesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TypesOfInterestRatesDomain" xml:lang="en-US">Types of interest rates [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TypesOfInterestRatesDomain" xml:lang="en-US">Interest rate types [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TypesOfInterestRatesDomain" xlink:to="lab_ifrs-full_TypesOfInterestRatesDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FloatingInterestRateMember" xlink:label="loc_ifrs-full_FloatingInterestRateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FloatingInterestRateMember" xml:lang="en-US">Floating interest rate [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_FloatingInterestRateMember" xml:lang="en-US">Floating interest rate [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FloatingInterestRateMember" xlink:to="lab_ifrs-full_FloatingInterestRateMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FixedInterestRateMember" xlink:label="loc_ifrs-full_FixedInterestRateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FixedInterestRateMember" xml:lang="en-US">Fixed interest rate [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_FixedInterestRateMember" xml:lang="en-US">Fixed interest rate [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_ifrs-full_FixedInterestRateMember" xml:lang="en-US">Fixed interest rate [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FixedInterestRateMember" xlink:to="lab_ifrs-full_FixedInterestRateMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NonRateSensitiveMember" xlink:label="loc_bns_NonRateSensitiveMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NonRateSensitiveMember" xml:lang="en-US">Non Rate Sensitive [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NonRateSensitiveMember" xml:lang="en-US">Non-rate sensitive [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NonRateSensitiveMember" xlink:to="lab_bns_NonRateSensitiveMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NonRateSensitiveMember" xml:lang="en-US">Non Rate Sensitive [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ImpairedLoansAbstract" xlink:label="loc_bns_ImpairedLoansAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ImpairedLoansAbstract" xml:lang="en-US">Impaired loans [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ImpairedLoansAbstract" xlink:to="lab_bns_ImpairedLoansAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ImpairedLoansAbstract" xml:lang="en-US">Disclosure of impaired loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xlink:label="loc_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xml:lang="en-US">Credit impairment of financial instruments [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xml:lang="en-US">Credit impairment of financial instruments [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" xlink:to="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" xlink:label="loc_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" xml:lang="en-US">Credit impairment of financial instruments [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" xml:lang="en-US">Credit impairment of financial instruments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" xlink:to="lab_ifrs-full_CreditImpairmentOfFinancialInstrumentsDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialInstrumentsCreditimpairedMember" xlink:label="loc_ifrs-full_FinancialInstrumentsCreditimpairedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialInstrumentsCreditimpairedMember" xml:lang="en-US">Financial instruments credit-impaired [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialInstrumentsCreditimpairedMember" xml:lang="en-US">Financial instruments credit-impaired [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialInstrumentsCreditimpairedMember" xlink:to="lab_ifrs-full_FinancialInstrumentsCreditimpairedMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InterestIncomeRecognizedOnImpairedLoans" xlink:label="loc_bns_InterestIncomeRecognizedOnImpairedLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InterestIncomeRecognizedOnImpairedLoans" xml:lang="en-US">Interest Income Recognized on Impaired Loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InterestIncomeRecognizedOnImpairedLoans" xml:lang="en-US">Interest income recognized on impaired loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InterestIncomeRecognizedOnImpairedLoans" xlink:to="lab_bns_InterestIncomeRecognizedOnImpairedLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InterestIncomeRecognizedOnImpairedLoans" xml:lang="en-US">Interest income recognized on impaired loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesAbstract" xlink:label="loc_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesAbstract" xml:lang="en-US">Disclosure of Primary Macroeconomic Drivers of Credit Losses [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesAbstract" xlink:to="lab_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesAbstract" xml:lang="en-US">Disclosure of Primary Macroeconomic Drivers of Credit Losses [Abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesTable" xlink:label="loc_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesTable" xml:lang="en-US">Disclosure of Primary Macroeconomic Drivers of Credit Losses [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesTable" xml:lang="en-US">Disclosure of Primary Macroeconomic Drivers of Credit Losses [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesTable" xlink:to="lab_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesTable" xml:lang="en-US">Disclosure of Primary Macroeconomic Drivers of Credit Losses [table]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems" xlink:label="loc_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems" xml:lang="en-US">Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems" xml:lang="en-US">Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems" xlink:to="lab_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems" xml:lang="en-US">Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AnnualPercentageChangeInRealGDP" xlink:label="loc_bns_AnnualPercentageChangeInRealGDP" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AnnualPercentageChangeInRealGDP" xml:lang="en-US">Annual Percentage Change in Real GDP</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AnnualPercentageChangeInRealGDP" xml:lang="en-US">Real GDP growth, y/y % change</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AnnualPercentageChangeInRealGDP" xlink:to="lab_bns_AnnualPercentageChangeInRealGDP" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AnnualPercentageChangeInRealGDP" xml:lang="en-US">Annual percentage change in real GDP.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AverageUnemploymentRate" xlink:label="loc_bns_AverageUnemploymentRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AverageUnemploymentRate" xml:lang="en-US">Average Unemployment rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AverageUnemploymentRate" xml:lang="en-US">Unemployment rate, average %</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AverageUnemploymentRate" xlink:to="lab_bns_AverageUnemploymentRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AverageUnemploymentRate" xml:lang="en-US">Average Unemployment rate</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BankOvernightAverageRateTarget" xlink:label="loc_bns_BankOvernightAverageRateTarget" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BankOvernightAverageRateTarget" xml:lang="en-US">Bank overnight average rate target</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BankOvernightAverageRateTarget" xml:lang="en-US">Bank of Canada overnight rate target, average %</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BankOvernightAverageRateTarget" xlink:to="lab_bns_BankOvernightAverageRateTarget" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BankOvernightAverageRateTarget" xml:lang="en-US">Bank overnight average rate target</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_HousingPriceIndexAnnualChangePercentage" xlink:label="loc_bns_HousingPriceIndexAnnualChangePercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_HousingPriceIndexAnnualChangePercentage" xml:lang="en-US">Housing price index, annual change percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_HousingPriceIndexAnnualChangePercentage" xml:lang="en-US">HPI &#8211; Housing Price Index, y/y % change</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_HousingPriceIndexAnnualChangePercentage" xlink:to="lab_bns_HousingPriceIndexAnnualChangePercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_HousingPriceIndexAnnualChangePercentage" xml:lang="en-US">Housing price index, annual change percentage</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ConsumerPriceIndexAnnualChangePercentage" xlink:label="loc_bns_ConsumerPriceIndexAnnualChangePercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ConsumerPriceIndexAnnualChangePercentage" xml:lang="en-US">Consumer price index, annual change percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ConsumerPriceIndexAnnualChangePercentage" xml:lang="en-US">Consumer price index, y/y %</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ConsumerPriceIndexAnnualChangePercentage" xlink:to="lab_bns_ConsumerPriceIndexAnnualChangePercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ConsumerPriceIndexAnnualChangePercentage" xml:lang="en-US">Consumer price index, annual change percentage.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AverageForeignExchangeRate" xlink:label="loc_ifrs-full_AverageForeignExchangeRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AverageForeignExchangeRate" xml:lang="en-US">Average foreign exchange rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AverageForeignExchangeRate" xml:lang="en-US">USD/CAD exchange rate, average</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AverageForeignExchangeRate" xlink:to="lab_ifrs-full_AverageForeignExchangeRate" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AnnualPercentageChangeInGlobalGdpAndPpp" xlink:label="loc_bns_AnnualPercentageChangeInGlobalGdpAndPpp" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AnnualPercentageChangeInGlobalGdpAndPpp" xml:lang="en-US">Annual Percentage Change In Global GDP and PPP</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_AnnualPercentageChangeInGlobalGdpAndPpp" xml:lang="en-US">Global GDP, y/y % change</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AnnualPercentageChangeInGlobalGdpAndPpp" xlink:to="lab_bns_AnnualPercentageChangeInGlobalGdpAndPpp" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AnnualPercentageChangeInGlobalGdpAndPpp" xml:lang="en-US">Annual Percentage Change In Global GDP and PPP</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage" xlink:label="loc_bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage" xml:lang="en-US">Target Federal Funds Rate Upper Limit Annual Change Percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage" xml:lang="en-US">Target federal funds rate, upper limit, average %</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage" xlink:to="lab_bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage" xml:lang="en-US">Target federal funds rate upper limit annual change percentage.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CaribbeanMember" xlink:label="loc_bns_CaribbeanMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CaribbeanMember" xml:lang="en-US">Caribbean [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CaribbeanMember" xml:lang="en-US">Caribbean [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CaribbeanMember" xlink:to="lab_bns_CaribbeanMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CaribbeanMember" xml:lang="en-US">Caribbean.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GlobalWtiOilPriceMember" xlink:label="loc_bns_GlobalWtiOilPriceMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GlobalWtiOilPriceMember" xml:lang="en-US">Global WTI oil price [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GlobalWtiOilPriceMember" xml:lang="en-US">Global WTI oil price [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GlobalWtiOilPriceMember" xlink:to="lab_bns_GlobalWtiOilPriceMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GlobalWtiOilPriceMember" xml:lang="en-US">Global WTI oil price [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GlobalCopperPriceMember" xlink:label="loc_bns_GlobalCopperPriceMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GlobalCopperPriceMember" xml:lang="en-US">Global Copper Price [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GlobalCopperPriceMember" xml:lang="en-US">Global Copper price [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GlobalCopperPriceMember" xlink:to="lab_bns_GlobalCopperPriceMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GlobalCopperPriceMember" xml:lang="en-US">Global Copper Price [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GlobalGdpAndPppMember" xlink:label="loc_bns_GlobalGdpAndPppMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GlobalGdpAndPppMember" xml:lang="en-US">Global GDP and PPP [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GlobalGdpAndPppMember" xml:lang="en-US">Global GDP and PPP [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GlobalGdpAndPppMember" xlink:to="lab_bns_GlobalGdpAndPppMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GlobalGdpAndPppMember" xml:lang="en-US">Global GDP and PPP.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OverNextTwelveMonthsMember" xlink:label="loc_bns_OverNextTwelveMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OverNextTwelveMonthsMember" xml:lang="en-US">Over Next Twelve Months [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OverNextTwelveMonthsMember" xml:lang="en-US">Next 12 Months [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OverNextTwelveMonthsMember" xlink:to="lab_bns_OverNextTwelveMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OverNextTwelveMonthsMember" xml:lang="en-US">Over next twelve months.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RemainingForecastPeriodCreditLossesMember" xlink:label="loc_bns_RemainingForecastPeriodCreditLossesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RemainingForecastPeriodCreditLossesMember" xml:lang="en-US">Remaining forecast period credit losses [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RemainingForecastPeriodCreditLossesMember" xml:lang="en-US">Remaining forecast period [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RemainingForecastPeriodCreditLossesMember" xlink:to="lab_bns_RemainingForecastPeriodCreditLossesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RemainingForecastPeriodCreditLossesMember" xml:lang="en-US">Remaining forecast period credit losses.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BaseCaseScenarioMember" xlink:label="loc_bns_BaseCaseScenarioMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BaseCaseScenarioMember" xml:lang="en-US">Base case scenario [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BaseCaseScenarioMember" xml:lang="en-US">Base case scenario [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BaseCaseScenarioMember" xlink:to="lab_bns_BaseCaseScenarioMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BaseCaseScenarioMember" xml:lang="en-US">Base case scenario.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OptimisticScenarioMember" xlink:label="loc_bns_OptimisticScenarioMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OptimisticScenarioMember" xml:lang="en-US">Optimistic scenario [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_OptimisticScenarioMember" xml:lang="en-US">Alternative Scenario - Optimistic [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OptimisticScenarioMember" xlink:to="lab_bns_OptimisticScenarioMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OptimisticScenarioMember" xml:lang="en-US">Optimistic scenario [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PessimisticScenarioMember" xlink:label="loc_bns_PessimisticScenarioMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PessimisticScenarioMember" xml:lang="en-US">Pessimistic scenario [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_PessimisticScenarioMember" xml:lang="en-US">Alternative Scenario - Pessimistic [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PessimisticScenarioMember" xlink:to="lab_bns_PessimisticScenarioMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PessimisticScenarioMember" xml:lang="en-US">Pessimistic scenario [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SeverePessimisticMember" xlink:label="loc_bns_SeverePessimisticMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SeverePessimisticMember" xml:lang="en-US">Severe Pessimistic [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SeverePessimisticMember" xml:lang="en-US">Alternative Scenario - Very Pessimistic [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SeverePessimisticMember" xlink:to="lab_bns_SeverePessimisticMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TotalRetailLoansMember" xlink:label="loc_bns_TotalRetailLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TotalRetailLoansMember" xml:lang="en-US">Total Retail Loans [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TotalRetailLoansMember" xml:lang="en-US">Total retail loans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TotalRetailLoansMember" xlink:to="lab_bns_TotalRetailLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TotalRetailLoansMember" xml:lang="en-US">Total Retail Loans .</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditRiskRatingAxis" xlink:label="loc_bns_CreditRiskRatingAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditRiskRatingAxis" xml:lang="en-US">Credit Risk Rating [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditRiskRatingAxis" xml:lang="en-US">Credit Rating Source [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditRiskRatingAxis" xlink:to="lab_bns_CreditRiskRatingAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditRiskRatingAxis" xml:lang="en-US">Credit risk rating axis.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditRiskRatingDomain" xlink:label="loc_bns_CreditRiskRatingDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditRiskRatingDomain" xml:lang="en-US">Credit Risk Rating [Domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditRiskRatingDomain" xml:lang="en-US">Credit Rating Source [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditRiskRatingDomain" xlink:to="lab_bns_CreditRiskRatingDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditRiskRatingDomain" xml:lang="en-US">Credit risk rating domain.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_StageOneMember" xlink:label="loc_bns_StageOneMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_StageOneMember" xml:lang="en-US">Stage One [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_StageOneMember" xml:lang="en-US">Stage 1 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_StageOneMember" xlink:to="lab_bns_StageOneMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_StageOneMember" xml:lang="en-US">Stage one.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_StageTwoMember" xlink:label="loc_bns_StageTwoMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_StageTwoMember" xml:lang="en-US">Stage Two [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_StageTwoMember" xml:lang="en-US">Stage 2 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_StageTwoMember" xlink:to="lab_bns_StageTwoMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_StageTwoMember" xml:lang="en-US">Stage two.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_StageThreeMember" xlink:label="loc_bns_StageThreeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_StageThreeMember" xml:lang="en-US">Stage three [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_StageThreeMember" xml:lang="en-US">Stage 3 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_StageThreeMember" xlink:to="lab_bns_StageThreeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_StageThreeMember" xml:lang="en-US">Stage three.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract" xlink:label="loc_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract" xml:lang="en-US">Provision For Credit Losses Allowance Account For Credit Losses Of Financial Assets [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract" xml:lang="en-US">Provision for credit losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract" xlink:to="lab_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract" xml:lang="en-US">Provision for credit losses allowance account for credit losses of financial assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseThroughRemeasurementLoans" xlink:label="loc_bns_IncreaseDecreaseThroughRemeasurementLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseThroughRemeasurementLoans" xml:lang="en-US">Increase Decrease Through Remeasurement Loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_IncreaseDecreaseThroughRemeasurementLoans" xml:lang="en-US">Remeasurement</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseThroughRemeasurementLoans" xlink:to="lab_bns_IncreaseDecreaseThroughRemeasurementLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseThroughRemeasurementLoans" xml:lang="en-US">Increase Decrease Through Remeasurement Loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets" xlink:label="loc_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets" xml:lang="en-US">Increase through origination or purchase, financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets" xml:lang="en-US">Newly originated or purchased financial assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets" xlink:to="lab_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DecreaseThroughDerecognitionLoans" xlink:label="loc_bns_DecreaseThroughDerecognitionLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DecreaseThroughDerecognitionLoans" xml:lang="en-US">Decrease through derecognition, Loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DecreaseThroughDerecognitionLoans" xml:lang="en-US">Derecognition of financial assets and maturities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DecreaseThroughDerecognitionLoans" xlink:to="lab_bns_DecreaseThroughDerecognitionLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DecreaseThroughDerecognitionLoans" xml:lang="en-US">Decrease through derecognition, Loans</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseThroughChangesInModelsLoans" xlink:label="loc_bns_IncreaseDecreaseThroughChangesInModelsLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseThroughChangesInModelsLoans" xml:lang="en-US">Increase decrease through changes in models loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_IncreaseDecreaseThroughChangesInModelsLoans" xml:lang="en-US">Changes in models and methodologies</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseThroughChangesInModelsLoans" xlink:to="lab_bns_IncreaseDecreaseThroughChangesInModelsLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseThroughChangesInModelsLoans" xml:lang="en-US">Increase decrease through changes in models loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Transfer to (from) stage one allowance account for credit losses of financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Transfer to (from)stage 1</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" xlink:to="lab_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Transfer to (from) stage one allowance account for credit losses of financial assets</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Transfers to (from) stage two allowance account for credit losses of financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Transfer to (from)stage 2</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" xlink:to="lab_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Transfers to (from) stage two allowance account for credit losses of financial assets</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" xlink:label="loc_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Transfers to (from) stage three allowance account for credit losses of financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Transfer to (from)stage 3</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" xlink:to="lab_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" xml:lang="en-US">Transfers to (from) stage three allowance account for credit losses of financial assets</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" xlink:label="loc_bns_AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" xml:lang="en-US">Additional Credit Loss Provision Recognized In Profit Or Loss Account On Financial Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" xml:lang="en-US">Provision for credit losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" xlink:to="lab_bns_AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" xml:lang="en-US">Additional credit loss provision recognized in profit or loss account on financial assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AllowanceAccountForCreditLossOnFinancialAssetsUtilised" xlink:label="loc_bns_AllowanceAccountForCreditLossOnFinancialAssetsUtilised" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AllowanceAccountForCreditLossOnFinancialAssetsUtilised" xml:lang="en-US">Allowance Account For Credit Loss On Financial Assets Utilised</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_AllowanceAccountForCreditLossOnFinancialAssetsUtilised" xml:lang="en-US">Net write-offs</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AllowanceAccountForCreditLossOnFinancialAssetsUtilised" xlink:to="lab_bns_AllowanceAccountForCreditLossOnFinancialAssetsUtilised" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AllowanceAccountForCreditLossOnFinancialAssetsUtilised" xml:lang="en-US">Allowance account for credit loss on financial assets utilised.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" xlink:label="loc_bns_IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" xml:lang="en-US">Increase (decrease) through exchange differences and other movements, provisions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" xml:lang="en-US">Other, including foreign currency adjustment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" xlink:to="lab_bns_IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" xml:lang="en-US">Increase (decrease) through exchange differences and other movements, provisions.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DecreaseThroughWriteOffOfLoans" xlink:label="loc_bns_DecreaseThroughWriteOffOfLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DecreaseThroughWriteOffOfLoans" xml:lang="en-US">Decrease through write off of loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DecreaseThroughWriteOffOfLoans" xml:lang="en-US">Gross write-offs</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DecreaseThroughWriteOffOfLoans" xlink:to="lab_bns_DecreaseThroughWriteOffOfLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DecreaseThroughWriteOffOfLoans" xml:lang="en-US">Decrease through write off of loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseThroughRecoveriesFinancialAssets" xlink:label="loc_bns_IncreaseThroughRecoveriesFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseThroughRecoveriesFinancialAssets" xml:lang="en-US">Increase through recoveries financial assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncreaseThroughRecoveriesFinancialAssets" xml:lang="en-US">Recoveries</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseThroughRecoveriesFinancialAssets" xlink:to="lab_bns_IncreaseThroughRecoveriesFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseThroughRecoveriesFinancialAssets" xml:lang="en-US">Increase through recoveries financial assets</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" xlink:label="loc_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" xml:lang="en-US">Increase decrease through foreign exchange and other movements loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" xml:lang="en-US">Foreign exchange and other movements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" xlink:to="lab_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" xml:lang="en-US">Increase decrease through foreign exchange and other movements loans</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" xlink:label="loc_bns_AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" xml:lang="en-US">Allowance Account For Credit Losses Of Loans And Off Balance Sheet Exposures</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" xml:lang="en-US">Balance at end of period including off-balance sheet exposures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" xlink:to="lab_bns_AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" xml:lang="en-US">Allowance Account For Credit Losses Of Loans And Off Balance Sheet Exposures</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AllowanceAccountForCreditLossesOfOffBalanceSheetExposures" xlink:label="loc_bns_AllowanceAccountForCreditLossesOfOffBalanceSheetExposures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AllowanceAccountForCreditLossesOfOffBalanceSheetExposures" xml:lang="en-US">Allowance Account For Credit Losses Of Off Balance Sheet Exposures</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AllowanceAccountForCreditLossesOfOffBalanceSheetExposures" xml:lang="en-US">Less: Allowance for credits losses on off-balance sheet exposures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AllowanceAccountForCreditLossesOfOffBalanceSheetExposures" xlink:to="lab_bns_AllowanceAccountForCreditLossesOfOffBalanceSheetExposures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AllowanceAccountForCreditLossesOfOffBalanceSheetExposures" xml:lang="en-US">Allowance Account For Credit Losses Of Off balance Sheet Exposures</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" xml:lang="en-US">Temporary difference, unused tax losses and unused tax credits [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" xml:lang="en-US">Temporary difference, unused tax losses and unused tax credits [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" xlink:to="lab_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsDomain" xlink:label="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsDomain" xml:lang="en-US">Temporary difference, unused tax losses and unused tax credits [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsDomain" xlink:to="lab_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AllowanceForCreditLossesMember" xlink:label="loc_ifrs-full_AllowanceForCreditLossesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AllowanceForCreditLossesMember" xml:lang="en-US">Allowance for credit losses [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AllowanceForCreditLossesMember" xlink:to="lab_ifrs-full_AllowanceForCreditLossesMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AllowanceForCreditLossesOnAcceptancesMember" xlink:label="loc_bns_AllowanceForCreditLossesOnAcceptancesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AllowanceForCreditLossesOnAcceptancesMember" xml:lang="en-US">Allowance for credit losses on acceptances [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AllowanceForCreditLossesOnAcceptancesMember" xml:lang="en-US">Allowance for credit losses on acceptances [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AllowanceForCreditLossesOnAcceptancesMember" xlink:to="lab_bns_AllowanceForCreditLossesOnAcceptancesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AllowanceForCreditLossesOnAcceptancesMember" xml:lang="en-US">Allowance for credit losses on acceptances.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AllowanceForCreditLossesOnOffBalanceSheetExposuresMember" xlink:label="loc_bns_AllowanceForCreditLossesOnOffBalanceSheetExposuresMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AllowanceForCreditLossesOnOffBalanceSheetExposuresMember" xml:lang="en-US">Allowance for credit losses on off balance sheet exposures [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AllowanceForCreditLossesOnOffBalanceSheetExposuresMember" xml:lang="en-US">Allowance for credit losses on off balance sheet exposures [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AllowanceForCreditLossesOnOffBalanceSheetExposuresMember" xlink:to="lab_bns_AllowanceForCreditLossesOnOffBalanceSheetExposuresMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AllowanceForCreditLossesOnOffBalanceSheetExposuresMember" xml:lang="en-US">Allowance for credit losses on off balance sheet exposures [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NetAmountMember" xlink:label="loc_bns_NetAmountMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NetAmountMember" xml:lang="en-US">Net Amount [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NetAmountMember" xml:lang="en-US">Net Amount [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NetAmountMember" xlink:to="lab_bns_NetAmountMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NetAmountMember" xml:lang="en-US">Net amount.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ImpairedLoansMember" xlink:label="loc_bns_ImpairedLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ImpairedLoansMember" xml:lang="en-US">Impaired loans [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ImpairedLoansMember" xml:lang="en-US">Gross impaired loans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ImpairedLoansMember" xlink:to="lab_bns_ImpairedLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ImpairedLoansMember" xml:lang="en-US">Impaired loans member.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AllowanceAccountForCreditLossesOfFinancialAssetsOthers" xlink:label="loc_bns_AllowanceAccountForCreditLossesOfFinancialAssetsOthers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AllowanceAccountForCreditLossesOfFinancialAssetsOthers" xml:lang="en-US">Allowance account for credit losses of financial assets others</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AllowanceAccountForCreditLossesOfFinancialAssetsOthers" xml:lang="en-US">Allowance for credit losses for other financial assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AllowanceAccountForCreditLossesOfFinancialAssetsOthers" xlink:to="lab_bns_AllowanceAccountForCreditLossesOfFinancialAssetsOthers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AllowanceAccountForCreditLossesOfFinancialAssetsOthers" xml:lang="en-US">Allowance account for credit losses of financial assets others.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification" xlink:label="loc_ifrs-full_FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification" xml:lang="en-US">Financial assets with contractual cash flows modified during reporting period while loss allowance measured at lifetime expected credit losses, amortised cost before modification</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification" xml:lang="en-US">Amortized cost of financial assets before modification</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification" xlink:to="lab_ifrs-full_FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReversalOfImpairmentLoss" xlink:label="loc_ifrs-full_ReversalOfImpairmentLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReversalOfImpairmentLoss" xml:lang="en-US">Reversal of impairment loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ReversalOfImpairmentLoss" xml:lang="en-US">Reversal of impairment loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReversalOfImpairmentLoss" xlink:to="lab_ifrs-full_ReversalOfImpairmentLoss" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ImpairedLoansInterestIncome" xlink:label="loc_bns_ImpairedLoansInterestIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ImpairedLoansInterestIncome" xml:lang="en-US">Impaired Loans Interest Income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ImpairedLoansInterestIncome" xml:lang="en-US">Interest income on impaired loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ImpairedLoansInterestIncome" xlink:to="lab_bns_ImpairedLoansInterestIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ImpairedLoansInterestIncome" xml:lang="en-US">Impaired loans interest income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherAssetsAndReversalOfImpairmentLossMember" xlink:label="loc_bns_OtherAssetsAndReversalOfImpairmentLossMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherAssetsAndReversalOfImpairmentLossMember" xml:lang="en-US">Other Assets And Reversal of Impairment Loss [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherAssetsAndReversalOfImpairmentLossMember" xlink:to="lab_bns_OtherAssetsAndReversalOfImpairmentLossMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherAssetsAndReversalOfImpairmentLossMember" xml:lang="en-US">Other assets and reversal of impairment loss.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ResidentialMortgagesPersonalLoansCreditCardsTotalRetailLoansBusinessAndGovernmentExcludingOtherAssetsMember" xlink:label="loc_bns_ResidentialMortgagesPersonalLoansCreditCardsTotalRetailLoansBusinessAndGovernmentExcludingOtherAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ResidentialMortgagesPersonalLoansCreditCardsTotalRetailLoansBusinessAndGovernmentExcludingOtherAssetsMember" xml:lang="en-US">Residential Mortgages Personal Loans Credit Cards Total Retail Loans Business And Government Excluding Other Assets [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ResidentialMortgagesPersonalLoansCreditCardsTotalRetailLoansBusinessAndGovernmentExcludingOtherAssetsMember" xml:lang="en-US">Residential mortgages personal loans credit cards total retail loans business and government excluding other assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ResidentialMortgagesPersonalLoansCreditCardsTotalRetailLoansBusinessAndGovernmentExcludingOtherAssetsMember" xlink:to="lab_bns_ResidentialMortgagesPersonalLoansCreditCardsTotalRetailLoansBusinessAndGovernmentExcludingOtherAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ResidentialMortgagesPersonalLoansCreditCardsTotalRetailLoansBusinessAndGovernmentExcludingOtherAssetsMember" xml:lang="en-US">Residential mortgages personal loans credit cards total retail loans business and government excluding other assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UndrawnLoanCommitmentsRetailMember" xlink:label="loc_bns_UndrawnLoanCommitmentsRetailMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UndrawnLoanCommitmentsRetailMember" xml:lang="en-US">Undrawn loan commitments retail [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UndrawnLoanCommitmentsRetailMember" xml:lang="en-US">Undrawn loan commitments retail [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UndrawnLoanCommitmentsRetailMember" xlink:to="lab_bns_UndrawnLoanCommitmentsRetailMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_UndrawnLoanCommitmentsRetailMember" xml:lang="en-US">Undrawn loan commitments retail.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UndrawnLoanCommitmentsBusinessAndGovernmentMember" xlink:label="loc_bns_UndrawnLoanCommitmentsBusinessAndGovernmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UndrawnLoanCommitmentsBusinessAndGovernmentMember" xml:lang="en-US">Undrawn loan commitments business and government [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UndrawnLoanCommitmentsBusinessAndGovernmentMember" xml:lang="en-US">Undrawn loan commitments business and government [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UndrawnLoanCommitmentsBusinessAndGovernmentMember" xlink:to="lab_bns_UndrawnLoanCommitmentsBusinessAndGovernmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_UndrawnLoanCommitmentsBusinessAndGovernmentMember" xml:lang="en-US">Undrawn loan commitments business and government.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TotalNonRetailLoansMember" xlink:label="loc_bns_TotalNonRetailLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TotalNonRetailLoansMember" xml:lang="en-US">Total Non Retail Loans [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TotalNonRetailLoansMember" xlink:to="lab_bns_TotalNonRetailLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TotalNonRetailLoansMember" xml:lang="en-US">Total Non Retail Loans .</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_StageOneExposureMember" xlink:label="loc_bns_StageOneExposureMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_StageOneExposureMember" xml:lang="en-US">Stage one exposure [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_StageOneExposureMember" xml:lang="en-US">Stage one exposure [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_StageOneExposureMember" xlink:to="lab_bns_StageOneExposureMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_StageOneExposureMember" xml:lang="en-US">Stage one exposure.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_StageTwoExposureMember" xlink:label="loc_bns_StageTwoExposureMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_StageTwoExposureMember" xml:lang="en-US">Stage two exposure [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_StageTwoExposureMember" xml:lang="en-US">Stage two exposure [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_StageTwoExposureMember" xlink:to="lab_bns_StageTwoExposureMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_StageTwoExposureMember" xml:lang="en-US">Stage two exposure.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_StageThreeExposureMember" xlink:label="loc_bns_StageThreeExposureMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_StageThreeExposureMember" xml:lang="en-US">Stage three exposure [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_StageThreeExposureMember" xml:lang="en-US">Stage three exposure [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_StageThreeExposureMember" xlink:to="lab_bns_StageThreeExposureMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_StageThreeExposureMember" xml:lang="en-US">Stage three exposure.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" xlink:label="loc_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" xml:lang="en-US">Exposure to credit risk on undrawn loan commitments before allowance for credit losses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" xml:lang="en-US">Carrying value of undrawn loan commitments before ACL</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" xlink:to="lab_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" xml:lang="en-US">Exposure to credit risk on undrawn loan commitments before allowance for credit losses.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" xlink:label="loc_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" xml:lang="en-US">Exposure to credit risk on undrawn loan commitments net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" xml:lang="en-US">Carrying value of undrawn loan commitments net of ACL</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" xlink:to="lab_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" xml:lang="en-US">Exposure To Credit Risk On Undrawn Loan Commitments Net.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProbabilityOfDefaultAxis" xlink:label="loc_ifrs-full_ProbabilityOfDefaultAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProbabilityOfDefaultAxis" xml:lang="en-US">Probability of default [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProbabilityOfDefaultAxis" xml:lang="en-US">Probability of default [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProbabilityOfDefaultAxis" xlink:to="lab_ifrs-full_ProbabilityOfDefaultAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProbabilityOfDefaultDomain" xlink:label="loc_ifrs-full_ProbabilityOfDefaultDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProbabilityOfDefaultDomain" xml:lang="en-US">Probability of default [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProbabilityOfDefaultDomain" xml:lang="en-US">Entity's total for probability of default [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProbabilityOfDefaultDomain" xlink:to="lab_ifrs-full_ProbabilityOfDefaultDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_VeryLowProbabilityOfDefaultMember" xlink:label="loc_bns_VeryLowProbabilityOfDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_VeryLowProbabilityOfDefaultMember" xml:lang="en-US">Very low probability of default [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_VeryLowProbabilityOfDefaultMember" xml:lang="en-US">Very low probability of default [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_VeryLowProbabilityOfDefaultMember" xlink:to="lab_bns_VeryLowProbabilityOfDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_VeryLowProbabilityOfDefaultMember" xml:lang="en-US">Very low probability of default.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LowProbabilityOfDefaultMember" xlink:label="loc_bns_LowProbabilityOfDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LowProbabilityOfDefaultMember" xml:lang="en-US">Low probability of default [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_LowProbabilityOfDefaultMember" xml:lang="en-US">Low probability of default [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LowProbabilityOfDefaultMember" xlink:to="lab_bns_LowProbabilityOfDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LowProbabilityOfDefaultMember" xml:lang="en-US">Low probability of default.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MediumProbabilityOfDefaultMember" xlink:label="loc_bns_MediumProbabilityOfDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MediumProbabilityOfDefaultMember" xml:lang="en-US">Medium probability of default [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MediumProbabilityOfDefaultMember" xml:lang="en-US">Medium probability of default [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MediumProbabilityOfDefaultMember" xlink:to="lab_bns_MediumProbabilityOfDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MediumProbabilityOfDefaultMember" xml:lang="en-US">Medium probability of default.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_HighProbabilityOfDefaultMember" xlink:label="loc_bns_HighProbabilityOfDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_HighProbabilityOfDefaultMember" xml:lang="en-US">High probability of default [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_HighProbabilityOfDefaultMember" xml:lang="en-US">High probability of default [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_HighProbabilityOfDefaultMember" xlink:to="lab_bns_HighProbabilityOfDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_HighProbabilityOfDefaultMember" xml:lang="en-US">High probability of default.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_VeryHighProbabilityOfDefaultMember" xlink:label="loc_bns_VeryHighProbabilityOfDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_VeryHighProbabilityOfDefaultMember" xml:lang="en-US">Very High probability of default [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_VeryHighProbabilityOfDefaultMember" xml:lang="en-US">Very High probability of default [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_VeryHighProbabilityOfDefaultMember" xlink:to="lab_bns_VeryHighProbabilityOfDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_VeryHighProbabilityOfDefaultMember" xml:lang="en-US">Very High probability of default.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LoansNotGradedMember" xlink:label="loc_bns_LoansNotGradedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LoansNotGradedMember" xml:lang="en-US">Loans Not Graded [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_LoansNotGradedMember" xml:lang="en-US">Loans not graded [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LoansNotGradedMember" xlink:to="lab_bns_LoansNotGradedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LoansNotGradedMember" xml:lang="en-US">Loans not graded .</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DefaultMember" xlink:label="loc_bns_DefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DefaultMember" xml:lang="en-US">Default [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DefaultMember" xml:lang="en-US">Default [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DefaultMember" xlink:to="lab_bns_DefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DefaultMember" xml:lang="en-US">Default.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InvestmentGradeMember" xlink:label="loc_bns_InvestmentGradeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InvestmentGradeMember" xml:lang="en-US">Investment grade [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InvestmentGradeMember" xml:lang="en-US">Investment grade [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InvestmentGradeMember" xlink:to="lab_bns_InvestmentGradeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InvestmentGradeMember" xml:lang="en-US">Investment grade [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NoninvestmentGradeMember" xlink:label="loc_bns_NoninvestmentGradeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NoninvestmentGradeMember" xml:lang="en-US">Non investment grade [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NoninvestmentGradeMember" xml:lang="en-US">Non investment grade [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NoninvestmentGradeMember" xlink:to="lab_bns_NoninvestmentGradeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NoninvestmentGradeMember" xml:lang="en-US">Non-investment grade.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_WatchListMember" xlink:label="loc_bns_WatchListMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_WatchListMember" xml:lang="en-US">Watch list [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_WatchListMember" xml:lang="en-US">Watch list [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_WatchListMember" xlink:to="lab_bns_WatchListMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_WatchListMember" xml:lang="en-US">Watch list.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BusinessCombinationsAxis" xlink:label="loc_ifrs-full_BusinessCombinationsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BusinessCombinationsAxis" xml:lang="en-US">Business combinations [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BusinessCombinationsAxis" xml:lang="en-US">Business combinations [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BusinessCombinationsAxis" xlink:to="lab_ifrs-full_BusinessCombinationsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BusinessCombinationsDomain" xlink:label="loc_ifrs-full_BusinessCombinationsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BusinessCombinationsDomain" xml:lang="en-US">Business combinations [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BusinessCombinationsDomain" xml:lang="en-US">Entity's total for business combinations [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BusinessCombinationsDomain" xlink:to="lab_ifrs-full_BusinessCombinationsDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9" xlink:label="loc_bns_AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9" xml:lang="en-US">Allowance for Credit Losses on Performing Loans under Stage One and Two IFRS9</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9" xml:lang="en-US">ACL (Stage 1 and Stage 2)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9" xlink:to="lab_bns_AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9" xml:lang="en-US">Allowance for Credit Losses on Performing Loans Stage One and Two IFRS9</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ProbabilityWeightedScenariosMember" xlink:label="loc_bns_ProbabilityWeightedScenariosMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ProbabilityWeightedScenariosMember" xml:lang="en-US">Probability Weighted Scenarios [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ProbabilityWeightedScenariosMember" xlink:to="lab_bns_ProbabilityWeightedScenariosMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ProbabilityWeightedScenariosMember" xml:lang="en-US">Probability Weighted Scenarios Member.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PreviouslyStatedMember" xlink:label="loc_ifrs-full_PreviouslyStatedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PreviouslyStatedMember" xml:lang="en-US">Previously stated [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PreviouslyStatedMember" xlink:to="lab_ifrs-full_PreviouslyStatedMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsPastDueButNotImpairedMember" xlink:label="loc_ifrs-full_FinancialAssetsPastDueButNotImpairedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsPastDueButNotImpairedMember" xml:lang="en-US">Financial assets past due but not impaired [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsPastDueButNotImpairedMember" xml:lang="en-US">Financial assets past due but not impaired [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsPastDueButNotImpairedMember" xlink:to="lab_ifrs-full_FinancialAssetsPastDueButNotImpairedMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PastDueStatusAxis" xlink:label="loc_ifrs-full_PastDueStatusAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PastDueStatusAxis" xml:lang="en-US">Past due status [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PastDueStatusAxis" xml:lang="en-US">Past due status [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PastDueStatusAxis" xlink:to="lab_ifrs-full_PastDueStatusAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PastDueStatusDomain" xlink:label="loc_ifrs-full_PastDueStatusDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PastDueStatusDomain" xml:lang="en-US">Past due status [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PastDueStatusDomain" xml:lang="en-US">Past due status [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PastDueStatusDomain" xlink:to="lab_ifrs-full_PastDueStatusDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember" xlink:label="loc_ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember" xml:lang="en-US">Later than one month and not later than two months [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember" xml:lang="en-US">31 - 60 days [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember" xlink:to="lab_ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember" xlink:label="loc_ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember" xml:lang="en-US">Later than two months and not later than three months [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember" xml:lang="en-US">61 - 90 days [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember" xlink:to="lab_ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LaterThanThreeMonthsMember" xlink:label="loc_ifrs-full_LaterThanThreeMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanThreeMonthsMember" xml:lang="en-US">Later than three months [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanThreeMonthsMember" xml:lang="en-US">91 days and greater [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanThreeMonthsMember" xlink:to="lab_ifrs-full_LaterThanThreeMonthsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfAcquiredReceivablesAxis" xlink:label="loc_ifrs-full_ClassesOfAcquiredReceivablesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfAcquiredReceivablesAxis" xml:lang="en-US">Classes of acquired receivables [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfAcquiredReceivablesAxis" xml:lang="en-US">Classes of acquired receivables [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfAcquiredReceivablesAxis" xlink:to="lab_ifrs-full_ClassesOfAcquiredReceivablesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfAcquiredReceivablesDomain" xlink:label="loc_ifrs-full_ClassesOfAcquiredReceivablesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfAcquiredReceivablesDomain" xml:lang="en-US">Classes of acquired receivables [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfAcquiredReceivablesDomain" xml:lang="en-US">Classes of acquired receivables [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfAcquiredReceivablesDomain" xlink:to="lab_ifrs-full_ClassesOfAcquiredReceivablesDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LoansAcquiredInBusinessCombinationMember" xlink:label="loc_ifrs-full_LoansAcquiredInBusinessCombinationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LoansAcquiredInBusinessCombinationMember" xml:lang="en-US">Loans acquired in business combination [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LoansAcquiredInBusinessCombinationMember" xml:lang="en-US">Loans acquired in business combination [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LoansAcquiredInBusinessCombinationMember" xlink:to="lab_ifrs-full_LoansAcquiredInBusinessCombinationMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans" xlink:label="loc_bns_UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans" xml:lang="en-US">Unpaid principal balance of purchased credit-impaired loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans" xml:lang="en-US">Unpaid principal balance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans" xlink:to="lab_bns_UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans" xml:lang="en-US">Unpaid principal balance of purchased credit-impaired loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans" xlink:label="loc_bns_CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans" xml:lang="en-US">Credit related fair value adjustments on purchased credit-impaired loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans" xml:lang="en-US">Credit related fair value adjustments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans" xlink:to="lab_bns_CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans" xml:lang="en-US">Credit related fair value adjustments on purchased credit-impaired loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GrossCarryingValueOfLoansIndividuallyImpaired" xlink:label="loc_bns_GrossCarryingValueOfLoansIndividuallyImpaired" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GrossCarryingValueOfLoansIndividuallyImpaired" xml:lang="en-US">Gross Carrying Value Of Loans Individually Impaired</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_GrossCarryingValueOfLoansIndividuallyImpaired" xml:lang="en-US">Carrying value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GrossCarryingValueOfLoansIndividuallyImpaired" xlink:to="lab_bns_GrossCarryingValueOfLoansIndividuallyImpaired" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GrossCarryingValueOfLoansIndividuallyImpaired" xml:lang="en-US">Gross Carrying Value Of Loans Individually Impaired</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LoansAcquiredCreditImpairedNet" xlink:label="loc_bns_LoansAcquiredCreditImpairedNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LoansAcquiredCreditImpairedNet" xml:lang="en-US">Loans Acquired Credit Impaired Net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_LoansAcquiredCreditImpairedNet" xml:lang="en-US">Carrying value net of related allowance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LoansAcquiredCreditImpairedNet" xlink:to="lab_bns_LoansAcquiredCreditImpairedNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LoansAcquiredCreditImpairedNet" xml:lang="en-US">Acquired Loans identified as impaired at acquisition net of allowance for loan losses.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntiretyAbstract" xlink:label="loc_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntiretyAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntiretyAbstract" xml:lang="en-US">Fair value of transferred financial assets (associated financial liabilities) that are not derecognised in their entirety [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntiretyAbstract" xlink:to="lab_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntiretyAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionTable" xml:lang="en-US">Disclosure of transferred financial assets that are not derecognised in their entirety [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionTable" xml:lang="en-US">Disclosure of transferred financial assets that are not derecognised in their entirety [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionTable" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems" xml:lang="en-US">Disclosure of transferred financial assets that are not derecognised in their entirety [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems" xml:lang="en-US">Disclosure of transferred financial assets that are not derecognised in their entirety [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems" xlink:to="lab_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AssetsThatEntityContinuesToRecognise" xlink:label="loc_ifrs-full_AssetsThatEntityContinuesToRecognise" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssetsThatEntityContinuesToRecognise" xml:lang="en-US">Assets that entity continues to recognise</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AssetsThatEntityContinuesToRecognise" xml:lang="en-US">Carrying value of assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsThatEntityContinuesToRecognise" xlink:to="lab_ifrs-full_AssetsThatEntityContinuesToRecognise" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise" xlink:label="loc_ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise" xml:lang="en-US">Associated liabilities that entity continues to recognise</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise" xml:lang="en-US">Carrying value of associated liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise" xlink:to="lab_ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis" xlink:label="loc_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis" xml:lang="en-US">Transferred financial assets that are not derecognised in their entirety [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis" xml:lang="en-US">Transferred financial assets that are not derecognised in their entirety [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis" xlink:to="lab_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionDomain" xlink:label="loc_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionDomain" xml:lang="en-US">Transferred financial assets that are not derecognised in their entirety [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionDomain" xml:lang="en-US">Transferred financial assets that are not derecognised in their entirety [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionDomain" xlink:to="lab_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SecuritisationsMember" xlink:label="loc_ifrs-full_SecuritisationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SecuritisationsMember" xml:lang="en-US">Securitisations [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SecuritisationsMember" xml:lang="en-US">Securitisations [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SecuritisationsMember" xlink:to="lab_ifrs-full_SecuritisationsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ResidentialMortgageLoansMember" xlink:label="loc_bns_ResidentialMortgageLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ResidentialMortgageLoansMember" xml:lang="en-US">Residential mortgage loans [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ResidentialMortgageLoansMember" xml:lang="en-US">Residential mortgage loans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ResidentialMortgageLoansMember" xlink:to="lab_bns_ResidentialMortgageLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ResidentialMortgageLoansMember" xml:lang="en-US">Residential mortgage loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherRelatedAssetsMember" xlink:label="loc_bns_OtherRelatedAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherRelatedAssetsMember" xml:lang="en-US">Other related assets [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherRelatedAssetsMember" xml:lang="en-US">Other related assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherRelatedAssetsMember" xlink:to="lab_bns_OtherRelatedAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherRelatedAssetsMember" xml:lang="en-US">Other related assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety" xlink:label="loc_ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety" xml:lang="en-US">Fair value of transferred financial assets that are not derecognised in their entirety</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety" xml:lang="en-US">Fair value of transferred assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety" xlink:to="lab_ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FairValueOfAssociatedFinancialLiabilities" xlink:label="loc_ifrs-full_FairValueOfAssociatedFinancialLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FairValueOfAssociatedFinancialLiabilities" xml:lang="en-US">Fair value of associated financial liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FairValueOfAssociatedFinancialLiabilities" xml:lang="en-US">Fair value of associated liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_FairValueOfAssociatedFinancialLiabilities" xml:lang="en-US">Fair value of the associated liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FairValueOfAssociatedFinancialLiabilities" xlink:to="lab_ifrs-full_FairValueOfAssociatedFinancialLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety" xlink:label="loc_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety" xml:lang="en-US">Fair value of transferred financial assets (associated financial liabilities) that are not derecognised in their entirety</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety" xml:lang="en-US">Net position</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety" xlink:to="lab_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsAbstract" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsAbstract" xml:lang="en-US">Disclosure of detailed information about borrowings [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsAbstract" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BorrowingsByNameAxis" xlink:label="loc_ifrs-full_BorrowingsByNameAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BorrowingsByNameAxis" xml:lang="en-US">Borrowings by name [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BorrowingsByNameAxis" xml:lang="en-US">Borrowings by name [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsByNameAxis" xlink:to="lab_ifrs-full_BorrowingsByNameAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BorrowingsByNameDomain" xlink:label="loc_ifrs-full_BorrowingsByNameDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BorrowingsByNameDomain" xml:lang="en-US">Borrowings by name [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BorrowingsByNameDomain" xml:lang="en-US">Borrowings by name [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsByNameDomain" xlink:to="lab_ifrs-full_BorrowingsByNameDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RecognisedAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets" xlink:label="loc_ifrs-full_RecognisedAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RecognisedAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets" xml:lang="en-US">Recognised assets representing continuing involvement in derecognised financial assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RecognisedAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets" xlink:to="lab_ifrs-full_RecognisedAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainLossOfDerecognisedFinancialAssetsAtDateOfTransfer" xlink:label="loc_ifrs-full_GainLossOfDerecognisedFinancialAssetsAtDateOfTransfer" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainLossOfDerecognisedFinancialAssetsAtDateOfTransfer" xml:lang="en-US">Gain (loss) of derecognised financial assets at date of transfer</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainLossOfDerecognisedFinancialAssetsAtDateOfTransfer" xlink:to="lab_ifrs-full_GainLossOfDerecognisedFinancialAssetsAtDateOfTransfer" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ConsolidatedStructuredEntitiesAxis" xlink:label="loc_ifrs-full_ConsolidatedStructuredEntitiesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ConsolidatedStructuredEntitiesAxis" xml:lang="en-US">Consolidated structured entities [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ConsolidatedStructuredEntitiesAxis" xml:lang="en-US">Consolidated structured entities [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ConsolidatedStructuredEntitiesAxis" xlink:to="lab_ifrs-full_ConsolidatedStructuredEntitiesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ConsolidatedStructuredEntitiesDomain" xlink:label="loc_ifrs-full_ConsolidatedStructuredEntitiesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ConsolidatedStructuredEntitiesDomain" xml:lang="en-US">Consolidated structured entities [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ConsolidatedStructuredEntitiesDomain" xlink:to="lab_ifrs-full_ConsolidatedStructuredEntitiesDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfInstrumentAxis" xlink:label="loc_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfInstrumentAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfInstrumentAxis" xml:lang="en-US">Continuing involvement in derecognised financial assets by type of instrument [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfInstrumentAxis" xlink:to="lab_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfInstrumentAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfInstrumentDomain" xlink:label="loc_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfInstrumentDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfInstrumentDomain" xml:lang="en-US">Continuing involvement in derecognised financial assets by type of instrument [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfInstrumentDomain" xlink:to="lab_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfInstrumentDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ProgramAxis" xlink:label="loc_bns_ProgramAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ProgramAxis" xml:lang="en-US">Program [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ProgramAxis" xlink:to="lab_bns_ProgramAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ProgramAxis" xml:lang="en-US">Program.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ProgramDomain" xlink:label="loc_bns_ProgramDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ProgramDomain" xml:lang="en-US">Program [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ProgramDomain" xlink:to="lab_bns_ProgramDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis" xlink:label="loc_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis" xml:lang="en-US">Continuing involvement in derecognised financial assets by type of transfer [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis" xlink:to="lab_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferDomain" xlink:label="loc_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferDomain" xml:lang="en-US">Continuing involvement in derecognised financial assets by type of transfer [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferDomain" xlink:to="lab_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SecuritiesLendingMember" xlink:label="loc_ifrs-full_SecuritiesLendingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SecuritiesLendingMember" xml:lang="en-US">Securities lent [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SecuritiesLendingMember" xml:lang="en-US">Securities lending [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SecuritiesLendingMember" xlink:to="lab_ifrs-full_SecuritiesLendingMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherFinancialAssets1Member" xlink:label="loc_bns_OtherFinancialAssets1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherFinancialAssets1Member" xml:lang="en-US">Other Financial Assets1 [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherFinancialAssets1Member" xml:lang="en-US">Other Financial Assets [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherFinancialAssets1Member" xlink:to="lab_bns_OtherFinancialAssets1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherFinancialAssets1Member" xml:lang="en-US">Other financial assets1.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RepurchaseAgreementMember" xlink:label="loc_bns_RepurchaseAgreementMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RepurchaseAgreementMember" xml:lang="en-US">Repurchase Agreement [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RepurchaseAgreementMember" xml:lang="en-US">Repurchase agreement [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RepurchaseAgreementMember" xlink:to="lab_bns_RepurchaseAgreementMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RepurchaseAgreementMember" xml:lang="en-US">Repurchase agreement.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesAbstract" xlink:label="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesAbstract" xml:lang="en-US">Disclosure of information about consolidated structured entities [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesAbstract" xlink:to="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable" xlink:label="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable" xml:lang="en-US">Disclosure of information about consolidated structured entities [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable" xml:lang="en-US">Disclosure of information about consolidated structured entities [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable" xlink:to="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesTable" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UninsuredResidentialMortgageBackedSecuritiesMember" xlink:label="loc_bns_UninsuredResidentialMortgageBackedSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UninsuredResidentialMortgageBackedSecuritiesMember" xml:lang="en-US">Uninsured residential mortgage backed securities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UninsuredResidentialMortgageBackedSecuritiesMember" xml:lang="en-US">Uninsured residential mortgage backed securities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UninsuredResidentialMortgageBackedSecuritiesMember" xlink:to="lab_bns_UninsuredResidentialMortgageBackedSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_UninsuredResidentialMortgageBackedSecuritiesMember" xml:lang="en-US">Uninsured residential mortgage backed securities [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UnsecuredPersonalLineOfCreditReceivablesMember" xlink:label="loc_bns_UnsecuredPersonalLineOfCreditReceivablesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UnsecuredPersonalLineOfCreditReceivablesMember" xml:lang="en-US">Unsecured personal line of credit receivables [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UnsecuredPersonalLineOfCreditReceivablesMember" xml:lang="en-US">Unsecured personal line of credit receivables [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UnsecuredPersonalLineOfCreditReceivablesMember" xlink:to="lab_bns_UnsecuredPersonalLineOfCreditReceivablesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_UnsecuredPersonalLineOfCreditReceivablesMember" xml:lang="en-US">Unsecured personal line of credit receivables.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditCardReceivableMember" xlink:label="loc_bns_CreditCardReceivableMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditCardReceivableMember" xml:lang="en-US">Credit Card Receivable [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditCardReceivableMember" xml:lang="en-US">Credit card receivable [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditCardReceivableMember" xlink:to="lab_bns_CreditCardReceivableMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditCardReceivableMember" xml:lang="en-US">Credit card receivable.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LoansAndReceivablesCategoryMember" xlink:label="loc_ifrs-full_LoansAndReceivablesCategoryMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LoansAndReceivablesCategoryMember" xml:lang="en-US">Loans and receivables, category [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LoansAndReceivablesCategoryMember" xml:lang="en-US">Loans and receivables, category [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LoansAndReceivablesCategoryMember" xlink:to="lab_ifrs-full_LoansAndReceivablesCategoryMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiabankCoveredBondGuarantorLimitedPartnershipMember" xlink:label="loc_bns_ScotiabankCoveredBondGuarantorLimitedPartnershipMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiabankCoveredBondGuarantorLimitedPartnershipMember" xml:lang="en-US">Scotiabank covered bond guarantor limited partnership [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiabankCoveredBondGuarantorLimitedPartnershipMember" xml:lang="en-US">Scotiabank covered bond guarantor limited partnership [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiabankCoveredBondGuarantorLimitedPartnershipMember" xlink:to="lab_bns_ScotiabankCoveredBondGuarantorLimitedPartnershipMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiabankCoveredBondGuarantorLimitedPartnershipMember" xml:lang="en-US">Scotiabank covered bond guarantor limited partnership.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_HalifaxReceivablesTrustMember" xlink:label="loc_bns_HalifaxReceivablesTrustMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_HalifaxReceivablesTrustMember" xml:lang="en-US">Halifax receivables trust [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_HalifaxReceivablesTrustMember" xml:lang="en-US">Halifax receivables trust [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_HalifaxReceivablesTrustMember" xlink:to="lab_bns_HalifaxReceivablesTrustMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_HalifaxReceivablesTrustMember" xml:lang="en-US">Halifax receivables trust.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TrilliumcreditCardTrustIiMember" xlink:label="loc_bns_TrilliumcreditCardTrustIiMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TrilliumcreditCardTrustIiMember" xml:lang="en-US">Trillium credit card trust II [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TrilliumcreditCardTrustIiMember" xml:lang="en-US">Trillium credit card trust II [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TrilliumcreditCardTrustIiMember" xlink:to="lab_bns_TrilliumcreditCardTrustIiMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TrilliumcreditCardTrustIiMember" xml:lang="en-US">Trillium credit card trust II.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UsMultisellerConduitMember" xlink:label="loc_bns_UsMultisellerConduitMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UsMultisellerConduitMember" xml:lang="en-US">Us Multiseller Conduit [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UsMultisellerConduitMember" xml:lang="en-US">U.S. multi-seller conduit [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UsMultisellerConduitMember" xlink:to="lab_bns_UsMultisellerConduitMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems" xml:lang="en-US">Disclosure of information about consolidated structured entities [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems" xml:lang="en-US">Disclosure of information about consolidated structured entities [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems" xlink:to="lab_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CoveredBondsOutstanding" xlink:label="loc_bns_CoveredBondsOutstanding" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CoveredBondsOutstanding" xml:lang="en-US">Covered bonds outstanding.</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CoveredBondsOutstanding" xml:lang="en-US">Covered bond outstanding</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CoveredBondsOutstanding" xlink:to="lab_bns_CoveredBondsOutstanding" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CoveredBondsOutstanding" xml:lang="en-US">Covered bonds outstanding.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" xlink:label="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" xml:lang="en-US">Financial assets pledged as collateral for liabilities or contingent liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" xml:lang="en-US">Assets pledged</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" xml:lang="en-US">Securities and assets pledged</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" xlink:to="lab_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SubordinatedNotesOutstanding" xlink:label="loc_bns_SubordinatedNotesOutstanding" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SubordinatedNotesOutstanding" xml:lang="en-US">Subordinated notes outstanding</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SubordinatedNotesOutstanding" xml:lang="en-US">Subordinated notes outstanding</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SubordinatedNotesOutstanding" xlink:to="lab_bns_SubordinatedNotesOutstanding" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SubordinatedNotesOutstanding" xml:lang="en-US">Subordinated notes outstanding.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AssetsRecognizedInEntitysFinancialStatementsInRelationToConsolidatedStructuredEntities" xlink:label="loc_bns_AssetsRecognizedInEntitysFinancialStatementsInRelationToConsolidatedStructuredEntities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AssetsRecognizedInEntitysFinancialStatementsInRelationToConsolidatedStructuredEntities" xml:lang="en-US">Assets Recognized In Entitys Financial Statements In Relation To Consolidated Structured Entities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AssetsRecognizedInEntitysFinancialStatementsInRelationToConsolidatedStructuredEntities" xml:lang="en-US">Assets recognized in entity's financial statements in relation to consolidated structured entities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AssetsRecognizedInEntitysFinancialStatementsInRelationToConsolidatedStructuredEntities" xlink:to="lab_bns_AssetsRecognizedInEntitysFinancialStatementsInRelationToConsolidatedStructuredEntities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AssetsRecognizedInEntitysFinancialStatementsInRelationToConsolidatedStructuredEntities" xml:lang="en-US">Assets recognized in entity's financial statements in relation to consolidated structured entities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DebtSecurities" xlink:label="loc_ifrs-full_DebtSecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DebtSecurities" xml:lang="en-US">Debt instruments issued</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DebtSecurities" xml:lang="en-US">Debt instruments issued</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DebtSecurities" xml:lang="en-US">Debt securities issued</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DebtSecurities" xlink:to="lab_ifrs-full_DebtSecurities" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AutoLoanReceivablesSecuritizationTrustOutstanding" xlink:label="loc_bns_AutoLoanReceivablesSecuritizationTrustOutstanding" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AutoLoanReceivablesSecuritizationTrustOutstanding" xml:lang="en-US">Auto Loan Receivables Securitization Trust Outstanding</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AutoLoanReceivablesSecuritizationTrustOutstanding" xml:lang="en-US">Auto loan receivables securitization trust outstanding</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AutoLoanReceivablesSecuritizationTrustOutstanding" xlink:to="lab_bns_AutoLoanReceivablesSecuritizationTrustOutstanding" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AutoLoanReceivablesSecuritizationTrustOutstanding" xml:lang="en-US">Auto loan receivables securitization trust outstanding.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DebtTypeAxis" xlink:label="loc_bns_DebtTypeAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DebtTypeAxis" xml:lang="en-US">Debt Type [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DebtTypeAxis" xlink:to="lab_bns_DebtTypeAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DebtTypeAxis" xml:lang="en-US">Debt Type</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DebtTypeDomain" xlink:label="loc_bns_DebtTypeDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DebtTypeDomain" xml:lang="en-US">Debt Type [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DebtTypeDomain" xlink:to="lab_bns_DebtTypeDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DebtTypeDomain" xml:lang="en-US">Debt Type</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BalanceSheetLocationAxis" xlink:label="loc_bns_BalanceSheetLocationAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BalanceSheetLocationAxis" xml:lang="en-US">Balance Sheet Location [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BalanceSheetLocationAxis" xlink:to="lab_bns_BalanceSheetLocationAxis" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BalanceSheetLocationDomain" xlink:label="loc_bns_BalanceSheetLocationDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BalanceSheetLocationDomain" xml:lang="en-US">Balance Sheet Location [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BalanceSheetLocationDomain" xlink:to="lab_bns_BalanceSheetLocationDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DepositsFromBusinessAndGovernmentMember" xlink:label="loc_bns_DepositsFromBusinessAndGovernmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DepositsFromBusinessAndGovernmentMember" xml:lang="en-US">Deposits From Business And Government [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DepositsFromBusinessAndGovernmentMember" xml:lang="en-US">Deposits From Business And Government [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DepositsFromBusinessAndGovernmentMember" xlink:to="lab_bns_DepositsFromBusinessAndGovernmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DepositsFromBusinessAndGovernmentMember" xml:lang="en-US">Deposits from business and government [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BusinessAndGovernmentLoansMember" xlink:label="loc_bns_BusinessAndGovernmentLoansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BusinessAndGovernmentLoansMember" xml:lang="en-US">Business And Government Loans [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BusinessAndGovernmentLoansMember" xml:lang="en-US">Business and government loans [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BusinessAndGovernmentLoansMember" xlink:to="lab_bns_BusinessAndGovernmentLoansMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GuaranteedLinkedNotesMember" xlink:label="loc_bns_GuaranteedLinkedNotesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GuaranteedLinkedNotesMember" xml:lang="en-US">Guaranteed Linked Notes [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_GuaranteedLinkedNotesMember" xml:lang="en-US">Guarantee-linked notes [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GuaranteedLinkedNotesMember" xml:lang="en-US">Guarantee-linked notes [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GuaranteedLinkedNotesMember" xlink:to="lab_bns_GuaranteedLinkedNotesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GuaranteedLinkedNotesMember" xml:lang="en-US">Guaranteed linked notes.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesAbstract" xlink:label="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesAbstract" xml:lang="en-US">Disclosure of unconsolidated structured entities [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesAbstract" xlink:to="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable" xlink:label="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable" xml:lang="en-US">Disclosure of unconsolidated structured entities [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable" xml:lang="en-US">Disclosure of unconsolidated structured entities [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable" xlink:to="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems" xml:lang="en-US">Disclosure of unconsolidated structured entities [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems" xml:lang="en-US">Disclosure of unconsolidated structured entities [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems" xlink:to="lab_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities" xlink:label="loc_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities" xml:lang="en-US">Maximum exposure to loss from interests in structured entities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities" xml:lang="en-US">Bank's maximum exposure to loss</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities" xlink:to="lab_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SupportProvidedToStructuredEntityWithoutHavingContractualObligationToDoSo" xlink:label="loc_ifrs-full_SupportProvidedToStructuredEntityWithoutHavingContractualObligationToDoSo" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SupportProvidedToStructuredEntityWithoutHavingContractualObligationToDoSo" xml:lang="en-US">Support provided to structured entity without having contractual obligation to do so</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SupportProvidedToStructuredEntityWithoutHavingContractualObligationToDoSo" xml:lang="en-US">Credit facilities funded by bank</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SupportProvidedToStructuredEntityWithoutHavingContractualObligationToDoSo" xlink:to="lab_ifrs-full_SupportProvidedToStructuredEntityWithoutHavingContractualObligationToDoSo" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_LegalEntityAxis" xlink:label="loc_dei_LegalEntityAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_LegalEntityAxis" xml:lang="en-US">Legal Entity [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_dei_LegalEntityAxis" xml:lang="en-US">Legal Entity [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_LegalEntityAxis" xlink:to="lab_dei_LegalEntityAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/dei/2024/dei-2024.xsd#dei_EntityDomain" xlink:label="loc_dei_EntityDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_dei_EntityDomain" xml:lang="en-US">Entity [Domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_dei_EntityDomain" xml:lang="en-US">Entity [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_dei_EntityDomain" xlink:to="lab_dei_EntityDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BankOfNovaScotiaMember" xlink:label="loc_bns_BankOfNovaScotiaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BankOfNovaScotiaMember" xml:lang="en-US">Bank Of Nova Scotia [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BankOfNovaScotiaMember" xml:lang="en-US">Bank Of Nova Scotia [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BankOfNovaScotiaMember" xlink:to="lab_bns_BankOfNovaScotiaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BankOfNovaScotiaMember" xml:lang="en-US">Bank Of Nova Scotia [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_UnconsolidatedStructuredEntitiesAxis" xlink:label="loc_ifrs-full_UnconsolidatedStructuredEntitiesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_UnconsolidatedStructuredEntitiesAxis" xml:lang="en-US">Unconsolidated structured entities [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_UnconsolidatedStructuredEntitiesAxis" xml:lang="en-US">Unconsolidated structured entities [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnconsolidatedStructuredEntitiesAxis" xlink:to="lab_ifrs-full_UnconsolidatedStructuredEntitiesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_UnconsolidatedStructuredEntitiesDomain" xlink:label="loc_ifrs-full_UnconsolidatedStructuredEntitiesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_UnconsolidatedStructuredEntitiesDomain" xml:lang="en-US">Unconsolidated structured entities [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_UnconsolidatedStructuredEntitiesDomain" xml:lang="en-US">Entity's total for unconsolidated structured entities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnconsolidatedStructuredEntitiesDomain" xlink:to="lab_ifrs-full_UnconsolidatedStructuredEntitiesDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_UnconsolidatedStructuredEntitiesMember" xlink:label="loc_ifrs-full_UnconsolidatedStructuredEntitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_UnconsolidatedStructuredEntitiesMember" xml:lang="en-US">Unconsolidated structured entities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_UnconsolidatedStructuredEntitiesMember" xml:lang="en-US">Unconsolidated structured entities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnconsolidatedStructuredEntitiesMember" xlink:to="lab_ifrs-full_UnconsolidatedStructuredEntitiesMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UnaffiliatedStructuredEntitiesMember" xlink:label="loc_bns_UnaffiliatedStructuredEntitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UnaffiliatedStructuredEntitiesMember" xml:lang="en-US">Unaffiliated Structured Entities [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UnaffiliatedStructuredEntitiesMember" xlink:to="lab_bns_UnaffiliatedStructuredEntitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_UnaffiliatedStructuredEntitiesMember" xml:lang="en-US">Unaffiliated Structured Entities [Member].</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" xlink:label="loc_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" xml:lang="en-US">Assets recognised in entity's financial statements in relation to structured entities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" xml:lang="en-US">Total assets on structured entity's financial statements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" xlink:to="lab_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LoansAndAdvancesToCustomers" xlink:label="loc_ifrs-full_LoansAndAdvancesToCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LoansAndAdvancesToCustomers" xml:lang="en-US">Loans and advances to customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_LoansAndAdvancesToCustomers" xml:lang="en-US">Loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LoansAndAdvancesToCustomers" xlink:to="lab_ifrs-full_LoansAndAdvancesToCustomers" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UnconsolidatedStructuredEntitiesOtherLiabilities" xlink:label="loc_bns_UnconsolidatedStructuredEntitiesOtherLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UnconsolidatedStructuredEntitiesOtherLiabilities" xml:lang="en-US">Unconsolidated Structured Entities Other Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UnconsolidatedStructuredEntitiesOtherLiabilities" xml:lang="en-US">Other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UnconsolidatedStructuredEntitiesOtherLiabilities" xlink:to="lab_bns_UnconsolidatedStructuredEntitiesOtherLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_UnconsolidatedStructuredEntitiesOtherLiabilities" xml:lang="en-US">Unconsolidated structured entities other liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UnconsolidatedStructuredEntitiesOtherAssets" xlink:label="loc_bns_UnconsolidatedStructuredEntitiesOtherAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UnconsolidatedStructuredEntitiesOtherAssets" xml:lang="en-US">Unconsolidated Structured Entities Other Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UnconsolidatedStructuredEntitiesOtherAssets" xml:lang="en-US">Other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UnconsolidatedStructuredEntitiesOtherAssets" xlink:to="lab_bns_UnconsolidatedStructuredEntitiesOtherAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_UnconsolidatedStructuredEntitiesOtherAssets" xml:lang="en-US">Unconsolidated structured entities other assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CanadianMultisellerConduitsThatTheBankAdministersMember" xlink:label="loc_bns_CanadianMultisellerConduitsThatTheBankAdministersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CanadianMultisellerConduitsThatTheBankAdministersMember" xml:lang="en-US">Canadian multi-seller Conduits that the bank administers [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CanadianMultisellerConduitsThatTheBankAdministersMember" xml:lang="en-US">Canadian multi-seller Conduits that the bank administers [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CanadianMultisellerConduitsThatTheBankAdministersMember" xlink:to="lab_bns_CanadianMultisellerConduitsThatTheBankAdministersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CanadianMultisellerConduitsThatTheBankAdministersMember" xml:lang="en-US">Canadian multi-seller Conduits that the bank administers [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_StructuredFinanceEntitiesMember" xlink:label="loc_bns_StructuredFinanceEntitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_StructuredFinanceEntitiesMember" xml:lang="en-US">Structured finance entities [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_StructuredFinanceEntitiesMember" xml:lang="en-US">Structured finance entities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_StructuredFinanceEntitiesMember" xlink:to="lab_bns_StructuredFinanceEntitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_StructuredFinanceEntitiesMember" xml:lang="en-US">Structured finance entities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CapitalFundingVehiclesMember" xlink:label="loc_bns_CapitalFundingVehiclesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CapitalFundingVehiclesMember" xml:lang="en-US">Capital funding vehicles [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_CapitalFundingVehiclesMember" xml:lang="en-US">Other funding vehicles [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CapitalFundingVehiclesMember" xlink:to="lab_bns_CapitalFundingVehiclesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CapitalFundingVehiclesMember" xml:lang="en-US">Capital funding vehicles.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UnconsolidatedBankSponsoredEntitiesMember" xlink:label="loc_bns_UnconsolidatedBankSponsoredEntitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UnconsolidatedBankSponsoredEntitiesMember" xml:lang="en-US">Unconsolidated bank sponsored entities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UnconsolidatedBankSponsoredEntitiesMember" xml:lang="en-US">Unconsolidated bank sponsored entities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UnconsolidatedBankSponsoredEntitiesMember" xlink:to="lab_bns_UnconsolidatedBankSponsoredEntitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_UnconsolidatedBankSponsoredEntitiesMember" xml:lang="en-US">Unconsolidated bank sponsored entities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CommercialPapersIssued" xlink:label="loc_ifrs-full_CommercialPapersIssued" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CommercialPapersIssued" xml:lang="en-US">Commercial papers issued</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_CommercialPapersIssued" xml:lang="en-US">Asset-backed commercial paper issued</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CommercialPapersIssued" xlink:to="lab_ifrs-full_CommercialPapersIssued" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentAbstract" xlink:label="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentAbstract" xml:lang="en-US">Disclosure of detailed information about property, plant and equipment [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentAbstract" xlink:to="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable" xlink:label="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable" xml:lang="en-US">Disclosure of detailed information about property, plant and equipment [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable" xml:lang="en-US">Disclosure of detailed information about property, plant and equipment [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable" xlink:to="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AccumulatedDepreciationAndAmortisationMember" xlink:label="loc_ifrs-full_AccumulatedDepreciationAndAmortisationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AccumulatedDepreciationAndAmortisationMember" xml:lang="en-US">Accumulated depreciation and amortisation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AccumulatedDepreciationAndAmortisationMember" xml:lang="en-US">Accumulated depreciation and amortisation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AccumulatedDepreciationAndAmortisationMember" xlink:to="lab_ifrs-full_AccumulatedDepreciationAndAmortisationMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LandAndBuildingsMember" xlink:label="loc_ifrs-full_LandAndBuildingsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LandAndBuildingsMember" xml:lang="en-US">Land and buildings [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LandAndBuildingsMember" xml:lang="en-US">Land and buildings [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LandAndBuildingsMember" xlink:to="lab_ifrs-full_LandAndBuildingsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_Equipment1Member" xlink:label="loc_bns_Equipment1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_Equipment1Member" xml:lang="en-US">Equipment 1 [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_Equipment1Member" xml:lang="en-US">Equipment [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_Equipment1Member" xlink:to="lab_bns_Equipment1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_Equipment1Member" xml:lang="en-US">Equipment,</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TechnologyAssetsMember" xlink:label="loc_bns_TechnologyAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TechnologyAssetsMember" xml:lang="en-US">Technology assets [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TechnologyAssetsMember" xml:lang="en-US">Technology assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TechnologyAssetsMember" xlink:to="lab_bns_TechnologyAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TechnologyAssetsMember" xml:lang="en-US">Technology assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RightofuseAssetsMember" xlink:label="loc_ifrs-full_RightofuseAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RightofuseAssetsMember" xml:lang="en-US">Right-of-use assets [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RightofuseAssetsMember" xml:lang="en-US">Right-of-use assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RightofuseAssetsMember" xlink:to="lab_ifrs-full_RightofuseAssetsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems" xlink:label="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems" xml:lang="en-US">Disclosure of detailed information about property, plant and equipment [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems" xml:lang="en-US">Disclosure of detailed information about property, plant and equipment [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems" xlink:to="lab_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DepreciationPropertyPlantAndEquipment" xlink:label="loc_ifrs-full_DepreciationPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DepreciationPropertyPlantAndEquipment" xml:lang="en-US">Depreciation, property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DepreciationPropertyPlantAndEquipment" xml:lang="en-US">Depreciation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DepreciationPropertyPlantAndEquipment" xlink:to="lab_ifrs-full_DepreciationPropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" xlink:label="loc_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" xml:lang="en-US">Additions other than through business combinations, property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" xml:lang="en-US">Additions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" xlink:to="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" xlink:label="loc_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" xml:lang="en-US">Increase decrease through net exchange differences and other property plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" xml:lang="en-US">Foreign currency adjustments and other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" xlink:to="lab_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" xml:lang="en-US">Increase decrease through net exchange differences and other property plant and equipment.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment" xlink:label="loc_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment" xml:lang="en-US">Disposals and retirements, property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment" xml:lang="en-US">Disposals/Retirements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment" xlink:to="lab_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InvestmentProperty" xlink:label="loc_ifrs-full_InvestmentProperty" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InvestmentProperty" xml:lang="en-US">Investment property</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InvestmentProperty" xml:lang="en-US">Investment property</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentProperty" xlink:to="lab_ifrs-full_InvestmentProperty" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesAbstract" xlink:label="loc_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesAbstract" xml:lang="en-US">Disclosure of associates [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesAbstract" xlink:to="lab_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesTable" xlink:label="loc_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesTable" xml:lang="en-US">Disclosure of associates [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesTable" xml:lang="en-US">Disclosure of associates [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesTable" xlink:to="lab_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems" xlink:label="loc_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems" xml:lang="en-US">Disclosure of associates [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems" xml:lang="en-US">Disclosure of associates [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems" xlink:to="lab_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CountryOfIncorporationOrResidenceOfAssociate" xlink:label="loc_ifrs-full_CountryOfIncorporationOrResidenceOfAssociate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CountryOfIncorporationOrResidenceOfAssociate" xml:lang="en-US">Country of incorporation of associate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CountryOfIncorporationOrResidenceOfAssociate" xml:lang="en-US">Country of incorporation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CountryOfIncorporationOrResidenceOfAssociate" xlink:to="lab_ifrs-full_CountryOfIncorporationOrResidenceOfAssociate" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfNatureOfEntitysRelationshipWithAssociate" xlink:label="loc_ifrs-full_DescriptionOfNatureOfEntitysRelationshipWithAssociate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfNatureOfEntitysRelationshipWithAssociate" xml:lang="en-US">Description of nature of entity's relationship with associate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfNatureOfEntitysRelationshipWithAssociate" xml:lang="en-US">Nature of business</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfNatureOfEntitysRelationshipWithAssociate" xlink:to="lab_ifrs-full_DescriptionOfNatureOfEntitysRelationshipWithAssociate" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProportionOfOwnershipInterestInAssociate" xlink:label="loc_ifrs-full_ProportionOfOwnershipInterestInAssociate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInAssociate" xml:lang="en-US">Proportion of ownership interest in associate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInAssociate" xml:lang="en-US">Ownership percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInAssociate" xml:lang="en-US">Proportion of ownership interest in associate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProportionOfOwnershipInterestInAssociate" xlink:to="lab_ifrs-full_ProportionOfOwnershipInterestInAssociate" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate" xlink:label="loc_ifrs-full_DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate" xml:lang="en-US">Date of end of reporting period of financial statements of associate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate" xml:lang="en-US">Date of financial statements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate" xlink:to="lab_ifrs-full_DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InvestmentsInAssociates" xlink:label="loc_ifrs-full_InvestmentsInAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InvestmentsInAssociates" xml:lang="en-US">Investments in associates</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InvestmentsInAssociates" xml:lang="en-US">Carrying value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentsInAssociates" xlink:to="lab_ifrs-full_InvestmentsInAssociates" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SignificantInvestmentsInAssociatesAxis" xlink:label="loc_ifrs-full_SignificantInvestmentsInAssociatesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SignificantInvestmentsInAssociatesAxis" xml:lang="en-US">Associates [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SignificantInvestmentsInAssociatesAxis" xml:lang="en-US">Associates [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SignificantInvestmentsInAssociatesAxis" xlink:to="lab_ifrs-full_SignificantInvestmentsInAssociatesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SignificantInvestmentsInAssociatesDomain" xlink:label="loc_ifrs-full_SignificantInvestmentsInAssociatesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SignificantInvestmentsInAssociatesDomain" xml:lang="en-US">Associates [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SignificantInvestmentsInAssociatesDomain" xml:lang="en-US">Entity's total for associates [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SignificantInvestmentsInAssociatesDomain" xlink:to="lab_ifrs-full_SignificantInvestmentsInAssociatesDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BankOfXianCoLtdMember" xlink:label="loc_bns_BankOfXianCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BankOfXianCoLtdMember" xml:lang="en-US">Bank of Xian Co Ltd [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BankOfXianCoLtdMember" xml:lang="en-US">Bank of Xian Co Ltd [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BankOfXianCoLtdMember" xlink:to="lab_bns_BankOfXianCoLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BankOfXianCoLtdMember" xml:lang="en-US">Bank of Xi'an Co. Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MaduroAndCurielsBankNVMember" xlink:label="loc_bns_MaduroAndCurielsBankNVMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MaduroAndCurielsBankNVMember" xml:lang="en-US">Maduro And Curiels Bank NV [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MaduroAndCurielsBankNVMember" xml:lang="en-US">Maduro and curiels bank NV [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MaduroAndCurielsBankNVMember" xlink:to="lab_bns_MaduroAndCurielsBankNVMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MaduroAndCurielsBankNVMember" xml:lang="en-US">Maduro and curiels bank NV.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_KeycorpMember" xlink:label="loc_bns_KeycorpMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_KeycorpMember" xml:lang="en-US">KeyCorp [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_KeycorpMember" xml:lang="en-US">KeyCorp [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_KeycorpMember" xlink:to="lab_bns_KeycorpMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_KeycorpMember" xml:lang="en-US">KeyCorp.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InvestmentsInAssociatesBasedOnQuotedStockExchangePrice" xlink:label="loc_bns_InvestmentsInAssociatesBasedOnQuotedStockExchangePrice" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InvestmentsInAssociatesBasedOnQuotedStockExchangePrice" xml:lang="en-US">Investments In Associates Based On Quoted Stock Exchange Price</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InvestmentsInAssociatesBasedOnQuotedStockExchangePrice" xml:lang="en-US">Investments in associates based on quoted Stock Exchange price on Shanghai</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InvestmentsInAssociatesBasedOnQuotedStockExchangePrice" xlink:to="lab_bns_InvestmentsInAssociatesBasedOnQuotedStockExchangePrice" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InvestmentsInAssociatesBasedOnQuotedStockExchangePrice" xml:lang="en-US">Investments in associates based on quoted stock exchange price.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DividendsReceivedFromAssociatesRecognisedAsReductionOfInvestment" xlink:label="loc_bns_DividendsReceivedFromAssociatesRecognisedAsReductionOfInvestment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DividendsReceivedFromAssociatesRecognisedAsReductionOfInvestment" xml:lang="en-US">Dividends Received From Associates Recognised As Reduction Of Investment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DividendsReceivedFromAssociatesRecognisedAsReductionOfInvestment" xml:lang="en-US">Dividends received from associates recognised as reduction of investment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DividendsReceivedFromAssociatesRecognisedAsReductionOfInvestment" xlink:to="lab_bns_DividendsReceivedFromAssociatesRecognisedAsReductionOfInvestment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DividendsReceivedFromAssociatesRecognisedAsReductionOfInvestment" xml:lang="en-US">Dividends received from associates recognised as reduction of investment.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InvestmentsInAssociatesBasedOnQuotedNewYorkStockExchangePrice" xlink:label="loc_bns_InvestmentsInAssociatesBasedOnQuotedNewYorkStockExchangePrice" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InvestmentsInAssociatesBasedOnQuotedNewYorkStockExchangePrice" xml:lang="en-US">Investments In Associates Based On Quoted New York Stock Exchange Price</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_InvestmentsInAssociatesBasedOnQuotedNewYorkStockExchangePrice" xml:lang="en-US">Investments in associates based on quoted new york stock exchange price</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InvestmentsInAssociatesBasedOnQuotedNewYorkStockExchangePrice" xlink:to="lab_bns_InvestmentsInAssociatesBasedOnQuotedNewYorkStockExchangePrice" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InvestmentsInAssociatesBasedOnQuotedNewYorkStockExchangePrice" xml:lang="en-US">Investments in associates based on quoted new york stock exchange price.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdditionalProportionOfInvestmentAcquiredInAssociates" xlink:label="loc_bns_AdditionalProportionOfInvestmentAcquiredInAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdditionalProportionOfInvestmentAcquiredInAssociates" xml:lang="en-US">Additional Proportion of Investment Acquired in Associates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdditionalProportionOfInvestmentAcquiredInAssociates" xlink:to="lab_bns_AdditionalProportionOfInvestmentAcquiredInAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdditionalProportionOfInvestmentAcquiredInAssociates" xml:lang="en-US">Additional Proportion of Investment Acquired in Associates</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AcquireeAxis" xlink:label="loc_bns_AcquireeAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AcquireeAxis" xml:lang="en-US">Acquiree [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AcquireeAxis" xlink:to="lab_bns_AcquireeAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AcquireeAxis" xml:lang="en-US">Acquiree.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AcquireeMember" xlink:label="loc_bns_AcquireeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AcquireeMember" xml:lang="en-US">Acquiree [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AcquireeMember" xlink:to="lab_bns_AcquireeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AcquireeMember" xml:lang="en-US">Acquiree.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ImpairmentLoss" xlink:label="loc_ifrs-full_ImpairmentLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ImpairmentLoss" xml:lang="en-US">Impairment loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ImpairmentLoss" xml:lang="en-US">Impairment loss recognized in profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ImpairmentLoss" xml:lang="en-US">Impairment losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentLoss" xlink:to="lab_ifrs-full_ImpairmentLoss" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ImpairmentLossAfterTax" xlink:label="loc_bns_ImpairmentLossAfterTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ImpairmentLossAfterTax" xml:lang="en-US">Impairment Loss After Tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ImpairmentLossAfterTax" xml:lang="en-US">Impairment loss after tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ImpairmentLossAfterTax" xlink:to="lab_bns_ImpairmentLossAfterTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ImpairmentLossAfterTax" xml:lang="en-US">Impairment loss after tax.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections" xlink:label="loc_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections" xml:lang="en-US">Discount rate applied to cash flow projections</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections" xml:lang="en-US">Cash flows discounted rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections" xlink:to="lab_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" xlink:label="loc_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" xml:lang="en-US">Growth rate used to extrapolate cash flow projections</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" xml:lang="en-US">Terminal growth rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" xlink:to="lab_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TermOfCashFlowForecast" xlink:label="loc_bns_TermOfCashFlowForecast" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TermOfCashFlowForecast" xml:lang="en-US">Term Of Cash Flow Forecast</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TermOfCashFlowForecast" xml:lang="en-US">Term of cash flow forecast</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TermOfCashFlowForecast" xlink:to="lab_bns_TermOfCashFlowForecast" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TermOfCashFlowForecast" xml:lang="en-US">Term of cash flow forecast.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReconciliationOfChangesInGoodwillAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInGoodwillAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReconciliationOfChangesInGoodwillAbstract" xml:lang="en-US">Reconciliation of changes in goodwill [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReconciliationOfChangesInGoodwillAbstract" xlink:to="lab_ifrs-full_ReconciliationOfChangesInGoodwillAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillTable" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillTable" xml:lang="en-US">Disclosure of reconciliation of changes in goodwill [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillTable" xml:lang="en-US">Disclosure of reconciliation of changes in goodwill [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillTable" xlink:to="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems" xlink:label="loc_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems" xml:lang="en-US">Disclosure of reconciliation of changes in goodwill [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems" xml:lang="en-US">Disclosure of reconciliation of changes in goodwill [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems" xlink:to="lab_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Goodwill" xlink:label="loc_ifrs-full_Goodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Goodwill" xml:lang="en-US">Goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_Goodwill" xml:lang="en-US">Begining balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_Goodwill" xml:lang="en-US">Ending balance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Goodwill" xlink:to="lab_ifrs-full_Goodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DecreaseThroughClassifiedAsHeldForSaleGoodwill" xlink:label="loc_ifrs-full_DecreaseThroughClassifiedAsHeldForSaleGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DecreaseThroughClassifiedAsHeldForSaleGoodwill" xml:lang="en-US">Decrease through classified as held for sale, goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DecreaseThroughClassifiedAsHeldForSaleGoodwill" xml:lang="en-US">Dispositions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DecreaseThroughClassifiedAsHeldForSaleGoodwill" xlink:to="lab_ifrs-full_DecreaseThroughClassifiedAsHeldForSaleGoodwill" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill" xlink:label="loc_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill" xml:lang="en-US">Increase Decrease Through Net Exchange Differences and Other Adjustments Goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill" xml:lang="en-US">Foreign currency adjustments and other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill" xlink:to="lab_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill" xml:lang="en-US">Increase decrease through net exchange differences goodwill and other adjustments.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" xlink:label="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" xml:lang="en-US">Cash-generating units [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" xml:lang="en-US">Cash-generating units [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" xlink:to="lab_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesDomain" xlink:label="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesDomain" xml:lang="en-US">Cash-generating units [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesDomain" xml:lang="en-US">Entity's total for cash-generating units [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesDomain" xlink:to="lab_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CanadianBankingMember" xlink:label="loc_bns_CanadianBankingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CanadianBankingMember" xml:lang="en-US">Canadian banking [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CanadianBankingMember" xml:lang="en-US">Canadian banking [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CanadianBankingMember" xlink:to="lab_bns_CanadianBankingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CanadianBankingMember" xml:lang="en-US">Canadian banking.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GlobalBankingAndMarketsMember" xlink:label="loc_bns_GlobalBankingAndMarketsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GlobalBankingAndMarketsMember" xml:lang="en-US">Global banking and markets [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GlobalBankingAndMarketsMember" xml:lang="en-US">Global banking and markets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GlobalBankingAndMarketsMember" xlink:to="lab_bns_GlobalBankingAndMarketsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GlobalBankingAndMarketsMember" xml:lang="en-US">Global banking and markets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_LatinAmericaMember" xlink:label="loc_srt_LatinAmericaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_LatinAmericaMember" xml:lang="en-US">Latin America [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_srt_LatinAmericaMember" xml:lang="en-US">Latin America [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_srt_LatinAmericaMember" xml:lang="en-US">Latin America [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_LatinAmericaMember" xlink:to="lab_srt_LatinAmericaMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CaribbeanAndCentralAmericaMember" xlink:label="loc_bns_CaribbeanAndCentralAmericaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CaribbeanAndCentralAmericaMember" xml:lang="en-US">Caribbean And Central America [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CaribbeanAndCentralAmericaMember" xml:lang="en-US">Caribbean and central america [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CaribbeanAndCentralAmericaMember" xlink:to="lab_bns_CaribbeanAndCentralAmericaMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GlobalWealthManagementMember" xlink:label="loc_bns_GlobalWealthManagementMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GlobalWealthManagementMember" xml:lang="en-US">Global Wealth Management [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_GlobalWealthManagementMember" xml:lang="en-US">Global wealth management [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GlobalWealthManagementMember" xml:lang="en-US">Global Wealth Management [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GlobalWealthManagementMember" xlink:to="lab_bns_GlobalWealthManagementMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DivestituresAxis" xlink:label="loc_bns_DivestituresAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DivestituresAxis" xml:lang="en-US">Divestitures [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DivestituresAxis" xlink:to="lab_bns_DivestituresAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DivestituresAxis" xml:lang="en-US">Divestitures.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DivestituresMember" xlink:label="loc_bns_DivestituresMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DivestituresMember" xml:lang="en-US">Divestitures [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DivestituresMember" xlink:to="lab_bns_DivestituresMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DivestituresMember" xml:lang="en-US">Divestitures.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ColombiaCostaRicaAndPanamaMember" xlink:label="loc_bns_ColombiaCostaRicaAndPanamaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ColombiaCostaRicaAndPanamaMember" xml:lang="en-US">Colombia Costa Rica And Panama [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_ColombiaCostaRicaAndPanamaMember" xml:lang="en-US">Colombia, Costa Rica and Panama [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ColombiaCostaRicaAndPanamaMember" xml:lang="en-US">Colombia Costa Rica and Panama [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ColombiaCostaRicaAndPanamaMember" xlink:to="lab_bns_ColombiaCostaRicaAndPanamaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ColombiaCostaRicaAndPanamaMember" xml:lang="en-US">ColombiaCostaRicaAndPanamaMember</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CrediscotiaFinancieraSaMember" xlink:label="loc_bns_CrediscotiaFinancieraSaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CrediscotiaFinancieraSaMember" xml:lang="en-US">CrediScotia Financiera SA [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CrediscotiaFinancieraSaMember" xml:lang="en-US">CrediScotia Financiera SA [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CrediscotiaFinancieraSaMember" xlink:to="lab_bns_CrediscotiaFinancieraSaMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfImpairmentLossRecognisedOrReversedLineItems" xlink:label="loc_ifrs-full_DisclosureOfImpairmentLossRecognisedOrReversedLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfImpairmentLossRecognisedOrReversedLineItems" xml:lang="en-US">Disclosure of impairment loss recognised or reversed for cash-generating unit [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfImpairmentLossRecognisedOrReversedLineItems" xlink:to="lab_ifrs-full_DisclosureOfImpairmentLossRecognisedOrReversedLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" xlink:label="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" xml:lang="en-US">Impairment loss recognised in profit or loss, goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" xml:lang="en-US">Impairment loss recognised in profit or loss, goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/presentationGuidance" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" xml:lang="en-US">Impairment of goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" xml:lang="en-US">Impairment loss on goodwill</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" xlink:to="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IntangibleAssetsAndGoodwillAbstract" xlink:label="loc_ifrs-full_IntangibleAssetsAndGoodwillAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IntangibleAssetsAndGoodwillAbstract" xml:lang="en-US">Intangible assets and goodwill [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsAndGoodwillAbstract" xlink:to="lab_ifrs-full_IntangibleAssetsAndGoodwillAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfIntangibleAssetsAndGoodwillTable" xlink:label="loc_bns_DisclosureOfIntangibleAssetsAndGoodwillTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfIntangibleAssetsAndGoodwillTable" xml:lang="en-US">Disclosure of intangible assets and goodwill [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfIntangibleAssetsAndGoodwillTable" xml:lang="en-US">Disclosure of intangible assets and goodwill [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfIntangibleAssetsAndGoodwillTable" xlink:to="lab_bns_DisclosureOfIntangibleAssetsAndGoodwillTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfIntangibleAssetsAndGoodwillTable" xml:lang="en-US">Schedule disclosing information related to intangible assets and goodwill.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfIntangibleAssetsAndGoodwillLineItems" xlink:label="loc_bns_DisclosureOfIntangibleAssetsAndGoodwillLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfIntangibleAssetsAndGoodwillLineItems" xml:lang="en-US">Disclosure of intangible assets and goodwill [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfIntangibleAssetsAndGoodwillLineItems" xml:lang="en-US">Disclosure of intangible assets and goodwill [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfIntangibleAssetsAndGoodwillLineItems" xlink:to="lab_bns_DisclosureOfIntangibleAssetsAndGoodwillLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfIntangibleAssetsAndGoodwillLineItems" xml:lang="en-US">Line items represent disclosure of intangible assets and goodwill.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NumberOfTimesPriceEarningsMultiplesUsed" xlink:label="loc_bns_NumberOfTimesPriceEarningsMultiplesUsed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NumberOfTimesPriceEarningsMultiplesUsed" xml:lang="en-US">Number of times price earnings multiples used</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NumberOfTimesPriceEarningsMultiplesUsed" xml:lang="en-US">Price earnings multiples used</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NumberOfTimesPriceEarningsMultiplesUsed" xlink:to="lab_bns_NumberOfTimesPriceEarningsMultiplesUsed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NumberOfTimesPriceEarningsMultiplesUsed" xml:lang="en-US">Number of times price earnings multiples used.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ExplanationOfDiscountedCashFlowForCalculatingValueInUse" xlink:label="loc_bns_ExplanationOfDiscountedCashFlowForCalculatingValueInUse" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ExplanationOfDiscountedCashFlowForCalculatingValueInUse" xml:lang="en-US">Explanation of discounted cash flow for calculating value in use</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ExplanationOfDiscountedCashFlowForCalculatingValueInUse" xml:lang="en-US">Period of discounted cash flow method for calculating value in use</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ExplanationOfDiscountedCashFlowForCalculatingValueInUse" xlink:to="lab_bns_ExplanationOfDiscountedCashFlowForCalculatingValueInUse" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ExplanationOfDiscountedCashFlowForCalculatingValueInUse" xml:lang="en-US">Explanation of discounted cash flow for calculating value in use.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Impairment loss recognised in profit or loss, intangible assets other than goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Impairment of finite lived intangible assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Impairment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Impairment loss on intangible assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" xlink:to="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PriceEarningsRatioMultiple" xlink:label="loc_bns_PriceEarningsRatioMultiple" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PriceEarningsRatioMultiple" xml:lang="en-US">Price Earnings Ratio Multiple</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PriceEarningsRatioMultiple" xml:lang="en-US">Price earnings ratio multiple</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PriceEarningsRatioMultiple" xlink:to="lab_bns_PriceEarningsRatioMultiple" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PriceEarningsRatioMultiple" xml:lang="en-US">Price earnings ratio multiple.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PercentageOfReasonablyPossibleDecreaseInUnobservableInputAssets" xlink:label="loc_ifrs-full_PercentageOfReasonablyPossibleDecreaseInUnobservableInputAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PercentageOfReasonablyPossibleDecreaseInUnobservableInputAssets" xml:lang="en-US">Percentage of reasonably possible decrease in unobservable input, assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PercentageOfReasonablyPossibleDecreaseInUnobservableInputAssets" xml:lang="en-US">Significant unobservable input assets percentage of reasonably possible decrease</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PercentageOfReasonablyPossibleDecreaseInUnobservableInputAssets" xlink:to="lab_ifrs-full_PercentageOfReasonablyPossibleDecreaseInUnobservableInputAssets" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IntangibleAssetsWithFiniteUsefulLifeAxis" xlink:label="loc_bns_IntangibleAssetsWithFiniteUsefulLifeAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IntangibleAssetsWithFiniteUsefulLifeAxis" xml:lang="en-US">Intangible Assets With Finite Useful Life [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IntangibleAssetsWithFiniteUsefulLifeAxis" xml:lang="en-US">Intangible Assets With Finite Useful Life [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IntangibleAssetsWithFiniteUsefulLifeAxis" xlink:to="lab_bns_IntangibleAssetsWithFiniteUsefulLifeAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IntangibleAssetsWithFiniteUsefulLifeAxis" xml:lang="en-US">Intangible Assets With Finite Useful Life [Axis]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IntangibleAssetsWithFiniteUsefulLifeDomain" xlink:label="loc_bns_IntangibleAssetsWithFiniteUsefulLifeDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IntangibleAssetsWithFiniteUsefulLifeDomain" xml:lang="en-US">Intangible Assets With Finite Useful Life [Domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IntangibleAssetsWithFiniteUsefulLifeDomain" xml:lang="en-US">Intangible Assets With Finite Useful Life [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IntangibleAssetsWithFiniteUsefulLifeDomain" xlink:to="lab_bns_IntangibleAssetsWithFiniteUsefulLifeDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IntangibleAssetsWithFiniteUsefulLifeDomain" xml:lang="en-US">Intangible Assets With Finite Useful Life [Domain]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_UnobservableInputsAxis" xlink:label="loc_ifrs-full_UnobservableInputsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_UnobservableInputsAxis" xml:lang="en-US">Unobservable inputs [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnobservableInputsAxis" xlink:to="lab_ifrs-full_UnobservableInputsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_UnobservableInputsDomain" xlink:label="loc_ifrs-full_UnobservableInputsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_UnobservableInputsDomain" xml:lang="en-US">Unobservable inputs [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnobservableInputsDomain" xlink:to="lab_ifrs-full_UnobservableInputsDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PriceEarningMultipleMember" xlink:label="loc_bns_PriceEarningMultipleMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PriceEarningMultipleMember" xml:lang="en-US">Price Earning Multiple [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PriceEarningMultipleMember" xml:lang="en-US">Price earning multiple [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PriceEarningMultipleMember" xlink:to="lab_bns_PriceEarningMultipleMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PriceEarningMultipleMember" xml:lang="en-US">Price earning multiple.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_FinancialForecastOfProfitOrLossForCashgeneratingUnitMeasurementInputMember" xlink:label="loc_ifrs-full_FinancialForecastOfProfitOrLossForCashgeneratingUnitMeasurementInputMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_FinancialForecastOfProfitOrLossForCashgeneratingUnitMeasurementInputMember" xml:lang="en-US">Financial forecast of profit (loss) for cash-generating unit, measurement input [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_FinancialForecastOfProfitOrLossForCashgeneratingUnitMeasurementInputMember" xml:lang="en-US">Financial forecast of profit (loss) for cash-generating unit, measurement input [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_FinancialForecastOfProfitOrLossForCashgeneratingUnitMeasurementInputMember" xlink:to="lab_ifrs-full_FinancialForecastOfProfitOrLossForCashgeneratingUnitMeasurementInputMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract" xml:lang="en-US">Reconciliation of changes in intangible assets other than goodwill [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract" xlink:to="lab_ifrs-full_ReconciliationOfChangesInIntangibleAssetsOtherThanGoodwillAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfIntangibleAssetsTable" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsTable" xml:lang="en-US">Disclosure of detailed information about intangible assets [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsTable" xml:lang="en-US">Disclosure of detailed information about intangible assets [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsTable" xlink:to="lab_ifrs-full_DisclosureOfIntangibleAssetsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfIntangibleAssetsLineItems" xlink:label="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsLineItems" xml:lang="en-US">Disclosure of detailed information about intangible assets [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfIntangibleAssetsLineItems" xml:lang="en-US">Disclosure of detailed information about intangible assets [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfIntangibleAssetsLineItems" xlink:to="lab_ifrs-full_DisclosureOfIntangibleAssetsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Intangible assets other than goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Beginning balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Ending balance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsOtherThanGoodwill" xlink:to="lab_ifrs-full_IntangibleAssetsOtherThanGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Amortisation, intangible assets other than goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Amortization</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" xlink:to="lab_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Additions other than through business combinations, intangible assets other than goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Additions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" xlink:to="lab_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" xlink:label="loc_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Increase Decrease Through Net Exchange Differences and Other Adjustments Intangible Assets Other Than Goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Foreign currency adjustments and other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" xlink:to="lab_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Increase decrease through net exchange differences intangible assets other than goodwill and other adjustments.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill" xlink:label="loc_ifrs-full_DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Disposals and retirements, intangible assets other than goodwill</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill" xml:lang="en-US">Disposals/Retirements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill" xlink:to="lab_ifrs-full_DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FiniteLifeIntangibleAssetsMember" xlink:label="loc_bns_FiniteLifeIntangibleAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FiniteLifeIntangibleAssetsMember" xml:lang="en-US">Finite Life Intangible Assets [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_FiniteLifeIntangibleAssetsMember" xml:lang="en-US">Finite life intangible assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FiniteLifeIntangibleAssetsMember" xlink:to="lab_bns_FiniteLifeIntangibleAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FiniteLifeIntangibleAssetsMember" xml:lang="en-US">Finite life intangible assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis" xlink:label="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis" xml:lang="en-US">Intangible assets with indefinite useful life [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis" xml:lang="en-US">Intangible assets with indefinite useful life [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis" xlink:to="lab_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeDomain" xlink:label="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeDomain" xml:lang="en-US">Intangible assets with indefinite useful life [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeDomain" xml:lang="en-US">Intangible assets with indefinite useful life [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeDomain" xlink:to="lab_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FundManagementContractsMember" xlink:label="loc_bns_FundManagementContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FundManagementContractsMember" xml:lang="en-US">Fund management contracts [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_FundManagementContractsMember" xml:lang="en-US">Fund management contracts [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FundManagementContractsMember" xlink:to="lab_bns_FundManagementContractsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FundManagementContractsMember" xml:lang="en-US">Fund management contracts [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherIndefiniteLifeIntangibleAssetsMember" xlink:label="loc_bns_OtherIndefiniteLifeIntangibleAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherIndefiniteLifeIntangibleAssetsMember" xml:lang="en-US">Other Indefinite Life Intangible Assets [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherIndefiniteLifeIntangibleAssetsMember" xml:lang="en-US">Indefinite life intangible assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherIndefiniteLifeIntangibleAssetsMember" xlink:to="lab_bns_OtherIndefiniteLifeIntangibleAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherIndefiniteLifeIntangibleAssetsMember" xml:lang="en-US">Other Indefinite Life Intangible Assets [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PurchasedSoftwareMember" xlink:label="loc_bns_PurchasedSoftwareMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PurchasedSoftwareMember" xml:lang="en-US">Purchased software [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PurchasedSoftwareMember" xml:lang="en-US">Purchased software [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PurchasedSoftwareMember" xlink:to="lab_bns_PurchasedSoftwareMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PurchasedSoftwareMember" xml:lang="en-US">Purchased software.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InternallyGeneratedSoftwareMember" xlink:label="loc_bns_InternallyGeneratedSoftwareMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InternallyGeneratedSoftwareMember" xml:lang="en-US">Internally generated software [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InternallyGeneratedSoftwareMember" xml:lang="en-US">Internally generated software [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InternallyGeneratedSoftwareMember" xlink:to="lab_bns_InternallyGeneratedSoftwareMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InternallyGeneratedSoftwareMember" xml:lang="en-US">Internally generated software.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InProcessSoftwareNotSubjectToAmortizationMember" xlink:label="loc_bns_InProcessSoftwareNotSubjectToAmortizationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InProcessSoftwareNotSubjectToAmortizationMember" xml:lang="en-US">In process software not subject to amortization [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InProcessSoftwareNotSubjectToAmortizationMember" xlink:to="lab_bns_InProcessSoftwareNotSubjectToAmortizationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InProcessSoftwareNotSubjectToAmortizationMember" xml:lang="en-US">In process software not subject to amortization.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ComputerSoftware" xlink:label="loc_ifrs-full_ComputerSoftware" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ComputerSoftware" xml:lang="en-US">Computer software</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ComputerSoftware" xml:lang="en-US">Computer software</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ComputerSoftware" xlink:to="lab_ifrs-full_ComputerSoftware" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfOtherAssetsAbstract" xlink:label="loc_bns_DisclosureOfOtherAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfOtherAssetsAbstract" xml:lang="en-US">Disclosure of other assets [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfOtherAssetsAbstract" xlink:to="lab_bns_DisclosureOfOtherAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfOtherAssetsAbstract" xml:lang="en-US">Disclosure of other assets [abstract].</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestReceivable" xlink:label="loc_ifrs-full_InterestReceivable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestReceivable" xml:lang="en-US">Interest receivable</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestReceivable" xml:lang="en-US">Accrued interest</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestReceivable" xlink:to="lab_ifrs-full_InterestReceivable" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AccountsReceivableAndPrepaids" xlink:label="loc_bns_AccountsReceivableAndPrepaids" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AccountsReceivableAndPrepaids" xml:lang="en-US">Accounts receivable and prepaids</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AccountsReceivableAndPrepaids" xml:lang="en-US">Accounts receivable and prepaids</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AccountsReceivableAndPrepaids" xlink:to="lab_bns_AccountsReceivableAndPrepaids" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AccountsReceivableAndPrepaids" xml:lang="en-US">Accounts receivable and prepaids</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentTaxAssetsCurrent" xlink:label="loc_ifrs-full_CurrentTaxAssetsCurrent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CurrentTaxAssetsCurrent" xml:lang="en-US">Current tax assets, current</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CurrentTaxAssetsCurrent" xml:lang="en-US">Current tax assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentTaxAssetsCurrent" xlink:to="lab_ifrs-full_CurrentTaxAssetsCurrent" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MarginDepositsOnDerivativeInstruments" xlink:label="loc_bns_MarginDepositsOnDerivativeInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MarginDepositsOnDerivativeInstruments" xml:lang="en-US">Margin Deposits On Derivative Instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MarginDepositsOnDerivativeInstruments" xml:lang="en-US">Margin deposits on derivatives</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MarginDepositsOnDerivativeInstruments" xlink:to="lab_bns_MarginDepositsOnDerivativeInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MarginDepositsOnDerivativeInstruments" xml:lang="en-US">Margin deposits on derivative instruments</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SegregatedFundAssets" xlink:label="loc_bns_SegregatedFundAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SegregatedFundAssets" xml:lang="en-US">Segregated fund assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SegregatedFundAssets" xml:lang="en-US">Segregated fund assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SegregatedFundAssets" xlink:to="lab_bns_SegregatedFundAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SegregatedFundAssets" xml:lang="en-US">Segregated fund assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RecognisedAssetsDefinedBenefitPlan" xlink:label="loc_ifrs-full_RecognisedAssetsDefinedBenefitPlan" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RecognisedAssetsDefinedBenefitPlan" xml:lang="en-US">Net defined benefit asset</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RecognisedAssetsDefinedBenefitPlan" xml:lang="en-US">Pension assets (Note 27)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RecognisedAssetsDefinedBenefitPlan" xlink:to="lab_ifrs-full_RecognisedAssetsDefinedBenefitPlan" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ReceivableFromBrokersDealersAndClients" xlink:label="loc_bns_ReceivableFromBrokersDealersAndClients" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ReceivableFromBrokersDealersAndClients" xml:lang="en-US">Receivable from brokers, dealers and clients</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ReceivableFromBrokersDealersAndClients" xml:lang="en-US">Receivable from brokers, dealers and clients</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ReceivableFromBrokersDealersAndClients" xlink:to="lab_bns_ReceivableFromBrokersDealersAndClients" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ReceivableFromBrokersDealersAndClients" xml:lang="en-US">Receivable from brokers, dealers and clients.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherAssetsOther" xlink:label="loc_bns_OtherAssetsOther" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherAssetsOther" xml:lang="en-US">Other assets other</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherAssetsOther" xml:lang="en-US">Other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherAssetsOther" xlink:to="lab_bns_OtherAssetsOther" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherAssetsOther" xml:lang="en-US">Other assets other.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfDepositsAbstract" xlink:label="loc_bns_DisclosureOfDepositsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfDepositsAbstract" xml:lang="en-US">Disclosure of deposits [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfDepositsAbstract" xlink:to="lab_bns_DisclosureOfDepositsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfDepositsAbstract" xml:lang="en-US">Disclosure of deposits [Abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfDepositsTable" xlink:label="loc_bns_DisclosureOfDepositsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfDepositsTable" xml:lang="en-US">Disclosure Of Deposits [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfDepositsTable" xml:lang="en-US">Disclosure Of Deposits [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfDepositsTable" xlink:to="lab_bns_DisclosureOfDepositsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfDepositsTable" xml:lang="en-US">Disclosure Of Deposits [Table]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InterestBearingDepositsMember" xlink:label="loc_bns_InterestBearingDepositsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InterestBearingDepositsMember" xml:lang="en-US">Interest Bearing Deposits [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InterestBearingDepositsMember" xml:lang="en-US">Interest bearing [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InterestBearingDepositsMember" xlink:to="lab_bns_InterestBearingDepositsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InterestBearingDepositsMember" xml:lang="en-US">Interest bearing deposits [Member].</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NonInterestBearingMember" xlink:label="loc_bns_NonInterestBearingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NonInterestBearingMember" xml:lang="en-US">Non interest bearing [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NonInterestBearingMember" xml:lang="en-US">Non- interest bearing [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NonInterestBearingMember" xlink:to="lab_bns_NonInterestBearingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NonInterestBearingMember" xml:lang="en-US">Non interest bearing.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfDepositsLineItems" xlink:label="loc_bns_DisclosureOfDepositsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfDepositsLineItems" xml:lang="en-US">Disclosure Of Deposits [line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfDepositsLineItems" xml:lang="en-US">Disclosure Of Deposits [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfDepositsLineItems" xlink:to="lab_bns_DisclosureOfDepositsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfDepositsLineItems" xml:lang="en-US">Disclosure Of Deposits [line items]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BalancesOnDemandDepositsFromCustomers" xlink:label="loc_ifrs-full_BalancesOnDemandDepositsFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BalancesOnDemandDepositsFromCustomers" xml:lang="en-US">Balances on demand deposits from customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BalancesOnDemandDepositsFromCustomers" xml:lang="en-US">Payable on demand</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BalancesOnDemandDepositsFromCustomers" xlink:to="lab_ifrs-full_BalancesOnDemandDepositsFromCustomers" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BalancesOnNoticeDepositsFromCustomers" xlink:label="loc_bns_BalancesOnNoticeDepositsFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BalancesOnNoticeDepositsFromCustomers" xml:lang="en-US">Balances on notice deposits from customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_BalancesOnNoticeDepositsFromCustomers" xml:lang="en-US">Payable after notice</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BalancesOnNoticeDepositsFromCustomers" xlink:to="lab_bns_BalancesOnNoticeDepositsFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BalancesOnNoticeDepositsFromCustomers" xml:lang="en-US">Balances on notice deposits from customers.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BalancesOnTermDepositsFromCustomers" xlink:label="loc_ifrs-full_BalancesOnTermDepositsFromCustomers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BalancesOnTermDepositsFromCustomers" xml:lang="en-US">Balances on term deposits from customers</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BalancesOnTermDepositsFromCustomers" xml:lang="en-US">Payable on a fixed date</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_BalancesOnTermDepositsFromCustomers" xml:lang="en-US">Foreign term deposits in excess</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BalancesOnTermDepositsFromCustomers" xlink:to="lab_ifrs-full_BalancesOnTermDepositsFromCustomers" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.sec.gov/country/2024/country-2024.xsd#country_GB" xlink:label="loc_country_GB" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_country_GB" xml:lang="en-US">UNITED KINGDOM</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_country_GB" xml:lang="en-US">United Kingdom [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_country_GB" xlink:to="lab_country_GB" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PersonalDepositMember" xlink:label="loc_bns_PersonalDepositMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PersonalDepositMember" xml:lang="en-US">Personal Deposit [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PersonalDepositMember" xml:lang="en-US">Personal [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PersonalDepositMember" xlink:to="lab_bns_PersonalDepositMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PersonalDepositMember" xml:lang="en-US">Personal deposit.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BusinessAndGovernmentDepositsMember" xlink:label="loc_bns_BusinessAndGovernmentDepositsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BusinessAndGovernmentDepositsMember" xml:lang="en-US">Business And Government Deposits [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BusinessAndGovernmentDepositsMember" xml:lang="en-US">Business and government [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BusinessAndGovernmentDepositsMember" xlink:to="lab_bns_BusinessAndGovernmentDepositsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BusinessAndGovernmentDepositsMember" xml:lang="en-US">Business and government.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DepositsFromBankMember" xlink:label="loc_bns_DepositsFromBankMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DepositsFromBankMember" xml:lang="en-US">Deposits from Bank [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DepositsFromBankMember" xml:lang="en-US">Financial institution [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DepositsFromBankMember" xlink:to="lab_bns_DepositsFromBankMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DepositsFromBankMember" xml:lang="en-US">Deposits from bank.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TermDeposits100000OrMore" xlink:label="loc_bns_TermDeposits100000OrMore" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TermDeposits100000OrMore" xml:lang="en-US">Term deposits 100000 or more</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TermDeposits100000OrMore" xml:lang="en-US">Term deposit</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TermDeposits100000OrMore" xlink:to="lab_bns_TermDeposits100000OrMore" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TermDeposits100000OrMore" xml:lang="en-US">Term deposits 100000 or more.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LessThanThreeMonthsMember" xlink:label="loc_bns_LessThanThreeMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LessThanThreeMonthsMember" xml:lang="en-US">Less Than Three Months [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_LessThanThreeMonthsMember" xml:lang="en-US">Within three months [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LessThanThreeMonthsMember" xlink:to="lab_bns_LessThanThreeMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LessThanThreeMonthsMember" xml:lang="en-US">Less than three months.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LaterThanThreeMonthAndNotLaterThanSixMonthsMember" xlink:label="loc_bns_LaterThanThreeMonthAndNotLaterThanSixMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LaterThanThreeMonthAndNotLaterThanSixMonthsMember" xml:lang="en-US">Later than three month and not later than six months [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_LaterThanThreeMonthAndNotLaterThanSixMonthsMember" xml:lang="en-US">Three to six months [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LaterThanThreeMonthAndNotLaterThanSixMonthsMember" xlink:to="lab_bns_LaterThanThreeMonthAndNotLaterThanSixMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LaterThanThreeMonthAndNotLaterThanSixMonthsMember" xml:lang="en-US">Later than three month and not later than six months.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LaterThanSixMonthAndNotLaterThanTwelveMonthsMember" xlink:label="loc_bns_LaterThanSixMonthAndNotLaterThanTwelveMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LaterThanSixMonthAndNotLaterThanTwelveMonthsMember" xml:lang="en-US">Later than six month and not later than twelve months [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_LaterThanSixMonthAndNotLaterThanTwelveMonthsMember" xml:lang="en-US">Six to twelve months [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LaterThanSixMonthAndNotLaterThanTwelveMonthsMember" xlink:to="lab_bns_LaterThanSixMonthAndNotLaterThanTwelveMonthsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LaterThanSixMonthAndNotLaterThanTwelveMonthsMember" xml:lang="en-US">Later than six month and not later than twelve months.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ForeignCountriesMember" xlink:label="loc_ifrs-full_ForeignCountriesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ForeignCountriesMember" xml:lang="en-US">Foreign countries [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ForeignCountriesMember" xml:lang="en-US">Foreign countries [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ForeignCountriesMember" xml:lang="en-US">International [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ForeignCountriesMember" xlink:to="lab_ifrs-full_ForeignCountriesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xml:lang="en-US">Disclosure of detailed information about borrowings [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xml:lang="en-US">Disclosure of detailed information about borrowings [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:label="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xml:lang="en-US">Disclosure of detailed information about borrowings [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xml:lang="en-US">Disclosure of detailed information about borrowings [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" xlink:to="lab_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BorrowingsMaturity" xlink:label="loc_ifrs-full_BorrowingsMaturity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BorrowingsMaturity" xml:lang="en-US">Borrowings, maturity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BorrowingsMaturity" xml:lang="en-US">Maturity date</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsMaturity" xlink:to="lab_ifrs-full_BorrowingsMaturity" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BorrowingsInterestRate" xlink:label="loc_ifrs-full_BorrowingsInterestRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BorrowingsInterestRate" xml:lang="en-US">Borrowings, interest rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_BorrowingsInterestRate" xml:lang="en-US">Interest rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BorrowingsInterestRate" xml:lang="en-US">Borrowings interest rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsInterestRate" xlink:to="lab_ifrs-full_BorrowingsInterestRate" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SubordinatedDebenturesTerms" xlink:label="loc_bns_SubordinatedDebenturesTerms" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SubordinatedDebenturesTerms" xml:lang="en-US">Subordinated debentures terms</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SubordinatedDebenturesTerms" xml:lang="en-US">Description of Term</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SubordinatedDebenturesTerms" xlink:to="lab_bns_SubordinatedDebenturesTerms" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SubordinatedDebenturesTerms" xml:lang="en-US">Subordinated debentures terms.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DatedSubordinatedLiabilities" xlink:label="loc_ifrs-full_DatedSubordinatedLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DatedSubordinatedLiabilities" xml:lang="en-US">Dated subordinated liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DatedSubordinatedLiabilities" xml:lang="en-US">Carrying value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DatedSubordinatedLiabilities" xlink:to="lab_ifrs-full_DatedSubordinatedLiabilities" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_JuneTwoThousandTwentyFiveMember" xlink:label="loc_bns_JuneTwoThousandTwentyFiveMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_JuneTwoThousandTwentyFiveMember" xml:lang="en-US">June two thousand twenty five [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_JuneTwoThousandTwentyFiveMember" xml:lang="en-US">June 2025 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_JuneTwoThousandTwentyFiveMember" xlink:to="lab_bns_JuneTwoThousandTwentyFiveMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_JuneTwoThousandTwentyFiveMember" xml:lang="en-US">June two thousand twenty five.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DecemberTwoThousandTwentyFiveMember" xlink:label="loc_bns_DecemberTwoThousandTwentyFiveMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DecemberTwoThousandTwentyFiveMember" xml:lang="en-US">December two thousand twenty five [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DecemberTwoThousandTwentyFiveMember" xml:lang="en-US">December 2025 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DecemberTwoThousandTwentyFiveMember" xlink:to="lab_bns_DecemberTwoThousandTwentyFiveMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DecemberTwoThousandTwentyFiveMember" xml:lang="en-US">December two thousand twenty five.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MayTwoThousandThirtySevenMember" xlink:label="loc_bns_MayTwoThousandThirtySevenMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MayTwoThousandThirtySevenMember" xml:lang="en-US">May Two Thousand Thirty Seven [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MayTwoThousandThirtySevenMember" xml:lang="en-US">May 2037 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MayTwoThousandThirtySevenMember" xlink:to="lab_bns_MayTwoThousandThirtySevenMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MayTwoThousandThirtyTwoMember" xlink:label="loc_bns_MayTwoThousandThirtyTwoMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MayTwoThousandThirtyTwoMember" xml:lang="en-US">May Two Thousand Thirty Two [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MayTwoThousandThirtyTwoMember" xml:lang="en-US">May 2032 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MayTwoThousandThirtyTwoMember" xlink:to="lab_bns_MayTwoThousandThirtyTwoMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AugustTwoThousandAndThirtyFourMember" xlink:label="loc_bns_AugustTwoThousandAndThirtyFourMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AugustTwoThousandAndThirtyFourMember" xml:lang="en-US">August Two Thousand And Thirty Four [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AugustTwoThousandAndThirtyFourMember" xml:lang="en-US">August 2034 [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AugustTwoThousandAndThirtyFourMember" xlink:to="lab_bns_AugustTwoThousandAndThirtyFourMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DecemberTwoThousandAndThirtyThreeMember" xlink:label="loc_bns_DecemberTwoThousandAndThirtyThreeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DecemberTwoThousandAndThirtyThreeMember" xml:lang="en-US">December Two Thousand And Thirty Three [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DecemberTwoThousandAndThirtyThreeMember" xml:lang="en-US">December&#160;2033 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DecemberTwoThousandAndThirtyThreeMember" xlink:to="lab_bns_DecemberTwoThousandAndThirtyThreeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DecemberTwoThousandAndThirtyThreeMember" xml:lang="en-US">December Two Thousand And Thirty Three [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AugustTwoThousandAndThirtyThreeMember" xlink:label="loc_bns_AugustTwoThousandAndThirtyThreeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AugustTwoThousandAndThirtyThreeMember" xml:lang="en-US">August Two Thousand And Thirty Three [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AugustTwoThousandAndThirtyThreeMember" xml:lang="en-US">August 2033 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AugustTwoThousandAndThirtyThreeMember" xlink:to="lab_bns_AugustTwoThousandAndThirtyThreeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AugustTwoThousandAndThirtyThreeMember" xml:lang="en-US">August Two Thousand And Thirty Three [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DecemberTwoThousandAndThirtyTwoMember" xlink:label="loc_bns_DecemberTwoThousandAndThirtyTwoMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DecemberTwoThousandAndThirtyTwoMember" xml:lang="en-US">December Two Thousand And Thirty Two [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DecemberTwoThousandAndThirtyTwoMember" xml:lang="en-US">December 2032 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DecemberTwoThousandAndThirtyTwoMember" xlink:to="lab_bns_DecemberTwoThousandAndThirtyTwoMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DecemberTwoThousandAndThirtyTwoMember" xml:lang="en-US">December Two Thousand And Thirty Two [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BorrowingRedemptionAxis" xlink:label="loc_bns_BorrowingRedemptionAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BorrowingRedemptionAxis" xml:lang="en-US">Borrowing redemption [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BorrowingRedemptionAxis" xml:lang="en-US">Borrowing redemption [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BorrowingRedemptionAxis" xlink:to="lab_bns_BorrowingRedemptionAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BorrowingRedemptionAxis" xml:lang="en-US">Borrowing redemption [Axis]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BorrowingRedemptionDomain" xlink:label="loc_bns_BorrowingRedemptionDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BorrowingRedemptionDomain" xml:lang="en-US">Borrowing redemption [Domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BorrowingRedemptionDomain" xml:lang="en-US">Borrowing redemption [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BorrowingRedemptionDomain" xlink:to="lab_bns_BorrowingRedemptionDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BorrowingRedemptionDomain" xml:lang="en-US">Borrowing redemption [Domain]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SubordinatedDebenturesEarliestParValueRedemptionDate" xlink:label="loc_bns_SubordinatedDebenturesEarliestParValueRedemptionDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SubordinatedDebenturesEarliestParValueRedemptionDate" xml:lang="en-US">Subordinated debentures earliest par value redemption date</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SubordinatedDebenturesEarliestParValueRedemptionDate" xml:lang="en-US">Redemption Date</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SubordinatedDebenturesEarliestParValueRedemptionDate" xlink:to="lab_bns_SubordinatedDebenturesEarliestParValueRedemptionDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SubordinatedDebenturesEarliestParValueRedemptionDate" xml:lang="en-US">Subordinated debentures earliest par value redemption date.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BorrowingsInterestRateBasis" xlink:label="loc_ifrs-full_BorrowingsInterestRateBasis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BorrowingsInterestRateBasis" xml:lang="en-US">Borrowings, interest rate basis</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BorrowingsInterestRateBasis" xml:lang="en-US">Borrowings interest rate basis</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsInterestRateBasis" xlink:to="lab_ifrs-full_BorrowingsInterestRateBasis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BorrowingsAdjustmentToInterestRateBasis" xlink:label="loc_ifrs-full_BorrowingsAdjustmentToInterestRateBasis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BorrowingsAdjustmentToInterestRateBasis" xml:lang="en-US">Borrowings, adjustment to interest rate basis</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BorrowingsAdjustmentToInterestRateBasis" xml:lang="en-US">Borrowings, adjustment to interest rate basis</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BorrowingsAdjustmentToInterestRateBasis" xlink:to="lab_ifrs-full_BorrowingsAdjustmentToInterestRateBasis" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ConversionPriceEquivalentPercentage" xlink:label="loc_bns_ConversionPriceEquivalentPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ConversionPriceEquivalentPercentage" xml:lang="en-US">Conversion price equivalent percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_ConversionPriceEquivalentPercentage" xml:lang="en-US">Conversion of rate outstanding NVCC</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ConversionPriceEquivalentPercentage" xlink:to="lab_bns_ConversionPriceEquivalentPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ConversionPriceEquivalentPercentage" xml:lang="en-US">Conversion price equivalent percentage.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ConversionOfFloorPrice" xlink:label="loc_bns_ConversionOfFloorPrice" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ConversionOfFloorPrice" xml:lang="en-US">Conversion of floor price</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ConversionOfFloorPrice" xml:lang="en-US">Conversion of floor price</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ConversionOfFloorPrice" xlink:to="lab_bns_ConversionOfFloorPrice" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ConversionOfFloorPrice" xml:lang="en-US">Conversion of floor price.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SubordinatedIndebtednessCarryingValue" xlink:label="loc_bns_SubordinatedIndebtednessCarryingValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SubordinatedIndebtednessCarryingValue" xml:lang="en-US">Subordinated Indebtedness Carrying Value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SubordinatedIndebtednessCarryingValue" xml:lang="en-US">Subordinated Indebtedness Carrying Value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SubordinatedIndebtednessCarryingValue" xlink:to="lab_bns_SubordinatedIndebtednessCarryingValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SubordinatedIndebtednessCarryingValue" xml:lang="en-US">Subordinated indebtedness carrying value.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SubordinatedDebenturesNonViabilityContingentCapitalMember" xlink:label="loc_bns_SubordinatedDebenturesNonViabilityContingentCapitalMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SubordinatedDebenturesNonViabilityContingentCapitalMember" xml:lang="en-US">Subordinated debentures non viability contingent capital [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SubordinatedDebenturesNonViabilityContingentCapitalMember" xml:lang="en-US">Subordinated debentures non viability contingent capital [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SubordinatedDebenturesNonViabilityContingentCapitalMember" xlink:to="lab_bns_SubordinatedDebenturesNonViabilityContingentCapitalMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SubordinatedDebenturesNonViabilityContingentCapitalMember" xml:lang="en-US">Subordinated debentures non viability contingent capital.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ForeignCurrencyRiskAxis" xlink:label="loc_bns_ForeignCurrencyRiskAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ForeignCurrencyRiskAxis" xml:lang="en-US">Foreign currency risk [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ForeignCurrencyRiskAxis" xml:lang="en-US">Foreign currency risk [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ForeignCurrencyRiskAxis" xlink:to="lab_bns_ForeignCurrencyRiskAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ForeignCurrencyRiskAxis" xml:lang="en-US">Foreign currency risk.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ForeignCurrencyRiskDomain" xlink:label="loc_bns_ForeignCurrencyRiskDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ForeignCurrencyRiskDomain" xml:lang="en-US">Foreign currency risk [Domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ForeignCurrencyRiskDomain" xml:lang="en-US">Foreign currency risk [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ForeignCurrencyRiskDomain" xlink:to="lab_bns_ForeignCurrencyRiskDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ForeignCurrencyRiskDomain" xml:lang="en-US">Foreign currency risk.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesAbstract" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesAbstract" xml:lang="en-US">Disclosure of financial liabilities [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesAbstract" xlink:to="lab_ifrs-full_DisclosureOfFinancialLiabilitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesTable" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesTable" xml:lang="en-US">Disclosure of financial liabilities [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesTable" xml:lang="en-US">Disclosure of financial liabilities [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesTable" xlink:to="lab_ifrs-full_DisclosureOfFinancialLiabilitiesTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" xml:lang="en-US">Disclosure of financial liabilities [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" xml:lang="en-US">Disclosure of financial liabilities [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" xlink:to="lab_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestPayable" xlink:label="loc_ifrs-full_InterestPayable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestPayable" xml:lang="en-US">Interest payable</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestPayable" xml:lang="en-US">Accrued interest</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestPayable" xlink:to="lab_ifrs-full_InterestPayable" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AccountsPayableAndAccruedExpenses" xlink:label="loc_bns_AccountsPayableAndAccruedExpenses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AccountsPayableAndAccruedExpenses" xml:lang="en-US">Accounts payable and accrued expenses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AccountsPayableAndAccruedExpenses" xml:lang="en-US">Accounts payable and accrued expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AccountsPayableAndAccruedExpenses" xlink:to="lab_bns_AccountsPayableAndAccruedExpenses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AccountsPayableAndAccruedExpenses" xml:lang="en-US">Accounts payable and accrued expenses.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentTaxLiabilitiesCurrent" xlink:label="loc_ifrs-full_CurrentTaxLiabilitiesCurrent" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CurrentTaxLiabilitiesCurrent" xml:lang="en-US">Current tax liabilities, current</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CurrentTaxLiabilitiesCurrent" xml:lang="en-US">Current tax liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentTaxLiabilitiesCurrent" xlink:to="lab_ifrs-full_CurrentTaxLiabilitiesCurrent" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DeferredTaxLiabilities" xlink:label="loc_ifrs-full_DeferredTaxLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxLiabilities" xml:lang="en-US">Deferred Tax Liabilities, Net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_DeferredTaxLiabilities" xml:lang="en-US">Deferred tax liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxLiabilities" xlink:to="lab_ifrs-full_DeferredTaxLiabilities" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GoldAndSilverCertificatesAndBullion" xlink:label="loc_bns_GoldAndSilverCertificatesAndBullion" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GoldAndSilverCertificatesAndBullion" xml:lang="en-US">Gold and silver certificates and bullion</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GoldAndSilverCertificatesAndBullion" xml:lang="en-US">Gold and silver certificates and bullion</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GoldAndSilverCertificatesAndBullion" xlink:to="lab_bns_GoldAndSilverCertificatesAndBullion" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GoldAndSilverCertificatesAndBullion" xml:lang="en-US">Gold and silver certificates and bullion.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MarginAndCollateralAccounts" xlink:label="loc_bns_MarginAndCollateralAccounts" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MarginAndCollateralAccounts" xml:lang="en-US">Margin and collateral accounts</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MarginAndCollateralAccounts" xml:lang="en-US">Margin and collateral accounts</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MarginAndCollateralAccounts" xlink:to="lab_bns_MarginAndCollateralAccounts" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MarginAndCollateralAccounts" xml:lang="en-US">Margin and collateral accounts.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SegregatedFundLiabilities" xlink:label="loc_bns_SegregatedFundLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SegregatedFundLiabilities" xml:lang="en-US">Segregated Fund Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SegregatedFundLiabilities" xml:lang="en-US">Segregated fund liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SegregatedFundLiabilities" xlink:to="lab_bns_SegregatedFundLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SegregatedFundLiabilities" xml:lang="en-US">Segregated fund liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TradeAndOtherPayables" xlink:label="loc_ifrs-full_TradeAndOtherPayables" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TradeAndOtherPayables" xml:lang="en-US">Trade and other payables</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TradeAndOtherPayables" xml:lang="en-US">Payables to brokers, dealers and clients</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TradeAndOtherPayables" xlink:to="lab_ifrs-full_TradeAndOtherPayables" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_Provisions" xlink:label="loc_ifrs-full_Provisions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_Provisions" xml:lang="en-US">Provisions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_Provisions" xml:lang="en-US">Provisions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_Provisions" xlink:to="lab_ifrs-full_Provisions" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OffBalanceSheetExposure" xlink:label="loc_bns_OffBalanceSheetExposure" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OffBalanceSheetExposure" xml:lang="en-US">Off Balance Sheet Exposure</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_OffBalanceSheetExposure" xml:lang="en-US">Allowance for credit losses on off-balance sheet exposures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OffBalanceSheetExposure" xlink:to="lab_bns_OffBalanceSheetExposure" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OffBalanceSheetExposure" xml:lang="en-US">Off Balance Sheet Exposure</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PensionLiabilities" xlink:label="loc_bns_PensionLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PensionLiabilities" xml:lang="en-US">Pension liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_PensionLiabilities" xml:lang="en-US">Pension liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PensionLiabilities" xlink:to="lab_bns_PensionLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PensionLiabilities" xml:lang="en-US">Pension liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherLiabilitiesOfSubsidiariesAndStructuredEntities" xlink:label="loc_bns_OtherLiabilitiesOfSubsidiariesAndStructuredEntities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherLiabilitiesOfSubsidiariesAndStructuredEntities" xml:lang="en-US">Other liabilities of subsidiaries and structured entities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherLiabilitiesOfSubsidiariesAndStructuredEntities" xml:lang="en-US">Other liabilities of subsidiaries and structured entities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherLiabilitiesOfSubsidiariesAndStructuredEntities" xlink:to="lab_bns_OtherLiabilitiesOfSubsidiariesAndStructuredEntities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherLiabilitiesOfSubsidiariesAndStructuredEntities" xml:lang="en-US">Other liabilities of subsidiaries and structured entities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherLiabilitiesOther" xlink:label="loc_bns_OtherLiabilitiesOther" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherLiabilitiesOther" xml:lang="en-US">Other liabilities other</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherLiabilitiesOther" xml:lang="en-US">Other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherLiabilitiesOther" xlink:to="lab_bns_OtherLiabilitiesOther" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherLiabilitiesOther" xml:lang="en-US">Other liabilities other.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MiscellaneousOtherLiabilities" xlink:label="loc_bns_MiscellaneousOtherLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MiscellaneousOtherLiabilities" xml:lang="en-US">Miscellaneous Other Liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_MiscellaneousOtherLiabilities" xml:lang="en-US">Total</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MiscellaneousOtherLiabilities" xlink:to="lab_bns_MiscellaneousOtherLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MiscellaneousOtherLiabilities" xml:lang="en-US">Miscellaneous other liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LeaseLiabilities" xlink:label="loc_ifrs-full_LeaseLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LeaseLiabilities" xml:lang="en-US">Lease liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LeaseLiabilities" xlink:to="lab_ifrs-full_LeaseLiabilities" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfLeasePaymentsToBeMadeAbstract" xlink:label="loc_bns_DisclosureOfLeasePaymentsToBeMadeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfLeasePaymentsToBeMadeAbstract" xml:lang="en-US">Disclosure Of Lease Payments To Be Made [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfLeasePaymentsToBeMadeAbstract" xlink:to="lab_bns_DisclosureOfLeasePaymentsToBeMadeAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfLeasePaymentsToBeMadeTable" xlink:label="loc_bns_DisclosureOfLeasePaymentsToBeMadeTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfLeasePaymentsToBeMadeTable" xml:lang="en-US">Disclosure Of Lease Payments To Be Made [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfLeasePaymentsToBeMadeTable" xlink:to="lab_bns_DisclosureOfLeasePaymentsToBeMadeTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems" xml:lang="en-US">Disclosure of maturity analysis of operating lease payments [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems" xml:lang="en-US">Disclosure of Operating Lease Undiscounted Lease Liabilities [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems" xlink:to="lab_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GrossLeaseLiabilities" xlink:label="loc_ifrs-full_GrossLeaseLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GrossLeaseLiabilities" xml:lang="en-US">Gross lease liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_GrossLeaseLiabilities" xml:lang="en-US">Gross lease liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GrossLeaseLiabilities" xlink:to="lab_ifrs-full_GrossLeaseLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember" xlink:label="loc_ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember" xml:lang="en-US">Later than two years and not later than three years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember" xml:lang="en-US">2 to 3 years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember" xlink:to="lab_ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LaterThanThreeYearsAndNotLaterThanFourYearsMember" xlink:label="loc_ifrs-full_LaterThanThreeYearsAndNotLaterThanFourYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanThreeYearsAndNotLaterThanFourYearsMember" xml:lang="en-US">Later than three years and not later than four years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanThreeYearsAndNotLaterThanFourYearsMember" xml:lang="en-US">3 to 4 years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanThreeYearsAndNotLaterThanFourYearsMember" xlink:to="lab_ifrs-full_LaterThanThreeYearsAndNotLaterThanFourYearsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember" xlink:label="loc_ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember" xml:lang="en-US">Later than four years and not later than five years [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember" xml:lang="en-US">4 to 5 years [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember" xlink:to="lab_ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfProvisionsAbstract" xlink:label="loc_bns_DisclosureOfProvisionsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfProvisionsAbstract" xml:lang="en-US">Disclosure Of Provisions [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfProvisionsAbstract" xlink:to="lab_bns_DisclosureOfProvisionsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfProvisionsAbstract" xml:lang="en-US">Abstract represents disclosure of provisions.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfOtherProvisionsTable" xlink:label="loc_ifrs-full_DisclosureOfOtherProvisionsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOtherProvisionsTable" xml:lang="en-US">Disclosure of other provisions [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOtherProvisionsTable" xml:lang="en-US">Disclosure of other provisions [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOtherProvisionsTable" xlink:to="lab_ifrs-full_DisclosureOfOtherProvisionsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfProvisionsAxis" xlink:label="loc_ifrs-full_ClassesOfProvisionsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfProvisionsAxis" xml:lang="en-US">Classes of other provisions [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfProvisionsAxis" xml:lang="en-US">Classes of other provisions [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfProvisionsAxis" xlink:to="lab_ifrs-full_ClassesOfProvisionsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfOtherProvisionsDomain" xlink:label="loc_ifrs-full_ClassesOfOtherProvisionsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfOtherProvisionsDomain" xml:lang="en-US">Classes of other provisions [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfOtherProvisionsDomain" xlink:to="lab_ifrs-full_ClassesOfOtherProvisionsDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LitigationAndOtherMember" xlink:label="loc_bns_LitigationAndOtherMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LitigationAndOtherMember" xml:lang="en-US">Litigation and other [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_LitigationAndOtherMember" xml:lang="en-US">Litigation and other [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LitigationAndOtherMember" xlink:to="lab_bns_LitigationAndOtherMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LitigationAndOtherMember" xml:lang="en-US">Litigation and other.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfOtherProvisionsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOtherProvisionsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOtherProvisionsLineItems" xml:lang="en-US">Disclosure of other provisions [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOtherProvisionsLineItems" xml:lang="en-US">Disclosure of other provisions [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOtherProvisionsLineItems" xlink:to="lab_ifrs-full_DisclosureOfOtherProvisionsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherProvisions" xlink:label="loc_ifrs-full_OtherProvisions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherProvisions" xml:lang="en-US">Other provisions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_OtherProvisions" xml:lang="en-US">Beginning balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_OtherProvisions" xml:lang="en-US">Ending balance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherProvisions" xlink:to="lab_ifrs-full_OtherProvisions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdditionalProvisionsOtherProvisions" xlink:label="loc_ifrs-full_AdditionalProvisionsOtherProvisions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdditionalProvisionsOtherProvisions" xml:lang="en-US">Additional provisions, other provisions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdditionalProvisionsOtherProvisions" xml:lang="en-US">Provisions made during the year</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdditionalProvisionsOtherProvisions" xlink:to="lab_ifrs-full_AdditionalProvisionsOtherProvisions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProvisionUsedOtherProvisions" xlink:label="loc_ifrs-full_ProvisionUsedOtherProvisions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProvisionUsedOtherProvisions" xml:lang="en-US">Provision used, other provisions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_ProvisionUsedOtherProvisions" xml:lang="en-US">Provisions utilized / released during the year</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProvisionUsedOtherProvisions" xlink:to="lab_ifrs-full_ProvisionUsedOtherProvisions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SignificantInvestmentsInSubsidiariesAxis" xlink:label="loc_ifrs-full_SignificantInvestmentsInSubsidiariesAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis" xml:lang="en-US">Subsidiaries [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis" xml:lang="en-US">Subsidiaries [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SignificantInvestmentsInSubsidiariesAxis" xlink:to="lab_ifrs-full_SignificantInvestmentsInSubsidiariesAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SignificantInvestmentsInSubsidiariesDomain" xlink:label="loc_ifrs-full_SignificantInvestmentsInSubsidiariesDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SignificantInvestmentsInSubsidiariesDomain" xml:lang="en-US">Subsidiaries [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SignificantInvestmentsInSubsidiariesDomain" xml:lang="en-US">Entity's total for subsidiaries [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SignificantInvestmentsInSubsidiariesDomain" xlink:to="lab_ifrs-full_SignificantInvestmentsInSubsidiariesDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SegmentsAxis" xlink:label="loc_ifrs-full_SegmentsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SegmentsAxis" xml:lang="en-US">Segments [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SegmentsAxis" xml:lang="en-US">Segments [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SegmentsAxis" xlink:to="lab_ifrs-full_SegmentsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SegmentsDomain" xlink:label="loc_ifrs-full_SegmentsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SegmentsDomain" xml:lang="en-US">Segments [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SegmentsDomain" xml:lang="en-US">Segments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SegmentsDomain" xlink:to="lab_ifrs-full_SegmentsDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherOperatingSegmentMember" xlink:label="loc_bns_OtherOperatingSegmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherOperatingSegmentMember" xml:lang="en-US">Other operating segment [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherOperatingSegmentMember" xlink:to="lab_bns_OtherOperatingSegmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherOperatingSegmentMember" xml:lang="en-US">Other operating segment.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LegalProceedingsProvision" xlink:label="loc_ifrs-full_LegalProceedingsProvision" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LegalProceedingsProvision" xml:lang="en-US">Legal proceedings provision</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LegalProceedingsProvision" xml:lang="en-US">Amount of taxable temporary differences associated with investments in subsidiaries, associates and interests in joint ventures for which deferred tax liabilities have not been recognized</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LegalProceedingsProvision" xlink:to="lab_ifrs-full_LegalProceedingsProvision" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NetExpensesOfRestructuringActivities" xlink:label="loc_bns_NetExpensesOfRestructuringActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NetExpensesOfRestructuringActivities" xml:lang="en-US">Net Expenses Of Restructuring Activities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NetExpensesOfRestructuringActivities" xml:lang="en-US">Net expenses of restructuring activities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NetExpensesOfRestructuringActivities" xlink:to="lab_bns_NetExpensesOfRestructuringActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NetExpensesOfRestructuringActivities" xml:lang="en-US">Net expenses of restructuring activities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ExpenseOfRestructuringActivities" xlink:label="loc_ifrs-full_ExpenseOfRestructuringActivities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ExpenseOfRestructuringActivities" xml:lang="en-US">Expense of restructuring activities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExpenseOfRestructuringActivities" xlink:to="lab_ifrs-full_ExpenseOfRestructuringActivities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NewProvisionsOtherProvisions" xlink:label="loc_ifrs-full_NewProvisionsOtherProvisions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NewProvisionsOtherProvisions" xml:lang="en-US">New provisions, other provisions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NewProvisionsOtherProvisions" xlink:to="lab_ifrs-full_NewProvisionsOtherProvisions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LongtermRestructuringProvision" xlink:label="loc_ifrs-full_LongtermRestructuringProvision" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LongtermRestructuringProvision" xml:lang="en-US">Non-current restructuring provision</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LongtermRestructuringProvision" xml:lang="en-US">Non-current restructuring provision</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LongtermRestructuringProvision" xlink:to="lab_ifrs-full_LongtermRestructuringProvision" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LegalProceedingsProvisionMember" xlink:label="loc_ifrs-full_LegalProceedingsProvisionMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LegalProceedingsProvisionMember" xml:lang="en-US">Legal proceedings provision [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LegalProceedingsProvisionMember" xlink:to="lab_ifrs-full_LegalProceedingsProvisionMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalAbstract" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalAbstract" xml:lang="en-US">Disclosure of classes of share capital [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalAbstract" xlink:to="lab_ifrs-full_DisclosureOfClassesOfShareCapitalAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalTable" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalTable" xml:lang="en-US">Disclosure of classes of share capital [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalTable" xml:lang="en-US">Disclosure of classes of share capital [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalTable" xlink:to="lab_ifrs-full_DisclosureOfClassesOfShareCapitalTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xlink:label="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xml:lang="en-US">Disclosure of classes of share capital [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xml:lang="en-US">Disclosure of classes of share capital [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" xlink:to="lab_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NumberOfSharesIssuedAndFullyPaid" xlink:label="loc_ifrs-full_NumberOfSharesIssuedAndFullyPaid" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NumberOfSharesIssuedAndFullyPaid" xml:lang="en-US">Number of shares issued and fully paid</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_NumberOfSharesIssuedAndFullyPaid" xml:lang="en-US">Outstanding at beginning of year</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_NumberOfSharesIssuedAndFullyPaid" xml:lang="en-US">Outstanding at end of year</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfSharesIssuedAndFullyPaid" xlink:to="lab_ifrs-full_NumberOfSharesIssuedAndFullyPaid" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NumberOfSharesIssuedUnderShareholderDividendAndSharePurchasePlan" xlink:label="loc_bns_NumberOfSharesIssuedUnderShareholderDividendAndSharePurchasePlan" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NumberOfSharesIssuedUnderShareholderDividendAndSharePurchasePlan" xml:lang="en-US">Number of shares issued under Shareholder Dividend and Share Purchase Plan</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NumberOfSharesIssuedUnderShareholderDividendAndSharePurchasePlan" xml:lang="en-US">Issued in relation to share-based payments, net (shares)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NumberOfSharesIssuedUnderShareholderDividendAndSharePurchasePlan" xlink:to="lab_bns_NumberOfSharesIssuedUnderShareholderDividendAndSharePurchasePlan" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NumberOfSharesIssuedUnderShareholderDividendAndSharePurchasePlan" xml:lang="en-US">Number of shares issued under Shareholder Dividend and Share Purchase Plan.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SharesRepurchasedAndCancelledShares" xlink:label="loc_bns_SharesRepurchasedAndCancelledShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SharesRepurchasedAndCancelledShares" xml:lang="en-US">Shares Repurchased and Cancelled, shares</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_SharesRepurchasedAndCancelledShares" xml:lang="en-US">Repurchased for cancellation under the Normal Course Issuer Bid (shares)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SharesRepurchasedAndCancelledShares" xlink:to="lab_bns_SharesRepurchasedAndCancelledShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SharesRepurchasedAndCancelledShares" xml:lang="en-US">Shares repurchased and cancelled, shares.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReductionOfIssuedCapital" xlink:label="loc_ifrs-full_ReductionOfIssuedCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReductionOfIssuedCapital" xml:lang="en-US">Reduction of issued capital</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_ReductionOfIssuedCapital" xml:lang="en-US">Repurchased for cancellation under the Normal Course Issuer Bid</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReductionOfIssuedCapital" xlink:to="lab_ifrs-full_ReductionOfIssuedCapital" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseThroughDividendReinvestmentAndSharePurchasePlan" xlink:label="loc_bns_IncreaseDecreaseThroughDividendReinvestmentAndSharePurchasePlan" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseThroughDividendReinvestmentAndSharePurchasePlan" xml:lang="en-US">Increase Decrease Through Dividend Reinvestment And Share Purchase Plan</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncreaseDecreaseThroughDividendReinvestmentAndSharePurchasePlan" xml:lang="en-US">Issued in relation to the Shareholder Dividend and Share Purchase Plan</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseThroughDividendReinvestmentAndSharePurchasePlan" xlink:to="lab_bns_IncreaseDecreaseThroughDividendReinvestmentAndSharePurchasePlan" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseThroughDividendReinvestmentAndSharePurchasePlan" xml:lang="en-US">Increase Decrease Through dividend reinvestment and share purchase plan.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NumberOfSharesIssuedInRelationToTheDividendReinvestmentAndSharePurchasePlan" xlink:label="loc_bns_NumberOfSharesIssuedInRelationToTheDividendReinvestmentAndSharePurchasePlan" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NumberOfSharesIssuedInRelationToTheDividendReinvestmentAndSharePurchasePlan" xml:lang="en-US">Number Of Shares Issued In Relation To The Dividend Reinvestment And Share Purchase Plan</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NumberOfSharesIssuedInRelationToTheDividendReinvestmentAndSharePurchasePlan" xml:lang="en-US">Issued in relation to the Shareholder Dividend and Share Purchase Plan (shares)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NumberOfSharesIssuedInRelationToTheDividendReinvestmentAndSharePurchasePlan" xlink:to="lab_bns_NumberOfSharesIssuedInRelationToTheDividendReinvestmentAndSharePurchasePlan" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NumberOfSharesIssuedInRelationToTheDividendReinvestmentAndSharePurchasePlan" xml:lang="en-US">Number of shares issued in relation to the dividend reinvestment and share purchase plan.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SharesSoldToFacilitateTradingInstitutionalClientActivity" xlink:label="loc_bns_SharesSoldToFacilitateTradingInstitutionalClientActivity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SharesSoldToFacilitateTradingInstitutionalClientActivity" xml:lang="en-US">Shares sold to facilitate trading institutional client activity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SharesSoldToFacilitateTradingInstitutionalClientActivity" xml:lang="en-US">Number of shares sold to facilitate trading/institutional client activity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SharesSoldToFacilitateTradingInstitutionalClientActivity" xlink:to="lab_bns_SharesSoldToFacilitateTradingInstitutionalClientActivity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SharesSoldToFacilitateTradingInstitutionalClientActivity" xml:lang="en-US">Shares sold to facilitate trading/institutional client activity.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SharesBoughtToFacilitateTradingInstitutionalClientActivity" xlink:label="loc_bns_SharesBoughtToFacilitateTradingInstitutionalClientActivity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SharesBoughtToFacilitateTradingInstitutionalClientActivity" xml:lang="en-US">Shares bought to facilitate trading institutional client activity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SharesBoughtToFacilitateTradingInstitutionalClientActivity" xml:lang="en-US">Number of shares bought to facilitate trading/institutional client activity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SharesBoughtToFacilitateTradingInstitutionalClientActivity" xlink:to="lab_bns_SharesBoughtToFacilitateTradingInstitutionalClientActivity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SharesBoughtToFacilitateTradingInstitutionalClientActivity" xml:lang="en-US">Shares bought to facilitate trading/institutional client activity.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PlanOneAxis" xlink:label="loc_bns_PlanOneAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PlanOneAxis" xml:lang="en-US">Plan One [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PlanOneAxis" xlink:to="lab_bns_PlanOneAxis" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PlanOneMember" xlink:label="loc_bns_PlanOneMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PlanOneMember" xml:lang="en-US">Plan One [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PlanOneMember" xlink:to="lab_bns_PlanOneMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DividendsPaidOrdinaryShares" xlink:label="loc_ifrs-full_DividendsPaidOrdinaryShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DividendsPaidOrdinaryShares" xml:lang="en-US">Dividends paid, ordinary shares</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DividendsPaidOrdinaryShares" xml:lang="en-US">Dividend paid</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaidOrdinaryShares" xlink:to="lab_ifrs-full_DividendsPaidOrdinaryShares" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DividendsDeclaredPerOrdinaryShares" xlink:label="loc_bns_DividendsDeclaredPerOrdinaryShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DividendsDeclaredPerOrdinaryShares" xml:lang="en-US">Dividends Declared Per Ordinary Shares</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DividendsDeclaredPerOrdinaryShares" xml:lang="en-US">Quarterly dividend payable declared</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DividendsDeclaredPerOrdinaryShares" xlink:to="lab_bns_DividendsDeclaredPerOrdinaryShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DividendsDeclaredPerOrdinaryShares" xml:lang="en-US">Dividends Declared per ordinary shares.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DividendsRecordDate" xlink:label="loc_bns_DividendsRecordDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DividendsRecordDate" xml:lang="en-US">Dividends record date</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DividendsRecordDate" xml:lang="en-US">Dividend recorded date</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DividendsRecordDate" xlink:to="lab_bns_DividendsRecordDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DividendsRecordDate" xml:lang="en-US">Dividends record date.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DividendPayableDate" xlink:label="loc_bns_DividendPayableDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DividendPayableDate" xml:lang="en-US">Dividend payable date</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DividendPayableDate" xml:lang="en-US">Dividend payable date</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DividendPayableDate" xlink:to="lab_bns_DividendPayableDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DividendPayableDate" xml:lang="en-US">Dividend payable date.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NumberOfSharesIssuedOrIssuableUponConversionOfConvertibleInstrument" xlink:label="loc_bns_NumberOfSharesIssuedOrIssuableUponConversionOfConvertibleInstrument" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NumberOfSharesIssuedOrIssuableUponConversionOfConvertibleInstrument" xml:lang="en-US">Number Of Shares Issued Or Issuable Upon Conversion Of Convertible Instrument</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NumberOfSharesIssuedOrIssuableUponConversionOfConvertibleInstrument" xml:lang="en-US">Stock issuable on conversion of instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NumberOfSharesIssuedOrIssuableUponConversionOfConvertibleInstrument" xlink:to="lab_bns_NumberOfSharesIssuedOrIssuableUponConversionOfConvertibleInstrument" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NumberOfSharesIssuedOrIssuableUponConversionOfConvertibleInstrument" xml:lang="en-US">Number of shares issued or issuable upon conversion of convertible instrument.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InterestPaid1" xlink:label="loc_bns_InterestPaid1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InterestPaid1" xml:lang="en-US">Interest Paid 1</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InterestPaid1" xml:lang="en-US">Interest paid</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InterestPaid1" xlink:to="lab_bns_InterestPaid1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InterestPaid1" xml:lang="en-US">Interest paid 1.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncomeTaxesNet" xlink:label="loc_bns_IncomeTaxesNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncomeTaxesNet" xml:lang="en-US">Income Taxes Net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncomeTaxesNet" xml:lang="en-US">Net income taxes</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncomeTaxesNet" xlink:to="lab_bns_IncomeTaxesNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncomeTaxesNet" xml:lang="en-US">Income taxes, net.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AveragePricePerShare" xlink:label="loc_bns_AveragePricePerShare" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AveragePricePerShare" xml:lang="en-US">Average Price Per Share</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AveragePricePerShare" xml:lang="en-US">Average price per share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AveragePricePerShare" xlink:to="lab_bns_AveragePricePerShare" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AveragePricePerShare" xml:lang="en-US">Average price per share.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseInRepurchaseOfCancellationOfChares" xlink:label="loc_bns_IncreaseDecreaseInRepurchaseOfCancellationOfChares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseInRepurchaseOfCancellationOfChares" xml:lang="en-US">Increase Decrease In Repurchase Of Cancellation Of Chares</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseInRepurchaseOfCancellationOfChares" xlink:to="lab_bns_IncreaseDecreaseInRepurchaseOfCancellationOfChares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseInRepurchaseOfCancellationOfChares" xml:lang="en-US">Increase decrease in repurchase of cancellation of chares.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RepurchasedForCancellationOfCommonShare" xlink:label="loc_bns_RepurchasedForCancellationOfCommonShare" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RepurchasedForCancellationOfCommonShare" xml:lang="en-US">Repurchased For Cancellation Of Common Share</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RepurchasedForCancellationOfCommonShare" xml:lang="en-US">Repurchased for cancellation of common share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RepurchasedForCancellationOfCommonShare" xlink:to="lab_bns_RepurchasedForCancellationOfCommonShare" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RepurchasedForCancellationOfCommonShare" xml:lang="en-US">Repurchased for cancellation of common share.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NonadjustingEventsAfterReportingPeriodAxis" xlink:label="loc_ifrs-full_NonadjustingEventsAfterReportingPeriodAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodAxis" xml:lang="en-US">Non-adjusting events after reporting period [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodAxis" xml:lang="en-US">Non-adjusting events after reporting period [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NonadjustingEventsAfterReportingPeriodAxis" xlink:to="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" xlink:label="loc_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" xml:lang="en-US">Non-adjusting events after reporting period [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" xml:lang="en-US">Non-adjusting events after reporting period [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" xlink:to="lab_ifrs-full_NonadjustingEventsAfterReportingPeriodDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherEquityInstrumentsIssueDate" xlink:label="loc_bns_OtherEquityInstrumentsIssueDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherEquityInstrumentsIssueDate" xml:lang="en-US">Other Equity Instruments Issue Date</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherEquityInstrumentsIssueDate" xml:lang="en-US">Other equity instruments first issue date</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherEquityInstrumentsIssueDate" xlink:to="lab_bns_OtherEquityInstrumentsIssueDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherEquityInstrumentsIssueDate" xml:lang="en-US">Other equity instruments issue date.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherEquityInstrumentsInterestPerAnnumAfterResetDate" xlink:label="loc_bns_OtherEquityInstrumentsInterestPerAnnumAfterResetDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherEquityInstrumentsInterestPerAnnumAfterResetDate" xml:lang="en-US">Other Equity Instruments Interest Per Annum After Reset Date</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherEquityInstrumentsInterestPerAnnumAfterResetDate" xml:lang="en-US">Other equity instruments interest per annum after reset date</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherEquityInstrumentsInterestPerAnnumAfterResetDate" xlink:to="lab_bns_OtherEquityInstrumentsInterestPerAnnumAfterResetDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherEquityInstrumentsInterestPerAnnumAfterResetDate" xml:lang="en-US">Other equity instruments interest per annum after reset date</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherEquityInstrumentsNotionalAmount" xlink:label="loc_bns_OtherEquityInstrumentsNotionalAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherEquityInstrumentsNotionalAmount" xml:lang="en-US">Other Equity Instruments Notional Amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherEquityInstrumentsNotionalAmount" xml:lang="en-US">Other equity instruments Notional Amount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherEquityInstrumentsNotionalAmount" xlink:to="lab_bns_OtherEquityInstrumentsNotionalAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherEquityInstrumentsNotionalAmount" xml:lang="en-US">Other equity instruments notional amount.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherEquityInterestPerAnnum" xlink:label="loc_bns_OtherEquityInterestPerAnnum" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherEquityInterestPerAnnum" xml:lang="en-US">Other Equity Interest Per Annum</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_OtherEquityInterestPerAnnum" xml:lang="en-US">Interest rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherEquityInterestPerAnnum" xlink:to="lab_bns_OtherEquityInterestPerAnnum" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherEquityInterestPerAnnum" xml:lang="en-US">Other equity interest per annum.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherEquityValue" xlink:label="loc_bns_OtherEquityValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherEquityValue" xml:lang="en-US">Other Equity Value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherEquityValue" xml:lang="en-US">Total other equity instruments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherEquityValue" xlink:to="lab_bns_OtherEquityValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherEquityValue" xml:lang="en-US">Other equity value.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DistributionsPaidPerNote" xlink:label="loc_bns_DistributionsPaidPerNote" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DistributionsPaidPerNote" xml:lang="en-US">Distributions Paid Per Note</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DistributionsPaidPerNote" xml:lang="en-US">Distributions paid per note</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DistributionsPaidPerNote" xlink:to="lab_bns_DistributionsPaidPerNote" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DistributionsPaidPerNote" xml:lang="en-US">Distributions paid per note.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RedemptionFrequencyAfterReset" xlink:label="loc_bns_RedemptionFrequencyAfterReset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RedemptionFrequencyAfterReset" xml:lang="en-US">Redemption Frequency After Reset</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RedemptionFrequencyAfterReset" xml:lang="en-US">Redemption frequency after reset</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RedemptionFrequencyAfterReset" xlink:to="lab_bns_RedemptionFrequencyAfterReset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RedemptionFrequencyAfterReset" xml:lang="en-US">Redemption Frequency After Reset</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InterestRateAfterReset" xlink:label="loc_bns_InterestRateAfterReset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InterestRateAfterReset" xml:lang="en-US">Interest rate after reset</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InterestRateAfterReset" xml:lang="en-US">Interest rate after reset</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InterestRateAfterReset" xlink:to="lab_bns_InterestRateAfterReset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InterestRateAfterReset" xml:lang="en-US">Interest rate
after reset</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdditionalTier1CapitalInstrumentsOneMember" xlink:label="loc_bns_AdditionalTier1CapitalInstrumentsOneMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdditionalTier1CapitalInstrumentsOneMember" xml:lang="en-US">Additional Tier1 capital instruments One [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdditionalTier1CapitalInstrumentsOneMember" xlink:to="lab_bns_AdditionalTier1CapitalInstrumentsOneMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdditionalTier1CapitalInstrumentsOneMember" xml:lang="en-US">Additional Tier1 capital instruments One.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdditionalTier1CapitalInstrumentsTwoMember" xlink:label="loc_bns_AdditionalTier1CapitalInstrumentsTwoMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdditionalTier1CapitalInstrumentsTwoMember" xml:lang="en-US">Additional Tier1 capital instruments Two [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AdditionalTier1CapitalInstrumentsTwoMember" xml:lang="en-US">Additional Tier1 capital instruments Two [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdditionalTier1CapitalInstrumentsTwoMember" xlink:to="lab_bns_AdditionalTier1CapitalInstrumentsTwoMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdditionalTier1CapitalInstrumentsTwoMember" xml:lang="en-US">Additional Tier1 capital instruments Two</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LimitedRecourseCapitalNotesSeriesOneMember" xlink:label="loc_bns_LimitedRecourseCapitalNotesSeriesOneMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LimitedRecourseCapitalNotesSeriesOneMember" xml:lang="en-US">Limited Recourse Capital Notes Series One [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LimitedRecourseCapitalNotesSeriesOneMember" xlink:to="lab_bns_LimitedRecourseCapitalNotesSeriesOneMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LimitedRecourseCapitalNotesSeriesTwoMember" xlink:label="loc_bns_LimitedRecourseCapitalNotesSeriesTwoMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LimitedRecourseCapitalNotesSeriesTwoMember" xml:lang="en-US">Limited Recourse Capital Notes Series Two [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LimitedRecourseCapitalNotesSeriesTwoMember" xlink:to="lab_bns_LimitedRecourseCapitalNotesSeriesTwoMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LimitedRecourseCapitalNotesSeriesThreeMember" xlink:label="loc_bns_LimitedRecourseCapitalNotesSeriesThreeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LimitedRecourseCapitalNotesSeriesThreeMember" xml:lang="en-US">Limited Recourse Capital Notes Series Three [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LimitedRecourseCapitalNotesSeriesThreeMember" xlink:to="lab_bns_LimitedRecourseCapitalNotesSeriesThreeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LimitedRecourseCapitalNotesSeriesThreeMember" xml:lang="en-US">Limited recourse capital notes three.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LimitedRecourseCapitalNotesSeriesFourMember" xlink:label="loc_bns_LimitedRecourseCapitalNotesSeriesFourMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LimitedRecourseCapitalNotesSeriesFourMember" xml:lang="en-US">Limited Recourse Capital Notes Series Four [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LimitedRecourseCapitalNotesSeriesFourMember" xlink:to="lab_bns_LimitedRecourseCapitalNotesSeriesFourMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LimitedRecourseCapitalNotesSeriesFourMember" xml:lang="en-US">Limited recourse capital notes series four.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LimitedRecourseCapitalNotesSeriesSevenMember" xlink:label="loc_bns_LimitedRecourseCapitalNotesSeriesSevenMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LimitedRecourseCapitalNotesSeriesSevenMember" xml:lang="en-US">Limited Recourse Capital Notes Series Seven [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LimitedRecourseCapitalNotesSeriesSevenMember" xlink:to="lab_bns_LimitedRecourseCapitalNotesSeriesSevenMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LimitedRecourseCapitalNotesSeriesSixMember" xlink:label="loc_bns_LimitedRecourseCapitalNotesSeriesSixMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LimitedRecourseCapitalNotesSeriesSixMember" xml:lang="en-US">Limited Recourse Capital Notes Series Six [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LimitedRecourseCapitalNotesSeriesSixMember" xlink:to="lab_bns_LimitedRecourseCapitalNotesSeriesSixMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LimitedRecourseCapitalNotesSeriesFiveMember" xlink:label="loc_bns_LimitedRecourseCapitalNotesSeriesFiveMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LimitedRecourseCapitalNotesSeriesFiveMember" xml:lang="en-US">Limited Recourse Capital Notes Series Five [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LimitedRecourseCapitalNotesSeriesFiveMember" xlink:to="lab_bns_LimitedRecourseCapitalNotesSeriesFiveMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PerShareAmountOfOtherEquityInstrumentsOnTheBasisOfWhichDistributionIsMade" xlink:label="loc_bns_PerShareAmountOfOtherEquityInstrumentsOnTheBasisOfWhichDistributionIsMade" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PerShareAmountOfOtherEquityInstrumentsOnTheBasisOfWhichDistributionIsMade" xml:lang="en-US">Per Share Amount Of Other Equity Instruments On The Basis Of Which Distribution Is Made</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PerShareAmountOfOtherEquityInstrumentsOnTheBasisOfWhichDistributionIsMade" xml:lang="en-US">Per Share Amount Of Other Equity Instruments On The Basis Of Which Distribution Is Made</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PerShareAmountOfOtherEquityInstrumentsOnTheBasisOfWhichDistributionIsMade" xlink:to="lab_bns_PerShareAmountOfOtherEquityInstrumentsOnTheBasisOfWhichDistributionIsMade" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PerShareAmountOfOtherEquityInstrumentsOnTheBasisOfWhichDistributionIsMade" xml:lang="en-US">Per Share Amount Of Other Equity Instruments On The Basis Of Which Distribution Is Made</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NotesAndDebenturesIssued" xlink:label="loc_ifrs-full_NotesAndDebenturesIssued" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NotesAndDebenturesIssued" xml:lang="en-US">Notes and debentures issued</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NotesAndDebenturesIssued" xlink:to="lab_ifrs-full_NotesAndDebenturesIssued" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NumberOfBusinessDaysRestrictedOnNonPaymentOfCashIninterest" xlink:label="loc_bns_NumberOfBusinessDaysRestrictedOnNonPaymentOfCashIninterest" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NumberOfBusinessDaysRestrictedOnNonPaymentOfCashIninterest" xml:lang="en-US">Number Of Business Days Restricted On Non Payment Of Cash InInterest</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NumberOfBusinessDaysRestrictedOnNonPaymentOfCashIninterest" xml:lang="en-US">Number of business days restricted on non payment of cash in interest</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NumberOfBusinessDaysRestrictedOnNonPaymentOfCashIninterest" xlink:to="lab_bns_NumberOfBusinessDaysRestrictedOnNonPaymentOfCashIninterest" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NumberOfBusinessDaysRestrictedOnNonPaymentOfCashIninterest" xml:lang="en-US">Number of business days restricted on non payment of cash in interest.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RedemptionOfNotesanddebentures" xlink:label="loc_bns_RedemptionOfNotesanddebentures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RedemptionOfNotesanddebentures" xml:lang="en-US">Redemption Of Notes and debentures</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RedemptionOfNotesanddebentures" xml:lang="en-US">Redemption of notes and debentures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RedemptionOfNotesanddebentures" xlink:to="lab_bns_RedemptionOfNotesanddebentures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RedemptionOfNotesanddebentures" xml:lang="en-US">Redemption of notes and debentures.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PercentageOfPrincipalOnNotesRedeemed" xlink:label="loc_bns_PercentageOfPrincipalOnNotesRedeemed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PercentageOfPrincipalOnNotesRedeemed" xml:lang="en-US">Percentage Of Principal On Notes Redeemed</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PercentageOfPrincipalOnNotesRedeemed" xml:lang="en-US">Percentage of principal on Notes redeemed.</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PercentageOfPrincipalOnNotesRedeemed" xlink:to="lab_bns_PercentageOfPrincipalOnNotesRedeemed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PercentageOfPrincipalOnNotesRedeemed" xml:lang="en-US">Percentage of principal on Notes redeemed.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LimitedRecourseCapitalNotesMember" xlink:label="loc_bns_LimitedRecourseCapitalNotesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LimitedRecourseCapitalNotesMember" xml:lang="en-US">Limited Recourse Capital Notes [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LimitedRecourseCapitalNotesMember" xlink:to="lab_bns_LimitedRecourseCapitalNotesMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SeriesOneAdditionalTierOneCapitalInstrumentsMember" xlink:label="loc_bns_SeriesOneAdditionalTierOneCapitalInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SeriesOneAdditionalTierOneCapitalInstrumentsMember" xml:lang="en-US">Series One Additional Tier One Capital Instruments [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SeriesOneAdditionalTierOneCapitalInstrumentsMember" xlink:to="lab_bns_SeriesOneAdditionalTierOneCapitalInstrumentsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SeriesTwoAdditionalTierOneCapitalInstrumentsMember" xlink:label="loc_bns_SeriesTwoAdditionalTierOneCapitalInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SeriesTwoAdditionalTierOneCapitalInstrumentsMember" xml:lang="en-US">Series Two Additional Tier One Capital Instruments [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SeriesTwoAdditionalTierOneCapitalInstrumentsMember" xlink:to="lab_bns_SeriesTwoAdditionalTierOneCapitalInstrumentsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SeriesThreeAdditionalTierOneCapitalInstrumentsMember" xlink:label="loc_bns_SeriesThreeAdditionalTierOneCapitalInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SeriesThreeAdditionalTierOneCapitalInstrumentsMember" xml:lang="en-US">Series Three Additional Tier One Capital Instruments [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SeriesThreeAdditionalTierOneCapitalInstrumentsMember" xlink:to="lab_bns_SeriesThreeAdditionalTierOneCapitalInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SeriesThreeAdditionalTierOneCapitalInstrumentsMember" xml:lang="en-US">Series three additional tier one capital instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SeriesSevenAdditionalTierOneCapitalInstrumentsMember" xlink:label="loc_bns_SeriesSevenAdditionalTierOneCapitalInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SeriesSevenAdditionalTierOneCapitalInstrumentsMember" xml:lang="en-US">Series Seven Additional Tier One Capital Instruments [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SeriesSevenAdditionalTierOneCapitalInstrumentsMember" xlink:to="lab_bns_SeriesSevenAdditionalTierOneCapitalInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SeriesSevenAdditionalTierOneCapitalInstrumentsMember" xml:lang="en-US">Series seven additional tier one capital instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SeriesSixAdditionalTierOneCapitalInstrumentsMember" xlink:label="loc_bns_SeriesSixAdditionalTierOneCapitalInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SeriesSixAdditionalTierOneCapitalInstrumentsMember" xml:lang="en-US">Series Six Additional Tier One Capital Instruments [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SeriesSixAdditionalTierOneCapitalInstrumentsMember" xlink:to="lab_bns_SeriesSixAdditionalTierOneCapitalInstrumentsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SeriesFiveAdditionalTierOneCapitalInstrumentsMember" xlink:label="loc_bns_SeriesFiveAdditionalTierOneCapitalInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SeriesFiveAdditionalTierOneCapitalInstrumentsMember" xml:lang="en-US">Series Five Additional Tier One Capital Instruments [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SeriesFiveAdditionalTierOneCapitalInstrumentsMember" xlink:to="lab_bns_SeriesFiveAdditionalTierOneCapitalInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SeriesFiveAdditionalTierOneCapitalInstrumentsMember" xml:lang="en-US">Series Five Additional Tier One Capital Instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SeriesFourAdditionalTierOneCapitalInstrumentsMember" xlink:label="loc_bns_SeriesFourAdditionalTierOneCapitalInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SeriesFourAdditionalTierOneCapitalInstrumentsMember" xml:lang="en-US">Series Four Additional Tier One Capital Instruments [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SeriesFourAdditionalTierOneCapitalInstrumentsMember" xlink:to="lab_bns_SeriesFourAdditionalTierOneCapitalInstrumentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SeriesFourAdditionalTierOneCapitalInstrumentsMember" xml:lang="en-US">Series four additional tier one capital instruments.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfRegulatoryCapitalAbstract" xlink:label="loc_bns_DisclosureOfRegulatoryCapitalAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfRegulatoryCapitalAbstract" xml:lang="en-US">Disclosure of regulatory capital [Abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfRegulatoryCapitalAbstract" xlink:to="lab_bns_DisclosureOfRegulatoryCapitalAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfRegulatoryCapitalAbstract" xml:lang="en-US">Disclosure of regulatory capital [Abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfRegulatoryCapitalTable" xlink:label="loc_bns_DisclosureOfRegulatoryCapitalTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfRegulatoryCapitalTable" xml:lang="en-US">Disclosure of regulatory capital [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfRegulatoryCapitalTable" xml:lang="en-US">Disclosure of regulatory capital and capital ratios [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfRegulatoryCapitalTable" xlink:to="lab_bns_DisclosureOfRegulatoryCapitalTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfRegulatoryCapitalTable" xml:lang="en-US">Disclosure of regulatory capital [Table]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfRegulatoryCapitalLineItems" xlink:label="loc_bns_DisclosureOfRegulatoryCapitalLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfRegulatoryCapitalLineItems" xml:lang="en-US">Disclosure of regulatory capital [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfRegulatoryCapitalLineItems" xml:lang="en-US">Disclosure of regulatory capital and capital ratios [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfRegulatoryCapitalLineItems" xlink:to="lab_bns_DisclosureOfRegulatoryCapitalLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfRegulatoryCapitalLineItems" xml:lang="en-US">Disclosure of regulatory capital [Line Items]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MinimumCapitalAdequateRatioForCommonEquityTierOneCapital" xlink:label="loc_bns_MinimumCapitalAdequateRatioForCommonEquityTierOneCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MinimumCapitalAdequateRatioForCommonEquityTierOneCapital" xml:lang="en-US">Minimum capital adequate ratio for Common Equity Tier one Capital</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MinimumCapitalAdequateRatioForCommonEquityTierOneCapital" xml:lang="en-US">Minimum capital adequate ratio for Common Equity Tier 1 Capital</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MinimumCapitalAdequateRatioForCommonEquityTierOneCapital" xlink:to="lab_bns_MinimumCapitalAdequateRatioForCommonEquityTierOneCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MinimumCapitalAdequateRatioForCommonEquityTierOneCapital" xml:lang="en-US">Minimum capital adequate ratio for common equity tier one capital.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MinimumCapitalAdequateRatioForTierOneCapital" xlink:label="loc_bns_MinimumCapitalAdequateRatioForTierOneCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MinimumCapitalAdequateRatioForTierOneCapital" xml:lang="en-US">Minimum capital adequate ratio for Tier one Capital</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MinimumCapitalAdequateRatioForTierOneCapital" xml:lang="en-US">Minimum capital adequate ratio for Tier 1 Capital</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MinimumCapitalAdequateRatioForTierOneCapital" xlink:to="lab_bns_MinimumCapitalAdequateRatioForTierOneCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MinimumCapitalAdequateRatioForTierOneCapital" xml:lang="en-US">Minimum capital adequate ratio for tier one capital.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MinimumCapitalAdequateRatioForRegulatoryCapital" xlink:label="loc_bns_MinimumCapitalAdequateRatioForRegulatoryCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MinimumCapitalAdequateRatioForRegulatoryCapital" xml:lang="en-US">Minimum capital adequate ratio for regulatory capital</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MinimumCapitalAdequateRatioForRegulatoryCapital" xml:lang="en-US">Minimum capital adequate ratio for regulatory capital</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MinimumCapitalAdequateRatioForRegulatoryCapital" xlink:to="lab_bns_MinimumCapitalAdequateRatioForRegulatoryCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MinimumCapitalAdequateRatioForRegulatoryCapital" xml:lang="en-US">Minimum capital adequate ratio for regulatory capital.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseInMinimumCapitalRatioRequirementsAcrossAllTiersOfCapital" xlink:label="loc_bns_IncreaseInMinimumCapitalRatioRequirementsAcrossAllTiersOfCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseInMinimumCapitalRatioRequirementsAcrossAllTiersOfCapital" xml:lang="en-US">Increase in minimum capital ratio requirements across all tiers of capital</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncreaseInMinimumCapitalRatioRequirementsAcrossAllTiersOfCapital" xml:lang="en-US">Increase in minimum capital ratio requirements across all tiers of capital</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseInMinimumCapitalRatioRequirementsAcrossAllTiersOfCapital" xlink:to="lab_bns_IncreaseInMinimumCapitalRatioRequirementsAcrossAllTiersOfCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseInMinimumCapitalRatioRequirementsAcrossAllTiersOfCapital" xml:lang="en-US">Increase in minimum capital ratio requirements across all tiers of capital.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MinimumMaterialOperatingBufferPercentage" xlink:label="loc_bns_MinimumMaterialOperatingBufferPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MinimumMaterialOperatingBufferPercentage" xml:lang="en-US">Minimum material operating buffer percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MinimumMaterialOperatingBufferPercentage" xml:lang="en-US">Minimum material operating buffer percentage</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MinimumMaterialOperatingBufferPercentage" xlink:to="lab_bns_MinimumMaterialOperatingBufferPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MinimumMaterialOperatingBufferPercentage" xml:lang="en-US">Minimum material operating buffer percentage.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DomesticStabilityBufferThresholdPercentage" xlink:label="loc_bns_DomesticStabilityBufferThresholdPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DomesticStabilityBufferThresholdPercentage" xml:lang="en-US">Domestic Stability Buffer Threshold Percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DomesticStabilityBufferThresholdPercentage" xml:lang="en-US">Domestic Stability Buffer</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DomesticStabilityBufferThresholdPercentage" xlink:to="lab_bns_DomesticStabilityBufferThresholdPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DomesticStabilityBufferThresholdPercentage" xml:lang="en-US">Domestic stability buffer threshold percentage.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CommonEquityTierOneCapitalThresholdRatio1" xlink:label="loc_bns_CommonEquityTierOneCapitalThresholdRatio1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CommonEquityTierOneCapitalThresholdRatio1" xml:lang="en-US">Common Equity Tier One Capital Threshold Ratio 1</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CommonEquityTierOneCapitalThresholdRatio1" xml:lang="en-US">Common Equity Tier 1 Capital percentage</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CommonEquityTierOneCapitalThresholdRatio1" xlink:to="lab_bns_CommonEquityTierOneCapitalThresholdRatio1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CommonEquityTierOneCapitalThresholdRatio1" xml:lang="en-US">Common equity tier one capital threshold ratio 1.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TierOneCapitalThresholdRatio" xlink:label="loc_bns_TierOneCapitalThresholdRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TierOneCapitalThresholdRatio" xml:lang="en-US">Tier One Capital Threshold Ratio</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TierOneCapitalThresholdRatio" xml:lang="en-US">Tier 1 capital ratio</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TierOneCapitalThresholdRatio" xlink:to="lab_bns_TierOneCapitalThresholdRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TierOneCapitalThresholdRatio" xml:lang="en-US">Tier one capital threshold ratio.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TotalCapitalThresholdRatio" xlink:label="loc_bns_TotalCapitalThresholdRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TotalCapitalThresholdRatio" xml:lang="en-US">Total Capital Threshold Ratio</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TotalCapitalThresholdRatio" xml:lang="en-US">Total capital ratio</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TotalCapitalThresholdRatio" xlink:to="lab_bns_TotalCapitalThresholdRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TotalCapitalThresholdRatio" xml:lang="en-US">Total capital threshold ratio.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DomesticStabilityBufferThresholdPercentageIncrease" xlink:label="loc_bns_DomesticStabilityBufferThresholdPercentageIncrease" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DomesticStabilityBufferThresholdPercentageIncrease" xml:lang="en-US">Domestic Stability Buffer Threshold Percentage Increase</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DomesticStabilityBufferThresholdPercentageIncrease" xml:lang="en-US">Domestic stability buffer threshold percentage increase</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DomesticStabilityBufferThresholdPercentageIncrease" xlink:to="lab_bns_DomesticStabilityBufferThresholdPercentageIncrease" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DomesticStabilityBufferThresholdPercentageIncrease" xml:lang="en-US">Domestic stability buffer threshold percentage increase.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DomesticStabilityBufferThresholdPercentageSurcharge" xlink:label="loc_bns_DomesticStabilityBufferThresholdPercentageSurcharge" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DomesticStabilityBufferThresholdPercentageSurcharge" xml:lang="en-US">Domestic Stability Buffer Threshold Percentage Surcharge</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DomesticStabilityBufferThresholdPercentageSurcharge" xml:lang="en-US">Domestic stability buffer threshold percentage surcharge</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DomesticStabilityBufferThresholdPercentageSurcharge" xlink:to="lab_bns_DomesticStabilityBufferThresholdPercentageSurcharge" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DomesticStabilityBufferThresholdPercentageSurcharge" xml:lang="en-US">Domestic stability buffer threshold percentage surcharge.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RegulatoryCapitalAndCapitalRatiosAbstract" xlink:label="loc_bns_RegulatoryCapitalAndCapitalRatiosAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RegulatoryCapitalAndCapitalRatiosAbstract" xml:lang="en-US">Regulatory capital and capital ratios [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RegulatoryCapitalAndCapitalRatiosAbstract" xlink:to="lab_bns_RegulatoryCapitalAndCapitalRatiosAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RegulatoryCapitalAndCapitalRatiosAbstract" xml:lang="en-US">Regulatory capital and capital ratios [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CapitalRequirementsAxis" xlink:label="loc_ifrs-full_CapitalRequirementsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CapitalRequirementsAxis" xml:lang="en-US">Capital requirements [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CapitalRequirementsAxis" xml:lang="en-US">Capital requirements [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CapitalRequirementsAxis" xlink:to="lab_ifrs-full_CapitalRequirementsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CapitalRequirementsDomain" xlink:label="loc_ifrs-full_CapitalRequirementsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CapitalRequirementsDomain" xml:lang="en-US">Capital requirements [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CapitalRequirementsDomain" xml:lang="en-US">Capital requirements [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CapitalRequirementsDomain" xlink:to="lab_ifrs-full_CapitalRequirementsDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_Capital1Abstract" xlink:label="loc_bns_Capital1Abstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_Capital1Abstract" xml:lang="en-US">Capital 1 [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_Capital1Abstract" xml:lang="en-US">Capital</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_Capital1Abstract" xlink:to="lab_bns_Capital1Abstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_Capital1Abstract" xml:lang="en-US">Capital 1 [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CommonEquityTierOneCapitalAmount" xlink:label="loc_bns_CommonEquityTierOneCapitalAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CommonEquityTierOneCapitalAmount" xml:lang="en-US">Common equity tier one capital amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CommonEquityTierOneCapitalAmount" xml:lang="en-US">Common Equity Tier 1 capital</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CommonEquityTierOneCapitalAmount" xlink:to="lab_bns_CommonEquityTierOneCapitalAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CommonEquityTierOneCapitalAmount" xml:lang="en-US">Common equity tier one capital amount</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TierOneCapital" xlink:label="loc_bns_TierOneCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TierOneCapital" xml:lang="en-US">Tier one capital</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TierOneCapital" xml:lang="en-US">Net Tier 1 capital</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TierOneCapital" xlink:to="lab_bns_TierOneCapital" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TierOneCapital" xml:lang="en-US">Tier one capital</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_Capital1" xlink:label="loc_bns_Capital1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_Capital1" xml:lang="en-US">Capital1</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_Capital1" xml:lang="en-US">Total regulatory capital</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_Capital1" xlink:to="lab_bns_Capital1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_Capital1" xml:lang="en-US">The amount of total capital as defined in the regulations.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TotalLossAbsorbingCapacity" xlink:label="loc_bns_TotalLossAbsorbingCapacity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TotalLossAbsorbingCapacity" xml:lang="en-US">TotalLossAbsorbingCapacity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TotalLossAbsorbingCapacity" xml:lang="en-US">Total loss absorbing capacity (TLAC)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TotalLossAbsorbingCapacity" xlink:to="lab_bns_TotalLossAbsorbingCapacity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TotalLossAbsorbingCapacity" xml:lang="en-US">Total Loss Absorbing Capacity.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CapitalRatiosAbstract" xlink:label="loc_bns_CapitalRatiosAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CapitalRatiosAbstract" xml:lang="en-US">Capital ratios [Abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CapitalRatiosAbstract" xml:lang="en-US">Regulatory ratios</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CapitalRatiosAbstract" xlink:to="lab_bns_CapitalRatiosAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CapitalRatiosAbstract" xml:lang="en-US">Disclosure of capital ratios.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CommonEquityTierOneCapitalRatio1" xlink:label="loc_bns_CommonEquityTierOneCapitalRatio1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CommonEquityTierOneCapitalRatio1" xml:lang="en-US">Common equity tier one capital ratio1</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_CommonEquityTierOneCapitalRatio1" xml:lang="en-US">Common Equity Tier 1 capital ratio</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CommonEquityTierOneCapitalRatio1" xlink:to="lab_bns_CommonEquityTierOneCapitalRatio1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CommonEquityTierOneCapitalRatio1" xml:lang="en-US">Common equity tier one capital ratio.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TierOneCapitalRatio" xlink:label="loc_bns_TierOneCapitalRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TierOneCapitalRatio" xml:lang="en-US">Tier one capital ratio</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TierOneCapitalRatio" xml:lang="en-US">Tier 1 capital ratio</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TierOneCapitalRatio" xlink:to="lab_bns_TierOneCapitalRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TierOneCapitalRatio" xml:lang="en-US">Tier one capital ratio</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CapitalRatio" xlink:label="loc_bns_CapitalRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CapitalRatio" xml:lang="en-US">Capital ratio</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CapitalRatio" xml:lang="en-US">Total capital ratio</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CapitalRatio" xlink:to="lab_bns_CapitalRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CapitalRatio" xml:lang="en-US">Capital ratio</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LeverageRatioPercentage" xlink:label="loc_bns_LeverageRatioPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LeverageRatioPercentage" xml:lang="en-US">Leverage ratio percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_LeverageRatioPercentage" xml:lang="en-US">Leverage ratio</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LeverageRatioPercentage" xlink:to="lab_bns_LeverageRatioPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LeverageRatioPercentage" xml:lang="en-US">Leverage ratio percentage</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TotalLossAbsorbingCapacityRatioPercentage" xlink:label="loc_bns_TotalLossAbsorbingCapacityRatioPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TotalLossAbsorbingCapacityRatioPercentage" xml:lang="en-US">TotalLossAbsorbingCapacityRatioPercentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TotalLossAbsorbingCapacityRatioPercentage" xml:lang="en-US">Total loss absorbing capacity ratio</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TotalLossAbsorbingCapacityRatioPercentage" xlink:to="lab_bns_TotalLossAbsorbingCapacityRatioPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TotalLossAbsorbingCapacityRatioPercentage" xml:lang="en-US">Total Loss Absorbing Capacity Ratio Percentage.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TotalLossAbsorbingCapacityLeverageRatioPercentage" xlink:label="loc_bns_TotalLossAbsorbingCapacityLeverageRatioPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TotalLossAbsorbingCapacityLeverageRatioPercentage" xml:lang="en-US">TotalLossAbsorbingCapacityLeverageRatioPercentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TotalLossAbsorbingCapacityLeverageRatioPercentage" xml:lang="en-US">Total loss absorbing capacity leverage ratio</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TotalLossAbsorbingCapacityLeverageRatioPercentage" xlink:to="lab_bns_TotalLossAbsorbingCapacityLeverageRatioPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TotalLossAbsorbingCapacityLeverageRatioPercentage" xml:lang="en-US">Total Loss Absorbing Capacity Leverage Ratio Percentage.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RiskweightedAssetsUsedInCalculationOfCapitalRatiosAbstract" xlink:label="loc_bns_RiskweightedAssetsUsedInCalculationOfCapitalRatiosAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RiskweightedAssetsUsedInCalculationOfCapitalRatiosAbstract" xml:lang="en-US">Risk-weighted assets used in calculation of capital ratios [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RiskweightedAssetsUsedInCalculationOfCapitalRatiosAbstract" xml:lang="en-US">Risk-weighted assets/exposures used in calculation of capital ratios</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RiskweightedAssetsUsedInCalculationOfCapitalRatiosAbstract" xlink:to="lab_bns_RiskweightedAssetsUsedInCalculationOfCapitalRatiosAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RiskweightedAssetsUsedInCalculationOfCapitalRatiosAbstract" xml:lang="en-US">Risk-weighted assets used in calculation of capital ratios [abstract]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LeverageRatioExposure" xlink:label="loc_bns_LeverageRatioExposure" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LeverageRatioExposure" xml:lang="en-US">Leverage ratio exposure</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_LeverageRatioExposure" xml:lang="en-US">Leverage exposures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LeverageRatioExposure" xlink:to="lab_bns_LeverageRatioExposure" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LeverageRatioExposure" xml:lang="en-US">Leverage ratio exposure.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RiskWeightedAssets" xlink:label="loc_bns_RiskWeightedAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RiskWeightedAssets" xml:lang="en-US">Risk Weighted Assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RiskWeightedAssets" xml:lang="en-US">Risk-weighted assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RiskWeightedAssets" xlink:to="lab_bns_RiskWeightedAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RiskWeightedAssets" xml:lang="en-US">Risk weighted assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementAbstract" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementAbstract" xml:lang="en-US">Disclosure of terms and conditions of share-based payment arrangement [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementAbstract" xlink:to="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" xml:lang="en-US">Disclosure of terms and conditions of share-based payment arrangement [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" xml:lang="en-US">Disclosure of terms and conditions of share-based payment arrangement [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" xlink:to="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" xlink:label="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" xml:lang="en-US">Disclosure of terms and conditions of share-based payment arrangement [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" xml:lang="en-US">Disclosure of terms and conditions of share-based payment arrangement [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" xlink:to="lab_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SharebasedPaymentArrangementVestingRightsPercentage" xlink:label="loc_bns_SharebasedPaymentArrangementVestingRightsPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SharebasedPaymentArrangementVestingRightsPercentage" xml:lang="en-US">Share-based payment arrangement vesting rights percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SharebasedPaymentArrangementVestingRightsPercentage" xml:lang="en-US">Vesting percentage</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SharebasedPaymentArrangementVestingRightsPercentage" xlink:to="lab_bns_SharebasedPaymentArrangementVestingRightsPercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SharebasedPaymentArrangementVestingRightsPercentage" xml:lang="en-US">Share-based payment arrangement vesting rights percentage.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_StockOptionExercisablePeriod" xlink:label="loc_bns_StockOptionExercisablePeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_StockOptionExercisablePeriod" xml:lang="en-US">Stock Option Exercisable Period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_StockOptionExercisablePeriod" xml:lang="en-US">Stock options, exercisable period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_StockOptionExercisablePeriod" xlink:to="lab_bns_StockOptionExercisablePeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_StockOptionExercisablePeriod" xml:lang="en-US">Stock Option Exercisable Period</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NumberOfBusinessDays" xlink:label="loc_bns_NumberOfBusinessDays" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NumberOfBusinessDays" xml:lang="en-US">Number of business days</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NumberOfBusinessDays" xml:lang="en-US">Number of business days extended</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NumberOfBusinessDays" xlink:to="lab_bns_NumberOfBusinessDays" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NumberOfBusinessDays" xml:lang="en-US">Number of business days.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SharesReservedForIssueUnderOptionsAndContractsForSaleOfShares" xlink:label="loc_ifrs-full_SharesReservedForIssueUnderOptionsAndContractsForSaleOfShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SharesReservedForIssueUnderOptionsAndContractsForSaleOfShares" xml:lang="en-US">Number of shares reserved for issue under options and contracts for sale of shares</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SharesReservedForIssueUnderOptionsAndContractsForSaleOfShares" xml:lang="en-US">Common shares reserved for future issuance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SharesReservedForIssueUnderOptionsAndContractsForSaleOfShares" xlink:to="lab_ifrs-full_SharesReservedForIssueUnderOptionsAndContractsForSaleOfShares" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NumberOfSharesIssued" xlink:label="loc_ifrs-full_NumberOfSharesIssued" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NumberOfSharesIssued" xml:lang="en-US">Number of shares issued</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_NumberOfSharesIssued" xml:lang="en-US">Common shares issued as a result of the exercise of options</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfSharesIssued" xlink:to="lab_ifrs-full_NumberOfSharesIssued" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NumberOfSharesCommitedUnderOutstandingOption" xlink:label="loc_bns_NumberOfSharesCommitedUnderOutstandingOption" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NumberOfSharesCommitedUnderOutstandingOption" xml:lang="en-US">Number of shares commited under outstanding option</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NumberOfSharesCommitedUnderOutstandingOption" xml:lang="en-US">Outstanding options</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NumberOfSharesCommitedUnderOutstandingOption" xlink:to="lab_bns_NumberOfSharesCommitedUnderOutstandingOption" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NumberOfSharesCommitedUnderOutstandingOption" xml:lang="en-US">Number of shares commited under outstanding option.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NumberOfCommonSharesReservedForFutureIssuance" xlink:label="loc_bns_NumberOfCommonSharesReservedForFutureIssuance" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NumberOfCommonSharesReservedForFutureIssuance" xml:lang="en-US">Number of common shares reserved for future issuance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NumberOfCommonSharesReservedForFutureIssuance" xml:lang="en-US">Available for issuance as options</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NumberOfCommonSharesReservedForFutureIssuance" xlink:to="lab_bns_NumberOfCommonSharesReservedForFutureIssuance" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NumberOfCommonSharesReservedForFutureIssuance" xml:lang="en-US">Number of common shares reserved for future issuance.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ShareOptionsOutstandingExpiryDate" xlink:label="loc_bns_ShareOptionsOutstandingExpiryDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ShareOptionsOutstandingExpiryDate" xml:lang="en-US">Share options outstanding expiry date</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ShareOptionsOutstandingExpiryDate" xml:lang="en-US">Outstanding options expiration date</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ShareOptionsOutstandingExpiryDate" xlink:to="lab_bns_ShareOptionsOutstandingExpiryDate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ShareOptionsOutstandingExpiryDate" xml:lang="en-US">Share options outstanding expiry date.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NumberOfOutstandingShareOptions" xlink:label="loc_ifrs-full_NumberOfOutstandingShareOptions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NumberOfOutstandingShareOptions" xml:lang="en-US">Number of share options outstanding in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NumberOfOutstandingShareOptions" xml:lang="en-US">Common shares held under employee ownership plan</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_NumberOfOutstandingShareOptions" xml:lang="en-US">Number of options, outstanding at beginning of year</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_NumberOfOutstandingShareOptions" xml:lang="en-US">Number of options, outstanding at end of year</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_NumberOfOutstandingShareOptions" xml:lang="en-US">Number of stock, options outstanding</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfOutstandingShareOptions" xlink:to="lab_ifrs-full_NumberOfOutstandingShareOptions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011" xlink:label="loc_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011" xml:lang="en-US">Liabilities from share-based payment transactions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011" xml:lang="en-US">Share-based payment liability recognized for vested awards</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011" xlink:to="lab_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" xlink:label="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" xml:lang="en-US">Expense from share-based payment transactions with employees</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" xml:lang="en-US">Compensation expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" xlink:to="lab_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReserveOfEquityComponentOfConvertibleInstruments" xlink:label="loc_ifrs-full_ReserveOfEquityComponentOfConvertibleInstruments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReserveOfEquityComponentOfConvertibleInstruments" xml:lang="en-US">Reserve of equity component of convertible instruments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ReserveOfEquityComponentOfConvertibleInstruments" xml:lang="en-US">Other reserves for vested stock options recorded in equity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReserveOfEquityComponentOfConvertibleInstruments" xlink:to="lab_ifrs-full_ReserveOfEquityComponentOfConvertibleInstruments" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UnrecognizedCompensationCostRelatedToUnvestedStockOptions" xlink:label="loc_bns_UnrecognizedCompensationCostRelatedToUnvestedStockOptions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UnrecognizedCompensationCostRelatedToUnvestedStockOptions" xml:lang="en-US">Unrecognized Compensation Cost Related To Unvested Stock Options</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UnrecognizedCompensationCostRelatedToUnvestedStockOptions" xml:lang="en-US">Future unrecognized compensation cost for non-vested stock options</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UnrecognizedCompensationCostRelatedToUnvestedStockOptions" xlink:to="lab_bns_UnrecognizedCompensationCostRelatedToUnvestedStockOptions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_UnrecognizedCompensationCostRelatedToUnvestedStockOptions" xml:lang="en-US">The amount of expense unrecognized compensation cost related to unvested stock options.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UnrecognizedSharebasedPaymentsCompensationCostRecognisedPeriod" xlink:label="loc_bns_UnrecognizedSharebasedPaymentsCompensationCostRecognisedPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UnrecognizedSharebasedPaymentsCompensationCostRecognisedPeriod" xml:lang="en-US">Unrecognized Share-based Payments Compensation Cost Recognised Period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UnrecognizedSharebasedPaymentsCompensationCostRecognisedPeriod" xml:lang="en-US">Weighted-average period recognition</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UnrecognizedSharebasedPaymentsCompensationCostRecognisedPeriod" xlink:to="lab_bns_UnrecognizedSharebasedPaymentsCompensationCostRecognisedPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_UnrecognizedSharebasedPaymentsCompensationCostRecognisedPeriod" xml:lang="en-US">Unrecognized Share-based Payments Compensation Cost Recognised Period</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NumberOfShareOptionsVestedInSharebasedPaymentArrangement" xlink:label="loc_bns_NumberOfShareOptionsVestedInSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NumberOfShareOptionsVestedInSharebasedPaymentArrangement" xml:lang="en-US">Number of share options vested in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NumberOfShareOptionsVestedInSharebasedPaymentArrangement" xml:lang="en-US">SARs shares vested</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NumberOfShareOptionsVestedInSharebasedPaymentArrangement" xlink:to="lab_bns_NumberOfShareOptionsVestedInSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NumberOfShareOptionsVestedInSharebasedPaymentArrangement" xml:lang="en-US">Number of share options vested in sharebased payment arrangement.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PercentageOfEmployerMatchingContributionTowardsShareOwnershipPlans" xlink:label="loc_bns_PercentageOfEmployerMatchingContributionTowardsShareOwnershipPlans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PercentageOfEmployerMatchingContributionTowardsShareOwnershipPlans" xml:lang="en-US">Percentage of employer matching contribution towards share ownership plans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PercentageOfEmployerMatchingContributionTowardsShareOwnershipPlans" xml:lang="en-US">Percentage of employer matching contribution</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PercentageOfEmployerMatchingContributionTowardsShareOwnershipPlans" xlink:to="lab_bns_PercentageOfEmployerMatchingContributionTowardsShareOwnershipPlans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PercentageOfEmployerMatchingContributionTowardsShareOwnershipPlans" xml:lang="en-US">Percentage of employer matching contribution towards share ownership plans</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NetGainLossArisingFromDerivatives" xlink:label="loc_bns_NetGainLossArisingFromDerivatives" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NetGainLossArisingFromDerivatives" xml:lang="en-US">Net gain (loss) arising from derivatives</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NetGainLossArisingFromDerivatives" xml:lang="en-US">Net gains (loss) arising from derivatives</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NetGainLossArisingFromDerivatives" xlink:to="lab_bns_NetGainLossArisingFromDerivatives" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NetGainLossArisingFromDerivatives" xml:lang="en-US">Net gain (loss) arising from derivatives.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" xml:lang="en-US">Number of other equity instruments outstanding in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" xml:lang="en-US">Number of units awarded and outstanding</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" xlink:to="lab_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement" xml:lang="en-US">Number of other equity instruments exercised or vested in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement" xml:lang="en-US">Number of units vested</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement" xlink:to="lab_ifrs-full_NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NumberOfOutstandingShareAwards" xlink:label="loc_bns_NumberOfOutstandingShareAwards" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NumberOfOutstandingShareAwards" xml:lang="en-US">Number Of Outstanding Share Awards</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NumberOfOutstandingShareAwards" xml:lang="en-US">Number of share based units outstanding</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NumberOfOutstandingShareAwards" xlink:to="lab_bns_NumberOfOutstandingShareAwards" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NumberOfOutstandingShareAwards" xml:lang="en-US">Number Of Outstanding Share Awards</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NumberOfShareAwardsVestedInSharebasedPaymentArrangement" xlink:label="loc_bns_NumberOfShareAwardsVestedInSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NumberOfShareAwardsVestedInSharebasedPaymentArrangement" xml:lang="en-US">Number Of Share Awards Vested In Sharebased Payment Arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NumberOfShareAwardsVestedInSharebasedPaymentArrangement" xml:lang="en-US">Number of share based units vested</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NumberOfShareAwardsVestedInSharebasedPaymentArrangement" xlink:to="lab_bns_NumberOfShareAwardsVestedInSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NumberOfShareAwardsVestedInSharebasedPaymentArrangement" xml:lang="en-US">Number Of Share Awards Vested In Sharebased Payment Arrangement</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement" xlink:label="loc_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement" xml:lang="en-US">Number of share options granted in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement" xml:lang="en-US">SARs shares granted</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement" xml:lang="en-US">Number of options, granted</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement" xlink:to="lab_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ShareBasedCompensationsAwardTrancheOneMember" xlink:label="loc_bns_ShareBasedCompensationsAwardTrancheOneMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ShareBasedCompensationsAwardTrancheOneMember" xml:lang="en-US">Share based compensations award tranche one [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ShareBasedCompensationsAwardTrancheOneMember" xml:lang="en-US">Share based compensations award tranche one [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ShareBasedCompensationsAwardTrancheOneMember" xlink:to="lab_bns_ShareBasedCompensationsAwardTrancheOneMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ShareBasedCompensationsAwardTrancheOneMember" xml:lang="en-US">Share based compensations award tranche one.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ShareBasedCompensationsAwardTrancheTwoMember" xlink:label="loc_bns_ShareBasedCompensationsAwardTrancheTwoMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ShareBasedCompensationsAwardTrancheTwoMember" xml:lang="en-US">Share based compensations award tranche two [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ShareBasedCompensationsAwardTrancheTwoMember" xml:lang="en-US">Share based compensations award tranche two [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ShareBasedCompensationsAwardTrancheTwoMember" xlink:to="lab_bns_ShareBasedCompensationsAwardTrancheTwoMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ShareBasedCompensationsAwardTrancheTwoMember" xml:lang="en-US">Share based compensations award tranche two.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_StockAppreciationRightsMember" xlink:label="loc_bns_StockAppreciationRightsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_StockAppreciationRightsMember" xml:lang="en-US">Stock Appreciation Rights [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_StockAppreciationRightsMember" xml:lang="en-US">Stock Appreciation Rights [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_StockAppreciationRightsMember" xlink:to="lab_bns_StockAppreciationRightsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_StockAppreciationRightsMember" xml:lang="en-US">Stock appreciation rights [Member].</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherSharebasedPaymentPlansMember" xlink:label="loc_bns_OtherSharebasedPaymentPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherSharebasedPaymentPlansMember" xml:lang="en-US">Other share-based payment plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherSharebasedPaymentPlansMember" xml:lang="en-US">Other share-based payment plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherSharebasedPaymentPlansMember" xlink:to="lab_bns_OtherSharebasedPaymentPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherSharebasedPaymentPlansMember" xml:lang="en-US">Other share-based payment plans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredStockUnitPlanMember" xlink:label="loc_bns_DeferredStockUnitPlanMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredStockUnitPlanMember" xml:lang="en-US">Deferred stock unit plan [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredStockUnitPlanMember" xml:lang="en-US">Deferred stock unit plan [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredStockUnitPlanMember" xlink:to="lab_bns_DeferredStockUnitPlanMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredStockUnitPlanMember" xml:lang="en-US">Deferred stock unit plan.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DirectorsDeferredStockUnitPlanMember" xlink:label="loc_bns_DirectorsDeferredStockUnitPlanMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DirectorsDeferredStockUnitPlanMember" xml:lang="en-US">Directors' deferred stock unit plan [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DirectorsDeferredStockUnitPlanMember" xml:lang="en-US">Directors' deferred stock unit plan [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DirectorsDeferredStockUnitPlanMember" xlink:to="lab_bns_DirectorsDeferredStockUnitPlanMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DirectorsDeferredStockUnitPlanMember" xml:lang="en-US">Directors' deferred stock unit plan.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RestrictedShareUnitPlanMember" xlink:label="loc_bns_RestrictedShareUnitPlanMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RestrictedShareUnitPlanMember" xml:lang="en-US">Restricted share unit plan [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RestrictedShareUnitPlanMember" xml:lang="en-US">Restricted share unit plan [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RestrictedShareUnitPlanMember" xlink:to="lab_bns_RestrictedShareUnitPlanMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RestrictedShareUnitPlanMember" xml:lang="en-US">Restricted share unit plan [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PerformanceShareUnitPlanMember" xlink:label="loc_bns_PerformanceShareUnitPlanMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PerformanceShareUnitPlanMember" xml:lang="en-US">Performance Share Unit Plan [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PerformanceShareUnitPlanMember" xml:lang="en-US">Performance Share Unit Plan [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PerformanceShareUnitPlanMember" xlink:to="lab_bns_PerformanceShareUnitPlanMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PerformanceShareUnitPlanMember" xml:lang="en-US">Performance share unit plan.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EmployeeStockOwnershipPlanMember" xlink:label="loc_bns_EmployeeStockOwnershipPlanMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EmployeeStockOwnershipPlanMember" xml:lang="en-US">Employee Stock Ownership Plan [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EmployeeStockOwnershipPlanMember" xml:lang="en-US">Employee Stock Ownership Plan [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EmployeeStockOwnershipPlanMember" xlink:to="lab_bns_EmployeeStockOwnershipPlanMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EmployeeStockOwnershipPlanMember" xml:lang="en-US">Employee stock ownership plan.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncomeStatementLocation1Axis" xlink:label="loc_bns_IncomeStatementLocation1Axis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncomeStatementLocation1Axis" xml:lang="en-US">Income Statement Location1 [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncomeStatementLocation1Axis" xml:lang="en-US">Income Statement Location [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncomeStatementLocation1Axis" xlink:to="lab_bns_IncomeStatementLocation1Axis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncomeStatementLocation1Axis" xml:lang="en-US">Information by location in the income statement.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncomeStatementLocation1Domain" xlink:label="loc_bns_IncomeStatementLocation1Domain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncomeStatementLocation1Domain" xml:lang="en-US">Income Statement Location1 [Domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncomeStatementLocation1Domain" xml:lang="en-US">Income Statement Location [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncomeStatementLocation1Domain" xlink:to="lab_bns_IncomeStatementLocation1Domain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncomeStatementLocation1Domain" xml:lang="en-US">Location in the income statement.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SalariesAndEmployeeBenefitsMember" xlink:label="loc_bns_SalariesAndEmployeeBenefitsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SalariesAndEmployeeBenefitsMember" xml:lang="en-US">Salaries and Employee Benefits [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SalariesAndEmployeeBenefitsMember" xml:lang="en-US">Salaries and employee benefits [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SalariesAndEmployeeBenefitsMember" xlink:to="lab_bns_SalariesAndEmployeeBenefitsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SalariesAndEmployeeBenefitsMember" xml:lang="en-US">Salaries and employee benefits.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted" xlink:label="loc_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted" xml:lang="en-US">Risk free interest rate, share options granted</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted" xml:lang="en-US">Risk-free interest rate %</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted" xlink:to="lab_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted" xlink:label="loc_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted" xml:lang="en-US">Expected dividend as percentage, share options granted</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted" xml:lang="en-US">Expected dividend yield</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted" xlink:to="lab_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted" xlink:label="loc_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted" xml:lang="en-US">Expected volatility, share options granted</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted" xml:lang="en-US">Expected price volatility</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted" xlink:to="lab_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DescriptionOfOptionLifeShareOptionsGranted" xlink:label="loc_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted" xml:lang="en-US">Option life, share options granted</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted" xml:lang="en-US">Expected life of option</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted" xlink:to="lab_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_WeightedAverageSharePriceShareOptionsGranted2019" xlink:label="loc_ifrs-full_WeightedAverageSharePriceShareOptionsGranted2019" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageSharePriceShareOptionsGranted2019" xml:lang="en-US">Weighted average share price, share options granted</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_WeightedAverageSharePriceShareOptionsGranted2019" xml:lang="en-US">Weighted-average fair value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageSharePriceShareOptionsGranted2019" xlink:to="lab_ifrs-full_WeightedAverageSharePriceShareOptionsGranted2019" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TwoThousandAndTwentyFourStockOptionMember" xlink:label="loc_bns_TwoThousandAndTwentyFourStockOptionMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TwoThousandAndTwentyFourStockOptionMember" xml:lang="en-US">Two Thousand And Twenty Four Stock Option [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TwoThousandAndTwentyFourStockOptionMember" xml:lang="en-US">Two thousand and twenty four stock options [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TwoThousandAndTwentyFourStockOptionMember" xlink:to="lab_bns_TwoThousandAndTwentyFourStockOptionMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TwoThousandAndTwentyFourStockOptionMember" xml:lang="en-US">Two thousand and twenty four stock option.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TwoThousandAndTwentyFiveStockOptionsMember" xlink:label="loc_bns_TwoThousandAndTwentyFiveStockOptionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TwoThousandAndTwentyFiveStockOptionsMember" xml:lang="en-US">Two Thousand And Twenty Five Stock Options [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TwoThousandAndTwentyFiveStockOptionsMember" xml:lang="en-US">Two thousand and twenty five stock options [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TwoThousandAndTwentyFiveStockOptionsMember" xlink:to="lab_bns_TwoThousandAndTwentyFiveStockOptionsMember" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NumberOfShareOptionsAvailableForGrantInSharebasedPaymentArrangement" xml:lang="en-US">Number of share options available for grant in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NumberOfShareOptionsAvailableForGrantInSharebasedPaymentArrangement" xml:lang="en-US">Number of options, available for grant</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NumberOfShareOptionsAvailableForGrantInSharebasedPaymentArrangement" xml:lang="en-US">Number of share options available for grant in share-based payment arrangement.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price of share options exercisable in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price, exercisable at end of year</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price, option exercisable</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price of share options exercised in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price, exercised as options</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price of share options expired in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price, expired</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019" xlink:to="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price of share options forfeited in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price, forfeited</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019" xlink:to="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement2019" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement2019" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price of share options granted in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price, granted</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" xlink:label="loc_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price of share options outstanding in share-based payment arrangement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price, outstanding at beginning of year</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price, outstanding at end of year</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/presentationGuidance" xlink:label="lab_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019" xml:lang="en-US">Weighted average exercise price, options outstanding</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable" xlink:label="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable" xml:lang="en-US">Disclosure of range of exercise prices of outstanding share options [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsTable" xml:lang="en-US">Disclosure of range of exercise prices of outstanding share options [table]</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems" xlink:label="loc_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems" xml:lang="en-US">Disclosure of range of exercise prices of outstanding share options [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems" xml:lang="en-US">Disclosure of range of exercise prices of outstanding share options [line items]</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis" xlink:label="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis" xml:lang="en-US">Ranges of exercise prices for outstanding share options [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis" xml:lang="en-US">Ranges of exercise prices for outstanding share options [axis]</link:label>
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          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsDomain" xlink:label="loc_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsDomain" xml:lang="en-US">Ranges of exercise prices for outstanding share options [domain]</link:label>
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          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RangesOfExercisePricesForOutstandingShareOptionsOneMember" xlink:label="loc_bns_RangesOfExercisePricesForOutstandingShareOptionsOneMember" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RangesOfExercisePricesForOutstandingShareOptionsOneMember" xml:lang="en-US">Ranges of exercise prices for outstanding share options one [member]</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RangesOfExercisePricesForOutstandingShareOptionsTwoMember" xml:lang="en-US">Ranges of exercise prices for outstanding share options two.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RangesOfExercisePricesForOutstandingShareOptionsThreeMember" xlink:label="loc_bns_RangesOfExercisePricesForOutstandingShareOptionsThreeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RangesOfExercisePricesForOutstandingShareOptionsThreeMember" xml:lang="en-US">Ranges of exercise prices for outstanding share options three [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RangesOfExercisePricesForOutstandingShareOptionsThreeMember" xml:lang="en-US">Ranges of exercise prices for outstanding share options three [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RangesOfExercisePricesForOutstandingShareOptionsThreeMember" xlink:to="lab_bns_RangesOfExercisePricesForOutstandingShareOptionsThreeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RangesOfExercisePricesForOutstandingShareOptionsThreeMember" xml:lang="en-US">Ranges of exercise prices for outstanding share options three.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ExercisePriceOfOutstandingShareOptions2019" xlink:label="loc_ifrs-full_ExercisePriceOfOutstandingShareOptions2019" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ExercisePriceOfOutstandingShareOptions2019" xml:lang="en-US">Exercise price of outstanding share options</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ExercisePriceOfOutstandingShareOptions2019" xml:lang="en-US">Options outstanding, exercise price</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExercisePriceOfOutstandingShareOptions2019" xlink:to="lab_ifrs-full_ExercisePriceOfOutstandingShareOptions2019" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MajorComponentsOfTaxExpenseIncomeAbstract" xlink:label="loc_ifrs-full_MajorComponentsOfTaxExpenseIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MajorComponentsOfTaxExpenseIncomeAbstract" xml:lang="en-US">Major components of tax expense (income) [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MajorComponentsOfTaxExpenseIncomeAbstract" xlink:to="lab_ifrs-full_MajorComponentsOfTaxExpenseIncomeAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeTable" xlink:label="loc_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeTable" xml:lang="en-US">Disclosure representing major components of tax expense income [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeTable" xml:lang="en-US">Disclosure representing major components of tax expense income [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeTable" xlink:to="lab_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeTable" xml:lang="en-US">Schedule representing major components of tax expense income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RecognizedInOtherComprehensiveIncomeMember" xlink:label="loc_bns_RecognizedInOtherComprehensiveIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RecognizedInOtherComprehensiveIncomeMember" xml:lang="en-US">Recognized in other comprehensive income [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RecognizedInOtherComprehensiveIncomeMember" xml:lang="en-US">Recognized in other comprehensive income [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RecognizedInOtherComprehensiveIncomeMember" xlink:to="lab_bns_RecognizedInOtherComprehensiveIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RecognizedInOtherComprehensiveIncomeMember" xml:lang="en-US">Recognized in other comprehensive income [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeLineItems" xlink:label="loc_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeLineItems" xml:lang="en-US">Disclosure representing major components of tax expense income [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeLineItems" xml:lang="en-US">Disclosure representing major components of tax expense income [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeLineItems" xlink:to="lab_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeLineItems" xml:lang="en-US">Schedule representing major components of tax expense income [Line Items]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquityAbstract" xlink:label="loc_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquityAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquityAbstract" xml:lang="en-US">Current and deferred tax relating to items charged or credited directly to equity [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquityAbstract" xml:lang="en-US">Provision for income taxes in the Consolidated Statement of Changes in Equity:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquityAbstract" xlink:to="lab_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquityAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xlink:label="loc_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xml:lang="en-US">Current tax relating to items credited (charged) directly to equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xml:lang="en-US">Current income taxes</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xlink:to="lab_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xlink:label="loc_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xml:lang="en-US">Deferred tax relating to items credited (charged) directly to equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xml:lang="en-US">Deferred income taxes</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xml:lang="en-US">Deferred tax benefit (expense) for the year recorded in equity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xlink:to="lab_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xlink:label="loc_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xml:lang="en-US">Current and deferred tax relating to items credited (charged) directly to equity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xml:lang="en-US">Total provision for income taxes in the Consolidated Statement of Changes in Equity</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" xlink:to="lab_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract" xlink:label="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract" xml:lang="en-US">Current tax expense (income) and adjustments for current tax of prior periods [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract" xml:lang="en-US">Current income taxes:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract" xlink:to="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CurrentFederalTaxExpenseIncome" xlink:label="loc_bns_CurrentFederalTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CurrentFederalTaxExpenseIncome" xml:lang="en-US">Current federal tax expense income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CurrentFederalTaxExpenseIncome" xml:lang="en-US">Federal</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CurrentFederalTaxExpenseIncome" xlink:to="lab_bns_CurrentFederalTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CurrentFederalTaxExpenseIncome" xml:lang="en-US">Current federal tax expense income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CurrentForeignTaxExpenseIncome" xlink:label="loc_bns_CurrentForeignTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CurrentForeignTaxExpenseIncome" xml:lang="en-US">Current Foreign Tax Expense Income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CurrentForeignTaxExpenseIncome" xml:lang="en-US">Foreign</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CurrentForeignTaxExpenseIncome" xlink:to="lab_bns_CurrentForeignTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CurrentForeignTaxExpenseIncome" xml:lang="en-US">Current foreign tax expense income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CurrentProvincialTaxExpenseIncome" xlink:label="loc_bns_CurrentProvincialTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CurrentProvincialTaxExpenseIncome" xml:lang="en-US">Current provincial tax expense income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CurrentProvincialTaxExpenseIncome" xml:lang="en-US">Provincial</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CurrentProvincialTaxExpenseIncome" xlink:to="lab_bns_CurrentProvincialTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CurrentProvincialTaxExpenseIncome" xml:lang="en-US">Current provincial tax expense income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod" xlink:label="loc_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod" xml:lang="en-US">Adjustments for current tax of prior periods</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod" xml:lang="en-US">Adjustments related to prior periods</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod" xlink:to="lab_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods" xlink:label="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods" xml:lang="en-US">Current tax expense (income) and adjustments for current tax of prior periods</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods" xml:lang="en-US">Current tax expense income and adjustments for current tax of prior periods</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods" xlink:to="lab_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DeferredTaxExpenseIncomeAbstract" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeAbstract" xml:lang="en-US">Deferred tax expense (income) [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeAbstract" xml:lang="en-US">Deferred income taxes:</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncomeAbstract" xlink:to="lab_ifrs-full_DeferredTaxExpenseIncomeAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredFederalTaxExpenseIncome" xlink:label="loc_bns_DeferredFederalTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredFederalTaxExpenseIncome" xml:lang="en-US">Deferred federal tax expense income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredFederalTaxExpenseIncome" xml:lang="en-US">Federal</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredFederalTaxExpenseIncome" xlink:to="lab_bns_DeferredFederalTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredFederalTaxExpenseIncome" xml:lang="en-US">Deferred federal tax expense income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredProvincialTaxExpenseIncome" xlink:label="loc_bns_DeferredProvincialTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredProvincialTaxExpenseIncome" xml:lang="en-US">Deferred provincial tax expense income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredProvincialTaxExpenseIncome" xml:lang="en-US">Provincial</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredProvincialTaxExpenseIncome" xlink:to="lab_bns_DeferredProvincialTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredProvincialTaxExpenseIncome" xml:lang="en-US">Deferred provincial tax expense income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredForeignTaxExpenseIncome" xlink:label="loc_bns_DeferredForeignTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredForeignTaxExpenseIncome" xml:lang="en-US">Deferred foreign tax expense income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredForeignTaxExpenseIncome" xml:lang="en-US">Foreign</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredForeignTaxExpenseIncome" xlink:to="lab_bns_DeferredForeignTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredForeignTaxExpenseIncome" xml:lang="en-US">Deferred foreign tax expense income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DeferredTaxExpenseIncome" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncome" xml:lang="en-US">Deferred tax expense (income)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncome" xml:lang="en-US">Deferred tax expense income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncome" xlink:to="lab_ifrs-full_DeferredTaxExpenseIncome" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncomeTaxExpenseBenefit1" xlink:label="loc_bns_IncomeTaxExpenseBenefit1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncomeTaxExpenseBenefit1" xml:lang="en-US">Income Tax Expense (Benefit)1</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_IncomeTaxExpenseBenefit1" xml:lang="en-US">Total provision for income taxes</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncomeTaxExpenseBenefit1" xml:lang="en-US">Income tax expense (benefit).</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" xml:lang="en-US">Deferred tax expense (income) relating to origination and reversal of temporary differences</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" xml:lang="en-US">Deferred tax expense (benefit) relating to origination/reversal of temporary differences</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" xlink:to="lab_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" xlink:label="loc_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" xml:lang="en-US">Deferred tax expense (income) recognised in profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" xml:lang="en-US">Deferred tax expense income recognised in profit or loss</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" xml:lang="en-US">Deferred tax expense (benefit) for the year recorded in income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" xml:lang="en-US">Deferred tax benefit (expense) for the year recorded in income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" xlink:to="lab_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CountryOfDomicileMember" xlink:label="loc_ifrs-full_CountryOfDomicileMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CountryOfDomicileMember" xml:lang="en-US">Country of domicile [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CountryOfDomicileMember" xml:lang="en-US">Canada [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_CountryOfDomicileMember" xml:lang="en-US">Canada [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CountryOfDomicileMember" xlink:to="lab_ifrs-full_CountryOfDomicileMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract" xlink:label="loc_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract" xml:lang="en-US">Reconciliation of average effective tax rate and applicable tax rate [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract" xlink:to="lab_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TaxExpenseIncomeAtApplicableTaxRate" xlink:label="loc_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate" xml:lang="en-US">Tax expense (income) at applicable tax rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate" xml:lang="en-US">Income taxes at Canadian statutory rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate" xlink:to="lab_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TaxEffectFromLowerAverageTaxRatesApplicableToSubsidiariesAndForeignBranches" xlink:label="loc_bns_TaxEffectFromLowerAverageTaxRatesApplicableToSubsidiariesAndForeignBranches" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TaxEffectFromLowerAverageTaxRatesApplicableToSubsidiariesAndForeignBranches" xml:lang="en-US">Tax effect from lower average tax rates applicable to subsidiaries and foreign branches</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TaxEffectFromLowerAverageTaxRatesApplicableToSubsidiariesAndForeignBranches" xml:lang="en-US">Lower average tax rate applicable to subsidiaries and foreign branches</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TaxEffectFromLowerAverageTaxRatesApplicableToSubsidiariesAndForeignBranches" xlink:to="lab_bns_TaxEffectFromLowerAverageTaxRatesApplicableToSubsidiariesAndForeignBranches" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TaxEffectFromLowerAverageTaxRatesApplicableToSubsidiariesAndForeignBranches" xml:lang="en-US">Tax effect from lower average tax rates applicable to subsidiaries and foreign branches.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011" xlink:label="loc_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011" xml:lang="en-US">Tax effect of revenues exempt from taxation</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011" xml:lang="en-US">Tax-exempt income from securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011" xlink:to="lab_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xlink:label="loc_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xml:lang="en-US">Other tax effects for reconciliation between accounting profit and tax expense (income)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xml:lang="en-US">Other, net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xlink:to="lab_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ApplicableTaxRate" xlink:label="loc_ifrs-full_ApplicableTaxRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ApplicableTaxRate" xml:lang="en-US">Applicable tax rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ApplicableTaxRate" xml:lang="en-US">Income taxes at Canadian statutory rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ApplicableTaxRate" xlink:to="lab_ifrs-full_ApplicableTaxRate" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LowerAverageTaxRateApplicableToSubsidiariesAndForeignBranches" xlink:label="loc_bns_LowerAverageTaxRateApplicableToSubsidiariesAndForeignBranches" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LowerAverageTaxRateApplicableToSubsidiariesAndForeignBranches" xml:lang="en-US">Lower average tax rate applicable to subsidiaries and foreign branches</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_LowerAverageTaxRateApplicableToSubsidiariesAndForeignBranches" xml:lang="en-US">Lower average tax rate applicable to subsidiaries and foreign branches</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LowerAverageTaxRateApplicableToSubsidiariesAndForeignBranches" xlink:to="lab_bns_LowerAverageTaxRateApplicableToSubsidiariesAndForeignBranches" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LowerAverageTaxRateApplicableToSubsidiariesAndForeignBranches" xml:lang="en-US">Lower average tax rate applicable to subsidiaries and foreign branches.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation" xlink:label="loc_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation" xml:lang="en-US">Tax rate effect of revenues exempt from taxation</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation" xml:lang="en-US">Tax-exempt income from securities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation" xlink:to="lab_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xlink:label="loc_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xml:lang="en-US">Other tax rate effects for reconciliation between accounting profit and tax expense (income)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xml:lang="en-US">Other, net</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" xlink:to="lab_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AverageEffectiveTaxRate" xlink:label="loc_ifrs-full_AverageEffectiveTaxRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AverageEffectiveTaxRate" xml:lang="en-US">Average effective tax rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_AverageEffectiveTaxRate" xml:lang="en-US">Total income taxes and effective tax rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AverageEffectiveTaxRate" xlink:to="lab_ifrs-full_AverageEffectiveTaxRate" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DeferredTaxAssetsAndLiabilitiesAbstract" xlink:label="loc_ifrs-full_DeferredTaxAssetsAndLiabilitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxAssetsAndLiabilitiesAbstract" xml:lang="en-US">Deferred tax assets and liabilities [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxAssetsAndLiabilitiesAbstract" xlink:to="lab_ifrs-full_DeferredTaxAssetsAndLiabilitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" xlink:to="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" xlink:label="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" xml:lang="en-US">Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" xlink:to="lab_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxAssetsGross1" xlink:label="loc_bns_DeferredTaxAssetsGross1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxAssetsGross1" xml:lang="en-US">Deferred tax assets, Gross1</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxAssetsGross1" xml:lang="en-US">Deferred tax assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxAssetsGross1" xlink:to="lab_bns_DeferredTaxAssetsGross1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxAssetsGross1" xml:lang="en-US">Deferred tax assets, Gross</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxLiabilitiesGross" xlink:label="loc_bns_DeferredTaxLiabilitiesGross" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxLiabilitiesGross" xml:lang="en-US">Deferred Tax Liabilities Gross</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_DeferredTaxLiabilitiesGross" xml:lang="en-US">Deferred tax liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxLiabilitiesGross" xlink:to="lab_bns_DeferredTaxLiabilitiesGross" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxLiabilitiesGross" xml:lang="en-US">Deferred tax liabilities gross.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DeferredTaxLiabilityAsset" xlink:label="loc_ifrs-full_DeferredTaxLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeferredTaxLiabilityAsset" xml:lang="en-US">Deferred tax liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedTerseLabel" xlink:label="lab_ifrs-full_DeferredTaxLiabilityAsset" xml:lang="en-US">Net deferred tax assets (liabilities)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_DeferredTaxLiabilityAsset" xml:lang="en-US">Net deferred tax assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodStartLabel" xlink:label="lab_ifrs-full_DeferredTaxLiabilityAsset" xml:lang="en-US">Beginning balance</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedPeriodEndLabel" xlink:label="lab_ifrs-full_DeferredTaxLiabilityAsset" xml:lang="en-US">Ending balance</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeferredTaxLiabilityAsset" xlink:to="lab_ifrs-full_DeferredTaxLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxAssetsTaxLossCarryForwardsMember" xlink:label="loc_bns_DeferredTaxAssetsTaxLossCarryForwardsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxAssetsTaxLossCarryForwardsMember" xml:lang="en-US">Deferred tax assets tax loss carry forwards [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxAssetsTaxLossCarryForwardsMember" xml:lang="en-US">Deferred tax assets tax loss carry forwards [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxAssetsTaxLossCarryForwardsMember" xlink:to="lab_bns_DeferredTaxAssetsTaxLossCarryForwardsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxAssetsTaxLossCarryForwardsMember" xml:lang="en-US">Deferred tax assets tax loss carry forwards.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxAssetsAllowanceForCreditLossesMember" xlink:label="loc_bns_DeferredTaxAssetsAllowanceForCreditLossesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxAssetsAllowanceForCreditLossesMember" xml:lang="en-US">Deferred tax assets allowance for credit losses [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxAssetsAllowanceForCreditLossesMember" xml:lang="en-US">Deferred tax assets allowance for credit losses [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxAssetsAllowanceForCreditLossesMember" xlink:to="lab_bns_DeferredTaxAssetsAllowanceForCreditLossesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxAssetsAllowanceForCreditLossesMember" xml:lang="en-US">Deferred tax assets allowance for credit losses.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxAssetsDeferredCompensationMember" xlink:label="loc_bns_DeferredTaxAssetsDeferredCompensationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxAssetsDeferredCompensationMember" xml:lang="en-US">Deferred tax assets deferred compensation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxAssetsDeferredCompensationMember" xml:lang="en-US">Deferred tax assets deferred compensation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxAssetsDeferredCompensationMember" xlink:to="lab_bns_DeferredTaxAssetsDeferredCompensationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxAssetsDeferredCompensationMember" xml:lang="en-US">Deferred tax assets deferred compensation.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxAssetsDeferredIncomeMember" xlink:label="loc_bns_DeferredTaxAssetsDeferredIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxAssetsDeferredIncomeMember" xml:lang="en-US">Deferred tax assets deferred income [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxAssetsDeferredIncomeMember" xml:lang="en-US">Deferred tax assets deferred income [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxAssetsDeferredIncomeMember" xlink:to="lab_bns_DeferredTaxAssetsDeferredIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxAssetsDeferredIncomeMember" xml:lang="en-US">Deferred tax assets deferred income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxAssetPropertyAndEquipmentMember" xlink:label="loc_bns_DeferredTaxAssetPropertyAndEquipmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxAssetPropertyAndEquipmentMember" xml:lang="en-US">Deferred Tax Asset Property And Equipment [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxAssetPropertyAndEquipmentMember" xml:lang="en-US">Deferred tax asset property and equipment [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxAssetPropertyAndEquipmentMember" xlink:to="lab_bns_DeferredTaxAssetPropertyAndEquipmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxAssetPropertyAndEquipmentMember" xml:lang="en-US">Deferred Tax Asset Property And Equipment.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxAssetsPensionAndOtherPostretirementBenefitsMember" xlink:label="loc_bns_DeferredTaxAssetsPensionAndOtherPostretirementBenefitsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxAssetsPensionAndOtherPostretirementBenefitsMember" xml:lang="en-US">Deferred tax assets pension and other postretirement benefits [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxAssetsPensionAndOtherPostretirementBenefitsMember" xml:lang="en-US">Deferred tax assets pension and other post-retirement benefits [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxAssetsPensionAndOtherPostretirementBenefitsMember" xlink:to="lab_bns_DeferredTaxAssetsPensionAndOtherPostretirementBenefitsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxAssetsPensionAndOtherPostretirementBenefitsMember" xml:lang="en-US">This member stands for deferred tax assets pension and other postretirement benefits.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxAssetsSecuritiesMember" xlink:label="loc_bns_DeferredTaxAssetsSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxAssetsSecuritiesMember" xml:lang="en-US">Deferred tax assets securities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxAssetsSecuritiesMember" xml:lang="en-US">Deferred tax assets securities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxAssetsSecuritiesMember" xlink:to="lab_bns_DeferredTaxAssetsSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxAssetsSecuritiesMember" xml:lang="en-US">Deferred tax assets securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxAssetsOtherMember" xlink:label="loc_bns_DeferredTaxAssetsOtherMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxAssetsOtherMember" xml:lang="en-US">Deferred Tax Assets Other [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxAssetsOtherMember" xml:lang="en-US">Deferred tax assets other [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxAssetsOtherMember" xlink:to="lab_bns_DeferredTaxAssetsOtherMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxAssetsOtherMember" xml:lang="en-US">Deferred tax assets other.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxLiabilitiesDeferredIncomeMember" xlink:label="loc_bns_DeferredTaxLiabilitiesDeferredIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxLiabilitiesDeferredIncomeMember" xml:lang="en-US">Deferred tax liabilities deferred income [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxLiabilitiesDeferredIncomeMember" xml:lang="en-US">Deferred tax liabilities deferred income [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxLiabilitiesDeferredIncomeMember" xlink:to="lab_bns_DeferredTaxLiabilitiesDeferredIncomeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxLiabilitiesDeferredIncomeMember" xml:lang="en-US">Deferred tax liabilities deferred income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxLiabilityPropertyAndEquipmentMember" xlink:label="loc_bns_DeferredTaxLiabilityPropertyAndEquipmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxLiabilityPropertyAndEquipmentMember" xml:lang="en-US">Deferred Tax Liability Property And Equipment [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxLiabilityPropertyAndEquipmentMember" xml:lang="en-US">Deferred tax liability property and equipment [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxLiabilityPropertyAndEquipmentMember" xlink:to="lab_bns_DeferredTaxLiabilityPropertyAndEquipmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxLiabilityPropertyAndEquipmentMember" xml:lang="en-US">Deferred tax liability property and equipment.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxLiabilitiesPensionAndOtherPostretirementBenefitsMember" xlink:label="loc_bns_DeferredTaxLiabilitiesPensionAndOtherPostretirementBenefitsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxLiabilitiesPensionAndOtherPostretirementBenefitsMember" xml:lang="en-US">Deferred tax liabilities pension and other post-retirement benefits [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxLiabilitiesPensionAndOtherPostretirementBenefitsMember" xml:lang="en-US">Deferred tax liabilities pension and other post-retirement benefits [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxLiabilitiesPensionAndOtherPostretirementBenefitsMember" xlink:to="lab_bns_DeferredTaxLiabilitiesPensionAndOtherPostretirementBenefitsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxLiabilitiesPensionAndOtherPostretirementBenefitsMember" xml:lang="en-US">Deferred tax liabilities pension and other post-retirement benefits.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxLiabilitiesSecuritiesMember" xlink:label="loc_bns_DeferredTaxLiabilitiesSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxLiabilitiesSecuritiesMember" xml:lang="en-US">Deferred tax liabilities securities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxLiabilitiesSecuritiesMember" xml:lang="en-US">Deferred tax liabilities securities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxLiabilitiesSecuritiesMember" xlink:to="lab_bns_DeferredTaxLiabilitiesSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxLiabilitiesSecuritiesMember" xml:lang="en-US">Deferred tax liabilities securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxLiabilitiesIntangibleAssetsMember" xlink:label="loc_bns_DeferredTaxLiabilitiesIntangibleAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxLiabilitiesIntangibleAssetsMember" xml:lang="en-US">Deferred Tax Liabilities Intangible Assets [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxLiabilitiesIntangibleAssetsMember" xml:lang="en-US">Deferred tax liabilities intangible assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxLiabilitiesIntangibleAssetsMember" xlink:to="lab_bns_DeferredTaxLiabilitiesIntangibleAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxLiabilitiesIntangibleAssetsMember" xml:lang="en-US">Deferred tax liabilities intangible assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxLiabilitiesOthersMember" xlink:label="loc_bns_DeferredTaxLiabilitiesOthersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxLiabilitiesOthersMember" xml:lang="en-US">Deferred Tax Liabilities Others [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxLiabilitiesOthersMember" xml:lang="en-US">Deferred tax liabilities others [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxLiabilitiesOthersMember" xlink:to="lab_bns_DeferredTaxLiabilitiesOthersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxLiabilitiesOthersMember" xml:lang="en-US">Deferred tax liabilities others.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxAssetsMember" xlink:label="loc_bns_DeferredTaxAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxAssetsMember" xml:lang="en-US">Deferred Tax Assets [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxAssetsMember" xml:lang="en-US">Deferred tax assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxAssetsMember" xlink:to="lab_bns_DeferredTaxAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxAssetsMember" xml:lang="en-US">Deferred tax assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxLiabilitiesMember" xlink:label="loc_bns_DeferredTaxLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxLiabilitiesMember" xml:lang="en-US">Deferred Tax Liabilities [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxLiabilitiesMember" xml:lang="en-US">Deferred tax liabilities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxLiabilitiesMember" xlink:to="lab_bns_DeferredTaxLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxLiabilitiesMember" xml:lang="en-US">Deferred Tax Liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxAssetsOwnCreditRiskMember" xlink:label="loc_bns_DeferredTaxAssetsOwnCreditRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxAssetsOwnCreditRiskMember" xml:lang="en-US">Deferred tax assets own credit risk [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_DeferredTaxAssetsOwnCreditRiskMember" xml:lang="en-US">Deferred tax assets own credit risk [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxAssetsOwnCreditRiskMember" xlink:to="lab_bns_DeferredTaxAssetsOwnCreditRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxAssetsOwnCreditRiskMember" xml:lang="en-US">Deferred tax assets own credit risk.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxLiabilitiesCashFlowHedgesMember" xlink:label="loc_bns_DeferredTaxLiabilitiesCashFlowHedgesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxLiabilitiesCashFlowHedgesMember" xml:lang="en-US">Deferred tax liabilities cash flow hedges [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_DeferredTaxLiabilitiesCashFlowHedgesMember" xml:lang="en-US">Deferred tax liabilities cash flow hedges [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxLiabilitiesCashFlowHedgesMember" xlink:to="lab_bns_DeferredTaxLiabilitiesCashFlowHedgesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxLiabilitiesCashFlowHedgesMember" xml:lang="en-US">Deferred tax liabilities cash flow hedges.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxLiabilitiesDeferredCompensationMember" xlink:label="loc_bns_DeferredTaxLiabilitiesDeferredCompensationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxLiabilitiesDeferredCompensationMember" xml:lang="en-US">Deferred tax liabilities deferred compensation [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_DeferredTaxLiabilitiesDeferredCompensationMember" xml:lang="en-US">Deferred tax liabilities deferred compensation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxLiabilitiesDeferredCompensationMember" xlink:to="lab_bns_DeferredTaxLiabilitiesDeferredCompensationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxLiabilitiesDeferredCompensationMember" xml:lang="en-US">Deferred tax liabilities deferred compensation.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxLiabilitiesInvestmentInSubsidiariesAndAssociatesMember" xlink:label="loc_bns_DeferredTaxLiabilitiesInvestmentInSubsidiariesAndAssociatesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxLiabilitiesInvestmentInSubsidiariesAndAssociatesMember" xml:lang="en-US">Deferred tax liabilities investment in subsidiaries and associates [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxLiabilitiesInvestmentInSubsidiariesAndAssociatesMember" xml:lang="en-US">Deferred tax liabilities investment in subsidiaries and associates [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxLiabilitiesInvestmentInSubsidiariesAndAssociatesMember" xlink:to="lab_bns_DeferredTaxLiabilitiesInvestmentInSubsidiariesAndAssociatesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxLiabilitiesInvestmentInSubsidiariesAndAssociatesMember" xml:lang="en-US">Deferred tax liabilities investment in subsidiaries and associates.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DeferredTaxAssetsLeaseLiabilitiesMember" xlink:label="loc_bns_DeferredTaxAssetsLeaseLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DeferredTaxAssetsLeaseLiabilitiesMember" xml:lang="en-US">Deferred Tax Assets Lease Liabilities [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DeferredTaxAssetsLeaseLiabilitiesMember" xml:lang="en-US">Deferred tax assets lease liabilities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DeferredTaxAssetsLeaseLiabilitiesMember" xlink:to="lab_bns_DeferredTaxAssetsLeaseLiabilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DeferredTaxAssetsLeaseLiabilitiesMember" xml:lang="en-US">Deferred tax assets lease liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract" xlink:label="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract" xml:lang="en-US">Reconciliation of changes in deferred tax liability (asset) [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract" xlink:to="lab_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseThroughOtherDeferredTaxLiabilityAsset" xlink:label="loc_bns_IncreaseDecreaseThroughOtherDeferredTaxLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseThroughOtherDeferredTaxLiabilityAsset" xml:lang="en-US">Increase Decrease Through Other Deferred Tax Liability Asset</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_IncreaseDecreaseThroughOtherDeferredTaxLiabilityAsset" xml:lang="en-US">Other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseThroughOtherDeferredTaxLiabilityAsset" xlink:to="lab_bns_IncreaseDecreaseThroughOtherDeferredTaxLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseThroughOtherDeferredTaxLiabilityAsset" xml:lang="en-US">The increase (decrease) in deferred tax liability (asset) resulting from other.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseDecreaseThroughLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset" xml:lang="en-US">Increase (decrease) through loss of control of subsidiary, deferred tax liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset" xml:lang="en-US">Disposed in divestitures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfIncomeTaxAbstract" xlink:label="loc_bns_DisclosureOfIncomeTaxAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfIncomeTaxAbstract" xml:lang="en-US">Disclosure of income tax [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfIncomeTaxAbstract" xlink:to="lab_bns_DisclosureOfIncomeTaxAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfIncomeTaxAbstract" xml:lang="en-US">Disclosure of income tax.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfIncomeTaxesTable" xlink:label="loc_bns_DisclosureOfIncomeTaxesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfIncomeTaxesTable" xml:lang="en-US">Disclosure Of Income Taxes [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfIncomeTaxesTable" xml:lang="en-US">Disclosure Of Income Taxes [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfIncomeTaxesTable" xlink:to="lab_bns_DisclosureOfIncomeTaxesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfIncomeTaxesTable" xml:lang="en-US">Schedule disclosing information related to income taxes.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfIncomeTaxesLineItems" xlink:label="loc_bns_DisclosureOfIncomeTaxesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfIncomeTaxesLineItems" xml:lang="en-US">Disclosure Of Income Taxes [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfIncomeTaxesLineItems" xml:lang="en-US">Disclosure Of Income Taxes [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfIncomeTaxesLineItems" xlink:to="lab_bns_DisclosureOfIncomeTaxesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfIncomeTaxesLineItems" xml:lang="en-US">Line items represent concepts included in income taxes.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised" xlink:label="loc_ifrs-full_DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised" xml:lang="en-US">Deductible temporary differences for which no deferred tax asset is recognised</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised" xml:lang="en-US">Temporary differences, unused tax losses and unused tax credits for which no deferred tax asset is recognized</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised" xlink:to="lab_ifrs-full_DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" xlink:label="loc_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" xml:lang="en-US">Unused tax losses for which no deferred tax asset recognised</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" xml:lang="en-US">Unrecognized losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" xlink:to="lab_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense" xlink:label="loc_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense" xml:lang="en-US">Tax benefit arising from previously unrecognised tax loss, tax credit or temporary difference of prior period used to reduce deferred tax expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense" xml:lang="en-US">Deferred tax asset tax benefits relate to tax losses incurred in Canadian or foreign operations</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense" xlink:to="lab_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" xlink:label="loc_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" xml:lang="en-US">Temporary differences associated with investments in subsidiaries, branches and associates and interests in joint arrangements for which deferred tax liabilities have not been recognised</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" xml:lang="en-US">Amount of taxable temporary differences associated with investments in subsidiaries, associates and interests in joint ventures for which deferred tax liabilities have not been recognized</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" xlink:to="lab_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AmountForTaxAssessmentNoticeServed" xlink:label="loc_bns_AmountForTaxAssessmentNoticeServed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AmountForTaxAssessmentNoticeServed" xml:lang="en-US">Amount For Tax Assessment Notice Served</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AmountForTaxAssessmentNoticeServed" xml:lang="en-US">Reassessed tax by Canada Revenue Agency</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AmountForTaxAssessmentNoticeServed" xlink:to="lab_bns_AmountForTaxAssessmentNoticeServed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AmountForTaxAssessmentNoticeServed" xml:lang="en-US">Amount for tax assessment notice served.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ThresholdLimitOfRevenuePaymentOfGlobalMinimumTax" xlink:label="loc_bns_ThresholdLimitOfRevenuePaymentOfGlobalMinimumTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ThresholdLimitOfRevenuePaymentOfGlobalMinimumTax" xml:lang="en-US">Threshold Limit Of Revenue Payment Of Global Minimum Tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ThresholdLimitOfRevenuePaymentOfGlobalMinimumTax" xml:lang="en-US">Threshold limit of revenue payment of global minimum tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ThresholdLimitOfRevenuePaymentOfGlobalMinimumTax" xlink:to="lab_bns_ThresholdLimitOfRevenuePaymentOfGlobalMinimumTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ThresholdLimitOfRevenuePaymentOfGlobalMinimumTax" xml:lang="en-US">threshold limit of revenue payment of global minimum tax.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GlobalMinimumTaxRate" xlink:label="loc_bns_GlobalMinimumTaxRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GlobalMinimumTaxRate" xml:lang="en-US">Global Minimum Tax Rate</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GlobalMinimumTaxRate" xml:lang="en-US">Global minimum tax rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GlobalMinimumTaxRate" xlink:to="lab_bns_GlobalMinimumTaxRate" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GlobalMinimumTaxRate" xml:lang="en-US">Global minimum tax rate.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SubsidiaryAmountForTaxAssessmentNoticeServed" xlink:label="loc_bns_SubsidiaryAmountForTaxAssessmentNoticeServed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SubsidiaryAmountForTaxAssessmentNoticeServed" xml:lang="en-US">Subsidiary Amount For Tax Assessment Notice Served</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SubsidiaryAmountForTaxAssessmentNoticeServed" xml:lang="en-US">Subsidiary amount for tax assessment notice served</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SubsidiaryAmountForTaxAssessmentNoticeServed" xlink:to="lab_bns_SubsidiaryAmountForTaxAssessmentNoticeServed" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SubsidiaryAmountForTaxAssessmentNoticeServed" xml:lang="en-US">Subsidiary amount for tax assessment notice served.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TaxYearAxis" xlink:label="loc_bns_TaxYearAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TaxYearAxis" xml:lang="en-US">Tax year [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TaxYearAxis" xml:lang="en-US">Tax year [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TaxYearAxis" xlink:to="lab_bns_TaxYearAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TaxYearAxis" xml:lang="en-US">Tax year [axis]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TaxYearDomain" xlink:label="loc_bns_TaxYearDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TaxYearDomain" xml:lang="en-US">Tax Year [Domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TaxYearDomain" xml:lang="en-US">Tax Year [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TaxYearDomain" xlink:to="lab_bns_TaxYearDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TaxYearDomain" xml:lang="en-US">Tax Year [Domain]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TwoThousandEighteenToTwoThousandAndTwentyMember" xlink:label="loc_bns_TwoThousandEighteenToTwoThousandAndTwentyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TwoThousandEighteenToTwoThousandAndTwentyMember" xml:lang="en-US">Two Thousand Eighteen To Two Thousand and Twenty [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_TwoThousandEighteenToTwoThousandAndTwentyMember" xml:lang="en-US">2018 to 2020 taxation year [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TwoThousandEighteenToTwoThousandAndTwentyMember" xlink:to="lab_bns_TwoThousandEighteenToTwoThousandAndTwentyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TwoThousandEighteenToTwoThousandAndTwentyMember" xml:lang="en-US">Two thousand eighteen to two thousand and twenty.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TwoThousandElevenToTwoThousandAndTwentyMember" xlink:label="loc_bns_TwoThousandElevenToTwoThousandAndTwentyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TwoThousandElevenToTwoThousandAndTwentyMember" xml:lang="en-US">Two Thousand Eleven To Two Thousand and Twenty [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TwoThousandElevenToTwoThousandAndTwentyMember" xml:lang="en-US">2011 to 2020 taxation year [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TwoThousandElevenToTwoThousandAndTwentyMember" xlink:to="lab_bns_TwoThousandElevenToTwoThousandAndTwentyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TwoThousandElevenToTwoThousandAndTwentyMember" xml:lang="en-US">Two thousand eleven to two thousand and twenty.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TwoThousandFourteenToTwoThousandEighteenMember" xlink:label="loc_bns_TwoThousandFourteenToTwoThousandEighteenMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TwoThousandFourteenToTwoThousandEighteenMember" xml:lang="en-US">Two Thousand Fourteen To Two Thousand Eighteen [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TwoThousandFourteenToTwoThousandEighteenMember" xml:lang="en-US">2014 to 2018 taxation year [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TwoThousandFourteenToTwoThousandEighteenMember" xlink:to="lab_bns_TwoThousandFourteenToTwoThousandEighteenMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TwoThousandFourteenToTwoThousandEighteenMember" xml:lang="en-US">Two thousand fourteen to two thousand eighteen.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DetailsAxis" xlink:label="loc_bns_DetailsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DetailsAxis" xml:lang="en-US">Details [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DetailsAxis" xlink:to="lab_bns_DetailsAxis" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DetailsDomain" xlink:label="loc_bns_DetailsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DetailsDomain" xml:lang="en-US">Details [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DetailsDomain" xlink:to="lab_bns_DetailsDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EventAxis" xlink:label="loc_bns_EventAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EventAxis" xml:lang="en-US">Event [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EventAxis" xlink:to="lab_bns_EventAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EventAxis" xml:lang="en-US">Event.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EventDomain" xlink:label="loc_bns_EventDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EventDomain" xml:lang="en-US">Event [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EventDomain" xlink:to="lab_bns_EventDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EventDomain" xml:lang="en-US">Event.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncomeTaxAuthorityNameAxis" xlink:label="loc_bns_IncomeTaxAuthorityNameAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncomeTaxAuthorityNameAxis" xml:lang="en-US">Income Tax Authority, Name [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncomeTaxAuthorityNameAxis" xlink:to="lab_bns_IncomeTaxAuthorityNameAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncomeTaxAuthorityNameAxis" xml:lang="en-US">Income tax authority, name.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncomeTaxAuthorityNameMember" xlink:label="loc_bns_IncomeTaxAuthorityNameMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncomeTaxAuthorityNameMember" xml:lang="en-US">Income Tax Authority, Name [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncomeTaxAuthorityNameMember" xlink:to="lab_bns_IncomeTaxAuthorityNameMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncomeTaxAuthorityNameMember" xml:lang="en-US">Income tax authority, name.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SubsidiariesMember" xlink:label="loc_ifrs-full_SubsidiariesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SubsidiariesMember" xml:lang="en-US">Subsidiaries [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SubsidiariesMember" xlink:to="lab_ifrs-full_SubsidiariesMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansAbstract" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansAbstract" xml:lang="en-US">Disclosure of defined benefit plans [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansAbstract" xlink:to="lab_ifrs-full_DisclosureOfDefinedBenefitPlansAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansTable" xml:lang="en-US">Disclosure of defined benefit plans [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansTable" xml:lang="en-US">Disclosure of defined benefit plans [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansTable" xlink:to="lab_ifrs-full_DisclosureOfDefinedBenefitPlansTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DefinedBenefitPlansAxis" xlink:label="loc_ifrs-full_DefinedBenefitPlansAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DefinedBenefitPlansAxis" xml:lang="en-US">Defined benefit plans [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DefinedBenefitPlansAxis" xml:lang="en-US">Defined benefit plans [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DefinedBenefitPlansAxis" xlink:to="lab_ifrs-full_DefinedBenefitPlansAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DefinedBenefitPlansDomain" xlink:label="loc_ifrs-full_DefinedBenefitPlansDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DefinedBenefitPlansDomain" xml:lang="en-US">Defined benefit plans [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DefinedBenefitPlansDomain" xlink:to="lab_ifrs-full_DefinedBenefitPlansDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DomesticScotiabankPensionPlanMember" xlink:label="loc_bns_DomesticScotiabankPensionPlanMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DomesticScotiabankPensionPlanMember" xml:lang="en-US">Domestic scotiabank pension plan [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DomesticScotiabankPensionPlanMember" xml:lang="en-US">SPP [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DomesticScotiabankPensionPlanMember" xlink:to="lab_bns_DomesticScotiabankPensionPlanMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DomesticScotiabankPensionPlanMember" xml:lang="en-US">Domestic scotiabank pension plan.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherPensionPlansMember" xlink:label="loc_bns_OtherPensionPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherPensionPlansMember" xml:lang="en-US">Other Pension Plans [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherPensionPlansMember" xml:lang="en-US">Other Pension Plans [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherPensionPlansMember" xlink:to="lab_bns_OtherPensionPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherPensionPlansMember" xml:lang="en-US">Other pension plans.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PensionDefinedBenefitPlansMember" xlink:label="loc_ifrs-full_PensionDefinedBenefitPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PensionDefinedBenefitPlansMember" xml:lang="en-US">Pension defined benefit plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PensionDefinedBenefitPlansMember" xml:lang="en-US">Pension plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PensionDefinedBenefitPlansMember" xlink:to="lab_ifrs-full_PensionDefinedBenefitPlansMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherBenefitPlansMember" xlink:label="loc_bns_OtherBenefitPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherBenefitPlansMember" xml:lang="en-US">Other Benefit Plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherBenefitPlansMember" xml:lang="en-US">Other benefit plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherBenefitPlansMember" xlink:to="lab_bns_OtherBenefitPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherBenefitPlansMember" xml:lang="en-US">Other benefit plans.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:label="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xml:lang="en-US">Disclosure of defined benefit plans [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xml:lang="en-US">Disclosure of defined benefit plans [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" xlink:to="lab_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PercentageOfDefinedBenefitObligations" xlink:label="loc_bns_PercentageOfDefinedBenefitObligations" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PercentageOfDefinedBenefitObligations" xml:lang="en-US">Percentage Of Defined Benefit Obligations</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PercentageOfDefinedBenefitObligations" xml:lang="en-US">Percentage of total benefit obligations</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PercentageOfDefinedBenefitObligations" xlink:to="lab_bns_PercentageOfDefinedBenefitObligations" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PercentageOfDefinedBenefitObligations" xml:lang="en-US">Percentage of defined benefit obligations.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PercentageOfPlanAssets" xlink:label="loc_bns_PercentageOfPlanAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PercentageOfPlanAssets" xml:lang="en-US">Percentage of plan assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PercentageOfPlanAssets" xml:lang="en-US">Percentage of total plan assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PercentageOfPlanAssets" xlink:to="lab_bns_PercentageOfPlanAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PercentageOfPlanAssets" xml:lang="en-US">Percentage of plan assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense" xlink:label="loc_bns_PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense" xml:lang="en-US">Percentage of benefit expense excluding non routine benefit expense</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense" xml:lang="en-US">Percentage of total benefit expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense" xlink:to="lab_bns_PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense" xml:lang="en-US">Percentage of benefit expense excluding non routine benefit expense.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetAbstract" xlink:label="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetAbstract" xml:lang="en-US">Disclosure of net defined benefit liability (asset) [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetAbstract" xlink:to="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetTable" xlink:label="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetTable" xml:lang="en-US">Disclosure of net defined benefit liability (asset) [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetTable" xml:lang="en-US">Disclosure of net defined benefit liability (asset) [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetTable" xlink:to="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetTable" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherDefinedBenefitPensionPlansMember" xlink:label="loc_bns_OtherDefinedBenefitPensionPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherDefinedBenefitPensionPlansMember" xml:lang="en-US">Other defined benefit pension plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherDefinedBenefitPensionPlansMember" xml:lang="en-US">All other plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherDefinedBenefitPensionPlansMember" xlink:to="lab_bns_OtherDefinedBenefitPensionPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherDefinedBenefitPensionPlansMember" xml:lang="en-US">Other defined benefit pension plans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DefinedContributionPensionPlansMember" xlink:label="loc_bns_DefinedContributionPensionPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DefinedContributionPensionPlansMember" xml:lang="en-US">Defined contribution pension plans [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_DefinedContributionPensionPlansMember" xml:lang="en-US">Defined contribution pension and other benefit plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/definitionGuidance" xlink:label="lab_bns_DefinedContributionPensionPlansMember" xml:lang="en-US">Defined contribution pension and other benefit plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DefinedContributionPensionPlansMember" xlink:to="lab_bns_DefinedContributionPensionPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DefinedContributionPensionPlansMember" xml:lang="en-US">Defined contribution pension plans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DcPensionContributionsFundedFromPensionPlanSurplusMember" xlink:label="loc_bns_DcPensionContributionsFundedFromPensionPlanSurplusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DcPensionContributionsFundedFromPensionPlanSurplusMember" xml:lang="en-US">DC Pension Contributions Funded From Pension Plan Surplus [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DcPensionContributionsFundedFromPensionPlanSurplusMember" xml:lang="en-US">Defined contribution pension contributions funded from pension plan surplus [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DcPensionContributionsFundedFromPensionPlanSurplusMember" xlink:to="lab_bns_DcPensionContributionsFundedFromPensionPlanSurplusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DcPensionContributionsFundedFromPensionPlanSurplusMember" xml:lang="en-US">Dc pension contributions funded from pension plan surplus.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems" xlink:label="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems" xml:lang="en-US">Disclosure of net defined benefit liability (asset) [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems" xml:lang="en-US">Disclosure of net defined benefit liability (asset) [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems" xlink:to="lab_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseInContributionsToPlanByEmployer" xlink:label="loc_bns_IncreaseDecreaseInContributionsToPlanByEmployer" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseInContributionsToPlanByEmployer" xml:lang="en-US">Increase Decrease In Contributions To Plan By Employer</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncreaseDecreaseInContributionsToPlanByEmployer" xml:lang="en-US">Contributions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseInContributionsToPlanByEmployer" xlink:to="lab_bns_IncreaseDecreaseInContributionsToPlanByEmployer" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseInContributionsToPlanByEmployer" xml:lang="en-US">Increase (decrease) in contributions to plan by employer.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan" xlink:label="loc_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan" xml:lang="en-US">Estimate of contributions expected to be paid to plan for next annual reporting period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan" xml:lang="en-US">Estimate of contributions expected to be paid</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan" xlink:to="lab_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfFairValueOfPlanAssetsAbstract" xlink:label="loc_ifrs-full_DisclosureOfFairValueOfPlanAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsAbstract" xml:lang="en-US">Disclosure of fair value of plan assets [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfFairValueOfPlanAssetsAbstract" xlink:to="lab_ifrs-full_DisclosureOfFairValueOfPlanAssetsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DefinedBenefitObligationAtPresentValue" xlink:label="loc_ifrs-full_DefinedBenefitObligationAtPresentValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DefinedBenefitObligationAtPresentValue" xml:lang="en-US">Defined benefit obligation, at present value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DefinedBenefitObligationAtPresentValue" xml:lang="en-US">Benefit obligation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DefinedBenefitObligationAtPresentValue" xlink:to="lab_ifrs-full_DefinedBenefitObligationAtPresentValue" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PlanAssetsAtFairValue" xlink:label="loc_ifrs-full_PlanAssetsAtFairValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PlanAssetsAtFairValue" xml:lang="en-US">Plan assets, at fair value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PlanAssetsAtFairValue" xml:lang="en-US">Fair value of assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PlanAssetsAtFairValue" xlink:to="lab_ifrs-full_PlanAssetsAtFairValue" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SurplusDeficitInPlan" xlink:label="loc_ifrs-full_SurplusDeficitInPlan" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SurplusDeficitInPlan" xml:lang="en-US">Surplus (deficit) in plan</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_SurplusDeficitInPlan" xml:lang="en-US">Excess (deficit) of fair value of assets over total benefit obligation</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SurplusDeficitInPlan" xml:lang="en-US">Excess (deficit) of fair value of assets over benefit obligation at end of year</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SurplusDeficitInPlan" xlink:to="lab_ifrs-full_SurplusDeficitInPlan" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EffectOfAssetLimitationAndMinimumFundingRequirement" xlink:label="loc_bns_EffectOfAssetLimitationAndMinimumFundingRequirement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EffectOfAssetLimitationAndMinimumFundingRequirement" xml:lang="en-US">Effect of asset limitation and minimum funding requirement</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_EffectOfAssetLimitationAndMinimumFundingRequirement" xml:lang="en-US">Effect of asset limitation and minimum funding requirement</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EffectOfAssetLimitationAndMinimumFundingRequirement" xlink:to="lab_bns_EffectOfAssetLimitationAndMinimumFundingRequirement" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EffectOfAssetLimitationAndMinimumFundingRequirement" xml:lang="en-US">Effect of asset limitation and minimum funding requirement.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xlink:label="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xml:lang="en-US">Net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xml:lang="en-US">Net asset (liability) at end of year</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodStartLabel" xlink:label="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xml:lang="en-US">Beginning of year</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/periodEndLabel" xlink:label="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xml:lang="en-US">End of year</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_LiabilityAssetOfDefinedBenefitPlans" xlink:to="lab_ifrs-full_LiabilityAssetOfDefinedBenefitPlans" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NetDefinedBenefitLiabilityAssetAxis" xlink:label="loc_ifrs-full_NetDefinedBenefitLiabilityAssetAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NetDefinedBenefitLiabilityAssetAxis" xml:lang="en-US">Net defined benefit liability (asset) [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NetDefinedBenefitLiabilityAssetAxis" xml:lang="en-US">Net defined benefit liability (asset) [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetDefinedBenefitLiabilityAssetAxis" xlink:to="lab_ifrs-full_NetDefinedBenefitLiabilityAssetAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NetDefinedBenefitLiabilityAssetDomain" xlink:label="loc_ifrs-full_NetDefinedBenefitLiabilityAssetDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NetDefinedBenefitLiabilityAssetDomain" xml:lang="en-US">Net defined benefit liability (asset) [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NetDefinedBenefitLiabilityAssetDomain" xlink:to="lab_ifrs-full_NetDefinedBenefitLiabilityAssetDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_WhollyUnfundedDefinedBenefitPlansMember" xlink:label="loc_ifrs-full_WhollyUnfundedDefinedBenefitPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WhollyUnfundedDefinedBenefitPlansMember" xml:lang="en-US">Wholly unfunded defined benefit plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_WhollyUnfundedDefinedBenefitPlansMember" xml:lang="en-US">Unfunded plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WhollyUnfundedDefinedBenefitPlansMember" xlink:to="lab_ifrs-full_WhollyUnfundedDefinedBenefitPlansMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_WhollyOrPartlyFundedDefinedBenefitPlansMember" xlink:label="loc_ifrs-full_WhollyOrPartlyFundedDefinedBenefitPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WhollyOrPartlyFundedDefinedBenefitPlansMember" xml:lang="en-US">Wholly or partly funded defined benefit plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_WhollyOrPartlyFundedDefinedBenefitPlansMember" xml:lang="en-US">Wholly Funded and Partly Funded Plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WhollyOrPartlyFundedDefinedBenefitPlansMember" xlink:to="lab_ifrs-full_WhollyOrPartlyFundedDefinedBenefitPlansMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Current service cost, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Current service cost</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Interest expense (income), net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Net interest expense (income)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Return on plan assets excluding interest income or expense, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Actual return on assets (net of administrative expenses)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Contributions to plan by employer, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Employer contributions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Actuarial gains (losses) arising from changes in demographic assumptions, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Actuarial gains and (losses) from changes in demographic assumptions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Contributions to plan by plan participants, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Employee contributions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Payments from plan, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Benefits paid</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdministrativeExpensesIncomeNetDefinedBenefitLiabilityAsset" xlink:label="loc_bns_AdministrativeExpensesIncomeNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdministrativeExpensesIncomeNetDefinedBenefitLiabilityAsset" xml:lang="en-US">AdministrativeExpensesIncomeNetDefinedBenefitLiabilityAsset</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AdministrativeExpensesIncomeNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Administrative expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdministrativeExpensesIncomeNetDefinedBenefitLiabilityAsset" xlink:to="lab_bns_AdministrativeExpensesIncomeNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdministrativeExpensesIncomeNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Administrative expenses income net defined benefit liability asset.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Actuarial gains (losses) arising from changes in financial assumptions, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Actuarial gains and (losses) from changes in financial assumptions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Actuarial gains (losses) arising from experience adjustments, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Actuarial gains and (losses) from changes in experience</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Past service cost, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Past service cost</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquityAndDebtInstrumentsAmountContributedToFairValueOfPlanAssets" xlink:label="loc_bns_EquityAndDebtInstrumentsAmountContributedToFairValueOfPlanAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquityAndDebtInstrumentsAmountContributedToFairValueOfPlanAssets" xml:lang="en-US">EquityAndDebtInstrumentsAmountContributedToFairValueOfPlanAssets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquityAndDebtInstrumentsAmountContributedToFairValueOfPlanAssets" xml:lang="en-US">In Scotiabank securities (stock, bonds)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquityAndDebtInstrumentsAmountContributedToFairValueOfPlanAssets" xlink:to="lab_bns_EquityAndDebtInstrumentsAmountContributedToFairValueOfPlanAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquityAndDebtInstrumentsAmountContributedToFairValueOfPlanAssets" xml:lang="en-US">Equity and debt instruments, amount contributed to fair value of plan assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Gains (losses) arising from settlements, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Amount of settlement (gain) loss recognized</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PropertyAmountContributedToFairValueOfPlanAssets" xlink:label="loc_ifrs-full_PropertyAmountContributedToFairValueOfPlanAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PropertyAmountContributedToFairValueOfPlanAssets" xml:lang="en-US">Real estate, amount contributed to fair value of plan assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PropertyAmountContributedToFairValueOfPlanAssets" xml:lang="en-US">In property occupied by Scotiabank</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PropertyAmountContributedToFairValueOfPlanAssets" xlink:to="lab_ifrs-full_PropertyAmountContributedToFairValueOfPlanAssets" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Increase (decrease) through business combinations and disposals, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Business acquisition</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Gain (loss) on remeasurement, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Remeasurement of other long-term benefits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Payments in respect of settlements, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Settlements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EmployeeBenefitsExpenseNet" xlink:label="loc_bns_EmployeeBenefitsExpenseNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EmployeeBenefitsExpenseNet" xml:lang="en-US">Employee Benefits Expense Net</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_EmployeeBenefitsExpenseNet" xml:lang="en-US">Benefit expense (income) recorded in the Consolidated Statement of Income (A)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EmployeeBenefitsExpenseNet" xlink:to="lab_bns_EmployeeBenefitsExpenseNet" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EmployeeBenefitsExpenseNet" xml:lang="en-US">Employee (benefits) expense net.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans" xlink:label="loc_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans" xml:lang="en-US">Post-employment benefit expense, defined contribution plans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans" xml:lang="en-US">Defined contribution benefit expense (B)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans" xlink:to="lab_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ReturnOnPlanAssetsInExcessOfInterestIncomeNetDefinedBenefitLiabilityAsset" xlink:label="loc_bns_ReturnOnPlanAssetsInExcessOfInterestIncomeNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ReturnOnPlanAssetsInExcessOfInterestIncomeNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Return On Plan Assets In Excess Of Interest Income Net Defined Benefit Liability Asset</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ReturnOnPlanAssetsInExcessOfInterestIncomeNetDefinedBenefitLiabilityAsset" xml:lang="en-US">(Return) on plan assets in excess of interest income on fair value of assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ReturnOnPlanAssetsInExcessOfInterestIncomeNetDefinedBenefitLiabilityAsset" xlink:to="lab_bns_ReturnOnPlanAssetsInExcessOfInterestIncomeNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ReturnOnPlanAssetsInExcessOfInterestIncomeNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Return on plan assetsin n excess of interest income net defined benefit liability asset.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" xlink:label="loc_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Increase (decrease) through changes in foreign exchange rates, net defined benefit liability (asset)</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" xml:lang="en-US">Foreign exchange</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" xlink:to="lab_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ActuarialGainLossOnDefinedBenefitObligation" xlink:label="loc_bns_ActuarialGainLossOnDefinedBenefitObligation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ActuarialGainLossOnDefinedBenefitObligation" xml:lang="en-US">Actuarial gain loss on defined benefit obligation</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_ActuarialGainLossOnDefinedBenefitObligation" xml:lang="en-US">Actuarial (loss) gain on benefit obligation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ActuarialGainLossOnDefinedBenefitObligation" xlink:to="lab_bns_ActuarialGainLossOnDefinedBenefitObligation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ActuarialGainLossOnDefinedBenefitObligation" xml:lang="en-US">Actuarial gain (loss) on defined benefit obligation.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ChangeInPlanAssetLimitation" xlink:label="loc_bns_ChangeInPlanAssetLimitation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ChangeInPlanAssetLimitation" xml:lang="en-US">ChangeInPlanAssetLimitation</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_ChangeInPlanAssetLimitation" xml:lang="en-US">Change in the asset limitation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ChangeInPlanAssetLimitation" xlink:to="lab_bns_ChangeInPlanAssetLimitation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ChangeInPlanAssetLimitation" xml:lang="en-US">Change in plan asset limitation.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NetBenefitCost" xlink:label="loc_bns_NetBenefitCost" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NetBenefitCost" xml:lang="en-US">Net Benefit Cost</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NetBenefitCost" xml:lang="en-US">Total benefit cost (A + B - C)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NetBenefitCost" xlink:to="lab_bns_NetBenefitCost" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NetBenefitCost" xml:lang="en-US">Net benefit cost</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ChangeInBenefitObligationMember" xlink:label="loc_bns_ChangeInBenefitObligationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ChangeInBenefitObligationMember" xml:lang="en-US">Change In Benefit Obligation [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ChangeInBenefitObligationMember" xml:lang="en-US">Change in Benefit Obligation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ChangeInBenefitObligationMember" xlink:to="lab_bns_ChangeInBenefitObligationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ChangeInBenefitObligationMember" xml:lang="en-US">Change in benefit obligation.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ChangesInFairValueMember" xlink:label="loc_bns_ChangesInFairValueMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ChangesInFairValueMember" xml:lang="en-US">Changes In Fair Value [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ChangesInFairValueMember" xml:lang="en-US">Changes in Fair Value [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ChangesInFairValueMember" xlink:to="lab_bns_ChangesInFairValueMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ChangesInFairValueMember" xml:lang="en-US">Changes in fair value.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FundedStatusMember" xlink:label="loc_bns_FundedStatusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FundedStatusMember" xml:lang="en-US">Funded Status [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_FundedStatusMember" xml:lang="en-US">Funded Status [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FundedStatusMember" xlink:to="lab_bns_FundedStatusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FundedStatusMember" xml:lang="en-US">Funded Status [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AnnualBenefitExpenseMember" xlink:label="loc_bns_AnnualBenefitExpenseMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AnnualBenefitExpenseMember" xml:lang="en-US">Annual Benefit Expense [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AnnualBenefitExpenseMember" xml:lang="en-US">Annual Benefit Expense [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AnnualBenefitExpenseMember" xlink:to="lab_bns_AnnualBenefitExpenseMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AnnualBenefitExpenseMember" xml:lang="en-US">Annual benefit expense.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RemeasurementsMember" xlink:label="loc_bns_RemeasurementsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RemeasurementsMember" xml:lang="en-US">Remeasurements [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RemeasurementsMember" xml:lang="en-US">Remeasurements [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RemeasurementsMember" xlink:to="lab_bns_RemeasurementsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RemeasurementsMember" xml:lang="en-US">Remeasurements [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdditionalDetailsMember" xlink:label="loc_bns_AdditionalDetailsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdditionalDetailsMember" xml:lang="en-US">Additional Details [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AdditionalDetailsMember" xml:lang="en-US">Additional Details [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdditionalDetailsMember" xlink:to="lab_bns_AdditionalDetailsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdditionalDetailsMember" xml:lang="en-US">Additional details.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_EffectOfAssetCeilingMember" xlink:label="loc_ifrs-full_EffectOfAssetCeilingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_EffectOfAssetCeilingMember" xml:lang="en-US">Effect of asset ceiling [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_EffectOfAssetCeilingMember" xml:lang="en-US">Effect of asset ceiling [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_EffectOfAssetCeilingMember" xlink:to="lab_ifrs-full_EffectOfAssetCeilingMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BalanceSheetLocation1Axis" xlink:label="loc_bns_BalanceSheetLocation1Axis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BalanceSheetLocation1Axis" xml:lang="en-US">Balance Sheet Location1 [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BalanceSheetLocation1Axis" xml:lang="en-US">Balance Sheet Location [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BalanceSheetLocation1Axis" xlink:to="lab_bns_BalanceSheetLocation1Axis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BalanceSheetLocation1Axis" xml:lang="en-US">Information by location on balance sheet (statement of financial position).</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BalanceSheetLocation1Domain" xlink:label="loc_bns_BalanceSheetLocation1Domain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BalanceSheetLocation1Domain" xml:lang="en-US">Balance Sheet Location1 [Domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BalanceSheetLocation1Domain" xml:lang="en-US">Balance Sheet Location [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BalanceSheetLocation1Domain" xlink:to="lab_bns_BalanceSheetLocation1Domain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BalanceSheetLocation1Domain" xml:lang="en-US">Location in the balance sheet (statement of financial position).</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OtherAssetsMember" xlink:label="loc_ifrs-full_OtherAssetsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OtherAssetsMember" xml:lang="en-US">Other assets [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OtherAssetsMember" xml:lang="en-US">Other assets [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OtherAssetsMember" xlink:to="lab_ifrs-full_OtherAssetsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_Otherliabilities1Member" xlink:label="loc_bns_Otherliabilities1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_Otherliabilities1Member" xml:lang="en-US">OtherLiabilities1 [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_Otherliabilities1Member" xml:lang="en-US">Other liabilities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_Otherliabilities1Member" xlink:to="lab_bns_Otherliabilities1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_Otherliabilities1Member" xml:lang="en-US">Primary financial statement caption encompassing other liabilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PercentageOfDisaggregationOfBenefitObligationActiveMembers" xlink:label="loc_bns_PercentageOfDisaggregationOfBenefitObligationActiveMembers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PercentageOfDisaggregationOfBenefitObligationActiveMembers" xml:lang="en-US">Percentage of disaggregation of benefit obligation active members</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PercentageOfDisaggregationOfBenefitObligationActiveMembers" xml:lang="en-US">Active members</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PercentageOfDisaggregationOfBenefitObligationActiveMembers" xlink:to="lab_bns_PercentageOfDisaggregationOfBenefitObligationActiveMembers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PercentageOfDisaggregationOfBenefitObligationActiveMembers" xml:lang="en-US">Percentage of disaggregation of benefit obligation active members.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" xlink:label="loc_bns_PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" xml:lang="en-US">Percentage of disaggregation of benefit obligation inactive and retired members</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" xml:lang="en-US">Inactive and retired members</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" xlink:to="lab_bns_PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers" xml:lang="en-US">Percentage of disaggregation of benefit obligation inactive and retired members.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PercentageOfDisaggregationOfBenefitObligation" xlink:label="loc_bns_PercentageOfDisaggregationOfBenefitObligation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PercentageOfDisaggregationOfBenefitObligation" xml:lang="en-US">Percentage of disaggregation of benefit obligation</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_PercentageOfDisaggregationOfBenefitObligation" xml:lang="en-US">Total</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PercentageOfDisaggregationOfBenefitObligation" xlink:to="lab_bns_PercentageOfDisaggregationOfBenefitObligation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PercentageOfDisaggregationOfBenefitObligation" xml:lang="en-US">Percentage of disaggregation of benefit obligation.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ActuarialAssumptionsAxis" xlink:label="loc_ifrs-full_ActuarialAssumptionsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ActuarialAssumptionsAxis" xml:lang="en-US">Actuarial assumptions [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ActuarialAssumptionsAxis" xml:lang="en-US">Actuarial assumptions [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionsAxis" xlink:to="lab_ifrs-full_ActuarialAssumptionsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ActuarialAssumptionsDomain" xlink:label="loc_ifrs-full_ActuarialAssumptionsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ActuarialAssumptionsDomain" xml:lang="en-US">Actuarial assumptions [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionsDomain" xlink:to="lab_ifrs-full_ActuarialAssumptionsDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ActuarialAssumptionOfDiscountRatesForAllPlansMember" xlink:label="loc_bns_ActuarialAssumptionOfDiscountRatesForAllPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForAllPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for all plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForAllPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for all plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ActuarialAssumptionOfDiscountRatesForAllPlansMember" xlink:to="lab_bns_ActuarialAssumptionOfDiscountRatesForAllPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForAllPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for all plans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ActuarialAssumptionOfDiscountRatesForCanadianPlansMember" xlink:label="loc_bns_ActuarialAssumptionOfDiscountRatesForCanadianPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForCanadianPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for canadian plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForCanadianPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for canadian plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ActuarialAssumptionOfDiscountRatesForCanadianPlansMember" xlink:to="lab_bns_ActuarialAssumptionOfDiscountRatesForCanadianPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForCanadianPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for canadian plans.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ActuarialAssumptionOfDiscountRatesMember" xlink:label="loc_ifrs-full_ActuarialAssumptionOfDiscountRatesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ActuarialAssumptionOfDiscountRatesMember" xml:lang="en-US">Actuarial assumption of discount rates [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ActuarialAssumptionOfDiscountRatesMember" xml:lang="en-US">Actuarial assumption of discount rates [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionOfDiscountRatesMember" xlink:to="lab_ifrs-full_ActuarialAssumptionOfDiscountRatesMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfAllPlansMember" xlink:label="loc_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfAllPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfAllPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for defined benefit obligations of all plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfAllPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for defined benefit obligations of all plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfAllPlansMember" xlink:to="lab_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfAllPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfAllPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for defined benefit obligations of all plans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfAllPlansMember" xlink:label="loc_bns_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfAllPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfAllPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for net interest cost of all plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfAllPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for net interest cost of all plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfAllPlansMember" xlink:to="lab_bns_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfAllPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfAllPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for net interest cost of all plans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ActuarialAssumptionOfDiscountRatesForServiceCostOfAllPlansMember" xlink:label="loc_bns_ActuarialAssumptionOfDiscountRatesForServiceCostOfAllPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForServiceCostOfAllPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for service cost of all plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForServiceCostOfAllPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for service cost of all plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ActuarialAssumptionOfDiscountRatesForServiceCostOfAllPlansMember" xlink:to="lab_bns_ActuarialAssumptionOfDiscountRatesForServiceCostOfAllPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForServiceCostOfAllPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for service cost of all plans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfAllPlansMember" xlink:label="loc_bns_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfAllPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfAllPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for interest on service cost of all plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfAllPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for interest on service cost of all plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfAllPlansMember" xlink:to="lab_bns_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfAllPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfAllPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for interest on service cost of all plans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfCanadianPlansMember" xlink:label="loc_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfCanadianPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfCanadianPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for defined benefit obligations of canadian plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfCanadianPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for defined benefit obligations of canadian plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfCanadianPlansMember" xlink:to="lab_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfCanadianPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfCanadianPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for defined benefit obligations of canadian plans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfCanadianPlansMember" xlink:label="loc_bns_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfCanadianPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfCanadianPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for net interest cost of canadian plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfCanadianPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for net interest cost of canadian plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfCanadianPlansMember" xlink:to="lab_bns_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfCanadianPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForNetInterestCostOfCanadianPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for net interest cost of canadian plans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ActuarialAssumptionOfDiscountRatesForServiceCostOfCanadianPlansMember" xlink:label="loc_bns_ActuarialAssumptionOfDiscountRatesForServiceCostOfCanadianPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForServiceCostOfCanadianPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for service cost of canadian plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForServiceCostOfCanadianPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for service cost of canadian plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ActuarialAssumptionOfDiscountRatesForServiceCostOfCanadianPlansMember" xlink:to="lab_bns_ActuarialAssumptionOfDiscountRatesForServiceCostOfCanadianPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForServiceCostOfCanadianPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for service cost of canadian plans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfCanadianPlansMember" xlink:label="loc_bns_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfCanadianPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfCanadianPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for interest on service cost of canadian plans [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfCanadianPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for interest on service cost of canadian plans [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfCanadianPlansMember" xlink:to="lab_bns_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfCanadianPlansMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForInterestOnServiceCostOfCanadianPlansMember" xml:lang="en-US">Actuarial assumption of discount rates for interest on service cost of canadian plans.</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ActuarialAssumptionOfMedicalCostTrendInitialRatesMember" xml:lang="en-US">Actuarial assumption of medical cost trend initial rates [member]</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ActuarialAssumptionOfMedicalCostTrendInitialRatesMember" xml:lang="en-US">Actuarial assumption of medical cost trend initial rates.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ActuarialAssumptionOfMedicalCostTrendUltimateRatesMember" xlink:label="loc_bns_ActuarialAssumptionOfMedicalCostTrendUltimateRatesMember" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CategoriesOfRelatedPartiesAxis" xml:lang="en-US">Categories of related parties [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfRelatedPartiesAxis" xlink:to="lab_ifrs-full_CategoriesOfRelatedPartiesAxis" />
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          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CategoriesOfRelatedPartiesDomain" xlink:to="lab_ifrs-full_CategoriesOfRelatedPartiesDomain" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MaleMember" xlink:label="loc_bns_MaleMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MaleMember" xml:lang="en-US">Male [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MaleMember" xml:lang="en-US">Male [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MaleMember" xlink:to="lab_bns_MaleMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MaleMember" xml:lang="en-US">Male.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FemaleMember" xlink:label="loc_bns_FemaleMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FemaleMember" xml:lang="en-US">Female [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_FemaleMember" xml:lang="en-US">Female [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FemaleMember" xlink:to="lab_bns_FemaleMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FemaleMember" xml:lang="en-US">Female.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ActuarialAssumptionOfDiscountRates" xlink:label="loc_ifrs-full_ActuarialAssumptionOfDiscountRates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ActuarialAssumptionOfDiscountRates" xml:lang="en-US">Actuarial assumption of discount rates</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ActuarialAssumptionOfDiscountRates" xml:lang="en-US">Discount rate</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ActuarialAssumptionOfDiscountRates" xlink:to="lab_ifrs-full_ActuarialAssumptionOfDiscountRates" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" xlink:label="loc_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" xml:lang="en-US">Actuarial assumption of discount rates for defined benefit expense income</link:label>
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          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" xlink:to="lab_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome" xml:lang="en-US">Actuarial assumption of discount rates for defined benefit expense income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesForDefinedBenefitExpenseIncome" xlink:label="loc_bns_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesForDefinedBenefitExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesForDefinedBenefitExpenseIncome" xml:lang="en-US">Actuarial assumption of expected rates of salary increases for defined benefit expense income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesForDefinedBenefitExpenseIncome" xml:lang="en-US">Rate of increase in future compensation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesForDefinedBenefitExpenseIncome" xlink:to="lab_bns_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesForDefinedBenefitExpenseIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesForDefinedBenefitExpenseIncome" xml:lang="en-US">Actuarial assumption of expected rates of salary increases for defined benefit expense income.</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates" xml:lang="en-US">Actuarial assumption of medical cost trend rates</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ActuarialAssumptionOfMedicalCostTrendRateYearReaching" xml:lang="en-US">Actuarial assumption of medical cost trend rate year reaching.</link:label>
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          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RedesignationAxis" xlink:to="lab_ifrs-full_RedesignationAxis" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RedesignatedMember" xml:lang="en-US">Redesignated [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RedesignatedMember" xlink:to="lab_ifrs-full_RedesignatedMember" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RetiringCurrentlyAtAgeSixtyFiveMember" xml:lang="en-US">Retiring currently at age sixty five [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RetiringCurrentlyAtAgeSixtyFiveMember" xml:lang="en-US">Retiring currently at age 65 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RetiringCurrentlyAtAgeSixtyFiveMember" xlink:to="lab_bns_RetiringCurrentlyAtAgeSixtyFiveMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RetiringCurrentlyAtAgeSixtyFiveMember" xml:lang="en-US">Retiring currently at age sixty five.</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMember" xml:lang="en-US">Currently aged forty five and retiring at age sixty five [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMember" xml:lang="en-US">Currently aged 45 and retiring at age 65 [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMember" xlink:to="lab_bns_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMember" xml:lang="en-US">Currently aged forty five and retiring at age sixty five.</link:label>
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          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OnePercentageActuarialAssumptionOfDiscountRatesMember" xlink:to="lab_bns_OnePercentageActuarialAssumptionOfDiscountRatesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OnePercentageActuarialAssumptionOfDiscountRatesMember" xml:lang="en-US">One Percentage Actuarial Assumption Of Discount Rates [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ZeroPointTwoFivePercentageActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember" xlink:label="loc_bns_ZeroPointTwoFivePercentageActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember" />
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ZeroPointTwoFivePercentageActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember" xml:lang="en-US">0.25% Actuarial Assumption of Expected Rates of Salary Increases [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ZeroPointTwoFivePercentageActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember" xlink:to="lab_bns_ZeroPointTwoFivePercentageActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ZeroPointTwoFivePercentageActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember" xml:lang="en-US">Zero Point Two Five Percentage Actuarial Assumption Of Expected Rates Of Salary Increases [member]</link:label>
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          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OnePercentageActuarialAssumptionOfMedicalCostTrendRatesMember" xml:lang="en-US">One Percentage Actuarial Assumption Of Medical Cost Trend Rates [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OnePercentageActuarialAssumptionOfMedicalCostTrendRatesMember" xml:lang="en-US">1% Actuarial Assumption of Medical Cost Trend Rates [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OnePercentageActuarialAssumptionOfMedicalCostTrendRatesMember" xlink:to="lab_bns_OnePercentageActuarialAssumptionOfMedicalCostTrendRatesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OnePercentageActuarialAssumptionOfMedicalCostTrendRatesMember" xml:lang="en-US">One Percentage Actuarial Assumption Of Medical Cost Trend Rates [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OneYearActuarialAssumptionOfLifeExpectancyRatesMember" xlink:label="loc_bns_OneYearActuarialAssumptionOfLifeExpectancyRatesMember" />
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          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OneYearActuarialAssumptionOfLifeExpectancyRatesMember" xlink:to="lab_bns_OneYearActuarialAssumptionOfLifeExpectancyRatesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OneYearActuarialAssumptionOfLifeExpectancyRatesMember" xml:lang="en-US">One Year Actuarial Assumption Of Life Expectancy Rates [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems" xlink:label="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems" xml:lang="en-US">Disclosure of sensitivity analysis for actuarial assumptions [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems" xml:lang="en-US">Disclosure of sensitivity analysis for actuarial assumptions [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems" xlink:to="lab_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" xlink:label="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" xml:lang="en-US">Increase (decrease) in defined benefit obligation due to reasonably possible increase in actuarial assumption</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" xml:lang="en-US">Increase in assumption</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" xlink:to="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" xlink:label="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" xml:lang="en-US">Increase (decrease) in defined benefit obligation due to reasonably possible decrease in actuarial assumption</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" xml:lang="en-US">Decrease in assumption</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" xlink:to="lab_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleIncreaseInActuarialAssumption" xlink:label="loc_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleIncreaseInActuarialAssumption" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleIncreaseInActuarialAssumption" xml:lang="en-US">Increase (decrease) in defined benefit expense due to reasonably possible increase in actuarial assumption</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleIncreaseInActuarialAssumption" xml:lang="en-US">Increase in assumption</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleIncreaseInActuarialAssumption" xlink:to="lab_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleIncreaseInActuarialAssumption" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleIncreaseInActuarialAssumption" xml:lang="en-US">Increase (decrease) in defined benefit expense due to reasonably possible increase in actuarial assumption.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleDecreaseInActuarialAssumption" xlink:label="loc_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleDecreaseInActuarialAssumption" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleDecreaseInActuarialAssumption" xml:lang="en-US">Increase (decrease) in defined benefit expense due to reasonably possible decrease in actuarial assumption</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleDecreaseInActuarialAssumption" xml:lang="en-US">Decrease in assumption</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleDecreaseInActuarialAssumption" xlink:to="lab_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleDecreaseInActuarialAssumption" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleDecreaseInActuarialAssumption" xml:lang="en-US">Increase (decrease) in defined benefit expense due to reasonably possible decrease in actuarial assumption.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CashAndCashEquivalents1Member" xlink:label="loc_bns_CashAndCashEquivalents1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CashAndCashEquivalents1Member" xml:lang="en-US">Cash and cash equivalents [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CashAndCashEquivalents1Member" xml:lang="en-US">Cash and cash equivalents [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CashAndCashEquivalents1Member" xlink:to="lab_bns_CashAndCashEquivalents1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CashAndCashEquivalents1Member" xml:lang="en-US">Cash and cash equivalents.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_FixedIncomeInvestments1Member" xlink:label="loc_bns_FixedIncomeInvestments1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_FixedIncomeInvestments1Member" xml:lang="en-US">Fixed Income Investments 1 [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_FixedIncomeInvestments1Member" xml:lang="en-US">Fixed Income Investments 1 [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_FixedIncomeInvestments1Member" xlink:to="lab_bns_FixedIncomeInvestments1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_FixedIncomeInvestments1Member" xml:lang="en-US">Fixed Income Investments [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InvestmentPropertyMember" xlink:label="loc_ifrs-full_InvestmentPropertyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InvestmentPropertyMember" xml:lang="en-US">Investment property [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InvestmentPropertyMember" xml:lang="en-US">Investment property [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentPropertyMember" xlink:to="lab_ifrs-full_InvestmentPropertyMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherSecuritiesMember" xlink:label="loc_bns_OtherSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherSecuritiesMember" xml:lang="en-US">Other Securities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherSecuritiesMember" xml:lang="en-US">Other securities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherSecuritiesMember" xlink:to="lab_bns_OtherSecuritiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherSecuritiesMember" xml:lang="en-US">Other securities [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis" xlink:label="loc_bns_DefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis" xml:lang="en-US">Defined benefit plan assets readily and not readily marketable [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis" xml:lang="en-US">Defined benefit plan assets readily and not readily marketable [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis" xlink:to="lab_bns_DefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableAxis" xml:lang="en-US">Defined benefit plan assets readily and not readily marketable.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableDomain" xlink:label="loc_bns_DefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableDomain" xml:lang="en-US">Defined benefit plan assets readily and not readily marketable [Domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableDomain" xml:lang="en-US">Defined benefit plan assets readily and not readily marketable [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableDomain" xlink:to="lab_bns_DefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DefinedBenefitPlanAssetsReadilyAndNotReadilyMarketableDomain" xml:lang="en-US">Defined benefit plan assets readily and not readily marketable</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_QuoteInAnActiveMarketMember" xlink:label="loc_bns_QuoteInAnActiveMarketMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_QuoteInAnActiveMarketMember" xml:lang="en-US">Quote in an active market [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_QuoteInAnActiveMarketMember" xml:lang="en-US">Quote in an active market [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_QuoteInAnActiveMarketMember" xlink:to="lab_bns_QuoteInAnActiveMarketMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_QuoteInAnActiveMarketMember" xml:lang="en-US">Quote in an active market.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NonQuotedMember" xlink:label="loc_bns_NonQuotedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NonQuotedMember" xml:lang="en-US">Non quoted [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NonQuotedMember" xml:lang="en-US">Non quoted [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NonQuotedMember" xlink:to="lab_bns_NonQuotedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NonQuotedMember" xml:lang="en-US">Non quoted.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DefinedBenefitPlanWeightedAverageAssetAllocations1" xlink:label="loc_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1" xml:lang="en-US">Defined benefit plan weighted average asset allocations1</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1" xml:lang="en-US">Defined benefit plan weighted average asset allocation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1" xlink:to="lab_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1" xml:lang="en-US">Defined benefit plan weighted average asset allocations.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1" xlink:label="loc_bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1" xml:lang="en-US">Defined benefit plan plan assets target allocation percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1" xml:lang="en-US">Defined benefit plan target asset allocation</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1" xlink:to="lab_bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1" xml:lang="en-US">Defined benefit plan plan assets target allocation percentage.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfOperatingSegmentsAbstract" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsAbstract" xml:lang="en-US">Disclosure of operating segments [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsAbstract" xlink:to="lab_ifrs-full_DisclosureOfOperatingSegmentsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsTable" xml:lang="en-US">Disclosure of operating segments [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsTable" xml:lang="en-US">Disclosure of operating segments [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsTable" xlink:to="lab_ifrs-full_DisclosureOfOperatingSegmentsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:label="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsLineItems" xml:lang="en-US">Disclosure of operating segments [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfOperatingSegmentsLineItems" xml:lang="en-US">Disclosure of operating segments [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfOperatingSegmentsLineItems" xlink:to="lab_ifrs-full_DisclosureOfOperatingSegmentsLineItems" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OperatingIncomeExcludingInterest" xlink:label="loc_bns_OperatingIncomeExcludingInterest" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OperatingIncomeExcludingInterest" xml:lang="en-US">Operating income excluding interest</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OperatingIncomeExcludingInterest" xml:lang="en-US">Non-interest income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OperatingIncomeExcludingInterest" xlink:to="lab_bns_OperatingIncomeExcludingInterest" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OperatingIncomeExcludingInterest" xml:lang="en-US">Operating income excluding interest.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AverageAssets" xlink:label="loc_bns_AverageAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AverageAssets" xml:lang="en-US">Average assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AverageAssets" xml:lang="en-US">Average assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_AverageAssets" xml:lang="en-US">Total average assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AverageAssets" xlink:to="lab_bns_AverageAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AverageAssets" xml:lang="en-US">Average assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AverageLiabilities" xlink:label="loc_bns_AverageLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AverageLiabilities" xml:lang="en-US">Average liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AverageLiabilities" xml:lang="en-US">Average liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_AverageLiabilities" xml:lang="en-US">Total average liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AverageLiabilities" xlink:to="lab_bns_AverageLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AverageLiabilities" xml:lang="en-US">Average liabilities</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherNonInterestExpenses" xlink:label="loc_bns_OtherNonInterestExpenses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherNonInterestExpenses" xml:lang="en-US">Other Non Interest Expenses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherNonInterestExpenses" xml:lang="en-US">Other non-interest expenses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherNonInterestExpenses" xlink:to="lab_bns_OtherNonInterestExpenses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherNonInterestExpenses" xml:lang="en-US">Other non interest expenses.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SegmentConsolidationItemsAxis" xlink:label="loc_ifrs-full_SegmentConsolidationItemsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SegmentConsolidationItemsAxis" xml:lang="en-US">Segment consolidation items [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SegmentConsolidationItemsAxis" xml:lang="en-US">Segment consolidation items [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SegmentConsolidationItemsAxis" xlink:to="lab_ifrs-full_SegmentConsolidationItemsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SegmentConsolidationItemsDomain" xlink:label="loc_ifrs-full_SegmentConsolidationItemsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SegmentConsolidationItemsDomain" xml:lang="en-US">Segment consolidation items [domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SegmentConsolidationItemsDomain" xlink:to="lab_ifrs-full_SegmentConsolidationItemsDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_OperatingSegmentsMember" xlink:label="loc_ifrs-full_OperatingSegmentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_OperatingSegmentsMember" xml:lang="en-US">Operating Segments [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_OperatingSegmentsMember" xml:lang="en-US">Operating segments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_OperatingSegmentsMember" xlink:to="lab_ifrs-full_OperatingSegmentsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InternationalBankingMember" xlink:label="loc_bns_InternationalBankingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InternationalBankingMember" xml:lang="en-US">International banking [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InternationalBankingMember" xml:lang="en-US">International banking [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InternationalBankingMember" xlink:to="lab_bns_InternationalBankingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InternationalBankingMember" xml:lang="en-US">International banking.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMember" xlink:label="loc_bns_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMember" xml:lang="en-US">Other Smaller Operating Segments And Corporate Adjustments [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMember" xml:lang="en-US">Other smaller operating segments and corporate adjustments [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMember" xlink:to="lab_bns_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMember" xml:lang="en-US">Other smaller operating segments and corporate adjustments.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TaxexemptIncome" xlink:label="loc_bns_TaxexemptIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TaxexemptIncome" xml:lang="en-US">Tax exempt income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TaxexemptIncome" xml:lang="en-US">Tax-exempt income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TaxexemptIncome" xlink:to="lab_bns_TaxexemptIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TaxexemptIncome" xml:lang="en-US">Tax exempt income.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" xlink:label="loc_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" xml:lang="en-US">Net Income From Investments In Associated Corporations Included In Non Interest Income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" xml:lang="en-US">Net income from investments in associated corporations</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" xml:lang="en-US">Net income from investments in associated corporations</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" xlink:to="lab_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome" xml:lang="en-US">Net income from investments in associated corporations included in non interest income.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfGeographicalAreasAbstract" xlink:label="loc_ifrs-full_DisclosureOfGeographicalAreasAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasAbstract" xml:lang="en-US">Disclosure of geographical areas [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasAbstract" xlink:to="lab_ifrs-full_DisclosureOfGeographicalAreasAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfGeographicalAreasTable" xlink:label="loc_ifrs-full_DisclosureOfGeographicalAreasTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasTable" xml:lang="en-US">Disclosure of geographical areas [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasTable" xml:lang="en-US">Disclosure of geographical areas [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasTable" xlink:to="lab_ifrs-full_DisclosureOfGeographicalAreasTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidationItemsAxis" xlink:label="loc_srt_ConsolidationItemsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_ConsolidationItemsAxis" xml:lang="en-US">Consolidation Items [Axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_srt_ConsolidationItemsAxis" xml:lang="en-US">Consolidation Items [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ConsolidationItemsAxis" xlink:to="lab_srt_ConsolidationItemsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_ConsolidationItemsDomain" xlink:label="loc_srt_ConsolidationItemsDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_ConsolidationItemsDomain" xml:lang="en-US">Consolidation Items [Domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_srt_ConsolidationItemsDomain" xml:lang="en-US">Consolidation Items [Domain]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_ConsolidationItemsDomain" xlink:to="lab_srt_ConsolidationItemsDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfGeographicalAreasLineItems" xlink:label="loc_ifrs-full_DisclosureOfGeographicalAreasLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasLineItems" xml:lang="en-US">Disclosure of geographical areas [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfGeographicalAreasLineItems" xml:lang="en-US">Disclosure of geographical areas [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfGeographicalAreasLineItems" xlink:to="lab_ifrs-full_DisclosureOfGeographicalAreasLineItems" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" xlink:label="loc_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" xml:lang="en-US">Increase Decrease in Allowance Account for Credit Losses of Loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" xml:lang="en-US">Provision for credit losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" xlink:to="lab_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans" xml:lang="en-US">Increase decrease in allowance account for credit losses of loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesAbstract" xlink:label="loc_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesAbstract" xml:lang="en-US">Disclosure of amounts incurred by entity for provision of key management personnel services provided by separate management entities [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesAbstract" xlink:to="lab_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits" xml:lang="en-US">Key management personnel compensation, short-term employee benefits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits" xml:lang="en-US">Salaries and cash incentives</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits" xlink:to="lab_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" xml:lang="en-US">Key management personnel compensation, share-based payment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" xml:lang="en-US">Equity-based payment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" xlink:to="lab_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits" xml:lang="en-US">Key management personnel compensation, post-employment benefits</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits" xml:lang="en-US">Pension and other benefits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits" xlink:to="lab_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_KeyManagementPersonnelCompensation" xlink:label="loc_ifrs-full_KeyManagementPersonnelCompensation" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensation" xml:lang="en-US">Key management personnel compensation</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_KeyManagementPersonnelCompensation" xml:lang="en-US">Total</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_KeyManagementPersonnelCompensation" xlink:to="lab_ifrs-full_KeyManagementPersonnelCompensation" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesTable" xlink:label="loc_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesTable" xml:lang="en-US">Disclosure of amounts incurred by entity for provision of key management personnel services provided by separate management entities [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesTable" xml:lang="en-US">Disclosure of amounts incurred by entity for provision of key management personnel services provided by separate management entities [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesTable" xlink:to="lab_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesTable" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMember" xlink:label="loc_bns_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMember" xml:lang="en-US">Key management personnel directors and their close family members [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMember" xml:lang="en-US">Key management personnel directors and their close family members [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMember" xlink:to="lab_bns_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMember" xml:lang="en-US">Key management personnel, directors and their close family members.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesLineItems" xml:lang="en-US">Disclosure of amounts incurred by entity for provision of key management personnel services provided by separate management entities [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesLineItems" xml:lang="en-US">Disclosure of amounts incurred by entity for provision of key management personnel services provided by separate management entities [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesLineItems" xlink:to="lab_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions" xlink:label="loc_ifrs-full_TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions" xml:lang="en-US">Transfers under finance agreements from entity, related party transactions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions" xml:lang="en-US">Loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions" xlink:to="lab_ifrs-full_TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions" xlink:label="loc_ifrs-full_TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions" xml:lang="en-US">Transfers under finance agreements to entity, related party transactions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions" xml:lang="en-US">Deposits</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions" xlink:to="lab_ifrs-full_TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesAbstract" xlink:label="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesAbstract" xml:lang="en-US">Disclosure of transactions between related parties [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesAbstract" xlink:to="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable" xlink:label="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable" xml:lang="en-US">Disclosure of transactions between related parties [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable" xml:lang="en-US">Disclosure of transactions between related parties [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable" xlink:to="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesTable" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DirectorsMember" xlink:label="loc_bns_DirectorsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DirectorsMember" xml:lang="en-US">Directors [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DirectorsMember" xml:lang="en-US">Directors [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DirectorsMember" xlink:to="lab_bns_DirectorsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DirectorsMember" xml:lang="en-US">Directors.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems" xlink:label="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems" xml:lang="en-US">Disclosure of transactions between related parties [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems" xml:lang="en-US">Disclosure of transactions between related parties [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems" xlink:to="lab_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" xlink:label="loc_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" xml:lang="en-US">Exposure to credit risk on loan commitments and financial guarantee contracts</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" xml:lang="en-US">Exposure to credit risk on loan commitments and financial guarantee contracts</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" xlink:to="lab_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_UtilizedCreditExposure" xlink:label="loc_bns_UtilizedCreditExposure" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_UtilizedCreditExposure" xml:lang="en-US">Utilized credit exposure</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_UtilizedCreditExposure" xml:lang="en-US">Utilized credit exposure</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_UtilizedCreditExposure" xlink:to="lab_bns_UtilizedCreditExposure" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_UtilizedCreditExposure" xml:lang="en-US">Utilized credit exposure.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_WealthManagementAssets" xlink:label="loc_bns_WealthManagementAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_WealthManagementAssets" xml:lang="en-US">Wealth management assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_WealthManagementAssets" xml:lang="en-US">Wealth Management Assets</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_WealthManagementAssets" xlink:to="lab_bns_WealthManagementAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_WealthManagementAssets" xml:lang="en-US">Wealth management assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_RevenueFromRenderingOfServicesRelatedPartyTransactions" xlink:label="loc_ifrs-full_RevenueFromRenderingOfServicesRelatedPartyTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_RevenueFromRenderingOfServicesRelatedPartyTransactions" xml:lang="en-US">Revenue from rendering of services, related party transactions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_RevenueFromRenderingOfServicesRelatedPartyTransactions" xml:lang="en-US">Revenue From Rendering Of Services Related Party Transactions</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_RevenueFromRenderingOfServicesRelatedPartyTransactions" xlink:to="lab_ifrs-full_RevenueFromRenderingOfServicesRelatedPartyTransactions" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AssociatesAndJointVenturesMember" xlink:label="loc_bns_AssociatesAndJointVenturesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AssociatesAndJointVenturesMember" xml:lang="en-US">Associates and joint ventures [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AssociatesAndJointVenturesMember" xml:lang="en-US">Associates and joint ventures [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AssociatesAndJointVenturesMember" xlink:to="lab_bns_AssociatesAndJointVenturesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AssociatesAndJointVenturesMember" xml:lang="en-US">Associates and joint ventures.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TransfersOfProfitLossInRelatedPartyTransactions" xlink:label="loc_bns_TransfersOfProfitLossInRelatedPartyTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TransfersOfProfitLossInRelatedPartyTransactions" xml:lang="en-US">Transfers of profit (loss) in related party transactions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TransfersOfProfitLossInRelatedPartyTransactions" xml:lang="en-US">Net income / (loss)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TransfersOfProfitLossInRelatedPartyTransactions" xlink:to="lab_bns_TransfersOfProfitLossInRelatedPartyTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TransfersOfProfitLossInRelatedPartyTransactions" xml:lang="en-US">Transfers of profit (loss) in related party transactions.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GuaranteesAndCommitmentsMadeByEntityRelatedPartyTransactions" xlink:label="loc_bns_GuaranteesAndCommitmentsMadeByEntityRelatedPartyTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GuaranteesAndCommitmentsMadeByEntityRelatedPartyTransactions" xml:lang="en-US">Guarantees and commitments made by entity, related party transactions</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GuaranteesAndCommitmentsMadeByEntityRelatedPartyTransactions" xml:lang="en-US">Guarantees and commitments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GuaranteesAndCommitmentsMadeByEntityRelatedPartyTransactions" xlink:to="lab_bns_GuaranteesAndCommitmentsMadeByEntityRelatedPartyTransactions" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GuaranteesAndCommitmentsMadeByEntityRelatedPartyTransactions" xml:lang="en-US">Guarantees and commitments made by entity, related party transactions.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesAbstract" xlink:label="loc_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesAbstract" xml:lang="en-US">Disclosure of subsidiaries [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesAbstract" xlink:to="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesTable" xlink:label="loc_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesTable" xml:lang="en-US">Disclosure of subsidiaries [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesTable" xml:lang="en-US">Disclosure of subsidiaries [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesTable" xlink:to="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems" xlink:label="loc_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems" xml:lang="en-US">Disclosure of subsidiaries [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems" xml:lang="en-US">Disclosure of subsidiaries [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems" xlink:to="lab_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_NameOfSubsidiary" xlink:label="loc_ifrs-full_NameOfSubsidiary" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_NameOfSubsidiary" xml:lang="en-US">Name of subsidiary</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_NameOfSubsidiary" xml:lang="en-US">Significant subsidiaries</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_NameOfSubsidiary" xlink:to="lab_ifrs-full_NameOfSubsidiary" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary" xlink:label="loc_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary" xml:lang="en-US">Principal place of business of subsidiary</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary" xml:lang="en-US">Principal office</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary" xlink:to="lab_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InvestmentsInSubsidiaries" xlink:label="loc_ifrs-full_InvestmentsInSubsidiaries" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InvestmentsInSubsidiaries" xml:lang="en-US">Investments in subsidiaries</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InvestmentsInSubsidiaries" xml:lang="en-US">Carrying value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InvestmentsInSubsidiaries" xlink:to="lab_ifrs-full_InvestmentsInSubsidiaries" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiabankColpatriaSAMember" xlink:label="loc_bns_ScotiabankColpatriaSAMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiabankColpatriaSAMember" xml:lang="en-US">Scotiabank Colpatria SA [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiabankColpatriaSAMember" xml:lang="en-US">Scotiabank Colpatria, S.A. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiabankColpatriaSAMember" xlink:to="lab_bns_ScotiabankColpatriaSAMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiabankColpatriaSAMember" xml:lang="en-US">Scotiabank Colpatria -S- -A- [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GrupoFinancieroScotiabankInverlatSADeCVMember" xlink:label="loc_bns_GrupoFinancieroScotiabankInverlatSADeCVMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GrupoFinancieroScotiabankInverlatSADeCVMember" xml:lang="en-US">Grupo Financiero Scotiabank Inverlat S A de C V [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GrupoFinancieroScotiabankInverlatSADeCVMember" xml:lang="en-US">Grupo Financiero Scotiabank Inverlat, S.A. de C.V. [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GrupoFinancieroScotiabankInverlatSADeCVMember" xlink:to="lab_bns_GrupoFinancieroScotiabankInverlatSADeCVMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GrupoFinancieroScotiabankInverlatSADeCVMember" xml:lang="en-US">Grupo Financiero Scotiabank Inverlat S.A. de C.V.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiaGroupJamaicaLimitedMember" xlink:label="loc_bns_ScotiaGroupJamaicaLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiaGroupJamaicaLimitedMember" xml:lang="en-US">Scotia group jamaica limited [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiaGroupJamaicaLimitedMember" xml:lang="en-US">Scotia Group Jamaica Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiaGroupJamaicaLimitedMember" xlink:to="lab_bns_ScotiaGroupJamaicaLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiaGroupJamaicaLimitedMember" xml:lang="en-US">Scotia group jamaica limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiabankTrinidadAndTobagoLimitedMember" xlink:label="loc_bns_ScotiabankTrinidadAndTobagoLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiabankTrinidadAndTobagoLimitedMember" xml:lang="en-US">Scotiabank trinidad and tobago limited [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiabankTrinidadAndTobagoLimitedMember" xml:lang="en-US">Scotiabank Trinidad and Tobago Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiabankTrinidadAndTobagoLimitedMember" xlink:to="lab_bns_ScotiabankTrinidadAndTobagoLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiabankTrinidadAndTobagoLimitedMember" xml:lang="en-US">Scotiabank trinidad and tobago limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiabankPeruSaaMember" xlink:label="loc_bns_ScotiabankPeruSaaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiabankPeruSaaMember" xml:lang="en-US">Scotiabank Peru SAA [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiabankPeruSaaMember" xml:lang="en-US">Scotiabank Peru S.A.A. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiabankPeruSaaMember" xlink:to="lab_bns_ScotiabankPeruSaaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiabankPeruSaaMember" xml:lang="en-US">Scotiabank Peru S.A.A</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OneEightThreeTwoAssetManagementLpMember" xlink:label="loc_bns_OneEightThreeTwoAssetManagementLpMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OneEightThreeTwoAssetManagementLpMember" xml:lang="en-US">One eight three two asset management lp [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OneEightThreeTwoAssetManagementLpMember" xml:lang="en-US">1832 Asset Management L.P. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OneEightThreeTwoAssetManagementLpMember" xlink:to="lab_bns_OneEightThreeTwoAssetManagementLpMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OneEightThreeTwoAssetManagementLpMember" xml:lang="en-US">One eight three two asset management lp.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BnsInvestmentsIncMember" xlink:label="loc_bns_BnsInvestmentsIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BnsInvestmentsIncMember" xml:lang="en-US">BNS investments inc [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BnsInvestmentsIncMember" xml:lang="en-US">BNS Investments Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BnsInvestmentsIncMember" xlink:to="lab_bns_BnsInvestmentsIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BnsInvestmentsIncMember" xml:lang="en-US">BNS investments inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MontrealTrustCompanyOfCanadaMember" xlink:label="loc_bns_MontrealTrustCompanyOfCanadaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MontrealTrustCompanyOfCanadaMember" xml:lang="en-US">Montreal trust company of Canada [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MontrealTrustCompanyOfCanadaMember" xml:lang="en-US">Montreal Trust Company of Canada [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MontrealTrustCompanyOfCanadaMember" xlink:to="lab_bns_MontrealTrustCompanyOfCanadaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MontrealTrustCompanyOfCanadaMember" xml:lang="en-US">Montreal trust company of Canada.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NationalTrustCompanyMember" xlink:label="loc_bns_NationalTrustCompanyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NationalTrustCompanyMember" xml:lang="en-US">National Trust Company [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NationalTrustCompanyMember" xml:lang="en-US">National Trust Company [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NationalTrustCompanyMember" xlink:to="lab_bns_NationalTrustCompanyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NationalTrustCompanyMember" xml:lang="en-US">National trust company.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RoynatIncMember" xlink:label="loc_bns_RoynatIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RoynatIncMember" xml:lang="en-US">Roynat Inc. [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RoynatIncMember" xml:lang="en-US">Roynat Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RoynatIncMember" xlink:to="lab_bns_RoynatIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RoynatIncMember" xml:lang="en-US">Roynat Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiaCapitalIncMember" xlink:label="loc_bns_ScotiaCapitalIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiaCapitalIncMember" xml:lang="en-US">Scotia Capital Inc [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiaCapitalIncMember" xml:lang="en-US">Scotia Capital Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiaCapitalIncMember" xlink:to="lab_bns_ScotiaCapitalIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiaCapitalIncMember" xml:lang="en-US">Scotia Capital Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiaDealerAdvantageIncMember" xlink:label="loc_bns_ScotiaDealerAdvantageIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiaDealerAdvantageIncMember" xml:lang="en-US">Scotia Dealer Advantage Inc [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiaDealerAdvantageIncMember" xml:lang="en-US">Scotia Dealer Advantage Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiaDealerAdvantageIncMember" xlink:to="lab_bns_ScotiaDealerAdvantageIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiaDealerAdvantageIncMember" xml:lang="en-US">Scotia Dealer Advantage Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiaMortgageCorporationMember" xlink:label="loc_bns_ScotiaMortgageCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiaMortgageCorporationMember" xml:lang="en-US">Scotia mortgage corporation [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiaMortgageCorporationMember" xml:lang="en-US">Scotia Mortgage Corporation [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiaMortgageCorporationMember" xlink:to="lab_bns_ScotiaMortgageCorporationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiaMortgageCorporationMember" xml:lang="en-US">Scotia mortgage corporation.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiaSecuritiesIncMember" xlink:label="loc_bns_ScotiaSecuritiesIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiaSecuritiesIncMember" xml:lang="en-US">Scotia Securities Inc [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiaSecuritiesIncMember" xml:lang="en-US">Scotia Securities Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiaSecuritiesIncMember" xlink:to="lab_bns_ScotiaSecuritiesIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiaSecuritiesIncMember" xml:lang="en-US">Scotia Securities Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TangerineBankMember" xlink:label="loc_bns_TangerineBankMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TangerineBankMember" xml:lang="en-US">Tangerine bank [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TangerineBankMember" xml:lang="en-US">Tangerine Bank [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TangerineBankMember" xlink:to="lab_bns_TangerineBankMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TangerineBankMember" xml:lang="en-US">Tangerine bank.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_JarislowskyFraserLimitedCanadaMember" xlink:label="loc_bns_JarislowskyFraserLimitedCanadaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_JarislowskyFraserLimitedCanadaMember" xml:lang="en-US">Jarislowsky, Fraser Limited, Canada [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_JarislowskyFraserLimitedCanadaMember" xml:lang="en-US">Jarislowsky, Fraser Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_JarislowskyFraserLimitedCanadaMember" xlink:to="lab_bns_JarislowskyFraserLimitedCanadaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_JarislowskyFraserLimitedCanadaMember" xml:lang="en-US">Jarislowsky, Fraser Limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MdFinancialManagementCanadaMember" xlink:label="loc_bns_MdFinancialManagementCanadaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MdFinancialManagementCanadaMember" xml:lang="en-US">MD Financial Management, Canada [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MdFinancialManagementCanadaMember" xml:lang="en-US">MD Financial Management Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MdFinancialManagementCanadaMember" xlink:to="lab_bns_MdFinancialManagementCanadaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MdFinancialManagementCanadaMember" xml:lang="en-US">MD Financial Management Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TheBankOfNovaScotiaInternationalLimitedMember" xlink:label="loc_bns_TheBankOfNovaScotiaInternationalLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TheBankOfNovaScotiaInternationalLimitedMember" xml:lang="en-US">The bank of nova scotia international limited [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_TheBankOfNovaScotiaInternationalLimitedMember" xml:lang="en-US">BNS International (Bahamas) Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TheBankOfNovaScotiaInternationalLimitedMember" xlink:to="lab_bns_TheBankOfNovaScotiaInternationalLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TheBankOfNovaScotiaInternationalLimitedMember" xml:lang="en-US">The bank of nova scotia international limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TheBankOfNovaScotiaTrustCompanyBahamasLimitedMember" xlink:label="loc_bns_TheBankOfNovaScotiaTrustCompanyBahamasLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TheBankOfNovaScotiaTrustCompanyBahamasLimitedMember" xml:lang="en-US">The bank of nova scotia trust company (bahamas) limited [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TheBankOfNovaScotiaTrustCompanyBahamasLimitedMember" xml:lang="en-US">The Bank of Nova Scotia Trust Company (Bahamas) Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TheBankOfNovaScotiaTrustCompanyBahamasLimitedMember" xlink:to="lab_bns_TheBankOfNovaScotiaTrustCompanyBahamasLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TheBankOfNovaScotiaTrustCompanyBahamasLimitedMember" xml:lang="en-US">The bank of nova scotia trust company (bahamas) limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GrupoBnsDeCostaRicaSaMember" xlink:label="loc_bns_GrupoBnsDeCostaRicaSaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GrupoBnsDeCostaRicaSaMember" xml:lang="en-US">Grupo BNS de Costa Rica S.A. [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_GrupoBnsDeCostaRicaSaMember" xml:lang="en-US">Grupo BNS de Costa Rica, S.A. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GrupoBnsDeCostaRicaSaMember" xlink:to="lab_bns_GrupoBnsDeCostaRicaSaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GrupoBnsDeCostaRicaSaMember" xml:lang="en-US">Grupo BNS de Costa Rica S.A. [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiabankAndTrustCaymanLimitedMember" xlink:label="loc_bns_ScotiabankAndTrustCaymanLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiabankAndTrustCaymanLimitedMember" xml:lang="en-US">Scotiabank and trust (cayman) Limited [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiabankAndTrustCaymanLimitedMember" xml:lang="en-US">Scotiabank &amp; Trust (Cayman) Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiabankAndTrustCaymanLimitedMember" xlink:to="lab_bns_ScotiabankAndTrustCaymanLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiabankAndTrustCaymanLimitedMember" xml:lang="en-US">Scotiabank and trust (cayman) Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiabankBahamasLimitedMember" xlink:label="loc_bns_ScotiabankBahamasLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiabankBahamasLimitedMember" xml:lang="en-US">Scotiabank (bahamas) limited [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiabankBahamasLimitedMember" xml:lang="en-US">Scotiabank (Bahamas) Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiabankBahamasLimitedMember" xlink:to="lab_bns_ScotiabankBahamasLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiabankBahamasLimitedMember" xml:lang="en-US">Scotiabank (bahamas) limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiabankIrelandDesignatedActivityCompanyMember" xlink:label="loc_bns_ScotiabankIrelandDesignatedActivityCompanyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiabankIrelandDesignatedActivityCompanyMember" xml:lang="en-US">Scotiabank (ireland) designated activity company [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiabankIrelandDesignatedActivityCompanyMember" xml:lang="en-US">Scotiabank (Ireland) Designated Activity Company [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiabankIrelandDesignatedActivityCompanyMember" xlink:to="lab_bns_ScotiabankIrelandDesignatedActivityCompanyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiabankIrelandDesignatedActivityCompanyMember" xml:lang="en-US">Scotiabank (Ireland) Designated Activity Company.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NovaScotiaInversionesLimitadaMember" xlink:label="loc_bns_NovaScotiaInversionesLimitadaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NovaScotiaInversionesLimitadaMember" xml:lang="en-US">Nova scotia inversiones limitada [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NovaScotiaInversionesLimitadaMember" xml:lang="en-US">Nova Scotia Inversiones Limitada [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NovaScotiaInversionesLimitadaMember" xlink:to="lab_bns_NovaScotiaInversionesLimitadaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NovaScotiaInversionesLimitadaMember" xml:lang="en-US">Nova scotia inversiones limitada.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiaHoldingsUSALLCMember" xlink:label="loc_bns_ScotiaHoldingsUSALLCMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiaHoldingsUSALLCMember" xml:lang="en-US">Scotia Holdings (USA) LLC [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiaHoldingsUSALLCMember" xml:lang="en-US">Scotia Holdings (USA) LLC [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiaHoldingsUSALLCMember" xlink:to="lab_bns_ScotiaHoldingsUSALLCMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiaHoldingsUSALLCMember" xml:lang="en-US">Scotia Holdings (USA) LLC.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiaCapitalUSAIncMember" xlink:label="loc_bns_ScotiaCapitalUSAIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiaCapitalUSAIncMember" xml:lang="en-US">Scotia Capital (USA) Inc [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiaCapitalUSAIncMember" xml:lang="en-US">Scotia Capital (USA) Inc. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiaCapitalUSAIncMember" xlink:to="lab_bns_ScotiaCapitalUSAIncMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiaCapitalUSAIncMember" xml:lang="en-US">Scotia Capital (USA) Inc.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiabankBrasilSaBancoMultiploMember" xlink:label="loc_bns_ScotiabankBrasilSaBancoMultiploMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiabankBrasilSaBancoMultiploMember" xml:lang="en-US">Scotiabank Brasil SA Banco Multiplo [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiabankBrasilSaBancoMultiploMember" xml:lang="en-US">Scotiabank Brasil S.A. Banco Multiplo [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiabankBrasilSaBancoMultiploMember" xlink:to="lab_bns_ScotiabankBrasilSaBancoMultiploMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiabankBrasilSaBancoMultiploMember" xml:lang="en-US">Scotiabank Brasil SA Banco Multiplo.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiabankCaribbeanHoldingsLtdMember" xlink:label="loc_bns_ScotiabankCaribbeanHoldingsLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiabankCaribbeanHoldingsLtdMember" xml:lang="en-US">Scotiabank Caribbean Holdings Ltd [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_ScotiabankCaribbeanHoldingsLtdMember" xml:lang="en-US">Scotiabank Caribbean Holdings Ltd. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiabankCaribbeanHoldingsLtdMember" xlink:to="lab_bns_ScotiabankCaribbeanHoldingsLtdMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiabankCaribbeanHoldingsLtdMember" xml:lang="en-US">Scotiabank Caribbean Holdings Ltd.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiabankUruguaySAMember" xlink:label="loc_bns_ScotiabankUruguaySAMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiabankUruguaySAMember" xml:lang="en-US">Scotiabank Uruguay SA. [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiabankUruguaySAMember" xml:lang="en-US">Scotiabank Uruguay S.A. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiabankUruguaySAMember" xlink:to="lab_bns_ScotiabankUruguaySAMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiabankUruguaySAMember" xml:lang="en-US">Scotiabank Uruguay SA.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TheBankOfNovaScotiaTrustCompanyMember" xlink:label="loc_bns_TheBankOfNovaScotiaTrustCompanyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TheBankOfNovaScotiaTrustCompanyMember" xml:lang="en-US">The Bank Of Nova Scotia Trust Company [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TheBankOfNovaScotiaTrustCompanyMember" xml:lang="en-US">The Bank of Nova Scotia Trust Company [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TheBankOfNovaScotiaTrustCompanyMember" xlink:to="lab_bns_TheBankOfNovaScotiaTrustCompanyMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TheBankOfNovaScotiaTrustCompanyMember" xml:lang="en-US">The Bank of Nova Scotia Trust Company.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiaPeruHoldingsSaMember" xlink:label="loc_bns_ScotiaPeruHoldingsSaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiaPeruHoldingsSaMember" xml:lang="en-US">Scotia Peru Holdings SA [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiaPeruHoldingsSaMember" xml:lang="en-US">Scotia Peru Holdings S.A. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiaPeruHoldingsSaMember" xlink:to="lab_bns_ScotiaPeruHoldingsSaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiaPeruHoldingsSaMember" xml:lang="en-US">Scotia Peru Holdings S A.[Member].</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiabankRepublicaDominicanaSABancoMultipleMember" xlink:label="loc_bns_ScotiabankRepublicaDominicanaSABancoMultipleMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiabankRepublicaDominicanaSABancoMultipleMember" xml:lang="en-US">Scotiabank Republica Dominicana S A Banco Multiple [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_ScotiabankRepublicaDominicanaSABancoMultipleMember" xml:lang="en-US">Scotiabank Republica Dominicana, S.A. &#8211; Banco Multiple [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiabankRepublicaDominicanaSABancoMultipleMember" xlink:to="lab_bns_ScotiabankRepublicaDominicanaSABancoMultipleMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiabankRepublicaDominicanaSABancoMultipleMember" xml:lang="en-US">Scotiabank Republica Dominicana S A Banco Multiple.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiabankBarbadosLimitedMember" xlink:label="loc_bns_ScotiabankBarbadosLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiabankBarbadosLimitedMember" xml:lang="en-US">Scotiabank Barbados Limited [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_ScotiabankBarbadosLimitedMember" xml:lang="en-US">Scotiabank (Barbados) Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiabankBarbadosLimitedMember" xlink:to="lab_bns_ScotiabankBarbadosLimitedMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiabankBarbadosLimitedMember" xml:lang="en-US">Scotiabank Barbados Limited.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiabankChileSAMember" xlink:label="loc_bns_ScotiabankChileSAMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiabankChileSAMember" xml:lang="en-US">Scotiabank Chile S A [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiabankChileSAMember" xml:lang="en-US">Scotiabank Chile S.A. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiabankChileSAMember" xlink:to="lab_bns_ScotiabankChileSAMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiabankChileSAMember" xml:lang="en-US">Scotiabank Chile S.A.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotialUruguayHoldingsSaMember" xlink:label="loc_bns_ScotialUruguayHoldingsSaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotialUruguayHoldingsSaMember" xml:lang="en-US">Scotial Uruguay Holdings SA [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotialUruguayHoldingsSaMember" xml:lang="en-US">Scotial Uruguay Holdings SA [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotialUruguayHoldingsSaMember" xlink:to="lab_bns_ScotialUruguayHoldingsSaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotialUruguayHoldingsSaMember" xml:lang="en-US">Scotial Uruguay Holdings SA.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiabankInverlatSaMember" xlink:label="loc_bns_ScotiabankInverlatSaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiabankInverlatSaMember" xml:lang="en-US">Scotiabank Inverlat SA [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiabankInverlatSaMember" xml:lang="en-US">Scotiabank Inverlat, S.A. [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiabankInverlatSaMember" xlink:to="lab_bns_ScotiabankInverlatSaMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiaFinancingUSALLCMember" xlink:label="loc_bns_ScotiaFinancingUSALLCMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiaFinancingUSALLCMember" xml:lang="en-US">Scotia Financing USA LLC [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiaFinancingUSALLCMember" xml:lang="en-US">Scotia Financing (USA) LLC [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiaFinancingUSALLCMember" xlink:to="lab_bns_ScotiaFinancingUSALLCMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ScotiaFinancingUSALLCMember" xml:lang="en-US">Scotia Financing (USA) LLC.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MultiaccionesS.A.SMember" xlink:label="loc_bns_MultiaccionesS.A.SMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MultiaccionesS.A.SMember" xml:lang="en-US">Multiacciones SAS [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MultiaccionesS.A.SMember" xml:lang="en-US">Multiacciones S.A.S [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MultiaccionesS.A.SMember" xlink:to="lab_bns_MultiaccionesS.A.SMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MultiaccionesS.A.SMember" xml:lang="en-US">Multiacciones S.A.S.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProportionOfOwnershipInterestInSubsidiary" xlink:label="loc_ifrs-full_ProportionOfOwnershipInterestInSubsidiary" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInSubsidiary" xml:lang="en-US">Proportion of ownership interest in subsidiary</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestInSubsidiary" xml:lang="en-US">Proportion of ownership interest in subsidiary</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProportionOfOwnershipInterestInSubsidiary" xlink:to="lab_ifrs-full_ProportionOfOwnershipInterestInSubsidiary" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfNoncontrollingInterestsTable" xlink:label="loc_bns_DisclosureOfNoncontrollingInterestsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfNoncontrollingInterestsTable" xml:lang="en-US">Disclosure of Non-controlling Interests [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfNoncontrollingInterestsTable" xml:lang="en-US">Disclosure of Non-controlling Interests [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfNoncontrollingInterestsTable" xlink:to="lab_bns_DisclosureOfNoncontrollingInterestsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfNoncontrollingInterestsTable" xml:lang="en-US">Disclosure of non-controlling interests.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfNoncontrollingInterestsLineItems" xlink:label="loc_bns_DisclosureOfNoncontrollingInterestsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfNoncontrollingInterestsLineItems" xml:lang="en-US">Disclosure of noncontrolling interests [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfNoncontrollingInterestsLineItems" xml:lang="en-US">Disclosure of noncontrolling interests [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfNoncontrollingInterestsLineItems" xlink:to="lab_bns_DisclosureOfNoncontrollingInterestsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfNoncontrollingInterestsLineItems" xml:lang="en-US">Disclosure of non-controlling interests Line Items</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" xlink:label="loc_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" xml:lang="en-US">Proportion of ownership interests held by non-controlling interests</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" xml:lang="en-US">Non-controlling interest %</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" xlink:to="lab_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DividendsPaidToNoncontrollingInterests" xlink:label="loc_ifrs-full_DividendsPaidToNoncontrollingInterests" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DividendsPaidToNoncontrollingInterests" xml:lang="en-US">Dividends paid to non-controlling interests</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DividendsPaidToNoncontrollingInterests" xml:lang="en-US">Dividends paid to non-controlling interest</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DividendsPaidToNoncontrollingInterests" xlink:to="lab_ifrs-full_DividendsPaidToNoncontrollingInterests" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMember" xlink:label="loc_bns_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMember" xml:lang="en-US">Scotiabank trinidad and tobago limited Fifty Point Nine Zero Percent [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMember" xml:lang="en-US">Scotiabank Trinidad and Tobago Limited [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMember" xlink:to="lab_bns_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherNonControllingInterestsMember" xlink:label="loc_bns_OtherNonControllingInterestsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherNonControllingInterestsMember" xml:lang="en-US">Other Non Controlling Interests [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherNonControllingInterestsMember" xml:lang="en-US">Other non controlling interests [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherNonControllingInterestsMember" xlink:to="lab_bns_OtherNonControllingInterestsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherNonControllingInterestsMember" xml:lang="en-US">Other non controlling interests.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_SubsidiariesWithMaterialNoncontrollingInterestsMember" xlink:label="loc_ifrs-full_SubsidiariesWithMaterialNoncontrollingInterestsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_SubsidiariesWithMaterialNoncontrollingInterestsMember" xml:lang="en-US">Subsidiaries with material non-controlling interests [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_SubsidiariesWithMaterialNoncontrollingInterestsMember" xml:lang="en-US">Minority partner [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_SubsidiariesWithMaterialNoncontrollingInterestsMember" xlink:to="lab_ifrs-full_SubsidiariesWithMaterialNoncontrollingInterestsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfInterestIncomeTable" xlink:label="loc_bns_DisclosureOfInterestIncomeTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfInterestIncomeTable" xml:lang="en-US">Disclosure Of Interest Income [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfInterestIncomeTable" xml:lang="en-US">Disclosure of Interest Income [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfInterestIncomeTable" xlink:to="lab_bns_DisclosureOfInterestIncomeTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfInterestIncomeTable" xml:lang="en-US">Disclosure of Interest Income [table]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DisclosureOfInterestIncomeExpenseLineItems" xlink:label="loc_bns_DisclosureOfInterestIncomeExpenseLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DisclosureOfInterestIncomeExpenseLineItems" xml:lang="en-US">Disclosure Of Interest Income Expense [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DisclosureOfInterestIncomeExpenseLineItems" xml:lang="en-US">Disclosure of Interest Income Expense [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DisclosureOfInterestIncomeExpenseLineItems" xlink:to="lab_bns_DisclosureOfInterestIncomeExpenseLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DisclosureOfInterestIncomeExpenseLineItems" xml:lang="en-US">Disclosure of interest income expense line items.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" xlink:label="loc_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" xml:lang="en-US">Interest revenue for financial assets measured at amortised cost</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" xml:lang="en-US">Measured at amortized cost</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" xlink:to="lab_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:label="loc_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Interest revenue for financial assets measured at fair value through other comprehensive income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xml:lang="en-US">Measured at FVOCI</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" xlink:to="lab_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InterestIncomeCalculatedUsingOtherMethod" xlink:label="loc_bns_InterestIncomeCalculatedUsingOtherMethod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InterestIncomeCalculatedUsingOtherMethod" xml:lang="en-US">Interest Income Calculated Using Other Method</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InterestIncomeCalculatedUsingOtherMethod" xml:lang="en-US">Other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InterestIncomeCalculatedUsingOtherMethod" xlink:to="lab_bns_InterestIncomeCalculatedUsingOtherMethod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InterestIncomeCalculatedUsingOtherMethod" xml:lang="en-US">Interest income calculated using other methods.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestIncomeExpenseRecognisedForFinancialLiabilitiesReclassifiedIntoMeasuredAtAmortisedCostFirstApplicationOfIFRS9" xlink:label="loc_ifrs-full_InterestIncomeExpenseRecognisedForFinancialLiabilitiesReclassifiedIntoMeasuredAtAmortisedCostFirstApplicationOfIFRS9" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestIncomeExpenseRecognisedForFinancialLiabilitiesReclassifiedIntoMeasuredAtAmortisedCostFirstApplicationOfIFRS9" xml:lang="en-US">Interest revenue (expense) recognised for financial liabilities reclassified out of fair value through profit or loss category, initial application of IFRS 9</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2009/role/negatedLabel" xlink:label="lab_ifrs-full_InterestIncomeExpenseRecognisedForFinancialLiabilitiesReclassifiedIntoMeasuredAtAmortisedCostFirstApplicationOfIFRS9" xml:lang="en-US">Measured at amortized cost</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestIncomeExpenseRecognisedForFinancialLiabilitiesReclassifiedIntoMeasuredAtAmortisedCostFirstApplicationOfIFRS9" xlink:to="lab_ifrs-full_InterestIncomeExpenseRecognisedForFinancialLiabilitiesReclassifiedIntoMeasuredAtAmortisedCostFirstApplicationOfIFRS9" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InterestExpenseCalculatedUsingOtherMethod" xlink:label="loc_bns_InterestExpenseCalculatedUsingOtherMethod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InterestExpenseCalculatedUsingOtherMethod" xml:lang="en-US">Interest Expense Calculated Using Other Method</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InterestExpenseCalculatedUsingOtherMethod" xml:lang="en-US">Other</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InterestExpenseCalculatedUsingOtherMethod" xlink:to="lab_bns_InterestExpenseCalculatedUsingOtherMethod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InterestExpenseCalculatedUsingOtherMethod" xml:lang="en-US">Interest expense calculated using other methods.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InterestExpenseCalculatedUsingEffectiveInterestMethod" xlink:label="loc_bns_InterestExpenseCalculatedUsingEffectiveInterestMethod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InterestExpenseCalculatedUsingEffectiveInterestMethod" xml:lang="en-US">Interest Expense Calculated Using Effective Interest Method</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_InterestExpenseCalculatedUsingEffectiveInterestMethod" xml:lang="en-US">Interest expense calculated using effective interest method</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InterestExpenseCalculatedUsingEffectiveInterestMethod" xlink:to="lab_bns_InterestExpenseCalculatedUsingEffectiveInterestMethod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InterestExpenseCalculatedUsingEffectiveInterestMethod" xml:lang="en-US">Interest expense calculated using effective interest method.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ExpenseByNatureAbstract" xlink:label="loc_ifrs-full_ExpenseByNatureAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ExpenseByNatureAbstract" xml:lang="en-US">Expenses by nature [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ExpenseByNatureAbstract" xlink:to="lab_ifrs-full_ExpenseByNatureAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InterestExpenseOnLeaseLiabilities" xlink:label="loc_ifrs-full_InterestExpenseOnLeaseLiabilities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InterestExpenseOnLeaseLiabilities" xml:lang="en-US">Interest expense on lease liabilities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InterestExpenseOnLeaseLiabilities" xml:lang="en-US">Interest expense on lease liabilities</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InterestExpenseOnLeaseLiabilities" xlink:to="lab_ifrs-full_InterestExpenseOnLeaseLiabilities" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_InsuranceServiceExpensesFromInsuranceContractsIssued" xlink:label="loc_ifrs-full_InsuranceServiceExpensesFromInsuranceContractsIssued" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_InsuranceServiceExpensesFromInsuranceContractsIssued" xml:lang="en-US">Insurance service expenses from insurance contracts issued</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_InsuranceServiceExpensesFromInsuranceContractsIssued" xml:lang="en-US">Insurance finance expense</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_InsuranceServiceExpensesFromInsuranceContractsIssued" xlink:to="lab_ifrs-full_InsuranceServiceExpensesFromInsuranceContractsIssued" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_BasicEarningsPerShareAbstract" xlink:label="loc_ifrs-full_BasicEarningsPerShareAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_BasicEarningsPerShareAbstract" xml:lang="en-US">Basic earnings per share [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_BasicEarningsPerShareAbstract" xml:lang="en-US">Basic earnings per common share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_BasicEarningsPerShareAbstract" xlink:to="lab_ifrs-full_BasicEarningsPerShareAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_WeightedAverageShares" xlink:label="loc_ifrs-full_WeightedAverageShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_WeightedAverageShares" xml:lang="en-US">Weighted average number of ordinary shares outstanding</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_WeightedAverageShares" xml:lang="en-US">Weighted average number of common shares outstanding</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_WeightedAverageShares" xml:lang="en-US">Weighted average number of common shares outstanding</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_WeightedAverageShares" xlink:to="lab_ifrs-full_WeightedAverageShares" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ForeignExchangeLossOnPreferredSharesAndOtherEquityInstrumentsRedemption" xlink:label="loc_bns_ForeignExchangeLossOnPreferredSharesAndOtherEquityInstrumentsRedemption" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ForeignExchangeLossOnPreferredSharesAndOtherEquityInstrumentsRedemption" xml:lang="en-US">Foreign Exchange Loss on Preferred Shares and Other Equity Instruments Redemption</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_ForeignExchangeLossOnPreferredSharesAndOtherEquityInstrumentsRedemption" xml:lang="en-US">Foreign currency loss on redemption of Subordinated Additional Tier 1 Capital Notes</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ForeignExchangeLossOnPreferredSharesAndOtherEquityInstrumentsRedemption" xlink:to="lab_bns_ForeignExchangeLossOnPreferredSharesAndOtherEquityInstrumentsRedemption" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ForeignExchangeLossOnPreferredSharesAndOtherEquityInstrumentsRedemption" xml:lang="en-US">Foreign exchange loss on preferred shares and other equity instruments redemption.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity" xlink:label="loc_bns_NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity" xml:lang="en-US">Net Income Loss Attributable to Ordinary Equity Holders of Parent Entity</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity" xml:lang="en-US">Net income attributable to common shareholders used to calculate basic earnings per common share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity" xlink:to="lab_bns_NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity" xml:lang="en-US">Net income loss attributable to ordinary equity holders of parent entity.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DilutedEarningsPerShareAbstract" xlink:label="loc_ifrs-full_DilutedEarningsPerShareAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DilutedEarningsPerShareAbstract" xml:lang="en-US">Diluted earnings per share [abstract]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DilutedEarningsPerShareAbstract" xml:lang="en-US">Diluted earnings per common share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DilutedEarningsPerShareAbstract" xlink:to="lab_ifrs-full_DilutedEarningsPerShareAbstract" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers" xlink:label="loc_bns_AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers" xml:lang="en-US">Adjustments to net income due to share based payment options and others</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers" xml:lang="en-US">Dilutive impact of share-based payment options and others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers" xlink:to="lab_bns_AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers" xml:lang="en-US">Adjustments to net income due to share based payment options and others.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" xlink:label="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" xml:lang="en-US">Profit (loss), attributable to ordinary equity holders of parent entity including dilutive effects</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" xml:lang="en-US">Net income attributable to common shareholders (diluted)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" xlink:to="lab_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" xlink:label="loc_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" xml:lang="en-US">Dilutive effect of share options on number of ordinary shares</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" xml:lang="en-US">Dilutive impact of share-based payment options and others</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" xlink:to="lab_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AdjustedWeightedAverageShares" xlink:label="loc_ifrs-full_AdjustedWeightedAverageShares" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AdjustedWeightedAverageShares" xml:lang="en-US">Adjusted weighted average number of ordinary shares outstanding</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_AdjustedWeightedAverageShares" xml:lang="en-US">Weighted average number of diluted common shares outstanding</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AdjustedWeightedAverageShares" xlink:to="lab_ifrs-full_AdjustedWeightedAverageShares" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GuaranteesCommitmentsAndPledgedAssetsAbstract" xlink:label="loc_bns_GuaranteesCommitmentsAndPledgedAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GuaranteesCommitmentsAndPledgedAssetsAbstract" xml:lang="en-US">Guarantees commitments and pledged assets [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GuaranteesCommitmentsAndPledgedAssetsAbstract" xlink:to="lab_bns_GuaranteesCommitmentsAndPledgedAssetsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GuaranteesCommitmentsAndPledgedAssetsAbstract" xml:lang="en-US">Disclosure of guarantees commitments and pledged assets</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GuaranteesCommitmentsAndPledgedAssetsTable" xlink:label="loc_bns_GuaranteesCommitmentsAndPledgedAssetsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GuaranteesCommitmentsAndPledgedAssetsTable" xml:lang="en-US">Guarantees commitments and pledged assets [Table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GuaranteesCommitmentsAndPledgedAssetsTable" xml:lang="en-US">Guarantees commitments and pledged assets [Table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GuaranteesCommitmentsAndPledgedAssetsTable" xlink:to="lab_bns_GuaranteesCommitmentsAndPledgedAssetsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GuaranteesCommitmentsAndPledgedAssetsTable" xml:lang="en-US">Schedule disclosing guarantees commitments and pledged assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_StandbyLettersOfCreditAndLettersOfGuaranteeMember" xlink:label="loc_bns_StandbyLettersOfCreditAndLettersOfGuaranteeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_StandbyLettersOfCreditAndLettersOfGuaranteeMember" xml:lang="en-US">Standby letters of credit and letters of guarantee [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_StandbyLettersOfCreditAndLettersOfGuaranteeMember" xml:lang="en-US">Standby letters of credit and letters of guarantee [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_StandbyLettersOfCreditAndLettersOfGuaranteeMember" xlink:to="lab_bns_StandbyLettersOfCreditAndLettersOfGuaranteeMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_StandbyLettersOfCreditAndLettersOfGuaranteeMember" xml:lang="en-US">Standby letters of credit and letters of guarantee.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LiquidityFacilitiesMember" xlink:label="loc_bns_LiquidityFacilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LiquidityFacilitiesMember" xml:lang="en-US">Liquidity facilities [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_LiquidityFacilitiesMember" xml:lang="en-US">Liquidity facilities [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LiquidityFacilitiesMember" xlink:to="lab_bns_LiquidityFacilitiesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LiquidityFacilitiesMember" xml:lang="en-US">Liquidity facilities.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_IndemnificationsMember" xlink:label="loc_bns_IndemnificationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_IndemnificationsMember" xml:lang="en-US">Indemnifications [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_IndemnificationsMember" xml:lang="en-US">Indemnifications [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_IndemnificationsMember" xlink:to="lab_bns_IndemnificationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_IndemnificationsMember" xml:lang="en-US">Indemnifications.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GuaranteesCommitmentsAndPledgedAssetsLineItems" xlink:label="loc_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems" xml:lang="en-US">Guarantees commitments and pledged assets [Line Items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems" xml:lang="en-US">Guarantees commitments and pledged assets [Line Items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems" xlink:to="lab_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems" xml:lang="en-US">Line items represent guarantees commitments and pledged assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MaximumPotentialAmountOfFuturePayments" xlink:label="loc_bns_MaximumPotentialAmountOfFuturePayments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MaximumPotentialAmountOfFuturePayments" xml:lang="en-US">Maximum potential amount of future payments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MaximumPotentialAmountOfFuturePayments" xml:lang="en-US">Maximum potential amount of future payments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MaximumPotentialAmountOfFuturePayments" xlink:to="lab_bns_MaximumPotentialAmountOfFuturePayments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MaximumPotentialAmountOfFuturePayments" xml:lang="en-US">Maximum potential amount of future payments.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LiquidityFacilitiesTerm" xlink:label="loc_bns_LiquidityFacilitiesTerm" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LiquidityFacilitiesTerm" xml:lang="en-US">Liquidity Facilities Term</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_LiquidityFacilitiesTerm" xml:lang="en-US">Liquidity facilities expiration period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LiquidityFacilitiesTerm" xlink:to="lab_bns_LiquidityFacilitiesTerm" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LiquidityFacilitiesTerm" xml:lang="en-US">Liquidity facilities term.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherExecutoryContracts" xlink:label="loc_bns_OtherExecutoryContracts" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherExecutoryContracts" xml:lang="en-US">Other executory contracts</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherExecutoryContracts" xml:lang="en-US">Other executory contracts</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherExecutoryContracts" xlink:to="lab_bns_OtherExecutoryContracts" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherExecutoryContracts" xml:lang="en-US">Other executory contracts.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ExecutoryContractPeriod" xlink:label="loc_bns_ExecutoryContractPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ExecutoryContractPeriod" xml:lang="en-US">Executory contract period</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ExecutoryContractPeriod" xml:lang="en-US">Executory contract period</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ExecutoryContractPeriod" xlink:to="lab_bns_ExecutoryContractPeriod" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ExecutoryContractPeriod" xml:lang="en-US">Executory contract period.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CommercialLetterOfCreditMember" xlink:label="loc_bns_CommercialLetterOfCreditMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CommercialLetterOfCreditMember" xml:lang="en-US">Commercial letter of credit [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CommercialLetterOfCreditMember" xml:lang="en-US">Commercial letter of credit [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CommercialLetterOfCreditMember" xlink:to="lab_bns_CommercialLetterOfCreditMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CommercialLetterOfCreditMember" xml:lang="en-US">Commercial letter of credit.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CommitmentsToExtendCreditOriginalTermToMaturityOfOneYearOrLessMember" xlink:label="loc_bns_CommitmentsToExtendCreditOriginalTermToMaturityOfOneYearOrLessMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CommitmentsToExtendCreditOriginalTermToMaturityOfOneYearOrLessMember" xml:lang="en-US">Commitments to extend credit original term to maturity of one year or less [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CommitmentsToExtendCreditOriginalTermToMaturityOfOneYearOrLessMember" xml:lang="en-US">Commitments to extend credit original term to maturity of one year or less [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CommitmentsToExtendCreditOriginalTermToMaturityOfOneYearOrLessMember" xlink:to="lab_bns_CommitmentsToExtendCreditOriginalTermToMaturityOfOneYearOrLessMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CommitmentsToExtendCreditOriginalTermToMaturityOfOneYearOrLessMember" xml:lang="en-US">Commitments to extend credit original term to maturity of one year or less.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SecuritiesPurchaseAndOtherCommitmentMember" xlink:label="loc_bns_SecuritiesPurchaseAndOtherCommitmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SecuritiesPurchaseAndOtherCommitmentMember" xml:lang="en-US">Securities purchase and other commitment [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SecuritiesPurchaseAndOtherCommitmentMember" xml:lang="en-US">Securities purchase and other commitment [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SecuritiesPurchaseAndOtherCommitmentMember" xlink:to="lab_bns_SecuritiesPurchaseAndOtherCommitmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SecuritiesPurchaseAndOtherCommitmentMember" xml:lang="en-US">Securities purchase and other commitment.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MaximumExposureToCreditRisk" xlink:label="loc_ifrs-full_MaximumExposureToCreditRisk" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MaximumExposureToCreditRisk" xml:lang="en-US">Maximum exposure to credit risk</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_MaximumExposureToCreditRisk" xml:lang="en-US">Maximum exposure to credit risk</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MaximumExposureToCreditRisk" xlink:to="lab_ifrs-full_MaximumExposureToCreditRisk" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BankOfCanadaMember" xlink:label="loc_bns_BankOfCanadaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BankOfCanadaMember" xml:lang="en-US">Bank of Canada [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BankOfCanadaMember" xml:lang="en-US">Bank of Canada [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BankOfCanadaMember" xlink:to="lab_bns_BankOfCanadaMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BankOfCanadaMember" xml:lang="en-US">Bank of Canada.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ForeignGovernmentsAndCentralBanksMember" xlink:label="loc_bns_ForeignGovernmentsAndCentralBanksMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ForeignGovernmentsAndCentralBanksMember" xml:lang="en-US">Foreign governments and central banks [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ForeignGovernmentsAndCentralBanksMember" xml:lang="en-US">Foreign governments and central banks [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ForeignGovernmentsAndCentralBanksMember" xlink:to="lab_bns_ForeignGovernmentsAndCentralBanksMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ForeignGovernmentsAndCentralBanksMember" xml:lang="en-US">Foreign governments and central banks.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ClearingSystemPaymentSystemsAndDepositoriesMember" xlink:label="loc_bns_ClearingSystemPaymentSystemsAndDepositoriesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ClearingSystemPaymentSystemsAndDepositoriesMember" xml:lang="en-US">Clearing system payment systems and depositories [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ClearingSystemPaymentSystemsAndDepositoriesMember" xml:lang="en-US">Clearing system payment systems and depositories [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ClearingSystemPaymentSystemsAndDepositoriesMember" xlink:to="lab_bns_ClearingSystemPaymentSystemsAndDepositoriesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ClearingSystemPaymentSystemsAndDepositoriesMember" xml:lang="en-US">Clearing system payment systems and depositories.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ExchangeTradedDerivativeTransactionsMember" xlink:label="loc_bns_ExchangeTradedDerivativeTransactionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ExchangeTradedDerivativeTransactionsMember" xml:lang="en-US">Exchange traded derivative transactions [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ExchangeTradedDerivativeTransactionsMember" xml:lang="en-US">Exchange traded derivative transactions [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ExchangeTradedDerivativeTransactionsMember" xlink:to="lab_bns_ExchangeTradedDerivativeTransactionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ExchangeTradedDerivativeTransactionsMember" xml:lang="en-US">Exchange traded derivative transactions.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OverTheCounterDerivativesMember" xlink:label="loc_bns_OverTheCounterDerivativesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OverTheCounterDerivativesMember" xml:lang="en-US">Over The Counter Derivatives [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OverTheCounterDerivativesMember" xml:lang="en-US">Over The Counter Derivatives [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OverTheCounterDerivativesMember" xlink:to="lab_bns_OverTheCounterDerivativesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OverTheCounterDerivativesMember" xml:lang="en-US">Over The Counter Derivatives [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SecuritiesBorrowingAndLendingMember" xlink:label="loc_bns_SecuritiesBorrowingAndLendingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SecuritiesBorrowingAndLendingMember" xml:lang="en-US">Securities borrowing and lending [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SecuritiesBorrowingAndLendingMember" xml:lang="en-US">Securities borrowing and lending [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SecuritiesBorrowingAndLendingMember" xlink:to="lab_bns_SecuritiesBorrowingAndLendingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SecuritiesBorrowingAndLendingMember" xml:lang="en-US">Securities borrowing and lending.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CoveredBondsMember" xlink:label="loc_bns_CoveredBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CoveredBondsMember" xml:lang="en-US">Covered bonds [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CoveredBondsMember" xml:lang="en-US">Covered bonds [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CoveredBondsMember" xlink:to="lab_bns_CoveredBondsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CoveredBondsMember" xml:lang="en-US">Covered bonds [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SecuritizationMember" xlink:label="loc_bns_SecuritizationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SecuritizationMember" xml:lang="en-US">Securitization [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SecuritizationMember" xml:lang="en-US">Securitization [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SecuritizationMember" xlink:to="lab_bns_SecuritizationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SecuritizationMember" xml:lang="en-US">Securitization [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CanadaMortgageHousingCorporationProgramMember" xlink:label="loc_bns_CanadaMortgageHousingCorporationProgramMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CanadaMortgageHousingCorporationProgramMember" xml:lang="en-US">Canada mortgage housing corporation program [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CanadaMortgageHousingCorporationProgramMember" xml:lang="en-US">Canada mortgage housing corporation program [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CanadaMortgageHousingCorporationProgramMember" xlink:to="lab_bns_CanadaMortgageHousingCorporationProgramMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CanadaMortgageHousingCorporationProgramMember" xml:lang="en-US">Canada mortgage housing corporation program.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RepurchaseAgreementsCollateralizedBySecurities" xlink:label="loc_bns_RepurchaseAgreementsCollateralizedBySecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RepurchaseAgreementsCollateralizedBySecurities" xml:lang="en-US">Repurchase Agreements Collateralized By Securities</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RepurchaseAgreementsCollateralizedBySecurities" xml:lang="en-US">Obligations related to securities sold under repurchase agreements</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RepurchaseAgreementsCollateralizedBySecurities" xlink:to="lab_bns_RepurchaseAgreementsCollateralizedBySecurities" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RepurchaseAgreementsCollateralizedBySecurities" xml:lang="en-US">Repurchase agreements collateralized by securities.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue" xlink:label="loc_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue" xml:lang="en-US">Collateral sold or repledged in absence of default by owner of collateral, at fair value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue" xml:lang="en-US">Total</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue" xml:lang="en-US">Market value of collateral accepted</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue" xlink:to="lab_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BankMember" xlink:label="loc_bns_BankMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BankMember" xml:lang="en-US">Bank [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_BankMember" xml:lang="en-US">Bank [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BankMember" xlink:to="lab_bns_BankMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_BankMember" xml:lang="en-US">Bank.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SovereignMember" xlink:label="loc_bns_SovereignMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SovereignMember" xml:lang="en-US">Sovereign [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SovereignMember" xml:lang="en-US">Sovereign [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SovereignMember" xlink:to="lab_bns_SovereignMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SovereignMember" xml:lang="en-US">Sovereign.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RealEstateSecuredMember" xlink:label="loc_bns_RealEstateSecuredMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RealEstateSecuredMember" xml:lang="en-US">Real estate secured [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RealEstateSecuredMember" xml:lang="en-US">Real estate secured [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RealEstateSecuredMember" xlink:to="lab_bns_RealEstateSecuredMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RealEstateSecuredMember" xml:lang="en-US">Real estate secured.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_QualifyingRevolvingMember" xlink:label="loc_bns_QualifyingRevolvingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_QualifyingRevolvingMember" xml:lang="en-US">Qualifying revolving [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_QualifyingRevolvingMember" xml:lang="en-US">Qualifying revolving [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_QualifyingRevolvingMember" xlink:to="lab_bns_QualifyingRevolvingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_QualifyingRevolvingMember" xml:lang="en-US">Qualifying revolving.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherRetailMember" xlink:label="loc_bns_OtherRetailMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherRetailMember" xml:lang="en-US">Other retail [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherRetailMember" xml:lang="en-US">Other retail [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherRetailMember" xlink:to="lab_bns_OtherRetailMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherRetailMember" xml:lang="en-US">Other retail.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CorporateMember" xlink:label="loc_bns_CorporateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CorporateMember" xml:lang="en-US">Corporate [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CorporateMember" xml:lang="en-US">Corporate segment [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CorporateMember" xlink:to="lab_bns_CorporateMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CorporateMember" xml:lang="en-US">Component of an entity that usually provides financial, operational and administrative support and is considered an operating segment. Excludes intersegment elimination and reconciling items.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NonRetailMember" xlink:label="loc_bns_NonRetailMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NonRetailMember" xml:lang="en-US">Non Retail [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NonRetailMember" xml:lang="en-US">Non retail [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NonRetailMember" xlink:to="lab_bns_NonRetailMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NonRetailMember" xml:lang="en-US">Non retail.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RetailMember" xlink:label="loc_bns_RetailMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RetailMember" xml:lang="en-US">Retail [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RetailMember" xml:lang="en-US">Retail [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RetailMember" xlink:to="lab_bns_RetailMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RetailMember" xml:lang="en-US">Retail [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditRiskExposureAtDefaultDrawn" xlink:label="loc_bns_CreditRiskExposureAtDefaultDrawn" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditRiskExposureAtDefaultDrawn" xml:lang="en-US">Credit Risk Exposure at Default Drawn</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditRiskExposureAtDefaultDrawn" xml:lang="en-US">Drawn</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditRiskExposureAtDefaultDrawn" xlink:to="lab_bns_CreditRiskExposureAtDefaultDrawn" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditRiskExposureAtDefaultDrawn" xml:lang="en-US">Credit risk exposure at default drawn.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditRiskExposureAtDefaultUndrawnCommitments" xlink:label="loc_bns_CreditRiskExposureAtDefaultUndrawnCommitments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditRiskExposureAtDefaultUndrawnCommitments" xml:lang="en-US">Credit Risk Exposure at Default Undrawn Commitments</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditRiskExposureAtDefaultUndrawnCommitments" xml:lang="en-US">Undrawn commitments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditRiskExposureAtDefaultUndrawnCommitments" xlink:to="lab_bns_CreditRiskExposureAtDefaultUndrawnCommitments" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditRiskExposureAtDefaultUndrawnCommitments" xml:lang="en-US">Credit risk exposure at default undrawn commitments.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditRiskExposureAtDefaultOtherExposures" xlink:label="loc_bns_CreditRiskExposureAtDefaultOtherExposures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditRiskExposureAtDefaultOtherExposures" xml:lang="en-US">Credit Risk Exposure at Default Other Exposures</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditRiskExposureAtDefaultOtherExposures" xml:lang="en-US">Other exposures</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditRiskExposureAtDefaultOtherExposures" xlink:to="lab_bns_CreditRiskExposureAtDefaultOtherExposures" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditRiskExposureAtDefaultOtherExposures" xml:lang="en-US">Credit risk exposure at default other exposures.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditRiskExposureAtDefaultAmount" xlink:label="loc_bns_CreditRiskExposureAtDefaultAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditRiskExposureAtDefaultAmount" xml:lang="en-US">Credit risk exposure at default amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/totalLabel" xlink:label="lab_bns_CreditRiskExposureAtDefaultAmount" xml:lang="en-US">Total</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditRiskExposureAtDefaultAmount" xml:lang="en-US">Credit risk exposure default amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_CreditRiskExposureAtDefaultAmount" xml:lang="en-US">Total</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditRiskExposureAtDefaultAmount" xlink:to="lab_bns_CreditRiskExposureAtDefaultAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditRiskExposureAtDefaultAmount" xml:lang="en-US">Credit risk exposure at default amount.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_LatinAmericaOtherMember" xlink:label="loc_bns_LatinAmericaOtherMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_LatinAmericaOtherMember" xml:lang="en-US">Latin America Other [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_LatinAmericaOtherMember" xml:lang="en-US">Latin America (other) [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_LatinAmericaOtherMember" xlink:to="lab_bns_LatinAmericaOtherMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_LatinAmericaOtherMember" xml:lang="en-US">It doesn't include Chile, Mexico, Peru, and Colombia.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AllOtherCountriesMember" xlink:label="loc_bns_AllOtherCountriesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AllOtherCountriesMember" xml:lang="en-US">All other countries [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AllOtherCountriesMember" xml:lang="en-US">All other countries [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AllOtherCountriesMember" xlink:to="lab_bns_AllOtherCountriesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AllOtherCountriesMember" xml:lang="en-US">All other countries.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_StandardizedPortfolioMember" xlink:label="loc_bns_StandardizedPortfolioMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_StandardizedPortfolioMember" xml:lang="en-US">Standardized portfolio [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_StandardizedPortfolioMember" xml:lang="en-US">Standardized portfolio [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_StandardizedPortfolioMember" xml:lang="en-US">Standardized portfolio [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_StandardizedPortfolioMember" xlink:to="lab_bns_StandardizedPortfolioMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_StandardizedPortfolioMember" xml:lang="en-US">Standardized portfolio.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BankingNormsAxis" xlink:label="loc_bns_BankingNormsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BankingNormsAxis" xml:lang="en-US">Banking Norms [Axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BankingNormsAxis" xlink:to="lab_bns_BankingNormsAxis" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BankingNormsMember" xlink:label="loc_bns_BankingNormsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BankingNormsMember" xml:lang="en-US">Banking Norms [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BankingNormsMember" xlink:to="lab_bns_BankingNormsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_BaselThreeNormsMember" xlink:label="loc_bns_BaselThreeNormsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_BaselThreeNormsMember" xml:lang="en-US">Basel Three Norms [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_BaselThreeNormsMember" xml:lang="en-US">Basel Three Norms [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_BaselThreeNormsMember" xlink:to="lab_bns_BaselThreeNormsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RevisedBaselThreeNormsMember" xlink:label="loc_bns_RevisedBaselThreeNormsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RevisedBaselThreeNormsMember" xml:lang="en-US">Revised Basel Three Norms [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_RevisedBaselThreeNormsMember" xml:lang="en-US">Revised Basel Three Norms [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RevisedBaselThreeNormsMember" xlink:to="lab_bns_RevisedBaselThreeNormsMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AllowancesForCreditLosses" xlink:label="loc_bns_AllowancesForCreditLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AllowancesForCreditLosses" xml:lang="en-US">Allowances for credit losses</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_AllowancesForCreditLosses" xml:lang="en-US">Allowances for credit losses</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AllowancesForCreditLosses" xlink:to="lab_bns_AllowancesForCreditLosses" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AllowancesForCreditLosses" xml:lang="en-US">Allowances for credit losses.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CustomersLiabilityUnderAcceptances" xlink:label="loc_bns_CustomersLiabilityUnderAcceptances" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CustomersLiabilityUnderAcceptances" xml:lang="en-US">Customers liability under acceptances</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CustomersLiabilityUnderAcceptances" xml:lang="en-US">Customers' liability under acceptances</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CustomersLiabilityUnderAcceptances" xlink:to="lab_bns_CustomersLiabilityUnderAcceptances" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CustomersLiabilityUnderAcceptances" xml:lang="en-US">Customers liability under acceptances.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherAssetsIncludingDeferredTaxAssets" xlink:label="loc_bns_OtherAssetsIncludingDeferredTaxAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherAssetsIncludingDeferredTaxAssets" xml:lang="en-US">Other assets including deferred tax assets</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherAssetsIncludingDeferredTaxAssets" xml:lang="en-US">Other (including Deferred tax assets)</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherAssetsIncludingDeferredTaxAssets" xlink:to="lab_bns_OtherAssetsIncludingDeferredTaxAssets" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherAssetsIncludingDeferredTaxAssets" xml:lang="en-US">Other assets including deferred tax assets.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditRiskExposureDrawnNonRetailMember" xlink:label="loc_bns_CreditRiskExposureDrawnNonRetailMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditRiskExposureDrawnNonRetailMember" xml:lang="en-US">Credit Risk Exposure Drawn Non Retail [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditRiskExposureDrawnNonRetailMember" xml:lang="en-US">Credit risk exposure drawn non retail [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditRiskExposureDrawnNonRetailMember" xlink:to="lab_bns_CreditRiskExposureDrawnNonRetailMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditRiskExposureDrawnNonRetailMember" xml:lang="en-US">Credit risk exposure drawn retail.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditRiskExposureDrawnRetailMember" xlink:label="loc_bns_CreditRiskExposureDrawnRetailMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditRiskExposureDrawnRetailMember" xml:lang="en-US">Credit Risk Exposure Drawn Retail [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditRiskExposureDrawnRetailMember" xml:lang="en-US">Credit risk exposure drawn retail [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditRiskExposureDrawnRetailMember" xlink:to="lab_bns_CreditRiskExposureDrawnRetailMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditRiskExposureDrawnRetailMember" xml:lang="en-US">Credit Risk Exposure Drawn Retail [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherCreditRiskExposureSecuritizationMember" xlink:label="loc_bns_OtherCreditRiskExposureSecuritizationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherCreditRiskExposureSecuritizationMember" xml:lang="en-US">Other Credit Risk Exposure Securitization [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherCreditRiskExposureSecuritizationMember" xml:lang="en-US">Other exposures securitization [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherCreditRiskExposureSecuritizationMember" xlink:to="lab_bns_OtherCreditRiskExposureSecuritizationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherCreditRiskExposureSecuritizationMember" xml:lang="en-US">Other credit risk exposure securitization.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherCreditRiskExposureRepo-StyleTransactionsMember" xlink:label="loc_bns_OtherCreditRiskExposureRepo-StyleTransactionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherCreditRiskExposureRepo-StyleTransactionsMember" xml:lang="en-US">Other credit Risk Exposure Repo-Style Transactions [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherCreditRiskExposureRepo-StyleTransactionsMember" xml:lang="en-US">Other credit risk exposure repo-style transactions [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherCreditRiskExposureRepo-StyleTransactionsMember" xlink:to="lab_bns_OtherCreditRiskExposureRepo-StyleTransactionsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherCreditRiskExposureRepo-StyleTransactionsMember" xml:lang="en-US">Other credit risk exposure repo-style transactions.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherCreditRiskExposureOver-The-CounterDerivativesMember" xlink:label="loc_bns_OtherCreditRiskExposureOver-The-CounterDerivativesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherCreditRiskExposureOver-The-CounterDerivativesMember" xml:lang="en-US">Other credit Risk Exposure Over-The-Counter Derivatives [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherCreditRiskExposureOver-The-CounterDerivativesMember" xml:lang="en-US">Other credit risk exposure over-the-counter derivatives [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherCreditRiskExposureOver-The-CounterDerivativesMember" xlink:to="lab_bns_OtherCreditRiskExposureOver-The-CounterDerivativesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherCreditRiskExposureOver-The-CounterDerivativesMember" xml:lang="en-US">Other credit risk exposure over-the-counter derivatives.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherCreditRiskExposureEquityMember" xlink:label="loc_bns_OtherCreditRiskExposureEquityMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherCreditRiskExposureEquityMember" xml:lang="en-US">Other Credit Risk Exposure Equity [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherCreditRiskExposureEquityMember" xml:lang="en-US">Other credit risk exposure equity [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherCreditRiskExposureEquityMember" xlink:to="lab_bns_OtherCreditRiskExposureEquityMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherCreditRiskExposureEquityMember" xml:lang="en-US">Other credit risk exposure equity.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMember" xlink:label="loc_bns_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMember" xml:lang="en-US">Other Market Risk Exposures Also Subject To Credit Risk [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMember" xml:lang="en-US">Other market risk exposures also subject to credit risk [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMember" xlink:to="lab_bns_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMember" xml:lang="en-US">Other market risk exposures also subject to credit risk.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherExposuresMember" xlink:label="loc_bns_OtherExposuresMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherExposuresMember" xml:lang="en-US">Other Exposures [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherExposuresMember" xml:lang="en-US">Other exposures [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherExposuresMember" xlink:to="lab_bns_OtherExposuresMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherExposuresMember" xml:lang="en-US">Other Exposures [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherMarketRiskExposuresOthersMember" xlink:label="loc_bns_OtherMarketRiskExposuresOthersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherMarketRiskExposuresOthersMember" xml:lang="en-US">Other Market Risk Exposures Others [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherMarketRiskExposuresOthersMember" xml:lang="en-US">Other market risk exposures others [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherMarketRiskExposuresOthersMember" xlink:to="lab_bns_OtherMarketRiskExposuresOthersMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherMarketRiskExposuresOthersMember" xml:lang="en-US">Other market risk exposures others.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ResidentialMortgageGuaranteedLoans" xlink:label="loc_bns_ResidentialMortgageGuaranteedLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ResidentialMortgageGuaranteedLoans" xml:lang="en-US">Residential mortgage guaranteed loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ResidentialMortgageGuaranteedLoans" xml:lang="en-US">Residential mortgage guaranteed loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ResidentialMortgageGuaranteedLoans" xlink:to="lab_bns_ResidentialMortgageGuaranteedLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ResidentialMortgageGuaranteedLoans" xml:lang="en-US">Residential mortgage guaranteed loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfInternalCreditExposuresTable" xlink:label="loc_ifrs-full_DisclosureOfInternalCreditExposuresTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfInternalCreditExposuresTable" xml:lang="en-US">Disclosure of internal credit grades [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfInternalCreditExposuresTable" xml:lang="en-US">Disclosure of internal credit grades [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInternalCreditExposuresTable" xlink:to="lab_ifrs-full_DisclosureOfInternalCreditExposuresTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfInternalCreditExposuresLineItems" xlink:label="loc_ifrs-full_DisclosureOfInternalCreditExposuresLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfInternalCreditExposuresLineItems" xml:lang="en-US">Disclosure of internal credit grades [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfInternalCreditExposuresLineItems" xml:lang="en-US">Disclosure of internal credit grades [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfInternalCreditExposuresLineItems" xlink:to="lab_ifrs-full_DisclosureOfInternalCreditExposuresLineItems" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DescriptionOfCreditRating" xlink:label="loc_bns_DescriptionOfCreditRating" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DescriptionOfCreditRating" xml:lang="en-US">Description of Credit Rating</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_DescriptionOfCreditRating" xml:lang="en-US">Description of rating</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DescriptionOfCreditRating" xlink:to="lab_bns_DescriptionOfCreditRating" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DescriptionOfCreditRating" xml:lang="en-US">Description of credit rating.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InternalGradeCode" xlink:label="loc_bns_InternalGradeCode" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InternalGradeCode" xml:lang="en-US">Internal grade code</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InternalGradeCode" xml:lang="en-US">Internal grade rating</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InternalGradeCode" xlink:to="lab_bns_InternalGradeCode" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InternalGradeCode" xml:lang="en-US">Internal grade code.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ProbabilityOfDefaultRangePercentage" xlink:label="loc_bns_ProbabilityOfDefaultRangePercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ProbabilityOfDefaultRangePercentage" xml:lang="en-US">Probability of default range percentage</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ProbabilityOfDefaultRangePercentage" xml:lang="en-US">Probability of default range percentage</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ProbabilityOfDefaultRangePercentage" xlink:to="lab_bns_ProbabilityOfDefaultRangePercentage" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ProbabilityOfDefaultRangePercentage" xml:lang="en-US">Probability of default range percentage.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMember" xlink:label="loc_bns_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMember" xml:lang="en-US">Equivalent external rating standard and poors AAA to AA plus [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMember" xml:lang="en-US">Equivalent external rating standard and poors AAA to AA plus [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMember" xlink:to="lab_bns_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMember" xml:lang="en-US">Equivalent external rating standard and poors AAA to AA plus.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquivalentExternalRatingStandardAndPoorsAaToAPlusMember" xlink:label="loc_bns_EquivalentExternalRatingStandardAndPoorsAaToAPlusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsAaToAPlusMember" xml:lang="en-US">Equivalent external rating standard and poors AA to A plus [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsAaToAPlusMember" xml:lang="en-US">Equivalent external rating standard and poors AA to A plus [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquivalentExternalRatingStandardAndPoorsAaToAPlusMember" xlink:to="lab_bns_EquivalentExternalRatingStandardAndPoorsAaToAPlusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsAaToAPlusMember" xml:lang="en-US">Equivalent external rating standard and poors AA to A plus.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquivalentExternalRatingStandardAndPoorsaToaMinusMember" xlink:label="loc_bns_EquivalentExternalRatingStandardAndPoorsaToaMinusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsaToaMinusMember" xml:lang="en-US">Equivalent external rating standard and poors-A to-A minus [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsaToaMinusMember" xml:lang="en-US">Equivalent external rating standard and poors-A to-A minus [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquivalentExternalRatingStandardAndPoorsaToaMinusMember" xlink:to="lab_bns_EquivalentExternalRatingStandardAndPoorsaToaMinusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsaToaMinusMember" xml:lang="en-US">Equivalent external rating standard and poors-A to-A minus.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquivalentExternalRatingStandardAndPoorsBbbPlusMember" xlink:label="loc_bns_EquivalentExternalRatingStandardAndPoorsBbbPlusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsBbbPlusMember" xml:lang="en-US">Equivalent external rating standard and poors BBB plus [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsBbbPlusMember" xml:lang="en-US">Equivalent external rating standard and poors BBB plus [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquivalentExternalRatingStandardAndPoorsBbbPlusMember" xlink:to="lab_bns_EquivalentExternalRatingStandardAndPoorsBbbPlusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsBbbPlusMember" xml:lang="en-US">Equivalent external rating standard and poors BBB plus.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_StandardPoorsBBBRatingMember" xlink:label="loc_srt_StandardPoorsBBBRatingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_StandardPoorsBBBRatingMember" xml:lang="en-US">Standard &amp; Poor's, BBB Rating [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_srt_StandardPoorsBBBRatingMember" xml:lang="en-US">Equivalent external rating standard and poors BBB [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_StandardPoorsBBBRatingMember" xlink:to="lab_srt_StandardPoorsBBBRatingMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquivalentExternalRatingStandardAndPoorsBbbMinusMember" xlink:label="loc_bns_EquivalentExternalRatingStandardAndPoorsBbbMinusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsBbbMinusMember" xml:lang="en-US">Equivalent external rating standard and poors BBB minus[member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsBbbMinusMember" xml:lang="en-US">Equivalent external rating standard and poors BBB minus[member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquivalentExternalRatingStandardAndPoorsBbbMinusMember" xlink:to="lab_bns_EquivalentExternalRatingStandardAndPoorsBbbMinusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsBbbMinusMember" xml:lang="en-US">Equivalent external rating standard and poors BBB minus.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquivalentExternalRatingStandardAndPoorsBbPlusMember" xlink:label="loc_bns_EquivalentExternalRatingStandardAndPoorsBbPlusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsBbPlusMember" xml:lang="en-US">Equivalent external rating standard and poors BB plus [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsBbPlusMember" xml:lang="en-US">Equivalent external rating standard and poors BB plus [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquivalentExternalRatingStandardAndPoorsBbPlusMember" xlink:to="lab_bns_EquivalentExternalRatingStandardAndPoorsBbPlusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsBbPlusMember" xml:lang="en-US">Equivalent external rating standard and poors BB plus.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_StandardPoorsBBRatingMember" xlink:label="loc_srt_StandardPoorsBBRatingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_StandardPoorsBBRatingMember" xml:lang="en-US">Standard &amp; Poor's, BB Rating [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_srt_StandardPoorsBBRatingMember" xml:lang="en-US">Equivalent external rating standard and poors BB [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_StandardPoorsBBRatingMember" xlink:to="lab_srt_StandardPoorsBBRatingMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquivalentExternalRatingStandardAndPoorsBbMinusMember" xlink:label="loc_bns_EquivalentExternalRatingStandardAndPoorsBbMinusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsBbMinusMember" xml:lang="en-US">Equivalent external rating standard and poors BB minus [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsBbMinusMember" xml:lang="en-US">Equivalent external rating standard and poors BB minus [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquivalentExternalRatingStandardAndPoorsBbMinusMember" xlink:to="lab_bns_EquivalentExternalRatingStandardAndPoorsBbMinusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsBbMinusMember" xml:lang="en-US">Equivalent external rating standard and poors BB minus.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquivalentExternalRatingStandardAndPoorsbPlusMember" xlink:label="loc_bns_EquivalentExternalRatingStandardAndPoorsbPlusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsbPlusMember" xml:lang="en-US">Equivalent external rating standard and poors-B plus [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsbPlusMember" xml:lang="en-US">Equivalent external rating standard and poors-B plus [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquivalentExternalRatingStandardAndPoorsbPlusMember" xlink:to="lab_bns_EquivalentExternalRatingStandardAndPoorsbPlusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsbPlusMember" xml:lang="en-US">Equivalent external rating standard and poors-B plus.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquivalentExternalRatingStandardAndPoorsbTobMinusMember" xlink:label="loc_bns_EquivalentExternalRatingStandardAndPoorsbTobMinusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsbTobMinusMember" xml:lang="en-US">Equivalent external rating standard and poors-B to-B minus [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsbTobMinusMember" xml:lang="en-US">Equivalent external rating standard and poors-B to-B minus [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquivalentExternalRatingStandardAndPoorsbTobMinusMember" xlink:to="lab_bns_EquivalentExternalRatingStandardAndPoorsbTobMinusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsbTobMinusMember" xml:lang="en-US">Equivalent external rating standard and poors-B to-B minus.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquivalentExternalRatingStandardAndPoorsCccPlusMember" xlink:label="loc_bns_EquivalentExternalRatingStandardAndPoorsCccPlusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsCccPlusMember" xml:lang="en-US">Equivalent external rating standard and poors CCC plus [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsCccPlusMember" xml:lang="en-US">Equivalent external rating standard and poors CCC plus [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquivalentExternalRatingStandardAndPoorsCccPlusMember" xlink:to="lab_bns_EquivalentExternalRatingStandardAndPoorsCccPlusMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsCccPlusMember" xml:lang="en-US">Equivalent external rating standard and poors CCC plus.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd#srt_StandardPoorsCCCRatingMember" xlink:label="loc_srt_StandardPoorsCCCRatingMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_srt_StandardPoorsCCCRatingMember" xml:lang="en-US">Standard &amp; Poor's, CCC Rating [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_srt_StandardPoorsCCCRatingMember" xml:lang="en-US">Equivalent external rating standard and poors CCC [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_srt_StandardPoorsCCCRatingMember" xlink:to="lab_srt_StandardPoorsCCCRatingMember" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMember" xlink:label="loc_bns_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMember" xml:lang="en-US">Equivalent External Rating Standardand Poors C C C Minus To C C [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMember" xml:lang="en-US">Equivalent external rating standard and poors CCC- to CC [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMember" xlink:to="lab_bns_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMember" xml:lang="en-US">Equivalent external rating standard and poors CCC minus to CC.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InternalNonInvestmentGrade1Member" xlink:label="loc_bns_InternalNonInvestmentGrade1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InternalNonInvestmentGrade1Member" xml:lang="en-US">Internal Non Investment Grade 1 [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InternalNonInvestmentGrade1Member" xml:lang="en-US">Non investment grade [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InternalNonInvestmentGrade1Member" xlink:to="lab_bns_InternalNonInvestmentGrade1Member" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InternalNonInvestmentGrade1Member" xml:lang="en-US">Internal non investment grade.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InternalGradeWatchListMember" xlink:label="loc_bns_InternalGradeWatchListMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InternalGradeWatchListMember" xml:lang="en-US">Internal grade watch list [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InternalGradeWatchListMember" xml:lang="en-US">Watch list [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InternalGradeWatchListMember" xlink:to="lab_bns_InternalGradeWatchListMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InternalGradeWatchListMember" xml:lang="en-US">Internal grade watch list.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_InternalGradeDefaultMember" xlink:label="loc_bns_InternalGradeDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_InternalGradeDefaultMember" xml:lang="en-US">Internal grade default [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_InternalGradeDefaultMember" xml:lang="en-US">Default [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_InternalGradeDefaultMember" xlink:to="lab_bns_InternalGradeDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_InternalGradeDefaultMember" xml:lang="en-US">Internal grade default.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquivalentExternalRatingStandardAndPoorsDefaultMember" xlink:label="loc_bns_EquivalentExternalRatingStandardAndPoorsDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsDefaultMember" xml:lang="en-US">Equivalent external rating standard and poors default [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsDefaultMember" xml:lang="en-US">Equivalent external rating standard and poors default [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquivalentExternalRatingStandardAndPoorsDefaultMember" xlink:to="lab_bns_EquivalentExternalRatingStandardAndPoorsDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquivalentExternalRatingStandardAndPoorsDefaultMember" xml:lang="en-US">Equivalent external rating standard and poors default.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquivalentExternalRatingMoodyDefaultMember" xlink:label="loc_bns_EquivalentExternalRatingMoodyDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquivalentExternalRatingMoodyDefaultMember" xml:lang="en-US">Equivalent external rating Moody's default [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquivalentExternalRatingMoodyDefaultMember" xml:lang="en-US">Equivalent external rating Moody's default [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquivalentExternalRatingMoodyDefaultMember" xlink:to="lab_bns_EquivalentExternalRatingMoodyDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquivalentExternalRatingMoodyDefaultMember" xml:lang="en-US">Equivalent external rating Moody's default [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember" xlink:label="loc_bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember" xml:lang="en-US">Equivalent external rating Dominion Bond Rating Service default [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember" xml:lang="en-US">Equivalent external rating Dominion Bond Rating Service default [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember" xlink:to="lab_bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember" xml:lang="en-US">Equivalent external rating Dominion Bond Rating Service default [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ExcludingResidentialMortgagesMember" xlink:label="loc_bns_ExcludingResidentialMortgagesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ExcludingResidentialMortgagesMember" xml:lang="en-US">Excluding residential mortgages [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ExcludingResidentialMortgagesMember" xml:lang="en-US">Excluding residential mortgages [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ExcludingResidentialMortgagesMember" xlink:to="lab_bns_ExcludingResidentialMortgagesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ExcludingResidentialMortgagesMember" xml:lang="en-US">Excluding residential mortgages.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_GovernmentGuaranteedResidentialMortgagesMember" xlink:label="loc_bns_GovernmentGuaranteedResidentialMortgagesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_GovernmentGuaranteedResidentialMortgagesMember" xml:lang="en-US">Government guaranteed residential mortgages [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_GovernmentGuaranteedResidentialMortgagesMember" xml:lang="en-US">Government guaranteed residential mortgages [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_GovernmentGuaranteedResidentialMortgagesMember" xlink:to="lab_bns_GovernmentGuaranteedResidentialMortgagesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_GovernmentGuaranteedResidentialMortgagesMember" xml:lang="en-US">Government guaranteed residential mortgages [Member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditRiskExposureAtDefaultDrawnAmount" xlink:label="loc_bns_CreditRiskExposureAtDefaultDrawnAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditRiskExposureAtDefaultDrawnAmount" xml:lang="en-US">Credit risk exposure at default drawn amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditRiskExposureAtDefaultDrawnAmount" xml:lang="en-US">Credit risk exposure at default drawn</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditRiskExposureAtDefaultDrawnAmount" xlink:to="lab_bns_CreditRiskExposureAtDefaultDrawnAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditRiskExposureAtDefaultDrawnAmount" xml:lang="en-US">Credit risk exposure at default drawn amount.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" xlink:label="loc_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" xml:lang="en-US">Credit risk exposure at default undrawn commitments amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" xml:lang="en-US">Credit risk exposure at default undrawn commitments</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" xlink:to="lab_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount" xml:lang="en-US">Credit risk exposure at default undrawn commitments amount.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditRiskExposureAtDefaultOtherExposuresAmount" xlink:label="loc_bns_CreditRiskExposureAtDefaultOtherExposuresAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditRiskExposureAtDefaultOtherExposuresAmount" xml:lang="en-US">Credit risk exposure at default other exposures amount</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditRiskExposureAtDefaultOtherExposuresAmount" xml:lang="en-US">Credit risk exposure at default other exposure</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditRiskExposureAtDefaultOtherExposuresAmount" xlink:to="lab_bns_CreditRiskExposureAtDefaultOtherExposuresAmount" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditRiskExposureAtDefaultOtherExposuresAmount" xml:lang="en-US">Credit risk exposure at default other exposures amount.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection" xlink:label="loc_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection" xml:lang="en-US">Credit Risk Exposure At Default Amount Excludes Loss Protection</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection" xml:lang="en-US">Credit risk exposure default amount</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection" xlink:to="lab_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection" xml:lang="en-US">Credit risk exposure at default amount excludes loss protection.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PercentageOfResidentialMortgagePortfolioInsured" xlink:label="loc_bns_PercentageOfResidentialMortgagePortfolioInsured" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PercentageOfResidentialMortgagePortfolioInsured" xml:lang="en-US">Percentage of residential mortgage portfolio insured</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PercentageOfResidentialMortgagePortfolioInsured" xml:lang="en-US">Percentage of residential mortgage portfolio insured</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PercentageOfResidentialMortgagePortfolioInsured" xlink:to="lab_bns_PercentageOfResidentialMortgagePortfolioInsured" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PercentageOfResidentialMortgagePortfolioInsured" xml:lang="en-US">Percentage of residential mortgage portfolio insured.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PercentageOfResidentialMortgagePortfolioUninsuredToAverageLoanValue" xlink:label="loc_bns_PercentageOfResidentialMortgagePortfolioUninsuredToAverageLoanValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PercentageOfResidentialMortgagePortfolioUninsuredToAverageLoanValue" xml:lang="en-US">Percentage of residential mortgage portfolio uninsured to average loan value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_PercentageOfResidentialMortgagePortfolioUninsuredToAverageLoanValue" xml:lang="en-US">Percentage of residential mortgage portfolio uninsured to average loan value</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PercentageOfResidentialMortgagePortfolioUninsuredToAverageLoanValue" xlink:to="lab_bns_PercentageOfResidentialMortgagePortfolioUninsuredToAverageLoanValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PercentageOfResidentialMortgagePortfolioUninsuredToAverageLoanValue" xml:lang="en-US">Percentage of residential mortgage portfolio uninsured to average loan value.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_SecuredMortgagedLoansToValueRatio" xlink:label="loc_bns_SecuredMortgagedLoansToValueRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_SecuredMortgagedLoansToValueRatio" xml:lang="en-US">Secured mortgaged loans to value ratio</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_SecuredMortgagedLoansToValueRatio" xml:lang="en-US">Secured mortgage loans to value ratio</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_SecuredMortgagedLoansToValueRatio" xlink:to="lab_bns_SecuredMortgagedLoansToValueRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_SecuredMortgagedLoansToValueRatio" xml:lang="en-US">Secured mortgaged loans to value ratio.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AssetsNotSoldOrRepledgedAsCollateralAtFairValue" xlink:label="loc_bns_AssetsNotSoldOrRepledgedAsCollateralAtFairValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AssetsNotSoldOrRepledgedAsCollateralAtFairValue" xml:lang="en-US">Assets Not Sold Or Repledged As Collateral At Fair Value</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AssetsNotSoldOrRepledgedAsCollateralAtFairValue" xml:lang="en-US">Collateral not sold or re-pledged</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AssetsNotSoldOrRepledgedAsCollateralAtFairValue" xlink:to="lab_bns_AssetsNotSoldOrRepledgedAsCollateralAtFairValue" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AssetsNotSoldOrRepledgedAsCollateralAtFairValue" xml:lang="en-US">Assets not sold or repledged as collateral at fair value.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AssetsAcquiredInExchangeOfLoans" xlink:label="loc_bns_AssetsAcquiredInExchangeOfLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AssetsAcquiredInExchangeOfLoans" xml:lang="en-US">Assets acquired in exchange of loans</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AssetsAcquiredInExchangeOfLoans" xml:lang="en-US">Assets acquired in exchange of loans</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AssetsAcquiredInExchangeOfLoans" xlink:to="lab_bns_AssetsAcquiredInExchangeOfLoans" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AssetsAcquiredInExchangeOfLoans" xml:lang="en-US">Assets acquired in exchange of loans.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ReverseRepurchaseAgreementsMember" xlink:label="loc_bns_ReverseRepurchaseAgreementsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ReverseRepurchaseAgreementsMember" xml:lang="en-US">Reverse Repurchase Agreements [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ReverseRepurchaseAgreementsMember" xml:lang="en-US">Reverse repurchase agreements [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ReverseRepurchaseAgreementsMember" xlink:to="lab_bns_ReverseRepurchaseAgreementsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ReverseRepurchaseAgreementsMember" xml:lang="en-US">Reverse repurchase agreements [member]</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_StandardSecuritiesBorrowingAgreementsMember" xlink:label="loc_bns_StandardSecuritiesBorrowingAgreementsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_StandardSecuritiesBorrowingAgreementsMember" xml:lang="en-US">Standard Securities Borrowing Agreements [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_StandardSecuritiesBorrowingAgreementsMember" xml:lang="en-US">Standard securities borrowing agreements [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_StandardSecuritiesBorrowingAgreementsMember" xlink:to="lab_bns_StandardSecuritiesBorrowingAgreementsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_StandardSecuritiesBorrowingAgreementsMember" xml:lang="en-US">Standard securities borrowing agreements.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RealEstateSecuredMortgagesMember" xlink:label="loc_bns_RealEstateSecuredMortgagesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RealEstateSecuredMortgagesMember" xml:lang="en-US">Real estate secured mortgages [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RealEstateSecuredMortgagesMember" xml:lang="en-US">Real estate secured mortgages [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RealEstateSecuredMortgagesMember" xlink:to="lab_bns_RealEstateSecuredMortgagesMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RealEstateSecuredMortgagesMember" xml:lang="en-US">Real estate secured mortgages.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_RealEstateSecuredHomeEquityLineOfCreditMember" xlink:label="loc_bns_RealEstateSecuredHomeEquityLineOfCreditMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_RealEstateSecuredHomeEquityLineOfCreditMember" xml:lang="en-US">Real estate secured home equity line of credit [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_RealEstateSecuredHomeEquityLineOfCreditMember" xml:lang="en-US">Real estate secured home equity line of credit [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_RealEstateSecuredHomeEquityLineOfCreditMember" xlink:to="lab_bns_RealEstateSecuredHomeEquityLineOfCreditMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_RealEstateSecuredHomeEquityLineOfCreditMember" xml:lang="en-US">Real estate secured home equity line of credit.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_DefaultExposure" xlink:label="loc_bns_DefaultExposure" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_DefaultExposure" xml:lang="en-US">Default Exposure</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_DefaultExposure" xml:lang="en-US">Exposure at default</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_DefaultExposure" xlink:to="lab_bns_DefaultExposure" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_DefaultExposure" xml:lang="en-US">Default exposure.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ExceptionallyLowProbabilityOfDefaultMember" xlink:label="loc_bns_ExceptionallyLowProbabilityOfDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ExceptionallyLowProbabilityOfDefaultMember" xml:lang="en-US">Exceptionally low probability of default [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ExceptionallyLowProbabilityOfDefaultMember" xml:lang="en-US">Exceptionally low probability of default [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ExceptionallyLowProbabilityOfDefaultMember" xlink:to="lab_bns_ExceptionallyLowProbabilityOfDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ExceptionallyLowProbabilityOfDefaultMember" xml:lang="en-US">Exceptionally low probability of default.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_MediumLowProbabilityOfDefaultMember" xlink:label="loc_bns_MediumLowProbabilityOfDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_MediumLowProbabilityOfDefaultMember" xml:lang="en-US">Medium low probability of default [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_MediumLowProbabilityOfDefaultMember" xml:lang="en-US">Medium low probability of default [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_MediumLowProbabilityOfDefaultMember" xlink:to="lab_bns_MediumLowProbabilityOfDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_MediumLowProbabilityOfDefaultMember" xml:lang="en-US">Medium low probability of default.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ExtremelyHighProbabilityOfDefaultMember" xlink:label="loc_bns_ExtremelyHighProbabilityOfDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ExtremelyHighProbabilityOfDefaultMember" xml:lang="en-US">Extremely high probability of default [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ExtremelyHighProbabilityOfDefaultMember" xml:lang="en-US">Extremely high probability of default [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ExtremelyHighProbabilityOfDefaultMember" xlink:to="lab_bns_ExtremelyHighProbabilityOfDefaultMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ExtremelyHighProbabilityOfDefaultMember" xml:lang="en-US">Extremely high probability of default.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfBusinessCombinationsAbstract" xlink:label="loc_ifrs-full_DisclosureOfBusinessCombinationsAbstract" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfBusinessCombinationsAbstract" xml:lang="en-US">Disclosure of detailed information about business combination [abstract]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsAbstract" xlink:to="lab_ifrs-full_DisclosureOfBusinessCombinationsAbstract" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfBusinessCombinationsTable" xlink:label="loc_ifrs-full_DisclosureOfBusinessCombinationsTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfBusinessCombinationsTable" xml:lang="en-US">Disclosure of detailed information about business combination [table]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfBusinessCombinationsTable" xml:lang="en-US">Disclosure of detailed information about business combination [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsTable" xlink:to="lab_ifrs-full_DisclosureOfBusinessCombinationsTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfBusinessCombinationsLineItems" xlink:label="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfBusinessCombinationsLineItems" xml:lang="en-US">Disclosure of detailed information about business combination [line items]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_DisclosureOfBusinessCombinationsLineItems" xml:lang="en-US">Disclosure of detailed information about business combination [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfBusinessCombinationsLineItems" xlink:to="lab_ifrs-full_DisclosureOfBusinessCombinationsLineItems" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_TotalImpairmentLossAfterTax" xlink:label="loc_bns_TotalImpairmentLossAfterTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_TotalImpairmentLossAfterTax" xml:lang="en-US">Total Impairment Loss After Tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_TotalImpairmentLossAfterTax" xml:lang="en-US">Total Impairment Loss After Tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_TotalImpairmentLossAfterTax" xlink:to="lab_bns_TotalImpairmentLossAfterTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_TotalImpairmentLossAfterTax" xml:lang="en-US">Total impairment loss after tax.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NonInterestIncomeCredit" xlink:label="loc_bns_NonInterestIncomeCredit" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NonInterestIncomeCredit" xml:lang="en-US">Non Interest Income Credit</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NonInterestIncomeCredit" xml:lang="en-US">Non Interest Income Credit</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NonInterestIncomeCredit" xlink:to="lab_bns_NonInterestIncomeCredit" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NonInterestIncomeCredit" xml:lang="en-US">Non interest income credit.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" xlink:label="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" xml:lang="en-US">Gains (losses) on exchange differences on translation of foreign operations, net of tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" xml:lang="en-US">Gains (losses) on exchange differences on translation of foreign operations, net of tax</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" xml:lang="en-US">Gains (losses) on exchange differences on translation of foreign operations, net of tax</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" xlink:to="lab_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_PercentageInTheTierOneRatio" xlink:label="loc_bns_PercentageInTheTierOneRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_PercentageInTheTierOneRatio" xml:lang="en-US">Percentage In The Tier One Ratio</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_bns_PercentageInTheTierOneRatio" xml:lang="en-US">Percentage in the tier one ratio</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_PercentageInTheTierOneRatio" xlink:to="lab_bns_PercentageInTheTierOneRatio" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_PercentageInTheTierOneRatio" xml:lang="en-US">Percentage in the tier one ratio.</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment" xlink:label="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment" xml:lang="en-US">Impairment loss recognised in profit or loss, property, plant and equipment</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment" xml:lang="en-US">Impairment loss recognised in profit or loss, property, plant and equipment</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment" xlink:to="lab_ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ProportionOfOwnershipInterestInCommonShare" xlink:label="loc_bns_ProportionOfOwnershipInterestInCommonShare" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ProportionOfOwnershipInterestInCommonShare" xml:lang="en-US">Proportion of ownership interest in common share</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ProportionOfOwnershipInterestInCommonShare" xml:lang="en-US">Proportion of ownership interest in common share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ProportionOfOwnershipInterestInCommonShare" xlink:to="lab_bns_ProportionOfOwnershipInterestInCommonShare" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ProportionOfOwnershipInterestInCommonShare" xml:lang="en-US">Proportion of ownership interest in common share</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_CarryingAmountOfInvestmentInAssociates" xlink:label="loc_bns_CarryingAmountOfInvestmentInAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_CarryingAmountOfInvestmentInAssociates" xml:lang="en-US">Carrying Amount Of Investment In Associates</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_CarryingAmountOfInvestmentInAssociates" xml:lang="en-US">Carrying Amount of Investment In Associates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_CarryingAmountOfInvestmentInAssociates" xlink:to="lab_bns_CarryingAmountOfInvestmentInAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_CarryingAmountOfInvestmentInAssociates" xml:lang="en-US">Carrying Amount Of Investment In Associates</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdditionalInvestmentRecognizedGainLossInNoninterestIncome" xlink:label="loc_bns_AdditionalInvestmentRecognizedGainLossInNoninterestIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdditionalInvestmentRecognizedGainLossInNoninterestIncome" xml:lang="en-US">Additional investment recognized gain (loss) in non-interest income</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AdditionalInvestmentRecognizedGainLossInNoninterestIncome" xml:lang="en-US">Additional investment recognized gain (loss) in non-interest income</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdditionalInvestmentRecognizedGainLossInNoninterestIncome" xlink:to="lab_bns_AdditionalInvestmentRecognizedGainLossInNoninterestIncome" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdditionalInvestmentRecognizedGainLossInNoninterestIncome" xml:lang="en-US">Additional investment recognized gain (loss) in non-interest income</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013" xlink:label="loc_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013" xml:lang="en-US">Cash and cash equivalents in subsidiary or businesses acquired or disposed</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013" xml:lang="en-US">Cash and cash equivalents in subsidiary or businesses acquired or disposed</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013" xlink:to="lab_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_NumberOfCommonShareAcquiredForOwnership" xlink:label="loc_bns_NumberOfCommonShareAcquiredForOwnership" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_NumberOfCommonShareAcquiredForOwnership" xml:lang="en-US">Number Of Common Share Acquired For Ownership</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_NumberOfCommonShareAcquiredForOwnership" xml:lang="en-US">Number of Common Share Acquired for Ownership</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_NumberOfCommonShareAcquiredForOwnership" xlink:to="lab_bns_NumberOfCommonShareAcquiredForOwnership" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_NumberOfCommonShareAcquiredForOwnership" xml:lang="en-US">NumberOfCommonShareAcquiredForOwnership</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ParValuePerShare" xlink:label="loc_ifrs-full_ParValuePerShare" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ParValuePerShare" xml:lang="en-US">Par value per share</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/verboseLabel" xlink:label="lab_ifrs-full_ParValuePerShare" xml:lang="en-US">Par value per share</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ParValuePerShare" xlink:to="lab_ifrs-full_ParValuePerShare" />
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_ProportionOfInitialInvestmentToBeAcquiredInAssociates" xlink:label="loc_bns_ProportionOfInitialInvestmentToBeAcquiredInAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_ProportionOfInitialInvestmentToBeAcquiredInAssociates" xml:lang="en-US">Proportion Of Initial Investment To Be Acquired In Associates</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_ProportionOfInitialInvestmentToBeAcquiredInAssociates" xml:lang="en-US">Proportion of Initial Investment To Be Acquired In Associates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_ProportionOfInitialInvestmentToBeAcquiredInAssociates" xlink:to="lab_bns_ProportionOfInitialInvestmentToBeAcquiredInAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_ProportionOfInitialInvestmentToBeAcquiredInAssociates" xml:lang="en-US">Proportion of initial investment to be acquired in associates.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AdditionalProportionOfInvestmentToBeAcquiredInAssociates" xlink:label="loc_bns_AdditionalProportionOfInvestmentToBeAcquiredInAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AdditionalProportionOfInvestmentToBeAcquiredInAssociates" xml:lang="en-US">Additional Proportion of Investment to be Acquired in Associates</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AdditionalProportionOfInvestmentToBeAcquiredInAssociates" xml:lang="en-US">Additional proportion of investment to be acquired in associates</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AdditionalProportionOfInvestmentToBeAcquiredInAssociates" xlink:to="lab_bns_AdditionalProportionOfInvestmentToBeAcquiredInAssociates" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AdditionalProportionOfInvestmentToBeAcquiredInAssociates" xml:lang="en-US">Additional proportion of investment to be acquired in associates.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_AfterTaxImpairmentLossOnDisposalOfBusiness" xlink:label="loc_bns_AfterTaxImpairmentLossOnDisposalOfBusiness" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_AfterTaxImpairmentLossOnDisposalOfBusiness" xml:lang="en-US">After Tax Impairment Loss On Disposal Of Business</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_AfterTaxImpairmentLossOnDisposalOfBusiness" xml:lang="en-US">After tax impairment loss on disposal of business</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_AfterTaxImpairmentLossOnDisposalOfBusiness" xlink:to="lab_bns_AfterTaxImpairmentLossOnDisposalOfBusiness" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_AfterTaxImpairmentLossOnDisposalOfBusiness" xml:lang="en-US">After tax impairment loss on disposal of business.</link:label>
          <link:loc xlink:type="locator" xlink:href="bns-20251031.xsd#bns_OtherSegmentMember" xlink:label="loc_bns_OtherSegmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_bns_OtherSegmentMember" xml:lang="en-US">Other Segment [Member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_bns_OtherSegmentMember" xml:lang="en-US">Other Segment [Member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_bns_OtherSegmentMember" xlink:to="lab_bns_OtherSegmentMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/documentation" xlink:label="lab_bns_OtherSegmentMember" xml:lang="en-US">OtherSegmentMember</link:label>
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ContinuingAndDiscontinuedOperationsAxis" xlink:label="loc_ifrs-full_ContinuingAndDiscontinuedOperationsAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ContinuingAndDiscontinuedOperationsAxis" xml:lang="en-US">Continuing and discontinued operations [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ContinuingAndDiscontinuedOperationsAxis" xlink:to="lab_ifrs-full_ContinuingAndDiscontinuedOperationsAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ContinuingOperationsMember" xlink:label="loc_ifrs-full_ContinuingOperationsMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ContinuingOperationsMember" xml:lang="en-US">Continuing operations [member]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ContinuingOperationsMember" xml:lang="en-US">Continuing operations, unless line item indicates otherwise [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ContinuingOperationsMember" xlink:to="lab_ifrs-full_ContinuingOperationsMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis" xml:lang="en-US">Classes of intangible assets and goodwill [axis]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis" xml:lang="en-US">Classes of intangible assets and goodwill [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis" xlink:to="lab_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_ClassesOfIntangibleAssetsAndGoodwillDomain" xlink:label="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillDomain" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillDomain" xml:lang="en-US">Classes of intangible assets and goodwill [domain]</link:label>
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/terseLabel" xlink:label="lab_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillDomain" xml:lang="en-US">Intangible assets and goodwill [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillDomain" xlink:to="lab_ifrs-full_ClassesOfIntangibleAssetsAndGoodwillDomain" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis" xlink:label="loc_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis" xml:lang="en-US">Assets and liabilities classified as held for sale [axis]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis" xlink:to="lab_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AssetsAndLiabilitiesNotClassifiedAsHeldForSaleMember" xlink:label="loc_ifrs-full_AssetsAndLiabilitiesNotClassifiedAsHeldForSaleMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssetsAndLiabilitiesNotClassifiedAsHeldForSaleMember" xml:lang="en-US">Assets and liabilities not classified as held for sale [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsAndLiabilitiesNotClassifiedAsHeldForSaleMember" xlink:to="lab_ifrs-full_AssetsAndLiabilitiesNotClassifiedAsHeldForSaleMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleMember" xlink:label="loc_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleMember" xml:lang="en-US">Assets and liabilities classified as held for sale [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleMember" xlink:to="lab_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleMember" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodTable" xlink:label="loc_ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodTable" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodTable" xml:lang="en-US">Disclosure of non-adjusting events after reporting period [table]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodTable" xlink:to="lab_ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodTable" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodLineItems" xlink:label="loc_ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodLineItems" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodLineItems" xml:lang="en-US">Disclosure of non-adjusting events after reporting period [line items]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodLineItems" xlink:to="lab_ifrs-full_DisclosureOfNonadjustingEventsAfterReportingPeriodLineItems" />
          <link:loc xlink:type="locator" xlink:href="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd#ifrs-full_MajorBusinessCombinationMember" xlink:label="loc_ifrs-full_MajorBusinessCombinationMember" />
          <link:label xlink:type="resource" xlink:role="http://www.xbrl.org/2003/role/label" xlink:label="lab_ifrs-full_MajorBusinessCombinationMember" xml:lang="en-US">Major business combination [member]</link:label>
          <link:labelArc xlink:type="arc" xlink:arcrole="http://www.xbrl.org/2003/arcrole/concept-label" xlink:from="loc_ifrs-full_MajorBusinessCombinationMember" xlink:to="lab_ifrs-full_MajorBusinessCombinationMember" />
        </link:labelLink>
      </link:linkbase>
    </appinfo>
  </annotation>
  <import namespace="http://www.xbrl.org/2003/instance" schemaLocation="http://www.xbrl.org/2003/xbrl-instance-2003-12-31.xsd" />
  <import namespace="http://www.xbrl.org/2003/linkbase" schemaLocation="http://www.xbrl.org/2003/xbrl-linkbase-2003-12-31.xsd" />
  <import namespace="http://xbrl.org/2005/xbrldt" schemaLocation="http://www.xbrl.org/2005/xbrldt-2005.xsd" />
  <import namespace="http://xbrl.sec.gov/country/2024" schemaLocation="https://xbrl.sec.gov/country/2024/country-2024.xsd" />
  <import namespace="http://xbrl.sec.gov/currency/2024" schemaLocation="https://xbrl.sec.gov/currency/2024/currency-2024.xsd" />
  <import namespace="http://xbrl.sec.gov/exch/2024" schemaLocation="https://xbrl.sec.gov/exch/2024/exch-2024.xsd" />
  <import namespace="http://xbrl.sec.gov/naics/2024" schemaLocation="https://xbrl.sec.gov/naics/2024/naics-2024.xsd" />
  <import namespace="http://xbrl.sec.gov/sic/2024" schemaLocation="https://xbrl.sec.gov/sic/2024/sic-2024.xsd" />
  <import namespace="http://xbrl.sec.gov/stpr/2024" schemaLocation="https://xbrl.sec.gov/stpr/2024/stpr-2024.xsd" />
  <import namespace="http://www.xbrl.org/2009/role/negated" schemaLocation="http://www.xbrl.org/lrr/role/negated-2009-12-16.xsd" />
  <import namespace="http://www.xbrl.org/2009/role/net" schemaLocation="http://www.xbrl.org/lrr/role/net-2009-12-16.xsd" />
  <import namespace="http://www.xbrl.org/2009/arcrole/fact-explanatoryFact" schemaLocation="http://www.xbrl.org/lrr/arcrole/factExplanatory-2009-12-16.xsd" />
  <import namespace="http://xbrl.sec.gov/dei/2024" schemaLocation="https://xbrl.sec.gov/dei/2024/dei-2024.xsd" />
  <import namespace="https://xbrl.ifrs.org/taxonomy/2024-03-27/ifrs-full" schemaLocation="https://xbrl.ifrs.org/taxonomy/2024-03-27/full_ifrs/full_ifrs-cor_2024-03-27.xsd" />
  <import namespace="http://fasb.org/srt/2024" schemaLocation="https://xbrl.fasb.org/srt/2024/elts/srt-2024.xsd" />
  <import namespace="http://fasb.org/srt-types/2024" schemaLocation="https://xbrl.fasb.org/srt/2024/elts/srt-types-2024.xsd" />
  <import namespace="http://fasb.org/us-types/2024" schemaLocation="https://xbrl.fasb.org/us-gaap/2024/elts/us-types-2024.xsd" />
  <import namespace="http://www.xbrl.org/dtr/type/2020-01-21" schemaLocation="https://www.xbrl.org/dtr/type/2020-01-21/types.xsd" />
  <element name="StatementsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_StatementsTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="StatementsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_StatementsLineItems" substitutionGroup="xbrli:item" />
  <element name="LoansAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_LoansAbstract" substitutionGroup="xbrli:item" />
  <element name="ResidentialMortgageLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_ResidentialMortgageLoans" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="LoansToBusinessAndGovernment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_LoansToBusinessAndGovernment" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="LoansBeforeAllowanceForLoanLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_LoansBeforeAllowanceForLoanLosses" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AllowanceAccountForCreditLossesOfLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_AllowanceAccountForCreditLossesOfLoans" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="LoansNet" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_LoansNet" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="OtherMiscellaneousAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_OtherMiscellaneousAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="TradingAssetsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_TradingAssetsAbstract" substitutionGroup="xbrli:item" />
  <element name="TradingSecurities1" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_TradingSecurities1" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="TradingLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_TradingLoans" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="TradingAssetsOther" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_TradingAssetsOther" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="TradingAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_TradingAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="InvestmentSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_InvestmentSecurities" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="CashAndDepositsWithFinancialInstitutions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_CashAndDepositsWithFinancialInstitutions" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="PreciousMetals" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_PreciousMetals" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="CommonEquity" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_CommonEquity" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="PreferredSharesAndOtherEquityInstruments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_PreferredSharesAndOtherEquityInstruments" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="DepositsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_DepositsAbstract" substitutionGroup="xbrli:item" />
  <element name="PersonalDeposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_PersonalDeposits" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="DepositsFromBusinessAndGovernment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_DepositsFromBusinessAndGovernment" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="Deposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_Deposits" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="ObligationsRelatedToSecuritiesSoldShort" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_ObligationsRelatedToSecuritiesSoldShort" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="TotalMiscellaneousLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_TotalMiscellaneousLiabilities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="InterestExpense1Abstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_InterestExpense1Abstract" substitutionGroup="xbrli:item" />
  <element name="InterestExpenseOnDeposits" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_InterestExpenseOnDeposits" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="InterestExpenseForSubordinatedDebentures" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_InterestExpenseForSubordinatedDebentures" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="NonInterestExpense1Abstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_NonInterestExpense1Abstract" substitutionGroup="xbrli:item" />
  <element name="PremisesAndTechnologyExpenses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_PremisesAndTechnologyExpenses" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AdvertisingAndBusinessDevelopmentExpense" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_AdvertisingAndBusinessDevelopmentExpense" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="BusinessAndCapitalTaxExpense" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_BusinessAndCapitalTaxExpense" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="NonInterestExpense1" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_NonInterestExpense1" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="NonInterestIncome1Abstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_NonInterestIncome1Abstract" substitutionGroup="xbrli:item" />
  <element name="BankingIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_BankingIncome" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="UnderwritingAndAdvisoryFeesIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_UnderwritingAndAdvisoryFeesIncome" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="NonTradingForeignExchangeIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_NonTradingForeignExchangeIncome" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="OtherNoninterestIncomeLoss" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_OtherNoninterestIncomeLoss" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="NonInterestIncome1" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_NonInterestIncome1" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="CardFeesRevenue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_CardFeesRevenue" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="MutualFundRevenue" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_MutualFundRevenue" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="InterestIncomeAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_InterestIncomeAbstract" substitutionGroup="xbrli:item" />
  <element name="InterestIncomeOnSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_InterestIncomeOnSecurities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="InterestIncomeExpenseNet1" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_InterestIncomeExpenseNet1" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="RevenueLessProvisionForCreditLoss" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_RevenueLessProvisionForCreditLoss" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="ProfitLossAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_ProfitLossAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="NetChangeInFairValueDueToChangeInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_NetChangeInFairValueDueToChangeInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" substitutionGroup="xbrli:item" />
  <element name="OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToEquityInstrumentsThroughFairValueThroughOtherComprehensiveIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToEquityInstrumentsThroughFairValueThroughOtherComprehensiveIncome" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="IncomeTaxRelatingToEquityInstrumentsRelatedToFairValueThroughOtherComprehensiveIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_IncomeTaxRelatingToEquityInstrumentsRelatedToFairValueThroughOtherComprehensiveIncome" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="OtherComprehensiveIncomeNetOfTaxEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_OtherComprehensiveIncomeNetOfTaxEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="OtherComprehensiveIncomeChangeInFairValueOfFinancialLiabilityAttributableToChangeInOwnCreditRiskOfLiabilityNetOfTaxAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OtherComprehensiveIncomeChangeInFairValueOfFinancialLiabilityAttributableToChangeInOwnCreditRiskOfLiabilityNetOfTaxAbstract" substitutionGroup="xbrli:item" />
  <element name="OtherComprehensiveIncomeChangeInRemeasurementOfEmployeeBenefitPlanAssetAndLiabilityNetOfTaxAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OtherComprehensiveIncomeChangeInRemeasurementOfEmployeeBenefitPlanAssetAndLiabilityNetOfTaxAbstract" substitutionGroup="xbrli:item" />
  <element name="IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnCashFlowHedgesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnCashFlowHedgesAbstract" substitutionGroup="xbrli:item" />
  <element name="IncomeTaxRelatingToReclassificationOfCashFlowHedgesOfOtherComprehensiveIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_IncomeTaxRelatingToReclassificationOfCashFlowHedgesOfOtherComprehensiveIncome" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnForeignCurrencyTranslationAndHedgesOfNetInvestmentsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnForeignCurrencyTranslationAndHedgesOfNetInvestmentsAbstract" substitutionGroup="xbrli:item" />
  <element name="NetChangeInFairValueDueToChangeInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_NetChangeInFairValueDueToChangeInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract" substitutionGroup="xbrli:item" />
  <element name="IncomeTaxRelatingToDebtInstrumentsRelatedToFairValueThroughOtherComprehensiveIncomeAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_IncomeTaxRelatingToDebtInstrumentsRelatedToFairValueThroughOtherComprehensiveIncomeAbstract" substitutionGroup="xbrli:item" />
  <element name="IncomeTaxRelatingToNetGainsLossesRelateToDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_IncomeTaxRelatingToNetGainsLossesRelateToDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="IncomeTaxRelatingToReclassificationOfNetGainsLossesRelatedToDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_IncomeTaxRelatingToReclassificationOfNetGainsLossesRelatedToDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncome" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="ReclassificationOfNetGainsLossesRelatedToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncomeBeforeTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_ReclassificationOfNetGainsLossesRelatedToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncomeBeforeTax" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="OtherComprehensiveIncomeNetOfTaxDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_OtherComprehensiveIncomeNetOfTaxDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="ComprehensiveIncomeLossAttributableToNonControllingInterests" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_ComprehensiveIncomeLossAttributableToNonControllingInterests" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="ComprehensiveIncomeAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_ComprehensiveIncomeAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="ComprehensiveIncomeAttributableToCommonShareholders" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_ComprehensiveIncomeAttributableToCommonShareholders" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="DisclosureOfRestatementAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_DisclosureOfRestatementAbstract" substitutionGroup="xbrli:item" />
  <element name="CommonEquityMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_CommonEquityMember" substitutionGroup="xbrli:item" />
  <element name="PreferredSharesAndOtherEquityInstrumentsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_PreferredSharesAndOtherEquityInstrumentsMember" substitutionGroup="xbrli:item" />
  <element name="StatementLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_StatementLineItems" substitutionGroup="xbrli:item" />
  <element name="ShareRepurchasedOrRedeemed" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_ShareRepurchasedOrRedeemed" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="DebtInstrumentsFairValueOtherComprehensiveIncomeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_DebtInstrumentsFairValueOtherComprehensiveIncomeMember" substitutionGroup="xbrli:item" />
  <element name="EquityInstrumentsFairValueOtherComprehensiveIncomeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_EquityInstrumentsFairValueOtherComprehensiveIncomeMember" substitutionGroup="xbrli:item" />
  <element name="OtherMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OtherMember" substitutionGroup="xbrli:item" />
  <element name="UndistributedRetainedEarningsInForeignAssociates" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_UndistributedRetainedEarningsInForeignAssociates" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="PaymentsToAcquireEntitysOrdinarySharesForCancellation" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_PaymentsToAcquireEntitysOrdinarySharesForCancellation" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="ProceedsFromIssueOfPreferenceSharesAndOtherEquityInstrumentsIssued" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_ProceedsFromIssueOfPreferenceSharesAndOtherEquityInstrumentsIssued" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="RedemptionOfPreferredSharesAndOtherEquityInstruments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_RedemptionOfPreferredSharesAndOtherEquityInstruments" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="PurchaseOfInvestmentSecuritiesClassifiedAsInvestingActivities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_PurchaseOfInvestmentSecuritiesClassifiedAsInvestingActivities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="SalesOrMaturitiesOfInvestmentSecuritiesIncludingInvestmentsAccountedForUsingEquityMethodOfAccounting" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_SalesOrMaturitiesOfInvestmentSecuritiesIncludingInvestmentsAccountedForUsingEquityMethodOfAccounting" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="CashFlowsFromAcquisitionOrSaleOfSubsidiaryAssociatesCorporationOrBusinessUnitNetOfCashAcquired" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_CashFlowsFromAcquisitionOrSaleOfSubsidiaryAssociatesCorporationOrBusinessUnitNetOfCashAcquired" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="PurchaseOrSaleOfPropertyPlantOrEquipmentIncludingInvestmentProperty" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_PurchaseOrSaleOfPropertyPlantOrEquipmentIncludingInvestmentProperty" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AdjustmentsForGainLossOnSaleOfInvestmentSecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_AdjustmentsForGainLossOnSaleOfInvestmentSecurities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AdjustmentsForNetChangesInInvestmentsJointVenturesAndAssociates" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_AdjustmentsForNetChangesInInvestmentsJointVenturesAndAssociates" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AdjustmentForImpairmentOfInvestmentInAssociates" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_AdjustmentForImpairmentOfInvestmentInAssociates" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="ChangeInOperatingAssetsAndLiabilitiesAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ChangeInOperatingAssetsAndLiabilitiesAbstract" substitutionGroup="xbrli:item" />
  <element name="AdjustmentsForIncreaseDecreaseInTradingAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_AdjustmentsForIncreaseDecreaseInTradingAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AdjustmentsForDecreaseIncreaseInLoansNetOfSecuritizations" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_AdjustmentsForDecreaseIncreaseInLoansNetOfSecuritizations" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldShort" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldShort" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLent" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLent" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AdjustmentsForIncreaseDecreaseInNetDerivativeFinancialInstruments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_AdjustmentsForIncreaseDecreaseInNetDerivativeFinancialInstruments" substitutionGroup="xbrli:item" xbrli:balance="debit" />
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  <element name="GlobalCopperPriceMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_GlobalCopperPriceMember" substitutionGroup="xbrli:item" />
  <element name="GlobalGdpAndPppMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_GlobalGdpAndPppMember" substitutionGroup="xbrli:item" />
  <element name="OverNextTwelveMonthsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OverNextTwelveMonthsMember" substitutionGroup="xbrli:item" />
  <element name="RemainingForecastPeriodCreditLossesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_RemainingForecastPeriodCreditLossesMember" substitutionGroup="xbrli:item" />
  <element name="BaseCaseScenarioMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_BaseCaseScenarioMember" substitutionGroup="xbrli:item" />
  <element name="OptimisticScenarioMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OptimisticScenarioMember" substitutionGroup="xbrli:item" />
  <element name="PessimisticScenarioMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_PessimisticScenarioMember" substitutionGroup="xbrli:item" />
  <element name="SeverePessimisticMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_SeverePessimisticMember" substitutionGroup="xbrli:item" />
  <element name="TotalRetailLoansMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_TotalRetailLoansMember" substitutionGroup="xbrli:item" />
  <element name="CreditRiskRatingAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_CreditRiskRatingAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="CreditRiskRatingDomain" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_CreditRiskRatingDomain" substitutionGroup="xbrli:item" />
  <element name="StageOneMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_StageOneMember" substitutionGroup="xbrli:item" />
  <element name="StageTwoMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_StageTwoMember" substitutionGroup="xbrli:item" />
  <element name="StageThreeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_StageThreeMember" substitutionGroup="xbrli:item" />
  <element name="ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract" substitutionGroup="xbrli:item" />
  <element name="IncreaseDecreaseThroughRemeasurementLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_IncreaseDecreaseThroughRemeasurementLoans" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="DecreaseThroughDerecognitionLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_DecreaseThroughDerecognitionLoans" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="IncreaseDecreaseThroughChangesInModelsLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_IncreaseDecreaseThroughChangesInModelsLoans" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AllowanceAccountForCreditLossOnFinancialAssetsUtilised" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_AllowanceAccountForCreditLossOnFinancialAssetsUtilised" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="DecreaseThroughWriteOffOfLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_DecreaseThroughWriteOffOfLoans" substitutionGroup="xbrli:item" />
  <element name="IncreaseThroughRecoveriesFinancialAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_IncreaseThroughRecoveriesFinancialAssets" substitutionGroup="xbrli:item" />
  <element name="IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AllowanceAccountForCreditLossesOfOffBalanceSheetExposures" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_AllowanceAccountForCreditLossesOfOffBalanceSheetExposures" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AllowanceForCreditLossesOnAcceptancesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_AllowanceForCreditLossesOnAcceptancesMember" substitutionGroup="xbrli:item" />
  <element name="AllowanceForCreditLossesOnOffBalanceSheetExposuresMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_AllowanceForCreditLossesOnOffBalanceSheetExposuresMember" substitutionGroup="xbrli:item" />
  <element name="NetAmountMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_NetAmountMember" substitutionGroup="xbrli:item" />
  <element name="ImpairedLoansMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ImpairedLoansMember" substitutionGroup="xbrli:item" />
  <element name="AllowanceAccountForCreditLossesOfFinancialAssetsOthers" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_AllowanceAccountForCreditLossesOfFinancialAssetsOthers" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="ImpairedLoansInterestIncome" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_ImpairedLoansInterestIncome" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="OtherAssetsAndReversalOfImpairmentLossMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OtherAssetsAndReversalOfImpairmentLossMember" substitutionGroup="xbrli:item" />
  <element name="ResidentialMortgagesPersonalLoansCreditCardsTotalRetailLoansBusinessAndGovernmentExcludingOtherAssetsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ResidentialMortgagesPersonalLoansCreditCardsTotalRetailLoansBusinessAndGovernmentExcludingOtherAssetsMember" substitutionGroup="xbrli:item" />
  <element name="UndrawnLoanCommitmentsRetailMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_UndrawnLoanCommitmentsRetailMember" substitutionGroup="xbrli:item" />
  <element name="UndrawnLoanCommitmentsBusinessAndGovernmentMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_UndrawnLoanCommitmentsBusinessAndGovernmentMember" substitutionGroup="xbrli:item" />
  <element name="TotalNonRetailLoansMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_TotalNonRetailLoansMember" substitutionGroup="xbrli:item" />
  <element name="StageOneExposureMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_StageOneExposureMember" substitutionGroup="xbrli:item" />
  <element name="StageTwoExposureMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_StageTwoExposureMember" substitutionGroup="xbrli:item" />
  <element name="StageThreeExposureMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_StageThreeExposureMember" substitutionGroup="xbrli:item" />
  <element name="ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="VeryLowProbabilityOfDefaultMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_VeryLowProbabilityOfDefaultMember" substitutionGroup="xbrli:item" />
  <element name="LowProbabilityOfDefaultMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_LowProbabilityOfDefaultMember" substitutionGroup="xbrli:item" />
  <element name="MediumProbabilityOfDefaultMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_MediumProbabilityOfDefaultMember" substitutionGroup="xbrli:item" />
  <element name="HighProbabilityOfDefaultMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_HighProbabilityOfDefaultMember" substitutionGroup="xbrli:item" />
  <element name="VeryHighProbabilityOfDefaultMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_VeryHighProbabilityOfDefaultMember" substitutionGroup="xbrli:item" />
  <element name="LoansNotGradedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_LoansNotGradedMember" substitutionGroup="xbrli:item" />
  <element name="DefaultMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_DefaultMember" substitutionGroup="xbrli:item" />
  <element name="InvestmentGradeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_InvestmentGradeMember" substitutionGroup="xbrli:item" />
  <element name="NoninvestmentGradeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_NoninvestmentGradeMember" substitutionGroup="xbrli:item" />
  <element name="WatchListMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_WatchListMember" substitutionGroup="xbrli:item" />
  <element name="AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="ProbabilityWeightedScenariosMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ProbabilityWeightedScenariosMember" substitutionGroup="xbrli:item" />
  <element name="UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="GrossCarryingValueOfLoansIndividuallyImpaired" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_GrossCarryingValueOfLoansIndividuallyImpaired" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="LoansAcquiredCreditImpairedNet" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_LoansAcquiredCreditImpairedNet" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="ResidentialMortgageLoansMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ResidentialMortgageLoansMember" substitutionGroup="xbrli:item" />
  <element name="OtherRelatedAssetsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OtherRelatedAssetsMember" substitutionGroup="xbrli:item" />
  <element name="ProgramAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ProgramAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="ProgramDomain" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ProgramDomain" substitutionGroup="xbrli:item" />
  <element name="OtherFinancialAssets1Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OtherFinancialAssets1Member" substitutionGroup="xbrli:item" />
  <element name="RepurchaseAgreementMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_RepurchaseAgreementMember" substitutionGroup="xbrli:item" />
  <element name="UninsuredResidentialMortgageBackedSecuritiesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_UninsuredResidentialMortgageBackedSecuritiesMember" substitutionGroup="xbrli:item" />
  <element name="UnsecuredPersonalLineOfCreditReceivablesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_UnsecuredPersonalLineOfCreditReceivablesMember" substitutionGroup="xbrli:item" />
  <element name="CreditCardReceivableMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_CreditCardReceivableMember" substitutionGroup="xbrli:item" />
  <element name="ScotiabankCoveredBondGuarantorLimitedPartnershipMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiabankCoveredBondGuarantorLimitedPartnershipMember" substitutionGroup="xbrli:item" />
  <element name="HalifaxReceivablesTrustMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_HalifaxReceivablesTrustMember" substitutionGroup="xbrli:item" />
  <element name="TrilliumcreditCardTrustIiMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_TrilliumcreditCardTrustIiMember" substitutionGroup="xbrli:item" />
  <element name="UsMultisellerConduitMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_UsMultisellerConduitMember" substitutionGroup="xbrli:item" />
  <element name="CoveredBondsOutstanding" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_CoveredBondsOutstanding" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="SubordinatedNotesOutstanding" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_SubordinatedNotesOutstanding" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AssetsRecognizedInEntitysFinancialStatementsInRelationToConsolidatedStructuredEntities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_AssetsRecognizedInEntitysFinancialStatementsInRelationToConsolidatedStructuredEntities" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AutoLoanReceivablesSecuritizationTrustOutstanding" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_AutoLoanReceivablesSecuritizationTrustOutstanding" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="DebtTypeAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_DebtTypeAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="DebtTypeDomain" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_DebtTypeDomain" substitutionGroup="xbrli:item" />
  <element name="BalanceSheetLocationAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_BalanceSheetLocationAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="BalanceSheetLocationDomain" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_BalanceSheetLocationDomain" substitutionGroup="xbrli:item" />
  <element name="DepositsFromBusinessAndGovernmentMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_DepositsFromBusinessAndGovernmentMember" substitutionGroup="xbrli:item" />
  <element name="BusinessAndGovernmentLoansMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_BusinessAndGovernmentLoansMember" substitutionGroup="xbrli:item" />
  <element name="GuaranteedLinkedNotesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_GuaranteedLinkedNotesMember" substitutionGroup="xbrli:item" />
  <element name="BankOfNovaScotiaMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_BankOfNovaScotiaMember" substitutionGroup="xbrli:item" />
  <element name="UnaffiliatedStructuredEntitiesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_UnaffiliatedStructuredEntitiesMember" substitutionGroup="xbrli:item" />
  <element name="UnconsolidatedStructuredEntitiesOtherLiabilities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_UnconsolidatedStructuredEntitiesOtherLiabilities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="UnconsolidatedStructuredEntitiesOtherAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_UnconsolidatedStructuredEntitiesOtherAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="CanadianMultisellerConduitsThatTheBankAdministersMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_CanadianMultisellerConduitsThatTheBankAdministersMember" substitutionGroup="xbrli:item" />
  <element name="StructuredFinanceEntitiesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_StructuredFinanceEntitiesMember" substitutionGroup="xbrli:item" />
  <element name="CapitalFundingVehiclesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_CapitalFundingVehiclesMember" substitutionGroup="xbrli:item" />
  <element name="UnconsolidatedBankSponsoredEntitiesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_UnconsolidatedBankSponsoredEntitiesMember" substitutionGroup="xbrli:item" />
  <element name="Equipment1Member" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_Equipment1Member" substitutionGroup="xbrli:item" />
  <element name="TechnologyAssetsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_TechnologyAssetsMember" substitutionGroup="xbrli:item" />
  <element name="IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="BankOfXianCoLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_BankOfXianCoLtdMember" substitutionGroup="xbrli:item" />
  <element name="MaduroAndCurielsBankNVMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_MaduroAndCurielsBankNVMember" substitutionGroup="xbrli:item" />
  <element name="KeycorpMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_KeycorpMember" substitutionGroup="xbrli:item" />
  <element name="InvestmentsInAssociatesBasedOnQuotedStockExchangePrice" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_InvestmentsInAssociatesBasedOnQuotedStockExchangePrice" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="DividendsReceivedFromAssociatesRecognisedAsReductionOfInvestment" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_DividendsReceivedFromAssociatesRecognisedAsReductionOfInvestment" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="InvestmentsInAssociatesBasedOnQuotedNewYorkStockExchangePrice" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_InvestmentsInAssociatesBasedOnQuotedNewYorkStockExchangePrice" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="AdditionalProportionOfInvestmentAcquiredInAssociates" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_AdditionalProportionOfInvestmentAcquiredInAssociates" substitutionGroup="xbrli:item" />
  <element name="AcquireeAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_AcquireeAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="AcquireeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_AcquireeMember" substitutionGroup="xbrli:item" />
  <element name="ImpairmentLossAfterTax" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_ImpairmentLossAfterTax" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="TermOfCashFlowForecast" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_TermOfCashFlowForecast" substitutionGroup="xbrli:item" />
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  <element name="CaribbeanAndCentralAmericaMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_CaribbeanAndCentralAmericaMember" substitutionGroup="xbrli:item" />
  <element name="GlobalWealthManagementMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_GlobalWealthManagementMember" substitutionGroup="xbrli:item" />
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  <element name="DivestituresMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_DivestituresMember" substitutionGroup="xbrli:item" />
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  <element name="InternallyGeneratedSoftwareMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_InternallyGeneratedSoftwareMember" substitutionGroup="xbrli:item" />
  <element name="InProcessSoftwareNotSubjectToAmortizationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_InProcessSoftwareNotSubjectToAmortizationMember" substitutionGroup="xbrli:item" />
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  <element name="LaterThanSixMonthAndNotLaterThanTwelveMonthsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_LaterThanSixMonthAndNotLaterThanTwelveMonthsMember" substitutionGroup="xbrli:item" />
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  <element name="MayTwoThousandThirtySevenMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_MayTwoThousandThirtySevenMember" substitutionGroup="xbrli:item" />
  <element name="MayTwoThousandThirtyTwoMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_MayTwoThousandThirtyTwoMember" substitutionGroup="xbrli:item" />
  <element name="AugustTwoThousandAndThirtyFourMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_AugustTwoThousandAndThirtyFourMember" substitutionGroup="xbrli:item" />
  <element name="DecemberTwoThousandAndThirtyThreeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_DecemberTwoThousandAndThirtyThreeMember" substitutionGroup="xbrli:item" />
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  <element name="ConversionOfFloorPrice" type="dtr-types:perShareItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_ConversionOfFloorPrice" substitutionGroup="xbrli:item" />
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  <element name="ForeignCurrencyRiskDomain" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ForeignCurrencyRiskDomain" substitutionGroup="xbrli:item" />
  <element name="AccountsPayableAndAccruedExpenses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_AccountsPayableAndAccruedExpenses" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="GoldAndSilverCertificatesAndBullion" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_GoldAndSilverCertificatesAndBullion" substitutionGroup="xbrli:item" xbrli:balance="credit" />
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  <element name="OffBalanceSheetExposure" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_OffBalanceSheetExposure" substitutionGroup="xbrli:item" xbrli:balance="credit" />
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  <element name="OtherLiabilitiesOfSubsidiariesAndStructuredEntities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_OtherLiabilitiesOfSubsidiariesAndStructuredEntities" substitutionGroup="xbrli:item" xbrli:balance="credit" />
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  <element name="LitigationAndOtherMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_LitigationAndOtherMember" substitutionGroup="xbrli:item" />
  <element name="OtherOperatingSegmentMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OtherOperatingSegmentMember" substitutionGroup="xbrli:item" />
  <element name="NetExpensesOfRestructuringActivities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_NetExpensesOfRestructuringActivities" substitutionGroup="xbrli:item" xbrli:balance="debit" />
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  <element name="GrupoFinancieroScotiabankInverlatSADeCVMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_GrupoFinancieroScotiabankInverlatSADeCVMember" substitutionGroup="xbrli:item" />
  <element name="ScotiaGroupJamaicaLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiaGroupJamaicaLimitedMember" substitutionGroup="xbrli:item" />
  <element name="ScotiabankTrinidadAndTobagoLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiabankTrinidadAndTobagoLimitedMember" substitutionGroup="xbrli:item" />
  <element name="ScotiabankPeruSaaMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiabankPeruSaaMember" substitutionGroup="xbrli:item" />
  <element name="OneEightThreeTwoAssetManagementLpMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OneEightThreeTwoAssetManagementLpMember" substitutionGroup="xbrli:item" />
  <element name="BnsInvestmentsIncMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_BnsInvestmentsIncMember" substitutionGroup="xbrli:item" />
  <element name="MontrealTrustCompanyOfCanadaMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_MontrealTrustCompanyOfCanadaMember" substitutionGroup="xbrli:item" />
  <element name="NationalTrustCompanyMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_NationalTrustCompanyMember" substitutionGroup="xbrli:item" />
  <element name="RoynatIncMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_RoynatIncMember" substitutionGroup="xbrli:item" />
  <element name="ScotiaCapitalIncMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiaCapitalIncMember" substitutionGroup="xbrli:item" />
  <element name="ScotiaDealerAdvantageIncMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiaDealerAdvantageIncMember" substitutionGroup="xbrli:item" />
  <element name="ScotiaMortgageCorporationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiaMortgageCorporationMember" substitutionGroup="xbrli:item" />
  <element name="ScotiaSecuritiesIncMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiaSecuritiesIncMember" substitutionGroup="xbrli:item" />
  <element name="TangerineBankMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_TangerineBankMember" substitutionGroup="xbrli:item" />
  <element name="JarislowskyFraserLimitedCanadaMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_JarislowskyFraserLimitedCanadaMember" substitutionGroup="xbrli:item" />
  <element name="MdFinancialManagementCanadaMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_MdFinancialManagementCanadaMember" substitutionGroup="xbrli:item" />
  <element name="TheBankOfNovaScotiaInternationalLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_TheBankOfNovaScotiaInternationalLimitedMember" substitutionGroup="xbrli:item" />
  <element name="TheBankOfNovaScotiaTrustCompanyBahamasLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_TheBankOfNovaScotiaTrustCompanyBahamasLimitedMember" substitutionGroup="xbrli:item" />
  <element name="GrupoBnsDeCostaRicaSaMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_GrupoBnsDeCostaRicaSaMember" substitutionGroup="xbrli:item" />
  <element name="ScotiabankAndTrustCaymanLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiabankAndTrustCaymanLimitedMember" substitutionGroup="xbrli:item" />
  <element name="ScotiabankBahamasLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiabankBahamasLimitedMember" substitutionGroup="xbrli:item" />
  <element name="ScotiabankIrelandDesignatedActivityCompanyMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiabankIrelandDesignatedActivityCompanyMember" substitutionGroup="xbrli:item" />
  <element name="NovaScotiaInversionesLimitadaMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_NovaScotiaInversionesLimitadaMember" substitutionGroup="xbrli:item" />
  <element name="ScotiaHoldingsUSALLCMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiaHoldingsUSALLCMember" substitutionGroup="xbrli:item" />
  <element name="ScotiaCapitalUSAIncMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiaCapitalUSAIncMember" substitutionGroup="xbrli:item" />
  <element name="ScotiabankBrasilSaBancoMultiploMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiabankBrasilSaBancoMultiploMember" substitutionGroup="xbrli:item" />
  <element name="ScotiabankCaribbeanHoldingsLtdMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiabankCaribbeanHoldingsLtdMember" substitutionGroup="xbrli:item" />
  <element name="ScotiabankUruguaySAMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiabankUruguaySAMember" substitutionGroup="xbrli:item" />
  <element name="TheBankOfNovaScotiaTrustCompanyMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_TheBankOfNovaScotiaTrustCompanyMember" substitutionGroup="xbrli:item" />
  <element name="ScotiaPeruHoldingsSaMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiaPeruHoldingsSaMember" substitutionGroup="xbrli:item" />
  <element name="ScotiabankRepublicaDominicanaSABancoMultipleMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiabankRepublicaDominicanaSABancoMultipleMember" substitutionGroup="xbrli:item" />
  <element name="ScotiabankBarbadosLimitedMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiabankBarbadosLimitedMember" substitutionGroup="xbrli:item" />
  <element name="ScotiabankChileSAMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiabankChileSAMember" substitutionGroup="xbrli:item" />
  <element name="ScotialUruguayHoldingsSaMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotialUruguayHoldingsSaMember" substitutionGroup="xbrli:item" />
  <element name="ScotiabankInverlatSaMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiabankInverlatSaMember" substitutionGroup="xbrli:item" />
  <element name="ScotiaFinancingUSALLCMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiaFinancingUSALLCMember" substitutionGroup="xbrli:item" />
  <element name="MultiaccionesS.A.SMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_MultiaccionesS.A.SMember" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfNoncontrollingInterestsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_DisclosureOfNoncontrollingInterestsTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="DisclosureOfNoncontrollingInterestsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_DisclosureOfNoncontrollingInterestsLineItems" substitutionGroup="xbrli:item" />
  <element name="ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMember" substitutionGroup="xbrli:item" />
  <element name="OtherNonControllingInterestsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OtherNonControllingInterestsMember" substitutionGroup="xbrli:item" />
  <element name="DisclosureOfInterestIncomeTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_DisclosureOfInterestIncomeTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="DisclosureOfInterestIncomeExpenseLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_DisclosureOfInterestIncomeExpenseLineItems" substitutionGroup="xbrli:item" />
  <element name="InterestIncomeCalculatedUsingOtherMethod" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_InterestIncomeCalculatedUsingOtherMethod" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="InterestExpenseCalculatedUsingOtherMethod" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_InterestExpenseCalculatedUsingOtherMethod" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="InterestExpenseCalculatedUsingEffectiveInterestMethod" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_InterestExpenseCalculatedUsingEffectiveInterestMethod" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="ForeignExchangeLossOnPreferredSharesAndOtherEquityInstrumentsRedemption" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_ForeignExchangeLossOnPreferredSharesAndOtherEquityInstrumentsRedemption" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="GuaranteesCommitmentsAndPledgedAssetsAbstract" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_GuaranteesCommitmentsAndPledgedAssetsAbstract" substitutionGroup="xbrli:item" />
  <element name="GuaranteesCommitmentsAndPledgedAssetsTable" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_GuaranteesCommitmentsAndPledgedAssetsTable" substitutionGroup="xbrldt:hypercubeItem" />
  <element name="StandbyLettersOfCreditAndLettersOfGuaranteeMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_StandbyLettersOfCreditAndLettersOfGuaranteeMember" substitutionGroup="xbrli:item" />
  <element name="LiquidityFacilitiesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_LiquidityFacilitiesMember" substitutionGroup="xbrli:item" />
  <element name="IndemnificationsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_IndemnificationsMember" substitutionGroup="xbrli:item" />
  <element name="GuaranteesCommitmentsAndPledgedAssetsLineItems" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_GuaranteesCommitmentsAndPledgedAssetsLineItems" substitutionGroup="xbrli:item" />
  <element name="MaximumPotentialAmountOfFuturePayments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_MaximumPotentialAmountOfFuturePayments" substitutionGroup="xbrli:item" xbrli:balance="credit" />
  <element name="LiquidityFacilitiesTerm" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_LiquidityFacilitiesTerm" substitutionGroup="xbrli:item" />
  <element name="OtherExecutoryContracts" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_OtherExecutoryContracts" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="ExecutoryContractPeriod" type="xbrli:durationItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_ExecutoryContractPeriod" substitutionGroup="xbrli:item" />
  <element name="CommercialLetterOfCreditMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_CommercialLetterOfCreditMember" substitutionGroup="xbrli:item" />
  <element name="CommitmentsToExtendCreditOriginalTermToMaturityOfOneYearOrLessMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_CommitmentsToExtendCreditOriginalTermToMaturityOfOneYearOrLessMember" substitutionGroup="xbrli:item" />
  <element name="SecuritiesPurchaseAndOtherCommitmentMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_SecuritiesPurchaseAndOtherCommitmentMember" substitutionGroup="xbrli:item" />
  <element name="BankOfCanadaMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_BankOfCanadaMember" substitutionGroup="xbrli:item" />
  <element name="ForeignGovernmentsAndCentralBanksMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ForeignGovernmentsAndCentralBanksMember" substitutionGroup="xbrli:item" />
  <element name="ClearingSystemPaymentSystemsAndDepositoriesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ClearingSystemPaymentSystemsAndDepositoriesMember" substitutionGroup="xbrli:item" />
  <element name="ExchangeTradedDerivativeTransactionsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_ExchangeTradedDerivativeTransactionsMember" substitutionGroup="xbrli:item" />
  <element name="OverTheCounterDerivativesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OverTheCounterDerivativesMember" substitutionGroup="xbrli:item" />
  <element name="SecuritiesBorrowingAndLendingMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_SecuritiesBorrowingAndLendingMember" substitutionGroup="xbrli:item" />
  <element name="CoveredBondsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_CoveredBondsMember" substitutionGroup="xbrli:item" />
  <element name="SecuritizationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_SecuritizationMember" substitutionGroup="xbrli:item" />
  <element name="CanadaMortgageHousingCorporationProgramMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_CanadaMortgageHousingCorporationProgramMember" substitutionGroup="xbrli:item" />
  <element name="RepurchaseAgreementsCollateralizedBySecurities" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_RepurchaseAgreementsCollateralizedBySecurities" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="BankMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_BankMember" substitutionGroup="xbrli:item" />
  <element name="SovereignMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_SovereignMember" substitutionGroup="xbrli:item" />
  <element name="RealEstateSecuredMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_RealEstateSecuredMember" substitutionGroup="xbrli:item" />
  <element name="QualifyingRevolvingMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_QualifyingRevolvingMember" substitutionGroup="xbrli:item" />
  <element name="OtherRetailMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OtherRetailMember" substitutionGroup="xbrli:item" />
  <element name="CorporateMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_CorporateMember" substitutionGroup="xbrli:item" />
  <element name="NonRetailMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_NonRetailMember" substitutionGroup="xbrli:item" />
  <element name="RetailMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_RetailMember" substitutionGroup="xbrli:item" />
  <element name="CreditRiskExposureAtDefaultDrawn" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_CreditRiskExposureAtDefaultDrawn" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="CreditRiskExposureAtDefaultUndrawnCommitments" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_CreditRiskExposureAtDefaultUndrawnCommitments" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="CreditRiskExposureAtDefaultOtherExposures" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_CreditRiskExposureAtDefaultOtherExposures" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="CreditRiskExposureAtDefaultAmount" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_CreditRiskExposureAtDefaultAmount" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="LatinAmericaOtherMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_LatinAmericaOtherMember" substitutionGroup="xbrli:item" />
  <element name="AllOtherCountriesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_AllOtherCountriesMember" substitutionGroup="xbrli:item" />
  <element name="StandardizedPortfolioMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_StandardizedPortfolioMember" substitutionGroup="xbrli:item" />
  <element name="BankingNormsAxis" type="xbrli:stringItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_BankingNormsAxis" substitutionGroup="xbrldt:dimensionItem" />
  <element name="BankingNormsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_BankingNormsMember" substitutionGroup="xbrli:item" />
  <element name="BaselThreeNormsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_BaselThreeNormsMember" substitutionGroup="xbrli:item" />
  <element name="RevisedBaselThreeNormsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_RevisedBaselThreeNormsMember" substitutionGroup="xbrli:item" />
  <element name="AllowancesForCreditLosses" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_AllowancesForCreditLosses" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="CustomersLiabilityUnderAcceptances" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_CustomersLiabilityUnderAcceptances" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="OtherAssetsIncludingDeferredTaxAssets" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_OtherAssetsIncludingDeferredTaxAssets" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="CreditRiskExposureDrawnNonRetailMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_CreditRiskExposureDrawnNonRetailMember" substitutionGroup="xbrli:item" />
  <element name="CreditRiskExposureDrawnRetailMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_CreditRiskExposureDrawnRetailMember" substitutionGroup="xbrli:item" />
  <element name="OtherCreditRiskExposureSecuritizationMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OtherCreditRiskExposureSecuritizationMember" substitutionGroup="xbrli:item" />
  <element name="OtherCreditRiskExposureRepo-StyleTransactionsMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OtherCreditRiskExposureRepo-StyleTransactionsMember" substitutionGroup="xbrli:item" />
  <element name="OtherCreditRiskExposureOver-The-CounterDerivativesMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OtherCreditRiskExposureOver-The-CounterDerivativesMember" substitutionGroup="xbrli:item" />
  <element name="OtherCreditRiskExposureEquityMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OtherCreditRiskExposureEquityMember" substitutionGroup="xbrli:item" />
  <element name="OtherMarketRiskExposuresAlsoSubjectToCreditRiskMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMember" substitutionGroup="xbrli:item" />
  <element name="OtherExposuresMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OtherExposuresMember" substitutionGroup="xbrli:item" />
  <element name="OtherMarketRiskExposuresOthersMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_OtherMarketRiskExposuresOthersMember" substitutionGroup="xbrli:item" />
  <element name="ResidentialMortgageGuaranteedLoans" type="xbrli:monetaryItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_ResidentialMortgageGuaranteedLoans" substitutionGroup="xbrli:item" xbrli:balance="debit" />
  <element name="DescriptionOfCreditRating" type="xbrli:stringItemType" abstract="false" xbrli:periodType="duration" nillable="true" id="bns_DescriptionOfCreditRating" substitutionGroup="xbrli:item" />
  <element name="InternalGradeCode" type="xbrli:decimalItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_InternalGradeCode" substitutionGroup="xbrli:item" />
  <element name="ProbabilityOfDefaultRangePercentage" type="dtr-types:percentItemType" abstract="false" xbrli:periodType="instant" nillable="true" id="bns_ProbabilityOfDefaultRangePercentage" substitutionGroup="xbrli:item" />
  <element name="EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMember" substitutionGroup="xbrli:item" />
  <element name="EquivalentExternalRatingStandardAndPoorsAaToAPlusMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_EquivalentExternalRatingStandardAndPoorsAaToAPlusMember" substitutionGroup="xbrli:item" />
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  <element name="EquivalentExternalRatingStandardAndPoorsBbbPlusMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_EquivalentExternalRatingStandardAndPoorsBbbPlusMember" substitutionGroup="xbrli:item" />
  <element name="EquivalentExternalRatingStandardAndPoorsBbbMinusMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_EquivalentExternalRatingStandardAndPoorsBbbMinusMember" substitutionGroup="xbrli:item" />
  <element name="EquivalentExternalRatingStandardAndPoorsBbPlusMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_EquivalentExternalRatingStandardAndPoorsBbPlusMember" substitutionGroup="xbrli:item" />
  <element name="EquivalentExternalRatingStandardAndPoorsBbMinusMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_EquivalentExternalRatingStandardAndPoorsBbMinusMember" substitutionGroup="xbrli:item" />
  <element name="EquivalentExternalRatingStandardAndPoorsbPlusMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_EquivalentExternalRatingStandardAndPoorsbPlusMember" substitutionGroup="xbrli:item" />
  <element name="EquivalentExternalRatingStandardAndPoorsbTobMinusMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_EquivalentExternalRatingStandardAndPoorsbTobMinusMember" substitutionGroup="xbrli:item" />
  <element name="EquivalentExternalRatingStandardAndPoorsCccPlusMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_EquivalentExternalRatingStandardAndPoorsCccPlusMember" substitutionGroup="xbrli:item" />
  <element name="EquivalentExternalRatingStandardandPoorsCCCMinusToCCMember" type="dtr-types:domainItemType" abstract="true" xbrli:periodType="duration" nillable="true" id="bns_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMember" substitutionGroup="xbrli:item" />
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</schema>
</XBRL>
</TEXT>
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<TYPE>XML
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<FILENAME>R1.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Cover Page<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Oct. 31, 2025 </div>
<div>shares</div>
</th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentType', window );">Document Type</a></td>
<td class="text">40-F<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AmendmentFlag', window );">Amendment Flag</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentPeriodEndDate', window );">Document Period End Date</a></td>
<td class="text">Oct. 31,  2025<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFiscalYearFocus', window );">Document Fiscal Year Focus</a></td>
<td class="text">2025<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFiscalPeriodFocus', window );">Document Fiscal Period Focus</a></td>
<td class="text">FY<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityRegistrantName', window );">Entity Registrant Name</a></td>
<td class="text">BANK OF NOVA SCOTIA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCentralIndexKey', window );">Entity Central Index Key</a></td>
<td class="text">0000009631<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CurrentFiscalYearEndDate', window );">Current Fiscal Year End Date</a></td>
<td class="text">--10-31<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCurrentReportingStatus', window );">Entity Current Reporting Status</a></td>
<td class="text">Yes<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityCommonStockSharesOutstanding', window );">Entity Common Stock, Shares Outstanding</a></td>
<td class="nump">1,236,305,738<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityEmergingGrowthCompany', window );">Entity Emerging Growth Company</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityInteractiveDataCurrent', window );">Entity Interactive Data Current</a></td>
<td class="text">Yes<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">ON<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCountry', window );">Entity Address, Country</a></td>
<td class="text">CA<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityFileNumber', window );">Entity File Number</a></td>
<td class="text">002-09048<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentRegistrationStatement', window );">Document Registration Statement</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AnnualInformationForm', window );">Annual Information Form</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AuditedAnnualFinancialStatements', window );">Audited Annual Financial Statements</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_IcfrAuditorAttestationFlag', window );">ICFR Auditor Attestation Flag</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentAnnualReport', window );">Document Annual Report</a></td>
<td class="text">true<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityIncorporationStateCountryCode', window );">Entity Incorporation, State or Country Code</a></td>
<td class="text">Z4<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">40 Temperance Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">Toronto<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">M5H 0B4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">416<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">866-3672<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_Security12bTitle', window );">Title of 12(b) Security</a></td>
<td class="text">Common Shares<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_TradingSymbol', window );">Trading Symbol</a></td>
<td class="text">BNS<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_SecurityExchangeName', window );">Security Exchange Name</a></td>
<td class="text">NYSE<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentFinStmtErrorCorrectionFlag', window );">Document Financial Statement Error Correction [Flag]</a></td>
<td class="text">false<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AuditorName', window );">Auditor Name</a></td>
<td class="text">KPMG LLP<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AuditorFirmId', window );">Auditor Firm ID</a></td>
<td class="text">85<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_AuditorLocation', window );">Auditor Location</a></td>
<td class="text">Toronto, ON, Canada<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressesAddressTypeAxis=dei_BusinessContactMember', window );">Business Contact [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_DocumentInformationLineItems', window );"><strong>Document Information [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressStateOrProvince', window );">Entity Address, State or Province</a></td>
<td class="text">NY<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine1', window );">Entity Address, Address Line One</a></td>
<td class="text">The Bank of Nova Scotia<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressAddressLine2', window );">Entity Address, Address Line Two</a></td>
<td class="text">250 Vesey Street<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressCityOrTown', window );">Entity Address, City or Town</a></td>
<td class="text">New York<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_EntityAddressPostalZipCode', window );">Entity Address, Postal Zip Code</a></td>
<td class="text">10281<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_CityAreaCode', window );">City Area Code</a></td>
<td class="text">212<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_LocalPhoneNumber', window );">Local Phone Number</a></td>
<td class="text">225-5000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_dei_ContactPersonnelName', window );">Contact Personnel Name</a></td>
<td class="text">Hector Becil<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AmendmentFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the XBRL content amends previously-filed or accepted submission.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AmendmentFlag</td>
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<td><strong> Data Type:</strong></td>
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<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AnnualInformationForm">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag with value true on a form if it is an annual report containing an annual information form.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AnnualInformationForm</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AuditedAnnualFinancialStatements">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag with value true on a form if it is an annual report containing audited financial statements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AuditedAnnualFinancialStatements</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AuditorFirmId">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>PCAOB issued Audit Firm Identifier</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AuditorFirmId</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:nonemptySequenceNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AuditorLocation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AuditorLocation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:internationalNameItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_AuditorName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_AuditorName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:internationalNameItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CityAreaCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Area code of city</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CityAreaCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_ContactPersonnelName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of contact personnel</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_ContactPersonnelName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_CurrentFiscalYearEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>End date of current fiscal year in the format --MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_CurrentFiscalYearEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gMonthDayItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentAnnualReport">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true only for a form used as an annual report.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentAnnualReport</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFinStmtErrorCorrectionFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicates whether any of the financial statement period in the filing include a restatement due to error correction.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-K<br> -Number 229<br> -Section 402<br> -Subsection w<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 4: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFinStmtErrorCorrectionFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalPeriodFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fiscal period values are FY, Q1, Q2, and Q3. 1st, 2nd and 3rd quarter 10-Q or 10-QT statements have value Q1, Q2, and Q3 respectively, with 10-K, 10-KT or other fiscal year statements having FY.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalPeriodFocus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fiscalPeriodItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentFiscalYearFocus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>This is focus fiscal year of the document report in YYYY format. For a 2006 annual report, which may also provide financial information from prior periods, fiscal 2006 should be given as the fiscal year focus. Example: 2006.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentFiscalYearFocus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:gYearItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentInformationLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent financial concepts included in a table. These concepts are used to disclose reportable information associated with domain members defined in one or many axes to the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentInformationLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentPeriodEndDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>For the EDGAR submission types of Form 8-K: the date of the report, the date of the earliest event reported; for the EDGAR submission types of Form N-1A: the filing date; for all other submission types: the end of the reporting or transition period. The format of the date is YYYY-MM-DD.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentPeriodEndDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentRegistrationStatement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true only for a form used as a registration statement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentRegistrationStatement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_DocumentType">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The type of document being provided (such as 10-K, 10-Q, 485BPOS, etc). The document type is limited to the same value as the supporting SEC submission type, or the word 'Other'.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_DocumentType</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:submissionTypeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 1 such as Attn, Building Name, Street Name</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressAddressLine2">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Address Line 2 such as Street or Suite number</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressAddressLine2</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCityOrTown">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the City or Town</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCityOrTown</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressCountry">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>ISO 3166-1 alpha-2 country code.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressCountry</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:countryCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressPostalZipCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Code for the postal or zip code</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressPostalZipCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressStateOrProvince">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the state or province.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressStateOrProvince</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:stateOrProvinceItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCentralIndexKey">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A unique 10-digit SEC-issued value to identify entities that have filed disclosures with the SEC. It is commonly abbreviated as CIK.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCentralIndexKey</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:centralIndexKeyItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCommonStockSharesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate number of shares or other units outstanding of each of registrant's classes of capital or common stock or other ownership interests, if and as stated on cover of related periodic report. Where multiple classes or units exist define each class/interest by adding class of stock items such as Common Class A [Member], Common Class B [Member] or Partnership Interest [Member] onto the Instrument [Domain] of the Entity Listings, Instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCommonStockSharesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityCurrentReportingStatus">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate 'Yes' or 'No' whether registrants (1) have filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12 months (or for such shorter period that registrants were required to file such reports), and (2) have been subject to such filing requirements for the past 90 days. This information should be based on the registrant's current or most recent filing containing the related disclosure.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityCurrentReportingStatus</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityEmergingGrowthCompany">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Indicate if registrant meets the emerging growth company criteria.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityEmergingGrowthCompany</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityFileNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Commission file number. The field allows up to 17 characters. The prefix may contain 1-3 digits, the sequence number may contain 1-8 digits, the optional suffix may contain 1-4 characters, and the fields are separated with a hyphen.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityFileNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:fileNumberItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityIncorporationStateCountryCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Two-character EDGAR code representing the state or country of incorporation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityIncorporationStateCountryCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarStateCountryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityInteractiveDataCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Boolean flag that is true when the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Regulation S-T<br> -Number 232<br> -Section 405<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityInteractiveDataCurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:yesNoItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityRegistrantName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exact name of the entity filing the report as specified in its charter, which is required by forms filed with the SEC.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b-2<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityRegistrantName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_IcfrAuditorAttestationFlag">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 10-K<br> -Number 249<br> -Section 310<br><br>Reference 2: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 20-F<br> -Number 249<br> -Section 220<br> -Subsection f<br><br>Reference 3: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Form 40-F<br> -Number 249<br> -Section 240<br> -Subsection f<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_IcfrAuditorAttestationFlag</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:booleanItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LocalPhoneNumber">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Local phone number for entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LocalPhoneNumber</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:normalizedStringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_Security12bTitle">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Title of a 12(b) registered security.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection b<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_Security12bTitle</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:securityTitleItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_SecurityExchangeName">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Name of the Exchange on which a security is registered.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/presentationRef<br> -Publisher SEC<br> -Name Exchange Act<br> -Number 240<br> -Section 12<br> -Subsection d1-1<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_SecurityExchangeName</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:edgarExchangeCodeItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_TradingSymbol">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading symbol of an instrument as listed on an exchange.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_TradingSymbol</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>dei_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dei:tradingSymbolItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_EntityAddressesAddressTypeAxis=dei_BusinessContactMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_EntityAddressesAddressTypeAxis=dei_BusinessContactMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>54
<FILENAME>R2.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Consolidated Statement of Financial Position - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsAbstract', window );"><strong>Assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndDepositsWithFinancialInstitutions', window );">Cash and deposits with financial institutions</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 65,967<span></span>
</td>
<td class="nump">$ 63,860<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PreciousMetals', window );">Precious metals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,156<span></span>
</td>
<td class="nump">2,540<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">140,844<span></span>
</td>
<td class="nump">119,912<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingLoans', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">8,487<span></span>
</td>
<td class="nump">7,649<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsOther', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,892<span></span>
</td>
<td class="nump">2,166<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssets', window );">Total trading assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">152,223<span></span>
</td>
<td class="nump">129,727<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed', window );">Securities purchased under resale agreements and securities borrowed</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">203,008<span></span>
</td>
<td class="nump">200,543<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,531<span></span>
</td>
<td class="nump">44,379<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">149,948<span></span>
</td>
<td class="nump">152,832<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAbstract', window );"><strong>Loans</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ResidentialMortgageLoans', window );">Residential mortgages</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">370,191<span></span>
</td>
<td class="nump">350,941<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ConsumerLoans', window );">Personal loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">110,567<span></span>
</td>
<td class="nump">106,379<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditCardLoans', window );">Credit cards</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18,045<span></span>
</td>
<td class="nump">17,374<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansToBusinessAndGovernment', window );">Business and government</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">279,705<span></span>
</td>
<td class="nump">292,671<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">778,508<span></span>
</td>
<td class="nump">767,365<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,463<span></span>
</td>
<td class="nump">6,536<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Total loans net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">771,045<span></span>
</td>
<td class="nump">760,829<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MiscellaneousAssetsAbstract', window );"><strong>Other</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BankAcceptanceAssets', window );">Customers' liability under acceptances, net of allowance</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4],[5]</sup></td>
<td class="nump">177<span></span>
</td>
<td class="nump">148<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Property and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="nump">4,881<span></span>
</td>
<td class="nump">5,252<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentAccountedForUsingEquityMethod', window );">Investments in associates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,317<span></span>
</td>
<td class="nump">1,821<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsAndGoodwill', window );">Goodwill and other intangible assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,169<span></span>
</td>
<td class="nump">16,853<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxAssets', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,253<span></span>
</td>
<td class="nump">2,942<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherAssets', window );">Other assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">35,367<span></span>
</td>
<td class="nump">30,301<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherMiscellaneousAssets', window );">Total other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">66,164<span></span>
</td>
<td class="nump">57,317<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,460,042<span></span>
</td>
<td class="nump">1,412,027<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DepositsAbstract', window );"><strong>Deposits</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PersonalDeposits', window );">Personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">301,718<span></span>
</td>
<td class="nump">298,821<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DepositsFromBusinessAndGovernment', window );">Business and government</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">627,667<span></span>
</td>
<td class="nump">600,114<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromBanks', window );">Financial institutions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">36,894<span></span>
</td>
<td class="nump">44,914<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Total deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">966,279<span></span>
</td>
<td class="nump">943,849<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial instruments designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47,165<span></span>
</td>
<td class="nump">36,341<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MiscellaneousLiabilitiesAbstract', window );"><strong>Other</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BankAcceptanceLiabilities', window );">Acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">178<span></span>
</td>
<td class="nump">149<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">38,104<span></span>
</td>
<td class="nump">35,042<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56,031<span></span>
</td>
<td class="nump">51,260<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Obligations related to securities sold under repurchase agreements and securities lent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">189,144<span></span>
</td>
<td class="nump">190,449<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,692<span></span>
</td>
<td class="nump">7,833<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">66,862<span></span>
</td>
<td class="nump">63,028<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TotalMiscellaneousLiabilities', window );">Total other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">358,011<span></span>
</td>
<td class="nump">347,761<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,371,455<span></span>
</td>
<td class="nump">1,327,951<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAbstract', window );"><strong>Equity</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IssuedCapital', window );">Common shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,067<span></span>
</td>
<td class="nump">22,054<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RetainedEarnings', window );">Retained earnings</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">58,916<span></span>
</td>
<td class="nump">57,751<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AccumulatedOtherComprehensiveIncome', window );">Accumulated other comprehensive income (loss)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3,826)<span></span>
</td>
<td class="num">(6,147)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherReserves', window );">Other reserves</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(230)<span></span>
</td>
<td class="num">(68)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CommonEquity', window );">Total common equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">76,927<span></span>
</td>
<td class="nump">73,590<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PreferredSharesAndOtherEquityInstruments', window );">Preferred shares and other equity instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,939<span></span>
</td>
<td class="nump">8,779<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAttributableToOwnersOfParent', window );">Total equity attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">86,866<span></span>
</td>
<td class="nump">82,369<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NoncontrollingInterests', window );">Non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,721<span></span>
</td>
<td class="nump">1,707<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Total equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">88,587<span></span>
</td>
<td class="nump">84,076<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilities', window );">Total liabilities and equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1,460,042<span></span>
</td>
<td class="nump">$ 1,412,027<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Net of allowances of $4 (2024 &#8211; $3).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Geographic segmentation of trading loans is based upon the location of the ultimate risk of the underlying asset.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Loans are primarily denominated in U.S. dollars.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Geographic segmentation is based on the location of the property for residential mortgages; otherwise, the residence of the borrower.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top">98.8% of acceptances reside outside Canada (October 31, 2024 &#8211; 96.5%).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[6]</td>
<td style="vertical-align: top;" valign="top">Includes $39 (2024 &#8211; $36) of investment property.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[7]</td>
<td style="vertical-align: top;" valign="top">Deposits denominated in U.S. dollars amount to $297,065 (2024 &#8211; $295,316), deposits denominated in Chilean pesos amount to $20,053 (2024 &#8211; $19,271), deposits denominated in Mexican pesos amount to $35,941 (2024 &#8211; $34,416) and deposits denominated in other foreign currencies amount to $117,530 (2024 &#8211; $109,683).</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AllowanceAccountForCreditLossesOfLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of an allowance account used to record impairments to loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AllowanceAccountForCreditLossesOfLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CashAndDepositsWithFinancialInstitutions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash and deposits with financial institutions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CashAndDepositsWithFinancialInstitutions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CommonEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Common Equity</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CommonEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DepositsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deposits [Abstract].</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DepositsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DepositsFromBusinessAndGovernment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deposits from business and government.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DepositsFromBusinessAndGovernment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InvestmentSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Investment securities which is made up of non-trading debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InvestmentSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loans [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansBeforeAllowanceForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of Retail and Wholesale loans made by the entity before allowance for loan losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansBeforeAllowanceForLoanLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of Retail and Wholesale loans made by the entity, net of the allowance for loan losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansToBusinessAndGovernment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loans to business and government.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansToBusinessAndGovernment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ObligationsRelatedToSecuritiesSoldShort">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Obligations related to securities sold short.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ObligationsRelatedToSecuritiesSoldShort</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherMiscellaneousAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other miscellaneous assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherMiscellaneousAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PersonalDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Personal deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PersonalDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PreciousMetals">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Precious metals.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PreciousMetals</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PreferredSharesAndOtherEquityInstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Preferred shares and other equity instruments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PreferredSharesAndOtherEquityInstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ResidentialMortgageLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Residential mortgage loans</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ResidentialMortgageLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TotalMiscellaneousLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total miscellaneous liabilities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TotalMiscellaneousLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading assets [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingAssetsOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading assets other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingAssetsOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingSecurities1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingSecurities1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AccumulatedOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of accumulated items of income and expense (including reclassification adjustments) that are not recognised in profit or loss as required or permitted by other IFRSs. [Refer: IFRSs [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AccumulatedOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present economic resource controlled by the entity as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BankAcceptanceAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of bank acceptances recognised as assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BankAcceptanceAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BankAcceptanceLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of bank acceptances recognised as liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BankAcceptanceLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ConsumerLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of consumer loans made by the entity. [Refer: Loans to consumers [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ConsumerLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CreditCardLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of credit card loans made by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CreditCardLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amounts of income taxes recoverable in future periods in respect of: (a) deductible temporary differences; (b) the carryforward of unused tax losses; and (c) the carryforward of unused tax credits. [Refer: Temporary differences [member]; Unused tax credits [member]; Unused tax losses [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph o<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_o&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 56<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_56&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from banks held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DerivativeFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DerivativeFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DerivativeFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DerivativeFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAndLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of the entity's equity and liabilities. [Refer: Equity; Liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAndLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of equity attributable to the owners of the parent. This specifically excludes non-controlling interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph r<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_r&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IntangibleAssetsAndGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of intangible assets and goodwill held by the entity. [Refer: Goodwill; Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IntangibleAssetsAndGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of investments accounted for using the equity method. The equity method is a method of accounting whereby the investment is initially recognised at cost and adjusted thereafter for the post-acquisition change in the investor's share of net assets of the investee. The investor's profit or loss includes its share of the profit or loss of the investee. The investor's other comprehensive income includes its share of the other comprehensive income of the investee. [Refer: At cost [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B16&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IssuedCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The nominal value of capital issued.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IssuedCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present obligation of the entity to transfer an economic resource as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MiscellaneousAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MiscellaneousAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MiscellaneousLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MiscellaneousLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of equity in a subsidiary not attributable, directly or indirectly, to a parent. [Refer: Total for all subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 10<br> -IssueDate 2024-01-01<br> -Paragraph 22<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=10&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_22&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 12<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_12_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph q<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_q&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherReserves">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing reserves within equity, not including retained earnings. [Refer: Retained earnings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherReserves</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of tangible assets that: (a) are held for use in the production or supply of goods or services, for rental to others, or for administrative purposes; and (b) are expected to be used during more than one period. Note that right-of-use assets are not included. [Contrast: Property, plant and equipment including right-of-use assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2024-01-01<br> -Paragraph 73<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=16&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_73_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments sold with the intent to reacquire in repurchase agreements and cash collateral on securities lent.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RetainedEarnings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the entity's cumulative undistributed earnings or deficit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph IG6<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG6&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RetainedEarnings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments purchased for resale in reverse repurchase agreements and cash collateral on securities borrowed. [Refer: Repurchase agreements and cash collateral on securities lent]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that are subordinate to other liabilities with respect to claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statement of Income - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th" colspan="2"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestIncomeAbstract', window );"><strong>Interest income</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 44,293<span></span>
</td>
<td class="nump">$ 47,811<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestIncomeOnSecurities', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">7,941<span></span>
</td>
<td class="nump">9,160<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed', window );">Securities purchased under resale agreements and securities borrowed</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,808<span></span>
</td>
<td class="nump">1,602<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestIncomeOnDeposits', window );">Deposits with financial institutions</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,560<span></span>
</td>
<td class="nump">3,086<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Total interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">57,602<span></span>
</td>
<td class="nump">61,659<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestExpense1Abstract', window );"><strong>Interest expense</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestExpenseOnDeposits', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">33,425<span></span>
</td>
<td class="nump">39,480<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestExpenseForSubordinatedDebentures', window );">Subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">385<span></span>
</td>
<td class="nump">490<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseOnOtherFinancialLiabilities', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,270<span></span>
</td>
<td class="nump">2,437<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Total interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">36,080<span></span>
</td>
<td class="nump">42,407<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestIncomeExpenseNet1', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21,522<span></span>
</td>
<td class="nump">19,252<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonInterestIncome1Abstract', window );"><strong>Non-interest income</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CardFeesRevenue', window );">Card revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">892<span></span>
</td>
<td class="nump">869<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BankingIncome', window );">Banking services fees</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,997<span></span>
</td>
<td class="nump">1,955<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditrelatedFeeAndCommissionIncome', window );">Credit fees</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,249<span></span>
</td>
<td class="nump">1,585<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MutualFundRevenue', window );">Mutual funds</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,564<span></span>
</td>
<td class="nump">2,282<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BrokerageFeeIncome', window );">Brokerage fees</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,436<span></span>
</td>
<td class="nump">1,251<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PortfolioAndOtherManagementFeeIncome', window );">Investment management and trust</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,162<span></span>
</td>
<td class="nump">1,096<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_UnderwritingAndAdvisoryFeesIncome', window );">Underwriting and advisory fees</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">964<span></span>
</td>
<td class="nump">702<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonTradingForeignExchangeIncome', window );">Non-trading foreign exchange</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">948<span></span>
</td>
<td class="nump">930<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradingIncomeExpense', window );">Trading revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,984<span></span>
</td>
<td class="nump">1,634<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesOnDisposalsOfInvestments', window );">Net gain on sale of investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">71<span></span>
</td>
<td class="nump">48<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">Net income from investments in associated corporations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">608<span></span>
</td>
<td class="nump">198<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InsuranceServiceResult', window );">Insurance service results</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">485<span></span>
</td>
<td class="nump">470<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherFeeAndCommissionIncome', window );">Other fees and commissions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,653<span></span>
</td>
<td class="nump">1,247<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherNoninterestIncomeLoss', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">206<span></span>
</td>
<td class="nump">151<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonInterestIncome1', window );">Total non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,219<span></span>
</td>
<td class="nump">14,418<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenue</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">37,741<span></span>
</td>
<td class="nump">33,670<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,714<span></span>
</td>
<td class="nump">4,051<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_RevenueLessProvisionForCreditLoss', window );">Profit from operating activity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">33,027<span></span>
</td>
<td class="nump">29,619<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonInterestExpense1Abstract', window );"><strong>Non-interest expenses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EmployeeBenefitsExpense', window );">Salaries and employee benefits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,824<span></span>
</td>
<td class="nump">9,855<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PremisesAndTechnologyExpenses', window );">Premises and technology</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,297<span></span>
</td>
<td class="nump">2,896<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepreciationAndAmortisationExpense', window );">Depreciation and amortization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,604<span></span>
</td>
<td class="nump">1,760<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CommunicationExpense', window );">Communications</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">384<span></span>
</td>
<td class="nump">381<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdvertisingAndBusinessDevelopmentExpense', window );">Advertising and business development</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">672<span></span>
</td>
<td class="nump">614<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfessionalFeesExpense', window );">Professional</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">880<span></span>
</td>
<td class="nump">793<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BusinessAndCapitalTaxExpense', window );">Business and capital taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">708<span></span>
</td>
<td class="nump">682<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherExpenseByNature', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,149<span></span>
</td>
<td class="nump">2,714<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonInterestExpense1', window );">Total non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,518<span></span>
</td>
<td class="nump">19,695<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossBeforeTax', window );">Income before taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,509<span></span>
</td>
<td class="nump">9,924<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,751<span></span>
</td>
<td class="nump">2,032<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,758<span></span>
</td>
<td class="nump">7,892<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Net income attributable to non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(31)<span></span>
</td>
<td class="nump">134<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,789<span></span>
</td>
<td class="nump">7,758<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProfitLossAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders', window );">Preferred shareholders and other equity instrument holders</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">506<span></span>
</td>
<td class="nump">472<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity', window );">Common shareholders</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 7,283<span></span>
</td>
<td class="nump">$ 7,286<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EarningsPerShareAbstract', window );"><strong>Earnings per common share (in dollars)</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BasicEarningsLossPerShare', window );">Basic</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">$ 5.84<span></span>
</td>
<td class="nump">$ 5.94<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DilutedEarningsLossPerShare', window );">Diluted</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">5.67<span></span>
</td>
<td class="nump">5.87<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividends paid per common share (in dollars)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 4.32<span></span>
</td>
<td class="nump">$ 4.24<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Includes interest income on financial assets measured at amortized cost and FVOCI, calculated using the effective interest method, of $56,404 for the year ended October&#160;31, 2025 (October 31, 2024 &#8211; $59,871).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Includes impairment charge on software and other intangible assets in the Other segment.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Earnings per share calculations are based on full dollar and share amounts.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AdvertisingAndBusinessDevelopmentExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Advertising and business development expense.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AdvertisingAndBusinessDevelopmentExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_BankingIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Banking income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_BankingIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_BusinessAndCapitalTaxExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Business and capital tax expense.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_BusinessAndCapitalTaxExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CardFeesRevenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Card fees revenue.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CardFeesRevenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease in allowance account for credit losses of loans and other assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InterestExpense1Abstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expense 1 [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InterestExpense1Abstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InterestExpenseForSubordinatedDebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expense for Subordinated debentures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InterestExpenseForSubordinatedDebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InterestExpenseOnDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest Expense on Deposits</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InterestExpenseOnDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InterestIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest income [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InterestIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InterestIncomeExpenseNet1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest income (expense), net</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InterestIncomeExpenseNet1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InterestIncomeOnSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest income on securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InterestIncomeOnSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_MutualFundRevenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Mutual fund revenue.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_MutualFundRevenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NonInterestExpense1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Non interest expense1.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NonInterestExpense1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NonInterestExpense1Abstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Non interest expense 1 [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NonInterestExpense1Abstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NonInterestIncome1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Non Interest Income1</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NonInterestIncome1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NonInterestIncome1Abstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Non interest income 1 [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NonInterestIncome1Abstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NonTradingForeignExchangeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Non trading foreign exchange income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NonTradingForeignExchangeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherNoninterestIncomeLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other NonInterest income loss.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherNoninterestIncomeLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PremisesAndTechnologyExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Premises and Technology Expenses</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PremisesAndTechnologyExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ProfitLossAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Profit loss attributable to preferred shareholders and other equity instrument holders.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ProfitLossAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_RevenueLessProvisionForCreditLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Revenue less provision for credit loss.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_RevenueLessProvisionForCreditLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_UnderwritingAndAdvisoryFeesIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Underwriting and advisory fees income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_UnderwritingAndAdvisoryFeesIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BasicEarningsLossPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator) divided by the weighted average number of ordinary shares outstanding during the period (the denominator).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 67<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_67&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BasicEarningsLossPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BrokerageFeeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income recognised for brokerage fees charged by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BrokerageFeeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CommunicationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense arising from communication.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CommunicationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CreditrelatedFeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income recognised from credit-related fees and commissions. [Refer: Fee and commission income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CreditrelatedFeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepreciationAndAmortisationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of depreciation and amortisation expense. Depreciation and amortisation are the systematic allocations of depreciable amounts of assets over their useful lives.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_d&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 104<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_104&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepreciationAndAmortisationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DilutedEarningsLossPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator), divided by the weighted average number of ordinary shares outstanding during the period (the denominator), both adjusted for the effects of all dilutive potential ordinary shares. [Refer: Ordinary shares [member]; Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 67<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_67&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutedEarningsLossPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidOrdinarySharesPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid per ordinary share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 34<br> -IssueDate 2024-01-01<br> -Paragraph 16A<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=34&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16A_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidOrdinarySharesPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EarningsPerShareAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EarningsPerShareAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EmployeeBenefitsExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The expense of all forms of consideration given by an entity in exchange for a service rendered by employees or for the termination of employment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 104<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_104&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EmployeeBenefitsExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnDisposalsOfInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) on disposals of investments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 98<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_98_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnDisposalsOfInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2024-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InsuranceServiceResult">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount comprising insurance revenue and insurance service expenses. [Refer: Insurance revenue; Insurance service expenses from insurance contracts issued; Income (expenses) from reinsurance contracts held, other than finance income (expenses)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 17<br> -IssueDate 2024-01-01<br> -Paragraph 80<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=17&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_80_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InsuranceServiceResult</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense arising from interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_f&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseOnOtherFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on other financial liabilities. [Refer: Interest expense; Other financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseOnOtherFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeOnDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on deposits. [Refer: Interest income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeOnDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on loans and advances to customers. [Refer: Interest income; Loans and advances to customers]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeOnLoansAndAdvancesToCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest income on reverse repurchase agreements and cash collateral on securities borrowed. [Refer: Interest income; Reverse repurchase agreements and cash collateral on securities borrowed]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeOnReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherExpenseByNature">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses that the entity does not separately disclose in the same statement or note when the entity uses the 'nature of expense' form for its analysis of expenses. [Refer: Expenses, by nature]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherExpenseByNature</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherFeeAndCommissionIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of fee and commission income that the entity does not separately disclose in the same statement or note. [Refer: Fee and commission income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherFeeAndCommissionIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PortfolioAndOtherManagementFeeIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income recognised from portfolio and other management fees.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PortfolioAndOtherManagementFeeIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfessionalFeesExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of fees paid or payable for professional services.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfessionalFeesExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 18<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_18_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 17<br> -IssueDate 2024-01-01<br> -Paragraph 113<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=17&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_113_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 12<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_12_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) attributable to ordinary equity holders of the parent entity. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 70<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_70_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) before tax expense or income. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Revenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The income arising in the course of an entity's ordinary activities. Income is increases in assets, or decreases in liabilities, that result in increases in equity, other than those relating to contributions from holders of equity claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Revenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RevenueFromInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income arising from interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_e&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RevenueFromInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entity's share of the profit (loss) of associates and joint ventures accounted for using the equity method. [Refer: Total for all associates [member]; Investments accounted for using equity method; Total for all joint ventures [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_g&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TradingIncomeExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income (expense) relating to trading assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TradingIncomeExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<html>
<head>
<title></title>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statement of Income (Parenthetical) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeStatementAbstract', window );"><strong>Profit or loss [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod', window );">Interest income calculated using effective interest method</a></td>
<td class="nump">$ 56,404<span></span>
</td>
<td class="nump">$ 59,871<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeStatementAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeStatementAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest revenue calculated using the effective interest method. Effective interest method is the method that is used in the calculation of the amortised cost of a financial asset or a financial liability and in the allocation and recognition of the interest revenue or interest expense in profit or loss over the relevant period. [Refer: Revenue]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
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</TEXT>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>57
<FILENAME>R5.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statement of Comprehensive Income - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_StatementOfComprehensiveIncomeAbstract', window );"><strong>Statement of comprehensive income [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="nump">$ 7,758<span></span>
</td>
<td class="nump">$ 7,892<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExchangeDifferencesOnTranslationAbstract', window );"><strong>Net change in unrealized foreign currency translation gains (losses):</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax', window );">Net unrealized foreign currency translation gains (losses)</a></td>
<td class="nump">1,681<span></span>
</td>
<td class="num">(2,511)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax', window );">Net gains (losses) on hedges of net investments in foreign operations</a></td>
<td class="num">(1,222)<span></span>
</td>
<td class="nump">886<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnForeignCurrencyTranslationAndHedgesOfNetInvestmentsAbstract', window );"><strong>Income tax expense (benefit):</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome', window );">Net unrealized foreign currency translation gains (losses)</a></td>
<td class="nump">20<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxRelatingToHedgesOfNetInvestmentsInForeignOperationsOfOtherComprehensiveIncome', window );">Net gains (losses) on hedges of net investments in foreign operations</a></td>
<td class="num">(341)<span></span>
</td>
<td class="nump">238<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation', window );">Other comprehensive income on foreign currency translation and hedges of net investments net of tax</a></td>
<td class="nump">780<span></span>
</td>
<td class="num">(1,865)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetChangeInFairValueDueToChangeInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract', window );"><strong>Net change in fair value due to change in debt instruments measured at fair value through other comprehensive income:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncome', window );">Net gains (losses) in fair value</a></td>
<td class="nump">1,717<span></span>
</td>
<td class="nump">2,977<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ReclassificationOfNetGainsLossesRelatedToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncomeBeforeTax', window );">Reclassification of net (gains) losses to net income</a></td>
<td class="num">(1,001)<span></span>
</td>
<td class="num">(2,126)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncomeTaxRelatingToDebtInstrumentsRelatedToFairValueThroughOtherComprehensiveIncomeAbstract', window );"><strong>Income tax expense (benefit):</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncomeTaxRelatingToNetGainsLossesRelateToDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome', window );">Net gains (losses) in fair value</a></td>
<td class="nump">454<span></span>
</td>
<td class="nump">806<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncomeTaxRelatingToReclassificationOfNetGainsLossesRelatedToDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome', window );">Reclassification of net (gains) losses to net income</a></td>
<td class="num">(273)<span></span>
</td>
<td class="num">(567)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherComprehensiveIncomeNetOfTaxDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome', window );">Other comprehensive income net of tax available for sale financial assets net of tax</a></td>
<td class="nump">535<span></span>
</td>
<td class="nump">612<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowHedgesAbstract', window );"><strong>Net change in gains (losses) on derivative instruments designated as cash flow hedges:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax', window );">Net gains (losses) on derivative instruments designated as cash flow hedges</a></td>
<td class="nump">3,937<span></span>
</td>
<td class="nump">5,195<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax', window );">Reclassification of net (gains) losses to net income</a></td>
<td class="num">(2,493)<span></span>
</td>
<td class="num">(2,000)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnCashFlowHedgesAbstract', window );"><strong>Income tax expense (benefit):</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome', window );">Net gains (losses) on derivative instruments designated as cash flow hedges</a></td>
<td class="nump">1,197<span></span>
</td>
<td class="nump">1,363<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncomeTaxRelatingToReclassificationOfCashFlowHedgesOfOtherComprehensiveIncome', window );">Reclassification of net (gains) losses to net income</a></td>
<td class="num">(806)<span></span>
</td>
<td class="num">(511)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges', window );">Other comprehensive income net of tax cash flow hedges</a></td>
<td class="nump">1,053<span></span>
</td>
<td class="nump">2,343<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossAbstract', window );"><strong>Net changes in finance income/(expense) from insurance contracts:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeBeforeTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss', window );">Net finance income/(expense) from insurance contracts</a></td>
<td class="nump">20<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxRelatingToInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss', window );">Income tax expense (benefit)</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss', window );">Other comprehensive income on finance income/(expense) from insurance contracts</a></td>
<td class="nump">19<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax', window );">Other comprehensive income (loss) from investments in associates</a></td>
<td class="nump">176<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherComprehensiveIncomeChangeInRemeasurementOfEmployeeBenefitPlanAssetAndLiabilityNetOfTaxAbstract', window );"><strong>Net change in remeasurement of employee benefit plan asset and liability:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans', window );">Actuarial gains (losses) on employee benefit plans</a></td>
<td class="nump">365<span></span>
</td>
<td class="num">(195)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome', window );">Income tax expense (benefit)</a></td>
<td class="nump">99<span></span>
</td>
<td class="num">(59)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans', window );">Other comprehensive income net of tax actuarial gains (losses) on employee benefit plans</a></td>
<td class="nump">266<span></span>
</td>
<td class="num">(136)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetChangeInFairValueDueToChangeInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract', window );"><strong>Net change in fair value due to change in equity instruments designated at fair value through other comprehensive income:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToEquityInstrumentsThroughFairValueThroughOtherComprehensiveIncome', window );">Net gains (losses) in fair value</a></td>
<td class="nump">90<span></span>
</td>
<td class="nump">444<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncomeTaxRelatingToEquityInstrumentsRelatedToFairValueThroughOtherComprehensiveIncome', window );">Income tax expense (benefit)</a></td>
<td class="nump">29<span></span>
</td>
<td class="nump">106<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherComprehensiveIncomeNetOfTaxEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome', window );">Other comprehensive income net of tax for equity instruments designated at fair value through other comprehensive income</a></td>
<td class="nump">61<span></span>
</td>
<td class="nump">338<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherComprehensiveIncomeChangeInFairValueOfFinancialLiabilityAttributableToChangeInOwnCreditRiskOfLiabilityNetOfTaxAbstract', window );"><strong>Net change in fair value due to change in own credit risk on financial liabilities designated under the fair value option:</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability', window );">Change in fair value due to change in own credit risk on financial liabilities designated under the fair value option</a></td>
<td class="num">(693)<span></span>
</td>
<td class="num">(804)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome', window );">Income tax expense (benefit)</a></td>
<td class="num">(193)<span></span>
</td>
<td class="num">(223)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability', window );">Other comprehensive income net of tax change in fair value due to change in own credit risk on financial liabilities designated under the fair value option</a></td>
<td class="num">(500)<span></span>
</td>
<td class="num">(581)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossNetOfTax', window );">Other comprehensive income (loss) from investments in associates</a></td>
<td class="nump">7<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncome', window );">Other comprehensive income (loss)</a></td>
<td class="nump">2,397<span></span>
</td>
<td class="nump">712<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">Comprehensive income</a></td>
<td class="nump">10,155<span></span>
</td>
<td class="nump">8,604<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ComprehensiveIncomeLossAttributableToNonControllingInterests', window );">Comprehensive income (loss) attributable to non-controlling interests</a></td>
<td class="nump">45<span></span>
</td>
<td class="nump">62<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent', window );">Comprehensive income attributable to equity holders of the Bank</a></td>
<td class="nump">10,110<span></span>
</td>
<td class="nump">8,542<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ComprehensiveIncomeAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders', window );">Preferred shareholders and other equity instrument holders</a></td>
<td class="nump">506<span></span>
</td>
<td class="nump">472<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ComprehensiveIncomeAttributableToCommonShareholders', window );">Common shareholders</a></td>
<td class="nump">$ 9,604<span></span>
</td>
<td class="nump">$ 8,070<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ComprehensiveIncomeAttributableToCommonShareholders">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Comprehensive Income Attributable to Common Shareholders</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ComprehensiveIncomeAttributableToCommonShareholders</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ComprehensiveIncomeAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Comprehensive income attributable to preferred shareholders and other equity instrument holders.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ComprehensiveIncomeAttributableToPreferredShareholdersAndOtherEquityInstrumentHolders</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ComprehensiveIncomeLossAttributableToNonControllingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income (loss) attributable to non-controlling interests.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ComprehensiveIncomeLossAttributableToNonControllingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnCashFlowHedgesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of income tax relating to components of other comprehensive income on cash flow hedges.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnCashFlowHedgesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnForeignCurrencyTranslationAndHedgesOfNetInvestmentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of income tax relating to components of other comprehensive income on foreign currency translation and hedges of net investments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncomeTaxRelatingToComponentsOfOtherComprehensiveIncomeOnForeignCurrencyTranslationAndHedgesOfNetInvestmentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncomeTaxRelatingToDebtInstrumentsRelatedToFairValueThroughOtherComprehensiveIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Income tax relating to debt instruments related to fair value through other comprehensive income [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncomeTaxRelatingToDebtInstrumentsRelatedToFairValueThroughOtherComprehensiveIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncomeTaxRelatingToEquityInstrumentsRelatedToFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Income tax relating to equity instruments related to fair value through other comprehensive income</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncomeTaxRelatingToEquityInstrumentsRelatedToFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncomeTaxRelatingToNetGainsLossesRelateToDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Income tax relating to net gains (losses) relate to debt instruments designated at fair value through other comprehensive income</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncomeTaxRelatingToNetGainsLossesRelateToDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncomeTaxRelatingToReclassificationOfCashFlowHedgesOfOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Income tax relating to reclassification of cash flow hedges of other comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncomeTaxRelatingToReclassificationOfCashFlowHedgesOfOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncomeTaxRelatingToReclassificationOfNetGainsLossesRelatedToDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Income Tax relating to Reclassification Of net gains (losses) related to debt instruments designated at fair value through other comprehensive income</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncomeTaxRelatingToReclassificationOfNetGainsLossesRelatedToDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NetChangeInFairValueDueToChangeInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net Change in Fair Value Due To Change in Debt Instruments Measured At Fair Value through Other Comprehensive Income [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NetChangeInFairValueDueToChangeInDebtInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NetChangeInFairValueDueToChangeInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net Change in Fair Value Due To Change in Equity Instruments Measured At Fair Value through Other Comprehensive Income [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NetChangeInFairValueDueToChangeInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other comprehensive income, before tax, gains (losses) relate to debt instruments through fair value through other comprehensive income</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToEquityInstrumentsThroughFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other comprehensive income, before tax, gains (losses) relate to equity instruments through fair value through other comprehensive income</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherComprehensiveIncomeBeforeTaxGainsLossesRelateToEquityInstrumentsThroughFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherComprehensiveIncomeChangeInFairValueOfFinancialLiabilityAttributableToChangeInOwnCreditRiskOfLiabilityNetOfTaxAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other comprehensive income change in fair value of financial liability attributable to change in own credit risk of liability net of tax [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherComprehensiveIncomeChangeInFairValueOfFinancialLiabilityAttributableToChangeInOwnCreditRiskOfLiabilityNetOfTaxAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherComprehensiveIncomeChangeInRemeasurementOfEmployeeBenefitPlanAssetAndLiabilityNetOfTaxAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of other comprehensive income change in remeasurement of employee benefit plan asset and liability net of tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherComprehensiveIncomeChangeInRemeasurementOfEmployeeBenefitPlanAssetAndLiabilityNetOfTaxAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherComprehensiveIncomeNetOfTaxDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other comprehensive income, net of tax, debt instruments designated at fair value through other comprehensive income</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherComprehensiveIncomeNetOfTaxDebtInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherComprehensiveIncomeNetOfTaxEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other comprehensive income, net of tax, equity instruments designated at fair value through other comprehensive income</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherComprehensiveIncomeNetOfTaxEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ReclassificationOfNetGainsLossesRelatedToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncomeBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Reclassification of net gains (Losses) related to debt instruments through fair value through other comprehensive income, before tax</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ReclassificationOfNetGainsLossesRelatedToDebtInstrumentsThroughFairValueThroughOtherComprehensiveIncomeBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowHedgesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowHedgesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of change in equity resulting from transactions and other events, other than those changes resulting from transactions with owners in their capacity as owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause ix<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_ix&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of comprehensive income attributable to owners of the parent. [Refer: Comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph b<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_b_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncomeAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExchangeDifferencesOnTranslationAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExchangeDifferencesOnTranslationAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in other comprehensive income on cash flow hedges, before tax, before reclassification adjustments. [Refer: Cash flow hedges [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnCashFlowHedgesBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in other comprehensive income on exchange differences on the translation of financial statements of foreign operations, before tax, before reclassification adjustments. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in other comprehensive income on hedges of net investments in foreign operations, before tax, before reclassification adjustments. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 9<br> -IssueDate 2024-01-01<br> -Paragraph 6.5.13<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=9&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_6.5.13_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 39<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=39&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnHedgesOfNetInvestmentsInForeignOperationsBeforeTax</td>
</tr>
<tr>
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<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax relating to amounts recognised in other comprehensive income in relation to cash flow hedges. [Refer: Cash flow hedges [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 90<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_90&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph ab<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_ab&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxRelatingToCashFlowHedgesOfOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax relating to amounts recognised in other comprehensive income in relation to changes in the fair value of financial liabilities attributable to a change in the credit risk of those liabilities. [Refer: Credit risk [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 90<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_90&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph ab<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_ab&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxRelatingToChangesInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiabilityOfOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax relating to amounts recognised in other comprehensive income in relation to exchange differences on the translation of financial statements of foreign operations. [Refer: Other comprehensive income; Reserve of exchange differences on translation]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 90<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_90&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph ab<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_ab&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxRelatingToExchangeDifferencesOnTranslationOfOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxRelatingToHedgesOfNetInvestmentsInForeignOperationsOfOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax relating to amounts recognised in other comprehensive income in relation to hedges of net investments in foreign operations. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 90<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_90&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph ab<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_ab&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxRelatingToHedgesOfNetInvestmentsInForeignOperationsOfOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxRelatingToInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax relating to amounts recognised in other comprehensive income in relation to insurance finance income (expenses) from insurance contracts issued that will be reclassified subsequently to profit or loss. [Refer: Insurance finance income (expenses); Insurance contracts issued [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 90<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_90&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph ab<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_ab&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 17<br> -IssueDate 2024-01-01<br> -Paragraph 90<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=17&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_90&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxRelatingToInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedOfOtherComprehensiveIncomeThatWillBeReclassifiedToProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income tax relating to amounts recognised in other comprehensive income in relation to remeasurements of defined benefit plans. [Refer: Other comprehensive income; Reserve of remeasurements of defined benefit plans; Defined benefit plans [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 90<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_90&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph ab<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_ab&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxRelatingToRemeasurementsOfDefinedBenefitPlansOfOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income and expense (including reclassification adjustments) that is not recognised in profit or loss as required or permitted by IFRSs. [Refer: IFRSs [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_viii&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncome</td>
</tr>
<tr>
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<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, before tax, related to change in the fair value of financial liability attributable to change in the credit risk of the liability. [Refer: Other comprehensive income, before tax; Credit risk [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeBeforeTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, before tax, related to gains (losses) on remeasurements of defined benefit plans, which comprise actuarial gains and losses; the return on plan assets, excluding amounts included in net interest on the net defined benefit liability (asset); and any change in the effect of the asset ceiling, excluding amounts included in net interest on the net defined benefit liability (asset). [Refer: Other comprehensive income; Defined benefit plans [domain]; Plan assets [member]; Net defined benefit liability (asset)] [Contrast: Decrease (increase) in net defined benefit liability (asset) resulting from gain (loss) on remeasurement in other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 135<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_135_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeBeforeTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeBeforeTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, before tax, after reclassification adjustments, related to insurance finance income (expenses) from insurance contracts issued that will be reclassified subsequently to profit or loss. [Refer: Insurance finance income (expenses); Insurance contracts issued [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 17<br> -IssueDate 2024-01-01<br> -Paragraph 90<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=17&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_90&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeBeforeTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, after reclassification adjustments, related to cash flow hedges. [Refer: Cash flow hedges [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxCashFlowHedges</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, related to changes in the fair value of financial liabilities attributable to the changes in the credit risk of those liabilities. [Refer: Other comprehensive income; Credit risk [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxChangeInFairValueOfFinancialLiabilityAttributableToChangeInCreditRiskOfLiability</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, after reclassification adjustments, related to exchange differences when financial statements of foreign operations are translated. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxExchangeDifferencesOnTranslation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, related to gains (losses) on remeasurements of defined benefit plans, which comprise actuarial gains and losses; the return on plan assets, excluding amounts included in net interest on the net defined benefit liability (asset); and any change in the effect of the asset ceiling, excluding amounts included in net interest on the net defined benefit liability (asset). [Refer: Other comprehensive income; Defined benefit plans [domain]; Plan assets [member]; Net defined benefit liability (asset)] [Contrast: Decrease (increase) in net defined benefit liability (asset) resulting from gain (loss) on remeasurement in other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 135<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_135_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxGainsLossesOnRemeasurementsOfDefinedBenefitPlans</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncomeNetOfTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of other comprehensive income, net of tax, after reclassification adjustments, related to insurance finance income (expenses) from insurance contracts issued that will be reclassified subsequently to profit or loss. [Refer: Insurance finance income (expenses); Insurance contracts issued [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 17<br> -IssueDate 2024-01-01<br> -Paragraph 90<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=17&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_90&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncomeNetOfTaxInsuranceFinanceIncomeExpensesFromInsuranceContractsIssuedExcludedFromProfitOrLossThatWillBeReclassifiedToProfitOrLoss</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 18<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_18_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 17<br> -IssueDate 2024-01-01<br> -Paragraph 113<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=17&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_113_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of reclassification adjustments related to cash flow hedges, before tax. Reclassification adjustments are amounts reclassified to profit (loss) in the current period that were recognised in other comprehensive income in the current or previous periods. [Refer: Cash flow hedges [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 92<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_92&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReclassificationAdjustmentsOnCashFlowHedgesBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share of the other comprehensive income of associates and joint ventures accounted for using the equity method that will be reclassified to profit or loss, net of tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82A<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82A&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share of the other comprehensive income of associates and joint ventures accounted for using the equity method that will not be reclassified to profit or loss, net of tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82A<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82A&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillNotBeReclassifiedToProfitOrLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_StatementOfComprehensiveIncomeAbstract</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Consolidated Statement of Changes in Equity - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Total</div></th>
<th class="th"><div>Common shares [member]</div></th>
<th class="th"><div>Retained earnings [member]</div></th>
<th class="th"><sup>[1]</sup></th>
<th class="th"><div>Other reserves [member]</div></th>
<th class="th"><div>Total common equity [member]</div></th>
<th class="th"><div>Preferred shares and other equity instruments [member]</div></th>
<th class="th"><div>Total common and preferred equity [member]</div></th>
<th class="th"><div>Non-controlling interests [member]</div></th>
<th class="th">
<div>Foreign currency translation [member] </div>
<div>Accumulated other comprehensive income (loss) [member]</div>
</th>
<th class="th">
<div>Debt Instruments Fair Value Other Comprehensive Income [member] </div>
<div>Accumulated other comprehensive income (loss) [member]</div>
</th>
<th class="th">
<div>Equity Instruments Fair Value Other Comprehensive Income [member] </div>
<div>Accumulated other comprehensive income (loss) [member]</div>
</th>
<th class="th">
<div>Cash flow hedging reserve [member] </div>
<div>Accumulated other comprehensive income (loss) [member]</div>
</th>
<th class="th">
<div>Other [member] </div>
<div>Accumulated other comprehensive income (loss) [member]</div>
</th>
<th class="th"><sup>[2]</sup></th>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Beginning Balance at Oct. 31, 2023</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 78,571<span></span>
</td>
<td class="nump">$ 20,109<span></span>
</td>
<td colspan="2" class="nump">$ 55,673<span></span>
</td>
<td class="num">$ (84)<span></span>
</td>
<td class="nump">$ 68,767<span></span>
</td>
<td class="nump">$ 8,075<span></span>
</td>
<td class="nump">$ 76,842<span></span>
</td>
<td class="nump">$ 1,729<span></span>
</td>
<td class="num">$ (1,755)<span></span>
</td>
<td class="num">$ (1,104)<span></span>
</td>
<td class="nump">$ 14<span></span>
</td>
<td class="num">$ (4,545)<span></span>
</td>
<td colspan="2" class="nump">$ 459<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_StatementLineItems', window );"><strong>Statement [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,892<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="nump">7,286<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7,286<span></span>
</td>
<td class="nump">472<span></span>
</td>
<td class="nump">7,758<span></span>
</td>
<td class="nump">134<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncome', window );">Other comprehensive income (loss)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">712<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">784<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">784<span></span>
</td>
<td class="num">(72)<span></span>
</td>
<td class="num">(1,804)<span></span>
</td>
<td class="nump">613<span></span>
</td>
<td class="nump">325<span></span>
</td>
<td class="nump">2,348<span></span>
</td>
<td colspan="2" class="num">(698)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">Total comprehensive income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,604<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="nump">7,286<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8,070<span></span>
</td>
<td class="nump">472<span></span>
</td>
<td class="nump">8,542<span></span>
</td>
<td class="nump">62<span></span>
</td>
<td class="num">(1,804)<span></span>
</td>
<td class="nump">613<span></span>
</td>
<td class="nump">325<span></span>
</td>
<td class="nump">2,348<span></span>
</td>
<td colspan="2" class="num">(698)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IssueOfEquity', window );">Shares/instruments issued</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,945<span></span>
</td>
<td class="nump">1,945<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="num">(4)<span></span>
</td>
<td class="nump">1,941<span></span>
</td>
<td class="nump">1,004<span></span>
</td>
<td class="nump">2,945<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ShareRepurchasedOrRedeemed', window );">Shares repurchased/redeemed</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(300)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(300)<span></span>
</td>
<td class="num">(300)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaid', window );">Dividends and distributions paid to equity holders</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5,758)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="num">(5,198)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(5,198)<span></span>
</td>
<td class="num">(472)<span></span>
</td>
<td class="num">(5,670)<span></span>
</td>
<td class="num">(88)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions', window );">Share-based payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="nump">13<span></span>
</td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="num">(10)<span></span>
</td>
<td class="nump">7<span></span>
</td>
<td class="num">(3)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(3)<span></span>
</td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Ending Balance at Oct. 31, 2024</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">84,076<span></span>
</td>
<td class="nump">22,054<span></span>
</td>
<td colspan="2" class="nump">57,751<span></span>
</td>
<td class="num">(68)<span></span>
</td>
<td class="nump">73,590<span></span>
</td>
<td class="nump">8,779<span></span>
</td>
<td class="nump">82,369<span></span>
</td>
<td class="nump">1,707<span></span>
</td>
<td class="num">(3,559)<span></span>
</td>
<td class="num">(491)<span></span>
</td>
<td class="nump">339<span></span>
</td>
<td class="num">(2,197)<span></span>
</td>
<td colspan="2" class="num">(239)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_StatementLineItems', window );"><strong>Statement [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,758<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="nump">7,283<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7,283<span></span>
</td>
<td class="nump">506<span></span>
</td>
<td class="nump">7,789<span></span>
</td>
<td class="num">(31)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherComprehensiveIncome', window );">Other comprehensive income (loss)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,397<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,321<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,321<span></span>
</td>
<td class="nump">76<span></span>
</td>
<td class="nump">708<span></span>
</td>
<td class="nump">533<span></span>
</td>
<td class="nump">59<span></span>
</td>
<td class="nump">1,057<span></span>
</td>
<td colspan="2" class="num">(36)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">Total comprehensive income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,155<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="nump">7,283<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">9,604<span></span>
</td>
<td class="nump">506<span></span>
</td>
<td class="nump">10,110<span></span>
</td>
<td class="nump">45<span></span>
</td>
<td class="nump">708<span></span>
</td>
<td class="nump">533<span></span>
</td>
<td class="nump">59<span></span>
</td>
<td class="nump">1,057<span></span>
</td>
<td colspan="2" class="num">(36)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IssueOfEquity', window );">Shares/instruments issued</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,044<span></span>
</td>
<td class="nump">210<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="num">(14)<span></span>
</td>
<td class="nump">196<span></span>
</td>
<td class="nump">2,848<span></span>
</td>
<td class="nump">3,044<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ShareRepurchasedOrRedeemed', window );">Shares repurchased/redeemed</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,601)<span></span>
</td>
<td class="num">(197)<span></span>
</td>
<td colspan="2" class="num">(716)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(913)<span></span>
</td>
<td class="num">(1,688)<span></span>
</td>
<td class="num">(2,601)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaid', window );">Dividends and distributions paid to equity holders</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5,957)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="num">(5,369)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(5,369)<span></span>
</td>
<td class="num">(506)<span></span>
</td>
<td class="num">(5,875)<span></span>
</td>
<td class="num">(82)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions', window );">Share-based payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">15<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
<td class="nump">15<span></span>
</td>
<td class="nump">15<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">15<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughAppropriationOfRetainedEarnings', window );">Capital Notes</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="num">(22)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="num">(22)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(22)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(22)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(123)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="num">(11)<span></span>
</td>
<td class="num">(163)<span></span>
</td>
<td class="num">(174)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(174)<span></span>
</td>
<td class="nump">51<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td colspan="2" class="text">&#160;<span></span>
</td>
</tr>
<tr class="rc">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Ending Balance at Oct. 31, 2025</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 88,587<span></span>
</td>
<td class="nump">$ 22,067<span></span>
</td>
<td colspan="2" class="nump">$ 58,916<span></span>
</td>
<td class="num">$ (230)<span></span>
</td>
<td class="nump">$ 76,927<span></span>
</td>
<td class="nump">$ 9,939<span></span>
</td>
<td class="nump">$ 86,866<span></span>
</td>
<td class="nump">$ 1,721<span></span>
</td>
<td class="num">$ (2,851)<span></span>
</td>
<td class="nump">$ 42<span></span>
</td>
<td class="nump">$ 398<span></span>
</td>
<td class="num">$ (1,140)<span></span>
</td>
<td colspan="2" class="num">$ (275)<span></span>
</td>
</tr>
<tr><td colspan="16"></td></tr>
<tr><td colspan="16"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Includes undistributed retained earnings of $76 (2024 &#8211; $74) related to a foreign associated corporation, which is subject to local regulatory restriction.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Includes Share from associates, Employee benefits, Own credit risk, and Insurance contracts.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Represents amounts on account of share-based payments (refer to Note 25).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Refer to Note 23 (b) for further details on the redemption of the equity instrument.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ShareRepurchasedOrRedeemed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share repurchased or redeemed.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ShareRepurchasedOrRedeemed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_StatementLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Statement [Line Items].</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_StatementLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of change in equity resulting from transactions and other events, other than those changes resulting from transactions with owners in their capacity as owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause ix<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_ix&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends recognised as distributions to owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 107<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_107&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughAppropriationOfRetainedEarnings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from the appropriation of retained earnings. [Refer: Retained earnings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughAppropriationOfRetainedEarnings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from share-based payment transactions. [Refer: Equity]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from changes that the entity does not separately disclose in the same statement or note. [Refer: Equity]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughTransfersAndOtherChangesEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IssueOfEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase in equity through the issue of equity instruments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IssueOfEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income and expense (including reclassification adjustments) that is not recognised in profit or loss as required or permitted by IFRSs. [Refer: IFRSs [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_viii&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 18<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_18_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 17<br> -IssueDate 2024-01-01<br> -Paragraph 113<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=17&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_113_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLoss</td>
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<td>ifrs-full_</td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Consolidated Statement of Changes in Equity (Parenthetical) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfRestatementAbstract', window );"><strong>Disclosure Of Restatement [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_UndistributedRetainedEarningsInForeignAssociates', window );">Undistributed retained earnings</a></td>
<td class="nump">$ 76<span></span>
</td>
<td class="nump">$ 74<span></span>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfRestatementAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure Of Restatement [Abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfRestatementAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_UndistributedRetainedEarningsInForeignAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Undistributed Retained Earnings in Foreign Associates</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_UndistributedRetainedEarningsInForeignAssociates</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Consolidated Statement of Cash Flows - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract', window );"><strong>Cash flows from operating activities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 7,758<span></span>
</td>
<td class="nump">$ 7,892<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForReconcileProfitLossAbstract', window );"><strong>Adjustment for:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(21,522)<span></span>
</td>
<td class="num">(19,252)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense', window );">Depreciation and amortization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,604<span></span>
</td>
<td class="nump">1,760<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,714<span></span>
</td>
<td class="nump">4,051<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdjustmentForImpairmentOfInvestmentInAssociates', window );">Impairment on investments in associates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">343<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForSharebasedPayments', window );">Equity-settled share-based payment expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">15<span></span>
</td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdjustmentsForGainLossOnSaleOfInvestmentSecurities', window );">Net gain on sale of investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(71)<span></span>
</td>
<td class="num">(48)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates', window );">Net (gain)/loss on divestitures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,386<span></span>
</td>
<td class="nump">136<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdjustmentsForNetChangesInInvestmentsJointVenturesAndAssociates', window );">Net income from investments in associated corporations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(608)<span></span>
</td>
<td class="num">(198)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForIncomeTaxExpense', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,751<span></span>
</td>
<td class="nump">2,032<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ChangeInOperatingAssetsAndLiabilitiesAbstract', window );"><strong>Changes in operating assets and liabilities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdjustmentsForIncreaseDecreaseInTradingAssets', window );">Trading assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(20,462)<span></span>
</td>
<td class="num">(11,370)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed', window );">Securities purchased under resale agreements and securities borrowed</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4)<span></span>
</td>
<td class="nump">108<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdjustmentsForDecreaseIncreaseInLoansNetOfSecuritizations', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(6,591)<span></span>
</td>
<td class="num">(17,712)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForIncreaseDecreaseInDeposits', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">19,533<span></span>
</td>
<td class="num">(816)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,721<span></span>
</td>
<td class="num">(1,690)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLent', window );">Obligations related to securities sold under repurchase agreements and securities lent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4,048)<span></span>
</td>
<td class="nump">28,753<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdjustmentsForIncreaseDecreaseInNetDerivativeFinancialInstruments', window );">Net derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,490<span></span>
</td>
<td class="nump">4,159<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherAdjustmentsToReconcileProfitLoss', window );">Other, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5,568)<span></span>
</td>
<td class="nump">457<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestReceivedClassifiedAsOperatingActivities', window );">Interest and dividends received</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">58,086<span></span>
</td>
<td class="nump">61,292<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestPaidClassifiedAsOperatingActivities', window );">Interest paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(37,197)<span></span>
</td>
<td class="num">(42,273)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities', window );">Income tax paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3,580)<span></span>
</td>
<td class="num">(1,985)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInOperatingActivities', window );">Net cash from/(used in) operating activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,407<span></span>
</td>
<td class="nump">15,652<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract', window );"><strong>Cash flows from investing activities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInDecreaseIncreaseInShorttermDepositsAndInvestments', window );">Interest-bearing deposits with financial institutions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(344)<span></span>
</td>
<td class="nump">25,557<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PurchaseOfInvestmentSecuritiesClassifiedAsInvestingActivities', window );">Purchase of investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(70,096)<span></span>
</td>
<td class="num">(108,281)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SalesOrMaturitiesOfInvestmentSecuritiesIncludingInvestmentsAccountedForUsingEquityMethodOfAccounting', window );">Proceeds from sale and maturity of investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">75,455<span></span>
</td>
<td class="nump">76,794<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashFlowsFromAcquisitionOrSaleOfSubsidiaryAssociatesCorporationOrBusinessUnitNetOfCashAcquired', window );">Acquisition/divestiture of subsidiaries, associated corporations or business units, net of cash acquired</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,637)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PurchaseOrSaleOfPropertyPlantOrEquipmentIncludingInvestmentProperty', window );">Property and equipment, net of disposals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(347)<span></span>
</td>
<td class="num">(489)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities', window );">Other, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(463)<span></span>
</td>
<td class="num">(1,031)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInInvestingActivities', window );">Net cash from/(used in) investing activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,568<span></span>
</td>
<td class="num">(7,450)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract', window );"><strong>Cash flows from financing activities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities', window );">Proceeds from issue of subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepaymentsOfSubordinatedLiabilities', window );">Redemption of subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(250)<span></span>
</td>
<td class="num">(3,250)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProceedsFromIssueOfPreferenceSharesAndOtherEquityInstrumentsIssued', window );">Proceeds from preferred shares and other equity instruments issued</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,848<span></span>
</td>
<td class="nump">1,004<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_RedemptionOfPreferredSharesAndOtherEquityInstruments', window );">Redemption of preferred shares and other equity instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,688)<span></span>
</td>
<td class="num">(300)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProceedsFromIssueOfOrdinaryShares', window );">Proceeds from common shares issued</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">210<span></span>
</td>
<td class="nump">1,945<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PaymentsToAcquireEntitysOrdinarySharesForCancellation', window );">Common shares purchased for cancellation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(895)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidClassifiedAsFinancingActivities', window );">Cash dividends and distributions paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5,875)<span></span>
</td>
<td class="num">(5,670)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities', window );">Distributions to non-controlling interests</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(82)<span></span>
</td>
<td class="num">(88)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities', window );">Payment of lease liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(298)<span></span>
</td>
<td class="num">(303)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsFinancingActivities', window );">Other, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(278)<span></span>
</td>
<td class="num">(3,176)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashFlowsFromUsedInFinancingActivities', window );">Net cash from/(used in) financing activities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(6,308)<span></span>
</td>
<td class="num">(8,838)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents', window );">Effect of exchange rate changes on cash and cash equivalents</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">183<span></span>
</td>
<td class="num">(131)<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents', window );">Net change in cash and cash equivalents</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">850<span></span>
</td>
<td class="num">(767)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">Cash and cash equivalents at beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">9,406<span></span>
</td>
<td class="nump">10,173<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">Cash and cash equivalents at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 10,256<span></span>
</td>
<td class="nump">$ 9,406<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Represents cash and non-interest-bearing deposits with financial institutions (refer to Note 5).</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AdjustmentForImpairmentOfInvestmentInAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustment for impairment of investment in associates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AdjustmentForImpairmentOfInvestmentInAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AdjustmentsForDecreaseIncreaseInLoansNetOfSecuritizations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for decrease increase in loans net of securitizations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AdjustmentsForDecreaseIncreaseInLoansNetOfSecuritizations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AdjustmentsForGainLossOnSaleOfInvestmentSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for Gain Loss on Sale of Investment Securities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AdjustmentsForGainLossOnSaleOfInvestmentSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AdjustmentsForIncreaseDecreaseInNetDerivativeFinancialInstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for Increase Decrease in Net Derivative Financial Instruments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AdjustmentsForIncreaseDecreaseInNetDerivativeFinancialInstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldShort">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase decrease in obligations related to securities sold short.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldShort</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase decrease in obligations related to securities sold under repurchase agreements and securities lent.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AdjustmentsForIncreaseDecreaseInObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AdjustmentsForIncreaseDecreaseInTradingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for Increase Decrease in Trading Assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AdjustmentsForIncreaseDecreaseInTradingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AdjustmentsForNetChangesInInvestmentsJointVenturesAndAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for net changes in investments in joint ventures and associates to reconcile profit (loss) to net cash flow from (used in) operating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AdjustmentsForNetChangesInInvestmentsJointVenturesAndAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CashFlowsFromAcquisitionOrSaleOfSubsidiaryAssociatesCorporationOrBusinessUnitNetOfCashAcquired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash flows from acquisition or sale of subsidiary, associates corporation or business unit, net of cash acquired.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CashFlowsFromAcquisitionOrSaleOfSubsidiaryAssociatesCorporationOrBusinessUnitNetOfCashAcquired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ChangeInOperatingAssetsAndLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Change in Operating Assets and Liabilities [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ChangeInOperatingAssetsAndLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PaymentsToAcquireEntitysOrdinarySharesForCancellation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow to acquire entity's ordinary shares for cancellation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PaymentsToAcquireEntitysOrdinarySharesForCancellation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ProceedsFromIssueOfPreferenceSharesAndOtherEquityInstrumentsIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Proceeds from issue of preference shares and other equity instruments issued.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ProceedsFromIssueOfPreferenceSharesAndOtherEquityInstrumentsIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PurchaseOfInvestmentSecuritiesClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for the purchase of Investment securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PurchaseOfInvestmentSecuritiesClassifiedAsInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PurchaseOrSaleOfPropertyPlantOrEquipmentIncludingInvestmentProperty">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Purchase or sale of property, plant or equipment including investment property.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PurchaseOrSaleOfPropertyPlantOrEquipmentIncludingInvestmentProperty</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_RedemptionOfPreferredSharesAndOtherEquityInstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Redemption of preferred shares and other equity instruments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_RedemptionOfPreferredSharesAndOtherEquityInstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_SalesOrMaturitiesOfInvestmentSecuritiesIncludingInvestmentsAccountedForUsingEquityMethodOfAccounting">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sales or maturities of investment securities including investments accounted for using equity method of accounting.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SalesOrMaturitiesOfInvestmentSecuritiesIncludingInvestmentsAccountedForUsingEquityMethodOfAccounting</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for decrease (increase) in reverse repurchase agreements and cash collateral on securities borrowed to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Reverse repurchase agreements and cash collateral on securities borrowed; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForDecreaseIncreaseInReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for depreciation and amortisation expense to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Depreciation and amortisation expense; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForDepreciationAndAmortisationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for gain (loss) on disposals investments in subsidiaries, joint ventures and associates to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Total for all associates [member]; Total for all joint ventures [member]; Total for all subsidiaries [member]; Investments in subsidiaries, joint ventures and associates reported in separate financial statements; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForGainLossOnDisposalOfInvestmentsInSubsidiariesJointVenturesAndAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for impairment loss (reversal of impairment loss) recognised in profit or loss to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Impairment loss (reversal of impairment loss) recognised in profit or loss]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForImpairmentLossReversalOfImpairmentLossRecognisedInProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForIncomeTaxExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for income tax expense to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForIncomeTaxExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForIncreaseDecreaseInDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for increase (decrease) in deposit liabilities to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Deposit liabilities; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForIncreaseDecreaseInDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForReconcileProfitLossAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForReconcileProfitLossAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForSharebasedPayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments for share-based payments to reconcile profit (loss) to net cash flow from (used in) operating activities. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForSharebasedPayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of cash on hand and demand deposits, along with short-term, highly liquid investments that are readily convertible to known amounts of cash and that are subject to an insignificant risk of changes in value. [Refer: Cash; Cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_a&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInDecreaseIncreaseInShorttermDepositsAndInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow (outflow) due to a decrease (increase) in short-term deposits and investments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInDecreaseIncreaseInShorttermDepositsAndInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash flows from (used in) financing activities, which are activities that result in changes in the size and composition of the contributed equity and borrowings of the entity, from continuing and discontinued operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 50<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_50_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInFinancingActivitiesAbstract</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash flows from (used in) investing activities, which are the acquisition and disposal of long-term assets and other investments not included in cash equivalents, from continuing and discontinued operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 50<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_50_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInInvestingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInInvestingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash flows from (used in) operating activities, which are the principal revenue-producing activities of the entity and other activities that are not investing or financing activities, from continuing and discontinued operations. [Refer: Revenue]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 50<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_50_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashFlowsFromUsedInOperatingActivitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidClassifiedAsFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for dividends paid by the entity, classified as financing activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 31<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_31&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidClassifiedAsFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for dividends paid to non-controlling interests, classified as financing activities. [Refer: Non-controlling interests; Dividends paid to non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidToNoncontrollingInterestsClassifiedAsFinancingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The effect of exchange rate changes on cash and cash equivalents held or due in a foreign currency. [Refer: Cash and cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EffectOfExchangeRateChangesOnCashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash flows from income taxes paid or refunded, classified as operating activities. [Refer: Income taxes paid (refund)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 14<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_14_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxesPaidRefundClassifiedAsOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseInCashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in cash and cash equivalents after the effect of exchange rate changes on cash and cash equivalents held in foreign currencies. [Refer: Cash and cash equivalents; Effect of exchange rate changes on cash and cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInCashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestPaidClassifiedAsOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for interest paid, classified as operating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 31<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_31&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestPaidClassifiedAsOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestReceivedClassifiedAsOperatingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from interest received, classified as operating activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 31<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_31&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestReceivedClassifiedAsOperatingActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense arising from interest. [Refer: Interest expense; Interest income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments to reconcile profit (loss) to net cash flow from (used in) operating activities that the entity does not separately disclose in the same statement or note. [Refer: Adjustments to reconcile profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Inflows (outflows) of cash, classified as financing activities, that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 21<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_21&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsFinancingActivities</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Inflows (outflows) of cash, classified as investing activities, that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 21<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_21&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherInflowsOutflowsOfCashClassifiedAsInvestingActivities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for payment of lease liabilities, classified as financing activities. [Refer: Lease liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PaymentsOfLeaseLiabilitiesClassifiedAsFinancingActivities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromIssueOfOrdinaryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the issuing of ordinary shares. [Refer: Ordinary shares [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromIssueOfOrdinaryShares</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash inflow from the issuing of subordinated liabilities. [Refer: Subordinated liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProceedsFromIssueOfSubordinatedLiabilities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 18<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_18_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 17<br> -IssueDate 2024-01-01<br> -Paragraph 113<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=17&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_113_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLoss</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>credit</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RepaymentsOfSubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cash outflow for repayments of subordinated liabilities. [Refer: Subordinated liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RepaymentsOfSubordinatedLiabilities</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>IFRS 7 Market and Liquidity Risk Disclosures<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TextBlockAbstract', window );"><strong>Text Block [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialInstrumentsDisclosuresUnderIFRS7Explanatory', window );">IFRS 7 Market and Liquidity Risk Disclosures</a></td>
<td class="text"><div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#ededed;padding-top:2pt;padding-bottom:3pt"> <div style="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:8pt; font-family:arial">The grey shaded text and tables marked with an asterisk (*) in the following sections of Management&#8217;s Discussion and Analysis (MD&amp;A) form an integral part of the Bank&#8217;s 2025 Consolidated Financial Statements. These disclosures are presented in accordance with IFRS 7, Financial Instruments: Disclosures, which permits specific risk information to be disclosed in the MD&amp;A and incorporated by cross-reference in the financial statements. These sections provide discussion on the Bank&#8217;s risk management framework to monitor, evaluate, measure and manage credit, market and liquidity risk. As such, these shaded sections should be read in conjunction with the 2025 Consolidated Financial Statements. </div> </div>
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<td style="padding-bottom:4pt ;vertical-align:bottom;background-color:#ededed"><div id="tx937872_30" style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial;font-weight:bold">Market Risk</div><div style="font-size: 4pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Market risk is the risk of loss from changes in market prices and rates (including interest rates, credit spreads, equity prices, foreign exchange rates and commodity prices), the correlations between them, and their levels of volatility. Market risk includes trading risk, investment risk, structural interest rate risk and structural foreign exchange risk.</div><div style="margin-top: 0px; margin-bottom: 1pt; border-bottom: 1px solid rgb(178, 178, 178);">&#160;</div></td></tr></table>
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<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); width: 100%;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Market risk governance</div></td></tr>
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<td style="vertical-align: top; background-color: rgb(237, 237, 237); width: 100%;"><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Overview</div></div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The Board of Directors reviews and approves market risk policies and limits annually. The Bank&#8217;s Asset-Liability Committee (ALCO), Treasury Risk Committee (TRC) and Market Risk Management and Policy Committee (MRMPC) oversee the application of the framework set by the Board, and monitor the Bank&#8217;s market risk exposures and the activities that give rise to these exposures. The MRMPC and TRC establish specific operating policies and sets limits at the product, portfolio, business unit and business line levels, and for the Bank in total. Limits are reviewed at least annually.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Global Risk Management provides independent oversight of all significant market risks, supporting the MRMPC, TRC and ALCO with analysis, risk measurement, monitoring, reporting, proposals for standards and support for new product development. To ensure compliance with policies and limits, market risk exposures are independently monitored on a continuing basis, either by Global Risk Management or the back offices. They provide senior management, business units, the ALCO, TRC, and the MRMPC with a series of reports on market risk exposures by business line and risk type.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Market risk is also managed through the use of a variety of hedging instruments, including derivatives and securities. These instruments are approved for trading by Global Risk Management and the effectiveness of hedging activity is captured through limits on net exposure to risk factors.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The Bank uses a variety of metrics and models to measure and control market risk exposures. These measurements are selected based on an assessment of the nature of risks in a particular activity. The principal measurement techniques applied to market risk exposure are Value at Risk (VaR), stress testing, and sensitivity analysis. The use and attributes of each of these techniques are noted in the Risk Measurement Summary.</div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk measurement summary</div></div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Value at risk (VaR)</div></div></div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">VaR is a statistical method of measuring potential loss due to market risk based upon a common confidence interval and time ho<div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">rizon. </div>The Bank calculates VaR daily using a <div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">99</div>% confidence level, and a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"><div style="display:inline;">one-day</div></div> <div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">holding period for its trading portfolios. This means that once in every 100 days, the trading positions are expected to lose more than the VaR estimate. The Bank calculates VaR using historical simulation based on 300 days of market data. Effective November 1, 2024, credit spread VaR also captures issuer-specific credit spread volatility which was previously included in debt specific VaR.</div></div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div></td></tr></table>
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<td style="vertical-align: top; background-color: rgb(237, 237, 237); width: 100%;"><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">All material risk factors are captured in VaR. Where historical data is not available, proxies are used to establish the relevant volatility for VaR until sufficient data is available. Changes in VaR between reporting periods are generally due to changes in positions, volatilities and/or correlations between asset classes. Backtesting is also an important and necessary part of the VaR process. The Bank backtests the actual trading profit and loss against the VaR result to validate the quality and accuracy of the Bank&#8217;s VaR model. The Board reviews VaR results quarterly.</div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Stress testing</div></div></div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">A limitation of VaR is that it only reflects the recent history of market volatility. To complement this measure, stress testing examines the impact that abnormally large changes in market factors and periods of prolonged inactivity might have on trading portfolios. Stress testing scenarios are designed to include large shifts in risk factors as well as historical and theoretical multi risk market events. Historical scenarios capture severe movements over periods that are significantly longer than the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">one-day</div> holding period captured in VaR, such as the Silicon Valley Bank Crisis Scenario, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">COVID-19</div> Scenario or the 2008 Financial Crisis Scenario. Stress testing is a dynamic tool which provides management with information on potential losses due to tail events.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The Bank subjects its trading portfolios to a series of daily stress tests. 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These measures apply across product types and geographies and are used for limit monitoring and management reporting.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">In <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> portfolios, sensitivity analysis assesses the effect of changes in interest rates on current earnings and on the economic value of equity. It is applied globally to each of the major currencies within the Bank&#8217;s operations. The Bank&#8217;s sensitivity analysis for limit and disclosure purposes is measured through positive and negative parallel shifts in the underlying interest rate curves. 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Validation is conducted when the model is initially developed and when any significant changes are made to the model. The models are also subject to ongoing validation, the frequency of which is determined by model risk ratings. Models may also be triggered for earlier revalidation when there have been significant structural changes in the market or changes to the composition of the portfolio. 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<td style="vertical-align:bottom;background-color:#ededed"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-trading</div> market risk</div></td></tr>
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<td style="vertical-align:top;background-color:#ededed"><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Funding and investment activities</div></div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Market risk arising from the Bank&#8217;s funding and investment activities is identified, managed and controlled through the Bank&#8217;s asset-liability management processes. The Asset-Liability Committee meets monthly to review risks and opportunities, and evaluate performance including the effectiveness of hedging strategies.</div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Interest rate risk</div></div></div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk arising from the Bank&#8217;s lending, funding and investment activities is managed in accordance with Board-approved policies and global limits, which are designed to control the risk to net interest income and economic value of equity. The net interest income (NII) sensitivity measures the effect of a specified change in interest rates on the Bank&#8217;s annual net interest income over the next twelve months, while the economic value of equity (EVE) sensitivity measures the impact of a specified change in interest rates on the present value of the Bank&#8217;s net assets. Limits for both measurements are set according to the documented risk appetite of the Bank. Board-level limit utilization is reported to both the Asset-Liability Committee and the Board on a regular basis. Any limit exceptions are reported according to the Limit Monitoring and Compliance Policy of the Bank.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div></td></tr></table>
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<td style="vertical-align:top;background-color:#ededed"><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The net interest income and the economic value of equity result from the differences between yields earned on the Bank&#8217;s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> assets and interest expense paid on its liabilities. Net interest income and economic value of equity sensitivities measure the risk to the Bank&#8217;s earnings and capital arising from adverse movements in interest rates that affect the Bank&#8217;s banking book position. The Bank&#8217;s banking book position reflects the mismatch of the maturity and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-pricing</div> characteristics between the assets and liabilities and optional elements embedded in the Bank&#8217;s structural balance sheet (e.g. mortgage prepayment). The mismatch and embedded optional elements are inherent in the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> operations of the Bank and exposes it to changes of interest rates. The Asset-Liability Committee provides strategic direction for the management of structural interest rate risk within the risk appetite framework authorized by the Board of Directors. The asset/liability management strategy is executed by Group Treasury with the objective of protecting net interest income within established risk tolerances.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div></td></tr></table>
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<td style="vertical-align:bottom;background-color:#ededed"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">Table T50 shows the pro-forma pre-tax impact on the Bank&#8217;s net interest income over the next twelve months and economic value of equity of an immediate and sustained 100 basis points parallel increase and decrease in interest rate across major currencies as defined by the Bank. The interest rate sensitivities tabulated are based on models that consider a number of inputs and are on a constant balance sheet. There are no assumptions made for management actions that may mitigate risk. Based on the Bank&#8217;s interest rate positions as at October 31, 2025, an immediate and sustained 100 basis point increase in interest rates across all major currencies and maturities would increase pre-tax net interest income by approximately $</div><div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">236</div> million over the next 12 months, assuming no further management actions. During fiscal 2025, this measure ranged between increase of $<div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">102</div> million and increase of $<div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">236</div> million.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div></td></tr></table> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td colspan="22" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="10" style="vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Economic Value of Equity</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="10" style="vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Net Interest Income</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" rowspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Economic<br/> Value&#160;of<br/> Equity</div></td>
<td rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" rowspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net<br/> Interest<br/> Income</div></td>
<td rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Canadian<br/> dollar</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Other<br/> currencies</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Canadian<br/> dollar</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Other<br/> currencies</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Pre-tax</div> impact of</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">100bp increase in rates</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-trading</div> risk</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(616</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(952</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(1,568</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;247</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(11</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;236</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(1,338</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(21</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">100bp decrease in rates</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-trading</div> risk</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">530</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">671</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,201</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(224</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(21</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(245</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">780</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">(31</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">)&#160;</td></tr></table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:94%"></td></tr>
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<td style="vertical-align:bottom;background-color:#ededed"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Foreign currency risk</div></div></div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk in the Bank&#8217;s unhedged funding and investment activities arises primarily from the Bank&#8217;s net investments in foreign operations as well as foreign currency earnings in its domestic and remitting foreign branch operations.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The Bank&#8217;s foreign currency exposure to its net investments in foreign operations is controlled by a Board-approved limit. This limit considers factors such as potential volatility to shareholders&#8217; equity as well as the potential impact on capital ratios from foreign exchange fluctuations. On a monthly basis, the Asset-Liability Committee reviews the Bank&#8217;s foreign currency net investment exposures and determines the appropriate hedging strategies. These may include funding the investments in the same currency or using other financial instruments, including derivatives.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency translation gains and losses from net investments in foreign operations, net of related hedging activities and tax effects, are recorded in accumulated other comprehensive income within shareholders&#8217; equity. However, the Bank&#8217;s regulatory capital ratios are not materially affected by these foreign exchange fluctuations because the risk-weighted assets of the foreign operations tend to move in a similar direction.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">The Bank is also subject to foreign currency translation risk on the earnings of its domestic and remitting foreign branch operations. The Bank forecasts foreign currency revenues and expenses, over a number of future fiscal quarters. The Asset-Liability Committee also assesses</div></td></tr></table> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
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<td style="vertical-align:bottom;background-color:#ededed"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">economic data trends and forecasts to determine if some or all of the estimated future foreign currency revenues and expenses should be hedged. Hedging instruments normally include foreign currency spot and forward contracts, as well as foreign currency options and swaps. Certain of these economic hedges may not qualify for hedge accounting resulting in a potential for a mismatch in the timing of the recognition of economic hedge gains/losses and the underlying foreign earnings translation gains/losses. 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<td style="vertical-align:bottom;background-color:#ededed"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Market risk arising from the Bank&#8217;s trading activities is managed in accordance with Board-approved policies, and aggregate VaR and stress testing limits. Trading portfolios are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">marked-to-market</div></div> in accordance with the Bank&#8217;s valuation policies. Positions are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">marked-to-market</div></div> daily and valuations are independently reviewed by GRM or finance units on a regular basis. These units also provide profit and loss reporting, as well as VaR and limit compliance reporting to business unit management and executive management for evaluation and action as appropriate. The quality of the Bank&#8217;s VaR is validated by regular backtesting analysis, in which the VaR is compared to both theoretical profit and loss results based on fixed end of day positions and actual reported profit and loss. A VaR at the <div style="letter-spacing: 0px; top: 0px;display:inline;">99</div>% confidence interval is an indication of a <div style="letter-spacing: 0px; top: 0px;display:inline;">1</div>% probability that losses will exceed the VaR if positions remain unchanged during the next business day. Trading positions are however managed dynamically and, as a result, actual profit/loss backtesting exceptions are uncommon. Aging reports are used to monitor the frequency of turnover of trading portfolio inventory.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Value at Risk (VaR) is a key measure of market risk in the Bank&#8217;s trading activities. In fiscal 2025, the total VaR for trading activities averaged $<div style="letter-spacing: 0px; top: 0px;display:inline;">13.6</div> million, compared to $<div style="letter-spacing: 0px; top: 0px;display:inline;">14.9</div>&#160;million in 2024. The change was mainly driven by lower equity and foreign exchange risk.</div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div></td></tr></table> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="padding-bottom:4pt ;vertical-align:top"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">T51</div>&#8194;Market risk measures*</div></div></td>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="14" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
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<td colspan="14" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">($ millions)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Year&#160;end</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
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<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Avg</div></div></div></td>
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<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">High</div></div></div></td>
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<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Low</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
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<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Year&#160;end</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
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<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Avg</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">High</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Low</div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit Spread plus Interest Rate</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14.3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22.2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.8</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12.5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">34.3</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6.8</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit Spread<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.6</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7.3</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8.4</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.9</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest Rate</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.0</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17.5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12.3</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">26.9</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.8</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equities</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.9</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.4</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10.1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3.0</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign Exchange</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.7</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2.9</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3.2</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9.4</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1.1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commodities</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.2</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2.8</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1.3</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Debt Specific</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3.6</td>
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<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3.4</td>
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<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">4.8</td>
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<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2.3</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Diversification Effect</div></td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(15.0</td>
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<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">n.m.</td>
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<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">n.m.</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">All-Bank</div> VaR</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0; background-color: rgb(237, 237, 237);text-indent: 0px;">
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="padding-bottom: 4pt; vertical-align: top;"><div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">&#160;</div><div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">(1)&#8195;Effective November&#160;1, 2024, credit spread VaR also captures issuer-specific credit spread volatility which was previously included in debt specific VaR.</div></div></div><div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">n.m.&#8201;Not meaningful</div></div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="width:100%"></td> </tr>
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<td style="vertical-align:bottom;background-color:#ededed"> <div id="tx937872_31" style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial;font-weight:bold">Liquidity Risk</div> <div style="font-size:4pt; margin-top:0pt; margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Liquidity risk is the risk that the Bank is unable to meet its financial obligations in a timely manner at reasonable prices. 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Liquidity stress testing has many purposes including:</div> </div> </div> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt;margin-bottom:0pt; display: table-row"> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.062500em; font-family:arial">&#8211;</div> </div> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.437500em; font-family:arial">Helping the Bank understand the potential behavior of various <div style="white-space:nowrap;display:inline;">on-balance</div> sheet and <div style="white-space:nowrap;display:inline;">off-balance</div> sheet positions in circumstances of stress; and</div> </div> </div> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt;margin-bottom:0pt; display: table-row"> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.062500em; font-family:arial">&#8211;</div> </div> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.437500em; font-family:arial">Based on this knowledge, facilitating the development of risk mitigation and contingency plans.</div> </div> </div> <div style="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:arial">The Bank&#8217;s liquidity stress tests consider the effect of changes in funding assumptions, depositor behavior and the market value of liquid assets. The Bank performs industry standard stress tests, the results of which are reviewed at senior levels of the organization and are considered in making liquidity management decisions.</div> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt;margin-bottom:0pt; display: table-row"> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial">&#8226;</div> </div> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial">Contingency planning &#8211; the Bank maintains a liquidity contingency plan that specifies an approach for analyzing and responding to actual and potential liquidity events. The plan outlines an appropriate governance structure for the management and monitoring of liquidity events, processes for effective internal and external communication, and identifies potential counter measures to be considered at various stages of an event. A contingency plan is maintained both at the parent-level as well as for major subsidiaries.</div> </div> </div> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt;margin-bottom:0pt; display: table-row"> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial">&#8226;</div> </div> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial">Funding diversification &#8211; the Bank actively manages the diversification of its deposit liabilities by source, type of depositor, instrument, term and geography.</div> </div> </div> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt;margin-bottom:0pt; display: table-row"> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial">&#8226;</div> </div> <div style="display: table-cell"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial">Core liquidity &#8211; the Bank maintains a pool of highly liquid, unencumbered assets that can be readily sold or pledged to secure borrowings under stressed market conditions or due to Bank-specific events. The Bank also maintains liquid assets to support its <div style="white-space:nowrap;display:inline;">intra-day</div> settlement obligations in payment, depository and clearing systems.</div> </div> </div> <div style="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s foreign operations have liquidity management frameworks that are similar to the Bank&#8217;s framework. 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The maturity profile of the notional amounts of the Bank&#8217;s derivative instruments is summarized in Note 9(b) of the consolidated financial statements.</div> <div style="font-size:6pt; margin-top:0pt; margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color:#b23040;display:inline;">Liquid assets</div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Liquid assets are a key component of liquidity management and the Bank holds these types of assets in sufficient quantity to meet potential needs for liquidity management.</div> <div style="font-size:3pt; margin-top:0pt; margin-bottom:0pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Liquid assets can be used to generate cash either through sale, repurchase transactions or other transactions where these assets can be used as collateral to generate cash, or by allowing the asset to mature. Liquid assets include deposits at central banks, deposits with financial institutions, call and other short-term loans, marketable securities, precious metals and securities received as collateral from securities financing and derivative transactions. Liquid assets do not include borrowing capacity from central bank facilities.</div> <div style="font-size:3pt; margin-top:0pt; margin-bottom:1pt">&#160;</div> </td> </tr> </table>  <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); width: 100%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Funding</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The Bank ensures that its funding sources are well diversified. Funding concentrations are regularly monitored and analyzed by type. The sources of funding are capital, deposits from retail and commercial clients sourced through the Canadian and international branch network, deposits from financial institutions as well as wholesale debt issuances.</div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Capital and personal deposits are key components of the Bank&#8217;s core funding and these amounted to $403 billion as at October&#160;31, 2025 (October 31, 2024 &#8211; $398 billion). <div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">The increase since October 31, 2024 is due to growth in personal deposits of $3 billion and common equity of $</div>1 <div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">billion from earnings<div style="display:inline;">,</div> net of Shareholder Dividend and Share Purchase Plan. The Bank&#8217;s funding is also comprised of commercial deposits, particularly those of an operating or relationship nature. Core funding is augmented by wholesale debt issuances, the longer term (original maturity over 1 year) portion of which amounts to $</div>199 billion (October 31, 2024 &#8211; $206 billion). Longer term wholesale debt issuances include senior notes, mortgage securitizations, asset-backed securities and covered bonds.</div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The Bank operates in many different currencies and countries. From a funding perspective, the most significant currencies are Canadian and U.S. dollars. With respect to the Bank&#8217;s operations outside Canada, there are different funding strategies depending on the nature of the activities in each country. For those countries where the Bank operates a branch banking subsidiary, the strategy is for the subsidiary to be substantially self-funding in its local market. For other subsidiaries or branches outside Canada where local deposit gathering capability is not sufficient, funding is provided through the wholesale funding activities of the Bank.</div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">From an overall funding perspective, the Bank&#8217;s objective is to achieve an appropriate balance between the cost and the stability of funding. 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The funding strategy deployed by wholesale funding centres and the management of associated risks, such as geographic and currency risk, are managed centrally within the framework of policies and limits that are approved by the Board of Directors.</div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">In the normal course, the Bank uses a mix of unsecured and secured wholesale funding instruments across a variety of markets. The choice of instruments and markets is based on a number of factors, including relative cost, market capacity and diversification of funding. Market conditions can change over time, impacting cost and capacity in particular markets or instruments. Changing market conditions can include periods of stress where the availability of funding in particular markets or instruments is constrained. In these circumstances, the Bank would increase its focus on sources of funding in functioning markets and secured funding instruments. Should a period of extreme stress exist such that all wholesale funding sources are constrained, the Bank maintains a pool of liquid assets to mitigate its liquidity risk. This pool includes cash, deposits with central banks and securities.</div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">In Canada, the Bank raises short and longer-term wholesale debt through the issuance of senior unsecured notes. Additional longer-term wholesale debt may be generated through the Bank&#8217;s Canadian Debt and Equity Shelf, the securitization of Canadian insured residential mortgages through CMHC programs (such as Canada Mortgage Bonds), uninsured residential mortgages through the Bank&#8217;s Covered Bond Program, retail credit card receivables through the Trillium Credit Card Trust II program and retail indirect auto loan receivables through the Securitized Term Auto Receivables Trust program. CMHC securitization programs, while included in the Bank&#8217;s view of wholesale debt issuance, do not entail the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">run-off</div> risk that can be experienced in funding raised from capital markets.</div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;">&#160;</div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">Outside of Canada, short-term wholesale debt may be raised through the issuance of negotiable certificates of deposit in the United States, the United Kingdom, and the issuance of commercial paper in the United States. The Bank operates longer-term wholesale debt issuance registered programs in the United States, such as its SEC Registered Debt and Equity Shelf, and non-registered programs, such as the securitization of retail indirect auto loan receivables through the Securitized Term Auto Receivables Trust program and retail credit card receivables through the Trillium Credit Card Trust II program. The Bank may issue through its Covered Bond Program (listed with the U.K. Listing Authority and the Swiss Stock Exchange), in Europe, the United Kingdom, the United States, Australia and Switzerland. 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<td style="vertical-align:bottom;background-color:#ededed"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Contractual maturities and obligations</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The table below provides the maturity of assets and liabilities as well as the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet commitments as at October&#160;31, 2025, based on the contractual maturity date.</div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div> </td> </tr> </table> <div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); padding-bottom: 0.5pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="38" style="text-align: center; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">($&#160;millions)</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Less<br/>than&#160;one<br/>month</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">One to<br/>three<br/>months</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Three<br/>to&#160;six<br/>months</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Six&#160;to<br/>nine<br/>months</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Nine&#160;to<br/>twelve<br/>months</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">One&#160;to&#160;two<br/>years</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Two&#160;to&#160;five<br/>years</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Over&#160;five<br/>years</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">No&#160;specific<br/>maturity</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Assets</div></div></div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Cash and deposits with financial institutions and precious metals</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63,343</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">846</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">226</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8201;&#8199;&#8199;&#8199;&#8201;319</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">315</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8201;5,894</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71,123</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,570</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,275</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,149</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,678</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,065</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,769</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8201;21,163</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,882</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86,672</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">152,223</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Securities purchased under resale agreements and securities borrowed</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158,225</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,010</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,694</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,286</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,092</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">701</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">203,008</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,431</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,499</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,512</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,718</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,569</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,296</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,182</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,324</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; FVOCI</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,733</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,356</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,620</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,552</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,698</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,180</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43,185</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33,408</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">124,130</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; amortized cost</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">479</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">895</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">935</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">485</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,794</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,966</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,107</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,722</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; FVTPL</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,073</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,096</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Loans</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">42,269</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45,303</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">53,987</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63,272</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;50,092</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">162,273</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">225,891</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60,354</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67,604</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771,045</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,392</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,473</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,628</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,766</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,226</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">98,628</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">130,190</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,097</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,791</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div>&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,191</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal loans</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,912</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,488</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,591</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,606</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,517</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,881</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,101</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,610</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,861</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110,567</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Business and government</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,965</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29,342</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,768</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,900</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,349</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50,764</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70,600</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,647</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,370</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div>&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">279,705</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Customers&#8217; liabilities under acceptances</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">177</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other assets</div></div></div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65,987</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65,987</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">271,701</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,836</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">84,108</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">77,488</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68,041</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196,422</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">305,428</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">144,390</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">228,628</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460,042</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-size: 1pt;">
<td style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 1pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr>
<td style="width: 69%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Liabilities and equity</div></div></div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75,799</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;79,361</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;68,686</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;49,395</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;42,403</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">64,578</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75,189</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,097</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">487,771</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">966,279</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,355</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,930</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,913</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,931</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,136</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,151</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,109</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">155</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">173,038</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">301,718</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-personal</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,444</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,431</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48,773</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,464</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26,267</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">42,427</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63,080</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,942</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">314,733</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">664,561</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Financial instruments designated at fair value through profit or loss</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,098</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">932</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,774</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,454</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,335</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,798</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,103</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,671</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,165</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Acceptances</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">178</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold short</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">172</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,750</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,362</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,158</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">456</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,693</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,311</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,091</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,111</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,104</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,015</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,702</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,077</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,506</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,311</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,770</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,011</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,639</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,031</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold under repurchase agreements and securities lent</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">179,305</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,159</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,894</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">546</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">240</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189,144</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,753</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,939</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,692</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other liabilities</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">494</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,167</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,204</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">888</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,857</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,042</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,401</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">42,651</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66,862</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total equity</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">88,587</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">88,587</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities and equity</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">259,615</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">98,219</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81,985</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8201;58,274</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48,639</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8201;84,696</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8201;&#8201;113,656</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;86,838</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;628,120</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">&#8196;&#8199;&#8196;</div>&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460,042</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"><div style="color: rgb(178, 48, 64);display:inline;"><div style="font-weight: bold;display:inline;"><div style="white-space: nowrap;display:inline;">Off-balance</div> sheet commitments</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit commitments<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,347</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,299</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,846</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,043</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,364</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">53,723</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">149,510</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,210</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">280,342</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Guarantees and letters of credit<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86,851</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86,851</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes primarily impaired mortgages. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes primarily overdrafts and impaired loans. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr>
<td style="width: 100%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial narrow; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">(3)&#8194;&#8201;&#8201;Includes the undrawn component of committed credit and liquidity facilities.</div></div></div> <div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">(4)&#8194;&#8201;&#8201;Includes outstanding balances of guarantees, standby letters of credit and commercial letters of credit which may expire undrawn.</div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>  <div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="color: white; line-height: 0pt; visibility: hidden;">
<td style="width: 68%;">&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
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<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
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<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="padding-bottom: 4pt; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">T59</div>&#8194;Contractual maturities*</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); padding-bottom: 0.5pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="38" style="text-align: center; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">($&#160;millions)</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Less<br/> than&#160;one<br/> month</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One to<br/> three<br/> months</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three<br/> to&#160;six<br/> months</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Six&#160;to<br/> nine<br/> months</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Nine&#160;to<br/> twelve<br/> months</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to&#160;two<br/> years</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Two&#160;to&#160;five<br/> years</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;five<br/> years</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"><div style="color: rgb(178, 48, 64);display:inline;"><div style="font-weight: bold;display:inline;">Assets</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Cash and deposits with financial institutions and precious metals</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">59,871</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">600</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">100</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">45</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">53</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">152</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">272</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">221</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">5,086</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">66,400</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,183</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,233</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,782</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,925</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,620</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">8,484</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">21,126</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">22,003</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">61,371</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">129,727</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Securities purchased under resale agreements and securities borrowed</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">165,155</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">19,828</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">10,573</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,722</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,569</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">696</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">200,543</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,545</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">5,929</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,118</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,584</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,844</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6,774</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">9,718</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">10,867</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">44,379</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; FVOCI</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,404</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">7,194</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6,525</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">4,316</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,825</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">19,546</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">46,178</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">27,238</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,162</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">121,388</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; amortized cost</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">16</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">919</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">706</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,136</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">994</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,860</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">4,935</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">18,846</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">29,412</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; FVTPL</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">26</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,004</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,032</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Loans</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">40,996</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">43,071</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">49,443</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">52,476</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">48,186</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">163,815</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">242,835</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">55,047</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">64,960</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">760,829</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">5,215</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">9,719</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">17,163</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">19,002</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">21,784</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">97,508</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">135,961</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">40,720</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,869</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div>&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">350,941</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal loans</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,499</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,470</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,379</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">4,807</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,598</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">12,012</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">25,695</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6,582</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">43,337</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">106,379</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">17,374</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">17,374</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Business and government</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">32,282</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">29,882</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">28,901</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">28,667</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">22,804</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">54,295</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">81,179</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">7,745</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6,916</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div>&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">292,671</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(6,536</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">)&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(6,536</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">)&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Customers&#8217; liabilities under acceptances</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">39</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">57</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">36</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">10</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">148</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other assets</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">57,169</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">57,169</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">275,211</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">80,831</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">74,283</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">66,214</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">61,097</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">200,631</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">325,786</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">134,222</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">193,752</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,412,027</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 1pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr></table> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="color: white; line-height: 0pt; visibility: hidden;">
<td style="width: 69%;">&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"><div style="color: rgb(178, 48, 64);display:inline;"><div style="font-weight: bold;display:inline;">Liabilities and equity</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">88,575</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">77,322</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">68,891</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">57,925</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">43,415</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">64,530</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">76,309</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">24,977</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">441,905</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">943,849</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">16,273</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">23,956</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">24,000</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">22,746</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">19,827</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">19,423</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">12,430</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">138</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">160,028</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">298,821</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-personal</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">72,302</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">53,366</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">44,891</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">35,179</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">23,588</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">45,107</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">63,879</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">24,839</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">281,877</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8196;&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">645,028</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Financial instruments designated at fair value through profit or loss</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">510</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,045</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,132</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,609</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,833</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">5,330</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">8,887</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">14,995</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">36,341</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Acceptances</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">40</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">57</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">36</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">10</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">6</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">149</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold short</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">272</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,988</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,120</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,803</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">816</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,638</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">7,114</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">9,413</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">8,878</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">35,042</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,754</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">4,595</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,429</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,301</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,857</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">7,647</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">11,705</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">17,972</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">51,260</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold under repurchase agreements and securities lent</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">186,240</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,427</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">93</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">437</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">44</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">208</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">190,449</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">251</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,740</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">5,842</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">7,833</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other liabilities</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">533</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">759</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,285</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,267</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">979</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,142</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">6,860</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">8,954</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">39,249</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">63,028</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total equity</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">84,076</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">84,076</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities and equity</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;278,924</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;89,193</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;75,986</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;65,603</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;48,950</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;86,235</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;110,875</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;82,153</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;574,108</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;1,412,027</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"><div style="color: rgb(178, 48, 64);display:inline;"><div style="font-weight: bold;display:inline;"><div style="white-space: nowrap;display:inline;">Off-balance</div> sheet commitments</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit commitments<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,538</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">9,568</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">15,403</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">18,291</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">12,075</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">58,806</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">144,972</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">8,818</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">269,471</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Guarantees and letters of credit<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">64,016</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">64,016</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr></table> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes primarily impaired mortgages. </div></div></div></td></tr></table> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes primarily overdrafts and impaired loans. </div></div></div></td></tr></table> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div> <div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
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<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">(3)&#8194;&#8201;&#8201;Includes the undrawn component of committed credit and liquidity facilities.</div></div></div><div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">(4)&#8194;&#8201;&#8201;Includes outstanding balances of guarantees, standby letters of credit and commercial letters of credit which may expire undrawn.</div></div></div></td></tr></table> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div> <span></span>
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<td id="fin937872_1" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Basis of preparation<br></strong></div></th>
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<td id="fin937872_2" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Debt instruments measured at fair value through other comprehensive income </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Functional and presentation currency </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">These consolidated financial statements are presented in Canadian dollars, which is the Bank&#8217;s functional currency. 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<td style="vertical-align:top;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 3</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 12(e)</div> </td> </tr>
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<td style="vertical-align:top;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 3</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;">Note 30</div> </td> </tr>
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<td id="fin937872_3" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Material Accounting Policies </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The material accounting policies used in the preparation of these consolidated financial statements, including any additional accounting requirements of OSFI, as set out below, have been applied consistently to all periods presented in these consolidated financial statements. </div>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Basis of consolidation </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The consolidated financial statements include the assets, liabilities, financial performance and cash flows of the Bank and all of its subsidiaries, after elimination of intercompany transactions and balances. Subsidiaries are defined as entities controlled by the Bank. The Bank&#8217;s subsidiaries can be classified as entities controlled through voting interests or structured entities. The Bank consolidates a subsidiary from the date it obtains control. For the Bank to control an entity, all three elements of control should be in existence: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">power over the investee; </div> </td> </tr> </table>
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<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">to govern the financial and operating policies of the entity through the size of its holding of voting rights relative to the size and dispersion of holding of the other vote holders and voting patterns at shareholder meetings (i.e., de facto control). </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-controlling</div> interests are presented within equity in the Consolidated Statement of Financial Position separate from equity attributable to equity holders of the Bank. The net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests is presented separately in the Consolidated Statement of Income. Partial sales and incremental purchases of interests in subsidiaries that do not result in a change of control are accounted for as equity transactions with <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest holders. Any difference between the carrying amount of the interest and the transaction amount is recorded as an adjustment to retained earnings. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Structured entities </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Structured entities are designed to accomplish certain well-defined objectives and for which voting or similar rights are not the dominant factor in deciding who controls the entity. 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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Amortized cost; </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Fair value through other comprehensive income (FVOCI); </div> </td> </tr> </table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Fair value through profit or loss (FVTPL); </div> </td> </tr> </table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Elected at fair value through other comprehensive income (Equities only); or </div> </td> </tr> </table>
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<td style="width:4%">&#160;</td>
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<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Designated at FVTPL </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Debt instruments </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Debt instruments, including loans and debt securities, are classified into one of the following measurement categories: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Amortized cost; </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Fair value through other comprehensive income (FVOCI); </div> </td> </tr> </table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Fair value through profit or loss (FVTPL); or </div> </td> </tr> </table>
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<td style="width:4%">&#160;</td>
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<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Designated at FVTPL </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Classification of debt instruments is determined based on: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left">(i)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;">The business model under which the asset is held; and </div> </td> </tr> </table>
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<td style="width:4%;vertical-align:top;text-align:left">(ii)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;">The contractual cash flow characteristics of the instrument. </div> </td> </tr> </table> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top: 1em; margin-bottom: 1em"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Business model assessment </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A business model assessment involves determining how financial assets are managed to generate cash flows. The Bank&#8217;s business model assessment is based on the following categories: </div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:4%">&#160;</td>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Held to collect: The objective of this business model is to hold assets and collect contractual cash flows. Any sales of the asset are incidental to the objective of the model. </div></td></tr></table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Held to collect and for sale: Both collecting contractual cash flows and sales are integral to achieving the objectives of the business model. </div></td></tr></table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Other business model: The business model is neither <div style="white-space:nowrap;display:inline;"><div style="white-space:nowrap;display:inline;">held-to-collect</div></div> nor <div style="white-space:nowrap;display:inline;"><div style="white-space:nowrap;display:inline;">held-to-collect</div></div> and for sale. </div></td></tr></table><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank assesses the business model at a portfolio level reflective of how groups of assets are managed together to achieve a particular business objective. For the assessment of a business model, the Bank takes into consideration the following factors: </div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">How the performance of assets in a portfolio is evaluated and reported to group heads and other key decision makers within the Bank&#8217;s business lines; </div></td></tr></table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">How compensation is determined for the Bank&#8217;s business lines&#8217; management that manages the assets; </div></td></tr></table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">How the business lines&#8217; management is compensated for managing the Bank&#8217;s assets based on the fair value or the contractual cash flows collected; </div></td></tr></table>
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<td style="width:4%">&#160;</td>
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<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Whether the assets are held for trading purposes; </div></td></tr></table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">The risks that affect the performance of assets held within a business model and how those risks are managed; and </div></td></tr></table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">The frequency and volume of sales in prior periods and expectations about future sales activity. </div></td></tr></table><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Contractual cash flow characteristics assessment </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The contractual cash flow characteristics assessment involves assessing the contractual features of an instrument to determine if they give rise to cash flows that are consistent with a basic lending arrangement. 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Principal may change over the life of the instrument due to repayments or amortization of premium/discount. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Interest is defined as the consideration for the time value of money and the credit risk associated with the principal amount outstanding and for other basic lending risks and costs (liquidity risk and administrative costs), and a profit margin. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">If the Bank identifies any contractual features that could significantly modify the cash flows of the instrument such that they are no longer consistent with a basic lending arrangement, the related financial asset is classified and measured at FVTPL. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Debt instruments measured at amortized cost </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Debt instruments are measured at amortized cost if they are held within a business model whose objective is to hold for collection of contractual cash flows where those cash flows represent solely payments of principal and interest. After initial measurement, debt instruments in this category are carried at amortized cost. Interest income on these instruments is recognized in interest income using the effective interest rate method. The effective interest rate is the rate that discounts estimated future cash payments or receipts through the expected life of the financial asset to the gross carrying amount of a financial asset. Amortized cost is calculated by taking into account any discount or premium on the acquisition, transaction costs and fees that are an integral part of the effective interest rate. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Impairment on debt instruments measured at amortized cost is calculated using the expected credit loss approach. Loans and debt securities measured at amortized cost are presented net of the allowance for credit losses (ACL) in the Statement of Financial Position. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Debt instruments measured at FVOCI </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Debt instruments are measured at FVOCI if they are held within a business model whose objective is to hold for collection of contractual cash flows and for selling financial assets, where the assets&#8217; cash flows represent payments that are solely payments of principal and interest. Subsequent to initial recognition, unrealized gains and losses on debt instruments measured at FVOCI are recorded in other comprehensive income (OCI), unless the instrument is designated in a fair value hedge relationship. When designated in a fair value hedge relationship, any changes in fair value due to changes in the hedged risk are recognized in <div style="white-space:nowrap;display:inline;">Non-interest</div> income in the Consolidated Statement of Income, along with changes in fair value of the hedging instrument. Upon derecognition, realized gains and losses are reclassified from OCI and recorded in <div style="white-space:nowrap;display:inline;">Non-interest</div> income in the Consolidated Statement of Income. Foreign exchange gains and losses that relate to the amortized cost of the debt instrument are recognized in the Consolidated Statement of Income. 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<td style="width:4%;vertical-align:top;text-align:left">(i)</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:left">are held for trading purposes; </div></td></tr></table>
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<td style="width:4%;vertical-align:top;text-align:left">(ii)</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:left">are held as part of a portfolio managed on a fair value basis; or </div></td></tr></table>
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<td style="width:4%;vertical-align:top;text-align:left">(iii)</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:left">whose cash flows do not represent payments that are solely payments of principal and interest. </div></td></tr></table><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">These instruments are measured at fair value in the Consolidated Statement of Financial Position, with transaction costs recognized immediately in the Consolidated Statement of Income as part of <div style="white-space:nowrap;display:inline;">Non-interest</div> income. Realized and unrealized gains and losses are recognized as part of <div style="white-space:nowrap;display:inline;">Non-interest</div> income in the Consolidated Statement of Income. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Debt instruments designated at FVTPL </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank designates certain debt instruments at FVTPL upon initial recognition, and the designation is irrevocable. The FVTPL designation is available when a fair value is reliably estimated, and doing so eliminates or significantly reduces an accounting mismatch which would otherwise arise. </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Debt instruments designated at FVTPL are recorded in the Consolidated Statement of Financial Position at fair value. Changes in fair value are recognized in <div style="white-space:nowrap;display:inline;">Non-interest</div> income in the Consolidated Statement of Income. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Equity instruments </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Equity instruments are classified into one of the following measurement categories: </div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Fair value through profit or loss (FVTPL); or </div></td></tr></table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Elected at fair value through other comprehensive income (FVOCI). </div></td></tr></table><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Equity instruments measured at FVTPL </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Equity instruments are measured at FVTPL, unless an election is made to designate them at FVOCI upon purchase, with transaction costs recognized immediately in the Consolidated Statement of Income as part of <div style="white-space:nowrap;display:inline;">Non-interest</div> income. Subsequent to initial recognition, the changes in fair value and dividends received are recognized in the Consolidated Statement of Income. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Equity instruments measured at FVOCI </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">At initial recognition, the Bank has an option to classify <div style="white-space:nowrap;display:inline;">non-trading</div> equity instruments at FVOCI. This election is irrevocable and is made on an <div style="white-space:nowrap;display:inline;"><div style="white-space:nowrap;display:inline;">instrument-by-instrument</div></div> basis. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Gains and losses on these instruments, including when derecognized/sold, are recorded in OCI and are not subsequently reclassified to the Consolidated Statement of Income. As such, there is no specific impairment requirement. Dividends received are recorded in Interest income in the Consolidated Statement of Income. Any transaction costs incurred upon purchase of the security are added to the cost basis of the security and are not reclassified to the Consolidated Statement of Income on sale of the security. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Classification and measurement of financial liabilities </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Financial liabilities are classified into one of the following measurement categories: </div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Fair value through profit or loss (FVTPL); </div></td></tr></table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Amortized cost; or </div></td></tr></table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Designated at FVTPL. </div></td></tr></table><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Financial liabilities measured at FVTPL </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Financial liabilities measured at FVTPL are held principally for the purpose of repurchasing in the near term, or form part of a portfolio of identified financial instruments that are managed together and for which there is evidence of a recent actual pattern of short term profit-taking. Financial liabilities are recognized on a trade date basis and accounted for at fair value, with changes in fair value and any gains or losses recognized in the Consolidated Statement of Income as part of the <div style="white-space:nowrap;display:inline;">non-interest</div> income. Transaction costs are expensed as incurred. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Financial liabilities measured at amortized cost </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Deposits, subordinated notes and debentures are accounted for at amortized cost. Interest on deposits, calculated using the effective interest rate method, is recognized as interest expense. Interest on subordinated notes and debentures, including capitalized transaction costs, is recognized using the effective interest rate method as interest expense. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Financial liabilities designated at FVTPL </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank designates certain financial liabilities at FVTPL upon initial recognition, and the designation is irrevocable. The FVTPL designation is available when a fair value is reliably estimated. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Financial liabilities are designated at FVTPL when it meets one of the following criteria: </div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">The designation eliminates or significantly reduces an accounting mismatch which would otherwise arise; or </div></td></tr></table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">A group of financial liabilities are managed and their performance is evaluated on a fair value basis, in line with a documented risk management strategy; or </div></td></tr></table>
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<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">The financial liability contains one or more embedded derivatives which significantly modify the cash flows otherwise required. </div></td></tr></table><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Financial liabilities designated at FVTPL are recorded in the Consolidated Statement of Financial Position at fair value. Any changes in fair value are recognized in <div style="white-space:nowrap;display:inline;">Non-interest</div> income in the Consolidated Statement of Income, except for changes in fair value arising from changes in the Bank&#8217;s own credit risk which are recognized in OCI. Changes in fair value due to changes in the Bank&#8217;s own credit risk are not subsequently reclassified to the Consolidated Statement of Income upon derecognition/extinguishment of the liabilities. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Determination of fair value </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair value of a financial asset or liability is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants in the principal, or in its absence, the most advantageous market to which the Bank has access at the measurement date. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank values instruments carried at fair value using quoted market prices, where available. Fair value based on unadjusted quoted market prices for identical instruments in active markets represents a Level&#160;1 valuation. When quoted market prices are not available, the Bank maximizes the use of observable inputs within valuation models. When a fair value is based on all significant market observable inputs, the valuation is classified as Level&#160;2. Valuations that require the significant use of unobservable inputs are considered Level&#160;3. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Inception gains and losses are only recognized where the valuation is dependent on observable market data; otherwise, they are deferred and amortized over the life of the related contract or until the valuation inputs become observable. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">IFRS 13, <div style="font-style:italic;display:inline;">Fair Value Measurement</div> permits a measurement exception that allows an entity to determine the fair value of a group of financial assets and liabilities with offsetting risks based on the sale or transfer of its net exposure to a particular risk (or risks). The Bank has adopted this exception through an accounting policy choice. Consequently, the fair values of certain portfolios of financial instruments are determined based on the net exposure of those instruments to market, credit or funding risk. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In determining fair value for certain instruments or portfolios of instruments, valuation adjustments or reserves may be required to arrive at a more accurate representation of fair value. 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Management determines whether substantially all the risk and rewards of ownership have been transferred by quantitatively comparing the variability in cash flows before and after the transfer. If the variability in cash flows remains significantly similar subsequent to the transfer, the Bank has retained substantially all of the risks and rewards of ownership. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Where substantially all the risks and rewards of ownership of the financial asset are neither retained nor transferred, the Bank derecognizes the transferred asset only if it has lost control over that asset. Control over the asset is represented by the practical ability to sell the transferred asset. If the Bank retains control over the asset, it will continue to recognize the asset to the extent of its continuing involvement. At times such continuing involvement may be in the form of investment in senior or subordinated tranches of notes issued by <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-consolidated</div> structured entities. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">On derecognition of a financial asset, the difference between the carrying amount and the sum of (i)&#160;the consideration received (including any new asset obtained less any new liability assumed) and (ii)&#160;any cumulative gain or loss that had been recognized in other comprehensive income is recognized in the Consolidated Statement of&#160;Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Transfers of financial assets that do not qualify for derecognition are reported as secured financings in the Consolidated Statement of Financial Position. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The derecognition criteria are applied to the transfer of part of an asset, rather than the asset as a whole, only if such part comprises specifically identified cash flows from the asset, a fully proportionate share of the cash flows from the asset, or a fully proportionate share of specifically identified cash flows from the asset. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Derecognition of financial liabilities </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A financial liability is derecognized when the obligation under the liability is discharged, canceled or expires. 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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Amortized cost financial assets; </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Debt securities classified as FVOCI; </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Off-balance</div> sheet loan commitments; and </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Financial guarantee contracts. </div></td></tr></table> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Expected credit loss impairment model </div></div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s allowance for credit losses calculations are outputs of models with a number of underlying assumptions regarding the choice of variable inputs and their interdependencies. The expected credit loss impairment model reflects the present value of all cash shortfalls related to default events either (i)&#160;over the following twelve months or (ii)&#160;over the expected life of a financial instrument depending on credit deterioration from inception. The allowance for credit losses reflects an unbiased, probability-weighted outcome which considers multiple scenarios based on reasonable and supportable forecasts. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">This impairment model measures credit loss allowances using a three-stage approach based on the extent of credit deterioration since origination: </div></div></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="width: 1%; vertical-align: top;"><div style="display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Stage 1 &#8211; Where there has not been a significant increase in credit risk (SIR) since initial recognition of a financial instrument, an amount equal to 12 months expected credit loss is recorded. The expected credit loss is computed using a probability of default (PD) occurring over the next 12 months. For those instruments with a remaining maturity of less than 12 months, a PD corresponding to remaining term to maturity is used. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width: 1%; vertical-align: top;"><div style="display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Stage 2 &#8211; When a financial instrument experiences a SIR subsequent to origination but is not considered to be in default, it is included in Stage 2. This requires the computation of expected credit loss based on the PD over the remaining estimated life of the financial instrument. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width: 4%;"><div style="display:inline;">&#160;</div></td>
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;"><div style="display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Stage 3 &#8211; Financial instruments that are considered to be in default are included in this stage. Similar to Stage 2, the allowance for credit losses captures the lifetime expected credit losses. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Measurement of expected credit loss </div></div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The PD, exposure at default (EAD), and loss given default (LGD) inputs used to estimate expected credit losses are modelled based on macroeconomic variables that are closely related with credit losses in the relevant portfolio. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Details of these statistical parameters/inputs are as follows: </div></div></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="width: 4%;"><div style="display:inline;">&#160;</div></td>
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;"><div style="display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">PD &#8211; The probability of default is an estimate of the likelihood of default over a given time horizon. A default may only happen at a certain time over the remaining estimated life if the facility has not been previously derecognized and is still in the portfolio. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width: 4%;"><div style="display:inline;">&#160;</div></td>
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;"><div style="display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">EAD &#8211; The exposure at default is an estimate of the exposure at a future default date, considering expected changes in the exposure after the reporting date, including repayments of principal and interest, whether scheduled by contract or otherwise, expected drawdowns on committed facilities, and accrued interest from missed payments. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width: 4%;"><div style="display:inline;">&#160;</div></td>
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<td style="width: 1%; vertical-align: top;"><div style="display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">LGD &#8211; The loss given default is an estimate of the loss arising in the case where a default occurs at a given time. It is based on the difference between the contractual cash flows due and those that the lender would expect to receive, including from the realization of any collateral. It is usually expressed as a percentage of the EAD. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Forward-looking information </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The estimation of expected credit losses for each stage and the assessment of SIR consider information about past events and current conditions as well as reasonable and supportable forecasts of future events and economic conditions. The estimation and application of forward-looking information may require significant judgment. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Macroeconomic factors </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In its models, the Bank relies on a broad range of forward-looking economic information as inputs, such as: GDP growth, unemployment rates, central bank interest rates, and house price indices. The inputs and models used for calculating expected credit losses may not always capture all characteristics of the market at the date of the financial statements. Qualitative adjustments or overlays may be made as temporary adjustments using expert credit judgment. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Multiple forward-looking scenarios </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank determines its allowance for credit losses using four probability-weighted forward-looking scenarios. The Bank considers both internal and external sources of information and data in order to achieve unbiased projections and forecasts. The scenarios are prepared using forecasts generated by Scotiabank Economics (SE). The forecasts are created using internal and external models which are modified by SE as necessary to formulate a &#8216;base case&#8217; view of the most probable future direction of relevant economic variables as well as a representative range of other possible forecast scenarios. The process involves the development of three additional economic scenarios and consideration of the relative probabilities of each outcome. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The &#8216;base case&#8217; represents the most likely outcome and is aligned with information used by the Bank for other purposes such as strategic planning and budgeting. The other scenarios represent more optimistic and more pessimistic outcomes. The Bank has identified and documented key drivers of credit risk and credit losses for each portfolio of financial instruments and, using an analysis of historical data, has estimated relationships between macroeconomic variables, credit risk, and credit losses. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Assessment of significant increase in credit risk </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">At each reporting date, the Bank assesses whether there has been a SIR for exposures since initial recognition by comparing the risk of default occurring over the remaining expected life from the reporting date and the date of initial recognition. The assessment considers borrower-specific quantitative and qualitative information without consideration of collateral, and the impact of forward-looking macroeconomic factors. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;">The common assessments for SIR on retail and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> portfolios include macroeconomic outlook, management judgment, and delinquency and monitoring. Forward-looking macroeconomic factors are a key component of the macroeconomic outlook. The importance and relevance of each specific macroeconomic factor depends on the type of product, characteristics of the financial instruments and the borrower and the geographical region. Quantitative models may not always be able to capture all reasonable and supportable information that may indicate a SIR. Qualitative factors may be assessed to supplement the gap. Examples of situations include changes in adjudication criteria for a particular group of borrowers, changes in portfolio composition, and natural disasters impacting certain portfolios. With regards to delinquency and monitoring, there is a rebuttable presumption that the credit risk of the financial instrument has increased since initial recognition when contractual payments are more than 30 days overdue. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Retail portfolio &#8211; For retail exposures, a SIR is assessed based on thresholds that exist by product which consider the change in PD. The thresholds used for PD migration are reviewed and assessed at least annually unless there is a significant change in credit risk management practices, in which case the review is brought forward. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-retail</div> portfolio &#8211; The Bank uses a risk rating scale (IG codes) for its <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> exposures. All <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> exposures have an IG code assigned that reflects the PD of the borrower. Both borrower specific and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-borrower</div> specific (i.e. macroeconomic) forward-looking information is considered and reflected in the IG rating. SIR is evaluated based on the migration of the exposures among IG codes. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Expected life </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">When measuring expected credit loss, the Bank considers the maximum contractual period over which the Bank is exposed to credit risk. All contractual terms are considered when determining the expected life, including prepayment, and extension and rollover options. For certain revolving credit facilities, such as credit cards, the expected life is estimated based on the period over which the Bank is exposed to credit risk and how the credit losses are mitigated by management actions. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Presentation of allowance for credit losses in the Statement of Financial Position </div></div></div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
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<td style="width: 4%;"><div style="display:inline;">&#160;</div></td>
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<td style="width: 1%; vertical-align: top;"><div style="display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Financial assets measured at amortized cost: as a deduction from the gross carrying amount of the financial assets; </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width: 4%;"><div style="display:inline;">&#160;</div></td>
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;"><div style="display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Debt instruments measured at fair value through other comprehensive income: no allowance is recognized in the Statement of Financial Position because the carrying value of these assets is their fair value. However, the allowance determined is presented in the accumulated other comprehensive income; </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 4%;"><div style="display:inline;">&#160;</div></td>
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;"><div style="display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Off-balance</div> sheet credit risks include undrawn lending commitments, letters of credit and letters of guarantee: as a provision in other liabilities. </div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Modified financial assets </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">If the terms of a financial asset are modified or an existing financial asset is replaced with a new one, an assessment is made to determine if the existing financial asset should be derecognized. Where a modification does not result in derecognition, the date of origination continues to be used to determine SIR. Where a modification results in derecognition, the new financial asset is recognized at its fair value on the modification date. The modification date is also the date of origination for this new asset. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank may modify the contractual terms of loans for either commercial or credit reasons. The terms of a loan in good standing may be modified for commercial reasons to provide competitive pricing to borrowers. Loans are also modified for credit reasons where the contractual terms are modified to grant a concession to a borrower that may be experiencing financial difficulty. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For all financial assets, modifications of the contractual terms may result in derecognition of the original asset when the changes to the terms of the loans are considered substantial. These terms include interest rate, authorized amount or term. The original loan is derecognized, and the new loan is recognized at its fair value. The difference between the carrying value of the derecognized asset and the fair value of the new asset is recognized in the Consolidated Statement of Income. </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div><div style="margin-top: 1em; margin-bottom: 1em"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For all loans, performing and credit-impaired, where the modification of terms did not result in the derecognition of the loan, the gross carrying amount of the modified loan is recalculated based on the present value of the modified cash flows discounted at the original effective interest rate<div style="display:inline;">,</div> and any gain or loss from the modification is recorded in the provision for credit losses line in the Consolidated Statement of Income. </div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Definition of default </div></div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank considers a financial instrument to be in default when one or more loss events occur after the date of initial recognition of the instrument, and the loss event has a negative impact on the estimated future cash flows of the instrument that can be reliably estimated. This includes events that indicate: </div></div></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">significant financial difficulty of the borrower; </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">default or delinquency in interest or principal payments; </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">high probability of the borrower entering a phase of bankruptcy or a financial reorganization; </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">measurable decrease in the estimated future cash flows from the loan or the underlying assets that back the loan. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank considers that default has occurred and classifies the financial asset as impaired when it is more than 90 days past due, except for credit card receivables that are treated as defaulted when 180 days past due, unless reasonable and supportable information demonstrates that a more lagging default criterion is appropriate. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Write-off</div> policy </div></div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;">The Bank writes off an impaired financial asset (and the related impairment allowance), either partially or in full, when there is no realistic prospect of recovery. Where financial assets are secured, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">write-off</div> is generally after receipt of any proceeds from the realization of security. In circumstances where the net realizable value of any collateral has been determined and there is no reasonable expectation of further recovery, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">write-off</div> may be earlier. Credit card receivables 180 days past due are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">written-off.</div> In subsequent periods, any recoveries of amounts previously written off are credited to the provision for credit losses in the Consolidated Statement of Income. </div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Purchased loans </div></div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">All purchased loans are initially measured at fair value on the date of acquisition. As a result, no allowance for credit losses would be recorded in the Consolidated Statement of Financial Position on the date of acquisition. Purchased loans may fit into either of the two categories: Performing loans or Purchased Credit-Impaired (PCI) loans. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Purchased performing loans follow the same accounting as originated performing loans and are reflected in Stage 1 on the date of the acquisition. They will be subject to a 12 month allowance for credit losses<div style="letter-spacing: 0px; top: 0px;display:inline;">,</div> which is recorded as a provision for credit losses in the Consolidated Statement of Income. The fair value adjustment set up for these loans on the date of acquisition is amortized into interest income over the life of these loans. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">PCI loans are reflected in Stage 3 and are always subject to lifetime allowance for credit losses. Any changes in the expected cash flows since the date of acquisition are recorded as a charge/recovery in the provision for credit losses in the Consolidated Statement of Income at the end of all reporting periods subsequent to the date of acquisition. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Offsetting of financial instruments </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Financial assets and financial liabilities with the same counterparty are offset, with the net amount reported in the Consolidated Statement of Financial Position, only if there is a legally enforceable right to offset the recognized amounts and there is an intention to settle on a net basis, or to realize the assets and settle the liabilities simultaneously. When financial assets and financial liabilities are offset in the Consolidated Statement of Financial Position, the related income and expense items will also be offset in the Consolidated Statement of Income, unless specifically prohibited by an applicable accounting standard. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash and deposits with financial institutions </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Cash and deposits with financial institutions comprise cash, cash equivalents, demand deposits with banks and other financial institutions, and highly liquid investments that are readily convertible to cash, subject to an insignificant risk of changes in value. 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Since the Bank is reselling the securities at a fixed price at a future date, the risks and rewards have not been transferred to the Bank. The Bank has the right to liquidate the securities purchased in the event of counterparty default. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Whereas securities sold under agreements to repurchase (repurchase agreements) require the sale of securities by the Bank to a counterparty with an agreement entered simultaneously to purchase the securities back at a fixed price at a future date. Since the Bank is purchasing the securities back at a fixed price at a future date, the risks and rewards have not been transferred from the Bank. The counterparty has the right to use the collateral pledged by the Bank in the event of default. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">These agreements are treated as collateralized financing arrangements and are initially recognized at amortized cost. The party disbursing the cash takes possession of the securities serving as collateral for the financing and having a market value equal to, or more than, the principal amount loaned. The securities received under reverse repurchase agreements and securities delivered under repurchase agreements are not recognized on, or derecognized from, the Consolidated Statement of Financial Position, unless the risks and rewards of ownership are obtained or relinquished. 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These trading liabilities are measured at fair value with any gains or losses included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income&#160;&#8211; trading revenues in the Consolidated Statement of Income. Interest expense accruing on debt securities sold short is recorded in the Consolidated Statement of Income. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Securities lending and borrowing </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Securities lending and borrowing transactions are usually collateralized by securities or cash. The transfer of the securities to counterparties is only reflected on the Consolidated Statement of Financial Position if the risks and rewards of ownership are also transferred. For cash collateral advanced or received, the Bank presents these transactions as securities sold under a repurchase agreement or securities purchased under a reverse repurchase agreement, respectively. Interest income on cash collateral paid and interest expense on cash collateral received together with securities lending income and securities borrowing fee are reported in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Securities borrowed are not recognized on the Consolidated Statement of Financial Position unless they are then sold to third parties, in which case the obligation to return the securities is recorded as a trading liability and measured at fair value with any gains or losses included <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">in&#160;non-interest</div> income &#8211; trading revenues, in the Consolidated Statement of Income. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Derivative instruments </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Derivative instruments are contracts whose value is derived from interest rates, foreign exchange rates, commodity prices, equity prices or other financial variables. Most derivative instruments can be characterized as interest rate contracts, foreign exchange and gold contracts, commodity contracts, equity contracts or credit contracts. Derivative instruments are either exchange-traded contracts or negotiated <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">over-the-counter</div></div> contracts. Negotiated <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">over-the-counter</div></div> contracts include swaps, forwards and options. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank enters into these derivative contracts for trading purposes, as&#160;well as to manage its risk exposures (i.e., to manage the Bank&#8217;s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> interest rate, foreign currency and other risk exposures). 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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">their economic characteristics and risks are not closely related to those of the host contract; </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">a separate instrument with the same terms as the embedded derivative would meet the definition of a derivative; and </div> </td> </tr> </table>
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<td style="width:2%">&#160;</td>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">the combined contract is not held for trading or designated at fair value through profit or loss. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Where an embedded derivative is separable from the host contract but the fair value, as at the acquisition or reporting date, cannot be reliably measured separately, the entire combined contract is measured at fair value. All embedded derivatives are presented on the Consolidated Statement of Financial Position on a combined basis with the host contracts. Changes in fair value of embedded derivatives that are separated from the host contract are recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">All derivatives, including embedded derivatives that must be separately accounted for, are recorded at fair value in the Consolidated Statement of Financial Position. The determination of the fair value of derivatives includes consideration of credit risk, estimated funding costs and ongoing direct costs over the life of the instruments. Inception gains or losses on derivatives are only recognized where the valuation is dependent on observable market data; otherwise, they are deferred and amortized over the life of the related contract, or until the valuation inputs become observable. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The gains and losses resulting from changes in fair values of trading derivatives are included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income&#160;&#8211; trading revenues in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Changes in the fair value of derivatives that do not qualify for hedge accounting are recorded in the Consolidated Statement of Income in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income&#160;&#8211; other. Where derivative instruments are used to manage the volatility of share-based payment expense, these derivatives are carried at fair value with changes in the fair value in relation to units hedged included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses &#8211; salaries and employee benefits in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Changes in the fair value of derivatives that qualify for hedge accounting are recorded as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other in the Consolidated Statement of Income for fair value hedges and other comprehensive income in the Consolidated Statement of Comprehensive Income for cash flow hedges and net investment hedges. </div>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedge accounting </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank has elected to continue to apply the hedge accounting requirements of IAS 39. Also, the Bank has implemented the additional hedge accounting disclosures that are required by the IFRS 9 related amendments to IFRS 7 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments: Disclosures</div></div>. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank formally documents all hedging relationships and its risk management objective and strategy for undertaking these hedge transactions at inception. The hedge documentation includes identification of the asset, liability, firm commitment or highly probable forecasted transaction being hedged, the nature of the risk being hedged, the hedging instrument used, and the method used to assess the effectiveness of the hedge. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank also formally assesses, both at each hedge&#8217;s inception and on an ongoing basis, whether the hedging instruments are highly effective in offsetting changes in fair value or cash flows of the hedged items within an <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">80-125%</div> range. This assessment incorporates a comparison of critical terms of the hedged and hedging item, and regression analysis, in order to determine (i)&#160;whether the hedge relationship is expected to be highly effective going forward (i.e. prospective effectiveness assessment) and (ii)&#160;whether the hedge was actually highly effective for the designated period (i.e. retrospective effectiveness assessment). </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Hedge ineffectiveness is measured and recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">There are three types of hedges: (i)&#160;fair value hedges, (ii)&#160;cash flow hedges and (iii)&#160;net investment hedges. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top: 1em; margin-bottom: 1em"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Fair value hedges </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For fair value hedges, the change in fair value of the hedging instrument is offset in the Consolidated Statement of Income by the change in fair value of the hedged item attributable to the hedged risk. For hedges that are discontinued, the hedged item is no longer adjusted for changes in fair value. The cumulative fair value adjustment of the hedged item is amortized to interest income over its remaining term to maturity or written off to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income directly if the hedged item ceases to exist. The Bank uses fair value hedges primarily to convert fixed rate financial instruments to floating rate financial instruments. Hedged items include debt securities, loans, deposit liabilities and subordinated debentures. Hedging instruments include single-currency interest rate swaps and cross-currency interest rate swaps. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Cash flow hedges </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For cash flow hedges, the change in fair value of the hedging instrument, to the extent effective, is recorded in other comprehensive income until the corresponding gains and losses on the hedged item are recognized in income. For hedges that are discontinued, the cumulative unrealized gain or loss recognized in other comprehensive income is reclassified to interest income and/or salaries and employee benefits as the variability in the cash flows of hedged item affects income. However, if the hedged item is derecognized or the forecasted transaction is no longer expected to occur, the unrealized gain or loss is reclassified immediately to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income and/or salaries and employee benefits. The Bank uses cash flow hedges primarily to hedge the variability in cash flows relating to floating rate financial instruments and highly probable forecasted revenues and expenses. Hedged items include debt securities, loans, deposit liabilities, subordinated debentures and highly probable forecasted transactions. Hedging instruments include single-currency interest rate swaps, cross-currency interest rate swaps, total return swaps, foreign currency forwards and foreign currency assets or liabilities. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Net investment hedges </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For net investment hedges, the change in fair value of the hedging instrument, to the extent effective, is recorded in other comprehensive income until the corresponding cumulative translation adjustments on the hedged net investment are recognized in income. The Bank designates foreign currency liabilities and foreign currency forwards as hedging instruments to manage the foreign currency exposure and impact on capital ratios arising from foreign operations. </div>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Property and equipment </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Land is carried at cost. Buildings (including building fittings), equipment, and leasehold improvements are carried at cost less accumulated depreciation and accumulated impairment losses, if any. Cost includes expenditures that are directly attributable to the acquisition of the asset. Depreciation is calculated using the straight-line method over the estimated useful life of the related asset less any residual value as follows: buildings &#8211; up to 40&#160;years; building fittings &#8211; up to 15&#160;years; equipment &#8211; 3&#160;to 10&#160;years; and leasehold improvements &#8211; lease term determined by the Bank. Depreciation expense is included in the Consolidated Statement of Income under <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses &#8211; depreciation and amortization. Depreciation methods, useful lives and residual values are reassessed at each financial <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">year-end</div> and adjusted as appropriate. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">When major components of buildings and equipment have different useful lives, they are accounted for separately and depreciated over each component&#8217;s estimated useful life. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Net gains and losses on disposal are included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other in the Consolidated Statement of Income in the year of disposal. </div> <div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets held for sale </div></div></div> <div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"></div></div> </div><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-current</div> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets (and disposal groups) are classified as&#160;held for sale if their carrying amount will be recovered principally through a sale transaction rather than through continuing use. These assets meet the criteria for classification as held for sale if they are available for immediate sale in their present condition and their sale is considered highly probable to occur within one year. </div></div> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-current</div> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets classified as held for sale are measured at the lower of their carrying amount and fair value less costs to sell and are presented within other assets in the Consolidated Statement of Financial Position. Any subsequent write-down to fair value less costs to sell is recognized in the Consolidated Statement of Income, in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expense. Any subsequent increase in the fair value less costs to sell, to the extent this does not exceed the cumulative write-down, is also recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expense, together with any realized gains or losses on disposal. </div></div> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-financial</div> assets acquired in exchange for loans as part of an orderly realization are recorded as assets held for sale or assets held for use. If the acquired asset does not meet the requirement to be considered held for sale, the asset is considered held for use, measured initially at cost which equals the carrying value of the loan and accounted for in the same manner as a&#160;similar asset acquired in the normal course of business. </div></div>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Business combinations and goodwill </div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;">The Bank follows the acquisition method of accounting for the acquisition of a business. The Bank considers the date on which control is obtained, and it legally transfers the consideration for the acquired assets and assumed liabilities of the subsidiary, to be the date of acquisition. The cost of an acquisition is measured at the fair value of the consideration paid. The fair value of the consideration transferred by the Bank in a business combination is calculated as the sum of the acquisition date fair value of the assets transferred by the Bank, the liabilities incurred by the Bank to former owners of the acquiree, and the equity interests, including any options, issued by the Bank. The Bank recognizes the acquisition date fair values of any previously held investment in the subsidiary and contingent consideration as part of the consideration transferred in exchange for the acquisition. A gain or loss on any previously held investments of an acquiree is recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other in the Consolidated Statement of Income. </div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In general, all identifiable assets acquired (including intangible assets) and liabilities assumed (including any contingent liabilities) are measured at the acquisition date fair value. The Bank records identifiable intangible assets irrespective of whether the assets have been recognized by the acquiree before the business combination. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-controlling</div> interests, if any, are recognized at their proportionate share of the fair value of identifiable assets and liabilities, unless otherwise indicated. Where the Bank has an obligation to purchase a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest for cash or another financial asset, a financial liability is recognized based on management&#8217;s best estimate of the present value of the redemption amount. Where the Bank has a corresponding option to settle the purchase of a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest by issuing its own common shares, no financial liability is recorded. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Any excess of the cost of acquisition over the Bank&#8217;s share of the net fair value of the identifiable assets acquired and liabilities assumed is recorded as goodwill. If the cost of acquisition is less than the fair value of the Bank&#8217;s share of the identifiable assets acquired and liabilities assumed, the resulting gain is recognized immediately in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other in the Consolidated Statement of Income. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">During the measurement period (which is within one year from the acquisition date), the Bank may, on a retrospective basis, adjust the amounts recognized at the acquisition date to reflect new information obtained about facts and circumstances that existed as of the acquisition date. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank accounts for acquisition-related costs as expenses in the periods in which the costs are incurred and the services are received. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Subsequent to acquisition, the Bank accounts for the following assets and liabilities recognized in a business combination as described below: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Contingent liabilities, until resolved, are measured at the higher of the amount that would be recognized as a provision or the amount initially recognized, with any change recognized in the Consolidated Statement of Income. </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Indemnification assets are measured on the same basis as the item to which the indemnification relates. </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Contingent consideration classified as a liability is measured at fair value, with any change recognized in the Consolidated Statement of&#160;Income. </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Liabilities to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest holders when remeasured at the&#160;end of each reporting period, a corresponding change is recorded in equity. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">After initial recognition of goodwill in a business combination, goodwill in aggregate is measured at cost less any accumulated impairment losses. Goodwill is not amortized but tested for impairment annually and when circumstances indicate that the carrying value may be impaired. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Goodwill is reviewed at each reporting date to determine whether there is any indication of impairment. For the purpose of impairment testing, goodwill acquired in a business combination is, on the acquisition date, allocated to each of the Bank&#8217;s group of cash-generating units (CGUs) that is expected to benefit from the combination. CGUs to which goodwill has been allocated are aggregated so that the level at which impairment is tested reflects the lowest level at which goodwill is monitored for internal management purposes. </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank determines the carrying value of the CGU using a regulatory capital approach based on credit, market, operational risks and leverage, consistent with the Bank&#8217;s capital attribution for business line performance measurement. Corporate capital that is not directly attributable is allocated to each CGU on a proportional basis, based on the relative attributed capital prior to the corporate capital allocation. The recoverable amount is the greater of fair value less costs of disposal (FVLCD) and value in use (VIU). If either FVLCD or VIU exceeds the carrying amount, there is no need to determine the other. An impairment loss is recognized if the carrying amount of the CGU exceeds the recoverable amount. An impairment loss on goodwill is not reversed. </div></div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">FVLCD is the price that would be received from the sale of a CGU in an orderly transaction between market participants, less cost of disposal, at the measurement date. In determining FVLCD, an appropriate valuation model is used which considers various factors, including normalized net income, control premiums and price earnings multiples. These calculations are corroborated by valuation multiples and quoted share prices for publicly traded subsidiaries or other available fair value indicators. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">VIU is the present value of the future cash flows expected to be derived from a CGU. The determination of VIU involves judgment in estimating cash flow projections, discount rate and terminal growth rate. The future cash flows are based on management approved budgets and plans which factor in market trends, macroeconomic conditions, forecasted earnings and business strategy for the CGU. The discount rate is based on the cost of capital while the terminal growth rate is based on the long-term growth expectations in the relevant countries. </div>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Intangible assets </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Intangible assets represent identifiable <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-monetary</div> assets and are acquired either separately, through a business combination, or generated internally. The Bank&#8217;s intangible assets are mainly comprised of computer software, customer relationships, contract intangibles, core deposit intangibles and fund management contracts. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The cost of a separately acquired intangible asset includes its purchase price and directly attributable costs of preparing the asset for its intended use. Intangibles acquired as part of a business combination are initially recognized at fair value. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In respect of internally generated intangible assets, initial measurement includes all directly attributable costs necessary to create, produce and prepare the asset to be capable of operating in the manner intended by management. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">After initial recognition, an intangible asset is carried at its cost less any accumulated amortization and accumulated impairment losses. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Intangible assets that have finite useful lives are initially measured at cost and amortized on a straight-line basis over their useful lives as follows: computer software &#8211; up to 10 years; and other intangible assets&#160;&#8211; 5 to 20 years. Amortization expense is included in the Consolidated Statement of Income under operating expenses &#8211; depreciation and amortization. As intangible assets are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets, the impairment model for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets is applied. Intangible assets with indefinite useful lives are not amortized but are tested for impairment annually and when circumstances indicate that the carrying value may be impaired. Intangible assets with finite useful lives are only tested for impairment when events or circumstances indicate that the carrying value may be impaired. </div>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impairment of <div style="white-space:nowrap;display:inline;">non-financial</div> assets </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The carrying amount of the Bank&#8217;s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets, other than goodwill, indefinite life intangible assets and deferred tax assets, which are separately addressed, is reviewed at each reporting date to determine whether there is any indication of impairment. For the purpose of impairment testing, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets that cannot be tested individually are grouped together into the smallest group of assets that generate cash inflows from continuing use that are largely independent from the cash inflows of other assets or groups of assets. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">If any indication of impairment exists, the asset&#8217;s recoverable amount is estimated. The recoverable amount of an asset or CGU is the greater of its value in use and its fair value less costs of disposal. The Bank&#8217;s corporate assets do not generate separate cash inflows. If there is an indication that a corporate asset may be impaired, then the recoverable amount is determined for the CGU to which the corporate asset belongs. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">An impairment loss is recognized if the carrying amount of an asset or a CGU exceeds its recoverable amount. Impairment losses of continuing operations are recognized in the Consolidated Statement of Income in those expense categories consistent with the nature of the impaired asset. Impairment losses recognized in prior periods are reassessed at each reporting date for any indication that the loss had decreased or no longer exists. An impairment loss is reversed if there has been a change in the estimates used to determine the recoverable amount. An impairment loss is reversed only to the extent that the asset&#8217;s carrying amount does not exceed the carrying amount that would have been determined, net of depreciation or amortization, if no impairment loss had been recognized. Such reversal is recognized in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Significant judgment is applied in determining the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> asset&#8217;s recoverable amount and assessing whether certain events or circumstances constitute objective evidence of impairment. </div>  <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top: 1em; margin-bottom: 1em"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>  <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Corporate income taxes </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank follows the balance sheet liability method for corporate income taxes. Under this method, deferred tax assets and liabilities represent the cumulative amount of tax applicable to temporary differences, which are the differences between the carrying amount of the assets and liabilities, and their values for tax purposes. Deferred tax assets are recognized only to the extent it is probable that sufficient taxable profits will be available against which the benefit of these deferred tax assets can be utilized. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Deferred tax assets and liabilities are measured using enacted or substantively enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Deferred and current tax assets and liabilities are only offset when they arise in the same tax reporting group and where the Bank has both the legal right and the intention to settle on a net basis or to realize the asset and settle the liability simultaneously. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank maintains provisions for uncertain tax positions that it believes appropriately reflect the risk of tax positions under discussion, audit, dispute or appeal with tax authorities, or which are otherwise considered to involve uncertainty. These provisions are made using the Bank&#8217;s best estimate of the amount expected to be paid based on an assessment of all relevant factors, which are reviewed at the end of each reporting period. It is possible that additional liability and income tax expense could arise in the future, depending on the acceptance of the Bank&#8217;s tax positions by the relevant tax authorities in the jurisdictions in which the Bank operates. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Income tax is recognized in the Consolidated Statement of Income, except where it relates to items recognized in other comprehensive income or directly in equity, in which case income tax is recognized in the same line as the related item. </div>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Leases </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">At inception of a contract, the Bank assesses whether a contract is, or contains, a lease. A contract is a lease if the contract conveys the right to control the use of an identified asset for a period of time in exchange for consideration. When the Bank is a lessee, it recognizes a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">right-of-use</div></div> (ROU) asset and a lease liability, except for short-term leases for assets that have a lease term of 12 months or less and leases of low value items. For short-term leases and low value items, the Bank recognizes the lease payment associated with these leases as an expense on a straight-line basis over the lease term. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Asset </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A ROU is an asset that represents a lessee&#8217;s right to use an underlying asset for the lease term. The ROU asset is initially measured at cost, which is based on the initial amount of the lease liability, any direct costs incurred, any lease payments made at or before the commencement date net of lease incentives received and estimated decommissioning costs. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The ROU asset is subsequently measured at cost less accumulated depreciation and accumulated impairment losses, if any. The ROU asset is depreciated using the straight-line method from the commencement date to the earlier of the end of the useful life of the ROU asset or the end of the lease term. The depreciation is recorded in Depreciation and amortization in the Consolidated Statement of Income. In addition, the ROU asset is adjusted for certain remeasurements of the lease liability. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Liability </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">At commencement date, the Bank initially measures the lease liability at the present value of the future lease payments, discounted using the Bank&#8217;s incremental borrowing rate that takes into account the Bank&#8217;s credit risk and economic environment in which the lease is entered. The lease liability is subsequently measured at amortized cost using the effective interest method. It is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-measured</div> if the Bank changes its assessment of whether it will exercise a purchase, extension or termination option. Interest expense is recorded in Interest expense &#8211; other in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">When the lease liability is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-measured</div> in this way, a corresponding adjustment is made to the carrying amount of the ROU asset or is recorded in profit or loss if the carrying amount of the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">right-of-use</div></div> asset has been reduced to zero. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Presentation </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank presents ROU assets in Property and equipment and lease liabilities in Other liabilities in the Consolidated Statement of Financial Position. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Determining lease term </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s expectation of exercising the option to renew a lease is determined by assessing if the Bank is &#8220;reasonably certain&#8221; to exercise that option. The Bank will be reasonably certain to exercise an option when factors create a significant economic incentive to do so. This assessment considers the following criteria: key locations for its branch network, locations on which the Bank has spent significant capital on renovation work, contribution to profit, value of locations based on current economic environment and the remaining term of existing leases. </div>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provisions </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A provision, including for restructuring, is recognized if, as a result of a past event, the Bank has a present legal or constructive obligation that can be estimated reliably, and it is probable that an outflow of economic benefits will be required to settle the obligation. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The amount recognized as a provision is the Bank&#8217;s best estimate of the consideration required to settle the present obligation, taking into account the risks and uncertainties surrounding the obligation. If the effect of the time value of money is considered material, provisions are determined by discounting the expected future cash flows at a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-tax</div> rate that reflects current market assessments of the time value of money and, where appropriate, the risks specific to the liability. The increase in the provision due to the passage of time is recorded as interest expense &#8211; other in the Consolidated Statement of Income. </div>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Insurance contracts </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank identifies its insurance contracts under which it accepts significant insurance risk from another party (the policyholder) by agreeing to compensate the policyholder if a specified uncertain future event (the insured event) adversely affects the policyholder. For short duration contracts, the Bank applies the premium allocation approach which requires that the expected premium be recognized into income over the coverage period and a liability for remaining coverage be established to the extent that cash inflows are received earlier than the recognition of premiums into insurance revenue. A liability for incurred claims is established based on expected claims and expenses, with a risk adjustment for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> risk, required to settle past insured events. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For long duration contracts, the Bank recognizes probability-weighted discounted fulfilment cashflows and a risk adjustment for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> risk for groups of contracts. To the extent that those groups of contracts are expected to be profitable, a contractual service margin liability is recognized on the Consolidated Statement of Financial Position which represents unearned profits that will be recognized in the Consolidated Statement of Income in the future over the life of the contract. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Insurance revenue is earned over the period the Bank provides insurance coverage and as risk is released. For all insurance contracts, losses on onerous contracts are recognized in income immediately. </div>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Guarantees </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A guarantee is a contract that contingently requires the Bank to make specified payments to reimburse the holder for a loss it incurs because a specified debtor failed to make payment when due in accordance with the original or modified terms of a debt instrument. Guarantees include standby letters of credit, letters of guarantee, indemnifications, credit enhancements and other similar contracts. Guarantees that qualify as a derivative are accounted for in accordance with the policy for derivative instruments. For guarantees that do not qualify as a derivative, a liability is recorded for the fair value of the obligation assumed at inception. The fair value of the obligation at inception is generally based on the discounted cash flow of the premium to be received for the guarantee, resulting in a corresponding asset. Subsequent to initial recognition, such guarantees are measured at the higher of the initial amount, less amortization to recognize any fee income earned over the period, and the best estimate of the amount required to settle any financial obligation arising as a result of the guarantee. Any increase in the liability is reported in the Consolidated Statement of Income. </div>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Employee benefits </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank provides pension and other benefit plans for eligible employees globally. Pension benefits are offered in the form of defined benefit pension plans (generally based on an employee&#8217;s length of service and earnings) and defined contribution pension plans (where the Bank&#8217;s contribution is fixed and there is no legal or constructive obligation to pay further amounts). Other benefits provided include post-retirement health care, dental care and life insurance, along with other long-term employee benefits, such as long-term disability benefits. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Defined benefit pension plans and other post-retirement benefit plans </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The cost of these employee benefits is actuarially determined each year using the projected unit credit method. The calculation uses management&#8217;s best estimate of a number of assumptions, including the discount rate, future compensation, health care costs, mortality, as well as the retirement age of employees. The most significant assumption is the discount rate used to determine the defined benefit obligation, which is set by reference to the yields on high quality corporate bonds that have durations that match the terms of the Bank&#8217;s obligations. Separate discount rates are used to determine the annual benefit expense in Canada and the U.S. These rates are determined with reference to the yields on high quality corporate bonds with durations that match the various components of the annual benefit expense. The discount rate used to determine the annual benefit expense for all other plans is the same as the rate used to determine the defined benefit obligation. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s net asset or liability in respect of employee benefit plans is calculated separately for each plan as the difference between the present value of future benefits earned in respect of service for prior periods and the fair value of plan assets. The net asset or liability is included in other assets and other liabilities, as appropriate, in the Consolidated Statement of Financial Position. When the net amount in the Consolidated Statement of Financial Position is an asset, the recognized asset is limited to the present value of any economic benefits available in the form of refunds from the plan or reductions in future contributions to the plan. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The current service cost, net interest expense (income), past service cost (credit), settlement gain (loss) and administrative expense are recognized in net income. Net interest expense (income) is calculated by applying the discount rate to the net defined benefit asset or liability. When the benefits of a plan are improved (reduced), a past service cost (credit) is recognized immediately in net income. </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Remeasurements comprising of actuarial gains and losses, the effect of the asset ceiling and the return on plan assets in excess of or less than the interest income on the fair value of assets are recognized immediately in the Consolidated Statement of Financial Position, with a charge or credit to the Statement of Other Comprehensive Income (OCI) in the period in which they occur. Amounts recorded in OCI are not recycled to the Consolidated Statement of Income. </div></div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Other long-term employee benefits </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Other long-term employee benefits are accounted for similarly to defined benefit pension plans and other post-retirement benefit plans described above, except that remeasurements are recognized in the Consolidated Statement of Income in the period in which they arise. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Defined contribution plans </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The costs of such plans are equal to contributions payable by the Bank to employees&#8217; accounts for service rendered during the period and expensed. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Short-term employee benefits </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Short-term employee benefits are expensed as the related service is provided and a liability is measured on an undiscounted basis net of payments made. </div>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest and similar income and expenses </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For all <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> interest-bearing financial instruments, interest income or expense is recorded in net interest income using the effective interest rate. This is the rate that exactly discounts estimated future cash payments or receipts through the expected life of the financial instrument or a shorter period, where appropriate, to the gross carrying amount of the financial asset or financial liability. The calculation takes into account all the contractual terms of the financial instrument (for example, prepayment options) and includes any fees or incremental costs that are directly attributable to the instrument and are an integral part of the effective interest rate, but not future credit losses. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For trading financial instruments, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">mark-to-market</div></div> changes including related interest income or expense are recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; trading revenues. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The carrying amount of interest-bearing financial instruments, measured at amortized cost or classified as FVOCI, is adjusted if the Bank revises its estimates of payments or receipts. The adjusted carrying amount is calculated based on the original effective interest rate and the change in carrying amount is recorded as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income in the Consolidated Statement of Income. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top: 1em; margin-bottom: 1em"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Once the carrying value of a financial asset or a group of similar financial assets has been reduced due to an impairment loss, interest income continues to be recognized based on net effective interest rate inherent in the investment. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Loan origination costs are deferred and amortized into interest income using the effective interest method over the expected term of the loan. Loan fees are recognized in interest income over the appropriate lending or commitment period. Mortgage prepayment fees are recognized in interest income when received, unless they relate to a minor modification to the terms of the mortgage, in which case the fees are deferred and amortized using the effective interest method over the remaining period of the original mortgage. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Loan syndication fees are deferred and amortized in interest income over the term of the loan where the yield the Bank retains is less than that of the comparable lenders in the syndicate. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Loan commitment fees for loans that are likely to be drawn down and other credit related fees are deferred (together with any incremental costs) and recognized as part of the interest income on the loan. When it is unlikely that a loan will be drawn down, the loan commitment fees are recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fee and commission revenues </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Revenue is recognized once the Bank&#8217;s customer has obtained control of the service. The transfer of control occurs when the Bank&#8217;s customer has the ability to direct the use of and obtain the benefits of the banking services and the contractual performance obligation to the customer has been satisfied. The Bank records revenue gross of expenses where it is the principal in performing a service to the customer and net of expenses where the Bank is an agent for these services. The assessment of principal or agent requires judgement on the basis of whether the Bank controls the services before they are transferred to the customer. From time to time, the Bank may receive variable consideration such as performance fees. These fees are only recognized when it is highly probable that the Bank will not need to reverse a significant amount of revenue. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Card revenues include interchange fees, annual fees and other card related fees. Interchange fees are calculated as a percentage of the transaction and are recognized on the transaction date. Annual fees are recognized in income over 12 months. Other card fees are transaction-based and are recognized on the transaction date. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank operates various loyalty points programs, which allow customers to accumulate points when using the Bank&#8217;s products and services. Loyalty point liabilities are subject to periodic remeasurement to reflect the expected cost of redemption. Where the customer has the option to redeem points for statement credits, the cost of the loyalty program is presented net of card fees. Where points can only be redeemed for goods or services, interchange revenue allocated to the loyalty rewards is recognized when the rewards are redeemed. Reward costs are recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Banking services fees consist of fees earned on personal, business and government deposit activities. Personal deposit-related fees consist of account maintenance and various transaction-based services. Business and government deposit-related fees consist of commercial deposit and treasury management services and other cash management services. These fees are recognized on the transaction date or over time as services are provided to the customer. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Credit fees include fees earned for providing letters of credit and guarantee, loan commitments, bankers&#8217; acceptances, and for arranging loan syndications. These fees are recognized on the transaction date or over time as services are provided based on contractual agreements with the customer. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Mutual funds fees include management and administration fees which are earned in the Bank&#8217;s wealth management business. These fees are calculated as a percentage of the fund&#8217;s net asset value and recognized as the service is provided. From time to time, the Bank may also recognize performance fees from some funds. These fees are only recognized to the extent that it is highly probable that a significant reversal of revenue will not occur. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Brokerage fees relate to fees earned for providing full-service and discount brokerage services to clients. These fees are contractually agreed and can be asset-based or linked to individual transactions. Such fees are recognized as the service is provided to clients or on the trade date. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Investment management and trust fees include administration, trust services and other investment services provided to clients. These fees are contractually agreed upon and can be linked to portfolio values or individual transactions. Such fees are recognized as the service is provided to clients to the extent that it is highly probable that a significant reversal of revenue will not occur. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Underwriting and other advisory fees relate to fees earned for services provided to clients in relation to the placement of debt and equities. Such fees also include services to clients for mergers, acquisitions, financial restructurings and other corporate finance activities. These fees are recognized when the service has been performed and/or contractual milestones are completed. Performance and completion fees are variable consideration and generally contingent on the successful completion of a transaction. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Other fees and commissions include commissions earned on the sale of third party insurance products to the Bank&#8217;s customers. Such fees and commissions are recognized when the performance obligation is completed. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fee and commission expenses </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Fee and commission expenses relate to transaction and service fees which are expensed as the services are received. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Dividend income </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Dividend income on equity securities is recognized when the Bank&#8217;s right to receive payment is established, which is on the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">ex-dividend</div> date for listed equity securities. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Share-based payments </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Share-based payments awarded to employees are recognized as compensation expense in the Consolidated Statement of Income over the vesting period based on the number of awards expected to vest, including the impact of expected forfeitures. For awards that are delivered in tranches, each tranche is considered a separate award and accounted for separately. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Plain vanilla options and other awards that must be settled for shares are classified as equity awards. Equity-classified awards are expensed based on the grant date fair value with a corresponding increase to equity &#8211; other reserves in the Consolidated Statement of Financial Position. If an option is exercised, both the exercise price proceeds together with the amount recorded in other reserves is credited to equity &#8211; common shares in the Consolidated Statement of Financial Position. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Stock appreciation rights and other awards that must be settled for cash are classified as liabilities. Liability-classified awards are remeasured to fair value at each reporting date while they remain outstanding, with any changes in fair value recognized in compensation expense in the period. The liability is expensed over the vesting period, which incorporates the remeasurement of the fair value and a revised forfeiture rate that anticipates units expected to vest. </div></div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For plain vanilla options and stock appreciation rights, the Bank estimates fair value using an option pricing model. The option pricing model requires inputs such as the exercise price of the option, the current share price, the risk-free interest rate, expected dividends, expected volatility (calculated using an equal weighting of implied and historical volatility) and specific employee exercise behaviour patterns based on statistical data. For other awards, fair value is the quoted market price of the Bank&#8217;s common shares at the reporting date. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Where derivatives are used to economically hedge share-based payment expense, related <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">mark-to-market</div></div> gains and losses are included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses &#8211; salaries and employee benefits in the Consolidated Statement of Income. </div>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Dividends on shares </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Dividends on common and preferred shares and other equity instruments are recognized as a liability and deducted from equity when they are declared and no longer at the discretion of the Bank. </div>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Segment reporting </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Management&#8217;s internal view is the basis for the determination of operating segments. The operating segments are those whose operating results are regularly reviewed by the Bank&#8217;s chief operating decision-maker to make decisions about resources to be allocated to the segment and assess its performance. The Bank has four operating segments: Canadian Banking, International Banking, Global Wealth Management and Global Banking&#160;and Markets. The Other category represents smaller operating segments, including Group Treasury and other corporate items, which are not allocated to an operating segment. These segments offer different products and services and are managed separately based on the Bank&#8217;s management and internal reporting structure. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The results of these business segments are based upon the internal financial reporting systems of the Bank. The accounting policies used in these segments are generally consistent with those followed in the preparation of the consolidated financial statements by the Bank. The only notable accounting measurement difference is the grossing up of revenues which are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> and income from associate corporations to an equivalent <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">before-tax</div> basis for those affected segments. This change in measurement enables comparison of income arising from taxable and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> sources. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Given the complexity of the Bank, various estimates and allocation methodologies are used in the preparation of the business segment financial information. The funding value of assets and liabilities is transfer-priced at wholesale market rates, and corporate expenses are allocated to each segment on an equitable basis using various parameters. As well, capital is apportioned to the business segments on a risk-based methodology. Transactions between segments are recorded within segment results as if conducted with a third-party and are eliminated on consolidation. </div>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Earnings per share (EPS) </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Basic EPS is computed by dividing net income for the period attributable to the Bank&#8217;s common shareholders by the weighted-average number of common shares outstanding during the period. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Diluted EPS is calculated by dividing adjusted net income for the period attributable to common shareholders by the weighted-average number of diluted common shares outstanding for the period. In the calculation of diluted earnings per share, earnings are adjusted for changes in income or expenses that would result from the issuance of dilutive shares. The weighted-average number of diluted common shares outstanding for the period reflects the potential dilution that would occur if options, securities or other contracts that entitle their holders to obtain common shares had been outstanding from the beginning of the period (or a later date) to the end of the period (or an earlier date). Instruments determined to have an antidilutive impact for the period are excluded from the calculation of diluted EPS. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The number of additional shares for inclusion in diluted EPS for share-based payment options is determined using the treasury share method. Under this method, the net number of incremental common shares is determined by assuming that <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">in-the-money</div></div> stock options are exercised and the proceeds are used to purchase common shares at the average market price during the period. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The number of additional shares associated with capital instruments that potentially result in the issuance of common shares is based on the terms of the contract. On occurrence of contingencies as specified in the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Viability</div> Contingent Capital (NVCC) instruments, the number of additional common shares associated with the NVCC subordinated debentures, NVCC subordinated additional Tier 1 capital notes, NVCC limited recourse capital notes and NVCC preferred shares is based on an automatic conversion formula as set out in the respective prospectus supplements. </div> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 117<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Future accounting developments<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_4" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Future Accounting Developments </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank actively monitors developments and changes in accounting standards from the IASB, as well as requirements from the other regulatory bodies, including OSFI. The Bank is currently assessing the impact of adoption of new standards issued by the IASB on its consolidated financial statements and also evaluating the alternative elections available on transition. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Effective November&#160;1, 2026 </div></div></div> <div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">IFRS 9 <div style="font-style: normal;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments </div></div>and IFRS 7 <div style="font-style: normal;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments</div></div><div style="font-style: normal;display:inline;"><div style="font-style:italic;display:inline;">: Disclosures</div></div> &#8211; Amendments </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">On May&#160;30, 2024, the IASB issued &#8220;Amendments to the Classification and Measurement of Financial Instruments (Amendments to IFRS 9 and IFRS 7)&#8221; to address post-implementation review findings of IFRS 9 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments</div></div>. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The amendments introduce an accounting policy choice to derecognize financial liabilities settled through an electronic payment system before the settlement date upon meeting certain conditions. The amendments clarify the assessment of contractual cash flow characteristics of financial assets based on contingent events, such as interest rates linked to environmental, social and governance (ESG) targets, the treatment of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-recourse</div> assets, and contractually linked instruments. The amendments introduce new disclosure requirements for financial instruments with contractual terms that can change cash flows due to events not directly related to changes in basic lending risks, such as certain loans subject to ESG targets. Additionally, the amendments change some of the disclosure requirements for equity instruments designated at fair value through other comprehensive income. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div>  <div style="margin-top: 1em; margin-bottom: 1em"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The amendments are effective for the Bank on November&#160;1, 2026, and early adoption is permitted. The Bank is required to apply the amendments retrospectively but is not required to restate prior periods. The Bank is currently assessing the impact of these amendments. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Effective November&#160;1, 2027 </div></div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">IFRS 18 <div style="font-style: normal;display:inline;"><div style="font-style:italic;display:inline;">Presentation and Disclosure in Financial Statements</div></div> </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The IASB issued IFRS 18 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Presentation and Disclosure in Financial Statements</div></div> on April&#160;9, 2024, to replace IAS 1 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Presentation of Financial Statements</div></div> and is effective for annual periods beginning on or after January&#160;1, 2027. IFRS 18 introduces a defined structure for the presentation of the statement of income, including required totals and subtotals, as well as aggregating and disaggregating principles to categorize financial information. The standard also requires all Management-defined performance measures to be disclosed in the notes to the financial statements. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">IFRS 18 will be effective for the Bank on November&#160;1, 2027, with early adoption permitted. The Bank is currently assessing the impact of this new standard. </div> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 30<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_30_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Cash and deposits with financial institutions<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_5" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Cash and Deposits with Financial Institutions </div> </td> </tr> </table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest-bearing</div> deposits with financial institutions</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,256</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,406</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest-bearing deposits with financial institutions</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55,711</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">54,454</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;65,967</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;63,860</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Net of allowances of $4 (2024 &#8211; $3).<div style="font-family: arial; background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="background: none;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> </div> </td> </tr> </table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank is required to maintain balances with central banks, other regulatory authorities and certain counterparties. These amounted to $6,759&#160;million (2024 &#8211; $5,322&#160;million) and are included above. </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div> <span></span>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair Value of Financial Instruments<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<td id="fin937872_6" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Fair Value of Financial Instruments </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Determination of fair value </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The calculation of fair value is based on market conditions at a specific point in time and therefore may not be reflective of future fair values. The Bank has controls and processes in place to ensure that the valuation of financial instruments is appropriately determined. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank discloses the classification of all financial instruments carried at fair value in a hierarchy based on the determination of fair value. The best evidence of fair value for a financial instrument is the quoted price in an active market. Fair value based on unadjusted quoted market prices for identical instruments in active markets represents a Level&#160;1 valuation. Where possible, valuations are based on quoted prices or observable inputs obtained from active markets. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Independent Price Verification (IPV) is undertaken to assess the accuracy of prices and inputs used in the determination of fair value. The IPV process is performed by price verification groups that are independent of the business. The Bank maintains a list of approved pricing sources that are used in the IPV process. These sources include, but are not limited to, brokers, exchanges and pricing services. The valuation policies relating to the IPV process require that all pricing or rate sources used be external to the Bank. At least annually, an independent assessment of pricing or rate sources is performed to determine the market presence and reliability of market levels. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Quoted prices are not always available for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">over-the-counter</div></div> (OTC) transactions as well as for transactions in inactive or illiquid markets. OTC transactions are valued using internal models that maximize the use of observable inputs to estimate fair value. The chosen valuation technique incorporates all the factors that market participants would take into account in pricing a transaction. When fair value is based on all significant market observable inputs, the valuation is classified as Level&#160;2. Financial instruments traded in a less active market can be valued using indicative market prices, the present value of cash flows or other valuation techniques. Fair value estimates normally do not consider forced or liquidation sales. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Where financial instruments trade in inactive markets or when using models where observable parameters do not exist, significant management judgment is required for valuation methodologies and model inputs. Valuations that require the significant use of unobservable inputs are considered Level&#160;3. </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The specific inputs and valuation techniques used in determining the fair value of financial instruments are noted below. For Level&#160;3 instruments, additional information is disclosed in the Level&#160;3 sensitivity analysis on page&#160;173. </div></div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair values of cash and deposits with banks, securities purchased under resale agreements and securities borrowed, customers&#8217; liability under acceptances, obligations related to securities sold under repurchase agreements and securities lent, acceptances, and obligations related to securities sold short are assumed to approximate their carrying values, either due to their short-term nature or because they are frequently repriced to current market rates. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading loans </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Trading loans are comprised of loans that serve as hedges to total return swaps, hedges for precious metal certificate liabilities and loans subject to sale through syndication. Trading loans that serve as hedges to loan-based credit total return swaps and precious metals certificate liabilities are valued using consensus prices from Bank approved independent pricing services. The fair value of loans subject to sale through syndication approximates their carrying value due to the short-term nature of these loans. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Government issued or guaranteed securities </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair values of government issued or guaranteed debt securities are primarily based on unadjusted quoted prices in active markets, where available. Where quoted prices in active markets are not available, the fair value is determined by utilizing recent transaction prices, reliable broker quotes, or pricing services, which derive fair values using only observable valuation inputs, which are significant to the fair values. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For securities for which quoted prices are not available, the Bank uses a discounted cash flow method, using the effective yield of a similar instrument adjusted for instrument-specific risk factors that are observable inputs such as credit spread and contracted features. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Corporate and other debt </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Corporate and other debt securities are valued using unadjusted quoted prices from independent market data providers or third-party broker quotes from an active market. Where direct prices from active markets are not available, the valuation is performed with a yield-based valuation approach. In some instances, interpolated yields of similar bonds are used to price securities. The Bank uses pricing models with observable inputs from market sources such as credit spread, and interest rate curves. These inputs are verified through an IPV process on a monthly basis. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For certain securities where there is no active market, no consensus market pricing and no indicative or executable independent third-party quotes, the Bank uses pricing by third-party providers or internal pricing models and cannot readily observe the significant inputs used to price such instruments. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mortgage-backed securities </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair value of residential mortgage-backed securities is primarily determined using broker quotes and independent market data providers. In limited circumstances, an internal price-based model may be used with the unobservable inputs that are significant to the fair value. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equity securities </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair value of equity securities is based on unadjusted quoted prices in active markets, where available. Where equity securities are less frequently traded, the most recent exchange-quoted pricing is used to determine fair value. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For private equity securities, where quoted prices in active markets are not readily available, the fair value is determined as a multiple of the underlying earnings or percentage of underlying net asset value obtained from third-party general partner statements. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Derivatives </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Fair values of exchange-traded derivatives are based on unadjusted quoted market prices from an active market. Fair values of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">over-the-counter</div></div> (OTC) derivatives or inactive exchange-traded derivatives are determined using pricing models, which take into account observable valuation inputs such as current market and contractual prices of the underlying instruments, as well as time value and yield curve or volatility factors underlying the positions. The determination of the fair value of derivatives includes consideration of credit risk, estimated funding costs and ongoing direct costs over the life of the instruments. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Derivative products valued using a valuation technique with market-observable inputs mainly include interest rate swaps and options, currency swaps and forward foreign exchange contracts. The most frequently applied valuation techniques include forward pricing and swap models, using present value calculations. The models incorporate various inputs including foreign exchange spot, forward rates and interest rate curves. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Derivative products valued using a valuation technique with significant unobservable inputs, such as volatility, correlation, and forward curves, may include long dated contracts (interest rate swaps, currency swaps, option contracts, commodity contracts and certain credit default swaps) and other derivative products that reference a basket of assets. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loans </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The estimated fair value of loans carried at amortized cost reflects changes in the general level of interest rates and creditworthiness of borrowers that have occurred since the loans were originated or purchased. The particular valuation methods used are as follows: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Canadian fixed rate residential mortgages are fair valued by discounting the expected future contractual cash flows, taking into account expected prepayments and using management&#8217;s best estimate of average market interest rates currently offered for mortgages with similar remaining terms. </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">For fixed rate business and government loans, fair value is determined by discounting the expected future contractual cash flows at market interest rates for loans with similar credit risks. </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">For all other fixed rate loans, fair value is determined by discounting the expected future contractual cash flows of these loans at market interest rates. </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">For all floating rate loans fair value is assumed to equal carrying value. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair value of loans is not adjusted for the value of any credit protection the Bank has purchased to mitigate credit risk. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Deposits </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair values of deposits payable on demand or after notice or floating rate deposits payable on a fixed date is assumed to equal carrying value. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The estimated fair values of Canadian personal fixed rate deposits payable on a fixed date are fair valued by discounting the expected future contractual cash outflows, using management&#8217;s best estimate of average market interest rates currently offered for deposits with similar remaining terms. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Deposits under the Canada Mortgage Bond (CMB) program are fair valued by discounting expected future contractual cash flows using market observable inputs. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For all other fixed rate deposits, fair value is determined by discounting the expected future contractual cash flows of these deposits at interest rates currently offered for deposits with similar terms. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For structured notes containing embedded features that are bifurcated from plain vanilla notes, the fair value of the embedded derivatives is determined using option pricing models with observable inputs similar to other interest rate or equity derivative contracts. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Certain deposits that are designated at FVTPL are structured notes. 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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:58%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total<br/> fair<br/> value</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total<br/> carrying<br/> value</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> fair<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> carrying<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash and deposits with financial institutions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65,967</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65,967</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">63,860</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">63,860</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Trading assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">152,223</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">152,223</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">129,727</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">129,727</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">203,008</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">203,008</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">200,543</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">200,543</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities &#8211; FVOCI and FVTPL</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126,226</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126,226</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">123,420</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">123,420</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities &#8211; Amortized cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,239</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,722</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">28,422</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,412</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">769,900</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;757,825</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;760,829</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Customers&#8217; liability under acceptances</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">177</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">177</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">148</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">148</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,128</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,128</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22,467</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22,467</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposits</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;965,925</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;966,279</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">941,290</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">943,849</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Financial instruments designated at fair value through profit or loss</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,165</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,165</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">36,341</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">36,341</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acceptances</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">178</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">178</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">149</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">149</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold short</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,104</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,104</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">35,042</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">35,042</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,031</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,031</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">51,260</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">51,260</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold under repurchase agreements and<br/> securities lent</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189,144</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189,144</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">190,449</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">190,449</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Subordinated debentures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,749</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,692</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,814</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,833</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other financial liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,500</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,529</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">53,342</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">53,387</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table>  <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Changes in interest rates, credit spreads and liquidity costs are the main cause of changes in the fair value of the Bank&#8217;s financial instruments resulting in a favourable or unfavourable variance compared to carrying value. For the Bank&#8217;s financial instruments carried at cost or amortized cost, the carrying value is not adjusted to reflect increases or decreases in fair value due to market fluctuations, including those due to interest rate changes. For FVOCI investment securities, derivatives and financial instruments measured at FVTPL or designated as fair value through profit or loss, the carrying value is adjusted regularly to reflect the fair value. </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value hierarchy </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table outlines the fair value hierarchy of instruments carried at fair value on a recurring basis and of instruments not carried at fair value. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:39%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Level&#160;1</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Level&#160;2</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Level&#160;3</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Level&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Level&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Level&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Instruments carried at fair value on a recurring basis:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Assets:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Precious metals<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,156</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,156</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Trading assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,486</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,487</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,649</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,649</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Canadian federal government and government guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,838</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,963</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,801</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,229</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,742</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">14,971</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,374</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,336</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,710</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,228</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,185</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,413</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agencies&#8217; debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,132</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,132</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15,050</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15,050</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other foreign governments&#8217; debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,837</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,451</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,288</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">422</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,932</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10,354</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Corporate and other debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,523</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,593</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,116</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,940</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,990</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,934</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equity securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,412</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">373</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,797</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,081</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">88</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,190</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,892</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,892</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,166</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,166</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;120,116</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,094</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;152,223</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;96,950</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;32,752</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">25</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;129,727</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Investment securities<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Canadian federal government and government guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,143</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,967</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,110</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,739</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,801</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,293</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,550</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,843</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,823</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,702</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,525</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agencies&#8217; debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;42,300</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,736</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,036</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">39,999</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,377</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">46,376</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other foreign governments&#8217; debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,099</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,627</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,726</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,940</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,346</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,286</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Corporate and other debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">116</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,892</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,040</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">133</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,359</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">35</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,527</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equity securities</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">96</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">329</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,046</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,471</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,983</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">317</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">1,866</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">5,166</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81,047</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43,101</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,078</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126,226</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">72,617</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">48,902</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">1,901</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">123,420</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest rate contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,804</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,807</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,584</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,584</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign exchange and gold contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26,411</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26,412</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">26,004</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">26,004</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equity contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">816</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,452</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">161</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,429</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">150</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,313</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,507</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">269</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">273</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">180</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">182</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commodity contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,594</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,610</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,095</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">7</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,102</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">816</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45,530</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">185</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">150</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">44,176</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">53</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">44,379</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Liabilities:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Deposits<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(3)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">335</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">335</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">193</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">193</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Financial liabilities designated at fair<br/> value through profit or loss</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,165</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,165</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">36,341</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">36,341</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Obligations related to securities sold short</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,864</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,240</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,104</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">30,721</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,319</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">35,042</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:7.5pt"></td>
<td colspan="4" style="height:7.5pt;background-color:#ffffff"></td>
<td colspan="4" style="height:7.5pt;background-color:#ffffff"></td>
<td colspan="4" style="height:7.5pt;background-color:#ffffff"></td>
<td colspan="4" style="height:7.5pt;background-color:#ffffff"></td>
<td colspan="4" style="height:7.5pt"></td>
<td colspan="4" style="height:7.5pt"></td>
<td colspan="4" style="height:7.5pt"></td>
<td colspan="4" style="height:7.5pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest rate contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,181</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,189</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,895</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,908</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign exchange and gold contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,793</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,793</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,900</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,900</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equity contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">783</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,288</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,114</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">139</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,687</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,845</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">46</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">47</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commodity contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,897</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,909</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,550</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,560</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">783</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55,183</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,031</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">139</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">51,078</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">43</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">51,260</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
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<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt"></td>
<td colspan="4" style="height:6pt"></td>
<td colspan="4" style="height:6pt"></td>
<td colspan="4" style="height:6pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Instruments not carried at fair value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(4)</div>:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Assets:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Investment securities &#8211; amortized cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,548</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,691</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,239</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,127</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27,295</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">28,422</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(5)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;400,574</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">400,574</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;399,139</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">399,139</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:9.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:9.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:9.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Liabilities:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Deposits<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(5)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;392,222</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">392,222</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">411,838</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">411,838</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Subordinated debentures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,345</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">404</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,749</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,814</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,814</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,098</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">486</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,584</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">21,563</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">499</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">22,062</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The fair value of precious metals is determined based on quoted market prices and forward spot prices, where applicable, less the cost to sell. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes debt investment securities measured at amortized cost of $23,722 (October 31, 2024 &#8211; $29,412). </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">These amounts represent embedded derivatives bifurcated from structured note liabilities measured at amortized cost. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents the fair value of financial assets and liabilities where the carrying amount is not a reasonable approximation of fair value. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(5)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents fixed rate instruments. </div></td></tr></table>  <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top: 1em; margin-bottom: 1em"></div><div></div><div><div style="line-height:normal;display: inline;"></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Level&#160;3 instrument fair value changes </div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Financial instruments categorized as Level&#160;3 in the fair value hierarchy as at October&#160;31, 2025, comprised of loans, structured corporate bonds, equity securities and derivatives. </div></div></div>  <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table summarizes the changes in Level&#160;3 instruments carried at fair value for the year ended October&#160;31, 2025. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">All positive balances represent assets and negative balances represent liabilities. Consequently, positive amounts indicate purchases of assets or settlements of liabilities and negative amounts indicate sales of assets or issuances of liabilities. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:41%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="30" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value<br/> November&#160;1<br/> 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)<br/> recorded in<br/> income<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)<br/> recorded in<br/> OCI</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Purchases/<br/> Issuances</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Sales/<br/> Settlements</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Transfers<br/> into/out&#160;of<br/> Level&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value<br/> October&#160;31<br/> 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Change in<br/> unrealized<br/> gains/(losses)<br/> recorded in<br/> income for<br/> instruments<br/> still held<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Trading assets</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">$</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(179</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">179</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate and other debt</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">4</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity securities</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">21</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(19</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">25</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(198</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">178</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:6pt;background-color:#ffffff">&#160;</td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:6pt;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Investment securities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate and other debt</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">35</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5</div></div></td>
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<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity securities</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">1,866</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">148</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">197</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(228</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,046</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">141</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">&#8199;1,901</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">143</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">197</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(228</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,078</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">136</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Derivative financial instruments&#160;&#8211; assets</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(<div style="letter-spacing: 0px; top: 0px;display:inline;">4</div>)</div>&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and gold contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">44</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">161</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div>&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">2</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">7</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Derivative financial instruments&#160;&#8211; liabilities</div> </td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">(13</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(4)</div>&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">(19</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(15</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(26</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(43</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(15</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div>&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">(1</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity contracts</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">(10</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(12</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">10</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">120</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Obligations related to securities sold&#160;short</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">(2</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">1,934</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">224</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;198</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(407</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;193</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,211</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">218</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Gains or losses for items in Level 3&#160;may be offset with losses or gains on related hedges in Level&#160;1 or Level&#160;2. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">These amounts represent the unrealized gains and losses from fair value changes of Level&#160;3 instruments still held at the end of the period that are recorded in the Consolidated Statement of Income. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Certain unrealized gains and losses on derivative assets and liabilities are largely offset by <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">mark-to-market</div></div> changes on other instruments included in trading revenues in the Consolidated Statement of Income, since these instruments act as an economic hedge to certain derivative assets and liabilities. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Certain unrealized gains and losses on interest rate derivative contracts are largely offset by mark-to-market changes on embedded derivatives on certain deposit liabilities in the Consolidated Statement of Income. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table summarizes the changes in Level&#160;3 instruments carried at fair value for the year ended October&#160;31, 2024. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:52%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value<br/> November&#160;1<br/> 2023</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)<br/> recorded&#160;in<br/> income<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)<br/> recorded<br/> in OCI</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Purchases/<br/> Issuances</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Sales/<br/> Settlements</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Transfers<br/> into/out&#160;of<br/> Level&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value<br/> October&#160;31<br/> 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Trading assets</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(22</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(16</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,749</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">100</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(25</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">251</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(207</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">33</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,901</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(11</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(9</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold short</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(2</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(2</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Gains or losses for items in Level 3&#160;may be offset with losses or gains on related hedges in Level&#160;1 or Level&#160;2. </div> </td> </tr> </table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Significant transfers </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Significant transfers can occur between the fair value hierarchy levels when additional or new information regarding valuation inputs and their refinement and observability becomes available. The Bank recognizes transfers between levels of the fair value hierarchy at the end of the reporting period during which the change has occurred. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following significant transfers made between Levels 1 and 2 were based on whether the fair value was determined using quoted market prices from an active market. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">During the year ended October&#160;31, 2025: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Trading assets of $1,867&#160;million, investment securities of $3,010&#160;million and obligations related to securities sold short of $396&#160;million were transferred out of Level&#160;2 into Level&#160;1. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Trading assets of $712&#160;million, investment securities of $698&#160;million and obligations related to securities sold short of $6&#160;million were transferred out of Level&#160;1 into Level&#160;2. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">There was <div style="letter-spacing: 0px; top: 0px;display:inline;">no</div> significant transfer into and out of Level&#160;3 during the year ended October 31, 2025 and October&#160;31, 2024. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Level&#160;3 sensitivity analysis </div></div>  <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The table below sets out information about significant unobservable inputs used in measuring financial instruments categorized as Level&#160;3 in the fair value hierarchy. </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:38%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:15%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:18%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom"></td>
<td style="width:11%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Valuation technique</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Significant unobservable&#160;inputs</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Range&#160;of&#160;estimates&#160;for<br/> unobservable&#160;inputs<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Changes&#160;in&#160;fair&#160;value<br/> from reasonably<br/> possible&#160;alternatives<br/> ($ millions)</div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Investment securities</div> </td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:right"><div style="-sec-ix-hidden:Fact_151220695;display:inline;">General&#160;Partner&#160;valuations</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="font-size:1pt">
<td style="height:1.5pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Private equity securities<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;text-align:right">Market comparable</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;text-align:right">per net asset value</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">n/a</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right">(84)/84</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Derivative financial instruments</div> </td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="font-size:1pt">
<td style="height:1.5pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate contracts</div> </td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:right"><div style="-sec-ix-hidden:hidden151220688;display:inline;">Option&#160;pricing</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:right"><div style="-sec-ix-hidden:hidden151220692;display:inline;">Interest rate</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top;text-align:right">model</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top;text-align:right">volatility</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top;text-align:right"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">59%&#160;-&#160;220%</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;white-space:nowrap;text-align:right">(1)/1</td> </tr>
<tr style="font-size:1pt">
<td style="height:1.5pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity contracts</div> </td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:right"><div style="-sec-ix-hidden:hidden151220687;display:inline;">Option&#160;pricing</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:right">Equity&#160;volatility</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">5%&#160;-&#160;397%</div></td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top;text-align:right">model</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top;text-align:right">Equity correlation</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top;text-align:right"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(114%)&#160;-&#160;114%</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;white-space:nowrap;text-align:right">(45)/45</td> </tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity contracts</div> </td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;text-align:right">Discounted&#160;cash&#160;flow</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;text-align:right">Forward curves</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">9%&#160;-&#160;15%</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;white-space:nowrap;text-align:right">(5)/5</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The range of estimates represents the actual lowest and highest level inputs used to fair value financial instruments within each financial statement category. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The valuation of private equity securities utilizes net asset values as reported by fund managers. Net asset values are not considered observable as the Bank cannot redeem these instruments at such values. The range for net asset values per unit or price per share has not been disclosed for these instruments since the valuations are not model-based. </div> </td> </tr> </table>  <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank applies judgment in determining unobservable inputs used to calculate the fair value of Level&#160;3 instruments. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following section discusses the significant unobservable inputs for Level&#160;3 instruments. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">General Partner (GP) Valuations per Net Asset Value </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Net asset values provided by GPs represent the fair value of investments in private equity securities. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Correlation </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Correlation becomes an input into equity derivative pricing when the relationship between price movements of two or more of the underlying assets is relevant. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Volatility </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Volatility for equity derivatives is a measure of the underlying price fluctuation. Interest rate volatility measures variability of a security yield or interest rate. Historic volatility is often calculated as the annualized standard deviation of daily price or yield variation for a given time period. Implied volatility is such that, when input into an option pricing model, returns a value equal to the current market value of the option. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Forward curves </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Monthly forward curves for commodity contracts are required inputs to valuation. A portion of the forward curves are unobservable. </div> <span></span>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Trading Assets<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<td id="fin937872_7" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Trading Assets </div> </td> </tr> </table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading securities </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">An analysis of the carrying value of trading securities is as follows: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="width:39%"></td>
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<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three&#160;to<br/> twelve<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading securities:</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal government issued or guaranteed debt</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">357</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,143</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,102</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,606</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,593</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,801</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,410</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,545</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,101</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,856</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,798</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,710</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S.&#160;agency&#160;debt</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">807</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,628</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,961</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,871</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">865</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,132</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">670</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,441</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,347</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,406</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">424</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,288</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity securities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,797</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,797</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">730</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,044</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,591</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,019</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">732</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,116</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,974</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,801</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,102</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,758</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,412</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,797</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">140,844</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total by currency (in&#160;Canadian&#160;equivalent):</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian dollar</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,328</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,115</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,627</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,147</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,889</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,118</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,224</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. dollar</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">920</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,339</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,266</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,711</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,125</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,421</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60,782</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexican peso</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">408</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,915</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,976</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">157</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">161</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,693</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other currencies</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">318</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,432</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,233</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">743</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">237</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,182</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,145</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total trading securities</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,974</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,801</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,102</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,758</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,412</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,797</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">140,844</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:12pt"></td>
<td colspan="24" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;three<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three&#160;to<br/> twelve<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five&#160;to&#160;ten<br/> years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;ten<br/> years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Carrying<br/> value</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading securities:</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal government issued or guaranteed debt</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">352</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,646</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,182</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,626</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,165</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">14,971</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">920</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">893</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,774</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">937</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,889</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,413</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S.&#160;agency&#160;debt</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,724</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,439</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,237</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,461</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,189</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15,050</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,458</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,663</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,883</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,046</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">304</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10,354</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity securities</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,190</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,190</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">316</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,468</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,792</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,728</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">623</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">11,934</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,770</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">11,109</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">24,868</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">10,798</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">9,170</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">59,197</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">119,912</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total by currency (in&#160;Canadian&#160;equivalent):</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian dollar</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,570</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,452</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,779</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,029</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,397</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27,688</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">54,915</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. dollar</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,604</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,643</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10,711</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,426</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,570</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24,796</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">46,750</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexican peso</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">704</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,714</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,135</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">101</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">63</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,776</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other currencies</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">892</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,300</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,243</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,242</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">140</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,654</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">13,471</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total trading securities</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;4,770</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;11,109</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;24,868</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;10,798</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;9,170</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;59,197</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;119,912</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table>  <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading loans </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table provides the geographic breakdown of trading loans: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:84%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)(2)</div></div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S.<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,290</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,154</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Europe<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">434</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">458</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canada<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(4)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,759</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">980</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">57</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;8,487</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;7,649</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Geographic segmentation of trading loans is based upon the location of the ultimate risk of the underlying asset. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Loans are primarily denominated in U.S. dollars. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes trading loans that serve as a hedge to loan-based credit total return swaps. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes trading loans that serve as hedges to total return swaps, hedges for precious metal certificate liabilities and loans subject to sale through syndication. </div> </td> </tr> </table> <span></span>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial Instruments Designated at Fair Value Through Profit or Loss<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
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<td id="fin937872_8" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Financial Instruments Designated at Fair Value Through Profit or Loss </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In accordance with its risk management strategy, the Bank has elected to designate certain senior note liabilities at fair value through profit or loss to reduce an accounting mismatch between fair value changes in these instruments and fair value changes in related derivatives, and where a hybrid financial liability contains one or more embedded derivatives that are not closely related to the host contract. Changes in fair value of financial liabilities arising from the Bank&#8217;s own credit risk are recognized in other comprehensive income, without subsequent reclassification to net income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The cumulative fair value adjustment due to own credit risk is determined at a point in time by comparing the present value of expected future cash flows over the term of these liabilities discounted at the Bank&#8217;s effective funding rate, and the present value of expected future cash flows discounted at a benchmark rate. </div>  <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the fair value of financial liabilities designated at fair value through profit or loss and their changes in fair value. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Fair value</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"> <div style="text-align: center; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64);display:inline;">Change&#160;in&#160;fair&#160;value<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></div> <div style="text-align: center; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt;"><div style="color: rgb(178, 48, 64);display:inline;">Gains/(losses)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"> <div style="text-align: center; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"><div style="color: rgb(178, 48, 64);display:inline;">Cumulative&#160;change&#160;in&#160;FV<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(2)</div></div></div> <div style="text-align: center; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt;"><div style="color: rgb(178, 48, 64);display:inline;">Gains/(losses)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8201;As at</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">For the year ended</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Liabilities:</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Senior note liabilities<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;47,165</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;36,341</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(870</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(4,515</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;3,270</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;4,140</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Change in the difference between the contractual maturity amount and the carrying value. </div> </td> </tr> </table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The cumulative change in fair value is measured from the instrument&#8217;s date of initial recognition. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Changes in fair value attributable to changes in the Bank&#8217;s own credit risk are recorded in other comprehensive income. Other changes in fair value are recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; trading revenues. The offsetting fair value changes from associated derivatives is also recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; trading revenues. </div> </td> </tr> </table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the changes in fair value attributable to changes in the Bank&#8217;s own credit risk for financial liabilities designated at fair value through profit or loss as well as their contractual maturity and carrying amounts. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Senior Note Liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Contractual<br/> maturity<br/> amount</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64);display:inline;">Carrying<br/>value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64);display:inline;">Difference<br/>between<br/>contractual<br/>maturity<br/>amount and<br/>carrying&#160;value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64);display:inline;">Changes&#160;in&#160;fair&#160;value<br/>for the period<br/>attributable to<br/>changes&#160;in own<br/>credit&#160;risk recorded<br/>in other<br/>comprehensive<br/>income<br/>Gains/(losses)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64);display:inline;">Cumulative&#160;changes<br/>in fair value<br/>attributable to<br/>changes in own<br/>credit&#160;risk<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div><br/>Gains/(losses)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">As at October&#160;31, 2025</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50,435</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,165</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,270</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(693</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(1,606</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">As at October&#160;31, 2024</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;40,481</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;36,341</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;4,140</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(804</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(913</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The cumulative change in fair value is measured from the instrument&#8217;s date of initial recognition. </div> </td> </tr> </table> <span></span>
</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of financial instruments designated at fair value through profit or loss. [Refer: At fair value [member]; Classes of financial instruments [domain]]</p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Derivative Financial Instruments<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_9" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Derivative Financial Instruments </div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Notional amounts<div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px">(1)</div> </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table provides the aggregate notional amounts of derivative financial instruments outstanding by type and segregated between those used by the Bank in its dealer capacity (Trading) and those derivatives designated in hedging relationships. The notional amounts of these contracts represent the derivatives volume outstanding and do not represent the potential gain or loss associated with the market risk or credit risk of such instruments. Credit derivatives within other derivative contracts are comprised primarily of purchased and sold credit default swap transactions. To a lesser extent, this category also includes total return swaps referenced to loans and debt securities. Commodity and other contracts includes energy, precious metals other than gold and other commodities. </div>  <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedging</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedging</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exchange-traded:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">763,135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">763,135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">606,019</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">606,019</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,686</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,686</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,848</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,848</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,545</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,545</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,430</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,430</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">768,366</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">768,366</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">617,297</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">617,297</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter:</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forward rate agreements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">315</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">315</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">215</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">215</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">467,384</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,791</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">526,175</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">427,122</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">53,481</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">480,603</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">84,306</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">84,306</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">45,572</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">45,572</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,090</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,090</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">49,595</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">49,595</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">635,095</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,791</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">693,886</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">522,504</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">53,481</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">575,985</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter</div></div> (settled through central counterparties):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forward rate agreements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">157,033</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">157,033</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">86,657</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">86,657</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,630,261</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">344,717</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,974,978</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,694,823</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">278,314</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,973,137</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,787,294</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">344,717</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,132,011</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,781,480</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">278,314</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,059,794</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,190,755</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">403,508</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,594,263</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,921,281</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">331,795</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,253,076</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exchange-traded:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,665</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,665</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,952</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,952</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,665</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,665</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">21,952</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">21,952</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter:</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Spot and forwards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">581,518</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,870</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">602,388</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">541,732</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,156</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">562,888</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">869,035</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">102,579</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">971,614</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">771,246</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">108,558</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">879,804</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,750</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,750</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,135</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,135</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,781</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,781</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">36,390</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">36,390</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,530,084</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">123,449</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,653,533</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,374,503</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">129,714</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,504,217</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter</div></div> (settled through central counterparties):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Spot and forwards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,708</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,708</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24,865</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24,865</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,708</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,708</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">24,865</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">24,865</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,583,457</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">123,449</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,706,906</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,421,320</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">129,714</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,551,034</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exchange-traded:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128,297</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128,297</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,329</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,329</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39,897</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39,897</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">46,304</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">46,304</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">168,194</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">168,194</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">105,633</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">105,633</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter:</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">131,393</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,284</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">132,677</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">83,455</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">965</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">84,420</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,457</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,457</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,086</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,086</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40,993</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40,993</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">36,596</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">36,596</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">192,843</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,284</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">194,127</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">138,137</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">965</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">139,102</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter</div></div> (settled through central counterparties):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,374</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,374</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,069</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,069</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">501</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">501</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">251</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">251</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,875</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,875</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">9,320</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">9,320</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">368,912</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,284</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,196</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">253,090</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">965</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">254,055</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total notional amounts outstanding</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;12,143,124</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;528,241</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;12,671,365</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;8,595,691</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;462,474</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;9,058,165</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The notional amounts represent the amount to which a rate or price is applied to determine the amount of cash flows to be exchanged. </div></td></tr></table> <div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table summarizes the remaining term to maturity of the notional amounts of the Bank&#8217;s derivative financial instruments by type: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:53%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">617,714</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">145,421</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">763,135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forward rate agreements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">122,168</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,865</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">315</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">157,348</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,604,519</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,089,234</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,807,400</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,501,153</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66,995</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,710</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,287</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86,992</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">51,546</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,347</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,742</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">85,635</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,462,942</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,308,577</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,822,744</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,594,263</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,134</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,482</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,665</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Spot and forwards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">593,082</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,899</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,115</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">637,096</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">243,425</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">489,190</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">238,999</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">971,614</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,053</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,183</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">514</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,750</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,985</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,230</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">566</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,781</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">915,679</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">544,984</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">246,243</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,706,906</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">195,981</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63,216</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,777</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">260,974</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,976</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,308</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,547</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,831</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61,121</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,102</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">168</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81,391</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">274,078</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">91,626</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,492</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,196</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,652,699</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,945,187</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,073,479</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;12,671,365</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">478,886</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">127,133</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">606,019</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forward rate agreements</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">85,447</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,217</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">208</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">86,872</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,190,218</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,760,062</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,503,460</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,453,740</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">30,562</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,095</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,763</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">51,420</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">23,960</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">19,897</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">11,168</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">55,025</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,809,073</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,926,404</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,517,599</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,253,076</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16,289</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,663</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,952</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Spot and forwards</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">543,486</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">38,039</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,228</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">587,753</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">210,318</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">455,694</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">213,792</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">879,804</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,121</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,788</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">226</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,135</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">28,533</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,662</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">195</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">36,390</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">816,747</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">513,846</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">220,441</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,551,034</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">103,234</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">39,521</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">994</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">143,749</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,661</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,553</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,941</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27,155</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">57,307</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">25,467</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">377</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">83,151</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">173,202</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">74,541</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,312</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">254,055</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;3,799,022</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;3,514,791</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,744,352</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;9,058,165</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table>  <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit risk </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">As with other financial assets, derivative instruments are subject to credit risk. Credit risk arises from the possibility that counterparties may default on their obligations to the Bank. However, whereas the credit risk of other financial assets is represented by the principal amount net of any applicable allowance for credit losses, the credit risk associated with derivatives is normally a small fraction of the notional amount of the derivative instrument. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Derivative contracts generally expose the Bank to credit loss if changes in market rates affect a counterparty&#8217;s position unfavourably and the counterparty defaults on payment. Accordingly, exposure to credit risk of derivatives is represented by the positive fair value of the instrument. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Negotiated <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">over-the-counter</div></div> derivatives generally present greater credit exposure than exchange-traded contracts. The net change in the exchange-traded contracts is normally settled daily in cash with the exchange. Holders of these contracts look to the exchange for performance under the contract. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank strives to limit credit risk by dealing with counterparties that it believes are creditworthy, and investment grade counterparties account for a significant portion of the credit risk exposure arising from the Bank&#8217;s derivative transactions as at October&#160;31, 2025. To control credit risk associated with derivatives, the Bank uses similar credit risk management activities and procedures to the approaches used in the lending business in assessing and adjudicating exposure. The Bank utilizes a risk metric, potential future exposure (PFE) for derivatives, to measure </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top: 1em; margin-bottom: 1em"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">utilization against established credit limits to the counterparty. PFE measures the effect that changes in the market have on derivative exposures throughout the lifetime of the counterparties&#8217; trades. Additionally, PFE considers risk mitigants such as netting and collateralization. PFE limits and utilization for derivatives counterparties are authorized and monitored by the Bank&#8217;s risk management unit. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank obtains the benefit of netting by entering into master netting arrangements with counterparties (typically industry standard International Swaps and Derivatives Association (ISDA) agreements), which allow for a single net settlement of all transactions covered by that agreement in the event of a default or early termination of the transactions. In this manner, the credit risk associated with favourable contracts is eliminated by the master netting arrangement to the extent that unfavourable contracts with the same counterparty are not settled before favourable contracts. </div></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;">Collateralization is typically documented by way of an ISDA Credit Support Annex (CSA), the terms of which may vary according to each party&#8217;s view of the other party&#8217;s creditworthiness. CSAs can require one party to post initial margin at the onset of each transaction. CSAs also allow for variation margin to be called if total uncollateralized <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">mark-to-market</div></div> exposure exceeds an agreed upon threshold. Such variation margin provisions can be one way (only one party will ever post collateral) or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">bi-lateral</div> (either party may post collateral depending upon which party is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">in-the-money).</div></div> The CSA will also detail the types of collateral that are acceptable to each party, and the adjustments that will be applied against each collateral type. The terms of the ISDA master netting agreements and CSAs are taken into consideration in the calculation of counterparty credit risk exposure (see also page&#160;90 of the 2025 Annual Report). </div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"> </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative instruments used by the Bank include credit derivatives in its investment and loan portfolios: credit protection is sold as an alternative to acquiring exposure to bond or loan assets, and bought to manage or mitigate credit exposures. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following table summarizes the credit exposure of the Bank&#8217;s derivative financial instruments. 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The risk-weighted asset is calculated by multiplying the CEA by the capital requirement (K)&#160;times 12.5, where K is a function of the probability of default (PD), loss given default (LGD), maturity and prescribed correlation factors. Commodity and other contracts includes energy, precious metals other than gold, and other commodities. </div></div></div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:30%"></td>
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<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
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<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
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<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:3%"></td>
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<td></td>
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<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Notional&#160;amount</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit&#160;risk<br/> amount<br/> (CRA)<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit<br/> equivalent<br/> amount<br/> (CEA)<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk-<br/> Weighted<br/> Assets<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"> </div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Notional&#160;amount</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit&#160;risk<br/> amount<br/> (CRA)<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit<br/> equivalent<br/> amount<br/> (CEA)<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk-<br/> Weighted<br/> Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Futures</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">763,135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">73</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">606,019</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Forward rate agreements</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">157,348</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">86,872</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">70</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">88</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">57</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,501,153</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,769</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,402</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,123</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,453,740</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,052</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,157</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">876</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Options purchased</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86,992</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">163</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">51</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">51,420</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">229</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">56</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Options written</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">85,635</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">55,025</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">16</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,594,263</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,848</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,707</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,205</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,253,076</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,135</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,517</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">994</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Futures</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,665</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">891</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,952</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">354</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Spot and forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">637,096</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,741</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,758</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,417</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">587,753</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,560</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,868</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,168</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">971,614</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">53</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,603</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,132</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">879,804</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">40</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,965</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,472</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Options purchased</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,750</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">399</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">592</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">210</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,135</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">343</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">633</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">214</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Options written</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,781</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">52</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">36,390</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">19</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,706,906</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,193</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,896</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,790</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,551,034</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,943</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">13,839</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,865</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equity</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">260,974</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,726</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,157</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,115</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">143,749</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,586</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10,848</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,742</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,831</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">105</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">131</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27,155</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">107</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">141</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commodity and other contracts</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81,391</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,807</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,419</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">452</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">83,151</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,098</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,259</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">487</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,196</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,638</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,707</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,617</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">254,055</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,791</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">14,248</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,258</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit Valuation Adjustment</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,394</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,631</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Total derivatives</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,671,365</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;8,679</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;37,310</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;13,006</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;9,058,165</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;8,869</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;32,604</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;10,748</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount settled through central counterparties<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(2)</div></div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Exchange-traded</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">955,225</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,175</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">122</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">744,882</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,158</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">117</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter</div></div></div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,174,594</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">861</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,093,979</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,063</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">21</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;10,129,819</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,036</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">139</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">6,838,861</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">6,221</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">138</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The amounts presented are net of collateral and master netting agreements at the product level. The total amounts relating to netting and collateral were $37,853 (2024&#160;&#8211; $35,510)&#160;for CRA, and $102,031 (2024&#160;&#8211;&#160;$87,284) for CEA. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Amounts are included under total derivatives above. Amounts include exposures settled directly through central counterparties and exposures settled through clearing members of central counterparties. </div> </td> </tr> </table> <div style="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">1</div>&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;">Regulatory haircuts prescribed by the OSFI CAR Guidelines are applied to the collateral balances of the CRA measure. </div> </td> </tr> </table>  <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(d)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value </div></div> </td> </tr> </table>  <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table summarizes the fair value of derivatives segregated by type and segregated between trading and those derivatives designated in hedging relationships. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:49%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Year-end</div> fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Year-end</div> fair value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Favourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Unfavourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Favourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Unfavourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Favourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Unfavourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forward rate agreements</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">90</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">91</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">70</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">72</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,398</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,440</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,865</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,294</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,767</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,357</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">454</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">500</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">261</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">443</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">803</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">496</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,942</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,009</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,187</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,828</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">8,640</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">9,925</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,568</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,929</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,726</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,332</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,672</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,482</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,439</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,833</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,107</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,814</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,110</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">14,272</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">604</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">575</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">538</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">494</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">492</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">446</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,611</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,337</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,371</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,640</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">18,274</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">20,200</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,582</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,543</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,350</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,114</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,469</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,844</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">230</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">273</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">182</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">47</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,516</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,545</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,610</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,909</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,102</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,560</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,328</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,116</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,233</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,049</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,753</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,451</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Trading derivatives&#8217; market valuation</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;34,881</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;43,462</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;35,791</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;44,517</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">33,667</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">37,576</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedging</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,620</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,361</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,944</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,983</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forwards</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">847</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">410</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">255</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,995</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,306</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,320</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,445</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,041</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,153</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,730</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,700</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">79</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">38</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Hedging derivatives&#8217; market valuation</div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,740</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,514</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">10,712</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">13,684</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total derivative financial instruments as per Statement of Financial Position</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,031</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;44,379</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;51,260</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The average fair value of trading derivatives&#8217; market valuation for the year ended October&#160;31, 2024 was: favourable $29,999 and unfavourable $32,133. Average fair value amounts are based on the latest 13 <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">month-end</div> balances. </div> </td> </tr> </table>  <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(e)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedging activities </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank manages interest rate risk, foreign currency risk and equity risk through hedge accounting transactions. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Interest rate risk </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Single-currency interest rate swaps are used to hedge interest rate risk exposure. In fair value hedges of interest rate risk, the interest rate exposure from fixed rate assets and liabilities is converted from fixed to floating rate exposure. 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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
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<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">The use of different discount curves to value the hedged item and the hedging derivative in fair value hedges, in order to reflect the reduced credit risk of collateralized derivatives; </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Differences in key terms such as the underlying reference interest rate tenor, reset/settlement frequency and floating spread between the hedging instruments and the hedged item. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank has elected to continue to apply the hedge accounting requirements of IAS 39. However, the Bank has implemented the additional hedge accounting disclosures that are required by the IFRS 9 related amendments to IFRS 7 &#8220;<div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments: Disclosures</div></div>&#8221;. </div>  <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table summarizes the notional amounts of derivatives and carrying amounts of cash and deposit liabilities designated as hedging instruments. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Notional amounts<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Notional amounts<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">53,192</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">155,430</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,966</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">240,588</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">32,689</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">137,123</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,427</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">195,239</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">420</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">420</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57,151</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">73,038</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,315</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">139,504</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,411</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">72,802</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13,160</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">115,373</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,542</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,892</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,485</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,919</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,516</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19,291</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,359</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,166</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,824</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">88,035</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,142</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">148,001</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">50,198</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">93,095</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19,808</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">163,101</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">266</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">266</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">92</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">92</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">74</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">74</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk &#8211; total return swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">576</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">708</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,284</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">278</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">687</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">965</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,604</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,604</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,156</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,156</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,287</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,287</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,571</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,571</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;189,534</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;334,523</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;61,908</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;585,965</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;146,893</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;322,998</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;62,754</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;532,645</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Notional amounts relating to derivatives that are hedging multiple risks in both assets and liabilities are included in more than one category. </div> </td> </tr> </table>  <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div>  <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table shows the average rate or price of significant hedging instruments. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:44%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average rate or price<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1) </div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average rate or price<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1) </div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fixed&#160;interest&#160;rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">FX&#160;rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Price</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fixed&#160;interest&#160;rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">FX rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Price</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.98</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3.16</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt"></td>
<td colspan="4" style="height:6pt"></td>
<td colspan="4" style="height:6pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.26</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3.16</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">USD-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.00</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.31</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1.89</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1.30</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">USD-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.34</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1.31</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">EUR-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.47</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1.46</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">GBP-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.74</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1.70</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity price risk &#8211; total return swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;68.85</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;69.11</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt"></td>
<td colspan="4" style="height:6pt"></td>
<td colspan="4" style="height:6pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk &#8211; foreign currency forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">USD-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.37</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1.35</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">CLP-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.0014</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">0.0014</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">MXN-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.07</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">0.07</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">PEN-CAD</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.38</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">0.36</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The notional weighted average rate or price is calculated in aggregate for all of the Bank&#8217;s hedge relationships, including hedges of assets and liabilities. </div> </td> </tr> </table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For fair value hedges, the following table contains information related to items designated as hedging instruments, hedged items and ineffectiveness. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:30%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying&#160;amount&#160;of&#160;the<br/> hedging instruments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedge Ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Accumulated&#160;amount&#160;of&#160;fair<br/> value&#160;hedge&#160;adjustment&#160;gains/<br/> (losses) on the hedged<br/> item<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">For the year ended</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">October&#160;31, 2025 ($ millions)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/<br/> (losses)&#160;on<br/> hedging&#160;instrument<br/> used&#160;to&#160;calculate<br/> hedge<br/> ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/<br/> (losses)&#160;on<br/> hedged item<br/> used&#160;to&#160;calculate<br/> hedge<br/> ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Ineffectiveness<br/> recorded in<br/> <div style="white-space:nowrap;display:inline;">non-interest</div><br/> income&#8201;&#160;&#8211;&#8201;other</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying&#160;amount<br/> of the hedged<br/> item<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Active<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Discontinued<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value hedges</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate risk &#8211; swaps</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,542</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(2,408</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;73</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(95</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(22</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8196;&#8199;&#8201;(493</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">481</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(12</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;79,836</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,519</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(679</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(402</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">388</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(14</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">109,149</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">287</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">112</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">906</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(902</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(72,001</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">90</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">212</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Subordinated debentures</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(62</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4,131</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(41</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3pt"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign currency/interest</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">rate risk &#8211; swaps</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(23</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style=" BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6</div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(432</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(23</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(432</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,542</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,431</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">79</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8196;&#8199;&#8201;(101</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(22</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;112,421</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,849</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8201;&#8199;(355</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Comprises unrealized gains/losses and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes ineffectiveness related to hedges discontinued during the year ended October 31, 2025. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(3)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">This represents the carrying value on the Consolidated Statement of Financial Position and comprises amortized cost before allowance for credit losses, plus fair value hedge adjustment, except for investment securities which are carried at fair value. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(4)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">This represents the accumulated fair value hedge adjustment and is a component of the carrying amount of the hedged item, except for investment securities which are carried at fair value. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:30%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying amount of the<br/> hedging instruments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedge Ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Accumulated&#160;amount&#160;of&#160;fair<br/> value&#160;hedge&#160;adjustment&#160;gains/<br/> (losses) on the hedged<br/> item<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">For the year ended</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">October&#160;31,&#160;2024&#160;($ millions)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/<br/> (losses)&#160;on<br/> hedging&#160;instrument<br/> used to calculate<br/> hedge<br/> ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/<br/> (losses)&#160;on<br/> hedged item<br/> used&#160;to&#160;calculate<br/> hedge<br/> ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Ineffectiveness<br/> recorded in<br/> <div style="white-space:nowrap;display:inline;">non-interest</div><br/> income&#8201;&#8211;&#8201;other</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying&#160;amount<br/> of the hedged<br/> item<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Active<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Discontinued<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value hedges</div></div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate risk &#8211; swaps</div></div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;">2,064</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;">(2,672</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">)&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(197</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">160</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(37</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(1,493</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,484</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(9</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">72,595</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,274</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,392</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(876</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">851</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(25</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">91,354</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(35</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(268</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,955</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(1,959</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(4</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(71,363</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">986</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">446</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Subordinated debentures</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">217</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(216</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(4,293</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">21</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(1</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,064</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(2,672</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(197</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;160</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(37</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;88,293</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,246</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(1,215</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Comprises unrealized gains/losses and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Includes ineffectiveness related to hedges discontinued during the year ended October&#160;31, 2024. </div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(3)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">This represents the carrying value on the Consolidated Statement of Financial Position and comprises amortized cost before allowance for credit losses, plus fair value hedge adjustment, except for investment securities which are carried at fair value. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(4)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">This represents the accumulated fair value hedge adjustment and is a component of the carrying amount of the hedged item, except for investment securities which are carried at fair value. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div></div><div> <div style="line-height:normal;display: inline;">  </div> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>  <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For cash flow hedges and net investment hedges, the following table contains information related to items designated as hedging instruments, hedged items and ineffectiveness. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:45%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying amount of the<br/> hedging instruments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedge Ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)&#160;on<br/> hedging&#160;instrument<br/> used to calculate<br/> hedge&#160;ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)&#160;on<br/> hypothetical<br/> derivative&#160;used&#160;to<br/> calculate hedge<br/> ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Ineffectiveness<br/> <div style="white-space:nowrap;display:inline;">recorded&#160;in&#160;non-interest</div><br/> income&#160;&#8211;&#160;other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,969</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3,746</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">171</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">169</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">200</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,949</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">173</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">166</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,904</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,541</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,242</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,259</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">92</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(12</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(12</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk &#8211; total return swaps</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">79</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">357</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">357</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,244</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(8,243</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,928</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,936</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(9</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(840</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,294</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,294</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6,287</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(67</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(66</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,127</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,361</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,360</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,290</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(15,370</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;2,567</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,576</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8201;&#8199;(9</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Comprises unrealized gains/losses for derivative instruments and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes ineffectiveness related to hedges discontinued during the year ended October 31, 2025. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For cash flow hedges, hypothetical derivatives having critical terms which match those of the underlying hedged item are used to assess hedge ineffectiveness. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For cash flow hedges, ineffectiveness is only recognized in the Consolidated Statement of Income when the life-to-date cumulative change in the hedging instrument exceeds the cumulative change in the hypothetical derivative. </div> </td> </tr> </table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:45%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="font-size:1pt">
<td style="height:9.75pt"></td>
<td colspan="8" style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt"></td>
<td colspan="12" style="height:9.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying amount of the<br/> hedging instruments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedge Ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)&#160;on<br/> hedging&#160;instrument<br/> used to calculate<br/> hedge&#160;ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)&#160;on<br/> hypothetical<br/> derivative&#160;used&#160;to<br/> calculate hedge<br/> ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Ineffectiveness<br/> <div style="white-space:nowrap;display:inline;">recorded&#160;in&#160;non-interest</div><br/> income&#160;&#8211;&#160;other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,865</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(4,699</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,775</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,774</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">245</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(2,407</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,363</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,369</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,090</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(3,650</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,826</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,787</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">74</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk &#8211; total return swaps</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">38</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(1</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">263</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">263</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">8,312</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(10,757</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,241</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,207</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">46</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">410</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(255</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">178</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">178</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(7,571</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(62</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(62</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">410</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(7,826</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">116</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">116</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;8,722</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(18,583</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;5,357</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;5,323</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;46</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Comprises unrealized gains/losses for derivative instruments and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Includes ineffectiveness related to hedges discontinued during the year ended October 31, 2024. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For cash flow hedges, hypothetical derivatives having critical terms which match those of the underlying hedged item are used to assess hedge ineffectiveness. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For cash flow hedges, ineffectiveness is only recognized in the Consolidated Statement of Income when the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">life-to-date</div></div> cumulative change in the hedging instrument exceeds the cumulative change in the hypothetical derivative. </div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>  <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For cash flow hedges and net investment hedges, the following table contains information regarding the impacts on the Consolidated Statement of Other Comprehensive Income on a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-tax</div> basis. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">AOCI gains/<br/> (losses) as at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">November&#160;1,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></div> </td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net gains/<br/> (losses)<br/> recognized&#160;in<br/> OCI</div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount<br/> reclassified<br/> to&#160;net<br/> income&#160;as<br/> the&#160;hedged<br/> item affects<br/> net income<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">AOCI gains/<br/> (losses) as at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">October&#160;31,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2025</div></div> </td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance in cash flow hedge</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">reserve/unrealized foreign</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">currency translation account</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">as at October&#160;31, 2025</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">For the year ended</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">October&#160;31, 2025 ($ millions)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Active<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Discontinued<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,176</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">176</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">742</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(258</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">332</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(590</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(699</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">168</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">249</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(282</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(296</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,197</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,236</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3,165</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,126</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,102</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(24</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">357</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(319</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3,015</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,937</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,493</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,571</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(971</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(600</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3,175</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,361</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">139</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4,397</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4,326</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(71</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;(6,190</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8196;&#8199;2,576</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(2,354</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(5,968</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(5,297</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(671</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Amounts reclassified from the cash flow hedge and net investment hedge reserves to net income are recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income-other except for amortization, which is recorded in interest income. </div> </td> </tr> </table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:45%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">AOCI gains/<br/> (losses) as at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">November&#160;1,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2023</div></div> </td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net gains/<br/> (losses)<br/> recognized&#160;in<br/> OCI</div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount<br/> reclassified<br/> to&#160;net<br/> income as<br/> the hedged<br/> item affects<br/> net income<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">AOCI gains/<br/> (losses) as at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">October&#160;31,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></div> </td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance in cash flow hedge</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">reserve/unrealized foreign</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">currency translation account</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">as at October&#160;31, 2024</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">For the year ended</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">October&#160;31, 2024 ($ millions)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Active<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Discontinued<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(3,480</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,746</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">558</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,176</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(490</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(686</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(2,007</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,356</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(48)</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(699</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(733</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">34</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(703</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,830</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(2,324</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,197</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,158</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(39</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(20</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">263</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(186</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">57</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">57</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(6,210</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,195</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(3,015</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(2,324</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(691</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
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<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(4,061</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">116</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">770</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(3,175</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(3,102</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(73</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(10,271</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8196;&#8199;5,311</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(1,230</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(6,190</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(5,426</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(764</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Amounts reclassified from the cash flow hedge and net investment hedge reserves to net income are recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income-other except for amortization, which is recorded in interest income. </div> </td> </tr> </table> <span></span>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Offsetting Financial Assets and Financial Liabilities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_10" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Offsetting Financial Assets and Financial Liabilities </div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank is eligible to present certain financial assets and financial liabilities as listed in the table below on a net basis on the Consolidated Statement of Financial Position pursuant to criteria described in Note&#160;3&#160;&#8211; Material accounting policies. </div>  <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following tables provide information on the impact of offsetting on the Bank&#8217;s Consolidated Statement of Financial Position, as well as the financial impact of netting for instruments that are subject to enforceable master netting arrangements or similar agreements, but do not qualify for offsetting in the Consolidated Statement of Financial Position, as well as available cash and financial instrument collateral. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">As at October&#160;31, 2025 ($ millions)</td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
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<td rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Types of financial assets</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
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<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net&#160;amounts&#160;of<br/> financial&#160;instruments<br/> presented&#160;in&#160;the<br/> Consolidated<br/> Statement of<br/> Financial&#160;Position</div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Related amounts not offset<br/> in the Consolidated Statement<br/> of Financial Position</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impact of<br/> master&#160;netting<br/> arrangements<br/> or similar<br/> agreements<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Collateral<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net&#160;amount<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(32,293</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5,783</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,455</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">334,972</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(131,964</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">203,008</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(16,221</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(184,376</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,411</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">381,503</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(131,964</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">249,539</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(48,514</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(190,159</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,866</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"></td>
<td colspan="4" style="height:12pt;background-color:#ffffff"></td>
<td colspan="4" style="height:12pt;background-color:#ffffff"></td>
<td colspan="4" style="height:12pt;background-color:#ffffff"></td>
<td colspan="4" style="height:12pt;background-color:#ffffff"></td>
<td colspan="4" style="height:12pt;background-color:#ffffff"></td>
<td colspan="4" style="height:12pt;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Types of financial liabilities</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,031</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,031</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(32,293</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(13,976</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,762</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold under repurchase agreements and securities lent</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">321,108</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(131,964</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189,144</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(16,221</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(168,607</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,316</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">377,139</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(131,964</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">245,175</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(48,514</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(182,583</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,078</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Types of financial assets</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross&#160;amounts<br/> of&#160;recognized<br/> financial&#160;instruments</div></div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross&#160;amounts&#160;of</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">recognized&#160;financial<br/> instruments&#160;offset&#160;in<br/> the&#160;Consolidated<br/> Statement&#160;of<br/> Financial&#160;Position</div></div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net&#160;amounts&#160;of<br/> financial&#160;instruments<br/> presented&#160;in&#160;the<br/> Consolidated<br/> Statement of<br/> Financial&#160;Position</div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Related amounts not offset<br/> in the Consolidated statement<br/> of Financial Position</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impact of<br/> master&#160;netting<br/> arrangements<br/> or similar<br/> agreements<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Collateral<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net&#160;amount<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(29,949</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(5,559</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,871</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">318,531</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(117,988</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">200,543</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(19,551</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(178,816</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,176</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">362,910</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(117,988</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">244,922</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(49,500</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(184,375</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">11,047</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Types of financial liabilities</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">51,260</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">51,260</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(29,949</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(11,565</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,746</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold under repurchase agreements and securities lent</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">308,437</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(117,988</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">190,449</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(19,551</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(166,734</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,164</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;359,697</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(117,988</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;241,709</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(49,500</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(178,299</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;13,910</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Amounts that are subject to master netting arrangements or similar agreements but were not offset in the Consolidated Statement of Financial Position because they did not meet the net settlement/simultaneous settlement criteria; or because the rights of set off are conditional upon the default of the counterparty only. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Cash and financial instrument collateral amounts received or pledged in relation to the total amounts of financial assets and financial liabilities, including those that were not offset in the Consolidated Statement of Financial Position. These amounts are disclosed at fair value and the rights of set off are conditional upon the default of the counterparty. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Not intended to represent the Bank&#8217;s actual exposure to credit risk, as a variety of credit mitigation strategies are employed in addition to offsetting and collateral arrangements. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Derivative financial instruments assets include cash collateral of $4,774 million (2024 &#8211; $4,505 million) and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-cash</div> collateral of $1,009 million (2024 &#8211; $1,054 million). Derivative financial instruments liabilities include cash collateral of $11,750&#160;million (2024 &#8211; $10,847 million) and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-cash</div> collateral of $2,226 million (2024 &#8211; $718 million). </div></td></tr></table><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the offsetting of financial assets and financial liabilities. [Refer: Financial assets; Financial liabilities]</p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment Securities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TextBlockAbstract', window );"><strong>Text Block [Abstract]</strong></a></td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfInvestmentSecuritiesExplanatory', window );">Investment Securities</a></td>
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<td id="fin937872_11" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Investment Securities </div></td></tr></table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the carrying amounts of the Bank&#8217;s investment securities per measurement category. </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt investment securities measured at FVOCI</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">123,732</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">118,226</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt investment securities measured at amortized cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,722</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,412</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity investment securities designated at FVOCI</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,162</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity investment securities measured at FVTPL</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,073</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,004</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt investment securities measured at FVTPL</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">28</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;149,948</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;152,832</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table>  <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Debt investment securities measured at fair value through other comprehensive income (FVOCI) </div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:31%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cost</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> gains</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cost</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> gains</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,815</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">359</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">64</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,110</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,473</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">219</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">152</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian provincial and municipal&#160;debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,490</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">430</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">77</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,843</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,500</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">234</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">209</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,525</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agency debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,111</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">483</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">558</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,036</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">47,156</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">214</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">994</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">46,376</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,570</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">358</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">202</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,726</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,505</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">181</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">400</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,286</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other debt</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,007</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,017</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,514</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">22</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">37</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,499</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;122,993</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,661</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;922</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;123,732</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;119,148</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;870</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,792</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;118,226</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table>  <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Debt investment securities measured at amortized cost </div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:62%"></td>
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<td></td>
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<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair Value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair Value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal and provincial government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,553</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,467</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,722</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,721</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agency debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,178</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,758</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,440</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,440</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,285</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,281</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,044</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,041</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate debt</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">223</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">216</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">216</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">210</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;23,239</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;23,722</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;28,422</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;29,412</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Balances are net of allowances, which are $1 (2024 &#8211; $1). </div></td></tr></table>  <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equity investment securities designated at fair value through other comprehensive income (FVOCI) </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank has designated certain equity securities at FVOCI shown in the following table as these investments are held for strategic purposes. </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="width:69%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cost</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> gains</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common shares</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">178</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">221</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;178</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;221</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;398</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cost</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> gains</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common shares</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,522</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">713</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">73</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,162</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,522</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;713</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;73</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;3,162</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Dividend income on equity securities designated at FVOCI of $47 million for the year ended October&#160;31, 2025 (2024 &#8211; $122 million) has been recognized in interest income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">During the year ended October&#160;31, 2025, the Bank has disposed of certain equity securities designated at FVOCI with a fair value of $1,839 million (2024 &#8211; $938 million) for economic reasons and according to its investment strategy. These dispositions have resulted in a cumulative gain of $512&#160;million (2024 &#8211; cumulative gain of $21 million) that remains in OCI. </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div></div><div><div style="line-height:normal;display: inline;"></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(d)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">An analysis of the carrying value of investment securities is as follows: </div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:40%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within<br/> three<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three&#160;to<br/> twelve<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five&#160;to<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;ten<br/> years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value through other comprehensive income</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">774</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,596</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,408</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,505</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">827</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,110</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.0</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.1</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.5</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.5</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.8</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.5</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">578</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,200</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,841</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,091</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">133</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,843</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">2.6</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">2.3</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.6</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.8</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.0</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.6</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S.&#160;agency debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">694</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,216</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,156</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,240</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,730</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,036</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.9</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.0</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.0</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.7</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.3</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.8</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,884</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,054</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,192</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,312</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">284</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,726</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">2.8</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.2</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.9</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.2</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.9</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.5</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">159</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">804</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,768</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">277</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,017</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">6.0</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.0</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.8</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.5</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.9</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.0</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,089</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,870</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62,365</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,425</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,983</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">123,732</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common shares</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total FVOCI</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,089</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,870</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62,365</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,425</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,983</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">124,130</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amortized cost</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal and provincial government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">294</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,110</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,853</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">210</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,467</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">1.2</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">2.6</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.1</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.9</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.7</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agency debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">88</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,612</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,758</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.9</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.7</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.5</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.4</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.4</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">246</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,173</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">750</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">82</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,281</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">1.9</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.5</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">2.5</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.8</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.3</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.0</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">146</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">216</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">6.8</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.4</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.5</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.5</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">540</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,315</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,760</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">319</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,788</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,722</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value through profit or loss</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,073</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,073</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt instruments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,631</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,185</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67,146</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,744</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,771</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,471</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">149,948</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total by currency (in&#160;Canadian equivalent):</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian dollar</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,611</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,617</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,080</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,402</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,114</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">552</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,376</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. dollar</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,144</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,858</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,137</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,889</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,343</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,495</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">82,866</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexican peso</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">234</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,131</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,052</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">838</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">106</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,361</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other currencies</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,642</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,579</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,877</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,615</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">314</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">318</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,345</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;6,631</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;24,185</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;67,146</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;25,744</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;23,771</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,471</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;149,948</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents the weighted-average yield of fixed income securities. </div></td></tr></table> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:38%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">three<br/> months</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three&#160;to<br/> twelve<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five&#160;to<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;ten<br/> years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value through other comprehensive income</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt instruments</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,873</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,054</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,699</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,072</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">842</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">213</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,882</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,190</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,811</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">429</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,525</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">1.8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S.&#160;agency debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,308</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,209</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">30,098</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,387</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">46,376</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2.3</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,203</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,069</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,969</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,715</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">330</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,286</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">2.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.0</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">452</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,768</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">268</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,499</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">10.7</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">6.1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.7</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.5</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.9</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">10,598</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">14,666</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">65,724</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">19,253</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,985</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">118,226</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity instruments</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common shares</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">3,162</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">3,162</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total FVOCI</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">10,598</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">14,666</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">65,724</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">19,253</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">7,985</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">3,162</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">121,388</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amortized cost</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal and provincial government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">610</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,099</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,740</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">272</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,721</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">2.1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.0</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agency debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">48</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">116</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,262</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,440</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.0</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">324</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">689</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">858</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">139</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">31</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,041</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">8.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.0</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">81</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">129</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">210</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">6.4</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.5</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.8</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">935</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,836</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">6,795</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">424</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">18,422</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">29,412</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value through profit or loss</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity instruments</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,004</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,004</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt instruments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">26</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">28</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">11,535</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">17,502</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">72,545</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">19,677</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">26,407</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">5,166</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">152,832</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total by currency (in&#160;Canadian equivalent):</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian dollar</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,725</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,799</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23,034</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,491</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,409</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,464</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">43,922</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. dollar</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,696</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,894</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">40,362</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,471</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24,636</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,333</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">83,392</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexican peso</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">948</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,215</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,139</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">332</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,678</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other currencies</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,166</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,594</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,010</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,383</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">362</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">325</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">19,840</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;11,535</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;17,502</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;72,545</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;19,677</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;26,407</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;5,166</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;152,832</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents the weighted-average yield of fixed income securities. </div></td></tr></table>  <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(e)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net gain on sale of investment securities </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the net gain on sale of investment securities: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:88%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt investment securities measured at amortized cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt investment securities measured at FVOCI</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">47</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net gain on sale of investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;71</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;48</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <span></span>
</td>
</tr>
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<div style="display: none;">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Entire disclosure of investment securities.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Text Block [Abstract]</p></div>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans, Impaired Loans and Allowance for Credit Losses<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
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<td id="fin937872_12" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Loans, Impaired Loans and Allowance for Credit Losses </div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loans at amortized cost </div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:46%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
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<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
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<td></td>
<td style="vertical-align:bottom;width:2%"></td>
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<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance<br/> for credit<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net<br/> carrying<br/> amount</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">loans</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance<br/> for credit<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">carrying<br/> amount</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,191</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">368,731</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;350,941</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,208</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;349,733</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110,567</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,432</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">108,135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">106,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,319</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">104,060</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,355</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,690</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,160</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16,214</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">279,705</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,216</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">277,489</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">292,671</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,849</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">290,822</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;778,508</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;7,463</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;771,045</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">767,365</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">6,536</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">760,829</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table>  <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loans and acceptances outstanding by geography<div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px">(1)</div> </div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:79%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;312,131</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;297,677</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">82,764</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">82,892</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,018</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,982</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128,086</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">133,810</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">531,999</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">523,361</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">United States:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,965</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,009</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,171</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">55,237</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62,136</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">59,246</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mexico:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,980</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16,749</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,436</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,615</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,048</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">832</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,232</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">23,994</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45,696</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">44,190</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Chile:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,739</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20,410</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,125</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,868</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,076</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,551</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,171</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">20,330</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">51,111</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">49,159</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Peru:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,625</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,113</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,801</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,623</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">492</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">757</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,125</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">10,545</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,043</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">21,038</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Colombia:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,384</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,196</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,885</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,186</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,540</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,446</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,481</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,518</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,290</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">11,346</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other International:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,332</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,796</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,591</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,186</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,871</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,806</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35,439</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">43,237</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">52,233</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">59,025</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loans</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">778,508</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">767,365</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acceptances<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">177</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">148</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loans and acceptances<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">778,685</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">767,513</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(6,537</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loans and acceptances net of allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771,222</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">760,976</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Geographic segmentation is based on the location of the property for residential mortgages; otherwise, the residence of the borrower. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">98.8% of acceptances reside outside Canada (October 31, 2024 &#8211;<div style="letter-spacing: 0px; top: 0px;display:inline;"> 96.5</div>%). </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Loans and acceptances denominated in U.S. dollars were $119,788 (2024 &#8211; $137,804), in Chilean pesos $10,885 (2024 &#8211; $39,425), Mexican pesos $12,754 (2024 &#8211; $31,522), and in other foreign currencies $24,665 (2024 &#8211; $54,549). </div></td></tr></table>  <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div> <div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loan maturities </div></div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:23%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Rate sensitivity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within<br/> one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five to<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Floating</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fixed&#160;rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-rate</div><br/> sensitive</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">92,485</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">228,818</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,398</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,699</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,791</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,191</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">111,631</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">253,782</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,778</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,191</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,114</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,982</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,341</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,269</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,861</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110,567</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50,887</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,258</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,422</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110,567</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">141,324</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">121,364</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,003</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">644</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,370</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">279,705</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">205,000</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71,634</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,071</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">279,705</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;254,923</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;388,164</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;32,742</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;27,612</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;75,067</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;778,508</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;367,518</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;401,719</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;9,271</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;778,508</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loans net of allowance for credit&#160;losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">254,923</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">388,164</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,742</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,612</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67,604</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771,045</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">367,518</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">401,719</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,808</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771,045</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"></td>
<td colspan="24" style="height:12pt"></td>
<td colspan="16" style="height:12pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Rate sensitivity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within<br/> one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five to<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Floating</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fixed&#160;rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-rate</div><br/> sensitive</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">72,883</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">233,469</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15,456</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,264</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,869</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">350,941</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">93,626</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">253,954</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,361</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">350,941</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,753</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">37,707</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,411</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,171</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">43,337</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">106,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">47,790</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">57,219</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,370</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">106,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">142,536</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">135,474</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,340</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">405</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,916</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">292,671</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">216,334</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">73,596</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,741</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">292,671</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;234,172</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;406,650</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;28,207</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;26,840</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;71,496</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;767,365</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;357,750</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;402,143</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;7,472</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;767,365</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(6,536</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(6,536</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(6,536</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(6,536</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loans net of allowance for credit&#160;losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">234,172</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">406,650</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">28,207</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">26,840</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">64,960</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">760,829</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">357,750</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">402,143</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">936</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">760,829</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table>  <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(d)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impaired loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px">(1)</div> </div></div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:54%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> impaired<br/> loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance<br/> for credit<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> impaired<br/> loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance<br/> for credit<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,903</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">840</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,063</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,372</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">645</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,727</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,071</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">604</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">467</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,117</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">621</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">496</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,270</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">897</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,373</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,250</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">788</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,462</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;7,244</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,341</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;4,903</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,739</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,054</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,685</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">By geography:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canada</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,416</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">683</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,733</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,158</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">569</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,589</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">United States</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">109</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">87</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexico</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,494</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">535</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">959</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,343</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">424</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">919</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Peru</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">823</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">400</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">423</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">715</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">385</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">330</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Chile</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,420</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">332</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,088</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,249</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">281</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">968</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Colombia</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">364</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">132</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">232</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">322</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">109</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">213</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other International</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">727</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">259</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">468</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">843</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">264</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">579</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,244</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,341</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,903</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;6,739</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,054</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;4,685</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Interest income recognized on impaired loans during the year ended October&#160;31, 2025 was $95 (2024 &#8211; $84). </div></td></tr></table>  <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top: 1em; margin-bottom: 1em"></div><div></div><div><div style="line-height:normal;display: inline;"></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(e)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses </div></div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(i)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Key inputs and assumptions </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s allowance for credit losses is measured using a three-stage approach based on the extent of credit deterioration since origination. The calculation of the Bank&#8217;s allowance for credit losses is an output of a set of complex models with a number of underlying assumptions regarding the choice of variable inputs and their interdependencies. Some of the key drivers include the following: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Changes in risk ratings of the borrower or instrument reflecting changes in their credit quality; </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Changes in the volumes of transactions; </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Changes in the forward-looking macroeconomic environment reflected in the variables used in the models such as GDP growth, unemployment rates, commodity prices, interest rates and house price indices, which are closely related with credit losses in the relevant portfolio; </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Changes in macroeconomic scenarios and the probability weights assigned to each scenario; and </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Borrower migration between the three stages. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank determines its allowance for credit losses using four probability-weighted forward-looking scenarios (base case, optimistic, pessimistic and very pessimistic). </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank considers both internal and external sources of information and data to achieve unbiased projections and forecasts in determining the allowance for credit losses. The Bank prepares the scenarios using forecasts generated by Scotiabank Economics (SE). The forecasts are generated using models whose outputs are modified by SE as necessary to formulate a &#8216;base case&#8217; view of the most probable future direction of economic developments. The development of the base case and alternative scenarios is overseen by a governance committee that consists of internal stakeholders from across the Bank. The final base case and alternative scenarios reflect significant review and oversight, and incorporate judgment both in the determination of the scenarios&#8217; forecasts and the probability weights that are assigned to them. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(ii)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Key macroeconomic variables </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The inputs and models used for calculating expected credit losses may not always capture all characteristics of the market at the date of the financial statements. Qualitative adjustments or overlays may be made for certain portfolios or geographies as temporary adjustments in circumstances where, in the Bank&#8217;s view, the inputs, assumptions, and/or modelling techniques do not capture all relevant risk factors, including the emergence of economic or geopolitical events, up to the date of the financial statements. As required under IFRS 9, the allowance for credit losses at each reporting period must be based on inputs, assumptions and information available up to that date. </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank has generated a forward-looking base case scenario and three alternate forward-looking scenarios (one optimistic and two pessimistic) as key inputs into the expected credit loss provisioning models. Given the uncertainty surrounding U.S. trade policies and the direction of tariffs, the scenarios as at October 31, 2025 have varying assumptions of imposed tariffs. The base case scenario assumes tariffs announced and implemented, avoiding speculation on future announcements, including potential trade deals and tariff pauses. Differing assumptions are reflected in the alternate scenarios described below. As new information comes to light in the future, the scenarios and assumptions will be updated accordingly. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">U.S. trade policies and related uncertainty have shaped the economic environment over the past year and weighed on the outlook. The Canadian and U.S. forecasts have been adjusted frequently as new developments emerged. In Canada, tariff-sensitive sectors and regions are showing earlier-than-expected weakness, resulting in a softer 2025 growth profile than expected last year. In contrast, the U.S. has shown surprising resilience, supported by strong AI-related activity despite signs of weakness elsewhere in the economy. As a result, the U.S. growth profile for 2025 is slightly stronger than forecast last year. Persistent upside surprises to U.S. growth, combined with stubborn inflation, delayed the start of monetary easing relative to last year&#8217;s expectations. With inflation in both countries now closer to target and economic activity softening, the Bank of Canada and the U.S. Federal Reserve have shifted their focus from inflation control toward supporting growth, though upside inflation risks remain. Economic activity in both countries is expected to improve somewhat in 2026 as tariff impacts fade and, in Canada, as stimulus measures and infrastructure plans from the federal budget take effect. </div></div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The optimistic scenario features somewhat stronger economic activity relative to the base case. The pessimistic scenario features a negative demand-type shock with globally tighter financial conditions, weaker growth and inflation, and lower monetary policy rates than in the base case scenario. It also assumes a combination of U.S. imposed tariffs on world economies, including an effective tariff of 7.5% on imports from Canada and Mexico, while facing no retaliation from these countries. The very pessimistic scenario features a strong stagflationary impulse that leads to a protracted period of financial market uncertainty. It also assumes U.S. imposed tariffs with a magnitude about three times that of the pessimistic scenario. Under this scenario, all countries retaliate. This results in higher inflation, requiring central banks to raise their policy rates to higher levels than in the base case in order to bring inflation under control, which is dampening economic activity. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following tables show certain key macroeconomic variables used to calculate the modelled estimate for the allowance for credit losses. Further changes in these variables up to the date of the financial statements are incorporated through expert credit judgment. For the base case, optimistic and pessimistic scenarios, the projections are provided for the next 12 months and for the remaining forecast period, which represents a medium-term view. </div></div></div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:45%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.2</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.2</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.4</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.1</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-1.1</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.7</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-4.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.4</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Consumer price index, y/y %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.4</div></div></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.8</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.0</div></div></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank of Canada overnight rate target, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.3</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.8</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.8</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.1</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.3</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">HPI &#8211; Housing Price Index, y/y % change</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.9</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-2.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-5.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.2</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">USD/CAD exchange rate, average</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.32</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.30</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.31</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.29</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.37</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.29</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.45</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.30</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">U.S.</div></div> </td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.4</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.3</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.2</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-1.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-3.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Consumer price index, y/y %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.5</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.8</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.7</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Target federal funds rate, upper limit, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.3</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.2</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.7</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.9</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.6</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.5</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.3</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.4</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.8</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.8</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.2</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mexico</div></div> </td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-0.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-2.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-5.5</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.3</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.3</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.8</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.6</div></div></td>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Chile</div></div> </td>
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<td style="vertical-align:top;background-color:#ffffff"></td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.8</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.3</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-3.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.7</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.7</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.4</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.0</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.9</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11.2</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.3</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
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<td style="vertical-align:top;background-color:#ffffff"></td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-1.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.1</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.3</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.5</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.5</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.6</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Colombia</div></div> </td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.5</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-1.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.3</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.5</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12.5</div></div></td>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Caribbean</div></div> </td>
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<td style="vertical-align:top;background-color:#ffffff"></td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.4</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.7</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.6</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.4</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-0.6</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.9</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff">&#160;</td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff">&#160;</td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff">&#160;</td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">WTI oil price, average USD/bbl</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">64</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">78</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">53</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Copper price, average USD/lb</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.19</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.68</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.29</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.03</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.92</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.60</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.61</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.47</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.2</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.7</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.0</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.3</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.2</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-2.2</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.7</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top: 1em; margin-bottom: 1em"></div><div></div><div> <div style="line-height:normal;display: inline;">  </div> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">October&#160;31, 2024</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining<br/> Forecast&#160;Period</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Next<br/> 12&#160;Months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining<br/> Forecast&#160;Period</div></td>
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<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-1.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-4.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">8.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">11.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">7.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank of Canada overnight rate target, average %</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">HPI &#8211; Housing Price Index, y/y % change</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-3.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-5.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.33</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.28</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.43</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.28</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.49</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.30</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
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<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-1.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-4.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
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<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
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<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">0.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">7.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">7.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">9.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">7.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">11.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">7.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
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<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
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<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">8.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">11.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">8.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-0.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">11.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">10.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">10.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">9.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">13.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">10.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">19.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">13.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">0.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">WTI oil price, average USD/bbl</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">73</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">69</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">78</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">83</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">60</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">60</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">53</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">58</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Copper price, average USD/lb</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.99</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.29</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.16</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.86</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.50</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.13</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.32</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.02</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Global GDP, y/y % change</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">3.4</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">2.4</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">4.3</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">3.3</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">0.6</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">3.1</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">-1.5</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">3.5</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td> </tr> </table>  <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(iii)</div></td>
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<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(iv)</div></td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:51%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for<br/> credit&#160;losses<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Net&#160;write-offs</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other,&#160;including<br/> foreign<br/> currency<br/> adjustment</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance&#160;as&#160;at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">October&#160;31,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2025</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,208</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">304</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(110</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,319</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,951</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,814</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(24</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,432</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,160</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,399</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,242</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,355</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,036</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,072</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(642</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(74</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,392</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;6,723</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;4,726</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(3,808</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;7,639</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Presented as:</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,536</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,463</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on acceptances<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">186</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">175</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes amounts associated with other assets of $(12). The provision for credit losses, net of these amounts, is $4,714. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on acceptances is recorded against the financial asset in the Consolidated Statement of Financial Position. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position. </div> </td> </tr> </table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:53%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance&#160;as&#160;at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">November&#160;1,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2023</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision&#160;for<br/> credit&#160;losses<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Net&#160;write-offs</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other,&#160;including<br/> foreign<br/> currency<br/> adjustment</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance&#160;as&#160;at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">October&#160;31,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,084</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">257</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(76</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(57</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,208</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,414</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,893</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,857</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(131</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,319</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,237</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,122</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,166</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(33</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,160</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">1,876</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">790</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(424</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(206</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,036</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;6,611</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;4,062</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(3,523</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(427</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;6,723</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Presented as:</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on loans</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,372</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,536</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on acceptances<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">90</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">149</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">186</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes amounts associated with other assets and reversal of impairment losses of $(11). The provision for credit losses, net of these amounts, is $4,051. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on acceptances is recorded against the financial asset in the Consolidated Statement of Financial Position. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position. </div> </td> </tr> </table> <div style="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses on loans </div></div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:66%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">424</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">840</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">613</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,215</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">604</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,432</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">338</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,017</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,355</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">713</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">606</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">897</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,216</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,860</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;3,262</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,341</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;7,463</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes allowance for credit losses for other financial assets including acceptances, investment securities, deposits with banks, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet credit risks and reverse repos which amounted to $191. </div> </td> </tr> </table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:66%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">165</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">398</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">645</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,208</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">544</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,154</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">621</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,319</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">288</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">872</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,160</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">586</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">475</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">788</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,849</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,583</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,899</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,054</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;6,536</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes allowance for credit losses for other financial assets including acceptances, investment securities, deposits with banks, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet credit risks and reverse repos which amounted to $200. </div> </td> </tr> </table> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top: 1em; margin-bottom: 1em"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the changes to the allowance for credit losses on loans. </div><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:52%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">165</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">645</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,208</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">265</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">321</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">498</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,084</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Remeasurement<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(235</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">117</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">423</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">305</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(271</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">164</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">373</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">266</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Newly originated or purchased financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">41</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">41</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derecognition of financial assets and maturities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(33</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(41</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(9</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(22</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(31</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Changes in models and methodologies<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(7)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(14</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(22</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(19</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Transfer to (from):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 1</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">268</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(216</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(52</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">215</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(165</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(50</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 2</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(44</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">258</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(214</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(40</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">197</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(157</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(101</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">101</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(84</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">84</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom">Gross write-offs</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(100</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(100</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom">Recoveries</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and other movements<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(6)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(14</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(16</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(27</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(57</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">424</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">840</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">165</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">398</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">645</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,208</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">544</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,154</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">621</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,319</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">647</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,103</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">664</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,414</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Remeasurement<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(620</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">997</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,445</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,822</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(686</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">976</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,497</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,787</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Newly originated or purchased financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">390</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">390</div></div></td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">365</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">365</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derecognition of financial assets and maturities</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(92</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(144</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(236</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(97</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(190</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(287</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Changes in models and methodologies<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(7)</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(33</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(25</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(68</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">96</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">28</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Transfer to (from):</div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 1</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">620</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(604</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(16</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">658</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(642</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(16</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 2</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(207</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">326</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(119</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(231</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">344</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(113</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(8</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(473</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">481</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(13</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(504</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">517</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom">Gross write-offs</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,127</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,127</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(2,145</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(2,145</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom">Recoveries</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">313</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">313</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">288</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">288</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and other movements<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(6)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(17</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(8</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(24</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(31</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(29</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(71</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(131</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">613</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,215</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">604</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,432</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">544</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,154</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">621</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,319</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">288</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">872</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,160</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">414</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">823</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,237</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Remeasurement<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(319</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">820</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">853</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,354</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(361</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">643</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">835</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,117</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Newly originated or purchased financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">139</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">139</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">136</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">136</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derecognition of financial assets and maturities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(43</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(41</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(84</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(53</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(61</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(114</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Changes in models and methodologies<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(7)</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(38</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(17</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Transfer to (from):</div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 1</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">390</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(390</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">335</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(335</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 2</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(128</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(135</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">135</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(380</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">380</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(330</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">330</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Gross write-offs</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,466</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,466</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,356</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,356</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Recoveries</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">224</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">224</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">190</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">190</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and other movements<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(6)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(10</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(24</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(33</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">338</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,017</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,355</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">288</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">872</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,160</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Total retail loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">997</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,424</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,266</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,687</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,326</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,247</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,162</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,735</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Remeasurement<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,174</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,934</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,721</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,481</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,318</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,783</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,705</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,170</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Newly originated or purchased financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">576</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">576</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">542</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">542</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derecognition of financial assets and maturities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(143</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(218</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(361</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(159</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(273</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(432</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Changes in models and methodologies<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(7)</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(57</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(42</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(128</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">120</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(8</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Transfer to (from):</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="font-weight: bold;display:inline;">&#8211;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="font-weight: bold;display:inline;">&#8211;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="font-weight: bold;display:inline;">&#8211;</div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="font-weight: bold;display:inline;">&#8211;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 1</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,278</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,210</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(68</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,208</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,142</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(66</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 2</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(379</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">712</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(333</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(406</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">676</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(270</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(954</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">962</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(13</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(918</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">931</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Gross write-offs</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3,728</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3,728</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(3,601</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(3,601</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Recoveries</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">562</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">562</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">502</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">502</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and other movements<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(6)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(55</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(69</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(97</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(221</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,147</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,656</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,444</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,247</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">997</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,424</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,266</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,687</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Business and government</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">739</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">508</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">788</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,035</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">635</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">403</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">748</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,786</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Remeasurement<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(66</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">335</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">853</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,122</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(210</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">288</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">622</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">700</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Newly originated or purchased financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,311</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,311</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">936</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">936</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derecognition of financial assets and maturities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,170</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(145</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(47</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,362</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(860</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(126</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(9</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(995</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Changes in models and methodologies<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(7)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">200</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">37</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">237</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Transfer to (from):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 1</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">120</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(120</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">154</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(154</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 2</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(89</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">94</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(110</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">114</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(4</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(33</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(21</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Gross write-offs</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(700</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(700</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(484</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(484</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Recoveries</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">60</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">60</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and other movements</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(86</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(73</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(6</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(33</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(166</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(205</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of period including <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">854</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">640</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">897</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,391</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">739</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">508</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">788</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,035</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Less: Allowance for credits losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)(3)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(141</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(34</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(175</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(153</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(33</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(186</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">713</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">606</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">897</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,216</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">586</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">475</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">788</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">1,849</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes credit risk changes as a result of significant increases in credit risk, changes in credit risk that did not result in a transfer between stages, changes in model inputs and assumptions and changes due to drawdowns of undrawn commitments. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Interest income on impaired loans for residential mortgages, personal loans, credit cards, and business and government loans totaled $439 (2024 &#8211; $443). </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on acceptances are recorded against the financial asset in the Consolidated Statement of Financial Position. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(5)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">During the year ended October&#160;31, 2025, the contractual terms of certain financial assets were modified where the modification did not result in derecognition. The carrying value of such loans that were modified in Stage 2 and Stage 3 was $2,833&#160;(2024 &#8211; $3,504) and $899 (2024 &#8211; $<div style="letter-spacing: 0px; top: 0px;display:inline;">726)</div> respectively, before the modification. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(6)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Divestitures are included in the foreign exchange and other movements. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(7)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Comprises changes due to enhanced IFRS 9 models, including changes to reflect previously established expert credit judgment overlays that are now incorporated in the model. </div></td></tr></table> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(f)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying value of exposures by risk rating </div></div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:29%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">219,905</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,983</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">223,888</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;211,165</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,262</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;214,427</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,755</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,820</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">88,575</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">78,344</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,625</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">81,969</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,870</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,618</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,488</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19,205</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,072</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,277</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,002</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,007</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,009</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,561</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,280</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,841</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very high</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,170</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,218</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,814</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,827</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,937</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,173</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,110</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,614</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,614</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20,228</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,903</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,903</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,372</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,372</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">339,517</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,771</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,903</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,191</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">329,902</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;18,667</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,372</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">350,941</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">424</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">840</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">165</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">398</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">645</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,208</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;339,321</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;27,347</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,063</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;368,731</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">329,737</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">18,269</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">1,727</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">349,733</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:31%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Personal loans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,009</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">202</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,211</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;30,865</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">30,865</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,075</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">751</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,826</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20,686</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20,698</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,886</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">78</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,964</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13,053</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">38</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13,091</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,331</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,659</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,990</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10,535</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,843</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15,378</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very high</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,651</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,686</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">76</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,743</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,819</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,465</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,354</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,819</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20,482</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,929</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22,411</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,071</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,071</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,117</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,117</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97,801</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,695</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,071</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110,567</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">95,697</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,565</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,117</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">106,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">613</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,215</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">604</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,432</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">544</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,154</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">621</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,319</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;97,188</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;10,480</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">467</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;108,135</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">95,153</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;8,411</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">496</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;104,060</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:31%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,646</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8199;&#8201;&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,648</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,382</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,385</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,171</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,182</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,872</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,897</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,792</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,818</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,631</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">55</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,686</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,210</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,942</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,152</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,069</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,880</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,949</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very high</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,204</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,224</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,028</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,044</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">582</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">439</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,021</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">895</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">518</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,413</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,421</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,624</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;13,865</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,509</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;17,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">338</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,017</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,355</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">288</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">872</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,160</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;14,083</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;2,607</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;16,690</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">13,577</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;2,637</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;&#8199;&#8199;&#8201;&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">16,214</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:35%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Undrawn loan commitments&#160;&#8211;<br/> Retail</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126,681</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">255</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8199;&#8201;&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126,936</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;115,396</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">115,398</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,102</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,173</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,947</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">26</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,973</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,569</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,582</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,128</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,150</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,047</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">631</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,678</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,490</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">505</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,995</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very high</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">351</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">365</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">305</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">315</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,039</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,049</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,088</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,634</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,749</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15,383</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;171,452</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;3,370</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;174,822</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">157,605</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;3,609</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;&#8199;&#8199;&#8201;&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;161,214</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top: 1em; margin-bottom: 1em"></div><div></div><div><div style="line-height:normal;display: inline;"></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:36%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Total retail loans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">380,241</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,442</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">384,683</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;359,808</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,267</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">363,075</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">130,103</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,653</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">135,756</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">119,849</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,688</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">123,537</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43,117</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,735</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">51,852</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">45,017</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,187</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">47,204</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,590</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,239</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,829</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19,655</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,508</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">32,163</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very high</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">117</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,376</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,493</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">115</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,890</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,005</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,023</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,015</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55,038</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">52,625</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,810</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,435</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,974</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,974</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,489</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,489</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">623,191</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,460</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,974</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">673,625</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">597,069</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;35,350</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,489</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">635,908</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,147</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,656</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,444</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,247</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">997</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,424</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,266</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,687</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;622,044</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;43,804</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,530</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;668,378</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">596,072</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">32,926</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,223</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;631,221</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:36%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Business and government loans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">138,789</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,482</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">140,271</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;146,999</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,829</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">148,828</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Investment</div> grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">121,999</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,169</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">129,168</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">124,749</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,800</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">133,549</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Watch list</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,468</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,475</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,819</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,829</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,485</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,521</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,190</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,215</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,270</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,270</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,250</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,250</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">263,280</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,155</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,270</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">279,705</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">273,948</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;15,473</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,250</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">292,671</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">713</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">606</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">897</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,216</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">586</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">475</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">788</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,849</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;262,567</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;12,549</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,373</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;277,489</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">273,362</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">14,998</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,462</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;290,822</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:30%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Undrawn loan commitments&#160;&#8211;<br/> Business and government</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">242,637</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,101</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">243,738</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;243,635</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;1,124</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">244,759</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-investment</div> grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60,136</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,841</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61,977</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,572</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,894</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">62,466</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Watch list</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,007</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,007</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,142</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,142</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,593</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,594</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,921</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,921</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">32</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">32</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">307,366</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,950</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">311,347</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">307,128</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,160</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">32</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">312,320</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">141</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">175</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">153</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">33</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">186</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;307,225</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;3,916</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;31</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;311,172</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">306,975</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">5,127</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;&#8201;&#8199;32</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;312,134</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:36%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Total <div style="white-space:nowrap;display:inline;">non-retail</div> loans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">381,426</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,583</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">384,009</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;390,634</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,953</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">393,587</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-investment</div> grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">182,135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,010</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">191,145</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">184,321</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,694</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">196,015</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Watch list</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,475</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,482</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,961</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,971</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,078</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,115</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,111</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,136</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,301</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,301</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,282</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,282</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">570,646</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,105</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,301</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">591,052</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">581,076</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;20,633</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,282</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">604,991</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">854</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">640</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">897</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,391</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">739</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">508</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">788</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,035</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;569,792</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;16,465</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,404</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;588,661</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">580,337</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">20,125</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,494</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;602,956</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table>  <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(g)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loans past due but not impaired<div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px">(1)</div> </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A loan is considered past due when a counterparty has not made a payment by the contractual due date. The following table presents the carrying value of loans that are contractually past due but not classified as impaired. In cases where borrowers have opted to participate in payment deferral programs, deferral of payments is not considered past due and such loans are not aged further during the deferral period. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:40%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">31&#160;-&#160;60<br/> days</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">61&#160;-&#160;90<br/> days</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">91&#160;days<br/> and<br/> greater<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">31&#160;-&#160;60<br/> days</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">61&#160;-&#160;90<br/> days</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">91&#160;days<br/> and<br/> greater<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,603</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">767</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,370</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,418</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">718</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,136</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">691</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">353</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,044</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">647</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">343</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">990</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">289</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">430</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">908</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">242</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">172</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">398</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">812</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">238</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">104</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">342</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">192</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">48</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">240</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,821</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,413</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;430</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;4,664</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,499</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,281</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;398</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;4,178</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Loans past due 30 days or less are not presented in this analysis as they are not administratively considered past due. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For loans where payment deferrals were granted, deferred payments are not considered past due and such loans are not aged further during the deferral period. Regular aging of the loans resumes, after the end of the deferral period. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">All loans that are over 90 days past due are considered impaired with the exception of credit card receivables which are considered impaired when 180 days past due. </div></td></tr></table>  <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(h)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Purchased credit-impaired loans </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Certain financial assets including loans are credit-impaired on initial recognition either through acquisition or origination. The following table provides details of such assets: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:87%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unpaid principal balance<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8199;224</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;&#8199;&#8199;243</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit-related fair value adjustments</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(24</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(29</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">200</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">214</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3 allowance</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(1</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value net of related allowance</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">199</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">213</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Derecognition of Financial Assets<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTransfersOfFinancialAssetsExplanatory', window );">Derecognition of Financial Assets</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
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<td id="fin937872_13" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Derecognition of Financial Assets </div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Securitization of residential mortgage loans </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank securitizes fully insured residential mortgage loans, Bank originated and others, through the creation of mortgage-backed securities (MBS) under the National Housing Act (NHA) MBS program, sponsored by Canada Mortgage and Housing Corporation (CMHC). MBS created under the program are primarily sold to Canada Housing Trust (the Trust), a government sponsored entity, under the Canada Mortgage Bond (CMB) program, and/or third-party investors. The Trust issues securities to third-party investors. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Under the mortgage sale programs described above, certain transactions did not meet the derecognition requirements, as the Bank retains the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-payment</div> and interest rate risk associated with the mortgages. These risks represent substantially all of the risks and rewards associated with the transferred assets, and accordingly, the mortgages continue to be recognized on the Bank&#8217;s balance sheet. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">However, certain mortgage transactions qualified for derecognition, as substantially all risks and rewards of ownership were transferred to third parties. During the year ended October&#160;31, 2025, the Bank sold and derecognized $4,550&#160;million (2024 &#8211; $8,486&#160;million) of these mortgages. The Bank retains residual interests in the derecognized mortgages, representing its continuing involvement. As at October&#160;31, 2025, the carrying value of these retained interests was $365&#160;million (2024 &#8211; $491&#160;million). </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The transferred mortgages continue to be recognized on the Consolidated Statement of Financial Position as residential mortgage loans. Cash proceeds received from the transfer are treated as secured borrowings and included in Deposits&#160;&#8211; Business and government on the Consolidated Statement of Financial Position. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table provides the carrying amount of transferred assets that do not qualify for derecognition and the associated liabilities: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value of residential mortgage loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,759</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;11,190</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other related assets<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,868</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,202</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value of associated liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;15,531</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">17,923</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The fair value of the transferred assets is $15,298 (2024 &#8211; $18,092) and the fair value of the associated liabilities is $15,593 (2024 &#8211; $17,692), for a net position of $(295) (2024 &#8211; $400). </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">These include cash held in trust and trust permitted investment assets, including repurchase style transactions of mortgage-backed securities, acquired as part of principal reinvestment account that the Bank is required to maintain in order to participate in the programs. </div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Securitization of credit card receivables and auto loans </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank securitizes a portion of its unsecured credit card and auto loan receivables through consolidated structured entities. These receivables continue to be recognized on the Consolidated Statement of Financial Position as credit card loans and personal loans. For further details, refer to Note 14. </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Securities sold under repurchase agreements and securities lent </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank enters into transactions, such as repurchase agreements and securities lending agreements, where the Bank transfers assets under agreements to repurchase them on a future date and retains all the substantial risks and rewards associated with the assets. The transferred assets remain on the Consolidated Statement of Financial Position. </div>  <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table provides the carrying amount of the transferred assets and the associated liabilities: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="vertical-align:bottom;width:1%"></td>
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<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value of assets associated with:</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Repurchase agreements<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;174,010</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;174,334</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities lending agreements</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">78,548</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">58,477</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
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<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">252,558</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">232,811</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value of associated liabilities<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189,144</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">190,449</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The fair value of transferred assets is $252,558 (2024 &#8211; $232,811) and the fair value of the associated liabilities is $189,144 (2024 &#8211; $190,449), for a net position of $63,414 (2024 &#8211; $42,362). </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Does not include over-collateralization of assets pledged. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Liabilities for securities lending arrangements only include amounts related to cash collateral received. For securities received as collateral, refer to Note 34(a)(iv). </div> </td> </tr> </table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Other <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet arrangements </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank uses a capital vehicle to transfer credit exposure to security holders of the vehicle. While credit exposures are transferred, the related assets are not derecognized from the balance sheet. For further details, refer to Note 14. </div> <span></span>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Structured Entities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_14" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Structured Entities </div> </td> </tr> </table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Consolidated structured entities </div></div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">U.S. multi-seller conduit </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank-sponsored U.S. multi-seller conduit purchases high-quality financial assets from independent third parties (the sellers) funded by the issuance of highly rated asset-backed commercial paper. The sellers continue to service the financial assets and provide credit enhancements through overcollateralization protection and cash reserves. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Each asset purchased by the conduit has a deal-specific liquidity facility provided by the Bank in the form of a Liquidity Asset Purchase Agreement (LAPA). The primary purpose of the LAPA is to provide an alternative source of financing in the event the conduit is unable to access the asset-backed commercial paper market. The administration agent can require the Bank in its capacity as liquidity provider to purchase an interest in the related assets owned by the conduit. The Bank is not obligated to perform under the LAPA agreements in the event the conduit itself is insolvent. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s liquidity agreements with the conduit call for the Bank to fund full par value of the assets, including defaulted assets, if any, of the conduit. This facility is available to absorb the losses on defaulted assets, if any, in excess of losses absorbed by deal-specific seller credit enhancements. Further, the Bank holds the subordinated note issued by the conduit. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s exposure from the U.S. conduit through the LAPA, including the obligation to purchase defaulted assets and investment in the conduit&#8217;s subordinated note, give the Bank the obligation to absorb losses that could potentially be significant to the conduit, which in conjunction with power to direct the conduit&#8217;s activities, result in the Bank consolidating the U.S. multi-seller conduit. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The conduit&#8217;s assets of $14 billion (2024 &#8211; $11 billion) are primarily included in Business and government loans on the Bank&#8217;s Consolidated Statement of Financial Position. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">There are contractual restrictions on the ability of the Bank&#8217;s consolidated U.S. multi-seller conduit to transfer funds to the Bank. The Bank is restricted from accessing the conduit&#8217;s assets under the relevant arrangements. The Bank has no rights to the assets owned by the conduit. In the normal course of business, the assets of the conduit can only be used to settle the obligations of the conduit. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Bank funding vehicles and capital vehicles </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank uses funding and capital vehicles to facilitate cost-efficient financing of its own operations, including the issuance of covered bonds and notes. Activities of funding structured entities are generally limited to holding an interest in a pool of assets or receivables generated by the Bank. Capital vehicles include Scotiabank LRCN Trust which was established in connection with the Bank&#8217;s issuance of qualifying regulatory capital instruments. These structured entities are consolidated due to the Bank&#8217;s decision-making power and ability to use that power to affect the returns. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Covered bonds </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank has a registered covered bond program through which it issues debt that is guaranteed by Scotiabank Covered Bond Guarantor Limited Partnership (the &#8220;LP&#8221;). Under this program, the LP purchases uninsured residential mortgages from the Bank, which it acquires with funding provided by the Bank. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">As at October&#160;31, 2025, $46.7&#160;billion (2024 &#8211; $47.0 billion) covered bonds were outstanding and included in Deposits&#160;&#8211; Business and government on the Consolidated Statement of Financial Position. The Bank&#8217;s outstanding covered bonds are denominated in U.S. dollars, British pounds, Swiss francs, Euros, Canadian Dollars, and Norwegian Kroner. As at October&#160;31, 2025, assets pledged in relation to these covered bonds were uninsured residential mortgages denominated in Canadian dollars of $44.8&#160;billion (2024 &#8211; $48.0 billion). These figures exclude activities in connection with covered bonds held by the Bank and that are eliminated upon consolidation. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Credit card receivables securitization trust</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank securitizes a portion of its Canadian credit card receivables through a Bank-sponsored structured entity. This entity issues senior and subordinated notes to third-party investors and the proceeds of such issuance are used to purchase <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">co-ownership</div> interests in credit card receivables originated by the Bank. Recourse of the note holders is limited to the purchased interest. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank is responsible for servicing the transferred credit card receivables as well as performing administrative functions for this entity. As at October&#160;31, 2025, U.S.$2.3 billion ($3.2 billion Canadian dollar equivalent) (2024&#160;&#8211; U.S.$2.4&#160;billion, $3.3&#160;billion Canadian dollar equivalent) Class&#160;A </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold;text-indent: 0px;"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;text-indent: 0px;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">notes; and U.S.$196 million ($274 million Canadian dollar equivalent) (2024&#160;&#8211; U.S.$209&#160;million, $291&#160;<div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">million Canadian dollar equivalent) subordinated Class&#160;B and Class&#160;C notes were outstanding and included in Deposits &#8211; Business and government on the Consolidated Statement of Financial Position. As at October&#160;31, 2025, assets pledged in relation to the offered and retained notes were credit card receivables, denominated in Canadian dollars, of $</div></div>3.6&#160;billion (2024&#160;&#8211; $3.8 billion). </div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Auto loan receivables securitization trusts </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;">The Bank securitizes a portion of its Canadian auto loan receivables through its Securitized Term Auto Receivables Trust program (SSTRT) and Securitized Term Auto Loan Receivables Trust <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2025-A</div> (START <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2025-</div> A), Bank sponsored consolidated structured entities. The structured entities issue offered notes to third-party investors and retained notes to the Bank. Recourse of the noteholders is limited to the receivables and a cash reserve account. </div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">As at October 31, 2025, U.S. $301 million ($423 million Canadian dollar equivalent) (</div>October 31, 2024 &#8211; nil) <div style="letter-spacing: 0px; top: 0px;display:inline;">offered notes that were issued to third party investors were outstanding and included in Deposits &#8211; Business and government on the Consolidated Statement of Financial Position. <div style="null;text-indent: 0px;display:inline;">The sale of such receivables does not qualify for derecognition, and the receivables continue to be recognized on the Bank&#8217;s Consolidated Statement of Financial Position. As at October 31, 2025, assets pledged in relation to the offered and retained notes were Canadian auto loan receivables, denominated in Canadian dollars of $</div>4,488 million (2024 &#8211; nil).&#160;</div> </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">Scotiabank LRCN Trust </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">The Bank sponsors the Scotiabank LRCN Trust established in connection with the issuance of limited recourse capital notes. As at October&#160;31, 2025, $8.4 billion (2024&#160;&#8211; $5.5 billion) <div style="letter-spacing: 0px; top: 0px;display:inline;">of externally-issued limited recourse capital notes were outstanding and included in Preferred shares and other equity instruments on the Consolidated Statement of Financial Position. Refer to Note 23(b) &#8211; Preferred shares and other equity instruments for further information.&#160;</div> </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Other </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">Assets of other consolidated structured entities are comprised of securities, deposits with banks and other assets to meet the Bank&#8217;s and&#160;customer needs. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%;text-indent: 0px;">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Unconsolidated structured entities </div></div> </td> </tr> </table>  <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">The following table provides information about other structured entities which the Bank does not control and therefore does not consolidate. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;">&#160;<br/></div> <div style="text-align: center;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr>
<td style="width: 62%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 3%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 3%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="14" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">($ millions)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Canadian&#160;multi-seller</div><br/>conduits that the<br/>Bank administers</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Structured<br/>finance<br/>entities</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/>funding<br/>vehicles</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total assets on structured entity&#8217;s financial statements</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,971</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,746</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,575</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,292</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets recognized on the Bank&#8217;s financial statements:</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Trading assets</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">709</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">735</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">786</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">786</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,546</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,546</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">52</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">99</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">151</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,093</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">99</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,218</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Liabilities recognized on the Bank&#8217;s financial statements:</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposits &#8211; Business and government</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,533</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,533</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,576</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,576</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank&#8217;s maximum exposure to loss</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,997</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); white-space: nowrap; background-color: rgb(255, 255, 255); width: 2%;"><div style="font-weight:bolder;display:inline;width:100%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div>&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,670</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29,738</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="16" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="14" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">($ millions)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian&#160;multi-seller<br/> conduits that the<br/> Bank administers</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Structured<br/> finance<br/> entities</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> funding<br/> vehicles</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total assets (on structured entity&#8217;s financial statements)</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;6,299</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;13,695</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;1,870</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;21,864</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets recognized on the Bank&#8217;s financial statements:</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 2%;"></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 2%;"></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 3%;"></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 3%;"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Trading assets</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">306</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">314</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">842</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">842</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,757</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,757</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">35</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">93</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">128</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">8</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">5,940</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">93</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">6,041</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Liabilities recognized on the Bank&#8217;s financial statements:</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 2%;"></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 2%;"></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 3%;"></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 3%;"></td> </tr>
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<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposits &#8211; Business and government</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,842</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,842</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
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<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">28</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">28</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,870</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,870</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td> </tr>
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<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank&#8217;s maximum exposure to loss</div> </td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">6,307</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); white-space: nowrap; width: 2%;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div>&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">11,469</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">76</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">17,852</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;">&#160;</div>
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Loan balances are presented net of allowance for credit losses. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Excludes up to a maximum amount of $1.6 billion (2024 &#8211; $1.4 billion) relating to backstop liquidity facilities provided by the Bank to these multi-seller conduits based on future asset purchases by these conduits. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>  <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;text-indent: 0px;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right;text-indent: 0px;"></div> <div style="text-indent: 0px; margin-bottom: 1em; margin-top: 1em"></div><div></div><div> <div style="line-height:normal;display: inline;">  </div> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s maximum exposure to loss represents the notional amounts of guarantees, liquidity facilities, and other credit support relationships with the structured entities, the credit risk amount for certain derivative contracts with the entities and the amount invested where the Bank holds an ownership interest in the structured entities. Of the aggregate amount of maximum exposure to loss as at October&#160;31, 2025, the Bank has recorded $10.2 billion (2024 &#8211; $6.1 billion), primarily loans issued to structured entities, on the&#160;Consolidated Statement of Financial Position. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Canadian multi-seller conduits that the Bank administers </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;">In 2025, the Bank established Temperance Street Funding Trust, a Canadian multi-seller conduit. The Bank sponsors a total of three Canadian multi-seller conduits. The conduits purchase assets from independent third parties (the sellers) funded by the issuance of asset-backed commercial paper. The sellers continue to service the assets and provide credit enhancements through overcollateralization protection and cash reserves. The Bank has no rights to these assets as they are available to support the obligations of the respective programs but manages the commercial paper selling programs for a fee. To ensure timely repayment of the commercial paper, each asset pool financed by the multi-seller conduits has a deal-specific LAPA or liquidity agreement (LA) with the Bank. Pursuant to the terms of the LAPA or LA, the Bank as the liquidity provider is obligated to purchase <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-defaulted</div> assets, transferred by the conduit at the conduit&#8217;s original cost as reflected in the table above. In most cases, the liquidity agreements do not require the Bank to purchase defaulted assets. Additionally, the Bank has not provided any program-wide credit enhancement to these conduits. </div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Although the Bank has power over the relevant activities of the conduits, it has limited exposure to variability in returns, which results in the Bank not consolidating the three Canadian conduits. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Structured finance entities </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank has interests in structured entities used to assist corporate clients in accessing cost-efficient financing through their securitization structures. The Bank may act as an administrator, an investor or a combination of both in these types of structures. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank provides senior credit facilities to unaffiliated structured entities that are established by third parties to acquire and/or originate loans for the purposes of issuing collateralized loan obligations (CLOs). These credit facilities benefit from subordinated capital provided by either the collateral manager or third-party investors via subordinated financing, capital injection or asset contribution. Subordinated capital represents the first loss tranche which absorbs losses prior to the Bank&#8217;s senior exposure. The Bank&#8217;s broker-dealer affiliate acts as the arranger and placement agent for the CLOs. Proceeds from the sale of the CLOs are used to repay the senior credit facilities. The Bank does not consolidate these entities as it does not have decision making power over their relevant activities, which include the acquisition and/or origination of loans and overall management of the underlying portfolio. As at October&#160;31, 2025, the Bank has funded $8,114 million of the credit facilities provided to these structured entities (October 31, 2024 &#8211; $4,243 million). </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Other <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet arrangements </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank uses a funding vehicle to transfer credit exposure on certain loan assets and purchases credit protection against eligible credit events from this vehicle. The vehicle collateralizes its obligation using cash proceeds received through the issuance of guarantee-linked notes. Loan assets are not sold or assigned to the vehicle and remain on the Bank&#8217;s Consolidated Statement of Financial Position. The total principal balance of guarantee-linked notes issued by this vehicle and outstanding was $1,697 million as at October&#160;31, 2025 (October&#160;31, 2024 &#8211; $1,002 million). These are included in Deposits &#8211; Business and government on the Bank&#8217;s Consolidated Statement of Financial Position. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Although the Bank has power over the relevant activities of these vehicles, it has limited exposure to variability in returns, which results in the Bank not consolidating these vehicles. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other unconsolidated Bank-sponsored entities </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank sponsors unconsolidated structured entities including mutual funds, in which it has insignificant or no interest at the reporting date. The Bank is a sponsor when it is significantly involved in the design and formation at inception of the structured entities, and the Bank&#8217;s name is used by the structured entities to create an awareness of the instruments being backed by the Bank&#8217;s reputation and obligation. The Bank also considers other factors, such as its continuing involvement and obligations to determine if, in substance, the Bank is a sponsor. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">As at October&#160;31, 2025, the Bank earned $2,851 million (2024 &#8211; $2,547 million) in revenue from unconsolidated Bank-sponsored mutual fund entities. </div> <span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Property and Equipment<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<td id="fin937872_15" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15</div></div></td>
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<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Land &amp;<br/> Building</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equipment</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Technology<br/> Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Leasehold<br/> Improvements</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Right-of-use</div></div><br/> Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cost</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2023</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,813</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,809</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;705</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,854</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;4,336</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;10,517</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Additions</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">120</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">232</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">73</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">134</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">125</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">684</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(149</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(183</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(155</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(67</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(77</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(631</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(48</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(78</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(44</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(43</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(203</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,736</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,780</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">633</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,877</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,341</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,367</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Additions</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">194</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">144</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">88</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">117</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">210</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">753</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Disposals/Retirements<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(481</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(82</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(25</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(92</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(118</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(798</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(129</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">112</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">233</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,320</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,886</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">822</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,014</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,513</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,555</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Accumulated depreciation</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2023</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">686</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,268</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">381</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,152</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,388</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,875</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Depreciation</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">49</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">94</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">140</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">116</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">331</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">730</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(50</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(75</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(145</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(40</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(62</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(372</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(22</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(26</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(14</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(40</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(16</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(118</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">663</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,261</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">362</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,188</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,641</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,115</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Depreciation</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">133</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">113</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">318</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">683</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(44</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(67</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(17</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(71</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(107</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(306</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">77</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">182</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">683</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,278</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">555</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,270</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,888</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,674</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net book value</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,073</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">519</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">271</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">689</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,700</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,252</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div>&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">637</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">608</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">267</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">744</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,625</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,881</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div>&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes a net impairment loss recorded in Q1 2025 related to the agreement to sell the banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investments in Associates<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_16" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Investments in Associates </div> </td> </tr> </table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank had significant investments in the following associates: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Country of<br/> incorporation</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Nature of<br/> business</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Ownership<br/> percentage</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Date&#160;of&#160;financial<br/> statements<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">KeyCorp<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">United&#160;States</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Banking</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14.9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">September 30, 2025</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;4,379</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">Bank of Xi&#8217;an Co. Ltd.<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">China</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Banking</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18.1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">September 30, 2025</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">729</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;658</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">Maduro&#160;&amp; Curiel&#8217;s Bank N.V.<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(4)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Curacao</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Banking</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48.1</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">September 30, 2025</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">570</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">527</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents the date of the most recent financial statements. </div> </td> </tr> </table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">On December&#160;27, 2024, the Bank completed the acquisition of an additional 10% ownership interest, bringing the total ownership interest in KeyCorp to 14.9% (refer to Note 35 for further details). The Bank has significant influence over KeyCorp through a combination of its ownership interest and board representation. Based on the quoted price on the New York Stock Exchange, the market value of the Bank&#8217;s investment in KeyCorp was $<div style="letter-spacing: 0px; top: 0px;display:inline;">4,018</div> as at Oct 31, 2025. During the year, dividends received from KeyCorp of $140 were recognized as a reduction in the carrying value of the investment in associate.</div> </td> </tr> </table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Based on the quoted price on the Shanghai Stock Exchange, the market value of the Bank&#8217;s Investment in Bank of Xi&#8217;an Co. Ltd. was $617 (October 31, 2024 &#8211; $570). The Bank has significant influence over the Bank of Xi&#8217;an Co. Ltd. through a combination of its ownership interest and board representation. </div> </td> </tr> </table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The local regulator requires financial institutions to set aside reserves for general banking risks. These reserves are not required under IFRS, and represent undistributed retained earnings related to a foreign associated corporation, which are subject to local regulatory restrictions. As of October&#160;31, 2025<div style="letter-spacing: 0px; top: 0px;display:inline;">,</div> these reserves amounted to $76 (2024 &#8211; $74). </div> </td> </tr> </table>  <div style="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impairment testing of Bank of Xi&#8217;an Co. Ltd. </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">As at October&#160;31, 2025, the market value of the Bank&#8217;s investment in Bank of Xi&#8217;an Co. Ltd. based on the quoted price on the Shanghai Stock Exchange continues to be below its carrying value. The Bank has been performing quarterly impairment testing on this investment due to the prolonged period in which its market value has remained below the carrying amount. The impairment test involves comparing the carrying value of the investment to its recoverable amount based on value in use (VIU). In estimating VIU, the Bank uses a discounted cash flows valuation model which incorporates key assumptions, including a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">5-year</div> forecast of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax</div> cash flows for the underlying entity, the estimated terminal growth rate beyond 5 years, and the applicable discount rate. As at October&#160;31, 2025, the estimate of VIU was determined using a terminal growth rate of 2% (2024 &#8211; 2%) and an <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax</div> discount rate of 11% (2024 &#8211;12%). </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Based on impairment testing performed using the VIU methodology, no impairment was determined to exist as at October 31, 2025. In the prior year, an impairment charge of $343 million ($309 million after-tax) was recorded in non-interest expenses &#8211; other in the Other operating segment, driven primarily by the continued weakening of the economic outlook in China. </div></div></div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Summarized financial information </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Summarized financial information of the Bank&#8217;s significant associates are as follows. </div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:65%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">For&#160;the&#160;twelve&#160;months&#160;ended<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenue</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net<br/> income</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total&#160;assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total&#160;liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">KeyCorp</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;8,873</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,305</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;262,850</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;234,656</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank of Xi&#8217;an Co. Ltd.</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,009</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">517</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">108,567</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100,773</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Maduro&#160;&amp; Curiel&#8217;s Bank N.V.</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">487</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">183</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,598</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,430</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td colspan="8" style="height:6pt"></td>
<td colspan="8" style="height:6pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">For&#160;the&#160;twelve&#160;months&#160;ended<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenue</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net<br/> income</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total&#160;liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank of Xi&#8217;an Co. Ltd.</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,457</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;471</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;87,974</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;81,577</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Maduro&#160;&amp; Curiel&#8217;s Bank N.V.</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">457</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">170</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">8,057</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">6,959</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Based on the most recent available financial statements. </div></td></tr></table>&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfInterestsInAssociatesExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of interests in associates. [Refer: Total for all associates [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 2<br> -Subparagraph b<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_2_b_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfInterestsInAssociatesExplanatory</td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Goodwill and Other Intangible Assets<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TextBlockAbstract', window );"><strong>Text Block [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsAndGoodwillExplanatory', window );">Goodwill and Other Intangible Assets</a></td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
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<td id="fin937872_17" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Goodwill and Other Intangible Assets </div></td></tr></table><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Goodwill </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The changes in the carrying amounts of goodwill by groups of cash-generating units (CGU) are as follows: </div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="width:54%"></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian<br/> Banking</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global<br/> Wealth<br/> Management</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global<br/> Banking&#160;and<br/> Markets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Latin<br/> America</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Caribbean<br/> and<br/> Central<br/> America</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2023</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,690</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,610</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">246</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,630</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,005</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,181</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acquisitions</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Dispositions<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(92</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(92</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(138</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(128</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,690</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,614</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">246</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,400</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,011</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,961</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acquisitions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Dispositions<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(195</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(394</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(589</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">180</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">213</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,690</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;3,641</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;247</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,385</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">622</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;8,585</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">In fiscal 2024, the Bank recorded a goodwill write-down of $92&#160;million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-tax</div> within the Latin America CGU in relation to its agreement to sell CrediScotia Financiera, a subsidiary in Peru. Refer to Note 35 for details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">In the current year, the Bank recorded a goodwill write-down of $589 million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-tax</div> within the Latin America and Caribbean &amp; Central America CGUs in relation to its agreement to sell banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.</div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impairment testing of goodwill </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Goodwill acquired in business combinations is allocated to each of the Bank&#8217;s groups of CGUs that are expected to benefit from the synergies of the particular acquisition. Goodwill is assessed for impairment annually or more frequently if events or circumstances occur that may indicate impairment. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank determines the carrying values of its CGUs using a regulatory capital approach based on credit, market, operational risks and leverage, consistent with the Bank&#8217;s capital attribution for business line performance measurement. Corporate capital that is not directly attributable is allocated to each CGU on a proportional basis, based on the relative attributed capital prior to the corporate capital allocation. The resulting carrying amount determined for the CGU is then compared to its respective recoverable amount to identify any impairment. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Annual impairment testing for goodwill was performed as at July&#160;31, 2025 and 2024, and no impairment was determined to exist. As of October&#160;31, 2025 and 2024, there were no significant changes to this assessment. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value less costs of disposal </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For all CGUs, the recoverable amount was determined using the fair value less costs of disposal (FVLCD) method. In arriving at FVLCD, the Bank estimates the fair value of the CGU using price earnings (P/E) multiples applied to normalized net income for the last four quarters as of the test date, applies a control premium based on a weighted average of acquisition premiums paid globally in the banking industry over the past five years for comparable companies, and deducts the estimated costs of disposal. The fair value measurement is categorized as Level&#160;3 due to significant inputs being unobservable. For the 2025 annual impairment test, P/E multiples ranging from&#160;9.5 to 13 times (2024&#160;&#8211;&#160;11 to 11.5 times) were used. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank has performed sensitivity analysis on the key assumptions used in estimating FVLCD. The estimate of reasonably possible changes to the key assumptions are based on available evidence in respect of each input, such as risks associated with the normalized net income projections, and range of P/E multiples observed externally. Reasonable negative changes in the net income outlook (decrease of 5%) or P/E multiples (decrease of 1x), each in isolation, holding other factors constant, would not result in impairment for all CGUs using the FVLCD method. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Value in use </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the prior year, the Latin America CGU&#8217;s recoverable amount was determined using the value in use (VIU) method. In estimating VIU, the Bank used a discounted cash flow valuation model based on a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">5-year</div> forecast of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax</div> cash flows, the estimated terminal growth rate beyond 5&#160;years, and the applicable discount rate. The <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">5-year</div> cash flow forecast was based on management approved budgets and plans which consider market trends, macroeconomic conditions, forecasted earnings and the business strategy for the CGU. The terminal growth rate was based on long-term growth expectations in Latin America, and the discount rate was based on the cost of capital of comparable companies. For the 2024 annual impairment test, a terminal growth rate of 3% and a discount rate of 12% were used. </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank performed sensitivity analysis on the key assumptions used in estimating the Latin America CGU&#8217;s VIU in the prior year. The estimate of reasonably possible changes to the key assumptions was based on available evidence in respect of each input such as historical performance against forecasts, risks associated with the underlying cash flow projections, and range of discount rates observed externally. Reasonable negative changes in any one key assumption, holding other factors constant, would not result in impairment for the Latin America CGU. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Intangible assets </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Intangible assets consist of assets with indefinite and finite useful lives. Indefinite life intangible assets consist substantially of fund management contracts. The fund management contracts are for the management of open-ended funds. Finite life intangible assets include assets such as computer software, customer relationships and core deposit intangibles. </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Finite life</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Indefinite life</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Computer<br/> software</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> intangibles</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fund&#160;management<br/> contracts<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> intangibles</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Cost</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2023</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,639</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,815</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,415</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">163</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,032</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acquisitions</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Additions</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">840</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">841</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Impairment</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(188</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(188</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(538</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(538</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">24</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(22</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,777</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,794</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,415</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">163</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,149</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acquisitions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Additions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">637</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">637</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;">Impairment<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(199</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(199</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(170</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(36</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(206</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">390</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">410</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;6,435</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,778</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;4,415</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;163</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;12,791</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Accumulated amortization</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2023</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,566</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,454</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,020</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Amortization</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">958</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">72</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,030</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Impairment</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(91</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(91</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(614</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(614</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(75</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(13</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(88</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,744</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,513</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,257</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Amortization</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">828</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">896</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;">Impairment<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(32</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(36</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(68</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">113</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">131</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,644</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,563</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,207</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Net book value</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,033</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(3)</div>&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">281</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,415</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">163</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,892</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">As at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,791</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="font-weight: bold;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(3)</div>&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">215</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,415</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">163</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,584</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Fund management contracts are attributable to the previously acquired Dynamic Funds business (formerly DundeeWealth Inc.), MD Financial Management Inc., and Jarislowsky Fraser Limited. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;text-indent: 0px;"><div style="null;text-indent: 0px;display:inline;">In the current year, the Bank recognized an impairment loss of $</div>165<div style="display:inline;">&#160;</div><div style="display:inline;">million pre-tax in relation to its agreement to sell banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.&#160;</div> </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(3)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Computer software comprises purchased software of $262 (2024&#160;&#8211;&#160;$194), internally generated software of $1,633 (2024&#160;&#8211;&#160;$1,939), and in process software not subject to amortization of $896 (2024&#160;&#8211;&#160;$900). </div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impairment testing of intangible assets </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Indefinite life intangible assets are not amortized and are assessed for impairment annually or more frequently if events or changes in circumstances indicate that the asset may be impaired. Impairment is assessed by comparing the carrying value of the indefinite life intangible asset to its recoverable amount. The recoverable amount of fund management contracts is based on a VIU approach using the multi-period excess earnings method. This approach uses cash flow projections from management-approved financial budgets, which include key assumptions related to market appreciation, net sales of funds, and operating margins, taking into consideration past experience and market expectations. The forecast cash flows cover a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">5-year</div> period, with a terminal growth rate of 4.5% (2024&#160;&#8211;&#160;4.5%) applied thereafter. These cash flows have been discounted at 10% (2024&#160;&#8211;&#160;10%). Fund management contracts were assessed for annual impairment using data as at July&#160;31, 2025 and 2024, and no impairment was determined to exist. As of October&#160;31, 2025 and 2024, there were no significant changes to this assessment. In addition, reasonable negative changes in any one key assumption, holding other factors constant, would not result in impairment. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Finite life intangible assets are only assessed for impairment if events or circumstances indicate that the asset may be impaired. When required, impairment is assessed by comparing the carrying value of the finite life intangible asset to its recoverable amount, which is generally determined using a VIU approach. In fiscal 2024, computer software with a net book value of $97&#160;million was assessed as impaired. </div>&#160;<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of intangible assets and goodwill. [Refer: Intangible assets and goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Other Assets<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOtherAssetsExplanatory', window );">Other Assets</a></td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
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<td id="fin937872_18" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Other Assets </div></td></tr></table><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td></td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Accrued interest</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Accounts receivable and prepaids</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,750</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,118</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Current tax assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,649</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Margin deposits on derivatives</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,304</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Segregated fund assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,006</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,231</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Pension assets (Note 27)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,036</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">684</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Receivable from brokers, dealers and clients</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,597</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,244</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,056</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,322</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35,367</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;30,301</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of other assets. [Refer: Other assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOtherAssetsExplanatory</td>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Deposits<br></strong></div></th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">124,057</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128,680</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">301,718</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">298,821</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33,094</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68,673</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">328,723</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">627,667</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Financial institutions</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,754</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">967</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,068</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,105</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36,894</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">44,914</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">246,020</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,953</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196,798</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">478,508</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">966,279</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">943,849</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Recorded in:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canada</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">160,504</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,892</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">180,349</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">327,855</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">692,600</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">686,817</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">United States</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,431</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">101</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,563</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,400</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">101,495</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">90,442</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">United Kingdom</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">367</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33,679</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,046</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27,091</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexico</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,893</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,339</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,859</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39,091</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">36,751</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Peru</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,159</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,908</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,843</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,917</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,710</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Chile</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,310</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,347</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">142</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,336</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23,232</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Colombia</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,140</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">552</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">548</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,168</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,408</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,102</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other International</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,583</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,715</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,921</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,368</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45,587</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">53,704</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">246,020</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,953</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196,798</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">478,508</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">966,279</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;943,849</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Deposits payable on demand include deposits for which the Bank may not have the right to notice of withdrawal, generally chequing accounts. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Deposits payable after notice include deposits for which the Bank may require notice of withdrawal, generally savings accounts. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">All deposits that mature on a specified date, generally term deposits, guaranteed investments certificates and similar instruments. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Deposits denominated in U.S. dollars amount to $297,065 (2024 &#8211; $295,316), deposits denominated in Chilean pesos amount to $20,053 (2024 &#8211; $19,271), deposits denominated in Mexican pesos amount to $35,941 (2024 &#8211; $34,416) and deposits denominated in other foreign currencies amount to $117,530 (2024 &#8211; $109,683). </div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the maturity schedule for term deposits in Canada greater than $100,000<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>. </div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;three<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three&#160;to&#160;six<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Six to<br/> twelve&#160;months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">As at October&#160;31, 2025</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54,287</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,607</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57,519</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">109,573</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,165</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">274,151</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;64,521</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;37,062</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;59,273</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;115,757</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;18,820</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;295,433</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The majority of foreign term deposits are in excess of $100,000. </div></td></tr></table><span></span>
</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of deposits from customers. [Refer: Deposits from customers]</p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subordinated Debentures<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_20" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Subordinated Debentures </div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">These debentures are direct, unsecured obligations of the Bank and are subordinate to the claims of the Bank&#8217;s depositors and other creditors. The Bank, where appropriate, enters into interest rate and cross-currency swaps to hedge the related risks. </div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td colspan="7" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Maturity date</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest<br/> rate&#160;(%)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Terms<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">June 2025</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">8.900</td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;">On June 20, 2025, all $250 million of outstanding 8.900% subordinated debentures matured. The principal plus accrued interest were paid to noteholders on the maturity date.</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">251</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">December 2025<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">4.500</td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;">U.S.$1,250&#160;million. Interest will be payable semi-annually in arrears on June&#160;16 and December&#160;16 of each year, until maturity in <div style="letter-spacing: 0px; top: 0px;display:inline;">December 2025</div>.</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,753</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,740</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">May 2032<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">3.934</td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;">Redeemable on or after May 3, 2027. After May&#160;3, 2027, interest will be payable quarterly at the then prevailing three-month bankers&#8217; acceptance rate plus 1.520<div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">% subject to applicable benchmark fallback considerations.</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,744</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,713</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">December 2032<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">1.800</td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;">JPY 33,000&#160;million. Redeemable on December 20, 2027. After December&#160;20, 2027, interest will be payable semi-annually at the reference Japanese Government Bond rate plus 1.681% on the reset date.</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">300</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">301</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">August 2033<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">5.679</td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;">Redeemable on or after August 2, 2028. After August&#160;2, 2028, interest will be payable at an annual rate equal to Daily Compounded CORRA plus 2.100%.</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,026</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,016</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">December 2033<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">1.830</td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;">JPY 12,000&#160;million. Redeemable on December 1, 2028. After December&#160;1, 2028, interest rate on the debentures will be reset to the prevailing yield of Japanese Government Bond rate plus 1.477% on the reset date.</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">109</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">110</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">August 2034<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: top; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: top; padding-bottom: 0.375pt;">4.959</td>
<td style="white-space: nowrap; vertical-align: top; padding-bottom: 0.375pt; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt; width: 61%;">Redeemable on or after August 1, 2029. After August&#160;1, 2029, interest will be payable at Daily Compounded CORRA plus 1.550%.</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt; width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,034</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt; width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt; width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;">998</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr>
<td style="vertical-align: top; width: 12%; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">May 2037<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.375pt;">4.588</td>
<td style="vertical-align: top; white-space: nowrap; width: 2%; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; width: 61%; padding-bottom: 0.375pt;">U.S.$1,250 million. Redeemable between April 12, 2027, and May 4, 2032. On May 4, 2032, interest will reset at the then prevailing 5-year U.S. treasury rate plus 2.050%.</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,726</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); white-space: nowrap; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,704</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); white-space: nowrap; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: top; width: 12%;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 2%;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 1%;">&#160;</td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 61%;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,692</div></div></td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 1%;">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;7,833</td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">In accordance with the provisions of the Capital Adequacy Guideline of the Superintendent, all redemptions are subject to regulatory approval and subject to the terms in the relevant prospectus. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The carrying value of subordinated debentures may differ from par value due to the impact of fair value hedges used for managing interest rate risk and subordinated debentures held for market-making purposes. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">These debentures contain <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-viability</div> contingent capital (NVCC) provisions. Under such NVCC provisions, outstanding debentures are convertible into a variable number of common shares if OSFI announces that the Bank has ceased, or is about to cease, to be viable, or if a federal or provincial government in Canada publicly announces that the Bank has accepted or agreed to accept a capital injection, or equivalent support, from the federal government or any provincial government or political subdivision or agent thereof without which the Bank would have been determined by OSFI to be <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-viable.</div> If such a conversion were to occur, the debentures would be converted into common shares pursuant to an automatic conversion formula defined as 150% of the par value plus accrued and unpaid interest divided by the conversion price and, where applicable, subject to translation at foreign exchange rates in effect at the time of conversion. The conversion price is based on the greater of: (i)&#160;a floor price of $5.00 (subject to adjustments in certain events as set out in the respective prospectus supplements), and (ii)&#160;the current market price of the Bank&#8217;s common shares at the time of the trigger event <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(10-day</div> weighted average). </div></td></tr></table><span></span>
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<td>na</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of subordinated liabilities. [Refer: Subordinated liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfSubordinatedLiabilitiesExplanatory</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Other Liabilities<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="text"> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
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<td id="fin937872_21" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Other Liabilities </div></td></tr></table><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Accrued interest</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,856</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,840</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Lease liabilities<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,955</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,982</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Accounts payable and accrued expenses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,151</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,133</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Current tax liabilities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">942</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,070</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax liabilities (Note 26)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,414</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,397</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Gold and silver certificates and bullion</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">757</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">578</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Margin and collateral accounts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,883</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,186</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Segregated fund liabilities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,007</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,231</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Payables to brokers, dealers and clients</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,843</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">798</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provisions (Note 22)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">668</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">411</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"> </div>(Note 12)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">175</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">186</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Pension liabilities (Note 27)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">535</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">523</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other liabilities of subsidiaries and structured entities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,665</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22,104</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,011</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,589</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;66,862</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;63,028</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents discounted value of lease liabilities. </div></td></tr></table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The table below sets out a maturity analysis of undiscounted lease liabilities showing the lease payments to be made after the reporting date: </div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="width:82%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">393</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">410</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1 to 2 years</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">405</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">404</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">2 to 3 years</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">390</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">401</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">3 to 4 years</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">387</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">381</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">4 to 5 years</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">376</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">358</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">After 5 years</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,023</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,677</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,974</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;3,631</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Provisions<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_22" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Provisions </div></td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provisions made during the year</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">203</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provisions utilized / released during the year</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(365</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provisions made during the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">422</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(165</div></div></td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Balance as at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">668</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Restructuring Charge </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">In Q4 2025, the Bank recorded a restructuring charge and severance provisions as well as other related charges of $</div>373 million ($270 million after-tax) primarily related to workforce reductions across its global operations. These amounts reflect actions taken by the Bank to simplify its organizational structure in Canadian Banking, restructure and right-size Asia operations in Global Banking and Markets and regionalize activities across its international footprint. 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Some of these matters may involve novel legal theories and interpretations and may be advanced under criminal as well as civil statutes, and some proceedings could result in the imposition of civil, regulatory enforcement or criminal penalties. The Bank reviews the status of all proceedings on an ongoing basis and will exercise judgment in resolving them in such manner as the Bank believes to be in its best interest. In view of the inherent difficulty of predicting the outcome of such matters, the Bank cannot state what the eventual outcome of such matters will be. However, based on current knowledge, management does not believe that liabilities, if any, arising from pending litigation or regulatory proceedings will have a material adverse effect on the consolidated financial statements for the year ended October 31, 2025 or results of operations of the Bank. </div></div></div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Legal provisions are established when it becomes probable that the Bank will incur an expense related to a legal action or regulatory proceeding and the amount can be reliably estimated. Such provisions are recorded at the best estimate of the amount required to settle any obligation related to these legal actions as at the balance sheet date, taking into account the risks and uncertainties surrounding the obligation. Management and internal and external experts are involved in estimating any amounts that may be required. The actual costs of resolving these claims may vary significantly from the amount of the legal provisions. 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The legal action in Peru relating to the original assessed amount was concluded in favour of the Government of Peru in May 2024. Accordingly, the Bank paid $34&#160;million representing the principal and associated reasonable interest, which was recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses &#8211; other. In November&#160;2021, the Peruvian Constitutional Court dismissed the matter relating to the accrued default interest for procedural reasons. With respect to this default interest component, and in relation to the Constitutional Court of Peru&#8217;s treatment of Scotiabank Peru, in October 2022, the Bank filed a request for arbitration against the Republic of Peru before the International Centre for the Settlement of Investment Disputes (ICSID), pursuant to the provisions of the Canada-Peru Free Trade Agreement. This case is currently proceeding through the arbitration process. 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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Common shares, preferred shares and other equity instruments<br></strong></div></th>
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<td id="fin937872_23" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Common shares, preferred shares and other equity instruments </div></td></tr></table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Outstanding at beginning of year</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,244,435,686</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,054</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,214,044,420</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20,109</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Issued in relation to share-based payments, net (Note 25)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,709,942</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">210</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">497,930</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">37</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Issued in relation to the Shareholder Dividend and Share Purchase Plan<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,893,336</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,908</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Repurchased for cancellation under the Normal Course Issuer Bid</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10,839,890</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(197</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Outstanding at end of year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,236,305,738</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div>&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,067</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">1,244,435,686</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div>&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;22,054</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Effective November&#160;1, 2024, and until such time as the Bank elects otherwise, the Bank has suspended the discount to the Average Market Price (as defined in the Plan) for dividend reinvestments and stock dividends under the Plan and has discontinued issuances of common shares from treasury under the Plan. Additionally, effective November&#160;1, 2024, and until such time as the Bank elects otherwise, purchases of common shares under the Plan will be made in the secondary market in accordance with the provisions of the Plan. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">In the normal course of business, the Bank&#8217;s regulated Dealer subsidiary purchases and sells the Bank&#8217;s common shares to facilitate trading/institutional client activity. During fiscal 2025, the number of such shares bought was 30,855,084 and sold was&#160;30,855,333&#160;(2024 &#8211; 26,564,849 bought and 26,566,901 sold). </div></td></tr></table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Dividend </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The dividends paid on common shares in fiscal 2025 and 2024 were $5,369 million ($4.32 per share) and $5,198&#160;million ($4.24 per share), respectively. The Board of Directors approved a quarterly dividend of $1.10 per common share at its meeting on December&#160;1, 2025. This quarterly dividend applies to shareholders of record at the close of business on January 6, 2026, and is payable January 28, 2026. Refer to Note 23(c) &#8211; Restriction on payment of dividends and retirement of shares. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Normal Course Issuer Bid </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">On May&#160;28, 2025, the Bank announced that OSFI and the Toronto Stock Exchange approved a normal course issuer bid (the &#8220;2025 NCIB&#8221;) </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">pursuant to which it may repurchase for cancellation up to 20&#160;million of the Bank&#8217;s common shares. Purchases under the 2025 NCIB commenced on May&#160;30, 2025, and will terminate upon the earlier of: (i)&#160;the Bank purchasing the maximum number of common shares under the 2025 NCIB, (ii)&#160;the Bank providing a notice of termination, or (iii)&#160;May&#160;29, 2026. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">During the year ended October&#160;31, 2025, the <div style="letter-spacing: 0px; top: 0px;display:inline;">B</div>ank repurchased and cancelled approximately 10.8&#160;million common shares at an average price of $82.57&#160;per share for a total amount of $913&#160;million, including <div style="letter-spacing: 0px; top: 0px;display:inline;">t</div>ax. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-viability</div> Contingent Capital </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The maximum number of common shares issuable on conversion of NVCC subordinated debentures, NVCC subordinated additional tier 1 capital notes, including those issued to Scotiabank LRCN Trust as recourse assets in respect of NVCC limited recourse capital notes, and NVCC preferred shares as at October&#160;31, 2025 would be 4,863&#160;million common shares (2024 &#8211; 4,582&#160;million common shares) based on the floor price and excluding the impact of any accrued and unpaid interest and any declared but unpaid dividends (refer to Note 20 &#8211; Subordinated debentures and Note&#160;23(b) &#8211; Preferred shares and other equity instruments for further details). </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Preferred shares and other equity instruments </div></div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Preferred shares </div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Authorized: </div> <div style="margin-top:0pt; margin-bottom:0pt; text-indent:3%; font-size:8pt; font-family:arial">An unlimited number of preferred shares without nominal or par value. There are currently no preferred shares outstanding. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other equity instruments </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Other equity instruments are comprised of NVCC additional Tier 1 qualifying regulatory capital notes: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">First issue date/</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">Series number</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Notional<br/> Amount<br/> (millions)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Next reset<br/> date</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">rate</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest<br/> rate after<br/> reset</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Next<br/> redemption<br/> date</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Redemption<br/> frequency<br/> after reset<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1) </div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(millions)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Distributions<br/> paid per<br/> Note<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(millions)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Distributions<br/> paid per<br/> Note<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td colspan="12" style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Subordinated Additional Tier 1 Capital Notes<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)(4)</div></div></td>
<td style="vertical-align:top"><div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">October 12, 2017<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(5)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#160;1,250</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">January&#160;12, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">202<div style="letter-spacing: 0px; top: 0px;display:inline;">6</div></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6.821</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228971;display:inline;">SOFR</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+2.90961</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(5)</div>&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">January&#160;12, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">202<div style="letter-spacing: 0px; top: 0px;display:inline;">6</div></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">Quarterly</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,560</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;73.88</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,560</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;83.86</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">June 4, 2020<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(6)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4.900</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36.75</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,689</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">49.00</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td colspan="13" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td colspan="12" style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;">Limited Recourse Capital Notes<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(3)(7)</div></div></td>
<td style="vertical-align:top"><div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">Series 1<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(8)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,250</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">July&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2026</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3.700</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228576;display:inline;">GOC</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+2.761</div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(9)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">June&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2026</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">Every&#160;five <div style="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:arial;text-align:right">years</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,250</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37.00</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,250</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">37.00</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">Series 2<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(10)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">600</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">October&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2026</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3.625</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228578;display:inline;">UST</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+2.613</div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(11)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">October&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2026</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">Quarterly</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">753</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36.25</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">753</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">36.25</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">Series 3<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(12)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,500</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">July&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2027</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7.023</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228579;display:inline;">GOC</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+3.950</div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(9)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">June&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2027</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">Every five <div style="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:arial;text-align:right">years</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,500</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70.23</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,500</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">70.23</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">Series 4<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(13)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">750</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">October&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2027</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">8.625</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228580;display:inline;">UST</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+4.389</div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(11)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">October&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2027</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">Quarterly</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,023</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86.25</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,023</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">86.25</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">Series 5<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(14)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">750</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">January&#160;27,<br/> 2029</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;<br/> &#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">8.000</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228581;display:inline;">UST</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+4.017</div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(11)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">January&#160;27,<br/> 2029</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;<br/> &#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">Quarterly</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,004</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80.00</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,004</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">63.33</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">Series 6<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(15)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,000</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">April&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2030</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7.350</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228582;display:inline;">UST</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+2.903</div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(11)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">April&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2030</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">Quarterly</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,453</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54.51</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">Series 7<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(16)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,000</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">October&#160;27,<br/> 2035</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;<br/> &#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6.875</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228585;display:inline;">UST</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+2.734</div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(11)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">October 27,<br/>2035</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;<br/> &#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">Quarterly</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,396</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td colspan="12" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Total other equity instruments</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,939</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;8,779</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Each security is redeemable at the sole discretion of the Bank on the first reset date and every quarter or five years, as applicable, thereafter. Limited Recourse Capital Notes (LRCN) Series 1 and Series 3 are also redeemable in the one month period preceding each reset date. The securities are also redeemable following a regulatory or tax event, as described in the offering documents. All redemptions are subject to regulatory consent and occur at a redemption price of par plus accrued and unpaid interest (unless canceled, where applicable). </div></td></tr></table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Distributions paid from November&#160;1 to October&#160;31 in the relevant fiscal year per face amount of $1,000 or U.S.$1,000, as applicable. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The securities rank pari passu to each other and are the Bank&#8217;s direct unsecured obligations, ranking subordinate to Bank&#8217;s other subordinated indebtedness. </div></td></tr></table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">While interest is payable on the securities when it becomes due, the Bank may, at its sole discretion and with notice, cancel interest payments. Refer to Note 23(c) &#8211; Restriction on payment of dividends and retirement of shares. </div></td></tr></table>
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<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(5)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">CME 3-month Term SOFR. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(6)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On June&#160;4, 2025, the Bank redeemed US $1,250 million 4.900% Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes at 100% of their principal amount plus accrued and unpaid interest. The redemption of these AT1 Notes resulted in a foreign currency loss of $22&#160;million recorded in Retained Earnings. </div></td></tr></table>
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<td style="width: 2%; text-align: left; vertical-align: top;">(7)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Interest on LRCN is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-deferrable,</div> however, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-payment</div> of interest that is not cured within <div style="-sec-ix-hidden:hidden151229388;display:inline;">five business days</div> results in a Recourse Event. A Recourse Event of the respective Series occurs if (a)&#160;there is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-payment</div> in cash by the Bank of the principal amount, together with any accrued and unpaid interest, on the maturity date, (b)&#160;there is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-payment</div> in cash of interest which is not cured within 5 business days, (c)&#160;there is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-payment</div> in cash of the redemption price in connection with the redemption of the LRCNs, (d)&#160;an event of default occurs (i.e. bankruptcy, insolvency, or liquidation of the Bank), or (e)&#160;there is an NVCC Trigger Event. Upon the occurrence of a Recourse Event, the noteholder&#8217;s sole recourse will be limited to their proportionate share of the Series&#8217; respective assets held in Scotiabank LRCN Trust, a consolidated entity, which consist initially of the respective AT1 Notes or, following an NVCC Trigger Event, common shares. Refer to Note&#160;23(c) &#8211; Restriction on payment of dividends and retirement of shares. </div></td></tr></table>
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<td style="width: 2%; text-align: left; vertical-align: top;">(8)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On June&#160;15, 2021, the Bank issued $1,250&#160;million 3.70% Fixed Rate Resetting Limited Recourse Capital Notes Series 1 (NVCC) (&#8220;LRCN Series 1&#8221;). In connection with the issuance of LRCN Series 1, the Bank issued $1,250&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 1 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width: 2%; text-align: left; vertical-align: top;">(9)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The then-prevailing five-year Government of Canada yield. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width: 2%; text-align: left; vertical-align: top;">(10)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On October&#160;7, 2021, the Bank issued U.S.$600&#160;million 3.625% Fixed Rate Resetting Limited Recourse Capital Notes Series 2 (NVCC) (&#8220;LRCN Series 2&#8221;). In connection with the issuance of LRCN Series 2, the Bank issued U.S.$600&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 2 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="display:inline;">(11)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The then-prevailing five-year U.S. Treasury Rate. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(12)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On June&#160;16, 2022, the Bank issued $1,500&#160;million 7.023% Fixed Rate Resetting Limited Recourse Capital Notes Series 3 (NVCC) (&#8220;LRCN Series 3&#8221;). In connection with the issuance of LRCN Series 3, the Bank issued $1,500&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 3 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(13)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On October&#160;25, 2022, the Bank issued U.S.$750&#160;million 8.625% Fixed Rate Resetting Limited Recourse Capital Notes Series 4 (NVCC) (&#8220;LRCN Series 4&#8221;). In connection with the issuance of LRCN Series 4, the Bank issued U.S.$750&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 4 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(14)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On January&#160;12, 2024, the Bank issued U.S.$750&#160;million 8.000% Fixed Rate Resetting Limited Recourse Capital Notes Series 5 (NVCC) (&#8220;LRCN Series 5&#8221;). In connection with the issuance of LRCN Series 5, the Bank issued U.S.$750&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 5 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(15)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On January&#160;31, 2025, the Bank issued USD$1,000&#160;million of 7.350% Fixed Rate Resetting Limited Recourse Capital Notes Series <div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">6 (NVCC) (&#8220;LRCN Series 6&#8221;).</div> In connection with the issuance of LRCN Series 6, the Bank issued U.S.$1,000&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC)<div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div>(&#8220;the Series 6 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(16)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On September 29, 2025, the Bank issued USD$1,000 million of 6.875% Fixed Rate Resetting Limited Recourse Capital Notes Series <div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">7 (NVCC) (&#8220;LRCN Series 7&#8221;).</div> In connection with the issuance of LRCN Series 7, the Bank issued U.S.$1,000 million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC)<div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div>(&#8220;the Series 7 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Contractual NVCC provisions contained in the Bank&#8217;s Subordinated Additional Tier 1 Capital Notes, including those issued to Scotiabank LRCN Trust as recourse assets in respect of the LRCNs, trigger conversion of these securities into a variable number of common shares if OSFI announces that the Bank has ceased, or is about to cease, to be viable, or if a federal or provincial government in Canada publicly announces that the Bank has accepted or agreed to accept a capital injection, or equivalent support, from the federal government or any provincial government or political subdivision or agent thereof without which the Bank would have been determined by OSFI to be <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-viable.</div> If such a conversion were to occur, outstanding Subordinated Additional Tier 1 Capital Notes (NVCC), would be converted into common shares pursuant to an automatic conversion formula defined as 125% of the par value plus accrued and unpaid interest divided by the conversion price. The conversion price is based on the greater of: (i) $5.00 (subject to adjustments in certain events and converted to U.S. dollar-equivalent, where applicable, each as set out in their respective prospectus supplements), and (ii)&#160;the current market price of the Bank&#8217;s common shares at the time of the trigger event <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(10-day</div> weighted average and converted to U.S. dollar-equivalent, where applicable). U.S. dollar equivalents of the floor price and the current market price, where applicable, are based on the CAD/USD exchange rate on the day prior to the trigger event. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The notes above have been determined to be compound instruments that have both equity and liability features. At inception, the fair value of the liability component is initially measured with any residual amount assigned to the equity component. On the respective dates of issuance, the </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top: 1em; margin-bottom: 1em"></div><div></div><div><div style="line-height:normal;display: inline;"></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Bank has assigned an insignificant value to each liability component of the notes and, as a result, the proceeds received upon issuance of the notes have been presented as equity. The Bank will continue to monitor events that could impact the value of the liability component. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">During the year ended October&#160;31, 2025, the Bank paid aggregate distributions on these notes of $506&#160;million (2024 &#8211; $469 million), net of income taxes of $120&#160;million (2024 &#8211; $93 million), based on exchange rates in effect on the payment dates, where applicable. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Restrictions on payment of dividends and retirement of shares </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Under the Bank Act, the Bank is prohibited from declaring or paying any dividends on its common or preferred shares or redeeming, purchasing or otherwise retiring such shares when the Bank is, or would be placed by such a declaration or retirement, in contravention of the capital adequacy, liquidity or any other regulatory directives issued under the Bank Act. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the event that applicable cash distributions on any of the Scotiabank Trust Securities are not paid on a regular distribution date, the Bank has undertaken not to pay dividends of any kind on its preferred or common shares until such distributions are made in full or the twelfth month following the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-payment</div> of such distributions. Similarly, should the Bank fail to declare regular dividends on any of its directly issued and outstanding preferred or common shares, cash distributions will also not be made on any of the Scotiabank Trust Securities. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the event that distributions are not paid in full on the Bank&#8217;s Subordinated Additional Tier 1 Capital Notes (NVCC), including those issued as recourse assets in respect of LRCNs to Scotiabank LRCN Trust where the trustee has not waived such distributions or no longer holds the respective AT1 Notes, the Bank has undertaken not to declare dividends on its common or preferred shares or redeem, purchase or otherwise retire such shares until the month commencing after such distributions have been made in full. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the event that dividends to which preferred shareholders are then entitled have not been paid or sufficient funds have not been set aside to do so, the Bank has undertaken not to declare dividends on its common shares or redeem, purchase or otherwise retire its common shares. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Currently, the above limitations do not restrict the payment of dividends on or retirement of preferred or common shares. </div> <span></span>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Capital Management<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_24" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Capital Management </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The primary regulator over the Bank&#8217;s consolidated capital adequacy is the Office of the Superintendent of Financial Institutions, Canada (OSFI). The capital adequacy regulations in Canada are largely consistent with international standards set by the Basel Committee on Banking Supervision (BCBS). OSFI requires Canadian deposit-taking institutions to fully implement the Basel III reforms and achieve minimums of 7%, 8.5% and 10.5% for CET1, Tier 1 and Total Capital, respectively. OSFI has also designated the Bank as a domestic systemically important bank <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">(D-SIB),</div> increasing its minimum capital ratio requirements by 1% across all tiers of capital, in line with the requirements for global systemically important banks. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In addition, OSFI expects <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIBs</div> to hold a Domestic Stability Buffer (DSB). In December 2022<div style="letter-spacing: 0px; top: 0px;display:inline;">,</div> OSFI announced that the DSB will increase to 3.0% of total risk-weighted assets (RWA), effective February&#160;1, 2023, and has increased the DSB&#8217;s range from 0% to 4.0%. In June 2023, OSFI announced that the DSB will increase to 3.5% of total&#160;RWA, effective November&#160;1, 2023. In addition, in June 2025, OSFI maintained the DSB at 3.5% of RWA. OSFI&#8217;s minimum regulatory capital ratio requirements, including the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIB</div> 1.0% surcharge and its DSB are: 11.5%, 13.0% and 15.0% for Common Equity Tier 1 (CET1), Tier 1 and Total capital ratios, respectively. In addition, the Bank is presently subject to a BCBS countercyclical buffer requirement of approximately eight basis points. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In addition to risk-based capital requirements, the Basel III reforms introduced a simpler, non risk-based Leverage ratio requirement to act as a supplementary measure to its risk-based capital requirements. Institutions are expected to maintain an operating buffer above the 3.5% minimum, including the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">D-SIB</div> surcharge of 0.5%, effective Q2 2023. </div>  <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s regulatory capital ratios were as follows: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Capital<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common Equity Tier 1 capital</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62,752</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">60,631</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net Tier 1 capital</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72,790</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">69,499</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total regulatory capital</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80,908</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">77,708</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loss absorbing capacity (TLAC)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">138,049</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">137,752</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Risk-weighted assets/exposures used in calculation of capital ratios</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Risk-weighted assets<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">474,453</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">463,992</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Leverage exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,563,140</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Regulatory ratios<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common Equity Tier 1 capital ratio</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13.2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13.1</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Tier 1 capital ratio</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15.3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15.0</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total capital ratio</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17.1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16.7</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loss absorbing capacity ratio<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29.1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29.7</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Leverage ratio<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4.4</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loss absorbing capacity leverage ratio<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.5</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">8.8</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr> </table> <div style="font-size: 2pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The regulatory capital ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#8211; Capital Adequacy Requirements (November 2023). </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">This measure has been disclosed in this document in accordance with OSFI Guideline &#8211; Total Loss Absorbing Capacity (September 2018). </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Payments<br></strong></div></th>
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<td id="fin937872_25" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Share-Based Payments </div> </td> </tr> </table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stock option plans </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank grants stock options as part of the Employee Stock Option Plan as well as stand-alone stock appreciation rights (SARs). Options to purchase common shares and/or to receive an equivalent cash payment, as applicable, may be granted to select employees at an exercise price of the higher of the closing price of the Bank&#8217;s common shares on the TSX on the trading day prior to the grant date or the volume weighted average trading price for the five trading days immediately preceding the grant date. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Stock options granted vest 50% at the end of the third year and 50% at the end of the fourth year. Stock options are exercisable no later than 10 years after the grant date. In the event that the expiry date falls within an insider trading blackout period, the expiry date will be extended for 10 business days after the end of the blackout period. There is a total of 141&#160;million common shares which have been reserved for issuance under the Bank&#8217;s Employee Stock Option Plan of which 120&#160;million common shares have been issued as a result of the exercise of options and 11&#160;million common shares are committed under outstanding options, leaving 11&#160;million common shares available for issuance as options. Outstanding options expire on dates ranging from December 3, 2025 to December 12, 2034. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The cost of these options is recognized on a graded vesting basis except where the employee is eligible to retire prior to a tranche&#8217;s vesting date, in which case the cost is recognized between the grant date and the date the employee is eligible to retire. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">The Stock Option Plan includes: </div></div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
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<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stock appreciation rights </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:8pt; font-family:arial">Stand-alone SARs are granted instead of stock options to select employees in countries where local laws may restrict the Bank from issuing shares. When a SAR is exercised, the Bank pays the appreciation amount in cash equal to the rise in the market price of the Bank&#8217;s common shares since the grant date. </div> <div style="margin-top:3pt; margin-bottom:0pt; margin-left:4%; font-size:8pt; font-family:arial">During fiscal 2025, 119,316&#160;SARs were granted (2024&#160;&#8211; 81,414) and as at October&#160;31, 2025, 485,684 SARs were outstanding (2024&#160;&#8211; 570,156), of which 481,880&#160;SARs were vested (2024&#160;&#8211; 566,349). </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt; margin-left: 4%;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The impact to the Bank&#8217;s consolidated financial statements of vested and outstanding SARs was not material. </div></div></div> <div style="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Determination of fair values </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The share-based payment expense for stock options was quantified using the Black-Scholes option pricing model on the date of grant. The fiscal 2025 and 2024 stock option grants were fair valued using the following weighted-average assumptions and resulting fair value per award: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:78%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:6%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025&#160;Grant</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024 Grant</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assumptions</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Risk-free interest rate&#160;%</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.77%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3.26%</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Expected dividend yield</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.88%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4.47%</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Expected price volatility</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;19.33%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19.76%</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Expected life of option</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6.84<div style="display:inline;">&#160;</div></div>Years</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6.90&#160;Years</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Fair value</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Weighted-average fair value</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.07</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">7.68</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The risk-free rate is based on Canadian treasury bond rates interpolated for the maturity equal to the expected life until exercise of the options. Expected dividend yield is based on historical dividend payout. Expected price volatility is determined based on the historical volatility for compensation. For accounting purposes, an average of the market consensus implied volatility for traded options on our common shares and the historical volatility is used. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Details of the Bank&#8217;s Employee Stock Option Plan are as follows<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:56%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Number&#160;of&#160;stock<br/> options (000&#8217;s)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Weighted&#160;average<br/> exercise&#160;price</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Number&#160;of&#160;stock<br/> options (000&#8217;s)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Weighted&#160;average<br/> exercise price</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Outstanding at beginning of year</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;11,456</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;70.75</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,558</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">72.74</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Granted</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,587</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">79.13</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,676</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59.99</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exercised as options</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,710</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72.21</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(498</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">66.04</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forfeited</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(85</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70.66</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(600</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">70.34</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Expired</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(161</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72.62</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(1,680</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">68.84</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Outstanding at end of year</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,087</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71.65</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">11,456</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;70.75</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exercisable at end of year</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,333</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75.39</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,737</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">73.10</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Available for grant</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,562</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">11,902</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr> </table>  <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:40%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:5%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:5%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:5%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:5%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Options Outstanding</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Options Exercisable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Number&#160;of&#160;stock</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">options (000&#8217;s)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Weighted</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">average remaining</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">contractual&#160;life&#160;(years)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Weighted&#160;average</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">exercise price</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Number&#160;of&#160;stock</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">options (000&#8217;s)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Weighted&#160;average</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">exercise price</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Range of exercise prices</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">$55.63 to $68.32</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,363</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.02</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;59.99</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">$68.33 to $74.34</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,423</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.43</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70.17</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,313</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;71.62</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">$74.35 to $85.46</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,301</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.96</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81.98</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,020</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83.95</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,087</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.54</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71.65</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,333</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75.39</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes SARs. </div> </td> </tr> </table>  <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Employee share ownership plans </div></div></td></tr></table><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Eligible employees can contribute up to a specified percentage of salary towards the purchase of common shares of the Bank. In general, the Bank matches <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">50-60%</div> of eligible contributions, depending on the region, up to a maximum dollar amount, which is expensed in salaries and employee benefits. During 2025, the Bank&#8217;s contributions totalled $94&#160;million (2024&#160;&#8211; $94 million). Contributions, which are used to purchase common shares in the open market, do not result in a subsequent expense to the Bank from share price appreciation. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">As at October&#160;31, 2025, an aggregate of 21&#160;million common shares were held under the employee share ownership plans (2024 &#8211; 21 million). The shares in the employee share ownership plans are considered outstanding for computing the Bank&#8217;s basic and diluted earnings per share. </div><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other share-based payment plans </div></div></td></tr></table><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Other share-based payment plans use notional units that are valued based on the Bank&#8217;s common share price on the TSX. Most grants of units accumulate dividend equivalents in the form of additional units based on the dividends paid on the Bank&#8217;s common shares. These plans are settled in cash and, as a result, are liability-classified. Fluctuations in the Bank&#8217;s share price change the value of the units, which affects the Bank&#8217;s share-based payment expense. As described below, the value of the Performance Share Units also varies based on Bank performance. Upon exercise or redemption, payments are made to the employees with a corresponding reduction in the accrued liability. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In 2025, an aggregate expense of $394&#160;million (2024 &#8211; $357 million) was recorded in salaries and employee benefits in the Consolidated Statement of Income for these plans. This expense includes gains from derivatives used to manage the volatility of share-based payments of $345&#160;million (2024&#160;&#8211;&#160;$196&#160;million <div style="letter-spacing: 0px; top: 0px;display:inline;">gains</div>). </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">As at October&#160;31, 2025, the share-based payment liability recognized for vested awards under these plans was $1,446&#160;million (2024&#160;&#8211;&#160;$1,010&#160;million). </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Details of these other share-based payment plans are as follows: </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Deferred Stock Unit Plan (DSU) </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Under the DSU Plan, senior executives may elect to receive all or a portion of their cash bonus under the Annual Incentive Plan (which is expensed for the year awarded in salaries and employee benefits in the Consolidated Statement of Income) in the form of deferred stock units which vest immediately. In addition the DSU plan allows for eligible executives of the Bank to participate in grants that are not allocated from the Annual Incentive Plan election. These grants are subject to specific vesting schedules. Units are redeemable in cash only when an executive ceases to be a Bank employee, and must be redeemed by December&#160;31 of the year following that event. As at October&#160;31, 2025, there were 3,040,333&#160;units (2024 &#8211; 2,732,877) awarded and outstanding of which 2,179,058&#160;units were vested (2024 &#8211; 1,893,903). </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Directors&#8217; Deferred Stock Unit Plan (DDSU) </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Under the DDSU Plan, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-officer</div> directors of the Bank may elect to receive all or a portion of their fee for that fiscal year (which is expensed by the Bank in other expenses in the Consolidated Statement of Income) in the form of deferred stock units which vest immediately. Units are redeemable in cash, only following resignation or retirement, and must be redeemed by December&#160;31 of the year following that event. As at October&#160;31, 2025, there were 436,880&#160;units outstanding (2024 &#8211; 420,889). </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Restricted Share Unit Plan (RSU) </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Under the RSU Plan, select employees receive an award of restricted share units which, for the majority of grants, vest at the end of three years. There are certain grants that provide for a graduated vesting schedule. Upon vesting, all RSU units are paid in cash to the employee. The share-based payment expense is recognized evenly over the vesting period except where the employee is eligible to retire prior to the vesting date in which case, the expense is recognized between the grant date and the date the employee is eligible to retire. As at October&#160;31, 2025, there were 9,438,970&#160;units (2024 &#8211; 8,478,453) awarded and outstanding of which 6,888,296&#160;units were vested (2024 &#8211; 5,665,778). </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Performance Share Unit Plan (PSU) </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Eligible executives receive an award of performance share units which, for the majority of grants, vest at the end of three years. Certain grants provide for a graduated vesting schedule which includes a specific performance factor calculation. PSU awards are subject to performance criteria measured over a three-year period whereby a multiplier factor is applied which impacts the incremental number of units due to employees. The three-year performance measures include return on equity compared to target and total shareholder return relative to a comparator group selected prior to the granting of the award. The Bank uses a probability-weighted-average of potential outcomes to estimate the multiplier impact. The share-based payment expense is recognized over the vesting period except where the employee is eligible to retire prior to the vesting date; in which case, the expense is recognized between the grant date and the date the employee is eligible to retire. This expense varies based on changes in the Bank&#8217;s share price and the Bank&#8217;s performance compared to the performance measures. Upon vesting, the units are paid in cash to the employee. As at October&#160;31, 2025, there were 7,026,302&#160;units (2024 &#8211; 6,766,501) outstanding subject to performance criteria, of which 6,010,837&#160;units were vested (2024 &#8211; 4,843,892). </div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Corporate Income Taxes<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_26" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Corporate Income Taxes </div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Corporate income taxes recorded in the Bank&#8217;s consolidated financial statements for the years ended October&#160;31 are as follows: </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Components of income tax provision </div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
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<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes in the Consolidated Statement of Income:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Current income taxes:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Domestic:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Federal</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">138</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provincial</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">786</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">275</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Adjustments related to prior periods</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(40</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,418</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,219</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Adjustments related to prior periods</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(15</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,300</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,594</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Deferred income taxes:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Domestic:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Federal</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(261</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">388</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provincial</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(154</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">181</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(134</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(131</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(549</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">438</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total provision for income taxes in the Consolidated Statement of Income</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,751</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;2,032</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes in the Consolidated Statement of Changes in Equity:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Current income taxes</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(162</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,019</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred income taxes</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">224</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">41</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,060</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Reported in:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other Comprehensive Income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">187</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,156</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Retained earnings</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(125</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(96</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other reserves</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total provision for income taxes in the Consolidated Statement of Changes in Equity</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,060</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total provision for income taxes</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,813</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3,092</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes in the Consolidated Statement of Income includes:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax expense (benefit) relating to origination/reversal of temporary differences</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(549</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">438</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax expense (benefit) of tax rate changes</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(549</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">438</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr></table>  <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Reconciliation to statutory rate </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Income taxes in the Consolidated Statement of Income vary from the amounts that would be computed by applying the composite federal and provincial statutory income tax rate for the following reasons: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:68%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Percent<br/> <div style="white-space:nowrap;display:inline;">of&#160;pre-tax</div><br/> income</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Percent<br/> <div style="white-space:nowrap;display:inline;">of&#160;pre-tax</div><br/> income</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income taxes at Canadian statutory rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,919</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27.8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,755</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27.8</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Increase (decrease) in income taxes resulting from:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;">Lower average tax rate applicable to subsidiaries and foreign branches<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(177</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(746</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(7.5</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Tax-exempt</div> income from securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(28</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(0.3</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other, net</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.1</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">51</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">0.5</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total income taxes and effective tax rate</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,751</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26.2</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;2,032</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">20.5</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">%&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Lower average tax rate applicable to subsidiaries and foreign branches includes the impact of the GMT which increased the effective tax rate by 0.8%. </div></td></tr></table>  <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div>  <div style="margin-top: 1em; margin-bottom: 1em"></div> <div></div><div><div style="line-height:normal;display: inline;"></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Deferred taxes </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Significant components of the Bank&#8217;s deferred tax assets and liabilities are as follows: </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;<br/></div> <div style="text-align: center;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Statement&#160;of&#160;Income</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Statement&#160;of&#160;Financial&#160;Position</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">For&#160;the&#160;year&#160;ended</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8202;As&#160;at</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax assets:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 2%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 3%;"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loss carryforwards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">623</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">930</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(272</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">54</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,357</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,076</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred compensation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(109</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(100</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">388</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">317</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(150</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(137</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">404</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">255</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Property and equipment</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(101</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(10</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">422</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">262</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Pension and other post-retirement benefits</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(22</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(48</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">314</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">387</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(26</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(17</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">284</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">260</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Lease liabilities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">28</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">910</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">891</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Own credit risk</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">447</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">250</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(22</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(57</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">757</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">673</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total deferred tax assets</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(639</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(258</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,906</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">5,301</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax liabilities:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 2%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 3%;"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash flow hedges</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">57</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred compensation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(11</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(24</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">209</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">187</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(14</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(20</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">50</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Property and equipment</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(39</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(243</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">805</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">684</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Pension and other post-retirement benefits</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">73</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">82</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(14</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">354</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment in subsidiaries and associates</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(26</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">52</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Intangible assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(344</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,746</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,809</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(90</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(104</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">646</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">504</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total deferred tax liabilities</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(90</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(696</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,067</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3,756</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net deferred tax assets (liabilities)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(549</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8201;&#8199;438</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,839</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;1,545</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;">&#160;</td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For Consolidated Statement of Financial Position presentation, deferred tax assets and liabilities are assessed by legal entity. As a result, the net deferred tax assets of $1,839&#160;(2024 &#8211; $1,545) are represented by deferred tax assets of $3,253&#160;(2024&#160;&#8211;&#160;$2,942), and deferred tax liabilities of $1,414&#160;(2024 &#8211; $1,397) on the Consolidated Statement of Financial Position. </div></td></tr></table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The major changes to net deferred taxes were as follows: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;<br/></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr>
<td style="width: 83%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">For the year ended October&#160;31 ($ millions)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 83%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
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<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,095</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 83%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax benefit (expense) for the year recorded in income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(41</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(35</div></div></td>
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<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td></tr>
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<td style="vertical-align: top; padding-bottom: 0.375pt; width: 83%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(71</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 83%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8201;&#8199;1,839</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$<div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;1,545</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td></tr></table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The tax related to temporary differences, unused tax losses and unused tax credits for which no deferred tax asset is recognized in the Consolidated Statement of Financial Position amounts to $10&#160;million (October 31, 2024 &#8211; $18 million). The amount related to unrecognized losses is $10&#160;million, which have no expiry. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Included in the net deferred tax asset are tax benefits of $56&#160;million (2024 &#8211; $73 million) that have been recognized in the Canadian bank and certain Canadian and foreign subsidiaries that have incurred losses in either the current or the preceding year. In determining if it is appropriate to recognize these tax benefits, the Bank relied on projections of future taxable profits which are expected to generate sufficient taxable income to utilize the deferred tax assets. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The amount of taxable temporary differences associated with investments in subsidiaries, associates and interests in joint ventures for which deferred tax liabilities have not been recognized at October&#160;31, 2025 is approximately $59&#160;billion (2024 &#8211; $57 billion). </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Tax Assessments </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank received reassessments totaling $1,808&#160;<div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">million of tax and interest as a result of the Canada Revenue Agency (CRA) denying the tax deductibility of certain Canadian dividends received during the 2011-2020 taxation years. The dividends subject to these reassessments are similar to those prospectively addressed by tax rules introduced in 2015 and 2018. The Bank has filed Notices of Appeal with the Tax Court of Canada against the federal reassessment in respect of its 2011 and 2012 taxation years. In addition, a subsidiary of the Bank received reassessments on the same matter in respect of its 2018-2020 taxation years totaling $</div></div>4&#160;million of tax and interest. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A subsidiary of the Bank received withholding tax assessments from the CRA in respect of certain of its securities lending transactions for its <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">2014-2019</div> taxation years totaling $637&#160;million of tax, penalties and interest. The subsidiary has filed a Notice of Appeal with the Tax Court of Canada against the federal assessment in respect of its 2014-2019 taxation years. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In respect of both matters, the Bank is confident that its tax filing position was appropriate and in accordance with the relevant provisions of the Income Tax Act (Canada) and intends to vigorously defend its position. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Minimum Tax </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Organisation for Economic <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Co-operation</div> and Development&#160;published Pillar Two model rules in December 2021 as part of its efforts toward international tax reform. The rules aim to have large multinational enterprises, with consolidated revenues in excess of <div style="font-family: &quot;Times New Roman&quot;; letter-spacing: 0px; top: 0px;display:inline;">&#8364;</div>750&#160;million, pay a minimum effective tax of 15%. These rules apply to the Bank effective November&#160;1, 2024, and have been enacted or substantively enacted in certain jurisdictions in which the Bank operates, including Canada, whose Global Minimum Tax (GMT) Act was enacted in June 2024. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The IASB previously issued amendments to IAS 12 Income Taxes for a temporary mandatory exception from the recognition and disclosure of deferred taxes related to the implementation of Pillar Two GMT rules, which the Bank has applied. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For the <div style="letter-spacing: 0px; top: 0px;display:inline;">t<div style="display:inline;">welve</div></div>&#160;months ended October&#160;31, 2025, the impact of the GMT on the Bank&#8217;s effective tax rate was approximately 0.8%, and was primarily related to its operations in certain Caribbean jurisdictions and Ireland. </div><span></span>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Employee Benefits<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<td id="fin937872_27" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Employee Benefits </div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank sponsors a number of employee benefit plans, including pensions (defined benefit and defined contribution) and other benefit plans (post-retirement benefits and other long-term employee benefits) for most of its employees globally. The information presented below relates to the Bank&#8217;s principal plans; other plans operated by certain subsidiaries of the Bank are not considered material and are not included in these disclosures. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global pension plans </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The principal pension plans include plans in Canada, U.S., Mexico, UK, Ireland, Jamaica, Trinidad&#160;&amp; Tobago and other countries in the Caribbean in which the Bank operates. The most significant pension plans provided by the Bank are in Canada. The Bank has a strong and well-defined governance structure to manage these global obligations. The investment policy for each principal plan is reviewed periodically and all plans are in good standing with respect to legislation and local regulations. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Actuarial valuations for funding purposes for the Bank&#8217;s funded pension plans are conducted as required by applicable legislation. The purpose of the actuarial valuation is to determine the funded status of the plans on a going-concern and statutory basis and to determine the required contributions. The plans are funded in accordance with applicable pension legislation and the Bank&#8217;s funding policies such that future benefit promises based on plan provisions are well secured. The assumptions used for the funding valuations are set by independent plan actuaries on the basis of the requirements of the local actuarial standards of practice and statutes. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Scotiabank Pension Plan (Canada) </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The most significant pension plan is the Scotiabank Pension Plan (SPP), which includes a closed defined benefit (DB) component. Employees hired in Canada on or after May&#160;1, 2018, participate in a defined contribution (DC)&#160;component only. As the administrator of the SPP, the Bank has established a well-defined governance structure and policies to maintain compliance with legislative and regulatory requirements under OSFI and the Canada Revenue Agency. The Bank appoints a number of committees to oversee and make decisions related to the administration of the SPP. Certain committees are also responsible for the investment of the assets of the SPP Fund and for monitoring the investment managers and performance. </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">The Human Capital and Compensation Committee (HCOB) of the Board approves the charter of the Pension Administration and Investment Committee (PAIC), reviews reports, and approves the investment policy. The HCOB also reviews and recommends any amendments to the SPP to the Board of Directors. </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">PAIC is responsible for recommending the investment policy to the HCOB, for appointing and monitoring investment managers, and for reviewing auditor and actuary reports. PAIC also monitors the administration of member pension benefits. </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">The Scotiabank Master Trust Committee (MTC) invests assets in accordance with the investment policy and all applicable legislation. The MTC assigns specific mandates to investment managers. </div></td></tr></table>
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<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">The Capital Accumulation Plans (CAP) Committee is responsible for the administration and investment of the DC component of the SPP including the selection and monitoring of investment options available to DC participants. </div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Actuarial valuations for funding purposes for the SPP are conducted on an annual basis. The most recent funding valuation was conducted as of November&#160;1, 2024. Contributions are being made to the SPP in accordance with this valuation and are shown in the table in b) below. The assumptions used for the funding valuation are set by independent plan actuaries on the basis of the requirements of the Canadian Institute of Actuaries and applicable regulation. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The principal other benefit plans include plans in Canada, U.S., Mexico, Uruguay, UK, Jamaica, Trinidad&#160;&amp; Tobago, Colombia and other countries in the Caribbean in which the Bank operates. The most significant other benefit plans provided by the Bank are in Canada. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Key assumptions </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The financial information reported below in respect of pension and other benefit plans is based on a number of assumptions. The most significant assumption is the discount rate used to determine the defined benefit obligation, which is set by reference to the yields on high quality corporate bonds that have durations that match the terms of the Bank&#8217;s obligations. Separate discount rates are used to determine the annual benefit expense in Canada and the U.S. These rates are determined with reference to the yields on high quality corporate bonds with durations that match the various components of the annual benefit expense. The discount rate used to determine the annual benefit expense for all other plans continues to be the same as the rate used to determine the defined benefit obligation. Other assumptions set by management are determined in reference to market conditions, plan-level experience, best practices and future expectations. The key weighted-average assumptions used by the Bank for the measurement of the benefit obligation and benefit expense for all of the Bank&#8217;s principal plans are summarized in the table in f) below. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div>  <div style="margin-top: 1em; margin-bottom: 1em"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk management </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s defined benefit pension plans and other benefit plans expose the Bank to a number of risks. Some of the more significant risks include interest rate risk, investment risk, longevity risk and health care cost increases, among others. These risks could result in higher defined benefit expense and a higher defined benefit obligation to the extent that: </div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
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<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">there is a decline in discount rates; and/or </div></td></tr></table>
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<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">plan assets returns are less than expected; and/or </div></td></tr></table>
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<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">plan members live longer than expected; and/or </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%">&#160;</td>
<td style="width:1%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">health care costs are higher than assumed. </div></td></tr></table><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In addition to the governance structure and policies in place, the Bank manages risks by regularly monitoring market developments and asset investment performance. The Bank also monitors regulatory and legislative changes along with demographic trends and revisits the investment strategy and/or plan design as warranted. </div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">a)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Relative size of plan obligations and assets </div></div></td></tr></table><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="10" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31, 2025</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">SPP</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total benefit obligations</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total plan assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total benefit expense<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">42</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr></table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:65%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="10" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td colspan="6" style="vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td colspan="2" style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td colspan="2" style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31, 2024</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">SPP</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total benefit obligations</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">72</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">50</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">50</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total plan assets</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">74</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">100</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total benefit expense<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">73</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">%&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">27</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">%&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">46</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">%&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">54</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">%&#160;</td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-routine</div> benefit expense items such as past service costs, curtailment charges and settlement charges. </div></td></tr></table>  <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash contributions and payments </div></div></td></tr></table>  <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The table below shows the cash contributions and payments made by the Bank to its principal plans in 2025, and the prior year. </div> <div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr>
<td style="width: 82%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 3%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 4%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">Contributions to the principal plans for the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 82%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Defined benefit pension plans (cash contributions to fund the plans, including paying beneficiaries under the unfunded pension arrangements)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 4%;"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 82%;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;">SPP (excluding defined contribution provision)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">69</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 4%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;">All other plans</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">64</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">47</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 4%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 82%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other benefit plans (cash contributions mainly in the form of benefit payments to beneficiaries)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">62</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 4%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 82%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Defined contribution pension and other benefit plans (cash contributions)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">206</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">184</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 4%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 82%;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Defined contribution pension contributions funded from pension plan surplus</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(54</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 4%;">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 82%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total contributions<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;489</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;308</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 4%;">&#160;</td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Based on preliminary estimates, the Bank expects to make contributions of $158&#160;million&#160;to the SPP (excluding the <div style="letter-spacing: 0px; top: 0px;display:inline;">defined contribution</div> provision), $79&#160;million&#160;to all other defined benefit pension plans, $66&#160;million&#160;to other benefit plans and $217&#160;million&#160;to all defined contribution plans for the year ending October&#160;31, 2026. </div></td></tr></table>  <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">c)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Funded and unfunded plans </div></div></td></tr></table>  <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The excess (deficit) of the fair value of assets over the benefit obligation at the end of the year includes the following amounts for plans that are wholly unfunded and plans that are wholly or partly funded. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:65%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Benefit obligation</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit obligation of plans that are wholly unfunded</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">346</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">362</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">890</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">930</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit obligation of plans that are wholly or partly funded</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,886</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">8,529</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">264</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">217</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Funded status</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit obligation of plans that are wholly or partly funded</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;8,886</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;8,529</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">264</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">217</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Fair value of assets</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,956</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">9,260</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">84</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Excess (deficit) of fair value of assets over benefit obligation of wholly or partly funded plans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,070</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">731</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(201</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(133</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit obligation of plans that are wholly unfunded</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">346</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">362</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">890</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">930</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Excess (deficit) of fair value of assets over total benefit obligation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">724</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">369</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(1,091</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(1,063</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Effect of asset limitation and minimum funding requirement</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(223</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(208</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net asset (liability) at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">501</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">161</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,091</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">(1,063</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">)&#160;</td></tr></table>  <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">d)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Financial information </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following tables present financial information related to the Bank&#8217;s principal plans. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:70%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Change in benefit obligation</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Benefit obligation at beginning of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,891</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,669</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;1,147</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,114</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Current service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">244</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">205</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest cost on benefit obligation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">432</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">456</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">77</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Employee contributions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Benefits paid</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(438</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(404</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(94</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(101</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actuarial loss (gain)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">959</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Past service cost<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(63</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Business acquisition</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Settlements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(2</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign exchange</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(19</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(21</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Benefit obligation at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,232</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">8,891</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,154</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,147</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Change in fair value of assets</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Fair value of assets at beginning of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,260</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,139</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">84</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">113</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest income on fair value of assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">467</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">494</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Return on plan assets in excess of (less than) interest income on fair value of assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">421</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">955</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Employer contributions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">222</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">62</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">62</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Employee contributions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Benefits paid</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(438</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(404</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(94</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(101</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Administrative expenses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(12</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(13</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Business acquisition</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Settlements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(3</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign exchange</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(7</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Fair value of assets at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;9,956</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">9,260</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">84</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Funded status</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Excess (deficit) of fair value of assets over benefit obligation at end of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">724</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">369</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,091</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,063</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Effect of asset limitation and minimum funding requirement<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(223</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(208</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Net asset (liability) at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">501</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">161</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,091</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(1,063</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Recorded in:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other assets in the Bank&#8217;s Consolidated Statement of Financial Position</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,036</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">684</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other liabilities in the Bank&#8217;s Consolidated Statement of Financial Position</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(535</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(523</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,092</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(1,064</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Net asset (liability) at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">501</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">161</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,091</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;(1,063</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Annual benefit expense</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Current service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">244</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">205</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Net interest expense (income)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(13</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(32</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">68</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Administrative expenses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Past service costs<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(63</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Amount of settlement (gain) loss recognized</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Remeasurement of other long-term benefits</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">6</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Benefit expense (income) recorded in the Consolidated Statement of Income (A)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">275</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">186</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">93</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Defined contribution benefit expense (B)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">205</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">183</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1</td>
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<td style="height:3.75pt"></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remeasurements</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Return on plan assets in excess of interest income on fair value of assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">421</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">955</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actuarial (loss) gain on benefit obligation</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(8</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(959</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(53</div></div></td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(53</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Change in the asset limitation</div></td>
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<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
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<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(146</td>
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<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Gains (losses) recorded in OCI (C)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">419</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(150</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(54</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(45</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total benefit cost (A + B - C)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">519</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">78</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">139</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Additional details on actual return on assets and actuarial gains and (losses)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actual (return) on assets (net of administrative expenses)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(876</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(1,436</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(19</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actuarial gains and (losses) from changes in demographic assumptions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(11</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actuarial gains and (losses) from changes in financial assumptions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(16</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(952</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(47</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(53</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actuarial gains and (losses) from changes in experience</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(14</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(6</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Additional details on fair value of pension plan assets invested</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">In Scotiabank securities (stock, bonds)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">67</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">In property occupied by Scotiabank</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Change in asset ceiling/(onerous liability)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Asset ceiling /onerous liability at end of prior year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">208</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">55</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest expense</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Remeasurements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">146</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign exchange</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Asset ceiling /onerous liability at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">223</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">208</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Other benefit plans past service costs relate to certain post-retirement plan amendments. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The recognized asset is limited by the present value of economic benefits available from a reduction in future contributions to a plan and from the ability to pay plan expenses from the fund. </div></td></tr></table>  <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top: 1em; margin-bottom: 1em"></div><div></div><div><div style="line-height:normal;display: inline;"></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">e)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Maturity profile of the defined benefit obligation </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The weighted average duration of the total benefit obligation at October&#160;31, 2025 is 13.4 years (2024 &#8211; 13.6 years). </div><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:80%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other&#160;benefit&#160;plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disaggregation of the benefit obligation (%)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canada</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Active members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">51</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">51</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Inactive and retired members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">49</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">97</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">100</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">100</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexico</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Active members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">28</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">32</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Inactive and retired members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">72</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">68</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">100</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">100</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">United States</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Active members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">31</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">43</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Inactive and retired members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">69</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">57</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8201;100</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8201;100</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;100</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;100</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">f)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Key assumptions (%) </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The key weighted-average assumptions used by the Bank for the measurement of the benefit obligation and benefit expense for all of the Bank&#8217;s principal plans are summarized as follows: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:76%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other&#160;benefit&#160;plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit obligation at end of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate &#8211; all plans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.17</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.22</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.34</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6.51</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate &#8211; Canadian plans only</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.80</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4.80</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.49</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4.69</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Rate of increase in future compensation<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.85</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3.85</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.48</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4.37</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit expense (income) for the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate &#8211; All plans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for defined benefit obligations</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.22</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6.13</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.51</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7.36</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for net interest cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.96</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6.13</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.35</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7.36</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.28</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6.06</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.62</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7.31</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for interest on service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6.07</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.53</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7.27</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate &#8211; Canadian plans only</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for defined benefit obligations</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.80</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.70</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.69</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.80</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for net interest cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.51</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.70</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.42</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.80</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.90</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.60</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.87</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.62</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for interest on service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.70</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.61</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.69</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.53</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Rate of increase in future compensation<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.85</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3.96</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.37</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4.61</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Health care cost trend rates at end of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Initial rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.62</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.72</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Ultimate rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.76</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4.71</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Year ultimate rate reached</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2041</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2041</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assumed life expectancy in Canada (years)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; female</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24.7</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24.7</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24.5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24.5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; female</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assumed life expectancy in Mexico (years)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; female</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.0</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24.0</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.0</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24.0</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21.7</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21.7</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; female</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.0</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24.0</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.0</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24.0</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assumed life expectancy in United States (years)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22.1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22.0</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22.1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22.0</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; female</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23.5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23.5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23.4</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23.4</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; female</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.9</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">24.8</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.9</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">24.8</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The weighted-average rates of increase in future compensation shown for other benefit plans do not include Canadian flexible post-retirement benefits plans established in fiscal 2005, as they are not impacted by future compensation increases. </div></td></tr></table> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">g)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Sensitivity analysis </div></div></td></tr></table><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The sensitivity analysis represents the impact of a change in a single assumption with other assumptions left unchanged. For purposes of the sensitivity analysis, the present value of the defined benefit obligation has been calculated using the projected unit credit method at the end of the reporting period, which is the same as that applied in calculating the defined benefit obligation recognized in the statement of financial position. </div><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:72%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Benefit<br/> obligation</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Benefit<br/> expense</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Benefit<br/> obligation</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Benefit<br/> expense</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Impact of the following changes:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1% decrease in discount rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,382</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;88</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;124</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">0.25% increase in rate of increase in future compensation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">73</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1% increase in health care cost trend rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1% decrease in health care cost trend rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(81</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1 year increase in Canadian life expectancy</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">160</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1 year increase in Mexican life expectancy</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1 year increase in the United States life expectancy</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">h)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets </div></div></td></tr></table><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s principal pension plans&#8217; assets are generally invested with the long-term objective of maximizing overall expected returns, at an acceptable level of risk relative to the benefit obligation. A key factor in managing long-term investment risk is asset mix. Investing the pension assets across different asset classes and geographic regions helps to mitigate risk and to minimize the impact of declines in any single asset class, particular region or type of investment. Investment managers &#8211; including related-party managers &#8211; are typically hired and assigned specific mandates within each asset class. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Pension plan asset mix guidelines are set for the long term and are documented in each plan&#8217;s investment policy. Asset mix policy typically also reflects the nature of the plan&#8217;s benefit obligations. Legislation places certain restrictions on asset mix &#8211; for example, there are usually limits on concentration in any one investment. Other concentration and quality limits are also set forth in the investment policies. Derivatives cannot be used without specific authorization; currently, the main uses of derivatives are for duration management and currency hedging. Asset mix guidelines are reviewed at least once each year, and adjusted, where appropriate, based on market conditions and opportunities. However, large asset class shifts are not common, and typically reflect a change in the pension plan&#8217;s situation (e.g. plan amendments) and/or in the investment strategy. Actual asset mix is reviewed regularly and rebalancing back to target asset mix is considered &#8211; as needed &#8211; generally on a quarterly basis. The Bank&#8217;s other benefit plans are generally not funded, with the exception of certain programs in Mexico. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The tables below show the weighted-average actual and target asset allocations for the Bank&#8217;s principal plans at October&#160;31, by asset category. </div><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:76%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Asset category %</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Actual<br/> 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Actual<br/> 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Actual<br/> 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Actual<br/> 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash and cash equivalents</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity investments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Quoted in an active market</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">43</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Non quoted</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">48</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Fixed income investments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Quoted in an active market</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">87</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Non quoted</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">29</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">39</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">87</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Property</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Quoted in an active market</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Non quoted</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Quoted in an active market</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Non quoted</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">100</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">100</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr></table><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:78%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:6%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:6%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">Target asset allocation at October&#160;31, 2025</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">Asset category %</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension&#160;plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other&#160;benefit&#160;plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash and cash equivalents</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity investments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">41</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Fixed income investments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Property</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr></table><span></span>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Operating Segments<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_28" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Operating Segments </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s businesses are grouped into four business lines: Canadian Banking, International Banking, Global Wealth Management and Global Banking and Markets. The Bank&#8217;s other smaller business segments and corporate adjustments are included in the Other segment. The accounting policies used in these segments are generally consistent with those followed in the preparation of the consolidated financial statements as disclosed in Note 3. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank analyzes revenue on a taxable equivalent basis (TEB) for business lines. This methodology grosses up <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> income earned on certain securities reported in either net interest income or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income to an equivalent before tax basis. It also grosses up net income from associated corporations to normalize the effective tax rate in the business lines. Corresponding increases are made to the income tax expense; hence, there is no impact on the segment&#8217;s net income. The elimination of the TEB <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">gross-up</div> is recorded in the Other segment; hence, there is no impact on the consolidated results. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Effective January 1, 2024, in line with the provisions of Bill C-59, the Bank no longer claims the dividend received deduction on Canadian shares that are mark-to-market property, which resulted in a lower TEB gross-up. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Changes in business line allocation methodology </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Effective the first quarter of 2025, the Bank made voluntary changes to its allocation methodology impacting business segment presentation. The new methodology includes updates related to the Bank&#8217;s funds transfer pricing, head office expense allocations, and allocations between business segments. Prior period results for each segment have been revised to conform with the current period&#8217;s methodology. Further details on the changes are as follows: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">1.</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;">Funds transfer pricing methodology was updated, primarily related to the allocation of substantially all liquidity costs to the business lines, reflecting the Bank&#8217;s strategic objective to maintain higher liquidity ratios. </div> </td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">2.</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;">Periodically, the Bank updates its allocation methodologies. This includes a comprehensive update to the allocation of head office expenses across countries within International Banking, updates to the allocation of clients and associated revenue, expenses, and balances between International Banking, Global Banking and Markets, and Global Wealth Management to align with the strategy, as well as updates to the allocation of head office expenses and income taxes from the Other segment to the business segments. </div> </td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">3.</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;">To be consistent with the reporting of Scotiabank&#8217;s recent minority investment in KeyCorp, the Bank has also made changes to the reporting of certain minority investments in International Banking (Bank of Xi&#8217;an) and Global Wealth Management (Bank of Beijing Scotia Asset Management) which <div style="letter-spacing: 0px; top: 0px;display:inline;">are</div> now reported in the Other segment. </div> </td> </tr> </table>  <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Scotiabank&#8217;s results, and average assets and liabilities, allocated by these operating segments, are as follows: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31, 2025</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">Taxable equivalent basis ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian<br/> Banking</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International<br/> Banking</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Wealth<br/> Management</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Banking<br/> and&#160;Markets</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net interest income<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(<div style="letter-spacing: 0px; top: 0px;display:inline;">2</div>)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;10,484</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;8,866</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,025</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,400</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(253</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;21,522</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(<div style="letter-spacing: 0px; top: 0px;display:inline;">3</div>)(<div style="letter-spacing: 0px; top: 0px;display:inline;">4</div>)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,941</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,177</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,403</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,766</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(68</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,219</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total revenues</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,425</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,043</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,428</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,166</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(321</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,741</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,293</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,309</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,714</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Depreciation and amortization</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">552</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">483</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">259</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">121</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,604</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,853</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,681</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,955</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,304</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,121</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,914</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,302</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">781</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">590</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">585</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(507</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,751</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,425</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,789</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,680</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,921</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(2,057</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,758</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(198</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(31</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to equity holders of the Bank</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,425</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,631</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,670</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,922</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,859</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,789</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average assets ($&#160;billions)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">463</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">227</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">509</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">228</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,465</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average liabilities ($&#160;billions)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">382</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">175</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">520</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">254</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,379</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes all other smaller operating segments and corporate adjustments. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(3)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Card revenues and Banking services fees are mainly earned in Canadian and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(<div style="letter-spacing: 0px; top: 0px;display:inline;">4</div>)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking&#160;&#8211;&#160;$19; International Banking &#8211; $152; Global Banking and Markets &#8211; $1; and Other &#8211; $436. </div> </td> </tr> </table> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:44%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the year ended October&#160;31, 2024</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">Taxable equivalent basis ($ millions)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian<br/>Banking<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International<br/>Banking<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Wealth<br/>Management<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Banking<br/>and Markets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net interest income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10,185</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,867</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">786</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,102</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,688</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19,252</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(4)(5)</div></div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2,848</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2,999</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">4,803</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3,959</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(191</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">14,418</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total revenues</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;13,033</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;11,866</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;5,589</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;5,061</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(1,879</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;33,670</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,691</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,285</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">47</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,051</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Depreciation and amortization<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(6)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">568</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">568</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">187</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">258</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">179</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,760</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,557</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,602</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,468</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,864</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">444</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,935</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,440</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">705</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">479</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">414</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(1,006</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2,032</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3,777</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2,706</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,428</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,478</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(1,497</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">7,892</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">125</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">10</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(1</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">134</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to equity holders of the Bank</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3,777</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2,581</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,418</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,478</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(1,496</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">7,758</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average assets ($&#160;billions)</div></div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">449</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">231</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">35</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">495</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">209</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,419</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average liabilities ($&#160;billions)</div></div> </td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">389</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">179</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">41</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">475</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">254</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">1,338</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Includes all other smaller operating segments and corporate adjustments, such as the elimination of the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> income <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">gross-up</div> reported in net interest income and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income and provision for income taxes for the year ended October&#160;31, 2024 amounting to $55 to arrive at the amounts reported in the Consolidated Statement of Income, differences in the actual amount of costs incurred and charged to the operating segments. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(<div style="letter-spacing: 0px; top: 0px;display:inline;">3</div>)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(<div style="letter-spacing: 0px; top: 0px;display:inline;">4</div>)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Card revenues and Banking services fees are mainly earned in Canadian and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(<div style="letter-spacing: 0px; top: 0px;display:inline;">5</div>)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking &#8211; $(9); International Banking &#8211; $130; and Other &#8211; $77. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(<div style="letter-spacing: 0px; top: 0px;display:inline;">6</div>)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes impairment charge on software and other intangible assets in the Other segment. </div> </td> </tr> </table>  <div style="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Geographical segmentation </div></div>  <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following table summarizes the Bank&#8217;s financial results by geographic region. </div></div></div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31, 2025<br/> ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">United<br/> States</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mexico</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Peru</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Chile</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Colombia</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Caribbean&#160;and<br/> Central&#160;America</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> International</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net interest income</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;11,378</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">799</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,405</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,334</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,993</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">717</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,931</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">965</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,522</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,352</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,165</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,014</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">588</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">571</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">479</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,295</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">755</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,219</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total revenues<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,730</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,964</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,419</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,922</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,564</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,196</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;3,226</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,720</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;37,741</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,338</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">552</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">368</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">748</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">378</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,714</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,660</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,591</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,822</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">885</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,168</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">750</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,508</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,134</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,518</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,532</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">264</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">79</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">450</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">73</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,751</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,200</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,117</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">781</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">543</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">569</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,072</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">446</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,758</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(200</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">123</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(31</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to equity holders of the Bank</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,400</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,117</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">758</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">536</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">562</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">949</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">446</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,789</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total average assets ($ billions)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">899</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">237</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">133</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,465</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 0.75pt solid rgb(127, 127, 127);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total average liabilities ($billions)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">889</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">187</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">127</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,379</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes net income from investments in associated corporations for Canada &#8211; $(12), United States &#8211; $362, Mexico &#8211; $9, Peru &#8211; $4, Chile &#8211; $7, Caribbean and Central America &#8211; $132, and Other International &#8211; $106. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Revenues are attributed to countries based on where services are performed or assets are recorded. </div> </td> </tr> </table> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top: 1em; margin-bottom: 1em"></div><div></div><div> <div style="line-height:normal;display: inline;">  </div> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:38%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31, 2024<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div><br/> ($ millions)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">United<br/> States</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mexico</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Peru</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Chile</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Colombia</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Caribbean&#160;and<br/> Central&#160;America</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> International</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net interest income</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,207</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">664</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,397</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,422</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,020</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">690</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,842</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,010</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19,252</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">8,535</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,578</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,032</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">546</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">455</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">486</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,180</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">606</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">14,418</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total revenues<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;17,742</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,242</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;3,429</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,968</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,475</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,176</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;3,022</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,616</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;33,670</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,701</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">28</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">380</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">501</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">626</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">561</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">150</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">104</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,051</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,207</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,309</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,867</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">869</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,143</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">794</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,454</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,052</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19,695</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense</div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,002</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">146</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">280</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">140</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">119</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(49</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">303</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">91</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2,032</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income</div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3,832</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">759</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">902</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">458</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">587</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(130</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,115</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">369</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">7,892</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%; padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">24</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">3</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">42</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">(50</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">)&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">115</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">134</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to equity holders of the Bank</div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3,832</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">759</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;878</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">455</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">545</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(80</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,000</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">369</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">7,758</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total average assets ($ billions)</div></div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">874</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">218</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">64</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">27</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">56</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">14</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">35</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">131</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">1,419</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; padding-bottom: 0.375pt;">&#160;</td> </tr>
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<td style="vertical-align: top; width: 38%; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total average liabilities ($billions)</div></div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">854</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">189</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">59</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">21</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">53</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">14</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">32</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">116</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">1,338</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes net income from investments in associated corporations for Canada &#8211; $(68), Mexico &#8211; $11, Peru &#8211; $4, Chile &#8211; $6, Caribbean and Central America &#8211; $109, and Other International &#8211; $136. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Related Party Transactions<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_29" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Related Party Transactions </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Compensation of key management personnel of the Bank </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Key management personnel are those persons having authority and responsibility for planning, directing and controlling the activities of the Bank, directly or indirectly, and comprise the directors of the Bank, the President and Chief Executive Officer, certain direct reports of the President and Chief Executive Officer and Group Heads. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
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<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25</td>
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<td style="vertical-align: top; width: 87%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity-based payment<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;36</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
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<td style="vertical-align: top; padding-bottom: 0.375pt; width: 87%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Pension and other benefits<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 87%; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;66</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;&#8199;56</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents amounts expensed during the year. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents equity-based awards granted during the year. </div> </td> </tr> </table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Directors can use some or all of their director fees earned to buy common shares of the Bank at market rates through the Director&#8217;s Share Purchase Plan. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-officer</div> directors may elect to receive all or a portion of their fees in the form of deferred stock units which vest immediately. Refer to Note 25 for further details of these plans. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loans and deposits of key management personnel </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Loans are currently granted to key management personnel at market terms and conditions. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;<br/></div>
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<tr>
<td style="width: 87%;"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align: bottom; width: 2%;"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align: bottom; width: 3%;"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 87%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;10</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 87%; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposits</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;">&#160;</div></div>&#8199;&#8199;2</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">5</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s committed credit exposure to companies controlled by directors totaled $263 million as at October&#160;31, 2025 (October 31, 2024 &#8211; $267&#160;million), while actual utilized amounts were $186 million (October 31, 2024&#160;&#8211; $199 million). </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Transactions with associates and joint ventures </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the ordinary course of business, the Bank provides normal banking services and enters into transactions with its associated and other related corporations on terms similar to those offered to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-related</div> parties. If these transactions are eliminated on consolidation, they are not disclosed as related party transactions. Transactions between the Bank and its associated companies and joint ventures also qualify as related party transactions and were recorded as follows: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:87%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">As at and for the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income / (loss)</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(21</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(15</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;140</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;209</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposits</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">282</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">253</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Guarantees and commitments</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">46</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Scotiabank principal pension plan </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank manages assets of $6.4 billion (October 31, 2024 &#8211; $6.0 billion) which is a portion of the Scotiabank principal pension plan assets and earned $7.0 million in fees (October 31, 2024 &#8211; $6.7 million). </div> <span></span>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Principal Subsidiaries and Non-Controlling Interests in Subsidiaries<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_30" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Principal Subsidiaries and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Controlling</div> Interests in Subsidiaries </div> </td> </tr> </table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Principal subsidiaries<div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px">(1) </div> </div></div> </td> </tr> </table>  <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents certain operating subsidiaries the Bank owns, directly or indirectly. All of these subsidiaries are included in the Bank&#8217;s consolidated financial statements. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="width:54%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying&#160;value&#160;of&#160;shares</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Principal&#160;office</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;">Canadian</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="font-size:1pt">
<td style="height:3pt"></td>
<td colspan="2" style="height:3pt"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Capital Inc.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Toronto, Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,694</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,160</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">BNS Investments Inc.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Toronto,&#160;Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;22,545</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;23,860</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1832 Asset Management L.P.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Toronto, Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Montreal Trust Company of Canada</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Montreal,&#160;Quebec</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">MD Financial Management Inc.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Ottawa, Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,939</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,826</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Jarislowsky, Fraser Limited</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Montreal, Quebec</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">974</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">956</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Securities Inc.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Toronto, Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">73</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Tangerine Bank</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Toronto, Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,711</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,154</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">The Bank of Nova Scotia Trust Company</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Toronto,&#160;Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">764</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">704</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Mortgage Corporation</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Toronto, Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">606</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">843</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">National Trust Company</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Stratford, Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">499</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">408</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Roynat Inc.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Calgary, Alberta</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">785</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">741</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Dealer Advantage Inc.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Hamilton, Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">977</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">924</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td colspan="2" style="height:6pt"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;">International</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Holdings (USA) LLC</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">New York, New York</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,698</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,654</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Capital (USA) Inc.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">New York, New York</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Financing (USA) LLC</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">New York, New York</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Nova Scotia Inversiones Limitada</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Santiago, Chile</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,370</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,489</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Chile S.A. (99.79%)</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Santiago, Chile</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Grupo Financiero Scotiabank Inverlat, S.A. de C.V. (97.39%)</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Mexico City, Mexico</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,821</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,966</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Inverlat, S.A.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Mexico City, Mexico</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Peru Holdings S.A.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Lima, Peru</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,920</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,779</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Peru S.A.A. (99.31%)</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Lima, Peru</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Multiacciones S.A.S.<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Bogota, Colombia</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">424</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">973</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div><div style="letter-spacing: 0px; top: 0px;display:inline;">Scotiabank Colpatria, S.A.</div> (56.00%)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)(3)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Bogota, Colombia</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Brasil S.A. Banco Multiplo</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Sao Paulo, Brazil</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,142</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">796</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Uruguay Holdings S.A.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Montevideo, Uruguay</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">757</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">681</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Uruguay S.A.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Montevideo, Uruguay</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Republica Dominicana, S.A. &#8211; Banco Multiple (99.80%)</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Santo&#160;Domingo,&#160;Dominican&#160;Republic</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">823</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">943</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Caribbean Holdings Ltd.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Bridgetown, Barbados</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,966</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,608</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Group Jamaica Limited (71.78%)</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Kingston, Jamaica</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Trinidad and Tobago Limited (50.90%)</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Port&#160;of&#160;Spain,&#160;Trinidad&#160;and&#160;Tobago</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank (Barbados) Limited</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Bridgetown, Barbados</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">286</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">237</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">BNS International (Bahamas) Limited</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Nassau, Bahamas</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,612</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,180</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">The Bank of Nova Scotia Trust Company (Bahamas) Limited</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Nassau, Bahamas</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank (Bahamas) Limited</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Nassau, Bahamas</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank&#160;&amp; Trust (Cayman) Ltd.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Grand&#160;Cayman,&#160;Cayman&#160;Islands</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Grupo BNS de Costa Rica, S.A.<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">San Jose, Costa Rica</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank (Ireland) Designated Activity Company</div> </td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">Dublin, Ireland</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The Bank (or immediate parent of an entity) owns 100% of the outstanding voting shares of each subsidiary unless otherwise noted. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="display:inline;">(2)</div></td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The Bank made a capital contribution to Scotiabank Colpatria S.A. in May 2025 which increased its ownership interest to 56.00% following the subsequent issuance of additional shares. </div> </td> </tr> </table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Subsidiaries may have a different reporting date from that of the Bank of October&#160;31. Dates may differ for a variety of reasons including local reporting requirements or tax laws. In accordance with the Bank&#8217;s accounting policies, for the purpose of inclusion in the consolidated financial statements of&#160;the Bank, adjustments are made where significant for subsidiaries with different reporting dates. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div>  <div style="margin-top: 1em; margin-bottom: 1em"></div> <div></div><div> <div style="line-height:normal;display: inline;">  </div> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-controlling</div> interests in subsidiaries </div></div> </td> </tr> </table>  <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s significant <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries are comprised of the following entities: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:48%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at and for the year ended</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-controlling</div><br/> interest&#160;%</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-controlling</div><br/> interests in<br/> subsidiaries</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Dividends<br/> paid&#160;to<br/> <div style="white-space:nowrap;display:inline;">non-controlling</div><br/> interest</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-controlling</div><br/> interests in<br/> subsidiaries</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Dividends paid&#160;to<br/> <div style="white-space:nowrap;display:inline;">non-controlling</div><br/> interest</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Chile S.A.</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.20%&#160;&#8211;&#160;49.10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">262</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">256</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Colpatria S.A.<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44.00%&#160;&#8211;&#160;47.00</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">323</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">405</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Group Jamaica Limited</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28.22</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">379</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">350</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Trinidad and Tobago&#160;Limited</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49.10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">491</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">51</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">464</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">49</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.0005%&#160;&#8211;&#160;49.35</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div>&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">266</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">232</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,721</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;82</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,707</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;88</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-controlling</div> interest holders for Scotiabank Colpatria S.A. have a right to sell their holding to the Bank after the end of the 7th anniversary (January 17, 2019) and at subsequent <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-agreed</div> intervals, into the future, at fair market value that can be settled at the Bank&#8217;s discretion, by issuance of common shares or cash. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Range of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest % for other subsidiaries. </div> </td> </tr> </table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Summarized financial information of the Bank&#8217;s subsidiaries with significant <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests are as follows: </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:28%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at and for the year ended October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at and for the year ended October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenue</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> comprehensive<br/> income (loss)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total&#160;assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenue</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> comprehensive<br/> income (loss)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;4,522</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;602</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;95,993</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;4,455</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;226</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;93,051</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;82,223</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Interest Income and Expense<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_31" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div></td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest<br/> income</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest<br/> expense</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50,819</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35,831</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">53,966</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">42,177</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Measured at FVOCI<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,585</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,905</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,404</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35,831</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,871</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">42,177</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,198</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div>&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">249</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div>&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,788</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div>&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">230</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div>&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;57,602</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;36,080</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;61,659</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;42,407</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The interest income/expense on financial assets/liabilities are calculated using the effective interest method. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes dividend income on equity securities. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes interest on lease liabilities of $125 (2024 &#8211; $119) and insurance finance expense of $33 (2024 &#8211; $30). </div> </td> </tr> </table> <span></span>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Earnings Per Share<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_32" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Earnings Per Share </div> </td> </tr> </table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Basic earnings per common share</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to common shareholders</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,283</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$<div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;&#8199;7,286</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency loss on redemption of Subordinated Additional Tier 1 Capital Notes<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(22</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to common shareholders used to calculate basic earnings per common share</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,261</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,286</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Weighted average number of common shares outstanding (millions)</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,244</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,226</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Basic earnings per common share<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div> (in dollars)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$<div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8199;5.84</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">5.94</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Diluted earnings per common share</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;">Net income attributable to common shareholders used to calculate basic earnings per common share</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,261</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,286</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Dilutive impact of share-based payment options and others<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(181</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(49</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to common shareholders (diluted)</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,080</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,237</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Weighted average number of common shares outstanding (millions)</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,244</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,226</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Dilutive impact of share-based payment options and others<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3) </div>(millions)</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Weighted average number of diluted common shares outstanding (millions)</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,248</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,232</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Diluted earnings per common share<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div> (in dollars)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.67</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">5.87</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to Note 23 (b) for further details on the redemption of the equity instrument. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Earnings per share calculations are based on full dollar and share amounts. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Certain options were not included in the calculation of diluted earnings per share as they were anti-dilutive. </div> </td> </tr> </table> <span></span>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Guarantees, Commitments and Pledged Assets<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_33" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Guarantees, Commitments and Pledged Assets </div> </td> </tr> </table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Guarantees </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank enters into various types of guarantees and indemnifications in the normal course of business. Guarantees represent an undertaking to another party to make a payment to that party when certain specified events occur. The various guarantees and indemnifications that the Bank provides with respect to its customers and other third parties are presented below: </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Maximum&#160;potential<br/> amount of future<br/> payments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Standby letters of credit and letters of guarantee</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;86,016</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;62,966</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Liquidity facilities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,611</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,665</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Indemnifications</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">791</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The maximum potential amount of future payments represents those guarantees that can be quantified and excludes other guarantees that cannot be quantified. As many of these guarantees will not be drawn upon and the maximum potential amount of future payments listed above does not consider the possibility of recovery under recourse or collateral provisions, the above amounts are not indicative of future cash requirements, credit risk, or the Bank&#8217;s expected losses from these arrangements. </div> </td> </tr> </table>  <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(i)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Standby letters of credit and letters of guarantee </div></div> </td> </tr> </table> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Standby letters of credit and letters of guarantee are irrevocable undertakings by the Bank on behalf of a customer, to make payments to a third party in the event that the customer is unable to meet its obligations to the third party. Generally, the term of these guarantees does not exceed four years. The types and amounts of collateral security held by the Bank for these guarantees are generally the same as for loans. </div></div></div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(ii)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liquidity facilities </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s backstop liquidity facilities are committed liquidity and provided to asset-backed commercial paper conduits, administered by the Bank. These facilities generally provide an alternative source of financing in the event market disruption prevents the conduit from issuing commercial paper or, in some cases, when certain specified conditions or performance measures are not met. These facilities generally have a term of up to three years. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(iii)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Indemnifications </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the ordinary course of business, the Bank enters into many contracts which contain indemnification provisions, such as purchase contracts, service agreements, trademark licensing agreements, director / officer contracts, escrow arrangements, sales of assets or businesses, outsourcing agreements, leasing arrangements, clearing system arrangements, securities lending agency agreements and structured transactions. The Bank cannot estimate the maximum potential future amount that may be payable. The Bank has not made any significant payments under such indemnifications. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other indirect commitments </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the normal course of business, various other indirect commitments are outstanding which are not reflected on the Consolidated Statement of Financial Position. These may include: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Commercial letters of credit which require the Bank to honour drafts presented by a third-party when specific activities are completed; </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Commitments to extend credit which represent undertakings to make credit available in the form of loans or other financings for specific amounts and maturities, subject to specific conditions; </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Securities lending transactions under which the Bank, acting as principal or agent, agrees to lend securities to a borrower. The borrower must fully collateralize the security loan at all times. The market value of the collateral is monitored relative to the amounts due under the agreements, and where necessary, additional collateral is obtained; and </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Security purchase commitments which require the Bank to fund future investments. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">These financial instruments are subject to normal credit standards, financial controls and monitoring procedures. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The table below provides a detailed breakdown of the Bank&#8217;s other indirect commitments expressed in terms of the contractual amounts of the related commitment or contract which are not reflected on the Consolidated Statement of Financial Position. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:79%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commercial letters of credit</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">836</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,049</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commitments to extend credit<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;275,504</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">272,793</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities lending</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">78,548</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">58,477</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities purchase and other commitments</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">821</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">844</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">355,709</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;333,163</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes liquidity facilities, and excludes commitments which are unconditionally cancellable at the Bank&#8217;s discretion at any time. </div> </td> </tr> </table>  <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div>  <div style="margin-top: 1em; margin-bottom: 1em"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets pledged and repurchase agreements </div></div></td></tr></table><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the ordinary course of business, securities and other assets are pledged against liabilities. As well, securities are sold under repurchase agreements. The carrying value of pledged assets and details of related activities are shown below. </div><div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:79%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets pledged to:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank of Canada<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">274</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">229</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign governments and central banks<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,066</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,020</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Clearing systems, payment systems and depositories<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,200</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,460</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged in relation to exchange-traded derivative transactions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,715</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,334</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged in relation to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">over-the-counter</div></div> derivative transactions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33,785</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,487</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged as collateral related to securities borrowing and lending</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;195,208</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">149,669</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged in relation to covered bond program (Note 14)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,832</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">47,560</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged in relation to other securitization programs (Note 14)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,022</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged under CMHC programs (Note 13)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,627</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,392</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">424</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">228</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total assets pledged</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">308,176</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">255,401</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold under repurchase agreements</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">174,010</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">174,335</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">482,186</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;429,736</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes assets pledged in order to participate in clearing and payment systems and depositories, or pledged to have access to the facilities of central banks in foreign jurisdictions. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes mortgages related to covered bonds held by the Bank or used for securities lending transactions. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes assets that have been received from counterparties through normal course of business in securities financing and derivative transactions. </div></td></tr></table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(d)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other executory contracts </div></div></td></tr></table><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Effective July 2018, the Bank has entered into an $800&#160;million contract for naming rights of an arena for 20 years. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank and its subsidiaries have also entered into other long-term executory contracts, relating to outsourced services. The significant outsourcing arrangements have variable pricing based on utilization and are cancellable with notice. </div><span></span>
</td>
</tr>
</table>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial Instruments - Risk Management<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsExplanatory', window );">Financial Instruments - Risk Management</a></td>
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<td id="fin937872_34" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Financial Instruments &#8211; Risk Management </div></td></tr></table><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s risk management framework to monitor, evaluate, measure and manage risks is disclosed in Management&#8217;s Discussion and Analysis (MD&amp;A). These disclosures are incorporated by cross-reference in the Consolidated Financial Statements as permitted under IFRS 7, Financial Instruments: Disclosures. The grey shaded text and tables marked with an asterisk (*) in the &#8220;Group Financial Condition&#8221; and &#8220;Risk Management&#8221; sections of the MD&amp;A form an integral part of the 2025 Consolidated Financial Statements. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s principal business activities result in a balance sheet that consists primarily of financial instruments. In addition, the Bank uses derivative financial instruments for both trading and hedging purposes. The principal financial risks that arise from transacting financial instruments include credit risk, liquidity risk and market risk. The Bank&#8217;s framework to monitor, evaluate and manage these risks is consistent with that in place as at October&#160;31, 2025: </div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">extensive risk management policies define the Bank&#8217;s risk appetite, set the limits and controls within which the Bank and its subsidiaries can operate, and reflect the requirements of regulatory authorities. Risk appetite is approved by the Bank&#8217;s Board of Directors, either directly or through the Risk Committee of the Board (the Board); </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">guidelines are developed to clarify risk limits and conditions under which the Bank&#8217;s risk policies are implemented; </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">processes are implemented to identify, evaluate, document, report and control risk. Standards define the breadth and quality of information required to make a decision; and </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">compliance with risk policies, limits and guidelines is measured, monitored and reported to ensure consistency against defined goals. </div></td></tr></table><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Further details on the fair value of financial instruments and how these amounts were determined are provided in Note 6. Note 9 provides details on the terms and conditions of the Bank&#8217;s derivative financial instruments including notional amounts, remaining term to maturity, credit risk, and fair values of derivatives used in trading and hedging activities. </div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit risk </div></div></td></tr></table><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Credit risk is the risk of loss resulting from the failure of a borrower or counterparty to honour its financial or contractual obligations to the Bank. The Bank&#8217;s Credit Risk Appetite and Credit Risk Policy are developed by its Global Risk Management (GRM) department and limits are reviewed and approved by the Board on an annual and biennial basis, respectively. The Credit Risk Appetite defines target markets and risk tolerances that are developed at an <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">all-Bank</div> level, and then further refined at the business line level. The objectives of the Credit Risk Appetite are to ensure that, for the Bank, including the individual business lines: </div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">target markets and product offerings are well defined; </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">the risk parameters for new underwritings and for the portfolios as&#160;a whole are clearly specified; and </div></td></tr></table>
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<td style="width:4%">&#160;</td>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">transactions, including origination, syndication, loan sales and hedging, are managed in a manner to ensure the goals for the overall portfolio are met. </div></td></tr></table><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Credit Risk Policy sets out, among other things, the credit risk rating systems and associated parameter estimates, the delegation of authority for granting credit, and the calculation of allowance for credit losses. It forms an integral part of enterprise-wide policies and procedures that encompass governance, risk management and control structure. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s credit risk rating systems are designed to support the determination of key credit risk parameter estimates which measure credit and transaction risk. For <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> exposures, parameters are associated with each credit facility through the assignment of borrower and facility ratings. Borrower risk is evaluated using methodologies that are specific to particular industry sectors and/or business lines. The risk associated with facilities of a given borrower is assessed by considering the facilities&#8217; structural and collateral-related elements. For retail portfolios, product specific models assign accounts into homogeneous segments using internal and external borrower/facility-level credit experience. This process provides for a meaningful differentiation of risk and allows for appropriate and consistent estimation of loss characteristics at the model and segment level. Further details on credit risk relating to derivatives are provided in&#160;Note 9(c). </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(i)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit risk exposures </div></div></td></tr></table><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Credit risk exposures disclosed below are presented based on the Basel framework utilized by the Bank i.e., exposures subject to credit risk capital. The Bank uses the Internal Ratings Based approach (IRB) for all material Canadian, U.S., European portfolios, and for a significant portion of all international corporate and commercial portfolios. Under the Advanced Internal Ratings Based (AIRB) approach, the Bank uses internal risk parameter estimates, based on historical experience and appropriate margin of conservatism, for probability of default (PD), loss given default (LGD) and exposure at default (EAD). Under Basel III rules, there are IRB requirements for internally developed model parameters under AIRB, including scope restrictions which limit certain asset classes to only the Foundation Internal Ratings Based (FIRB) approach. For those asset classes (e.g. Large Corporates, Banks, etc.) the FIRB approach utilizes the Bank&#8217;s internally modeled PD parameters combined with internationally prescribed LGD and EAD parameters. The remaining portfolios, including other individual portfolios, are treated under the standardized approach. </div></div></div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Under the standardized approach, credit risk is estimated using the risk weights as prescribed by the Basel framework either based on credit assessments by external rating agencies or based on the counterparty/exposure type for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> exposures and product type for retail exposures. The external ratings the Bank uses are issued by S&amp;P, Fitch and/or DBRS specifically for the Bank&#8217;s exposures (i.e. issue specific ratings) if available, otherwise issuer ratings are used following OSFI&#8217;s CAR guidelines requirements. Standardized risk weights also take into account other factors such as&#160;specific provisions for defaulted exposures, eligible collateral, and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">loan-to-value</div></div> for real estate secured retail exposures. </div><div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
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<td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Exposure at default<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category</td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Drawn<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Undrawn<br/> commitments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">By counterparty type</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-retail</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">IRB portfolio</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189,918</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71,341</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">113,508</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">374,767</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">357,600</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,924</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,253</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,194</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48,371</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">56,648</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Sovereign</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">240,416</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,487</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,086</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">254,989</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">258,858</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">443,258</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">87,081</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">147,788</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">678,127</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">673,106</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Standardized portfolio</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,395</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,901</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,786</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">78,082</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">65,375</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,609</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">141</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,819</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,213</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Sovereign</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,372</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">523</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">243</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,138</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">24,320</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75,376</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,493</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,170</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">105,039</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">92,908</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">518,634</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">92,574</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">171,958</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">783,166</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">766,014</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Retail</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">IRB portfolio</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real estate secured</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">267,856</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60,485</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">328,341</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">306,395</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Qualifying revolving</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,710</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63,595</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">82,305</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">67,585</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other retail</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,670</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,624</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,294</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">38,665</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">314,236</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128,704</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">442,940</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">412,645</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Standardized portfolio</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real estate secured</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67,179</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">102</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67,281</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">63,572</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other retail</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">52,552</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,313</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62,941</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">63,214</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">119,731</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,415</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">130,222</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">126,786</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total retail</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">433,967</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">139,119</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">573,162</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">539,431</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">952,601</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">231,693</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">172,034</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,356,328</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">1,305,445</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">By geography<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(4)</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canada</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">587,309</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">175,314</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,503</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">812,126</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">783,178</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">United States</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">137,005</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,646</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,209</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">251,860</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">238,201</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Chile</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54,340</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,645</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,588</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62,573</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">60,179</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexico</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">52,283</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,901</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,183</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59,367</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">58,439</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Peru</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29,386</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,187</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,194</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33,767</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">32,609</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Colombia</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,435</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,777</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">941</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,153</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15,015</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other International</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Europe</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,423</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,241</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,195</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45,859</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">38,776</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Caribbean</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,841</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,152</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,250</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36,243</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">36,170</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Latin America (other)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,218</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">948</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,080</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,246</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,742</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">All other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,361</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,882</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,891</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,134</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">25,136</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;952,601</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;231,693</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;172,034</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,356,328</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,305,445</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Exposure at default is presented after credit risk mitigation. Exposures exclude equity securities and other assets. Portfolios under the Standardized Approach are reported net of specific allowances for credit losses and net of collateral amounts treated under the Comprehensive Approach. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-retail</div> drawn includes loans, acceptances, deposits with financial institutions and FVOCI debt securities. Retail drawn includes residential mortgages, credit cards, lines of credit, other personal loans and small business treated as other regulatory retail. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Other exposures include <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet lending instruments such as letters of credit, letters of guarantees, securitizations, derivatives and repo-style transactions (reverse repurchase agreements, repurchase agreements, securities lending and securities borrowing), net of related collateral. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Geographic segmentation is based upon the location of the ultimate risk of the credit exposure. </div></td></tr></table><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div><div style="margin-top: 1em; margin-bottom: 1em"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Consolidated Statement of Financial Position asset categories cross-referenced to credit risk exposures </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The table below provides mapping of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">on-balance</div> sheet asset categories that are included in the various Basel III exposure categories as presented in the credit ris<div style="letter-spacing: 0px; top: 0px;display:inline;">k</div>&#160;exposure summary table of these consolidated financial statements. In addition, it also provides other exposures which are subject to market risk and/or other assets which are not subject to market and credit risk with a reconciliation to the Consolidated Statement of Financial Position. The Bank calculates market risk capital based on the Standardized Approach under the Fundamental Review of the Trading Book (FRTB) framework, including its Trading vs. Banking boundary requirements. The credit risk exposures on certain assets such as cash, precious metals, investment securities (equities) and other assets are not included in the credit risk exposure summary table. Also excluded from the credit risk exposures are certain trading assets and all assets of the Bank&#8217;s insurance subsidiaries. </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit Risk Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td></tr>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Market Risk Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-retail</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retail</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Securitization</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Repo-style<br/> Transactions</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Derivative<br/> Financial<br/> Instruments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Also<br/> subject&#160;to<br/> Credit&#160;Risk</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">All Other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Cash and deposits with financial institutions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62,171</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,796</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65,967</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Precious metals</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,156</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,156</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Trading assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">103</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">140,741</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">140,844</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,641</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">744</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,846</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,487</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Other</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,892</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,892</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Financial assets designated at fair value through profit or loss</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">203,008</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">203,008</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">42,120</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Investment securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">146,457</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,258</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,233</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">149,948</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Loans:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Residential mortgages<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.4px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,663</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">311,413</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">115</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,191</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,940</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95,171</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,456</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110,567</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,585</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">313</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,147</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Business&#160;&amp; government</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">239,898</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,170</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,846</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">791</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">279,705</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em;">Allowances for credit losses<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.4px">(3)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(465</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,234</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5,764</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Customers&#8217; liability under acceptances</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">177</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">177</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Property and equipment</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,881</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,881</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Investment in associates</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,252</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,317</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Goodwill and other intangibles assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,169</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,169</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Other (including Deferred tax assets)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,210</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,154</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">436</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">403</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30,417</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,620</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:3pt"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;520,795</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;434,259</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;35,615</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;203,444</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;46,531</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,323</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;42,864</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;156,038</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;61,037</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,460,042</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes the Bank&#8217;s insurance subsidiaries&#8217; assets and all other assets which are not subject to credit and market risks. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes $52.8&#160;billion in mortgages guaranteed by Canada Mortgage Housing Corporation and federally backed privately insured mortgages. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Amounts for IRB exposures are reported gross of allowances and amounts for standardized exposures are reported net of allowances. </div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6.5pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:31%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit Risk Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Market Risk Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-retail</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retail</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Securitization</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Repo-style<br/> Transactions</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Derivative<br/> Financial<br/> Instruments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Also<br/> subject&#160;to<br/> Credit&#160;Risk</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">All Other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Cash and deposits with financial institutions</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">60,501</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,359</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">63,860</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Precious metals</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Trading assets</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Securities</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">331</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">119,581</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">119,912</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Loans</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">933</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">569</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,716</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,649</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Other</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,166</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,166</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Financial assets designated at fair value through profit or loss</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">200,543</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">200,543</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">39,736</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Investment securities</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">147,607</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,008</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">217</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">152,832</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Loans:</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Residential mortgages<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.4px">(2)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">61,467</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">289,358</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">116</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">350,941</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">711</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">101,821</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,847</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">106,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13,892</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">162</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,320</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">261,903</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,904</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,627</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">237</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">292,671</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Allowances for credit losses<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.4px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(363</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,170</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(5,003</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(6,536</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Customers&#8217; liability under acceptances</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">149</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">148</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Property and equipment</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,252</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,252</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Investment in associates</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">62</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,759</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,821</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Goodwill&#160;and&#160;other&#160;intangibles&#160;assets</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16,853</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16,853</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Other (including Deferred tax assets)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,968</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,220</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">343</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">448</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">25,264</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">33,243</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;539,207</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;418,025</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;21,636</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;200,886</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;44,379</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;5,070</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;40,305</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;131,451</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;51,373</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,412,027</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes the Bank&#8217;s insurance subsidiaries&#8217; assets and all other assets which are not subject to credit and market risks. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes $56.3&#160;billion in mortgages guaranteed by Canada Mortgage Housing Corporation and federally backed privately insured mortgages. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Amounts for IRB exposures are reported gross of allowances and amounts for standardized exposures are reported net of allowances. </div></td></tr></table>  <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(ii)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit quality of <div style="white-space:nowrap;display:inline;">non-retail</div> exposures </div></div></td></tr></table><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Credit decisions are made based upon an assessment of the credit risk of the individual borrower or counterparty. Key factors considered in the assessment include: the borrower&#8217;s management; the borrower&#8217;s current and projected financial results and credit statistics; the industry in which the borrower operates; economic trends; and geopolitical risk. Banking units and Global Risk Management also review the credit quality of the credit portfolio across the organization on a regular basis to assess whether economic trends or specific events may affect the performance of the portfolio. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> portfolio is well diversified by industry. As at October&#160;31, 2025,&#160;and October&#160;31, 2024, a significant portion of the authorized corporate and commercial lending portfolio was internally assessed at a grade that would generally equate to an investment grade rating by external rating agencies. There has not been a significant change in concentrations of credit risk since October&#160;31, 2024. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Internal grades (IG) are used to differentiate the risk of default of a borrower. The following table cross references the Bank&#8217;s internal borrower grades with equivalent ratings categories utilized by external rating agencies: </div><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:16%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:12%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:25%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="width:16%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td colspan="13" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Cross referencing of internal ratings to external ratings<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td colspan="5" style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equivalent External Rating</div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">S&amp;P and Fitch</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Moody&#8217;s</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Morningstar DBRS</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Internal&#160;Grade</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Internal&#160;Grade Code</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">PD&#160;Range<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">AAA&#160;to&#160;AA+</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Aaa&#160;to&#160;Aa1</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">AAA&#160;to&#160;AA&#160;(high)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;">99</div>&#160;&#8211;&#8201;<div style="letter-spacing: 0px; top: 0px;display:inline;">98</div></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.0000</div>% &#8211; <div style="letter-spacing: 0px; top: 0px;display:inline;">0.0565</div>%</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">AA to A+</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Aa2 to A1</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">AA&#160;to&#160;A&#160;(high)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">95</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.0565</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.0693</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">A to A-</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">A2 to A3</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">A&#160;to&#160;A&#160;(low)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Investment&#160;grade</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">90</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.0693</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.0833</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BBB+</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Baa1</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">BBB&#160;(high)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">87</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.0833</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.1243</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BBB</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Baa2</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">BBB</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">85</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.1243</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.1976</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BBB-</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap">Baa3</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap">BBB (low)</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">83</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.1976</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.2743</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BB+</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Ba1</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">BB (high)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">80</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.2743</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.3806</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BB</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Ba2</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">BB</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">77</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.3806</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.7061</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BB-</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Ba3</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">BB (low)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Investment&#160;grade</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">75</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.7061</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">1.4290</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">B+</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">B1</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">B (high)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">73</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">1.4290</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">2.4715</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">B to B-</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap">B2 to B3</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap">B to B (low)</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">70</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2.4715</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">6.2065</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">CCC+</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Caa1</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">&#8211;&#8194;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">65</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6.2065</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">15.9382</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">CCC</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Caa2</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">&#8211;&#8194;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Watch list</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">60</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">15.9382</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">28.5499</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">CCC-</div> to CC</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Caa3 to Ca</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">&#8211;&#8194;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">40</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">28.5499</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">48.3748</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">&#8211;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">&#8211;&#8194;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">&#8211;&#8194;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">30</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">48.3748</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">100.0000</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Default</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Default</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">21</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right">100%</td></tr></table><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Applies to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> portfolio. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">PD Ranges as at October&#160;31, 2025. The Range does not include the upper boundary for the row. </div></td></tr></table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-retail</div> IRB portfolio </div></div>  <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The credit quality of the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> IRB portfolio, expressed in terms of risk categories of borrower internal grades is shown in the table below: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:45%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Exposure at Default<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions) Category of internal grades</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">IG&#160;Code</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Undrawn<br/> commitments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">99</div>&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">98</div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">144,086</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,557</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39,788</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">185,431</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">174,122</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36,203</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,422</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30,882</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80,507</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">71,282</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">90</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,314</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,067</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,875</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,256</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">49,596</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">87</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26,472</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,771</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,458</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,701</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">63,699</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">85</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,166</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,987</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,758</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,911</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">49,980</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43,384</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,155</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,924</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60,463</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">69,342</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Investment</div> grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39,476</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,262</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,810</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55,548</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">54,770</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">77</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,637</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,542</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,824</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,003</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">40,729</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,174</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,373</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,556</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29,103</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27,324</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">73</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,913</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,464</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">756</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,133</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10,140</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,137</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,216</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">707</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,060</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,791</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Watch list</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">907</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,010</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,592</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">876</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">109</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">171</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,156</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">986</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">910</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">134</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,119</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">889</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">276</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">287</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">232</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,482</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,594</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,313</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">392,413</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">87,081</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">147,788</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">627,282</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">619,787</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Government guaranteed residential mortgages<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50,845</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50,845</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">53,319</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;443,258</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;87,081</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;147,788</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;678,127</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;673,106</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">After credit risk mitigation. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet lending instruments such as letters of credit, letters of guarantees, securitizations, derivatives and repo-style transactions (reverse repurchase agreements, repurchase agreements and securities lending and borrowing), net of related collateral. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">These exposures are classified as sovereign exposures and are included in the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> category. </div></td></tr></table>  <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top: 1em; margin-bottom: 1em"></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-retail</div> standardized portfolio </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> standardized portfolio relies on external credit ratings (e.g. S&amp;P, Fitch, Morningstar DBRS, etc.) of the borrower, if available, to compute regulatory capital for credit risk. Exposures are risk weighted based on prescribed percentages and a mapping process as defined within OSFI&#8217;s Capital Adequacy Requirements Guideline. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-retail</div> standardized portfolio as at October&#160;31, 2025 comprised of drawn, undrawn and other exposures to corporate, bank and sovereign counterparties amounted to $105 billion (October 31, 2024 &#8211; $93 billion). Within this portfolio, the majority of Corporate/Commercial exposures are to unrated counterparties, mainly in Canada, U.S., Mexico, Chile, Peru and Colombia.</div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(iii)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit quality of retail exposures </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s retail portfolios consist of a number of relatively small loans to a large number of borrowers. The portfolios are distributed across Canada and a wide range of countries. As such, the portfolios inherently have a high degree of diversification. In addition, as of October&#160;31, 2025, 23% of the Canadian banking residential mortgage portfolio is insured and the average <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">loan-to-value</div></div> ratio of the uninsured portion of the portfolio is 54%. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retail AIRB portfolio </div></div>  <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The data in the table below provides a distribution of the retail AIRB exposures within each PD range by asset class: </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:26%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($&#160;millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Exposure at default<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Real estate secured</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of (PD) grades</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">PD range</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mortgages</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">HELOC</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Qualifying<br/> revolving</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other&#160;retail</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exceptionally Low</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.0000</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.0500</div>%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">89,983</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57,130</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,921</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">792</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">163,826</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">145,243</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very Low</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.0501</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.1999</div>%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95,370</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,900</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36,811</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,792</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">157,873</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">148,919</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.2000</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.9999</div>%</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43,971</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,536</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,932</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75,439</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">79,011</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium Low</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">1.0000</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">2.9999</div>%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,436</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,509</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,715</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,803</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,463</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,478</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3.0000</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">9.9999</div>%</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,719</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,683</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,409</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,524</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">10.0000</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">19.9999</div>%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,177</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">938</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,690</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">614</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,419</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,232</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Extremely High</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">20.0000</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">99.9999</div>%</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">785</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">511</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,298</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,263</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">100</div>%</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">791</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">127</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">167</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,213</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">975</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;244,737</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;83,604</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;82,305</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;32,294</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;442,940</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;412,645</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">After credit risk mitigation. </div> </td> </tr> </table>  <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retail standardized portfolio </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The retail standardized portfolio of $130&#160;billion as at October&#160;31, 2025 (2024 &#8211; $127&#160;billion) was comprised of residential mortgages, personal loans, credit cards and lines of credit to individuals, mainly in the Latin American and Caribbean region. Of&#160;the&#160;total retail standardized exposures, $67&#160;billion (2024&#160;&#8211; $64 billion) was represented by mortgages and loans secured by residential real estate, mostly with a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">loan-to-value</div></div> ratio of below 80%. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(iv)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Collateral </div></div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Collateral held </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the normal course of business, to reduce its exposure to counterparty credit risk, the Bank receives collateral for capital markets related activities. The following are examples of the terms and conditions customary to collateral for these types of transactions: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">The risks and rewards of the pledged assets reside with the pledgor. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Additional collateral is required when the market value of the transaction exceeds thresholds agreed upon with the pledgor. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">The Bank is normally permitted to sell or repledge the collateral it receives, although this right is specific to each agreement under which the collateral is pledged. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Upon satisfaction of the obligation, the Bank must return the pledged assets, unless the Bank has the right to sell or repledge the collateral it receives, in which case the Bank must return comparable collateral to the pledgor. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">As at October&#160;31, 2025, the approximate market value of cash and securities collateral accepted that may be sold or repledged by the Bank was $409 billion (2024 &#8211; $359 billion). This collateral is held primarily in connection with reverse repurchase agreements, margin loans, securities lending and derivative transactions. The Bank also borrows securities under standard securities borrowing agreements that it is able to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-pledge.</div> Including these borrowed securities, the approximate market value of securities collateral accepted that may be sold or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-pledged</div> was $350&#160;billion (2024 &#8211; $300 billion), of which approximately $67 billion was not sold or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-pledged</div> (2024 &#8211; $60 billion). </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Collateral pledged </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In the normal course of business, securities and other assets are pledged to secure an obligation, participate in clearing or settlement systems, or operate in a foreign jurisdiction. Note 33(c) details the nature and extent of the Bank&#8217;s asset pledging activities. Asset pledging transactions are conducted under terms that are common and customary to standard derivative, securities financing, and other borrowing activities. Standard risk management controls are applied with respect to asset pledging. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets acquired in exchange for loans </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The carrying value of assets acquired in exchange for loans as at October&#160;31, 2025 was $221&#160;million (2024 &#8211; $312&#160;million) mainly comprised of real estate and was classified as either held for sale or held for use as appropriate. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold;text-indent: 0px;"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;text-indent: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liquidity risk </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">Liquidity risk is the risk that the Bank is unable to meet its financial obligations in a timely manner at reasonable prices. Our liquidity risk management framework and key risk measures are disclosed in the gray-shaded text and tables marked with an asterisk (*) in the &#8220;Risk Management&#8221; section of the MD&amp;A. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;">&#160;</div>
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Market risk </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">Market risk arises from changes in market prices and rates (including interest rates, credit spreads, equity prices, foreign exchange rates and commodity prices), the correlations between them, and their levels of volatility. Our market risk management framework and <div style="letter-spacing: 0px; top: 0px;display:inline;">k</div>ey risk measures are disclosed in the gray-shaded text and tables marked with an asterisk (*) in the &#8220;Risk Management&#8221; section of the MD&amp;A. </div> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Section Scope<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;doctype=Standard&amp;dita_xref=IFRS07_g3-5A_TI<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Acquisitions and Divestitures<br></strong></div></th>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsExplanatory', window );">Acquisitions and Divestitures</a></td>
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<td id="fin937872_35" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35</div></div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Acquisitions and Divestitures </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Acquisitions </div></div></div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Acquisition completed impacting the current year </div></div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">KeyCorp </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">On December&#160;27, 2024, the Bank completed its acquisition of an approximate ownership interest of 14.9% or 163&#160;million shares in KeyCorp. The acquisition was completed in two stages &#8211; an initial investment of 4.9% (Initial Investment) on August&#160;30, 2024, and an additional investment of approximately 10% (Additional Investment) on December&#160;27, 2024. The acquisition was completed through <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">all-cash</div> purchases of newly issued voting common shares, at a fixed price of U.S.$17.17 per share, resulting in total cash consideration paid of approximately U.S.$2.8&#160;billion<div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div><div style="letter-spacing: 0px; top: 0px;display:inline;">($4.1 billion). Following completion of the Additional Investment, the Bank designated two individuals to serve on KeyCorp&#8217;s Board of Directors.&#160;</div> </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">Effective December&#160;27, 2024, the combined 14.9% investment was accounted for as an investment in associate as the Bank has significant influence over KeyCorp as defined under IFRS, given its board representation and ownership interest. The Initial Investment of 4.9% previously accounted for at fair value through other comprehensive income was derecognized and included in the cost base of the investment in associate. The difference between the fixed transaction price and the quoted share price of KeyCorp on the date of Additional Investment (U.S.$17.20) was recognized as a gain in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other, with a corresponding increase in the carrying value of the investment in associate. The carrying amount of the investment in associate upon closing was U.S.$2.8&#160;billion ($4.1 billion), and represents the Bank&#8217;s share of KeyCorp&#8217;s net assets, adjusted for goodwill and other intangibles. The total impact to the Bank&#8217;s common equity Tier 1 (CET1) ratio from the transaction was a decrease of approximately 49 basis points. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">For the three and twelve months ended October&#160;31, 2025, $117 million ($111 million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax)</div> and $362 million ($338 million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax),</div> respectively, was recorded in net income from investments in associated corporations, representing the Bank&#8217;s share of KeyCorp&#8217;s financial results. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Divestitures </div></div></div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Divestiture announced that is expected to close in a future period </div></div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Sale of banking operations in Colombia, Costa Rica and Panama </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">On January&#160;6, 2025, the Bank entered into an agreement with Davivienda to sell <div style="letter-spacing: 0px; top: 0px;display:inline;">it</div>s banking operations in Colombia, Costa Rica and Panama in exchange for an approximately 20% ownership stake in the newly combined entity of Davivienda. The Bank&#8217;s ownership will consist of 14.99% voting common shares and the remainder in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-voting</div> preferred shares. At the closing date, the Bank will have the right to designate individuals to serve on the Board of Directors of Davivienda&#8217;s combined operations commensurate with its ownership stake. This investment will be accounted for as an investment in associate, as the Bank will have significant influence. <br/></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">On the date of the agreement, the Bank&#8217;s operations that are part of this transaction were classified as held for sale in accordance with IFRS 5 and an impairment loss of $1,362&#160;million ($1,355&#160;million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"><div style="display:inline;">after-tax)&#160;</div></div>was recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">non-interest</div> expenses &#8211; other within the Other operating segment, representing the write-down of goodwill ($589 million), intangibles ($151 million), property and equipment ($290 million) and the remaining in other assets. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">As of October 31, 2025, the Bank has recognized a total impairment loss of $1,422 million in non-interest expense and a credit of $45 million&#160;in non-interest income (collectively $1,342 <div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">million after-tax). The loss was recorded in Other operating segment. The held for sale operations included total assets of $</div>24 billion and total liabilities of $22 billion, consisting primarily of loans and deposits, and the <div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">total </div>cumulative foreign currency translation losses, net of hedges was $249 million. Upon closing, total assets and liabilities will be derecognized. Any resulting gains/loss and the total cumulative foreign currency translation reserve, net of hedges at the closing date related to these operations will be recorded in the <div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">C</div>onsolidated <div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">S</div>tatement of <div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">I</div>ncome. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">The total impact of the transaction to the Bank&#8217;s CET1 capital ratio was a decrease of approximately 13 basis points as of October 31, 2025. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Closed divestitures impacting the current fiscal year </div></div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">CrediScotia Financiera </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">On February&#160;28, 2025, the Bank completed the sale of CrediScotia Financiera S.A. (CrediScotia), a wholly-owned consumer finance subsidiary in Peru, to Banco Santander S.A. (Espana), upon receiving regulatory approvals and satisfying closing conditions. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">Upon closing, assets and liabilities of $985&#160;million and $726&#160;million, respectively, in relation to this business were derecognized. A total loss of $102&#160;million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax</div> has been recognized and recorded in the Other Segment for this transaction, of which $12&#160;million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">after-tax</div> was recorded in 2025 and $90&#160;million was recorded in 2024. The amount recognized in 2025 was recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other. The closing of the transaction increased the Bank&#8217;s CET1 capital ratio by approximately three basis points. </div> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 3<br> -IssueDate 2024-01-01<br> -Section Disclosures<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=3&amp;code=ifrs-tx-2024-en-r&amp;doctype=Standard&amp;dita_xref=IFRS03_g59-63_TI<br> -URIDate 2024-03-27<br></p></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Events after the Consolidated Statement of Financial Position date<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td id="fin937872_36" style="width:4%;vertical-align:top;text-align:left"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;">Event<div style="letter-spacing: 0px; top: 0px;display:inline;">s</div> after the Consolidated Statement of Financial Position date </div></td></tr></table><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Sale of banking operations in Colombia, Costa Rica and Panama </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">On December 1, 2025, the Bank completed the sale of <div style="display:inline;">it</div>s banking operations in Colombia, Costa Rica and Panama to Davivienda Group in exchange for an approximately 20% ownership stake in the newly combined entity of Davivienda, upon receiving all regulatory approvals and satisfying all customary closing conditions. </div></div></div><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Following this date, the investment in Davivienda Group will be accounted for as an investment in associate as the Bank has significant influence. Additionally, all assets and liabilities in relation to the Bank&#8217;s operations will be <div style="display:inline;">derecognized </div>and the Bank is expected to record a loss in Q1 2026 of approximately $300 million after-tax in the Other segment, primarily relating to the release of cumulative foreign currency translation losses, net of hedges. </div></div></div><div style="letter-spacing: 0px; top: 0px; background: none;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px; background: none; text-decoration: none;display:inline;"> </div></div> <span></span>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Material Accounting Policies (Policies)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfAccountingPolicyForBasisOfConsolidationExplanatory', window );">Basis of consolidation</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Basis of consolidation </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The consolidated financial statements include the assets, liabilities, financial performance and cash flows of the Bank and all of its subsidiaries, after elimination of intercompany transactions and balances. Subsidiaries are defined as entities controlled by the Bank. The Bank&#8217;s subsidiaries can be classified as entities controlled through voting interests or structured entities. The Bank consolidates a subsidiary from the date it obtains control. For the Bank to control an entity, all three elements of control should be in existence: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">power over the investee; </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">exposure, or rights, to variable returns from involvement with the investee; and </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">the ability to use power over the investee to affect the amount of the Bank&#8217;s returns. </div> </td> </tr> </table> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank does not control an investee when it is acting as an agent. The Bank assesses whether it is an agent by determining whether it is primarily engaged to act on behalf of and for the benefit of another party or parties. The Bank reassesses whether it controls an investee if facts and circumstances indicate that one or more of the elements of control have changed. </div></div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Voting-interest subsidiaries </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Control is presumed with an ownership interest of more than 50% of the voting rights in an entity unless there are other factors that indicate that the Bank does not control the entity despite having more than 50% of voting rights. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank may consolidate an entity when it owns less than 50% of the voting rights when it has one or more other attributes of power: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">to govern the financial and operating policies of the entity under a statute or an agreement; </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">to appoint or remove the majority of the members of the board of directors or equivalent governing body and control of the entity is by that board or body; or </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">to govern the financial and operating policies of the entity through the size of its holding of voting rights relative to the size and dispersion of holding of the other vote holders and voting patterns at shareholder meetings (i.e., de facto control). </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-controlling</div> interests are presented within equity in the Consolidated Statement of Financial Position separate from equity attributable to equity holders of the Bank. The net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests is presented separately in the Consolidated Statement of Income. Partial sales and incremental purchases of interests in subsidiaries that do not result in a change of control are accounted for as equity transactions with <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest holders. Any difference between the carrying amount of the interest and the transaction amount is recorded as an adjustment to retained earnings. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Structured entities </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Structured entities are designed to accomplish certain well-defined objectives and for which voting or similar rights are not the dominant factor in deciding who controls the entity. The Bank controls an entity when it is exposed, or has rights, to variable returns from its involvement with the investee and has the ability to affect those returns through its power over the investee. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank consolidates all structured entities that it controls. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div>  <div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Investments in associates </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">An associate is an entity in which the Bank has significant influence, but not control, over the operating and financial policies of the entity. </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Investments in associates are recognized initially at cost, which includes the purchase price and other costs directly attributable to the purchase. Associates are accounted for using the equity method, which reflects the Bank&#8217;s share of the increase or decrease of the post-acquisition earnings and other movements in the associate&#8217;s equity. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;">Investments in associates are evaluated for impairment at the end of each financial reporting period, or more frequently if events or changes in circumstances indicate the existence of objective evidence of impairment.</div></div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For purposes of applying the equity method for an investment that has a different reporting period from the Bank, adjustments are made for the effects of any significant events or transactions that occur between the reporting date of the investment and the reporting date of the Bank. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Joint arrangements </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s investments in joint arrangements over which the Bank has joint control are classified as either joint operations or joint ventures, depending on the contractual rights and obligations of each investor, rather than the legal structure of the joint arrangement. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Similar to accounting for investments in associates, for joint ventures, investments are recognized initially at cost and accounted for using the equity method, which reflects the Bank&#8217;s share of the increase or decrease of the post-acquisition earnings and other movements in the joint venture&#8217;s equity. 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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory', window );">Translation of foreign currencies</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Translation of foreign currencies </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The financial statements of each of the Bank&#8217;s foreign operations are measured using its functional currency, being the currency of the primary economic environment of the foreign operation. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Translation gains and losses related to the Bank&#8217;s monetary items are recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income in the Consolidated Statement of Income. Revenues and expenses denominated in foreign currencies are translated using average exchange rates. Foreign currency <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-monetary</div> items that are measured at historical cost are translated into the functional currency at historical rates. Foreign currency <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-monetary</div> items measured at fair value are translated into functional currency using the rate of exchange at the date the fair value was determined. Foreign currency gains and losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-monetary</div> items are recognized in the Consolidated Statement of Income or Consolidated Statement of Comprehensive Income consistent with the gain or loss on the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-monetary</div> item. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Unrealized gains and losses arising upon translation of foreign operations, together with any gains or losses arising from hedges of those net investment positions to the extent effective, are credited or charged to net change in unrealized foreign currency translation gains/losses in other comprehensive income in the Consolidated Statement of Comprehensive Income. On disposal or meeting the definition of partial disposal of a foreign operation, an appropriate portion of the translation differences previously recognized in other comprehensive income are recognized in the Consolidated Statement of Income. </div> <span></span>
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<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Financial assets and liabilities </div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Recognition and initial measurement </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank, on the date of origination or purchase, recognizes loans, debt and equity securities, deposits and subordinated debentures at the fair value of the consideration paid or received. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Regular-way</div> purchases and sales of financial assets are recognized on the settlement date. All other financial assets and liabilities, including derivatives, are initially recognized on the trade date at which the Bank becomes a party to the contractual provisions of the instrument. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The initial measurement of a financial asset or liability is at fair value plus transaction costs that are directly attributable to its purchase or issuance. For instruments measured at fair value through profit or loss, transaction costs are recognized immediately in profit or loss. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Classification and measurement, derecognition, and impairment of financial instruments </div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Classification and measurement </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Classification and measurement of financial assets </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Financial assets include both debt and equity instruments, are classified into one of the following measurement categories: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Amortized cost; </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Fair value through other comprehensive income (FVOCI); </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Fair value through profit or loss (FVTPL); </div> </td> </tr> </table>
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<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Elected at fair value through other comprehensive income (Equities only); or </div> </td> </tr> </table>
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<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Designated at FVTPL </div> </td> </tr> </table> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Debt instruments </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Debt instruments, including loans and debt securities, are classified into one of the following measurement categories: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Amortized cost; </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Fair value through other comprehensive income (FVOCI); </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Fair value through profit or loss (FVTPL); or </div> </td> </tr> </table>
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<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Designated at FVTPL </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Classification of debt instruments is determined based on: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left">(i)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;">The business model under which the asset is held; and </div> </td> </tr> </table>
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<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left">(ii)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;">The contractual cash flow characteristics of the instrument. </div> </td> </tr> </table> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div>  <div style="margin-top: 1em; margin-bottom: 1em"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Business model assessment </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A business model assessment involves determining how financial assets are managed to generate cash flows. The Bank&#8217;s business model assessment is based on the following categories: </div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Held to collect: The objective of this business model is to hold assets and collect contractual cash flows. Any sales of the asset are incidental to the objective of the model. </div></td></tr></table>
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<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Held to collect and for sale: Both collecting contractual cash flows and sales are integral to achieving the objectives of the business model. </div></td></tr></table>
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<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Other business model: The business model is neither <div style="white-space:nowrap;display:inline;"><div style="white-space:nowrap;display:inline;">held-to-collect</div></div> nor <div style="white-space:nowrap;display:inline;"><div style="white-space:nowrap;display:inline;">held-to-collect</div></div> and for sale. </div></td></tr></table><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank assesses the business model at a portfolio level reflective of how groups of assets are managed together to achieve a particular business objective. For the assessment of a business model, the Bank takes into consideration the following factors: </div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">How the performance of assets in a portfolio is evaluated and reported to group heads and other key decision makers within the Bank&#8217;s business lines; </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">How compensation is determined for the Bank&#8217;s business lines&#8217; management that manages the assets; </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">How the business lines&#8217; management is compensated for managing the Bank&#8217;s assets based on the fair value or the contractual cash flows collected; </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Whether the assets are held for trading purposes; </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">The risks that affect the performance of assets held within a business model and how those risks are managed; and </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">The frequency and volume of sales in prior periods and expectations about future sales activity. </div></td></tr></table><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Contractual cash flow characteristics assessment </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The contractual cash flow characteristics assessment involves assessing the contractual features of an instrument to determine if they give rise to cash flows that are consistent with a basic lending arrangement. Contractual cash flows are consistent with a basic lending arrangement if they represent cash flows that are solely payments of principal and interest on the principal amount outstanding (SPPI). </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Principal is defined as the fair value of the instrument at initial recognition. Principal may change over the life of the instrument due to repayments or amortization of premium/discount. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Interest is defined as the consideration for the time value of money and the credit risk associated with the principal amount outstanding and for other basic lending risks and costs (liquidity risk and administrative costs), and a profit margin. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">If the Bank identifies any contractual features that could significantly modify the cash flows of the instrument such that they are no longer consistent with a basic lending arrangement, the related financial asset is classified and measured at FVTPL. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Debt instruments measured at amortized cost </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Debt instruments are measured at amortized cost if they are held within a business model whose objective is to hold for collection of contractual cash flows where those cash flows represent solely payments of principal and interest. After initial measurement, debt instruments in this category are carried at amortized cost. Interest income on these instruments is recognized in interest income using the effective interest rate method. The effective interest rate is the rate that discounts estimated future cash payments or receipts through the expected life of the financial asset to the gross carrying amount of a financial asset. Amortized cost is calculated by taking into account any discount or premium on the acquisition, transaction costs and fees that are an integral part of the effective interest rate. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Impairment on debt instruments measured at amortized cost is calculated using the expected credit loss approach. Loans and debt securities measured at amortized cost are presented net of the allowance for credit losses (ACL) in the Statement of Financial Position. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Debt instruments measured at FVOCI </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Debt instruments are measured at FVOCI if they are held within a business model whose objective is to hold for collection of contractual cash flows and for selling financial assets, where the assets&#8217; cash flows represent payments that are solely payments of principal and interest. Subsequent to initial recognition, unrealized gains and losses on debt instruments measured at FVOCI are recorded in other comprehensive income (OCI), unless the instrument is designated in a fair value hedge relationship. When designated in a fair value hedge relationship, any changes in fair value due to changes in the hedged risk are recognized in <div style="white-space:nowrap;display:inline;">Non-interest</div> income in the Consolidated Statement of Income, along with changes in fair value of the hedging instrument. Upon derecognition, realized gains and losses are reclassified from OCI and recorded in <div style="white-space:nowrap;display:inline;">Non-interest</div> income in the Consolidated Statement of Income. Foreign exchange gains and losses that relate to the amortized cost of the debt instrument are recognized in the Consolidated Statement of Income. Premiums, discounts and related transaction costs are amortized over the expected life of the instrument to Interest income in the Consolidated Statement of Income using the effective interest rate method. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Impairment on debt instruments measured at FVOCI is determined using the expected credit loss approach. The ACL on debt instruments measured at FVOCI does not reduce the carrying amount of the asset in the Consolidated Statement of Financial Position, which remains at its fair value. Instead, an amount equal to the allowance that would arise if the assets were measured at amortized cost is recognized in OCI with a corresponding charge to provision for credit losses in the Consolidated Statement of Income. The accumulated allowance recognized in OCI is recycled to the Consolidated Statement of Income upon derecognition of the debt instrument. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Debt instruments measured at FVTPL </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Debt instruments are measured at FVTPL if assets: </div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left">(i)</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:left">are held for trading purposes; </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left">(ii)</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:left">are held as part of a portfolio managed on a fair value basis; or </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left">(iii)</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:left">whose cash flows do not represent payments that are solely payments of principal and interest. </div></td></tr></table><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">These instruments are measured at fair value in the Consolidated Statement of Financial Position, with transaction costs recognized immediately in the Consolidated Statement of Income as part of <div style="white-space:nowrap;display:inline;">Non-interest</div> income. Realized and unrealized gains and losses are recognized as part of <div style="white-space:nowrap;display:inline;">Non-interest</div> income in the Consolidated Statement of Income. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Debt instruments designated at FVTPL </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank designates certain debt instruments at FVTPL upon initial recognition, and the designation is irrevocable. The FVTPL designation is available when a fair value is reliably estimated, and doing so eliminates or significantly reduces an accounting mismatch which would otherwise arise. </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Debt instruments designated at FVTPL are recorded in the Consolidated Statement of Financial Position at fair value. Changes in fair value are recognized in <div style="white-space:nowrap;display:inline;">Non-interest</div> income in the Consolidated Statement of Income. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Equity instruments </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Equity instruments are classified into one of the following measurement categories: </div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
<td style="width:2%;vertical-align:top;text-align:left">&#8226;</td>
<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Fair value through profit or loss (FVTPL); or </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%">&#160;</td>
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<td style="width:1%;vertical-align:top">&#160;</td>
<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Elected at fair value through other comprehensive income (FVOCI). </div></td></tr></table><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Equity instruments measured at FVTPL </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Equity instruments are measured at FVTPL, unless an election is made to designate them at FVOCI upon purchase, with transaction costs recognized immediately in the Consolidated Statement of Income as part of <div style="white-space:nowrap;display:inline;">Non-interest</div> income. Subsequent to initial recognition, the changes in fair value and dividends received are recognized in the Consolidated Statement of Income. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Equity instruments measured at FVOCI </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">At initial recognition, the Bank has an option to classify <div style="white-space:nowrap;display:inline;">non-trading</div> equity instruments at FVOCI. This election is irrevocable and is made on an <div style="white-space:nowrap;display:inline;"><div style="white-space:nowrap;display:inline;">instrument-by-instrument</div></div> basis. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Gains and losses on these instruments, including when derecognized/sold, are recorded in OCI and are not subsequently reclassified to the Consolidated Statement of Income. As such, there is no specific impairment requirement. Dividends received are recorded in Interest income in the Consolidated Statement of Income. Any transaction costs incurred upon purchase of the security are added to the cost basis of the security and are not reclassified to the Consolidated Statement of Income on sale of the security. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Classification and measurement of financial liabilities </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Financial liabilities are classified into one of the following measurement categories: </div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Fair value through profit or loss (FVTPL); </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Amortized cost; or </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">Designated at FVTPL. </div></td></tr></table><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Financial liabilities measured at FVTPL </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Financial liabilities measured at FVTPL are held principally for the purpose of repurchasing in the near term, or form part of a portfolio of identified financial instruments that are managed together and for which there is evidence of a recent actual pattern of short term profit-taking. Financial liabilities are recognized on a trade date basis and accounted for at fair value, with changes in fair value and any gains or losses recognized in the Consolidated Statement of Income as part of the <div style="white-space:nowrap;display:inline;">non-interest</div> income. Transaction costs are expensed as incurred. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Financial liabilities measured at amortized cost </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Deposits, subordinated notes and debentures are accounted for at amortized cost. Interest on deposits, calculated using the effective interest rate method, is recognized as interest expense. Interest on subordinated notes and debentures, including capitalized transaction costs, is recognized using the effective interest rate method as interest expense. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Financial liabilities designated at FVTPL </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank designates certain financial liabilities at FVTPL upon initial recognition, and the designation is irrevocable. The FVTPL designation is available when a fair value is reliably estimated. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Financial liabilities are designated at FVTPL when it meets one of the following criteria: </div><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">The designation eliminates or significantly reduces an accounting mismatch which would otherwise arise; or </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">A group of financial liabilities are managed and their performance is evaluated on a fair value basis, in line with a documented risk management strategy; or </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left">The financial liability contains one or more embedded derivatives which significantly modify the cash flows otherwise required. </div></td></tr></table><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Financial liabilities designated at FVTPL are recorded in the Consolidated Statement of Financial Position at fair value. Any changes in fair value are recognized in <div style="white-space:nowrap;display:inline;">Non-interest</div> income in the Consolidated Statement of Income, except for changes in fair value arising from changes in the Bank&#8217;s own credit risk which are recognized in OCI. Changes in fair value due to changes in the Bank&#8217;s own credit risk are not subsequently reclassified to the Consolidated Statement of Income upon derecognition/extinguishment of the liabilities. </div><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style:italic;display:inline;">Determination of fair value </div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The fair value of a financial asset or liability is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants in the principal, or in its absence, the most advantageous market to which the Bank has access at the measurement date. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank values instruments carried at fair value using quoted market prices, where available. Fair value based on unadjusted quoted market prices for identical instruments in active markets represents a Level&#160;1 valuation. When quoted market prices are not available, the Bank maximizes the use of observable inputs within valuation models. When a fair value is based on all significant market observable inputs, the valuation is classified as Level&#160;2. Valuations that require the significant use of unobservable inputs are considered Level&#160;3. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Inception gains and losses are only recognized where the valuation is dependent on observable market data; otherwise, they are deferred and amortized over the life of the related contract or until the valuation inputs become observable. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">IFRS 13, <div style="font-style:italic;display:inline;">Fair Value Measurement</div> permits a measurement exception that allows an entity to determine the fair value of a group of financial assets and liabilities with offsetting risks based on the sale or transfer of its net exposure to a particular risk (or risks). The Bank has adopted this exception through an accounting policy choice. Consequently, the fair values of certain portfolios of financial instruments are determined based on the net exposure of those instruments to market, credit or funding risk. </div><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In determining fair value for certain instruments or portfolios of instruments, valuation adjustments or reserves may be required to arrive at a more accurate representation of fair value. These adjustments include those made for credit risk, <div style="white-space:nowrap;display:inline;">bid-offer</div> spreads, unobservable parameters, funding costs and constraints on prices in inactive or illiquid markets. </div><span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory', window );">Derecognition of financial assets and liabilities</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Derecognition of financial assets and liabilities </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Derecognition of financial assets </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A financial asset is derecognized when the contractual rights to the cash flows from the asset has expired; or the Bank transfers the contractual rights to receive the cash flows from the financial asset; or has assumed an obligation to pay those cash flows to an independent third-party; or the Bank has transferred substantially all the risks and rewards of ownership of that asset to an independent third-party. Management determines whether substantially all the risk and rewards of ownership have been transferred by quantitatively comparing the variability in cash flows before and after the transfer. If the variability in cash flows remains significantly similar subsequent to the transfer, the Bank has retained substantially all of the risks and rewards of ownership. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Where substantially all the risks and rewards of ownership of the financial asset are neither retained nor transferred, the Bank derecognizes the transferred asset only if it has lost control over that asset. Control over the asset is represented by the practical ability to sell the transferred asset. If the Bank retains control over the asset, it will continue to recognize the asset to the extent of its continuing involvement. At times such continuing involvement may be in the form of investment in senior or subordinated tranches of notes issued by <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-consolidated</div> structured entities. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">On derecognition of a financial asset, the difference between the carrying amount and the sum of (i)&#160;the consideration received (including any new asset obtained less any new liability assumed) and (ii)&#160;any cumulative gain or loss that had been recognized in other comprehensive income is recognized in the Consolidated Statement of&#160;Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Transfers of financial assets that do not qualify for derecognition are reported as secured financings in the Consolidated Statement of Financial Position. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The derecognition criteria are applied to the transfer of part of an asset, rather than the asset as a whole, only if such part comprises specifically identified cash flows from the asset, a fully proportionate share of the cash flows from the asset, or a fully proportionate share of specifically identified cash flows from the asset. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Derecognition of financial liabilities </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A financial liability is derecognized when the obligation under the liability is discharged, canceled or expires. If an existing financial liability is replaced by another from the same counterparty on substantially different terms, or the terms of the existing liability are substantially modified, such an exchange or modification is treated as a derecognition of the original liability and&#160;the recognition of a new liability at fair value. The difference in the respective carrying amount of the existing liability and the new liability is recognized as a gain/loss in the Consolidated Statement of Income. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold">Impairment </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Scope </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank applies a three-stage approach to measure allowance for credit losses, using an expected credit loss approach as required under IFRS 9, for the following categories of financial instruments that are not measured at fair value through profit or loss: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Debt securities classified as FVOCI; </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Off-balance</div> sheet loan commitments; and </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Financial guarantee contracts. </div></td></tr></table> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Expected credit loss impairment model </div></div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank&#8217;s allowance for credit losses calculations are outputs of models with a number of underlying assumptions regarding the choice of variable inputs and their interdependencies. The expected credit loss impairment model reflects the present value of all cash shortfalls related to default events either (i)&#160;over the following twelve months or (ii)&#160;over the expected life of a financial instrument depending on credit deterioration from inception. The allowance for credit losses reflects an unbiased, probability-weighted outcome which considers multiple scenarios based on reasonable and supportable forecasts. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">This impairment model measures credit loss allowances using a three-stage approach based on the extent of credit deterioration since origination: </div></div></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Stage 1 &#8211; Where there has not been a significant increase in credit risk (SIR) since initial recognition of a financial instrument, an amount equal to 12 months expected credit loss is recorded. The expected credit loss is computed using a probability of default (PD) occurring over the next 12 months. For those instruments with a remaining maturity of less than 12 months, a PD corresponding to remaining term to maturity is used. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Stage 2 &#8211; When a financial instrument experiences a SIR subsequent to origination but is not considered to be in default, it is included in Stage 2. This requires the computation of expected credit loss based on the PD over the remaining estimated life of the financial instrument. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Stage 3 &#8211; Financial instruments that are considered to be in default are included in this stage. Similar to Stage 2, the allowance for credit losses captures the lifetime expected credit losses. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Measurement of expected credit loss </div></div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The PD, exposure at default (EAD), and loss given default (LGD) inputs used to estimate expected credit losses are modelled based on macroeconomic variables that are closely related with credit losses in the relevant portfolio. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Details of these statistical parameters/inputs are as follows: </div></div></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">PD &#8211; The probability of default is an estimate of the likelihood of default over a given time horizon. A default may only happen at a certain time over the remaining estimated life if the facility has not been previously derecognized and is still in the portfolio. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">EAD &#8211; The exposure at default is an estimate of the exposure at a future default date, considering expected changes in the exposure after the reporting date, including repayments of principal and interest, whether scheduled by contract or otherwise, expected drawdowns on committed facilities, and accrued interest from missed payments. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width: 4%;"><div style="display:inline;">&#160;</div></td>
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;"><div style="display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">LGD &#8211; The loss given default is an estimate of the loss arising in the case where a default occurs at a given time. It is based on the difference between the contractual cash flows due and those that the lender would expect to receive, including from the realization of any collateral. It is usually expressed as a percentage of the EAD. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div><div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Forward-looking information </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The estimation of expected credit losses for each stage and the assessment of SIR consider information about past events and current conditions as well as reasonable and supportable forecasts of future events and economic conditions. The estimation and application of forward-looking information may require significant judgment. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Macroeconomic factors </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">In its models, the Bank relies on a broad range of forward-looking economic information as inputs, such as: GDP growth, unemployment rates, central bank interest rates, and house price indices. The inputs and models used for calculating expected credit losses may not always capture all characteristics of the market at the date of the financial statements. Qualitative adjustments or overlays may be made as temporary adjustments using expert credit judgment. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Multiple forward-looking scenarios </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank determines its allowance for credit losses using four probability-weighted forward-looking scenarios. The Bank considers both internal and external sources of information and data in order to achieve unbiased projections and forecasts. The scenarios are prepared using forecasts generated by Scotiabank Economics (SE). The forecasts are created using internal and external models which are modified by SE as necessary to formulate a &#8216;base case&#8217; view of the most probable future direction of relevant economic variables as well as a representative range of other possible forecast scenarios. The process involves the development of three additional economic scenarios and consideration of the relative probabilities of each outcome. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The &#8216;base case&#8217; represents the most likely outcome and is aligned with information used by the Bank for other purposes such as strategic planning and budgeting. The other scenarios represent more optimistic and more pessimistic outcomes. The Bank has identified and documented key drivers of credit risk and credit losses for each portfolio of financial instruments and, using an analysis of historical data, has estimated relationships between macroeconomic variables, credit risk, and credit losses. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Assessment of significant increase in credit risk </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">At each reporting date, the Bank assesses whether there has been a SIR for exposures since initial recognition by comparing the risk of default occurring over the remaining expected life from the reporting date and the date of initial recognition. The assessment considers borrower-specific quantitative and qualitative information without consideration of collateral, and the impact of forward-looking macroeconomic factors. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;">The common assessments for SIR on retail and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> portfolios include macroeconomic outlook, management judgment, and delinquency and monitoring. Forward-looking macroeconomic factors are a key component of the macroeconomic outlook. The importance and relevance of each specific macroeconomic factor depends on the type of product, characteristics of the financial instruments and the borrower and the geographical region. Quantitative models may not always be able to capture all reasonable and supportable information that may indicate a SIR. Qualitative factors may be assessed to supplement the gap. Examples of situations include changes in adjudication criteria for a particular group of borrowers, changes in portfolio composition, and natural disasters impacting certain portfolios. With regards to delinquency and monitoring, there is a rebuttable presumption that the credit risk of the financial instrument has increased since initial recognition when contractual payments are more than 30 days overdue. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Retail portfolio &#8211; For retail exposures, a SIR is assessed based on thresholds that exist by product which consider the change in PD. The thresholds used for PD migration are reviewed and assessed at least annually unless there is a significant change in credit risk management practices, in which case the review is brought forward. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-retail</div> portfolio &#8211; The Bank uses a risk rating scale (IG codes) for its <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> exposures. All <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> exposures have an IG code assigned that reflects the PD of the borrower. Both borrower specific and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-borrower</div> specific (i.e. macroeconomic) forward-looking information is considered and reflected in the IG rating. SIR is evaluated based on the migration of the exposures among IG codes. </div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Expected life </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">When measuring expected credit loss, the Bank considers the maximum contractual period over which the Bank is exposed to credit risk. All contractual terms are considered when determining the expected life, including prepayment, and extension and rollover options. For certain revolving credit facilities, such as credit cards, the expected life is estimated based on the period over which the Bank is exposed to credit risk and how the credit losses are mitigated by management actions. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Presentation of allowance for credit losses in the Statement of Financial Position </div></div></div></div><div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="width: 1%; vertical-align: top;"><div style="display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Financial assets measured at amortized cost: as a deduction from the gross carrying amount of the financial assets; </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width: 1%; vertical-align: top;"><div style="display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Debt instruments measured at fair value through other comprehensive income: no allowance is recognized in the Statement of Financial Position because the carrying value of these assets is their fair value. However, the allowance determined is presented in the accumulated other comprehensive income; </div></div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width: 4%;"><div style="display:inline;">&#160;</div></td>
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;"><div style="display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Off-balance</div> sheet credit risks include undrawn lending commitments, letters of credit and letters of guarantee: as a provision in other liabilities. </div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div><div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Modified financial assets </div></div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">If the terms of a financial asset are modified or an existing financial asset is replaced with a new one, an assessment is made to determine if the existing financial asset should be derecognized. Where a modification does not result in derecognition, the date of origination continues to be used to determine SIR. Where a modification results in derecognition, the new financial asset is recognized at its fair value on the modification date. The modification date is also the date of origination for this new asset. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank may modify the contractual terms of loans for either commercial or credit reasons. The terms of a loan in good standing may be modified for commercial reasons to provide competitive pricing to borrowers. Loans are also modified for credit reasons where the contractual terms are modified to grant a concession to a borrower that may be experiencing financial difficulty. </div></div></div><div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">For all financial assets, modifications of the contractual terms may result in derecognition of the original asset when the changes to the terms of the loans are considered substantial. These terms include interest rate, authorized amount or term. The original loan is derecognized, and the new loan is recognized at its fair value. The difference between the carrying value of the derecognized asset and the fair value of the new asset is recognized in the Consolidated Statement of Income. </div></div></div><div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div><div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div> <div style="margin-top: 1em; margin-bottom: 1em"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For all loans, performing and credit-impaired, where the modification of terms did not result in the derecognition of the loan, the gross carrying amount of the modified loan is recalculated based on the present value of the modified cash flows discounted at the original effective interest rate<div style="display:inline;">,</div> and any gain or loss from the modification is recorded in the provision for credit losses line in the Consolidated Statement of Income. </div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Definition of default </div></div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank considers a financial instrument to be in default when one or more loss events occur after the date of initial recognition of the instrument, and the loss event has a negative impact on the estimated future cash flows of the instrument that can be reliably estimated. This includes events that indicate: </div></div></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
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<td style="width: 4%;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">significant financial difficulty of the borrower; </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
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<td style="width: 4%;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">default or delinquency in interest or principal payments; </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">high probability of the borrower entering a phase of bankruptcy or a financial reorganization; </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
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<td style="width: 4%;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8226;</div></td>
<td style="width: 1%; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">measurable decrease in the estimated future cash flows from the loan or the underlying assets that back the loan. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank considers that default has occurred and classifies the financial asset as impaired when it is more than 90 days past due, except for credit card receivables that are treated as defaulted when 180 days past due, unless reasonable and supportable information demonstrates that a more lagging default criterion is appropriate. </div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Write-off</div> policy </div></div></div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;">The Bank writes off an impaired financial asset (and the related impairment allowance), either partially or in full, when there is no realistic prospect of recovery. Where financial assets are secured, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">write-off</div> is generally after receipt of any proceeds from the realization of security. In circumstances where the net realizable value of any collateral has been determined and there is no reasonable expectation of further recovery, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">write-off</div> may be earlier. Credit card receivables 180 days past due are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">written-off.</div> In subsequent periods, any recoveries of amounts previously written off are credited to the provision for credit losses in the Consolidated Statement of Income. </div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Purchased loans </div></div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">All purchased loans are initially measured at fair value on the date of acquisition. As a result, no allowance for credit losses would be recorded in the Consolidated Statement of Financial Position on the date of acquisition. Purchased loans may fit into either of the two categories: Performing loans or Purchased Credit-Impaired (PCI) loans. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Purchased performing loans follow the same accounting as originated performing loans and are reflected in Stage 1 on the date of the acquisition. They will be subject to a 12 month allowance for credit losses<div style="letter-spacing: 0px; top: 0px;display:inline;">,</div> which is recorded as a provision for credit losses in the Consolidated Statement of Income. The fair value adjustment set up for these loans on the date of acquisition is amortized into interest income over the life of these loans. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">PCI loans are reflected in Stage 3 and are always subject to lifetime allowance for credit losses. Any changes in the expected cash flows since the date of acquisition are recorded as a charge/recovery in the provision for credit losses in the Consolidated Statement of Income at the end of all reporting periods subsequent to the date of acquisition. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Offsetting of financial instruments </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Financial assets and financial liabilities with the same counterparty are offset, with the net amount reported in the Consolidated Statement of Financial Position, only if there is a legally enforceable right to offset the recognized amounts and there is an intention to settle on a net basis, or to realize the assets and settle the liabilities simultaneously. When financial assets and financial liabilities are offset in the Consolidated Statement of Financial Position, the related income and expense items will also be offset in the Consolidated Statement of Income, unless specifically prohibited by an applicable accounting standard. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash and deposits with financial institutions </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Cash and deposits with financial institutions comprise cash, cash equivalents, demand deposits with banks and other financial institutions, and highly liquid investments that are readily convertible to cash, subject to an insignificant risk of changes in value. These investments are those with less than three months maturity from the date of acquisition. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Precious metals </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Precious metals are carried at fair value less costs to sell, and any changes in value are credited or charged to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income&#160;&#8211; trading revenues in the Consolidated Statement of Income. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Securities purchased and sold under resale agreements </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Securities purchased under resale agreements (reverse repurchase agreements) require the purchase of securities by the Bank from a counterparty with an agreement entered to resell the securities at a fixed price at a future date. Since the Bank is reselling the securities at a fixed price at a future date, the risks and rewards have not been transferred to the Bank. The Bank has the right to liquidate the securities purchased in the event of counterparty default. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Whereas securities sold under agreements to repurchase (repurchase agreements) require the sale of securities by the Bank to a counterparty with an agreement entered simultaneously to purchase the securities back at a fixed price at a future date. Since the Bank is purchasing the securities back at a fixed price at a future date, the risks and rewards have not been transferred from the Bank. The counterparty has the right to use the collateral pledged by the Bank in the event of default. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">These agreements are treated as collateralized financing arrangements and are initially recognized at amortized cost. The party disbursing the cash takes possession of the securities serving as collateral for the financing and having a market value equal to, or more than, the principal amount loaned. The securities received under reverse repurchase agreements and securities delivered under repurchase agreements are not recognized on, or derecognized from, the Consolidated Statement of Financial Position, unless the risks and rewards of ownership are obtained or relinquished. The related interest income and interest expense are recorded on an accrual basis using the effective interest rate in the Consolidated Statement of Income. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div>  <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold short </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Obligations related to securities sold short arise in dealing and market-making activities where debt securities and equity shares are sold without possessing such securities. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Similarly, if securities purchased under an agreement to resell are subsequently sold to third parties, the obligation to return the securities is recorded as a short sale within obligations related to securities sold short in the Consolidated Statement of Financial Position. These trading liabilities are measured at fair value with any gains or losses included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income&#160;&#8211; trading revenues in the Consolidated Statement of Income. Interest expense accruing on debt securities sold short is recorded in the Consolidated Statement of Income. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Securities lending and borrowing </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Securities lending and borrowing transactions are usually collateralized by securities or cash. The transfer of the securities to counterparties is only reflected on the Consolidated Statement of Financial Position if the risks and rewards of ownership are also transferred. For cash collateral advanced or received, the Bank presents these transactions as securities sold under a repurchase agreement or securities purchased under a reverse repurchase agreement, respectively. Interest income on cash collateral paid and interest expense on cash collateral received together with securities lending income and securities borrowing fee are reported in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Securities borrowed are not recognized on the Consolidated Statement of Financial Position unless they are then sold to third parties, in which case the obligation to return the securities is recorded as a trading liability and measured at fair value with any gains or losses included <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">in&#160;non-interest</div> income &#8211; trading revenues, in the Consolidated Statement of Income. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Derivative instruments </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Derivative instruments are contracts whose value is derived from interest rates, foreign exchange rates, commodity prices, equity prices or other financial variables. Most derivative instruments can be characterized as interest rate contracts, foreign exchange and gold contracts, commodity contracts, equity contracts or credit contracts. Derivative instruments are either exchange-traded contracts or negotiated <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">over-the-counter</div></div> contracts. Negotiated <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">over-the-counter</div></div> contracts include swaps, forwards and options. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank enters into these derivative contracts for trading purposes, as&#160;well as to manage its risk exposures (i.e., to manage the Bank&#8217;s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> interest rate, foreign currency and other risk exposures). Trading activities are undertaken to meet the needs of the Bank&#8217;s customers, as well as for the Bank&#8217;s own account. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Derivatives embedded in other financial liabilities or host contracts are treated as separate stand-alone derivatives when the following conditions are met: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">their economic characteristics and risks are not closely related to those of the host contract; </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">a separate instrument with the same terms as the embedded derivative would meet the definition of a derivative; and </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">the combined contract is not held for trading or designated at fair value through profit or loss. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Where an embedded derivative is separable from the host contract but the fair value, as at the acquisition or reporting date, cannot be reliably measured separately, the entire combined contract is measured at fair value. All embedded derivatives are presented on the Consolidated Statement of Financial Position on a combined basis with the host contracts. Changes in fair value of embedded derivatives that are separated from the host contract are recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">All derivatives, including embedded derivatives that must be separately accounted for, are recorded at fair value in the Consolidated Statement of Financial Position. The determination of the fair value of derivatives includes consideration of credit risk, estimated funding costs and ongoing direct costs over the life of the instruments. Inception gains or losses on derivatives are only recognized where the valuation is dependent on observable market data; otherwise, they are deferred and amortized over the life of the related contract, or until the valuation inputs become observable. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The gains and losses resulting from changes in fair values of trading derivatives are included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income&#160;&#8211; trading revenues in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Changes in the fair value of derivatives that do not qualify for hedge accounting are recorded in the Consolidated Statement of Income in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income&#160;&#8211; other. Where derivative instruments are used to manage the volatility of share-based payment expense, these derivatives are carried at fair value with changes in the fair value in relation to units hedged included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses &#8211; salaries and employee benefits in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Changes in the fair value of derivatives that qualify for hedge accounting are recorded as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other in the Consolidated Statement of Income for fair value hedges and other comprehensive income in the Consolidated Statement of Comprehensive Income for cash flow hedges and net investment hedges. </div> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForHedgingExplanatory', window );">Hedge accounting</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedge accounting </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank has elected to continue to apply the hedge accounting requirements of IAS 39. Also, the Bank has implemented the additional hedge accounting disclosures that are required by the IFRS 9 related amendments to IFRS 7 <div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Financial Instruments: Disclosures</div></div>. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank formally documents all hedging relationships and its risk management objective and strategy for undertaking these hedge transactions at inception. The hedge documentation includes identification of the asset, liability, firm commitment or highly probable forecasted transaction being hedged, the nature of the risk being hedged, the hedging instrument used, and the method used to assess the effectiveness of the hedge. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank also formally assesses, both at each hedge&#8217;s inception and on an ongoing basis, whether the hedging instruments are highly effective in offsetting changes in fair value or cash flows of the hedged items within an <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">80-125%</div> range. This assessment incorporates a comparison of critical terms of the hedged and hedging item, and regression analysis, in order to determine (i)&#160;whether the hedge relationship is expected to be highly effective going forward (i.e. prospective effectiveness assessment) and (ii)&#160;whether the hedge was actually highly effective for the designated period (i.e. retrospective effectiveness assessment). </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Hedge ineffectiveness is measured and recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">There are three types of hedges: (i)&#160;fair value hedges, (ii)&#160;cash flow hedges and (iii)&#160;net investment hedges. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div>  <div style="margin-top: 1em; margin-bottom: 1em"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Fair value hedges </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For fair value hedges, the change in fair value of the hedging instrument is offset in the Consolidated Statement of Income by the change in fair value of the hedged item attributable to the hedged risk. For hedges that are discontinued, the hedged item is no longer adjusted for changes in fair value. The cumulative fair value adjustment of the hedged item is amortized to interest income over its remaining term to maturity or written off to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income directly if the hedged item ceases to exist. The Bank uses fair value hedges primarily to convert fixed rate financial instruments to floating rate financial instruments. Hedged items include debt securities, loans, deposit liabilities and subordinated debentures. Hedging instruments include single-currency interest rate swaps and cross-currency interest rate swaps. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Cash flow hedges </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For cash flow hedges, the change in fair value of the hedging instrument, to the extent effective, is recorded in other comprehensive income until the corresponding gains and losses on the hedged item are recognized in income. For hedges that are discontinued, the cumulative unrealized gain or loss recognized in other comprehensive income is reclassified to interest income and/or salaries and employee benefits as the variability in the cash flows of hedged item affects income. However, if the hedged item is derecognized or the forecasted transaction is no longer expected to occur, the unrealized gain or loss is reclassified immediately to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income and/or salaries and employee benefits. The Bank uses cash flow hedges primarily to hedge the variability in cash flows relating to floating rate financial instruments and highly probable forecasted revenues and expenses. Hedged items include debt securities, loans, deposit liabilities, subordinated debentures and highly probable forecasted transactions. Hedging instruments include single-currency interest rate swaps, cross-currency interest rate swaps, total return swaps, foreign currency forwards and foreign currency assets or liabilities. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Net investment hedges </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For net investment hedges, the change in fair value of the hedging instrument, to the extent effective, is recorded in other comprehensive income until the corresponding cumulative translation adjustments on the hedged net investment are recognized in income. The Bank designates foreign currency liabilities and foreign currency forwards as hedging instruments to manage the foreign currency exposure and impact on capital ratios arising from foreign operations. </div> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory', window );">Property and equipment</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Property and equipment </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Land is carried at cost. Buildings (including building fittings), equipment, and leasehold improvements are carried at cost less accumulated depreciation and accumulated impairment losses, if any. Cost includes expenditures that are directly attributable to the acquisition of the asset. Depreciation is calculated using the straight-line method over the estimated useful life of the related asset less any residual value as follows: buildings &#8211; up to 40&#160;years; building fittings &#8211; up to 15&#160;years; equipment &#8211; 3&#160;to 10&#160;years; and leasehold improvements &#8211; lease term determined by the Bank. Depreciation expense is included in the Consolidated Statement of Income under <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses &#8211; depreciation and amortization. Depreciation methods, useful lives and residual values are reassessed at each financial <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">year-end</div> and adjusted as appropriate. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">When major components of buildings and equipment have different useful lives, they are accounted for separately and depreciated over each component&#8217;s estimated useful life. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Net gains and losses on disposal are included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other in the Consolidated Statement of Income in the year of disposal. </div> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory', window );">Assets held-for-sale</a></td>
<td class="text"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets held for sale </div></div></div> <div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"></div></div> </div><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-current</div> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets (and disposal groups) are classified as&#160;held for sale if their carrying amount will be recovered principally through a sale transaction rather than through continuing use. These assets meet the criteria for classification as held for sale if they are available for immediate sale in their present condition and their sale is considered highly probable to occur within one year. </div></div> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-current</div> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets classified as held for sale are measured at the lower of their carrying amount and fair value less costs to sell and are presented within other assets in the Consolidated Statement of Financial Position. Any subsequent write-down to fair value less costs to sell is recognized in the Consolidated Statement of Income, in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expense. Any subsequent increase in the fair value less costs to sell, to the extent this does not exceed the cumulative write-down, is also recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income or <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expense, together with any realized gains or losses on disposal. </div></div> <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"></div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-financial</div> assets acquired in exchange for loans as part of an orderly realization are recorded as assets held for sale or assets held for use. If the acquired asset does not meet the requirement to be considered held for sale, the asset is considered held for use, measured initially at cost which equals the carrying value of the loan and accounted for in the same manner as a&#160;similar asset acquired in the normal course of business. </div></div> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory', window );">Business combinations and goodwill</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Business combinations and goodwill </div></div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;">The Bank follows the acquisition method of accounting for the acquisition of a business. The Bank considers the date on which control is obtained, and it legally transfers the consideration for the acquired assets and assumed liabilities of the subsidiary, to be the date of acquisition. The cost of an acquisition is measured at the fair value of the consideration paid. The fair value of the consideration transferred by the Bank in a business combination is calculated as the sum of the acquisition date fair value of the assets transferred by the Bank, the liabilities incurred by the Bank to former owners of the acquiree, and the equity interests, including any options, issued by the Bank. The Bank recognizes the acquisition date fair values of any previously held investment in the subsidiary and contingent consideration as part of the consideration transferred in exchange for the acquisition. A gain or loss on any previously held investments of an acquiree is recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other in the Consolidated Statement of Income. </div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In general, all identifiable assets acquired (including intangible assets) and liabilities assumed (including any contingent liabilities) are measured at the acquisition date fair value. The Bank records identifiable intangible assets irrespective of whether the assets have been recognized by the acquiree before the business combination. <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-controlling</div> interests, if any, are recognized at their proportionate share of the fair value of identifiable assets and liabilities, unless otherwise indicated. Where the Bank has an obligation to purchase a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest for cash or another financial asset, a financial liability is recognized based on management&#8217;s best estimate of the present value of the redemption amount. Where the Bank has a corresponding option to settle the purchase of a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest by issuing its own common shares, no financial liability is recorded. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Any excess of the cost of acquisition over the Bank&#8217;s share of the net fair value of the identifiable assets acquired and liabilities assumed is recorded as goodwill. If the cost of acquisition is less than the fair value of the Bank&#8217;s share of the identifiable assets acquired and liabilities assumed, the resulting gain is recognized immediately in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; other in the Consolidated Statement of Income. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div></div>  <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">During the measurement period (which is within one year from the acquisition date), the Bank may, on a retrospective basis, adjust the amounts recognized at the acquisition date to reflect new information obtained about facts and circumstances that existed as of the acquisition date. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank accounts for acquisition-related costs as expenses in the periods in which the costs are incurred and the services are received. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Subsequent to acquisition, the Bank accounts for the following assets and liabilities recognized in a business combination as described below: </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Contingent liabilities, until resolved, are measured at the higher of the amount that would be recognized as a provision or the amount initially recognized, with any change recognized in the Consolidated Statement of Income. </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Indemnification assets are measured on the same basis as the item to which the indemnification relates. </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Contingent consideration classified as a liability is measured at fair value, with any change recognized in the Consolidated Statement of&#160;Income. </div> </td> </tr> </table>
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<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;">Liabilities to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest holders when remeasured at the&#160;end of each reporting period, a corresponding change is recorded in equity. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">After initial recognition of goodwill in a business combination, goodwill in aggregate is measured at cost less any accumulated impairment losses. Goodwill is not amortized but tested for impairment annually and when circumstances indicate that the carrying value may be impaired. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Goodwill is reviewed at each reporting date to determine whether there is any indication of impairment. For the purpose of impairment testing, goodwill acquired in a business combination is, on the acquisition date, allocated to each of the Bank&#8217;s group of cash-generating units (CGUs) that is expected to benefit from the combination. CGUs to which goodwill has been allocated are aggregated so that the level at which impairment is tested reflects the lowest level at which goodwill is monitored for internal management purposes. </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The Bank determines the carrying value of the CGU using a regulatory capital approach based on credit, market, operational risks and leverage, consistent with the Bank&#8217;s capital attribution for business line performance measurement. Corporate capital that is not directly attributable is allocated to each CGU on a proportional basis, based on the relative attributed capital prior to the corporate capital allocation. The recoverable amount is the greater of fair value less costs of disposal (FVLCD) and value in use (VIU). If either FVLCD or VIU exceeds the carrying amount, there is no need to determine the other. An impairment loss is recognized if the carrying amount of the CGU exceeds the recoverable amount. An impairment loss on goodwill is not reversed. </div></div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">FVLCD is the price that would be received from the sale of a CGU in an orderly transaction between market participants, less cost of disposal, at the measurement date. In determining FVLCD, an appropriate valuation model is used which considers various factors, including normalized net income, control premiums and price earnings multiples. These calculations are corroborated by valuation multiples and quoted share prices for publicly traded subsidiaries or other available fair value indicators. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">VIU is the present value of the future cash flows expected to be derived from a CGU. The determination of VIU involves judgment in estimating cash flow projections, discount rate and terminal growth rate. The future cash flows are based on management approved budgets and plans which factor in market trends, macroeconomic conditions, forecasted earnings and business strategy for the CGU. The discount rate is based on the cost of capital while the terminal growth rate is based on the long-term growth expectations in the relevant countries. </div> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory', window );">Intangible assets</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Intangible assets </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Intangible assets represent identifiable <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-monetary</div> assets and are acquired either separately, through a business combination, or generated internally. The Bank&#8217;s intangible assets are mainly comprised of computer software, customer relationships, contract intangibles, core deposit intangibles and fund management contracts. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The cost of a separately acquired intangible asset includes its purchase price and directly attributable costs of preparing the asset for its intended use. Intangibles acquired as part of a business combination are initially recognized at fair value. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">In respect of internally generated intangible assets, initial measurement includes all directly attributable costs necessary to create, produce and prepare the asset to be capable of operating in the manner intended by management. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">After initial recognition, an intangible asset is carried at its cost less any accumulated amortization and accumulated impairment losses. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Intangible assets that have finite useful lives are initially measured at cost and amortized on a straight-line basis over their useful lives as follows: computer software &#8211; up to 10 years; and other intangible assets&#160;&#8211; 5 to 20 years. Amortization expense is included in the Consolidated Statement of Income under operating expenses &#8211; depreciation and amortization. As intangible assets are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets, the impairment model for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets is applied. Intangible assets with indefinite useful lives are not amortized but are tested for impairment annually and when circumstances indicate that the carrying value may be impaired. Intangible assets with finite useful lives are only tested for impairment when events or circumstances indicate that the carrying value may be impaired. </div> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory', window );">Impairment of non-financial assets</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impairment of <div style="white-space:nowrap;display:inline;">non-financial</div> assets </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The carrying amount of the Bank&#8217;s <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets, other than goodwill, indefinite life intangible assets and deferred tax assets, which are separately addressed, is reviewed at each reporting date to determine whether there is any indication of impairment. For the purpose of impairment testing, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets that cannot be tested individually are grouped together into the smallest group of assets that generate cash inflows from continuing use that are largely independent from the cash inflows of other assets or groups of assets. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">If any indication of impairment exists, the asset&#8217;s recoverable amount is estimated. The recoverable amount of an asset or CGU is the greater of its value in use and its fair value less costs of disposal. The Bank&#8217;s corporate assets do not generate separate cash inflows. If there is an indication that a corporate asset may be impaired, then the recoverable amount is determined for the CGU to which the corporate asset belongs. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">An impairment loss is recognized if the carrying amount of an asset or a CGU exceeds its recoverable amount. Impairment losses of continuing operations are recognized in the Consolidated Statement of Income in those expense categories consistent with the nature of the impaired asset. Impairment losses recognized in prior periods are reassessed at each reporting date for any indication that the loss had decreased or no longer exists. An impairment loss is reversed if there has been a change in the estimates used to determine the recoverable amount. An impairment loss is reversed only to the extent that the asset&#8217;s carrying amount does not exceed the carrying amount that would have been determined, net of depreciation or amortization, if no impairment loss had been recognized. Such reversal is recognized in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Significant judgment is applied in determining the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> asset&#8217;s recoverable amount and assessing whether certain events or circumstances constitute objective evidence of impairment. </div> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForIncomeTaxExplanatory', window );">Corporate income taxes</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Corporate income taxes </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank follows the balance sheet liability method for corporate income taxes. Under this method, deferred tax assets and liabilities represent the cumulative amount of tax applicable to temporary differences, which are the differences between the carrying amount of the assets and liabilities, and their values for tax purposes. Deferred tax assets are recognized only to the extent it is probable that sufficient taxable profits will be available against which the benefit of these deferred tax assets can be utilized. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Deferred tax assets and liabilities are measured using enacted or substantively enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Deferred and current tax assets and liabilities are only offset when they arise in the same tax reporting group and where the Bank has both the legal right and the intention to settle on a net basis or to realize the asset and settle the liability simultaneously. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank maintains provisions for uncertain tax positions that it believes appropriately reflect the risk of tax positions under discussion, audit, dispute or appeal with tax authorities, or which are otherwise considered to involve uncertainty. These provisions are made using the Bank&#8217;s best estimate of the amount expected to be paid based on an assessment of all relevant factors, which are reviewed at the end of each reporting period. It is possible that additional liability and income tax expense could arise in the future, depending on the acceptance of the Bank&#8217;s tax positions by the relevant tax authorities in the jurisdictions in which the Bank operates. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Income tax is recognized in the Consolidated Statement of Income, except where it relates to items recognized in other comprehensive income or directly in equity, in which case income tax is recognized in the same line as the related item. </div> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForLeasesExplanatory', window );">Leases</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Leases </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">At inception of a contract, the Bank assesses whether a contract is, or contains, a lease. A contract is a lease if the contract conveys the right to control the use of an identified asset for a period of time in exchange for consideration. When the Bank is a lessee, it recognizes a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">right-of-use</div></div> (ROU) asset and a lease liability, except for short-term leases for assets that have a lease term of 12 months or less and leases of low value items. For short-term leases and low value items, the Bank recognizes the lease payment associated with these leases as an expense on a straight-line basis over the lease term. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Asset </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A ROU is an asset that represents a lessee&#8217;s right to use an underlying asset for the lease term. The ROU asset is initially measured at cost, which is based on the initial amount of the lease liability, any direct costs incurred, any lease payments made at or before the commencement date net of lease incentives received and estimated decommissioning costs. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The ROU asset is subsequently measured at cost less accumulated depreciation and accumulated impairment losses, if any. The ROU asset is depreciated using the straight-line method from the commencement date to the earlier of the end of the useful life of the ROU asset or the end of the lease term. The depreciation is recorded in Depreciation and amortization in the Consolidated Statement of Income. In addition, the ROU asset is adjusted for certain remeasurements of the lease liability. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Liability </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">At commencement date, the Bank initially measures the lease liability at the present value of the future lease payments, discounted using the Bank&#8217;s incremental borrowing rate that takes into account the Bank&#8217;s credit risk and economic environment in which the lease is entered. The lease liability is subsequently measured at amortized cost using the effective interest method. It is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-measured</div> if the Bank changes its assessment of whether it will exercise a purchase, extension or termination option. Interest expense is recorded in Interest expense &#8211; other in the Consolidated Statement of Income. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">When the lease liability is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">re-measured</div> in this way, a corresponding adjustment is made to the carrying amount of the ROU asset or is recorded in profit or loss if the carrying amount of the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">right-of-use</div></div> asset has been reduced to zero. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Presentation </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank presents ROU assets in Property and equipment and lease liabilities in Other liabilities in the Consolidated Statement of Financial Position. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Determining lease term </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s expectation of exercising the option to renew a lease is determined by assessing if the Bank is &#8220;reasonably certain&#8221; to exercise that option. The Bank will be reasonably certain to exercise an option when factors create a significant economic incentive to do so. This assessment considers the following criteria: key locations for its branch network, locations on which the Bank has spent significant capital on renovation work, contribution to profit, value of locations based on current economic environment and the remaining term of existing leases. </div> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForProvisionsExplanatory', window );">Provisions</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provisions </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A provision, including for restructuring, is recognized if, as a result of a past event, the Bank has a present legal or constructive obligation that can be estimated reliably, and it is probable that an outflow of economic benefits will be required to settle the obligation. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The amount recognized as a provision is the Bank&#8217;s best estimate of the consideration required to settle the present obligation, taking into account the risks and uncertainties surrounding the obligation. If the effect of the time value of money is considered material, provisions are determined by discounting the expected future cash flows at a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-tax</div> rate that reflects current market assessments of the time value of money and, where appropriate, the risks specific to the liability. The increase in the provision due to the passage of time is recorded as interest expense &#8211; other in the Consolidated Statement of Income. </div> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForInsuranceContracts', window );">Insurance contracts</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Insurance contracts </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank identifies its insurance contracts under which it accepts significant insurance risk from another party (the policyholder) by agreeing to compensate the policyholder if a specified uncertain future event (the insured event) adversely affects the policyholder. For short duration contracts, the Bank applies the premium allocation approach which requires that the expected premium be recognized into income over the coverage period and a liability for remaining coverage be established to the extent that cash inflows are received earlier than the recognition of premiums into insurance revenue. A liability for incurred claims is established based on expected claims and expenses, with a risk adjustment for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> risk, required to settle past insured events. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div>  <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For long duration contracts, the Bank recognizes probability-weighted discounted fulfilment cashflows and a risk adjustment for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> risk for groups of contracts. To the extent that those groups of contracts are expected to be profitable, a contractual service margin liability is recognized on the Consolidated Statement of Financial Position which represents unearned profits that will be recognized in the Consolidated Statement of Income in the future over the life of the contract. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Insurance revenue is earned over the period the Bank provides insurance coverage and as risk is released. For all insurance contracts, losses on onerous contracts are recognized in income immediately. </div> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory', window );">Guarantees</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Guarantees </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A guarantee is a contract that contingently requires the Bank to make specified payments to reimburse the holder for a loss it incurs because a specified debtor failed to make payment when due in accordance with the original or modified terms of a debt instrument. Guarantees include standby letters of credit, letters of guarantee, indemnifications, credit enhancements and other similar contracts. Guarantees that qualify as a derivative are accounted for in accordance with the policy for derivative instruments. For guarantees that do not qualify as a derivative, a liability is recorded for the fair value of the obligation assumed at inception. The fair value of the obligation at inception is generally based on the discounted cash flow of the premium to be received for the guarantee, resulting in a corresponding asset. Subsequent to initial recognition, such guarantees are measured at the higher of the initial amount, less amortization to recognize any fee income earned over the period, and the best estimate of the amount required to settle any financial obligation arising as a result of the guarantee. Any increase in the liability is reported in the Consolidated Statement of Income. </div> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory', window );">Employee benefits</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Employee benefits </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank provides pension and other benefit plans for eligible employees globally. Pension benefits are offered in the form of defined benefit pension plans (generally based on an employee&#8217;s length of service and earnings) and defined contribution pension plans (where the Bank&#8217;s contribution is fixed and there is no legal or constructive obligation to pay further amounts). Other benefits provided include post-retirement health care, dental care and life insurance, along with other long-term employee benefits, such as long-term disability benefits. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Defined benefit pension plans and other post-retirement benefit plans </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The cost of these employee benefits is actuarially determined each year using the projected unit credit method. The calculation uses management&#8217;s best estimate of a number of assumptions, including the discount rate, future compensation, health care costs, mortality, as well as the retirement age of employees. The most significant assumption is the discount rate used to determine the defined benefit obligation, which is set by reference to the yields on high quality corporate bonds that have durations that match the terms of the Bank&#8217;s obligations. Separate discount rates are used to determine the annual benefit expense in Canada and the U.S. These rates are determined with reference to the yields on high quality corporate bonds with durations that match the various components of the annual benefit expense. The discount rate used to determine the annual benefit expense for all other plans is the same as the rate used to determine the defined benefit obligation. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s net asset or liability in respect of employee benefit plans is calculated separately for each plan as the difference between the present value of future benefits earned in respect of service for prior periods and the fair value of plan assets. The net asset or liability is included in other assets and other liabilities, as appropriate, in the Consolidated Statement of Financial Position. When the net amount in the Consolidated Statement of Financial Position is an asset, the recognized asset is limited to the present value of any economic benefits available in the form of refunds from the plan or reductions in future contributions to the plan. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The current service cost, net interest expense (income), past service cost (credit), settlement gain (loss) and administrative expense are recognized in net income. Net interest expense (income) is calculated by applying the discount rate to the net defined benefit asset or liability. When the benefits of a plan are improved (reduced), a past service cost (credit) is recognized immediately in net income. </div> <div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Remeasurements comprising of actuarial gains and losses, the effect of the asset ceiling and the return on plan assets in excess of or less than the interest income on the fair value of assets are recognized immediately in the Consolidated Statement of Financial Position, with a charge or credit to the Statement of Other Comprehensive Income (OCI) in the period in which they occur. Amounts recorded in OCI are not recycled to the Consolidated Statement of Income. </div></div></div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Other long-term employee benefits </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Other long-term employee benefits are accounted for similarly to defined benefit pension plans and other post-retirement benefit plans described above, except that remeasurements are recognized in the Consolidated Statement of Income in the period in which they arise. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Defined contribution plans </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The costs of such plans are equal to contributions payable by the Bank to employees&#8217; accounts for service rendered during the period and expensed. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Short-term employee benefits </div></div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Short-term employee benefits are expensed as the related service is provided and a liability is measured on an undiscounted basis net of payments made. </div> <span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfAccountingPolicyForRecognitionOfIncomeAndExpensesExplanatory', window );">Recognition of income and expenses</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest and similar income and expenses </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For all <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-trading</div> interest-bearing financial instruments, interest income or expense is recorded in net interest income using the effective interest rate. This is the rate that exactly discounts estimated future cash payments or receipts through the expected life of the financial instrument or a shorter period, where appropriate, to the gross carrying amount of the financial asset or financial liability. The calculation takes into account all the contractual terms of the financial instrument (for example, prepayment options) and includes any fees or incremental costs that are directly attributable to the instrument and are an integral part of the effective interest rate, but not future credit losses. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For trading financial instruments, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">mark-to-market</div></div> changes including related interest income or expense are recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; trading revenues. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The carrying amount of interest-bearing financial instruments, measured at amortized cost or classified as FVOCI, is adjusted if the Bank revises its estimates of payments or receipts. The adjusted carrying amount is calculated based on the original effective interest rate and the change in carrying amount is recorded as <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income in the Consolidated Statement of Income. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div>  <div style="margin-top: 1em; margin-bottom: 1em"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Once the carrying value of a financial asset or a group of similar financial assets has been reduced due to an impairment loss, interest income continues to be recognized based on net effective interest rate inherent in the investment. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Loan origination costs are deferred and amortized into interest income using the effective interest method over the expected term of the loan. Loan fees are recognized in interest income over the appropriate lending or commitment period. Mortgage prepayment fees are recognized in interest income when received, unless they relate to a minor modification to the terms of the mortgage, in which case the fees are deferred and amortized using the effective interest method over the remaining period of the original mortgage. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Loan syndication fees are deferred and amortized in interest income over the term of the loan where the yield the Bank retains is less than that of the comparable lenders in the syndicate. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Loan commitment fees for loans that are likely to be drawn down and other credit related fees are deferred (together with any incremental costs) and recognized as part of the interest income on the loan. When it is unlikely that a loan will be drawn down, the loan commitment fees are recognized in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fee and commission revenues </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Revenue is recognized once the Bank&#8217;s customer has obtained control of the service. The transfer of control occurs when the Bank&#8217;s customer has the ability to direct the use of and obtain the benefits of the banking services and the contractual performance obligation to the customer has been satisfied. The Bank records revenue gross of expenses where it is the principal in performing a service to the customer and net of expenses where the Bank is an agent for these services. The assessment of principal or agent requires judgement on the basis of whether the Bank controls the services before they are transferred to the customer. From time to time, the Bank may receive variable consideration such as performance fees. These fees are only recognized when it is highly probable that the Bank will not need to reverse a significant amount of revenue. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Card revenues include interchange fees, annual fees and other card related fees. Interchange fees are calculated as a percentage of the transaction and are recognized on the transaction date. Annual fees are recognized in income over 12 months. Other card fees are transaction-based and are recognized on the transaction date. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank operates various loyalty points programs, which allow customers to accumulate points when using the Bank&#8217;s products and services. Loyalty point liabilities are subject to periodic remeasurement to reflect the expected cost of redemption. Where the customer has the option to redeem points for statement credits, the cost of the loyalty program is presented net of card fees. Where points can only be redeemed for goods or services, interchange revenue allocated to the loyalty rewards is recognized when the rewards are redeemed. Reward costs are recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Banking services fees consist of fees earned on personal, business and government deposit activities. Personal deposit-related fees consist of account maintenance and various transaction-based services. Business and government deposit-related fees consist of commercial deposit and treasury management services and other cash management services. These fees are recognized on the transaction date or over time as services are provided to the customer. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Credit fees include fees earned for providing letters of credit and guarantee, loan commitments, bankers&#8217; acceptances, and for arranging loan syndications. These fees are recognized on the transaction date or over time as services are provided based on contractual agreements with the customer. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Mutual funds fees include management and administration fees which are earned in the Bank&#8217;s wealth management business. These fees are calculated as a percentage of the fund&#8217;s net asset value and recognized as the service is provided. From time to time, the Bank may also recognize performance fees from some funds. These fees are only recognized to the extent that it is highly probable that a significant reversal of revenue will not occur. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Brokerage fees relate to fees earned for providing full-service and discount brokerage services to clients. These fees are contractually agreed and can be asset-based or linked to individual transactions. Such fees are recognized as the service is provided to clients or on the trade date. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Investment management and trust fees include administration, trust services and other investment services provided to clients. These fees are contractually agreed upon and can be linked to portfolio values or individual transactions. Such fees are recognized as the service is provided to clients to the extent that it is highly probable that a significant reversal of revenue will not occur. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Underwriting and other advisory fees relate to fees earned for services provided to clients in relation to the placement of debt and equities. Such fees also include services to clients for mergers, acquisitions, financial restructurings and other corporate finance activities. These fees are recognized when the service has been performed and/or contractual milestones are completed. Performance and completion fees are variable consideration and generally contingent on the successful completion of a transaction. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Other fees and commissions include commissions earned on the sale of third party insurance products to the Bank&#8217;s customers. Such fees and commissions are recognized when the performance obligation is completed. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fee and commission expenses </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Fee and commission expenses relate to transaction and service fees which are expensed as the services are received. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Dividend income </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Dividend income on equity securities is recognized when the Bank&#8217;s right to receive payment is established, which is on the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">ex-dividend</div> date for listed equity securities. </div> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Share-based payments </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Share-based payments awarded to employees are recognized as compensation expense in the Consolidated Statement of Income over the vesting period based on the number of awards expected to vest, including the impact of expected forfeitures. For awards that are delivered in tranches, each tranche is considered a separate award and accounted for separately. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Plain vanilla options and other awards that must be settled for shares are classified as equity awards. Equity-classified awards are expensed based on the grant date fair value with a corresponding increase to equity &#8211; other reserves in the Consolidated Statement of Financial Position. If an option is exercised, both the exercise price proceeds together with the amount recorded in other reserves is credited to equity &#8211; common shares in the Consolidated Statement of Financial Position. </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div>  <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Stock appreciation rights and other awards that must be settled for cash are classified as liabilities. Liability-classified awards are remeasured to fair value at each reporting date while they remain outstanding, with any changes in fair value recognized in compensation expense in the period. The liability is expensed over the vesting period, which incorporates the remeasurement of the fair value and a revised forfeiture rate that anticipates units expected to vest. </div></div></div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For plain vanilla options and stock appreciation rights, the Bank estimates fair value using an option pricing model. The option pricing model requires inputs such as the exercise price of the option, the current share price, the risk-free interest rate, expected dividends, expected volatility (calculated using an equal weighting of implied and historical volatility) and specific employee exercise behaviour patterns based on statistical data. For other awards, fair value is the quoted market price of the Bank&#8217;s common shares at the reporting date. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Where derivatives are used to economically hedge share-based payment expense, related <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">mark-to-market</div></div> gains and losses are included in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses &#8211; salaries and employee benefits in the Consolidated Statement of Income. </div> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForDividendsExplanatory', window );">Dividends on shares</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Dividends on shares </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Dividends on common and preferred shares and other equity instruments are recognized as a liability and deducted from equity when they are declared and no longer at the discretion of the Bank. </div> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForSegmentReportingExplanatory', window );">Segment reporting</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Segment reporting </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Management&#8217;s internal view is the basis for the determination of operating segments. The operating segments are those whose operating results are regularly reviewed by the Bank&#8217;s chief operating decision-maker to make decisions about resources to be allocated to the segment and assess its performance. The Bank has four operating segments: Canadian Banking, International Banking, Global Wealth Management and Global Banking&#160;and Markets. The Other category represents smaller operating segments, including Group Treasury and other corporate items, which are not allocated to an operating segment. These segments offer different products and services and are managed separately based on the Bank&#8217;s management and internal reporting structure. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The results of these business segments are based upon the internal financial reporting systems of the Bank. The accounting policies used in these segments are generally consistent with those followed in the preparation of the consolidated financial statements by the Bank. The only notable accounting measurement difference is the grossing up of revenues which are <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> and income from associate corporations to an equivalent <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">before-tax</div> basis for those affected segments. This change in measurement enables comparison of income arising from taxable and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> sources. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Given the complexity of the Bank, various estimates and allocation methodologies are used in the preparation of the business segment financial information. The funding value of assets and liabilities is transfer-priced at wholesale market rates, and corporate expenses are allocated to each segment on an equitable basis using various parameters. As well, capital is apportioned to the business segments on a risk-based methodology. Transactions between segments are recorded within segment results as if conducted with a third-party and are eliminated on consolidation. </div> <span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfAccountingPolicyForEarningsPerShareExplanatory', window );">Earnings per share (EPS)</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Earnings per share (EPS) </div></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Basic EPS is computed by dividing net income for the period attributable to the Bank&#8217;s common shareholders by the weighted-average number of common shares outstanding during the period. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Diluted EPS is calculated by dividing adjusted net income for the period attributable to common shareholders by the weighted-average number of diluted common shares outstanding for the period. In the calculation of diluted earnings per share, earnings are adjusted for changes in income or expenses that would result from the issuance of dilutive shares. The weighted-average number of diluted common shares outstanding for the period reflects the potential dilution that would occur if options, securities or other contracts that entitle their holders to obtain common shares had been outstanding from the beginning of the period (or a later date) to the end of the period (or an earlier date). Instruments determined to have an antidilutive impact for the period are excluded from the calculation of diluted EPS. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The number of additional shares for inclusion in diluted EPS for share-based payment options is determined using the treasury share method. Under this method, the net number of incremental common shares is determined by assuming that <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">in-the-money</div></div> stock options are exercised and the proceeds are used to purchase common shares at the average market price during the period. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The number of additional shares associated with capital instruments that potentially result in the issuance of common shares is based on the terms of the contract. On occurrence of contingencies as specified in the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Viability</div> Contingent Capital (NVCC) instruments, the number of additional common shares associated with the NVCC subordinated debentures, NVCC subordinated additional Tier 1 capital notes, NVCC limited recourse capital notes and NVCC preferred shares is based on an automatic conversion formula as set out in the respective prospectus supplements. </div> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's accounting policy for basis of consolidation.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Description of accounting policy for recognition of income and expenses.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's material accounting policy information for business combinations and goodwill. [Refer: Total for all business combinations [member]; Goodwill]</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's material accounting policy information for the derecognition of financial instruments. [Refer: Classes of financial instruments [domain]]</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's material accounting policy information for dividends. Dividends are distributions of profits to holders of equity investments in proportion to their holdings of a particular class of capital.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 117<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's material accounting policy information for earnings per share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 117<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's material accounting policy information for employee benefits. Employee benefits are all forms of consideration given by an entity in exchange for services rendered by employees or for the termination of employment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 117<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's material accounting policy information for financial guarantees. [Refer: Guarantees [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 117<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's material accounting policy information for financial instruments. [Refer: Classes of financial instruments [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 117<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's material accounting policy information for foreign currency translation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 117<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's material accounting policy information for hedging.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 117<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's material accounting policy information for the impairment of non-financial assets. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 117<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's material accounting policy information for income tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 117<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's material accounting policy information for insurance contracts and related assets, liabilities, income and expense.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 117<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 117<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The description of the entity's material accounting policy information for leases. A lease is an agreement whereby the lessor conveys to the lessee in return for a payment or series of payments the right to use an asset for an agreed period of time.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 117<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 117<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 117<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 117<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_117&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Canadian<br/> dollar</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Other<br/> currencies</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Pre-tax</div> impact of</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">100bp increase in rates</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-trading</div> risk</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(616</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(952</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(1,568</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;247</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(11</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;236</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(1,338</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(21</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">100bp decrease in rates</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-trading</div> risk</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">530</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">671</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,201</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(224</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(21</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(245</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">780</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">(31</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">)&#160;</td></tr></table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfValueAtRiskExplanatory', window );">Summary of Market Risk Measures</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto;background-color:#ededed">
<tr>
<td style="width:83%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="padding-bottom:4pt ;vertical-align:top"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">T51</div>&#8194;Market risk measures*</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto;background-color:#ededed">
<tr>
<td style="width:47%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
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<td style="vertical-align:bottom"></td>
<td></td>
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<td style="vertical-align:bottom;width:1%"></td>
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<td style="vertical-align:bottom;width:1%"></td>
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<td style="vertical-align:bottom;width:1%"></td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="16" style="height: 3.75pt; border-top: 0.75pt solid rgb(178, 48, 64); border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="16" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="14" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="14" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height: 3.75pt; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height: 3.75pt; border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">($ millions)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Year&#160;end</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Avg</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">High</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Low</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Year&#160;end</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Avg</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">High</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Low</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit Spread plus Interest Rate</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14.3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22.2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.8</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12.5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">34.3</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6.8</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit Spread<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.6</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7.3</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8.4</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.9</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest Rate</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.0</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17.5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12.3</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">26.9</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.8</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equities</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.9</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.4</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10.1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3.0</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign Exchange</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.7</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2.9</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3.2</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9.4</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1.1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commodities</div></td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.2</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2.8</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1.3</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Debt Specific</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3.6</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3.4</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">4.8</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2.3</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Diversification Effect</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10.7</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(11.6</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n.m.</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n.m.</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(15.0</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(13.1</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">n.m.</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">n.m.</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">All-Bank</div> VaR</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8196;&#8199;8.9</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8196;13.6</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8196;21.6</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8196;&#8199;7.1</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;&#8199;&#8196;12.1</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;&#8199;&#8196;14.9</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;&#8199;&#8196;24.2</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;&#8199;&#8196;&#8199;8.3</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0; background-color: rgb(237, 237, 237);text-indent: 0px;">
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="padding-bottom: 4pt; vertical-align: top;"><div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">&#160;</div><div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">(1)&#8195;Effective November&#160;1, 2024, credit spread VaR also captures issuer-specific credit spread volatility which was previously included in debt specific VaR.</div></div></div><div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">n.m.&#8201;Not meaningful</div></div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfBalanceSheetByContractualMaturityExplanatory', window );">Summary of the Maturity of Assets and Liabilities as well as the Off-Balance Sheet Commitments</a></td>
<td class="text"><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:94%"></td> </tr>
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<td style="vertical-align:bottom;background-color:#ededed"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Contractual maturities and obligations</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">The table below provides the maturity of assets and liabilities as well as the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet commitments as at October&#160;31, 2025, based on the contractual maturity date.</div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;">&#160;</div> </td> </tr> </table> <div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
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<td style="width: 68%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
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<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
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<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
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<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="padding-bottom: 4pt; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">T59</div>&#8194;Contractual maturities*</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); padding-bottom: 0.5pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="38" style="text-align: center; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">($&#160;millions)</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Less<br/>than&#160;one<br/>month</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">One to<br/>three<br/>months</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Three<br/>to&#160;six<br/>months</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Six&#160;to<br/>nine<br/>months</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Nine&#160;to<br/>twelve<br/>months</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">One&#160;to&#160;two<br/>years</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Two&#160;to&#160;five<br/>years</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Over&#160;five<br/>years</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">No&#160;specific<br/>maturity</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Assets</div></div></div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Cash and deposits with financial institutions and precious metals</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63,343</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">846</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">226</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8201;&#8199;&#8199;&#8199;&#8201;319</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">315</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8201;5,894</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71,123</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,570</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,275</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,149</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,678</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,065</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,769</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8201;21,163</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,882</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86,672</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">152,223</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Securities purchased under resale agreements and securities borrowed</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158,225</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,010</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,694</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,286</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,092</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">701</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">203,008</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,431</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,499</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,512</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,718</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,569</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,296</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,182</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,324</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; FVOCI</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,733</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,356</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,620</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,552</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,698</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,180</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43,185</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33,408</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">124,130</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; amortized cost</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">479</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">895</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">935</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">485</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,794</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,966</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,107</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,722</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; FVTPL</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,073</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,096</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Loans</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">42,269</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45,303</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">53,987</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63,272</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;50,092</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">162,273</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">225,891</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60,354</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67,604</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771,045</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,392</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,473</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,628</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,766</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,226</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">98,628</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">130,190</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,097</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,791</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div>&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,191</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal loans</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,912</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,488</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,591</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,606</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,517</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,881</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,101</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,610</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,861</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110,567</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Business and government</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,965</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29,342</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,768</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,900</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,349</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50,764</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70,600</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,647</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,370</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div>&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">279,705</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Customers&#8217; liabilities under acceptances</div></div></div> </td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">177</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other assets</div></div></div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65,987</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65,987</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">271,701</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,836</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">84,108</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">77,488</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68,041</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196,422</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">305,428</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">144,390</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">228,628</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460,042</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-size: 1pt;">
<td style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td colspan="4" style="height: 0.75pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 1pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr>
<td style="width: 69%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Liabilities and equity</div></div></div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75,799</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;79,361</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;68,686</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;49,395</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;42,403</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">64,578</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75,189</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,097</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">487,771</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">966,279</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,355</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,930</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,913</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,931</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,136</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,151</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,109</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">155</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">173,038</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">301,718</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-personal</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,444</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,431</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48,773</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,464</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26,267</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">42,427</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63,080</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,942</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">314,733</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">664,561</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Financial instruments designated at fair value through profit or loss</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,098</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">932</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,774</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,454</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,335</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,798</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,103</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,671</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,165</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Acceptances</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">178</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold short</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">172</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,750</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,362</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,158</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">456</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,693</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,311</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,091</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,111</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,104</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,015</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,702</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,077</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,506</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,311</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,770</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,011</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,639</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,031</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold under repurchase agreements and securities lent</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">179,305</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,159</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,894</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">546</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">240</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189,144</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,753</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,939</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,692</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other liabilities</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">494</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,167</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,204</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">888</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,857</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,042</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,401</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">42,651</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66,862</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total equity</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">88,587</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">88,587</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities and equity</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">259,615</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">98,219</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81,985</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8201;58,274</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48,639</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8201;84,696</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8201;&#8201;113,656</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;86,838</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;628,120</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">&#8196;&#8199;&#8196;</div>&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460,042</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"><div style="color: rgb(178, 48, 64);display:inline;"><div style="font-weight: bold;display:inline;"><div style="white-space: nowrap;display:inline;">Off-balance</div> sheet commitments</div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit commitments<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,347</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,299</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,846</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,043</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,364</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">53,723</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">149,510</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,210</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">280,342</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"> <div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Guarantees and letters of credit<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86,851</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86,851</div></div></div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></div></td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes primarily impaired mortgages. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes primarily overdrafts and impaired loans. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr>
<td style="width: 100%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial narrow; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"> <div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">(3)&#8194;&#8201;&#8201;Includes the undrawn component of committed credit and liquidity facilities.</div></div></div> <div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">(4)&#8194;&#8201;&#8201;Includes outstanding balances of guarantees, standby letters of credit and commercial letters of credit which may expire undrawn.</div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>  <div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="color: white; line-height: 0pt; visibility: hidden;">
<td style="width: 68%;">&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="padding-bottom: 4pt; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">T59</div>&#8194;Contractual maturities*</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); padding-bottom: 0.5pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="38" style="text-align: center; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td>
<td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">($&#160;millions)</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Less<br/> than&#160;one<br/> month</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One to<br/> three<br/> months</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three<br/> to&#160;six<br/> months</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Six&#160;to<br/> nine<br/> months</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Nine&#160;to<br/> twelve<br/> months</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to&#160;two<br/> years</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Two&#160;to&#160;five<br/> years</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;five<br/> years</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"><div style="color: rgb(178, 48, 64);display:inline;"><div style="font-weight: bold;display:inline;">Assets</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td>
<td style="vertical-align: bottom;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Cash and deposits with financial institutions and precious metals</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">59,871</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">600</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">100</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">45</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">53</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">152</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">272</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">221</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">5,086</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">66,400</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Trading assets</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,183</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,233</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,782</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,925</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,620</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">8,484</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">21,126</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">22,003</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">61,371</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">129,727</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Securities purchased under resale agreements and securities borrowed</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">165,155</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">19,828</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">10,573</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,722</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,569</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">696</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">200,543</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,545</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">5,929</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,118</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,584</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,844</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6,774</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">9,718</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">10,867</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">44,379</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; FVOCI</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,404</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">7,194</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6,525</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">4,316</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,825</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">19,546</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">46,178</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">27,238</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,162</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">121,388</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; amortized cost</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">16</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">919</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">706</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,136</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">994</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,860</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">4,935</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">18,846</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">29,412</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Investment securities &#8211; FVTPL</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">26</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,004</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,032</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Loans</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">40,996</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">43,071</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">49,443</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">52,476</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">48,186</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">163,815</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">242,835</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">55,047</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">64,960</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">760,829</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">5,215</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">9,719</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">17,163</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">19,002</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">21,784</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">97,508</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">135,961</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">40,720</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,869</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(1)</div>&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">350,941</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal loans</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,499</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,470</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,379</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">4,807</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,598</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">12,012</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">25,695</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6,582</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">43,337</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">106,379</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">17,374</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">17,374</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Business and government</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">32,282</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">29,882</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">28,901</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">28,667</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">22,804</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">54,295</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">81,179</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">7,745</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6,916</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(2)</div>&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">292,671</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(6,536</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">)&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(6,536</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">)&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Customers&#8217; liabilities under acceptances</div></div></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">39</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">57</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">36</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">10</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">148</div></td>
<td style="vertical-align: bottom; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other assets</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">57,169</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">57,169</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">275,211</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">80,831</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">74,283</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">66,214</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">61,097</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">200,631</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">325,786</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">134,222</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">193,752</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,412,027</div></td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-size: 1pt;">
<td style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td>
<td colspan="4" style="height: 0.75pt;">&#160;</td></tr>
<tr style="font-family: arial; font-size: 1pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr></table> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="color: white; line-height: 0pt; visibility: hidden;">
<td style="width: 69%;">&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td>
<td style="width: 1%; vertical-align: bottom;">&#160;</td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;">&#160;</td>
<td>&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"><div style="color: rgb(178, 48, 64);display:inline;"><div style="font-weight: bold;display:inline;">Liabilities and equity</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Deposits</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">88,575</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">77,322</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">68,891</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">57,925</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">43,415</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">64,530</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">76,309</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">24,977</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">441,905</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">943,849</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Personal</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">16,273</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">23,956</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">24,000</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">22,746</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">19,827</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">19,423</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">12,430</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">138</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">160,028</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">298,821</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-personal</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">72,302</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">53,366</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">44,891</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">35,179</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">23,588</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">45,107</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">63,879</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">24,839</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">281,877</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8196;&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">645,028</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Financial instruments designated at fair value through profit or loss</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">510</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,045</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,132</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,609</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,833</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">5,330</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">8,887</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">14,995</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">36,341</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Acceptances</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">40</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">57</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">36</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">10</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">6</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">149</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold short</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">272</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,988</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,120</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,803</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">816</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,638</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">7,114</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">9,413</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">8,878</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">35,042</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Derivative financial instruments</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,754</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">4,595</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,429</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">2,301</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,857</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">7,647</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">11,705</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">17,972</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">51,260</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Obligations related to securities sold under repurchase agreements and securities lent</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">186,240</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,427</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">93</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">437</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">44</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">208</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">190,449</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Subordinated debentures</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">251</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,740</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">5,842</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">7,833</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Other liabilities</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">533</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">759</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,285</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,267</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">979</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">3,142</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">6,860</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">8,954</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">39,249</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">63,028</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total equity</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">84,076</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">84,076</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Total liabilities and equity</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;278,924</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;89,193</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;75,986</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;65,603</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;48,950</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;86,235</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;110,875</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;82,153</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;574,108</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8199;1,412,027</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"><div style="color: rgb(178, 48, 64);display:inline;"><div style="font-weight: bold;display:inline;"><div style="white-space: nowrap;display:inline;">Off-balance</div> sheet commitments</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);">&#160;</td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Credit commitments<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(3)</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">1,538</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">9,568</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">15,403</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">18,291</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">12,075</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">58,806</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">144,972</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">8,818</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">$</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">269,471</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;">Guarantees and letters of credit<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px">(4)</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#8211;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">64,016</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">64,016</div></td>
<td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr></table> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes primarily impaired mortgages. </div></div></div></td></tr></table> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes primarily overdrafts and impaired loans. </div></div></div></td></tr></table> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div> <div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="font-family: arial narrow; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: top; background-color: rgb(237, 237, 237);"><div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">(3)&#8194;&#8201;&#8201;Includes the undrawn component of committed credit and liquidity facilities.</div></div></div><div style="text-indent: -1.83em; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; margin-left: 1.83em; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">(4)&#8194;&#8201;&#8201;Includes outstanding balances of guarantees, standby letters of credit and commercial letters of credit which may expire undrawn.</div></div></div></td></tr></table> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div> <div style="clear: both; max-height: 0px; text-indent: 0px;"></div> <span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure foreign currency sensitivity analysis effect on equity explanatory.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
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<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfBalanceSheetByContractualMaturityExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of balance sheet by contractual maturity explanatory.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfBalanceSheetByContractualMaturityExplanatory</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Text Block [Abstract]</p></div>
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<head>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Cash and deposits with financial institutions (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="text">&#160;<span></span>
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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest-bearing</div> deposits with financial institutions</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,256</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,406</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest-bearing deposits with financial institutions</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55,711</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">54,454</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;65,967</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;63,860</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Net of allowances of $4 (2024 &#8211; $3).<div style="font-family: arial; background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="background: none;display:inline;"><div style="font-weight:bolder;display:inline;"> </div></div></div> </div> </td> </tr> </table> <span></span>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entire disclosure of cash and deposits with banks.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
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<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair Value of Financial Instruments (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TextBlockAbstract', window );"><strong>Text Block [Abstract]</strong></a></td>
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<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table sets out the fair values of financial instruments of the Bank using the valuation methods and assumptions described above. The fair values disclosed do not include <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-financial</div> assets, such as property and equipment, investments in associates, precious metals, goodwill and other intangible assets. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
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<td></td>
<td style="vertical-align:bottom;width:4%"></td>
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<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
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<td style="vertical-align:bottom;width:4%"></td></tr>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total<br/> fair<br/> value</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> fair<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> carrying<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash and deposits with financial institutions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65,967</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65,967</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">63,860</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">63,860</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Trading assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">152,223</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">152,223</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">129,727</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">129,727</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">203,008</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">203,008</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">200,543</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">200,543</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities &#8211; FVOCI and FVTPL</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126,226</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126,226</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">123,420</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">123,420</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities &#8211; Amortized cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,239</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,722</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">28,422</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,412</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">769,900</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;757,825</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;760,829</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Customers&#8217; liability under acceptances</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">177</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">177</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">148</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">148</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,128</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,128</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22,467</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22,467</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposits</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;965,925</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;966,279</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">941,290</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">943,849</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Financial instruments designated at fair value through profit or loss</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,165</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,165</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">36,341</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">36,341</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acceptances</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">178</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">178</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">149</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">149</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold short</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,104</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,104</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">35,042</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">35,042</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,031</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,031</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">51,260</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">51,260</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold under repurchase agreements and<br/> securities lent</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189,144</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189,144</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">190,449</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">190,449</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Subordinated debentures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,749</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,692</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,814</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,833</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other financial liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,500</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,529</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">53,342</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">53,387</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueOfFinancialInstrumentsExplanatory', window );">Summary of Fair Value Hierarchy of Instruments Carried at Fair Value on a Recurring Basis</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table outlines the fair value hierarchy of instruments carried at fair value on a recurring basis and of instruments not carried at fair value. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:39%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Level&#160;1</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Level&#160;2</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Level&#160;3</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Total</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Level&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Level&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Level&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Instruments carried at fair value on a recurring basis:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Assets:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Precious metals<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,156</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,156</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Trading assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,486</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,487</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,649</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,649</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Canadian federal government and government guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,838</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,963</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,801</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,229</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,742</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">14,971</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,374</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,336</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,710</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,228</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,185</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,413</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agencies&#8217; debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,132</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,132</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15,050</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15,050</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other foreign governments&#8217; debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,837</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,451</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,288</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">422</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,932</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10,354</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Corporate and other debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,523</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,593</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,116</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,940</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,990</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,934</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equity securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,412</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">373</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,797</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,081</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">88</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,190</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,892</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,892</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,166</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,166</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;120,116</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,094</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;152,223</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;96,950</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;32,752</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">25</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;129,727</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Investment securities<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Canadian federal government and government guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,143</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,967</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,110</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,739</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,801</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,293</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,550</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,843</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,823</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,702</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,525</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agencies&#8217; debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;42,300</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,736</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,036</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">39,999</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,377</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">46,376</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other foreign governments&#8217; debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,099</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,627</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,726</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,940</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,346</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,286</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Corporate and other debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">116</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,892</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,040</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">133</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,359</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">35</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,527</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equity securities</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">96</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">329</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,046</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,471</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,983</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">317</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">1,866</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">5,166</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81,047</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43,101</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,078</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126,226</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">72,617</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">48,902</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">1,901</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">123,420</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest rate contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,804</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,807</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,584</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,584</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign exchange and gold contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26,411</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26,412</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">26,004</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">26,004</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equity contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">816</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,452</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">161</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,429</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">150</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,313</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,507</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">269</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">273</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">180</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">182</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commodity contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,594</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,610</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,095</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">7</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,102</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">816</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45,530</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">185</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">150</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">44,176</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">53</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">44,379</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Liabilities:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Deposits<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(3)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">335</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">335</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">193</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">193</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Financial liabilities designated at fair<br/> value through profit or loss</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,165</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,165</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">36,341</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">36,341</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Obligations related to securities sold short</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,864</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,240</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,104</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">30,721</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,319</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">35,042</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:7.5pt"></td>
<td colspan="4" style="height:7.5pt;background-color:#ffffff"></td>
<td colspan="4" style="height:7.5pt;background-color:#ffffff"></td>
<td colspan="4" style="height:7.5pt;background-color:#ffffff"></td>
<td colspan="4" style="height:7.5pt;background-color:#ffffff"></td>
<td colspan="4" style="height:7.5pt"></td>
<td colspan="4" style="height:7.5pt"></td>
<td colspan="4" style="height:7.5pt"></td>
<td colspan="4" style="height:7.5pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest rate contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,181</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,189</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,895</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,908</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign exchange and gold contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,793</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,793</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,900</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,900</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equity contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">783</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,288</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,114</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">139</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,687</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,845</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit contracts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">46</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">47</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commodity contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,897</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,909</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,550</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,560</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">783</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55,183</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,031</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">139</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">51,078</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">43</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">51,260</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt"></td>
<td colspan="4" style="height:6pt"></td>
<td colspan="4" style="height:6pt"></td>
<td colspan="4" style="height:6pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Instruments not carried at fair value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(4)</div>:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Assets:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Investment securities &#8211; amortized cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,548</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,691</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,239</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,127</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27,295</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">28,422</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(5)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;400,574</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">400,574</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;399,139</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">399,139</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:9.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:9.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:9.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;">Liabilities:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Deposits<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(5)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;392,222</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">392,222</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">411,838</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">411,838</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Subordinated debentures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,345</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">404</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,749</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,814</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,814</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,098</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">486</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,584</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">21,563</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">499</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">22,062</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The fair value of precious metals is determined based on quoted market prices and forward spot prices, where applicable, less the cost to sell. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes debt investment securities measured at amortized cost of $23,722 (October 31, 2024 &#8211; $29,412). </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">These amounts represent embedded derivatives bifurcated from structured note liabilities measured at amortized cost. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents the fair value of financial assets and liabilities where the carrying amount is not a reasonable approximation of fair value. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(5)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents fixed rate instruments. </div></td></tr></table> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfUnobservableInputsReconciliationOfChangesInFairValueMeasurementAssetsAndLiabilitiesExplanatory', window );">Summary of Changes in Level 3 Instruments Carried at Fair Value</a></td>
<td class="text"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table summarizes the changes in Level&#160;3 instruments carried at fair value for the year ended October&#160;31, 2025. </div> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">All positive balances represent assets and negative balances represent liabilities. Consequently, positive amounts indicate purchases of assets or settlements of liabilities and negative amounts indicate sales of assets or issuances of liabilities. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:41%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
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<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="30" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value<br/> November&#160;1<br/> 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)<br/> recorded in<br/> income<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)<br/> recorded in<br/> OCI</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Purchases/<br/> Issuances</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Sales/<br/> Settlements</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Transfers<br/> into/out&#160;of<br/> Level&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value<br/> October&#160;31<br/> 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Change in<br/> unrealized<br/> gains/(losses)<br/> recorded in<br/> income for<br/> instruments<br/> still held<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Trading assets</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">$</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(179</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">179</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate and other debt</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">4</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity securities</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">21</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(19</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">25</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(198</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">178</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
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<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:6pt;background-color:#ffffff">&#160;</td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
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<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:6pt;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Investment securities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate and other debt</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">35</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity securities</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">1,866</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">148</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">197</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(228</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,046</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">141</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">&#8199;1,901</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">143</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">197</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(228</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,078</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">136</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:6pt;background-color:#ffffff">&#160;</td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:6pt;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Derivative financial instruments&#160;&#8211; assets</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(<div style="letter-spacing: 0px; top: 0px;display:inline;">4</div>)</div>&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and gold contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">44</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">161</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div>&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">2</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">7</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
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<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
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<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:6pt;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Derivative financial instruments&#160;&#8211; liabilities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">(13</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">)&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(4)</div>&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">(19</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(15</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(26</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(43</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(15</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div>&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit contracts</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">(1</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity contracts</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">(10</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(12</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">10</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">120</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Obligations related to securities sold&#160;short</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">(2</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right">1,934</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">224</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;198</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(407</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;193</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,211</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">218</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Gains or losses for items in Level 3&#160;may be offset with losses or gains on related hedges in Level&#160;1 or Level&#160;2. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">These amounts represent the unrealized gains and losses from fair value changes of Level&#160;3 instruments still held at the end of the period that are recorded in the Consolidated Statement of Income. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Certain unrealized gains and losses on derivative assets and liabilities are largely offset by <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">mark-to-market</div></div> changes on other instruments included in trading revenues in the Consolidated Statement of Income, since these instruments act as an economic hedge to certain derivative assets and liabilities. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Certain unrealized gains and losses on interest rate derivative contracts are largely offset by mark-to-market changes on embedded derivatives on certain deposit liabilities in the Consolidated Statement of Income. </div> </td> </tr> </table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table summarizes the changes in Level&#160;3 instruments carried at fair value for the year ended October&#160;31, 2024. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:52%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value<br/> November&#160;1<br/> 2023</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)<br/> recorded&#160;in<br/> income<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)<br/> recorded<br/> in OCI</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Purchases/<br/> Issuances</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Sales/<br/> Settlements</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Transfers<br/> into/out&#160;of<br/> Level&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value<br/> October&#160;31<br/> 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Trading assets</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(22</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(16</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,749</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">100</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(25</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">251</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(207</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">33</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,901</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(11</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(9</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold short</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(2</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(2</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Gains or losses for items in Level 3&#160;may be offset with losses or gains on related hedges in Level&#160;1 or Level&#160;2. </div> </td> </tr> </table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory', window );">Summary of Significant Unobservable Inputs Used in Measuring Financial Instruments Categorized as Level 3</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The table below sets out information about significant unobservable inputs used in measuring financial instruments categorized as Level&#160;3 in the fair value hierarchy. </div> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:38%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:15%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:18%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td style="vertical-align:bottom"></td>
<td style="width:11%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Valuation technique</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Significant unobservable&#160;inputs</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Range&#160;of&#160;estimates&#160;for<br/> unobservable&#160;inputs<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Changes&#160;in&#160;fair&#160;value<br/> from reasonably<br/> possible&#160;alternatives<br/> ($ millions)</div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Investment securities</div> </td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top;text-align:right"><div style="-sec-ix-hidden:Fact_151220695;display:inline;">General&#160;Partner&#160;valuations</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="font-size:1pt">
<td style="height:1.5pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Private equity securities<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;text-align:right">Market comparable</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;text-align:right">per net asset value</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">n/a</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right">(84)/84</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="2" style="height:3.75pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Derivative financial instruments</div> </td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="font-size:1pt">
<td style="height:1.5pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td>
<td colspan="2" style="height:1.5pt"></td>
<td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate contracts</div> </td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;white-space:nowrap;text-align:right">(45)/45</td> </tr>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;text-align:right">Discounted&#160;cash&#160;flow</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;text-align:right">Forward curves</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">9%&#160;-&#160;15%</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;white-space:nowrap;text-align:right">(5)/5</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the fair value of financial instruments. [Refer: Classes of financial instruments [domain]; At fair value [member]]</p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Trading Assets (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading securities </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">An analysis of the carrying value of trading securities is as follows: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:39%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;three<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three&#160;to<br/> twelve<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five&#160;to&#160;ten<br/> years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;ten<br/> years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Carrying<br/> value</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading securities:</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal government issued or guaranteed debt</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">357</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,143</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,102</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,606</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,593</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,801</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,410</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,545</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,101</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,856</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,798</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,710</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S.&#160;agency&#160;debt</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">807</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,628</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,961</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,871</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">865</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,132</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">670</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,441</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,347</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,406</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">424</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,288</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity securities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,797</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,797</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">730</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,044</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,591</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,019</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">732</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,116</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,974</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,801</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,102</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,758</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,412</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,797</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">140,844</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total by currency (in&#160;Canadian&#160;equivalent):</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian dollar</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,328</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,115</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,627</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,147</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,889</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,118</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,224</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. dollar</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">920</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,339</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,266</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,711</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,125</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,421</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60,782</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexican peso</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">408</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,915</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,976</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">157</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">161</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,693</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other currencies</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">318</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,432</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,233</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">743</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">237</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,182</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,145</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total trading securities</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,974</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,801</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,102</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,758</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,412</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,797</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">140,844</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:12pt"></td>
<td colspan="24" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;three<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three&#160;to<br/> twelve<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five&#160;to&#160;ten<br/> years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;ten<br/> years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Carrying<br/> value</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading securities:</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal government issued or guaranteed debt</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">352</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,646</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,182</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,626</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,165</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">14,971</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">920</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">893</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,774</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">937</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,889</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,413</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S.&#160;agency&#160;debt</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,724</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,439</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,237</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,461</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,189</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15,050</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,458</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,663</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,883</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,046</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">304</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10,354</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity securities</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,190</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,190</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">316</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,468</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,792</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,728</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">623</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">11,934</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,770</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">11,109</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">24,868</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">10,798</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">9,170</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">59,197</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">119,912</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total by currency (in&#160;Canadian&#160;equivalent):</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian dollar</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,570</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,452</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,779</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,029</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,397</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27,688</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">54,915</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. dollar</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,604</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,643</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10,711</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,426</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,570</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24,796</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">46,750</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexican peso</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">704</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,714</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,135</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">101</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">63</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,776</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other currencies</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">892</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,300</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,243</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,242</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">140</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,654</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">13,471</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total trading securities</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;4,770</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;11,109</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;24,868</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;10,798</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;9,170</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;59,197</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;119,912</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfGeographicBreakdownTradingLoansExplanatory', window );">Summary of Geographic Breakdown Trading Loans</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading loans </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table provides the geographic breakdown of trading loans: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:84%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)(2)</div></div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S.<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,290</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,154</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Europe<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">434</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">458</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canada<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(4)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,759</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">980</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">57</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;8,487</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;7,649</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Geographic segmentation of trading loans is based upon the location of the ultimate risk of the underlying asset. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Loans are primarily denominated in U.S. dollars. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes trading loans that serve as a hedge to loan-based credit total return swaps. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes trading loans that serve as hedges to total return swaps, hedges for precious metal certificate liabilities and loans subject to sale through syndication. </div> </td> </tr> </table> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of trading assets.</p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial Instruments Designated at Fair Value Through Profit or Loss (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="text"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the fair value of financial liabilities designated at fair value through profit or loss and their changes in fair value. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="vertical-align:bottom;width:2%"></td>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Fair value</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8201;As at</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">For the year ended</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Liabilities:</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Senior note liabilities<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;47,165</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;36,341</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(870</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(4,515</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;3,270</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;4,140</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Change in the difference between the contractual maturity amount and the carrying value. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The cumulative change in fair value is measured from the instrument&#8217;s date of initial recognition. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Changes in fair value attributable to changes in the Bank&#8217;s own credit risk are recorded in other comprehensive income. Other changes in fair value are recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; trading revenues. The offsetting fair value changes from associated derivatives is also recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income &#8211; trading revenues. </div> </td> </tr> </table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfChangesInFairValueOfFinancialLiabilitiesAttributableToOwnCreditRiskExplanatory', window );">Changes in Fair Value Attributable to Changes in Bank'S Own Credit Risk for Financial Liabilities Designated at Fair Value</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the changes in fair value attributable to changes in the Bank&#8217;s own credit risk for financial liabilities designated at fair value through profit or loss as well as their contractual maturity and carrying amounts. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<tr>
<td style="width:45%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Senior Note Liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Contractual<br/> maturity<br/> amount</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64);display:inline;">Carrying<br/>value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64);display:inline;">Difference<br/>between<br/>contractual<br/>maturity<br/>amount and<br/>carrying&#160;value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64);display:inline;">Changes&#160;in&#160;fair&#160;value<br/>for the period<br/>attributable to<br/>changes&#160;in own<br/>credit&#160;risk recorded<br/>in other<br/>comprehensive<br/>income<br/>Gains/(losses)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64);display:inline;">Cumulative&#160;changes<br/>in fair value<br/>attributable to<br/>changes in own<br/>credit&#160;risk<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div><br/>Gains/(losses)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">As at October&#160;31, 2025</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50,435</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,165</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,270</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(693</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(1,606</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">As at October&#160;31, 2024</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;40,481</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;36,341</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;4,140</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(804</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(913</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Derivative Financial Instruments (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="font-size: 6pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="font-size: 6pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedging</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exchange-traded:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">763,135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">763,135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">606,019</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">606,019</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,686</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,686</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,848</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,848</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,545</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,545</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,430</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,430</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">768,366</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">768,366</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">617,297</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">617,297</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter:</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forward rate agreements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">315</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">315</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">215</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">215</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">467,384</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,791</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">526,175</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">427,122</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">53,481</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">480,603</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">84,306</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">84,306</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">45,572</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">45,572</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,090</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,090</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">49,595</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">49,595</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">635,095</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,791</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">693,886</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">522,504</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">53,481</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">575,985</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter</div></div> (settled through central counterparties):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forward rate agreements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">157,033</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">157,033</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">86,657</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">86,657</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,630,261</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">344,717</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,974,978</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,694,823</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">278,314</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,973,137</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,787,294</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">344,717</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,132,011</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,781,480</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">278,314</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,059,794</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,190,755</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">403,508</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,594,263</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,921,281</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">331,795</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,253,076</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exchange-traded:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,665</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,665</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,952</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,952</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,665</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,665</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">21,952</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">21,952</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter:</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Spot and forwards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">581,518</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,870</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">602,388</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">541,732</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,156</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">562,888</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">869,035</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">102,579</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">971,614</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">771,246</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">108,558</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">879,804</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,750</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,750</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,135</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,135</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,781</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,781</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">36,390</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">36,390</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,530,084</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">123,449</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,653,533</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,374,503</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">129,714</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,504,217</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter</div></div> (settled through central counterparties):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Spot and forwards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,708</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,708</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24,865</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24,865</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,708</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,708</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">24,865</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">24,865</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,583,457</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">123,449</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,706,906</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,421,320</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">129,714</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,551,034</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exchange-traded:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128,297</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128,297</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,329</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,329</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39,897</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39,897</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">46,304</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">46,304</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">168,194</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">168,194</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">105,633</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">105,633</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter:</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">131,393</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,284</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">132,677</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">83,455</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">965</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">84,420</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,457</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,457</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,086</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,086</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40,993</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40,993</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">36,596</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">36,596</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">192,843</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,284</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">194,127</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">138,137</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">965</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">139,102</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter</div></div> (settled through central counterparties):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,374</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,374</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,069</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,069</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">501</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">501</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">251</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">251</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,875</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,875</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">9,320</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">9,320</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">368,912</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,284</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,196</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">253,090</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">965</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">254,055</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total notional amounts outstanding</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;12,143,124</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;528,241</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;12,671,365</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;8,595,691</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;462,474</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;9,058,165</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The notional amounts represent the amount to which a rate or price is applied to determine the amount of cash flows to be exchanged. </div></td></tr></table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfMaturityAnalysisForDerivativeExplanatory', window );">Summary of Remaining Term to Maturity of Notional Amounts of Bank's Derivative Financial Instruments</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table summarizes the remaining term to maturity of the notional amounts of the Bank&#8217;s derivative financial instruments by type: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:53%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">617,714</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">145,421</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">763,135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forward rate agreements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">122,168</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,865</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">315</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">157,348</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,604,519</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,089,234</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,807,400</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,501,153</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66,995</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,710</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,287</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86,992</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">51,546</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,347</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,742</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">85,635</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,462,942</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,308,577</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,822,744</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,594,263</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,134</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,482</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,665</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Spot and forwards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">593,082</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,899</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,115</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">637,096</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">243,425</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">489,190</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">238,999</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">971,614</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,053</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,183</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">514</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,750</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,985</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,230</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">566</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,781</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">915,679</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">544,984</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">246,243</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,706,906</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">195,981</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63,216</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,777</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">260,974</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,976</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,308</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,547</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,831</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61,121</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,102</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">168</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81,391</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">274,078</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">91,626</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,492</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,196</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,652,699</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,945,187</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,073,479</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;12,671,365</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">478,886</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">127,133</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">606,019</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forward rate agreements</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">85,447</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,217</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">208</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">86,872</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,190,218</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,760,062</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,503,460</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,453,740</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">30,562</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,095</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,763</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">51,420</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">23,960</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">19,897</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">11,168</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">55,025</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,809,073</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,926,404</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,517,599</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,253,076</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Futures</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16,289</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,663</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,952</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Spot and forwards</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">543,486</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">38,039</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,228</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">587,753</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">210,318</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">455,694</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">213,792</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">879,804</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options purchased</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,121</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,788</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">226</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,135</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options written</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">28,533</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,662</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">195</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">36,390</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">816,747</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">513,846</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">220,441</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,551,034</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">103,234</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">39,521</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">994</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">143,749</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,661</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,553</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,941</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27,155</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">57,307</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">25,467</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">377</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">83,151</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">173,202</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">74,541</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,312</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">254,055</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;3,799,022</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;3,514,791</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,744,352</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;9,058,165</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfCreditExposureArisingFromDerivativesExplanatory', window );">Summary of Credit Exposure of Derivative Financial Instruments</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:30%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Notional&#160;amount</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit&#160;risk<br/> amount<br/> (CRA)<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit<br/> equivalent<br/> amount<br/> (CEA)<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk-<br/> Weighted<br/> Assets<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"> </div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Notional&#160;amount</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit&#160;risk<br/> amount<br/> (CRA)<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit<br/> equivalent<br/> amount<br/> (CEA)<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Risk-<br/> Weighted<br/> Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Futures</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">763,135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">73</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">606,019</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Forward rate agreements</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">157,348</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">86,872</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">70</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">88</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">57</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,501,153</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,769</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,402</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,123</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,453,740</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,052</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,157</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">876</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Options purchased</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86,992</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">163</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">51</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">51,420</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">229</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">56</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Options written</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">85,635</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">55,025</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">16</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,594,263</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,848</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,707</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,205</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,253,076</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,135</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,517</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">994</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Futures</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,665</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">891</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,952</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">354</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Spot and forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">637,096</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,741</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,758</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,417</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">587,753</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,560</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,868</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,168</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">971,614</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">53</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,603</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,132</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">879,804</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">40</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,965</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,472</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Options purchased</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,750</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">399</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">592</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">210</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,135</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">343</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">633</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">214</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Options written</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,781</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">52</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">36,390</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">19</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,706,906</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,193</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,896</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,790</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,551,034</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,943</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">13,839</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,865</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Equity</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">260,974</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,726</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,157</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,115</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">143,749</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,586</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10,848</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,742</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,831</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">105</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">131</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27,155</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">107</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">141</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Commodity and other contracts</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81,391</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,807</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,419</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">452</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">83,151</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,098</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,259</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">487</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,196</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,638</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,707</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,617</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">254,055</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,791</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">14,248</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,258</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Credit Valuation Adjustment</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,394</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,631</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Total derivatives</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,671,365</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;8,679</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;37,310</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;13,006</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;9,058,165</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;8,869</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;32,604</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;10,748</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount settled through central counterparties<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(2)</div></div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Exchange-traded</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">955,225</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,175</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">122</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">744,882</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,158</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">117</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Over-the-counter</div></div></div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,174,594</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">861</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,093,979</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,063</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">21</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;10,129,819</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,036</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">139</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">6,838,861</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">6,221</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">138</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The amounts presented are net of collateral and master netting agreements at the product level. The total amounts relating to netting and collateral were $37,853 (2024&#160;&#8211; $35,510)&#160;for CRA, and $102,031 (2024&#160;&#8211;&#160;$87,284) for CEA. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Amounts are included under total derivatives above. Amounts include exposures settled directly through central counterparties and exposures settled through clearing members of central counterparties. </div> </td> </tr> </table> <div style="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">1</div>&#160;</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;">Regulatory haircuts prescribed by the OSFI CAR Guidelines are applied to the collateral balances of the CRA measure. </div> </td> </tr> </table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueOfFinancialDerivativesExplanatory', window );">Summary of Financial Derivatives at Fair Value</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table summarizes the fair value of derivatives segregated by type and segregated between trading and those derivatives designated in hedging relationships. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="width:49%"></td>
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<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td></td>
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<td style="vertical-align:bottom;width:1%"></td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Year-end</div> fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Year-end</div> fair value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Favourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Unfavourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Favourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Unfavourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Favourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Unfavourable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Trading</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forward rate agreements</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">90</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">91</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">70</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">72</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,398</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,440</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,865</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,294</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,767</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,357</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">454</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">500</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">261</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">443</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">803</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">496</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,942</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,009</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,187</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,828</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">8,640</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">9,925</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,568</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,929</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,726</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,332</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,672</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,482</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,439</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,833</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,107</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,814</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,110</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">14,272</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Options</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">604</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">575</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">538</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">494</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">492</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">446</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,611</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,337</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,371</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,640</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">18,274</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">20,200</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,582</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,543</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,350</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,114</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,469</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,844</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">230</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">273</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">182</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">47</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commodity and other contracts</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,516</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,545</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,610</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,909</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,102</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,560</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,328</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,116</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,233</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,049</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,753</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,451</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Trading derivatives&#8217; market valuation</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;34,881</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;43,462</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;35,791</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;44,517</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">33,667</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">37,576</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedging</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate contracts</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,620</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,361</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,944</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,983</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign exchange and gold contracts</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Forwards</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">847</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">410</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">255</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,995</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,306</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,320</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,445</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,041</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,153</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,730</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,700</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other derivative contracts</div></div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity</div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">79</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">38</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Hedging derivatives&#8217; market valuation</div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,740</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,514</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">10,712</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">13,684</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total derivative financial instruments as per Statement of Financial Position</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,031</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;44,379</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;51,260</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The average fair value of trading derivatives&#8217; market valuation for the year ended October&#160;31, 2024 was: favourable $29,999 and unfavourable $32,133. Average fair value amounts are based on the latest 13 <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">month-end</div> balances. </div> </td> </tr> </table> <span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureDetailedInformationAboutNotionalAmountCarryingAmountAndChangeInFairValueUsedToCalculateHedgeIneffectivenessForHedgingInstrumentsExplanatory', window );">Summary of Notional Amount of Derivatives and Carrying Amount of Deposit Liabilities</a></td>
<td class="text"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table summarizes the notional amounts of derivatives and carrying amounts of cash and deposit liabilities designated as hedging instruments. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Notional amounts<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Notional amounts<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">53,192</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">155,430</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,966</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">240,588</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">32,689</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">137,123</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,427</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">195,239</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">420</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">420</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57,151</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">73,038</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,315</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">139,504</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,411</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">72,802</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13,160</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">115,373</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,542</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,892</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,485</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,919</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,516</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19,291</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,359</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,166</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,824</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">88,035</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,142</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">148,001</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">50,198</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">93,095</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19,808</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">163,101</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">266</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">266</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">92</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">92</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">74</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">74</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk &#8211; total return swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">576</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">708</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,284</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">278</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">687</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">965</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,604</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,604</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,156</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,156</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,287</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,287</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,571</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,571</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;189,534</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;334,523</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;61,908</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;585,965</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;146,893</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;322,998</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;62,754</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;532,645</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Notional amounts relating to derivatives that are hedging multiple risks in both assets and liabilities are included in more than one category. </div> </td> </tr> </table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAveragePriceOrRateOfHedgingInstrumentsExplanatory', window );">Summary of Average Price or Rate of Hedging Instruments</a></td>
<td class="text"> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table shows the average rate or price of significant hedging instruments. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:44%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
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<td style="vertical-align:bottom;width:2%"></td>
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<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average rate or price<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1) </div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average rate or price<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1) </div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fixed&#160;interest&#160;rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">FX&#160;rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Price</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fixed&#160;interest&#160;rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">FX rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Price</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.98</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3.16</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt"></td>
<td colspan="4" style="height:6pt"></td>
<td colspan="4" style="height:6pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.26</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3.16</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">USD-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.00</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.31</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1.89</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1.30</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">USD-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.34</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1.31</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">EUR-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.47</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1.46</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">GBP-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.74</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1.70</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity price risk &#8211; total return swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;68.85</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;69.11</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt"></td>
<td colspan="4" style="height:6pt"></td>
<td colspan="4" style="height:6pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk &#8211; foreign currency forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">USD-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.37</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1.35</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">CLP-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.0014</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">0.0014</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">MXN-CAD</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.07</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">0.07</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">PEN-CAD</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.38</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">0.36</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The notional weighted average rate or price is calculated in aggregate for all of the Bank&#8217;s hedge relationships, including hedges of assets and liabilities. </div> </td> </tr> </table> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureDetailedInformationAboutHedgingInstrumentsHedgedItemsForFairValueHedgesExplanatory', window );">Summary of Items designated as Hedging Instruments, Hedged Items and Ineffectiveness for Fair Value Hedges</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For fair value hedges, the following table contains information related to items designated as hedging instruments, hedged items and ineffectiveness. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="width:30%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
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<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td style="vertical-align:bottom;width:1%"></td>
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<td style="vertical-align:bottom;width:1%"></td>
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<td style="vertical-align:bottom;width:1%"></td>
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<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying&#160;amount&#160;of&#160;the<br/> hedging instruments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedge Ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Accumulated&#160;amount&#160;of&#160;fair<br/> value&#160;hedge&#160;adjustment&#160;gains/<br/> (losses) on the hedged<br/> item<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">For the year ended</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">October&#160;31, 2025 ($ millions)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/<br/> (losses)&#160;on<br/> hedging&#160;instrument<br/> used&#160;to&#160;calculate<br/> hedge<br/> ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/<br/> (losses)&#160;on<br/> hedged item<br/> used&#160;to&#160;calculate<br/> hedge<br/> ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Ineffectiveness<br/> recorded in<br/> <div style="white-space:nowrap;display:inline;">non-interest</div><br/> income&#8201;&#160;&#8211;&#8201;other</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying&#160;amount<br/> of the hedged<br/> item<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Active<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Discontinued<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value hedges</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate risk &#8211; swaps</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,542</div></div></td>
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<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(2,408</div></div></td>
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<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;73</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(95</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities</div> </td>
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<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8196;&#8199;&#8201;(493</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">481</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(12</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;79,836</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,519</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(679</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(402</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">388</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(14</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">109,149</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">287</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">112</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">906</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(902</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(72,001</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">90</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">212</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Subordinated debentures</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(62</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4,131</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(41</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3pt"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Foreign currency/interest</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">rate risk &#8211; swaps</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(23</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"></td>
<td style=" BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6</div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(432</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(23</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(432</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,542</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,431</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">79</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8196;&#8199;&#8201;(101</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(22</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;112,421</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,849</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8201;&#8199;(355</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Comprises unrealized gains/losses and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes ineffectiveness related to hedges discontinued during the year ended October 31, 2025. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(3)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">This represents the carrying value on the Consolidated Statement of Financial Position and comprises amortized cost before allowance for credit losses, plus fair value hedge adjustment, except for investment securities which are carried at fair value. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(4)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">This represents the accumulated fair value hedge adjustment and is a component of the carrying amount of the hedged item, except for investment securities which are carried at fair value. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:30%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying amount of the<br/> hedging instruments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedge Ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Accumulated&#160;amount&#160;of&#160;fair<br/> value&#160;hedge&#160;adjustment&#160;gains/<br/> (losses) on the hedged<br/> item<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">For the year ended</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">October&#160;31,&#160;2024&#160;($ millions)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/<br/> (losses)&#160;on<br/> hedging&#160;instrument<br/> used to calculate<br/> hedge<br/> ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/<br/> (losses)&#160;on<br/> hedged item<br/> used&#160;to&#160;calculate<br/> hedge<br/> ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Ineffectiveness<br/> recorded in<br/> <div style="white-space:nowrap;display:inline;">non-interest</div><br/> income&#8201;&#8211;&#8201;other</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying&#160;amount<br/> of the hedged<br/> item<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Active<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Discontinued<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value hedges</div></div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest rate risk &#8211; swaps</div></div> </td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;">2,064</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;">(2,672</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">)&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(197</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">160</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(37</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(1,493</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,484</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(9</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">72,595</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,274</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,392</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(876</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">851</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(25</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">91,354</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(35</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(268</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,955</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(1,959</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(4</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(71,363</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">986</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">446</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Subordinated debentures</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">217</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(216</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(4,293</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">21</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(1</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,064</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(2,672</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(197</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;160</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(37</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;88,293</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,246</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(1,215</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Comprises unrealized gains/losses and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Includes ineffectiveness related to hedges discontinued during the year ended October&#160;31, 2024. </div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(3)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">This represents the carrying value on the Consolidated Statement of Financial Position and comprises amortized cost before allowance for credit losses, plus fair value hedge adjustment, except for investment securities which are carried at fair value. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(4)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">This represents the accumulated fair value hedge adjustment and is a component of the carrying amount of the hedged item, except for investment securities which are carried at fair value. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutEffectivenessOfCashFlowAndNetInvestmentHedgesOnConsolidatedStatementOfIncomeAndConsolidatedStatementOfOtherComprehensiveIncomeExplanatory', window );">Summary of Effectiveness of Cash Flow and Net Investment Hedges on Consolidated Statement of Other Comprehensive Income</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For cash flow hedges and net investment hedges, the following table contains information related to items designated as hedging instruments, hedged items and ineffectiveness. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying amount of the<br/> hedging instruments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedge Ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)&#160;on<br/> hedging&#160;instrument<br/> used to calculate<br/> hedge&#160;ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)&#160;on<br/> hypothetical<br/> derivative&#160;used&#160;to<br/> calculate hedge<br/> ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Ineffectiveness<br/> <div style="white-space:nowrap;display:inline;">recorded&#160;in&#160;non-interest</div><br/> income&#160;&#8211;&#160;other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,969</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3,746</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">171</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">169</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">200</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,949</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">173</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">166</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,904</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,541</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,242</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,259</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">92</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(12</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(12</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk &#8211; total return swaps</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">79</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">357</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">357</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,244</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(8,243</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,928</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,936</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(9</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(840</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,294</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,294</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6,287</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(67</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(66</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,127</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,361</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,360</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,290</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(15,370</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;2,567</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,576</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8201;&#8199;(9</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Comprises unrealized gains/losses for derivative instruments and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes ineffectiveness related to hedges discontinued during the year ended October 31, 2025. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For cash flow hedges, hypothetical derivatives having critical terms which match those of the underlying hedged item are used to assess hedge ineffectiveness. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For cash flow hedges, ineffectiveness is only recognized in the Consolidated Statement of Income when the life-to-date cumulative change in the hedging instrument exceeds the cumulative change in the hypothetical derivative. </div> </td> </tr> </table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:45%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="font-size:1pt">
<td style="height:9.75pt"></td>
<td colspan="8" style="height:9.75pt"></td>
<td colspan="4" style="height:9.75pt"></td>
<td colspan="12" style="height:9.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying amount of the<br/> hedging instruments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Hedge Ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)&#160;on<br/> hedging&#160;instrument<br/> used to calculate<br/> hedge&#160;ineffectiveness</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gains/(losses)&#160;on<br/> hypothetical<br/> derivative&#160;used&#160;to<br/> calculate hedge<br/> ineffectiveness<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Ineffectiveness<br/> <div style="white-space:nowrap;display:inline;">recorded&#160;in&#160;non-interest</div><br/> income&#160;&#8211;&#160;other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,865</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(4,699</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,775</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,774</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk &#8211; swaps</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">245</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(2,407</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,363</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,369</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Swaps</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,090</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(3,650</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,826</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,787</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">74</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk &#8211; total return swaps</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">38</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(1</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">263</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">263</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">8,312</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(10,757</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,241</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,207</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">46</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency forwards</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">410</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(255</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">178</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">178</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposit liabilities</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(7,571</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(62</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(62</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">410</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(7,826</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">116</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">116</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;8,722</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(18,583</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;5,357</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;5,323</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;46</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Comprises unrealized gains/losses for derivative instruments and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Includes ineffectiveness related to hedges discontinued during the year ended October 31, 2024. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For cash flow hedges, hypothetical derivatives having critical terms which match those of the underlying hedged item are used to assess hedge ineffectiveness. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For cash flow hedges, ineffectiveness is only recognized in the Consolidated Statement of Income when the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">life-to-date</div></div> cumulative change in the hedging instrument exceeds the cumulative change in the hypothetical derivative. </div> </td> </tr> </table> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPeriodWhenCashFlowsOfDesignatedHedgedItemsAreExpectedToOccurAndImpactConsolidatedStatementOfIncomeExplanatory', window );">Schedule of Period When Cash Flows of Designated Hedged Items are Expected to Occur and Impact Consolidated Statement of Income</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">For cash flow hedges and net investment hedges, the following table contains information regarding the impacts on the Consolidated Statement of Other Comprehensive Income on a <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-tax</div> basis. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:45%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">AOCI gains/<br/> (losses) as at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">November&#160;1,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></div> </td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net gains/<br/> (losses)<br/> recognized&#160;in<br/> OCI</div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount<br/> reclassified<br/> to&#160;net<br/> income&#160;as<br/> the&#160;hedged<br/> item affects<br/> net income<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">AOCI gains/<br/> (losses) as at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">October&#160;31,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2025</div></div> </td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance in cash flow hedge</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">reserve/unrealized foreign</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">currency translation account</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">as at October&#160;31, 2025</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">For the year ended</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">October&#160;31, 2025 ($ millions)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Active<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Discontinued<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8195;&#8195;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,176</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">176</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">742</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(258</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">332</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(590</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(699</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">168</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">249</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(282</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(296</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,197</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,236</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3,165</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,126</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,102</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(24</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">357</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(319</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3,015</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,937</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,493</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,571</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(971</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(600</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3,175</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,361</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">139</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4,397</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(4,326</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(71</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;(6,190</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8196;&#8199;2,576</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(2,354</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(5,968</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(5,297</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(671</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Amounts reclassified from the cash flow hedge and net investment hedge reserves to net income are recorded in <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income-other except for amortization, which is recorded in interest income. </div> </td> </tr> </table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:45%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
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<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td style="vertical-align:bottom;width:1%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">AOCI gains/<br/> (losses) as at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">November&#160;1,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2023</div></div> </td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net gains/<br/> (losses)<br/> recognized&#160;in<br/> OCI</div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount<br/> reclassified<br/> to&#160;net<br/> income as<br/> the hedged<br/> item affects<br/> net income<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">AOCI gains/<br/> (losses) as at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">October&#160;31,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></div> </td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance in cash flow hedge</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">reserve/unrealized foreign</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">currency translation account</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">as at October&#160;31, 2024</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">For the year ended</div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">October&#160;31, 2024 ($ millions)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Active<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Discontinued<br/> hedges</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cash flow hedges</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Interest rate risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(3,480</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,746</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">558</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,176</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(490</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(686</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency/interest rate risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(2,007</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,356</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(48)</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(699</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(733</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">34</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(703</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,830</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(2,324</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,197</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,158</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(39</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity risk</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(20</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">263</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(186</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">57</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">57</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(6,210</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,195</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(2,000</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(3,015</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(2,324</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(691</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net investment hedges</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency risk</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(4,061</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">116</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">770</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(3,175</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(3,102</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(73</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(10,271</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8196;&#8199;5,311</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(1,230</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(6,190</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(5,426</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(764</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure detailed information about hedging instruments hedged items for fair value hedges.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of detailed information about effectiveness of cash flow and net investment hedges on consolidated statement of income and consolidated statement of other comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of detailed information average price or rate of hedging instruments explanatory [text block]</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of fair value of financial derivatives.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of maturity analysis for derivative.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Offsetting Financial Assets and Financial Liabilities (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="text"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following tables provide information on the impact of offsetting on the Bank&#8217;s Consolidated Statement of Financial Position, as well as the financial impact of netting for instruments that are subject to enforceable master netting arrangements or similar agreements, but do not qualify for offsetting in the Consolidated Statement of Financial Position, as well as available cash and financial instrument collateral. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="vertical-align:bottom;width:1%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Types of financial assets</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross&#160;amounts<br/> of&#160;recognized<br/> financial&#160;instruments</div></div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross&#160;amounts&#160;of</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">recognized&#160;financial<br/> instruments&#160;offset&#160;in<br/> the&#160;Consolidated<br/> Statement&#160;of<br/> Financial&#160;Position</div></div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net&#160;amounts&#160;of<br/> financial&#160;instruments<br/> presented&#160;in&#160;the<br/> Consolidated<br/> Statement of<br/> Financial&#160;Position</div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Related amounts not offset<br/> in the Consolidated Statement<br/> of Financial Position</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impact of<br/> master&#160;netting<br/> arrangements<br/> or similar<br/> agreements<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Collateral<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net&#160;amount<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(32,293</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5,783</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,455</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">334,972</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(131,964</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">203,008</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(16,221</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(184,376</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,411</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">381,503</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(131,964</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">249,539</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(48,514</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(190,159</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,866</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"></td>
<td colspan="4" style="height:12pt;background-color:#ffffff"></td>
<td colspan="4" style="height:12pt;background-color:#ffffff"></td>
<td colspan="4" style="height:12pt;background-color:#ffffff"></td>
<td colspan="4" style="height:12pt;background-color:#ffffff"></td>
<td colspan="4" style="height:12pt;background-color:#ffffff"></td>
<td colspan="4" style="height:12pt;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Types of financial liabilities</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,031</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,031</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(32,293</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(13,976</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,762</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold under repurchase agreements and securities lent</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">321,108</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(131,964</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189,144</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(16,221</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(168,607</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,316</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">377,139</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(131,964</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">245,175</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(48,514</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(182,583</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,078</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Types of financial assets</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross&#160;amounts<br/> of&#160;recognized<br/> financial&#160;instruments</div></div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross&#160;amounts&#160;of</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">recognized&#160;financial<br/> instruments&#160;offset&#160;in<br/> the&#160;Consolidated<br/> Statement&#160;of<br/> Financial&#160;Position</div></div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net&#160;amounts&#160;of<br/> financial&#160;instruments<br/> presented&#160;in&#160;the<br/> Consolidated<br/> Statement of<br/> Financial&#160;Position</div></td>
<td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Related amounts not offset<br/> in the Consolidated statement<br/> of Financial Position</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impact of<br/> master&#160;netting<br/> arrangements<br/> or similar<br/> agreements<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Collateral<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net&#160;amount<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(29,949</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(5,559</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,871</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">318,531</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(117,988</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">200,543</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(19,551</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(178,816</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,176</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">362,910</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(117,988</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">244,922</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(49,500</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(184,375</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">11,047</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Types of financial liabilities</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">51,260</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">51,260</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(29,949</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(11,565</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,746</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold under repurchase agreements and securities lent</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">308,437</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(117,988</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">190,449</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(19,551</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(166,734</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,164</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;359,697</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(117,988</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;241,709</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(49,500</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(178,299</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;13,910</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Amounts that are subject to master netting arrangements or similar agreements but were not offset in the Consolidated Statement of Financial Position because they did not meet the net settlement/simultaneous settlement criteria; or because the rights of set off are conditional upon the default of the counterparty only. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Cash and financial instrument collateral amounts received or pledged in relation to the total amounts of financial assets and financial liabilities, including those that were not offset in the Consolidated Statement of Financial Position. These amounts are disclosed at fair value and the rights of set off are conditional upon the default of the counterparty. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Not intended to represent the Bank&#8217;s actual exposure to credit risk, as a variety of credit mitigation strategies are employed in addition to offsetting and collateral arrangements. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment Securities (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueOfFinancialInstrumentsMeasurementCategoryExplanatory', window );">Disclosure of Carrying Value Of Banks Investment Securities Per Measurement Category</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the carrying amounts of the Bank&#8217;s investment securities per measurement category. </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt investment securities measured at FVOCI</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">123,732</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">118,226</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt investment securities measured at amortized cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,722</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,412</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity investment securities designated at FVOCI</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,162</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity investment securities measured at FVTPL</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,073</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,004</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt investment securities measured at FVTPL</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">28</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;149,948</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;152,832</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <span></span>
</td>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_UnrealizedGainLossOnInvestmentsExplanatory', window );">Disclosure of Unrealized Gains and Losses on Fair Value through Other Comprehensive Income Securities</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Debt investment securities measured at fair value through other comprehensive income (FVOCI) </div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:31%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cost</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> gains</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cost</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> gains</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,815</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">359</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">64</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,110</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,473</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">219</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">152</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian provincial and municipal&#160;debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,490</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">430</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">77</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,843</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,500</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">234</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">209</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,525</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agency debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,111</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">483</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">558</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,036</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">47,156</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">214</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">994</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">46,376</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,570</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">358</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">202</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,726</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,505</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">181</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">400</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,286</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other debt</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,007</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,017</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,514</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">22</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">37</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,499</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;122,993</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,661</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;922</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;123,732</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;119,148</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;870</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,792</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;118,226</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfAnalysisOfTheFairValueAndCarryingValueOfSecuritiesAmortizedCostExplanatory', window );">Summary of Analysis of Fair Value and Carrying Value of Investment Securities Measured at Amortized Cost</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Debt investment securities measured at amortized cost </div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:62%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair Value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair Value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal and provincial government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,553</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,467</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,722</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,721</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agency debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,178</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,758</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,440</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,440</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,285</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,281</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,044</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,041</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate debt</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">223</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">216</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">216</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">210</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;23,239</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;23,722</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;28,422</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;29,412</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Balances are net of allowances, which are $1 (2024 &#8211; $1). </div></td></tr></table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_EquityInvestmentSecuritiesDesignatedAsAtFairValueThroughOtherComprehensiveIncomeExplanatory', window );">Summary of Equity Investment Securities Designated as at Fair Value Through Other Comprehensive Income</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equity investment securities designated at fair value through other comprehensive income (FVOCI) </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank has designated certain equity securities at FVOCI shown in the following table as these investments are held for strategic purposes. </div> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:69%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cost</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> gains</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common shares</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">178</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">221</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;178</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;221</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;398</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td>
<td colspan="4" style="height:12pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Cost</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> gains</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> unrealized<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common shares</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,522</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">713</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">73</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,162</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,522</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;713</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;73</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;3,162</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfContractualMaturitiesOfFinancialInstrumentsExplanatoryTableTextBlock', window );">Summary of Residual Term to Contractual Maturity of Financial Instruments</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(d)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">An analysis of the carrying value of investment securities is as follows: </div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:40%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within<br/> three<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three&#160;to<br/> twelve<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five&#160;to<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;ten<br/> years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value through other comprehensive income</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">774</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,596</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,408</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,505</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">827</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,110</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.0</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.1</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.5</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.5</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.8</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.5</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">578</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,200</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,841</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,091</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">133</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,843</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">2.6</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">2.3</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.6</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.8</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.0</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.6</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S.&#160;agency debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">694</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,216</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,156</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,240</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,730</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,036</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.9</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.0</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.0</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.7</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.3</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.8</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,884</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,054</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,192</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,312</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">284</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,726</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">2.8</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.2</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.9</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.2</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.9</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.5</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">159</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">804</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,768</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">277</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,017</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">6.0</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.0</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.8</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.5</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.9</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.0</div></div></div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,089</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,870</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62,365</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,425</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,983</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">123,732</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common shares</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total FVOCI</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,089</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,870</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62,365</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,425</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,983</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">124,130</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amortized cost</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal and provincial government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">294</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,110</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,853</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">210</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,467</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">1.2</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">2.6</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.1</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.9</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.7</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agency debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">88</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,612</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,758</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.9</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.7</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.5</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.4</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.4</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">246</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,173</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">750</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">82</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,281</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">1.9</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.5</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">2.5</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.8</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.3</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.0</div></div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate debt</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">146</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">216</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">6.8</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.4</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.5</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.5</div></div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">540</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,315</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,760</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">319</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,788</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,722</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value through profit or loss</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,073</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,073</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt instruments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,631</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,185</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67,146</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,744</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,771</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,471</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">149,948</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total by currency (in&#160;Canadian equivalent):</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian dollar</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,611</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,617</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,080</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,402</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,114</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">552</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,376</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. dollar</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,144</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,858</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,137</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,889</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,343</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,495</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">82,866</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexican peso</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">234</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,131</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,052</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">838</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">106</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,361</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other currencies</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,642</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,579</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,877</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,615</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">314</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">318</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,345</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;6,631</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;24,185</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;67,146</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;25,744</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;23,771</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,471</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;149,948</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents the weighted-average yield of fixed income securities. </div></td></tr></table> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div><div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:38%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">three<br/> months</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three&#160;to<br/> twelve<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One&#160;to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five&#160;to<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over&#160;ten<br/> years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value through other comprehensive income</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt instruments</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,873</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,054</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,699</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,072</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">842</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian provincial and municipal debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">213</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,882</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,190</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,811</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">429</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,525</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">1.8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S.&#160;agency debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,308</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,209</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">30,098</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,387</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">46,376</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2.3</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,203</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,069</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,969</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,715</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">330</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,286</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">2.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.0</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">452</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,768</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">268</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,499</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">10.7</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">6.1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.7</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.5</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.9</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">10,598</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">14,666</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">65,724</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">19,253</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,985</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">118,226</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity instruments</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common shares</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">3,162</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">3,162</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total FVOCI</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">10,598</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">14,666</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">65,724</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">19,253</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">7,985</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">3,162</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">121,388</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amortized cost</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian federal and provincial government issued or guaranteed debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">610</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,099</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,740</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">272</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,721</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">2.1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.0</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. treasury and other U.S. agency debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">48</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">116</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,262</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,440</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.0</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other foreign government debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">324</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">689</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">858</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">139</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">31</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,041</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">8.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">3.2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.0</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">4.3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate debt</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">81</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">129</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">210</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">Yield<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>%</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">6.4</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.5</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">5.8</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"><div style="font-style:italic;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">935</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,836</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">6,795</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">424</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">18,422</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">29,412</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fair value through profit or loss</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity instruments</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,004</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,004</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt instruments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">26</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">28</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">11,535</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">17,502</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">72,545</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">19,677</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">26,407</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">5,166</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">152,832</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total by currency (in&#160;Canadian equivalent):</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canadian dollar</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,725</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,799</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23,034</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,491</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,409</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,464</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">43,922</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">U.S. dollar</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,696</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,894</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">40,362</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,471</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24,636</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,333</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">83,392</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexican peso</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">948</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,215</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,139</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">332</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,678</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other currencies</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,166</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,594</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,010</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,383</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">362</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">325</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">19,840</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total investment securities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;11,535</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;17,502</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;72,545</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;19,677</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;26,407</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;5,166</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;152,832</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents the weighted-average yield of fixed income securities. </div></td></tr></table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfAnalysisOfNetGainOnSaleOfInvestmentSecuritiesExplanatoryTableTextBlock', window );">Schdule of Analysis of Net Gain on Sale of Investment Securities</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(e)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net gain on sale of investment securities </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the net gain on sale of investment securities: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:88%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt investment securities measured at amortized cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Debt investment securities measured at FVOCI</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71</div></div></td>
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<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">47</td>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans, Impaired Loans and Allowance for Credit Losses (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance<br/> for credit<br/> losses</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">368,731</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;350,941</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,208</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;349,733</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110,567</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,432</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">108,135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">106,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,319</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">104,060</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,355</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,690</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,160</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16,214</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">279,705</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,216</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">277,489</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">292,671</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,849</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">290,822</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;778,508</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;7,463</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;771,045</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">767,365</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">6,536</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">760,829</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfLoansAndAcceptancesOutstandingByGeographyExplanatory', window );">Schedule of Loans and Acceptances Outstanding by Geography</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loans and acceptances outstanding by geography<div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px">(1)</div> </div></div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:79%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;312,131</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;297,677</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">82,764</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">82,892</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,018</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,982</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128,086</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">133,810</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">531,999</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">523,361</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">United States:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,965</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,009</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,171</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">55,237</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62,136</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">59,246</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mexico:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,980</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16,749</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,436</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,615</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,048</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">832</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,232</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">23,994</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45,696</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">44,190</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Chile:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,739</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20,410</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,125</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,868</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,076</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,551</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,171</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">20,330</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">51,111</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">49,159</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Peru:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,625</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,113</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,801</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,623</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">492</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">757</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,125</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">10,545</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,043</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">21,038</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Colombia:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,384</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,196</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,885</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,186</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,540</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,446</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,481</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,518</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,290</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">11,346</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other International:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,332</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,796</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,591</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,186</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,871</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,806</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35,439</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">43,237</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">52,233</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">59,025</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loans</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">778,508</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">767,365</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acceptances<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">177</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">148</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loans and acceptances<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">778,685</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">767,513</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(6,537</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loans and acceptances net of allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771,222</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">760,976</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Geographic segmentation is based on the location of the property for residential mortgages; otherwise, the residence of the borrower. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">98.8% of acceptances reside outside Canada (October 31, 2024 &#8211;<div style="letter-spacing: 0px; top: 0px;display:inline;"> 96.5</div>%). </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Loans and acceptances denominated in U.S. dollars were $119,788 (2024 &#8211; $137,804), in Chilean pesos $10,885 (2024 &#8211; $39,425), Mexican pesos $12,754 (2024 &#8211; $31,522), and in other foreign currencies $24,665 (2024 &#8211; $54,549). </div></td></tr></table> <span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfLoansMaturityScheduleExplanatory', window );">Schedule of Loans Maturities</a></td>
<td class="text">
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<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(c)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loan maturities </div></div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Rate sensitivity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within<br/> one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five to<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Floating</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fixed&#160;rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-rate</div><br/> sensitive</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">92,485</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">228,818</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,398</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,699</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,791</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,191</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">111,631</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">253,782</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,778</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,191</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,114</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,982</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,341</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,269</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,861</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110,567</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50,887</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,258</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,422</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110,567</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">141,324</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">121,364</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,003</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">644</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,370</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">279,705</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">205,000</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71,634</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,071</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">279,705</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;254,923</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;388,164</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;32,742</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;27,612</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;75,067</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;778,508</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;367,518</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;401,719</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;9,271</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;778,508</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loans net of allowance for credit&#160;losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">254,923</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">388,164</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,742</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,612</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67,604</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771,045</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">367,518</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">401,719</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,808</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">771,045</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:12pt"></td>
<td colspan="24" style="height:12pt"></td>
<td colspan="16" style="height:12pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining term to maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Rate sensitivity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within<br/> one&#160;year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Five to<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over<br/> ten&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">No&#160;specific<br/> maturity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Floating</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fixed&#160;rate</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-rate</div><br/> sensitive</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">72,883</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">233,469</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15,456</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,264</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,869</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">350,941</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">93,626</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">253,954</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,361</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">350,941</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,753</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">37,707</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,411</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,171</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">43,337</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">106,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">47,790</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">57,219</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,370</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">106,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">142,536</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">135,474</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,340</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">405</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,916</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">292,671</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">216,334</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">73,596</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,741</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">292,671</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;234,172</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;406,650</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;28,207</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;26,840</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;71,496</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;767,365</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;357,750</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;402,143</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;7,472</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;767,365</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(6,536</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(6,536</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(6,536</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(6,536</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loans net of allowance for credit&#160;losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">234,172</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">406,650</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">28,207</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">26,840</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">64,960</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">760,829</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">357,750</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">402,143</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">936</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">760,829</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfImpairedLoansIncludingTheRelatedAllowancesExplanatory', window );">Schedule of Impaired Loans</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(d)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Impaired loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px">(1)</div> </div></div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:54%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> impaired<br/> loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance<br/> for credit<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Gross<br/> impaired<br/> loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance<br/> for credit<br/> losses</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,903</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">840</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,063</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,372</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">645</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,727</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,071</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">604</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">467</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,117</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">621</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">496</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,270</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">897</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,373</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,250</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">788</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,462</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;7,244</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,341</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;4,903</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6,739</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,054</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,685</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">By geography:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canada</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,416</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">683</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,733</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,158</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">569</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,589</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">United States</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">109</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">87</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexico</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,494</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">535</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">959</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,343</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">424</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">919</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Peru</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">823</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">400</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">423</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">715</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">385</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">330</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Chile</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,420</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">332</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,088</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,249</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">281</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">968</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Colombia</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">364</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">132</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">232</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">322</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">109</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">213</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other International</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">727</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">259</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">468</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">843</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">264</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">579</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,244</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,341</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,903</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;6,739</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,054</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;4,685</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Interest income recognized on impaired loans during the year ended October&#160;31, 2025 was $95 (2024 &#8211; $84). </div></td></tr></table> <span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfKeyMacroeconomicVariablesUsedForTheAllowanceForCreditLossesCalculationsExplanatory', window );">Summary of Key Macroeconomic Variables Used for Allowance for Credit Losses Calculations</a></td>
<td class="text"> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following tables show certain key macroeconomic variables used to calculate the modelled estimate for the allowance for credit losses. Further changes in these variables up to the date of the financial statements are incorporated through expert credit judgment. For the base case, optimistic and pessimistic scenarios, the projections are provided for the next 12 months and for the remaining forecast period, which represents a medium-term view. </div></div></div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">October&#160;31, 2025</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Next<br/> 12&#160;Months</div></td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining<br/> Forecast&#160;Period</div></td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.2</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.2</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.4</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-1.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-4.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.4</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Consumer price index, y/y %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.4</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.8</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.0</div></div></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank of Canada overnight rate target, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.3</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.8</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.8</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.7</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.1</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.3</div></div></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">HPI &#8211; Housing Price Index, y/y % change</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.6</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-2.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-5.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.2</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">USD/CAD exchange rate, average</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.32</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.30</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.31</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.29</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.37</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.29</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.45</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.30</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">U.S.</div></div> </td>
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<td style="vertical-align:top;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.4</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.3</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-1.0</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-3.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Consumer price index, y/y %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.5</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.7</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.8</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.7</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.4</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.0</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.7</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Target federal funds rate, upper limit, average %</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.3</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.0</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.2</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.7</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.9</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.6</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.5</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.3</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.8</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.8</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.2</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mexico</div></div> </td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-0.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-2.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-5.5</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.3</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.3</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.8</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.6</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Chile</div></div> </td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.8</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.3</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-3.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.3</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Peru</div></div> </td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-1.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.1</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.3</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.2</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.7</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.5</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.5</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7.6</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td style="vertical-align:top;background-color:#ffffff"></td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.5</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.4</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-1.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.3</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.9</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9.1</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10.5</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18.9</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12.5</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Caribbean</div></div> </td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.7</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.0</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.4</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.7</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.4</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-0.6</div></div></td>
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<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.9</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td> </tr>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:top;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">WTI oil price, average USD/bbl</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">66</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">64</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">78</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
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<td style="vertical-align:top;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">53</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Copper price, average USD/lb</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.19</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.68</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.29</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.03</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.92</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.60</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.61</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:top;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.47</div></div></td>
<td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Global GDP, y/y % change</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.2</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.7</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.0</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.5</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.3</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.2</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">-2.2</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.7</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div>  <div style="margin-top: 1em; margin-bottom: 1em"></div><div></div><div> <div style="line-height:normal;display: inline;">  </div> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Alternative&#160;Scenario&#160;&#8211;&#160;Very<br/> Pessimistic</div></td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">October&#160;31, 2024</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Next<br/> 12&#160;Months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining<br/> Forecast&#160;Period</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Next<br/> 12&#160;Months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining<br/> Forecast&#160;Period</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Next<br/> 12&#160;Months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining<br/> Forecast&#160;Period</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Next<br/> 12&#160;Months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remaining<br/> Forecast&#160;Period</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-1.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-4.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Consumer price index, y/y %</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">8.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">11.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">7.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank of Canada overnight rate target, average %</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-3.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-5.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.34</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.30</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.33</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.28</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.43</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.28</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.49</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.30</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
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<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-1.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-4.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">8.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
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<td colspan="4" style="height:3.75pt"></td>
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<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
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<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
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<td colspan="4" style="height:3.75pt"></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-0.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-2.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
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<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
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<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
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<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">7.9</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">7.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">9.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">7.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">11.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">7.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
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<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-0.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.3</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unemployment rate, average %</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">8.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">6.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">11.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">8.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">1.4</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">-0.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">11.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">10.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">10.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">9.1</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">13.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">10.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">19.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">13.0</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Caribbean</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real GDP growth, y/y % change</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">3.8</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">2.5</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.2</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">0.6</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.7</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt">&#160;</td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">WTI oil price, average USD/bbl</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">73</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">69</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">78</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">83</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">60</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">60</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">53</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">58</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Copper price, average USD/lb</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.99</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.29</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.16</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.86</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.50</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.13</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">4.32</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top;text-align:right">5.02</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Global GDP, y/y % change</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">3.4</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">2.4</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">4.3</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">3.3</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">0.6</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">3.1</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">-1.5</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right">3.5</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top">&#160;</td> </tr> </table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfAllowanceForCreditLossesExplanatory', window );">Schedule of Allowance for Credit Losses</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(iv)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses </div></div> </td> </tr> </table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:51%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance&#160;as&#160;at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">November&#160;1,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for<br/> credit&#160;losses<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Net&#160;write-offs</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other,&#160;including<br/> foreign<br/> currency<br/> adjustment</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance&#160;as&#160;at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">October&#160;31,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2025</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,208</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">304</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(110</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,319</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,951</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,814</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(24</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,432</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,160</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,399</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,242</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,355</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,036</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,072</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(642</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(74</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,392</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;6,723</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;4,726</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(3,808</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;7,639</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Presented as:</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,536</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,463</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on acceptances<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">186</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">175</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes amounts associated with other assets of $(12). The provision for credit losses, net of these amounts, is $4,714. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on acceptances is recorded against the financial asset in the Consolidated Statement of Financial Position. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position. </div> </td> </tr> </table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:53%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance&#160;as&#160;at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">November&#160;1,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2023</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision&#160;for<br/> credit&#160;losses<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Net&#160;write-offs</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other,&#160;including<br/> foreign<br/> currency<br/> adjustment</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Balance&#160;as&#160;at</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">October&#160;31,</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,084</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">257</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(76</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(57</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,208</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,414</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,893</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,857</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(131</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,319</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,237</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,122</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,166</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(33</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,160</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">1,876</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">790</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(424</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">(206</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,036</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;6,611</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;4,062</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(3,523</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(427</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;6,723</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Presented as:</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on loans</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,372</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,536</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on acceptances<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">90</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">149</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">186</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes amounts associated with other assets and reversal of impairment losses of $(11). The provision for credit losses, net of these amounts, is $4,051. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on acceptances is recorded against the financial asset in the Consolidated Statement of Financial Position. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position. </div> </td> </tr> </table> <div style="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:arial"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Allowance for credit losses on loans </div></div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:66%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">424</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">840</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">613</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,215</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">604</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,432</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">338</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,017</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,355</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">713</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">606</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">897</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,216</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,860</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;3,262</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,341</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;7,463</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes allowance for credit losses for other financial assets including acceptances, investment securities, deposits with banks, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet credit risks and reverse repos which amounted to $191. </div> </td> </tr> </table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:66%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">165</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">398</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">645</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,208</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">544</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,154</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">621</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,319</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">288</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">872</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,160</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">586</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">475</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">788</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,849</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,583</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,899</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,054</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;6,536</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes allowance for credit losses for other financial assets including acceptances, investment securities, deposits with banks, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet credit risks and reverse repos which amounted to $200. </div> </td> </tr> </table> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div>  <div style="margin-top: 1em; margin-bottom: 1em"></div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div><div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the changes to the allowance for credit losses on loans. </div><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:52%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">165</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">645</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,208</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">265</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">321</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">498</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,084</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Remeasurement<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(235</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">117</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">423</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">305</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(271</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">164</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">373</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">266</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Newly originated or purchased financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">41</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">41</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derecognition of financial assets and maturities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(33</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(41</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(9</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(22</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(31</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Changes in models and methodologies<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(7)</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(14</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(22</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(19</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Transfer to (from):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 1</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">268</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(216</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(52</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">215</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(165</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(50</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 2</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(44</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">258</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(214</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(40</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">197</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(157</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(101</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">101</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(84</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">84</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom">Gross write-offs</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(100</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(100</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom">Recoveries</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and other movements<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(6)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(14</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(16</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(27</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(57</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">424</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">840</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">165</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">398</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">645</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,208</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">544</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,154</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">621</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,319</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">647</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,103</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">664</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,414</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Remeasurement<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(620</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">997</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,445</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,822</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(686</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">976</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,497</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,787</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Newly originated or purchased financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">390</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">390</div></div></td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">365</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">365</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derecognition of financial assets and maturities</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(92</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(144</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(236</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(97</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(190</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(287</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Changes in models and methodologies<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(7)</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(33</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(25</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(68</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">96</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">28</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Transfer to (from):</div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 1</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">620</div></div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(604</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(16</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">658</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(642</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(16</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 2</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(207</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">326</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(119</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(231</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">344</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(113</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(8</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(473</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">481</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(13</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(504</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">517</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom">Gross write-offs</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,127</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2,127</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(2,145</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(2,145</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom">Recoveries</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">313</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">313</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">288</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">288</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and other movements<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(6)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(17</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(8</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(24</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(31</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(29</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(71</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(131</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">613</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,215</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">604</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,432</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">544</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,154</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">621</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,319</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">288</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">872</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,160</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">414</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">823</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,237</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Remeasurement<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(319</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">820</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">853</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,354</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(361</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">643</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">835</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,117</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Newly originated or purchased financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">139</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">139</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">136</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">136</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derecognition of financial assets and maturities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(43</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(41</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(84</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(53</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(61</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(114</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Changes in models and methodologies<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(7)</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(38</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(17</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Transfer to (from):</div></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 1</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">390</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(390</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">335</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(335</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 2</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(128</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(135</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">135</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(380</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">380</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(330</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">330</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Gross write-offs</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,466</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,466</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,356</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,356</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Recoveries</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">224</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">224</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">190</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">190</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and other movements<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(6)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(10</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(24</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(33</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">338</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,017</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,355</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">288</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">872</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,160</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Total retail loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">997</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,424</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,266</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,687</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,326</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,247</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,162</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,735</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Remeasurement<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,174</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,934</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,721</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,481</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,318</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,783</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,705</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,170</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Newly originated or purchased financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">576</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">576</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">542</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">542</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derecognition of financial assets and maturities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(143</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(218</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(361</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(159</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(273</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(432</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Changes in models and methodologies<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(7)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(57</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(42</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(128</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">120</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(8</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Transfer to (from):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="font-weight: bold;display:inline;">&#8211;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="font-weight: bold;display:inline;">&#8211;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="font-weight: bold;display:inline;">&#8211;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="font-weight: bold;display:inline;">&#8211;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 1</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,278</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,210</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(68</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,208</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,142</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(66</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 2</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(379</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">712</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(333</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(406</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">676</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(270</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(954</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">962</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(13</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(918</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">931</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Gross write-offs</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3,728</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3,728</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(3,601</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(3,601</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Recoveries</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">562</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">562</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">502</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">502</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and other movements<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(6)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(55</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(69</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(97</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(221</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,147</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,656</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,444</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,247</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">997</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,424</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,266</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,687</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Business and government</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">739</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">508</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">788</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,035</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">635</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">403</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">748</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,786</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Remeasurement<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(66</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">335</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">853</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,122</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(210</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">288</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">622</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">700</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Newly originated or purchased financial assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,311</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,311</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">936</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">936</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derecognition of financial assets and maturities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,170</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(145</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(47</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,362</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(860</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(126</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(9</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(995</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Changes in models and methodologies<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(7)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">200</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">37</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">237</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Transfer to (from):</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 1</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">120</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(120</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">154</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(154</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 2</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(89</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">94</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(110</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">114</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(4</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(33</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(21</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Gross write-offs</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(700</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(700</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(484</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(484</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Recoveries</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">60</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">60</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign exchange and other movements</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(86</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(73</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(6</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(33</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(166</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(205</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of period including <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">854</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">640</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">897</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,391</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">739</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">508</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">788</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,035</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Less: Allowance for credits losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)(3)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(141</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(34</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(175</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(153</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(33</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(186</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at end of year<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">713</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">606</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">897</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,216</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">586</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">475</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">788</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">1,849</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes credit risk changes as a result of significant increases in credit risk, changes in credit risk that did not result in a transfer between stages, changes in model inputs and assumptions and changes due to drawdowns of undrawn commitments. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Interest income on impaired loans for residential mortgages, personal loans, credit cards, and business and government loans totaled $439 (2024 &#8211; $443). </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Allowance for credit losses on acceptances are recorded against the financial asset in the Consolidated Statement of Financial Position. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(5)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">During the year ended October&#160;31, 2025, the contractual terms of certain financial assets were modified where the modification did not result in derecognition. The carrying value of such loans that were modified in Stage 2 and Stage 3 was $2,833&#160;(2024 &#8211; $3,504) and $899 (2024 &#8211; $<div style="letter-spacing: 0px; top: 0px;display:inline;">726)</div> respectively, before the modification. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(6)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Divestitures are included in the foreign exchange and other movements. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(7)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Comprises changes due to enhanced IFRS 9 models, including changes to reflect previously established expert credit judgment overlays that are now incorporated in the model. </div></td></tr></table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExposureExplanatory', window );">Summary of Carrying Value of Exposures by Risk Rating</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(f)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying value of exposures by risk rating </div></div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:29%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Residential mortgages</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">219,905</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,983</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">223,888</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;211,165</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,262</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;214,427</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,755</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,820</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">88,575</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">78,344</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,625</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">81,969</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,870</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,618</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,488</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19,205</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,072</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21,277</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,002</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,007</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,009</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,561</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,280</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,841</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very high</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,170</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,218</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,814</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,827</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,937</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,173</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,110</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,614</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,614</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20,228</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,903</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,903</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,372</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,372</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">339,517</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,771</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,903</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,191</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">329,902</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;18,667</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,372</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">350,941</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">424</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">840</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,460</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">165</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">398</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">645</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,208</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;339,321</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;27,347</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,063</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;368,731</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">329,737</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">18,269</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">1,727</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">349,733</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:31%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Personal loans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,009</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">202</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,211</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;30,865</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">30,865</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,075</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">751</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,826</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20,686</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20,698</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,886</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">78</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,964</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13,053</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">38</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13,091</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,331</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,659</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,990</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10,535</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,843</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15,378</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very high</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,651</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,686</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">76</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,743</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,819</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,465</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,354</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,819</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20,482</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,929</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22,411</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,071</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,071</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,117</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,117</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97,801</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,695</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,071</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110,567</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">95,697</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,565</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,117</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">106,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">613</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,215</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">604</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,432</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">544</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,154</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">621</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,319</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;97,188</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;10,480</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">467</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;108,135</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">95,153</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;8,411</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">496</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;104,060</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:31%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Credit cards</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,646</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8199;&#8201;&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,648</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,382</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,385</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,171</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,182</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,872</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,897</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,792</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,818</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,631</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">55</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,686</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,210</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,942</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,152</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,069</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,880</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,949</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very high</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,204</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,224</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,028</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,044</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">582</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">439</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,021</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">895</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">518</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,413</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,421</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,624</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;13,865</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,509</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;17,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">338</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,017</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,355</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">288</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">872</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,160</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;14,083</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;2,607</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;16,690</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">13,577</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;2,637</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;&#8199;&#8199;&#8201;&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">16,214</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:35%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Undrawn loan commitments&#160;&#8211;<br/> Retail</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126,681</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">255</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8199;&#8201;&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126,936</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;115,396</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">115,398</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,102</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,173</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,947</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">26</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,973</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,569</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,582</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,128</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,150</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,047</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">631</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,678</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,490</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">505</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,995</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very high</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">351</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">365</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">305</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">315</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,039</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,049</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,088</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,634</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,749</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15,383</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;171,452</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;3,370</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;174,822</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">157,605</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;3,609</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;&#8199;&#8199;&#8201;&#8211;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;161,214</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div>  <div style="margin-top: 1em; margin-bottom: 1em"></div><div></div><div><div style="line-height:normal;display: inline;"></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:36%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Total retail loans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">380,241</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,442</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">384,683</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;359,808</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,267</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">363,075</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">130,103</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,653</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">135,756</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">119,849</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,688</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">123,537</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43,117</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,735</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">51,852</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">45,017</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,187</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">47,204</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,590</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,239</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,829</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19,655</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,508</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">32,163</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very high</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">117</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,376</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,493</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">115</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,890</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,005</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,023</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,015</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55,038</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">52,625</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,810</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,435</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,974</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,974</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,489</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,489</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">623,191</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,460</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,974</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">673,625</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">597,069</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;35,350</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,489</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">635,908</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,147</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,656</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,444</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,247</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">997</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,424</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,266</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,687</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;622,044</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;43,804</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,530</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;668,378</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">596,072</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">32,926</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,223</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;631,221</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:36%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Business and government loans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">138,789</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,482</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">140,271</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;146,999</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,829</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">148,828</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Investment</div> grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">121,999</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,169</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">129,168</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">124,749</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,800</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">133,549</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Watch list</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,468</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,475</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,819</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,829</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,485</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,521</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,190</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,215</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,270</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,270</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,250</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,250</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">263,280</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,155</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,270</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">279,705</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">273,948</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;15,473</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,250</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">292,671</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">713</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">606</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">897</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,216</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">586</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">475</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">788</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,849</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;262,567</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;12,549</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,373</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;277,489</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">273,362</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">14,998</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,462</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;290,822</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:30%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Undrawn loan commitments&#160;&#8211;<br/> Business and government</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">242,637</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,101</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">243,738</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;243,635</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;1,124</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">244,759</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-investment</div> grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60,136</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,841</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61,977</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,572</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,894</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">62,466</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Watch list</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,007</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,007</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,142</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,142</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,593</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,594</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,921</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,921</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">32</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">32</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">307,366</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,950</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">311,347</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">307,128</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,160</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">32</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">312,320</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">141</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">175</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">153</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">33</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">186</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;307,225</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;3,916</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;31</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;311,172</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">306,975</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">5,127</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;&#8201;&#8199;32</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;312,134</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:36%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">Total <div style="white-space:nowrap;display:inline;">non-retail</div> loans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of PD grades ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage&#160;3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 1</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 2</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Stage 3<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">381,426</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,583</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">384,009</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;390,634</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,953</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">393,587</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-investment</div> grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">182,135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,010</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">191,145</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">184,321</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,694</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">196,015</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Watch list</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,475</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,482</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,961</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,971</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans not graded<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,078</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,115</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,111</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,136</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,301</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,301</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,282</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,282</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">570,646</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,105</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,301</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">591,052</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">581,076</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;20,633</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,282</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">604,991</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">854</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">640</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">897</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,391</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">739</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">508</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">788</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,035</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;569,792</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;16,465</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,404</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;588,661</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">580,337</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">20,125</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,494</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;602,956</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Stage 3 includes purchased or originated credit-impaired loans. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category. </div></td></tr></table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFinancialAssetsThatArePastDueButNotImpairedExplanatory', window );">Schedule of Loans Past Due But Not Impaired</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(g)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Loans past due but not impaired<div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px">(1)</div> </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">A loan is considered past due when a counterparty has not made a payment by the contractual due date. The following table presents the carrying value of loans that are contractually past due but not classified as impaired. In cases where borrowers have opted to participate in payment deferral programs, deferral of payments is not considered past due and such loans are not aged further during the deferral period. </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">31&#160;-&#160;60<br/> days</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">61&#160;-&#160;90<br/> days</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">91&#160;days<br/> and<br/> greater<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">31&#160;-&#160;60<br/> days</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">61&#160;-&#160;90<br/> days</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">91&#160;days<br/> and<br/> greater<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Residential mortgages</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,603</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">767</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,370</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,418</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">718</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,136</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">691</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">353</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,044</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">647</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">343</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">990</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">289</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">430</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">908</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">242</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">172</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">398</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">812</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">238</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">104</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">342</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">192</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">48</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">240</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,821</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,413</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;430</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;4,664</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">2,499</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,281</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;398</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;4,178</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Loans past due 30 days or less are not presented in this analysis as they are not administratively considered past due. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For loans where payment deferrals were granted, deferred payments are not considered past due and such loans are not aged further during the deferral period. Regular aging of the loans resumes, after the end of the deferral period. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">All loans that are over 90 days past due are considered impaired with the exception of credit card receivables which are considered impaired when 180 days past due. </div></td></tr></table> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPurchasedCreditImpairedLoansExplanatory', window );">Summary of Purchased Credit Impaired Loans</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(h)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Purchased credit-impaired loans </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Certain financial assets including loans are credit-impaired on initial recognition either through acquisition or origination. The following table provides details of such assets: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:87%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Unpaid principal balance<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8199;224</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;&#8199;&#8199;243</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Credit-related fair value adjustments</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(24</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(29</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">200</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">214</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Stage 3 allowance</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(1</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value net of related allowance</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">199</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">213</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents principal amount owed net of write-offs. </div></td></tr></table> <span></span>
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<div style="display: none;">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of loans at amortized cost explanatory.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of purchased credit impaired loans.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the allowance relating to impairments of financial assets due to credit losses. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of the credit risk exposure. Credit risk exposure is the credit risk inherent in an entity&#8217;s financial assets and commitments to extend credit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Derecognition of Financial Assets (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="text"><div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table provides the carrying amount of transferred assets that do not qualify for derecognition and the associated liabilities: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td style="vertical-align:bottom;width:3%"></td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value of residential mortgage loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,759</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;11,190</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other related assets<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,868</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,202</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Liabilities</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value of associated liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;15,531</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">17,923</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The fair value of the transferred assets is $15,298 (2024 &#8211; $18,092) and the fair value of the associated liabilities is $15,593 (2024 &#8211; $17,692), for a net position of $(295) (2024 &#8211; $400). </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">These include cash held in trust and trust permitted investment assets, including repurchase style transactions of mortgage-backed securities, acquired as part of principal reinvestment account that the Bank is required to maintain in order to participate in the programs. </div></td></tr></table> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table provides the carrying amount of the transferred assets and the associated liabilities: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:82%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value of assets associated with:</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Repurchase agreements<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;174,010</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;174,334</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities lending agreements</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">78,548</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">58,477</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">252,558</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">232,811</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Carrying value of associated liabilities<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189,144</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">190,449</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The fair value of transferred assets is $252,558 (2024 &#8211; $232,811) and the fair value of the associated liabilities is $189,144 (2024 &#8211; $190,449), for a net position of $63,414 (2024 &#8211; $42,362). </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Does not include over-collateralization of assets pledged. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Liabilities for securities lending arrangements only include amounts related to cash collateral received. For securities received as collateral, refer to Note 34(a)(iv). </div> </td> </tr> </table> <span></span>
</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of transferred financial assets that are not derecognised in their entirety. [Refer: Transferred financial assets that are not derecognised in their entirety [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 42D<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_42D&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Structured Entities (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TextBlockAbstract', window );"><strong>Text Block [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesExplanatory', window );">Summary of Unconsolidated Structured Entities</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;">The following table provides information about other structured entities which the Bank does not control and therefore does not consolidate. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;">&#160;<br/></div> <div style="text-align: center;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr>
<td style="width: 62%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 3%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 3%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td> </tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="14" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">As at October&#160;31, 2025</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">($ millions)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space: nowrap;display:inline;">Canadian&#160;multi-seller</div><br/>conduits that the<br/>Bank administers</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Structured<br/>finance<br/>entities</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/>funding<br/>vehicles</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total assets on structured entity&#8217;s financial statements</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,971</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,746</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,575</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,292</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets recognized on the Bank&#8217;s financial statements:</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Trading assets</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">709</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">735</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">786</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">786</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,546</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,546</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">52</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">99</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">151</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,093</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">99</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,218</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Liabilities recognized on the Bank&#8217;s financial statements:</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposits &#8211; Business and government</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,533</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,533</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,576</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,576</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank&#8217;s maximum exposure to loss</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,997</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); white-space: nowrap; background-color: rgb(255, 255, 255); width: 2%;"><div style="font-weight:bolder;display:inline;width:100%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div>&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,670</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29,738</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="16" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="14" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">($ millions)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian&#160;multi-seller<br/> conduits that the<br/> Bank administers</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Structured<br/> finance<br/> entities</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> funding<br/> vehicles</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total assets (on structured entity&#8217;s financial statements)</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;6,299</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;13,695</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;1,870</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;21,864</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets recognized on the Bank&#8217;s financial statements:</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 2%;"></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 2%;"></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 3%;"></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 3%;"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Trading assets</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">306</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">314</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment securities</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">842</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">842</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,757</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,757</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">35</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">93</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">128</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">8</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">5,940</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">93</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">6,041</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Liabilities recognized on the Bank&#8217;s financial statements:</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 2%;"></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 2%;"></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 3%;"></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 3%;"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposits &#8211; Business and government</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,842</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,842</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Derivative financial instruments</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">28</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">28</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,870</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,870</td>
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<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
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<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">11,469</td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">76</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">17,852</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;">&#160;</div>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Loan balances are presented net of allowance for credit losses. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Property and Equipment (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,809</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,854</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">120</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">232</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">73</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">134</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">125</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">684</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(149</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(183</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(155</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(67</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(77</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(631</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
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<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(48</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(78</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(44</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(43</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(203</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,736</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,780</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">633</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,877</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,341</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,367</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Additions</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">194</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">144</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">88</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">117</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">210</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">753</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Disposals/Retirements<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(481</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(82</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(25</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(92</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(118</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(798</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(129</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">112</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">233</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,320</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,886</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">822</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,014</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,513</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,555</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Accumulated depreciation</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2023</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">686</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,268</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">381</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,152</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,388</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,875</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Depreciation</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">49</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">94</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">140</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">116</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">331</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">730</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(50</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(75</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(145</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(40</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(62</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(372</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(22</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(26</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(14</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(40</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(16</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(118</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">663</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,261</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">362</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,188</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,641</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,115</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Depreciation</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">133</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">113</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">318</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">683</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(44</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(67</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(17</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(71</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(107</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(306</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">77</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">182</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">683</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,278</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">555</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,270</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,888</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,674</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net book value</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,073</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">519</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">271</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">689</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,700</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,252</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div>&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">637</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">608</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">267</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">744</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,625</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,881</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div>&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes a net impairment loss recorded in Q1 2025 related to the agreement to sell the banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes $39 (2024 &#8211; $36) of investment property. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div><span></span>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investments in Associates (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank had significant investments in the following associates: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Country of<br/> incorporation</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Nature of<br/> business</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Ownership<br/> percentage</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Date&#160;of&#160;financial<br/> statements<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">KeyCorp<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">United&#160;States</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Banking</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14.9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">September 30, 2025</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;4,379</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">Bank of Xi&#8217;an Co. Ltd.<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">China</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Banking</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18.1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">September 30, 2025</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">729</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;658</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">Maduro&#160;&amp; Curiel&#8217;s Bank N.V.<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(4)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Curacao</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">Banking</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48.1</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">September 30, 2025</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">570</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">527</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents the date of the most recent financial statements. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">On December&#160;27, 2024, the Bank completed the acquisition of an additional 10% ownership interest, bringing the total ownership interest in KeyCorp to 14.9% (refer to Note 35 for further details). The Bank has significant influence over KeyCorp through a combination of its ownership interest and board representation. Based on the quoted price on the New York Stock Exchange, the market value of the Bank&#8217;s investment in KeyCorp was $<div style="letter-spacing: 0px; top: 0px;display:inline;">4,018</div> as at Oct 31, 2025. During the year, dividends received from KeyCorp of $140 were recognized as a reduction in the carrying value of the investment in associate.</div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Based on the quoted price on the Shanghai Stock Exchange, the market value of the Bank&#8217;s Investment in Bank of Xi&#8217;an Co. Ltd. was $617 (October 31, 2024 &#8211; $570). The Bank has significant influence over the Bank of Xi&#8217;an Co. Ltd. through a combination of its ownership interest and board representation. </div> </td> </tr> </table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The local regulator requires financial institutions to set aside reserves for general banking risks. These reserves are not required under IFRS, and represent undistributed retained earnings related to a foreign associated corporation, which are subject to local regulatory restrictions. As of October&#160;31, 2025<div style="letter-spacing: 0px; top: 0px;display:inline;">,</div> these reserves amounted to $76 (2024 &#8211; $74). </div> </td> </tr> </table> <span></span>
</td>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFinancialInformationOfAssociatesExplanatory', window );">Summarized Financial Information of Significant Associates</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Summarized financial information of the Bank&#8217;s significant associates are as follows. </div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="width:65%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
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<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">For&#160;the&#160;twelve&#160;months&#160;ended<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenue</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Net<br/> income</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total&#160;assets</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total&#160;liabilities</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">KeyCorp</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;8,873</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,305</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;262,850</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;234,656</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank of Xi&#8217;an Co. Ltd.</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,009</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">517</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">108,567</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100,773</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Maduro&#160;&amp; Curiel&#8217;s Bank N.V.</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">487</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">183</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,598</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,430</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
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<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at October&#160;31, 2024</div></td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;471</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;81,577</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">457</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">170</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">8,057</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">6,959</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Based on the most recent available financial statements. </div></td></tr></table>&#160;<span></span>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Goodwill and Other Intangible Assets (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian<br/> Banking</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Latin<br/> America</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,690</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,610</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">246</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,630</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,005</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,181</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acquisitions</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Dispositions<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(92</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(92</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(138</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(128</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,690</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,614</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">246</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,400</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,011</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,961</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acquisitions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Dispositions<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(195</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(394</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(589</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">180</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">213</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,690</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;3,641</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;247</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,385</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">622</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;8,585</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">In fiscal 2024, the Bank recorded a goodwill write-down of $92&#160;million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-tax</div> within the Latin America CGU in relation to its agreement to sell CrediScotia Financiera, a subsidiary in Peru. Refer to Note 35 for details. </div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">In the current year, the Bank recorded a goodwill write-down of $589 million <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-tax</div> within the Latin America and Caribbean &amp; Central America CGUs in relation to its agreement to sell banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.</div></div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div><span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory', window );">Summary of Intangible Assets</a></td>
<td class="text">&#160;
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:57%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Finite life</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Indefinite life</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Computer<br/> software</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> intangibles</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Fund&#160;management<br/> contracts<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> intangibles</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Cost</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2023</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,639</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,815</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,415</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">163</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,032</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acquisitions</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Additions</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">840</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">841</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Impairment</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(188</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(188</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(538</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(538</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">24</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(22</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,777</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,794</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,415</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">163</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,149</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Acquisitions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Additions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">637</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">637</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;">Impairment<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(199</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(199</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(170</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(36</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(206</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">390</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">410</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;6,435</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,778</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;4,415</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;163</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;12,791</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Accumulated amortization</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2023</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,566</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,454</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,020</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Amortization</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">958</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">72</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,030</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Impairment</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(91</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(91</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(614</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(614</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(75</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(13</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(88</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2024</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,744</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,513</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,257</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Amortization</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">828</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">896</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;">Impairment<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(9</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disposals/Retirements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(32</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(36</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(68</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency adjustments and other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">113</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">131</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance as at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,644</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,563</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,207</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Net book value</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,033</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(3)</div>&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">281</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,415</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">163</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,892</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">As at October&#160;31, 2025</div></td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,791</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="font-weight: bold;display:inline;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(3)</div>&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">215</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,415</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">163</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,584</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Fund management contracts are attributable to the previously acquired Dynamic Funds business (formerly DundeeWealth Inc.), MD Financial Management Inc., and Jarislowsky Fraser Limited. </div></td></tr></table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;text-indent: 0px;"><div style="null;text-indent: 0px;display:inline;">In the current year, the Bank recognized an impairment loss of $</div>165<div style="display:inline;">&#160;</div><div style="display:inline;">million pre-tax in relation to its agreement to sell banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.&#160;</div> </div></td></tr></table>
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<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Computer software comprises purchased software of $262 (2024&#160;&#8211;&#160;$194), internally generated software of $1,633 (2024&#160;&#8211;&#160;$1,939), and in process software not subject to amortization of $896 (2024&#160;&#8211;&#160;$900). </div></td></tr></table><div style="clear:both;max-height:0pt;text-indent: 0px;"></div><span></span>
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<th class="th" colspan="1">12 Months Ended</th>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,969</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,352</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Accounts receivable and prepaids</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,750</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,118</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,649</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,374</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,304</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,976</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,006</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,231</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:bottom"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Pension assets (Note 27)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">684</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,597</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,056</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,322</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35,367</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
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<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
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<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
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<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Personal</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,089</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,892</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">124,057</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128,680</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">301,718</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">298,821</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Business and government</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">197,177</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33,094</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68,673</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">328,723</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">627,667</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">600,114</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Financial institutions</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,754</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">967</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,068</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,105</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36,894</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">44,914</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">246,020</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,953</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196,798</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">478,508</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">966,279</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">943,849</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Recorded in:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canada</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">160,504</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,892</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">180,349</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">327,855</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">692,600</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">686,817</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">United States</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">47,431</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">101</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,563</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,400</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">101,495</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">90,442</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">United Kingdom</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">367</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33,679</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34,046</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27,091</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexico</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,893</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,339</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,859</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39,091</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">36,751</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Peru</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,159</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,908</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,843</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,917</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,710</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Chile</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,310</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,347</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">142</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,336</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,135</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23,232</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Colombia</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,140</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">552</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">548</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,168</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,408</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,102</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other International</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,583</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,715</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,921</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,368</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45,587</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">53,704</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(4)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">246,020</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,953</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196,798</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">478,508</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">966,279</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;943,849</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Deposits payable on demand include deposits for which the Bank may not have the right to notice of withdrawal, generally chequing accounts. </div></td></tr></table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Deposits payable after notice include deposits for which the Bank may require notice of withdrawal, generally savings accounts. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">All deposits that mature on a specified date, generally term deposits, guaranteed investments certificates and similar instruments. </div></td></tr></table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Deposits denominated in U.S. dollars amount to $297,065 (2024 &#8211; $295,316), deposits denominated in Chilean pesos amount to $20,053 (2024 &#8211; $19,271), deposits denominated in Mexican pesos amount to $35,941 (2024 &#8211; $34,416) and deposits denominated in other foreign currencies amount to $117,530 (2024 &#8211; $109,683). </div></td></tr></table><span></span>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfContractualMaturitiesOfTermDepositLiabilitiesExplanatory', window );">Summary of Maturity Schedule for Term Deposits</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following table presents the maturity schedule for term deposits in Canada greater than $100,000<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div>. </div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Within&#160;three<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Three&#160;to&#160;six<br/> months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Six to<br/> twelve&#160;months</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">One to<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Over<br/> five&#160;years</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">As at October&#160;31, 2025</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54,287</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,607</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57,519</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">109,573</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,165</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">274,151</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">As at October&#160;31, 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;64,521</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;37,062</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;59,273</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;115,757</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;18,820</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;295,433</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The majority of foreign term deposits are in excess of $100,000. </div></td></tr></table><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of contractual maturities of term deposit liabilities .</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of deposit liabilities.</p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Subordinated Debentures (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">These debentures are direct, unsecured obligations of the Bank and are subordinate to the claims of the Bank&#8217;s depositors and other creditors. The Bank, where appropriate, enters into interest rate and cross-currency swaps to hedge the related risks. </div><div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:61%"></td>
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<td colspan="7" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Maturity date</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Carrying<br/> value<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">June 2025</div></td>
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<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">8.900</td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;">On June 20, 2025, all $250 million of outstanding 8.900% subordinated debentures matured. The principal plus accrued interest were paid to noteholders on the maturity date.</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">251</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">December 2025<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">4.500</td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;">U.S.$1,250&#160;million. Interest will be payable semi-annually in arrears on June&#160;16 and December&#160;16 of each year, until maturity in <div style="letter-spacing: 0px; top: 0px;display:inline;">December 2025</div>.</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,753</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,740</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">May 2032<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">3.934</td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;">Redeemable on or after May 3, 2027. After May&#160;3, 2027, interest will be payable quarterly at the then prevailing three-month bankers&#8217; acceptance rate plus 1.520<div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">% subject to applicable benchmark fallback considerations.</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,744</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,713</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">December 2032<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">1.800</td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;">JPY 33,000&#160;million. Redeemable on December 20, 2027. After December&#160;20, 2027, interest will be payable semi-annually at the reference Japanese Government Bond rate plus 1.681% on the reset date.</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">300</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">301</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">August 2033<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">5.679</td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;">Redeemable on or after August 2, 2028. After August&#160;2, 2028, interest will be payable at an annual rate equal to Daily Compounded CORRA plus 2.100%.</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,026</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,016</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">December 2033<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">&#160;</td>
<td style="white-space:nowrap;vertical-align:top">1.830</td>
<td style="white-space: nowrap; vertical-align: top; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 61%;">JPY 12,000&#160;million. Redeemable on December 1, 2028. After December&#160;1, 2028, interest rate on the debentures will be reset to the prevailing yield of Japanese Government Bond rate plus 1.477% on the reset date.</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">109</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">110</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 12%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;">August 2034<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: top; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: top; padding-bottom: 0.375pt;">4.959</td>
<td style="white-space: nowrap; vertical-align: top; padding-bottom: 0.375pt; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt; width: 61%;">Redeemable on or after August 1, 2029. After August&#160;1, 2029, interest will be payable at Daily Compounded CORRA plus 1.550%.</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt; width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,034</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt; width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt; width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;">998</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
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<td style="vertical-align: top; width: 12%; padding-bottom: 0.375pt;"><div style="text-indent: -1em; font-family: arial; font-size: 7.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">May 2037<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.2px">(3)</div></div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.375pt;">4.588</td>
<td style="vertical-align: top; white-space: nowrap; width: 2%; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; width: 61%; padding-bottom: 0.375pt;">U.S.$1,250 million. Redeemable between April 12, 2027, and May 4, 2032. On May 4, 2032, interest will reset at the then prevailing 5-year U.S. treasury rate plus 2.050%.</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,726</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); white-space: nowrap; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">1,704</td>
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<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: top; width: 12%;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 2%;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 1%;">&#160;</td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 61%;"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
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<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 1%;">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;7,833</td>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">In accordance with the provisions of the Capital Adequacy Guideline of the Superintendent, all redemptions are subject to regulatory approval and subject to the terms in the relevant prospectus. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The carrying value of subordinated debentures may differ from par value due to the impact of fair value hedges used for managing interest rate risk and subordinated debentures held for market-making purposes. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Other Liabilities (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Accrued interest</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,955</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,982</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Accounts payable and accrued expenses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,151</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,133</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Current tax liabilities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">942</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,070</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,397</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">757</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">578</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Margin and collateral accounts</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,883</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,186</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Segregated fund liabilities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,007</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,231</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Payables to brokers, dealers and clients</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,843</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">798</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provisions (Note 22)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">668</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">411</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses on <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"> </div>(Note 12)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">175</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">186</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Pension liabilities (Note 27)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">535</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">523</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other liabilities of subsidiaries and structured entities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,665</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22,104</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,011</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,589</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;66,862</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;63,028</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents discounted value of lease liabilities. </div></td></tr></table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfLeasePaymentsToBeMadeTableTextBlock', window );">Disclosure of Lease Payments To Be Made</a></td>
<td class="text"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The table below sets out a maturity analysis of undiscounted lease liabilities showing the lease payments to be made after the reporting date: </div><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:82%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Within 1 year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">393</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">410</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1 to 2 years</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">405</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">404</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">2 to 3 years</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">390</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">401</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">3 to 4 years</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">387</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">381</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">4 to 5 years</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">376</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">358</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">After 5 years</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,023</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,677</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,974</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;3,631</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of detailed information about other liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:textBlockItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfLeasePaymentsToBeMadeTableTextBlock">
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<tr><td><div class="body" style="padding: 2px;">
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<head>
<title></title>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Provisions (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">As at November&#160;1, 2023</div></td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8201;&#8199;&#8199;573</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">203</td>
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<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provisions made during the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">422</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provisions utilized / released during the year</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(165</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Balance as at October&#160;31, 2025</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">668</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of other provisions. [Refer: Other provisions]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 37<br> -IssueDate 2024-01-01<br> -Paragraph 84<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=37&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_84&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<DOCUMENT>
<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Common shares, preferred shares and other equity instruments (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TextBlockAbstract', window );"><strong>Text Block [Abstract]</strong></a></td>
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<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; text-indent:3%; font-size:8pt; font-family:arial">An unlimited number of common shares without nominal or par value. </div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Issued and fully paid: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:59%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Number&#160;of&#160;shares</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Number of shares</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Outstanding at beginning of year</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,244,435,686</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,054</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,214,044,420</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20,109</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Issued in relation to share-based payments, net (Note 25)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,709,942</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">210</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">497,930</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">37</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Issued in relation to the Shareholder Dividend and Share Purchase Plan<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29,893,336</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,908</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Repurchased for cancellation under the Normal Course Issuer Bid</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10,839,890</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(197</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Outstanding at end of year</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,236,305,738</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div>&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,067</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">1,244,435,686</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div>&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;22,054</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Effective November&#160;1, 2024, and until such time as the Bank elects otherwise, the Bank has suspended the discount to the Average Market Price (as defined in the Plan) for dividend reinvestments and stock dividends under the Plan and has discontinued issuances of common shares from treasury under the Plan. Additionally, effective November&#160;1, 2024, and until such time as the Bank elects otherwise, purchases of common shares under the Plan will be made in the secondary market in accordance with the provisions of the Plan. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">In the normal course of business, the Bank&#8217;s regulated Dealer subsidiary purchases and sells the Bank&#8217;s common shares to facilitate trading/institutional client activity. During fiscal 2025, the number of such shares bought was 30,855,084 and sold was&#160;30,855,333&#160;(2024 &#8211; 26,564,849 bought and 26,566,901 sold). </div></td></tr></table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfOtherEquityInstrumentsExplanatory', window );">Schedule of Other equity instruments</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Other equity instruments are comprised of NVCC additional Tier 1 qualifying regulatory capital notes: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">First issue date/</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">Series number</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Notional<br/> Amount<br/> (millions)</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Next reset<br/> date</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">rate</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest<br/> rate after<br/> reset</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Next<br/> redemption<br/> date</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Redemption<br/> frequency<br/> after reset<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1) </div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(millions)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Distributions<br/> paid per<br/> Note<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount</div></div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(millions)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Distributions<br/> paid per<br/> Note<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td colspan="12" style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Subordinated Additional Tier 1 Capital Notes<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)(4)</div></div></td>
<td style="vertical-align:top"><div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">October 12, 2017<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(5)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#160;1,250</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">January&#160;12, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">202<div style="letter-spacing: 0px; top: 0px;display:inline;">6</div></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6.821</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228971;display:inline;">SOFR</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+2.90961</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(5)</div>&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">January&#160;12, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">202<div style="letter-spacing: 0px; top: 0px;display:inline;">6</div></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">Quarterly</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,560</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;73.88</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,560</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;83.86</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">June 4, 2020<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(6)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4.900</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36.75</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,689</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">49.00</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td colspan="13" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td colspan="12" style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;">Limited Recourse Capital Notes<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(3)(7)</div></div></td>
<td style="vertical-align:top"><div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">&#160;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">Series 1<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(8)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,250</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">July&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2026</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3.700</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228576;display:inline;">GOC</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+2.761</div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(9)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">June&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2026</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">Every&#160;five <div style="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:arial;text-align:right">years</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,250</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37.00</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,250</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">37.00</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;">Series 2<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(10)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">600</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">October&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2026</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3.625</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228578;display:inline;">UST</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+2.613</div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(11)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">October&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2026</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">Quarterly</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">753</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36.25</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">753</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">36.25</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">Series 3<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(12)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,500</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">July&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2027</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7.023</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228579;display:inline;">GOC</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+3.950</div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(9)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">June&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2027</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">Every five <div style="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:arial;text-align:right">years</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,500</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70.23</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,500</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">70.23</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">Series 4<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(13)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">750</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">October&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2027</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">8.625</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228580;display:inline;">UST</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+4.389</div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(11)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">October&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2027</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">Quarterly</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,023</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86.25</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,023</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">86.25</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">Series 5<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(14)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">750</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">January&#160;27,<br/> 2029</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;<br/> &#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">8.000</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228581;display:inline;">UST</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+4.017</div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(11)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">January&#160;27,<br/> 2029</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;<br/> &#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">Quarterly</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,004</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80.00</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,004</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">63.33</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">Series 6<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(15)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,000</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">April&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2030</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7.350</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228582;display:inline;">UST</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+2.903</div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(11)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">April&#160;27, <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">2030</div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">Quarterly</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,453</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54.51</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">Series 7<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(16)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">U.S.$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,000</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">October&#160;27,<br/> 2035</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;<br/> &#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6.875</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160; <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"></div> </td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"><div style="-sec-ix-hidden:Fact_151228585;display:inline;">UST</div> <div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;">+2.734</div> </td>
<td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"><div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(11)</div>&#160; <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;">%&#160;</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;">October 27,<br/>2035</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;<br/> &#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">Quarterly</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,396</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">U.S.$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td colspan="12" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Total other equity instruments</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; line-height: normal;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,939</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;8,779</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Each security is redeemable at the sole discretion of the Bank on the first reset date and every quarter or five years, as applicable, thereafter. Limited Recourse Capital Notes (LRCN) Series 1 and Series 3 are also redeemable in the one month period preceding each reset date. The securities are also redeemable following a regulatory or tax event, as described in the offering documents. All redemptions are subject to regulatory consent and occur at a redemption price of par plus accrued and unpaid interest (unless canceled, where applicable). </div></td></tr></table>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Distributions paid from November&#160;1 to October&#160;31 in the relevant fiscal year per face amount of $1,000 or U.S.$1,000, as applicable. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The securities rank pari passu to each other and are the Bank&#8217;s direct unsecured obligations, ranking subordinate to Bank&#8217;s other subordinated indebtedness. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">While interest is payable on the securities when it becomes due, the Bank may, at its sole discretion and with notice, cancel interest payments. Refer to Note 23(c) &#8211; Restriction on payment of dividends and retirement of shares. </div></td></tr></table>
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(5)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">CME 3-month Term SOFR. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width:2%;vertical-align:top;text-align:left">(6)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On June&#160;4, 2025, the Bank redeemed US $1,250 million 4.900% Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes at 100% of their principal amount plus accrued and unpaid interest. The redemption of these AT1 Notes resulted in a foreign currency loss of $22&#160;million recorded in Retained Earnings. </div></td></tr></table>
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<td style="width: 2%; text-align: left; vertical-align: top;">(7)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Interest on LRCN is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-deferrable,</div> however, <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-payment</div> of interest that is not cured within <div style="-sec-ix-hidden:hidden151229388;display:inline;">five business days</div> results in a Recourse Event. A Recourse Event of the respective Series occurs if (a)&#160;there is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-payment</div> in cash by the Bank of the principal amount, together with any accrued and unpaid interest, on the maturity date, (b)&#160;there is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-payment</div> in cash of interest which is not cured within 5 business days, (c)&#160;there is <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-payment</div> in cash of the redemption price in connection with the redemption of the LRCNs, (d)&#160;an event of default occurs (i.e. bankruptcy, insolvency, or liquidation of the Bank), or (e)&#160;there is an NVCC Trigger Event. Upon the occurrence of a Recourse Event, the noteholder&#8217;s sole recourse will be limited to their proportionate share of the Series&#8217; respective assets held in Scotiabank LRCN Trust, a consolidated entity, which consist initially of the respective AT1 Notes or, following an NVCC Trigger Event, common shares. Refer to Note&#160;23(c) &#8211; Restriction on payment of dividends and retirement of shares. </div></td></tr></table>
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<td style="width: 2%; text-align: left; vertical-align: top;">(8)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On June&#160;15, 2021, the Bank issued $1,250&#160;million 3.70% Fixed Rate Resetting Limited Recourse Capital Notes Series 1 (NVCC) (&#8220;LRCN Series 1&#8221;). In connection with the issuance of LRCN Series 1, the Bank issued $1,250&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 1 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table>
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<td style="width: 2%; text-align: left; vertical-align: top;">(9)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The then-prevailing five-year Government of Canada yield. </div></td></tr></table>
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<td style="width: 2%; text-align: left; vertical-align: top;">(10)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On October&#160;7, 2021, the Bank issued U.S.$600&#160;million 3.625% Fixed Rate Resetting Limited Recourse Capital Notes Series 2 (NVCC) (&#8220;LRCN Series 2&#8221;). In connection with the issuance of LRCN Series 2, the Bank issued U.S.$600&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 2 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width: 2%; text-align: left; vertical-align: top;"><div style="display:inline;">(11)</div></td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">The then-prevailing five-year U.S. Treasury Rate. </div></div></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="width:2%;vertical-align:top;text-align:left">(12)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On June&#160;16, 2022, the Bank issued $1,500&#160;million 7.023% Fixed Rate Resetting Limited Recourse Capital Notes Series 3 (NVCC) (&#8220;LRCN Series 3&#8221;). In connection with the issuance of LRCN Series 3, the Bank issued $1,500&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 3 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(13)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On October&#160;25, 2022, the Bank issued U.S.$750&#160;million 8.625% Fixed Rate Resetting Limited Recourse Capital Notes Series 4 (NVCC) (&#8220;LRCN Series 4&#8221;). In connection with the issuance of LRCN Series 4, the Bank issued U.S.$750&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 4 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(14)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On January&#160;12, 2024, the Bank issued U.S.$750&#160;million 8.000% Fixed Rate Resetting Limited Recourse Capital Notes Series 5 (NVCC) (&#8220;LRCN Series 5&#8221;). In connection with the issuance of LRCN Series 5, the Bank issued U.S.$750&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 5 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(15)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On January&#160;31, 2025, the Bank issued USD$1,000&#160;million of 7.350% Fixed Rate Resetting Limited Recourse Capital Notes Series <div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">6 (NVCC) (&#8220;LRCN Series 6&#8221;).</div> In connection with the issuance of LRCN Series 6, the Bank issued U.S.$1,000&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC)<div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div>(&#8220;the Series 6 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table>
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<td style="width:2%;vertical-align:top;text-align:left">(16)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">On September 29, 2025, the Bank issued USD$1,000 million of 6.875% Fixed Rate Resetting Limited Recourse Capital Notes Series <div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;">7 (NVCC) (&#8220;LRCN Series 7&#8221;).</div> In connection with the issuance of LRCN Series 7, the Bank issued U.S.$1,000 million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC)<div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div>(&#8220;the Series 7 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. </div></td></tr></table> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Summary of common shares issued and fully paid.</p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Capital Management (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfRegulatoryCapitalAndCapitalRatiosExplanatory', window );">Summary of Regulatory Capital and Capital Ratios</a></td>
<td class="text"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s regulatory capital ratios were as follows: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Capital<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common Equity Tier 1 capital</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62,752</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">60,631</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net Tier 1 capital</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72,790</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">69,499</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total regulatory capital</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80,908</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">77,708</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loss absorbing capacity (TLAC)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">138,049</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">137,752</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Risk-weighted assets/exposures used in calculation of capital ratios</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Risk-weighted assets<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">474,453</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">463,992</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Leverage exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,622,415</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,563,140</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Regulatory ratios<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Common Equity Tier 1 capital ratio</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13.2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13.1</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Tier 1 capital ratio</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15.3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15.0</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total capital ratio</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17.1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16.7</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loss absorbing capacity ratio<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29.1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29.7</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Leverage ratio<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4.4</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total loss absorbing capacity leverage ratio<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.5</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">8.8</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">%&#160;</td> </tr> </table> <div style="font-size: 2pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
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<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Payments (Tables)<br></strong></div></th>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exercised as options</div> </td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72.21</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(498</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">66.04</td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70.66</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(600</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">70.34</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Expired</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(161</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72.62</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(1,680</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">68.84</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Outstanding at end of year</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,087</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71.65</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">11,456</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;70.75</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exercisable at end of year</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,333</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75.39</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">4,737</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">73.10</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Available for grant</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,562</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">11,902</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr> </table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory', window );">Summary of Bank's Employee Stock Option Plan Outstanding and Exercisable by Range of Exercise Price</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:40%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:5%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:5%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:5%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:5%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Options Outstanding</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Options Exercisable</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Number&#160;of&#160;stock</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">options (000&#8217;s)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Weighted</div></div> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">average remaining</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">contractual&#160;life&#160;(years)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Weighted&#160;average</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">exercise price</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Number&#160;of&#160;stock</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">options (000&#8217;s)</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Weighted&#160;average</div></div> <div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">exercise price</div></div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Range of exercise prices</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">$55.63 to $68.32</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,363</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.02</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;59.99</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">$68.33 to $74.34</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,423</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.43</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70.17</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,313</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;71.62</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">$74.35 to $85.46</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,301</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.96</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">81.98</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,020</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83.95</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,087</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.54</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71.65</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,333</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75.39</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes SARs. </div> </td> </tr> </table> <span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_EmployeeStockOptionsMember', window );">Employee stock options [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_StatementsLineItems', window );"><strong>Statement [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory', window );">Schedule of Weighted-average Assumptions Used to Determine Fair Value of Options Granted</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:78%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:6%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025&#160;Grant</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024 Grant</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assumptions</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Risk-free interest rate&#160;%</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2.77%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3.26%</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Expected dividend yield</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.88%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4.47%</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Expected price volatility</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;19.33%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19.76%</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Expected life of option</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6.84<div style="display:inline;">&#160;</div></div>Years</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6.90&#160;Years</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Fair value</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Weighted-average fair value</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8.07</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">7.68</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_StatementsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_StatementsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Corporate Income Taxes (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
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<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes in the Consolidated Statement of Income:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
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<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">138</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">275</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Adjustments related to prior periods</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(40</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,418</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,219</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Adjustments related to prior periods</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(15</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,300</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,594</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Deferred income taxes:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Domestic:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Federal</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(261</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">388</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provincial</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(154</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">181</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(134</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(131</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(549</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">438</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total provision for income taxes in the Consolidated Statement of Income</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,751</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;2,032</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes in the Consolidated Statement of Changes in Equity:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Current income taxes</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(162</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,019</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred income taxes</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">224</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">41</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,060</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Reported in:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other Comprehensive Income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">187</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,156</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Retained earnings</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(125</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(96</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other reserves</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total provision for income taxes in the Consolidated Statement of Changes in Equity</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,060</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total provision for income taxes</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,813</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3,092</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Provision for income taxes in the Consolidated Statement of Income includes:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax expense (benefit) relating to origination/reversal of temporary differences</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(549</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">438</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax expense (benefit) of tax rate changes</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(549</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">438</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr></table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfReconciliationOfEffectiveTaxRateExplanatory', window );">Reconciliation to Statutory Tax Rate</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(b)</div></td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Reconciliation to statutory rate </div></div></td></tr></table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Income taxes in the Consolidated Statement of Income vary from the amounts that would be computed by applying the composite federal and provincial statutory income tax rate for the following reasons: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:68%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Percent<br/> <div style="white-space:nowrap;display:inline;">of&#160;pre-tax</div><br/> income</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Amount</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Percent<br/> <div style="white-space:nowrap;display:inline;">of&#160;pre-tax</div><br/> income</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income taxes at Canadian statutory rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,919</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27.8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,755</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27.8</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Increase (decrease) in income taxes resulting from:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;">Lower average tax rate applicable to subsidiaries and foreign branches<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(177</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(746</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(7.5</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Tax-exempt</div> income from securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(28</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(0.3</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other, net</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.1</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">51</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">0.5</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total income taxes and effective tax rate</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,751</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26.2</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;2,032</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">20.5</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">%&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Lower average tax rate applicable to subsidiaries and foreign branches includes the impact of the GMT which increased the effective tax rate by 0.8%. </div></td></tr></table> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory', window );">Significant Components of Deferred Tax Assets and Liabilities</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Significant components of the Bank&#8217;s deferred tax assets and liabilities are as follows: </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;<br/></div> <div style="text-align: center;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width: 68%;"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align: bottom; width: 2%;"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Statement&#160;of&#160;Income</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Statement&#160;of&#160;Financial&#160;Position</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">For&#160;the&#160;year&#160;ended</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">&#8202;As&#160;at</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax assets:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 2%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 3%;"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loss carryforwards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">623</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">930</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Allowance for credit losses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(272</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">54</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,357</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,076</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred compensation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(109</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(100</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">388</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">317</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(150</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(137</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">404</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">255</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Property and equipment</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(101</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(10</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">422</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">262</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Pension and other post-retirement benefits</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(22</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(48</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">314</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">387</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(26</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(17</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">284</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">260</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Lease liabilities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">28</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">910</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">891</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Own credit risk</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">447</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">250</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(22</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(57</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">757</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">673</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total deferred tax assets</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(639</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(258</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,906</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">5,301</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred tax liabilities:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 2%;"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 3%;"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash flow hedges</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">57</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred compensation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(11</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(24</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">209</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">187</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deferred income</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(14</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(20</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">50</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Property and equipment</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(39</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(243</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">805</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">684</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Pension and other post-retirement benefits</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">73</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">82</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">34</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(14</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">398</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">354</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment in subsidiaries and associates</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(26</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">52</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">86</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Intangible assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(344</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,746</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,809</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(90</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(104</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">646</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">504</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total deferred tax liabilities</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(90</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(696</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,067</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3,756</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 68%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net deferred tax assets (liabilities)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(549</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8201;&#8199;438</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,839</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;1,545</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;">&#160;</td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">For Consolidated Statement of Financial Position presentation, deferred tax assets and liabilities are assessed by legal entity. As a result, the net deferred tax assets of $1,839&#160;(2024 &#8211; $1,545) are represented by deferred tax assets of $3,253&#160;(2024&#160;&#8211;&#160;$2,942), and deferred tax liabilities of $1,414&#160;(2024 &#8211; $1,397) on the Consolidated Statement of Financial Position. </div></td></tr></table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory', window );">Changes to Net Deferred Taxes</a></td>
<td class="text"> <div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The major changes to net deferred taxes were as follows: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;<br/></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr>
<td style="width: 83%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td></tr>
<tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"><div style="letter-spacing: 0px; top: 0px;display:inline;">For the year ended October&#160;31 ($ millions)</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></div></td>
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 83%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Balance at beginning of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,545</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,095</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 2%;">&#160;</td></tr>
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<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
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<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(71</td>
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<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$<div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div><div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;1,545</td>
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<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total benefit obligations</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total plan assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total benefit expense<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">74</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">42</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr></table> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:65%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="10" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td colspan="6" style="vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td colspan="2" style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td colspan="2" style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31, 2024</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">SPP</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total benefit obligations</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">72</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">50</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">50</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total plan assets</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">74</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align: bottom; border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">100</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Percentage of total benefit expense<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">73</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">%&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">27</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">%&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">46</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">%&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">54</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">%&#160;</td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-routine</div> benefit expense items such as past service costs, curtailment charges and settlement charges. </div></td></tr></table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDefinedContributionsAndOtherPlansExpenseRecognizedExplanatory', window );">Summary of Cash Contributions and Payments made by Bank to Principal Plans</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The table below shows the cash contributions and payments made by the Bank to its principal plans in 2025, and the prior year. </div> <div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr>
<td style="width: 82%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 1%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 3%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 2%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td>
<td style="width: 4%; vertical-align: bottom;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div></td></tr></table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">Contributions to the principal plans for the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 82%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Defined benefit pension plans (cash contributions to fund the plans, including paying beneficiaries under the unfunded pension arrangements)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align: bottom; width: 4%;"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 82%;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;">SPP (excluding defined contribution provision)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">69</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 4%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;">All other plans</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">64</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">47</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 4%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 82%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other benefit plans (cash contributions mainly in the form of benefit payments to beneficiaries)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">62</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 4%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 82%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Defined contribution pension and other benefit plans (cash contributions)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">206</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">184</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 4%;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 82%;"><div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Defined contribution pension contributions funded from pension plan surplus</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(54</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 4%;">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 82%;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total contributions<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;489</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;308</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 4%;">&#160;</td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Based on preliminary estimates, the Bank expects to make contributions of $158&#160;million&#160;to the SPP (excluding the <div style="letter-spacing: 0px; top: 0px;display:inline;">defined contribution</div> provision), $79&#160;million&#160;to all other defined benefit pension plans, $66&#160;million&#160;to other benefit plans and $217&#160;million&#160;to all defined contribution plans for the year ending October&#160;31, 2026. </div></td></tr></table> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ScheduleofbenefitobligationsinexcessoffairvalueofplanassetsTableTextBlock', window );">Summary of Excess (deficit) of Fair Value of Assets Over Benefit Obligation for Wholly Unfunded Plans and Wholly or Partly Funded Plans</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The excess (deficit) of the fair value of assets over the benefit obligation at the end of the year includes the following amounts for plans that are wholly unfunded and plans that are wholly or partly funded. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:65%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Benefit obligation</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit obligation of plans that are wholly unfunded</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">346</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">362</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">890</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">930</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit obligation of plans that are wholly or partly funded</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,886</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">8,529</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">264</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">217</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Funded status</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit obligation of plans that are wholly or partly funded</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;8,886</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;8,529</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">264</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">217</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Fair value of assets</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,956</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">9,260</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">84</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Excess (deficit) of fair value of assets over benefit obligation of wholly or partly funded plans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,070</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">731</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(201</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(133</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit obligation of plans that are wholly unfunded</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">346</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">362</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">890</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">930</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Excess (deficit) of fair value of assets over total benefit obligation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">724</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">369</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(1,091</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(1,063</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Effect of asset limitation and minimum funding requirement</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(223</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(208</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net asset (liability) at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">501</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">161</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,091</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">(1,063</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">)&#160;</td></tr></table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory', window );">Summary of Financial Information related to Principal Plans</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The following tables present financial information related to the Bank&#8217;s principal plans. </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:70%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Change in benefit obligation</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Benefit obligation at beginning of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,891</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,669</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;1,147</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,114</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Current service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">244</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">205</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest cost on benefit obligation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">432</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">456</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">77</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Employee contributions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Benefits paid</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(438</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(404</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(94</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(101</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actuarial loss (gain)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">959</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Past service cost<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(63</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Business acquisition</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Settlements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(2</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign exchange</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(19</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(21</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Benefit obligation at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,232</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">8,891</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,154</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,147</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Change in fair value of assets</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Fair value of assets at beginning of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,260</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,139</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">84</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">113</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest income on fair value of assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">467</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">494</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Return on plan assets in excess of (less than) interest income on fair value of assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">421</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">955</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Employer contributions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">222</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">62</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">62</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Employee contributions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Benefits paid</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(438</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(404</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(94</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(101</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Administrative expenses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(12</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(13</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Business acquisition</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Settlements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(3</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign exchange</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(7</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Fair value of assets at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;9,956</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">9,260</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">84</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Funded status</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Excess (deficit) of fair value of assets over benefit obligation at end of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">724</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">369</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,091</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,063</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Effect of asset limitation and minimum funding requirement<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(2)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(223</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(208</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Net asset (liability) at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">501</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">161</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,091</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(1,063</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Recorded in:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other assets in the Bank&#8217;s Consolidated Statement of Financial Position</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,036</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">684</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Other liabilities in the Bank&#8217;s Consolidated Statement of Financial Position</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(535</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(523</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,092</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(1,064</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Net asset (liability) at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">501</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">161</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,091</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;(1,063</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Annual benefit expense</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Current service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">244</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">205</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">20</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Net interest expense (income)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(13</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(32</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">68</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Administrative expenses</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Past service costs<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(63</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Amount of settlement (gain) loss recognized</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Remeasurement of other long-term benefits</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">6</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Benefit expense (income) recorded in the Consolidated Statement of Income (A)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">275</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">186</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">93</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Defined contribution benefit expense (B)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">205</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">183</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Remeasurements</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Return on plan assets in excess of interest income on fair value of assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">421</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">955</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actuarial (loss) gain on benefit obligation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(959</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(53</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(53</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Change in the asset limitation</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(146</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Gains (losses) recorded in OCI (C)</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">419</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(150</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(54</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(45</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total benefit cost (A + B - C)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">61</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">519</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">78</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">139</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Additional details on actual return on assets and actuarial gains and (losses)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actual (return) on assets (net of administrative expenses)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(876</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(1,436</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(19</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actuarial gains and (losses) from changes in demographic assumptions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(11</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actuarial gains and (losses) from changes in financial assumptions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(16</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(952</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(47</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(53</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Actuarial gains and (losses) from changes in experience</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(14</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(6</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Additional details on fair value of pension plan assets invested</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">In Scotiabank securities (stock, bonds)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">67</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">In property occupied by Scotiabank</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td>
<td colspan="4" style="height:3.75pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3.75pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Change in asset ceiling/(onerous liability)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Asset ceiling /onerous liability at end of prior year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">208</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">55</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Interest expense</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Remeasurements</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">146</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Foreign exchange</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;">Asset ceiling /onerous liability at end of year</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">223</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">208</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td></tr></table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Other benefit plans past service costs relate to certain post-retirement plan amendments. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The recognized asset is limited by the present value of economic benefits available from a reduction in future contributions to a plan and from the ability to pay plan expenses from the fund. </div></td></tr></table> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisaggregationOfDefinedBenefitObligationExplanatory', window );">Summary of Disaggregation of Defined Benefit Obligation</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The weighted average duration of the total benefit obligation at October&#160;31, 2025 is 13.4 years (2024 &#8211; 13.6 years). </div><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:80%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other&#160;benefit&#160;plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Disaggregation of the benefit obligation (%)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canada</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Active members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">51</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">51</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Inactive and retired members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">49</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">97</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">100</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">100</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexico</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Active members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">28</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">32</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Inactive and retired members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">72</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">68</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">100</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">100</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">United States</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Active members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">31</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">43</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Inactive and retired members</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">72</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">69</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">68</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">57</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8201;100</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8201;100</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;100</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;100</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr></table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfKeyWeightedAverageAssumptionsForMeasurementOfBenefitObligationAndBenefitExpenseExplanatory', window );">Summary of Key Weighted-Average Assumptions used by Bank for Measurement of Benefit Obligation and Benefit Expense for All of Bank's Principal Plans</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The key weighted-average assumptions used by the Bank for the measurement of the benefit obligation and benefit expense for all of the Bank&#8217;s principal plans are summarized as follows: </div><div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:76%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other&#160;benefit&#160;plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit obligation at end of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate &#8211; all plans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.17</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.22</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.34</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6.51</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate &#8211; Canadian plans only</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.80</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4.80</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.49</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4.69</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Rate of increase in future compensation<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.85</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3.85</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.48</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4.37</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Benefit expense (income) for the year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate &#8211; All plans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for defined benefit obligations</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.22</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6.13</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.51</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7.36</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for net interest cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.96</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6.13</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.35</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7.36</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.28</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6.06</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.62</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7.31</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for interest on service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6.07</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6.53</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7.27</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate &#8211; Canadian plans only</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for defined benefit obligations</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.80</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.70</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.69</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.80</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for net interest cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.51</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.70</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.42</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.80</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.90</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.60</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.87</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.62</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Discount rate for interest on service cost</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.70</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.61</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.69</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.53</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Rate of increase in future compensation<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3.85</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3.96</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.37</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4.61</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Health care cost trend rates at end of year</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Initial rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.62</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5.72</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Ultimate rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4.76</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4.71</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Year ultimate rate reached</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">n/a</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2041</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2041</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assumed life expectancy in Canada (years)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; female</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24.7</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24.7</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24.5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24.5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; female</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assumed life expectancy in Mexico (years)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21.6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21.6</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; female</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.0</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24.0</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.0</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24.0</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21.7</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21.7</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">21.7</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; female</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.0</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24.0</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.0</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24.0</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assumed life expectancy in United States (years)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22.1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22.0</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22.1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">22.0</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65 for current pensioners &#8211; female</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23.5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23.5</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; male</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23.4</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23.5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">23.4</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Life expectancy at 65, for future pensioners currently aged 45 &#8211; female</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.9</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">24.8</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24.9</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">24.8</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The weighted-average rates of increase in future compensation shown for other benefit plans do not include Canadian flexible post-retirement benefits plans established in fiscal 2005, as they are not impacted by future compensation increases. </div></td></tr></table><span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory', window );">Summary of Sensitivity Analysis of Key Assumptions Plans</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:72%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Benefit<br/> obligation</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Benefit<br/> expense</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Benefit<br/> obligation</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Benefit<br/> expense</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Impact of the following changes:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1% decrease in discount rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,382</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;88</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;124</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">0.25% increase in rate of increase in future compensation</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">73</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1% increase in health care cost trend rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1% decrease in health care cost trend rate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">n/a</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(81</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1 year increase in Canadian life expectancy</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">160</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1 year increase in Mexican life expectancy</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">1 year increase in the United States life expectancy</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ScheduleofallocationofplanassetsTableTextBlock', window );">Summary of weighted-average actual and target asset allocations</a></td>
<td class="text"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The tables below show the weighted-average actual and target asset allocations for the Bank&#8217;s principal plans at October&#160;31, by asset category. </div><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other benefit plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Asset category %</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Actual<br/> 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Actual<br/> 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">Actual<br/> 2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Actual<br/> 2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Cash and cash equivalents</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity investments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Quoted in an active market</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">43</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Non quoted</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">48</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Fixed income investments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Quoted in an active market</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">87</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Non quoted</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">29</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">39</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">87</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Property</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Quoted in an active market</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Non quoted</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Quoted in an active market</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Non quoted</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">10</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">100</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">%&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">100</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">%&#160;</td></tr></table><div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:78%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:6%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:6%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;">Target asset allocation at October&#160;31, 2025</div><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;">Asset category %</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Pension&#160;plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other&#160;benefit&#160;plans</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity investments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">41</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Fixed income investments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Property</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td></tr></table><span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of defined contributions and other plans expense recognized .</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tabular disclosure of the aggregate benefit obligation and aggregate fair value of plan assets for pension plans and/or other employee benefit plans with benefit obligations in excess of plan assets as of the measurement date.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of a net defined benefit liability (asset). [Refer: Net defined benefit liability (asset)]</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of a sensitivity analysis for significant actuarial assumptions used to determine the present value of a defined benefit obligation. [Refer: Actuarial assumptions [domain]; Defined benefit obligation, at present value]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 145<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_145&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Operating Segments (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="text"> <div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Scotiabank&#8217;s results, and average assets and liabilities, allocated by these operating segments, are as follows: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31, 2025</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">Taxable equivalent basis ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian<br/> Banking</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International<br/> Banking</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Wealth<br/> Management</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Banking<br/> and&#160;Markets</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
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<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net interest income<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(<div style="letter-spacing: 0px; top: 0px;display:inline;">2</div>)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;10,484</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;8,866</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,025</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,400</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(253</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;21,522</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(<div style="letter-spacing: 0px; top: 0px;display:inline;">3</div>)(<div style="letter-spacing: 0px; top: 0px;display:inline;">4</div>)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,941</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,177</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,403</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,766</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(68</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,219</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
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<td style="vertical-align: top; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total revenues</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,425</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,043</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,428</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,166</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(321</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,741</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,293</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,309</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">97</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,714</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Depreciation and amortization</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">552</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">483</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">259</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">121</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,604</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,853</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,681</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,955</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,304</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,121</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,914</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,302</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">781</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">590</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">585</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(507</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,751</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,425</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,789</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,680</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,921</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;(2,057</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,758</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">158</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(198</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(31</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to equity holders of the Bank</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,425</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,631</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,670</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,922</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,859</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,789</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average assets ($&#160;billions)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">463</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">227</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">509</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">228</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,465</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 47%; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average liabilities ($&#160;billions)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">382</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">175</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">520</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">254</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,379</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(1)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Includes all other smaller operating segments and corporate adjustments. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="letter-spacing: 0px; top: 0px;display:inline;">(3)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">Card revenues and Banking services fees are mainly earned in Canadian and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(<div style="letter-spacing: 0px; top: 0px;display:inline;">4</div>)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking&#160;&#8211;&#160;$19; International Banking &#8211; $152; Global Banking and Markets &#8211; $1; and Other &#8211; $436. </div> </td> </tr> </table> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"></div>   <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:44%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">For the year ended October&#160;31, 2024</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;">Taxable equivalent basis ($ millions)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canadian<br/>Banking<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">International<br/>Banking<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global Wealth<br/>Management<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Global&#160;Banking<br/>and Markets<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px">(1)(2)</div></div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net interest income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10,185</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">8,867</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">786</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,102</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,688</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19,252</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(4)(5)</div></div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2,848</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2,999</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">4,803</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3,959</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(191</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">14,418</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;13,033</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;11,866</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;5,589</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;5,061</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;(1,879</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;33,670</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,691</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,285</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">47</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,051</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Depreciation and amortization<div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px">(6)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">568</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">568</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">187</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">258</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">179</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,760</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> expenses</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,557</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,602</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,468</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,864</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">444</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,935</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,440</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">705</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">479</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">414</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(1,006</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2,032</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3,777</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2,706</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,428</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,478</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(1,497</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">7,892</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">125</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">10</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(1</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">134</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to equity holders of the Bank</div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3,777</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2,581</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,418</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,478</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(1,496</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">7,758</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average assets ($&#160;billions)</div></div> </td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">449</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">231</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">35</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">495</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">209</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,419</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Average liabilities ($&#160;billions)</div></div> </td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">389</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">179</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">41</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">475</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">254</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">1,338</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Includes all other smaller operating segments and corporate adjustments, such as the elimination of the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">tax-exempt</div> income <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">gross-up</div> reported in net interest income and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-interest</div> income and provision for income taxes for the year ended October&#160;31, 2024 amounting to $55 to arrive at the amounts reported in the Consolidated Statement of Income, differences in the actual amount of costs incurred and charged to the operating segments. </div> </td> </tr> </table>
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<td style="width:2%;vertical-align:top;text-align:left">(<div style="letter-spacing: 0px; top: 0px;display:inline;">3</div>)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(<div style="letter-spacing: 0px; top: 0px;display:inline;">4</div>)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Card revenues and Banking services fees are mainly earned in Canadian and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(<div style="letter-spacing: 0px; top: 0px;display:inline;">5</div>)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking &#8211; $(9); International Banking &#8211; $130; and Other &#8211; $77. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(<div style="letter-spacing: 0px; top: 0px;display:inline;">6</div>)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes impairment charge on software and other intangible assets in the Other segment. </div> </td> </tr> </table> <span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasExplanatory', window );">Summary of Bank's Financial Results by Geographic Region</a></td>
<td class="text"> <div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;">The following table summarizes the Bank&#8217;s financial results by geographic region. </div></div></div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31, 2025<br/> ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">United<br/> States</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mexico</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Peru</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Chile</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Colombia</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Caribbean&#160;and<br/> Central&#160;America</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> International</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net interest income</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;11,378</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">799</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,405</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,334</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,993</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">717</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,931</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">965</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21,522</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,352</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,165</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,014</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">588</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">571</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">479</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,295</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">755</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,219</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total revenues<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,730</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,964</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,419</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,922</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,564</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,196</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;3,226</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,720</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;37,741</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,338</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">552</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">368</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">748</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">378</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">196</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,714</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,660</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,591</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,822</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">885</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,168</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">750</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,508</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,134</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,518</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,532</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">264</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">126</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">79</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">450</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">73</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,751</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,200</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,117</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">781</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">543</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">569</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,072</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">446</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,758</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(200</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">123</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(31</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to equity holders of the Bank</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,400</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,117</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">758</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">536</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">562</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">949</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">446</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,789</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total average assets ($ billions)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">899</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">237</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">133</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,465</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 0.75pt solid rgb(127, 127, 127);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total average liabilities ($billions)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">889</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">187</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">127</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,379</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes net income from investments in associated corporations for Canada &#8211; $(12), United States &#8211; $362, Mexico &#8211; $9, Peru &#8211; $4, Chile &#8211; $7, Caribbean and Central America &#8211; $132, and Other International &#8211; $106. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Revenues are attributed to countries based on where services are performed or assets are recorded. </div> </td> </tr> </table> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div> <div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"></div>  <div style="margin-top: 1em; margin-bottom: 1em"></div><div></div><div> <div style="line-height:normal;display: inline;">  </div> </div><div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"> </div> <div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:38%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31, 2024<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div><br/> ($ millions)</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Canada</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">United<br/> States</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mexico</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Peru</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Chile</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Colombia</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Caribbean&#160;and<br/> Central&#160;America</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> International</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net interest income</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">9,207</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">664</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,397</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,422</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,020</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">690</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,842</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,010</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19,252</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> income<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">8,535</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,578</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,032</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">546</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">455</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">486</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,180</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">606</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">14,418</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
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<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;17,742</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,242</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;3,429</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,968</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;2,475</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,176</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;3,022</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,616</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;33,670</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Provision for credit losses</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,701</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">28</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">380</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">501</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">626</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">561</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">150</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">104</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,051</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-interest</div> expenses</div> </td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,207</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,309</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,867</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">869</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,143</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">794</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,454</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,052</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">19,695</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Income tax expense</div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,002</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">146</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">280</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">140</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">119</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(49</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">303</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">91</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2,032</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income</div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3,832</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">759</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">902</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">458</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">587</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(130</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,115</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">369</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">7,892</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%; padding-bottom: 0.375pt;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;">Net income attributable to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries</div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">24</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">3</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">42</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">(50</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">)&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">115</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">&#8211;</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">134</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to equity holders of the Bank</div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">3,832</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">759</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#8199;878</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">455</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">545</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">(80</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">)&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">1,000</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">369</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">7,758</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total average assets ($ billions)</div></div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">874</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">218</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">64</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">27</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">56</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">14</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">35</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">131</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;">1,419</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; padding-bottom: 0.375pt;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 38%; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total average liabilities ($billions)</div></div> </td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">854</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">189</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">59</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">21</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">53</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">14</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">32</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">116</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">1,338</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes net income from investments in associated corporations for Canada &#8211; $(68), Mexico &#8211; $11, Peru &#8211; $4, Chile &#8211; $6, Caribbean and Central America &#8211; $109, and Other International &#8211; $136. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Revenues are attributed to countries based on where services are performed or assets are recorded. </div> </td> </tr> </table> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of geographical information.</p></div>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The disclosure of operating segments. [Refer: Operating segments [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOperatingSegmentsExplanatory</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Related Party Transactions (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TextBlockAbstract', window );"><strong>Text Block [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationAboutKeyManagementPersonnelExplanatory', window );">Summary of Compensation of Key Management Personnel of Bank</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">For the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 87%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Salaries and cash incentives<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 87%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Equity-based payment<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;36</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">29</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt; width: 87%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Pension and other benefits<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);">2</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%; border-bottom: 0.75pt solid rgb(127, 127, 127);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 87%; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;66</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">$</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">&#8199;&#8199;56</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents amounts expensed during the year. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Represents equity-based awards granted during the year. </div> </td> </tr> </table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfLoansAndDepositsOfKeyManagementPersonnelExplanatory', window );">Summary of Loans and Deposits of Key Management Personnel</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width: 87%;"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align: bottom; width: 2%;"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align: bottom; width: 3%;"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">As at October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 87%;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%;">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;10</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%;">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; width: 87%; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposits</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;">&#160;</div></div>&#8199;&#8199;2</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align: bottom; width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);">5</td>
<td style="white-space: nowrap; vertical-align: bottom; width: 3%; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr> </table> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesExplanatory', window );">Summary of Transaction With Joint Ventures and Associates</a></td>
<td class="text">Transactions between the Bank and its associated companies and joint ventures also qualify as related party transactions and were recorded as follows: <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:87%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">As at and for the year ended October&#160;31 ($ millions)</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income / (loss)</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(21</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(15</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Loans</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;140</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;209</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Deposits</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
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<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;">Canadian</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Capital Inc.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Toronto, Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Toronto,&#160;Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;22,545</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;23,860</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Toronto, Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Montreal Trust Company of Canada</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Montreal,&#160;Quebec</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">MD Financial Management Inc.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Ottawa, Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,826</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Montreal, Quebec</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">974</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">956</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Toronto, Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">73</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Tangerine Bank</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Toronto, Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,711</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,154</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">The Bank of Nova Scotia Trust Company</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Toronto,&#160;Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">764</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">704</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Mortgage Corporation</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Toronto, Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">606</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">843</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">National Trust Company</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Stratford, Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">499</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">408</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Roynat Inc.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Calgary, Alberta</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">785</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">741</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Dealer Advantage Inc.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Hamilton, Ontario</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">977</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">924</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="font-size:1pt">
<td style="height:6pt"></td>
<td colspan="2" style="height:6pt"></td>
<td colspan="4" style="height:6pt;background-color:#ffffff"></td>
<td colspan="4" style="height:6pt"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;">International</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Holdings (USA) LLC</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">New York, New York</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,698</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,654</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Capital (USA) Inc.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">New York, New York</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Financing (USA) LLC</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">New York, New York</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Nova Scotia Inversiones Limitada</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Santiago, Chile</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,370</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,489</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Chile S.A. (99.79%)</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Santiago, Chile</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Grupo Financiero Scotiabank Inverlat, S.A. de C.V. (97.39%)</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Mexico City, Mexico</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,821</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,966</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Inverlat, S.A.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Mexico City, Mexico</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Peru Holdings S.A.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Lima, Peru</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,920</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,779</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Peru S.A.A. (99.31%)</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Lima, Peru</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Multiacciones S.A.S.<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Bogota, Colombia</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">424</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">973</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;"></div><div style="letter-spacing: 0px; top: 0px;display:inline;">Scotiabank Colpatria, S.A.</div> (56.00%)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)(3)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Bogota, Colombia</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Brasil S.A. Banco Multiplo</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Sao Paulo, Brazil</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,142</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">796</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Uruguay Holdings S.A.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Montevideo, Uruguay</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">757</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">681</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Uruguay S.A.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Montevideo, Uruguay</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Republica Dominicana, S.A. &#8211; Banco Multiple (99.80%)</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Santo&#160;Domingo,&#160;Dominican&#160;Republic</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">823</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">943</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Caribbean Holdings Ltd.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Bridgetown, Barbados</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,966</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,608</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Group Jamaica Limited (71.78%)</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Kingston, Jamaica</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Trinidad and Tobago Limited (50.90%)</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Port&#160;of&#160;Spain,&#160;Trinidad&#160;and&#160;Tobago</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank (Barbados) Limited</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Bridgetown, Barbados</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">286</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">237</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">BNS International (Bahamas) Limited</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Nassau, Bahamas</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,612</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">11,180</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">The Bank of Nova Scotia Trust Company (Bahamas) Limited</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Nassau, Bahamas</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank (Bahamas) Limited</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Nassau, Bahamas</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank&#160;&amp; Trust (Cayman) Ltd.</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Grand&#160;Cayman,&#160;Cayman&#160;Islands</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Grupo BNS de Costa Rica, S.A.<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">San Jose, Costa Rica</td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank (Ireland) Designated Activity Company</div> </td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);">Dublin, Ireland</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);">&#160;</td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The Bank (or immediate parent of an entity) owns 100% of the outstanding voting shares of each subsidiary unless otherwise noted. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;">
<tr style="page-break-inside: avoid;">
<td style="width: 2%; text-align: left; vertical-align: top;"><div style="display:inline;">(2)</div></td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"><div style="display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;">In Q1 2025, the Bank entered into an agreement to sell its banking operations in Colombia, Costa Rica and Panama to Davivienda. The transaction was completed on December 1, 2025. Refer to Note 35 for details. </div></div></div> </td> </tr> </table> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div> <div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-family: &quot;arial narrow&quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"> </div></div> <div style="clear:both;max-height:0pt;text-indent: 0px;"></div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The Bank made a capital contribution to Scotiabank Colpatria S.A. in May 2025 which increased its ownership interest to 56.00% following the subsequent issuance of additional shares. </div> </td> </tr> </table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNoncontrollingInterestsExplanatory', window );">Summary of Non-controlling Interests</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank&#8217;s significant <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interests in subsidiaries are comprised of the following entities: </div> <div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:48%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at and for the year ended</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-controlling</div><br/> interest&#160;%</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-controlling</div><br/> interests in<br/> subsidiaries</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Dividends<br/> paid&#160;to<br/> <div style="white-space:nowrap;display:inline;">non-controlling</div><br/> interest</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-controlling</div><br/> interests in<br/> subsidiaries</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Dividends paid&#160;to<br/> <div style="white-space:nowrap;display:inline;">non-controlling</div><br/> interest</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Chile S.A.</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.20%&#160;&#8211;&#160;49.10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">262</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">256</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">24</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Colpatria S.A.<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44.00%&#160;&#8211;&#160;47.00</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">323</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">405</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotia Group Jamaica Limited</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28.22</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">379</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">350</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Scotiabank Trinidad and Tobago&#160;Limited</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49.10</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">491</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">51</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">464</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">49</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;">&#160;</td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">0.0005%&#160;&#8211;&#160;49.35</div></div></td>
<td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">%<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div>&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">266</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">232</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,721</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;82</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,707</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;88</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-controlling</div> interest holders for Scotiabank Colpatria S.A. have a right to sell their holding to the Bank after the end of the 7th anniversary (January 17, 2019) and at subsequent <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">pre-agreed</div> intervals, into the future, at fair market value that can be settled at the Bank&#8217;s discretion, by issuance of common shares or cash. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Range of <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-controlling</div> interest % for other subsidiaries. </div> </td> </tr> </table> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFinancialInformationOfSignificantSubsidiariesExplanatory', window );">Summary of financial information of Bank's subsidiaries with significant non-controlling interests</a></td>
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<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">As at and for the year ended October&#160;31, 2024</div></td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenue</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Revenue</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> comprehensive<br/> income (loss)</div></td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total assets</div></td>
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<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total<br/> liabilities</div></td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;4,522</div></div></td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;602</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;95,993</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;84,493</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;4,455</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;226</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;93,051</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;82,223</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <span></span>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Interest Income and Expense (Tables)<br></strong></div></th>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31&#160;($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
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<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest<br/> expense</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest<br/> income</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Interest<br/> expense</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50,819</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
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<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35,831</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">53,966</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">42,177</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
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<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Measured at FVOCI<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,585</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,905</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,404</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">35,831</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">59,871</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">42,177</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,198</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div>&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">249</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div>&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,788</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div>&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">230</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"><div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div>&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;57,602</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;36,080</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;61,659</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;42,407</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The interest income/expense on financial assets/liabilities are calculated using the effective interest method. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
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<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
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<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">For the year ended October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Basic earnings per common share</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to common shareholders</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,283</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$<div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;&#8199;&#8199;7,286</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign currency loss on redemption of Subordinated Additional Tier 1 Capital Notes<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(22</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to common shareholders used to calculate basic earnings per common share</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,261</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,286</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Weighted average number of common shares outstanding (millions)</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,244</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,226</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Basic earnings per common share<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div> (in dollars)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$<div style="letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;&#8199;&#8199;&#8199;5.84</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">5.94</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;">Diluted earnings per common share</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top;"> <div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;">Net income attributable to common shareholders used to calculate basic earnings per common share</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,261</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,286</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Dilutive impact of share-based payment options and others<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(181</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">(49</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">)&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Net income attributable to common shareholders (diluted)</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,080</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,237</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Weighted average number of common shares outstanding (millions)</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,244</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,226</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Dilutive impact of share-based payment options and others<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3) </div>(millions)</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">6</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Weighted average number of diluted common shares outstanding (millions)</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,248</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,232</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Diluted earnings per common share<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div> (in dollars)</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5.67</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">5.87</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="text-align: left; vertical-align: top;"> <div style="text-align: left; font-family: &quot;arial narrow&quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;">Refer to Note 23 (b) for further details on the redemption of the equity instrument. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Earnings per share calculations are based on full dollar and share amounts. </div> </td> </tr> </table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
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<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Certain options were not included in the calculation of diluted earnings per share as they were anti-dilutive. </div> </td> </tr> </table> <span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Guarantees, Commitments and Pledged Assets (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TextBlockAbstract', window );"><strong>Text Block [Abstract]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCommitmentsExplanatory', window );">Schedule of Various Guarantees and Indemnifications</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:4%;vertical-align:top;text-align:left"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">(a)</div></td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Guarantees </div></div> </td> </tr> </table> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The Bank enters into various types of guarantees and indemnifications in the normal course of business. Guarantees represent an undertaking to another party to make a payment to that party when certain specified events occur. The various guarantees and indemnifications that the Bank provides with respect to its customers and other third parties are presented below: </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:76%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:3%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:4%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Maximum&#160;potential<br/> amount of future<br/> payments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Maximum&#160;potential<br/> amount of future<br/> payments<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Standby letters of credit and letters of guarantee</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;86,016</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;62,966</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Liquidity facilities</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,611</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,665</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Indemnifications</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">791</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">The maximum potential amount of future payments represents those guarantees that can be quantified and excludes other guarantees that cannot be quantified. As many of these guarantees will not be drawn upon and the maximum potential amount of future payments listed above does not consider the possibility of recovery under recourse or collateral provisions, the above amounts are not indicative of future cash requirements, credit risk, or the Bank&#8217;s expected losses from these arrangements. </div> </td> </tr> </table> <span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfGuaranteesAndCommitmentsExplanatory', window );">Summary of Other Indirect Commitments</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:79%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commercial letters of credit</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">836</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,049</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Commitments to extend credit<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;275,504</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">272,793</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities lending</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">78,548</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">58,477</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Securities purchase and other commitments</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">821</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">844</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">355,709</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;333,163</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"> <div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes liquidity facilities, and excludes commitments which are unconditionally cancellable at the Bank&#8217;s discretion at any time. </div> </td> </tr> </table> <span></span>
</td>
</tr>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCollateralExplanatory', window );">Summary of Carrying Value Of Pledged Assets and Details of Related Activities</a></td>
<td class="text">
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<td style="width:79%"></td>
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<td></td>
<td style="vertical-align:bottom;width:2%"></td>
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<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Assets pledged to:</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank of Canada<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">274</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">229</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Foreign governments and central banks<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,066</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,020</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Clearing systems, payment systems and depositories<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(1)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,200</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,460</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged in relation to exchange-traded derivative transactions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,715</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,334</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged in relation to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">over-the-counter</div></div> derivative transactions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33,785</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,487</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged as collateral related to securities borrowing and lending</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;195,208</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">149,669</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged in relation to covered bond program (Note 14)<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,832</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">47,560</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged in relation to other securitization programs (Note 14)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">4,022</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Assets pledged under CMHC programs (Note 13)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,627</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">18,392</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">424</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">228</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total assets pledged</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">308,176</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">255,401</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Obligations related to securities sold under repurchase agreements</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">174,010</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">174,335</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">482,186</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;429,736</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes assets pledged in order to participate in clearing and payment systems and depositories, or pledged to have access to the facilities of central banks in foreign jurisdictions. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Excludes mortgages related to covered bonds held by the Bank or used for securities lending transactions. </div></td></tr></table>
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<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes assets that have been received from counterparties through normal course of business in securities financing and derivative transactions. </div></td></tr></table><span></span>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial Instruments - Risk Management (Tables)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
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<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
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<td class="text"><div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial">Under the standardized approach, credit risk is estimated using the risk weights as prescribed by the Basel framework either based on credit assessments by external rating agencies or based on the counterparty/exposure type for <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> exposures and product type for retail exposures. The external ratings the Bank uses are issued by S&amp;P, Fitch and/or DBRS specifically for the Bank&#8217;s exposures (i.e. issue specific ratings) if available, otherwise issuer ratings are used following OSFI&#8217;s CAR guidelines requirements. Standardized risk weights also take into account other factors such as&#160;specific provisions for defaulted exposures, eligible collateral, and <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">loan-to-value</div></div> for real estate secured retail exposures. </div><div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
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<td style="width:54%"></td>
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<td style="vertical-align:bottom;width:1%"></td>
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<td></td>
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<td></td>
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<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Exposure at default<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Drawn<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Undrawn<br/> commitments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">By counterparty type</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-retail</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">IRB portfolio</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">189,918</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">71,341</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">113,508</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">374,767</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">357,600</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,924</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,253</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,194</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">48,371</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">56,648</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Sovereign</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">240,416</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,487</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,086</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">254,989</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">258,858</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">443,258</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">87,081</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">147,788</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">678,127</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">673,106</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Standardized portfolio</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Corporate</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,395</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,901</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">23,786</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">78,082</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">65,375</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Bank</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,609</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">69</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">141</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,819</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,213</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Sovereign</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,372</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">523</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">243</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,138</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">24,320</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75,376</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,493</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">24,170</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">105,039</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">92,908</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">518,634</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">92,574</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">171,958</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">783,166</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">766,014</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Retail</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">IRB portfolio</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real estate secured</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">267,856</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60,485</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">328,341</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">306,395</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Qualifying revolving</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,710</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">63,595</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">82,305</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">67,585</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other retail</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">27,670</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,624</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,294</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">38,665</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">314,236</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128,704</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">442,940</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">412,645</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Standardized portfolio</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Real estate secured</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67,179</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">102</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">67,281</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">63,572</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other retail</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">52,552</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,313</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62,941</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">63,214</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">119,731</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,415</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">130,222</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">126,786</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total retail</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">433,967</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">139,119</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">76</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">573,162</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">539,431</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.5pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">952,601</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">231,693</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">172,034</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,356,328</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">1,305,445</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">By geography<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(4)</div></div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Canada</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">587,309</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">175,314</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">49,503</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">812,126</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">783,178</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">United States</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">137,005</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,646</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83,209</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">251,860</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">238,201</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Chile</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">54,340</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,645</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,588</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62,573</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">60,179</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Mexico</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">52,283</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,901</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,183</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">59,367</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">58,439</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Peru</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29,386</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,187</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,194</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">33,767</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">32,609</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Colombia</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,435</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,777</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">941</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,153</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">15,015</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Other International</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Europe</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,423</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,241</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">22,195</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">45,859</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">38,776</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Caribbean</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">32,841</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,152</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,250</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36,243</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">36,170</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Latin America (other)</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,218</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">948</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,080</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">17,246</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,742</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">All other</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,361</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,882</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,891</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,134</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">25,136</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;952,601</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;231,693</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;172,034</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,356,328</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,305,445</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table><div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Exposure at default is presented after credit risk mitigation. Exposures exclude equity securities and other assets. Portfolios under the Standardized Approach are reported net of specific allowances for credit losses and net of collateral amounts treated under the Comprehensive Approach. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-retail</div> drawn includes loans, acceptances, deposits with financial institutions and FVOCI debt securities. Retail drawn includes residential mortgages, credit cards, lines of credit, other personal loans and small business treated as other regulatory retail. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Other exposures include <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet lending instruments such as letters of credit, letters of guarantees, securitizations, derivatives and repo-style transactions (reverse repurchase agreements, repurchase agreements, securities lending and securities borrowing), net of related collateral. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(4)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Geographic segmentation is based upon the location of the ultimate risk of the credit exposure. </div></td></tr></table><span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfCreditRiskExposureAndOtherExposuresIncludingMarketRiskExplanatory', window );">Summary of Subject to Market and Credit Risk With a Reconcilation</a></td>
<td class="text">
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6.5pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:32%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
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<td style="vertical-align:bottom;width:1%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit Risk Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Market Risk Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2025 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-retail</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retail</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Securitization</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Repo-style<br/> Transactions</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Derivative<br/> Financial<br/> Instruments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Also<br/> subject&#160;to<br/> Credit&#160;Risk</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">All Other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Cash and deposits with financial institutions</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">62,171</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,796</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65,967</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Precious metals</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,156</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,156</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Trading assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">103</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">140,741</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">140,844</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,641</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">744</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,846</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,487</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Other</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,892</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,892</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Financial assets designated at fair value through profit or loss</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">203,008</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">203,008</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Derivative financial instruments</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">42,120</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">46,531</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Investment securities</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">146,457</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,258</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,233</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">149,948</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Loans:</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Residential mortgages<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.4px">(2)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">58,663</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">311,413</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">115</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">370,191</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,940</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95,171</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,456</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">110,567</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,585</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">313</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,147</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">18,045</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Business&#160;&amp; government</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">239,898</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,170</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,846</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">791</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">279,705</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align: top;"><div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em;">Allowances for credit losses<div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.4px">(3)</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(465</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(1,234</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
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<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(5,764</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">(7,463</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">)&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Customers&#8217; liability under acceptances</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">177</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">177</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Property and equipment</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,881</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,881</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Investment in associates</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,252</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,317</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Goodwill and other intangibles assets</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,169</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,169</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Other (including Deferred tax assets)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,210</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,154</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">436</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">403</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30,417</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">38,620</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr>
<tr style="font-size:1pt">
<td style="height:3pt"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td>
<td colspan="4" style="height:3pt;background-color:#ffffff"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;520,795</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;434,259</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;35,615</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;203,444</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;46,531</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;2,323</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;42,864</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;156,038</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;61,037</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;1,460,042</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes the Bank&#8217;s insurance subsidiaries&#8217; assets and all other assets which are not subject to credit and market risks. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes $52.8&#160;billion in mortgages guaranteed by Canada Mortgage Housing Corporation and federally backed privately insured mortgages. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="text-align: left; vertical-align: top;"><div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;">Amounts for IRB exposures are reported gross of allowances and amounts for standardized exposures are reported net of allowances. </div></td></tr></table> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6.5pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:31%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Credit Risk Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Market Risk Exposures</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31, 2024 ($ millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="white-space:nowrap;display:inline;">Non-retail</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Retail</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Securitization</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Repo-style<br/> Transactions</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Derivative<br/> Financial<br/> Instruments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equity</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Also<br/> subject&#160;to<br/> Credit&#160;Risk</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">All Other<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Cash and deposits with financial institutions</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">60,501</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
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<td style="white-space:nowrap;vertical-align:bottom">$</td>
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<td style="white-space:nowrap;vertical-align:bottom">$</td>
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<td style="white-space:nowrap;vertical-align:bottom">$</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">$</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,359</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">63,860</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Precious metals</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
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<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,540</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Trading assets</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom"></td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Securities</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">331</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">119,581</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">119,912</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Loans</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">933</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">569</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">6,716</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">7,649</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Other</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,166</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">2,166</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Financial assets designated at fair value through profit or loss</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Securities purchased under resale agreements and securities borrowed</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">200,543</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">200,543</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">39,736</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">44,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">147,607</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,008</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">217</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">152,832</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
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<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">61,467</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">289,358</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">116</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">350,941</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Personal loans</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">711</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">101,821</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,847</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">106,379</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Credit cards</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">13,892</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">162</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,320</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,374</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Business&#160;&amp; government</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">261,903</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">12,904</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">17,627</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">237</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">292,671</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Allowances for credit losses<div style="font-size:75%; vertical-align:top;display:inline;font-size:5.4px">(3)</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(363</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1,170</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(5,003</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(6,536</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Customers&#8217; liability under acceptances</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">149</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">(1</td>
<td style="white-space:nowrap;vertical-align:bottom">)&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">148</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Property and equipment</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,252</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">5,252</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Investment in associates</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">62</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,759</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,821</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Goodwill&#160;and&#160;other&#160;intangibles&#160;assets</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16,853</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">16,853</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Other (including Deferred tax assets)</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">5,968</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,220</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">343</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">&#8211;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">448</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">25,264</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">33,243</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="font-size:1pt">
<td style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td>
<td colspan="4" style="height:3pt"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;539,207</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;418,025</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;21,636</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;200,886</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;44,379</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;5,070</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;40,305</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;131,451</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;51,373</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;1,412,027</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes the Bank&#8217;s insurance subsidiaries&#8217; assets and all other assets which are not subject to credit and market risks. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes $56.3&#160;billion in mortgages guaranteed by Canada Mortgage Housing Corporation and federally backed privately insured mortgages. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Amounts for IRB exposures are reported gross of allowances and amounts for standardized exposures are reported net of allowances. </div></td></tr></table> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfReferencingOfInternalRatingsToExternalRatingsExplanatory', window );">Summary of Cross Referencing of Internal Ratings to External Ratings</a></td>
<td class="text">The following table cross references the Bank&#8217;s internal borrower grades with equivalent ratings categories utilized by external rating agencies: <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:16%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:12%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="width:25%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:3%"></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="width:16%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td colspan="13" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Cross referencing of internal ratings to external ratings<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td colspan="5" style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Equivalent External Rating</div></td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td colspan="2" style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td>
<td style="vertical-align: bottom; padding-bottom: 0.375pt;">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">S&amp;P and Fitch</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Moody&#8217;s</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Morningstar DBRS</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Internal&#160;Grade</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Internal&#160;Grade Code</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">PD&#160;Range<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">AAA&#160;to&#160;AA+</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Aaa&#160;to&#160;Aa1</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">AAA&#160;to&#160;AA&#160;(high)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;">99</div>&#160;&#8211;&#8201;<div style="letter-spacing: 0px; top: 0px;display:inline;">98</div></td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.0000</div>% &#8211; <div style="letter-spacing: 0px; top: 0px;display:inline;">0.0565</div>%</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">AA to A+</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Aa2 to A1</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">AA&#160;to&#160;A&#160;(high)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">95</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.0565</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.0693</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">A to A-</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">A2 to A3</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">A&#160;to&#160;A&#160;(low)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Investment&#160;grade</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">90</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.0693</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.0833</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BBB+</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Baa1</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">BBB&#160;(high)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">87</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.0833</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.1243</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BBB</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Baa2</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">BBB</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">85</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.1243</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.1976</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BBB-</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap">Baa3</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap">BBB (low)</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">83</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.1976</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.2743</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BB+</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Ba1</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">BB (high)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">80</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.2743</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.3806</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BB</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Ba2</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">BB</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">77</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.3806</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.7061</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">BB-</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Ba3</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">BB (low)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Investment&#160;grade</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">75</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.7061</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">1.4290</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">B+</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">B1</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">B (high)</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">73</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">1.4290</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">2.4715</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">B to B-</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap">B2 to B3</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap">B to B (low)</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">70</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">2.4715</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">6.2065</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">CCC+</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Caa1</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">&#8211;&#8194;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">65</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">6.2065</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">15.9382</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">CCC</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Caa2</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">&#8211;&#8194;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Watch list</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">60</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">15.9382</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">28.5499</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">CCC-</div> to CC</div> </td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">Caa3 to Ca</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">&#8211;&#8194;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">40</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">28.5499</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">48.3748</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top;white-space:nowrap"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">&#8211;</div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">&#8211;&#8194;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap">&#8211;&#8194;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom"></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">30</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom">&#160;</td>
<td style="vertical-align:bottom;white-space:nowrap;text-align:right"><div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"><div style="letter-spacing: 0px; top: 0px;display:inline;">48.3748</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">100.0000</div>%</div></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;white-space:nowrap"> <div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial">Default</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Default</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">21</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right">100%</td></tr></table><div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Applies to <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> portfolio. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">PD Ranges as at October&#160;31, 2025. The Range does not include the upper boundary for the row. </div></td></tr></table><span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_AdvancedInternalRatingsBasedPortfolioMember', window );">AIRB portfolio [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_StatementsLineItems', window );"><strong>Statement [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfCreditRiskExplanatory', window );">Summary of Credit Risk Exposures</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The credit quality of the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> IRB portfolio, expressed in terms of risk categories of borrower internal grades is shown in the table below: </div> <div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:45%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Exposure at Default<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($ millions) Category of internal grades</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">IG&#160;Code</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Drawn</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Undrawn<br/> commitments</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other<br/> exposures<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(2)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Investment grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">99</div>&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">98</div></div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">144,086</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,557</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39,788</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">185,431</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">174,122</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36,203</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,422</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30,882</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80,507</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">71,282</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">90</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,314</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12,067</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">28,875</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,256</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">49,596</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">87</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">26,472</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">13,771</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,458</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">56,701</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">63,699</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">85</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,166</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,987</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">8,758</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">44,911</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">49,980</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">83</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43,384</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,155</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,924</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60,463</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">69,342</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"><div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">Non-Investment</div> grade</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">80</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">39,476</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,262</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,810</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">55,548</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">54,770</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">77</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">25,637</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,542</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,824</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">37,003</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">40,729</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">20,174</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,373</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,556</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">29,103</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">27,324</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">73</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7,913</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,464</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">756</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">10,133</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">10,140</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">70</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,137</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,216</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">707</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,060</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">3,791</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Watch list</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">65</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">907</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,010</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">1,592</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">60</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">876</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">109</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">171</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,156</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">986</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">40</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">910</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">134</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,119</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">889</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">30</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">276</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">287</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">232</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">21</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,482</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">12</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">100</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,594</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">1,313</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff"></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">392,413</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">87,081</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">147,788</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">627,282</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">619,787</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Government guaranteed residential mortgages<div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px">(3)</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50,845</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">50,845</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">53,319</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td></tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"><div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;443,258</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;87,081</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;147,788</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;678,127</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;673,106</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td></tr></table> <div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">After credit risk mitigation. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(2)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">Includes <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">off-balance</div> sheet lending instruments such as letters of credit, letters of guarantees, securitizations, derivatives and repo-style transactions (reverse repurchase agreements, repurchase agreements and securities lending and borrowing), net of related collateral. </div></td></tr></table>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%">
<tr style="page-break-inside:avoid">
<td style="width:2%;vertical-align:top;text-align:left">(3)</td>
<td style="vertical-align:top;text-align:left"><div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &quot;arial narrow&quot;; text-align: left; line-height: normal;">These exposures are classified as sovereign exposures and are included in the <div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;">non-retail</div> category. </div></td></tr></table> <span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfCreditExposureByProbabilityOfDefaultRangeExplanatory', window );">Summary of Risk Categories of Borrower by Probability Of Default</a></td>
<td class="text"> <div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial">The data in the table below provides a distribution of the retail AIRB exposures within each PD range by asset class: </div> <div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
<table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto">
<tr>
<td style="width:26%"></td>
<td style="vertical-align:bottom"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:1%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td>
<td style="vertical-align:bottom;width:1%"></td>
<td></td>
<td></td>
<td style="vertical-align:bottom;width:2%"></td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">As at October&#160;31 ($&#160;millions)</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"><div style="display:inline;"><div style="font-weight:bolder;display:inline;">2025</div></div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">2024</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Exposure at default<div style="font-size:75%; vertical-align:top;display:inline;font-size:5px">(1)</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="vertical-align: bottom; padding-bottom: 0.5pt;">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Real estate secured</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap">Category of (PD) grades</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">PD range</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Mortgages</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">HELOC</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Qualifying<br/> revolving</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Other&#160;retail</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"><div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;">Total</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Exceptionally Low</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.0000</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.0500</div>%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">89,983</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">57,130</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">15,921</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">792</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">163,826</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">$</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">145,243</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Very Low</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.0501</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.1999</div>%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">95,370</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">19,900</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">36,811</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,792</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">157,873</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">148,919</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Low</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">0.2000</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">0.9999</div>%</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">43,971</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">14,536</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">16,932</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">75,439</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">79,011</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium Low</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">1.0000</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">2.9999</div>%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">11,436</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,509</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">9,715</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">4,803</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">31,463</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">25,478</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Medium</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">3.0000</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">9.9999</div>%</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">7</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,719</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2,683</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">5,409</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">7,524</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">High</div> </td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">10.0000</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">19.9999</div>%</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">3,177</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">938</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,690</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">614</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">6,419</div></div></td>
<td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="white-space:nowrap;vertical-align:bottom;text-align:right">3,232</td>
<td style="white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Extremely High</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">20.0000</div>%&#160;&#8211;&#160;<div style="letter-spacing: 0px; top: 0px;display:inline;">99.9999</div>%</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">2</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8211;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">785</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">511</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,298</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">2,263</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="vertical-align: top; padding-bottom: 0.375pt;"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Default</div> </td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;"><div style="letter-spacing: 0px; top: 0px;display:inline;">100</div>%</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">791</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">127</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">128</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">167</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">1,213</div></div></td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right">975</td>
<td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr>
<tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt">
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"> <div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;">Total</div> </td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"><div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;">&#160;</div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;244,737</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;83,604</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;82,305</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;32,294</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">$</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#8199;442,940</div></div></td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"><div style="letter-spacing: 0px; top: 0px;display:inline;"><div style="font-weight:bolder;display:inline;">&#160;</div></div></td>
<td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom">&#160;</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">$</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right">&#8199;412,645</td>
<td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom">&#160;</td> </tr> </table> <div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;">&#160;</div>
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<td style="width:2%;vertical-align:top;text-align:left">(1)</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>IFRS 7 Disclosure - Summary of Structural Interest Sensitivity (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_HundredBasisPointsIncreaseMember', window );">100 bp increase [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityLineItems', window );"><strong>Disclosure Foreign Currency Sensitivity Analysis Effect On Equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInEconomicValueOfEquity', window );">Economic value of equity</a></td>
<td class="num">$ (1,568)<span></span>
</td>
<td class="num">$ (1,338)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInNetInterestIncome', window );">Net interest income</a></td>
<td class="nump">236<span></span>
</td>
<td class="num">(21)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_HundredBasisPointsDecreaseMember', window );">100 bp decrease [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityLineItems', window );"><strong>Disclosure Foreign Currency Sensitivity Analysis Effect On Equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInEconomicValueOfEquity', window );">Economic value of equity</a></td>
<td class="nump">1,201<span></span>
</td>
<td class="nump">780<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInNetInterestIncome', window );">Net interest income</a></td>
<td class="num">(245)<span></span>
</td>
<td class="num">$ (31)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=bns_CanadaDollarsMember', window );">Canada Dollars [Member] | 100 bp increase [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityLineItems', window );"><strong>Disclosure Foreign Currency Sensitivity Analysis Effect On Equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInEconomicValueOfEquity', window );">Economic value of equity</a></td>
<td class="num">(616)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInNetInterestIncome', window );">Net interest income</a></td>
<td class="nump">247<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=bns_CanadaDollarsMember', window );">Canada Dollars [Member] | 100 bp decrease [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityLineItems', window );"><strong>Disclosure Foreign Currency Sensitivity Analysis Effect On Equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInEconomicValueOfEquity', window );">Economic value of equity</a></td>
<td class="nump">530<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInNetInterestIncome', window );">Net interest income</a></td>
<td class="num">(224)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=bns_UnitedStatesofAmericaDollarsMember', window );">United States of America Dollars [Member] | 100 bp increase [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityLineItems', window );"><strong>Disclosure Foreign Currency Sensitivity Analysis Effect On Equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInEconomicValueOfEquity', window );">Economic value of equity</a></td>
<td class="num">(952)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInNetInterestIncome', window );">Net interest income</a></td>
<td class="num">(11)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=bns_UnitedStatesofAmericaDollarsMember', window );">United States of America Dollars [Member] | 100 bp decrease [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityLineItems', window );"><strong>Disclosure Foreign Currency Sensitivity Analysis Effect On Equity [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInEconomicValueOfEquity', window );">Economic value of equity</a></td>
<td class="nump">671<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInNetInterestIncome', window );">Net interest income</a></td>
<td class="num">$ (21)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseDecreaseInEconomicValueOfEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>increase decrease in economic value of equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseInEconomicValueOfEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseDecreaseInNetInterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease in net interest income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseInNetInterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=bns_HundredBasisPointsIncreaseMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=bns_HundredBasisPointsIncreaseMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=bns_HundredBasisPointsDecreaseMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=bns_HundredBasisPointsDecreaseMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=bns_CanadaDollarsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=bns_CanadaDollarsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=bns_UnitedStatesofAmericaDollarsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=bns_UnitedStatesofAmericaDollarsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>131
<FILENAME>R79.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<title></title>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>IFRS 7 Disclosure - Market Risk - Additional Information (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureofRiskManagementLineItems', window );"><strong>Disclosure of Risk Management [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningNetOfHedging', window );">Amount Of Increase Decrease In Before Tax Annual Earning Net Of Hedging</a></td>
<td class="nump">$ 396.0<span></span>
</td>
<td class="nump">$ 324.0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningWithoutHedging', window );">Amount Of Increase Decrease In Before Tax Annual Earning Without Hedging</a></td>
<td class="nump">40.0<span></span>
</td>
<td class="nump">45.0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PreTaxNetInterestIncome', window );">Pre Tax Net Interest Income</a></td>
<td class="nump">236.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_MarketRiskMember', window );">Market risk [member] | Value at Risk [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureofRiskManagementLineItems', window );"><strong>Disclosure of Risk Management [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ValueAtRisk', window );">Market risk capital</a></td>
<td class="nump">$ 13.6<span></span>
</td>
<td class="nump">$ 14.9<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfProbabilityLossesOnValueAtRisk', window );">Percentage Of Probability Losses On Value At Risk</a></td>
<td class="nump">1.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_StatisticalTechniquePercentageofConfidenceLevelToValueAtRiskOnTradingPortfolios', window );">Statistical Technique Percentage of Confidence Level To Value At Risk On Trading Portfolios</a></td>
<td class="nump">99.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskHoldingPeriod', window );">Value At Risk Holding Period</a></td>
<td class="text">1 day<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureofRiskManagementLineItems', window );"><strong>Disclosure of Risk Management [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PreTaxNetInterestIncome', window );">Pre Tax Net Interest Income</a></td>
<td class="nump">$ 102.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureofRiskManagementLineItems', window );"><strong>Disclosure of Risk Management [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PreTaxNetInterestIncome', window );">Pre Tax Net Interest Income</a></td>
<td class="nump">$ 236.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningNetOfHedging">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase decrease in before tax annual earning net of edging.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningNetOfHedging</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningWithoutHedging">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount of increase decrease in before tax annual earning without hedging.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AmountOfIncreaseDecreaseInBeforeTaxAnnualEarningWithoutHedging</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureofRiskManagementLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureofRiskManagementLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PercentageOfProbabilityLossesOnValueAtRisk">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of probability losses on Value at risk.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PercentageOfProbabilityLossesOnValueAtRisk</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PreTaxNetInterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Pre tax net interest income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PreTaxNetInterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_StatisticalTechniquePercentageofConfidenceLevelToValueAtRiskOnTradingPortfolios">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Statistical technique percentage of confidence level to value at risk on trading portfolios.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_StatisticalTechniquePercentageofConfidenceLevelToValueAtRiskOnTradingPortfolios</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ValueAtRiskHoldingPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Value at risk holding period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ValueAtRiskHoldingPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ValueAtRisk">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The measure of a potential loss exposure as a result of future market movements, based on a specified confidence interval and measurement horizon.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 41<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_41&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ValueAtRisk</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=ifrs-full_MarketRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=ifrs-full_MarketRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MeasurementAxis=bns_ValueatRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MeasurementAxis=bns_ValueatRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>132
<FILENAME>R80.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>IFRS 7 Disclosure - Summary of Market risk measures (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 8.9<span></span>
</td>
<td class="nump">$ 12.1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bns_CreditPlusInterestRiskMember', window );">Credit Spread plus Interest Rate [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9.5<span></span>
</td>
<td class="nump">12.5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CreditRiskMember', window );">Credit Spread [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">8.1<span></span>
</td>
<td class="nump">7.3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_InterestRateRiskMember', window );">Interest rate [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9.6<span></span>
</td>
<td class="nump">17.5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_EquityPriceRiskMember', window );">Equities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3.4<span></span>
</td>
<td class="nump">5.4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CurrencyRiskMember', window );">Foreign currency risk [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3.5<span></span>
</td>
<td class="nump">2.9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CommodityPriceRiskMember', window );">Commodities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3.2<span></span>
</td>
<td class="nump">2.8<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=bns_DebtSpecificMember', window );">Debt Specific [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_RiskDiversificationEffectMember', window );">Diversification effect [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(10.7)<span></span>
</td>
<td class="num">(15.0)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_AverageMember', window );">Average [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13.6<span></span>
</td>
<td class="nump">14.9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_AverageMember', window );">Average [Member] | Credit Spread plus Interest Rate [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14.3<span></span>
</td>
<td class="nump">13.6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_AverageMember', window );">Average [Member] | Credit Spread [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">10.3<span></span>
</td>
<td class="nump">8.4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_AverageMember', window );">Average [Member] | Interest rate [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13.7<span></span>
</td>
<td class="nump">12.3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_AverageMember', window );">Average [Member] | Equities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.8<span></span>
</td>
<td class="nump">5.1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_AverageMember', window );">Average [Member] | Foreign currency risk [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2.6<span></span>
</td>
<td class="nump">3.2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_AverageMember', window );">Average [Member] | Commodities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3.5<span></span>
</td>
<td class="nump">2.6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_AverageMember', window );">Average [Member] | Debt Specific [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_AverageMember', window );">Average [Member] | Diversification effect [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(11.6)<span></span>
</td>
<td class="num">(13.1)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_HighMember', window );">High [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21.6<span></span>
</td>
<td class="nump">24.2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_HighMember', window );">High [Member] | Credit Spread plus Interest Rate [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22.2<span></span>
</td>
<td class="nump">34.3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_HighMember', window );">High [Member] | Credit Spread [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">18.7<span></span>
</td>
<td class="nump">13.6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_HighMember', window );">High [Member] | Interest rate [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">28.5<span></span>
</td>
<td class="nump">26.9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_HighMember', window );">High [Member] | Equities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9.9<span></span>
</td>
<td class="nump">10.1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_HighMember', window );">High [Member] | Foreign currency risk [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5.9<span></span>
</td>
<td class="nump">9.4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_HighMember', window );">High [Member] | Commodities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6.7<span></span>
</td>
<td class="nump">4.6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_HighMember', window );">High [Member] | Debt Specific [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.8<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_LowMember', window );">Low [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7.1<span></span>
</td>
<td class="nump">8.3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_LowMember', window );">Low [Member] | Credit Spread plus Interest Rate [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8.8<span></span>
</td>
<td class="nump">6.8<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_LowMember', window );">Low [Member] | Credit Spread [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">6.6<span></span>
</td>
<td class="nump">5.9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_LowMember', window );">Low [Member] | Interest rate [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6.0<span></span>
</td>
<td class="nump">5.8<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_LowMember', window );">Low [Member] | Equities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1.9<span></span>
</td>
<td class="nump">3.0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_LowMember', window );">Low [Member] | Foreign currency risk [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0.7<span></span>
</td>
<td class="nump">1.1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_LowMember', window );">Low [Member] | Commodities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 2.2<span></span>
</td>
<td class="nump">1.3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExternalCreditGradesAxis=bns_LowMember', window );">Low [Member] | Debt Specific [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarketRiskLineItems', window );"><strong>Market Risk [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ValueAtRiskForTradingActivities', window );">All-Bank VaR</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 2.3<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Effective November&#160;1, 2024, credit spread VaR also captures issuer-specific credit spread volatility which was previously included in debt specific VaR.</td>
</tr></table></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>IFRS 7 Disclosure - Liquidity Risk - Additional Information (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureofRiskManagementLineItems', window );"><strong>Disclosure of Risk Management [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Total equity</a></td>
<td class="nump">$ 88,587<span></span>
</td>
<td class="nump">$ 84,076<span></span>
</td>
<td class="nump">$ 78,571<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_LiquidityRiskMember', window );">Liquidity risk [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureofRiskManagementLineItems', window );"><strong>Disclosure of Risk Management [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CapitalAndPersonalDeposits', window );">Capital and personal deposits</a></td>
<td class="nump">403,000<span></span>
</td>
<td class="nump">398,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GrowthInPersonalDeposits', window );">Growth in personal deposits</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Total equity</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WholesaleDebtIssuance', window );">Wholesale debt Issuance</a></td>
<td class="nump">$ 199,000<span></span>
</td>
<td class="nump">$ 206,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CapitalAndPersonalDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Capital and personal deposits</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CapitalAndPersonalDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureofRiskManagementLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureofRiskManagementLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GrowthInPersonalDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Growth in personal deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GrowthInPersonalDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_WholesaleDebtIssuance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Wholesale debt issuance.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_WholesaleDebtIssuance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=ifrs-full_LiquidityRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=ifrs-full_LiquidityRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>IFRS 7 Disclosure - Summary of the Maturity of Assets and Liabilities as well as the Off-Balance Sheet Commitments (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilitiesAbstract', window );"><strong>Liabilities and equity</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PersonalDeposits', window );">Personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 301,718<span></span>
</td>
<td class="nump">$ 298,821<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial instruments designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47,165<span></span>
</td>
<td class="nump">36,341<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BankAcceptanceLiabilities', window );">Acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">178<span></span>
</td>
<td class="nump">149<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">38,104<span></span>
</td>
<td class="nump">35,042<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56,031<span></span>
</td>
<td class="nump">51,260<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Obligations related to securities sold under repurchase agreements and securities lent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">189,144<span></span>
</td>
<td class="nump">190,449<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,692<span></span>
</td>
<td class="nump">7,833<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">66,862<span></span>
</td>
<td class="nump">63,028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Total equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">88,587<span></span>
</td>
<td class="nump">84,076<span></span>
</td>
<td class="nump">$ 78,571<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilities', window );">Total liabilities and equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,460,042<span></span>
</td>
<td class="nump">1,412,027<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_LiquidityRiskMember', window );">Liquidity risk [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilitiesAbstract', window );"><strong>Liabilities and equity</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositLiabilities', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">966,279<span></span>
</td>
<td class="nump">943,849<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PersonalDeposits', window );">Personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">301,718<span></span>
</td>
<td class="nump">298,821<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Non-personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">664,561<span></span>
</td>
<td class="nump">645,028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial instruments designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47,165<span></span>
</td>
<td class="nump">36,341<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BankAcceptanceLiabilities', window );">Acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">178<span></span>
</td>
<td class="nump">149<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">38,104<span></span>
</td>
<td class="nump">35,042<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56,031<span></span>
</td>
<td class="nump">51,260<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Obligations related to securities sold under repurchase agreements and securities lent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">189,144<span></span>
</td>
<td class="nump">190,449<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,692<span></span>
</td>
<td class="nump">7,833<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">66,862<span></span>
</td>
<td class="nump">63,028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Total equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilities', window );">Total liabilities and equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,460,042<span></span>
</td>
<td class="nump">1,412,027<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OffBalanceSheetCommitmentAbstract', window );"><strong>Off-balance sheet commitments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditCommitments', window );">Credit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">280,342<span></span>
</td>
<td class="nump">269,471<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GuaranteesAndLettersOfCredit', window );">Guarantees and letters of credit</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">86,851<span></span>
</td>
<td class="nump">64,016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_LiquidityRiskMember', window );">Liquidity risk [member] | Not later than one month [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilitiesAbstract', window );"><strong>Liabilities and equity</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositLiabilities', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">75,799<span></span>
</td>
<td class="nump">88,575<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PersonalDeposits', window );">Personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17,355<span></span>
</td>
<td class="nump">16,273<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Non-personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">58,444<span></span>
</td>
<td class="nump">72,302<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial instruments designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,098<span></span>
</td>
<td class="nump">510<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BankAcceptanceLiabilities', window );">Acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">68<span></span>
</td>
<td class="nump">40<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">172<span></span>
</td>
<td class="nump">272<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,015<span></span>
</td>
<td class="nump">2,754<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Obligations related to securities sold under repurchase agreements and securities lent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">179,305<span></span>
</td>
<td class="nump">186,240<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">158<span></span>
</td>
<td class="nump">533<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilities', window );">Total liabilities and equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">259,615<span></span>
</td>
<td class="nump">278,924<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OffBalanceSheetCommitmentAbstract', window );"><strong>Off-balance sheet commitments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditCommitments', window );">Credit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,347<span></span>
</td>
<td class="nump">1,538<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_LiquidityRiskMember', window );">Liquidity risk [member] | One to three months</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilitiesAbstract', window );"><strong>Liabilities and equity</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositLiabilities', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">79,361<span></span>
</td>
<td class="nump">77,322<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PersonalDeposits', window );">Personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,930<span></span>
</td>
<td class="nump">23,956<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Non-personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56,431<span></span>
</td>
<td class="nump">53,366<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial instruments designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">932<span></span>
</td>
<td class="nump">1,045<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BankAcceptanceLiabilities', window );">Acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">68<span></span>
</td>
<td class="nump">57<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,750<span></span>
</td>
<td class="nump">1,988<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,702<span></span>
</td>
<td class="nump">4,595<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Obligations related to securities sold under repurchase agreements and securities lent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,159<span></span>
</td>
<td class="nump">3,427<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,753<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">494<span></span>
</td>
<td class="nump">759<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilities', window );">Total liabilities and equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">98,219<span></span>
</td>
<td class="nump">89,193<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OffBalanceSheetCommitmentAbstract', window );"><strong>Off-balance sheet commitments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditCommitments', window );">Credit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">9,299<span></span>
</td>
<td class="nump">9,568<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_LiquidityRiskMember', window );">Liquidity risk [member] | Three to&#160;six months</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilitiesAbstract', window );"><strong>Liabilities and equity</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositLiabilities', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">68,686<span></span>
</td>
<td class="nump">68,891<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PersonalDeposits', window );">Personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">19,913<span></span>
</td>
<td class="nump">24,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Non-personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">48,773<span></span>
</td>
<td class="nump">44,891<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial instruments designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,774<span></span>
</td>
<td class="nump">2,132<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BankAcceptanceLiabilities', window );">Acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25<span></span>
</td>
<td class="nump">36<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,362<span></span>
</td>
<td class="nump">1,120<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,077<span></span>
</td>
<td class="nump">2,429<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Obligations related to securities sold under repurchase agreements and securities lent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,894<span></span>
</td>
<td class="nump">93<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,167<span></span>
</td>
<td class="nump">1,285<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilities', window );">Total liabilities and equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">81,985<span></span>
</td>
<td class="nump">75,986<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OffBalanceSheetCommitmentAbstract', window );"><strong>Off-balance sheet commitments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditCommitments', window );">Credit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">12,846<span></span>
</td>
<td class="nump">15,403<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_LiquidityRiskMember', window );">Liquidity risk [member] | Six&#160;to nine months</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilitiesAbstract', window );"><strong>Liabilities and equity</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositLiabilities', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">49,395<span></span>
</td>
<td class="nump">57,925<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PersonalDeposits', window );">Personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17,931<span></span>
</td>
<td class="nump">22,746<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Non-personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">31,464<span></span>
</td>
<td class="nump">35,179<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial instruments designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,454<span></span>
</td>
<td class="nump">1,609<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BankAcceptanceLiabilities', window );">Acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11<span></span>
</td>
<td class="nump">10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,158<span></span>
</td>
<td class="nump">1,803<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,506<span></span>
</td>
<td class="nump">2,301<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Obligations related to securities sold under repurchase agreements and securities lent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">546<span></span>
</td>
<td class="nump">437<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">251<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,204<span></span>
</td>
<td class="nump">1,267<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilities', window );">Total liabilities and equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">58,274<span></span>
</td>
<td class="nump">65,603<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OffBalanceSheetCommitmentAbstract', window );"><strong>Off-balance sheet commitments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditCommitments', window );">Credit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">17,043<span></span>
</td>
<td class="nump">18,291<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_LiquidityRiskMember', window );">Liquidity risk [member] | Nine&#160;to twelve months</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilitiesAbstract', window );"><strong>Liabilities and equity</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositLiabilities', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">42,403<span></span>
</td>
<td class="nump">43,415<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PersonalDeposits', window );">Personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,136<span></span>
</td>
<td class="nump">19,827<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Non-personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26,267<span></span>
</td>
<td class="nump">23,588<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial instruments designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,335<span></span>
</td>
<td class="nump">1,833<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BankAcceptanceLiabilities', window );">Acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6<span></span>
</td>
<td class="nump">6<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">456<span></span>
</td>
<td class="nump">816<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,311<span></span>
</td>
<td class="nump">1,857<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Obligations related to securities sold under repurchase agreements and securities lent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">240<span></span>
</td>
<td class="nump">44<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">888<span></span>
</td>
<td class="nump">979<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilities', window );">Total liabilities and equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">48,639<span></span>
</td>
<td class="nump">48,950<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OffBalanceSheetCommitmentAbstract', window );"><strong>Off-balance sheet commitments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditCommitments', window );">Credit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">14,364<span></span>
</td>
<td class="nump">12,075<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_LiquidityRiskMember', window );">Liquidity risk [member] | Later than one year and not later than two years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilitiesAbstract', window );"><strong>Liabilities and equity</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositLiabilities', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">64,578<span></span>
</td>
<td class="nump">64,530<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PersonalDeposits', window );">Personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,151<span></span>
</td>
<td class="nump">19,423<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Non-personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">42,427<span></span>
</td>
<td class="nump">45,107<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial instruments designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,798<span></span>
</td>
<td class="nump">5,330<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,693<span></span>
</td>
<td class="nump">3,638<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,770<span></span>
</td>
<td class="nump">7,647<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Obligations related to securities sold under repurchase agreements and securities lent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">208<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,740<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,857<span></span>
</td>
<td class="nump">3,142<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilities', window );">Total liabilities and equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">84,696<span></span>
</td>
<td class="nump">86,235<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OffBalanceSheetCommitmentAbstract', window );"><strong>Off-balance sheet commitments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditCommitments', window );">Credit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">53,723<span></span>
</td>
<td class="nump">58,806<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_LiquidityRiskMember', window );">Liquidity risk [member] | Later than two years and not later than five years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilitiesAbstract', window );"><strong>Liabilities and equity</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositLiabilities', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">75,189<span></span>
</td>
<td class="nump">76,309<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PersonalDeposits', window );">Personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12,109<span></span>
</td>
<td class="nump">12,430<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Non-personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">63,080<span></span>
</td>
<td class="nump">63,879<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial instruments designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12,103<span></span>
</td>
<td class="nump">8,887<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,311<span></span>
</td>
<td class="nump">7,114<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,011<span></span>
</td>
<td class="nump">11,705<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,042<span></span>
</td>
<td class="nump">6,860<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilities', window );">Total liabilities and equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">113,656<span></span>
</td>
<td class="nump">110,875<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OffBalanceSheetCommitmentAbstract', window );"><strong>Off-balance sheet commitments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditCommitments', window );">Credit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">149,510<span></span>
</td>
<td class="nump">144,972<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_LiquidityRiskMember', window );">Liquidity risk [member] | Later than five years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilitiesAbstract', window );"><strong>Liabilities and equity</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositLiabilities', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23,097<span></span>
</td>
<td class="nump">24,977<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PersonalDeposits', window );">Personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">155<span></span>
</td>
<td class="nump">138<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Non-personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,942<span></span>
</td>
<td class="nump">24,839<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial instruments designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">19,671<span></span>
</td>
<td class="nump">14,995<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,091<span></span>
</td>
<td class="nump">9,413<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17,639<span></span>
</td>
<td class="nump">17,972<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,939<span></span>
</td>
<td class="nump">5,842<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,401<span></span>
</td>
<td class="nump">8,954<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilities', window );">Total liabilities and equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">86,838<span></span>
</td>
<td class="nump">82,153<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OffBalanceSheetCommitmentAbstract', window );"><strong>Off-balance sheet commitments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditCommitments', window );">Credit commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">21,210<span></span>
</td>
<td class="nump">8,818<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_LiquidityRiskMember', window );">Liquidity risk [member] | No specific maturity [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilitiesAbstract', window );"><strong>Liabilities and equity</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositLiabilities', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">487,771<span></span>
</td>
<td class="nump">441,905<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PersonalDeposits', window );">Personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">173,038<span></span>
</td>
<td class="nump">160,028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepositsFromCustomers', window );">Non-personal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">314,733<span></span>
</td>
<td class="nump">281,877<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,111<span></span>
</td>
<td class="nump">8,878<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">42,651<span></span>
</td>
<td class="nump">39,249<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Total equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">88,587<span></span>
</td>
<td class="nump">84,076<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EquityAndLiabilities', window );">Total liabilities and equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">628,120<span></span>
</td>
<td class="nump">574,108<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OffBalanceSheetCommitmentAbstract', window );"><strong>Off-balance sheet commitments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GuaranteesAndLettersOfCredit', window );">Guarantees and letters of credit</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 86,851<span></span>
</td>
<td class="nump">$ 64,016<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Includes the undrawn component of committed credit and liquidity facilities.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Includes outstanding balances of guarantees, standby letters of credit and commercial letters of credit which may expire undrawn.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditCommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit commitments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditCommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GuaranteesAndLettersOfCredit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Guarantees and letters of credit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GuaranteesAndLettersOfCredit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ObligationsRelatedToSecuritiesSoldShort">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Obligations related to securities sold short.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ObligationsRelatedToSecuritiesSoldShort</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OffBalanceSheetCommitmentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OffBalanceSheetCommitmentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PersonalDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Personal deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PersonalDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BankAcceptanceLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of bank acceptances recognised as liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BankAcceptanceLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deposit liabilities from customers held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DerivativeFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DerivativeFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAndLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of the entity's equity and liabilities. [Refer: Equity; Liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAndLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_EquityAndLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EquityAndLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments sold with the intent to reacquire in repurchase agreements and cash collateral on securities lent.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that are subordinate to other liabilities with respect to claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=ifrs-full_LiquidityRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=ifrs-full_LiquidityRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneMonthMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneMonthMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanThreeMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanSixMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_LaterThanSixMonthsAndNotLaterThanNineMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_LaterThanSixMonthsAndNotLaterThanNineMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_LaterThanNineMonthsAndNotLaterThanOneYearMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_LaterThanNineMonthsAndNotLaterThanOneYearMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanFiveYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanFiveYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_NoSpecificMaturityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_NoSpecificMaturityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>135
<FILENAME>R83.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Material Accounting Policies - Additional Information (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccountingPoliciesLineItems', window );"><strong>Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfRelationshipWithSubsidiaryWhereParentHasDirectlyOrIndirectlyLessThanHalfOfVotingPower', window );">Description for entity ownership in consolidated entities whenless that half voting power</a></td>
<td class="text">The Bank may consolidate an entity when it owns less than 50% of the voting rights when it has one or more other attributes of power<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Allowances for credit losses</a></td>
<td class="nump">$ 7,639<span></span>
</td>
<td class="nump">$ 6,723<span></span>
</td>
<td class="nump">$ 6,611<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_ComputerSoftwareMember', window );">Computer software [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccountingPoliciesLineItems', window );"><strong>Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife', window );">Useful lives of intangible assets other than goodwill</a></td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_PurchasedLoansMember', window );">Purchased loans [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccountingPoliciesLineItems', window );"><strong>Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Allowances for credit losses</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccountingPoliciesLineItems', window );"><strong>Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndDepositsWithFinancialInstitutionsMaturityPeriod', window );">Cash and deposits with financial institutions maturity period</a></td>
<td class="text">3 months<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AverageRateOfHedgingInstrument', window );">Hedge instrument average rate</a></td>
<td class="nump">125.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Other intangible assets [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccountingPoliciesLineItems', window );"><strong>Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife', window );">Useful lives of intangible assets other than goodwill</a></td>
<td class="text">20 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccountingPoliciesLineItems', window );"><strong>Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AverageRateOfHedgingInstrument', window );">Hedge instrument average rate</a></td>
<td class="nump">80.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Other intangible assets [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccountingPoliciesLineItems', window );"><strong>Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife', window );">Useful lives of intangible assets other than goodwill</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_BuildingsMember', window );">Buildings [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccountingPoliciesLineItems', window );"><strong>Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PropertyPlantAndEquipmentEstimatedUsefulLife', window );">Estimated useful lives of assets</a></td>
<td class="text">40 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=bns_BuildingFittingsMember', window );">Building fittings [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccountingPoliciesLineItems', window );"><strong>Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PropertyPlantAndEquipmentEstimatedUsefulLife', window );">Estimated useful lives of assets</a></td>
<td class="text">15 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_OfficeEquipmentMember', window );">Equipment [member] | Top of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccountingPoliciesLineItems', window );"><strong>Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PropertyPlantAndEquipmentEstimatedUsefulLife', window );">Estimated useful lives of assets</a></td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_OfficeEquipmentMember', window );">Equipment [member] | Bottom of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccountingPoliciesLineItems', window );"><strong>Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PropertyPlantAndEquipmentEstimatedUsefulLife', window );">Estimated useful lives of assets</a></td>
<td class="text">3 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_LeaseholdImprovementsMember', window );">Leasehold improvements [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccountingPoliciesLineItems', window );"><strong>Accounting Policies [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfUsefulLifePropertyPlantAndEquipment', window );">Estimated useful lives of assets</a></td>
<td class="text">lease term determined by the Bank<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AccountingPoliciesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Accounting policies [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AccountingPoliciesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CashAndDepositsWithFinancialInstitutionsMaturityPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash and deposits with financial institutions maturity period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CashAndDepositsWithFinancialInstitutionsMaturityPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Intangible assets other than goodwill estimated useful life.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PropertyPlantAndEquipmentEstimatedUsefulLife">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Property plant and equipment estimated useful life.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PropertyPlantAndEquipmentEstimatedUsefulLife</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AverageRateOfHedgingInstrument">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The average rate of a hedging instrument. [Refer: Hedging instruments [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 23B<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23B_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AverageRateOfHedgingInstrument</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfNatureOfRelationshipWithSubsidiaryWhereParentHasDirectlyOrIndirectlyLessThanHalfOfVotingPower">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The description of significant judgements and assumptions made when the entity determines that it controls another entity even though it holds less than half of voting rights.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 9<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_9_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfNatureOfRelationshipWithSubsidiaryWhereParentHasDirectlyOrIndirectlyLessThanHalfOfVotingPower</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfUsefulLifePropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Description of useful life used for property, plant and equipment. [Refer: Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2024-01-01<br> -Paragraph 73<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=16&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_73_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfUsefulLifePropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of the loss allowance the entity has made on loans and advances that are measured in accordance with paragraph 4.1.2 of IFRS 9.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_ComputerSoftwareMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_ComputerSoftwareMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_PurchasedLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_PurchasedLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_OtherIntangibleAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_OtherIntangibleAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_BuildingsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_BuildingsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=bns_BuildingFittingsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=bns_BuildingFittingsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_OfficeEquipmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_OfficeEquipmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_LeaseholdImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_LeaseholdImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>136
<FILENAME>R84.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Cash and Deposits with Financial Institutions - Summary of Cash and Deposits with Financial Institutions (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfCashAndCashEquivalentsAbstract', window );"><strong>Disclosure Of Cash And Cash Equivalents [abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalents', window );">Cash and non-interest-bearing deposits with financial institutions</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 10,256<span></span>
</td>
<td class="nump">$ 9,406<span></span>
</td>
<td class="nump">$ 10,173<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShorttermDepositsNotClassifiedAsCashEquivalents', window );">Interest-bearing deposits with financial institutions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">55,711<span></span>
</td>
<td class="nump">54,454<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndDepositsWithFinancialInstitutions', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 65,967<span></span>
</td>
<td class="nump">$ 63,860<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Represents cash and non-interest-bearing deposits with financial institutions (refer to Note 5).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Net of allowances of $4 (2024 &#8211; $3).</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CashAndDepositsWithFinancialInstitutions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash and deposits with financial institutions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CashAndDepositsWithFinancialInstitutions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfCashAndCashEquivalentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure Of Cash And Cash Equivalents [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfCashAndCashEquivalentsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of cash on hand and demand deposits, along with short-term, highly liquid investments that are readily convertible to known amounts of cash and that are subject to an insignificant risk of changes in value. [Refer: Cash; Cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_a&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndCashEquivalents</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ShorttermDepositsNotClassifiedAsCashEquivalents">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of short-term deposits held by the entity that are not classified as cash equivalents. [Refer: Cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShorttermDepositsNotClassifiedAsCashEquivalents</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>137
<FILENAME>R85.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cash and Deposits with Financial Institutions - Summary of Cash and Deposits with Financial Institutions (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_CashAndDepositsWithFinancialInstitutionsMember', window );">Cash and Deposits with Financial Institutions [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndCashEquivalentsAndShorttermDepositsLineItems', window );"><strong>Cash And Cash Equivalents And Short-term Deposits [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceForDeposits', window );">Net of allowances</a></td>
<td class="nump">$ 4<span></span>
</td>
<td class="nump">$ 3<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AllowanceForDeposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Allowance for deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AllowanceForDeposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CashAndCashEquivalentsAndShorttermDepositsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash And Cash Equivalents And Short-term Deposits [line items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CashAndCashEquivalentsAndShorttermDepositsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_CashAndDepositsWithFinancialInstitutionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_CashAndDepositsWithFinancialInstitutionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>138
<FILENAME>R86.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Cash and Deposits with Financial Institutions - Additional Information (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MandatoryReserveDepositsAtCentralBanksAbstract', window );"><strong>Mandatory Reserve Deposits At Central Banks [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MandatoryReserveDepositsAtCentralBanks', window );">Cash balances required to maintain with central banks, other regulatory authorities and certain counterparties</a></td>
<td class="nump">$ 6,759<span></span>
</td>
<td class="nump">$ 5,322<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_MandatoryReserveDepositsAtCentralBanksAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Mandatory Reserve Deposits At Central Banks [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_MandatoryReserveDepositsAtCentralBanksAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MandatoryReserveDepositsAtCentralBanks">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of reserve that is kept in deposit at a central bank to fulfil regulatory reserve requirements.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MandatoryReserveDepositsAtCentralBanks</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>139
<FILENAME>R87.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Fair Value of Financial Instruments - Summary of Fair Values of Financial Instruments of Bank Using Valuation Methods and Assumption (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsAbstract', window );"><strong>Assets:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndDepositsWithFinancialInstitutions', window );">Cash and deposits with financial institutions</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 65,967<span></span>
</td>
<td class="nump">$ 63,860<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssets', window );">Trading assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">152,223<span></span>
</td>
<td class="nump">129,727<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed', window );">Securities purchased under resale agreements and securities borrowed</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">203,008<span></span>
</td>
<td class="nump">200,543<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,531<span></span>
</td>
<td class="nump">44,379<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BankAcceptanceAssets', window );">Customers' liability under acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">177<span></span>
</td>
<td class="nump">148<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">966,279<span></span>
</td>
<td class="nump">943,849<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial instruments designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47,165<span></span>
</td>
<td class="nump">36,341<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BankAcceptanceLiabilities', window );">Acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">178<span></span>
</td>
<td class="nump">149<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">38,104<span></span>
</td>
<td class="nump">35,042<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56,031<span></span>
</td>
<td class="nump">51,260<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Obligations related to securities sold under repurchase agreements and securities lent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">189,144<span></span>
</td>
<td class="nump">190,449<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,692<span></span>
</td>
<td class="nump">7,833<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsAbstract', window );"><strong>Assets:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndDepositsWithFinancialInstitutions', window );">Cash and deposits with financial institutions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">65,967<span></span>
</td>
<td class="nump">63,860<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssets', window );">Trading assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">152,223<span></span>
</td>
<td class="nump">129,727<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed', window );">Securities purchased under resale agreements and securities borrowed</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">203,008<span></span>
</td>
<td class="nump">200,543<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,531<span></span>
</td>
<td class="nump">44,379<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities - FVOCI and FVTPL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">126,226<span></span>
</td>
<td class="nump">123,420<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Investment securities - Amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23,722<span></span>
</td>
<td class="nump">29,412<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAndReceivablesNet', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">771,045<span></span>
</td>
<td class="nump">760,829<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BankAcceptanceAssets', window );">Customers' liability under acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">177<span></span>
</td>
<td class="nump">148<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherFinancialAssets', window );">Other financial assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">28,128<span></span>
</td>
<td class="nump">22,467<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">966,279<span></span>
</td>
<td class="nump">943,849<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial instruments designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47,165<span></span>
</td>
<td class="nump">36,341<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BankAcceptanceLiabilities', window );">Acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">178<span></span>
</td>
<td class="nump">149<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">38,104<span></span>
</td>
<td class="nump">35,042<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56,031<span></span>
</td>
<td class="nump">51,260<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Obligations related to securities sold under repurchase agreements and securities lent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">189,144<span></span>
</td>
<td class="nump">190,449<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,692<span></span>
</td>
<td class="nump">7,833<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherFinancialLiabilities', window );">Other financial liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56,529<span></span>
</td>
<td class="nump">53,387<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_AtFairValueMember', window );">At fair value [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsAbstract', window );"><strong>Assets:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndDepositsWithFinancialInstitutions', window );">Cash and deposits with financial institutions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">65,967<span></span>
</td>
<td class="nump">63,860<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssets', window );">Trading assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">152,223<span></span>
</td>
<td class="nump">129,727<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed', window );">Securities purchased under resale agreements and securities borrowed</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">203,008<span></span>
</td>
<td class="nump">200,543<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,531<span></span>
</td>
<td class="nump">44,379<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities - FVOCI and FVTPL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">126,226<span></span>
</td>
<td class="nump">123,420<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Investment securities - Amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23,239<span></span>
</td>
<td class="nump">28,422<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAndReceivablesNet', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">769,900<span></span>
</td>
<td class="nump">757,825<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BankAcceptanceAssets', window );">Customers' liability under acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">177<span></span>
</td>
<td class="nump">148<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherFinancialAssets', window );">Other financial assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">28,128<span></span>
</td>
<td class="nump">22,467<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">965,925<span></span>
</td>
<td class="nump">941,290<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial instruments designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47,165<span></span>
</td>
<td class="nump">36,341<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BankAcceptanceLiabilities', window );">Acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">178<span></span>
</td>
<td class="nump">149<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">38,104<span></span>
</td>
<td class="nump">35,042<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56,031<span></span>
</td>
<td class="nump">51,260<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent', window );">Obligations related to securities sold under repurchase agreements and securities lent</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">189,144<span></span>
</td>
<td class="nump">190,449<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,749<span></span>
</td>
<td class="nump">7,814<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherFinancialLiabilities', window );">Other financial liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 56,500<span></span>
</td>
<td class="nump">$ 53,342<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Net of allowances of $4 (2024 &#8211; $3).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">98.8% of acceptances reside outside Canada (October 31, 2024 &#8211; 96.5%).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Geographic segmentation is based on the location of the property for residential mortgages; otherwise, the residence of the borrower.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Deposits denominated in U.S. dollars amount to $297,065 (2024 &#8211; $295,316), deposits denominated in Chilean pesos amount to $20,053 (2024 &#8211; $19,271), deposits denominated in Mexican pesos amount to $35,941 (2024 &#8211; $34,416) and deposits denominated in other foreign currencies amount to $117,530 (2024 &#8211; $109,683).</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CashAndDepositsWithFinancialInstitutions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash and deposits with financial institutions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CashAndDepositsWithFinancialInstitutions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansAndReceivablesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loans and receivables net.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansAndReceivablesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ObligationsRelatedToSecuritiesSoldShort">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Obligations related to securities sold short.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ObligationsRelatedToSecuritiesSoldShort</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherInvestmentSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other investment securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherInvestmentSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BankAcceptanceAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of bank acceptances recognised as assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BankAcceptanceAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BankAcceptanceLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of bank acceptances recognised as liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BankAcceptanceLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DerivativeFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DerivativeFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DerivativeFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DerivativeFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtAmortisedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at amortised cost. The amortised cost is the amount at which financial assets are measured at initial recognition minus principal repayments, plus or minus the cumulative amortisation using the effective interest method of any difference between that initial amount and the maturity amount, and adjusted for any impairment. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtAmortisedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets that the entity does not separately disclose in the same statement or note. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that the entity does not separately disclose in the same statement or note. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph m<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_m&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments sold with the intent to reacquire in repurchase agreements and cash collateral on securities lent.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RepurchaseAgreementsAndCashCollateralOnSecuritiesLent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments purchased for resale in reverse repurchase agreements and cash collateral on securities borrowed. [Refer: Repurchase agreements and cash collateral on securities lent]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that are subordinate to other liabilities with respect to claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MeasurementAxis=ifrs-full_AtFairValueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MeasurementAxis=ifrs-full_AtFairValueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Fair Value of Financial Instruments - Summary of Fair Value Hierarchy of Instruments Carried at Fair Value on a Recurring Basis (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsAbstract', window );"><strong>Assets:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PreciousMetals', window );">Precious metals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 5,156<span></span>
</td>
<td class="nump">$ 2,540<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingLoans', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">8,487<span></span>
</td>
<td class="nump">7,649<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">140,844<span></span>
</td>
<td class="nump">119,912<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsOther', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,892<span></span>
</td>
<td class="nump">2,166<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,531<span></span>
</td>
<td class="nump">44,379<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">966,279<span></span>
</td>
<td class="nump">943,849<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47,165<span></span>
</td>
<td class="nump">36,341<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,692<span></span>
</td>
<td class="nump">7,833<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">38,104<span></span>
</td>
<td class="nump">35,042<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">66,862<span></span>
</td>
<td class="nump">63,028<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56,031<span></span>
</td>
<td class="nump">51,260<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_CanadianProvincialAndMunicipalDebtMember', window );">Canadian provincial and municipal debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,710<span></span>
</td>
<td class="nump">8,413<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsAbstract', window );"><strong>Assets:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PreciousMetals', window );">Precious metals</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">5,156<span></span>
</td>
<td class="nump">2,540<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAndPreciousMetals', window );">Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">152,223<span></span>
</td>
<td class="nump">129,727<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">126,226<span></span>
</td>
<td class="nump">123,420<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,531<span></span>
</td>
<td class="nump">44,379<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="nump">335<span></span>
</td>
<td class="nump">193<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47,165<span></span>
</td>
<td class="nump">36,341<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">38,104<span></span>
</td>
<td class="nump">35,042<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56,031<span></span>
</td>
<td class="nump">51,260<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Trading loans [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingLoans', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,487<span></span>
</td>
<td class="nump">7,649<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Canadian federal government and government guaranteed debt [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">15,801<span></span>
</td>
<td class="nump">14,971<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">23,110<span></span>
</td>
<td class="nump">21,540<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Canadian provincial and municipal debt [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,710<span></span>
</td>
<td class="nump">8,413<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">20,843<span></span>
</td>
<td class="nump">17,525<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | U.S. treasury and other U.S. agencies debt [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,132<span></span>
</td>
<td class="nump">15,050<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">49,036<span></span>
</td>
<td class="nump">46,376<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Other foreign governments debt [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,288<span></span>
</td>
<td class="nump">10,354<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">27,726<span></span>
</td>
<td class="nump">29,286<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Corporate and other debt [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,116<span></span>
</td>
<td class="nump">11,934<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">3,040<span></span>
</td>
<td class="nump">3,527<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Equity securities [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">83,797<span></span>
</td>
<td class="nump">59,190<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">2,471<span></span>
</td>
<td class="nump">5,166<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Other trading assets [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsOther', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,892<span></span>
</td>
<td class="nump">2,166<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Interest rate contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,807<span></span>
</td>
<td class="nump">11,584<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Foreign exchange and gold contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26,412<span></span>
</td>
<td class="nump">26,004<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Equity contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,429<span></span>
</td>
<td class="nump">4,507<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Credit contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">273<span></span>
</td>
<td class="nump">182<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Commodity Contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,610<span></span>
</td>
<td class="nump">2,102<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Interest rate contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17,189<span></span>
</td>
<td class="nump">17,908<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Foreign exchange and gold contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25,793<span></span>
</td>
<td class="nump">25,900<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Equity contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,114<span></span>
</td>
<td class="nump">4,845<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Credit contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26<span></span>
</td>
<td class="nump">47<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember', window );">Recurring fair value measurement [member] | Commodity Contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,909<span></span>
</td>
<td class="nump">2,560<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember', window );">Not measured at fair value in statement of financial position but for which fair value is disclosed [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAndReceivablesNet', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7],[8]</sup></td>
<td class="nump">400,574<span></span>
</td>
<td class="nump">399,139<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7],[8]</sup></td>
<td class="nump">392,222<span></span>
</td>
<td class="nump">411,838<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">7,749<span></span>
</td>
<td class="nump">7,814<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">22,584<span></span>
</td>
<td class="nump">22,062<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MeasurementAxis=ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember', window );">Not measured at fair value in statement of financial position but for which fair value is disclosed [member] | Financial assets at amortised cost, category [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Investment securities - amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">23,239<span></span>
</td>
<td class="nump">28,422<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 [member] | Recurring fair value measurement [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAndPreciousMetals', window );">Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">120,116<span></span>
</td>
<td class="nump">96,950<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">81,047<span></span>
</td>
<td class="nump">72,617<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">816<span></span>
</td>
<td class="nump">150<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">34,864<span></span>
</td>
<td class="nump">30,721<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">783<span></span>
</td>
<td class="nump">139<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 [member] | Recurring fair value measurement [member] | Canadian federal government and government guaranteed debt [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13,838<span></span>
</td>
<td class="nump">11,229<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">15,143<span></span>
</td>
<td class="nump">12,739<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 [member] | Recurring fair value measurement [member] | Canadian provincial and municipal debt [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,374<span></span>
</td>
<td class="nump">6,228<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">16,293<span></span>
</td>
<td class="nump">12,823<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 [member] | Recurring fair value measurement [member] | U.S. treasury and other U.S. agencies debt [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,132<span></span>
</td>
<td class="nump">15,050<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">42,300<span></span>
</td>
<td class="nump">39,999<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 [member] | Recurring fair value measurement [member] | Other foreign governments debt [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,837<span></span>
</td>
<td class="nump">422<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">7,099<span></span>
</td>
<td class="nump">3,940<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 [member] | Recurring fair value measurement [member] | Corporate and other debt [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,523<span></span>
</td>
<td class="nump">4,940<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">116<span></span>
</td>
<td class="nump">133<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 [member] | Recurring fair value measurement [member] | Equity securities [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">83,412<span></span>
</td>
<td class="nump">59,081<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">96<span></span>
</td>
<td class="nump">2,983<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 [member] | Recurring fair value measurement [member] | Equity contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">816<span></span>
</td>
<td class="nump">150<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 [member] | Recurring fair value measurement [member] | Equity contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">783<span></span>
</td>
<td class="nump">139<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 [member] | Not measured at fair value in statement of financial position but for which fair value is disclosed [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">7,345<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember', window );">Level 1 [member] | Not measured at fair value in statement of financial position but for which fair value is disclosed [member] | Financial assets at amortised cost, category [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Investment securities - amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">1,548<span></span>
</td>
<td class="nump">1,127<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsAbstract', window );"><strong>Assets:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PreciousMetals', window );">Precious metals</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">5,156<span></span>
</td>
<td class="nump">2,540<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAndPreciousMetals', window );">Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">32,094<span></span>
</td>
<td class="nump">32,752<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">43,101<span></span>
</td>
<td class="nump">48,902<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">45,530<span></span>
</td>
<td class="nump">44,176<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="nump">335<span></span>
</td>
<td class="nump">193<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss', window );">Financial liabilities designated at fair value through profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47,165<span></span>
</td>
<td class="nump">36,341<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,240<span></span>
</td>
<td class="nump">4,319<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">55,183<span></span>
</td>
<td class="nump">51,078<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Trading loans [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingLoans', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,486<span></span>
</td>
<td class="nump">7,649<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Canadian federal government and government guaranteed debt [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,963<span></span>
</td>
<td class="nump">3,742<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">7,967<span></span>
</td>
<td class="nump">8,801<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Canadian provincial and municipal debt [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,336<span></span>
</td>
<td class="nump">2,185<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">4,550<span></span>
</td>
<td class="nump">4,702<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | U.S. treasury and other U.S. agencies debt [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">6,736<span></span>
</td>
<td class="nump">6,377<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Other foreign governments debt [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,451<span></span>
</td>
<td class="nump">9,932<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">20,627<span></span>
</td>
<td class="nump">25,346<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Corporate and other debt [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,593<span></span>
</td>
<td class="nump">6,990<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">2,892<span></span>
</td>
<td class="nump">3,359<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Equity securities [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">373<span></span>
</td>
<td class="nump">88<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">329<span></span>
</td>
<td class="nump">317<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Other trading assets [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsOther', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,892<span></span>
</td>
<td class="nump">2,166<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Interest rate contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,804<span></span>
</td>
<td class="nump">11,584<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Foreign exchange and gold contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26,411<span></span>
</td>
<td class="nump">26,004<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Equity contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,452<span></span>
</td>
<td class="nump">4,313<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Credit contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">269<span></span>
</td>
<td class="nump">180<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Commodity Contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,594<span></span>
</td>
<td class="nump">2,095<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Interest rate contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17,181<span></span>
</td>
<td class="nump">17,895<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Foreign exchange and gold contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25,793<span></span>
</td>
<td class="nump">25,900<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Equity contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,288<span></span>
</td>
<td class="nump">4,687<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Credit contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24<span></span>
</td>
<td class="nump">46<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Recurring fair value measurement [member] | Commodity Contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,897<span></span>
</td>
<td class="nump">2,550<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Not measured at fair value in statement of financial position but for which fair value is disclosed [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7],[8]</sup></td>
<td class="nump">392,222<span></span>
</td>
<td class="nump">411,838<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SubordinatedLiabilities', window );">Subordinated debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">404<span></span>
</td>
<td class="nump">7,814<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">22,098<span></span>
</td>
<td class="nump">21,563<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember', window );">Level 2 [member] | Not measured at fair value in statement of financial position but for which fair value is disclosed [member] | Financial assets at amortised cost, category [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Investment securities - amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">21,691<span></span>
</td>
<td class="nump">27,295<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 [member] | Recurring fair value measurement [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAndPreciousMetals', window );">Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">2,078<span></span>
</td>
<td class="nump">1,901<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">185<span></span>
</td>
<td class="nump">53<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ObligationsRelatedToSecuritiesSoldShort', window );">Obligations related to securities sold short</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">65<span></span>
</td>
<td class="nump">43<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 [member] | Recurring fair value measurement [member] | Trading loans [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingLoans', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 [member] | Recurring fair value measurement [member] | Corporate and other debt [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">32<span></span>
</td>
<td class="nump">35<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 [member] | Recurring fair value measurement [member] | Equity securities [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12<span></span>
</td>
<td class="nump">21<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesAbstract', window );"><strong>Investment securities</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherInvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">2,046<span></span>
</td>
<td class="nump">1,866<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 [member] | Recurring fair value measurement [member] | Interest rate contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 [member] | Recurring fair value measurement [member] | Foreign exchange and gold contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 [member] | Recurring fair value measurement [member] | Equity contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">161<span></span>
</td>
<td class="nump">44<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 [member] | Recurring fair value measurement [member] | Credit contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 [member] | Recurring fair value measurement [member] | Commodity Contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative Financial Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 [member] | Recurring fair value measurement [member] | Interest rate contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8<span></span>
</td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 [member] | Recurring fair value measurement [member] | Equity contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">43<span></span>
</td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 [member] | Recurring fair value measurement [member] | Credit contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 [member] | Recurring fair value measurement [member] | Commodity Contracts [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialLiabilitiesAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative Financial Liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Level 3 [member] | Not measured at fair value in statement of financial position but for which fair value is disclosed [member] | IFRS9 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeFinancialAssetsAbstract', window );"><strong>Derivative financial instruments</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAndReceivablesNet', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7],[8]</sup></td>
<td class="nump">400,574<span></span>
</td>
<td class="nump">399,139<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesAbstract', window );"><strong>Liabilities:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherLiabilities', window );">Other liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">$ 486<span></span>
</td>
<td class="nump">$ 499<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Geographic segmentation of trading loans is based upon the location of the ultimate risk of the underlying asset.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Loans are primarily denominated in U.S. dollars.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Deposits denominated in U.S. dollars amount to $297,065 (2024 &#8211; $295,316), deposits denominated in Chilean pesos amount to $20,053 (2024 &#8211; $19,271), deposits denominated in Mexican pesos amount to $35,941 (2024 &#8211; $34,416) and deposits denominated in other foreign currencies amount to $117,530 (2024 &#8211; $109,683).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">The fair value of precious metals is determined based on quoted market prices and forward spot prices, where applicable, less the cost to sell.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top">Excludes debt investment securities measured at amortized cost of $23,722 (October 31, 2024 &#8211; $29,412).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[6]</td>
<td style="vertical-align: top;" valign="top">These amounts represent embedded derivatives bifurcated from structured note liabilities measured at amortized cost.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[7]</td>
<td style="vertical-align: top;" valign="top">Represents fixed rate instruments.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[8]</td>
<td style="vertical-align: top;" valign="top">Represents the fair value of financial assets and liabilities where the carrying amount is not a reasonable approximation of fair value.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DerivativeFinancialAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Derivative financial assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DerivativeFinancialAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DerivativeFinancialLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Derivative financial liabilities [Abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DerivativeFinancialLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InvestmentSecuritiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Investment securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InvestmentSecuritiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansAndReceivablesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loans and receivables net.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansAndReceivablesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ObligationsRelatedToSecuritiesSoldShort">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Obligations related to securities sold short.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ObligationsRelatedToSecuritiesSoldShort</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherInvestmentSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other investment securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherInvestmentSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PreciousMetals">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Precious metals.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PreciousMetals</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading assets [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingAssetsAndPreciousMetals">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading assets and precious metals.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingAssetsAndPreciousMetals</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingAssetsOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading assets other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingAssetsOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingSecurities1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingSecurities1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DerivativeFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DerivativeFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DerivativeFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DerivativeFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtAmortisedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at amortised cost. The amortised cost is the amount at which financial assets are measured at initial recognition minus principal repayments, plus or minus the cumulative amortisation using the effective interest method of any difference between that initial amount and the maturity amount, and adjusted for any impairment. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtAmortisedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities that meet either of the following conditions: (a) they meet the definition of held for trading; or (b) upon initial recognition they are designated by the entity as at fair value through profit or loss. An entity may use this designation only when permitted by paragraph 4.3.5 of IFRS 9 (embedded derivatives) or when doing so results in more relevant information, because either: (a) it eliminates or significantly reduces a measurement or recognition inconsistency (sometimes referred to as &#8216;an accounting mismatch&#8217;) that would otherwise arise from measuring assets or liabilities or recognising the gains and losses on them on different bases; or (b) a group of financial liabilities or financial assets and financial liabilities is managed and its performance is evaluated on a fair value basis, in accordance with a documented risk management or investment strategy, and information about the group is provided internally on that basis to the entity&#8217;s key management personnel (as defined in IAS 24). [Refer: At fair value [member]; Key management personnel of entity or parent [member]; Derivatives [member]; Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities that are subordinate to other liabilities with respect to claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_CanadianProvincialAndMunicipalDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CanadianProvincialAndMunicipalDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MeasurementAxis=ifrs-full_RecurringFairValueMeasurementMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_EffectsOfOverlayApproachReclassificationAxis=ifrs-full_IFRS9Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_EffectsOfOverlayApproachReclassificationAxis=ifrs-full_IFRS9Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_TradingLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_UsTreasuryAndOtherUsAgencyDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_UsTreasuryAndOtherUsAgencyDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_OtherForeignGovernmentsDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_OtherForeignGovernmentsDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_CorporateAndOtherDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CorporateAndOtherDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_TradingEquitySecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ifrs-full_TradingEquitySecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_OtherTradingAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_OtherTradingAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_InterestRateContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_InterestRateContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_ForeignExchangeAndGoldContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_ForeignExchangeAndGoldContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_EquityContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_EquityContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
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<tr>
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<tr>
<td><strong> Period Type:</strong></td>
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</table></div>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CreditContractsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CommodityContractsMember</td>
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<tr>
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<tr>
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<td></td>
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<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_InterestRateContractsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_ForeignExchangeAndGoldContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_EquityContractsMember</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_CreditContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_CreditContractsMember</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_CommodityContractsMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MeasurementAxis=ifrs-full_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember</td>
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<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level1OfFairValueHierarchyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember</td>
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<td></td>
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<td>na</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
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<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Fair Value of Financial Instruments - Summary of Fair Value Hierarchy of Instruments Carried at Fair Value on a Recurring Basis (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems', window );"><strong>Disclosure of fair value measurement of assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Investment securities measured at amortized cost</a></td>
<td class="nump">$ 23,722<span></span>
</td>
<td class="nump">$ 29,412<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFairValueMeasurementOfAssetsLineItems</td>
</tr>
<tr>
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<td>ifrs-full_</td>
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<td>xbrli:stringItemType</td>
</tr>
<tr>
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<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at amortised cost. The amortised cost is the amount at which financial assets are measured at initial recognition minus principal repayments, plus or minus the cumulative amortisation using the effective interest method of any difference between that initial amount and the maturity amount, and adjusted for any impairment. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtAmortisedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>142
<FILENAME>R90.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Fair Value of Financial Instruments - Summary of Changes in Level 3 Instruments Carried at Fair Value (Detail) - Level 3 [member] - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialInstrumentsAtFairValue', window );">Fair value, beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1,934<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurement', window );">Gains/(losses) recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">224<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurement', window );">Gains/(losses) recorded in OCI</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">69<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PurchasesIssuancesFairValueMeasurement', window );">Purchases/ Issuances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">198<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SalesSettlementsFairValueMeasurement', window );">Sales/ Settlements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(407)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy', window );">Transfers into/out of Level 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">193<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialInstrumentsAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,211<span></span>
</td>
<td class="nump">$ 1,934<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialInstrumentsHeldAtEndOfPeriodFairValueMeasurement', window );">Change in unrealized gains/(losses)recorded in income for instruments still held</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">218<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Derivative financial instruments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsLiabilitiesAtFairValueNet', window );">Fair value, beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10<span></span>
</td>
<td class="nump">15<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurementNetFinancialAssetsLiabilities', window );">Gains/(losses) recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">81<span></span>
</td>
<td class="num">(11)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PurchasesIssuancesFairValueMeasurementNetFinancialAssetsLiabilities', window );">Purchases/ Issuances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(7)<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SalesSettlementsFairValueMeasurementNetAssetsLiabilities', window );">Sales/ Settlements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">19<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersIntoOutOfLevel3OfFairValueHierarchyAssetsLiabilitiesNet', window );">Transfers into/out of Level 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsLiabilitiesAtFairValueNet', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">120<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesNetHeldAtEndOfPeriodFairValueMeasurement', window );">Change in unrealized gains/(losses)recorded in income for instruments still held</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">81<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Obligations related to securities sold short [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialInstrumentsAtFairValue', window );">Fair value, beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy', window );">Transfers into/out of Level 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="num">(2)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialInstrumentsAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Trading assets [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Gains/(losses) recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PurchasesIssuancesFairValueMeasurement', window );">Purchases/ Issuances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8<span></span>
</td>
<td class="nump">44<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SalesSettlementsFairValueMeasurement', window );">Sales/ Settlements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(198)<span></span>
</td>
<td class="num">(22)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy', window );">Transfers into/out of Level 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">178<span></span>
</td>
<td class="num">(16)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement', window );">Change in unrealized gains/(losses)recorded in income for instruments still held</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Trading assets [member] | Corporate and other debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy', window );">Transfers into/out of Level 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Trading assets [member] | Equity securities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PurchasesIssuancesFairValueMeasurement', window );">Purchases/ Issuances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SalesSettlementsFairValueMeasurement', window );">Sales/ Settlements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(19)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy', window );">Transfers into/out of Level 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12<span></span>
</td>
<td class="nump">21<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement', window );">Change in unrealized gains/(losses)recorded in income for instruments still held</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Trading assets [member] | Trading loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PurchasesIssuancesFairValueMeasurement', window );">Purchases/ Issuances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SalesSettlementsFairValueMeasurement', window );">Sales/ Settlements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(179)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy', window );">Transfers into/out of Level 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">179<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Investment securities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,901<span></span>
</td>
<td class="nump">1,749<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Gains/(losses) recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">143<span></span>
</td>
<td class="nump">100<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets', window );">Gains/(losses) recorded in OCI</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">69<span></span>
</td>
<td class="num">(25)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PurchasesIssuancesFairValueMeasurement', window );">Purchases/ Issuances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">197<span></span>
</td>
<td class="nump">251<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SalesSettlementsFairValueMeasurement', window );">Sales/ Settlements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(228)<span></span>
</td>
<td class="num">(207)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy', window );">Transfers into/out of Level 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4)<span></span>
</td>
<td class="nump">33<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,078<span></span>
</td>
<td class="nump">1,901<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement', window );">Change in unrealized gains/(losses)recorded in income for instruments still held</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">136<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Investment securities [member] | Corporate and other debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">35<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Gains/(losses) recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(5)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy', window );">Transfers into/out of Level 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">32<span></span>
</td>
<td class="nump">35<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement', window );">Change in unrealized gains/(losses)recorded in income for instruments still held</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(5)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Investment securities [member] | Equity securities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,866<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Gains/(losses) recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">148<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets', window );">Gains/(losses) recorded in OCI</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">69<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PurchasesIssuancesFairValueMeasurement', window );">Purchases/ Issuances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">197<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SalesSettlementsFairValueMeasurement', window );">Sales/ Settlements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(228)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy', window );">Transfers into/out of Level 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(6)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,046<span></span>
</td>
<td class="nump">1,866<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement', window );">Change in unrealized gains/(losses)recorded in income for instruments still held</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">141<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Derivative financial assets [member] | Interest rate contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Gains/(losses) recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PurchasesIssuancesFairValueMeasurement', window );">Purchases/ Issuances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SalesSettlementsFairValueMeasurement', window );">Sales/ Settlements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement', window );">Change in unrealized gains/(losses)recorded in income for instruments still held</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Derivative financial assets [member] | Equity contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">44<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Gains/(losses) recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">97<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PurchasesIssuancesFairValueMeasurement', window );">Purchases/ Issuances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy', window );">Transfers into/out of Level 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">161<span></span>
</td>
<td class="nump">44<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement', window );">Change in unrealized gains/(losses)recorded in income for instruments still held</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[4]</sup></td>
<td class="nump">97<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Derivative financial assets [member] | Commodity Contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Gains/(losses) recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement', window );">Change in unrealized gains/(losses)recorded in income for instruments still held</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Derivative financial assets [member] | Credit Contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets', window );">Gains/(losses) recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PurchasesIssuancesFairValueMeasurement', window );">Purchases/ Issuances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement', window );">Change in unrealized gains/(losses)recorded in income for instruments still held</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Derivative financial assets [member] | Foreign exchange and gold contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PurchasesIssuancesFairValueMeasurement', window );">Purchases/ Issuances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy', window );">Transfers into/out of Level 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Interest rate contracts [member] | Derivative financial liabilities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Fair value, beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(13)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities', window );">Gains/(losses) recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(10)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PurchasesIssuancesFairValueMeasurement', window );">Purchases/ Issuances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SalesSettlementsFairValueMeasurement', window );">Sales/ Settlements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy', window );">Transfers into/out of Level 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(8)<span></span>
</td>
<td class="num">(13)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForLiabilitiesHeldAtEndOfPeriodFairValueMeasurement', window );">Change in unrealized gains/(losses)recorded in income for instruments still held</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="num">(10)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Equity contracts [member] | Derivative financial liabilities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Fair value, beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(19)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities', window );">Gains/(losses) recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(15)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PurchasesIssuancesFairValueMeasurement', window );">Purchases/ Issuances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(26)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy', window );">Transfers into/out of Level 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(43)<span></span>
</td>
<td class="num">(19)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForLiabilitiesHeldAtEndOfPeriodFairValueMeasurement', window );">Change in unrealized gains/(losses)recorded in income for instruments still held</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[4]</sup></td>
<td class="num">(15)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Credit Contracts [member] | Derivative financial liabilities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Fair value, beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities', window );">Gains/(losses) recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PurchasesIssuancesFairValueMeasurement', window );">Purchases/ Issuances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForLiabilitiesHeldAtEndOfPeriodFairValueMeasurement', window );">Change in unrealized gains/(losses)recorded in income for instruments still held</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Commodity Contracts [member] | Derivative financial liabilities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems', window );"><strong>Disclosure of significant unobservable inputs used in fair value measurement of equity [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Fair value, beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(10)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities', window );">Gains/(losses) recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValue', window );">Fair value, ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(12)<span></span>
</td>
<td class="num">$ (10)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForLiabilitiesHeldAtEndOfPeriodFairValueMeasurement', window );">Change in unrealized gains/(losses)recorded in income for instruments still held</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">$ (2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Gains or losses for items in Level 3&#160;may be offset with losses or gains on related hedges in Level&#160;1 or Level&#160;2.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">These amounts represent the unrealized gains and losses from fair value changes of Level&#160;3 instruments still held at the end of the period that are recorded in the Consolidated Statement of Income.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Certain unrealized gains and losses on interest rate derivative contracts are largely offset by mark-to-market changes on embedded derivatives on certain deposit liabilities in the Consolidated Statement of Income.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Certain unrealized gains and losses on derivative assets and liabilities are largely offset by mark-to-market changes on other instruments included in trading revenues in the Consolidated Statement of Income, since these instruments act as an economic hedge to certain derivative assets and liabilities.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_FinancialAssetsLiabilitiesAtFairValueNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount is net of Derivative financial instruments liabilities and Derivative financial instruments assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_FinancialAssetsLiabilitiesAtFairValueNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_FinancialInstrumentsAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financial Instruments at fair value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_FinancialInstrumentsAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gains (losses) recognised in other comprehensive income, fair value measurement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialInstrumentsHeldAtEndOfPeriodFairValueMeasurement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gains (losses) recognised in profit or loss attributable to change in unrealised gains or losses for financial instruments held at end of period, fair value measurement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForFinancialInstrumentsHeldAtEndOfPeriodFairValueMeasurement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesNetHeldAtEndOfPeriodFairValueMeasurement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gains losses recognised in profit or loss attributable to change in unrealised gains or losses net held at end of period fair value measurement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesNetHeldAtEndOfPeriodFairValueMeasurement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gains (losses) recognised in profit or loss, fair value measurement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurementNetFinancialAssetsLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount is net of derivative financial instruments assets and derivative financial instruments liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GainsLossesRecognisedInProfitOrLossFairValueMeasurementNetFinancialAssetsLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PurchasesIssuancesFairValueMeasurement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Purchases issuances fair value measurement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PurchasesIssuancesFairValueMeasurement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PurchasesIssuancesFairValueMeasurementNetFinancialAssetsLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Purchases issuances fair value measurement net financial assets liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PurchasesIssuancesFairValueMeasurementNetFinancialAssetsLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_SalesSettlementsFairValueMeasurement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sales settlements fair value measurement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SalesSettlementsFairValueMeasurement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_SalesSettlementsFairValueMeasurementNetAssetsLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Sales settlements fair value measurement net assets liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SalesSettlementsFairValueMeasurementNetAssetsLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TransfersIntoOutOfLevel3OfFairValueHierarchy">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Transfers into out of level 3 of fair value hierarchy.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TransfersIntoOutOfLevel3OfFairValueHierarchy</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TransfersIntoOutOfLevel3OfFairValueHierarchyAssetsLiabilitiesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Transfers into/out of Level 3 amount is net of derivative financial instruments assets and derivative financial instruments liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TransfersIntoOutOfLevel3OfFairValueHierarchyAssetsLiabilitiesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfEquityLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial assets. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial liabilities. [Refer: At fair value [member]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) including exchange differences recognised in other comprehensive income on the fair value measurement of assets. [Refer: At fair value [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInOtherComprehensiveIncomeFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in profit or loss for assets measured at fair value that are attributable to the change in unrealised gains or losses relating to those assets held at the end of the reporting period. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForAssetsHeldAtEndOfPeriodFairValueMeasurement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForLiabilitiesHeldAtEndOfPeriodFairValueMeasurement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in profit or loss for liabilities measured at fair value that are attributable to the change in unrealised gains or losses relating to those liabilities held at the end of the reporting period. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossAttributableToChangeInUnrealisedGainsOrLossesForLiabilitiesHeldAtEndOfPeriodFairValueMeasurement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) including exchange differences recognised in profit or loss on the fair value measurement of assets. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) including exchange differences recognised in profit or loss on the fair value measurement of liabilities. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesRecognisedInProfitOrLossFairValueMeasurementLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_DerivativeFinancialInstrumentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_DerivativeFinancialInstrumentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_ObligationsRelatedToSecuritiesSoldShortMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_ObligationsRelatedToSecuritiesSoldShortMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_TradingAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bns_TradingAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_CorporateAndOtherDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CorporateAndOtherDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_EquitySecurities1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_EquitySecurities1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_TradingLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_InvestmentSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bns_InvestmentSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_DerivativeFinancialAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bns_DerivativeFinancialAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_InterestRateContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_InterestRateContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_EquityContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_EquityContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_CommodityContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CommodityContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_CreditContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CreditContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_ForeignExchangeAndGoldContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_ForeignExchangeAndGoldContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_InterestRateContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_InterestRateContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_DerivativeFinancialLiabilitiesMember">
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_DerivativeFinancialLiabilitiesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_EquityContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_EquityContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_CreditContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_CommodityContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair Value of Financial Instruments - Summary of Significant Unobservable Inputs Used in Measuring Financial Instruments Categorized as Level 3 (Detail) - Level 3 [member]<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr><th class="th" colspan="2"><div>Oct. 31, 2025</div></th></tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Market comparable [Member] | Private equity securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities', window );">Valuation technique</a></td>
<td class="text">Market comparable<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities', window );">Significant unobservable inputs</a></td>
<td class="text">General Partner valuations per net asset value<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ChangesInFairValueFromReasonablePossibleAlternative', window );">Changes in fair value from reasonably possible alternatives</a></td>
<td class="text">(84)/84<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Option pricing model [member] | Interest rate contracts [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities', window );">Valuation technique</a></td>
<td class="text">Option pricing model<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities', window );">Significant unobservable inputs</a></td>
<td class="text">Interest rate volatility<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SignificantUnobservableInputsRateRange', window );">Range of estimates</a></td>
<td class="text">59%&#160;-&#160;220%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ChangesInFairValueFromReasonablePossibleAlternative', window );">Changes in fair value from reasonably possible alternatives</a></td>
<td class="text">(1)/1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Option pricing model [member] | Equity contracts [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities', window );">Valuation technique</a></td>
<td class="text">Option pricing model<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities', window );">Significant unobservable inputs</a></td>
<td class="text">Equity&#160;volatility<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SignificantUnobservableInputsRateRange', window );">Range of estimates</a></td>
<td class="text">5%&#160;-&#160;397%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Option pricing model [member] | Equity contracts 1 [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities', window );">Significant unobservable inputs</a></td>
<td class="text">Equity correlation<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SignificantUnobservableInputsRateRange', window );">Range of estimates</a></td>
<td class="text">(114%)&#160;-&#160;114%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ChangesInFairValueFromReasonablePossibleAlternative', window );">Changes in fair value from reasonably possible alternatives</a></td>
<td class="text">(45)/45<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember', window );">Discounted cash flow [member] | Commodity contracts [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities', window );">Valuation technique</a></td>
<td class="text">Discounted&#160;cash&#160;flow<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities', window );">Significant unobservable inputs</a></td>
<td class="text">Forward curves<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SignificantUnobservableInputsRateRange', window );">Range of estimates</a></td>
<td class="text">9%&#160;-&#160;15%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ChangesInFairValueFromReasonablePossibleAlternative', window );">Changes in fair value from reasonably possible alternatives</a></td>
<td class="text">(5)/5<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The valuation of private equity securities utilizes net asset values as reported by fund managers. Net asset values are not considered observable as the Bank cannot redeem these instruments at such values. The range for net asset values per unit or price per share has not been disclosed for these instruments since the valuations are not model-based.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">The range of estimates represents the actual lowest and highest level inputs used to fair value financial instruments within each financial statement category.</td>
</tr>
</table></td></tr>
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<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Changes in fair value from reasonable possible alternative.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ChangesInFairValueFromReasonablePossibleAlternative</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Description of valuation techniques used in fair value measurement, assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Descriptionof significant unobservable inputs in fair value measurement financial assets and financial liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Significant unobservable inputs rate range.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SignificantUnobservableInputsRateRange</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level3OfFairValueHierarchyMember</td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ifrs-full_MarketComparableCompaniesMember</td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bns_PrivateEquitySecuritiesMember</td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ValuationTechniquesUsedInFairValueMeasurementAxis=ifrs-full_OptionPricingModelMember</td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bns_InterestRateContractsMember</td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bns_EquityContractsMember</td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bns_EquityContracts1Member</td>
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<tr>
<td><strong> Name:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bns_CommodityContractsMember</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Fair Value of Financial Instruments - Additional Information (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfLiabilitiesAxis=bns_ObligationsRelatingToShortSellingOfSecuritiesMember', window );">Obligations relating to short selling of securities [member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyLiabilities', window );">Liabilities transferredout of level two into level one</a></td>
<td class="nump">$ 265<span></span>
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<td class="nump">$ 396<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyLiabilities', window );">Liabilities transferred out of level one into level two</a></td>
<td class="nump">268<span></span>
</td>
<td class="nump">6<span></span>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_InvestmentInEquitySecuritiesMember', window );">Investment In Equity Securities [Member] | Level 2 of fair value hierarchy [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets', window );">Transferred out of level three into level two</a></td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_TradingAssetsMember', window );">Trading assets [member]</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets', window );">Assets transferred out of level two into level one</a></td>
<td class="nump">620<span></span>
</td>
<td class="nump">1,867<span></span>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets', window );">Assets transferred out of level one into level two</a></td>
<td class="nump">914<span></span>
</td>
<td class="nump">712<span></span>
</td>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_InvestmentSecuritiesMember', window );">Investment securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets', window );">Assets transferred out of level two into level one</a></td>
<td class="nump">2,310<span></span>
</td>
<td class="nump">3,010<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets', window );">Assets transferred out of level one into level two</a></td>
<td class="nump">$ 1,532<span></span>
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<td class="nump">$ 698<span></span>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers out of Level 1 and into Level 2 of the fair value hierarchy of assets held at the end of the reporting period. [Refer: Level 1 of fair value hierarchy [member]; Level 2 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyAssets</td>
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<tr>
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<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers out of Level 1 and into Level 2 of the fair value hierarchy of liabilities held at the end of the reporting period. [Refer: Level 1 of fair value hierarchy [member]; Level 2 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersOutOfLevel1IntoLevel2OfFairValueHierarchyLiabilities</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers out of Level 2 and into Level 1 of the fair value hierarchy of assets held at the end of the reporting period. [Refer: Level 1 of fair value hierarchy [member]; Level 2 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyAssets</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers out of Level 2 and into Level 1 of the fair value hierarchy of liabilities held at the end of the reporting period. [Refer: Level 1 of fair value hierarchy [member]; Level 2 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersOutOfLevel2IntoLevel1OfFairValueHierarchyLiabilities</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers of assets out of Level 3 of the fair value hierarchy. [Refer: Level 3 of fair value hierarchy [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersOutOfLevel3OfFairValueHierarchyAssets</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=bns_ObligationsRelatingToShortSellingOfSecuritiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_InvestmentInEquitySecuritiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LevelsOfFairValueHierarchyAxis=ifrs-full_Level2OfFairValueHierarchyMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bns_TradingAssetsMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bns_InvestmentSecuritiesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Trading Assets - Summary of Analysis of Carrying Value of Trading Securities (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">$ 140,844<span></span>
</td>
<td class="nump">$ 119,912<span></span>
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</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_CanadianFederalGovernmentIssuedOrGuaranteedDebtMember', window );">Canadian federal government issued or guaranteed debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">15,801<span></span>
</td>
<td class="nump">14,971<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_CanadianProvincialAndMunicipalDebtMember', window );">Canadian provincial and municipal debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">11,710<span></span>
</td>
<td class="nump">8,413<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMember', window );">U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">9,132<span></span>
</td>
<td class="nump">15,050<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_OtherForeignGovernmentDebtMember', window );">Other foreign government debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">10,288<span></span>
</td>
<td class="nump">10,354<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_EquitySecuritiesMember', window );">Equity securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">83,797<span></span>
</td>
<td class="nump">59,190<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_OtherTradingSecuritiesMember', window );">Other trading securities [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">10,116<span></span>
</td>
<td class="nump">11,934<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=currency_CAD', window );">Canadian dollar [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">56,224<span></span>
</td>
<td class="nump">54,915<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=currency_USD', window );">U.S. dollar [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">60,782<span></span>
</td>
<td class="nump">46,750<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=currency_MXN', window );">Mexico, Pesos [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">4,693<span></span>
</td>
<td class="nump">4,776<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=bns_OtherCurrenciesMember', window );">Other currencies [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">19,145<span></span>
</td>
<td class="nump">13,471<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within 3 months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">3,974<span></span>
</td>
<td class="nump">4,770<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within 3 months [member] | Canadian federal government issued or guaranteed debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">357<span></span>
</td>
<td class="nump">352<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within 3 months [member] | Canadian provincial and municipal debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">1,410<span></span>
</td>
<td class="nump">920<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within 3 months [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">807<span></span>
</td>
<td class="nump">1,724<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within 3 months [member] | Other foreign government debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">670<span></span>
</td>
<td class="nump">1,458<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within 3 months [member] | Other trading securities [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">730<span></span>
</td>
<td class="nump">316<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within 3 months [member] | Canadian dollar [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">2,328<span></span>
</td>
<td class="nump">1,570<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within 3 months [member] | U.S. dollar [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">920<span></span>
</td>
<td class="nump">1,604<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within 3 months [member] | Mexico, Pesos [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">408<span></span>
</td>
<td class="nump">704<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within 3 months [member] | Other currencies [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">318<span></span>
</td>
<td class="nump">892<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to 12 months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">9,801<span></span>
</td>
<td class="nump">11,109<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to 12 months [member] | Canadian federal government issued or guaranteed debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">2,143<span></span>
</td>
<td class="nump">1,646<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to 12 months [member] | Canadian provincial and municipal debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">1,545<span></span>
</td>
<td class="nump">893<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to 12 months [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">1,628<span></span>
</td>
<td class="nump">2,439<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to 12 months [member] | Other foreign government debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">3,441<span></span>
</td>
<td class="nump">3,663<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to 12 months [member] | Other trading securities [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">1,044<span></span>
</td>
<td class="nump">2,468<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to 12 months [member] | Canadian dollar [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">4,115<span></span>
</td>
<td class="nump">3,452<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to 12 months [member] | U.S. dollar [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">2,339<span></span>
</td>
<td class="nump">3,643<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to 12 months [member] | Mexico, Pesos [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">1,915<span></span>
</td>
<td class="nump">1,714<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to 12 months [member] | Other currencies [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">1,432<span></span>
</td>
<td class="nump">2,300<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to 5 years [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">23,102<span></span>
</td>
<td class="nump">24,868<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to 5 years [member] | Canadian federal government issued or guaranteed debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">7,102<span></span>
</td>
<td class="nump">6,182<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to 5 years [member] | Canadian provincial and municipal debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">2,101<span></span>
</td>
<td class="nump">1,774<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to 5 years [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">3,961<span></span>
</td>
<td class="nump">7,237<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to 5 years [member] | Other foreign government debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">4,347<span></span>
</td>
<td class="nump">3,883<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to 5 years [member] | Other trading securities [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">5,591<span></span>
</td>
<td class="nump">5,792<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to 5 years [member] | Canadian dollar [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">11,627<span></span>
</td>
<td class="nump">9,779<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to 5 years [member] | U.S. dollar [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">8,266<span></span>
</td>
<td class="nump">10,711<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to 5 years [member] | Mexico, Pesos [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">1,976<span></span>
</td>
<td class="nump">2,135<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to 5 years [member] | Other currencies [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">1,233<span></span>
</td>
<td class="nump">2,243<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">10,758<span></span>
</td>
<td class="nump">10,798<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Canadian federal government issued or guaranteed debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">3,606<span></span>
</td>
<td class="nump">3,626<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Canadian provincial and municipal debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">1,856<span></span>
</td>
<td class="nump">937<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">1,871<span></span>
</td>
<td class="nump">2,461<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Other foreign government debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">1,406<span></span>
</td>
<td class="nump">1,046<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Other trading securities [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">2,019<span></span>
</td>
<td class="nump">2,728<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Canadian dollar [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">6,147<span></span>
</td>
<td class="nump">5,029<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | U.S. dollar [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">3,711<span></span>
</td>
<td class="nump">4,426<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Mexico, Pesos [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">157<span></span>
</td>
<td class="nump">101<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Other currencies [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">743<span></span>
</td>
<td class="nump">1,242<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">9,412<span></span>
</td>
<td class="nump">9,170<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Canadian federal government issued or guaranteed debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">2,593<span></span>
</td>
<td class="nump">3,165<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Canadian provincial and municipal debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">4,798<span></span>
</td>
<td class="nump">3,889<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">865<span></span>
</td>
<td class="nump">1,189<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Other foreign government debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">424<span></span>
</td>
<td class="nump">304<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Other trading securities [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">732<span></span>
</td>
<td class="nump">623<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Canadian dollar [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">7,889<span></span>
</td>
<td class="nump">7,397<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | U.S. dollar [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">1,125<span></span>
</td>
<td class="nump">1,570<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Mexico, Pesos [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">161<span></span>
</td>
<td class="nump">63<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Other currencies [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">237<span></span>
</td>
<td class="nump">140<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember', window );">No specific maturity [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">83,797<span></span>
</td>
<td class="nump">59,197<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember', window );">No specific maturity [member] | Equity securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">83,797<span></span>
</td>
<td class="nump">59,190<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember', window );">No specific maturity [member] | Other trading securities [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember', window );">No specific maturity [member] | Canadian dollar [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">24,118<span></span>
</td>
<td class="nump">27,688<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember', window );">No specific maturity [member] | U.S. dollar [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">44,421<span></span>
</td>
<td class="nump">24,796<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember', window );">No specific maturity [member] | Mexico, Pesos [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">76<span></span>
</td>
<td class="nump">59<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember', window );">No specific maturity [member] | Other currencies [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Total trading securities</a></td>
<td class="nump">$ 15,182<span></span>
</td>
<td class="nump">$ 6,654<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CanadianProvincialAndMunicipalDebtMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_OtherForeignGovernmentDebtMember</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_OtherTradingSecuritiesMember</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_CAD</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_USD</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Trading Assets - Summary of Geographic Breakdown Trading Loans (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingLoans', window );">Trading loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">$ 8,487<span></span>
</td>
<td class="nump">$ 7,649<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_US', window );">United States [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingLoans', window );">Trading loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="nump">6,290<span></span>
</td>
<td class="nump">6,154<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=srt_EuropeMember', window );">Europe [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingLoans', window );">Trading loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="nump">434<span></span>
</td>
<td class="nump">458<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CA', window );">Canada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingLoans', window );">Trading loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[4]</sup></td>
<td class="nump">1,759<span></span>
</td>
<td class="nump">980<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_OtherCountriesMember', window );">Other Countries [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingLoans', window );">Trading loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">$ 4<span></span>
</td>
<td class="nump">$ 57<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Geographic segmentation of trading loans is based upon the location of the ultimate risk of the underlying asset.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Loans are primarily denominated in U.S. dollars.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Includes trading loans that serve as a hedge to loan-based credit total return swaps.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Includes trading loans that serve as hedges to total return swaps, hedges for precious metal certificate liabilities and loans subject to sale through syndication.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
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<td>xbrli:stringItemType</td>
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<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_US</td>
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<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=srt_EuropeMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CA</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=bns_OtherCountriesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=bns_OtherCountriesMember</td>
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<td>na</td>
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<title></title>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Financial Instruments Designated at Fair Value Through Profit or Loss - Fair Value Of Financial Assets And Liabilities Designated At Fair Value Through Profit Or Loss And Their Changes In Fair Value (Detail) - Senior note liabilities [member] - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition', window );">Fair value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 47,165<span></span>
</td>
<td class="nump">$ 36,341<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ChangesInFairValueOfFinancialLiability', window );">Change in Fair value Gains/(losses)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="num">(870)<span></span>
</td>
<td class="num">(4,515)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedChangesInFairValueOfFinancialLiability', window );">Cumulative change in FV Gains/(losses)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">$ 3,270<span></span>
</td>
<td class="nump">$ 4,140<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Changes in fair value attributable to changes in the Bank&#8217;s own credit risk are recorded in other comprehensive income. Other changes in fair value are recorded in non-interest income &#8211; trading revenues. The offsetting fair value changes from associated derivatives is also recorded in non-interest income &#8211; trading revenues.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Change in the difference between the contractual maturity amount and the carrying value.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">The cumulative change in fair value is measured from the instrument&#8217;s date of initial recognition.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AccumulatedChangesInFairValueOfFinancialLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Accumulated increase (decrease) in fair value of financial liability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AccumulatedChangesInFairValueOfFinancialLiability</td>
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<td>xbrli:monetaryItemType</td>
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<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (decrease) in fair value of financial liability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ChangesInFairValueOfFinancialLiability</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
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<td>xbrli:monetaryItemType</td>
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<td>duration</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities at fair value through profit or loss that were designated as such upon initial recognition or subsequently. [Refer: At fair value [member]; Financial liabilities at fair value through profit or loss]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfLiabilitiesAxis=bns_SeniorNoteLiabilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=bns_SeniorNoteLiabilitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>148
<FILENAME>R96.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Financial Instruments Designated at Fair Value Through Profit or Loss - Changes In Fair Value Attributable To Changes In The Bank'S Own Credit Risk For Financial Liabilities Designated At Fair Value (Detail) - Senior note liabilities [member] - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ContractualMaturityAmountOfDepositNoteLiabilities', window );">Contractual maturity amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 50,435<span></span>
</td>
<td class="nump">$ 40,481<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">47,165<span></span>
</td>
<td class="nump">36,341<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation', window );">Difference between contractual maturity amount and carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,270<span></span>
</td>
<td class="nump">4,140<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability', window );">Changes in fair value for the period attributable to changes in own credit risk recorded in other comprehensive income Gains/(losses)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(693)<span></span>
</td>
<td class="num">(804)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability', window );">Cumulative changes in fair value attributable to changes in own credit risk Gains/(losses)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">$ (1,606)<span></span>
</td>
<td class="num">$ (913)<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Changes in fair value attributable to changes in the Bank&#8217;s own credit risk are recorded in other comprehensive income. Other changes in fair value are recorded in non-interest income &#8211; trading revenues. The offsetting fair value changes from associated derivatives is also recorded in non-interest income &#8211; trading revenues.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">The cumulative change in fair value is measured from the instrument&#8217;s date of initial recognition.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ContractualMaturityAmountOfDepositNoteLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Contractual maturity amount of deposit note liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ContractualMaturityAmountOfDepositNoteLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The accumulated increase (decrease) in the fair value of financial liabilities that is attributable to changes in the credit risk of the liabilities. [Refer: Credit risk [member]; Market risk [member]; Increase (decrease) in fair value of financial liability, attributable to changes in credit risk of liability]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 10A<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10A_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the fair value of a financial liability that is attributable to changes in the credit risk of that liability. [Refer: Credit risk [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 10A<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10A_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount by which the carrying amount of a financial liability is more (less) than the amount that the entity would be contractually required to pay at maturity to the holder of the obligation. [Refer: Carrying amount [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 10A<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10A_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities at fair value through profit or loss that were designated as such upon initial recognition or subsequently. [Refer: At fair value [member]; Financial liabilities at fair value through profit or loss]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfLiabilitiesAxis=bns_SeniorNoteLiabilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfLiabilitiesAxis=bns_SeniorNoteLiabilitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>149
<FILENAME>R97.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Derivative Financial Instruments - Summary of Derivative Financial Instruments at Notional Value (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 12,671,365<span></span>
</td>
<td class="nump">$ 9,058,165<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">10,594,263<span></span>
</td>
<td class="nump">7,253,076<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Futures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">763,135<span></span>
</td>
<td class="nump">606,019<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">86,992<span></span>
</td>
<td class="nump">51,420<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">85,635<span></span>
</td>
<td class="nump">55,025<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Forward contract [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">157,348<span></span>
</td>
<td class="nump">86,872<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,501,153<span></span>
</td>
<td class="nump">6,453,740<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Exchange-traded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">768,366<span></span>
</td>
<td class="nump">617,297<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Exchange-traded [member] | Futures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">763,135<span></span>
</td>
<td class="nump">606,019<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Exchange-traded [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,686<span></span>
</td>
<td class="nump">5,848<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Exchange-traded [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,545<span></span>
</td>
<td class="nump">5,430<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">693,886<span></span>
</td>
<td class="nump">575,985<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Over-the-counter [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">84,306<span></span>
</td>
<td class="nump">45,572<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Over-the-counter [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">83,090<span></span>
</td>
<td class="nump">49,595<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Over-the-counter [member] | Forward contract [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">315<span></span>
</td>
<td class="nump">215<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Over-the-counter [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">526,175<span></span>
</td>
<td class="nump">480,603<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Settled through central counterparties [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">9,132,011<span></span>
</td>
<td class="nump">6,059,794<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Settled through central counterparties [member] | Forward contract [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">157,033<span></span>
</td>
<td class="nump">86,657<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Settled through central counterparties [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">8,974,978<span></span>
</td>
<td class="nump">5,973,137<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,706,906<span></span>
</td>
<td class="nump">1,551,034<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Futures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18,665<span></span>
</td>
<td class="nump">21,952<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">32,750<span></span>
</td>
<td class="nump">25,135<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,781<span></span>
</td>
<td class="nump">36,390<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">971,614<span></span>
</td>
<td class="nump">879,804<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Spot and forwards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">637,096<span></span>
</td>
<td class="nump">587,753<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Exchange-traded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">18,665<span></span>
</td>
<td class="nump">21,952<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Exchange-traded [member] | Futures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">18,665<span></span>
</td>
<td class="nump">21,952<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,653,533<span></span>
</td>
<td class="nump">1,504,217<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Over-the-counter [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">32,750<span></span>
</td>
<td class="nump">25,135<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Over-the-counter [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">46,781<span></span>
</td>
<td class="nump">36,390<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Over-the-counter [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">971,614<span></span>
</td>
<td class="nump">879,804<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Over-the-counter [member] | Spot and forwards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">602,388<span></span>
</td>
<td class="nump">562,888<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Settled through central counterparties [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">34,708<span></span>
</td>
<td class="nump">24,865<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Settled through central counterparties [member] | Spot and forwards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">34,708<span></span>
</td>
<td class="nump">24,865<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">370,196<span></span>
</td>
<td class="nump">254,055<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Equity derivatives [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">260,974<span></span>
</td>
<td class="nump">143,749<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Credit derivative [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">27,831<span></span>
</td>
<td class="nump">27,155<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Commodity and other contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">81,391<span></span>
</td>
<td class="nump">83,151<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Exchange-traded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">168,194<span></span>
</td>
<td class="nump">105,633<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Exchange-traded [member] | Equity derivatives [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">128,297<span></span>
</td>
<td class="nump">59,329<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Exchange-traded [member] | Commodity and other contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">39,897<span></span>
</td>
<td class="nump">46,304<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">194,127<span></span>
</td>
<td class="nump">139,102<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Over-the-counter [member] | Equity derivatives [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">132,677<span></span>
</td>
<td class="nump">84,420<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Over-the-counter [member] | Credit derivative [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">20,457<span></span>
</td>
<td class="nump">18,086<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Over-the-counter [member] | Commodity and other contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">40,993<span></span>
</td>
<td class="nump">36,596<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Settled through central counterparties [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">7,875<span></span>
</td>
<td class="nump">9,320<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Settled through central counterparties [member] | Credit derivative [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">7,374<span></span>
</td>
<td class="nump">9,069<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Settled through central counterparties [member] | Commodity and other contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">501<span></span>
</td>
<td class="nump">251<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">12,143,124<span></span>
</td>
<td class="nump">8,595,691<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Interest rate contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">10,190,755<span></span>
</td>
<td class="nump">6,921,281<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Interest rate contracts [member] | Exchange-traded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">768,366<span></span>
</td>
<td class="nump">617,297<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Interest rate contracts [member] | Exchange-traded [member] | Futures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">763,135<span></span>
</td>
<td class="nump">606,019<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Interest rate contracts [member] | Exchange-traded [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,686<span></span>
</td>
<td class="nump">5,848<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Interest rate contracts [member] | Exchange-traded [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,545<span></span>
</td>
<td class="nump">5,430<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Interest rate contracts [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">635,095<span></span>
</td>
<td class="nump">522,504<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Interest rate contracts [member] | Over-the-counter [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">84,306<span></span>
</td>
<td class="nump">45,572<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Interest rate contracts [member] | Over-the-counter [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">83,090<span></span>
</td>
<td class="nump">49,595<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Interest rate contracts [member] | Over-the-counter [member] | Forward contract [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">315<span></span>
</td>
<td class="nump">215<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Interest rate contracts [member] | Over-the-counter [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">467,384<span></span>
</td>
<td class="nump">427,122<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Interest rate contracts [member] | Settled through central counterparties [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">8,787,294<span></span>
</td>
<td class="nump">5,781,480<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Interest rate contracts [member] | Settled through central counterparties [member] | Forward contract [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">157,033<span></span>
</td>
<td class="nump">86,657<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Interest rate contracts [member] | Settled through central counterparties [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">8,630,261<span></span>
</td>
<td class="nump">5,694,823<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Foreign exchange and gold contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,583,457<span></span>
</td>
<td class="nump">1,421,320<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Foreign exchange and gold contracts [member] | Exchange-traded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">18,665<span></span>
</td>
<td class="nump">21,952<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Foreign exchange and gold contracts [member] | Exchange-traded [member] | Futures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">18,665<span></span>
</td>
<td class="nump">21,952<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Foreign exchange and gold contracts [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,530,084<span></span>
</td>
<td class="nump">1,374,503<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Foreign exchange and gold contracts [member] | Over-the-counter [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">32,750<span></span>
</td>
<td class="nump">25,135<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Foreign exchange and gold contracts [member] | Over-the-counter [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">46,781<span></span>
</td>
<td class="nump">36,390<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Foreign exchange and gold contracts [member] | Over-the-counter [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">869,035<span></span>
</td>
<td class="nump">771,246<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Foreign exchange and gold contracts [member] | Over-the-counter [member] | Spot and forwards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">581,518<span></span>
</td>
<td class="nump">541,732<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Foreign exchange and gold contracts [member] | Settled through central counterparties [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">34,708<span></span>
</td>
<td class="nump">24,865<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Foreign exchange and gold contracts [member] | Settled through central counterparties [member] | Spot and forwards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">34,708<span></span>
</td>
<td class="nump">24,865<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Other derivative contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">368,912<span></span>
</td>
<td class="nump">253,090<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Other derivative contracts [member] | Exchange-traded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">168,194<span></span>
</td>
<td class="nump">105,633<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Other derivative contracts [member] | Exchange-traded [member] | Equity derivatives [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">128,297<span></span>
</td>
<td class="nump">59,329<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Other derivative contracts [member] | Exchange-traded [member] | Commodity and other contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">39,897<span></span>
</td>
<td class="nump">46,304<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Other derivative contracts [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">192,843<span></span>
</td>
<td class="nump">138,137<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Other derivative contracts [member] | Over-the-counter [member] | Equity derivatives [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">131,393<span></span>
</td>
<td class="nump">83,455<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Other derivative contracts [member] | Over-the-counter [member] | Credit derivative [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">20,457<span></span>
</td>
<td class="nump">18,086<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Other derivative contracts [member] | Over-the-counter [member] | Commodity and other contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">40,993<span></span>
</td>
<td class="nump">36,596<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Other derivative contracts [member] | Settled through central counterparties [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">7,875<span></span>
</td>
<td class="nump">9,320<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Other derivative contracts [member] | Settled through central counterparties [member] | Credit derivative [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">7,374<span></span>
</td>
<td class="nump">9,069<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember', window );">Trading derivatives [member] | Other derivative contracts [member] | Settled through central counterparties [member] | Commodity and other contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">501<span></span>
</td>
<td class="nump">251<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_HedgingDerivativeMember', window );">Hedging derivative [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">528,241<span></span>
</td>
<td class="nump">462,474<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_HedgingDerivativeMember', window );">Hedging derivative [member] | Interest rate contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">403,508<span></span>
</td>
<td class="nump">331,795<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_HedgingDerivativeMember', window );">Hedging derivative [member] | Interest rate contracts [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">58,791<span></span>
</td>
<td class="nump">53,481<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_HedgingDerivativeMember', window );">Hedging derivative [member] | Interest rate contracts [member] | Over-the-counter [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">58,791<span></span>
</td>
<td class="nump">53,481<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_HedgingDerivativeMember', window );">Hedging derivative [member] | Interest rate contracts [member] | Settled through central counterparties [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">344,717<span></span>
</td>
<td class="nump">278,314<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_HedgingDerivativeMember', window );">Hedging derivative [member] | Interest rate contracts [member] | Settled through central counterparties [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">344,717<span></span>
</td>
<td class="nump">278,314<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_HedgingDerivativeMember', window );">Hedging derivative [member] | Foreign exchange and gold contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">123,449<span></span>
</td>
<td class="nump">129,714<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_HedgingDerivativeMember', window );">Hedging derivative [member] | Foreign exchange and gold contracts [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">123,449<span></span>
</td>
<td class="nump">129,714<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_HedgingDerivativeMember', window );">Hedging derivative [member] | Foreign exchange and gold contracts [member] | Over-the-counter [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">102,579<span></span>
</td>
<td class="nump">108,558<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_HedgingDerivativeMember', window );">Hedging derivative [member] | Foreign exchange and gold contracts [member] | Over-the-counter [member] | Spot and forwards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">20,870<span></span>
</td>
<td class="nump">21,156<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_HedgingDerivativeMember', window );">Hedging derivative [member] | Other derivative contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,284<span></span>
</td>
<td class="nump">965<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_HedgingDerivativeMember', window );">Hedging derivative [member] | Other derivative contracts [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,284<span></span>
</td>
<td class="nump">965<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAssetsAxis=bns_HedgingDerivativeMember', window );">Hedging derivative [member] | Other derivative contracts [member] | Over-the-counter [member] | Equity derivatives [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amounts outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 1,284<span></span>
</td>
<td class="nump">$ 965<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The notional amounts represent the amount to which a rate or price is applied to determine the amount of cash flows to be exchanged.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NotionalAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The nominal or face amount of a financial instrument, used to calculate payments made on that instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NotionalAmount</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FuturesContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FuturesContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_OptionsPurchasedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_OptionsPurchasedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_OptionsWrittenMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_OptionsWrittenMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_ForwardContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_ForwardContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_SwapContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_SwapContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingActivityByType1Axis=bns_ExchangeTraded1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingActivityByType1Axis=bns_ExchangeTraded1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingActivityByType1Axis=bns_OverTheCounter1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingActivityByType1Axis=bns_OverTheCounter1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingActivityByType1Axis=bns_SettledThroughCentralCounterpartiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingActivityByType1Axis=bns_SettledThroughCentralCounterpartiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_SpotAndForwardsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_SpotAndForwardsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_EquityDerivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_EquityDerivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_CreditDerivativeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_CreditDerivativeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_CommodityAndOtherContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_CommodityAndOtherContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_TradingDerivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_HedgingDerivativeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_HedgingDerivativeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>150
<FILENAME>R98.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Derivative Financial Instruments - Summary of Remaining Term to Maturity of Notional Amounts of Bank's Derivative Financial Instruments (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 12,671,365<span></span>
</td>
<td class="nump">$ 9,058,165<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">10,594,263<span></span>
</td>
<td class="nump">7,253,076<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Futures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">763,135<span></span>
</td>
<td class="nump">606,019<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Forward contract [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">157,348<span></span>
</td>
<td class="nump">86,872<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,501,153<span></span>
</td>
<td class="nump">6,453,740<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">86,992<span></span>
</td>
<td class="nump">51,420<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">85,635<span></span>
</td>
<td class="nump">55,025<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,706,906<span></span>
</td>
<td class="nump">1,551,034<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Futures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18,665<span></span>
</td>
<td class="nump">21,952<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">971,614<span></span>
</td>
<td class="nump">879,804<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">32,750<span></span>
</td>
<td class="nump">25,135<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,781<span></span>
</td>
<td class="nump">36,390<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Spot and forwards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">637,096<span></span>
</td>
<td class="nump">587,753<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">370,196<span></span>
</td>
<td class="nump">254,055<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Equity derivatives [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">260,974<span></span>
</td>
<td class="nump">143,749<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Credit derivative [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">27,831<span></span>
</td>
<td class="nump">27,155<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Commodity and other contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">81,391<span></span>
</td>
<td class="nump">83,151<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,652,699<span></span>
</td>
<td class="nump">3,799,022<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Interest rate contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,462,942<span></span>
</td>
<td class="nump">2,809,073<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Interest rate contracts [member] | Futures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">617,714<span></span>
</td>
<td class="nump">478,886<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Interest rate contracts [member] | Forward contract [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">122,168<span></span>
</td>
<td class="nump">85,447<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Interest rate contracts [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,604,519<span></span>
</td>
<td class="nump">2,190,218<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Interest rate contracts [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">66,995<span></span>
</td>
<td class="nump">30,562<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Interest rate contracts [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">51,546<span></span>
</td>
<td class="nump">23,960<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Foreign exchange and gold contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">915,679<span></span>
</td>
<td class="nump">816,747<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Foreign exchange and gold contracts [member] | Futures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,134<span></span>
</td>
<td class="nump">16,289<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Foreign exchange and gold contracts [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">243,425<span></span>
</td>
<td class="nump">210,318<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Foreign exchange and gold contracts [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25,053<span></span>
</td>
<td class="nump">18,121<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Foreign exchange and gold contracts [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">37,985<span></span>
</td>
<td class="nump">28,533<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Foreign exchange and gold contracts [member] | Spot and forwards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">593,082<span></span>
</td>
<td class="nump">543,486<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Other derivative contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">274,078<span></span>
</td>
<td class="nump">173,202<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Other derivative contracts [member] | Equity derivatives [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">195,981<span></span>
</td>
<td class="nump">103,234<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Other derivative contracts [member] | Credit derivative [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,976<span></span>
</td>
<td class="nump">12,661<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Other derivative contracts [member] | Commodity and other contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">61,121<span></span>
</td>
<td class="nump">57,307<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,945,187<span></span>
</td>
<td class="nump">3,514,791<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Interest rate contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,308,577<span></span>
</td>
<td class="nump">2,926,404<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Interest rate contracts [member] | Futures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">145,421<span></span>
</td>
<td class="nump">127,133<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Interest rate contracts [member] | Forward contract [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">34,865<span></span>
</td>
<td class="nump">1,217<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Interest rate contracts [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,089,234<span></span>
</td>
<td class="nump">2,760,062<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Interest rate contracts [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17,710<span></span>
</td>
<td class="nump">18,095<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Interest rate contracts [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21,347<span></span>
</td>
<td class="nump">19,897<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Foreign exchange and gold contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">544,984<span></span>
</td>
<td class="nump">513,846<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Foreign exchange and gold contracts [member] | Futures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,482<span></span>
</td>
<td class="nump">5,663<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Foreign exchange and gold contracts [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">489,190<span></span>
</td>
<td class="nump">455,694<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Foreign exchange and gold contracts [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,183<span></span>
</td>
<td class="nump">6,788<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Foreign exchange and gold contracts [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,230<span></span>
</td>
<td class="nump">7,662<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Foreign exchange and gold contracts [member] | Spot and forwards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">37,899<span></span>
</td>
<td class="nump">38,039<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Other derivative contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">91,626<span></span>
</td>
<td class="nump">74,541<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Other derivative contracts [member] | Equity derivatives [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">63,216<span></span>
</td>
<td class="nump">39,521<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Other derivative contracts [member] | Credit derivative [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,308<span></span>
</td>
<td class="nump">9,553<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Other derivative contracts [member] | Commodity and other contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">20,102<span></span>
</td>
<td class="nump">25,467<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,073,479<span></span>
</td>
<td class="nump">1,744,352<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Interest rate contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,822,744<span></span>
</td>
<td class="nump">1,517,599<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Interest rate contracts [member] | Forward contract [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">315<span></span>
</td>
<td class="nump">208<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Interest rate contracts [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,807,400<span></span>
</td>
<td class="nump">1,503,460<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Interest rate contracts [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,287<span></span>
</td>
<td class="nump">2,763<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Interest rate contracts [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12,742<span></span>
</td>
<td class="nump">11,168<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Foreign exchange and gold contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">246,243<span></span>
</td>
<td class="nump">220,441<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Foreign exchange and gold contracts [member] | Futures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">49<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Foreign exchange and gold contracts [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">238,999<span></span>
</td>
<td class="nump">213,792<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Foreign exchange and gold contracts [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">514<span></span>
</td>
<td class="nump">226<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Foreign exchange and gold contracts [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">566<span></span>
</td>
<td class="nump">195<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Foreign exchange and gold contracts [member] | Spot and forwards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,115<span></span>
</td>
<td class="nump">6,228<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Other derivative contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,492<span></span>
</td>
<td class="nump">6,312<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Other derivative contracts [member] | Equity derivatives [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,777<span></span>
</td>
<td class="nump">994<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Other derivative contracts [member] | Credit derivative [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,547<span></span>
</td>
<td class="nump">4,941<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Other derivative contracts [member] | Commodity and other contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 168<span></span>
</td>
<td class="nump">$ 377<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The notional amounts represent the amount to which a rate or price is applied to determine the amount of cash flows to be exchanged.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NotionalAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The nominal or face amount of a financial instrument, used to calculate payments made on that instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NotionalAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FuturesContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FuturesContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_ForwardContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_ForwardContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_SwapContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_SwapContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_OptionsPurchasedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_OptionsPurchasedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_OptionsWrittenMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_OptionsWrittenMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_SpotAndForwardsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_SpotAndForwardsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_EquityDerivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_EquityDerivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_CreditDerivativeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_CreditDerivativeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_CommodityAndOtherContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_CommodityAndOtherContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>151
<FILENAME>R99.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Derivative Financial Instruments - Summary of Credit Exposure of Derivative Financial Instruments (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 12,671,365<span></span>
</td>
<td class="nump">$ 9,058,165<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeCreditRiskAmount', window );">Credit risk amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">8,679<span></span>
</td>
<td class="nump">8,869<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">37,310<span></span>
</td>
<td class="nump">32,604<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13,006<span></span>
</td>
<td class="nump">10,748<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_CreditValuationAdjustmentMember', window );">Credit valuation adjustment [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,394<span></span>
</td>
<td class="nump">4,631<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">10,594,263<span></span>
</td>
<td class="nump">7,253,076<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeCreditRiskAmount', window );">Credit risk amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,848<span></span>
</td>
<td class="nump">4,135<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">4,707<span></span>
</td>
<td class="nump">4,517<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,205<span></span>
</td>
<td class="nump">994<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Exchange-traded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">768,366<span></span>
</td>
<td class="nump">617,297<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">693,886<span></span>
</td>
<td class="nump">575,985<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Futures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">763,135<span></span>
</td>
<td class="nump">606,019<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">73<span></span>
</td>
<td class="nump">27<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Futures [member] | Exchange-traded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">763,135<span></span>
</td>
<td class="nump">606,019<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Forward contract [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">157,348<span></span>
</td>
<td class="nump">86,872<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeCreditRiskAmount', window );">Credit risk amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">61<span></span>
</td>
<td class="nump">70<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">38<span></span>
</td>
<td class="nump">88<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22<span></span>
</td>
<td class="nump">57<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Forward contract [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">315<span></span>
</td>
<td class="nump">215<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,501,153<span></span>
</td>
<td class="nump">6,453,740<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeCreditRiskAmount', window );">Credit risk amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,769<span></span>
</td>
<td class="nump">4,052<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">4,402<span></span>
</td>
<td class="nump">4,157<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,123<span></span>
</td>
<td class="nump">876<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Swaps [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">526,175<span></span>
</td>
<td class="nump">480,603<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">86,992<span></span>
</td>
<td class="nump">51,420<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeCreditRiskAmount', window );">Credit risk amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">18<span></span>
</td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">163<span></span>
</td>
<td class="nump">229<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">51<span></span>
</td>
<td class="nump">56<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Options purchased [member] | Exchange-traded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,686<span></span>
</td>
<td class="nump">5,848<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Options purchased [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">84,306<span></span>
</td>
<td class="nump">45,572<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">85,635<span></span>
</td>
<td class="nump">55,025<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">31<span></span>
</td>
<td class="nump">16<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Options written [member] | Exchange-traded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,545<span></span>
</td>
<td class="nump">5,430<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Options written [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">83,090<span></span>
</td>
<td class="nump">49,595<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,706,906<span></span>
</td>
<td class="nump">1,551,034<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeCreditRiskAmount', window );">Credit risk amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,193<span></span>
</td>
<td class="nump">1,943<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">16,896<span></span>
</td>
<td class="nump">13,839<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,790<span></span>
</td>
<td class="nump">2,865<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Exchange-traded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">18,665<span></span>
</td>
<td class="nump">21,952<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,653,533<span></span>
</td>
<td class="nump">1,504,217<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Futures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18,665<span></span>
</td>
<td class="nump">21,952<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">891<span></span>
</td>
<td class="nump">354<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Futures [member] | Exchange-traded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">18,665<span></span>
</td>
<td class="nump">21,952<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">971,614<span></span>
</td>
<td class="nump">879,804<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeCreditRiskAmount', window );">Credit risk amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">53<span></span>
</td>
<td class="nump">40<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">9,603<span></span>
</td>
<td class="nump">7,965<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,132<span></span>
</td>
<td class="nump">1,472<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Swaps [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">971,614<span></span>
</td>
<td class="nump">879,804<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Options purchased [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">32,750<span></span>
</td>
<td class="nump">25,135<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeCreditRiskAmount', window );">Credit risk amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">399<span></span>
</td>
<td class="nump">343<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">592<span></span>
</td>
<td class="nump">633<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">210<span></span>
</td>
<td class="nump">214<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Options purchased [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">32,750<span></span>
</td>
<td class="nump">25,135<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Options written [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,781<span></span>
</td>
<td class="nump">36,390<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">52<span></span>
</td>
<td class="nump">19<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Options written [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">46,781<span></span>
</td>
<td class="nump">36,390<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Spot and forwards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">637,096<span></span>
</td>
<td class="nump">587,753<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeCreditRiskAmount', window );">Credit risk amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,741<span></span>
</td>
<td class="nump">1,560<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">5,758<span></span>
</td>
<td class="nump">4,868<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,417<span></span>
</td>
<td class="nump">1,168<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Spot and forwards [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">602,388<span></span>
</td>
<td class="nump">562,888<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">370,196<span></span>
</td>
<td class="nump">254,055<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeCreditRiskAmount', window );">Credit risk amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">3,638<span></span>
</td>
<td class="nump">2,791<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">15,707<span></span>
</td>
<td class="nump">14,248<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,617<span></span>
</td>
<td class="nump">2,258<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Exchange-traded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">168,194<span></span>
</td>
<td class="nump">105,633<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">194,127<span></span>
</td>
<td class="nump">139,102<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Equity derivatives [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">260,974<span></span>
</td>
<td class="nump">143,749<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeCreditRiskAmount', window );">Credit risk amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,726<span></span>
</td>
<td class="nump">1,586<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">12,157<span></span>
</td>
<td class="nump">10,848<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,115<span></span>
</td>
<td class="nump">1,742<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Equity derivatives [member] | Exchange-traded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">128,297<span></span>
</td>
<td class="nump">59,329<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Equity derivatives [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">132,677<span></span>
</td>
<td class="nump">84,420<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Credit derivative [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">27,831<span></span>
</td>
<td class="nump">27,155<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeCreditRiskAmount', window );">Credit risk amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">105<span></span>
</td>
<td class="nump">107<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">131<span></span>
</td>
<td class="nump">141<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">50<span></span>
</td>
<td class="nump">29<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Credit derivative [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">20,457<span></span>
</td>
<td class="nump">18,086<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Commodity and other contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">81,391<span></span>
</td>
<td class="nump">83,151<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativeCreditRiskAmount', window );">Credit risk amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,807<span></span>
</td>
<td class="nump">1,098<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">3,419<span></span>
</td>
<td class="nump">3,259<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">452<span></span>
</td>
<td class="nump">487<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Commodity and other contracts [member] | Exchange-traded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">39,897<span></span>
</td>
<td class="nump">46,304<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Commodity and other contracts [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">40,993<span></span>
</td>
<td class="nump">36,596<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_SettledThroughCentralCounterpartiesMember', window );">Settled through central counterparties [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">10,129,819<span></span>
</td>
<td class="nump">6,838,861<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">6,036<span></span>
</td>
<td class="nump">6,221<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">139<span></span>
</td>
<td class="nump">138<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_SettledThroughCentralCounterpartiesMember', window );">Settled through central counterparties [member] | Exchange-traded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">955,225<span></span>
</td>
<td class="nump">744,882<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">5,175<span></span>
</td>
<td class="nump">5,158<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">122<span></span>
</td>
<td class="nump">117<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_SettledThroughCentralCounterpartiesMember', window );">Settled through central counterparties [member] | Over-the-counter [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">9,174,594<span></span>
</td>
<td class="nump">6,093,979<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesCreditEquivalentAmount', window );">Credit equivalent amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">861<span></span>
</td>
<td class="nump">1,063<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DerivativesRiskWeightedAmount', window );">Risk Weighted Assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">$ 17<span></span>
</td>
<td class="nump">$ 21<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The notional amounts represent the amount to which a rate or price is applied to determine the amount of cash flows to be exchanged.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">The amounts presented are net of collateral and master netting agreements at the product level. The total amounts relating to netting and collateral were $37,853 (2024&#160;&#8211; $35,510)&#160;for CRA, and $102,031 (2024&#160;&#8211;&#160;$87,284) for CEA.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Amounts are included under total derivatives above. Amounts include exposures settled directly through central counterparties and exposures settled through clearing members of central counterparties.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DerivativeCreditRiskAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The credit risk amount (CRA) represents the estimated replacement cost, or positive fair value, for all contracts taking into account master netting or collateral arrangements that have been made. The CRA does not reflect actual or expected losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DerivativeCreditRiskAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DerivativesCreditEquivalentAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit equivalent amount is the credit risk amount plus an add-on for potential future exposure. The add-on amount is based on a formula prescribed in the Capital Adequacy Requirements Guideline.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DerivativesCreditEquivalentAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DerivativesRiskWeightedAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The risk-weighted amount is the credit equivalent amount multiplied by the capital requirement (K) times 12.5, where K is a function of the probability of default, loss given default, maturity and prescribed correlation factors.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DerivativesRiskWeightedAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NotionalAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The nominal or face amount of a financial instrument, used to calculate payments made on that instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NotionalAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_CreditValuationAdjustmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_CreditValuationAdjustmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingActivityByType1Axis=bns_ExchangeTraded1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingActivityByType1Axis=bns_ExchangeTraded1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingActivityByType1Axis=bns_OverTheCounter1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingActivityByType1Axis=bns_OverTheCounter1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FuturesContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_FuturesContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_ForwardContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_ForwardContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_SwapContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_SwapContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_OptionsPurchasedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_OptionsPurchasedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_OptionsWrittenMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_OptionsWrittenMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_SpotAndForwardsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_SpotAndForwardsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_EquityDerivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_EquityDerivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_CreditDerivativeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_CreditDerivativeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_CommodityAndOtherContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_CommodityAndOtherContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfContractsAxis=bns_SettledThroughCentralCounterpartiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfContractsAxis=bns_SettledThroughCentralCounterpartiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>152
<FILENAME>R100.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Derivative Financial Instruments - Summary of Credit Exposure of Derivative Financial Instruments (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditExposuresAxis=bns_CreditRiskAmountMember', window );">CRA [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets', window );">Amounts relating to netting and collateral</a></td>
<td class="nump">$ 37,853<span></span>
</td>
<td class="nump">$ 35,510<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditExposuresAxis=bns_CreditRiskEquivalentMember', window );">CEA [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets', window );">Amounts relating to netting and collateral</a></td>
<td class="nump">$ 102,031<span></span>
</td>
<td class="nump">$ 87,284<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amounts that are subject to an enforceable master netting arrangement or similar agreement and that are not set off against financial assets. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 13C<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_13C_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditExposuresAxis=bns_CreditRiskAmountMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditExposuresAxis=bns_CreditRiskAmountMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditExposuresAxis=bns_CreditRiskEquivalentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditExposuresAxis=bns_CreditRiskEquivalentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>153
<FILENAME>R101.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Derivative Financial Instruments - Summary of Financial Derivatives at Fair Value (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th" colspan="2"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeAssets', window );">Average fair value of trading derivatives, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 29,999<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeLiabilities', window );">Average fair value of trading derivatives, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">32,133<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 46,531<span></span>
</td>
<td class="nump">44,379<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56,031<span></span>
</td>
<td class="nump">51,260<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_DerivativesMember', window );">Derivatives [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,531<span></span>
</td>
<td class="nump">44,379<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56,031<span></span>
</td>
<td class="nump">51,260<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_DerivativesMember', window );">Derivatives [member] | Trading [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeAssets', window );">Average fair value of trading derivatives, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">34,881<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeLiabilities', window );">Average fair value of trading derivatives, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">43,462<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">35,791<span></span>
</td>
<td class="nump">33,667<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">44,517<span></span>
</td>
<td class="nump">37,576<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_DerivativesMember', window );">Derivatives [member] | Hedging [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,740<span></span>
</td>
<td class="nump">10,712<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,514<span></span>
</td>
<td class="nump">13,684<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Derivatives [member] | Trading [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeAssets', window );">Average fair value of trading derivatives, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,942<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeLiabilities', window );">Average fair value of trading derivatives, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12,009<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,187<span></span>
</td>
<td class="nump">8,640<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,828<span></span>
</td>
<td class="nump">9,925<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Derivatives [member] | Forward contract [member] | Trading [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeAssets', window );">Average fair value of trading derivatives, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">90<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeLiabilities', window );">Average fair value of trading derivatives, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">69<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">61<span></span>
</td>
<td class="nump">70<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">91<span></span>
</td>
<td class="nump">72<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Derivatives [member] | Swaps [member] | Trading [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeAssets', window );">Average fair value of trading derivatives, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,398<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeLiabilities', window );">Average fair value of trading derivatives, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,440<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,865<span></span>
</td>
<td class="nump">7,767<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,294<span></span>
</td>
<td class="nump">9,357<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Derivatives [member] | Swaps [member] | Hedging [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,620<span></span>
</td>
<td class="nump">2,944<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,361<span></span>
</td>
<td class="nump">7,983<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember', window );">Interest rate contracts [member] | Derivatives [member] | Option contract [member] | Trading [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeAssets', window );">Average fair value of trading derivatives, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">454<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeLiabilities', window );">Average fair value of trading derivatives, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">261<span></span>
</td>
<td class="nump">803<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">443<span></span>
</td>
<td class="nump">496<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Derivatives [member] | Trading [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeAssets', window );">Average fair value of trading derivatives, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18,611<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeLiabilities', window );">Average fair value of trading derivatives, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">20,337<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18,371<span></span>
</td>
<td class="nump">18,274<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">20,640<span></span>
</td>
<td class="nump">20,200<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Derivatives [member] | Hedging [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,041<span></span>
</td>
<td class="nump">7,730<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,153<span></span>
</td>
<td class="nump">5,700<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Derivatives [member] | Forward contract [member] | Trading [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeAssets', window );">Average fair value of trading derivatives, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,568<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeLiabilities', window );">Average fair value of trading derivatives, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,929<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,726<span></span>
</td>
<td class="nump">6,672<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,332<span></span>
</td>
<td class="nump">5,482<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Derivatives [member] | Forward contract [member] | Hedging [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46<span></span>
</td>
<td class="nump">410<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">847<span></span>
</td>
<td class="nump">255<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Derivatives [member] | Swaps [member] | Trading [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeAssets', window );">Average fair value of trading derivatives, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,439<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeLiabilities', window );">Average fair value of trading derivatives, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13,833<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,107<span></span>
</td>
<td class="nump">11,110<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14,814<span></span>
</td>
<td class="nump">14,272<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Derivatives [member] | Swaps [member] | Hedging [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,995<span></span>
</td>
<td class="nump">7,320<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,306<span></span>
</td>
<td class="nump">5,445<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember', window );">Foreign exchange and gold contracts [member] | Derivatives [member] | Option contract [member] | Trading [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeAssets', window );">Average fair value of trading derivatives, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">604<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeLiabilities', window );">Average fair value of trading derivatives, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">575<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">538<span></span>
</td>
<td class="nump">492<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">494<span></span>
</td>
<td class="nump">446<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Derivatives [member] | Trading [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeAssets', window );">Average fair value of trading derivatives, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,328<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeLiabilities', window );">Average fair value of trading derivatives, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,116<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,233<span></span>
</td>
<td class="nump">6,753<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13,049<span></span>
</td>
<td class="nump">7,451<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Derivatives [member] | Equity derivatives [member] | Trading [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeAssets', window );">Average fair value of trading derivatives, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,582<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeLiabilities', window );">Average fair value of trading derivatives, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,543<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,350<span></span>
</td>
<td class="nump">4,469<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,114<span></span>
</td>
<td class="nump">4,844<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Derivatives [member] | Equity derivatives [member] | Hedging [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">79<span></span>
</td>
<td class="nump">38<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Derivatives [member] | Credit derivative [member] | Trading [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeAssets', window );">Average fair value of trading derivatives, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">230<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeLiabilities', window );">Average fair value of trading derivatives, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">28<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">273<span></span>
</td>
<td class="nump">182<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26<span></span>
</td>
<td class="nump">47<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember', window );">Other derivative contracts [member] | Derivatives [member] | Commodity and other contracts [member] | Trading [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeAssets', window );">Average fair value of trading derivatives, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,516<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeLiabilities', window );">Average fair value of trading derivatives, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,545<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Year-end fair value, Favourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,610<span></span>
</td>
<td class="nump">2,102<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Year-end fair value, Unfavourable</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 2,909<span></span>
</td>
<td class="nump">$ 2,560<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The average fair value of trading derivatives&#8217; market valuation for the year ended October&#160;31, 2024 was: favourable $29,999 and unfavourable $32,133. Average fair value amounts are based on the latest 13 month-end balances.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AverageFairValueOfTradingDerivativeAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Average fair value of trading derivative assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AverageFairValueOfTradingDerivativeAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AverageFairValueOfTradingDerivativeLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Average fair value of trading derivative liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AverageFairValueOfTradingDerivativeLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DerivativeFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DerivativeFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DerivativeFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DerivativeFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_DerivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_DerivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_DerivativesHeldForTradingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_DerivativesHeldForTradingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_HedgingDerivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_HedgingDerivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfContractsAxis=bns_InterestRateContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_ForwardContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_ForwardContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_SwapContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_SwapContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_OptionContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_OptionContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfContractsAxis=bns_ForeignExchangeAndGoldContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfContractsAxis=bns_OtherDerivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_EquityDerivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_EquityDerivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_CreditDerivativeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_CreditDerivativeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_CommodityAndOtherContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_CommodityAndOtherContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>154
<FILENAME>R102.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Derivative Financial Instruments - Summary of Financial Derivatives at Fair Value (Parenthetical) (Detail)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>CAD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsAbstract', window );"><strong>Disclosure of financial assets [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeAssets', window );">Average fair value of trading derivatives, Favourable</a></td>
<td class="nump">$ 29,999<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFairValueOfTradingDerivativeLiabilities', window );">Average fair value of trading derivatives, Unfavourable</a></td>
<td class="nump">$ 32,133<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AverageFairValueOfTradingDerivativeAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Average fair value of trading derivative assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AverageFairValueOfTradingDerivativeAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AverageFairValueOfTradingDerivativeLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Average fair value of trading derivative liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AverageFairValueOfTradingDerivativeLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>155
<FILENAME>R103.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Derivative Financial Instruments - Additional Information (Detail) - Equity risk [member]<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CorrelationBetweenVariablesInRegression', window );">Correlation between the variables in regression</a></td>
<td class="nump">0.8<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SlopeOfRegression', window );">Slope of regression range</a></td>
<td class="nump">0.8<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConfidenceLevelOfTheSlopePercentage', window );">Confidence level of the slope</a></td>
<td class="nump">95.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SlopeOfRegression', window );">Slope of regression range</a></td>
<td class="nump">1.25<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ConfidenceLevelOfTheSlopePercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Confidence level of the slope percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ConfidenceLevelOfTheSlopePercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CorrelationBetweenVariablesInRegression">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Correlation between variables in regression.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CorrelationBetweenVariablesInRegression</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_SlopeOfRegression">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Slope of regression</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SlopeOfRegression</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=bns_EquityRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=bns_EquityRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>156
<FILENAME>R104.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
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							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Derivative Financial Instruments - Summary of Notional Amount of Derivatives and Carrying Amount of Cash and Deposit Liabilities Designated as Hedging Instruments (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 12,671,365<span></span>
</td>
<td class="nump">$ 9,058,165<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis=bns_DepositLiabilitiesMember', window );">Deposit liabilities - carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">585,965<span></span>
</td>
<td class="nump">532,645<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis=bns_DepositLiabilitiesMember', window );">Deposit liabilities - carrying amount [member] | Fair value hedges [member] | Interest rate risk [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">240,588<span></span>
</td>
<td class="nump">195,239<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis=bns_DepositLiabilitiesMember', window );">Deposit liabilities - carrying amount [member] | Fair value hedges [member] | Currency or interest rate risk [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">420<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis=bns_DepositLiabilitiesMember', window );">Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Interest rate risk [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">139,504<span></span>
</td>
<td class="nump">115,373<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis=bns_DepositLiabilitiesMember', window );">Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Currency or interest rate risk [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">28,919<span></span>
</td>
<td class="nump">29,166<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis=bns_DepositLiabilitiesMember', window );">Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Currency risk [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">148,001<span></span>
</td>
<td class="nump">163,101<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis=bns_DepositLiabilitiesMember', window );">Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Currency risk [member] | Foreign currency forward contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">266<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis=bns_DepositLiabilitiesMember', window );">Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Currency risk [member] | Cash [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">92<span></span>
</td>
<td class="nump">74<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis=bns_DepositLiabilitiesMember', window );">Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Equity price risk [member] | Total return swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,284<span></span>
</td>
<td class="nump">965<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis=bns_DepositLiabilitiesMember', window );">Deposit liabilities - carrying amount [member] | Hedges of net investment in foreign operations [member] | Currency risk [member] | Foreign currency deposit liabilities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">6,287<span></span>
</td>
<td class="nump">7,571<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis=bns_DepositLiabilitiesMember', window );">Deposit liabilities - carrying amount [member] | Hedges of net investment in foreign operations [member] | Currency risk [member] | Foreign currency forward contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">20,604<span></span>
</td>
<td class="nump">21,156<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,652,699<span></span>
</td>
<td class="nump">3,799,022<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Deposit liabilities - carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">189,534<span></span>
</td>
<td class="nump">146,893<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Deposit liabilities - carrying amount [member] | Fair value hedges [member] | Interest rate risk [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">53,192<span></span>
</td>
<td class="nump">32,689<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Interest rate risk [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">57,151<span></span>
</td>
<td class="nump">29,411<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Currency or interest rate risk [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">6,542<span></span>
</td>
<td class="nump">5,516<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Currency risk [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">44,824<span></span>
</td>
<td class="nump">50,198<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Currency risk [member] | Foreign currency forward contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">266<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Currency risk [member] | Cash [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">92<span></span>
</td>
<td class="nump">74<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Equity price risk [member] | Total return swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">576<span></span>
</td>
<td class="nump">278<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Deposit liabilities - carrying amount [member] | Hedges of net investment in foreign operations [member] | Currency risk [member] | Foreign currency deposit liabilities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">6,287<span></span>
</td>
<td class="nump">7,571<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member] | Deposit liabilities - carrying amount [member] | Hedges of net investment in foreign operations [member] | Currency risk [member] | Foreign currency forward contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">20,604<span></span>
</td>
<td class="nump">21,156<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,945,187<span></span>
</td>
<td class="nump">3,514,791<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Deposit liabilities - carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">334,523<span></span>
</td>
<td class="nump">322,998<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Deposit liabilities - carrying amount [member] | Fair value hedges [member] | Interest rate risk [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">155,430<span></span>
</td>
<td class="nump">137,123<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Deposit liabilities - carrying amount [member] | Fair value hedges [member] | Currency or interest rate risk [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">420<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Interest rate risk [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">73,038<span></span>
</td>
<td class="nump">72,802<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Currency or interest rate risk [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">16,892<span></span>
</td>
<td class="nump">19,291<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Currency risk [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">88,035<span></span>
</td>
<td class="nump">93,095<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Equity price risk [member] | Total return swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">708<span></span>
</td>
<td class="nump">687<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,073,479<span></span>
</td>
<td class="nump">1,744,352<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Deposit liabilities - carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">61,908<span></span>
</td>
<td class="nump">62,754<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Deposit liabilities - carrying amount [member] | Fair value hedges [member] | Interest rate risk [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">31,966<span></span>
</td>
<td class="nump">25,427<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Interest rate risk [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">9,315<span></span>
</td>
<td class="nump">13,160<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Currency or interest rate risk [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">5,485<span></span>
</td>
<td class="nump">4,359<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over five years [member] | Deposit liabilities - carrying amount [member] | Cash flow hedges [member] | Currency risk [member] | Swaps [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotionalAmount', window );">Derivative notional amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 15,142<span></span>
</td>
<td class="nump">$ 19,808<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The notional amounts represent the amount to which a rate or price is applied to determine the amount of cash flows to be exchanged.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Notional amounts relating to derivatives that are hedging multiple risks in both assets and liabilities are included in more than one category.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NotionalAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The nominal or face amount of a financial instrument, used to calculate payments made on that instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NotionalAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis=bns_DepositLiabilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis=bns_DepositLiabilitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_FairValueHedgesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfHedgesAxis=ifrs-full_FairValueHedgesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=ifrs-full_InterestRateRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=ifrs-full_InterestRateRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_SwapContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_SwapContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=bns_CurrencyOrInterestRateRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=bns_CurrencyOrInterestRateRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CurrencyRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=ifrs-full_CurrencyRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_ForeignCurrencyForwardContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_ForeignCurrencyForwardContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_Cash1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_Cash1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=ifrs-full_EquityPriceRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=ifrs-full_EquityPriceRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_TotalReturnSwapsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_TotalReturnSwapsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfHedgesAxis=ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_ForeignCurrencyDepositLiabilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_ForeignCurrencyDepositLiabilitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember</td>
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<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Derivative Financial Instruments - Summary of Average Price or Rate of Hedging Instruments (Detail)<br></strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_FairValueHedgesMember', window );">Fair value hedges [member] | Interest rate risk [member] | Swaps [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFixedInterestRateOfHedgingInstrument', window );">Fixed interest rate</a></td>
<td class="nump">2.98%<span></span>
</td>
<td class="nump">3.16%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member] | Interest rate risk [member] | Swaps [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFixedInterestRateOfHedgingInstrument', window );">Fixed interest rate</a></td>
<td class="nump">3.26%<span></span>
</td>
<td class="nump">3.16%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member] | Currency or interest rate risk [member] | Swaps [member] | USD-CAD [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFixedInterestRateOfHedgingInstrument', window );">Fixed interest rate</a></td>
<td class="nump">2.00%<span></span>
</td>
<td class="nump">1.89%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFxRateOfHedgingInstrument', window );">FX rate</a></td>
<td class="nump">1.31<span></span>
</td>
<td class="nump">1.3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member] | Currency risk [member] | Swaps [member] | USD-CAD [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFxRateOfHedgingInstrument', window );">FX rate</a></td>
<td class="nump">1.34<span></span>
</td>
<td class="nump">1.31<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member] | Currency risk [member] | Swaps [member] | EUR-CAD [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFxRateOfHedgingInstrument', window );">FX rate</a></td>
<td class="nump">1.47<span></span>
</td>
<td class="nump">1.46<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member] | Currency risk [member] | Swaps [member] | GBP-CAD [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFxRateOfHedgingInstrument', window );">FX rate</a></td>
<td class="nump">1.74<span></span>
</td>
<td class="nump">1.7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member] | Equity price risk [member] | Total return swaps [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Price</a></td>
<td class="nump">68.85<span></span>
</td>
<td class="nump">69.11<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember', window );">Hedges of net investment in foreign operations [member] | Currency risk [member] | Foreign currency forward contracts [member] | USD-CAD [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFxRateOfHedgingInstrument', window );">FX rate</a></td>
<td class="nump">1.37<span></span>
</td>
<td class="nump">1.35<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember', window );">Hedges of net investment in foreign operations [member] | Currency risk [member] | Foreign currency forward contracts [member] | CLP-CAD [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFxRateOfHedgingInstrument', window );">FX rate</a></td>
<td class="nump">0.0014<span></span>
</td>
<td class="nump">0.0014<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember', window );">Hedges of net investment in foreign operations [member] | Currency risk [member] | Foreign currency forward contracts [member] | MXN-CAD [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFxRateOfHedgingInstrument', window );">FX rate</a></td>
<td class="nump">0.07<span></span>
</td>
<td class="nump">0.07<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember', window );">Hedges of net investment in foreign operations [member] | Currency risk [member] | Foreign currency forward contracts [member] | PEN-CAD [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageFxRateOfHedgingInstrument', window );">FX rate</a></td>
<td class="nump">0.38<span></span>
</td>
<td class="nump">0.36<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AverageFixedInterestRateOfHedgingInstrument">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Average Fixed Interest Rate Of Hedging Instrument</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AverageFixedInterestRateOfHedgingInstrument</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>dtr-types:percentItemType</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Average FX Rate Of Hedging Instrument</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AverageFxRateOfHedgingInstrument</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AveragePriceOfHedgingInstrument">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The average price of a hedging instrument. [Refer: Hedging instruments [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 23B<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23B_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AveragePriceOfHedgingInstrument</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Derivative Financial Instruments - Summary of Items designated as Hedging Instruments, Hedged Items and Ineffectiveness for Fair Value Hedge (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentAssetsCarryingAmount', window );">Carrying amount of the hedging instruments, Assets</a></td>
<td class="nump">$ 9,290<span></span>
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<td class="nump">$ 8,722<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentLiabilityCarryingAmount', window );">Carrying amount of the hedging instruments, Liabilities</a></td>
<td class="nump">15,370<span></span>
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<td class="num">(18,583)<span></span>
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</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="nump">2,576<span></span>
</td>
<td class="nump">5,323<span></span>
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<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther', window );">Ineffectiveness recorded in non-interest income-other</a></td>
<td class="num">(9)<span></span>
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<td class="nump">46<span></span>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_FairValueHedgesMember', window );">Fair value hedges [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentAssetsCarryingAmount', window );">Carrying amount of the hedging instruments, Assets</a></td>
<td class="nump">1,542<span></span>
</td>
<td class="nump">2,064<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentLiabilityCarryingAmount', window );">Carrying amount of the hedging instruments, Liabilities</a></td>
<td class="num">(2,431)<span></span>
</td>
<td class="num">(2,672)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedging instrument used to calculate hedge ineffectiveness</a></td>
<td class="nump">79<span></span>
</td>
<td class="num">(197)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="num">(101)<span></span>
</td>
<td class="nump">160<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther', window );">Ineffectiveness recorded in non-interest income-other</a></td>
<td class="num">(22)<span></span>
</td>
<td class="num">(37)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgedItem', window );">Carrying amount of the hedged item</a></td>
<td class="nump">112,421<span></span>
</td>
<td class="nump">88,293<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountActiveHedge', window );">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item Active hedges</a></td>
<td class="nump">1,849<span></span>
</td>
<td class="nump">2,246<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLosses', window );">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item discontinued hedges</a></td>
<td class="num">(355)<span></span>
</td>
<td class="num">(1,215)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_FairValueHedgesMember', window );">Fair value hedges [member] | Interest rate risk [member] | Deposit liabilities - carrying amount [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedging instrument used to calculate hedge ineffectiveness</a></td>
<td class="nump">906<span></span>
</td>
<td class="nump">1,955<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="num">(902)<span></span>
</td>
<td class="num">(1,959)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther', window );">Ineffectiveness recorded in non-interest income-other</a></td>
<td class="nump">4<span></span>
</td>
<td class="num">(4)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_HedgedItemLiabilities', window );">Carrying amount of the hedged item, Liabilities</a></td>
<td class="num">(72,001)<span></span>
</td>
<td class="num">(71,363)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge', window );">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item Active hedges, Liabilities</a></td>
<td class="nump">90<span></span>
</td>
<td class="nump">986<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities', window );">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item discontinued hedges, Liabilities</a></td>
<td class="nump">212<span></span>
</td>
<td class="nump">446<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_FairValueHedgesMember', window );">Fair value hedges [member] | Interest rate risk [member] | Subordinated debenture [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedging instrument used to calculate hedge ineffectiveness</a></td>
<td class="nump">62<span></span>
</td>
<td class="nump">217<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="num">(62)<span></span>
</td>
<td class="num">(216)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther', window );">Ineffectiveness recorded in non-interest income-other</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_HedgedItemLiabilities', window );">Carrying amount of the hedged item, Liabilities</a></td>
<td class="num">(4,131)<span></span>
</td>
<td class="num">(4,293)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge', window );">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item Active hedges, Liabilities</a></td>
<td class="num">(41)<span></span>
</td>
<td class="nump">21<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities', window );">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item discontinued hedges, Liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_FairValueHedgesMember', window );">Fair value hedges [member] | Interest rate risk [member] | Swaps [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentAssetsCarryingAmount', window );">Carrying amount of the hedging instruments, Assets</a></td>
<td class="nump">1,542<span></span>
</td>
<td class="nump">2,064<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentLiabilityCarryingAmount', window );">Carrying amount of the hedging instruments, Liabilities</a></td>
<td class="num">(2,408)<span></span>
</td>
<td class="num">(2,672)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedging instrument used to calculate hedge ineffectiveness</a></td>
<td class="nump">73<span></span>
</td>
<td class="num">(197)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="num">(95)<span></span>
</td>
<td class="nump">160<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther', window );">Ineffectiveness recorded in non-interest income-other</a></td>
<td class="num">(22)<span></span>
</td>
<td class="num">(37)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_FairValueHedgesMember', window );">Fair value hedges [member] | Interest rate risk [member] | Investment securities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedging instrument used to calculate hedge ineffectiveness</a></td>
<td class="num">(493)<span></span>
</td>
<td class="num">(1,493)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="nump">481<span></span>
</td>
<td class="nump">1,484<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther', window );">Ineffectiveness recorded in non-interest income-other</a></td>
<td class="num">(12)<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_HedgedItemAssets', window );">Carrying amount of the hedged item, Assets</a></td>
<td class="nump">79,836<span></span>
</td>
<td class="nump">72,595<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssetsActiveHedge', window );">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item Active hedges, Assets</a></td>
<td class="nump">1,519<span></span>
</td>
<td class="nump">1,274<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets', window );">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item discontinued hedges, Assets</a></td>
<td class="num">(679)<span></span>
</td>
<td class="num">(1,392)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_FairValueHedgesMember', window );">Fair value hedges [member] | Interest rate risk [member] | Loan commitments [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedging instrument used to calculate hedge ineffectiveness</a></td>
<td class="num">(402)<span></span>
</td>
<td class="num">(876)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="nump">388<span></span>
</td>
<td class="nump">851<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther', window );">Ineffectiveness recorded in non-interest income-other</a></td>
<td class="num">(14)<span></span>
</td>
<td class="num">(25)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_HedgedItemAssets', window );">Carrying amount of the hedged item, Assets</a></td>
<td class="nump">109,149<span></span>
</td>
<td class="nump">91,354<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssetsActiveHedge', window );">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item Active hedges, Assets</a></td>
<td class="nump">287<span></span>
</td>
<td class="num">(35)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets', window );">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item discontinued hedges, Assets</a></td>
<td class="nump">112<span></span>
</td>
<td class="num">$ (268)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_FairValueHedgesMember', window );">Fair value hedges [member] | Currency or interest rate risk [member] | Deposit liabilities - carrying amount [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentLiabilityCarryingAmount', window );">Carrying amount of the hedging instruments, Liabilities</a></td>
<td class="num">(23)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedging instrument used to calculate hedge ineffectiveness</a></td>
<td class="nump">6<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="num">(6)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_HedgedItemLiabilities', window );">Carrying amount of the hedged item, Liabilities</a></td>
<td class="num">(432)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge', window );">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item Active hedges, Liabilities</a></td>
<td class="num">(6)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_FairValueHedgesMember', window );">Fair value hedges [member] | Currency or interest rate risk [member] | Swaps [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentLiabilityCarryingAmount', window );">Carrying amount of the hedging instruments, Liabilities</a></td>
<td class="num">(23)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedging instrument used to calculate hedge ineffectiveness</a></td>
<td class="nump">6<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gain (loss) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="num">(6)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_HedgedItemLiabilities', window );">Carrying amount of the hedged item, Liabilities</a></td>
<td class="num">(432)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge', window );">Accumulated amount of fair value hedge adjustments gains/(losses) on the hedged item Active hedges, Liabilities</a></td>
<td class="num">$ (6)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountActiveHedge">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Accumulated fair value hedge adjustment on hedged item included in carrying amount active hedge.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountActiveHedge</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssetsActiveHedge">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Accumulated fair value hedge adjustment on hedged item included in carrying amount assets active hedge.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountAssetsActiveHedge</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Accumulated fair value hedge adjustment on hedged item included in carrying amount liabilities active hedge.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountLiabilitiesActiveHedge</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Accumulated fair value hedge adjustment remaining in statement of financial position for hedged item that ceased to be adjusted for hedging gains and losses</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of detailed information about hedged items and hedging instruments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gain (loss) on hedge ineffectiveness recorded in non-interest income other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_HedgedItem">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Hedged item</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_HedgedItem</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_HedgingInstrumentAssetsCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Hedging instrument assets carrying amount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_HedgingInstrumentAssetsCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_HedgingInstrumentLiabilityCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Hedging instrument liability carrying amount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_HedgingInstrumentLiabilityCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The accumulated amount of fair value hedge adjustment remaining in the statement of financial position for a hedged item that is a financial asset measured at amortised cost and has ceased to be adjusted for hedging gains and losses. [Refer: Financial assets at amortised cost; Hedged items [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 24B<br> -Subparagraph a<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24B_a_v&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The accumulated amount of fair value hedge adjustment remaining in the statement of financial position for a hedged item that is a financial liability measured at amortised cost and has ceased to be adjusted for hedging gains and losses. [Refer: Financial liabilities at amortised cost; Hedged items [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 24B<br> -Subparagraph a<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24B_a_v&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLossesLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gain (loss) on the change in fair value of the hedged item used as a basis for recognising hedge ineffectiveness. Hedge ineffectiveness is the extent to which the changes in the fair value or the cash flows of the hedging instrument are greater or less than those on the hedged item.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 24B<br> -Subparagraph a<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24B_a_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 24B<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24B_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gain (loss) on the change in fair value of the hedging instrument used as a basis for recognising hedge ineffectiveness. Hedge ineffectiveness is the extent to which the changes in the fair value or the cash flows of the hedging instrument are greater or less than those on the hedged item.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 24A<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24A_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainLossOnChangeInFairValueOfHedgingInstrumentUsedAsBasisForRecognisingHedgeIneffectiveness</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_HedgedItemAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a hedged item, recognised as an asset. [Refer: Hedged items [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 24B<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24B_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_HedgedItemAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_HedgedItemLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a hedged item, recognised as a liability. [Refer: Hedged items [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 24B<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24B_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_HedgedItemLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_FairValueHedgesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfHedgesAxis=ifrs-full_FairValueHedgesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=ifrs-full_InterestRateRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=ifrs-full_InterestRateRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_DepositLiabilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_DepositLiabilitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_SubordinatedDebentureMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_SubordinatedDebentureMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_SwapContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_SwapContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_InvestmentSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_InvestmentSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_LoanCommitmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_LoanCommitmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=bns_CurrencyOrInterestRateRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=bns_CurrencyOrInterestRateRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
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<FILENAME>R107.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
<title></title>
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<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Derivative Financial Instruments - Summary of Items designated as Hedging Instruments, Hedged Items and Ineffectiveness for Fair Value Hedges for Cash Flow Hedges and Net Investment Hedges (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentAssetsCarryingAmount', window );">Carrying amount of the hedging instruments, Assets</a></td>
<td class="nump">$ 9,290<span></span>
</td>
<td class="nump">$ 8,722<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentLiabilityCarryingAmount', window );">Carrying amount of the hedging instruments, Liabilities</a></td>
<td class="nump">15,370<span></span>
</td>
<td class="num">(18,583)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome', window );">Gains/(losses) on hedging instrument recognized in Other Comprehensive Income</a></td>
<td class="nump">2,567<span></span>
</td>
<td class="nump">5,357<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gains/(losses) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="nump">2,576<span></span>
</td>
<td class="nump">5,323<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther', window );">Ineffectiveness recorded in non-interest income-other</a></td>
<td class="num">(9)<span></span>
</td>
<td class="nump">46<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentAssetsCarryingAmount', window );">Carrying amount of the hedging instruments, Assets</a></td>
<td class="nump">9,244<span></span>
</td>
<td class="nump">8,312<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentLiabilityCarryingAmount', window );">Carrying amount of the hedging instruments, Liabilities</a></td>
<td class="num">(8,243)<span></span>
</td>
<td class="num">(10,757)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome', window );">Gains/(losses) on hedging instrument recognized in Other Comprehensive Income</a></td>
<td class="nump">3,928<span></span>
</td>
<td class="nump">5,241<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gains/(losses) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="nump">3,936<span></span>
</td>
<td class="nump">5,207<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther', window );">Ineffectiveness recorded in non-interest income-other</a></td>
<td class="num">(9)<span></span>
</td>
<td class="nump">46<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member] | Interest rate risk [member] | Swaps [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentAssetsCarryingAmount', window );">Carrying amount of the hedging instruments, Assets</a></td>
<td class="nump">1,969<span></span>
</td>
<td class="nump">1,865<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentLiabilityCarryingAmount', window );">Carrying amount of the hedging instruments, Liabilities</a></td>
<td class="num">(3,746)<span></span>
</td>
<td class="num">(4,699)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome', window );">Gains/(losses) on hedging instrument recognized in Other Comprehensive Income</a></td>
<td class="nump">171<span></span>
</td>
<td class="nump">1,775<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gains/(losses) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="nump">169<span></span>
</td>
<td class="nump">1,774<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther', window );">Ineffectiveness recorded in non-interest income-other</a></td>
<td class="num">(5)<span></span>
</td>
<td class="nump">29<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member] | Currency or interest rate risk [member] | Swaps [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentAssetsCarryingAmount', window );">Carrying amount of the hedging instruments, Assets</a></td>
<td class="nump">200<span></span>
</td>
<td class="nump">245<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentLiabilityCarryingAmount', window );">Carrying amount of the hedging instruments, Liabilities</a></td>
<td class="num">(1,949)<span></span>
</td>
<td class="num">(2,407)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome', window );">Gains/(losses) on hedging instrument recognized in Other Comprehensive Income</a></td>
<td class="nump">173<span></span>
</td>
<td class="nump">1,363<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gains/(losses) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="nump">166<span></span>
</td>
<td class="nump">1,369<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther', window );">Ineffectiveness recorded in non-interest income-other</a></td>
<td class="nump">5<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member] | Foreign currency risk [member] | Swaps [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentAssetsCarryingAmount', window );">Carrying amount of the hedging instruments, Assets</a></td>
<td class="nump">6,904<span></span>
</td>
<td class="nump">6,090<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentLiabilityCarryingAmount', window );">Carrying amount of the hedging instruments, Liabilities</a></td>
<td class="num">(2,541)<span></span>
</td>
<td class="num">(3,650)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome', window );">Gains/(losses) on hedging instrument recognized in Other Comprehensive Income</a></td>
<td class="nump">3,242<span></span>
</td>
<td class="nump">1,826<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gains/(losses) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="nump">3,259<span></span>
</td>
<td class="nump">1,787<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther', window );">Ineffectiveness recorded in non-interest income-other</a></td>
<td class="num">(9)<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member] | Foreign currency risk [member] | Foreign currency forward contracts [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentLiabilityCarryingAmount', window );">Carrying amount of the hedging instruments, Liabilities</a></td>
<td class="num">(7)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome', window );">Gains/(losses) on hedging instrument recognized in Other Comprehensive Income</a></td>
<td class="num">(3)<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gains/(losses) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="num">(3)<span></span>
</td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member] | Foreign currency risk [member] | Cash [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentAssetsCarryingAmount', window );">Carrying amount of the hedging instruments, Assets</a></td>
<td class="nump">92<span></span>
</td>
<td class="nump">74<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome', window );">Gains/(losses) on hedging instrument recognized in Other Comprehensive Income</a></td>
<td class="num">(12)<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gains/(losses) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="num">(12)<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member] | Equity price risk return swap [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentAssetsCarryingAmount', window );">Carrying amount of the hedging instruments, Assets</a></td>
<td class="nump">79<span></span>
</td>
<td class="nump">38<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentLiabilityCarryingAmount', window );">Carrying amount of the hedging instruments, Liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome', window );">Gains/(losses) on hedging instrument recognized in Other Comprehensive Income</a></td>
<td class="nump">357<span></span>
</td>
<td class="nump">263<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gains/(losses) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="nump">357<span></span>
</td>
<td class="nump">263<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=bns_NetInvestmentHedgesMember', window );">Net investment hedges [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentAssetsCarryingAmount', window );">Carrying amount of the hedging instruments, Assets</a></td>
<td class="nump">46<span></span>
</td>
<td class="nump">410<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentLiabilityCarryingAmount', window );">Carrying amount of the hedging instruments, Liabilities</a></td>
<td class="num">(7,127)<span></span>
</td>
<td class="num">(7,826)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome', window );">Gains/(losses) on hedging instrument recognized in Other Comprehensive Income</a></td>
<td class="num">(1,361)<span></span>
</td>
<td class="nump">116<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gains/(losses) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="num">(1,360)<span></span>
</td>
<td class="nump">116<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=bns_NetInvestmentHedgesMember', window );">Net investment hedges [member] | Foreign currency risk [member] | Deposit liabilities - carrying amount [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentLiabilityCarryingAmount', window );">Carrying amount of the hedging instruments, Liabilities</a></td>
<td class="num">(6,287)<span></span>
</td>
<td class="num">(7,571)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome', window );">Gains/(losses) on hedging instrument recognized in Other Comprehensive Income</a></td>
<td class="num">(67)<span></span>
</td>
<td class="num">(62)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gains/(losses) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="num">(66)<span></span>
</td>
<td class="num">(62)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=bns_NetInvestmentHedgesMember', window );">Net investment hedges [member] | Foreign currency risk [member] | Foreign currency forward contracts [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems', window );"><strong>Disclosure of detailed information about hedged items and hedging instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentAssetsCarryingAmount', window );">Carrying amount of the hedging instruments, Assets</a></td>
<td class="nump">46<span></span>
</td>
<td class="nump">410<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HedgingInstrumentLiabilityCarryingAmount', window );">Carrying amount of the hedging instruments, Liabilities</a></td>
<td class="num">(840)<span></span>
</td>
<td class="num">(255)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome', window );">Gains/(losses) on hedging instrument recognized in Other Comprehensive Income</a></td>
<td class="num">(1,294)<span></span>
</td>
<td class="nump">178<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness', window );">Gains/(losses) on hedged item used to calculate hedge ineffectiveness</a></td>
<td class="num">$ (1,294)<span></span>
</td>
<td class="nump">$ 178<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of detailed information about hedged items and hedging instruments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfDetailedInformationAboutHedgedItemsAndHedgingInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gain (loss) on change in fair value of hedging instrument recognized in other comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GainLossOnChangeInFairValueOfHedgingInstrumentRecognizedInOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gain (loss) on hedge ineffectiveness recorded in non-interest income other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GainLossOnHedgeIneffectivenessRecordedInNoninterestIncomeOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_HedgingInstrumentAssetsCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Hedging instrument assets carrying amount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_HedgingInstrumentAssetsCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_HedgingInstrumentLiabilityCarryingAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Hedging instrument liability carrying amount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_HedgingInstrumentLiabilityCarryingAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gain (loss) on the change in fair value of the hedged item used as a basis for recognising hedge ineffectiveness. Hedge ineffectiveness is the extent to which the changes in the fair value or the cash flows of the hedging instrument are greater or less than those on the hedged item.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 24B<br> -Subparagraph a<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24B_a_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 24B<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24B_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainLossOnChangeInFairValueOfHedgedItemUsedAsBasisForRecognisingHedgeIneffectiveness</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=ifrs-full_InterestRateRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=ifrs-full_InterestRateRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_SwapContractMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_SwapContractMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=bns_CurrencyOrInterestRateRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=bns_CurrencyOrInterestRateRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CurrencyRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=ifrs-full_CurrencyRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_ForeignCurrencyForwardContractsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_ForeignCurrencyForwardContractsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_Cash1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_Cash1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=bns_EquityPriceRiskReturnSwapMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=bns_EquityPriceRiskReturnSwapMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfHedgesAxis=bns_NetInvestmentHedgesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfHedgesAxis=bns_NetInvestmentHedgesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_DepositLiabilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialLiabilitiesAxis=bns_DepositLiabilitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Derivative Financial Instruments - Summary of Effectiveness of Cash Flow and Net Investment Hedges on Consolidated Statement of Income and Consolidated Statement of Other Comprehensive Income (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingLineItems', window );"><strong>Disclosure of information about amounts that affected statement of income and statement of comprehensive income as result of hedge accounting [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedOtherComprehensiveIncomeBeforeTax', window );">AOCI gains/ (losses) beginning of year</a></td>
<td class="num">$ (6,190)<span></span>
</td>
<td class="num">$ (10,271)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOfRecognisedInOtherComprehensiveIncome', window );">Net gains (losses) recognized in OCI</a></td>
<td class="nump">2,576<span></span>
</td>
<td class="nump">5,311<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AmountReclassifiedToNetIncomeNoninterestIncomeOther', window );">Amount reclassified to net income as the hedged item affects net income</a></td>
<td class="num">(2,354)<span></span>
</td>
<td class="num">(1,230)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedOtherComprehensiveIncomeBeforeTax', window );">AOCI gains/ (losses) ending of year</a></td>
<td class="num">(5,968)<span></span>
</td>
<td class="num">(6,190)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfCashFlowHedgesContinuingHedges', window );">Active hedges</a></td>
<td class="num">(5,297)<span></span>
</td>
<td class="num">(5,426)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied', window );">Discountinued hedges</a></td>
<td class="num">(671)<span></span>
</td>
<td class="num">(764)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingLineItems', window );"><strong>Disclosure of information about amounts that affected statement of income and statement of comprehensive income as result of hedge accounting [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedOtherComprehensiveIncomeBeforeTax', window );">AOCI gains/ (losses) beginning of year</a></td>
<td class="num">(3,015)<span></span>
</td>
<td class="num">(6,210)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOfRecognisedInOtherComprehensiveIncome', window );">Net gains (losses) recognized in OCI</a></td>
<td class="nump">3,937<span></span>
</td>
<td class="nump">5,195<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AmountReclassifiedToNetIncomeNoninterestIncomeOther', window );">Amount reclassified to net income as the hedged item affects net income</a></td>
<td class="num">(2,493)<span></span>
</td>
<td class="num">(2,000)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedOtherComprehensiveIncomeBeforeTax', window );">AOCI gains/ (losses) ending of year</a></td>
<td class="num">(1,571)<span></span>
</td>
<td class="num">(3,015)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfCashFlowHedgesContinuingHedges', window );">Active hedges</a></td>
<td class="num">(971)<span></span>
</td>
<td class="num">(2,324)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied', window );">Discountinued hedges</a></td>
<td class="num">(600)<span></span>
</td>
<td class="num">(691)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member] | Interest rate risk [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingLineItems', window );"><strong>Disclosure of information about amounts that affected statement of income and statement of comprehensive income as result of hedge accounting [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedOtherComprehensiveIncomeBeforeTax', window );">AOCI gains/ (losses) beginning of year</a></td>
<td class="num">(1,176)<span></span>
</td>
<td class="num">(3,480)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOfRecognisedInOtherComprehensiveIncome', window );">Net gains (losses) recognized in OCI</a></td>
<td class="nump">176<span></span>
</td>
<td class="nump">1,746<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AmountReclassifiedToNetIncomeNoninterestIncomeOther', window );">Amount reclassified to net income as the hedged item affects net income</a></td>
<td class="nump">742<span></span>
</td>
<td class="nump">558<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedOtherComprehensiveIncomeBeforeTax', window );">AOCI gains/ (losses) ending of year</a></td>
<td class="num">(258)<span></span>
</td>
<td class="num">(1,176)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfCashFlowHedgesContinuingHedges', window );">Active hedges</a></td>
<td class="nump">332<span></span>
</td>
<td class="num">(490)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied', window );">Discountinued hedges</a></td>
<td class="num">(590)<span></span>
</td>
<td class="num">(686)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member] | Currency or interest rate risk [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingLineItems', window );"><strong>Disclosure of information about amounts that affected statement of income and statement of comprehensive income as result of hedge accounting [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedOtherComprehensiveIncomeBeforeTax', window );">AOCI gains/ (losses) beginning of year</a></td>
<td class="num">(699)<span></span>
</td>
<td class="num">(2,007)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOfRecognisedInOtherComprehensiveIncome', window );">Net gains (losses) recognized in OCI</a></td>
<td class="nump">168<span></span>
</td>
<td class="nump">1,356<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AmountReclassifiedToNetIncomeNoninterestIncomeOther', window );">Amount reclassified to net income as the hedged item affects net income</a></td>
<td class="nump">249<span></span>
</td>
<td class="num">(48)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedOtherComprehensiveIncomeBeforeTax', window );">AOCI gains/ (losses) ending of year</a></td>
<td class="num">(282)<span></span>
</td>
<td class="num">(699)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfCashFlowHedgesContinuingHedges', window );">Active hedges</a></td>
<td class="num">(296)<span></span>
</td>
<td class="num">(733)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied', window );">Discountinued hedges</a></td>
<td class="nump">14<span></span>
</td>
<td class="nump">34<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member] | Currency risk [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingLineItems', window );"><strong>Disclosure of information about amounts that affected statement of income and statement of comprehensive income as result of hedge accounting [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedOtherComprehensiveIncomeBeforeTax', window );">AOCI gains/ (losses) beginning of year</a></td>
<td class="num">(1,197)<span></span>
</td>
<td class="num">(703)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOfRecognisedInOtherComprehensiveIncome', window );">Net gains (losses) recognized in OCI</a></td>
<td class="nump">3,236<span></span>
</td>
<td class="nump">1,830<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AmountReclassifiedToNetIncomeNoninterestIncomeOther', window );">Amount reclassified to net income as the hedged item affects net income</a></td>
<td class="num">(3,165)<span></span>
</td>
<td class="num">(2,324)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedOtherComprehensiveIncomeBeforeTax', window );">AOCI gains/ (losses) ending of year</a></td>
<td class="num">(1,126)<span></span>
</td>
<td class="num">(1,197)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfCashFlowHedgesContinuingHedges', window );">Active hedges</a></td>
<td class="num">(1,102)<span></span>
</td>
<td class="num">(1,158)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied', window );">Discountinued hedges</a></td>
<td class="num">(24)<span></span>
</td>
<td class="num">(39)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember', window );">Cash flow hedges [member] | Equity price risk [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingLineItems', window );"><strong>Disclosure of information about amounts that affected statement of income and statement of comprehensive income as result of hedge accounting [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedOtherComprehensiveIncomeBeforeTax', window );">AOCI gains/ (losses) beginning of year</a></td>
<td class="nump">57<span></span>
</td>
<td class="num">(20)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOfRecognisedInOtherComprehensiveIncome', window );">Net gains (losses) recognized in OCI</a></td>
<td class="nump">357<span></span>
</td>
<td class="nump">263<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AmountReclassifiedToNetIncomeNoninterestIncomeOther', window );">Amount reclassified to net income as the hedged item affects net income</a></td>
<td class="num">(319)<span></span>
</td>
<td class="num">(186)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedOtherComprehensiveIncomeBeforeTax', window );">AOCI gains/ (losses) ending of year</a></td>
<td class="nump">95<span></span>
</td>
<td class="nump">57<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfCashFlowHedgesContinuingHedges', window );">Active hedges</a></td>
<td class="nump">95<span></span>
</td>
<td class="nump">57<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember', window );">Hedges of net investment in foreign operations [member] | Currency risk [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingLineItems', window );"><strong>Disclosure of information about amounts that affected statement of income and statement of comprehensive income as result of hedge accounting [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedOtherComprehensiveIncomeBeforeTax', window );">AOCI gains/ (losses) beginning of year</a></td>
<td class="num">(3,175)<span></span>
</td>
<td class="num">(4,061)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOfRecognisedInOtherComprehensiveIncome', window );">Net gains (losses) recognized in OCI</a></td>
<td class="num">(1,361)<span></span>
</td>
<td class="nump">116<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AmountReclassifiedToNetIncomeNoninterestIncomeOther', window );">Amount reclassified to net income as the hedged item affects net income</a></td>
<td class="nump">139<span></span>
</td>
<td class="nump">770<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccumulatedOtherComprehensiveIncomeBeforeTax', window );">AOCI gains/ (losses) ending of year</a></td>
<td class="num">(4,397)<span></span>
</td>
<td class="num">(3,175)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfCashFlowHedgesContinuingHedges', window );">Active hedges</a></td>
<td class="num">(4,326)<span></span>
</td>
<td class="num">(3,102)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied', window );">Discountinued hedges</a></td>
<td class="num">$ (71)<span></span>
</td>
<td class="num">$ (73)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AccumulatedOtherComprehensiveIncomeBeforeTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Accumulated other comprehensive income before tax</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AccumulatedOtherComprehensiveIncomeBeforeTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AmountReclassifiedToNetIncomeNoninterestIncomeOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount reclassified to net income non-interest income other</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AmountReclassifiedToNetIncomeNoninterestIncomeOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of information about amounts that affected statement of income and statement of comprehensive income as result of hedge accounting [line items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfInformationAboutAmountsThatAffectedStatementOfIncomeAndStatementOfComprehensiveIncomeAsResultOfHedgeAccountingLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GainLossOfRecognisedInOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gain loss of recognised in other comprehensive income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GainLossOfRecognisedInOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the reserve of cash flow hedges or the reserve of exchange differences on translation in relation to hedging relationships for which hedge accounting is no longer applied.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ReserveOfCashFlowHedgesOrExchangeDifferencesOnTranslationHedgingRelationshipsForWhichHedgeAccountingIsNoLongerApplied</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReserveOfCashFlowHedgesContinuingHedges">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing the reserve of cash flow hedges in relation to continuing hedges. [Refer: Reserve of cash flow hedges]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 24B<br> -Subparagraph b<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24B_b_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReserveOfCashFlowHedgesContinuingHedges</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfHedgesAxis=ifrs-full_CashFlowHedgesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=ifrs-full_InterestRateRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=ifrs-full_InterestRateRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=bns_CurrencyOrInterestRateRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=bns_CurrencyOrInterestRateRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CurrencyRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=ifrs-full_CurrencyRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=ifrs-full_EquityPriceRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=ifrs-full_EquityPriceRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfHedgesAxis=ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfHedgesAxis=ifrs-full_HedgesOfNetInvestmentInForeignOperationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Offsetting Financial Assets and Financial Liabilities - Summary of Financial Assets and Liabilities Offsetting, Enforceable Master Netting or Similar Arrangement (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th" colspan="2"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems', window );"><strong>Disclosure of offsetting of financial assets liabilities [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross amounts of recognized financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 381,503<span></span>
</td>
<td class="nump">$ 362,910<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross amounts of recognized financial instruments offset in the consolidated statement of financial position</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(131,964)<span></span>
</td>
<td class="num">(117,988)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition', window );">Net amounts of financial instruments presented in the consolidated statement of financial position</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">249,539<span></span>
</td>
<td class="nump">244,922<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets', window );">Impact of master netting arrangements or similar agreements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(48,514)<span></span>
</td>
<td class="num">(49,500)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets', window );">Collateral</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="num">(190,159)<span></span>
</td>
<td class="num">(184,375)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Net amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">10,866<span></span>
</td>
<td class="nump">11,047<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross amounts of recognized financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">377,139<span></span>
</td>
<td class="nump">359,697<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross amounts of recognized financial instruments offset in the consolidated statement of financial position</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(131,964)<span></span>
</td>
<td class="num">(117,988)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition', window );">Net amounts of financial instruments presented in the consolidated statement of financial position</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">245,175<span></span>
</td>
<td class="nump">241,709<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities', window );">Impact of master netting arrangements or similar agreements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(48,514)<span></span>
</td>
<td class="num">(49,500)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities', window );">Collateral</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="num">(182,583)<span></span>
</td>
<td class="num">(178,299)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Net amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">14,078<span></span>
</td>
<td class="nump">13,910<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_DerivativeFinancialInstrumentsLiabilities1Member', window );">Derivative financial instruments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems', window );"><strong>Disclosure of offsetting of financial assets liabilities [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross amounts of recognized financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56,031<span></span>
</td>
<td class="nump">51,260<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition', window );">Net amounts of financial instruments presented in the consolidated statement of financial position</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56,031<span></span>
</td>
<td class="nump">51,260<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities', window );">Impact of master netting arrangements or similar agreements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(32,293)<span></span>
</td>
<td class="num">(29,949)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities', window );">Collateral</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="num">(13,976)<span></span>
</td>
<td class="num">(11,565)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Net amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">9,762<span></span>
</td>
<td class="nump">9,746<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_ObligationsRelatedToSecuritiesSoldUnderRepurchaseAgreementsAndSecuritiesLentMember', window );">Obligations related to securities sold under repurchase agreements and securities lent [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems', window );"><strong>Disclosure of offsetting of financial assets liabilities [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross amounts of recognized financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">321,108<span></span>
</td>
<td class="nump">308,437<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossFinancialAssetsSetOffAgainstFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross amounts of recognized financial instruments offset in the consolidated statement of financial position</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(131,964)<span></span>
</td>
<td class="num">(117,988)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition', window );">Net amounts of financial instruments presented in the consolidated statement of financial position</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">189,144<span></span>
</td>
<td class="nump">190,449<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities', window );">Impact of master netting arrangements or similar agreements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(16,221)<span></span>
</td>
<td class="num">(19,551)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities', window );">Collateral</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="num">(168,607)<span></span>
</td>
<td class="num">(166,734)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Net amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">4,316<span></span>
</td>
<td class="nump">4,164<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_DerivativeFinancialInstrumentsAssets1Member', window );">Derivative financial instruments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems', window );"><strong>Disclosure of offsetting of financial assets liabilities [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross amounts of recognized financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,531<span></span>
</td>
<td class="nump">44,379<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition', window );">Net amounts of financial instruments presented in the consolidated statement of financial position</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,531<span></span>
</td>
<td class="nump">44,379<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets', window );">Impact of master netting arrangements or similar agreements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(32,293)<span></span>
</td>
<td class="num">(29,949)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets', window );">Collateral</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="num">(5,783)<span></span>
</td>
<td class="num">(5,559)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Net amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">8,455<span></span>
</td>
<td class="nump">8,871<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_SecuritiesPurchasedUnderResaleAgreementsAndSecuritiesBorrowedMember', window );">Securities purchased under resale agreements and securities borrowed [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems', window );"><strong>Disclosure of offsetting of financial assets liabilities [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross amounts of recognized financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">334,972<span></span>
</td>
<td class="nump">318,531<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossFinancialLiabilitiesSetOffAgainstFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Gross amounts of recognized financial instruments offset in the consolidated statement of financial position</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(131,964)<span></span>
</td>
<td class="num">(117,988)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition', window );">Net amounts of financial instruments presented in the consolidated statement of financial position</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">203,008<span></span>
</td>
<td class="nump">200,543<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets', window );">Impact of master netting arrangements or similar agreements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(16,221)<span></span>
</td>
<td class="num">(19,551)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets', window );">Collateral</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="num">(184,376)<span></span>
</td>
<td class="num">(178,816)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements', window );">Net amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">$ 2,411<span></span>
</td>
<td class="nump">$ 2,176<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Amounts that are subject to master netting arrangements or similar agreements but were not offset in the Consolidated Statement of Financial Position because they did not meet the net settlement/simultaneous settlement criteria; or because the rights of set off are conditional upon the default of the counterparty only.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Cash and financial instrument collateral amounts received or pledged in relation to the total amounts of financial assets and financial liabilities, including those that were not offset in the Consolidated Statement of Financial Position. These amounts are disclosed at fair value and the rights of set off are conditional upon the default of the counterparty.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Derivative financial instruments assets include cash collateral of $4,774 million (2024 &#8211; $4,505 million) and non-cash collateral of $1,009 million (2024 &#8211; $1,054 million). Derivative financial instruments liabilities include cash collateral of $11,750 million (2024 &#8211; $10,847 million) and non-cash collateral of $2,226 million (2024 &#8211; $718 million).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Not intended to represent the Bank&#8217;s actual exposure to credit risk, as a variety of credit mitigation strategies are employed in addition to offsetting and collateral arrangements.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top">The balance excludes reverse repurchase activities of $0 million (2024 &#8211; nil) reported in Loans on the Consolidated Statement of Financial Position.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash and financial instrument collateral pledged subject to enforceable master netting arrangement or similar agreement not set off against financial liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CashAndFinancialInstrumentCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash and financial instrument collateral received subject to enforceable master netting arrangement or similar agreement not set off against financial assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CashAndFinancialInstrumentCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of offsetting of financial assets liabilities [line items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial instruments subject to an enforceable master netting arrangement or similar agreement that are not set off against financial assets. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG40D<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG40D&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 13C<br> -Subparagraph d<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_13C_d_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialInstrumentsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial instruments subject to an enforceable master netting arrangement or similar agreement that are not set off against financial liabilities. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG40D<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG40D&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 13C<br> -Subparagraph d<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_13C_d_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets set off against financial liabilities when an entity: (a) currently has a legally enforceable right to set off the recognised amounts; and (b) intends either to settle on a net basis, or to realise the asset and settle the liability simultaneously. [Refer: Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 13C<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_13C_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gross amount of recognised financial assets that are subject either to offsetting or to an enforceable master netting arrangement or similar agreement. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 13C<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_13C_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<td style="white-space:nowrap;">ifrs-full_GrossFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities set off against financial assets when an entity: (a) currently has a legally enforceable right to set off the recognised amounts; and (b) intends either to settle on a net basis or to realise the asset and settle the liability simultaneously. [Refer: Financial assets; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 13C<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_13C_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gross amount of recognised financial liabilities that are subject either to offsetting or to an enforceable master netting arrangement or similar agreement. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 13C<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_13C_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GrossFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount remaining after deducting the amounts subject to an enforceable master netting arrangement or similar agreement that were not set off against financial assets, from the net amount of financial assets subject to offsetting or subject to an enforceable master netting arrangement or similar agreement presented in the statement of financial position.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 13C<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_13C_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net amount of financial assets that are subject either to offsetting or to an enforceable master netting arrangement or similar agreement, presented in the statement of financial position. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 13C<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_13C_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetFinancialAssetsSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount remaining after deducting the amounts subject to an enforceable master netting arrangement or similar agreement that were not set off against financial liabilities, from the net amount of financial liabilities subject to offsetting or subject to an enforceable master netting arrangement or similar agreement presented in the statement of financial position.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 13C<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_13C_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreements</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The net amount of financial liabilities that are subject either to offsetting or to an enforceable master netting arrangement or similar agreement, presented in the statement of financial position. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 13C<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_13C_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetFinancialLiabilitiesSubjectToOffsettingEnforceableMasterNettingArrangementsOrSimilarAgreementsInStatementOfFinancialPosition</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Offsetting Financial Assets and Financial Liabilities - Summary of Financial Assets and Liabilities Offsetting, Enforceable Master Netting or Similar Arrangement (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_DerivativeFinancialInstrumentsLiabilities1Member', window );">Derivative financial instruments [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems', window );"><strong>Disclosure of offsetting of financial assets liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities', window );">Cash collateral pledged</a></td>
<td class="nump">$ 11,750<span></span>
</td>
<td class="nump">$ 10,847<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NoncashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities', window );">Non-cash collateral pledged</a></td>
<td class="nump">2,226<span></span>
</td>
<td class="nump">718<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_DerivativeFinancialInstrumentsAssets1Member', window );">Derivative financial instruments [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems', window );"><strong>Disclosure of offsetting of financial assets liabilities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets', window );">Cash collateral received</a></td>
<td class="nump">4,774<span></span>
</td>
<td class="nump">4,505<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonCashCollateralReceivedOrPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAndLiabilities', window );">Non-cash collateral</a></td>
<td class="nump">$ 1,009<span></span>
</td>
<td class="nump">$ 1,054<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of offsetting of financial assets liabilities [line items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfOffsettingOfFinancialAssetsLiabilitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NonCashCollateralReceivedOrPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAndLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Non cash collateral received or pledged subject to enforceable master netting arrangement or similar agreement not set off against financial assets and liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NonCashCollateralReceivedOrPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssetsAndLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NoncashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Noncash collateral pledged subject to enforceable master netting arrangement or similar agreement not set off against financial liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NoncashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of cash collateral pledged that is subject to an enforceable master netting arrangement or similar agreement and that is not set off against financial liabilities. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG40D<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG40D&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 13C<br> -Subparagraph d<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_13C_d_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashCollateralPledgedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of cash collateral received that is subject to an enforceable master netting arrangement or similar agreement and that is not set off against financial assets. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG40D<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG40D&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 13C<br> -Subparagraph d<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_13C_d_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashCollateralReceivedSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_DerivativeFinancialInstrumentsLiabilities1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_DerivativeFinancialInstrumentsLiabilities1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_DerivativeFinancialInstrumentsAssets1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_DerivativeFinancialInstrumentsAssets1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Investment Securities - Disclosure of Carrying Value of Banks Investment Securities Per Measurement Category (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecurities', window );">Investment securities</a></td>
<td class="nump">$ 149,948<span></span>
</td>
<td class="nump">$ 152,832<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_DebtInvestmentsMember', window );">Debt Investments [member] | Financial assets measured at fair value through other comprehensive income, category [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecurities', window );">Investment securities</a></td>
<td class="nump">123,732<span></span>
</td>
<td class="nump">118,226<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_DebtInvestmentsMember', window );">Debt Investments [member] | Financial assets at amortised cost, category [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecurities', window );">Investment securities</a></td>
<td class="nump">23,722<span></span>
</td>
<td class="nump">29,412<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_DebtInvestmentsMember', window );">Debt Investments [member] | Financial assets at fair value through profit or loss, category [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecurities', window );">Investment securities</a></td>
<td class="nump">23<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_EquityInvestmentsMember', window );">Equity securities [member] | Investments in equity instruments designated at fair value through other comprehensive income [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecurities', window );">Investment securities</a></td>
<td class="nump">398<span></span>
</td>
<td class="nump">3,162<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_EquityInvestmentsMember', window );">Equity securities [member] | Financial assets at fair value through profit or loss, category [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecurities', window );">Investment securities</a></td>
<td class="nump">$ 2,073<span></span>
</td>
<td class="nump">$ 2,004<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InvestmentSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Investment securities which is made up of non-trading debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InvestmentSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_DebtInvestmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_DebtInvestmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_EquityInvestmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_EquityInvestmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Investment Securities - Disclosure of Unrealized Gains and Losses on Fair Value Through Other Comprehensive Income Securities (Detail) - Financial assets measured at fair value through other comprehensive income, category [member] - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="nump">$ 122,993<span></span>
</td>
<td class="nump">$ 119,148<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsGrossUnrealizedGain', window );">Gross unrealized gains</a></td>
<td class="nump">1,661<span></span>
</td>
<td class="nump">870<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsGrossUnrealizedLoss', window );">Gross unrealized losses</a></td>
<td class="nump">922<span></span>
</td>
<td class="nump">1,792<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value</a></td>
<td class="nump">123,732<span></span>
</td>
<td class="nump">118,226<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Canadian federal government issued or guaranteed debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="nump">22,815<span></span>
</td>
<td class="nump">21,473<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsGrossUnrealizedGain', window );">Gross unrealized gains</a></td>
<td class="nump">359<span></span>
</td>
<td class="nump">219<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsGrossUnrealizedLoss', window );">Gross unrealized losses</a></td>
<td class="nump">64<span></span>
</td>
<td class="nump">152<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value</a></td>
<td class="nump">23,110<span></span>
</td>
<td class="nump">21,540<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Canadian provincial and municipal debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="nump">20,490<span></span>
</td>
<td class="nump">17,500<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsGrossUnrealizedGain', window );">Gross unrealized gains</a></td>
<td class="nump">430<span></span>
</td>
<td class="nump">234<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsGrossUnrealizedLoss', window );">Gross unrealized losses</a></td>
<td class="nump">77<span></span>
</td>
<td class="nump">209<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value</a></td>
<td class="nump">20,843<span></span>
</td>
<td class="nump">17,525<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="nump">49,111<span></span>
</td>
<td class="nump">47,156<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsGrossUnrealizedGain', window );">Gross unrealized gains</a></td>
<td class="nump">483<span></span>
</td>
<td class="nump">214<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsGrossUnrealizedLoss', window );">Gross unrealized losses</a></td>
<td class="nump">558<span></span>
</td>
<td class="nump">994<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value</a></td>
<td class="nump">49,036<span></span>
</td>
<td class="nump">46,376<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Other foreign government debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="nump">27,570<span></span>
</td>
<td class="nump">29,505<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsGrossUnrealizedGain', window );">Gross unrealized gains</a></td>
<td class="nump">358<span></span>
</td>
<td class="nump">181<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsGrossUnrealizedLoss', window );">Gross unrealized losses</a></td>
<td class="nump">202<span></span>
</td>
<td class="nump">400<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value</a></td>
<td class="nump">27,726<span></span>
</td>
<td class="nump">29,286<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember', window );">Other debt [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="nump">3,007<span></span>
</td>
<td class="nump">3,514<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsGrossUnrealizedGain', window );">Gross unrealized gains</a></td>
<td class="nump">31<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsGrossUnrealizedLoss', window );">Gross unrealized losses</a></td>
<td class="nump">21<span></span>
</td>
<td class="nump">37<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value</a></td>
<td class="nump">$ 3,017<span></span>
</td>
<td class="nump">$ 3,499<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_FinancialAssetsGrossUnrealizedGain">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financial assets, gross, unrealized gain</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_FinancialAssetsGrossUnrealizedGain</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_FinancialAssetsGrossUnrealizedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financial assets, gross, unrealized loss</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_FinancialAssetsGrossUnrealizedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtAmortisedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at amortised cost. The amortised cost is the amount at which financial assets are measured at initial recognition minus principal repayments, plus or minus the cumulative amortisation using the effective interest method of any difference between that initial amount and the maturity amount, and adjusted for any impairment. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtAmortisedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial assets. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_CanadianFederalGovernmentIssuedOrGuaranteedDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CanadianFederalGovernmentIssuedOrGuaranteedDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_CanadianProvincialAndMunicipalDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CanadianProvincialAndMunicipalDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_UsTreasuryAndOtherUsAgencyDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_UsTreasuryAndOtherUsAgencyDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_OtherForeignGovernmentDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_OtherForeignGovernmentDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_OtherDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_OtherDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Investment Securities - Summary of Analysis of Fair Value and Carrying Value of Investment Securities Measured at Amortized Cost (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_FinancialAssetsAtFairValueInvestmentSecuritiesMember', window );">Financial assets at fair value, investment securities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 23,239<span></span>
</td>
<td class="nump">$ 28,422<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_FinancialAssetsAtFairValueInvestmentSecuritiesMember', window );">Financial assets at fair value, investment securities [member] | Canadian federal government issued or guaranteed debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,553<span></span>
</td>
<td class="nump">8,722<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_FinancialAssetsAtFairValueInvestmentSecuritiesMember', window );">Financial assets at fair value, investment securities [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">15,178<span></span>
</td>
<td class="nump">17,440<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_FinancialAssetsAtFairValueInvestmentSecuritiesMember', window );">Financial assets at fair value, investment securities [member] | Other foreign government debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,285<span></span>
</td>
<td class="nump">2,044<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_FinancialAssetsAtFairValueInvestmentSecuritiesMember', window );">Financial assets at fair value, investment securities [member] | Corporate debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">223<span></span>
</td>
<td class="nump">216<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_FinancialAssetsAtCarryingValueInvestmentSecuritiesMember', window );">Financial assets at carrying value, investment securities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">23,722<span></span>
</td>
<td class="nump">29,412<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_FinancialAssetsAtCarryingValueInvestmentSecuritiesMember', window );">Financial assets at carrying value, investment securities [member] | Canadian federal government issued or guaranteed debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5,467<span></span>
</td>
<td class="nump">8,721<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_FinancialAssetsAtCarryingValueInvestmentSecuritiesMember', window );">Financial assets at carrying value, investment securities [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">15,758<span></span>
</td>
<td class="nump">18,440<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_FinancialAssetsAtCarryingValueInvestmentSecuritiesMember', window );">Financial assets at carrying value, investment securities [member] | Other foreign government debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,281<span></span>
</td>
<td class="nump">2,041<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_FinancialAssetsAtCarryingValueInvestmentSecuritiesMember', window );">Financial assets at carrying value, investment securities [member] | Corporate debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 216<span></span>
</td>
<td class="nump">$ 210<span></span>
</td>
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<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Balances are net of allowances, which are $1 (2024 &#8211; $1).</td>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at amortised cost. The amortised cost is the amount at which financial assets are measured at initial recognition minus principal repayments, plus or minus the cumulative amortisation using the effective interest method of any difference between that initial amount and the maturity amount, and adjusted for any impairment. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CorporateDebtMember</td>
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<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Investment Securities - Summary of Analysis of Fair Value and Carrying Value of Investment Securities Measured at Amortized Cost (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying value debt investment securities at amortized cost net of allowances.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=ifrs-full_DebtSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</div>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>167
<FILENAME>R115.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Investment Securities - Summary of Equity Investment Securities Designated as at Fair Value Through Other Comprehensive Income (Detail) - Investments in equity instruments designated at fair value through other comprehensive income [member] - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="nump">$ 178<span></span>
</td>
<td class="nump">$ 2,522<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsGrossUnrealizedGain', window );">Gross unrealized gains</a></td>
<td class="nump">221<span></span>
</td>
<td class="nump">713<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsGrossUnrealizedLoss', window );">Gross unrealized losses</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">73<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value</a></td>
<td class="nump">398<span></span>
</td>
<td class="nump">3,162<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember', window );">Common shares [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtAmortisedCost', window );">Cost</a></td>
<td class="nump">178<span></span>
</td>
<td class="nump">2,522<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsGrossUnrealizedGain', window );">Gross unrealized gains</a></td>
<td class="nump">221<span></span>
</td>
<td class="nump">713<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FinancialAssetsGrossUnrealizedLoss', window );">Gross unrealized losses</a></td>
<td class="nump">1<span></span>
</td>
<td class="nump">73<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsAtFairValue', window );">Fair value</a></td>
<td class="nump">$ 398<span></span>
</td>
<td class="nump">$ 3,162<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_FinancialAssetsGrossUnrealizedGain">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financial assets, gross, unrealized gain</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_FinancialAssetsGrossUnrealizedGain</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_FinancialAssetsGrossUnrealizedLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Financial assets, gross, unrealized loss</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_FinancialAssetsGrossUnrealizedLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtAmortisedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets at amortised cost. The amortised cost is the amount at which financial assets are measured at initial recognition minus principal repayments, plus or minus the cumulative amortisation using the effective interest method of any difference between that initial amount and the maturity amount, and adjusted for any impairment. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 8<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_8_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtAmortisedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial assets. [Refer: At fair value [member]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_CommonSharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CommonSharesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</body>
</html>
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>168
<FILENAME>R116.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment Securities - Additional Information (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FairValueOfInvestmentsInEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncomeDisposedDuringThePeriod', window );">Fair value of disposed equity securities</a></td>
<td class="nump">$ 1,839<span></span>
</td>
<td class="nump">$ 938<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Cumulative after-tax gain/(loss) on equity securities designated at FVOCI</a></td>
<td class="nump">512<span></span>
</td>
<td class="nump">21<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod', window );">Dividend income</a></td>
<td class="nump">$ 47<span></span>
</td>
<td class="nump">$ 122<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_FairValueOfInvestmentsInEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncomeDisposedDuringThePeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value of investments in equity instruments designated at fair value through other comprehensive income disposed during the period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_FairValueOfInvestmentsInEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncomeDisposedDuringThePeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The cumulative gain (loss) on disposal of investments in equity instruments that the entity has designated at fair value through other comprehensive income. [Refer: At fair value [member]; Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 11B<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_11B_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends related to investments in equity instruments that the entity has designated at fair value through other comprehensive income, held at the end of the reporting period. [Refer: Investments in equity instruments designated at fair value through other comprehensive income [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 11A<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_11A_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Investment Securities - Analysis of the Carrying Value of Investment Securities (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 149,948<span></span>
</td>
<td class="nump">$ 152,832<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfEntitysOwnEquityInstrumentsAxis=bns_DebtInstrumentsMember', window );">Debt instruments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">123,732<span></span>
</td>
<td class="nump">118,226<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=currency_CAD', window );">Canadian dollar [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">44,376<span></span>
</td>
<td class="nump">43,922<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=currency_USD', window );">U.S. dollar [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">82,866<span></span>
</td>
<td class="nump">83,392<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=currency_MXV', window );">Mexican peso [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,361<span></span>
</td>
<td class="nump">5,678<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=bns_OtherCurrenciesMember', window );">Other currencies [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17,345<span></span>
</td>
<td class="nump">19,840<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_FairValueThroughOtherComprehensiveIncomeMember', window );">Fair Value Through Other Comprehensive Income [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">124,130<span></span>
</td>
<td class="nump">121,388<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_FairValueThroughOtherComprehensiveIncomeMember', window );">Fair Value Through Other Comprehensive Income [member] | Canadian federal government issued or guaranteed debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 23,110<span></span>
</td>
<td class="nump">$ 21,540<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.50%<span></span>
</td>
<td class="nump">3.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_FairValueThroughOtherComprehensiveIncomeMember', window );">Fair Value Through Other Comprehensive Income [member] | Canadian provincial and municipal debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 20,843<span></span>
</td>
<td class="nump">$ 17,525<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.60%<span></span>
</td>
<td class="nump">3.70%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_FairValueThroughOtherComprehensiveIncomeMember', window );">Fair Value Through Other Comprehensive Income [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 49,036<span></span>
</td>
<td class="nump">$ 46,376<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.80%<span></span>
</td>
<td class="nump">3.70%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_FairValueThroughOtherComprehensiveIncomeMember', window );">Fair Value Through Other Comprehensive Income [member] | Other foreign government debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 27,726<span></span>
</td>
<td class="nump">$ 29,286<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.50%<span></span>
</td>
<td class="nump">4.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_FairValueThroughOtherComprehensiveIncomeMember', window );">Fair Value Through Other Comprehensive Income [member] | Other debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3,017<span></span>
</td>
<td class="nump">$ 3,499<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">4.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_FairValueThroughOtherComprehensiveIncomeMember', window );">Fair Value Through Other Comprehensive Income [member] | Common shares [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 398<span></span>
</td>
<td class="nump">$ 3,162<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial assets at amortised cost, class [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23,722<span></span>
</td>
<td class="nump">29,412<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial assets at amortised cost, class [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 15,758<span></span>
</td>
<td class="nump">$ 18,440<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.40%<span></span>
</td>
<td class="nump">4.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial assets at amortised cost, class [member] | Other foreign government debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 2,281<span></span>
</td>
<td class="nump">$ 2,041<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.00%<span></span>
</td>
<td class="nump">5.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial assets at amortised cost, class [member] | Canadian federal and provincial government issued or guaranteed debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 5,467<span></span>
</td>
<td class="nump">$ 8,721<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.70%<span></span>
</td>
<td class="nump">3.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember', window );">Financial assets at amortised cost, class [member] | Corporate debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 216<span></span>
</td>
<td class="nump">$ 210<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5.50%<span></span>
</td>
<td class="nump">5.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_FairValueThroughProfitAndLossMember', window );">Fair value through profit and loss [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 149,948<span></span>
</td>
<td class="nump">$ 152,832<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_FairValueThroughProfitAndLossMember', window );">Fair value through profit and loss [member] | Debt instruments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_FairValueThroughProfitAndLossMember', window );">Fair value through profit and loss [member] | Equity instruments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,073<span></span>
</td>
<td class="nump">2,004<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,631<span></span>
</td>
<td class="nump">11,535<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | Debt instruments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,089<span></span>
</td>
<td class="nump">10,598<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | Canadian dollar [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,611<span></span>
</td>
<td class="nump">2,725<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | U.S. dollar [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,144<span></span>
</td>
<td class="nump">2,696<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | Mexican peso [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">234<span></span>
</td>
<td class="nump">948<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | Other currencies [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,642<span></span>
</td>
<td class="nump">5,166<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | Fair Value Through Other Comprehensive Income [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,089<span></span>
</td>
<td class="nump">10,598<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | Fair Value Through Other Comprehensive Income [member] | Canadian federal government issued or guaranteed debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 774<span></span>
</td>
<td class="nump">$ 1,873<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">4.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | Fair Value Through Other Comprehensive Income [member] | Canadian provincial and municipal debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 578<span></span>
</td>
<td class="nump">$ 213<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2.60%<span></span>
</td>
<td class="nump">1.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | Fair Value Through Other Comprehensive Income [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 694<span></span>
</td>
<td class="nump">$ 2,308<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.90%<span></span>
</td>
<td class="nump">2.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | Fair Value Through Other Comprehensive Income [member] | Other foreign government debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3,884<span></span>
</td>
<td class="nump">$ 6,203<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2.80%<span></span>
</td>
<td class="nump">2.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | Fair Value Through Other Comprehensive Income [member] | Other debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 159<span></span>
</td>
<td class="nump">$ 1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">6.00%<span></span>
</td>
<td class="nump">10.70%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | Financial assets at amortised cost, class [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 540<span></span>
</td>
<td class="nump">$ 935<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | Financial assets at amortised cost, class [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | Financial assets at amortised cost, class [member] | Other foreign government debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 246<span></span>
</td>
<td class="nump">$ 324<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1.90%<span></span>
</td>
<td class="nump">3.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | Financial assets at amortised cost, class [member] | Canadian federal and provincial government issued or guaranteed debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 294<span></span>
</td>
<td class="nump">$ 610<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1.20%<span></span>
</td>
<td class="nump">4.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | Fair value through profit and loss [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 6,631<span></span>
</td>
<td class="nump">$ 11,535<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember', window );">Within three months [member] | Fair value through profit and loss [member] | Debt instruments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24,185<span></span>
</td>
<td class="nump">17,502<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | Debt instruments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21,870<span></span>
</td>
<td class="nump">14,666<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | Canadian dollar [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,617<span></span>
</td>
<td class="nump">6,799<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | U.S. dollar [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,858<span></span>
</td>
<td class="nump">3,894<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | Mexican peso [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,131<span></span>
</td>
<td class="nump">1,215<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | Other currencies [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,579<span></span>
</td>
<td class="nump">5,594<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | Fair Value Through Other Comprehensive Income [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21,870<span></span>
</td>
<td class="nump">14,666<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | Fair Value Through Other Comprehensive Income [member] | Canadian federal government issued or guaranteed debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3,596<span></span>
</td>
<td class="nump">$ 4,054<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.10%<span></span>
</td>
<td class="nump">4.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | Fair Value Through Other Comprehensive Income [member] | Canadian provincial and municipal debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 2,200<span></span>
</td>
<td class="nump">$ 1,882<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2.30%<span></span>
</td>
<td class="nump">3.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | Fair Value Through Other Comprehensive Income [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 10,216<span></span>
</td>
<td class="nump">$ 2,209<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.00%<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | Fair Value Through Other Comprehensive Income [member] | Other foreign government debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 5,054<span></span>
</td>
<td class="nump">$ 6,069<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.20%<span></span>
</td>
<td class="nump">3.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | Fair Value Through Other Comprehensive Income [member] | Other debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 804<span></span>
</td>
<td class="nump">$ 452<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">6.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | Financial assets at amortised cost, class [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 2,315<span></span>
</td>
<td class="nump">$ 2,836<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | Financial assets at amortised cost, class [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 31<span></span>
</td>
<td class="nump">$ 48<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.90%<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | Financial assets at amortised cost, class [member] | Other foreign government debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1,173<span></span>
</td>
<td class="nump">$ 689<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.50%<span></span>
</td>
<td class="nump">8.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | Financial assets at amortised cost, class [member] | Canadian federal and provincial government issued or guaranteed debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1,110<span></span>
</td>
<td class="nump">$ 2,099<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2.60%<span></span>
</td>
<td class="nump">2.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | Financial assets at amortised cost, class [member] | Corporate debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">6.80%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember', window );">Three to twelve months [member] | Fair value through profit and loss [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 24,185<span></span>
</td>
<td class="nump">$ 17,502<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">67,146<span></span>
</td>
<td class="nump">72,545<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Debt instruments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">62,365<span></span>
</td>
<td class="nump">65,724<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Canadian dollar [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">19,080<span></span>
</td>
<td class="nump">23,034<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | U.S. dollar [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">38,137<span></span>
</td>
<td class="nump">40,362<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Mexican peso [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,052<span></span>
</td>
<td class="nump">3,139<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Other currencies [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,877<span></span>
</td>
<td class="nump">6,010<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Fair Value Through Other Comprehensive Income [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">62,365<span></span>
</td>
<td class="nump">65,724<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Fair Value Through Other Comprehensive Income [member] | Canadian federal government issued or guaranteed debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 11,408<span></span>
</td>
<td class="nump">$ 11,699<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.50%<span></span>
</td>
<td class="nump">3.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Fair Value Through Other Comprehensive Income [member] | Canadian provincial and municipal debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 6,841<span></span>
</td>
<td class="nump">$ 8,190<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.60%<span></span>
</td>
<td class="nump">3.70%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Fair Value Through Other Comprehensive Income [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 28,156<span></span>
</td>
<td class="nump">$ 30,098<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">3.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Fair Value Through Other Comprehensive Income [member] | Other foreign government debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 14,192<span></span>
</td>
<td class="nump">$ 12,969<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.90%<span></span>
</td>
<td class="nump">5.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Fair Value Through Other Comprehensive Income [member] | Other debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1,768<span></span>
</td>
<td class="nump">$ 2,768<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.80%<span></span>
</td>
<td class="nump">3.70%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Financial assets at amortised cost, class [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 4,760<span></span>
</td>
<td class="nump">$ 6,795<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Financial assets at amortised cost, class [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 88<span></span>
</td>
<td class="nump">$ 116<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.70%<span></span>
</td>
<td class="nump">4.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Financial assets at amortised cost, class [member] | Other foreign government debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 750<span></span>
</td>
<td class="nump">$ 858<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2.50%<span></span>
</td>
<td class="nump">3.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Financial assets at amortised cost, class [member] | Canadian federal and provincial government issued or guaranteed debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3,853<span></span>
</td>
<td class="nump">$ 5,740<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.10%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Financial assets at amortised cost, class [member] | Corporate debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 69<span></span>
</td>
<td class="nump">$ 81<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5.40%<span></span>
</td>
<td class="nump">6.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Fair value through profit and loss [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 67,146<span></span>
</td>
<td class="nump">$ 72,545<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to five years [member] | Fair value through profit and loss [member] | Debt instruments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21<span></span>
</td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25,744<span></span>
</td>
<td class="nump">19,677<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Debt instruments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25,425<span></span>
</td>
<td class="nump">19,253<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Canadian dollar [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">15,402<span></span>
</td>
<td class="nump">8,491<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | U.S. dollar [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,889<span></span>
</td>
<td class="nump">8,471<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Mexican peso [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">838<span></span>
</td>
<td class="nump">332<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Other currencies [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,615<span></span>
</td>
<td class="nump">2,383<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Fair Value Through Other Comprehensive Income [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25,425<span></span>
</td>
<td class="nump">19,253<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Fair Value Through Other Comprehensive Income [member] | Canadian federal government issued or guaranteed debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 6,505<span></span>
</td>
<td class="nump">$ 3,072<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.50%<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Fair Value Through Other Comprehensive Income [member] | Canadian provincial and municipal debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 11,091<span></span>
</td>
<td class="nump">$ 6,811<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.80%<span></span>
</td>
<td class="nump">3.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Fair Value Through Other Comprehensive Income [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3,240<span></span>
</td>
<td class="nump">$ 5,387<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.70%<span></span>
</td>
<td class="nump">4.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Fair Value Through Other Comprehensive Income [member] | Other foreign government debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 4,312<span></span>
</td>
<td class="nump">$ 3,715<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5.20%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Fair Value Through Other Comprehensive Income [member] | Other debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 277<span></span>
</td>
<td class="nump">$ 268<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.50%<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Financial assets at amortised cost, class [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 319<span></span>
</td>
<td class="nump">$ 424<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Financial assets at amortised cost, class [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 27<span></span>
</td>
<td class="nump">$ 13<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.50%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Financial assets at amortised cost, class [member] | Other foreign government debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 82<span></span>
</td>
<td class="nump">$ 139<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.80%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Financial assets at amortised cost, class [member] | Canadian federal and provincial government issued or guaranteed debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 210<span></span>
</td>
<td class="nump">$ 272<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.90%<span></span>
</td>
<td class="nump">4.70%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member] | Fair value through profit and loss [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 25,744<span></span>
</td>
<td class="nump">$ 19,677<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23,771<span></span>
</td>
<td class="nump">26,407<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Debt instruments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,983<span></span>
</td>
<td class="nump">7,985<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Canadian dollar [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,114<span></span>
</td>
<td class="nump">1,409<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | U.S. dollar [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,343<span></span>
</td>
<td class="nump">24,636<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Other currencies [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">314<span></span>
</td>
<td class="nump">362<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Fair Value Through Other Comprehensive Income [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,983<span></span>
</td>
<td class="nump">7,985<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Fair Value Through Other Comprehensive Income [member] | Canadian federal government issued or guaranteed debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 827<span></span>
</td>
<td class="nump">$ 842<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.80%<span></span>
</td>
<td class="nump">3.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Fair Value Through Other Comprehensive Income [member] | Canadian provincial and municipal debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 133<span></span>
</td>
<td class="nump">$ 429<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">3.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Fair Value Through Other Comprehensive Income [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 6,730<span></span>
</td>
<td class="nump">$ 6,374<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.30%<span></span>
</td>
<td class="nump">4.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Fair Value Through Other Comprehensive Income [member] | Other foreign government debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 284<span></span>
</td>
<td class="nump">$ 330<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.90%<span></span>
</td>
<td class="nump">4.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Fair Value Through Other Comprehensive Income [member] | Other debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 9<span></span>
</td>
<td class="nump">$ 10<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5.90%<span></span>
</td>
<td class="nump">5.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Financial assets at amortised cost, class [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 15,788<span></span>
</td>
<td class="nump">$ 18,422<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Financial assets at amortised cost, class [member] | U.S. treasury and other U.S. agency debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 15,612<span></span>
</td>
<td class="nump">$ 18,262<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.40%<span></span>
</td>
<td class="nump">4.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Financial assets at amortised cost, class [member] | Other foreign government debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 30<span></span>
</td>
<td class="nump">$ 31<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.30%<span></span>
</td>
<td class="nump">4.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Financial assets at amortised cost, class [member] | Corporate debt [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 146<span></span>
</td>
<td class="nump">$ 129<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WeightedAverageYieldFixedIncomeSecurities', window );">Yield %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5.50%<span></span>
</td>
<td class="nump">5.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member] | Fair value through profit and loss [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 23,771<span></span>
</td>
<td class="nump">$ 26,407<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember', window );">No specific maturity [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,471<span></span>
</td>
<td class="nump">5,166<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember', window );">No specific maturity [member] | Canadian dollar [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">552<span></span>
</td>
<td class="nump">1,464<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember', window );">No specific maturity [member] | U.S. dollar [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,495<span></span>
</td>
<td class="nump">3,333<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember', window );">No specific maturity [member] | Mexican peso [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">106<span></span>
</td>
<td class="nump">44<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember', window );">No specific maturity [member] | Other currencies [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">318<span></span>
</td>
<td class="nump">325<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember', window );">No specific maturity [member] | Fair Value Through Other Comprehensive Income [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">398<span></span>
</td>
<td class="nump">3,162<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember', window );">No specific maturity [member] | Fair Value Through Other Comprehensive Income [member] | Common shares [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">398<span></span>
</td>
<td class="nump">3,162<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember', window );">No specific maturity [member] | Fair value through profit and loss [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,471<span></span>
</td>
<td class="nump">5,166<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember', window );">No specific maturity [member] | Fair value through profit and loss [member] | Equity instruments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecuritiesCarryingValue', window );">Financial instruments at carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 2,073<span></span>
</td>
<td class="nump">$ 2,004<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Represents the weighted-average yield of fixed income securities.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InvestmentSecuritiesCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Investment securities carrying value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InvestmentSecuritiesCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_WeightedAverageYieldFixedIncomeSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Weighted average yield fixed income securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_WeightedAverageYieldFixedIncomeSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfEntitysOwnEquityInstrumentsAxis=bns_DebtInstrumentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfEntitysOwnEquityInstrumentsAxis=bns_DebtInstrumentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=currency_CAD">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_CAD</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=currency_USD">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_USD</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=currency_MXV">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_MXV</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=bns_OtherCurrenciesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=bns_OtherCurrenciesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_FairValueThroughOtherComprehensiveIncomeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bns_FairValueThroughOtherComprehensiveIncomeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_CanadianFederalGovernmentIssuedOrGuaranteedDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CanadianFederalGovernmentIssuedOrGuaranteedDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_CanadianProvincialAndMunicipalDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CanadianProvincialAndMunicipalDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_UsTreasuryAndOtherUsAgencyDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_UsTreasuryAndOtherUsAgencyDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_OtherForeignGovernmentDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_OtherForeignGovernmentDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_OtherDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_OtherDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_CommonSharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CommonSharesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_FinancialAssetsAtAmortisedCostMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CanadianFederalAndProvincialGovernmentIssuedOrGuaranteedDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_CorporateDebtMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_CorporateDebtMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_FairValueThroughProfitAndLossMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bns_FairValueThroughProfitAndLossMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAssetsAxis=bns_EquityInstrumentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAssetsAxis=bns_EquityInstrumentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_NotLaterThanThreeMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeMonthsAndNotLaterThanOneYearMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_WithNoSpecificMaturityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>170
<FILENAME>R118.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investment Securities - Schedule of Analysis of Net Gain on Sale of Investment Securities (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsAbstract', window );"><strong>Disclosure of financial assets [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GainLossOnSaleOfInvestmentSecuritiesMeasuredAtAmortizedCost', window );">Debt investment securities measured at amortized cost</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_FairValueGainLossRecognisedInOtherComprehensiveIncomeReclassified', window );">Debt investment securities measured at fair value through other comprehensive income (FVOCI)</a></td>
<td class="nump">$ 71<span></span>
</td>
<td class="nump">47<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesOnDisposalsOfInvestments', window );">Net gain on sale of investment securities</a></td>
<td class="nump">$ 71<span></span>
</td>
<td class="nump">$ 48<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_FairValueGainLossRecognisedInOtherComprehensiveIncomeReclassified">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Fair value gain (loss) recognised in other comprehensive income reclassified.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_FairValueGainLossRecognisedInOtherComprehensiveIncomeReclassified</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GainLossOnSaleOfInvestmentSecuritiesMeasuredAtAmortizedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gain Loss On Sale Of Investment Securities Measured At Amortized Cost.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GainLossOnSaleOfInvestmentSecuritiesMeasuredAtAmortizedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnDisposalsOfInvestments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) on disposals of investments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 98<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_98_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnDisposalsOfInvestments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>171
<FILENAME>R119.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Loans, Impaired Loans and Allowance for Credit Losses - Schedule of Loans at Amortized Cost (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems', window );"><strong>Disclosure of fair value financial assets amortised cost [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">$ 778,508<span></span>
</td>
<td class="nump">$ 767,365<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount [member] | Residential mortgages [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems', window );"><strong>Disclosure of fair value financial assets amortised cost [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">370,191<span></span>
</td>
<td class="nump">350,941<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount [member] | Loans to consumers [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems', window );"><strong>Disclosure of fair value financial assets amortised cost [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">110,567<span></span>
</td>
<td class="nump">106,379<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount [member] | Credit Card [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems', window );"><strong>Disclosure of fair value financial assets amortised cost [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">18,045<span></span>
</td>
<td class="nump">17,374<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount [member] | Business and government [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems', window );"><strong>Disclosure of fair value financial assets amortised cost [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">279,705<span></span>
</td>
<td class="nump">292,671<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=bns_NetCarryingAmountMember', window );">Net Carrying Amount [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems', window );"><strong>Disclosure of fair value financial assets amortised cost [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">771,045<span></span>
</td>
<td class="nump">760,829<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=bns_NetCarryingAmountMember', window );">Net Carrying Amount [member] | Residential mortgages [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems', window );"><strong>Disclosure of fair value financial assets amortised cost [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">368,731<span></span>
</td>
<td class="nump">349,733<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=bns_NetCarryingAmountMember', window );">Net Carrying Amount [member] | Loans to consumers [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems', window );"><strong>Disclosure of fair value financial assets amortised cost [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">108,135<span></span>
</td>
<td class="nump">104,060<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=bns_NetCarryingAmountMember', window );">Net Carrying Amount [member] | Credit Card [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems', window );"><strong>Disclosure of fair value financial assets amortised cost [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">16,690<span></span>
</td>
<td class="nump">16,214<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=bns_NetCarryingAmountMember', window );">Net Carrying Amount [member] | Business and government [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems', window );"><strong>Disclosure of fair value financial assets amortised cost [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">277,489<span></span>
</td>
<td class="nump">290,822<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_FinancialAssetsIndividuallyAssessedForCreditLossesMember', window );">Financial assets individually assessed for credit losses [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems', window );"><strong>Disclosure of fair value financial assets amortised cost [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">7,463<span></span>
</td>
<td class="nump">6,536<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_FinancialAssetsIndividuallyAssessedForCreditLossesMember', window );">Financial assets individually assessed for credit losses [member] | Residential mortgages [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems', window );"><strong>Disclosure of fair value financial assets amortised cost [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">1,460<span></span>
</td>
<td class="nump">1,208<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_FinancialAssetsIndividuallyAssessedForCreditLossesMember', window );">Financial assets individually assessed for credit losses [member] | Loans to consumers [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems', window );"><strong>Disclosure of fair value financial assets amortised cost [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">2,432<span></span>
</td>
<td class="nump">2,319<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_FinancialAssetsIndividuallyAssessedForCreditLossesMember', window );">Financial assets individually assessed for credit losses [member] | Credit Card [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems', window );"><strong>Disclosure of fair value financial assets amortised cost [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">1,355<span></span>
</td>
<td class="nump">1,160<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_FinancialAssetsIndividuallyAssessedForCreditLossesMember', window );">Financial assets individually assessed for credit losses [member] | Business and government [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems', window );"><strong>Disclosure of fair value financial assets amortised cost [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssets', window );">Financial assets</a></td>
<td class="nump">$ 2,216<span></span>
</td>
<td class="nump">$ 1,849<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of fair value financial assets amortised cost [line items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfFairValueFinancialAssetsAmortisedCostLineItems</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that are: (a) cash; (b) an equity instrument of another entity; (c) a contractual right: (i) to receive cash or another financial asset from another entity; or (ii) to exchange financial assets or financial liabilities with another entity under conditions that are potentially favourable to the entity; or (d) a contract that will, or may be, settled in the entity&#8217;s own equity instruments and is: (i) a non-derivative for which the entity is, or may be, obliged to receive a variable number of the entity&#8217;s own equity instruments; or (ii) a derivative that will, or may be, settled other than by the exchange of a fixed amount of cash or another financial asset for a fixed number of the entity&#8217;s own equity instruments. For this purpose the entity&#8217;s own equity instruments do not include puttable financial instruments classified as equity instruments in accordance with paragraphs 16A-16B of IAS 32, instruments that impose on the entity an obligation to deliver to another party a pro rata share of the net assets of the entity only on liquidation and are classified as equity instruments in accordance with paragraphs 16C-16D of IAS 32, or instruments that are contracts for the future receipt or delivery of the entity&#8217;s own equity instruments. [Refer: Classes of financial instruments [domain]; Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 25<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_25&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35N<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35N&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssets</td>
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</div></td></tr>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=bns_NetCarryingAmountMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=bns_NetCarryingAmountMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_FinancialAssetsIndividuallyAssessedForCreditLossesMember">
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_FinancialAssetsIndividuallyAssessedForCreditLossesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>172
<FILENAME>R120.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Loans, Impaired Loans and Allowance for Credit Losses - Loans And Acceptances Outstanding By Geography (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 778,508<span></span>
</td>
<td class="nump">$ 767,365<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BankAcceptanceAssets', window );">Acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">177<span></span>
</td>
<td class="nump">148<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses', window );">Total loans and acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">778,685<span></span>
</td>
<td class="nump">767,513<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoansAndAcceptances', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(7,463)<span></span>
</td>
<td class="num">(6,537)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAndAcceptancesNetOfAllowancesForLoanLosses', window );">Total loans and acceptances net of allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">771,222<span></span>
</td>
<td class="nump">760,976<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">370,191<span></span>
</td>
<td class="nump">350,941<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Loans to consumers [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">110,567<span></span>
</td>
<td class="nump">106,379<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember', window );">Credit Card [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18,045<span></span>
</td>
<td class="nump">17,374<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">279,705<span></span>
</td>
<td class="nump">292,671<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CA', window );">Canada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">531,999<span></span>
</td>
<td class="nump">523,361<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CA', window );">Canada [member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">312,131<span></span>
</td>
<td class="nump">297,677<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CA', window );">Canada [member] | Loans to consumers [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">82,764<span></span>
</td>
<td class="nump">82,892<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CA', window );">Canada [member] | Credit Card [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">9,018<span></span>
</td>
<td class="nump">8,982<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CA', window );">Canada [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">128,086<span></span>
</td>
<td class="nump">133,810<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_US', window );">United States [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">62,136<span></span>
</td>
<td class="nump">59,246<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_US', window );">United States [member] | Loans to consumers [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5,965<span></span>
</td>
<td class="nump">4,009<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_US', window );">United States [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">56,171<span></span>
</td>
<td class="nump">55,237<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_MX', window );">Mexico [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">45,696<span></span>
</td>
<td class="nump">44,190<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_MX', window );">Mexico [member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">18,980<span></span>
</td>
<td class="nump">16,749<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_MX', window );">Mexico [member] | Loans to consumers [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3,436<span></span>
</td>
<td class="nump">2,615<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_MX', window );">Mexico [member] | Credit Card [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,048<span></span>
</td>
<td class="nump">832<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_MX', window );">Mexico [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">22,232<span></span>
</td>
<td class="nump">23,994<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CL', window );">Chile [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">51,111<span></span>
</td>
<td class="nump">49,159<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CL', window );">Chile [member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">21,739<span></span>
</td>
<td class="nump">20,410<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CL', window );">Chile [member] | Loans to consumers [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5,125<span></span>
</td>
<td class="nump">4,868<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CL', window );">Chile [member] | Credit Card [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4,076<span></span>
</td>
<td class="nump">3,551<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CL', window );">Chile [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">20,171<span></span>
</td>
<td class="nump">20,330<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_PE', window );">Peru [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">22,043<span></span>
</td>
<td class="nump">21,038<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_PE', window );">Peru [member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4,625<span></span>
</td>
<td class="nump">4,113<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_PE', window );">Peru [member] | Loans to consumers [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5,801<span></span>
</td>
<td class="nump">5,623<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_PE', window );">Peru [member] | Credit Card [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">492<span></span>
</td>
<td class="nump">757<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_PE', window );">Peru [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">11,125<span></span>
</td>
<td class="nump">10,545<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CO', window );">Colombia [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">13,290<span></span>
</td>
<td class="nump">11,346<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CO', window );">Colombia [member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,384<span></span>
</td>
<td class="nump">2,196<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CO', window );">Colombia [member] | Loans to consumers [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,885<span></span>
</td>
<td class="nump">2,186<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CO', window );">Colombia [member] | Credit Card [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,540<span></span>
</td>
<td class="nump">1,446<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CO', window );">Colombia [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">6,481<span></span>
</td>
<td class="nump">5,518<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember', window );">Other International [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">52,233<span></span>
</td>
<td class="nump">59,025<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember', window );">Other International [member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">10,332<span></span>
</td>
<td class="nump">9,796<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember', window );">Other International [member] | Loans to consumers [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4,591<span></span>
</td>
<td class="nump">4,186<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember', window );">Other International [member] | Credit Card [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,871<span></span>
</td>
<td class="nump">1,806<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember', window );">Other International [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 35,439<span></span>
</td>
<td class="nump">$ 43,237<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Geographic segmentation is based on the location of the property for residential mortgages; otherwise, the residence of the borrower.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">98.8% of acceptances reside outside Canada (October 31, 2024 &#8211; 96.5%).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Loans and acceptances denominated in U.S. dollars were $119,788 (2024 &#8211; $137,804), in Chilean pesos $10,885 (2024 &#8211; $39,425), Mexican pesos $12,754 (2024 &#8211; $31,522), and in other foreign currencies $24,665 (2024 &#8211; $54,549).</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AllowanceAccountForCreditLossesOfLoansAndAcceptances">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Allowance account for credit losses of loans and acceptances.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AllowanceAccountForCreditLossesOfLoansAndAcceptances</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loans and acceptances before allowances for loan losses</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansAndAcceptancesNetOfAllowancesForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loans and acceptances, net of allowances for loan losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansAndAcceptancesNetOfAllowancesForLoanLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansBeforeAllowanceForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of Retail and Wholesale loans made by the entity before allowance for loan losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansBeforeAllowanceForLoanLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BankAcceptanceAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of bank acceptances recognised as assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BankAcceptanceAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CA">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CA</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_US">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_US</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_MX">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_MX</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CL">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CL</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_PE">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_PE</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CO">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CO</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>173
<FILENAME>R121.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Loans, Impaired Loans and Allowance for Credit Losses - Loans And Acceptances Outstanding By Geography (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfForeignBorrowers', window );">Percentage of foreign borrowers</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">98.80%<span></span>
</td>
<td class="nump">96.50%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses', window );">Total loans and acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">$ 778,685<span></span>
</td>
<td class="nump">$ 767,513<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=currency_USD', window );">U.S. dollar [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses', window );">Total loans and acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">119,788<span></span>
</td>
<td class="nump">137,804<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=currency_CLP', window );">Chile, Pesos [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses', window );">Total loans and acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,885<span></span>
</td>
<td class="nump">39,425<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=currency_MXN', window );">Mexico, Pesos [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses', window );">Total loans and acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12,754<span></span>
</td>
<td class="nump">31,522<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=bns_OtherForeignCurrenciesMember', window );">Other Foreign Currencies [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses', window );">Total loans and acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 24,665<span></span>
</td>
<td class="nump">$ 54,549<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Geographic segmentation is based on the location of the property for residential mortgages; otherwise, the residence of the borrower.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Loans and acceptances denominated in U.S. dollars were $119,788 (2024 &#8211; $137,804), in Chilean pesos $10,885 (2024 &#8211; $39,425), Mexican pesos $12,754 (2024 &#8211; $31,522), and in other foreign currencies $24,665 (2024 &#8211; $54,549).</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loans and acceptances before allowances for loan losses</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansAndAcceptancesBeforeAllowancesForLoanLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PercentageOfForeignBorrowers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of foreign borrowers.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PercentageOfForeignBorrowers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=currency_USD">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_USD</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=currency_CLP">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_CLP</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=currency_MXN">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_MXN</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=bns_OtherForeignCurrenciesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=bns_OtherForeignCurrenciesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>174
<FILENAME>R122.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Loans, Impaired Loans and Allowance for Credit Losses - Loans Maturities (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 778,508<span></span>
</td>
<td class="nump">$ 767,365<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(7,463)<span></span>
</td>
<td class="num">(6,536)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Total loans net of allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">771,045<span></span>
</td>
<td class="nump">760,829<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within one year [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">254,923<span></span>
</td>
<td class="nump">234,172<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Total loans net of allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">254,923<span></span>
</td>
<td class="nump">234,172<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to 5 years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">388,164<span></span>
</td>
<td class="nump">406,650<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Total loans net of allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">388,164<span></span>
</td>
<td class="nump">406,650<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember', window );">Five to ten years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">32,742<span></span>
</td>
<td class="nump">28,207<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Total loans net of allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">32,742<span></span>
</td>
<td class="nump">28,207<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember', window );">Over ten years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">27,612<span></span>
</td>
<td class="nump">26,840<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Total loans net of allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">27,612<span></span>
</td>
<td class="nump">26,840<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_NoStatedMaturityMember', window );">No Stated Maturity [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">75,067<span></span>
</td>
<td class="nump">71,496<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(7,463)<span></span>
</td>
<td class="num">(6,536)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Total loans net of allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">67,604<span></span>
</td>
<td class="nump">64,960<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">370,191<span></span>
</td>
<td class="nump">350,941<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,460)<span></span>
</td>
<td class="num">(1,208)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Total loans net of allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">368,731<span></span>
</td>
<td class="nump">349,733<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | Within one year [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">92,485<span></span>
</td>
<td class="nump">72,883<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | One to 5 years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">228,818<span></span>
</td>
<td class="nump">233,469<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | Five to ten years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18,398<span></span>
</td>
<td class="nump">15,456<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | Over ten years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25,699<span></span>
</td>
<td class="nump">25,264<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | No Stated Maturity [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,791<span></span>
</td>
<td class="nump">3,869<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">110,567<span></span>
</td>
<td class="nump">106,379<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,432)<span></span>
</td>
<td class="num">(2,319)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Total loans net of allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">108,135<span></span>
</td>
<td class="nump">104,060<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | Within one year [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21,114<span></span>
</td>
<td class="nump">18,753<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | One to 5 years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">37,982<span></span>
</td>
<td class="nump">37,707<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | Five to ten years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,341<span></span>
</td>
<td class="nump">5,411<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | Over ten years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,269<span></span>
</td>
<td class="nump">1,171<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | No Stated Maturity [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">44,861<span></span>
</td>
<td class="nump">43,337<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember', window );">Credit cards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18,045<span></span>
</td>
<td class="nump">17,374<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,355)<span></span>
</td>
<td class="num">(1,160)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Total loans net of allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,690<span></span>
</td>
<td class="nump">16,214<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember', window );">Credit cards [member] | No Stated Maturity [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18,045<span></span>
</td>
<td class="nump">17,374<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">279,705<span></span>
</td>
<td class="nump">292,671<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,216)<span></span>
</td>
<td class="num">(1,849)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Total loans net of allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">277,489<span></span>
</td>
<td class="nump">290,822<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Within one year [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">141,324<span></span>
</td>
<td class="nump">142,536<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | One to 5 years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">121,364<span></span>
</td>
<td class="nump">135,474<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Five to ten years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,003<span></span>
</td>
<td class="nump">7,340<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Over ten years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">644<span></span>
</td>
<td class="nump">405<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | No Stated Maturity [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,370<span></span>
</td>
<td class="nump">6,916<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FloatingInterestRateMember', window );">Floating interest rate [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">367,518<span></span>
</td>
<td class="nump">357,750<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Total loans net of allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">367,518<span></span>
</td>
<td class="nump">357,750<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FloatingInterestRateMember', window );">Floating interest rate [member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">111,631<span></span>
</td>
<td class="nump">93,626<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FloatingInterestRateMember', window );">Floating interest rate [member] | Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">50,887<span></span>
</td>
<td class="nump">47,790<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FloatingInterestRateMember', window );">Floating interest rate [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">205,000<span></span>
</td>
<td class="nump">216,334<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FixedInterestRateMember', window );">Fixed interest rate [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">401,719<span></span>
</td>
<td class="nump">402,143<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Total loans net of allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">401,719<span></span>
</td>
<td class="nump">402,143<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FixedInterestRateMember', window );">Fixed interest rate [member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">253,782<span></span>
</td>
<td class="nump">253,954<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FixedInterestRateMember', window );">Fixed interest rate [member] | Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">58,258<span></span>
</td>
<td class="nump">57,219<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FixedInterestRateMember', window );">Fixed interest rate [member] | Credit cards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18,045<span></span>
</td>
<td class="nump">17,374<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FixedInterestRateMember', window );">Fixed interest rate [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">71,634<span></span>
</td>
<td class="nump">73,596<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfInterestRatesAxis=bns_NonRateSensitiveMember', window );">Non-rate sensitive [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,271<span></span>
</td>
<td class="nump">7,472<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(7,463)<span></span>
</td>
<td class="num">(6,536)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Total loans net of allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,808<span></span>
</td>
<td class="nump">936<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfInterestRatesAxis=bns_NonRateSensitiveMember', window );">Non-rate sensitive [member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,778<span></span>
</td>
<td class="nump">3,361<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfInterestRatesAxis=bns_NonRateSensitiveMember', window );">Non-rate sensitive [member] | Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,422<span></span>
</td>
<td class="nump">1,370<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfInterestRatesAxis=bns_NonRateSensitiveMember', window );">Non-rate sensitive [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Total loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3,071<span></span>
</td>
<td class="nump">$ 2,741<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Geographic segmentation is based on the location of the property for residential mortgages; otherwise, the residence of the borrower.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AllowanceAccountForCreditLossesOfLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of an allowance account used to record impairments to loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AllowanceAccountForCreditLossesOfLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansBeforeAllowanceForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of Retail and Wholesale loans made by the entity before allowance for loan losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansBeforeAllowanceForLoanLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of Retail and Wholesale loans made by the entity, net of the allowance for loan losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsAndNotLaterThanTenYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanTenYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_NoStatedMaturityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_NoStatedMaturityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FloatingInterestRateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FloatingInterestRateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FixedInterestRateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FixedInterestRateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfInterestRatesAxis=bns_NonRateSensitiveMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfInterestRatesAxis=bns_NonRateSensitiveMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</html>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Loans, Impaired Loans and Allowance for Credit Losses - Impaired Loans (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 778,508<span></span>
</td>
<td class="nump">$ 767,365<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,463<span></span>
</td>
<td class="nump">6,536<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">771,045<span></span>
</td>
<td class="nump">760,829<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CA', window );">Canada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">531,999<span></span>
</td>
<td class="nump">523,361<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_US', window );">United States [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">62,136<span></span>
</td>
<td class="nump">59,246<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_MX', window );">Mexico [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">45,696<span></span>
</td>
<td class="nump">44,190<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_PE', window );">Peru [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">22,043<span></span>
</td>
<td class="nump">21,038<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CL', window );">Chile [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">51,111<span></span>
</td>
<td class="nump">49,159<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CO', window );">Colombia [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">13,290<span></span>
</td>
<td class="nump">11,346<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember', window );">Other International [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">52,233<span></span>
</td>
<td class="nump">59,025<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">370,191<span></span>
</td>
<td class="nump">350,941<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,460<span></span>
</td>
<td class="nump">1,208<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">368,731<span></span>
</td>
<td class="nump">349,733<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | Canada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">312,131<span></span>
</td>
<td class="nump">297,677<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | Mexico [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">18,980<span></span>
</td>
<td class="nump">16,749<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | Peru [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4,625<span></span>
</td>
<td class="nump">4,113<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | Chile [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">21,739<span></span>
</td>
<td class="nump">20,410<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | Colombia [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,384<span></span>
</td>
<td class="nump">2,196<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | Other International [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">10,332<span></span>
</td>
<td class="nump">9,796<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">110,567<span></span>
</td>
<td class="nump">106,379<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,432<span></span>
</td>
<td class="nump">2,319<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">108,135<span></span>
</td>
<td class="nump">104,060<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | Canada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">82,764<span></span>
</td>
<td class="nump">82,892<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | United States [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5,965<span></span>
</td>
<td class="nump">4,009<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | Mexico [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3,436<span></span>
</td>
<td class="nump">2,615<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | Peru [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5,801<span></span>
</td>
<td class="nump">5,623<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | Chile [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5,125<span></span>
</td>
<td class="nump">4,868<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | Colombia [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,885<span></span>
</td>
<td class="nump">2,186<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | Other International [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4,591<span></span>
</td>
<td class="nump">4,186<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">279,705<span></span>
</td>
<td class="nump">292,671<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,216<span></span>
</td>
<td class="nump">1,849<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">277,489<span></span>
</td>
<td class="nump">290,822<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Canada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">128,086<span></span>
</td>
<td class="nump">133,810<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | United States [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">56,171<span></span>
</td>
<td class="nump">55,237<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Mexico [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">22,232<span></span>
</td>
<td class="nump">23,994<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Peru [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">11,125<span></span>
</td>
<td class="nump">10,545<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Chile [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">20,171<span></span>
</td>
<td class="nump">20,330<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Colombia [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">6,481<span></span>
</td>
<td class="nump">5,518<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Other International [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">35,439<span></span>
</td>
<td class="nump">43,237<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsCreditimpairedMember', window );">Financial instruments credit-impaired [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">7,244<span></span>
</td>
<td class="nump">6,739<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,341<span></span>
</td>
<td class="nump">2,054<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Net</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">4,903<span></span>
</td>
<td class="nump">4,685<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsCreditimpairedMember', window );">Financial instruments credit-impaired [member] | Canada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,416<span></span>
</td>
<td class="nump">2,158<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">683<span></span>
</td>
<td class="nump">569<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Net</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,733<span></span>
</td>
<td class="nump">1,589<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsCreditimpairedMember', window );">Financial instruments credit-impaired [member] | United States [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">109<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Net</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">87<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsCreditimpairedMember', window );">Financial instruments credit-impaired [member] | Mexico [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,494<span></span>
</td>
<td class="nump">1,343<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">535<span></span>
</td>
<td class="nump">424<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Net</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">959<span></span>
</td>
<td class="nump">919<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsCreditimpairedMember', window );">Financial instruments credit-impaired [member] | Peru [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">823<span></span>
</td>
<td class="nump">715<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">400<span></span>
</td>
<td class="nump">385<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Net</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">423<span></span>
</td>
<td class="nump">330<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsCreditimpairedMember', window );">Financial instruments credit-impaired [member] | Chile [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,420<span></span>
</td>
<td class="nump">1,249<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">332<span></span>
</td>
<td class="nump">281<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Net</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,088<span></span>
</td>
<td class="nump">968<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsCreditimpairedMember', window );">Financial instruments credit-impaired [member] | Colombia [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">364<span></span>
</td>
<td class="nump">322<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">132<span></span>
</td>
<td class="nump">109<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Net</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">232<span></span>
</td>
<td class="nump">213<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsCreditimpairedMember', window );">Financial instruments credit-impaired [member] | Other International [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">727<span></span>
</td>
<td class="nump">843<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">259<span></span>
</td>
<td class="nump">264<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Net</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">468<span></span>
</td>
<td class="nump">579<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsCreditimpairedMember', window );">Financial instruments credit-impaired [member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,903<span></span>
</td>
<td class="nump">2,372<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">840<span></span>
</td>
<td class="nump">645<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Net</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,063<span></span>
</td>
<td class="nump">1,727<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsCreditimpairedMember', window );">Financial instruments credit-impaired [member] | Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,071<span></span>
</td>
<td class="nump">1,117<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">604<span></span>
</td>
<td class="nump">621<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Net</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">467<span></span>
</td>
<td class="nump">496<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsCreditimpairedMember', window );">Financial instruments credit-impaired [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Gross impaired loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">3,270<span></span>
</td>
<td class="nump">3,250<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">897<span></span>
</td>
<td class="nump">788<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Net</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 2,373<span></span>
</td>
<td class="nump">$ 2,462<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Geographic segmentation is based on the location of the property for residential mortgages; otherwise, the residence of the borrower.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Interest income recognized on impaired loans during the year ended October&#160;31, 2025 was $95 (2024 &#8211; $84).</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AllowanceAccountForCreditLossesOfLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of an allowance account used to record impairments to loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AllowanceAccountForCreditLossesOfLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansBeforeAllowanceForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of Retail and Wholesale loans made by the entity before allowance for loan losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansBeforeAllowanceForLoanLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of Retail and Wholesale loans made by the entity, net of the allowance for loan losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CA">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CA</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_US">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_US</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_MX">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_MX</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_PE">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_PE</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CL">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CL</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CO">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CO</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsCreditimpairedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CreditImpairmentOfFinancialInstrumentsAxis=ifrs-full_FinancialInstrumentsCreditimpairedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>176
<FILENAME>R124.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans, Impaired Loans and Allowance for Credit Losses - Impaired Loans (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ImpairedLoansAbstract', window );"><strong>Impaired loans [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestIncomeRecognizedOnImpairedLoans', window );">Interest income recognized on impaired loans</a></td>
<td class="nump">$ 95<span></span>
</td>
<td class="nump">$ 84<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ImpairedLoansAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of impaired loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ImpairedLoansAbstract</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InterestIncomeRecognizedOnImpairedLoans">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest income recognized on impaired loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InterestIncomeRecognizedOnImpairedLoans</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans, Impaired Loans and Allowance for Credit Losses - Summary of Key Macroeconomic Variables Used for Allowance for Credit Losses Calculations (Detail)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>$ / lb </div>
<div>$ / bbl</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>$ / lb </div>
<div>$ / bbl</div>
</th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Canada [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">1.20%<span></span>
</td>
<td class="nump">1.80%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConsumerPriceIndexAnnualChangePercentage', window );">Consumer price index, y/y %</a></td>
<td class="nump">1.90%<span></span>
</td>
<td class="nump">2.20%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">7.00%<span></span>
</td>
<td class="nump">6.70%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BankOvernightAverageRateTarget', window );">Bank of Canada overnight rate target, average %</a></td>
<td class="nump">2.30%<span></span>
</td>
<td class="nump">3.30%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HousingPriceIndexAnnualChangePercentage', window );">HPI &#8211; Housing Price Index, y/y % change</a></td>
<td class="nump">1.90%<span></span>
</td>
<td class="nump">1.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AverageForeignExchangeRate', window );">USD/CAD exchange rate, average</a></td>
<td class="nump">1.32<span></span>
</td>
<td class="nump">1.34<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Canada [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">2.20%<span></span>
</td>
<td class="nump">2.20%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConsumerPriceIndexAnnualChangePercentage', window );">Consumer price index, y/y %</a></td>
<td class="nump">2.20%<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">5.80%<span></span>
</td>
<td class="nump">6.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BankOvernightAverageRateTarget', window );">Bank of Canada overnight rate target, average %</a></td>
<td class="nump">2.80%<span></span>
</td>
<td class="nump">2.60%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HousingPriceIndexAnnualChangePercentage', window );">HPI &#8211; Housing Price Index, y/y % change</a></td>
<td class="nump">6.20%<span></span>
</td>
<td class="nump">4.20%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AverageForeignExchangeRate', window );">USD/CAD exchange rate, average</a></td>
<td class="nump">1.3<span></span>
</td>
<td class="nump">1.3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | United States [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">1.40%<span></span>
</td>
<td class="nump">1.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConsumerPriceIndexAnnualChangePercentage', window );">Consumer price index, y/y %</a></td>
<td class="nump">2.60%<span></span>
</td>
<td class="nump">2.40%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage', window );">Target federal funds rate, upper limit, average %</a></td>
<td class="nump">3.30%<span></span>
</td>
<td class="nump">4.10%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">4.50%<span></span>
</td>
<td class="nump">4.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | United States [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">2.30%<span></span>
</td>
<td class="nump">2.20%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConsumerPriceIndexAnnualChangePercentage', window );">Consumer price index, y/y %</a></td>
<td class="nump">2.50%<span></span>
</td>
<td class="nump">2.30%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage', window );">Target federal funds rate, upper limit, average %</a></td>
<td class="nump">3.00%<span></span>
</td>
<td class="nump">2.90%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">4.30%<span></span>
</td>
<td class="nump">4.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Mexico [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="num">(0.20%)<span></span>
</td>
<td class="nump">1.30%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">3.30%<span></span>
</td>
<td class="nump">3.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Mexico [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">2.20%<span></span>
</td>
<td class="nump">2.10%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">3.70%<span></span>
</td>
<td class="nump">3.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Chile [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">2.40%<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">7.90%<span></span>
</td>
<td class="nump">7.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Chile [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">2.00%<span></span>
</td>
<td class="nump">2.20%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">6.70%<span></span>
</td>
<td class="nump">6.70%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Peru [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">2.90%<span></span>
</td>
<td class="nump">2.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">5.70%<span></span>
</td>
<td class="nump">6.70%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Peru [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">3.10%<span></span>
</td>
<td class="nump">3.40%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">6.10%<span></span>
</td>
<td class="nump">6.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Colombia [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">2.90%<span></span>
</td>
<td class="nump">2.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">10.30%<span></span>
</td>
<td class="nump">11.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Colombia [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">2.50%<span></span>
</td>
<td class="nump">2.70%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">9.90%<span></span>
</td>
<td class="nump">10.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Caribbean [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">3.70%<span></span>
</td>
<td class="nump">3.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Caribbean [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">3.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Global WTI oil price [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Average price of hedging instrument | $ / bbl</a></td>
<td class="nump">60<span></span>
</td>
<td class="nump">73<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Global WTI oil price [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Average price of hedging instrument | $ / bbl</a></td>
<td class="nump">66<span></span>
</td>
<td class="nump">69<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Global Copper price [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Average price of hedging instrument | $ / lb</a></td>
<td class="nump">4.19<span></span>
</td>
<td class="nump">4.99<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Global Copper price [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Average price of hedging instrument | $ / lb</a></td>
<td class="nump">4.68<span></span>
</td>
<td class="nump">5.29<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Global GDP and PPP [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInGlobalGdpAndPpp', window );">Global GDP, y/y % change</a></td>
<td class="nump">2.20%<span></span>
</td>
<td class="nump">3.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Global GDP and PPP [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInGlobalGdpAndPpp', window );">Global GDP, y/y % change</a></td>
<td class="nump">2.70%<span></span>
</td>
<td class="nump">2.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Canada [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">2.40%<span></span>
</td>
<td class="nump">2.80%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConsumerPriceIndexAnnualChangePercentage', window );">Consumer price index, y/y %</a></td>
<td class="nump">2.10%<span></span>
</td>
<td class="nump">2.40%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">6.60%<span></span>
</td>
<td class="nump">6.30%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BankOvernightAverageRateTarget', window );">Bank of Canada overnight rate target, average %</a></td>
<td class="nump">2.80%<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HousingPriceIndexAnnualChangePercentage', window );">HPI &#8211; Housing Price Index, y/y % change</a></td>
<td class="nump">2.60%<span></span>
</td>
<td class="nump">2.40%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AverageForeignExchangeRate', window );">USD/CAD exchange rate, average</a></td>
<td class="nump">1.31<span></span>
</td>
<td class="nump">1.33<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Canada [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">3.10%<span></span>
</td>
<td class="nump">3.10%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConsumerPriceIndexAnnualChangePercentage', window );">Consumer price index, y/y %</a></td>
<td class="nump">2.70%<span></span>
</td>
<td class="nump">2.50%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">4.70%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BankOvernightAverageRateTarget', window );">Bank of Canada overnight rate target, average %</a></td>
<td class="nump">3.70%<span></span>
</td>
<td class="nump">3.60%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HousingPriceIndexAnnualChangePercentage', window );">HPI &#8211; Housing Price Index, y/y % change</a></td>
<td class="nump">7.70%<span></span>
</td>
<td class="nump">5.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AverageForeignExchangeRate', window );">USD/CAD exchange rate, average</a></td>
<td class="nump">1.29<span></span>
</td>
<td class="nump">1.28<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | United States [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">1.90%<span></span>
</td>
<td class="nump">2.30%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConsumerPriceIndexAnnualChangePercentage', window );">Consumer price index, y/y %</a></td>
<td class="nump">2.70%<span></span>
</td>
<td class="nump">2.60%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage', window );">Target federal funds rate, upper limit, average %</a></td>
<td class="nump">3.50%<span></span>
</td>
<td class="nump">4.10%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">4.40%<span></span>
</td>
<td class="nump">4.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | United States [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">3.20%<span></span>
</td>
<td class="nump">3.10%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConsumerPriceIndexAnnualChangePercentage', window );">Consumer price index, y/y %</a></td>
<td class="nump">2.80%<span></span>
</td>
<td class="nump">2.70%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage', window );">Target federal funds rate, upper limit, average %</a></td>
<td class="nump">3.50%<span></span>
</td>
<td class="nump">3.40%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">3.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Mexico [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">0.60%<span></span>
</td>
<td class="nump">2.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">3.20%<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Mexico [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">2.90%<span></span>
</td>
<td class="nump">2.90%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">3.10%<span></span>
</td>
<td class="nump">3.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Chile [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">3.50%<span></span>
</td>
<td class="nump">4.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">7.70%<span></span>
</td>
<td class="nump">7.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Chile [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">2.80%<span></span>
</td>
<td class="nump">3.20%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">6.40%<span></span>
</td>
<td class="nump">6.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Peru [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">4.10%<span></span>
</td>
<td class="nump">3.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">5.30%<span></span>
</td>
<td class="nump">6.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Peru [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">5.20%<span></span>
</td>
<td class="nump">5.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Colombia [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">4.00%<span></span>
</td>
<td class="nump">3.70%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">10.70%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Colombia [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">3.40%<span></span>
</td>
<td class="nump">3.80%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">9.10%<span></span>
</td>
<td class="nump">9.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Caribbean [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">4.40%<span></span>
</td>
<td class="nump">4.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Caribbean [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">4.70%<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Global WTI oil price [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Average price of hedging instrument | $ / bbl</a></td>
<td class="nump">64<span></span>
</td>
<td class="nump">78<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Global WTI oil price [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Average price of hedging instrument | $ / bbl</a></td>
<td class="nump">78<span></span>
</td>
<td class="nump">83<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Global Copper price [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Average price of hedging instrument | $ / lb</a></td>
<td class="nump">4.29<span></span>
</td>
<td class="nump">5.16<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Global Copper price [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Average price of hedging instrument | $ / lb</a></td>
<td class="nump">5.03<span></span>
</td>
<td class="nump">5.86<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Global GDP and PPP [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInGlobalGdpAndPpp', window );">Global GDP, y/y % change</a></td>
<td class="nump">3.00%<span></span>
</td>
<td class="nump">4.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember', window );">Alternative Scenario - Optimistic [member] | Global GDP and PPP [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInGlobalGdpAndPpp', window );">Global GDP, y/y % change</a></td>
<td class="nump">3.50%<span></span>
</td>
<td class="nump">3.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Canada [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="num">(1.10%)<span></span>
</td>
<td class="num">(1.60%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConsumerPriceIndexAnnualChangePercentage', window );">Consumer price index, y/y %</a></td>
<td class="nump">1.40%<span></span>
</td>
<td class="nump">1.60%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">8.20%<span></span>
</td>
<td class="nump">8.40%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BankOvernightAverageRateTarget', window );">Bank of Canada overnight rate target, average %</a></td>
<td class="nump">2.10%<span></span>
</td>
<td class="nump">2.90%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HousingPriceIndexAnnualChangePercentage', window );">HPI &#8211; Housing Price Index, y/y % change</a></td>
<td class="num">(2.00%)<span></span>
</td>
<td class="num">(3.70%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AverageForeignExchangeRate', window );">USD/CAD exchange rate, average</a></td>
<td class="nump">1.37<span></span>
</td>
<td class="nump">1.43<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Canada [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">2.70%<span></span>
</td>
<td class="nump">2.90%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConsumerPriceIndexAnnualChangePercentage', window );">Consumer price index, y/y %</a></td>
<td class="nump">2.00%<span></span>
</td>
<td class="nump">1.70%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">6.40%<span></span>
</td>
<td class="nump">6.90%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BankOvernightAverageRateTarget', window );">Bank of Canada overnight rate target, average %</a></td>
<td class="nump">2.40%<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HousingPriceIndexAnnualChangePercentage', window );">HPI &#8211; Housing Price Index, y/y % change</a></td>
<td class="nump">6.70%<span></span>
</td>
<td class="nump">4.80%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AverageForeignExchangeRate', window );">USD/CAD exchange rate, average</a></td>
<td class="nump">1.29<span></span>
</td>
<td class="nump">1.28<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | United States [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="num">(1.00%)<span></span>
</td>
<td class="num">(1.60%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConsumerPriceIndexAnnualChangePercentage', window );">Consumer price index, y/y %</a></td>
<td class="nump">2.70%<span></span>
</td>
<td class="nump">1.30%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage', window );">Target federal funds rate, upper limit, average %</a></td>
<td class="nump">3.20%<span></span>
</td>
<td class="nump">3.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">5.80%<span></span>
</td>
<td class="nump">6.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | United States [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">3.00%<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConsumerPriceIndexAnnualChangePercentage', window );">Consumer price index, y/y %</a></td>
<td class="nump">2.40%<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage', window );">Target federal funds rate, upper limit, average %</a></td>
<td class="nump">2.70%<span></span>
</td>
<td class="nump">1.80%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">4.80%<span></span>
</td>
<td class="nump">4.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Mexico [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="num">(2.40%)<span></span>
</td>
<td class="num">(0.80%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">3.90%<span></span>
</td>
<td class="nump">4.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Mexico [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">2.60%<span></span>
</td>
<td class="nump">2.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">3.80%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Chile [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">0.30%<span></span>
</td>
<td class="nump">0.10%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">9.00%<span></span>
</td>
<td class="nump">9.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Chile [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">2.60%<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">6.90%<span></span>
</td>
<td class="nump">7.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Peru [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">0.60%<span></span>
</td>
<td class="nump">1.50%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">6.70%<span></span>
</td>
<td class="nump">8.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Peru [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">3.60%<span></span>
</td>
<td class="nump">3.70%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">6.50%<span></span>
</td>
<td class="nump">6.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Colombia [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">0.70%<span></span>
</td>
<td class="nump">1.40%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">12.00%<span></span>
</td>
<td class="nump">13.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Colombia [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">3.00%<span></span>
</td>
<td class="nump">3.10%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">10.50%<span></span>
</td>
<td class="nump">10.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Caribbean [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">1.60%<span></span>
</td>
<td class="nump">2.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Caribbean [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">4.40%<span></span>
</td>
<td class="nump">4.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Global WTI oil price [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Average price of hedging instrument | $ / bbl</a></td>
<td class="nump">53<span></span>
</td>
<td class="nump">60<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Global WTI oil price [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Average price of hedging instrument | $ / bbl</a></td>
<td class="nump">61<span></span>
</td>
<td class="nump">60<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Global Copper price [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Average price of hedging instrument | $ / lb</a></td>
<td class="nump">3.92<span></span>
</td>
<td class="nump">4.5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Global Copper price [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Average price of hedging instrument | $ / lb</a></td>
<td class="nump">4.6<span></span>
</td>
<td class="nump">5.13<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Global GDP and PPP [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInGlobalGdpAndPpp', window );">Global GDP, y/y % change</a></td>
<td class="nump">0.30%<span></span>
</td>
<td class="nump">0.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Alternative Scenario - Pessimistic [member] | Global GDP and PPP [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInGlobalGdpAndPpp', window );">Global GDP, y/y % change</a></td>
<td class="nump">3.20%<span></span>
</td>
<td class="nump">3.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Canada [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="num">(4.40%)<span></span>
</td>
<td class="num">(4.40%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConsumerPriceIndexAnnualChangePercentage', window );">Consumer price index, y/y %</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.80%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">11.20%<span></span>
</td>
<td class="nump">11.10%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BankOvernightAverageRateTarget', window );">Bank of Canada overnight rate target, average %</a></td>
<td class="nump">3.10%<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HousingPriceIndexAnnualChangePercentage', window );">HPI &#8211; Housing Price Index, y/y % change</a></td>
<td class="num">(5.10%)<span></span>
</td>
<td class="num">(5.80%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AverageForeignExchangeRate', window );">USD/CAD exchange rate, average</a></td>
<td class="nump">1.45<span></span>
</td>
<td class="nump">1.49<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Canada [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">3.40%<span></span>
</td>
<td class="nump">3.40%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConsumerPriceIndexAnnualChangePercentage', window );">Consumer price index, y/y %</a></td>
<td class="nump">2.40%<span></span>
</td>
<td class="nump">2.20%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">7.00%<span></span>
</td>
<td class="nump">7.30%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BankOvernightAverageRateTarget', window );">Bank of Canada overnight rate target, average %</a></td>
<td class="nump">3.30%<span></span>
</td>
<td class="nump">3.20%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_HousingPriceIndexAnnualChangePercentage', window );">HPI &#8211; Housing Price Index, y/y % change</a></td>
<td class="nump">6.20%<span></span>
</td>
<td class="nump">4.10%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AverageForeignExchangeRate', window );">USD/CAD exchange rate, average</a></td>
<td class="nump">1.3<span></span>
</td>
<td class="nump">1.3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | United States [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="num">(3.70%)<span></span>
</td>
<td class="num">(4.00%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConsumerPriceIndexAnnualChangePercentage', window );">Consumer price index, y/y %</a></td>
<td class="nump">6.00%<span></span>
</td>
<td class="nump">6.20%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage', window );">Target federal funds rate, upper limit, average %</a></td>
<td class="nump">3.90%<span></span>
</td>
<td class="nump">4.80%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">8.10%<span></span>
</td>
<td class="nump">8.10%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | United States [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">3.50%<span></span>
</td>
<td class="nump">3.40%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConsumerPriceIndexAnnualChangePercentage', window );">Consumer price index, y/y %</a></td>
<td class="nump">2.70%<span></span>
</td>
<td class="nump">2.50%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage', window );">Target federal funds rate, upper limit, average %</a></td>
<td class="nump">3.60%<span></span>
</td>
<td class="nump">3.40%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">5.20%<span></span>
</td>
<td class="nump">5.20%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Mexico [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="num">(5.50%)<span></span>
</td>
<td class="num">(2.90%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">6.10%<span></span>
</td>
<td class="nump">6.30%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Mexico [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">3.30%<span></span>
</td>
<td class="nump">3.20%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">4.60%<span></span>
</td>
<td class="nump">4.90%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Chile [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="num">(3.70%)<span></span>
</td>
<td class="num">(3.60%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">11.20%<span></span>
</td>
<td class="nump">11.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Chile [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">3.50%<span></span>
</td>
<td class="nump">3.80%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">7.30%<span></span>
</td>
<td class="nump">7.40%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Peru [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="num">(1.00%)<span></span>
</td>
<td class="num">(0.50%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">10.50%<span></span>
</td>
<td class="nump">11.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Peru [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">4.10%<span></span>
</td>
<td class="nump">4.30%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">7.60%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Colombia [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="num">(1.00%)<span></span>
</td>
<td class="num">(0.50%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">18.90%<span></span>
</td>
<td class="nump">19.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Colombia [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">3.50%<span></span>
</td>
<td class="nump">3.60%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageUnemploymentRate', window );">Unemployment rate, average %</a></td>
<td class="nump">12.50%<span></span>
</td>
<td class="nump">13.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Caribbean [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="num">(0.60%)<span></span>
</td>
<td class="nump">0.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Caribbean [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInRealGDP', window );">Real GDP growth, y/y % change</a></td>
<td class="nump">4.90%<span></span>
</td>
<td class="nump">4.70%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Global WTI oil price [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Average price of hedging instrument | $ / bbl</a></td>
<td class="nump">45<span></span>
</td>
<td class="nump">53<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Global WTI oil price [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Average price of hedging instrument | $ / bbl</a></td>
<td class="nump">56<span></span>
</td>
<td class="nump">58<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Global Copper price [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Average price of hedging instrument | $ / lb</a></td>
<td class="nump">3.61<span></span>
</td>
<td class="nump">4.32<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Global Copper price [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AveragePriceOfHedgingInstrument', window );">Average price of hedging instrument | $ / lb</a></td>
<td class="nump">4.47<span></span>
</td>
<td class="nump">5.02<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Global GDP and PPP [member] | Next 12 Months [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInGlobalGdpAndPpp', window );">Global GDP, y/y % change</a></td>
<td class="num">(2.20%)<span></span>
</td>
<td class="num">(1.50%)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember', window );">Alternative Scenario - Very Pessimistic [Member] | Global GDP and PPP [member] | Remaining forecast period [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems', window );"><strong>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AnnualPercentageChangeInGlobalGdpAndPpp', window );">Global GDP, y/y % change</a></td>
<td class="nump">3.70%<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AnnualPercentageChangeInGlobalGdpAndPpp">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Annual Percentage Change In Global GDP and PPP</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AnnualPercentageChangeInGlobalGdpAndPpp</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AnnualPercentageChangeInRealGDP">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Annual percentage change in real GDP.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AnnualPercentageChangeInRealGDP</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AverageUnemploymentRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Average Unemployment rate</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AverageUnemploymentRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_BankOvernightAverageRateTarget">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Bank overnight average rate target</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_BankOvernightAverageRateTarget</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ConsumerPriceIndexAnnualChangePercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Consumer price index, annual change percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ConsumerPriceIndexAnnualChangePercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of Primary Macroeconomic Drivers of Credit Losses [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfPrimaryMacroeconomicDriversOfCreditLossesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_HousingPriceIndexAnnualChangePercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Housing price index, annual change percentage</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_HousingPriceIndexAnnualChangePercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Target federal funds rate upper limit annual change percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TargetFederalFundsRateUpperLimitAnnualChangePercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AverageForeignExchangeRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The average exchange rate used by the entity. Exchange rate is the ratio of exchange for two currencies.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AverageForeignExchangeRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AveragePriceOfHedgingInstrument">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The average price of a hedging instrument. [Refer: Hedging instruments [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 23B<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23B_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AveragePriceOfHedgingInstrument</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CA">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CA</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_OverNextTwelveMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_OverNextTwelveMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_RemainingForecastPeriodCreditLossesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_RemainingForecastPeriodCreditLossesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_US">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_US</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_MX">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_MX</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CL">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CL</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_PE">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_PE</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CO">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CO</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=bns_CaribbeanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=bns_CaribbeanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=bns_GlobalWtiOilPriceMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=bns_GlobalWtiOilPriceMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=bns_GlobalCopperPriceMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=bns_GlobalCopperPriceMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=bns_GlobalGdpAndPppMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=bns_GlobalGdpAndPppMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_OptimisticScenarioMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_SeverePessimisticMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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</div>
</body>
</html>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>178
<FILENAME>R126.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Loans, Impaired Loans and Allowance for Credit Losses - Allowance For Credit Losses (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="4">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Oct. 31, 2025</div></th>
<th class="th" colspan="2"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 6,723<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 6,611<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,726<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4,062<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossOnFinancialAssetsUtilised', window );">Net write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3,808)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(3,523)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions', window );">Other, including foreign currency adjustment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(427)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,639<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,723<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=ifrs-full_AllowanceForCreditLossesMember', window );">Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,536<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">6,372<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,463<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">6,536<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_AllowanceForCreditLossesOnAcceptancesMember', window );">Allowance for credit losses on acceptances [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">90<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_AllowanceForCreditLossesOnOffBalanceSheetExposuresMember', window );">Allowance for credit losses on off balance sheet exposures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="nump">186<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">149<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="nump">175<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">186<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,208<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,084<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">304<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">257<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossOnFinancialAssetsUtilised', window );">Net write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(110)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(76)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions', window );">Other, including foreign currency adjustment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">58<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(57)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">305<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">266<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Newly originated or purchased financial assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">41<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughDerecognitionLoans', window );">Derecognition of financial assets and maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(41)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(31)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="num">(7)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(19)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughWriteOffOfLoans', window );">Gross write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(135)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(100)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseThroughRecoveriesFinancialAssets', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">24<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[10]</sup></td>
<td class="nump">58<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(57)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,460<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,208<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,208<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,460<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,208<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,319<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">2,414<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,951<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,893<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossOnFinancialAssetsUtilised', window );">Net write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,814)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,857)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions', window );">Other, including foreign currency adjustment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(24)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(131)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">1,822<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,787<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Newly originated or purchased financial assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">390<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">365<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughDerecognitionLoans', window );">Derecognition of financial assets and maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(236)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(287)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="num">(25)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">28<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughWriteOffOfLoans', window );">Gross write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,127)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(2,145)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseThroughRecoveriesFinancialAssets', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">313<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">288<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[10]</sup></td>
<td class="num">(24)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(131)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">2,432<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,319<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,319<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,432<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,319<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember', window );">Credit cards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,160<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,237<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,399<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,122<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossOnFinancialAssetsUtilised', window );">Net write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,242)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,166)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions', window );">Other, including foreign currency adjustment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">38<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(33)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">1,354<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,117<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Newly originated or purchased financial assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">139<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">136<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughDerecognitionLoans', window );">Derecognition of financial assets and maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(84)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(114)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="num">(10)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(17)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughWriteOffOfLoans', window );">Gross write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,466)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,356)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseThroughRecoveriesFinancialAssets', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">224<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">190<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[10]</sup></td>
<td class="nump">38<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(33)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,355<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,160<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember', window );">Credit cards [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,160<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,355<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,160<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalRetailLoansMember', window );">Total retail loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,687<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">4,735<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">3,481<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,170<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Newly originated or purchased financial assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">576<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">542<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughDerecognitionLoans', window );">Derecognition of financial assets and maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(361)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(432)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="num">(42)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(8)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughWriteOffOfLoans', window );">Gross write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3,728)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(3,601)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseThroughRecoveriesFinancialAssets', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">562<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">502<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[10]</sup></td>
<td class="nump">72<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(221)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">5,247<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,687<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,036<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,876<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,072<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">790<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossOnFinancialAssetsUtilised', window );">Net write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(642)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(424)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions', window );">Other, including foreign currency adjustment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(74)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(206)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">1,122<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">700<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Newly originated or purchased financial assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,311<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">936<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughDerecognitionLoans', window );">Derecognition of financial assets and maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,362)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(995)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">237<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughWriteOffOfLoans', window );">Gross write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(700)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(484)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseThroughRecoveriesFinancialAssets', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">58<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">60<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(73)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(205)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures', window );">Balance at end of period including off-balance sheet exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">2,391<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,035<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfOffBalanceSheetExposures', window );">Less: Allowance for credits losses on off-balance sheet exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[6],[7]</sup></td>
<td class="num">(175)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(186)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,392<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,036<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Gross carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,035<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,786<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,035<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Net Amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,849<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">2,216<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,849<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,849<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,216<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,849<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneMember', window );">Stage 1 [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">1,583<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,860<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">1,583<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneMember', window );">Stage 1 [member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">165<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">265<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="num">(235)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(271)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Newly originated or purchased financial assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">47<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">41<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughDerecognitionLoans', window );">Derecognition of financial assets and maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(8)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(9)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="num">(2)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(22)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 1</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">268<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">215<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 2</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(44)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(40)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[10]</sup></td>
<td class="nump">5<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(14)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">196<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">165<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneMember', window );">Stage 1 [member] | Residential mortgages [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">165<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">196<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">165<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneMember', window );">Stage 1 [member] | Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">544<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">647<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="num">(620)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(686)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Newly originated or purchased financial assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">390<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">365<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughDerecognitionLoans', window );">Derecognition of financial assets and maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(92)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(97)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="nump">3<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(68)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 1</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">620<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">658<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 2</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(207)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(231)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(8)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(13)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[10]</sup></td>
<td class="num">(17)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(31)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">613<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">544<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneMember', window );">Stage 1 [member] | Personal loans [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">544<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">613<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">544<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneMember', window );">Stage 1 [member] | Credit cards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">288<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">414<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="num">(319)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(361)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Newly originated or purchased financial assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">139<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">136<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughDerecognitionLoans', window );">Derecognition of financial assets and maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(43)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(53)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(38)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 1</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">390<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">335<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 2</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(128)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(135)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[10]</sup></td>
<td class="nump">11<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(10)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">338<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">288<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneMember', window );">Stage 1 [member] | Credit cards [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">288<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">338<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">288<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneMember', window );">Stage 1 [member] | Total retail loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">997<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,326<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="num">(1,174)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,318)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Newly originated or purchased financial assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">576<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">542<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughDerecognitionLoans', window );">Derecognition of financial assets and maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(143)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(159)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(128)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 1</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,278<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,208<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 2</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(379)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(406)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(8)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(13)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[10]</sup></td>
<td class="num">(1)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(55)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,147<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">997<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneMember', window );">Stage 1 [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="num">(66)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(210)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets', window );">Newly originated or purchased financial assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,311<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">936<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughDerecognitionLoans', window );">Derecognition of financial assets and maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,170)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(860)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">200<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 1</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">120<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">154<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 2</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(89)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(110)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(6)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures', window );">Balance at end of period including off-balance sheet exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">854<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">739<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfOffBalanceSheetExposures', window );">Less: Allowance for credits losses on off-balance sheet exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[6],[7]</sup></td>
<td class="num">(141)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(153)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneMember', window );">Stage 1 [member] | Business and government [member] | Gross carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">739<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">635<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">739<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneMember', window );">Stage 1 [member] | Business and government [member] | Net Amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">586<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">713<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">586<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneMember', window );">Stage 1 [member] | Business and government [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">586<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">713<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">586<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoMember', window );">Stage 2 [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">2,899<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,262<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">2,899<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoMember', window );">Stage 2 [member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">398<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">321<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">117<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">164<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughDerecognitionLoans', window );">Derecognition of financial assets and maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(33)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(22)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="num">(14)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 1</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(216)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(165)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 2</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">258<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">197<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(101)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(84)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[10]</sup></td>
<td class="nump">15<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(16)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">424<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">398<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoMember', window );">Stage 2 [member] | Residential mortgages [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">398<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">424<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">398<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoMember', window );">Stage 2 [member] | Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,154<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,103<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">997<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">976<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughDerecognitionLoans', window );">Derecognition of financial assets and maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(144)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(190)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="num">(33)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">96<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 1</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(604)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(642)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 2</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">326<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">344<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(473)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(504)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[10]</sup></td>
<td class="num">(8)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(29)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,215<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,154<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoMember', window );">Stage 2 [member] | Personal loans [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,154<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,215<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,154<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoMember', window );">Stage 2 [member] | Credit cards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">872<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">823<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">820<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">643<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughDerecognitionLoans', window );">Derecognition of financial assets and maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(41)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(61)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="num">(10)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">21<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 1</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(390)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(335)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 2</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">128<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">135<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(380)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(330)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[10]</sup></td>
<td class="nump">18<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(24)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,017<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">872<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoMember', window );">Stage 2 [member] | Credit cards [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">872<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,017<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">872<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoMember', window );">Stage 2 [member] | Total retail loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,424<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">2,247<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">1,934<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,783<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughDerecognitionLoans', window );">Derecognition of financial assets and maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(218)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(273)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="num">(57)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">120<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 1</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,210)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,142)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 2</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">712<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">676<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(954)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(918)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[10]</sup></td>
<td class="nump">25<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(69)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">2,656<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,424<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoMember', window );">Stage 2 [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">335<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">288<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughDerecognitionLoans', window );">Derecognition of financial assets and maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(145)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(126)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">37<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 1</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(120)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(154)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 2</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">94<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">114<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(33)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(21)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(33)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures', window );">Balance at end of period including off-balance sheet exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">640<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">508<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfOffBalanceSheetExposures', window );">Less: Allowance for credits losses on off-balance sheet exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[6],[7]</sup></td>
<td class="num">(34)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(33)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoMember', window );">Stage 2 [member] | Business and government [member] | Gross carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">508<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">403<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">508<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoMember', window );">Stage 2 [member] | Business and government [member] | Net Amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">475<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">606<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">475<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoMember', window );">Stage 2 [member] | Business and government [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">475<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">606<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">475<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeMember', window );">Stage 3 [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">2,054<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,341<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">2,054<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeMember', window );">Stage 3 [member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">645<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">498<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">423<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">373<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="nump">9<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 1</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(52)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(50)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 2</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(214)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(157)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">101<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">84<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughWriteOffOfLoans', window );">Gross write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(135)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(100)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseThroughRecoveriesFinancialAssets', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">24<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[10]</sup></td>
<td class="nump">38<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(27)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">840<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">645<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeMember', window );">Stage 3 [member] | Residential mortgages [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">645<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">840<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">645<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeMember', window );">Stage 3 [member] | Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">621<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">664<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">1,445<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,497<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="nump">5<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 1</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(16)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(16)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 2</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(119)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(113)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">481<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">517<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughWriteOffOfLoans', window );">Gross write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,127)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(2,145)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseThroughRecoveriesFinancialAssets', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">313<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">288<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[10]</sup></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(71)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">604<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">621<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeMember', window );">Stage 3 [member] | Personal loans [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">621<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">604<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">621<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeMember', window );">Stage 3 [member] | Credit cards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">853<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">835<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">380<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">330<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughWriteOffOfLoans', window );">Gross write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,466)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,356)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseThroughRecoveriesFinancialAssets', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">224<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">190<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[10]</sup></td>
<td class="nump">9<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeMember', window );">Stage 3 [member] | Total retail loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,266<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,162<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">2,721<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,705<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughChangesInModelsLoans', window );">Changes in models and methodologies</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[9]</sup></td>
<td class="nump">14<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 1</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(68)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(66)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 2</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(333)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(270)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">962<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">931<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughWriteOffOfLoans', window );">Gross write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3,728)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(3,601)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseThroughRecoveriesFinancialAssets', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">562<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">502<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[10]</sup></td>
<td class="nump">48<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(97)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,444<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,266<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeMember', window );">Stage 3 [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughRemeasurementLoans', window );">Remeasurement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">853<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">622<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughDerecognitionLoans', window );">Derecognition of financial assets and maturities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(47)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(9)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 2</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(4)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets', window );">Transfer to (from)stage 3</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">36<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">21<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DecreaseThroughWriteOffOfLoans', window );">Gross write-offs</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(700)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(484)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseThroughRecoveriesFinancialAssets', window );">Recoveries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">58<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">60<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans', window );">Foreign exchange and other movements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(86)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(166)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures', window );">Balance at end of period including off-balance sheet exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">897<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">788<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeMember', window );">Stage 3 [member] | Business and government [member] | Gross carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">788<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">748<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">788<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeMember', window );">Stage 3 [member] | Business and government [member] | Net Amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">788<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">897<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">788<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeMember', window );">Stage 3 [member] | Business and government [member] | Allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at beginning of the year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">788<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract', window );"><strong>Provision for credit losses</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Balance at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 897<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 788<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Excludes amounts associated with other assets of $(12). The provision for credit losses, net of these amounts, is $4,714.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Excludes amounts associated with other assets and reversal of impairment losses of $(11). The provision for credit losses, net of these amounts, is $4,051.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Excludes allowance for credit losses for other financial assets including acceptances, investment securities, deposits with banks, off-balance sheet credit risks and reverse repos which amounted to $200.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Excludes allowance for credit losses for other financial assets including acceptances, investment securities, deposits with banks, off-balance sheet credit risks and reverse repos which amounted to $191.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top">Allowance for credit losses on acceptances is recorded against the financial asset in the Consolidated Statement of Financial Position.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[6]</td>
<td style="vertical-align: top;" valign="top">Allowance for credit losses on off-balance sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[7]</td>
<td style="vertical-align: top;" valign="top">Interest income on impaired loans for residential mortgages, personal loans, credit cards, and business and government loans totaled $439 (2024 &#8211; $443).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[8]</td>
<td style="vertical-align: top;" valign="top">Includes credit risk changes as a result of significant increases in credit risk, changes in credit risk that did not result in a transfer between stages, changes in model inputs and assumptions and changes due to drawdowns of undrawn commitments.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[9]</td>
<td style="vertical-align: top;" valign="top">Comprises changes due to enhanced IFRS 9 models, including changes to reflect previously established expert credit judgment overlays that are now incorporated in the model.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[10]</td>
<td style="vertical-align: top;" valign="top">Divestitures are included in the foreign exchange and other movements.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Additional credit loss provision recognized in profit or loss account on financial assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AllowanceAccountForCreditLossOnFinancialAssetsUtilised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Allowance account for credit loss on financial assets utilised.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AllowanceAccountForCreditLossOnFinancialAssetsUtilised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Allowance Account For Credit Losses Of Loans And Off Balance Sheet Exposures</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AllowanceAccountForCreditLossesOfLoansAndOffBalanceSheetExposures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AllowanceAccountForCreditLossesOfOffBalanceSheetExposures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Allowance Account For Credit Losses Of Off balance Sheet Exposures</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AllowanceAccountForCreditLossesOfOffBalanceSheetExposures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DecreaseThroughDerecognitionLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Decrease through derecognition, Loans</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DecreaseThroughDerecognitionLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DecreaseThroughWriteOffOfLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Decrease through write off of loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DecreaseThroughWriteOffOfLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseDecreaseThroughChangesInModelsLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease through changes in models loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseThroughChangesInModelsLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (decrease) through exchange differences and other movements, provisions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease through foreign exchange and other movements loans</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseThroughForeignExchangeAndOtherMovementsLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseDecreaseThroughRemeasurementLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase Decrease Through Remeasurement Loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseThroughRemeasurementLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseThroughRecoveriesFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase through recoveries financial assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseThroughRecoveriesFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Provision for credit losses allowance account for credit losses of financial assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ProvisionForCreditLossesAllowanceAccountForCreditLossesOfFinancialAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Transfer to (from) stage one allowance account for credit losses of financial assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TransferToFromStageOneAllowanceAccountForCreditLossesOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Transfers to (from) stage three allowance account for credit losses of financial assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TransfersToFromStageThreeAllowanceAccountForCreditLossesOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Transfers to (from) stage two allowance account for credit losses of financial assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TransfersToFromStageTwoAllowanceAccountForCreditLossesOfFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase in financial assets resulting from origination or purchase. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph IG20B<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_IG20B&amp;doctype=Implementation%20Guidance<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseThroughOriginationOrPurchaseFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of the loss allowance the entity has made on loans and advances that are measured in accordance with paragraph 4.1.2 of IFRS 9.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=ifrs-full_AllowanceForCreditLossesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=ifrs-full_AllowanceForCreditLossesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_AllowanceForCreditLossesOnAcceptancesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_AllowanceForCreditLossesOnAcceptancesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_AllowanceForCreditLossesOnOffBalanceSheetExposuresMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_AllowanceForCreditLossesOnOffBalanceSheetExposuresMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalRetailLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalRetailLoansMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember</td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=bns_NetAmountMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditRiskRatingAxis=bns_StageOneMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRiskRatingAxis=bns_StageOneMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRiskRatingAxis=bns_StageTwoMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditRiskRatingAxis=bns_StageThreeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRiskRatingAxis=bns_StageThreeMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>179
<FILENAME>R127.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans, Impaired Loans and Allowance for Credit Losses - Allowance For Credit Losses (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets', window );">Provision for credit losses</a></td>
<td class="nump">$ 4,714<span></span>
</td>
<td class="nump">$ 4,051<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfFinancialAssetsOthers', window );">Allowance for credit losses for other financial assets</a></td>
<td class="nump">191<span></span>
</td>
<td class="nump">200<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_OtherAssetsAndReversalOfImpairmentLossMember', window );">Other Assets And Reversal of Impairment Loss [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReversalOfImpairmentLoss', window );">Reversal of impairment loss</a></td>
<td class="num">(12)<span></span>
</td>
<td class="num">(11)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesPersonalLoansCreditCardsTotalRetailLoansBusinessAndGovernmentExcludingOtherAssetsMember', window );">Residential mortgages personal loans credit cards total retail loans business and government excluding other assets [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets', window );">Provision for credit losses</a></td>
<td class="nump">4,714<span></span>
</td>
<td class="nump">4,051<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoMember', window );">Stage 2 [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification', window );">Amortized cost of financial assets before modification</a></td>
<td class="nump">2,833<span></span>
</td>
<td class="nump">3,504<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeMember', window );">Stage 3 [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification', window );">Amortized cost of financial assets before modification</a></td>
<td class="nump">899<span></span>
</td>
<td class="nump">726<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=bns_ImpairedLoansMember', window );">Gross impaired loans [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ImpairedLoansInterestIncome', window );">Interest income on impaired loans</a></td>
<td class="nump">$ 439<span></span>
</td>
<td class="nump">$ 443<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AllowanceAccountForCreditLossesOfFinancialAssetsOthers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Allowance account for credit losses of financial assets others.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AllowanceAccountForCreditLossesOfFinancialAssetsOthers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ImpairedLoansInterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Impaired loans interest income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ImpairedLoansInterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease in allowance account for credit losses of loans and other assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amortised cost before the modification of financial assets for which the contractual cash flows have been modified during the reporting period while they had a loss allowance measured at an amount equal to lifetime expected credit losses. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35J<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35J_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsWithContractualCashFlowsModifiedDuringReportingPeriodWhileLossAllowanceMeasuredAtLifetimeExpectedCreditLossesAmortisedCostBeforeModification</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReversalOfImpairmentLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount recognised as an increase of the carrying amount of an asset or cash-generating unit to its recoverable amount when an impairment loss had been previously recognised. [Refer: Impairment loss]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 130<br> -Subparagraph d<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_130_d_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 130<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_130_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReversalOfImpairmentLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_OtherAssetsAndReversalOfImpairmentLossMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_OtherAssetsAndReversalOfImpairmentLossMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesPersonalLoansCreditCardsTotalRetailLoansBusinessAndGovernmentExcludingOtherAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesPersonalLoansCreditCardsTotalRetailLoansBusinessAndGovernmentExcludingOtherAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditRiskRatingAxis=bns_StageTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRiskRatingAxis=bns_StageTwoMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditRiskRatingAxis=bns_StageThreeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRiskRatingAxis=bns_StageThreeMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=bns_ImpairedLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=bns_ImpairedLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Loans, Impaired Loans and Allowance for Credit Losses -Summary of Carrying Value of Exposures by Risk Rating (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 778,508<span></span>
</td>
<td class="nump">$ 767,365<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,463<span></span>
</td>
<td class="nump">6,536<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">771,045<span></span>
</td>
<td class="nump">760,829<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">370,191<span></span>
</td>
<td class="nump">350,941<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,460<span></span>
</td>
<td class="nump">1,208<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">368,731<span></span>
</td>
<td class="nump">349,733<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | Very low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">223,888<span></span>
</td>
<td class="nump">214,427<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | Low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">88,575<span></span>
</td>
<td class="nump">81,969<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | Medium probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24,488<span></span>
</td>
<td class="nump">21,277<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,009<span></span>
</td>
<td class="nump">7,841<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | Very High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,218<span></span>
</td>
<td class="nump">2,827<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">18,110<span></span>
</td>
<td class="nump">20,228<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member] | Default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,903<span></span>
</td>
<td class="nump">2,372<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">110,567<span></span>
</td>
<td class="nump">106,379<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,432<span></span>
</td>
<td class="nump">2,319<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">108,135<span></span>
</td>
<td class="nump">104,060<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | Very low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">31,211<span></span>
</td>
<td class="nump">30,865<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | Low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21,826<span></span>
</td>
<td class="nump">20,698<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | Medium probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12,964<span></span>
</td>
<td class="nump">13,091<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">15,990<span></span>
</td>
<td class="nump">15,378<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | Very High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,686<span></span>
</td>
<td class="nump">2,819<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">24,819<span></span>
</td>
<td class="nump">22,411<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member] | Default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,071<span></span>
</td>
<td class="nump">1,117<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember', window );">Credit Card [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18,045<span></span>
</td>
<td class="nump">17,374<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,355<span></span>
</td>
<td class="nump">1,160<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,690<span></span>
</td>
<td class="nump">16,214<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember', window );">Credit Card [member] | Very low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,648<span></span>
</td>
<td class="nump">2,385<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember', window );">Credit Card [member] | Low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,182<span></span>
</td>
<td class="nump">2,897<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember', window );">Credit Card [member] | Medium probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,818<span></span>
</td>
<td class="nump">4,686<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember', window );">Credit Card [member] | High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,152<span></span>
</td>
<td class="nump">4,949<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember', window );">Credit Card [member] | Very High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,224<span></span>
</td>
<td class="nump">1,044<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember', window );">Credit Card [member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,021<span></span>
</td>
<td class="nump">1,413<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_UndrawnLoanCommitmentsRetailMember', window );">Undrawn loan commitments retail [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet', window );">Carrying value of undrawn loan commitments net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">174,822<span></span>
</td>
<td class="nump">161,214<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_UndrawnLoanCommitmentsRetailMember', window );">Undrawn loan commitments retail [Member] | Very low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">126,936<span></span>
</td>
<td class="nump">115,398<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_UndrawnLoanCommitmentsRetailMember', window );">Undrawn loan commitments retail [Member] | Low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,173<span></span>
</td>
<td class="nump">17,973<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_UndrawnLoanCommitmentsRetailMember', window );">Undrawn loan commitments retail [Member] | Medium probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,582<span></span>
</td>
<td class="nump">8,150<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_UndrawnLoanCommitmentsRetailMember', window );">Undrawn loan commitments retail [Member] | High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,678<span></span>
</td>
<td class="nump">3,995<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_UndrawnLoanCommitmentsRetailMember', window );">Undrawn loan commitments retail [Member] | Very High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">365<span></span>
</td>
<td class="nump">315<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_UndrawnLoanCommitmentsRetailMember', window );">Undrawn loan commitments retail [Member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">11,088<span></span>
</td>
<td class="nump">15,383<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalRetailLoansMember', window );">Total retail loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">673,625<span></span>
</td>
<td class="nump">635,908<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,247<span></span>
</td>
<td class="nump">4,687<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">668,378<span></span>
</td>
<td class="nump">631,221<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalRetailLoansMember', window );">Total retail loans [member] | Very low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">384,683<span></span>
</td>
<td class="nump">363,075<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalRetailLoansMember', window );">Total retail loans [member] | Low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">135,756<span></span>
</td>
<td class="nump">123,537<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalRetailLoansMember', window );">Total retail loans [member] | Medium probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">51,852<span></span>
</td>
<td class="nump">47,204<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalRetailLoansMember', window );">Total retail loans [member] | High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">34,829<span></span>
</td>
<td class="nump">32,163<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalRetailLoansMember', window );">Total retail loans [member] | Very High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,493<span></span>
</td>
<td class="nump">7,005<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalRetailLoansMember', window );">Total retail loans [member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">55,038<span></span>
</td>
<td class="nump">59,435<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalRetailLoansMember', window );">Total retail loans [member] | Default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,974<span></span>
</td>
<td class="nump">3,489<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">279,705<span></span>
</td>
<td class="nump">292,671<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,216<span></span>
</td>
<td class="nump">1,849<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">277,489<span></span>
</td>
<td class="nump">290,822<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,521<span></span>
</td>
<td class="nump">2,215<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,270<span></span>
</td>
<td class="nump">3,250<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">140,271<span></span>
</td>
<td class="nump">148,828<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Non investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">129,168<span></span>
</td>
<td class="nump">133,549<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member] | Watch list [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,475<span></span>
</td>
<td class="nump">4,829<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_UndrawnLoanCommitmentsBusinessAndGovernmentMember', window );">Undrawn loan commitments business and government [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">311,347<span></span>
</td>
<td class="nump">312,320<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet', window );">Carrying value of undrawn loan commitments net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">311,172<span></span>
</td>
<td class="nump">312,134<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">175<span></span>
</td>
<td class="nump">186<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_UndrawnLoanCommitmentsBusinessAndGovernmentMember', window );">Undrawn loan commitments business and government [Member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">4,594<span></span>
</td>
<td class="nump">3,921<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_UndrawnLoanCommitmentsBusinessAndGovernmentMember', window );">Undrawn loan commitments business and government [Member] | Default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">31<span></span>
</td>
<td class="nump">32<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_UndrawnLoanCommitmentsBusinessAndGovernmentMember', window );">Undrawn loan commitments business and government [Member] | Investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">243,738<span></span>
</td>
<td class="nump">244,759<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_UndrawnLoanCommitmentsBusinessAndGovernmentMember', window );">Undrawn loan commitments business and government [Member] | Non investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">61,977<span></span>
</td>
<td class="nump">62,466<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_UndrawnLoanCommitmentsBusinessAndGovernmentMember', window );">Undrawn loan commitments business and government [Member] | Watch list [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,007<span></span>
</td>
<td class="nump">1,142<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalNonRetailLoansMember', window );">Total Non Retail Loans [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">591,052<span></span>
</td>
<td class="nump">604,991<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,391<span></span>
</td>
<td class="nump">2,035<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">588,661<span></span>
</td>
<td class="nump">602,956<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalNonRetailLoansMember', window );">Total Non Retail Loans [Member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">7,115<span></span>
</td>
<td class="nump">6,136<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalNonRetailLoansMember', window );">Total Non Retail Loans [Member] | Default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,301<span></span>
</td>
<td class="nump">3,282<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalNonRetailLoansMember', window );">Total Non Retail Loans [Member] | Investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">384,009<span></span>
</td>
<td class="nump">393,587<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalNonRetailLoansMember', window );">Total Non Retail Loans [Member] | Non investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">191,145<span></span>
</td>
<td class="nump">196,015<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_TotalNonRetailLoansMember', window );">Total Non Retail Loans [Member] | Watch list [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,482<span></span>
</td>
<td class="nump">5,971<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">339,517<span></span>
</td>
<td class="nump">329,902<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">196<span></span>
</td>
<td class="nump">165<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">339,321<span></span>
</td>
<td class="nump">329,737<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Residential mortgages [member] | Very low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">219,905<span></span>
</td>
<td class="nump">211,165<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Residential mortgages [member] | Low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">83,755<span></span>
</td>
<td class="nump">78,344<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Residential mortgages [member] | Medium probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">15,870<span></span>
</td>
<td class="nump">19,205<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Residential mortgages [member] | High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,002<span></span>
</td>
<td class="nump">2,561<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Residential mortgages [member] | Very High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">48<span></span>
</td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Residential mortgages [member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">16,937<span></span>
</td>
<td class="nump">18,614<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">97,801<span></span>
</td>
<td class="nump">95,697<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">613<span></span>
</td>
<td class="nump">544<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">97,188<span></span>
</td>
<td class="nump">95,153<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Personal loans [member] | Very low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">31,009<span></span>
</td>
<td class="nump">30,865<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Personal loans [member] | Low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21,075<span></span>
</td>
<td class="nump">20,686<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Personal loans [member] | Medium probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12,886<span></span>
</td>
<td class="nump">13,053<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Personal loans [member] | High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,331<span></span>
</td>
<td class="nump">10,535<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Personal loans [member] | Very High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">35<span></span>
</td>
<td class="nump">76<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Personal loans [member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">22,465<span></span>
</td>
<td class="nump">20,482<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Credit Card [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14,421<span></span>
</td>
<td class="nump">13,865<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">338<span></span>
</td>
<td class="nump">288<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14,083<span></span>
</td>
<td class="nump">13,577<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Credit Card [member] | Very low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,646<span></span>
</td>
<td class="nump">2,382<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Credit Card [member] | Low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,171<span></span>
</td>
<td class="nump">2,872<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Credit Card [member] | Medium probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,792<span></span>
</td>
<td class="nump">4,631<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Credit Card [member] | High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,210<span></span>
</td>
<td class="nump">3,069<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Credit Card [member] | Very High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">20<span></span>
</td>
<td class="nump">16<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Credit Card [member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">582<span></span>
</td>
<td class="nump">895<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Undrawn loan commitments retail [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet', window );">Carrying value of undrawn loan commitments net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">171,452<span></span>
</td>
<td class="nump">157,605<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Undrawn loan commitments retail [Member] | Very low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">126,681<span></span>
</td>
<td class="nump">115,396<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Undrawn loan commitments retail [Member] | Low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,102<span></span>
</td>
<td class="nump">17,947<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Undrawn loan commitments retail [Member] | Medium probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,569<span></span>
</td>
<td class="nump">8,128<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Undrawn loan commitments retail [Member] | High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,047<span></span>
</td>
<td class="nump">3,490<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Undrawn loan commitments retail [Member] | Very High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Undrawn loan commitments retail [Member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">9,039<span></span>
</td>
<td class="nump">12,634<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Total retail loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">623,191<span></span>
</td>
<td class="nump">597,069<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,147<span></span>
</td>
<td class="nump">997<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">622,044<span></span>
</td>
<td class="nump">596,072<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Total retail loans [member] | Very low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">380,241<span></span>
</td>
<td class="nump">359,808<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Total retail loans [member] | Low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">130,103<span></span>
</td>
<td class="nump">119,849<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Total retail loans [member] | Medium probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">43,117<span></span>
</td>
<td class="nump">45,017<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Total retail loans [member] | High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">20,590<span></span>
</td>
<td class="nump">19,655<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Total retail loans [member] | Very High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">117<span></span>
</td>
<td class="nump">115<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Total retail loans [member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">49,023<span></span>
</td>
<td class="nump">52,625<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">263,280<span></span>
</td>
<td class="nump">273,948<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">713<span></span>
</td>
<td class="nump">586<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">262,567<span></span>
</td>
<td class="nump">273,362<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Business and government [member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,485<span></span>
</td>
<td class="nump">2,190<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Business and government [member] | Investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">138,789<span></span>
</td>
<td class="nump">146,999<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Business and government [member] | Non investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">121,999<span></span>
</td>
<td class="nump">124,749<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Business and government [member] | Watch list [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Undrawn loan commitments business and government [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">307,366<span></span>
</td>
<td class="nump">307,128<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet', window );">Carrying value of undrawn loan commitments net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">307,225<span></span>
</td>
<td class="nump">306,975<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">141<span></span>
</td>
<td class="nump">153<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Undrawn loan commitments business and government [Member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">4,593<span></span>
</td>
<td class="nump">3,921<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Undrawn loan commitments business and government [Member] | Investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">242,637<span></span>
</td>
<td class="nump">243,635<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Undrawn loan commitments business and government [Member] | Non investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">60,136<span></span>
</td>
<td class="nump">59,572<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Total Non Retail Loans [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">570,646<span></span>
</td>
<td class="nump">581,076<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">854<span></span>
</td>
<td class="nump">739<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">569,792<span></span>
</td>
<td class="nump">580,337<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Total Non Retail Loans [Member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">7,078<span></span>
</td>
<td class="nump">6,111<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Total Non Retail Loans [Member] | Investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">381,426<span></span>
</td>
<td class="nump">390,634<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Total Non Retail Loans [Member] | Non investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">182,135<span></span>
</td>
<td class="nump">184,321<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageOneExposureMember', window );">Stage one exposure [Member] | Total Non Retail Loans [Member] | Watch list [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7<span></span>
</td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">27,771<span></span>
</td>
<td class="nump">18,667<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">424<span></span>
</td>
<td class="nump">398<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">27,347<span></span>
</td>
<td class="nump">18,269<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Residential mortgages [member] | Very low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,983<span></span>
</td>
<td class="nump">3,262<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Residential mortgages [member] | Low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,820<span></span>
</td>
<td class="nump">3,625<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Residential mortgages [member] | Medium probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,618<span></span>
</td>
<td class="nump">2,072<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Residential mortgages [member] | High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,007<span></span>
</td>
<td class="nump">5,280<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Residential mortgages [member] | Very High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,170<span></span>
</td>
<td class="nump">2,814<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Residential mortgages [member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,173<span></span>
</td>
<td class="nump">1,614<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,695<span></span>
</td>
<td class="nump">9,565<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,215<span></span>
</td>
<td class="nump">1,154<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,480<span></span>
</td>
<td class="nump">8,411<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Personal loans [member] | Very low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">202<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Personal loans [member] | Low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">751<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Personal loans [member] | Medium probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">78<span></span>
</td>
<td class="nump">38<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Personal loans [member] | High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,659<span></span>
</td>
<td class="nump">4,843<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Personal loans [member] | Very High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,651<span></span>
</td>
<td class="nump">2,743<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Personal loans [member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,354<span></span>
</td>
<td class="nump">1,929<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Credit Card [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,624<span></span>
</td>
<td class="nump">3,509<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,017<span></span>
</td>
<td class="nump">872<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,607<span></span>
</td>
<td class="nump">2,637<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Credit Card [member] | Very low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Credit Card [member] | Low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Credit Card [member] | Medium probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26<span></span>
</td>
<td class="nump">55<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Credit Card [member] | High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,942<span></span>
</td>
<td class="nump">1,880<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Credit Card [member] | Very High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,204<span></span>
</td>
<td class="nump">1,028<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Credit Card [member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">439<span></span>
</td>
<td class="nump">518<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Undrawn loan commitments retail [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet', window );">Carrying value of undrawn loan commitments net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,370<span></span>
</td>
<td class="nump">3,609<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Undrawn loan commitments retail [Member] | Very low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">255<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Undrawn loan commitments retail [Member] | Low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">71<span></span>
</td>
<td class="nump">26<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Undrawn loan commitments retail [Member] | Medium probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Undrawn loan commitments retail [Member] | High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">631<span></span>
</td>
<td class="nump">505<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Undrawn loan commitments retail [Member] | Very High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">351<span></span>
</td>
<td class="nump">305<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Undrawn loan commitments retail [Member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,049<span></span>
</td>
<td class="nump">2,749<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Total retail loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,460<span></span>
</td>
<td class="nump">35,350<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,656<span></span>
</td>
<td class="nump">2,424<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">43,804<span></span>
</td>
<td class="nump">32,926<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Total retail loans [member] | Very low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,442<span></span>
</td>
<td class="nump">3,267<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Total retail loans [member] | Low probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,653<span></span>
</td>
<td class="nump">3,688<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Total retail loans [member] | Medium probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,735<span></span>
</td>
<td class="nump">2,187<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Total retail loans [member] | High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14,239<span></span>
</td>
<td class="nump">12,508<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Total retail loans [member] | Very High probability of default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,376<span></span>
</td>
<td class="nump">6,890<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Total retail loans [member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">6,015<span></span>
</td>
<td class="nump">6,810<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13,155<span></span>
</td>
<td class="nump">15,473<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">606<span></span>
</td>
<td class="nump">475<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12,549<span></span>
</td>
<td class="nump">14,998<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Business and government [member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">36<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Business and government [member] | Investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,482<span></span>
</td>
<td class="nump">1,829<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Business and government [member] | Non investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,169<span></span>
</td>
<td class="nump">8,800<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Business and government [member] | Watch list [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,468<span></span>
</td>
<td class="nump">4,819<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Undrawn loan commitments business and government [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,950<span></span>
</td>
<td class="nump">5,160<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet', window );">Carrying value of undrawn loan commitments net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,916<span></span>
</td>
<td class="nump">5,127<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">34<span></span>
</td>
<td class="nump">33<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Undrawn loan commitments business and government [Member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Undrawn loan commitments business and government [Member] | Investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,101<span></span>
</td>
<td class="nump">1,124<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Undrawn loan commitments business and government [Member] | Non investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,841<span></span>
</td>
<td class="nump">2,894<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Undrawn loan commitments business and government [Member] | Watch list [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,007<span></span>
</td>
<td class="nump">1,142<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Total Non Retail Loans [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17,105<span></span>
</td>
<td class="nump">20,633<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">640<span></span>
</td>
<td class="nump">508<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,465<span></span>
</td>
<td class="nump">20,125<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Total Non Retail Loans [Member] | Loans not graded [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">37<span></span>
</td>
<td class="nump">25<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Total Non Retail Loans [Member] | Investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,583<span></span>
</td>
<td class="nump">2,953<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Total Non Retail Loans [Member] | Non investment grade [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,010<span></span>
</td>
<td class="nump">11,694<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageTwoExposureMember', window );">Stage two exposure [Member] | Total Non Retail Loans [Member] | Watch list [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,475<span></span>
</td>
<td class="nump">5,961<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeExposureMember', window );">Stage three exposure [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">3,270<span></span>
</td>
<td class="nump">3,250<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">897<span></span>
</td>
<td class="nump">788<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">2,373<span></span>
</td>
<td class="nump">2,462<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeExposureMember', window );">Stage three exposure [Member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">2,903<span></span>
</td>
<td class="nump">2,372<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">840<span></span>
</td>
<td class="nump">645<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">2,063<span></span>
</td>
<td class="nump">1,727<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeExposureMember', window );">Stage three exposure [Member] | Residential mortgages [member] | Default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">2,903<span></span>
</td>
<td class="nump">2,372<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeExposureMember', window );">Stage three exposure [Member] | Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">1,071<span></span>
</td>
<td class="nump">1,117<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">604<span></span>
</td>
<td class="nump">621<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">467<span></span>
</td>
<td class="nump">496<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeExposureMember', window );">Stage three exposure [Member] | Personal loans [member] | Default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">1,071<span></span>
</td>
<td class="nump">1,117<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeExposureMember', window );">Stage three exposure [Member] | Total retail loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">3,974<span></span>
</td>
<td class="nump">3,489<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">1,444<span></span>
</td>
<td class="nump">1,266<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">2,530<span></span>
</td>
<td class="nump">2,223<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeExposureMember', window );">Stage three exposure [Member] | Total retail loans [member] | Default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">3,974<span></span>
</td>
<td class="nump">3,489<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeExposureMember', window );">Stage three exposure [Member] | Undrawn loan commitments business and government [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">31<span></span>
</td>
<td class="nump">32<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet', window );">Carrying value of undrawn loan commitments net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">31<span></span>
</td>
<td class="nump">32<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeExposureMember', window );">Stage three exposure [Member] | Undrawn loan commitments business and government [Member] | Default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses', window );">Carrying value of undrawn loan commitments before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">31<span></span>
</td>
<td class="nump">32<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeExposureMember', window );">Stage three exposure [Member] | Total Non Retail Loans [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">3,301<span></span>
</td>
<td class="nump">3,282<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceAccountForCreditLossesOfLoans', window );">Allowance for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">897<span></span>
</td>
<td class="nump">788<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansNet', window );">Carrying value of loans net of ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">2,404<span></span>
</td>
<td class="nump">2,494<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskRatingAxis=bns_StageThreeExposureMember', window );">Stage three exposure [Member] | Total Non Retail Loans [Member] | Default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Carrying value of loans before ACL</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">$ 3,301<span></span>
</td>
<td class="nump">$ 3,282<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Geographic segmentation is based on the location of the property for residential mortgages; otherwise, the residence of the borrower.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Portfolios where the customer account level &#8216;Probability of Default&#8217; has not been determined have been included in the &#8216;Loans not graded&#8217; category.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Stage 3 includes purchased or originated credit-impaired loans.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AllowanceAccountForCreditLossesOfLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of an allowance account used to record impairments to loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AllowanceAccountForCreditLossesOfLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Exposure to credit risk on undrawn loan commitments before allowance for credit losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Exposure To Credit Risk On Undrawn Loan Commitments Net.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ExposureToCreditRiskOnUndrawnLoanCommitmentsNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansBeforeAllowanceForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of Retail and Wholesale loans made by the entity before allowance for loan losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansBeforeAllowanceForLoanLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of Retail and Wholesale loans made by the entity, net of the allowance for loan losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Loans, Impaired Loans and Allowance for Credit Losses - Additional Information (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9', window );">ACL (Stage 1 and Stage 2)</a></td>
<td class="nump">$ 5,313<span></span>
</td>
<td class="nump">$ 4,682<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember', window );">Base case scenario [member] | Previously stated [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9', window );">ACL (Stage 1 and Stage 2)</a></td>
<td class="nump">5,018<span></span>
</td>
<td class="nump">4,316<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember', window );">Pessimistic scenario [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9', window );">ACL (Stage 1 and Stage 2)</a></td>
<td class="nump">786<span></span>
</td>
<td class="nump">942<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_ProbabilityWeightedScenariosMember', window );">Probability Weighted Scenarios [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9', window );">ACL (Stage 1 and Stage 2)</a></td>
<td class="nump">$ 801<span></span>
</td>
<td class="nump">$ 693<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Allowance for Credit Losses on Performing Loans Stage One and Two IFRS9</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
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<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_BaseCaseScenarioMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RetrospectiveApplicationAndRetrospectiveRestatementAxis=ifrs-full_PreviouslyStatedMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
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<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_PessimisticScenarioMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_ProbabilityWeightedScenariosMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MethodOfAssessmentOfExpectedCreditLossesAxis=bns_ProbabilityWeightedScenariosMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Loans, Impaired Loans and Allowance for Credit Losses - Loans Past Due But Not Impaired (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 778,508<span></span>
</td>
<td class="nump">$ 767,365<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember', window );">Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">370,191<span></span>
</td>
<td class="nump">350,941<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember', window );">Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">110,567<span></span>
</td>
<td class="nump">106,379<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember', window );">Credit Card [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18,045<span></span>
</td>
<td class="nump">17,374<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember', window );">Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">279,705<span></span>
</td>
<td class="nump">292,671<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial assets past due but not impaired [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">4,664<span></span>
</td>
<td class="nump">4,178<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial assets past due but not impaired [member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">2,370<span></span>
</td>
<td class="nump">2,136<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial assets past due but not impaired [member] | Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">1,044<span></span>
</td>
<td class="nump">990<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial assets past due but not impaired [member] | Credit Card [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">908<span></span>
</td>
<td class="nump">812<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember', window );">Financial assets past due but not impaired [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">342<span></span>
</td>
<td class="nump">240<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember', window );">31 - 60 days [member] | Financial assets past due but not impaired [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">2,821<span></span>
</td>
<td class="nump">2,499<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember', window );">31 - 60 days [member] | Financial assets past due but not impaired [member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">1,603<span></span>
</td>
<td class="nump">1,418<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember', window );">31 - 60 days [member] | Financial assets past due but not impaired [member] | Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">691<span></span>
</td>
<td class="nump">647<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember', window );">31 - 60 days [member] | Financial assets past due but not impaired [member] | Credit Card [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">289<span></span>
</td>
<td class="nump">242<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember', window );">31 - 60 days [member] | Financial assets past due but not impaired [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">238<span></span>
</td>
<td class="nump">192<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember', window );">61 - 90 days [member] | Financial assets past due but not impaired [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">1,413<span></span>
</td>
<td class="nump">1,281<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember', window );">61 - 90 days [member] | Financial assets past due but not impaired [member] | Residential mortgages [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">767<span></span>
</td>
<td class="nump">718<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember', window );">61 - 90 days [member] | Financial assets past due but not impaired [member] | Personal loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">353<span></span>
</td>
<td class="nump">343<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember', window );">61 - 90 days [member] | Financial assets past due but not impaired [member] | Credit Card [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">189<span></span>
</td>
<td class="nump">172<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember', window );">61 - 90 days [member] | Financial assets past due but not impaired [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">104<span></span>
</td>
<td class="nump">48<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanThreeMonthsMember', window );">91 days and greater [member] | Financial assets past due but not impaired [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3],[4]</sup></td>
<td class="nump">430<span></span>
</td>
<td class="nump">398<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanThreeMonthsMember', window );">91 days and greater [member] | Financial assets past due but not impaired [member] | Credit Card [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansBeforeAllowanceForLoanLosses', window );">Loans and receivables gross</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3],[4]</sup></td>
<td class="nump">$ 430<span></span>
</td>
<td class="nump">$ 398<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Geographic segmentation is based on the location of the property for residential mortgages; otherwise, the residence of the borrower.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">For loans where payment deferrals were granted, deferred payments are not considered past due and such loans are not aged further during the deferral period. Regular aging of the loans resumes, after the end of the deferral period.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Loans past due 30 days or less are not presented in this analysis as they are not administratively considered past due.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">All loans that are over 90 days past due are considered impaired with the exception of credit card receivables which are considered impaired when 180 days past due.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansBeforeAllowanceForLoanLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of Retail and Wholesale loans made by the entity before allowance for loan losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansBeforeAllowanceForLoanLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_ResidentialMortgagesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_ConsumerLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CreditCardMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_BusinessAndGovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentOfFinancialAssetsAxis=ifrs-full_FinancialAssetsPastDueButNotImpairedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanOneMonthAndNotLaterThanTwoMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanThreeMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PastDueStatusAxis=ifrs-full_LaterThanThreeMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Loans, Impaired Loans and Allowance for Credit Losses - Summary of Purchased Credit Impaired Loans (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Allowance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">$ (7,639)<span></span>
</td>
<td class="num">$ (6,723)<span></span>
</td>
<td class="num">$ (6,611)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAcquiredReceivablesAxis=ifrs-full_LoansAcquiredInBusinessCombinationMember', window );">Loans acquired in business combination [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans', window );">Unpaid principal balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">224<span></span>
</td>
<td class="nump">243<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans', window );">Credit related fair value adjustments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(24)<span></span>
</td>
<td class="num">(29)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GrossCarryingValueOfLoansIndividuallyImpaired', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">200<span></span>
</td>
<td class="nump">214<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAcquiredCreditImpairedNet', window );">Carrying value net of related allowance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">199<span></span>
</td>
<td class="nump">213<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfAcquiredReceivablesAxis=ifrs-full_LoansAcquiredInBusinessCombinationMember', window );">Loans acquired in business combination [member] | Stage 3 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses', window );">Allowance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">$ (1)<span></span>
</td>
<td class="num">$ (1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Represents principal amount owed net of write-offs.</td>
</tr></table></td></tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit related fair value adjustments on purchased credit-impaired loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GrossCarryingValueOfLoansIndividuallyImpaired">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gross Carrying Value Of Loans Individually Impaired</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GrossCarryingValueOfLoansIndividuallyImpaired</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansAcquiredCreditImpairedNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Acquired Loans identified as impaired at acquisition net of allowance for loan losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansAcquiredCreditImpairedNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Unpaid principal balance of purchased credit-impaired loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of the loss allowance the entity has made on loans and advances that are measured in accordance with paragraph 4.1.2 of IFRS 9.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfAcquiredReceivablesAxis=ifrs-full_LoansAcquiredInBusinessCombinationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfAcquiredReceivablesAxis=ifrs-full_LoansAcquiredInBusinessCombinationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditRiskRatingAxis=bns_StageThreeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRiskRatingAxis=bns_StageThreeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>184
<FILENAME>R132.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Derecognition of Financial Assets - Summary of Carrying Amount of Transferred Assets Do Not Qualify for Derecognition and Associated Liabilities (Detail) - Securitisations [member] - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems', window );"><strong>Disclosure of transferred financial assets that are not derecognised in their entirety [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise', window );">Carrying value of associated liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 15,531<span></span>
</td>
<td class="nump">$ 17,923<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis=ifrs-full_SecuritisationsMember', window );">Residential mortgage loans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems', window );"><strong>Disclosure of transferred financial assets that are not derecognised in their entirety [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsThatEntityContinuesToRecognise', window );">Carrying value of assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">8,759<span></span>
</td>
<td class="nump">11,190<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis=ifrs-full_SecuritisationsMember', window );">Other related assets [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems', window );"><strong>Disclosure of transferred financial assets that are not derecognised in their entirety [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsThatEntityContinuesToRecognise', window );">Carrying value of assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">$ 6,868<span></span>
</td>
<td class="nump">$ 7,202<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The fair value of the transferred assets is $15,298 (2024 &#8211; $18,092) and the fair value of the associated liabilities is $15,593 (2024 &#8211; $17,692), for a net position of $(295) (2024 &#8211; $400).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">These include cash held in trust and trust permitted investment assets, including repurchase style transactions of mortgage-backed securities, acquired as part of principal reinvestment account that the Bank is required to maintain in order to participate in the programs.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsThatEntityContinuesToRecognise">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transferred financial assets that the entity continues to recognise in full. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 42D<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_42D_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsThatEntityContinuesToRecognise</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities associated with transferred financial assets that the entity continues to recognise in full. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 42D<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_42D_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis=ifrs-full_SecuritisationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis=ifrs-full_SecuritisationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_ResidentialMortgageLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_ResidentialMortgageLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_OtherRelatedAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_OtherRelatedAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>185
<FILENAME>R133.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Derecognition of Financial Assets - Summary of Carrying Amount of Transferred Assets Do Not Qualify for Derecognition and Associated Liabilities (Parenthetical) (Detail) - Securitisations [member] - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems', window );"><strong>Disclosure of transferred financial assets that are not derecognised in their entirety [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety', window );">Fair value of transferred assets</a></td>
<td class="nump">$ 15,298<span></span>
</td>
<td class="nump">$ 18,092<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FairValueOfAssociatedFinancialLiabilities', window );">Fair value of associated liabilities</a></td>
<td class="nump">15,593<span></span>
</td>
<td class="nump">17,692<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety', window );">Net position</a></td>
<td class="nump">$ 295<span></span>
</td>
<td class="nump">$ 400<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FairValueOfAssociatedFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial liabilities associated with transferred financial assets that are not derecognised in their entirety. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 42D<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_42D_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FairValueOfAssociatedFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The difference between the fair value of transferred financial assets that have not been derecognised in their entirety and their associated liabilities. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 42D<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_42D_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of transferred financial assets that are not derecognised in their entirety. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 42D<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_42D_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis=ifrs-full_SecuritisationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis=ifrs-full_SecuritisationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Derecognition of financial assets - Additional Information (Detail) - Securities lent [member] - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsLineItems', window );"><strong>Disclosure of financial assets [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RecognisedAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets', window );">Recognised assets representing continuing involvement in derecognised financial assets</a></td>
<td class="nump">$ 4,550<span></span>
</td>
<td class="nump">$ 8,486<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOfDerecognisedFinancialAssetsAtDateOfTransfer', window );">Gain (loss) of derecognised financial assets at date of transfer</a></td>
<td class="nump">$ 365<span></span>
</td>
<td class="nump">$ 491<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainLossOfDerecognisedFinancialAssetsAtDateOfTransfer">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gain (loss) recognised on derecognised financial assets as of the date of the transfer of the assets. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 42G<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_42G_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainLossOfDerecognisedFinancialAssetsAtDateOfTransfer</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RecognisedAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets recognised in the statement of financial position representing the entity's continuing involvement in derecognised financial assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 42E<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_42E_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RecognisedAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis=ifrs-full_SecuritiesLendingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis=ifrs-full_SecuritiesLendingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>187
<FILENAME>R135.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Derecognition of Financial Assets - Summary of Carrying Amount of Transferred Other Financial Assets Do Not Qualify for Derecognition and Associated Liabilities (Detail) - Other Financial Assets [Member] - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems', window );"><strong>Disclosure of transferred financial assets that are not derecognised in their entirety [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsThatEntityContinuesToRecognise', window );">Carrying value of assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 252,558<span></span>
</td>
<td class="nump">$ 232,811<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise', window );">Carrying value of associated liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">189,144<span></span>
</td>
<td class="nump">190,449<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis=bns_OtherFinancialAssets1Member', window );">Repurchase agreement [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems', window );"><strong>Disclosure of transferred financial assets that are not derecognised in their entirety [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsThatEntityContinuesToRecognise', window );">Carrying value of assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">174,010<span></span>
</td>
<td class="nump">174,334<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis=bns_OtherFinancialAssets1Member', window );">Securities lending [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems', window );"><strong>Disclosure of transferred financial assets that are not derecognised in their entirety [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsThatEntityContinuesToRecognise', window );">Carrying value of assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 78,548<span></span>
</td>
<td class="nump">$ 58,477<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The fair value of transferred assets is $252,558 (2024 &#8211; $232,811) and the fair value of the associated liabilities is $189,144 (2024 &#8211; $190,449), for a net position of $63,414 (2024 &#8211; $42,362).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Liabilities for securities lending arrangements only include amounts related to cash collateral received. For securities received as collateral, refer to Note 34(a)(iv).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Does not include over-collateralization of assets pledged.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsThatEntityContinuesToRecognise">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transferred financial assets that the entity continues to recognise in full. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 42D<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_42D_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsThatEntityContinuesToRecognise</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities associated with transferred financial assets that the entity continues to recognise in full. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 42D<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_42D_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssociatedLiabilitiesThatEntityContinuesToRecognise</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis=bns_OtherFinancialAssets1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis=bns_OtherFinancialAssets1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_RepurchaseAgreementMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_RepurchaseAgreementMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialAssetsAxis=ifrs-full_SecuritiesLendingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=ifrs-full_SecuritiesLendingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>188
<FILENAME>R136.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Derecognition of Financial Assets - Summary of Carrying Amount of Transferred Other Financial Assets Do Not Qualify for Derecognition and Associated Liabilities (Parenthetical) (Detail) - Other Financial Assets [Member] - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems', window );"><strong>Disclosure of transferred financial assets that are not derecognised in their entirety [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety', window );">Fair value of transferred assets</a></td>
<td class="nump">$ 252,558<span></span>
</td>
<td class="nump">$ 232,811<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FairValueOfAssociatedFinancialLiabilities', window );">Fair value of the associated liabilities</a></td>
<td class="nump">189,144<span></span>
</td>
<td class="nump">190,449<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety', window );">Net position</a></td>
<td class="nump">$ 63,414<span></span>
</td>
<td class="nump">$ 42,362<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FairValueOfAssociatedFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of financial liabilities associated with transferred financial assets that are not derecognised in their entirety. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 42D<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_42D_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FairValueOfAssociatedFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The difference between the fair value of transferred financial assets that have not been derecognised in their entirety and their associated liabilities. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 42D<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_42D_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FairValueOfTransferredFinancialAssetsAssociatedFinancialLiabilitiesThatAreNotDerecognisedInTheirEntirety</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of transferred financial assets that are not derecognised in their entirety. [Refer: Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 42D<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_42D_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FairValueOfTransferredFinancialAssetsThatAreNotDerecognisedInTheirEntirety</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsWhichDoNotQualifyForDerecognitionAxis=bns_OtherFinancialAssets1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>189
<FILENAME>R137.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Structured Entities - Consolidated Structured Entities - Additional Information (Detail)<br> $ in Millions, $ in Millions</strong></div></th>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>CAD ($)</div>
</th>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>CAD ($)</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>USD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of information about consolidated structured entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Assets pledged</a></td>
<td class="nump">$ 308,176<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 255,401<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AutoLoanReceivablesSecuritizationTrustOutstanding', window );">Auto loan receivables securitization trust outstanding</a></td>
<td class="nump">423<span></span>
</td>
<td class="nump">$ 301<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BalanceSheetLocationAxis=bns_GuaranteedLinkedNotesMember', window );">Guarantee-linked notes [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of information about consolidated structured entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt instruments issued</a></td>
<td class="nump">1,697<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,002<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember', window );">Loans and receivables, category [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of information about consolidated structured entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Assets pledged</a></td>
<td class="nump">4,488<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ConsolidatedStructuredEntitiesAxis=bns_ScotiabankCoveredBondGuarantorLimitedPartnershipMember', window );">Scotiabank covered bond guarantor limited partnership [member] | Deposits From Business And Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of information about consolidated structured entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CoveredBondsOutstanding', window );">Covered bond outstanding</a></td>
<td class="nump">46,700<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">47,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ConsolidatedStructuredEntitiesAxis=bns_ScotiabankCoveredBondGuarantorLimitedPartnershipMember', window );">Scotiabank covered bond guarantor limited partnership [member] | Guarantee-linked notes [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of information about consolidated structured entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt instruments issued</a></td>
<td class="nump">8,400<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">5,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ConsolidatedStructuredEntitiesAxis=bns_ScotiabankCoveredBondGuarantorLimitedPartnershipMember', window );">Scotiabank covered bond guarantor limited partnership [member] | Uninsured residential mortgage backed securities [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of information about consolidated structured entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Assets pledged</a></td>
<td class="nump">44,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">48,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ConsolidatedStructuredEntitiesAxis=bns_HalifaxReceivablesTrustMember', window );">Halifax receivables trust [member] | Unsecured personal line of credit receivables [member] | Deposits From Business And Government [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of information about consolidated structured entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Assets pledged</a></td>
<td class="nump">274<span></span>
</td>
<td class="nump">196<span></span>
</td>
<td class="nump">291<span></span>
</td>
<td class="nump">$ 209<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedNotesOutstanding', window );">Subordinated notes outstanding</a></td>
<td class="nump">3,200<span></span>
</td>
<td class="nump">$ 2,300<span></span>
</td>
<td class="nump">3,300<span></span>
</td>
<td class="nump">$ 2,400<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ConsolidatedStructuredEntitiesAxis=bns_TrilliumcreditCardTrustIiMember', window );">Trillium credit card trust II [member] | Credit card receivable [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of information about consolidated structured entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Assets pledged</a></td>
<td class="nump">3,600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ConsolidatedStructuredEntitiesAxis=bns_UsMultisellerConduitMember', window );">U.S. multi-seller conduit [Member] | Business and government loans [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of information about consolidated structured entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AssetsRecognizedInEntitysFinancialStatementsInRelationToConsolidatedStructuredEntities', window );">Assets recognized in entity's financial statements in relation to consolidated structured entities</a></td>
<td class="nump">$ 14,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 11,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AssetsRecognizedInEntitysFinancialStatementsInRelationToConsolidatedStructuredEntities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Assets recognized in entity's financial statements in relation to consolidated structured entities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AssetsRecognizedInEntitysFinancialStatementsInRelationToConsolidatedStructuredEntities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AutoLoanReceivablesSecuritizationTrustOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Auto loan receivables securitization trust outstanding.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AutoLoanReceivablesSecuritizationTrustOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CoveredBondsOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Covered bonds outstanding.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CoveredBondsOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_SubordinatedNotesOutstanding">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Subordinated notes outstanding.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SubordinatedNotesOutstanding</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments issued by the entity that represent indebtedness.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfInformationAboutConsolidatedStructuredEntitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets that the entity has pledged as collateral for liabilities or contingent liabilities, including amounts that have been reclassified in accordance with paragraph 3.2.23(a) of IFRS 9. [Refer: Classes of contingent liabilities [domain]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 14<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_14_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_BalanceSheetLocationAxis=bns_GuaranteedLinkedNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_BalanceSheetLocationAxis=bns_GuaranteedLinkedNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=ifrs-full_LoansAndReceivablesCategoryMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ConsolidatedStructuredEntitiesAxis=bns_ScotiabankCoveredBondGuarantorLimitedPartnershipMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ConsolidatedStructuredEntitiesAxis=bns_ScotiabankCoveredBondGuarantorLimitedPartnershipMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_BalanceSheetLocationAxis=bns_DepositsFromBusinessAndGovernmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_BalanceSheetLocationAxis=bns_DepositsFromBusinessAndGovernmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_UninsuredResidentialMortgageBackedSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bns_UninsuredResidentialMortgageBackedSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ConsolidatedStructuredEntitiesAxis=bns_HalifaxReceivablesTrustMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ConsolidatedStructuredEntitiesAxis=bns_HalifaxReceivablesTrustMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_UnsecuredPersonalLineOfCreditReceivablesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bns_UnsecuredPersonalLineOfCreditReceivablesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ConsolidatedStructuredEntitiesAxis=bns_TrilliumcreditCardTrustIiMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ConsolidatedStructuredEntitiesAxis=bns_TrilliumcreditCardTrustIiMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialAssetsAxis=bns_CreditCardReceivableMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialAssetsAxis=bns_CreditCardReceivableMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ConsolidatedStructuredEntitiesAxis=bns_UsMultisellerConduitMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ConsolidatedStructuredEntitiesAxis=bns_UsMultisellerConduitMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_BalanceSheetLocationAxis=bns_BusinessAndGovernmentLoansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_BalanceSheetLocationAxis=bns_BusinessAndGovernmentLoansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Structured Entities - Unconsolidated Structured Entities - Additional Information (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BalanceSheetLocationAxis=bns_GuaranteedLinkedNotesMember', window );">Guarantee-linked notes [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of unconsolidated structured entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DebtSecurities', window );">Debt securities issued</a></td>
<td class="nump">$ 1,697<span></span>
</td>
<td class="nump">$ 1,002<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_UnconsolidatedStructuredEntitiesAxis=ifrs-full_UnconsolidatedStructuredEntitiesMember', window );">Unconsolidated structured entities [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of unconsolidated structured entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities', window );">Bank's maximum exposure to loss</a></td>
<td class="nump">29,738<span></span>
</td>
<td class="nump">17,852<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_UnconsolidatedStructuredEntitiesAxis=ifrs-full_UnconsolidatedStructuredEntitiesMember', window );">Unconsolidated structured entities [member] | Bank Of Nova Scotia [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of unconsolidated structured entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities', window );">Bank's maximum exposure to loss</a></td>
<td class="nump">10,200<span></span>
</td>
<td class="nump">6,100<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_UnconsolidatedStructuredEntitiesAxis=bns_UnaffiliatedStructuredEntitiesMember', window );">Unaffiliated Structured Entities [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of unconsolidated structured entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SupportProvidedToStructuredEntityWithoutHavingContractualObligationToDoSo', window );">Credit facilities funded by bank</a></td>
<td class="nump">$ 8,114<span></span>
</td>
<td class="nump">$ 4,243<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DebtSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments issued by the entity that represent indebtedness.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DebtSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount that best represents the entity's maximum exposure to loss from its interests in structured entities. [Refer: Total for all unconsolidated structured entities [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 29<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_29_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SupportProvidedToStructuredEntityWithoutHavingContractualObligationToDoSo">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial or other support (for example, purchasing assets of, or instruments issued by, the structured entity) provided to a structured entity without having a contractual obligation to do so, including assistance in obtaining financial support. [Refer: Total for all subsidiaries [member]; Total for all unconsolidated structured entities [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 15<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_15_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 30<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_30_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SupportProvidedToStructuredEntityWithoutHavingContractualObligationToDoSo</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_BalanceSheetLocationAxis=bns_GuaranteedLinkedNotesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_BalanceSheetLocationAxis=bns_GuaranteedLinkedNotesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_UnconsolidatedStructuredEntitiesAxis=ifrs-full_UnconsolidatedStructuredEntitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_UnconsolidatedStructuredEntitiesAxis=ifrs-full_UnconsolidatedStructuredEntitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_dei_LegalEntityAxis=bns_BankOfNovaScotiaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">dei_LegalEntityAxis=bns_BankOfNovaScotiaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_UnconsolidatedStructuredEntitiesAxis=bns_UnaffiliatedStructuredEntitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_UnconsolidatedStructuredEntitiesAxis=bns_UnaffiliatedStructuredEntitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>191
<FILENAME>R139.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Structured Entities - Summary of Unconsolidated Structured Entities (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of unconsolidated structured entities [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssets', window );">Trading assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 152,223<span></span>
</td>
<td class="nump">$ 129,727<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">149,948<span></span>
</td>
<td class="nump">152,832<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,460,042<span></span>
</td>
<td class="nump">1,412,027<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DepositsFromBusinessAndGovernment', window );">Deposits &#8211; Business and government</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">627,667<span></span>
</td>
<td class="nump">600,114<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56,031<span></span>
</td>
<td class="nump">51,260<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,371,455<span></span>
</td>
<td class="nump">1,327,951<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_UnconsolidatedStructuredEntitiesAxis=bns_CanadianMultisellerConduitsThatTheBankAdministersMember', window );">Canadian multi-seller Conduits that the bank administers [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of unconsolidated structured entities [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities', window );">Total assets on structured entity's financial statements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,971<span></span>
</td>
<td class="nump">6,299<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssets', window );">Trading assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities', window );">Bank's maximum exposure to loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">6,997<span></span>
</td>
<td class="nump">6,307<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_UnconsolidatedStructuredEntitiesAxis=bns_StructuredFinanceEntitiesMember', window );">Structured finance entities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of unconsolidated structured entities [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities', window );">Total assets on structured entity's financial statements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,746<span></span>
</td>
<td class="nump">13,695<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssets', window );">Trading assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">709<span></span>
</td>
<td class="nump">306<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">786<span></span>
</td>
<td class="nump">842<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">8,546<span></span>
</td>
<td class="nump">4,757<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_UnconsolidatedStructuredEntitiesOtherAssets', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">52<span></span>
</td>
<td class="nump">35<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,093<span></span>
</td>
<td class="nump">5,940<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities', window );">Bank's maximum exposure to loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,670<span></span>
</td>
<td class="nump">11,469<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_UnconsolidatedStructuredEntitiesAxis=bns_CapitalFundingVehiclesMember', window );">Other funding vehicles [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of unconsolidated structured entities [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities', window );">Total assets on structured entity's financial statements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,575<span></span>
</td>
<td class="nump">1,870<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_UnconsolidatedStructuredEntitiesOtherAssets', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">99<span></span>
</td>
<td class="nump">93<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">99<span></span>
</td>
<td class="nump">93<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DepositsFromBusinessAndGovernment', window );">Deposits &#8211; Business and government</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,533<span></span>
</td>
<td class="nump">1,842<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_UnconsolidatedStructuredEntitiesOtherLiabilities', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">43<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,576<span></span>
</td>
<td class="nump">1,870<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities', window );">Bank's maximum exposure to loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">71<span></span>
</td>
<td class="nump">76<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_UnconsolidatedStructuredEntitiesAxis=ifrs-full_UnconsolidatedStructuredEntitiesMember', window );">Unconsolidated structured entities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of unconsolidated structured entities [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities', window );">Total assets on structured entity's financial statements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">32,292<span></span>
</td>
<td class="nump">21,864<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssets', window );">Trading assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">735<span></span>
</td>
<td class="nump">314<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">786<span></span>
</td>
<td class="nump">842<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LoansAndAdvancesToCustomers', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">8,546<span></span>
</td>
<td class="nump">4,757<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_UnconsolidatedStructuredEntitiesOtherAssets', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">151<span></span>
</td>
<td class="nump">128<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,218<span></span>
</td>
<td class="nump">6,041<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DepositsFromBusinessAndGovernment', window );">Deposits &#8211; Business and government</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,533<span></span>
</td>
<td class="nump">1,842<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialLiabilities', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">28<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_UnconsolidatedStructuredEntitiesOtherLiabilities', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">43<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,576<span></span>
</td>
<td class="nump">1,870<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities', window );">Bank's maximum exposure to loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 29,738<span></span>
</td>
<td class="nump">$ 17,852<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Excludes up to a maximum amount of $1.6 billion (2024 &#8211; $1.4 billion) relating to backstop liquidity facilities provided by the Bank to these multi-seller conduits based on future asset purchases by these conduits.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Loan balances are presented net of allowance for credit losses.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DepositsFromBusinessAndGovernment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deposits from business and government.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DepositsFromBusinessAndGovernment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InvestmentSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Investment securities which is made up of non-trading debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InvestmentSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading assets</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_UnconsolidatedStructuredEntitiesOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Unconsolidated structured entities other assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_UnconsolidatedStructuredEntitiesOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_UnconsolidatedStructuredEntitiesOtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Unconsolidated structured entities other liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_UnconsolidatedStructuredEntitiesOtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present economic resource controlled by the entity as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets recognised in the entity's financial statements relating to its interests in structured entities. [Refer: Assets; Total for all unconsolidated structured entities [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 29<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_29_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DerivativeFinancialLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial liabilities classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DerivativeFinancialLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present obligation of the entity to transfer an economic resource as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LoansAndAdvancesToCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of loans and advances the entity has made to customers.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LoansAndAdvancesToCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount that best represents the entity's maximum exposure to loss from its interests in structured entities. [Refer: Total for all unconsolidated structured entities [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 29<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_29_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaximumExposureToLossFromInterestsInStructuredEntities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_UnconsolidatedStructuredEntitiesAxis=bns_CanadianMultisellerConduitsThatTheBankAdministersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_UnconsolidatedStructuredEntitiesAxis=bns_CanadianMultisellerConduitsThatTheBankAdministersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_UnconsolidatedStructuredEntitiesAxis=bns_StructuredFinanceEntitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_UnconsolidatedStructuredEntitiesAxis=bns_StructuredFinanceEntitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_UnconsolidatedStructuredEntitiesAxis=bns_CapitalFundingVehiclesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_UnconsolidatedStructuredEntitiesAxis=bns_CapitalFundingVehiclesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_UnconsolidatedStructuredEntitiesAxis=ifrs-full_UnconsolidatedStructuredEntitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_UnconsolidatedStructuredEntitiesAxis=ifrs-full_UnconsolidatedStructuredEntitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Structured Entities - Other Unconsolidated Bank-Sponsored Entities - Additional Information (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of unconsolidated structured entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Revenue</a></td>
<td class="nump">$ 37,741<span></span>
</td>
<td class="nump">$ 33,670<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_UnconsolidatedStructuredEntitiesAxis=bns_UnconsolidatedBankSponsoredEntitiesMember', window );">Unconsolidated bank sponsored entities [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of unconsolidated structured entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Revenue</a></td>
<td class="nump">$ 2,851<span></span>
</td>
<td class="nump">$ 2,547<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Revenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The income arising in the course of an entity's ordinary activities. Income is increases in assets, or decreases in liabilities, that result in increases in equity, other than those relating to contributions from holders of equity claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Revenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_UnconsolidatedStructuredEntitiesAxis=bns_UnconsolidatedBankSponsoredEntitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_UnconsolidatedStructuredEntitiesAxis=bns_UnconsolidatedBankSponsoredEntitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>193
<FILENAME>R141.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Structured Entities - Summary of Unconsolidated Structured Entities (Parenthetical) (Detail) - CAD ($)<br> $ in Billions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems', window );"><strong>Disclosure of unconsolidated structured entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CommercialPapersIssued', window );">Asset-backed commercial paper issued</a></td>
<td class="nump">$ 1.6<span></span>
</td>
<td class="nump">$ 1.4<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CommercialPapersIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of commercial paper issued by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CommercialPapersIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfUnconsolidatedStructuredEntitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>194
<FILENAME>R142.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
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</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Property and Equipment - Summary of Property Plant and Equipment (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 5,252<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4,881<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 5,252<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,367<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10,517<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment', window );">Additions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">753<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">684<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(798)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(631)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">233<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(203)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,555<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10,367<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedDepreciationAndAmortisationMember', window );">Accumulated depreciation and amortisation [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5,115)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(4,875)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepreciationPropertyPlantAndEquipment', window );">Depreciation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">683<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">730<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">306<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">372<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">182<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(118)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5,674)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(5,115)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_LandAndBuildingsMember', window );">Land and buildings [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,073<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">637<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,073<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_LandAndBuildingsMember', window );">Land and buildings [member] | Gross carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,736<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,813<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment', window );">Additions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">194<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">120<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(481)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(149)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(129)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(48)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,320<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,736<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_LandAndBuildingsMember', window );">Land and buildings [member] | Accumulated depreciation and amortisation [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(663)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(686)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepreciationPropertyPlantAndEquipment', window );">Depreciation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">36<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">49<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">44<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">50<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">28<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(22)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(683)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(663)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=bns_Equipment1Member', window );">Equipment [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">519<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">608<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">519<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=bns_Equipment1Member', window );">Equipment [member] | Gross carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,780<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,809<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment', window );">Additions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">144<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">232<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(82)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(183)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">44<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(78)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,886<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,780<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=bns_Equipment1Member', window );">Equipment [member] | Accumulated depreciation and amortisation [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,261)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,268)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepreciationPropertyPlantAndEquipment', window );">Depreciation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">83<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">94<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">67<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">75<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(26)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,278)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,261)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=bns_TechnologyAssetsMember', window );">Technology assets [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">271<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">267<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">271<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=bns_TechnologyAssetsMember', window );">Technology assets [member] | Gross carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">633<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">705<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment', window );">Additions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">88<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">73<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(25)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(155)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">126<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">822<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">633<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=bns_TechnologyAssetsMember', window );">Technology assets [member] | Accumulated depreciation and amortisation [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(362)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(381)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepreciationPropertyPlantAndEquipment', window );">Depreciation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">133<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">140<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">17<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">145<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">77<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(14)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(555)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(362)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_LeaseholdImprovementsMember', window );">Leasehold improvements [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">689<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">744<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">689<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_LeaseholdImprovementsMember', window );">Leasehold improvements [member] | Gross carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,877<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,854<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment', window );">Additions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">117<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">134<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(92)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(67)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">112<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(44)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,014<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,877<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_LeaseholdImprovementsMember', window );">Leasehold improvements [member] | Accumulated depreciation and amortisation [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,188)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,152)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepreciationPropertyPlantAndEquipment', window );">Depreciation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">113<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">116<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">71<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">40<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">40<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(40)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,270)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,188)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_RightofuseAssetsMember', window );">Right-of-use assets [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,700<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,625<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,700<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_RightofuseAssetsMember', window );">Right-of-use assets [member] | Gross carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,341<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,336<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment', window );">Additions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">210<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">125<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(118)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(77)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">80<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(43)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,513<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,341<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_RightofuseAssetsMember', window );">Right-of-use assets [member] | Accumulated depreciation and amortisation [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems', window );"><strong>Disclosure of detailed information about property, plant and equipment [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,641)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,388)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepreciationPropertyPlantAndEquipment', window );">Depreciation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">318<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">331<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">107<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">62<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">36<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(16)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">$ (1,888)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">$ (1,641)<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Includes $39 (2024 &#8211; $36) of investment property.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Includes a net impairment loss recorded in Q1 2025 related to the agreement to sell the banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease through net exchange differences and other property plant and equipment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of additions to property, plant and equipment other than those acquired through business combinations. [Refer: Total for all business combinations [member]; Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2024-01-01<br> -Paragraph 73<br> -Subparagraph e<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=16&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_73_e_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepreciationPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of depreciation of property, plant and equipment. [Refer: Depreciation and amortisation expense; Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2024-01-01<br> -Paragraph 73<br> -Subparagraph e<br> -Clause vii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=16&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_73_e_vii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2024-01-01<br> -Paragraph 75<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=16&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_75_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepreciationPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfPropertyPlantAndEquipmentLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in property, plant and equipment resulting from disposals and retirements. [Refer: Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2024-01-01<br> -Paragraph 73<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=16&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_73_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisposalsAndRetirementsPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of tangible assets that: (a) are held for use in the production or supply of goods or services, for rental to others, or for administrative purposes; and (b) are expected to be used during more than one period. Note that right-of-use assets are not included. [Contrast: Property, plant and equipment including right-of-use assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2024-01-01<br> -Paragraph 73<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=16&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_73_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedDepreciationAndAmortisationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedDepreciationAndAmortisationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_LandAndBuildingsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_LandAndBuildingsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=bns_Equipment1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=bns_Equipment1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=bns_TechnologyAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=bns_TechnologyAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_LeaseholdImprovementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_LeaseholdImprovementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_RightofuseAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfPropertyPlantAndEquipmentAxis=ifrs-full_RightofuseAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
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<DOCUMENT>
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<html>
<head>
<title></title>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Property and Equipment - Summary of Property Plant and Equipment (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentAbstract', window );"><strong>Disclosure of detailed information about property, plant and equipment [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentProperty', window );">Investment property</a></td>
<td class="nump">$ 39<span></span>
</td>
<td class="nump">$ 36<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfPropertyPlantAndEquipmentAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfPropertyPlantAndEquipmentAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentProperty">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of property (land or a building - or part of a building - or both) held (by the owner or by the lessee as a right-of-use asset) to earn rentals or for capital appreciation or both, rather than for: (a) use in the production or supply of goods or services or for administrative purposes; or (b) sale in the ordinary course of business.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 40<br> -IssueDate 2024-01-01<br> -Paragraph 76<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=40&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_76&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 40<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=40&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentProperty</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>196
<FILENAME>R144.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Investments in Associates - Summary of Significant Investments in Associates (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_BankOfXianCoLtdMember', window );">Bank of Xian Co Ltd [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems', window );"><strong>Disclosure of associates [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CountryOfIncorporationOrResidenceOfAssociate', window );">Country of incorporation</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">China<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfEntitysRelationshipWithAssociate', window );">Nature of business</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Banking<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestInAssociate', window );">Ownership percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">18.10%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate', window );">Date of financial statements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">Sep. 30,  2025<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInAssociates', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 729<span></span>
</td>
<td class="nump">$ 658<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_MaduroAndCurielsBankNVMember', window );">Maduro and curiels bank NV [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems', window );"><strong>Disclosure of associates [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CountryOfIncorporationOrResidenceOfAssociate', window );">Country of incorporation</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">Curacao<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfEntitysRelationshipWithAssociate', window );">Nature of business</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">Banking<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestInAssociate', window );">Ownership percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">48.10%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate', window );">Date of financial statements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="text">Sep. 30,  2025<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInAssociates', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">$ 570<span></span>
</td>
<td class="nump">$ 527<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_KeycorpMember', window );">KeyCorp [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems', window );"><strong>Disclosure of associates [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CountryOfIncorporationOrResidenceOfAssociate', window );">Country of incorporation</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="text">United&#160;States<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfNatureOfEntitysRelationshipWithAssociate', window );">Nature of business</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="text">Banking<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestInAssociate', window );">Ownership percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">14.90%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate', window );">Date of financial statements</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[4]</sup></td>
<td class="text">Sep. 30,  2025<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInAssociates', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">$ 4,379<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Based on the quoted price on the Shanghai Stock Exchange, the market value of the Bank&#8217;s Investment in Bank of Xi&#8217;an Co. Ltd. was $617 (October 31, 2024 &#8211; $570). The Bank has significant influence over the Bank of Xi&#8217;an Co. Ltd. through a combination of its ownership interest and board representation.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Represents the date of the most recent financial statements.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">The local regulator requires financial institutions to set aside reserves for general banking risks. These reserves are not required under IFRS, and represent undistributed retained earnings related to a foreign associated corporation, which are subject to local regulatory restrictions. As of October&#160;31, 2025, these reserves amounted to $76 (2024 &#8211; $74).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">On December&#160;27, 2024, the Bank completed the acquisition of an additional 10% ownership interest, bringing the total ownership interest in KeyCorp to 14.9% (refer to Note 35 for further details). The Bank has significant influence over KeyCorp through a combination of its ownership interest and board representation. Based on the quoted price on the New York Stock Exchange, the market value of the Bank&#8217;s investment in KeyCorp was $4,018 as at Oct 31, 2025. During the year, dividends received from KeyCorp of $140 were recognized as a reduction in the carrying value of the investment in associate.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CountryOfIncorporationOrResidenceOfAssociate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The country in which an associate of the entity is incorporated. [Refer: Total for all associates [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -Subparagraph b<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16_b_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -Subparagraph b<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17_b_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 21<br> -Subparagraph a<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_21_a_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CountryOfIncorporationOrResidenceOfAssociate</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The date of the end of the reporting period of the financial statements of an associate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 22<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_22_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfNatureOfEntitysRelationshipWithAssociate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The description of the nature of the entity's relationship with an associate (for example, describing the nature of the activities of the associate and whether they are strategic to the entity's activities). [Refer: Total for all associates [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 21<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_21_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfNatureOfEntitysRelationshipWithAssociate</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentsInAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of investments in associates in an entity's separate financial statements. [Refer: Total for all associates [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentsInAssociates</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td>instant</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProportionOfOwnershipInterestInAssociate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The proportion of ownership interest in an associate attributable to the entity. [Refer: Total for all associates [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17_b_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16_b_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 21<br> -Subparagraph a<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_21_a_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProportionOfOwnershipInterestInAssociate</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_BankOfXianCoLtdMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_MaduroAndCurielsBankNVMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
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</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>197
<FILENAME>R145.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investments in Associates - Summary of Significant Investments in Associates (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Dec. 27, 2024</div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems', window );"><strong>Disclosure of associates [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_UndistributedRetainedEarningsInForeignAssociates', window );">Undistributed retained earnings</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 76<span></span>
</td>
<td class="nump">$ 74<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentsInAssociatesBasedOnQuotedStockExchangePrice', window );">Investments in associates based on quoted Stock Exchange price on Shanghai</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">617<span></span>
</td>
<td class="nump">$ 570<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AcquireeAxis=bns_KeycorpMember', window );">KeyCorp [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems', window );"><strong>Disclosure of associates [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentsInAssociatesBasedOnQuotedNewYorkStockExchangePrice', window );">Investments in associates based on quoted new york stock exchange price</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,018<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DividendsReceivedFromAssociatesRecognisedAsReductionOfInvestment', window );">Dividends received from associates recognised as reduction of investment</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 140<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestInAssociate', window );">Proportion of ownership interest in associate</a></td>
<td class="nump">14.90%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdditionalProportionOfInvestmentAcquiredInAssociates', window );">Additional Proportion of Investment Acquired in Associates</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AdditionalProportionOfInvestmentAcquiredInAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Additional Proportion of Investment Acquired in Associates</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AdditionalProportionOfInvestmentAcquiredInAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DividendsReceivedFromAssociatesRecognisedAsReductionOfInvestment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Dividends received from associates recognised as reduction of investment.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DividendsReceivedFromAssociatesRecognisedAsReductionOfInvestment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InvestmentsInAssociatesBasedOnQuotedNewYorkStockExchangePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Investments in associates based on quoted new york stock exchange price.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InvestmentsInAssociatesBasedOnQuotedNewYorkStockExchangePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InvestmentsInAssociatesBasedOnQuotedStockExchangePrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Investments in associates based on quoted stock exchange price.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InvestmentsInAssociatesBasedOnQuotedStockExchangePrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_UndistributedRetainedEarningsInForeignAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Undistributed Retained Earnings in Foreign Associates</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_UndistributedRetainedEarningsInForeignAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProportionOfOwnershipInterestInAssociate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The proportion of ownership interest in an associate attributable to the entity. [Refer: Total for all associates [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17_b_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16_b_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 21<br> -Subparagraph a<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_21_a_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProportionOfOwnershipInterestInAssociate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AcquireeAxis=bns_KeycorpMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AcquireeAxis=bns_KeycorpMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>198
<FILENAME>R146.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
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</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Investments in Associates - Additional Information (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems', window );"><strong>Disclosure of associates [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections', window );">Terminal growth rate</a></td>
<td class="nump">4.50%<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections', window );">Cash flows discounted rate</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_BankOfXianCoLtdMember', window );">Bank of Xian Co Ltd [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems', window );"><strong>Disclosure of associates [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLoss', window );">Impairment loss recognized in profit or loss</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 343<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TermOfCashFlowForecast', window );">Term of cash flow forecast</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections', window );">Terminal growth rate</a></td>
<td class="nump">2.00%<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections', window );">Cash flows discounted rate</a></td>
<td class="nump">11.00%<span></span>
</td>
<td class="nump">12.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ImpairmentLossAfterTax', window );">Impairment loss after tax</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 309<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ImpairmentLossAfterTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Impairment loss after tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ImpairmentLossAfterTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TermOfCashFlowForecast">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Term of cash flow forecast.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TermOfCashFlowForecast</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The discount rate applied to cash flow projections for a cash-generating unit (group of units). [Refer: Total for all cash-generating units [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 134<br> -Subparagraph d<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_134_d_v&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 134<br> -Subparagraph e<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_134_e_v&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The growth rate used to extrapolate cash flow projections beyond the period covered by the most recent budgets/forecasts for a cash-generating unit (group of units). [Refer: Total for all cash-generating units [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 134<br> -Subparagraph d<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_134_d_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 134<br> -Subparagraph e<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_134_e_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount recognised as a reduction of the carrying amount of an asset or cash-generating unit to its recoverable amount. [Refer: Carrying amount [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 130<br> -Subparagraph d<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_130_d_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 130<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_130_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_BankOfXianCoLtdMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_BankOfXianCoLtdMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Investments in Associates - Summarized Financial Information of Significant Associates (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems', window );"><strong>Disclosure of associates [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Revenue</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 37,741<span></span>
</td>
<td class="nump">$ 33,670<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,758<span></span>
</td>
<td class="nump">7,892<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,460,042<span></span>
</td>
<td class="nump">1,412,027<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,371,455<span></span>
</td>
<td class="nump">1,327,951<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_BankOfXianCoLtdMember', window );">Bank of Xian Co Ltd [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems', window );"><strong>Disclosure of associates [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Revenue</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,009<span></span>
</td>
<td class="nump">1,457<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">517<span></span>
</td>
<td class="nump">471<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">108,567<span></span>
</td>
<td class="nump">87,974<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">100,773<span></span>
</td>
<td class="nump">81,577<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_MaduroAndCurielsBankNVMember', window );">Maduro and curiels bank NV [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems', window );"><strong>Disclosure of associates [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Revenue</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">487<span></span>
</td>
<td class="nump">457<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">183<span></span>
</td>
<td class="nump">170<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">8,598<span></span>
</td>
<td class="nump">8,057<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">7,430<span></span>
</td>
<td class="nump">$ 6,959<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_KeycorpMember', window );">KeyCorp [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems', window );"><strong>Disclosure of associates [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Revenue</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">8,873<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,305<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">262,850<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 234,656<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Based on the most recent available financial statements.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present economic resource controlled by the entity as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present obligation of the entity to transfer an economic resource as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 18<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_18_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 17<br> -IssueDate 2024-01-01<br> -Paragraph 113<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=17&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_113_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Revenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The income arising in the course of an entity's ordinary activities. Income is increases in assets, or decreases in liabilities, that result in increases in equity, other than those relating to contributions from holders of equity claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Revenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_BankOfXianCoLtdMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_BankOfXianCoLtdMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_MaduroAndCurielsBankNVMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_MaduroAndCurielsBankNVMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_KeycorpMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInAssociatesAxis=bns_KeycorpMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>200
<FILENAME>R148.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Goodwill and Other Intangible Assets - Summary of Changes In The Carrying Amounts of Goodwill By Groups of Cash Generating Units (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="4">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Oct. 31, 2025</div></th>
<th class="th" colspan="2"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems', window );"><strong>Disclosure of reconciliation of changes in goodwill [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Begining balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 8,961<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 9,181<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughClassifiedAsHeldForSaleGoodwill', window );">Dispositions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(589)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(92)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">213<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(128)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,585<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">8,961<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis=bns_CanadianBankingMember', window );">Canadian banking [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems', window );"><strong>Disclosure of reconciliation of changes in goodwill [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Begining balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,690<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,690<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,690<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,690<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis=bns_GlobalWealthManagementMember', window );">Global wealth management [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems', window );"><strong>Disclosure of reconciliation of changes in goodwill [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Begining balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,614<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,610<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">27<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,641<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,614<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis=bns_GlobalBankingAndMarketsMember', window );">Global banking and markets [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems', window );"><strong>Disclosure of reconciliation of changes in goodwill [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Begining balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">246<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">246<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">247<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">246<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis=srt_LatinAmericaMember', window );">Latin America [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems', window );"><strong>Disclosure of reconciliation of changes in goodwill [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Begining balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,400<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,630<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughClassifiedAsHeldForSaleGoodwill', window );">Dispositions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(195)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(92)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">180<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(138)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,385<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,400<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis=bns_CaribbeanAndCentralAmericaMember', window );">Caribbean and central america [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfReconciliationOfChangesInGoodwillLineItems', window );"><strong>Disclosure of reconciliation of changes in goodwill [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Begining balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,011<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,005<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DecreaseThroughClassifiedAsHeldForSaleGoodwill', window );">Dispositions</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(394)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Goodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 622<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 1,011<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">In the current year, the Bank recorded a goodwill write-down of $589 million pre-tax within the Latin America and Caribbean &amp; Central America CGUs in relation to its agreement to sell banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">In fiscal 2024, the Bank recorded a goodwill write-down of $92&#160;million pre-tax within the Latin America CGU in relation to its agreement to sell CrediScotia Financiera, a subsidiary in Peru. Refer to Note 35 for details.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease through net exchange differences goodwill and other adjustments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DecreaseThroughClassifiedAsHeldForSaleGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in goodwill due to classification as held for sale. [Refer: Goodwill; Disposal groups classified as held for sale [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 3<br> -IssueDate 2024-01-01<br> -Paragraph B67<br> -Subparagraph d<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=3&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B67_d_iv&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets representing the future economic benefits arising from other assets acquired in a business combination that are not individually identified and separately recognised. [Refer: Total for all business combinations [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 134<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_134_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 135<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_135_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 3<br> -IssueDate 2024-01-01<br> -Paragraph B67<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=3&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B67_d&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Goodwill and Other Intangible Assets - Summary of Changes In The Carrying Amounts of Goodwill By Groups of Cash Generating Units (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
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<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
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<td class="text">&#160;<span></span>
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<td class="nump">$ 0<span></span>
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<td class="text">&#160;<span></span>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DivestituresAxis=bns_ColombiaCostaRicaAndPanamaMember', window );">Colombia Costa Rica And Panama [Member] | Latin America [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfImpairmentLossRecognisedOrReversedLineItems', window );"><strong>Disclosure of impairment loss recognised or reversed for cash-generating unit [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill', window );">Impairment loss recognised in profit or loss, goodwill</a></td>
<td class="nump">$ 589<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DivestituresAxis=bns_CrediscotiaFinancieraSaMember', window );">CrediScotia Financiera SA [Member] | Latin America [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfImpairmentLossRecognisedOrReversedLineItems', window );"><strong>Disclosure of impairment loss recognised or reversed for cash-generating unit [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill', window );">Impairment loss recognised in profit or loss, goodwill</a></td>
<td class="text">&#160;<span></span>
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<td class="nump">$ 92<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfImpairmentLossRecognisedOrReversedLineItems</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of impairment loss recognised in profit or loss for goodwill. [Refer: Impairment loss recognised in profit or loss; Goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 3<br> -IssueDate 2024-01-01<br> -Paragraph B67<br> -Subparagraph d<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=3&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B67_d_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br></p></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Goodwill and Other Intangible Assets - Additional Information (Detail)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>CAD ($)</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>CAD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfIntangibleAssetsAndGoodwillLineItems', window );"><strong>Disclosure of intangible assets and goodwill [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill', window );">Impairment of goodwill</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExplanationOfDiscountedCashFlowForCalculatingValueInUse', window );">Period of discounted cash flow method for calculating value in use</a></td>
<td class="text">5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections', window );">Terminal growth rate</a></td>
<td class="nump">4.50%<span></span>
</td>
<td class="nump">4.50%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections', window );">Cash flows discounted rate</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill', window );">Impairment of finite lived intangible assets</a></td>
<td class="nump">$ 0<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_UnobservableInputsAxis=ifrs-full_FinancialForecastOfProfitOrLossForCashgeneratingUnitMeasurementInputMember', window );">Financial forecast of profit (loss) for cash-generating unit, measurement input [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfIntangibleAssetsAndGoodwillLineItems', window );"><strong>Disclosure of intangible assets and goodwill [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PercentageOfReasonablyPossibleDecreaseInUnobservableInputAssets', window );">Significant unobservable input assets percentage of reasonably possible decrease</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_UnobservableInputsAxis=bns_PriceEarningMultipleMember', window );">Price earning multiple [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfIntangibleAssetsAndGoodwillLineItems', window );"><strong>Disclosure of intangible assets and goodwill [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PercentageOfReasonablyPossibleDecreaseInUnobservableInputAssets', window );">Significant unobservable input assets percentage of reasonably possible decrease</a></td>
<td class="nump">1.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_ComputerSoftwareMember', window );">Computer software [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfIntangibleAssetsAndGoodwillLineItems', window );"><strong>Disclosure of intangible assets and goodwill [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill', window );">Impairment of finite lived intangible assets</a></td>
<td class="nump">$ 97<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis=srt_LatinAmericaMember', window );">Latin America [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfIntangibleAssetsAndGoodwillLineItems', window );"><strong>Disclosure of intangible assets and goodwill [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections', window );">Terminal growth rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections', window );">Cash flows discounted rate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">12.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TermOfCashFlowForecast', window );">Term of cash flow forecast</a></td>
<td class="text">5 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfIntangibleAssetsAndGoodwillLineItems', window );"><strong>Disclosure of intangible assets and goodwill [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NumberOfTimesPriceEarningsMultiplesUsed', window );">Price earnings multiples used</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PriceEarningsRatioMultiple', window );">Price earnings ratio multiple</a></td>
<td class="nump">9.5<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfIntangibleAssetsAndGoodwillLineItems', window );"><strong>Disclosure of intangible assets and goodwill [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NumberOfTimesPriceEarningsMultiplesUsed', window );">Price earnings multiples used</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.5<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PriceEarningsRatioMultiple', window );">Price earnings ratio multiple</a></td>
<td class="nump">13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfIntangibleAssetsAndGoodwillLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent disclosure of intangible assets and goodwill.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfIntangibleAssetsAndGoodwillLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ExplanationOfDiscountedCashFlowForCalculatingValueInUse">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Explanation of discounted cash flow for calculating value in use.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ExplanationOfDiscountedCashFlowForCalculatingValueInUse</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NumberOfTimesPriceEarningsMultiplesUsed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of times price earnings multiples used.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NumberOfTimesPriceEarningsMultiplesUsed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PriceEarningsRatioMultiple">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Price earnings ratio multiple.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PriceEarningsRatioMultiple</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:pureItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TermOfCashFlowForecast">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Term of cash flow forecast.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TermOfCashFlowForecast</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The discount rate applied to cash flow projections for a cash-generating unit (group of units). [Refer: Total for all cash-generating units [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 134<br> -Subparagraph d<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_134_d_v&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 134<br> -Subparagraph e<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_134_e_v&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfDiscountRatesAppliedToCashFlowProjections</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The growth rate used to extrapolate cash flow projections beyond the period covered by the most recent budgets/forecasts for a cash-generating unit (group of units). [Refer: Total for all cash-generating units [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 134<br> -Subparagraph d<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_134_d_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 134<br> -Subparagraph e<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_134_e_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of impairment loss recognised in profit or loss for goodwill. [Refer: Impairment loss recognised in profit or loss; Goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 3<br> -IssueDate 2024-01-01<br> -Paragraph B67<br> -Subparagraph d<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=3&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B67_d_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of impairment loss recognised in profit or loss for intangible assets other than goodwill. [Refer: Impairment loss recognised in profit or loss; Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2024-01-01<br> -Paragraph 118<br> -Subparagraph e<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=38&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_118_e_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PercentageOfReasonablyPossibleDecreaseInUnobservableInputAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The percentage of a reasonably possible decrease in an unobservable input used in fair value measurement of assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph h<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_h_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PercentageOfReasonablyPossibleDecreaseInUnobservableInputAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_UnobservableInputsAxis=ifrs-full_FinancialForecastOfProfitOrLossForCashgeneratingUnitMeasurementInputMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_UnobservableInputsAxis=ifrs-full_FinancialForecastOfProfitOrLossForCashgeneratingUnitMeasurementInputMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_UnobservableInputsAxis=bns_PriceEarningMultipleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_UnobservableInputsAxis=bns_PriceEarningMultipleMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_ComputerSoftwareMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_ComputerSoftwareMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis=srt_LatinAmericaMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Goodwill and Other Intangible Assets - Summary of Intangible Assets (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsLineItems', window );"><strong>Disclosure of detailed information about intangible assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 7,892<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill', window );">Impairment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,584<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">7,892<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember', window );">Gross carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsLineItems', window );"><strong>Disclosure of detailed information about intangible assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12,149<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">12,032<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill', window );">Additions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">637<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">841<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill', window );">Impairment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(199)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(188)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(206)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(538)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">410<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12,791<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">12,149<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_AccumulatedDepreciationAndAmortisationMember', window );">Accumulated depreciation and amortisation [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsLineItems', window );"><strong>Disclosure of detailed information about intangible assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(4,257)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(4,020)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill', window );">Amortization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">896<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,030<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill', window );">Impairment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(9)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(91)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">68<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">614<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">131<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(88)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(5,207)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(4,257)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis=bns_FundManagementContractsMember', window );">Fund management contracts [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsLineItems', window );"><strong>Disclosure of detailed information about intangible assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">4,415<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">4,415<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,415<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis=bns_FundManagementContractsMember', window );">Fund management contracts [member] | Gross carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsLineItems', window );"><strong>Disclosure of detailed information about intangible assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">4,415<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,415<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">4,415<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,415<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis=bns_OtherIndefiniteLifeIntangibleAssetsMember', window );">Indefinite life intangible assets [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsLineItems', window );"><strong>Disclosure of detailed information about intangible assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">163<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">163<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">163<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsWithIndefiniteUsefulLifeAxis=bns_OtherIndefiniteLifeIntangibleAssetsMember', window );">Indefinite life intangible assets [member] | Gross carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsLineItems', window );"><strong>Disclosure of detailed information about intangible assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">163<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">163<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">163<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">163<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_ComputerSoftwareMember', window );">Computer software [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsLineItems', window );"><strong>Disclosure of detailed information about intangible assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill', window );">Impairment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">97<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_ComputerSoftwareMember', window );">Computer software [member] | Finite life intangible assets [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsLineItems', window );"><strong>Disclosure of detailed information about intangible assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">3,033<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">2,791<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,033<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_ComputerSoftwareMember', window );">Computer software [member] | Finite life intangible assets [member] | Gross carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsLineItems', window );"><strong>Disclosure of detailed information about intangible assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,777<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,639<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill', window );">Additions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">637<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">840<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill', window );">Impairment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(199)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(188)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(170)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(538)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">390<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,435<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,777<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_ComputerSoftwareMember', window );">Computer software [member] | Finite life intangible assets [member] | Accumulated depreciation and amortisation [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsLineItems', window );"><strong>Disclosure of detailed information about intangible assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,744)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(2,566)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill', window );">Amortization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">828<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">958<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill', window );">Impairment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(9)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(91)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">32<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">614<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">113<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(75)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(3,644)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(2,744)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_OtherIntangibleAssetsMember', window );">Other intangible assets [member] | Finite life intangible assets [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsLineItems', window );"><strong>Disclosure of detailed information about intangible assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">281<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">215<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">281<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_OtherIntangibleAssetsMember', window );">Other intangible assets [member] | Finite life intangible assets [member] | Gross carrying amount [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsLineItems', window );"><strong>Disclosure of detailed information about intangible assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,794<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,815<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill', window );">Additions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(36)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">20<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(22)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,778<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,794<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfIntangibleAssetsOtherThanGoodwillAxis=ifrs-full_OtherIntangibleAssetsMember', window );">Other intangible assets [member] | Finite life intangible assets [member] | Accumulated depreciation and amortisation [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfIntangibleAssetsLineItems', window );"><strong>Disclosure of detailed information about intangible assets [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,513)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,454)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill', window );">Amortization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">68<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">72<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill', window );">Disposals/Retirements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">36<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill', window );">Foreign currency adjustments and other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(13)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsOtherThanGoodwill', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">$ (1,563)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">$ (1,513)<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">In the current year, the Bank recognized an impairment loss of $165 million pre-tax in relation to its agreement to sell banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Fund management contracts are attributable to the previously acquired Dynamic Funds business (formerly DundeeWealth Inc.), MD Financial Management Inc., and Jarislowsky Fraser Limited.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Computer software comprises purchased software of $262 (2024&#160;&#8211;&#160;$194), internally generated software of $1,633 (2024&#160;&#8211; $1,939), and in process software not subject to amortization of $896 (2024&#160;&#8211;&#160;$900).</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease through net exchange differences intangible assets other than goodwill and other adjustments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of additions to intangible assets other than goodwill, other than those acquired through business combinations. [Refer: Total for all business combinations [member]; Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2024-01-01<br> -Paragraph 118<br> -Subparagraph e<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=38&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_118_e_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of amortisation of intangible assets other than goodwill. [Refer: Depreciation and amortisation expense; Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2024-01-01<br> -Paragraph 118<br> -Subparagraph e<br> -Clause vi<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=38&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_118_e_vi&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AmortisationIntangibleAssetsOtherThanGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfIntangibleAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfIntangibleAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in intangible assets other than goodwill resulting from disposals and retirements. [Refer: Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2024-01-01<br> -Paragraph 118<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=38&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_118_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisposalsAndRetirementsIntangibleAssetsOtherThanGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of impairment loss recognised in profit or loss for intangible assets other than goodwill. [Refer: Impairment loss recognised in profit or loss; Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2024-01-01<br> -Paragraph 118<br> -Subparagraph e<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=38&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_118_e_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IntangibleAssetsOtherThanGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of identifiable non-monetary assets without physical substance. This amount does not include goodwill. [Refer: Goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2024-01-01<br> -Paragraph 118<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=38&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_118_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IntangibleAssetsOtherThanGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis=ifrs-full_GrossCarryingAmountMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
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<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Goodwill and Other Intangible Assets - Summary of Intangible Assets (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
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<th class="th"><div>Oct. 31, 2025</div></th>
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<td class="text">&#160;<span></span>
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<td class="nump">165<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2024-01-01<br> -Paragraph 119<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=38&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_119_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of impairment loss recognised in profit or loss for intangible assets other than goodwill. [Refer: Impairment loss recognised in profit or loss; Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2024-01-01<br> -Paragraph 118<br> -Subparagraph e<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=38&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_118_e_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>205
<FILENAME>R153.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Other Assets - Summary of Other Assets (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfOtherAssetsAbstract', window );"><strong>Disclosure of other assets [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestReceivable', window );">Accrued interest</a></td>
<td class="nump">$ 4,969<span></span>
</td>
<td class="nump">$ 5,352<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccountsReceivableAndPrepaids', window );">Accounts receivable and prepaids</a></td>
<td class="nump">2,750<span></span>
</td>
<td class="nump">2,118<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentTaxAssetsCurrent', window );">Current tax assets</a></td>
<td class="nump">2,649<span></span>
</td>
<td class="nump">2,374<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarginDepositsOnDerivativeInstruments', window );">Margin deposits on derivatives</a></td>
<td class="nump">13,304<span></span>
</td>
<td class="nump">9,976<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SegregatedFundAssets', window );">Segregated fund assets</a></td>
<td class="nump">1,006<span></span>
</td>
<td class="nump">1,231<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RecognisedAssetsDefinedBenefitPlan', window );">Pension assets (Note 27)</a></td>
<td class="nump">1,036<span></span>
</td>
<td class="nump">684<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ReceivableFromBrokersDealersAndClients', window );">Receivable from brokers, dealers and clients</a></td>
<td class="nump">4,597<span></span>
</td>
<td class="nump">3,244<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherAssetsOther', window );">Other</a></td>
<td class="nump">5,056<span></span>
</td>
<td class="nump">5,322<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherAssets', window );">Total</a></td>
<td class="nump">$ 35,367<span></span>
</td>
<td class="nump">$ 30,301<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AccountsReceivableAndPrepaids">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Accounts receivable and prepaids</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AccountsReceivableAndPrepaids</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfOtherAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of other assets [abstract].</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfOtherAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_MarginDepositsOnDerivativeInstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Margin deposits on derivative instruments</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_MarginDepositsOnDerivativeInstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherAssetsOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other assets other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherAssetsOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ReceivableFromBrokersDealersAndClients">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Receivable from brokers, dealers and clients.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ReceivableFromBrokersDealersAndClients</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_SegregatedFundAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Segregated fund assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SegregatedFundAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentTaxAssetsCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The current amount of current tax assets. [Refer: Current tax assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph n<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_n&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentTaxAssetsCurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestReceivable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest recognised as a receivable.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestReceivable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of assets that the entity does not separately disclose in the same statement or note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RecognisedAssetsDefinedBenefitPlan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of surplus in a defined benefit plan, adjusted for any effect of limiting a net defined benefit asset to the asset ceiling. [Refer: Defined benefit plans [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RecognisedAssetsDefinedBenefitPlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>206
<FILENAME>R154.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Deposits - Summary of Deposits (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BalancesOnNoticeDepositsFromCustomers', window );">Payable after notice</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">$ 196,798<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnTermDepositsFromCustomers', window );">Payable on a fixed date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">478,508<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">966,279<span></span>
</td>
<td class="nump">$ 943,849<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CA', window );">Canada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BalancesOnNoticeDepositsFromCustomers', window );">Payable after notice</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">180,349<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnTermDepositsFromCustomers', window );">Payable on a fixed date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">327,855<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">692,600<span></span>
</td>
<td class="nump">686,817<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_US', window );">United States [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BalancesOnNoticeDepositsFromCustomers', window );">Payable after notice</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">4,563<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnTermDepositsFromCustomers', window );">Payable on a fixed date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">49,400<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">101,495<span></span>
</td>
<td class="nump">90,442<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_GB', window );">United Kingdom [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BalancesOnNoticeDepositsFromCustomers', window );">Payable after notice</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">367<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnTermDepositsFromCustomers', window );">Payable on a fixed date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">33,679<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">34,046<span></span>
</td>
<td class="nump">27,091<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_MX', window );">Mexico [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnTermDepositsFromCustomers', window );">Payable on a fixed date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">17,859<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">39,091<span></span>
</td>
<td class="nump">36,751<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_PE', window );">Peru [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BalancesOnNoticeDepositsFromCustomers', window );">Payable after notice</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,908<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnTermDepositsFromCustomers', window );">Payable on a fixed date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">6,843<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">19,917<span></span>
</td>
<td class="nump">17,710<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CL', window );">Chile [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BalancesOnNoticeDepositsFromCustomers', window );">Payable after notice</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">142<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnTermDepositsFromCustomers', window );">Payable on a fixed date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">16,336<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23,135<span></span>
</td>
<td class="nump">23,232<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CO', window );">Colombia [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BalancesOnNoticeDepositsFromCustomers', window );">Payable after notice</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">548<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnTermDepositsFromCustomers', window );">Payable on a fixed date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">6,168<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10,408<span></span>
</td>
<td class="nump">8,102<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember', window );">Other International [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BalancesOnNoticeDepositsFromCustomers', window );">Payable after notice</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">8,921<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnTermDepositsFromCustomers', window );">Payable on a fixed date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">20,368<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">45,587<span></span>
</td>
<td class="nump">53,704<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_PersonalDepositMember', window );">Personal [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BalancesOnNoticeDepositsFromCustomers', window );">Payable after notice</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">124,057<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnTermDepositsFromCustomers', window );">Payable on a fixed date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">128,680<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">301,718<span></span>
</td>
<td class="nump">298,821<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_BusinessAndGovernmentDepositsMember', window );">Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BalancesOnNoticeDepositsFromCustomers', window );">Payable after notice</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">68,673<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnTermDepositsFromCustomers', window );">Payable on a fixed date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">328,723<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">627,667<span></span>
</td>
<td class="nump">600,114<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_DepositsFromBankMember', window );">Financial institution [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BalancesOnNoticeDepositsFromCustomers', window );">Payable after notice</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">4,068<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnTermDepositsFromCustomers', window );">Payable on a fixed date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">21,105<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">36,894<span></span>
</td>
<td class="nump">$ 44,914<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_InterestBearingDepositsMember', window );">Interest bearing [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[4]</sup></td>
<td class="nump">246,020<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_InterestBearingDepositsMember', window );">Interest bearing [member] | Canada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">160,504<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_InterestBearingDepositsMember', window );">Interest bearing [member] | United States [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">47,431<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_InterestBearingDepositsMember', window );">Interest bearing [member] | Mexico [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">13,893<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_InterestBearingDepositsMember', window );">Interest bearing [member] | Peru [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">11,159<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_InterestBearingDepositsMember', window );">Interest bearing [member] | Chile [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">1,310<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_InterestBearingDepositsMember', window );">Interest bearing [member] | Colombia [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">3,140<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_InterestBearingDepositsMember', window );">Interest bearing [member] | Other International [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">8,583<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_InterestBearingDepositsMember', window );">Interest bearing [member] | Personal [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">38,089<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_InterestBearingDepositsMember', window );">Interest bearing [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">197,177<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_InterestBearingDepositsMember', window );">Interest bearing [member] | Financial institution [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">10,754<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_NonInterestBearingMember', window );">Non- interest bearing [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[4]</sup></td>
<td class="nump">44,953<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_NonInterestBearingMember', window );">Non- interest bearing [member] | Canada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">23,892<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_NonInterestBearingMember', window );">Non- interest bearing [member] | United States [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">101<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_NonInterestBearingMember', window );">Non- interest bearing [member] | Mexico [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">7,339<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_NonInterestBearingMember', window );">Non- interest bearing [member] | Peru [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_NonInterestBearingMember', window );">Non- interest bearing [member] | Chile [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">5,347<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_NonInterestBearingMember', window );">Non- interest bearing [member] | Colombia [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">552<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_NonInterestBearingMember', window );">Non- interest bearing [member] | Other International [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">7,715<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_NonInterestBearingMember', window );">Non- interest bearing [member] | Personal [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">10,892<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_NonInterestBearingMember', window );">Non- interest bearing [member] | Business and government [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">33,094<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_NonInterestBearingMember', window );">Non- interest bearing [member] | Financial institution [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnDemandDepositsFromCustomers', window );">Payable on demand</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">$ 967<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Deposits denominated in U.S. dollars amount to $297,065 (2024 &#8211; $295,316), deposits denominated in Chilean pesos amount to $20,053 (2024 &#8211; $19,271), deposits denominated in Mexican pesos amount to $35,941 (2024 &#8211; $34,416) and deposits denominated in other foreign currencies amount to $117,530 (2024 &#8211; $109,683).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Deposits payable after notice include deposits for which the Bank may require notice of withdrawal, generally savings accounts.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">All deposits that mature on a specified date, generally term deposits, guaranteed investments certificates and similar instruments.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Deposits payable on demand include deposits for which the Bank may not have the right to notice of withdrawal, generally chequing accounts.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_BalancesOnNoticeDepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Balances on notice deposits from customers.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_BalancesOnNoticeDepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfDepositsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure Of Deposits [line items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfDepositsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BalancesOnDemandDepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of balances in customers' demand deposits held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BalancesOnDemandDepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BalancesOnTermDepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of balances in customers' term deposits held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BalancesOnTermDepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CA">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CA</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_US">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_US</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_GB">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_GB</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_MX">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_MX</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_PE">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_PE</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CL">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CL</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CO">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CO</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_PersonalDepositMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_PersonalDepositMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_BusinessAndGovernmentDepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_BusinessAndGovernmentDepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_DepositsFromBankMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_DepositsFromBankMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_InterestBearingDepositsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_InterestBearingDepositsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_NonInterestBearingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfFinancialLiabilitiesAxis=bns_NonInterestBearingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>207
<FILENAME>R155.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Deposits - Summary of Deposits (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 966,279<span></span>
</td>
<td class="nump">$ 943,849<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=currency_USD', window );">U.S. dollar [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">297,065<span></span>
</td>
<td class="nump">295,316<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=currency_CLP', window );">Chile, Pesos [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">20,053<span></span>
</td>
<td class="nump">19,271<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=currency_MXN', window );">Mexico, Pesos [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">35,941<span></span>
</td>
<td class="nump">34,416<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_CurrencyAxis=bns_OtherForeignCurrenciesMember', window );">Other Foreign Currencies [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Deposits', window );">Deposits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 117,530<span></span>
</td>
<td class="nump">$ 109,683<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Deposits denominated in U.S. dollars amount to $297,065 (2024 &#8211; $295,316), deposits denominated in Chilean pesos amount to $20,053 (2024 &#8211; $19,271), deposits denominated in Mexican pesos amount to $35,941 (2024 &#8211; $34,416) and deposits denominated in other foreign currencies amount to $117,530 (2024 &#8211; $109,683).</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_Deposits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deposits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_Deposits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfDepositsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure Of Deposits [line items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfDepositsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=currency_USD">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_USD</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=currency_CLP">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_CLP</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=currency_MXN">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=currency_MXN</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_CurrencyAxis=bns_OtherForeignCurrenciesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_CurrencyAxis=bns_OtherForeignCurrenciesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>208
<FILENAME>R156.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Deposits - Summary of Maturity Schedule for Term Deposits (Detail) - Canada [member] - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TermDeposits100000OrMore', window );">Term deposit</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 274,151<span></span>
</td>
<td class="nump">$ 295,433<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_LessThanThreeMonthsMember', window );">Within three months [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TermDeposits100000OrMore', window );">Term deposit</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">54,287<span></span>
</td>
<td class="nump">64,521<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_LaterThanThreeMonthAndNotLaterThanSixMonthsMember', window );">Three to six months [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TermDeposits100000OrMore', window );">Term deposit</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">37,607<span></span>
</td>
<td class="nump">37,062<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_LaterThanSixMonthAndNotLaterThanTwelveMonthsMember', window );">Six to twelve months [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TermDeposits100000OrMore', window );">Term deposit</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">57,519<span></span>
</td>
<td class="nump">59,273<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember', window );">One to 5 years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TermDeposits100000OrMore', window );">Term deposit</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">109,573<span></span>
</td>
<td class="nump">115,757<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">Over 5 years [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TermDeposits100000OrMore', window );">Term deposit</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 15,165<span></span>
</td>
<td class="nump">$ 18,820<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The majority of foreign term deposits are in excess of $100,000.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfDepositsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure Of Deposits [line items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfDepositsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TermDeposits100000OrMore">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Term deposits 100000 or more.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TermDeposits100000OrMore</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CA">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CA</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_LessThanThreeMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_LessThanThreeMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_LaterThanThreeMonthAndNotLaterThanSixMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_LaterThanThreeMonthAndNotLaterThanSixMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_LaterThanSixMonthAndNotLaterThanTwelveMonthsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_LaterThanSixMonthAndNotLaterThanTwelveMonthsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanFiveYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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</div>
</body>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Deposits - Summary of Maturity Schedule for Term Deposits (Parenthetical) (Detail)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">
<div>Oct. 31, 2025 </div>
<div>CAD ($)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnTermDepositsFromCustomers', window );">Foreign term deposits in excess</a></td>
<td class="nump">$ 478,508<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">Foreign countries [member] | Bottom of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfDepositsLineItems', window );"><strong>Disclosure Of Deposits [line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BalancesOnTermDepositsFromCustomers', window );">Foreign term deposits in excess</a></td>
<td class="nump">$ 100,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">All deposits that mature on a specified date, generally term deposits, guaranteed investments certificates and similar instruments.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Deposits denominated in U.S. dollars amount to $297,065 (2024 &#8211; $295,316), deposits denominated in Chilean pesos amount to $20,053 (2024 &#8211; $19,271), deposits denominated in Mexican pesos amount to $35,941 (2024 &#8211; $34,416) and deposits denominated in other foreign currencies amount to $117,530 (2024 &#8211; $109,683).</td>
</tr>
</table></td></tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfDepositsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure Of Deposits [line items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfDepositsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BalancesOnTermDepositsFromCustomers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of balances in customers' term deposits held by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BalancesOnTermDepositsFromCustomers</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>210
<FILENAME>R158.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Subordinated Debentures - Schedule of Net of Holdings in Debentures (Detail) - Fixed interest rate [member] - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DatedSubordinatedLiabilities', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 7,692<span></span>
</td>
<td class="nump">$ 7,833<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_JuneTwoThousandTwentyFiveMember', window );">June 2025 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsMaturity', window );">Maturity date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">June 2025<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8.90%<span></span>
</td>
<td class="nump">8.90%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedDebenturesTerms', window );">Description of Term</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">On June 20, 2025, all $250 million of outstanding 8.900% subordinated debentures matured. The principal plus accrued interest were paid to noteholders on the maturity date.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DatedSubordinatedLiabilities', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 251<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_DecemberTwoThousandTwentyFiveMember', window );">December 2025 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsMaturity', window );">Maturity date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">December 2025<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedDebenturesTerms', window );">Description of Term</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">U.S.$1,250&#160;million. Interest will be payable semi-annually in arrears on June&#160;16 and December&#160;16 of each year, until maturity in December 2025.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DatedSubordinatedLiabilities', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 1,753<span></span>
</td>
<td class="nump">1,740<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_MayTwoThousandThirtyTwoMember', window );">May 2032 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsMaturity', window );">Maturity date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">May 2032<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3.934%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedDebenturesTerms', window );">Description of Term</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">Redeemable on or after May 3, 2027. After May&#160;3, 2027, interest will be payable quarterly at the then prevailing three-month bankers&#8217; acceptance rate plus 1.520% subject to applicable benchmark fallback considerations.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DatedSubordinatedLiabilities', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 1,744<span></span>
</td>
<td class="nump">1,713<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_DecemberTwoThousandAndThirtyTwoMember', window );">December 2032 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsMaturity', window );">Maturity date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">December 2032<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1.80%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedDebenturesTerms', window );">Description of Term</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">JPY 33,000&#160;million. Redeemable on December 20, 2027. After December&#160;20, 2027, interest will be payable semi-annually at the reference Japanese Government Bond rate plus 1.681% on the reset date.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DatedSubordinatedLiabilities', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 300<span></span>
</td>
<td class="nump">301<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_AugustTwoThousandAndThirtyThreeMember', window );">August 2033 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsMaturity', window );">Maturity date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">August 2033<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5.679%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedDebenturesTerms', window );">Description of Term</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">Redeemable on or after August 2, 2028. After August&#160;2, 2028, interest will be payable at an annual rate equal to Daily Compounded CORRA plus 2.100%.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DatedSubordinatedLiabilities', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 1,026<span></span>
</td>
<td class="nump">1,016<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_DecemberTwoThousandAndThirtyThreeMember', window );">December&#160;2033 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsMaturity', window );">Maturity date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">December 2033<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1.83%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedDebenturesTerms', window );">Description of Term</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">JPY 12,000&#160;million. Redeemable on December 1, 2028. After December&#160;1, 2028, interest rate on the debentures will be reset to the prevailing yield of Japanese Government Bond rate plus 1.477% on the reset date.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DatedSubordinatedLiabilities', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 109<span></span>
</td>
<td class="nump">110<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_AugustTwoThousandAndThirtyFourMember', window );">August 2034 [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsMaturity', window );">Maturity date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">August 2034<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.959%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedDebenturesTerms', window );">Description of Term</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">Redeemable on or after August 1, 2029. After August&#160;1, 2029, interest will be payable at Daily Compounded CORRA plus 1.550%.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DatedSubordinatedLiabilities', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 1,034<span></span>
</td>
<td class="nump">998<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_MayTwoThousandThirtySevenMember', window );">May 2037 [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsMaturity', window );">Maturity date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">May 2037<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.588%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedDebenturesTerms', window );">Description of Term</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">U.S.$1,250 million. Redeemable between April 12, 2027, and May 4, 2032. On May 4, 2032, interest will reset at the then prevailing 5-year U.S. treasury rate plus 2.050%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DatedSubordinatedLiabilities', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 1,726<span></span>
</td>
<td class="nump">$ 1,704<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The carrying value of subordinated debentures may differ from par value due to the impact of fair value hedges used for managing interest rate risk and subordinated debentures held for market-making purposes.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">In accordance with the provisions of the Capital Adequacy Guideline of the Superintendent, all redemptions are subject to regulatory approval and subject to the terms in the relevant prospectus.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">These debentures contain non-viability contingent capital (NVCC) provisions. Under such NVCC provisions, outstanding debentures are convertible into a variable number of common shares if OSFI announces that the Bank has ceased, or is about to cease, to be viable, or if a federal or provincial government in Canada publicly announces that the Bank has accepted or agreed to accept a capital injection, or equivalent support, from the federal government or any provincial government or political subdivision or agent thereof without which the Bank would have been determined by OSFI to be non-viable. If such a conversion were to occur, the debentures would be converted into common shares pursuant to an automatic conversion formula defined as 150% of the par value plus accrued and unpaid interest divided by the conversion price and, where applicable, subject to translation at foreign exchange rates in effect at the time of conversion. The conversion price is based on the greater of: (i) a floor price of $5.00 (subject to adjustments in certain events as set out in the respective prospectus supplements), and (ii) the current market price of the Bank&#8217;s common shares at the time of the trigger event (10-day weighted average).</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_SubordinatedDebenturesTerms">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Subordinated debentures terms.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SubordinatedDebenturesTerms</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The interest rate on borrowings. [Refer: Borrowings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsMaturity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maturity of borrowings. [Refer: Borrowings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsMaturity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DatedSubordinatedLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of subordinated liabilities that have a specified repayment date. [Refer: Subordinated liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DatedSubordinatedLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FixedInterestRateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FixedInterestRateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_JuneTwoThousandTwentyFiveMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_JuneTwoThousandTwentyFiveMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_DecemberTwoThousandTwentyFiveMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_DecemberTwoThousandTwentyFiveMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_MayTwoThousandThirtyTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_MayTwoThousandThirtyTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_DecemberTwoThousandAndThirtyTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_DecemberTwoThousandAndThirtyTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_AugustTwoThousandAndThirtyThreeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_AugustTwoThousandAndThirtyThreeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_DecemberTwoThousandAndThirtyThreeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_DecemberTwoThousandAndThirtyThreeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_AugustTwoThousandAndThirtyFourMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_AugustTwoThousandAndThirtyFourMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Subordinated Debentures - Schedule of Net of Holdings in Debentures (Parenthetical) (Detail)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>CAD ($)</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>CAD ($)</div>
</th>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>$ / shares</div>
</th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_SubordinatedDebenturesNonViabilityContingentCapitalMember', window );">Subordinated debentures non viability contingent capital [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConversionPriceEquivalentPercentage', window );">Conversion of rate outstanding NVCC</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">150.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ConversionOfFloorPrice', window );">Conversion of floor price | $ / shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_JuneTwoThousandTwentyFiveMember', window );">June 2025 [member] | Fixed interest rate [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRateBasis', window );">Borrowings interest rate basis</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">On June 20, 2025, all $250 million of outstanding 8.900% subordinated debentures matured. The principal plus accrued interest were paid to noteholders on the maturity date.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsMaturity', window );">Maturity date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">June 2025<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedIndebtednessCarryingValue', window );">Subordinated Indebtedness Carrying Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 250<span></span>
</td>
<td class="nump">$ 250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8.90%<span></span>
</td>
<td class="nump">8.90%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_DecemberTwoThousandTwentyFiveMember', window );">December 2025 [member] | Fixed interest rate [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRateBasis', window );">Borrowings interest rate basis</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">U.S.$1,250&#160;million. Interest will be payable semi-annually in arrears on June&#160;16 and December&#160;16 of each year, until maturity in December 2025.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsMaturity', window );">Maturity date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">December 2025<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedIndebtednessCarryingValue', window );">Subordinated Indebtedness Carrying Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1,250<span></span>
</td>
<td class="nump">$ 1,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_MayTwoThousandThirtySevenMember', window );">May 2037 [member] | Fixed interest rate [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedDebenturesEarliestParValueRedemptionDate', window );">Redemption Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Apr. 12,  2027<span></span>
</td>
<td class="text">Apr. 12,  2027<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRateBasis', window );">Borrowings interest rate basis</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">U.S.$1,250 million. Redeemable between April 12, 2027, and May 4, 2032. On May 4, 2032, interest will reset at the then prevailing 5-year U.S. treasury rate plus 2.050%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsAdjustmentToInterestRateBasis', window );">Borrowings, adjustment to interest rate basis</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2.05%<span></span>
</td>
<td class="nump">2.05%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsMaturity', window );">Maturity date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">May 2037<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedIndebtednessCarryingValue', window );">Subordinated Indebtedness Carrying Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1,250<span></span>
</td>
<td class="nump">$ 1,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.588%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_MayTwoThousandThirtyTwoMember', window );">May 2032 [member] | Fixed interest rate [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedDebenturesEarliestParValueRedemptionDate', window );">Redemption Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">May  03,  2027<span></span>
</td>
<td class="text">May  03,  2027<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRateBasis', window );">Borrowings interest rate basis</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Redeemable on or after May 3, 2027. After May&#160;3, 2027, interest will be payable quarterly at the then prevailing three-month bankers&#8217; acceptance rate plus 1.520% subject to applicable benchmark fallback considerations.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsAdjustmentToInterestRateBasis', window );">Borrowings, adjustment to interest rate basis</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1.52%<span></span>
</td>
<td class="nump">1.52%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsMaturity', window );">Maturity date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">May 2032<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3.934%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_DecemberTwoThousandAndThirtyTwoMember', window );">December 2032 [member] | Fixed interest rate [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedDebenturesEarliestParValueRedemptionDate', window );">Redemption Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Dec. 20,  2027<span></span>
</td>
<td class="text">Dec. 20,  2027<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRateBasis', window );">Borrowings interest rate basis</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">JPY 33,000&#160;million. Redeemable on December 20, 2027. After December&#160;20, 2027, interest will be payable semi-annually at the reference Japanese Government Bond rate plus 1.681% on the reset date.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsAdjustmentToInterestRateBasis', window );">Borrowings, adjustment to interest rate basis</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1.681%<span></span>
</td>
<td class="nump">1.681%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsMaturity', window );">Maturity date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">December 2032<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedIndebtednessCarryingValue', window );">Subordinated Indebtedness Carrying Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 33,000<span></span>
</td>
<td class="nump">$ 33,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1.80%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_AugustTwoThousandAndThirtyThreeMember', window );">August 2033 [member] | Fixed interest rate [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedDebenturesEarliestParValueRedemptionDate', window );">Redemption Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Aug.  02,  2028<span></span>
</td>
<td class="text">Aug.  02,  2028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRateBasis', window );">Borrowings interest rate basis</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Redeemable on or after August 2, 2028. After August&#160;2, 2028, interest will be payable at an annual rate equal to Daily Compounded CORRA plus 2.100%.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsAdjustmentToInterestRateBasis', window );">Borrowings, adjustment to interest rate basis</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2.10%<span></span>
</td>
<td class="nump">2.10%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsMaturity', window );">Maturity date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">August 2033<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5.679%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_DecemberTwoThousandAndThirtyThreeMember', window );">December&#160;2033 [member] | Fixed interest rate [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedDebenturesEarliestParValueRedemptionDate', window );">Redemption Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Dec.  01,  2028<span></span>
</td>
<td class="text">Dec.  01,  2028<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRateBasis', window );">Borrowings interest rate basis</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">JPY 12,000&#160;million. Redeemable on December 1, 2028. After December&#160;1, 2028, interest rate on the debentures will be reset to the prevailing yield of Japanese Government Bond rate plus 1.477% on the reset date.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsAdjustmentToInterestRateBasis', window );">Borrowings, adjustment to interest rate basis</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1.477%<span></span>
</td>
<td class="nump">1.477%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsMaturity', window );">Maturity date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">December 2033<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedIndebtednessCarryingValue', window );">Subordinated Indebtedness Carrying Value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 12,000<span></span>
</td>
<td class="nump">$ 12,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1.83%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=bns_AugustTwoThousandAndThirtyFourMember', window );">August 2034 [Member] | Fixed interest rate [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems', window );"><strong>Disclosure of detailed information about borrowings [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubordinatedDebenturesEarliestParValueRedemptionDate', window );">Redemption Date</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Aug.  01,  2029<span></span>
</td>
<td class="text">Aug.  01,  2029<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRateBasis', window );">Borrowings interest rate basis</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">Redeemable on or after August 1, 2029. After August&#160;1, 2029, interest will be payable at Daily Compounded CORRA plus 1.550%.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsAdjustmentToInterestRateBasis', window );">Borrowings, adjustment to interest rate basis</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1.55%<span></span>
</td>
<td class="nump">1.55%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsMaturity', window );">Maturity date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">August 2034<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.959%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">These debentures contain non-viability contingent capital (NVCC) provisions. Under such NVCC provisions, outstanding debentures are convertible into a variable number of common shares if OSFI announces that the Bank has ceased, or is about to cease, to be viable, or if a federal or provincial government in Canada publicly announces that the Bank has accepted or agreed to accept a capital injection, or equivalent support, from the federal government or any provincial government or political subdivision or agent thereof without which the Bank would have been determined by OSFI to be non-viable. If such a conversion were to occur, the debentures would be converted into common shares pursuant to an automatic conversion formula defined as 150% of the par value plus accrued and unpaid interest divided by the conversion price and, where applicable, subject to translation at foreign exchange rates in effect at the time of conversion. The conversion price is based on the greater of: (i) a floor price of $5.00 (subject to adjustments in certain events as set out in the respective prospectus supplements), and (ii) the current market price of the Bank&#8217;s common shares at the time of the trigger event (10-day weighted average).</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ConversionOfFloorPrice">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Conversion of floor price.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ConversionOfFloorPrice</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ConversionPriceEquivalentPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Conversion price equivalent percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ConversionPriceEquivalentPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_SubordinatedDebenturesEarliestParValueRedemptionDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Subordinated debentures earliest par value redemption date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SubordinatedDebenturesEarliestParValueRedemptionDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_SubordinatedIndebtednessCarryingValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Subordinated indebtedness carrying value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SubordinatedIndebtednessCarryingValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsAdjustmentToInterestRateBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The adjustment to the basis (reference rate) used for calculation of the interest rate on borrowings. [Refer: Borrowings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsAdjustmentToInterestRateBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The interest rate on borrowings. [Refer: Borrowings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsInterestRateBasis">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The basis (reference rate) used for calculation of the interest rate on borrowings. [Refer: Borrowings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsInterestRateBasis</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsMaturity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The maturity of borrowings. [Refer: Borrowings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsMaturity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfDetailedInformationAboutBorrowingsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_SubordinatedDebenturesNonViabilityContingentCapitalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialLiabilitiesAxis=bns_SubordinatedDebenturesNonViabilityContingentCapitalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_JuneTwoThousandTwentyFiveMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_JuneTwoThousandTwentyFiveMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FixedInterestRateMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfInterestRatesAxis=ifrs-full_FixedInterestRateMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_DecemberTwoThousandTwentyFiveMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_DecemberTwoThousandTwentyFiveMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_MayTwoThousandThirtySevenMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_MayTwoThousandThirtySevenMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_MayTwoThousandThirtyTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_MayTwoThousandThirtyTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_DecemberTwoThousandAndThirtyTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_DecemberTwoThousandAndThirtyTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_AugustTwoThousandAndThirtyThreeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_AugustTwoThousandAndThirtyThreeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_DecemberTwoThousandAndThirtyThreeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_DecemberTwoThousandAndThirtyThreeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaturityAxis=bns_AugustTwoThousandAndThirtyFourMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=bns_AugustTwoThousandAndThirtyFourMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>212
<FILENAME>R160.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Other Liabilities - Summary of Other Liabilities (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems', window );"><strong>Disclosure of financial liabilities [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestPayable', window );">Accrued interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 6,856<span></span>
</td>
<td class="nump">$ 7,840<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LeaseLiabilities', window );">Lease liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2,955<span></span>
</td>
<td class="nump">2,982<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AccountsPayableAndAccruedExpenses', window );">Accounts payable and accrued expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,151<span></span>
</td>
<td class="nump">8,133<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentTaxLiabilitiesCurrent', window );">Current tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">942<span></span>
</td>
<td class="nump">1,070<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxLiabilities', window );">Deferred tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,414<span></span>
</td>
<td class="nump">1,397<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GoldAndSilverCertificatesAndBullion', window );">Gold and silver certificates and bullion</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">757<span></span>
</td>
<td class="nump">578<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MarginAndCollateralAccounts', window );">Margin and collateral accounts</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,883<span></span>
</td>
<td class="nump">8,186<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SegregatedFundLiabilities', window );">Segregated fund liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,007<span></span>
</td>
<td class="nump">1,231<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TradeAndOtherPayables', window );">Payables to brokers, dealers and clients</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,843<span></span>
</td>
<td class="nump">798<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Provisions', window );">Provisions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">668<span></span>
</td>
<td class="nump">411<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OffBalanceSheetExposure', window );">Allowance for credit losses on off-balance sheet exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">175<span></span>
</td>
<td class="nump">186<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PensionLiabilities', window );">Pension liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">535<span></span>
</td>
<td class="nump">523<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherLiabilitiesOfSubsidiariesAndStructuredEntities', window );">Other liabilities of subsidiaries and structured entities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,665<span></span>
</td>
<td class="nump">22,104<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherLiabilitiesOther', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,011<span></span>
</td>
<td class="nump">7,589<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MiscellaneousOtherLiabilities', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 66,862<span></span>
</td>
<td class="nump">$ 63,028<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Represents discounted value of lease liabilities.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AccountsPayableAndAccruedExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Accounts payable and accrued expenses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AccountsPayableAndAccruedExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GoldAndSilverCertificatesAndBullion">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Gold and silver certificates and bullion.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GoldAndSilverCertificatesAndBullion</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_MarginAndCollateralAccounts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Margin and collateral accounts.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_MarginAndCollateralAccounts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_MiscellaneousOtherLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Miscellaneous other liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_MiscellaneousOtherLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OffBalanceSheetExposure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Off Balance Sheet Exposure</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OffBalanceSheetExposure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherLiabilitiesOfSubsidiariesAndStructuredEntities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other liabilities of subsidiaries and structured entities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherLiabilitiesOfSubsidiariesAndStructuredEntities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherLiabilitiesOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other liabilities other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherLiabilitiesOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PensionLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Pension liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PensionLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_SegregatedFundLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Segregated fund liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SegregatedFundLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentTaxLiabilitiesCurrent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The current amount of current tax liabilities. [Refer: Current tax liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph n<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_n&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentTaxLiabilitiesCurrent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amounts of income taxes payable in future periods in respect of taxable temporary differences. [Refer: Temporary differences [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph o<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_o&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 56<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_56&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialLiabilitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialLiabilitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestPayable">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest recognised as a liability.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestPayable</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LeaseLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities related to the entity's leases. Lease is a contract, or part of a contract, that conveys the right to use an underlying asset for a period of time in exchange for consideration.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 16<br> -IssueDate 2024-01-01<br> -Paragraph 47<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=16&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_47_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LeaseLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Provisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities of uncertain timing or amount, including provisions for employee benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph l<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_l&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Provisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TradeAndOtherPayables">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of trade payables and other payables. [Refer: Trade payables; Other payables]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph k<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_k&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TradeAndOtherPayables</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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</body>
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</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>213
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Other Liabilities - Summary of lease payments to be made (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems', window );"><strong>Disclosure of Operating Lease Undiscounted Lease Liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossLeaseLiabilities', window );">Gross lease liabilities</a></td>
<td class="nump">$ 3,974<span></span>
</td>
<td class="nump">$ 3,631<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember', window );">Within 1 year [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems', window );"><strong>Disclosure of Operating Lease Undiscounted Lease Liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossLeaseLiabilities', window );">Gross lease liabilities</a></td>
<td class="nump">393<span></span>
</td>
<td class="nump">410<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember', window );">1 to 2 years [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems', window );"><strong>Disclosure of Operating Lease Undiscounted Lease Liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossLeaseLiabilities', window );">Gross lease liabilities</a></td>
<td class="nump">405<span></span>
</td>
<td class="nump">404<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember', window );">2 to 3 years [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems', window );"><strong>Disclosure of Operating Lease Undiscounted Lease Liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossLeaseLiabilities', window );">Gross lease liabilities</a></td>
<td class="nump">390<span></span>
</td>
<td class="nump">401<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFourYearsMember', window );">3 to 4 years [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems', window );"><strong>Disclosure of Operating Lease Undiscounted Lease Liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossLeaseLiabilities', window );">Gross lease liabilities</a></td>
<td class="nump">387<span></span>
</td>
<td class="nump">381<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember', window );">4 to 5 years [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems', window );"><strong>Disclosure of Operating Lease Undiscounted Lease Liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossLeaseLiabilities', window );">Gross lease liabilities</a></td>
<td class="nump">376<span></span>
</td>
<td class="nump">358<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember', window );">After 5 years [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems', window );"><strong>Disclosure of Operating Lease Undiscounted Lease Liabilities [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GrossLeaseLiabilities', window );">Gross lease liabilities</a></td>
<td class="nump">$ 2,023<span></span>
</td>
<td class="nump">$ 1,677<span></span>
</td>
</tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfMaturityAnalysisOfOperatingLeasePaymentsLineItems</td>
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<tr>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GrossLeaseLiabilities">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of contractual undiscounted cash flows in relation to lease liabilities before deducting finance charges. [Refer: Lease liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 16<br> -IssueDate 2024-01-01<br> -Paragraph 58<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=16&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_58&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph B11D<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B11D_a&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GrossLeaseLiabilities</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_NotLaterThanOneYearMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanOneYearAndNotLaterThanTwoYearsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanTwoYearsAndNotLaterThanThreeYearsMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanThreeYearsAndNotLaterThanFourYearsMember</td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanFourYearsAndNotLaterThanFiveYearsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaturityAxis=ifrs-full_LaterThanFiveYearsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<DOCUMENT>
<TYPE>XML
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Provisions - Summary of Provisions (Detail) - Litigation and other [member] - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOtherProvisionsLineItems', window );"><strong>Disclosure of other provisions [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherProvisions', window );">Beginning balance</a></td>
<td class="nump">$ 411<span></span>
</td>
<td class="nump">$ 573<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdditionalProvisionsOtherProvisions', window );">Provisions made during the year</a></td>
<td class="nump">422<span></span>
</td>
<td class="nump">203<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProvisionUsedOtherProvisions', window );">Provisions utilized / released during the year</a></td>
<td class="num">(165)<span></span>
</td>
<td class="num">(365)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherProvisions', window );">Ending balance</a></td>
<td class="nump">$ 668<span></span>
</td>
<td class="nump">$ 411<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdditionalProvisionsOtherProvisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of additional other provisions made. [Refer: Other provisions]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 37<br> -IssueDate 2024-01-01<br> -Paragraph 84<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=37&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_84_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdditionalProvisionsOtherProvisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfOtherProvisionsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOtherProvisionsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherProvisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of provisions other than provisions for employee benefits. [Refer: Provisions]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 37<br> -IssueDate 2024-01-01<br> -Paragraph 84<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=37&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_84_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherProvisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProvisionUsedOtherProvisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount used (ie incurred and charged against the provision) for other provisions. [Refer: Other provisions]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 37<br> -IssueDate 2024-01-01<br> -Paragraph 84<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=37&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_84_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProvisionUsedOtherProvisions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfProvisionsAxis=bns_LitigationAndOtherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfProvisionsAxis=bns_LitigationAndOtherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Provisions - Additional Information (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
<th class="th" colspan="1">3 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Nov. 30, 2021</div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOtherProvisionsLineItems', window );"><strong>Disclosure of other provisions [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseOfRestructuringActivities', window );">Expense of restructuring activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 373<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetExpensesOfRestructuringActivities', window );">Net expenses of restructuring activities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">270<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LegalProceedingsProvision', window );">Amount of taxable temporary differences associated with investments in subsidiaries, associates and interests in joint ventures for which deferred tax liabilities have not been recognized</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">176<span></span>
</td>
<td class="nump">$ 176<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfProvisionsAxis=ifrs-full_LegalProceedingsProvisionMember', window );">Legal proceedings provision [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOtherProvisionsLineItems', window );"><strong>Disclosure of other provisions [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NewProvisionsOtherProvisions', window );">New provisions, other provisions</a></td>
<td class="nump">$ 34<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">142<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=bns_OtherOperatingSegmentMember', window );">Other operating segment [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOtherProvisionsLineItems', window );"><strong>Disclosure of other provisions [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LongtermRestructuringProvision', window );">Non-current restructuring provision</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 272<span></span>
</td>
<td class="nump">$ 272<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NetExpensesOfRestructuringActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net expenses of restructuring activities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NetExpensesOfRestructuringActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfOtherProvisionsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOtherProvisionsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseOfRestructuringActivities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense relating to restructuring. Restructuring is a programme that is planned and controlled by management and materially changes either the scope of a business undertaken by an entity or the manner in which that business is conducted. Such programmes include: (a) the sale or termination of a line of business; (b) closure of business locations in a country or region or the relocation of activities from one country or region to another; (c) changes in management structure; and (d) fundamental reorganisations that have a material effect on the nature and focus of the entity's operations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 98<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_98_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseOfRestructuringActivities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LegalProceedingsProvision">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of provision for legal proceedings. [Refer: Other provisions]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 37<br> -IssueDate 2024-01-01<br> -Section Example 10 A court case<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=37&amp;code=ifrs-tx-2024-en-r&amp;doctype=Illustrative%20Examples&amp;dita_xref=IAS37_IE_C_ex10_TI<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 37<br> -IssueDate 2024-01-01<br> -Paragraph 87<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=37&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_87&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LegalProceedingsProvision</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LongtermRestructuringProvision">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of non-current provision for restructuring. [Refer: Restructuring provision]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 37<br> -IssueDate 2024-01-01<br> -Paragraph 70<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=37&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_70&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LongtermRestructuringProvision</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NewProvisionsOtherProvisions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount recognised for new other provisions. [Refer: Other provisions]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 37<br> -IssueDate 2024-01-01<br> -Paragraph 84<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=37&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_84_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NewProvisionsOtherProvisions</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfProvisionsAxis=ifrs-full_LegalProceedingsProvisionMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=bns_OtherOperatingSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=bns_OtherOperatingSegmentMember</td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Common shares, preferred shares and other equity instruments - Schedule of Common Shares (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Beginning Balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 84,076<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 78,571<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions', window );">Issued in relation to share-based payments, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">15<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Ending Balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 88,587<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 84,076<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=ifrs-full_OrdinarySharesMember', window );">Common shares [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfSharesIssuedAndFullyPaid', window );">Outstanding at beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,244,435,686<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,214,044,420<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NumberOfSharesIssuedUnderShareholderDividendAndSharePurchasePlan', window );">Issued in relation to share-based payments, net (shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,709,942<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">497,930<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NumberOfSharesIssuedInRelationToTheDividendReinvestmentAndSharePurchasePlan', window );">Issued in relation to the Shareholder Dividend and Share Purchase Plan (shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">29,893,336<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SharesRepurchasedAndCancelledShares', window );">Repurchased for cancellation under the Normal Course Issuer Bid (shares)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(10,839,890)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfSharesIssuedAndFullyPaid', window );">Outstanding at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,236,305,738<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,244,435,686<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Beginning Balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 22,054<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 20,109<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions', window );">Issued in relation to share-based payments, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">210<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">37<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughDividendReinvestmentAndSharePurchasePlan', window );">Issued in relation to the Shareholder Dividend and Share Purchase Plan</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,908<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReductionOfIssuedCapital', window );">Repurchased for cancellation under the Normal Course Issuer Bid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(197)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Equity', window );">Ending Balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 22,067<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 22,054<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Represents amounts on account of share-based payments (refer to Note 25).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">In the normal course of business, the Bank&#8217;s regulated Dealer subsidiary purchases and sells the Bank&#8217;s common shares to facilitate trading/institutional client activity. During fiscal 2025, the number of such shares bought was 30,855,084 and sold was 30,855,333 (2024 &#8211; 26,564,849 bought and 26,566,901 sold).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Effective November&#160;1, 2024, and until such time as the Bank elects otherwise, the Bank has suspended the discount to the Average Market Price (as defined in the Plan) for dividend reinvestments and stock dividends under the Plan and has discontinued issuances of common shares from treasury under the Plan. Additionally, effective November&#160;1, 2024, and until such time as the Bank elects otherwise, purchases of common shares under the Plan will be made in the secondary market in accordance with the provisions of the Plan.</td>
</tr>
</table></td></tr>
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<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseDecreaseThroughDividendReinvestmentAndSharePurchasePlan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase Decrease Through dividend reinvestment and share purchase plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseThroughDividendReinvestmentAndSharePurchasePlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued in relation to the dividend reinvestment and share purchase plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NumberOfSharesIssuedInRelationToTheDividendReinvestmentAndSharePurchasePlan</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued under Shareholder Dividend and Share Purchase Plan.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NumberOfSharesIssuedUnderShareholderDividendAndSharePurchasePlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_SharesRepurchasedAndCancelledShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Shares repurchased and cancelled, shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SharesRepurchasedAndCancelledShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfClassesOfShareCapitalLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Equity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of residual interest in the assets of the entity after deducting all its liabilities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 78<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_78_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Equity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from share-based payment transactions. [Refer: Equity]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughSharebasedPaymentTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfSharesIssuedAndFullyPaid">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of shares issued by the entity, for which full payment has been received.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfSharesIssuedAndFullyPaid</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReductionOfIssuedCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in equity resulting from a reduction in issued capital. [Refer: Issued capital]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReductionOfIssuedCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=ifrs-full_OrdinarySharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=ifrs-full_OrdinarySharesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Common shares, preferred shares and other equity instruments - Schedule of Common Shares (Parenthetical) (Detail) - Common shares [member] - shares<br></strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SharesBoughtToFacilitateTradingInstitutionalClientActivity', window );">Number of shares bought to facilitate trading/institutional client activity</a></td>
<td class="nump">30,855,084<span></span>
</td>
<td class="nump">26,564,849<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SharesSoldToFacilitateTradingInstitutionalClientActivity', window );">Number of shares sold to facilitate trading/institutional client activity</a></td>
<td class="nump">30,855,333<span></span>
</td>
<td class="nump">26,566,901<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_SharesBoughtToFacilitateTradingInstitutionalClientActivity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Shares bought to facilitate trading/institutional client activity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SharesBoughtToFacilitateTradingInstitutionalClientActivity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_SharesSoldToFacilitateTradingInstitutionalClientActivity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Shares sold to facilitate trading/institutional client activity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SharesSoldToFacilitateTradingInstitutionalClientActivity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfClassesOfShareCapitalLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=ifrs-full_OrdinarySharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=ifrs-full_OrdinarySharesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<TEXT>
<html>
<head>
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<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Common shares, preferred shares and other equity instruments - Additional Information (Detail) - CAD ($)<br> $ / shares in Units, shares in Millions, $ in Millions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>May 28, 2025</div></th>
<th class="th"><div>Dec. 02, 2024</div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinaryShares', window );">Dividend paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 5,369<span></span>
</td>
<td class="nump">$ 5,198<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidOrdinarySharesPerShare', window );">Dividend paid per share</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 4.32<span></span>
</td>
<td class="nump">$ 4.24<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DividendsDeclaredPerOrdinaryShares', window );">Quarterly dividend payable declared</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1.1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DividendsRecordDate', window );">Dividend recorded date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Jan.  06,  2026<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DividendPayableDate', window );">Dividend payable date</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">Jan. 28,  2026<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NumberOfSharesIssuedOrIssuableUponConversionOfConvertibleInstrument', window );">Stock issuable on conversion of instruments</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4,863.0<span></span>
</td>
<td class="nump">4,582.0<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestPaid1', window );">Interest paid</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 506<span></span>
</td>
<td class="nump">$ 469<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncomeTaxesNet', window );">Net income taxes</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 120<span></span>
</td>
<td class="nump">$ 93<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInRepurchaseOfCancellationOfChares', window );">Increase Decrease In Repurchase Of Cancellation Of Chares</a></td>
<td class="nump">$ 913<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_RepurchasedForCancellationOfCommonShare', window );">Repurchased for cancellation of common share</a></td>
<td class="nump">20.0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=ifrs-full_OrdinarySharesMember', window );">Ordinary shares [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AveragePricePerShare', window );">Average price per share</a></td>
<td class="nump">$ 82.57<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AveragePricePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Average price per share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AveragePricePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DividendPayableDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Dividend payable date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DividendPayableDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DividendsDeclaredPerOrdinaryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Dividends Declared per ordinary shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DividendsDeclaredPerOrdinaryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DividendsRecordDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Dividends record date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DividendsRecordDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncomeTaxesNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Income taxes, net.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncomeTaxesNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseDecreaseInRepurchaseOfCancellationOfChares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease in repurchase of cancellation of chares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseInRepurchaseOfCancellationOfChares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InterestPaid1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest paid 1.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InterestPaid1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NumberOfSharesIssuedOrIssuableUponConversionOfConvertibleInstrument">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares issued or issuable upon conversion of convertible instrument.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NumberOfSharesIssuedOrIssuableUponConversionOfConvertibleInstrument</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_RepurchasedForCancellationOfCommonShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Repurchased for cancellation of common share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_RepurchasedForCancellationOfCommonShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfClassesOfShareCapitalLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidOrdinaryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid by the entity on ordinary shares. [Refer: Ordinary shares [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 34<br> -IssueDate 2024-01-01<br> -Paragraph 16A<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=34&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16A_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidOrdinaryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidOrdinarySharesPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid per ordinary share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 34<br> -IssueDate 2024-01-01<br> -Paragraph 16A<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=34&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16A_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidOrdinarySharesPerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=ifrs-full_OrdinarySharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=ifrs-full_OrdinarySharesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Common shares, preferred shares and other equity instruments - Other equity instruments (Detail)<br> $ / shares in Units, $ / shares in Units, $ in Millions, $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="2"></th>
</tr>
<tr>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>USD ($) </div>
<div>$ / shares</div>
</th>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>CAD ($) </div>
<div>$ / shares</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>CAD ($) </div>
<div>$ / shares</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>$ / shares</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityValue', window );">Total other equity instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 9,939<span></span>
</td>
<td class="nump">$ 8,779<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesOneMember', window );">Limited Recourse Capital Notes Series One [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other equity instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInterestPerAnnum', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="nump">3.70%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsInterestPerAnnumAfterResetDate', window );">Other equity instruments interest per annum after reset date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3],[4]</sup></td>
<td class="text">GOC +2.761<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestRateAfterReset', window );">Interest rate after reset</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3],[4]</sup></td>
<td class="nump">2.761%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_RedemptionFrequencyAfterReset', window );">Redemption frequency after reset</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3],[5]</sup></td>
<td class="text">Every&#160;five years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityValue', window );">Total other equity instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,250<span></span>
</td>
<td class="nump">$ 1,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DistributionsPaidPerNote', window );">Distributions paid per note | $ / shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3],[6]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 37<span></span>
</td>
<td class="nump">$ 37<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesTwoMember', window );">Limited Recourse Capital Notes Series Two [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other equity instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[7]</sup></td>
<td class="nump">$ 600<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInterestPerAnnum', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[7]</sup></td>
<td class="nump">3.625%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsInterestPerAnnumAfterResetDate', window );">Other equity instruments interest per annum after reset date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[7],[8]</sup></td>
<td class="text">UST +2.613<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestRateAfterReset', window );">Interest rate after reset</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[7],[8]</sup></td>
<td class="nump">2.613%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_RedemptionFrequencyAfterReset', window );">Redemption frequency after reset</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[5],[7]</sup></td>
<td class="text">Quarterly<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityValue', window );">Total other equity instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[7]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 753<span></span>
</td>
<td class="nump">$ 753<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DistributionsPaidPerNote', window );">Distributions paid per note | $ / shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[6],[7]</sup></td>
<td class="nump">$ 36.25<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 36.25<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesThreeMember', window );">Limited Recourse Capital Notes Series Three [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other equity instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[9]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInterestPerAnnum', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[9]</sup></td>
<td class="nump">7.023%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsInterestPerAnnumAfterResetDate', window );">Other equity instruments interest per annum after reset date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[4],[9]</sup></td>
<td class="text">GOC +3.95<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestRateAfterReset', window );">Interest rate after reset</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[4],[9]</sup></td>
<td class="nump">3.95%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_RedemptionFrequencyAfterReset', window );">Redemption frequency after reset</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[5],[9]</sup></td>
<td class="text">Every five years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityValue', window );">Total other equity instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[9]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,500<span></span>
</td>
<td class="nump">$ 1,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DistributionsPaidPerNote', window );">Distributions paid per note | $ / shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[6],[9]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 70.23<span></span>
</td>
<td class="nump">$ 70.23<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesFourMember', window );">Limited Recourse Capital Notes Series Four [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other equity instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[10]</sup></td>
<td class="nump">$ 750<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInterestPerAnnum', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[10]</sup></td>
<td class="nump">8.625%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsInterestPerAnnumAfterResetDate', window );">Other equity instruments interest per annum after reset date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[8],[10]</sup></td>
<td class="text">UST +4.389<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestRateAfterReset', window );">Interest rate after reset</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[8],[10]</sup></td>
<td class="nump">4.389%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_RedemptionFrequencyAfterReset', window );">Redemption frequency after reset</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[5],[10]</sup></td>
<td class="text">Quarterly<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityValue', window );">Total other equity instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[10]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,023<span></span>
</td>
<td class="nump">$ 1,023<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DistributionsPaidPerNote', window );">Distributions paid per note | $ / shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[6],[10]</sup></td>
<td class="nump">$ 86.25<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">86.25<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesFiveMember', window );">Limited Recourse Capital Notes Series Five [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other equity instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[11]</sup></td>
<td class="nump">$ 750<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInterestPerAnnum', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[11]</sup></td>
<td class="nump">8.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsInterestPerAnnumAfterResetDate', window );">Other equity instruments interest per annum after reset date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[8],[11]</sup></td>
<td class="text">UST +4.017<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestRateAfterReset', window );">Interest rate after reset</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[8],[11]</sup></td>
<td class="nump">4.017%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_RedemptionFrequencyAfterReset', window );">Redemption frequency after reset</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[5],[11]</sup></td>
<td class="text">Quarterly<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityValue', window );">Total other equity instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[11]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,004<span></span>
</td>
<td class="nump">1,004<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DistributionsPaidPerNote', window );">Distributions paid per note | $ / shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[6],[11]</sup></td>
<td class="nump">$ 80<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">63.33<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesSixMember', window );">Limited Recourse Capital Notes Series Six [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other equity instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[12]</sup></td>
<td class="nump">$ 1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInterestPerAnnum', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[12]</sup></td>
<td class="nump">7.35%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsInterestPerAnnumAfterResetDate', window );">Other equity instruments interest per annum after reset date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[8],[12]</sup></td>
<td class="text">UST +2.903<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestRateAfterReset', window );">Interest rate after reset</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[8],[13]</sup></td>
<td class="nump">2.903%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_RedemptionFrequencyAfterReset', window );">Redemption frequency after reset</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[5],[12]</sup></td>
<td class="text">Quarterly<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityValue', window );">Total other equity instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[12]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,453<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DistributionsPaidPerNote', window );">Distributions paid per note | $ / shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[6],[12]</sup></td>
<td class="nump">$ 54.51<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesSevenMember', window );">Limited Recourse Capital Notes Series Seven [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other equity instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[13]</sup></td>
<td class="nump">$ 1,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInterestPerAnnum', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[13]</sup></td>
<td class="nump">6.875%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsInterestPerAnnumAfterResetDate', window );">Other equity instruments interest per annum after reset date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[8],[13]</sup></td>
<td class="text">UST +2.734<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestRateAfterReset', window );">Interest rate after reset</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[8],[13]</sup></td>
<td class="nump">2.734%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_RedemptionFrequencyAfterReset', window );">Redemption frequency after reset</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[5],[13]</sup></td>
<td class="text">Quarterly<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityValue', window );">Total other equity instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3],[13]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,396<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bns_AdditionalTier1CapitalInstrumentsOneMember', window );">Additional Tier1 capital instruments One [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsIssueDate', window );">Other equity instruments first issue date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3],[14],[15]</sup></td>
<td class="text">Oct. 12,  2017<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other equity instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3],[14],[15]</sup></td>
<td class="nump">$ 1,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInterestPerAnnum', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3],[14],[15]</sup></td>
<td class="nump">6.821%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsInterestPerAnnumAfterResetDate', window );">Other equity instruments interest per annum after reset date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3],[14],[15]</sup></td>
<td class="text">SOFR+2.90961%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestRateAfterReset', window );">Interest rate after reset</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3],[14],[15]</sup></td>
<td class="nump">2.90961%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_RedemptionFrequencyAfterReset', window );">Redemption frequency after reset</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3],[5],[14],[15]</sup></td>
<td class="text">Quarterly<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityValue', window );">Total other equity instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3],[14],[15]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,560<span></span>
</td>
<td class="nump">1,560<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DistributionsPaidPerNote', window );">Distributions paid per note | $ / shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3],[6],[14],[15]</sup></td>
<td class="nump">$ 73.88<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">83.86<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bns_AdditionalTier1CapitalInstrumentsTwoMember', window );">Additional Tier1 capital instruments Two [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsIssueDate', window );">Other equity instruments first issue date</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3],[15],[16]</sup></td>
<td class="text">Jun.  04,  2020<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInterestPerAnnum', window );">Interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3],[15],[16]</sup></td>
<td class="nump">4.90%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityValue', window );">Total other equity instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3],[15],[16]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,689<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DistributionsPaidPerNote', window );">Distributions paid per note | $ / shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3],[6],[15],[16]</sup></td>
<td class="nump">$ 36.75<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 49<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Interest on LRCN is non-deferrable, however, non-payment of interest that is not cured within five business days results in a Recourse Event. A Recourse Event of the respective Series occurs if (a)&#160;there is non-payment in cash by the Bank of the principal amount, together with any accrued and unpaid interest, on the maturity date, (b)&#160;there is non-payment in cash of interest which is not cured within 5 business days, (c)&#160;there is non-payment in cash of the redemption price in connection with the redemption of the LRCNs, (d)&#160;an event of default occurs (i.e. bankruptcy, insolvency, or liquidation of the Bank), or (e)&#160;there is an NVCC Trigger Event. Upon the occurrence of a Recourse Event, the noteholder&#8217;s sole recourse will be limited to their proportionate share of the Series&#8217; respective assets held in Scotiabank LRCN Trust, a consolidated entity, which consist initially of the respective AT1 Notes or, following an NVCC Trigger Event, common shares. Refer to Note&#160;23(c) &#8211; Restriction on payment of dividends and retirement of shares.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">On June&#160;15, 2021, the Bank issued $1,250&#160;million 3.70% Fixed Rate Resetting Limited Recourse Capital Notes Series 1 (NVCC) (&#8220;LRCN Series 1&#8221;). In connection with the issuance of LRCN Series 1, the Bank issued $1,250&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 1 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">The securities rank pari passu to each other and are the Bank&#8217;s direct unsecured obligations, ranking subordinate to Bank&#8217;s other subordinated indebtedness.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">The then-prevailing five-year Government of Canada yield.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top">Each security is redeemable at the sole discretion of the Bank on the first reset date and every quarter or five years, as applicable, thereafter. Limited Recourse Capital Notes (LRCN) Series 1 and Series 3 are also redeemable in the one month period preceding each reset date. The securities are also redeemable following a regulatory or tax event, as described in the offering documents. All redemptions are subject to regulatory consent and occur at a redemption price of par plus accrued and unpaid interest (unless canceled, where applicable).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[6]</td>
<td style="vertical-align: top;" valign="top">Distributions paid from November 1 to October 31 in the relevant fiscal year per face amount of $1,000 or U.S.$1,000, as applicable.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[7]</td>
<td style="vertical-align: top;" valign="top">On October&#160;7, 2021, the Bank issued U.S.$600&#160;million 3.625% Fixed Rate Resetting Limited Recourse Capital Notes Series 2 (NVCC) (&#8220;LRCN Series 2&#8221;). In connection with the issuance of LRCN Series 2, the Bank issued U.S.$600&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 2 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[8]</td>
<td style="vertical-align: top;" valign="top">The then-prevailing five-year U.S. Treasury Rate.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[9]</td>
<td style="vertical-align: top;" valign="top">On June&#160;16, 2022, the Bank issued $1,500&#160;million 7.023% Fixed Rate Resetting Limited Recourse Capital Notes Series 3 (NVCC) (&#8220;LRCN Series 3&#8221;). In connection with the issuance of LRCN Series 3, the Bank issued $1,500&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 3 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[10]</td>
<td style="vertical-align: top;" valign="top">On October&#160;25, 2022, the Bank issued U.S.$750&#160;million 8.625% Fixed Rate Resetting Limited Recourse Capital Notes Series 4 (NVCC) (&#8220;LRCN Series 4&#8221;). In connection with the issuance of LRCN Series 4, the Bank issued U.S.$750&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 4 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[11]</td>
<td style="vertical-align: top;" valign="top">On January&#160;12, 2024, the Bank issued U.S.$750&#160;million 8.000% Fixed Rate Resetting Limited Recourse Capital Notes Series 5 (NVCC) (&#8220;LRCN Series 5&#8221;). In connection with the issuance of LRCN Series 5, the Bank issued U.S.$750&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 5 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[12]</td>
<td style="vertical-align: top;" valign="top">On January 31, 2025, the Bank issued USD$1,000 million of 7.350% Fixed Rate Resetting Limited Recourse Capital Notes Series 6 (NVCC) (&#8220;LRCN Series 6&#8221;). In connection with the issuance of LRCN Series 6, the Bank issued U.S.$1,000 million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 6 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[13]</td>
<td style="vertical-align: top;" valign="top">On September 29, 2025, the Bank issued USD$1,000 million of 6.875% Fixed Rate Resetting Limited Recourse Capital Notes Series 7 (NVCC) (&#8220;LRCN Series 7&#8221;). In connection with the issuance of LRCN Series 7, the Bank issued U.S.$1,000 million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 7 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[14]</td>
<td style="vertical-align: top;" valign="top">CME 3-month Term SOFR.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[15]</td>
<td style="vertical-align: top;" valign="top">While interest is payable on the securities when it becomes due, the Bank may, at its sole discretion and with notice, cancel interest payments. Refer to Note 23(c) &#8211; Restriction on payment of dividends and retirement of shares.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[16]</td>
<td style="vertical-align: top;" valign="top">On June 4, 2025, the Bank redeemed US $1,250 million 4.900% Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes at 100% of their principal amount plus accrued and unpaid interest. The redemption of these AT1 Notes resulted in a foreign currency loss of $22 million recorded in Retained Earnings.</td>
</tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Distributions paid per note.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest rate
after reset</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other equity instruments interest per annum after reset date</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other equity instruments issue date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other equity instruments notional amount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesFourMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesFiveMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesFiveMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesSixMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesSixMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesSevenMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesSevenMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=bns_AdditionalTier1CapitalInstrumentsOneMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=bns_AdditionalTier1CapitalInstrumentsOneMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=bns_AdditionalTier1CapitalInstrumentsTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=bns_AdditionalTier1CapitalInstrumentsTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>220
<FILENAME>R168.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Common shares, preferred shares and other equity instruments - Other equity instruments (Parenthetical) (Detail)<br> $ / shares in Units, $ in Millions, $ in Millions</strong></div></th>
<th class="th" colspan="2"></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Jun. 04, 2025 </div>
<div>CAD ($)</div>
</th>
<th class="th">
<div>Jun. 04, 2025 </div>
<div>USD ($)</div>
</th>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>CAD ($)</div>
</th>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>USD ($) </div>
<div>$ / shares</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PerShareAmountOfOtherEquityInstrumentsOnTheBasisOfWhichDistributionIsMade', window );">Per Share Amount Of Other Equity Instruments On The Basis Of Which Distribution Is Made | $ / shares</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughAppropriationOfRetainedEarnings', window );">Capital Notes</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (22)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesOneAdditionalTierOneCapitalInstrumentsMember', window );">Series One Additional Tier One Capital Instruments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other Equity Instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesTwoAdditionalTierOneCapitalInstrumentsMember', window );">Series Two Additional Tier One Capital Instruments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other Equity Instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 600<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesThreeAdditionalTierOneCapitalInstrumentsMember', window );">Series Three Additional Tier One Capital Instruments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other Equity Instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bns_AdditionalTier1CapitalInstrumentsTwoMember', window );">Additional Tier1 capital instruments Two [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings, interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.90%<span></span>
</td>
<td class="nump">4.90%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_RedemptionOfNotesanddebentures', window );">Redemption of notes and debentures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughAppropriationOfRetainedEarnings', window );">Capital Notes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 22<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfPrincipalOnNotesRedeemed', window );">Percentage of principal on Notes redeemed.</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesFourAdditionalTierOneCapitalInstrumentsMember', window );">Series Four Additional Tier One Capital Instruments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other Equity Instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">750<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesFiveAdditionalTierOneCapitalInstrumentsMember', window );">Series Five Additional Tier One Capital Instruments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other Equity Instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">750<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesSixAdditionalTierOneCapitalInstrumentsMember', window );">Series Six Additional Tier One Capital Instruments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other Equity Instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesSevenAdditionalTierOneCapitalInstrumentsMember', window );">Series Seven Additional Tier One Capital Instruments [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other Equity Instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesOneMember', window );">Limited Recourse Capital Notes Series One [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotesAndDebenturesIssued', window );">Notes and debentures issued</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings, interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.70%<span></span>
</td>
<td class="nump">3.70%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other Equity Instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3],[4]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesTwoMember', window );">Limited Recourse Capital Notes Series Two [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotesAndDebenturesIssued', window );">Notes and debentures issued</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 600<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings, interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.625%<span></span>
</td>
<td class="nump">3.625%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other Equity Instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[4],[5]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 600<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesMember', window );">Limited Recourse Capital Notes [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NumberOfBusinessDaysRestrictedOnNonPaymentOfCashIninterest', window );">Number of business days restricted on non payment of cash in interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">5 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesThreeMember', window );">Limited Recourse Capital Notes Series Three [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotesAndDebenturesIssued', window );">Notes and debentures issued</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings, interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7.023%<span></span>
</td>
<td class="nump">7.023%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other Equity Instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[4],[6]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,500<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesFourMember', window );">Limited Recourse Capital Notes Series Four [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotesAndDebenturesIssued', window );">Notes and debentures issued</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 750<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings, interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.625%<span></span>
</td>
<td class="nump">8.625%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other Equity Instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[4],[7]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 750<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesFiveMember', window );">Limited Recourse Capital Notes Series Five [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotesAndDebenturesIssued', window );">Notes and debentures issued</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 750<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings, interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
<td class="nump">8.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other Equity Instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[4],[8]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 750<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesSixMember', window );">Limited Recourse Capital Notes Series Six [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotesAndDebenturesIssued', window );">Notes and debentures issued</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings, interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7.35%<span></span>
</td>
<td class="nump">7.35%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other Equity Instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[4],[9]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesSevenMember', window );">Limited Recourse Capital Notes Series Seven [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems', window );"><strong>Disclosure of classes of share capital [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NotesAndDebenturesIssued', window );">Notes and debentures issued</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,000<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsInterestRate', window );">Borrowings, interest rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6.875%<span></span>
</td>
<td class="nump">6.875%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherEquityInstrumentsNotionalAmount', window );">Other Equity Instruments Notional Amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[4],[10]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,000<span></span>
</td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Refer to Note 23 (b) for further details on the redemption of the equity instrument.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Interest on LRCN is non-deferrable, however, non-payment of interest that is not cured within five business days results in a Recourse Event. A Recourse Event of the respective Series occurs if (a)&#160;there is non-payment in cash by the Bank of the principal amount, together with any accrued and unpaid interest, on the maturity date, (b)&#160;there is non-payment in cash of interest which is not cured within 5 business days, (c)&#160;there is non-payment in cash of the redemption price in connection with the redemption of the LRCNs, (d)&#160;an event of default occurs (i.e. bankruptcy, insolvency, or liquidation of the Bank), or (e)&#160;there is an NVCC Trigger Event. Upon the occurrence of a Recourse Event, the noteholder&#8217;s sole recourse will be limited to their proportionate share of the Series&#8217; respective assets held in Scotiabank LRCN Trust, a consolidated entity, which consist initially of the respective AT1 Notes or, following an NVCC Trigger Event, common shares. Refer to Note&#160;23(c) &#8211; Restriction on payment of dividends and retirement of shares.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">On June&#160;15, 2021, the Bank issued $1,250&#160;million 3.70% Fixed Rate Resetting Limited Recourse Capital Notes Series 1 (NVCC) (&#8220;LRCN Series 1&#8221;). In connection with the issuance of LRCN Series 1, the Bank issued $1,250&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 1 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">The securities rank pari passu to each other and are the Bank&#8217;s direct unsecured obligations, ranking subordinate to Bank&#8217;s other subordinated indebtedness.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top">On October&#160;7, 2021, the Bank issued U.S.$600&#160;million 3.625% Fixed Rate Resetting Limited Recourse Capital Notes Series 2 (NVCC) (&#8220;LRCN Series 2&#8221;). In connection with the issuance of LRCN Series 2, the Bank issued U.S.$600&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 2 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[6]</td>
<td style="vertical-align: top;" valign="top">On June&#160;16, 2022, the Bank issued $1,500&#160;million 7.023% Fixed Rate Resetting Limited Recourse Capital Notes Series 3 (NVCC) (&#8220;LRCN Series 3&#8221;). In connection with the issuance of LRCN Series 3, the Bank issued $1,500&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 3 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[7]</td>
<td style="vertical-align: top;" valign="top">On October&#160;25, 2022, the Bank issued U.S.$750&#160;million 8.625% Fixed Rate Resetting Limited Recourse Capital Notes Series 4 (NVCC) (&#8220;LRCN Series 4&#8221;). In connection with the issuance of LRCN Series 4, the Bank issued U.S.$750&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 4 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[8]</td>
<td style="vertical-align: top;" valign="top">On January&#160;12, 2024, the Bank issued U.S.$750&#160;million 8.000% Fixed Rate Resetting Limited Recourse Capital Notes Series 5 (NVCC) (&#8220;LRCN Series 5&#8221;). In connection with the issuance of LRCN Series 5, the Bank issued U.S.$750&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 5 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[9]</td>
<td style="vertical-align: top;" valign="top">On January 31, 2025, the Bank issued USD$1,000 million of 7.350% Fixed Rate Resetting Limited Recourse Capital Notes Series 6 (NVCC) (&#8220;LRCN Series 6&#8221;). In connection with the issuance of LRCN Series 6, the Bank issued U.S.$1,000 million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 6 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[10]</td>
<td style="vertical-align: top;" valign="top">On September 29, 2025, the Bank issued USD$1,000 million of 6.875% Fixed Rate Resetting Limited Recourse Capital Notes Series 7 (NVCC) (&#8220;LRCN Series 7&#8221;). In connection with the issuance of LRCN Series 7, the Bank issued U.S.$1,000 million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#8220;the Series 7 AT1 Notes&#8221;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NumberOfBusinessDaysRestrictedOnNonPaymentOfCashIninterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of business days restricted on non payment of cash in interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NumberOfBusinessDaysRestrictedOnNonPaymentOfCashIninterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherEquityInstrumentsNotionalAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other equity instruments notional amount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherEquityInstrumentsNotionalAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PerShareAmountOfOtherEquityInstrumentsOnTheBasisOfWhichDistributionIsMade">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Per Share Amount Of Other Equity Instruments On The Basis Of Which Distribution Is Made</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PerShareAmountOfOtherEquityInstrumentsOnTheBasisOfWhichDistributionIsMade</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PercentageOfPrincipalOnNotesRedeemed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of principal on Notes redeemed.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PercentageOfPrincipalOnNotesRedeemed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_RedemptionOfNotesanddebentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Redemption of notes and debentures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_RedemptionOfNotesanddebentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsInterestRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The interest rate on borrowings. [Refer: Borrowings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 7<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_7&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsInterestRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfClassesOfShareCapitalLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfClassesOfShareCapitalLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughAppropriationOfRetainedEarnings">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in equity resulting from the appropriation of retained earnings. [Refer: Retained earnings]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughAppropriationOfRetainedEarnings</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NotesAndDebenturesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of notes and debentures issued by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NotesAndDebenturesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesOneAdditionalTierOneCapitalInstrumentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesOneAdditionalTierOneCapitalInstrumentsMember</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<td></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesTwoAdditionalTierOneCapitalInstrumentsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesThreeAdditionalTierOneCapitalInstrumentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesThreeAdditionalTierOneCapitalInstrumentsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=bns_AdditionalTier1CapitalInstrumentsTwoMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesFourAdditionalTierOneCapitalInstrumentsMember</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesFiveAdditionalTierOneCapitalInstrumentsMember</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesSixAdditionalTierOneCapitalInstrumentsMember</td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesSevenAdditionalTierOneCapitalInstrumentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=bns_SeriesSevenAdditionalTierOneCapitalInstrumentsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesOneMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesOneMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesTwoMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesThreeMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesFourMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesFourMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesFiveMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesFiveMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesSixMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesSixMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=bns_LimitedRecourseCapitalNotesSeriesSevenMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>221
<FILENAME>R169.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<head>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Capital Management - Additional Information (Detail)<br></strong></div></th>
<th class="th" colspan="1">3 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Apr. 30, 2023</div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Jun. 30, 2025</div></th>
<th class="th"><div>Jun. 30, 2023</div></th>
<th class="th"><div>Feb. 01, 2023</div></th>
<th class="th"><div>Dec. 31, 2022</div></th>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfRegulatoryCapitalLineItems', window );"><strong>Disclosure of regulatory capital [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MinimumCapitalAdequateRatioForCommonEquityTierOneCapital', window );">Minimum capital adequate ratio for Common Equity Tier 1 Capital</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MinimumCapitalAdequateRatioForTierOneCapital', window );">Minimum capital adequate ratio for Tier 1 Capital</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">8.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MinimumCapitalAdequateRatioForRegulatoryCapital', window );">Minimum capital adequate ratio for regulatory capital</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseInMinimumCapitalRatioRequirementsAcrossAllTiersOfCapital', window );">Increase in minimum capital ratio requirements across all tiers of capital</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DomesticStabilityBufferThresholdPercentage', window );">Domestic Stability Buffer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.50%<span></span>
</td>
<td class="nump">3.50%<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="nump">3.00%<span></span>
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</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DomesticStabilityBufferThresholdPercentageSurcharge', window );">Domestic stability buffer threshold percentage surcharge</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CommonEquityTierOneCapitalThresholdRatio1', window );">Common Equity Tier 1 Capital percentage</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">11.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TierOneCapitalThresholdRatio', window );">Tier 1 capital ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">13.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TotalCapitalThresholdRatio', window );">Total capital ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">15.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DomesticStabilityBufferThresholdPercentageIncrease', window );">Domestic stability buffer threshold percentage increase</a></td>
<td class="nump">0.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MinimumMaterialOperatingBufferPercentage', window );">Minimum material operating buffer percentage</a></td>
<td class="nump">3.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfRegulatoryCapitalLineItems', window );"><strong>Disclosure of regulatory capital [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DomesticStabilityBufferThresholdPercentage', window );">Domestic Stability Buffer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfRegulatoryCapitalLineItems', window );"><strong>Disclosure of regulatory capital [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DomesticStabilityBufferThresholdPercentage', window );">Domestic Stability Buffer</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CommonEquityTierOneCapitalThresholdRatio1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Common equity tier one capital threshold ratio 1.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CommonEquityTierOneCapitalThresholdRatio1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfRegulatoryCapitalLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of regulatory capital [Line Items]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfRegulatoryCapitalLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DomesticStabilityBufferThresholdPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Domestic stability buffer threshold percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DomesticStabilityBufferThresholdPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DomesticStabilityBufferThresholdPercentageIncrease">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Domestic stability buffer threshold percentage increase.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DomesticStabilityBufferThresholdPercentageIncrease</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DomesticStabilityBufferThresholdPercentageSurcharge">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Domestic stability buffer threshold percentage surcharge.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DomesticStabilityBufferThresholdPercentageSurcharge</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseInMinimumCapitalRatioRequirementsAcrossAllTiersOfCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase in minimum capital ratio requirements across all tiers of capital.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseInMinimumCapitalRatioRequirementsAcrossAllTiersOfCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_MinimumCapitalAdequateRatioForCommonEquityTierOneCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Minimum capital adequate ratio for common equity tier one capital.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_MinimumCapitalAdequateRatioForCommonEquityTierOneCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_MinimumCapitalAdequateRatioForRegulatoryCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Minimum capital adequate ratio for regulatory capital.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_MinimumCapitalAdequateRatioForRegulatoryCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_MinimumCapitalAdequateRatioForTierOneCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Minimum capital adequate ratio for tier one capital.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_MinimumCapitalAdequateRatioForTierOneCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_MinimumMaterialOperatingBufferPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Minimum material operating buffer percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_MinimumMaterialOperatingBufferPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TierOneCapitalThresholdRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tier one capital threshold ratio.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TierOneCapitalThresholdRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TotalCapitalThresholdRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total capital threshold ratio.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TotalCapitalThresholdRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Capital Management - Summary of Regulatory Capital and Capital Ratios (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Capital1Abstract', window );"><strong>Capital</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CommonEquityTierOneCapitalAmount', window );">Common Equity Tier 1 capital</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 62,752<span></span>
</td>
<td class="nump">$ 60,631<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TierOneCapital', window );">Net Tier 1 capital</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">72,790<span></span>
</td>
<td class="nump">69,499<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_Capital1', window );">Total regulatory capital</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">80,908<span></span>
</td>
<td class="nump">77,708<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TotalLossAbsorbingCapacity', window );">Total loss absorbing capacity (TLAC)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">138,049<span></span>
</td>
<td class="nump">137,752<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_RiskweightedAssetsUsedInCalculationOfCapitalRatiosAbstract', window );"><strong>Risk-weighted assets/exposures used in calculation of capital ratios</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_RiskWeightedAssets', window );">Risk-weighted assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">474,453<span></span>
</td>
<td class="nump">463,992<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LeverageRatioExposure', window );">Leverage exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">$ 1,622,415<span></span>
</td>
<td class="nump">$ 1,563,140<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CapitalRatiosAbstract', window );"><strong>Regulatory ratios</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CommonEquityTierOneCapitalRatio1', window );">Common Equity Tier 1 capital ratio</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">13.20%<span></span>
</td>
<td class="nump">13.10%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TierOneCapitalRatio', window );">Tier 1 capital ratio</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">15.30%<span></span>
</td>
<td class="nump">15.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CapitalRatio', window );">Total capital ratio</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">17.10%<span></span>
</td>
<td class="nump">16.70%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TotalLossAbsorbingCapacityRatioPercentage', window );">Total loss absorbing capacity ratio</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">29.10%<span></span>
</td>
<td class="nump">29.70%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LeverageRatioPercentage', window );">Leverage ratio</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">4.50%<span></span>
</td>
<td class="nump">4.40%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TotalLossAbsorbingCapacityLeverageRatioPercentage', window );">Total loss absorbing capacity leverage ratio</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">8.50%<span></span>
</td>
<td class="nump">8.80%<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The regulatory capital ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#8211; Capital Adequacy Requirements (November 2023).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">This measure has been disclosed in this document in accordance with OSFI Guideline &#8211; Total Loss Absorbing Capacity (September 2018).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">The leverage ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#8211; Leverage Requirements (February 2023).</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_Capital1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of total capital as defined in the regulations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_Capital1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_Capital1Abstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Capital 1 [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_Capital1Abstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CapitalRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Capital ratio</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CapitalRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CapitalRatiosAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of capital ratios.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CapitalRatiosAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CommonEquityTierOneCapitalAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Common equity tier one capital amount</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CommonEquityTierOneCapitalAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CommonEquityTierOneCapitalRatio1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Common equity tier one capital ratio.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CommonEquityTierOneCapitalRatio1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LeverageRatioExposure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Leverage ratio exposure.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LeverageRatioExposure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LeverageRatioPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Leverage ratio percentage</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LeverageRatioPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_RiskWeightedAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Risk weighted assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_RiskWeightedAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_RiskweightedAssetsUsedInCalculationOfCapitalRatiosAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Risk-weighted assets used in calculation of capital ratios [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_RiskweightedAssetsUsedInCalculationOfCapitalRatiosAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TierOneCapital">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tier one capital</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TierOneCapital</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TierOneCapitalRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tier one capital ratio</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TierOneCapitalRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TotalLossAbsorbingCapacity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total Loss Absorbing Capacity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TotalLossAbsorbingCapacity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TotalLossAbsorbingCapacityLeverageRatioPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total Loss Absorbing Capacity Leverage Ratio Percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TotalLossAbsorbingCapacityLeverageRatioPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TotalLossAbsorbingCapacityRatioPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total Loss Absorbing Capacity Ratio Percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TotalLossAbsorbingCapacityRatioPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>223
<FILENAME>R171.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Payments - Additional Information (Detail)<br> shares in Thousands, $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>CAD ($) </div>
<div>shares </div>
<div>d</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>CAD ($) </div>
<div>shares</div>
</th>
<th class="th">
<div>Oct. 31, 2023 </div>
<div>shares</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_StockOptionExercisablePeriod', window );">Stock options, exercisable period</a></td>
<td class="text">10 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NumberOfBusinessDays', window );">Number of business days extended | d</a></td>
<td class="nump">10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfShareCapitalAxis=bns_CommonSharesMember', window );">Common shares [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfOutstandingShareOptions', window );">Common shares held under employee ownership plan | shares</a></td>
<td class="nump">21,000<span></span>
</td>
<td class="nump">21,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_ShareBasedCompensationsAwardTrancheOneMember', window );">Share based compensations award tranche one [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SharebasedPaymentArrangementVestingRightsPercentage', window );">Vesting percentage</a></td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_ShareBasedCompensationsAwardTrancheTwoMember', window );">Share based compensations award tranche two [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SharebasedPaymentArrangementVestingRightsPercentage', window );">Vesting percentage</a></td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_EmployeeStockOptionsMember', window );">Employee stock options [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SharesReservedForIssueUnderOptionsAndContractsForSaleOfShares', window );">Common shares reserved for future issuance | shares</a></td>
<td class="nump">141,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfSharesIssued', window );">Common shares issued as a result of the exercise of options | shares</a></td>
<td class="nump">120,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NumberOfSharesCommitedUnderOutstandingOption', window );">Outstanding options | shares</a></td>
<td class="nump">11,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NumberOfCommonSharesReservedForFutureIssuance', window );">Available for issuance as options | shares</a></td>
<td class="nump">11,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfOutstandingShareOptions', window );">Common shares held under employee ownership plan | shares</a></td>
<td class="nump">10,087<span></span>
</td>
<td class="nump">11,456<span></span>
</td>
<td class="nump">11,558<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReserveOfEquityComponentOfConvertibleInstruments', window );">Other reserves for vested stock options recorded in equity | $</a></td>
<td class="nump">$ 124<span></span>
</td>
<td class="nump">$ 124<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_UnrecognizedSharebasedPaymentsCompensationCostRecognisedPeriod', window );">Weighted-average period recognition</a></td>
<td class="text">1 year 10 months 2 days<span></span>
</td>
<td class="text">2 years 10 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement', window );">SARs shares granted | shares</a></td>
<td class="nump">1,587<span></span>
</td>
<td class="nump">2,676<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_EmployeeStockOptionsMember', window );">Employee stock options [member] | Salaries and employee benefits [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees', window );">Compensation expense | $</a></td>
<td class="nump">$ 15<span></span>
</td>
<td class="nump">$ 13<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_UnrecognizedCompensationCostRelatedToUnvestedStockOptions', window );">Future unrecognized compensation cost for non-vested stock options | $</a></td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">$ 10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_StockAppreciationRightsMember', window );">Stock Appreciation Rights [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfOutstandingShareOptions', window );">Common shares held under employee ownership plan</a></td>
<td class="nump">485,684<span></span>
</td>
<td class="nump">570,156<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NumberOfShareOptionsVestedInSharebasedPaymentArrangement', window );">SARs shares vested</a></td>
<td class="nump">481,880<span></span>
</td>
<td class="nump">566,349<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement', window );">SARs shares granted</a></td>
<td class="nump">119,316<span></span>
</td>
<td class="nump">81,414<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_OtherSharebasedPaymentPlansMember', window );">Other share-based payment plans [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011', window );">Share-based payment liability recognized for vested awards | $</a></td>
<td class="nump">$ 1,446<span></span>
</td>
<td class="nump">$ 1,010<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees', window );">Compensation expense | $</a></td>
<td class="nump">394<span></span>
</td>
<td class="nump">357<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetGainLossArisingFromDerivatives', window );">Net gains (loss) arising from derivatives | $</a></td>
<td class="nump">$ 345<span></span>
</td>
<td class="nump">$ 196<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_DeferredStockUnitPlanMember', window );">Deferred stock unit plan [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement', window );">Number of units awarded and outstanding</a></td>
<td class="nump">3,040,333<span></span>
</td>
<td class="nump">2,732,877<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement', window );">Number of units vested</a></td>
<td class="nump">2,179,058<span></span>
</td>
<td class="nump">1,893,903<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_DirectorsDeferredStockUnitPlanMember', window );">Directors' deferred stock unit plan [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement', window );">Number of units awarded and outstanding</a></td>
<td class="nump">436,880<span></span>
</td>
<td class="nump">420,889<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_RestrictedShareUnitPlanMember', window );">Restricted share unit plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement', window );">Number of units awarded and outstanding</a></td>
<td class="nump">9,438,970<span></span>
</td>
<td class="nump">8,478,453<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement', window );">Number of units vested</a></td>
<td class="nump">6,888,296<span></span>
</td>
<td class="nump">5,665,778<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_PerformanceShareUnitPlanMember', window );">Performance Share Unit Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NumberOfOutstandingShareAwards', window );">Number of share based units outstanding</a></td>
<td class="nump">7,026,302<span></span>
</td>
<td class="nump">6,766,501<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NumberOfShareAwardsVestedInSharebasedPaymentArrangement', window );">Number of share based units vested</a></td>
<td class="nump">6,010,837<span></span>
</td>
<td class="nump">4,843,892<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_EmployeeStockOwnershipPlanMember', window );">Employee Stock Ownership Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees', window );">Compensation expense | $</a></td>
<td class="nump">$ 94<span></span>
</td>
<td class="nump">$ 94<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ShareOptionsOutstandingExpiryDate', window );">Outstanding options expiration date</a></td>
<td class="text">Dec.  03,  2025<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Employee Stock Ownership Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfEmployerMatchingContributionTowardsShareOwnershipPlans', window );">Percentage of employer matching contribution</a></td>
<td class="nump">50.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ShareOptionsOutstandingExpiryDate', window );">Outstanding options expiration date</a></td>
<td class="text">Dec. 12,  2034<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Employee Stock Ownership Plan [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfEmployerMatchingContributionTowardsShareOwnershipPlans', window );">Percentage of employer matching contribution</a></td>
<td class="nump">60.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NetGainLossArisingFromDerivatives">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net gain (loss) arising from derivatives.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NetGainLossArisingFromDerivatives</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NumberOfBusinessDays">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of business days.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NumberOfBusinessDays</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NumberOfCommonSharesReservedForFutureIssuance">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of common shares reserved for future issuance.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NumberOfCommonSharesReservedForFutureIssuance</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NumberOfOutstandingShareAwards">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number Of Outstanding Share Awards</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NumberOfOutstandingShareAwards</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NumberOfShareAwardsVestedInSharebasedPaymentArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number Of Share Awards Vested In Sharebased Payment Arrangement</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NumberOfShareAwardsVestedInSharebasedPaymentArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NumberOfShareOptionsVestedInSharebasedPaymentArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of share options vested in sharebased payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NumberOfShareOptionsVestedInSharebasedPaymentArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NumberOfSharesCommitedUnderOutstandingOption">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of shares commited under outstanding option.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NumberOfSharesCommitedUnderOutstandingOption</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PercentageOfEmployerMatchingContributionTowardsShareOwnershipPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of employer matching contribution towards share ownership plans</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PercentageOfEmployerMatchingContributionTowardsShareOwnershipPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ShareOptionsOutstandingExpiryDate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share options outstanding expiry date.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ShareOptionsOutstandingExpiryDate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:dateItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_SharebasedPaymentArrangementVestingRightsPercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share-based payment arrangement vesting rights percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SharebasedPaymentArrangementVestingRightsPercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_StockOptionExercisablePeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Stock Option Exercisable Period</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_StockOptionExercisablePeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_UnrecognizedCompensationCostRelatedToUnvestedStockOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense unrecognized compensation cost related to unvested stock options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_UnrecognizedCompensationCostRelatedToUnvestedStockOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_UnrecognizedSharebasedPaymentsCompensationCostRecognisedPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Unrecognized Share-based Payments Compensation Cost Recognised Period</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_UnrecognizedSharebasedPaymentsCompensationCostRecognisedPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense from share-based payment transactions with employees. [Refer: Expense from share-based payment transactions]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseFromSharebasedPaymentTransactionsWithEmployees</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of liabilities arising from share-based payment transactions. Share-based payment transactions are transactions in which the entity: (a) receives goods or services from the supplier of those goods or services (including an employee) in a share-based payment arrangement; or (b) incurs an obligation to settle the transaction with the supplier in a share-based payment arrangement when another group entity receives those goods or services. [Refer: Types of share-based payment arrangements [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 51<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_51_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilitiesFromSharebasedPaymentTransactions2011</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of other equity instruments (ie other than share options) exercised or vested in a share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of other equity instruments (ie other than share options) outstanding in a share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfOutstandingShareOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of share options outstanding in a share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause vi<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_vi&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfOutstandingShareOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of share options granted in a share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfSharesIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of shares issued by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfSharesIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReserveOfEquityComponentOfConvertibleInstruments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>A component of equity representing components of convertible instruments classified as equity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReserveOfEquityComponentOfConvertibleInstruments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SharesReservedForIssueUnderOptionsAndContractsForSaleOfShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of shares reserved for issue under options and contracts for the sale of shares.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -Subparagraph a<br> -Clause vii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79_a_vii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SharesReservedForIssueUnderOptionsAndContractsForSaleOfShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfShareCapitalAxis=bns_CommonSharesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfShareCapitalAxis=bns_CommonSharesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_ShareBasedCompensationsAwardTrancheOneMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_ShareBasedCompensationsAwardTrancheOneMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_ShareBasedCompensationsAwardTrancheTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_ShareBasedCompensationsAwardTrancheTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_EmployeeStockOptionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_EmployeeStockOptionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncomeStatementLocation1Axis=bns_SalariesAndEmployeeBenefitsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncomeStatementLocation1Axis=bns_SalariesAndEmployeeBenefitsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_StockAppreciationRightsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_StockAppreciationRightsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_OtherSharebasedPaymentPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_OtherSharebasedPaymentPlansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_DeferredStockUnitPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_DeferredStockUnitPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_DirectorsDeferredStockUnitPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_DirectorsDeferredStockUnitPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_RestrictedShareUnitPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_RestrictedShareUnitPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_PerformanceShareUnitPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_PerformanceShareUnitPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_EmployeeStockOwnershipPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_EmployeeStockOwnershipPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</html>
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<TYPE>XML
<SEQUENCE>224
<FILENAME>R172.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
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<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Payments - Schedule of Weighted-average Assumptions Used for Determination of Fair Values of Stock Options (Detail)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>yr </div>
<div>$ / shares</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>yr </div>
<div>$ / shares</div>
</th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_TwoThousandAndTwentyFiveStockOptionsMember', window );">Two thousand and twenty five stock options [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted', window );">Risk-free interest rate %</a></td>
<td class="nump">2.77%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted', window );">Expected dividend yield</a></td>
<td class="nump">4.88%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted', window );">Expected price volatility</a></td>
<td class="nump">19.33%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted', window );">Expected life of option | yr</a></td>
<td class="nump">6.84<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageSharePriceShareOptionsGranted2019', window );">Weighted-average fair value | $ / shares</a></td>
<td class="nump">$ 8.07<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_TwoThousandAndTwentyFourStockOptionMember', window );">Two thousand and twenty four stock options [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted', window );">Risk-free interest rate %</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3.26%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted', window );">Expected dividend yield</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.47%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted', window );">Expected price volatility</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">19.76%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted', window );">Expected life of option | yr</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">6.9<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageSharePriceShareOptionsGranted2019', window );">Weighted-average fair value | $ / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 7.68<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The expected volatility of the share price used to calculate the fair value of the share options granted. Expected volatility is a measure of the amount by which a price is expected to fluctuate during a period. The measure of volatility used in option pricing models is the annualised standard deviation of the continuously compounded rates of return on the share over a period of time.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 47<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_47_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfExpectedVolatilityShareOptionsGranted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfOptionLifeShareOptionsGranted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The option life of share options granted.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 47<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_47_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfOptionLifeShareOptionsGranted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The implied yield currently available on zero-coupon government issues of the country in whose currency the exercise price for share options granted is expressed, with a remaining term equal to the expected term of the option being valued (based on the option's remaining contractual life and taking into account the effects of expected early exercise). [Refer: Government [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 47<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_47_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DescriptionOfRiskFreeInterestRateShareOptionsGranted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The percentage of an expected dividend used to calculate the fair value of share options granted.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 47<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_47_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpectedDividendAsPercentageShareOptionsGranted</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_WeightedAverageSharePriceShareOptionsGranted2019">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average share price used as input to the option pricing model to calculate the fair value of share options granted. [Refer: Option pricing model [member]; Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 47<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_47_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_WeightedAverageSharePriceShareOptionsGranted2019</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_TwoThousandAndTwentyFiveStockOptionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_TwoThousandAndTwentyFiveStockOptionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_TwoThousandAndTwentyFourStockOptionMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_TwoThousandAndTwentyFourStockOptionMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Payments - Schedule of Bank's Employee Stock Option Plan (Detail) - Employee stock options [member]<br> shares in Thousands</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>shares </div>
<div>$ / shares</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>shares </div>
<div>$ / shares</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems', window );"><strong>Disclosure of terms and conditions of share-based payment arrangement [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfOutstandingShareOptions', window );">Number of options, outstanding at beginning of year</a></td>
<td class="nump">11,456<span></span>
</td>
<td class="nump">11,558<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement', window );">Number of options, granted</a></td>
<td class="nump">1,587<span></span>
</td>
<td class="nump">2,676<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement', window );">Number of options, exercised</a></td>
<td class="num">(2,710)<span></span>
</td>
<td class="num">(498)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement', window );">Number of options, forfeited</a></td>
<td class="num">(85)<span></span>
</td>
<td class="num">(600)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement', window );">Number of options, expired</a></td>
<td class="num">(161)<span></span>
</td>
<td class="num">(1,680)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfOutstandingShareOptions', window );">Number of options, outstanding at end of year</a></td>
<td class="nump">10,087<span></span>
</td>
<td class="nump">11,456<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement', window );">Exercisable at end of year</a></td>
<td class="nump">3,333<span></span>
</td>
<td class="nump">4,737<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NumberOfShareOptionsAvailableForGrantInSharebasedPaymentArrangement', window );">Number of options, available for grant</a></td>
<td class="nump">10,562<span></span>
</td>
<td class="nump">11,902<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019', window );">Weighted average exercise price, outstanding at beginning of year | $ / shares</a></td>
<td class="nump">$ 70.75<span></span>
</td>
<td class="nump">$ 72.74<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement2019', window );">Weighted average exercise price, granted | $ / shares</a></td>
<td class="nump">79.13<span></span>
</td>
<td class="nump">59.99<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019', window );">Weighted average exercise price, exercised as options | $ / shares</a></td>
<td class="nump">72.21<span></span>
</td>
<td class="nump">66.04<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019', window );">Weighted average exercise price, forfeited | $ / shares</a></td>
<td class="nump">70.66<span></span>
</td>
<td class="nump">70.34<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019', window );">Weighted average exercise price, expired | $ / shares</a></td>
<td class="nump">72.62<span></span>
</td>
<td class="nump">68.84<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019', window );">Weighted average exercise price, outstanding at end of year | $ / shares</a></td>
<td class="nump">71.65<span></span>
</td>
<td class="nump">70.75<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019', window );">Weighted average exercise price, exercisable at end of year | $ / shares</a></td>
<td class="nump">$ 75.39<span></span>
</td>
<td class="nump">$ 73.1<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NumberOfShareOptionsAvailableForGrantInSharebasedPaymentArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Number of share options available for grant in share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NumberOfShareOptionsAvailableForGrantInSharebasedPaymentArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfTermsAndConditionsOfSharebasedPaymentArrangementLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfOutstandingShareOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of share options outstanding in a share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause vi<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_vi&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfOutstandingShareOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of share options exercisable in a share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause vii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_vii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of share options exercised in a share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfShareOptionsExercisedInSharebasedPaymentArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of share options expired in a share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_v&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfShareOptionsExpiredInSharebasedPaymentArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of share options forfeited in a share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of share options granted in a share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfShareOptionsGrantedInSharebasedPaymentArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average exercise price of share options exercisable in a share-based payment arrangement. [Refer: Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause vii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_vii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average exercise price of share options exercised in a share-based payment arrangement. [Refer: Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average exercise price of share options expired in a share-based payment arrangement. [Refer: Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_v&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average exercise price of share options forfeited in a share-based payment arrangement. [Refer: Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average exercise price of share options granted in a share-based payment arrangement. [Refer: Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement2019</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>dtr-2022:perShareItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average exercise price of share options outstanding in a share-based payment arrangement. [Refer: Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause vi<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_vi&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td>dtr-2022:perShareItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_EmployeeStockOptionsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Share-Based Payments - Summary of Bank's Employee Stock Option Plan Outstanding and Exercisable by Range of Exercise Price (Detail) - Employee stock options [member]<br> shares in Thousands</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>shares </div>
<div>$ / shares</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>shares </div>
<div>$ / shares</div>
</th>
<th class="th">
<div>Oct. 31, 2023 </div>
<div>shares </div>
<div>$ / shares</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems', window );"><strong>Disclosure of range of exercise prices of outstanding share options [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfOutstandingShareOptions', window );">Number of stock, options outstanding | shares</a></td>
<td class="nump">10,087<span></span>
</td>
<td class="nump">11,456<span></span>
</td>
<td class="nump">11,558<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019', window );">Weighted average remaining contractual life, options outstanding</a></td>
<td class="text">6 years 6 months 14 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019', window );">Weighted average exercise price, options outstanding | $ / shares</a></td>
<td class="nump">$ 71.65<span></span>
</td>
<td class="nump">$ 70.75<span></span>
</td>
<td class="nump">$ 72.74<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement', window );">Number of stock, option exercisable | shares</a></td>
<td class="nump">3,333<span></span>
</td>
<td class="nump">4,737<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019', window );">Weighted average exercise price, option exercisable | $ / shares</a></td>
<td class="nump">$ 75.39<span></span>
</td>
<td class="nump">$ 73.1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_EmployeeStockOptionsMember', window );">Ranges of exercise prices for outstanding share options one [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems', window );"><strong>Disclosure of range of exercise prices of outstanding share options [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfOutstandingShareOptions', window );">Number of stock, options outstanding | shares</a></td>
<td class="nump">2,363<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019', window );">Weighted average remaining contractual life, options outstanding</a></td>
<td class="text">8 years 7 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019', window );">Weighted average exercise price, options outstanding | $ / shares</a></td>
<td class="nump">$ 59.99<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement', window );">Number of stock, option exercisable | shares</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019', window );">Weighted average exercise price, option exercisable | $ / shares</a></td>
<td class="text"> <span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_EmployeeStockOptionsMember', window );">Ranges of exercise prices for outstanding share options two [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems', window );"><strong>Disclosure of range of exercise prices of outstanding share options [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfOutstandingShareOptions', window );">Number of stock, options outstanding | shares</a></td>
<td class="nump">4,423<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019', window );">Weighted average remaining contractual life, options outstanding</a></td>
<td class="text">5 years 5 months 4 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019', window );">Weighted average exercise price, options outstanding | $ / shares</a></td>
<td class="nump">$ 70.17<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement', window );">Number of stock, option exercisable | shares</a></td>
<td class="nump">2,313<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019', window );">Weighted average exercise price, option exercisable | $ / shares</a></td>
<td class="nump">$ 71.62<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_EmployeeStockOptionsMember', window );">Ranges of exercise prices for outstanding share options three [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems', window );"><strong>Disclosure of range of exercise prices of outstanding share options [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfOutstandingShareOptions', window );">Number of stock, options outstanding | shares</a></td>
<td class="nump">3,301<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019', window );">Weighted average remaining contractual life, options outstanding</a></td>
<td class="text">6 years 11 months 15 days<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019', window );">Weighted average exercise price, options outstanding | $ / shares</a></td>
<td class="nump">$ 81.98<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement', window );">Number of stock, option exercisable | shares</a></td>
<td class="nump">1,020<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019', window );">Weighted average exercise price, option exercisable | $ / shares</a></td>
<td class="nump">$ 83.95<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfOutstandingShareOptions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of share options outstanding in a share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause vi<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_vi&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfOutstandingShareOptions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of share options exercisable in a share-based payment arrangement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause vii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_vii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NumberOfShareOptionsExercisableInSharebasedPaymentArrangement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average exercise price of share options exercisable in a share-based payment arrangement. [Refer: Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause vii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_vii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average exercise price of share options outstanding in a share-based payment arrangement. [Refer: Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph b<br> -Clause vi<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_b_vi&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average remaining contractual life of outstanding share options. [Refer: Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_EmployeeStockOptionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_EmployeeStockOptionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsOneMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsOneMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsThreeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsThreeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Share-Based Payments - Summary of Bank's Employee Stock Option Plan Outstanding and Exercisable by Range of Exercise Price (Parenthetical) (Detail) - Employee stock options [member]<br></strong></div></th>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>$ / shares</div>
</th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsOneMember', window );">Ranges of exercise prices for outstanding share options one [member] | Bottom of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems', window );"><strong>Disclosure of range of exercise prices of outstanding share options [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExercisePriceOfOutstandingShareOptions2019', window );">Options outstanding, exercise price</a></td>
<td class="nump">$ 55.63<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsOneMember', window );">Ranges of exercise prices for outstanding share options one [member] | Top of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems', window );"><strong>Disclosure of range of exercise prices of outstanding share options [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExercisePriceOfOutstandingShareOptions2019', window );">Options outstanding, exercise price</a></td>
<td class="nump">68.32<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsTwoMember', window );">Ranges of exercise prices for outstanding share options two [member] | Bottom of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems', window );"><strong>Disclosure of range of exercise prices of outstanding share options [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExercisePriceOfOutstandingShareOptions2019', window );">Options outstanding, exercise price</a></td>
<td class="nump">68.33<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsTwoMember', window );">Ranges of exercise prices for outstanding share options two [member] | Top of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems', window );"><strong>Disclosure of range of exercise prices of outstanding share options [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExercisePriceOfOutstandingShareOptions2019', window );">Options outstanding, exercise price</a></td>
<td class="nump">74.34<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsThreeMember', window );">Ranges of exercise prices for outstanding share options three [member] | Bottom of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems', window );"><strong>Disclosure of range of exercise prices of outstanding share options [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExercisePriceOfOutstandingShareOptions2019', window );">Options outstanding, exercise price</a></td>
<td class="nump">74.35<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsThreeMember', window );">Ranges of exercise prices for outstanding share options three [member] | Top of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems', window );"><strong>Disclosure of range of exercise prices of outstanding share options [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExercisePriceOfOutstandingShareOptions2019', window );">Options outstanding, exercise price</a></td>
<td class="nump">$ 85.46<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExercisePriceOfOutstandingShareOptions2019">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The exercise price of outstanding share options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 2<br> -IssueDate 2024-01-01<br> -Paragraph 45<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=2&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_45_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExercisePriceOfOutstandingShareOptions2019</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsOneMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsOneMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_EmployeeStockOptionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfSharebasedPaymentArrangementsAxis=bns_EmployeeStockOptionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsTwoMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsTwoMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsThreeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangesOfExercisePricesForOutstandingShareOptionsAxis=bns_RangesOfExercisePricesForOutstandingShareOptionsThreeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
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<SEQUENCE>228
<FILENAME>R176.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<title></title>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Corporate Income Taxes - Components of Income Tax Provision (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract', window );"><strong>Current income taxes:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods', window );">Current tax expense income and adjustments for current tax of prior periods</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3,300<span></span>
</td>
<td class="nump">$ 1,594<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeAbstract', window );"><strong>Deferred income taxes:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncome', window );">Deferred tax expense income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(549)<span></span>
</td>
<td class="nump">438<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Total income taxes and effective tax rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,751<span></span>
</td>
<td class="nump">2,032<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquityAbstract', window );"><strong>Provision for income taxes in the Consolidated Statement of Changes in Equity:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity', window );">Current income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(162)<span></span>
</td>
<td class="nump">1,019<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity', window );">Deferred income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">224<span></span>
</td>
<td class="nump">41<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity', window );">Total provision for income taxes in the Consolidated Statement of Changes in Equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">62<span></span>
</td>
<td class="nump">1,060<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncomeTaxExpenseBenefit1', window );">Total provision for income taxes</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,813<span></span>
</td>
<td class="nump">3,092<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences', window );">Deferred tax expense (benefit) relating to origination/reversal of temporary differences</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(549)<span></span>
</td>
<td class="nump">438<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense income recognised in profit or loss</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(549)<span></span>
</td>
<td class="nump">438<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComponentsOfEquityAxis=ifrs-full_RetainedEarningsMember', window );">Retained earnings [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquityAbstract', window );"><strong>Provision for income taxes in the Consolidated Statement of Changes in Equity:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity', window );">Total provision for income taxes in the Consolidated Statement of Changes in Equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(125)<span></span>
</td>
<td class="num">(96)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComponentsOfEquityAxis=bns_RecognizedInOtherComprehensiveIncomeMember', window );">Recognized in other comprehensive income [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquityAbstract', window );"><strong>Provision for income taxes in the Consolidated Statement of Changes in Equity:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity', window );">Total provision for income taxes in the Consolidated Statement of Changes in Equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">187<span></span>
</td>
<td class="nump">1,156<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember', window );">Canada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract', window );"><strong>Current income taxes:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CurrentFederalTaxExpenseIncome', window );">Federal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,088<span></span>
</td>
<td class="nump">138<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CurrentProvincialTaxExpenseIncome', window );">Provincial</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">786<span></span>
</td>
<td class="nump">275<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod', window );">Adjustments related to prior periods</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23<span></span>
</td>
<td class="num">(40)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeAbstract', window );"><strong>Deferred income taxes:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredFederalTaxExpenseIncome', window );">Federal</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(261)<span></span>
</td>
<td class="nump">388<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredProvincialTaxExpenseIncome', window );">Provincial</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(154)<span></span>
</td>
<td class="nump">181<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract', window );"><strong>Current income taxes:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CurrentForeignTaxExpenseIncome', window );">Foreign</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,418<span></span>
</td>
<td class="nump">1,219<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod', window );">Adjustments related to prior periods</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(15)<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeAbstract', window );"><strong>Deferred income taxes:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredForeignTaxExpenseIncome', window );">Foreign</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">$ (134)<span></span>
</td>
<td class="num">$ (131)<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">For Consolidated Statement of Financial Position presentation, deferred tax assets and liabilities are assessed by legal entity. As a result, the net deferred tax assets of $1,839 (2024 &#8211; $1,545) are represented by deferred tax assets of $3,253 (2024 &#8211; $2,942), and deferred tax liabilities of $1,414 (2024 &#8211; $1,397) on the Consolidated Statement of Financial Position.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CurrentFederalTaxExpenseIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Current federal tax expense income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CurrentFederalTaxExpenseIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CurrentForeignTaxExpenseIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Current foreign tax expense income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CurrentForeignTaxExpenseIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CurrentProvincialTaxExpenseIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Current provincial tax expense income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CurrentProvincialTaxExpenseIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DeferredFederalTaxExpenseIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deferred federal tax expense income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DeferredFederalTaxExpenseIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DeferredForeignTaxExpenseIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deferred foreign tax expense income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DeferredForeignTaxExpenseIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DeferredProvincialTaxExpenseIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deferred provincial tax expense income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DeferredProvincialTaxExpenseIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncomeTaxExpenseBenefit1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Income tax expense (benefit).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncomeTaxExpenseBenefit1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments of tax expense (income) recognised in the period for current tax of prior periods.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 80<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_80_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustmentsForCurrentTaxOfPriorPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate current and deferred tax relating to particular items that are charged or credited directly to equity, for example: (a) an adjustment to the opening balance of retained earnings resulting from either a change in accounting policy that is applied retrospectively or the correction of an error; and (b) amounts arising on initial recognition of the equity component of a compound financial instrument. [Refer: Deferred tax relating to items credited (charged) directly to equity; Retained earnings; Classes of financial instruments [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquityAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquityAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of current tax expense (income) and adjustments for the current tax of prior periods. [Refer: Current tax expense (income); Adjustments for current tax of prior periods]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 80<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_80&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriods</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentTaxExpenseIncomeAndAdjustmentsForCurrentTaxOfPriorPeriodsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of current tax relating to particular items that are charged or credited directly to equity, for example: (a) an adjustment to the opening balance of retained earnings resulting from either a change in accounting policy that is applied retrospectively or the correction of an error; and (b) amounts arising on initial recognition of the equity component of a compound financial instrument. [Refer: Retained earnings; Classes of financial instruments [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxExpenseIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of tax expense (income) relating to changes in deferred tax liabilities and deferred tax assets. [Refer: Deferred tax assets; Deferred tax liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_g_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxExpenseIncome</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxExpenseIncomeAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxExpenseIncomeAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of tax expense or income relating to changes in deferred tax liabilities and deferred tax assets, recognised in profit or loss. [Refer: Deferred tax assets; Deferred tax expense (income); Deferred tax liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_g_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deferred tax expense or income relating to the creation or reversal of temporary differences. [Refer: Temporary differences [member]; Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 80<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_80_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxExpenseIncomeRelatingToOriginationAndReversalOfTemporaryDifferences</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deferred tax related to items credited (charged) directly to equity. [Refer: Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2024-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComponentsOfEquityAxis=ifrs-full_RetainedEarningsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComponentsOfEquityAxis=ifrs-full_RetainedEarningsMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComponentsOfEquityAxis=bns_RecognizedInOtherComprehensiveIncomeMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Corporate Income Taxes - Reconciliation of Statutory Rate (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract', window );"><strong>Reconciliation of average effective tax rate and applicable tax rate [abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate', window );">Income taxes at Canadian statutory rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 2,919<span></span>
</td>
<td class="nump">$ 2,755<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TaxEffectFromLowerAverageTaxRatesApplicableToSubsidiariesAndForeignBranches', window );">Lower average tax rate applicable to subsidiaries and foreign branches</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(177)<span></span>
</td>
<td class="num">(746)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011', window );">Tax-exempt income from securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(28)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome', window );">Other, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9<span></span>
</td>
<td class="nump">51<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Total income taxes and effective tax rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 2,751<span></span>
</td>
<td class="nump">$ 2,032<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ApplicableTaxRate', window );">Income taxes at Canadian statutory rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">27.80%<span></span>
</td>
<td class="nump">27.80%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LowerAverageTaxRateApplicableToSubsidiariesAndForeignBranches', window );">Lower average tax rate applicable to subsidiaries and foreign branches</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(1.70%)<span></span>
</td>
<td class="num">(7.50%)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation', window );">Tax-exempt income from securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(0.30%)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome', window );">Other, net</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0.10%<span></span>
</td>
<td class="nump">0.50%<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AverageEffectiveTaxRate', window );">Total income taxes and effective tax rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26.20%<span></span>
</td>
<td class="nump">20.50%<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Lower average tax rate applicable to subsidiaries and foreign branches includes the impact of the GMT which increased the effective tax rate by 0.8%.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LowerAverageTaxRateApplicableToSubsidiariesAndForeignBranches">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Lower average tax rate applicable to subsidiaries and foreign branches.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LowerAverageTaxRateApplicableToSubsidiariesAndForeignBranches</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TaxEffectFromLowerAverageTaxRatesApplicableToSubsidiariesAndForeignBranches">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tax effect from lower average tax rates applicable to subsidiaries and foreign branches.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TaxEffectFromLowerAverageTaxRatesApplicableToSubsidiariesAndForeignBranches</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ApplicableTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The applicable income tax rate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ApplicableTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AverageEffectiveTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The tax expense (income) divided by the accounting profit. [Refer: Accounting profit]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AverageEffectiveTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2024-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount that represents the difference between the tax expense (income) and the product of the accounting profit multiplied by the applicable tax rate(s) that the entity does not separately disclose in the same statement or note. [Refer: Accounting profit; Applicable tax rate]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tax rate effects, in aggregate, on the reconciliation between the average effective tax rate and the applicable tax rate that the entity does not separately disclose in the reconciliation. [Refer: Average effective tax rate; Applicable tax rate]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReconciliationOfAverageEffectiveTaxRateAndApplicableTaxRateAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount that represents the difference between the tax expense (income) and the product of the accounting profit multiplied by the applicable tax rate(s) that relates to revenues that are exempt from taxation. [Refer: Accounting profit]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TaxEffectOfRevenuesExemptFromTaxation2011</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TaxExpenseIncomeAtApplicableTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The product of the accounting profit multiplied by the applicable tax rate(s). [Refer: Accounting profit; Applicable tax rate]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TaxExpenseIncomeAtApplicableTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The tax rate effect on the reconciliation between the average effective tax rate and the applicable tax rate resulting from revenue that is exempt from taxation. [Refer: Average effective tax rate; Applicable tax rate]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TaxRateEffectOfRevenuesExemptFromTaxation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Corporate Income Taxes - Reconciliation of Statutory Rate (Parenthetical) (Detail)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems', window );"><strong>Disclosure of associates [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AverageEffectiveTaxRate', window );">Average effective tax rate</a></td>
<td class="nump">26.20%<span></span>
</td>
<td class="nump">20.50%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems', window );"><strong>Disclosure of associates [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AverageEffectiveTaxRate', window );">Average effective tax rate</a></td>
<td class="nump">0.80%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The tax expense (income) divided by the accounting profit. [Refer: Accounting profit]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AverageEffectiveTaxRate</td>
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<td>dtr-2022:percentItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfSignificantInvestmentsInAssociatesLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<head>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Corporate Income Taxes - Significant Components of Deferred Tax Assets and Liabilities (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="4">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th" colspan="2"><div>Oct. 31, 2025</div></th>
<th class="th" colspan="2"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">$ (549)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 438<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxAssetsGross1', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,906<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,301<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxLiabilitiesGross', window );">Deferred tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,067<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,756<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxLiabilityAsset', window );">Net deferred tax assets (liabilities)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,839<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,545<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 2,095<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsTaxLossCarryForwardsMember', window );">Deferred tax assets tax loss carry forwards [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">60<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">29<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxAssetsGross1', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">623<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">930<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsAllowanceForCreditLossesMember', window );">Deferred tax assets allowance for credit losses [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(272)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">54<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxAssetsGross1', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,357<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,076<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsDeferredCompensationMember', window );">Deferred tax assets deferred compensation [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(109)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(100)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxAssetsGross1', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">388<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">317<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsDeferredIncomeMember', window );">Deferred tax assets deferred income [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(150)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(137)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxAssetsGross1', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">404<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">255<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetPropertyAndEquipmentMember', window );">Deferred tax asset property and equipment [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(101)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(10)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxAssetsGross1', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">422<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">262<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsPensionAndOtherPostretirementBenefitsMember', window );">Deferred tax assets pension and other post-retirement benefits [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(22)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(48)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxAssetsGross1', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">314<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">387<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsSecuritiesMember', window );">Deferred tax assets securities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(26)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(17)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxAssetsGross1', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">284<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">260<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsLeaseLiabilitiesMember', window );">Deferred tax assets lease liabilities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">28<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxAssetsGross1', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">910<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">891<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsOwnCreditRiskMember', window );">Deferred tax assets own credit risk [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxAssetsGross1', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">447<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">250<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsOtherMember', window );">Deferred tax assets other [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(22)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(57)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxAssetsGross1', window );">Deferred tax assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">757<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">673<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesCashFlowHedgesMember', window );">Deferred tax liabilities cash flow hedges [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxLiabilitiesGross', window );">Deferred tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">39<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">57<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesDeferredCompensationMember', window );">Deferred tax liabilities deferred compensation [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(11)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(24)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxLiabilitiesGross', window );">Deferred tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">209<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">187<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesDeferredIncomeMember', window );">Deferred tax liabilities deferred income [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(14)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(20)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxLiabilitiesGross', window );">Deferred tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">65<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">50<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilityPropertyAndEquipmentMember', window );">Deferred tax liability property and equipment [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(39)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(243)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxLiabilitiesGross', window );">Deferred tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">805<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">684<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesPensionAndOtherPostretirementBenefitsMember', window );">Deferred tax liabilities pension and other post-retirement benefits [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxLiabilitiesGross', window );">Deferred tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">73<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">82<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesSecuritiesMember', window );">Deferred tax liabilities securities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">34<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(14)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxLiabilitiesGross', window );">Deferred tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">398<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">354<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesInvestmentInSubsidiariesAndAssociatesMember', window );">Deferred tax liabilities investment in subsidiaries and associates [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(26)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">52<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxLiabilitiesGross', window );">Deferred tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">86<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">29<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesIntangibleAssetsMember', window );">Deferred tax liabilities intangible assets [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">57<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(344)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxLiabilitiesGross', window );">Deferred tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,746<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,809<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesOthersMember', window );">Deferred tax liabilities others [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(90)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(104)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DeferredTaxLiabilitiesGross', window );">Deferred tax liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">646<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">504<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsMember', window );">Deferred tax assets [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(639)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(258)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesMember', window );">Deferred tax liabilities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems', window );"><strong>Disclosure of temporary difference, unused tax losses and unused tax credits [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax expense (benefit) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">$ (90)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">$ (696)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="6"></td></tr>
<tr><td colspan="6"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">For Consolidated Statement of Financial Position presentation, deferred tax assets and liabilities are assessed by legal entity. As a result, the net deferred tax assets of $1,839 (2024 &#8211; $1,545) are represented by deferred tax assets of $3,253 (2024 &#8211; $2,942), and deferred tax liabilities of $1,414 (2024 &#8211; $1,397) on the Consolidated Statement of Financial Position.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DeferredTaxAssetsGross1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deferred tax assets, Gross</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DeferredTaxAssetsGross1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DeferredTaxLiabilitiesGross">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Deferred tax liabilities gross.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DeferredTaxLiabilitiesGross</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of tax expense or income relating to changes in deferred tax liabilities and deferred tax assets, recognised in profit or loss. [Refer: Deferred tax assets; Deferred tax expense (income); Deferred tax liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_g_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deferred tax liabilities or assets. [Refer: Deferred tax liabilities; Deferred tax assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsTaxLossCarryForwardsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsTaxLossCarryForwardsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsAllowanceForCreditLossesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsAllowanceForCreditLossesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsDeferredCompensationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsDeferredCompensationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsDeferredIncomeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsDeferredIncomeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetPropertyAndEquipmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetPropertyAndEquipmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsPensionAndOtherPostretirementBenefitsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsPensionAndOtherPostretirementBenefitsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsLeaseLiabilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsLeaseLiabilitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsOwnCreditRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsOwnCreditRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsOtherMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsOtherMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesCashFlowHedgesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesCashFlowHedgesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesDeferredCompensationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesDeferredCompensationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesDeferredIncomeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesDeferredIncomeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilityPropertyAndEquipmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilityPropertyAndEquipmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesPensionAndOtherPostretirementBenefitsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesPensionAndOtherPostretirementBenefitsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesSecuritiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesSecuritiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesInvestmentInSubsidiariesAndAssociatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesInvestmentInSubsidiariesAndAssociatesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesIntangibleAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesIntangibleAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesOthersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesOthersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis=bns_DeferredTaxLiabilitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>232
<FILENAME>R180.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Corporate Income Taxes - Significant Components of Deferred Tax Assets and Liabilities (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2"><div>Oct. 31, 2025</div></th>
<th class="th" colspan="2"><div>Oct. 31, 2024</div></th>
<th class="th"><div>Oct. 31, 2023</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxAssetsAndLiabilitiesAbstract', window );"><strong>Deferred tax assets and liabilities [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxLiabilityAsset', window );">Net deferred tax assets</a></td>
<td class="nump">$ 1,839<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 1,545<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 2,095<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxAssets', window );">Deferred tax assets</a></td>
<td class="nump">3,253<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,942<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxLiabilities', window );">Deferred tax liabilities</a></td>
<td class="nump">$ 1,414<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 1,397<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="6"></td></tr>
<tr><td colspan="6"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">For Consolidated Statement of Financial Position presentation, deferred tax assets and liabilities are assessed by legal entity. As a result, the net deferred tax assets of $1,839 (2024 &#8211; $1,545) are represented by deferred tax assets of $3,253 (2024 &#8211; $2,942), and deferred tax liabilities of $1,414 (2024 &#8211; $1,397) on the Consolidated Statement of Financial Position.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amounts of income taxes recoverable in future periods in respect of: (a) deductible temporary differences; (b) the carryforward of unused tax losses; and (c) the carryforward of unused tax credits. [Refer: Temporary differences [member]; Unused tax credits [member]; Unused tax losses [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph o<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_o&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 56<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_56&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxAssetsAndLiabilitiesAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxAssetsAndLiabilitiesAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amounts of income taxes payable in future periods in respect of taxable temporary differences. [Refer: Temporary differences [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph o<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_o&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 56<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_56&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deferred tax liabilities or assets. [Refer: Deferred tax liabilities; Deferred tax assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>233
<FILENAME>R181.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Corporate Income Taxes - Changes to Net Deferred Taxes (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="3">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract', window );"><strong>Reconciliation of changes in deferred tax liability (asset) [abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxLiabilityAsset', window );">Beginning balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1,545<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 2,095<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss', window );">Deferred tax benefit (expense) for the year recorded in income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">549<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(438)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity', window );">Deferred tax benefit (expense) for the year recorded in equity</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(224)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(41)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset', window );">Disposed in divestitures</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(35)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseThroughOtherDeferredTaxLiabilityAsset', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(71)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeferredTaxLiabilityAsset', window );">Ending balance</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 1,839<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 1,545<span></span>
</td>
</tr>
<tr><td colspan="4"></td></tr>
<tr><td colspan="4"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">For Consolidated Statement of Financial Position presentation, deferred tax assets and liabilities are assessed by legal entity. As a result, the net deferred tax assets of $1,839 (2024 &#8211; $1,545) are represented by deferred tax assets of $3,253 (2024 &#8211; $2,942), and deferred tax liabilities of $1,414 (2024 &#8211; $1,397) on the Consolidated Statement of Financial Position.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseDecreaseThroughOtherDeferredTaxLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in deferred tax liability (asset) resulting from other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseThroughOtherDeferredTaxLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of tax expense or income relating to changes in deferred tax liabilities and deferred tax assets, recognised in profit or loss. [Refer: Deferred tax assets; Deferred tax expense (income); Deferred tax liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_g_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxExpenseIncomeRecognisedInProfitOrLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deferred tax liabilities or assets. [Refer: Deferred tax liabilities; Deferred tax assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph g<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_g_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deferred tax related to items credited (charged) directly to equity. [Refer: Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease in deferred tax liability (asset) resulting from the loss of control of a subsidiary. [Refer: Deferred tax liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReconciliationOfChangesInDeferredTaxLiabilityAssetAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Corporate Income Taxes - Additional Information (Detail)<br> &#8364; in Millions, $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>CAD ($)</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>CAD ($)</div>
</th>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>EUR (&#8364;)</div>
</th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfIncomeTaxesLineItems', window );"><strong>Disclosure Of Income Taxes [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised', window );">Temporary differences, unused tax losses and unused tax credits for which no deferred tax asset is recognized</a></td>
<td class="nump">$ 10<span></span>
</td>
<td class="nump">$ 18<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised', window );">Unrecognized losses</a></td>
<td class="nump">10<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense', window );">Deferred tax asset tax benefits relate to tax losses incurred in Canadian or foreign operations</a></td>
<td class="nump">56<span></span>
</td>
<td class="nump">73<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures', window );">Amount of taxable temporary differences associated with investments in subsidiaries, associates and interests in joint ventures for which deferred tax liabilities have not been recognized</a></td>
<td class="nump">$ 59,000<span></span>
</td>
<td class="nump">$ 57,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AverageEffectiveTaxRate', window );">Average effective tax rate</a></td>
<td class="nump">26.20%<span></span>
</td>
<td class="nump">20.50%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ThresholdLimitOfRevenuePaymentOfGlobalMinimumTax', window );">Threshold limit of revenue payment of global minimum tax | &#8364;</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">&#8364; 750<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GlobalMinimumTaxRate', window );">Global minimum tax rate</a></td>
<td class="nump">15.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TaxYearAxis=bns_TwoThousandFourteenToTwoThousandEighteenMember', window );">2014 to 2018 taxation year [member] | Subsidiaries [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfIncomeTaxesLineItems', window );"><strong>Disclosure Of Income Taxes [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubsidiaryAmountForTaxAssessmentNoticeServed', window );">Subsidiary amount for tax assessment notice served</a></td>
<td class="nump">$ 637<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TaxYearAxis=bns_TwoThousandElevenToTwoThousandAndTwentyMember', window );">2011 to 2020 taxation year [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfIncomeTaxesLineItems', window );"><strong>Disclosure Of Income Taxes [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AmountForTaxAssessmentNoticeServed', window );">Reassessed tax by Canada Revenue Agency</a></td>
<td class="nump">1,808<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TaxYearAxis=bns_TwoThousandEighteenToTwoThousandAndTwentyMember', window );">2018 to 2020 taxation year [member] | Subsidiaries [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfIncomeTaxesLineItems', window );"><strong>Disclosure Of Income Taxes [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SubsidiaryAmountForTaxAssessmentNoticeServed', window );">Subsidiary amount for tax assessment notice served</a></td>
<td class="nump">$ 4<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfIncomeTaxesLineItems', window );"><strong>Disclosure Of Income Taxes [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AverageEffectiveTaxRate', window );">Average effective tax rate</a></td>
<td class="nump">0.80%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AmountForTaxAssessmentNoticeServed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Amount for tax assessment notice served.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AmountForTaxAssessmentNoticeServed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfIncomeTaxesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in income taxes.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfIncomeTaxesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GlobalMinimumTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Global minimum tax rate.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GlobalMinimumTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_SubsidiaryAmountForTaxAssessmentNoticeServed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Subsidiary amount for tax assessment notice served.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SubsidiaryAmountForTaxAssessmentNoticeServed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ThresholdLimitOfRevenuePaymentOfGlobalMinimumTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>threshold limit of revenue payment of global minimum tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ThresholdLimitOfRevenuePaymentOfGlobalMinimumTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AverageEffectiveTaxRate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The tax expense (income) divided by the accounting profit. [Refer: Accounting profit]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AverageEffectiveTaxRate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deductible temporary differences for which no deferred tax asset is recognised in the statement of financial position. [Refer: Temporary differences [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of benefit arising from a previously unrecognised tax loss, tax credit or temporary difference of a prior period that is used to reduce deferred tax expense. [Refer: Deferred tax expense (income); Temporary differences [member]; Unused tax losses [member]; Unused tax credits [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 80<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_80_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount of temporary differences associated with investments in subsidiaries, branches and associates and interests in joint arrangements, for which deferred tax liabilities have not been recognised as a result of satisfying both of the following conditions: (a) the parent, investor, joint venturer or joint operator is able to control the timing of the reversal of the temporary difference; and (b) it is probable that the temporary difference will not reverse in the foreseeable future. [Refer: Total for all associates [member]; Total for all subsidiaries [member]; Temporary differences [member]; Investments in subsidiaries reported in separate financial statements]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of unused tax losses for which no deferred tax asset is recognised in the statement of financial position. [Refer: Unused tax losses [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TaxYearAxis=bns_TwoThousandFourteenToTwoThousandEighteenMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TaxYearAxis=bns_TwoThousandFourteenToTwoThousandEighteenMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ifrs-full_SubsidiariesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ifrs-full_SubsidiariesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TaxYearAxis=bns_TwoThousandElevenToTwoThousandAndTwentyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TaxYearAxis=bns_TwoThousandElevenToTwoThousandAndTwentyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TaxYearAxis=bns_TwoThousandEighteenToTwoThousandAndTwentyMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TaxYearAxis=bns_TwoThousandEighteenToTwoThousandAndTwentyMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Employee Benefits - Schedule of Relative Size of Plan Obligation and Assets (Detail)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_DomesticScotiabankPensionPlanMember', window );">SPP [member] | Canada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDefinedBenefitObligations', window );">Percentage of total benefit obligations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">72.00%<span></span>
</td>
<td class="nump">72.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfPlanAssets', window );">Percentage of total plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">74.00%<span></span>
</td>
<td class="nump">74.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense', window );">Percentage of total benefit expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">74.00%<span></span>
</td>
<td class="nump">73.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherPensionPlansMember', window );">Other Pension Plans [Member] | Canada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDefinedBenefitObligations', window );">Percentage of total benefit obligations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16.00%<span></span>
</td>
<td class="nump">15.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfPlanAssets', window );">Percentage of total plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11.00%<span></span>
</td>
<td class="nump">11.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense', window );">Percentage of total benefit expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">23.00%<span></span>
</td>
<td class="nump">27.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | International [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDefinedBenefitObligations', window );">Percentage of total benefit obligations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12.00%<span></span>
</td>
<td class="nump">13.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfPlanAssets', window );">Percentage of total plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">15.00%<span></span>
</td>
<td class="nump">15.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense', window );">Percentage of total benefit expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Canada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDefinedBenefitObligations', window );">Percentage of total benefit obligations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">50.00%<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense', window );">Percentage of total benefit expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">42.00%<span></span>
</td>
<td class="nump">46.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | International [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDefinedBenefitObligations', window );">Percentage of total benefit obligations</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">50.00%<span></span>
</td>
<td class="nump">50.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfPlanAssets', window );">Percentage of total plan assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense', window );">Percentage of total benefit expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">58.00%<span></span>
</td>
<td class="nump">54.00%<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Excludes non-routine benefit expense items such as past service costs, curtailment charges and settlement charges.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of benefit expense excluding non routine benefit expense.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PercentageOfDefinedBenefitObligations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of defined benefit obligations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PercentageOfDefinedBenefitObligations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PercentageOfPlanAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of plan assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PercentageOfPlanAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfDefinedBenefitPlansLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DefinedBenefitPlansAxis=bns_DomesticScotiabankPensionPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=bns_DomesticScotiabankPensionPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherPensionPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=bns_OtherPensionPlansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Employee Benefits - Summary of Cash Contributions and Payments made by Bank to Principal Plans (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems', window );"><strong>Disclosure of net defined benefit liability (asset) [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInContributionsToPlanByEmployer', window );">Contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 489<span></span>
</td>
<td class="nump">$ 308<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_DomesticScotiabankPensionPlanMember', window );">SPP [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems', window );"><strong>Disclosure of net defined benefit liability (asset) [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInContributionsToPlanByEmployer', window );">Contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">158<span></span>
</td>
<td class="nump">69<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherDefinedBenefitPensionPlansMember', window );">All other plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems', window );"><strong>Disclosure of net defined benefit liability (asset) [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInContributionsToPlanByEmployer', window );">Contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">64<span></span>
</td>
<td class="nump">47<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems', window );"><strong>Disclosure of net defined benefit liability (asset) [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInContributionsToPlanByEmployer', window );">Contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">61<span></span>
</td>
<td class="nump">62<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_DefinedContributionPensionPlansMember', window );">Defined contribution pension and other benefit plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems', window );"><strong>Disclosure of net defined benefit liability (asset) [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInContributionsToPlanByEmployer', window );">Contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 206<span></span>
</td>
<td class="nump">184<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_DcPensionContributionsFundedFromPensionPlanSurplusMember', window );">Defined contribution pension contributions funded from pension plan surplus [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems', window );"><strong>Disclosure of net defined benefit liability (asset) [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInContributionsToPlanByEmployer', window );">Contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">$ (54)<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Based on preliminary estimates, the Bank expects to make contributions of $158 million to the SPP (excluding the defined contribution provision), $79 million to all other defined benefit pension plans, $66 million to other benefit plans and $217 million to all defined contribution plans for the year ending October 31, 2026.</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (decrease) in contributions to plan by employer.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseInContributionsToPlanByEmployer</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember</td>
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Employee Benefits - Summary of Cash Contributions and Payments made by Bank to Principal Plans (Parenthetical) (Detail)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th">
<div>Oct. 31, 2025 </div>
<div>CAD ($)</div>
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<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_DomesticScotiabankPensionPlanMember', window );">SPP [member]</a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems', window );"><strong>Disclosure of net defined benefit liability (asset) [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan', window );">Estimate of contributions expected to be paid</a></td>
<td class="nump">$ 158<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherDefinedBenefitPensionPlansMember', window );">All other plans [member]</a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems', window );"><strong>Disclosure of net defined benefit liability (asset) [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan', window );">Estimate of contributions expected to be paid</a></td>
<td class="nump">79<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member]</a></td>
<td class="text">&#160;<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems', window );"><strong>Disclosure of net defined benefit liability (asset) [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan', window );">Estimate of contributions expected to be paid</a></td>
<td class="nump">66<span></span>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_DefinedContributionPensionPlansMember', window );">Defined contribution pension and other benefit plans [member]</a></td>
<td class="text">&#160;<span></span>
</td>
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<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfNetDefinedBenefitLiabilityAssetLineItems', window );"><strong>Disclosure of net defined benefit liability (asset) [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan', window );">Estimate of contributions expected to be paid</a></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The estimate of the expected contributions to be made to a defined benefit plan for the next annual reporting period. [Refer: Defined benefit plans [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 147<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_147_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 148<br> -Subparagraph d<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_148_d_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_EstimateOfContributionsExpectedToBePaidToPlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DefinedBenefitPlansAxis=bns_DomesticScotiabankPensionPlanMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=bns_DomesticScotiabankPensionPlanMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherDefinedBenefitPensionPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=bns_OtherDefinedBenefitPensionPlansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DefinedBenefitPlansAxis=bns_DefinedContributionPensionPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=bns_DefinedContributionPensionPlansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Employee Benefits - Summary of Excess (deficit) of Fair Value of Assets Over Benefit Obligation for wholly Unfunded Plans and Wholly or Partly Funded Plans (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SurplusDeficitInPlan', window );">Excess (deficit) of fair value of assets over total benefit obligation</a></td>
<td class="nump">$ 724<span></span>
</td>
<td class="nump">$ 369<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_EffectOfAssetLimitationAndMinimumFundingRequirement', window );">Effect of asset limitation and minimum funding requirement</a></td>
<td class="num">(223)<span></span>
</td>
<td class="num">(208)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Net asset (liability) at end of year</a></td>
<td class="nump">501<span></span>
</td>
<td class="nump">161<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Unfunded plans [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitObligationAtPresentValue', window );">Benefit obligation</a></td>
<td class="nump">346<span></span>
</td>
<td class="nump">362<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Wholly Funded and Partly Funded Plans [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitObligationAtPresentValue', window );">Benefit obligation</a></td>
<td class="nump">8,886<span></span>
</td>
<td class="nump">8,529<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PlanAssetsAtFairValue', window );">Fair value of assets</a></td>
<td class="nump">9,956<span></span>
</td>
<td class="nump">9,260<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SurplusDeficitInPlan', window );">Excess (deficit) of fair value of assets over total benefit obligation</a></td>
<td class="nump">1,070<span></span>
</td>
<td class="nump">731<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SurplusDeficitInPlan', window );">Excess (deficit) of fair value of assets over total benefit obligation</a></td>
<td class="num">(1,091)<span></span>
</td>
<td class="num">(1,063)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Net asset (liability) at end of year</a></td>
<td class="num">(1,091)<span></span>
</td>
<td class="num">(1,063)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Unfunded plans [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitObligationAtPresentValue', window );">Benefit obligation</a></td>
<td class="nump">890<span></span>
</td>
<td class="nump">930<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Wholly Funded and Partly Funded Plans [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitObligationAtPresentValue', window );">Benefit obligation</a></td>
<td class="nump">264<span></span>
</td>
<td class="nump">217<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PlanAssetsAtFairValue', window );">Fair value of assets</a></td>
<td class="nump">63<span></span>
</td>
<td class="nump">84<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SurplusDeficitInPlan', window );">Excess (deficit) of fair value of assets over total benefit obligation</a></td>
<td class="num">$ (201)<span></span>
</td>
<td class="num">$ (133)<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_EffectOfAssetLimitationAndMinimumFundingRequirement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Effect of asset limitation and minimum funding requirement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_EffectOfAssetLimitationAndMinimumFundingRequirement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DefinedBenefitObligationAtPresentValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The present value, without deducting any plan assets, of expected future payments required to settle the obligation resulting from employee service in the current and prior periods. [Refer: Plan assets, at fair value]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 57<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_57_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitObligationAtPresentValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfDefinedBenefitPlansLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deficit or surplus in a defined benefit plan, adjusted for any effect of limiting a net defined benefit asset to the asset ceiling. [Refer: Defined benefit plans [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 140<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_140_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilityAssetOfDefinedBenefitPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PlanAssetsAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of defined benefit plan assets. Plan assets comprise assets held by a long-term employee benefit fund and qualifying insurance policies. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 57<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_57_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PlanAssetsAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SurplusDeficitInPlan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of any plan assets, less the present value of the defined benefit obligation. [Refer: Plan assets [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 57<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_57_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SurplusDeficitInPlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NetDefinedBenefitLiabilityAssetAxis=ifrs-full_WhollyUnfundedDefinedBenefitPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetDefinedBenefitLiabilityAssetAxis=ifrs-full_WhollyUnfundedDefinedBenefitPlansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NetDefinedBenefitLiabilityAssetAxis=ifrs-full_WhollyOrPartlyFundedDefinedBenefitPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetDefinedBenefitLiabilityAssetAxis=ifrs-full_WhollyOrPartlyFundedDefinedBenefitPlansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Employee Benefits - Summary of Financial Information related to Principal Plans (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 161<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SurplusDeficitInPlan', window );">Excess (deficit) of fair value of assets over benefit obligation at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">724<span></span>
</td>
<td class="nump">$ 369<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_EffectOfAssetLimitationAndMinimumFundingRequirement', window );">Effect of asset limitation and minimum funding requirement</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(223)<span></span>
</td>
<td class="num">(208)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">End of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">501<span></span>
</td>
<td class="nump">161<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Change in Benefit Obligation [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,891<span></span>
</td>
<td class="nump">7,669<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">244<span></span>
</td>
<td class="nump">205<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset', window );">Net interest expense (income)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">432<span></span>
</td>
<td class="nump">456<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset', window );">Employee contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26<span></span>
</td>
<td class="nump">27<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Benefits paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(438)<span></span>
</td>
<td class="num">(404)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">32<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(2)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Foreign exchange</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">37<span></span>
</td>
<td class="num">(19)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialGainLossOnDefinedBenefitObligation', window );">Actuarial (loss) gain on benefit obligation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8<span></span>
</td>
<td class="nump">959<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">End of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,232<span></span>
</td>
<td class="nump">8,891<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Changes in Fair Value [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,260<span></span>
</td>
<td class="nump">8,139<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset', window );">Net interest expense (income)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">467<span></span>
</td>
<td class="nump">494<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Actual return on assets (net of administrative expenses)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">421<span></span>
</td>
<td class="nump">955<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">222<span></span>
</td>
<td class="nump">62<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset', window );">Employee contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">26<span></span>
</td>
<td class="nump">27<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Benefits paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(438)<span></span>
</td>
<td class="num">(404)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdministrativeExpensesIncomeNetDefinedBenefitLiabilityAsset', window );">Administrative expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(12)<span></span>
</td>
<td class="num">(13)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset', window );">Settlements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="num">(3)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Foreign exchange</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10<span></span>
</td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">End of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,956<span></span>
</td>
<td class="nump">9,260<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Funded Status [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">161<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SurplusDeficitInPlan', window );">Excess (deficit) of fair value of assets over benefit obligation at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">724<span></span>
</td>
<td class="nump">369<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_EffectOfAssetLimitationAndMinimumFundingRequirement', window );">Effect of asset limitation and minimum funding requirement</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(223)<span></span>
</td>
<td class="num">(208)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">End of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">501<span></span>
</td>
<td class="nump">161<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Funded Status [Member] | Other assets [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">684<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">End of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,036<span></span>
</td>
<td class="nump">684<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Funded Status [Member] | Other liabilities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(523)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">End of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(535)<span></span>
</td>
<td class="num">(523)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Annual Benefit Expense [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">244<span></span>
</td>
<td class="nump">205<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset', window );">Net interest expense (income)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(13)<span></span>
</td>
<td class="num">(32)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdministrativeExpensesIncomeNetDefinedBenefitLiabilityAsset', window );">Administrative expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12<span></span>
</td>
<td class="nump">12<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">32<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset', window );">Amount of settlement (gain) loss recognized</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_EmployeeBenefitsExpenseNet', window );">Benefit expense (income) recorded in the Consolidated Statement of Income (A)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">275<span></span>
</td>
<td class="nump">186<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans', window );">Defined contribution benefit expense (B)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">205<span></span>
</td>
<td class="nump">183<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Remeasurements [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurement of other long-term benefits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">419<span></span>
</td>
<td class="num">(150)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ReturnOnPlanAssetsInExcessOfInterestIncomeNetDefinedBenefitLiabilityAsset', window );">(Return) on plan assets in excess of interest income on fair value of assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">421<span></span>
</td>
<td class="nump">955<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialGainLossOnDefinedBenefitObligation', window );">Actuarial (loss) gain on benefit obligation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(8)<span></span>
</td>
<td class="num">(959)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ChangeInPlanAssetLimitation', window );">Change in the asset limitation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6<span></span>
</td>
<td class="num">(146)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetBenefitCost', window );">Total benefit cost (A + B - C)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">61<span></span>
</td>
<td class="nump">519<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Additional Details [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Actual return on assets (net of administrative expenses)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(876)<span></span>
</td>
<td class="num">(1,436)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">Actuarial gains and (losses) from changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="nump">7<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">Actuarial gains and (losses) from changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(16)<span></span>
</td>
<td class="num">(952)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset', window );">Actuarial gains and (losses) from changes in experience</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4<span></span>
</td>
<td class="num">(14)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_EquityAndDebtInstrumentsAmountContributedToFairValueOfPlanAssets', window );">In Scotiabank securities (stock, bonds)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">54<span></span>
</td>
<td class="nump">67<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyAmountContributedToFairValueOfPlanAssets', window );">In property occupied by Scotiabank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Effect of asset ceiling [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">208<span></span>
</td>
<td class="nump">55<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset', window );">Net interest expense (income)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurement of other long-term benefits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(6)<span></span>
</td>
<td class="nump">146<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Foreign exchange</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">End of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">223<span></span>
</td>
<td class="nump">208<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,063)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SurplusDeficitInPlan', window );">Excess (deficit) of fair value of assets over benefit obligation at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,091)<span></span>
</td>
<td class="num">(1,063)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">End of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,091)<span></span>
</td>
<td class="num">(1,063)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Change in Benefit Obligation [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,147<span></span>
</td>
<td class="nump">1,114<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset', window );">Net interest expense (income)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">70<span></span>
</td>
<td class="nump">77<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Benefits paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(94)<span></span>
</td>
<td class="num">(101)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(63)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset', window );">Business acquisition</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Foreign exchange</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">19<span></span>
</td>
<td class="num">(21)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialGainLossOnDefinedBenefitObligation', window );">Actuarial (loss) gain on benefit obligation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">55<span></span>
</td>
<td class="nump">59<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">End of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,154<span></span>
</td>
<td class="nump">1,147<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Changes in Fair Value [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">84<span></span>
</td>
<td class="nump">113<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset', window );">Net interest expense (income)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8<span></span>
</td>
<td class="nump">9<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Actual return on assets (net of administrative expenses)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset', window );">Employer contributions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">61<span></span>
</td>
<td class="nump">62<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset', window );">Benefits paid</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(94)<span></span>
</td>
<td class="num">(101)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset', window );">Foreign exchange</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5<span></span>
</td>
<td class="num">(7)<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">End of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">63<span></span>
</td>
<td class="nump">84<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Funded Status [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,063)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SurplusDeficitInPlan', window );">Excess (deficit) of fair value of assets over benefit obligation at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,091)<span></span>
</td>
<td class="num">(1,063)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">End of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,091)<span></span>
</td>
<td class="num">(1,063)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Funded Status [Member] | Other assets [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">End of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Funded Status [Member] | Other liabilities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">Beginning of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,064)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans', window );">End of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,092)<span></span>
</td>
<td class="num">(1,064)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Annual Benefit Expense [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset', window );">Current service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22<span></span>
</td>
<td class="nump">20<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset', window );">Net interest expense (income)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">62<span></span>
</td>
<td class="nump">68<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset', window );">Past service cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(63)<span></span>
</td>
<td class="num">(1)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurement of other long-term benefits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_EmployeeBenefitsExpenseNet', window );">Benefit expense (income) recorded in the Consolidated Statement of Income (A)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23<span></span>
</td>
<td class="nump">93<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans', window );">Defined contribution benefit expense (B)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Remeasurements [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset', window );">Remeasurement of other long-term benefits</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(54)<span></span>
</td>
<td class="num">(45)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ReturnOnPlanAssetsInExcessOfInterestIncomeNetDefinedBenefitLiabilityAsset', window );">(Return) on plan assets in excess of interest income on fair value of assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1)<span></span>
</td>
<td class="nump">8<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialGainLossOnDefinedBenefitObligation', window );">Actuarial (loss) gain on benefit obligation</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(53)<span></span>
</td>
<td class="num">(53)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetBenefitCost', window );">Total benefit cost (A + B - C)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">78<span></span>
</td>
<td class="nump">139<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Additional Details [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset', window );">Actual return on assets (net of administrative expenses)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(7)<span></span>
</td>
<td class="num">(19)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset', window );">Actuarial gains and (losses) from changes in demographic assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(11)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset', window );">Actuarial gains and (losses) from changes in financial assumptions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(47)<span></span>
</td>
<td class="num">(53)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset', window );">Actuarial gains and (losses) from changes in experience</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 3<span></span>
</td>
<td class="num">$ (6)<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Other benefit plans past service costs relate to certain post-retirement plan amendments.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">The recognized asset is limited by the present value of economic benefits available from a reduction in future contributions to a plan and from the ability to pay plan expenses from the fund.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ActuarialGainLossOnDefinedBenefitObligation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Actuarial gain (loss) on defined benefit obligation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ActuarialGainLossOnDefinedBenefitObligation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AdministrativeExpensesIncomeNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Administrative expenses income net defined benefit liability asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AdministrativeExpensesIncomeNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ChangeInPlanAssetLimitation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Change in plan asset limitation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ChangeInPlanAssetLimitation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_EffectOfAssetLimitationAndMinimumFundingRequirement">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Effect of asset limitation and minimum funding requirement.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_EffectOfAssetLimitationAndMinimumFundingRequirement</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_EmployeeBenefitsExpenseNet">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Employee (benefits) expense net.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_EmployeeBenefitsExpenseNet</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_EquityAndDebtInstrumentsAmountContributedToFairValueOfPlanAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Equity and debt instruments, amount contributed to fair value of plan assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_EquityAndDebtInstrumentsAmountContributedToFairValueOfPlanAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NetBenefitCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net benefit cost</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NetBenefitCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ReturnOnPlanAssetsInExcessOfInterestIncomeNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Return on plan assetsin n excess of interest income net defined benefit liability asset.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ReturnOnPlanAssetsInExcessOfInterestIncomeNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in a net defined benefit liability (asset) resulting from actuarial gains (losses) arising from changes in demographic assumptions that result in remeasurements of the net defined benefit liability (asset). Demographic assumptions deal with matters such as: (a) mortality; (b) rates of employee turnover, disability and early retirement; (c) the proportion of plan members with dependants who will be eligible for benefits; (d) the proportion of plan members who will select each form of payment option available under the plan terms; and (e) claim rates under medical plans. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 141<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_141_c_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialGainsLossesArisingFromChangesInDemographicAssumptionsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in a net defined benefit liability (asset) resulting from actuarial gains (losses) arising from changes in financial assumptions that result in remeasurements of the net defined benefit liability (asset). Financial assumptions deal with items such as: (a) the discount rate; (b) benefit levels, excluding any cost of the benefits to be met by employees, and future salary; (c) in the case of medical benefits, future medical costs, including claim handling costs (ie the costs that will be incurred in processing and resolving claims, including legal and adjuster's fees); and (d) taxes payable by the plan on contributions relating to service before the reporting date or on benefits resulting from that service. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 141<br> -Subparagraph c<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_141_c_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialGainsLossesArisingFromChangesInFinancialAssumptionsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in a net defined benefit liability (asset) resulting from actuarial gains (losses) arising from experience adjustments that result in remeasurements of the net defined benefit liability (asset). Experience adjustments deal with the effects of differences between the previous actuarial assumptions and what has actually occurred. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 141<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_141_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialGainsLossesArisingFromExperienceAdjustmentsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in net defined benefit liability (asset) resulting from contributions to a defined benefit plan by the employer. [Refer: Net defined benefit liability (asset); Defined benefit plans [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 141<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_141_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ContributionsToPlanByEmployerNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in the net defined benefit liability (asset) resulting from contributions to a defined benefit plan by plan participants. [Refer: Net defined benefit liability (asset); Defined benefit plans [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 141<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_141_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ContributionsToPlanByPlanParticipantsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from employee service in the current period. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 141<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_141_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CurrentServiceCostNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfDefinedBenefitPlansLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in a net defined benefit liability (asset) resulting from the remeasurement of that net defined benefit liability (asset). [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 141<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_141_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainLossOnRemeasurementOfNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in the net defined benefit liability (asset) resulting from settlements. Settlements are transactions that eliminate all further legal or constructive obligations for part or all of the benefits provided under a defined benefit plan, other than a payment of benefits to, or on behalf of, employees that is set out in the terms of the plan and included in the actuarial assumptions. [Refer: Net defined benefit liability (asset); Defined benefit plans [domain]; Actuarial assumptions [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 141<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_141_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesArisingFromSettlementsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from business combinations and disposals. [Refer: Total for all business combinations [member]; Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 141<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_141_h&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughBusinessCombinationsAndDisposalsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from changes in foreign exchange rates. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 141<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_141_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseThroughChangesInForeignExchangeRatesNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from the passage of time. [Refer: Interest expense; Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 141<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_141_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseIncomeNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_LiabilityAssetOfDefinedBenefitPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of deficit or surplus in a defined benefit plan, adjusted for any effect of limiting a net defined benefit asset to the asset ceiling. [Refer: Defined benefit plans [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 140<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_140_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_LiabilityAssetOfDefinedBenefitPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in the net defined benefit liability (asset) resulting from past service cost. Past service cost is the change in the present value of the defined benefit obligation for employee service in prior periods, resulting from a plan amendment (the introduction or withdrawal of, or changes to, a defined benefit plan) or a curtailment (a significant reduction by the entity in the number of employees covered by a plan). [Refer: Net defined benefit liability (asset); Defined benefit plans [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 141<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_141_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PastServiceCostNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in the net defined benefit liability (asset) resulting from payments from the plan. [Refer: Net defined benefit liability (asset)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 141<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_141_g&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PaymentsFromPlanNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in the net defined benefit liability (asset) resulting from payments from the plan in respect of settlements. [Refer: Decrease (increase) in net defined benefit liability (asset) resulting from gains (losses) arising from settlements; Net defined benefit liability (asset); Defined benefit plans [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 141<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_141_g&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PaymentsInRespectOfSettlementsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of post-employment benefit expense relating to defined contribution plans. Defined contribution plans are post-employment benefit plans under which an entity pays fixed contributions into a separate entity (a fund) and will have no legal or constructive obligation to pay further contributions if the fund does not hold sufficient assets to pay all employee benefits relating to employee service in the current and prior periods.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 53<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_53&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PostemploymentBenefitExpenseDefinedContributionPlans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PropertyAmountContributedToFairValueOfPlanAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount real estate contributes to the fair value of defined benefit plan assets. [Refer: Plan assets, at fair value; Defined benefit plans [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 142<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_142_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PropertyAmountContributedToFairValueOfPlanAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The decrease (increase) in the net defined benefit liability (asset) resulting from the return on plan assets, excluding amounts included in interest income or expense. The return on plan assets is interest, dividends and other revenue derived from the plan assets, together with realised and unrealised gains or losses on the plan assets, less any costs of managing plan assets and less any tax payable by the plan itself, other than tax included in the actuarial assumptions used to measure the present value of the defined benefit obligation. [Refer: Plan assets [member]; Net defined benefit liability (asset); Actuarial assumptions [domain]; Increase (decrease) in net defined benefit liability (asset) resulting from interest expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 141<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_141_c_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReturnOnPlanAssetsNetDefinedBenefitLiabilityAsset</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SurplusDeficitInPlan">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of any plan assets, less the present value of the defined benefit obligation. [Refer: Plan assets [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 57<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_57_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SurplusDeficitInPlan</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NetDefinedBenefitLiabilityAssetAxis=bns_ChangeInBenefitObligationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetDefinedBenefitLiabilityAssetAxis=bns_ChangeInBenefitObligationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NetDefinedBenefitLiabilityAssetAxis=bns_ChangesInFairValueMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetDefinedBenefitLiabilityAssetAxis=bns_ChangesInFairValueMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NetDefinedBenefitLiabilityAssetAxis=bns_FundedStatusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetDefinedBenefitLiabilityAssetAxis=bns_FundedStatusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_BalanceSheetLocation1Axis=ifrs-full_OtherAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_BalanceSheetLocation1Axis=ifrs-full_OtherAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_BalanceSheetLocation1Axis=bns_Otherliabilities1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_BalanceSheetLocation1Axis=bns_Otherliabilities1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NetDefinedBenefitLiabilityAssetAxis=bns_AnnualBenefitExpenseMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetDefinedBenefitLiabilityAssetAxis=bns_AnnualBenefitExpenseMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NetDefinedBenefitLiabilityAssetAxis=bns_RemeasurementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetDefinedBenefitLiabilityAssetAxis=bns_RemeasurementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NetDefinedBenefitLiabilityAssetAxis=bns_AdditionalDetailsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetDefinedBenefitLiabilityAssetAxis=bns_AdditionalDetailsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NetDefinedBenefitLiabilityAssetAxis=ifrs-full_EffectOfAssetCeilingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NetDefinedBenefitLiabilityAssetAxis=ifrs-full_EffectOfAssetCeilingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<TYPE>XML
<SEQUENCE>240
<FILENAME>R188.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Employee Benefits - Summary of Disaggregation of Defined Benefit Obligation (Detail)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Canada [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligationActiveMembers', window );">Active members</a></td>
<td class="nump">51.00%<span></span>
</td>
<td class="nump">51.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers', window );">Inactive and retired members</a></td>
<td class="nump">49.00%<span></span>
</td>
<td class="nump">49.00%<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligation', window );">Total</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Mexico [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligationActiveMembers', window );">Active members</a></td>
<td class="nump">28.00%<span></span>
</td>
<td class="nump">28.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers', window );">Inactive and retired members</a></td>
<td class="nump">72.00%<span></span>
</td>
<td class="nump">72.00%<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligation', window );">Total</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | United States [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligationActiveMembers', window );">Active members</a></td>
<td class="nump">28.00%<span></span>
</td>
<td class="nump">31.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers', window );">Inactive and retired members</a></td>
<td class="nump">72.00%<span></span>
</td>
<td class="nump">69.00%<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligation', window );">Total</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Canada [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligationActiveMembers', window );">Active members</a></td>
<td class="nump">3.00%<span></span>
</td>
<td class="nump">3.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers', window );">Inactive and retired members</a></td>
<td class="nump">97.00%<span></span>
</td>
<td class="nump">97.00%<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligation', window );">Total</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Mexico [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligationActiveMembers', window );">Active members</a></td>
<td class="nump">28.00%<span></span>
</td>
<td class="nump">32.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers', window );">Inactive and retired members</a></td>
<td class="nump">72.00%<span></span>
</td>
<td class="nump">68.00%<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligation', window );">Total</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | United States [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligationActiveMembers', window );">Active members</a></td>
<td class="nump">32.00%<span></span>
</td>
<td class="nump">43.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers', window );">Inactive and retired members</a></td>
<td class="nump">68.00%<span></span>
</td>
<td class="nump">57.00%<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfDisaggregationOfBenefitObligation', window );">Total</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PercentageOfDisaggregationOfBenefitObligation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of disaggregation of benefit obligation.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PercentageOfDisaggregationOfBenefitObligation</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PercentageOfDisaggregationOfBenefitObligationActiveMembers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of disaggregation of benefit obligation active members.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PercentageOfDisaggregationOfBenefitObligationActiveMembers</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of disaggregation of benefit obligation inactive and retired members.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfDefinedBenefitPlansLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CA">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CA</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_MX">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_MX</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_US</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
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<td></td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Employee Benefits -Summary of Key Weighted-Average Assumptions used by Bank for Measurement of Benefit Obligation and Benefit Expense for All of Bank's Principal Plans (Detail)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Canada [member] | Retiring currently at age 65 [member] | Male [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23.6<span></span>
</td>
<td class="nump">23.6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Canada [member] | Retiring currently at age 65 [member] | Female [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24.7<span></span>
</td>
<td class="nump">24.7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Canada [member] | Currently aged 45 and retiring at age 65 [member] | Male [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24.5<span></span>
</td>
<td class="nump">24.5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Canada [member] | Currently aged 45 and retiring at age 65 [member] | Female [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25.6<span></span>
</td>
<td class="nump">25.6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Mexico [member] | Retiring currently at age 65 [member] | Male [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21.6<span></span>
</td>
<td class="nump">21.6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Mexico [member] | Retiring currently at age 65 [member] | Female [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Mexico [member] | Currently aged 45 and retiring at age 65 [member] | Male [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21.7<span></span>
</td>
<td class="nump">21.7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Mexico [member] | Currently aged 45 and retiring at age 65 [member] | Female [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | United States [member] | Retiring currently at age 65 [member] | Male [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22.1<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | United States [member] | Retiring currently at age 65 [member] | Female [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23.5<span></span>
</td>
<td class="nump">23.5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | United States [member] | Currently aged 45 and retiring at age 65 [member] | Male [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23.5<span></span>
</td>
<td class="nump">23.4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | United States [member] | Currently aged 45 and retiring at age 65 [member] | Female [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24.9<span></span>
</td>
<td class="nump">24.8<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Actuarial assumption of discount rates for all plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfDiscountRates', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5.17%<span></span>
</td>
<td class="nump">5.22%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Actuarial assumption of discount rates for canadian plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfDiscountRates', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.80%<span></span>
</td>
<td class="nump">4.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Actuarial assumption of discount rates [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfDiscountRates', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.85%<span></span>
</td>
<td class="nump">3.85%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesForDefinedBenefitExpenseIncome', window );">Rate of increase in future compensation</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3.85%<span></span>
</td>
<td class="nump">3.96%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Actuarial assumption of discount rates for defined benefit obligations of all plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5.22%<span></span>
</td>
<td class="nump">6.13%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Actuarial assumption of discount rates for net interest cost of all plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.96%<span></span>
</td>
<td class="nump">6.13%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Actuarial assumption of discount rates for service cost of all plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5.28%<span></span>
</td>
<td class="nump">6.06%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Actuarial assumption of discount rates for interest on service cost of all plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5.10%<span></span>
</td>
<td class="nump">6.07%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Actuarial assumption of discount rates for defined benefit obligations of canadian plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.80%<span></span>
</td>
<td class="nump">5.70%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Actuarial assumption of discount rates for net interest cost of canadian plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.51%<span></span>
</td>
<td class="nump">5.70%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Actuarial assumption of discount rates for service cost of canadian plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.90%<span></span>
</td>
<td class="nump">5.60%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Actuarial assumption of discount rates for interest on service cost of canadian plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.70%<span></span>
</td>
<td class="nump">5.61%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Canada [member] | Retiring currently at age 65 [member] | Male [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23.6<span></span>
</td>
<td class="nump">23.6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Canada [member] | Retiring currently at age 65 [member] | Female [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24.7<span></span>
</td>
<td class="nump">24.7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Canada [member] | Currently aged 45 and retiring at age 65 [member] | Male [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24.5<span></span>
</td>
<td class="nump">24.5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Canada [member] | Currently aged 45 and retiring at age 65 [member] | Female [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25.6<span></span>
</td>
<td class="nump">25.6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Mexico [member] | Retiring currently at age 65 [member] | Male [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21.6<span></span>
</td>
<td class="nump">21.6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Mexico [member] | Retiring currently at age 65 [member] | Female [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Mexico [member] | Currently aged 45 and retiring at age 65 [member] | Male [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21.7<span></span>
</td>
<td class="nump">21.7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Mexico [member] | Currently aged 45 and retiring at age 65 [member] | Female [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | United States [member] | Retiring currently at age 65 [member] | Male [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22.1<span></span>
</td>
<td class="nump">22<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | United States [member] | Retiring currently at age 65 [member] | Female [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23.5<span></span>
</td>
<td class="nump">23.5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | United States [member] | Currently aged 45 and retiring at age 65 [member] | Male [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23.5<span></span>
</td>
<td class="nump">23.4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | United States [member] | Currently aged 45 and retiring at age 65 [member] | Female [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMortalityRates', window );">Life expectancy for members</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">24.9<span></span>
</td>
<td class="nump">24.8<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Actuarial assumption of discount rates for all plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfDiscountRates', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6.34%<span></span>
</td>
<td class="nump">6.51%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Actuarial assumption of discount rates for canadian plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfDiscountRates', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.49%<span></span>
</td>
<td class="nump">4.69%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Actuarial assumption of discount rates [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfDiscountRates', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.48%<span></span>
</td>
<td class="nump">4.37%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesForDefinedBenefitExpenseIncome', window );">Rate of increase in future compensation</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4.37%<span></span>
</td>
<td class="nump">4.61%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Actuarial assumption of discount rates for defined benefit obligations of all plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6.51%<span></span>
</td>
<td class="nump">7.36%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Actuarial assumption of discount rates for net interest cost of all plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6.35%<span></span>
</td>
<td class="nump">7.36%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Actuarial assumption of discount rates for service cost of all plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6.62%<span></span>
</td>
<td class="nump">7.31%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Actuarial assumption of discount rates for interest on service cost of all plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6.53%<span></span>
</td>
<td class="nump">7.27%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Actuarial assumption of discount rates for defined benefit obligations of canadian plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.69%<span></span>
</td>
<td class="nump">5.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Actuarial assumption of discount rates for net interest cost of canadian plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.42%<span></span>
</td>
<td class="nump">5.80%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Actuarial assumption of discount rates for service cost of canadian plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.87%<span></span>
</td>
<td class="nump">5.62%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Actuarial assumption of discount rates for interest on service cost of canadian plans [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome', window );">Discount rate</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.69%<span></span>
</td>
<td class="nump">5.53%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Actuarial assumption of medical cost trend initial rates [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates', window );">Health care cost trend rates at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5.62%<span></span>
</td>
<td class="nump">5.72%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Actuarial assumption of medical cost trend ultimate rates [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates', window );">Health care cost trend rates at end of year</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4.76%<span></span>
</td>
<td class="nump">4.71%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ActuarialAssumptionOfMedicalCostTrendRateYearReaching', window );">Year ultimate rate reached</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">2041<span></span>
</td>
<td class="text">2041<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The weighted-average rates of increase in future compensation shown for other benefit plans do not include Canadian flexible post-retirement benefits plans established in fiscal 2005, as they are not impacted by future compensation increases.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Actuarial assumption of discount rates for defined benefit expense income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesForDefinedBenefitExpenseIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Actuarial assumption of expected rates of salary increases for defined benefit expense income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ActuarialAssumptionOfExpectedRatesOfSalaryIncreasesForDefinedBenefitExpenseIncome</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>na</td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ActuarialAssumptionOfMedicalCostTrendRateYearReaching">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Actuarial assumption of medical cost trend rate year reaching.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ActuarialAssumptionOfMedicalCostTrendRateYearReaching</td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ActuarialAssumptionOfDiscountRates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The discount rate used as the significant actuarial assumption to determine the present value of a defined benefit obligation. [Refer: Defined benefit obligation, at present value; Actuarial assumptions [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 144<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_144&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialAssumptionOfDiscountRates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Medical cost trend rate used as significant actuarial assumption to determine the present value of a defined benefit obligation. [Refer: Defined benefit obligation, at present value; Actuarial assumptions [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 144<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_144&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialAssumptionOfMedicalCostTrendRates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
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<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ActuarialAssumptionOfMortalityRates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The mortality rate used as a significant actuarial assumption to determine the present value of a defined benefit obligation. [Refer: Defined benefit obligation, at present value; Actuarial assumptions [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 144<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_144&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialAssumptionOfMortalityRates</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfDefinedBenefitPlansLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
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<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
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</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember</td>
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<td></td>
</tr>
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<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CA</td>
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<td style="white-space:nowrap;">ifrs-full_RedesignationAxis=bns_RetiringCurrentlyAtAgeSixtyFiveMember</td>
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<td></td>
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<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=bns_FemaleMember</td>
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<td style="white-space:nowrap;">ifrs-full_RedesignationAxis=bns_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMember</td>
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</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Employee Benefits - Summary of Sensitivity Analysis of Key Assumptions (Detail)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>CAD ($)</div>
</th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | 1% Actuarial Assumption of Discount Rates [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems', window );"><strong>Disclosure of sensitivity analysis for actuarial assumptions [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption', window );">Decrease in assumption</a></td>
<td class="nump">$ 1,382<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleDecreaseInActuarialAssumption', window );">Decrease in assumption</a></td>
<td class="nump">88<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | 0.25% Actuarial Assumption of Expected Rates of Salary Increases [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems', window );"><strong>Disclosure of sensitivity analysis for actuarial assumptions [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase in assumption</a></td>
<td class="nump">73<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase in assumption</a></td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Canada [member] | 1 Year Actuarial Assumption of Life Expectancy Rates [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems', window );"><strong>Disclosure of sensitivity analysis for actuarial assumptions [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase in assumption</a></td>
<td class="nump">160<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase in assumption</a></td>
<td class="nump">10<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Mexico [member] | 1 Year Actuarial Assumption of Life Expectancy Rates [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems', window );"><strong>Disclosure of sensitivity analysis for actuarial assumptions [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase in assumption</a></td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | United States [member] | 1 Year Actuarial Assumption of Life Expectancy Rates [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems', window );"><strong>Disclosure of sensitivity analysis for actuarial assumptions [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase in assumption</a></td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | 1% Actuarial Assumption of Discount Rates [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems', window );"><strong>Disclosure of sensitivity analysis for actuarial assumptions [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption', window );">Decrease in assumption</a></td>
<td class="nump">124<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleDecreaseInActuarialAssumption', window );">Decrease in assumption</a></td>
<td class="nump">5<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | 1% Actuarial Assumption of Medical Cost Trend Rates [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems', window );"><strong>Disclosure of sensitivity analysis for actuarial assumptions [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase in assumption</a></td>
<td class="nump">97<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption', window );">Decrease in assumption</a></td>
<td class="num">(81)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase in assumption</a></td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleDecreaseInActuarialAssumption', window );">Decrease in assumption</a></td>
<td class="num">(10)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Canada [member] | 1 Year Actuarial Assumption of Life Expectancy Rates [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems', window );"><strong>Disclosure of sensitivity analysis for actuarial assumptions [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase in assumption</a></td>
<td class="nump">18<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase in assumption</a></td>
<td class="nump">1<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Mexico [member] | 1 Year Actuarial Assumption of Life Expectancy Rates [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems', window );"><strong>Disclosure of sensitivity analysis for actuarial assumptions [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase in assumption</a></td>
<td class="nump">3<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | United States [member] | 1 Year Actuarial Assumption of Life Expectancy Rates [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems', window );"><strong>Disclosure of sensitivity analysis for actuarial assumptions [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption', window );">Increase in assumption</a></td>
<td class="nump">$ 1<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (decrease) in defined benefit expense due to reasonably possible decrease in actuarial assumption.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleDecreaseInActuarialAssumption</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase (decrease) in defined benefit expense due to reasonably possible increase in actuarial assumption.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseInDefinedBenefitExpenseDueToReasonablyPossibleIncreaseInActuarialAssumption</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfSensitivityAnalysisForActuarialAssumptionsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in a defined benefit obligation that would have been caused by a decrease in a significant actuarial assumption that was reasonably possible at the end of the reporting period. [Refer: Actuarial assumptions [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 145<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_145_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleDecreaseInActuarialAssumption</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The increase (decrease) in a defined benefit obligation that would have been caused by an increase in a significant actuarial assumption that was reasonably possible at the end of the reporting period. [Refer: Actuarial assumptions [domain]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 19<br> -IssueDate 2024-01-01<br> -Paragraph 145<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=19&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_145_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncreaseDecreaseInDefinedBenefitObligationDueToReasonablyPossibleIncreaseInActuarialAssumption</td>
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<tr>
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<td>ifrs-full_</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialAssumptionsAxis=bns_OnePercentageActuarialAssumptionOfDiscountRatesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialAssumptionsAxis=bns_ZeroPointTwoFivePercentageActuarialAssumptionOfExpectedRatesOfSalaryIncreasesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CA">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CA</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ActuarialAssumptionsAxis=bns_OneYearActuarialAssumptionOfLifeExpectancyRatesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ActuarialAssumptionsAxis=bns_OneYearActuarialAssumptionOfLifeExpectancyRatesMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_MX</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_US">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_US</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td style="white-space:nowrap;">ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Employee Benefits - Summary of weighted-average actual and target asset allocations (Detail)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1', window );">Defined benefit plan target asset allocation</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Cash and cash equivalents [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">1.00%<span></span>
</td>
<td class="nump">2.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Equity securities [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">49.00%<span></span>
</td>
<td class="nump">48.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1', window );">Defined benefit plan target asset allocation</a></td>
<td class="nump">41.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Equity securities [member] | Quote in an active market [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">44.00%<span></span>
</td>
<td class="nump">43.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Equity securities [member] | Non quoted [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">5.00%<span></span>
</td>
<td class="nump">5.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Fixed Income Investments 1 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">39.00%<span></span>
</td>
<td class="nump">39.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1', window );">Defined benefit plan target asset allocation</a></td>
<td class="nump">44.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Fixed Income Investments 1 [Member] | Quote in an active market [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">6.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Fixed Income Investments 1 [Member] | Non quoted [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">33.00%<span></span>
</td>
<td class="nump">29.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Investment property [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">1.00%<span></span>
</td>
<td class="nump">1.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1', window );">Defined benefit plan target asset allocation</a></td>
<td class="nump">1.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Investment property [member] | Non quoted [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">1.00%<span></span>
</td>
<td class="nump">1.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Other securities [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1', window );">Defined benefit plan target asset allocation</a></td>
<td class="nump">14.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=ifrs-full_PensionDefinedBenefitPlansMember', window );">Pension plans [member] | Other securities [member] | Non quoted [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">10.00%<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="nump">100.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1', window );">Defined benefit plan target asset allocation</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Equity securities [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">15.00%<span></span>
</td>
<td class="nump">12.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1', window );">Defined benefit plan target asset allocation</a></td>
<td class="nump">15.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Equity securities [member] | Quote in an active market [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">15.00%<span></span>
</td>
<td class="nump">12.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Equity securities [member] | Non quoted [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Fixed Income Investments 1 [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">83.00%<span></span>
</td>
<td class="nump">87.00%<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1', window );">Defined benefit plan target asset allocation</a></td>
<td class="nump">83.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Fixed Income Investments 1 [Member] | Quote in an active market [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">83.00%<span></span>
</td>
<td class="nump">87.00%<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Investment property [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">2.00%<span></span>
</td>
<td class="nump">1.00%<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1', window );">Defined benefit plan target asset allocation</a></td>
<td class="nump">2.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DefinedBenefitPlansAxis=bns_OtherBenefitPlansMember', window );">Other benefit plans [member] | Investment property [member] | Quote in an active market [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfDefinedBenefitPlansLineItems', window );"><strong>Disclosure of defined benefit plans [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefinedBenefitPlanWeightedAverageAssetAllocations1', window );">Defined benefit plan weighted average asset allocation</a></td>
<td class="nump">2.00%<span></span>
</td>
<td class="nump">1.00%<span></span>
</td>
</tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Defined benefit plan plan assets target allocation percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DefinedBenefitPlanPlanAssetsTargetAllocationPercentage1</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Defined benefit plan weighted average asset allocations.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DefinedBenefitPlanWeightedAverageAssetAllocations1</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Name:</strong></td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Operating Segments - Schedule of Operating Segments (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="4">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Oct. 31, 2025</div></th>
<th class="th" colspan="2"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 21,522<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 19,252<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OperatingIncomeExcludingInterest', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">16,219<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">14,418<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenue</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">37,741<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">33,670<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,714<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,051<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepreciationAndAmortisationExpense', window );">Depreciation and amortization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,604<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,760<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[6]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherNonInterestExpenses', window );">Other non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">20,914<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">17,935<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,751<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,032<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,758<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">7,892<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Net income attributable to non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(31)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">134<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,789<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">7,758<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageAssets', window );">Average assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,465,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,419,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageLiabilities', window );">Average liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,379,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,338,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentConsolidationItemsAxis=ifrs-full_OperatingSegmentsMember', window );">Operating segments [member] | Canadian banking [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">10,484<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">10,185<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OperatingIncomeExcludingInterest', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,941<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3],[7]</sup></td>
<td class="nump">2,848<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4],[5]</sup></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenue</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13,425<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">13,033<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,293<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,691<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepreciationAndAmortisationExpense', window );">Depreciation and amortization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">552<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">568<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[6]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherNonInterestExpenses', window );">Other non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,853<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">5,557<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,302<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,440<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,425<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">3,777<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,425<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">3,777<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageAssets', window );">Average assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">463,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">449,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageLiabilities', window );">Average liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">382,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">389,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentConsolidationItemsAxis=ifrs-full_OperatingSegmentsMember', window );">Operating segments [member] | International banking [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">8,866<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">8,867<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OperatingIncomeExcludingInterest', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">3,177<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3],[7]</sup></td>
<td class="nump">2,999<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4],[5]</sup></td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenue</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">12,043<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">11,866<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,309<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">2,285<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepreciationAndAmortisationExpense', window );">Depreciation and amortization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">483<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">568<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[6]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherNonInterestExpenses', window );">Other non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,681<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">5,602<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">781<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">705<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,789<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">2,706<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Net income attributable to non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">158<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">125<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,631<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">2,581<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageAssets', window );">Average assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">227,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">231,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageLiabilities', window );">Average liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">175,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">179,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentConsolidationItemsAxis=ifrs-full_OperatingSegmentsMember', window );">Operating segments [member] | Global Wealth Management [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,025<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">786<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OperatingIncomeExcludingInterest', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">5,403<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3],[7]</sup></td>
<td class="nump">4,803<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4],[5]</sup></td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenue</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,428<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">5,589<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">27<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepreciationAndAmortisationExpense', window );">Depreciation and amortization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">189<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">187<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[6]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherNonInterestExpenses', window );">Other non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,955<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">3,468<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">590<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">479<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,680<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,428<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Net income attributable to non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">10<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">10<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,670<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,418<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageAssets', window );">Average assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">38,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">35,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageLiabilities', window );">Average liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">48,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">41,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentConsolidationItemsAxis=ifrs-full_OperatingSegmentsMember', window );">Operating segments [member] | Global banking and markets [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,400<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,102<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OperatingIncomeExcludingInterest', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">4,766<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3],[7]</sup></td>
<td class="nump">3,959<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4],[5]</sup></td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenue</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,166<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">5,061<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">97<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">47<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepreciationAndAmortisationExpense', window );">Depreciation and amortization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">259<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">258<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[6]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherNonInterestExpenses', window );">Other non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,304<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">2,864<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">585<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">414<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,921<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,478<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Net income attributable to non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="num">(1)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,922<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">1,478<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageAssets', window );">Average assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">509,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">495,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageLiabilities', window );">Average liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">520,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="nump">475,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentConsolidationItemsAxis=ifrs-full_OperatingSegmentsMember', window );">Operating segments [member] | Other smaller operating segments and corporate adjustments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(253)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7],[8]</sup></td>
<td class="num">(1,688)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[9]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OperatingIncomeExcludingInterest', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="num">(68)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3],[7],[8]</sup></td>
<td class="num">(191)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4],[5],[9]</sup></td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenue</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(321)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7],[8]</sup></td>
<td class="num">(1,879)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[9]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7],[8]</sup></td>
<td class="nump">1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[9]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DepreciationAndAmortisationExpense', window );">Depreciation and amortization</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">121<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7],[8]</sup></td>
<td class="nump">179<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[6],[9]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherNonInterestExpenses', window );">Other non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,121<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7],[8]</sup></td>
<td class="nump">444<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[9]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(507)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7],[8]</sup></td>
<td class="num">(1,006)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[9]</sup></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(2,057)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7],[8]</sup></td>
<td class="num">(1,497)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[9]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Net income attributable to non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(198)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7],[8]</sup></td>
<td class="num">(1)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[9]</sup></td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(1,859)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7],[8]</sup></td>
<td class="num">(1,496)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[9]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageAssets', window );">Average assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">228,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7],[8]</sup></td>
<td class="nump">209,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[9]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageLiabilities', window );">Average liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 254,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[7],[8]</sup></td>
<td class="nump">$ 254,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[9]</sup></td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Card revenues and Banking services fees are mainly earned in Canadian and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking &#8211; $19; International Banking &#8211; $152; Global Banking and Markets &#8211; $1; and Other &#8211; $436.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking &#8211; $(9); International Banking &#8211; $130; and Other &#8211; $77.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[6]</td>
<td style="vertical-align: top;" valign="top">Includes impairment charge on software and other intangible assets in the Other segment.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[7]</td>
<td style="vertical-align: top;" valign="top">Business line revenues and provision for income taxes are reported on a taxable equivalent basis, with the offset in the Other segment. Effective January 1, 2024, the Bank no longer claims the dividend received deduction on Canadian shares that are mark-to-market property, which has resulted in a lower TEB gross-up for fiscal 2024.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[8]</td>
<td style="vertical-align: top;" valign="top">Includes all other smaller operating segments and corporate adjustments.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[9]</td>
<td style="vertical-align: top;" valign="top">Includes all other smaller operating segments and corporate adjustments, such as the elimination of the tax-exempt income gross-up reported in net interest income and non-interest income and provision for income taxes for the year ended October 31, 2024 amounting to $55 to arrive at the amounts reported in the Consolidated Statement of Income, differences in the actual amount of costs incurred and charged to the operating segments.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Average assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AverageAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AverageLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Average liabilities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AverageLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease in allowance account for credit losses of loans and other assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OperatingIncomeExcludingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Operating income excluding interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OperatingIncomeExcludingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherNonInterestExpenses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other non interest expenses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherNonInterestExpenses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DepreciationAndAmortisationExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of depreciation and amortisation expense. Depreciation and amortisation are the systematic allocations of depreciable amounts of assets over their useful lives.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_d&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 99<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_99&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 104<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_104&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DepreciationAndAmortisationExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOperatingSegmentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2024-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense arising from interest. [Refer: Interest expense; Interest income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 18<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_18_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 17<br> -IssueDate 2024-01-01<br> -Paragraph 113<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=17&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_113_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 12<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_12_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Revenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The income arising in the course of an entity's ordinary activities. Income is increases in assets, or decreases in liabilities, that result in increases in equity, other than those relating to contributions from holders of equity claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Revenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentConsolidationItemsAxis=ifrs-full_OperatingSegmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentConsolidationItemsAxis=ifrs-full_OperatingSegmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=bns_CanadianBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=bns_CanadianBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=bns_InternationalBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=bns_InternationalBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=bns_GlobalWealthManagementMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=bns_GlobalWealthManagementMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=bns_GlobalBankingAndMarketsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=bns_GlobalBankingAndMarketsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=bns_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=bns_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>245
<FILENAME>R193.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Operating Segments - Schedule of Operating Segments (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=bns_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMember', window );">Other smaller operating segments and corporate adjustments [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TaxexemptIncome', window );">Tax-exempt income</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 55<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome', window );">Net income from investments in associated corporations</a></td>
<td class="nump">$ 436<span></span>
</td>
<td class="nump">77<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=bns_CanadianBankingMember', window );">Canadian banking [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome', window );">Net income from investments in associated corporations</a></td>
<td class="nump">19<span></span>
</td>
<td class="num">(9)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=bns_InternationalBankingMember', window );">International banking [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome', window );">Net income from investments in associated corporations</a></td>
<td class="nump">152<span></span>
</td>
<td class="nump">$ 130<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=bns_GlobalBankingAndMarketsMember', window );">Global banking and markets [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems', window );"><strong>Disclosure of operating segments [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome', window );">Net income from investments in associated corporations</a></td>
<td class="nump">$ 1<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net income from investments in associated corporations included in non interest income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TaxexemptIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Tax exempt income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TaxexemptIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfOperatingSegmentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfOperatingSegmentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=bns_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=bns_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=bns_CanadianBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=bns_CanadianBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=bns_InternationalBankingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=bns_InternationalBankingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=bns_GlobalBankingAndMarketsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=bns_GlobalBankingAndMarketsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>246
<FILENAME>R194.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Operating Segments - Summary of Bank's Financial Results by Geographic Region (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="4">12 Months Ended</th>
</tr>
<tr>
<th class="th" colspan="2"><div>Oct. 31, 2025</div></th>
<th class="th" colspan="2"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 21,522<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 19,252<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OperatingIncomeExcludingInterest', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">16,219<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">14,418<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[4]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">37,741<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">33,670<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonInterestExpense1', window );">Non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,518<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">19,695<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,751<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,032<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,758<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">7,892<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Net income attributable to non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(31)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">134<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,789<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">7,758<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageAssets', window );">Total average assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,465,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,419,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageLiabilities', window );">Total average liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,379,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,338,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_srt_ConsolidationItemsAxis=ifrs-full_OperatingSegmentsMember', window );">Operating segments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21,522<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">19,252<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OperatingIncomeExcludingInterest', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,219<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="nump">14,418<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[7]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">37,741<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">33,670<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,714<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">4,051<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonInterestExpense1', window );">Non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,518<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">19,695<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,751<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,032<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,758<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">7,892<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Net income attributable to non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(31)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">134<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7,789<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">7,758<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageAssets', window );">Total average assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,465,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,419,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageLiabilities', window );">Total average liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,379,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,338,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CA', window );">Canada [member] | Operating segments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">11,378<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">9,207<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OperatingIncomeExcludingInterest', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,352<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="nump">8,535<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[7]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">20,730<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">17,742<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,338<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,701<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonInterestExpense1', window );">Non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13,660<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">11,207<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,532<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,002<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,200<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,832<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Net income attributable to non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="num">(200)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">3,400<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,832<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageAssets', window );">Total average assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">899,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">874,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageLiabilities', window );">Total average liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">889,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">854,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_US', window );">United States [member] | Operating segments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">799<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">664<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OperatingIncomeExcludingInterest', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,165<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="nump">1,578<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[7]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">2,964<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,242<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">67<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">28<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonInterestExpense1', window );">Non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,591<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,309<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">189<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">146<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,117<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">759<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,117<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">759<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageAssets', window );">Total average assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">237,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">218,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageLiabilities', window );">Total average liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">187,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">189,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_MX', window );">Mexico [member] | Operating segments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,405<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,397<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OperatingIncomeExcludingInterest', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,014<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="nump">1,032<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[7]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">3,419<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,429<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">552<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">380<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonInterestExpense1', window );">Non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,822<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,867<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">264<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">280<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">781<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">902<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Net income attributable to non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">24<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">758<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">878<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageAssets', window );">Total average assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">60,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">64,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageLiabilities', window );">Total average liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">55,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">59,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_PE', window );">Peru [member] | Operating segments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,334<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,422<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OperatingIncomeExcludingInterest', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">588<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="nump">546<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[7]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">1,922<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,968<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">368<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">501<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonInterestExpense1', window );">Non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">885<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">869<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">126<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">140<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">543<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">458<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Net income attributable to non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">536<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">455<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageAssets', window );">Total average assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">29,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">27,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageLiabilities', window );">Total average liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">22,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">21,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CL', window );">Chile [member] | Operating segments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,993<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,020<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OperatingIncomeExcludingInterest', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">571<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="nump">455<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[7]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">2,564<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,475<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">748<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">626<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonInterestExpense1', window );">Non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,168<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,143<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">79<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">119<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">569<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">587<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Net income attributable to non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">7<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">42<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">562<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">545<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageAssets', window );">Total average assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">55,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">56,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageLiabilities', window );">Total average liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">50,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">53,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CO', window );">Colombia [member] | Operating segments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">717<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">690<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OperatingIncomeExcludingInterest', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">479<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="nump">486<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[7]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">1,196<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,176<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">378<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">561<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonInterestExpense1', window );">Non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">750<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">794<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">38<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(49)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">30<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(130)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Net income attributable to non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(50)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">21<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(80)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageAssets', window );">Total average assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">14,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageLiabilities', window );">Total average liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">14,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_CaribbeanAndCentralAmericaMember', window );">Caribbean And Central America [Member] | Operating segments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,931<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,842<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OperatingIncomeExcludingInterest', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,295<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="nump">1,180<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[7]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">3,226<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,022<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">196<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">150<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonInterestExpense1', window );">Non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,508<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,454<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">450<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">303<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,072<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,115<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests', window );">Net income attributable to non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">123<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">115<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">949<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageAssets', window );">Total average assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">38,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">35,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageLiabilities', window );">Total average liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">35,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">32,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember', window );">Other International [member] | Operating segments [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueExpense', window );">Net interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">965<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,010<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OperatingIncomeExcludingInterest', window );">Non-interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">755<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[6]</sup></td>
<td class="nump">606<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5],[7]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Total revenues</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">1,720<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,616<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans', window );">Provision for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">67<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">104<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonInterestExpense1', window );">Non-interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,134<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,052<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IncomeTaxExpenseContinuingOperations', window );">Income tax expense</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">73<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">91<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLoss', window );">Net income</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">446<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">369<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOwnersOfParent', window );">Net income attributable to equity holders of the Bank</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">446<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">369<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageAssets', window );">Total average assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">133,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">131,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AverageLiabilities', window );">Total average liabilities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 127,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 116,000<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Card revenues and Banking services fees are mainly earned in Canadian and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking &#8211; $19; International Banking &#8211; $152; Global Banking and Markets &#8211; $1; and Other &#8211; $436.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking &#8211; $(9); International Banking &#8211; $130; and Other &#8211; $77.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top">Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#8217;s methodology.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[6]</td>
<td style="vertical-align: top;" valign="top">Includes net income from investments in associated corporations for Canada &#8211; $(12), United States &#8211; $362, Mexico &#8211; $9, Peru &#8211; $4, Chile &#8211; $7, Caribbean and Central America &#8211; $132, and Other International &#8211; $106.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[7]</td>
<td style="vertical-align: top;" valign="top">Includes net income from investments in associated corporations for Canada &#8211; $(68), Mexico &#8211; $11, Peru &#8211; $4, Chile &#8211; $6, Caribbean and Central America &#8211; $109, and Other International &#8211; $136.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[8]</td>
<td style="vertical-align: top;" valign="top">Revenues are attributed to countries based on where services are performed or assets are recorded.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AverageAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Average assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AverageAssets</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AverageLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Average liabilities</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AverageLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Increase decrease in allowance account for credit losses of loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NonInterestExpense1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Non interest expense1.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NonInterestExpense1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OperatingIncomeExcludingInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Operating income excluding interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OperatingIncomeExcludingInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfGeographicalAreasLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfGeographicalAreasLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IncomeTaxExpenseContinuingOperations">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The aggregate amount included in the determination of profit (loss) for the period in respect of current tax and deferred tax. [Refer: Current tax expense (income); Deferred tax expense (income)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 26<br> -IssueDate 2024-01-01<br> -Paragraph 35<br> -Subparagraph b<br> -Clause viii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=26&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35_b_viii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph h<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_h&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 81<br> -Subparagraph c<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81_c_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_g&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IncomeTaxExpenseContinuingOperations</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income or expense arising from interest. [Refer: Interest expense; Interest income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 85<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_85&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The total of income less expenses from continuing and discontinued operations, excluding the components of other comprehensive income. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 18<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_18_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 17<br> -IssueDate 2024-01-01<br> -Paragraph 113<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=17&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_113_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph d<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_d_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to non-controlling interests. [Refer: Profit (loss); Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 12<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_12_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOwnersOfParent">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) from continuing and discontinued operations attributable to owners of the parent. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81B<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81B_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOwnersOfParent</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Revenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The income arising in the course of an entity's ordinary activities. Income is increases in assets, or decreases in liabilities, that result in increases in equity, other than those relating to contributions from holders of equity claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Revenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_srt_ConsolidationItemsAxis=ifrs-full_OperatingSegmentsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">srt_ConsolidationItemsAxis=ifrs-full_OperatingSegmentsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CA">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CA</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_US">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_US</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_MX">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_MX</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_PE">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_PE</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CL">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CL</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CO">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CO</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=bns_CaribbeanAndCentralAmericaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=bns_CaribbeanAndCentralAmericaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Operating Segments - Summary of Bank's Financial Results by Geographic Region (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CA', window );">Canada [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome', window );">Net income from investments in associated corporations</a></td>
<td class="num">$ (12)<span></span>
</td>
<td class="num">$ (68)<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_US', window );">United States [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome', window );">Net income from investments in associated corporations</a></td>
<td class="nump">362<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_MX', window );">Mexico [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome', window );">Net income from investments in associated corporations</a></td>
<td class="nump">9<span></span>
</td>
<td class="nump">11<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_PE', window );">Peru [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome', window );">Net income from investments in associated corporations</a></td>
<td class="nump">4<span></span>
</td>
<td class="nump">4<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CL', window );">Chile [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome', window );">Net income from investments in associated corporations</a></td>
<td class="nump">7<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_CaribbeanAndCentralAmericaMember', window );">Caribbean And Central America [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome', window );">Net income from investments in associated corporations</a></td>
<td class="nump">132<span></span>
</td>
<td class="nump">109<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember', window );">Other International [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfGeographicalAreasLineItems', window );"><strong>Disclosure of geographical areas [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome', window );">Net income from investments in associated corporations</a></td>
<td class="nump">$ 106<span></span>
</td>
<td class="nump">$ 136<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net income from investments in associated corporations included in non interest income.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
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<td>credit</td>
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<td><strong> Period Type:</strong></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfGeographicalAreasLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfGeographicalAreasLineItems</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td>xbrli:stringItemType</td>
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<td>na</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_CA">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CA</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_US">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_US</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_MX</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=country_PE">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_PE</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=country_CL</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=bns_CaribbeanAndCentralAmericaMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=bns_OtherInternationalMember</td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</body>
</html>
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<head>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Related Party Transactions -Summary of Compensation of Key Management Personnel of Bank (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesAbstract', window );"><strong>Disclosure of amounts incurred by entity for provision of key management personnel services provided by separate management entities [abstract]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits', window );">Salaries and cash incentives</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 28<span></span>
</td>
<td class="nump">$ 25<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment', window );">Equity-based payment</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">36<span></span>
</td>
<td class="nump">29<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits', window );">Pension and other benefits</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">2<span></span>
</td>
<td class="nump">2<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_KeyManagementPersonnelCompensation', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 66<span></span>
</td>
<td class="nump">$ 56<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Represents amounts expensed during the year.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Represents equity-based awards granted during the year.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesAbstract</td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_KeyManagementPersonnelCompensation">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of compensation to key management personnel. [Refer: Key management personnel of entity or parent [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=24&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_KeyManagementPersonnelCompensation</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of compensation to key management personnel in the form of post-employment benefits. [Refer: Key management personnel of entity or parent [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=24&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_KeyManagementPersonnelCompensationPostemploymentBenefits</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of compensation to key management personnel in the form of share-based payments. [Refer: Key management personnel of entity or parent [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=24&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_KeyManagementPersonnelCompensationSharebasedPayment</td>
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<td><strong> Balance Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of compensation to key management personnel in the form of short-term employee benefits. [Refer: Key management personnel of entity or parent [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=24&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_KeyManagementPersonnelCompensationShorttermEmployeeBenefits</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>249
<FILENAME>R197.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
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</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Related Party Transactions - Summary of Loans and Deposits of Key Management Personnel (Detail) - Key management personnel directors and their close family members [member] - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesLineItems', window );"><strong>Disclosure of amounts incurred by entity for provision of key management personnel services provided by separate management entities [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions', window );">Loans</a></td>
<td class="nump">$ 7<span></span>
</td>
<td class="nump">$ 10<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions', window );">Deposits</a></td>
<td class="nump">$ 2<span></span>
</td>
<td class="nump">$ 5<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfAmountsIncurredByEntityForProvisionOfKeyManagementPersonnelServicesProvidedBySeparateManagementEntitiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers under finance agreements from the entity in related party transactions, including loans and equity contributions in cash or in kind. [Refer: Total for all related parties [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2024-01-01<br> -Paragraph 21<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=24&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_21_g&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers under finance agreements to the entity in related party transactions, including loans and equity contributions in cash or in kind. [Refer: Total for all related parties [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2024-01-01<br> -Paragraph 21<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=24&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_21_g&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfRelatedPartiesAxis=bns_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=bns_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>250
<FILENAME>R198.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
							if (e.nextSibling.style.display=='none') {
							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
							}</script>
</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Related Party Transactions - Additional Information (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems', window );"><strong>Disclosure of transactions between related parties [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_WealthManagementAssets', window );">Wealth Management Assets</a></td>
<td class="nump">$ 6,400.0<span></span>
</td>
<td class="nump">$ 6,000.0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RevenueFromRenderingOfServicesRelatedPartyTransactions', window );">Revenue From Rendering Of Services Related Party Transactions</a></td>
<td class="nump">7.0<span></span>
</td>
<td class="nump">6.7<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CategoriesOfRelatedPartiesAxis=bns_DirectorsMember', window );">Directors [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems', window );"><strong>Disclosure of transactions between related parties [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts', window );">Exposure to credit risk on loan commitments and financial guarantee contracts</a></td>
<td class="nump">263.0<span></span>
</td>
<td class="nump">267.0<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_UtilizedCreditExposure', window );">Utilized credit exposure</a></td>
<td class="nump">$ 186.0<span></span>
</td>
<td class="nump">$ 199.0<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_UtilizedCreditExposure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Utilized credit exposure.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_UtilizedCreditExposure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_WealthManagementAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Wealth management assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_WealthManagementAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of the exposure to credit risk on loan commitments and financial guarantee contracts. [Refer: Loan commitments [member]; Financial guarantee contracts [member]; Credit risk [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35H<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35H&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35M<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35M&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35I<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35I&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RevenueFromRenderingOfServicesRelatedPartyTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of revenue arising from the rendering of services in related party transactions. [Refer: Revenue; Total for all related parties [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2024-01-01<br> -Paragraph 21<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=24&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_21_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RevenueFromRenderingOfServicesRelatedPartyTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfRelatedPartiesAxis=bns_DirectorsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=bns_DirectorsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>251
<FILENAME>R199.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Related Party Transactions - Summary of Transaction With Joint Ventures and Associates (Detail) - Associates and joint ventures [member] - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems', window );"><strong>Disclosure of transactions between related parties [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TransfersOfProfitLossInRelatedPartyTransactions', window );">Net income / (loss)</a></td>
<td class="num">$ (21)<span></span>
</td>
<td class="num">$ (15)<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions', window );">Loans</a></td>
<td class="nump">140<span></span>
</td>
<td class="nump">209<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions', window );">Deposits</a></td>
<td class="nump">282<span></span>
</td>
<td class="nump">253<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GuaranteesAndCommitmentsMadeByEntityRelatedPartyTransactions', window );">Guarantees and commitments</a></td>
<td class="nump">$ 57<span></span>
</td>
<td class="nump">$ 46<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GuaranteesAndCommitmentsMadeByEntityRelatedPartyTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Guarantees and commitments made by entity, related party transactions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GuaranteesAndCommitmentsMadeByEntityRelatedPartyTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TransfersOfProfitLossInRelatedPartyTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Transfers of profit (loss) in related party transactions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TransfersOfProfitLossInRelatedPartyTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfTransactionsBetweenRelatedPartiesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers under finance agreements from the entity in related party transactions, including loans and equity contributions in cash or in kind. [Refer: Total for all related parties [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2024-01-01<br> -Paragraph 21<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=24&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_21_g&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of transfers under finance agreements to the entity in related party transactions, including loans and equity contributions in cash or in kind. [Refer: Total for all related parties [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 24<br> -IssueDate 2024-01-01<br> -Paragraph 21<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=24&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_21_g&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CategoriesOfRelatedPartiesAxis=bns_AssociatesAndJointVenturesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CategoriesOfRelatedPartiesAxis=bns_AssociatesAndJointVenturesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>252
<FILENAME>R200.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
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</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Principal Subsidiaries and Non-Controlling Interests in Subsidiaries - Summary of Significant Investments In Subsidiaries (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember', window );">Canada [member] | Scotia Capital Inc. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotia Capital Inc.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Toronto, Ontario<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 4,694<span></span>
</td>
<td class="nump">$ 4,160<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember', window );">Canada [member] | BNS Investments Inc. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">BNS Investments Inc.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Toronto,&#160;Ontario<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 22,545<span></span>
</td>
<td class="nump">23,860<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember', window );">Canada [member] | 1832 Asset Management L.P. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">1832 Asset Management L.P.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Toronto, Ontario<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember', window );">Canada [member] | Montreal Trust Company of Canada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Montreal Trust Company of Canada<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Montreal,&#160;Quebec<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember', window );">Canada [member] | MD Financial Management Inc. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">MD Financial Management Inc.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Ottawa, Ontario<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 2,939<span></span>
</td>
<td class="nump">2,826<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember', window );">Canada [member] | Jarislowsky, Fraser Limited [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Jarislowsky, Fraser Limited<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Montreal, Quebec<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 974<span></span>
</td>
<td class="nump">956<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember', window );">Canada [member] | Scotia Securities Inc. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotia Securities Inc.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Toronto, Ontario<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 69<span></span>
</td>
<td class="nump">73<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember', window );">Canada [member] | Tangerine Bank [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Tangerine Bank<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Toronto, Ontario<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 3,711<span></span>
</td>
<td class="nump">4,154<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember', window );">Canada [member] | The Bank of Nova Scotia Trust Company [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">The Bank of Nova Scotia Trust Company<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Toronto,&#160;Ontario<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 764<span></span>
</td>
<td class="nump">704<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember', window );">Canada [member] | Scotia Mortgage Corporation [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotia Mortgage Corporation<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Toronto, Ontario<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 606<span></span>
</td>
<td class="nump">843<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember', window );">Canada [member] | National Trust Company [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">National Trust Company<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Stratford, Ontario<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 499<span></span>
</td>
<td class="nump">408<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember', window );">Canada [member] | Roynat Inc. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Roynat Inc.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Calgary, Alberta<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 785<span></span>
</td>
<td class="nump">741<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_CountryOfDomicileMember', window );">Canada [member] | Scotia Dealer Advantage Inc. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotia Dealer Advantage Inc.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Hamilton, Ontario<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 977<span></span>
</td>
<td class="nump">924<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotia Holdings (USA) LLC [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotia Holdings (USA) LLC<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">New York, New York<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 7,698<span></span>
</td>
<td class="nump">7,654<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotia Capital (USA) Inc. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotia Capital (USA) Inc.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">New York, New York<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotia Financing (USA) LLC [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotia Financing (USA) LLC<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">New York, New York<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Nova Scotia Inversiones Limitada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Nova Scotia Inversiones Limitada<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Santiago, Chile<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 7,370<span></span>
</td>
<td class="nump">7,489<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Grupo Financiero Scotiabank Inverlat, S.A. de C.V. [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Grupo Financiero Scotiabank Inverlat, S.A. de C.V. (97.39%)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Mexico City, Mexico<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 8,821<span></span>
</td>
<td class="nump">6,966<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotiabank Inverlat, S.A. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotiabank Inverlat, S.A.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Mexico City, Mexico<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotia Peru Holdings S.A. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotia Peru Holdings S.A.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Lima, Peru<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 6,920<span></span>
</td>
<td class="nump">5,779<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotiabank Peru S.A.A. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotiabank Peru S.A.A. (99.31%)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Lima, Peru<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Multiacciones S.A.S [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">Multiacciones S.A.S.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">Bogota, Colombia<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">$ 424<span></span>
</td>
<td class="nump">973<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotiabank Colpatria, S.A. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="text">Scotiabank Colpatria, S.A. (56.00%)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="text">Bogota, Colombia<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotiabank Brasil S.A. Banco Multiplo [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotiabank Brasil S.A. Banco Multiplo<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Sao Paulo, Brazil<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 1,142<span></span>
</td>
<td class="nump">796<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotial Uruguay Holdings SA [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotia Uruguay Holdings S.A.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Montevideo, Uruguay<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 757<span></span>
</td>
<td class="nump">681<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotiabank Uruguay S.A. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotiabank Uruguay S.A.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Montevideo, Uruguay<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotiabank Republica Dominicana, S.A. &#8211; Banco Multiple [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotiabank Republica Dominicana, S.A. &#8211; Banco Multiple (99.80%)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Santo&#160;Domingo,&#160;Dominican&#160;Republic<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 823<span></span>
</td>
<td class="nump">943<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotiabank Caribbean Holdings Ltd. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotiabank Caribbean Holdings Ltd.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Bridgetown, Barbados<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 1,966<span></span>
</td>
<td class="nump">1,608<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotia Group Jamaica Limited [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotia Group Jamaica Limited (71.78%)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Kingston, Jamaica<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotiabank Trinidad and Tobago Limited [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotiabank Trinidad and Tobago Limited (50.90%)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Port&#160;of&#160;Spain,&#160;Trinidad&#160;and&#160;Tobago<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotiabank (Barbados) Limited [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotiabank (Barbados) Limited<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Bridgetown, Barbados<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 286<span></span>
</td>
<td class="nump">237<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | BNS International (Bahamas) Limited [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">BNS International (Bahamas) Limited<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Nassau, Bahamas<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentsInSubsidiaries', window );">Carrying value</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 10,612<span></span>
</td>
<td class="nump">$ 11,180<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | The Bank of Nova Scotia Trust Company (Bahamas) Limited [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">The Bank of Nova Scotia Trust Company (Bahamas) Limited<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Nassau, Bahamas<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotiabank (Bahamas) Limited [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotiabank (Bahamas) Limited<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Nassau, Bahamas<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotiabank &amp; Trust (Cayman) Ltd. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotiabank&#160;& Trust (Cayman) Ltd.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Grand&#160;Cayman,&#160;Cayman&#160;Islands<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Grupo BNS de Costa Rica, S.A. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">Grupo BNS de Costa Rica, S.A.<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">San Jose, Costa Rica<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotiabank (Ireland) Designated Activity Company [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotiabank (Ireland) Designated Activity Company<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Dublin, Ireland<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=ifrs-full_ForeignCountriesMember', window );">International [member] | Scotiabank Chile S.A. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NameOfSubsidiary', window );">Significant subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Scotiabank Chile S.A. (99.79%)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PrincipalPlaceOfBusinessOfSubsidiary', window );">Principal office</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">Santiago, Chile<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The Bank (or immediate parent of an entity) owns 100% of the outstanding voting shares of each subsidiary unless otherwise noted.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">In Q1 2025, the Bank entered into an agreement to sell its banking operations in Colombia, Costa Rica and Panama to Davivienda. The transaction was completed on December 1, 2025. Refer to Note 35 for details.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">The Bank made a capital contribution to Scotiabank Colpatria S.A. in May 2025 which increased its ownership interest to 56.00% following the subsequent issuance of additional shares.</td>
</tr>
</table></td></tr>
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<div style="display: none;">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of investments in subsidiaries in an entity's separate financial statements. [Refer: Total for all subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 10<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_10&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The name of a subsidiary. [Refer: Total for all subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 12<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_12_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 19B<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_19B_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The principal place of business of a subsidiary. [Refer: Principal place of business; Total for all subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -Subparagraph b<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16_b_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -Subparagraph b<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17_b_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 12<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_12_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 19B<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_19B_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<td><strong> Data Type:</strong></td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiaGroupJamaicaLimitedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankTrinidadAndTobagoLimitedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankTrinidadAndTobagoLimitedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankBarbadosLimitedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_TheBankOfNovaScotiaInternationalLimitedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_TheBankOfNovaScotiaInternationalLimitedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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</div></td></tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_TheBankOfNovaScotiaTrustCompanyBahamasLimitedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankBahamasLimitedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
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</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankAndTrustCaymanLimitedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankAndTrustCaymanLimitedMember</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_GrupoBnsDeCostaRicaSaMember</td>
</tr>
<tr>
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<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankIrelandDesignatedActivityCompanyMember</td>
</tr>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankChileSAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Principal Subsidiaries and Non-Controlling Interests in Subsidiaries - Summary of Significant Investments In Subsidiaries (Parenthetical) (Detail)<br></strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr><th class="th"><div>Oct. 31, 2025</div></th></tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankColpatriaSAMember', window );">Scotiabank Colpatria, S.A. [member]</a></td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems', window );"><strong>Disclosure of subsidiaries [line items]</strong></a></td>
<td class="text">&#160;<span></span>
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</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestInSubsidiary', window );">Proportion of ownership interest in subsidiary</a></td>
<td class="nump">56.00%<span></span>
</td>
</tr>
</table>
<div style="display: none;">
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfSignificantInvestmentsInSubsidiariesLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
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<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The proportion of ownership interest in a subsidiary attributable to the entity. [Refer: Total for all subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17_b_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16_b_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 19B<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_19B_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProportionOfOwnershipInterestInSubsidiary</td>
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<tr>
<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankColpatriaSAMember</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>254
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<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Principal Subsidiaries and Non-Controlling Interests in Subsidiaries - Summary of Non-controlling Interests (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfNoncontrollingInterestsLineItems', window );"><strong>Disclosure of noncontrolling interests [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NoncontrollingInterests', window );">Non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 1,721<span></span>
</td>
<td class="nump">$ 1,707<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidToNoncontrollingInterests', window );">Dividends paid to non-controlling interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">82<span></span>
</td>
<td class="nump">88<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankChileSAMember', window );">Scotiabank Chile S.A. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfNoncontrollingInterestsLineItems', window );"><strong>Disclosure of noncontrolling interests [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NoncontrollingInterests', window );">Non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">262<span></span>
</td>
<td class="nump">256<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidToNoncontrollingInterests', window );">Dividends paid to non-controlling interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 8<span></span>
</td>
<td class="nump">24<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankChileSAMember', window );">Scotiabank Chile S.A. [member] | Bottom of range [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfNoncontrollingInterestsLineItems', window );"><strong>Disclosure of noncontrolling interests [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests', window );">Non-controlling interest %</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">0.20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankChileSAMember', window );">Scotiabank Chile S.A. [member] | Top of range [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfNoncontrollingInterestsLineItems', window );"><strong>Disclosure of noncontrolling interests [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests', window );">Non-controlling interest %</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">49.10%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankColpatriaSAMember', window );">Scotiabank Colpatria, S.A. [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfNoncontrollingInterestsLineItems', window );"><strong>Disclosure of noncontrolling interests [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NoncontrollingInterests', window );">Non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 323<span></span>
</td>
<td class="nump">405<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankColpatriaSAMember', window );">Scotiabank Colpatria, S.A. [member] | Bottom of range [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfNoncontrollingInterestsLineItems', window );"><strong>Disclosure of noncontrolling interests [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests', window );">Non-controlling interest %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">44.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankColpatriaSAMember', window );">Scotiabank Colpatria, S.A. [member] | Top of range [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfNoncontrollingInterestsLineItems', window );"><strong>Disclosure of noncontrolling interests [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests', window );">Non-controlling interest %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">47.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiaGroupJamaicaLimitedMember', window );">Scotia Group Jamaica Limited [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfNoncontrollingInterestsLineItems', window );"><strong>Disclosure of noncontrolling interests [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NoncontrollingInterests', window );">Non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 379<span></span>
</td>
<td class="nump">350<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidToNoncontrollingInterests', window );">Dividends paid to non-controlling interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 14<span></span>
</td>
<td class="nump">13<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiaGroupJamaicaLimitedMember', window );">Scotia Group Jamaica Limited [member] | Top of range [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfNoncontrollingInterestsLineItems', window );"><strong>Disclosure of noncontrolling interests [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests', window );">Non-controlling interest %</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">28.22%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMember', window );">Scotiabank Trinidad and Tobago Limited [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfNoncontrollingInterestsLineItems', window );"><strong>Disclosure of noncontrolling interests [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NoncontrollingInterests', window );">Non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 491<span></span>
</td>
<td class="nump">464<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidToNoncontrollingInterests', window );">Dividends paid to non-controlling interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 51<span></span>
</td>
<td class="nump">49<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMember', window );">Scotiabank Trinidad and Tobago Limited [member] | Top of range [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfNoncontrollingInterestsLineItems', window );"><strong>Disclosure of noncontrolling interests [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests', window );">Non-controlling interest %</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">49.10%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_OtherNonControllingInterestsMember', window );">Other non controlling interests [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfNoncontrollingInterestsLineItems', window );"><strong>Disclosure of noncontrolling interests [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_NoncontrollingInterests', window );">Non-controlling interests in subsidiaries</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 266<span></span>
</td>
<td class="nump">232<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DividendsPaidToNoncontrollingInterests', window );">Dividends paid to non-controlling interest</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 9<span></span>
</td>
<td class="nump">$ 2<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_OtherNonControllingInterestsMember', window );">Other non controlling interests [member] | Bottom of range [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfNoncontrollingInterestsLineItems', window );"><strong>Disclosure of noncontrolling interests [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests', window );">Non-controlling interest %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">0.0005%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_OtherNonControllingInterestsMember', window );">Other non controlling interests [member] | Top of range [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfNoncontrollingInterestsLineItems', window );"><strong>Disclosure of noncontrolling interests [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests', window );">Non-controlling interest %</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">49.35%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Non-controlling interest holders for Scotiabank Colpatria S.A. have a right to sell their holding to the Bank after the end of the 7th anniversary (January 17, 2019) and at subsequent pre-agreed intervals, into the future, at fair market value that can be settled at the Bank&#8217;s discretion, by issuance of common shares or cash.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Range of non-controlling interest % for other subsidiaries.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfNoncontrollingInterestsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of non-controlling interests Line Items</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfNoncontrollingInterestsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DividendsPaidToNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of dividends paid to non-controlling interests. [Refer: Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_a&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DividendsPaidToNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_NoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of equity in a subsidiary not attributable, directly or indirectly, to a parent. [Refer: Total for all subsidiaries [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 10<br> -IssueDate 2024-01-01<br> -Paragraph 22<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=10&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_22&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 12<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_12_f&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph q<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_q&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_NoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The proportion of ownership interests in a subsidiary held by non-controlling interests. [Refer: Total for all subsidiaries [member]; Non-controlling interests]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 12<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_12_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProportionOfOwnershipInterestsHeldByNoncontrollingInterests</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankChileSAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankChileSAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankColpatriaSAMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankColpatriaSAMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiaGroupJamaicaLimitedMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiaGroupJamaicaLimitedMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_OtherNonControllingInterestsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_OtherNonControllingInterestsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
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<head>
<title></title>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Principal Subsidiaries and Non-Controlling Interests in Subsidiaries - Summary Of Financial Information About The Amounts Attributable To Non Controlling Interests (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfNoncontrollingInterestsLineItems', window );"><strong>Disclosure of noncontrolling interests [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Revenue</a></td>
<td class="nump">$ 37,741<span></span>
</td>
<td class="nump">$ 33,670<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">Total comprehensive income</a></td>
<td class="nump">10,155<span></span>
</td>
<td class="nump">8,604<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="nump">1,460,042<span></span>
</td>
<td class="nump">1,412,027<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="nump">1,371,455<span></span>
</td>
<td class="nump">1,327,951<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ifrs-full_SubsidiariesWithMaterialNoncontrollingInterestsMember', window );">Minority partner [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfNoncontrollingInterestsLineItems', window );"><strong>Disclosure of noncontrolling interests [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Revenue', window );">Revenue</a></td>
<td class="nump">4,522<span></span>
</td>
<td class="nump">4,455<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ComprehensiveIncome', window );">Total comprehensive income</a></td>
<td class="nump">602<span></span>
</td>
<td class="nump">226<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="nump">95,993<span></span>
</td>
<td class="nump">93,051<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="nump">$ 84,493<span></span>
</td>
<td class="nump">$ 82,223<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfNoncontrollingInterestsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of non-controlling interests Line Items</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfNoncontrollingInterestsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present economic resource controlled by the entity as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of change in equity resulting from transactions and other events, other than those changes resulting from transactions with owners in their capacity as owners.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -Subparagraph a<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32_a_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause ix<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_ix&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 106<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_106_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 81A<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_81A_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present obligation of the entity to transfer an economic resource as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Revenue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The income arising in the course of an entity's ordinary activities. Income is increases in assets, or decreases in liabilities, that result in increases in equity, other than those relating to contributions from holders of equity claims.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 32<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_32&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 34<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_34&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 5<br> -IssueDate 2024-01-01<br> -Paragraph 33<br> -Subparagraph b<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=5&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_33_b_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 7: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B12<br> -Subparagraph b<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B12_b_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 8: http://www.xbrl.org/2003/role/exampleRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B10<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B10_b&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 9: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 10: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 103<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_103&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 11: http://www.xbrl.org/2003/role/exampleRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 102<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_102&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Revenue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=ifrs-full_SubsidiariesWithMaterialNoncontrollingInterestsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
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<tr>
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<td></td>
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<td></td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Interest Income and Expense - Details of Interest Income from Financial Assets (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DisclosureOfInterestIncomeExpenseLineItems', window );"><strong>Disclosure of Interest Income Expense [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost', window );">Measured at amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 50,819<span></span>
</td>
<td class="nump">$ 53,966<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome', window );">Measured at FVOCI</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5,585<span></span>
</td>
<td class="nump">5,905<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod', window );">Interest income calculated using effective interest method</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">56,404<span></span>
</td>
<td class="nump">59,871<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestIncomeCalculatedUsingOtherMethod', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,198<span></span>
</td>
<td class="nump">1,788<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RevenueFromInterest', window );">Total interest income</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">57,602<span></span>
</td>
<td class="nump">61,659<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestIncomeExpenseRecognisedForFinancialLiabilitiesReclassifiedIntoMeasuredAtAmortisedCostFirstApplicationOfIFRS9', window );">Measured at amortized cost</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">35,831<span></span>
</td>
<td class="nump">42,177<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestExpenseCalculatedUsingEffectiveInterestMethod', window );">Interest expense calculated using effective interest method</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">35,831<span></span>
</td>
<td class="nump">42,177<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InterestExpenseCalculatedUsingOtherMethod', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">249<span></span>
</td>
<td class="nump">230<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpense', window );">Total interest expenses</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 36,080<span></span>
</td>
<td class="nump">$ 42,407<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The interest income/expense on financial assets/liabilities are calculated using the effective interest method.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Includes dividend income on equity securities.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Includes interest income on financial assets measured at amortized cost and FVOCI, calculated using the effective interest method, of $56,404 for the year ended October&#160;31, 2025 (October 31, 2024 &#8211; $59,871).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Includes interest on lease liabilities of $125 (2024 &#8211; $119) and insurance finance expense of $33 (2024 &#8211; $30).</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DisclosureOfInterestIncomeExpenseLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Disclosure of interest income expense line items.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DisclosureOfInterestIncomeExpenseLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InterestExpenseCalculatedUsingEffectiveInterestMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expense calculated using effective interest method.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InterestExpenseCalculatedUsingEffectiveInterestMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InterestExpenseCalculatedUsingOtherMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest expense calculated using other methods.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InterestExpenseCalculatedUsingOtherMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InterestIncomeCalculatedUsingOtherMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Interest income calculated using other methods.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InterestIncomeCalculatedUsingOtherMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpense">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expense arising from interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph f<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_f&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpense</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeExpenseRecognisedForFinancialLiabilitiesReclassifiedIntoMeasuredAtAmortisedCostFirstApplicationOfIFRS9">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest revenue (expense) recognised for financial liabilities that have been reclassified out of fair value through profit or loss category as a result of the transition to IFRS 9. [Refer: Financial liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 42N<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_42N_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeExpenseRecognisedForFinancialLiabilitiesReclassifiedIntoMeasuredAtAmortisedCostFirstApplicationOfIFRS9</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of revenue arising from interest for financial assets that are measured at amortised cost. [Refer: Interest income; Financial assets at amortised cost]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest revenue calculated using the effective interest method. Effective interest method is the method that is used in the calculation of the amortised cost of a financial asset or a financial liability and in the allocation and recognition of the interest revenue or interest expense in profit or loss over the relevant period. [Refer: Revenue]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -Clause i<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a_i&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueCalculatedUsingEffectiveInterestMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest revenue arising on financial assets measured at fair value through other comprehensive income. [Refer: Revenue; Financial assets measured at fair value through other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 20<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_20_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RevenueFromInterest">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of income arising from interest.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B13<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B13_e&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RevenueFromInterest</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Interest Income and Expense - Details of Interest Income from Financial Assets (Parenthetical) (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ExpenseByNatureAbstract', window );"><strong>Expenses by nature [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InterestExpenseOnLeaseLiabilities', window );">Interest expense on lease liabilities</a></td>
<td class="nump">$ 125<span></span>
</td>
<td class="nump">$ 119<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InsuranceServiceExpensesFromInsuranceContractsIssued', window );">Insurance finance expense</a></td>
<td class="nump">$ 33<span></span>
</td>
<td class="nump">$ 30<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExpenseByNatureAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExpenseByNatureAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InsuranceServiceExpensesFromInsuranceContractsIssued">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of expenses arising from a group of insurance contracts issued, comprising incurred claims (excluding repayments of investment components), other incurred insurance service expenses, amortisation of insurance acquisition cash flows, changes that relate to past service and changes that relate to future service. [Refer: Insurance contracts issued [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 17<br> -IssueDate 2024-01-01<br> -Paragraph 80<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=17&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_80_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph ab<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_ab&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InsuranceServiceExpensesFromInsuranceContractsIssued</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InterestExpenseOnLeaseLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of interest expense on lease liabilities. [Refer: Lease liabilities]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 16<br> -IssueDate 2024-01-01<br> -Paragraph 53<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=16&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_53_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InterestExpenseOnLeaseLiabilities</td>
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<tr>
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<td>ifrs-full_</td>
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<td>xbrli:monetaryItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>debit</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Earnings Per Share - Summary of Earnings Per Share (Detail) - CAD ($)<br> $ / shares in Units, shares in Millions, $ in Millions</strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BasicEarningsPerShareAbstract', window );"><strong>Basic earnings per common share</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity', window );">Net income attributable to common shareholders</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 7,283<span></span>
</td>
<td class="nump">$ 7,286<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ForeignExchangeLossOnPreferredSharesAndOtherEquityInstrumentsRedemption', window );">Foreign currency loss on redemption of Subordinated Additional Tier 1 Capital Notes</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="num">(22)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity', window );">Net income attributable to common shareholders used to calculate basic earnings per common share</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 7,261<span></span>
</td>
<td class="nump">$ 7,286<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageShares', window );">Weighted average number of common shares outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,244<span></span>
</td>
<td class="nump">1,226<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BasicEarningsLossPerShare', window );">Basic earnings per common share</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 5.84<span></span>
</td>
<td class="nump">$ 5.94<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DilutedEarningsPerShareAbstract', window );"><strong>Diluted earnings per common share</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity', window );">Net income attributable to common shareholders used to calculate basic earnings per common share</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 7,261<span></span>
</td>
<td class="nump">$ 7,286<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers', window );">Dilutive impact of share-based payment options and others</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="num">(181)<span></span>
</td>
<td class="num">(49)<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects', window );">Net income attributable to common shareholders (diluted)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 7,080<span></span>
</td>
<td class="nump">$ 7,237<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_WeightedAverageShares', window );">Weighted average number of common shares outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,244<span></span>
</td>
<td class="nump">1,226<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares', window );">Dilutive impact of share-based payment options and others</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">4<span></span>
</td>
<td class="nump">6<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AdjustedWeightedAverageShares', window );">Weighted average number of diluted common shares outstanding</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,248<span></span>
</td>
<td class="nump">1,232<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DilutedEarningsLossPerShare', window );">Diluted earnings per common share</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 5.67<span></span>
</td>
<td class="nump">$ 5.87<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Refer to Note 23 (b) for further details on the redemption of the equity instrument.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Earnings per share calculations are based on full dollar and share amounts.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Certain options were not included in the calculation of diluted earnings per share as they were anti-dilutive.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Adjustments to net income due to share based payment options and others.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ForeignExchangeLossOnPreferredSharesAndOtherEquityInstrumentsRedemption">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Foreign exchange loss on preferred shares and other equity instruments redemption.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ForeignExchangeLossOnPreferredSharesAndOtherEquityInstrumentsRedemption</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Net income loss attributable to ordinary equity holders of parent entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity</td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The weighted average number of ordinary shares outstanding plus the weighted average number of ordinary shares that would be issued on the conversion of all the dilutive potential ordinary shares into ordinary shares. [Refer: Ordinary shares [member]; Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 70<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_70_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AdjustedWeightedAverageShares</td>
</tr>
<tr>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BasicEarningsLossPerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator) divided by the weighted average number of ordinary shares outstanding during the period (the denominator).</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 67<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_67&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BasicEarningsLossPerShare</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of profit (loss) attributable to ordinary equity holders of the parent entity (the numerator), divided by the weighted average number of ordinary shares outstanding during the period (the denominator), both adjusted for the effects of all dilutive potential ordinary shares. [Refer: Ordinary shares [member]; Weighted average [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 66<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_66&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 67<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_67&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutedEarningsLossPerShare</td>
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutedEarningsPerShareAbstract</td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The potential dilutive effect on the weighted average number of ordinary shares that relate to the assumed exercise of the entity's share options.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 70<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_70_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) attributable to ordinary equity holders of the parent entity. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 70<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_70_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The profit (loss) attributable to ordinary equity holders of the parent entity, adjusted for the effects of all dilutive potential ordinary shares. [Refer: Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 70<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_70_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_WeightedAverageShares">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The number of ordinary shares outstanding at the beginning of the period, adjusted by the number of ordinary shares bought back or issued during the period multiplied by a time-weighting factor.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 33<br> -IssueDate 2024-01-01<br> -Paragraph 70<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=33&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_70_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_WeightedAverageShares</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>259
<FILENAME>R207.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							} else { e.nextSibling.style.display='none'; }
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</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Guarantees, Commitments and Pledged Assets - Schedule of Various Guarantees and Indemnifications (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_StandbyLettersOfCreditAndLettersOfGuaranteeMember', window );">Standby letters of credit and letters of guarantee [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems', window );"><strong>Guarantees commitments and pledged assets [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MaximumPotentialAmountOfFuturePayments', window );">Maximum potential amount of future payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 86,016<span></span>
</td>
<td class="nump">$ 62,966<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_LiquidityFacilitiesMember', window );">Liquidity facilities [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems', window );"><strong>Guarantees commitments and pledged assets [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MaximumPotentialAmountOfFuturePayments', window );">Maximum potential amount of future payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">8,611<span></span>
</td>
<td class="nump">7,665<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_IndemnificationsMember', window );">Indemnifications [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems', window );"><strong>Guarantees commitments and pledged assets [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_MaximumPotentialAmountOfFuturePayments', window );">Maximum potential amount of future payments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 95<span></span>
</td>
<td class="nump">$ 791<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">The maximum potential amount of future payments represents those guarantees that can be quantified and excludes other guarantees that cannot be quantified. As many of these guarantees will not be drawn upon and the maximum potential amount of future payments listed above does not consider the possibility of recovery under recourse or collateral provisions, the above amounts are not indicative of future cash requirements, credit risk, or the Bank&#8217;s expected losses from these arrangements.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent guarantees commitments and pledged assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GuaranteesCommitmentsAndPledgedAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_MaximumPotentialAmountOfFuturePayments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Maximum potential amount of future payments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_MaximumPotentialAmountOfFuturePayments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_StandbyLettersOfCreditAndLettersOfGuaranteeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_StandbyLettersOfCreditAndLettersOfGuaranteeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_LiquidityFacilitiesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_LiquidityFacilitiesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_IndemnificationsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_IndemnificationsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>260
<FILENAME>R208.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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							e.nextSibling.style.display='block';
							} else { e.nextSibling.style.display='none'; }
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</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Guarantees, Commitments and Pledged Assets - Additional information (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">1 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Jul. 31, 2018</div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems', window );"><strong>Guarantees commitments and pledged assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherExecutoryContracts', window );">Other executory contracts</a></td>
<td class="nump">$ 800<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ExecutoryContractPeriod', window );">Executory contract period</a></td>
<td class="text">20 years<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems', window );"><strong>Guarantees commitments and pledged assets [Line Items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LiquidityFacilitiesTerm', window );">Liquidity facilities expiration period</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">3 years<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ExecutoryContractPeriod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Executory contract period.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ExecutoryContractPeriod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent guarantees commitments and pledged assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GuaranteesCommitmentsAndPledgedAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LiquidityFacilitiesTerm">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Liquidity facilities term.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LiquidityFacilitiesTerm</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:durationItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherExecutoryContracts">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other executory contracts.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherExecutoryContracts</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>261
<FILENAME>R209.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
							function toggleNextSibling (e) {
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Guarantees, Commitments and Pledged Assets - Summary of Other Indirect Commitments (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems', window );"><strong>Guarantees commitments and pledged assets [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum exposure to credit risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 355,709<span></span>
</td>
<td class="nump">$ 333,163<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CommercialLetterOfCreditMember', window );">Commercial letter of credit [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems', window );"><strong>Guarantees commitments and pledged assets [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum exposure to credit risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">836<span></span>
</td>
<td class="nump">1,049<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CommitmentsToExtendCreditOriginalTermToMaturityOfOneYearOrLessMember', window );">Commitments to extend credit original term to maturity of one year or less [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems', window );"><strong>Guarantees commitments and pledged assets [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum exposure to credit risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">275,504<span></span>
</td>
<td class="nump">272,793<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_SecuritiesLendingMember', window );">Securities lending [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems', window );"><strong>Guarantees commitments and pledged assets [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum exposure to credit risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">78,548<span></span>
</td>
<td class="nump">58,477<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_SecuritiesPurchaseAndOtherCommitmentMember', window );">Securities purchase and other commitment [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems', window );"><strong>Guarantees commitments and pledged assets [Line Items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_MaximumExposureToCreditRisk', window );">Maximum exposure to credit risk</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 821<span></span>
</td>
<td class="nump">$ 844<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Includes liquidity facilities, and excludes commitments which are unconditionally cancellable at the Bank&#8217;s discretion at any time.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_GuaranteesCommitmentsAndPledgedAssetsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent guarantees commitments and pledged assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_GuaranteesCommitmentsAndPledgedAssetsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_MaximumExposureToCreditRisk">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount that best represents the maximum exposure to credit risk without taking into account any collateral held or other credit enhancements (for example, netting agreements that do not qualify for offset in accordance with IAS 32). [Refer: Credit risk [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 35K<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_35K_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_MaximumExposureToCreditRisk</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CommercialLetterOfCreditMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CommercialLetterOfCreditMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CommitmentsToExtendCreditOriginalTermToMaturityOfOneYearOrLessMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_CommitmentsToExtendCreditOriginalTermToMaturityOfOneYearOrLessMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_SecuritiesLendingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=ifrs-full_SecuritiesLendingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_SecuritiesPurchaseAndOtherCommitmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_SecuritiesPurchaseAndOtherCommitmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>262
<FILENAME>R210.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Guarantees, Commitments and Pledged Assets - Summary of Carrying Value of Pledged Assets and Details of Related Activities (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Securities and assets pledged</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 308,176<span></span>
</td>
<td class="nump">$ 255,401<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_RepurchaseAgreementsCollateralizedBySecurities', window );">Obligations related to securities sold under repurchase agreements</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">174,010<span></span>
</td>
<td class="nump">174,335<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">482,186<span></span>
</td>
<td class="nump">429,736<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_BankOfCanadaMember', window );">Bank of Canada [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Securities and assets pledged</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">274<span></span>
</td>
<td class="nump">229<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_ForeignGovernmentsAndCentralBanksMember', window );">Foreign governments and central banks [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Securities and assets pledged</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,066<span></span>
</td>
<td class="nump">2,020<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_ClearingSystemPaymentSystemsAndDepositoriesMember', window );">Clearing system payment systems and depositories [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Securities and assets pledged</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">2,200<span></span>
</td>
<td class="nump">2,460<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_ExchangeTradedDerivativeTransactionsMember', window );">Exchange traded derivative transactions [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Securities and assets pledged</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,715<span></span>
</td>
<td class="nump">5,334<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_OverTheCounterDerivativesMember', window );">Over The Counter Derivatives [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Securities and assets pledged</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">33,785<span></span>
</td>
<td class="nump">25,487<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_SecuritiesBorrowingAndLendingMember', window );">Securities borrowing and lending [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Securities and assets pledged</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">195,208<span></span>
</td>
<td class="nump">149,669<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_CoveredBondsMember', window );">Covered bonds [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Securities and assets pledged</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">44,832<span></span>
</td>
<td class="nump">47,560<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_SecuritizationMember', window );">Securitization [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Securities and assets pledged</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,045<span></span>
</td>
<td class="nump">4,022<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_CanadaMortgageHousingCorporationProgramMember', window );">Canada mortgage housing corporation program [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Securities and assets pledged</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">15,627<span></span>
</td>
<td class="nump">18,392<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_OtherAssetsMember', window );">Other assets [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities', window );">Securities and assets pledged</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 424<span></span>
</td>
<td class="nump">$ 228<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Includes assets that have been received from counterparties through normal course of business in securities financing and derivative transactions.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Includes assets pledged in order to participate in clearing and payment systems and depositories, or pledged to have access to the facilities of central banks in foreign jurisdictions.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Excludes mortgages related to covered bonds held by the Bank or used for securities lending transactions.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_RepurchaseAgreementsCollateralizedBySecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Repurchase agreements collateralized by securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_RepurchaseAgreementsCollateralizedBySecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of collateral sold or repledged that was permitted to be sold or repledged in the absence of default by the owner of the collateral. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 15<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_15_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets that the entity has pledged as collateral for liabilities or contingent liabilities, including amounts that have been reclassified in accordance with paragraph 3.2.23(a) of IFRS 9. [Refer: Classes of contingent liabilities [domain]; Financial assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 14<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_14_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_BankOfCanadaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_BankOfCanadaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_ForeignGovernmentsAndCentralBanksMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_ForeignGovernmentsAndCentralBanksMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_ClearingSystemPaymentSystemsAndDepositoriesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_ClearingSystemPaymentSystemsAndDepositoriesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_ExchangeTradedDerivativeTransactionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_ExchangeTradedDerivativeTransactionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_OverTheCounterDerivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_OverTheCounterDerivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_SecuritiesBorrowingAndLendingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_SecuritiesBorrowingAndLendingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_CoveredBondsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_CoveredBondsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_SecuritizationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_SecuritizationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=bns_CanadaMortgageHousingCorporationProgramMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=bns_CanadaMortgageHousingCorporationProgramMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_OtherAssetsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialAssetsAxis=ifrs-full_OtherAssetsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
</div>
</body>
</html>
</TEXT>
</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>263
<FILENAME>R211.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Financial Instruments - Risk Management - Summary of Credit Risk Exposures (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BankingNormsAxis=bns_BaselThreeNormsMember', window );">Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,305,445<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BankingNormsAxis=bns_RevisedBaselThreeNormsMember', window );">Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="nump">$ 952,601<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">231,693<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[4]</sup></td>
<td class="nump">172,034<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">1,356,328<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CA', window );">Canada [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">783,178<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CA', window );">Canada [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="nump">587,309<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">175,314<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[4]</sup></td>
<td class="nump">49,503<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">812,126<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_US', window );">United States [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">238,201<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_US', window );">United States [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="nump">137,005<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">31,646<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[4]</sup></td>
<td class="nump">83,209<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">251,860<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CL', window );">Chile [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">60,179<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CL', window );">Chile [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="nump">54,340<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">4,645<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[4]</sup></td>
<td class="nump">3,588<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">62,573<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_MX', window );">Mexico [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">58,439<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_MX', window );">Mexico [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="nump">52,283<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">3,901<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[4]</sup></td>
<td class="nump">3,183<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">59,367<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_PE', window );">Peru [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">32,609<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_PE', window );">Peru [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="nump">29,386<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">2,187<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[4]</sup></td>
<td class="nump">2,194<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">33,767<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CO', window );">Colombia [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">15,015<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=country_CO', window );">Colombia [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="nump">15,435<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">1,777<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[4]</sup></td>
<td class="nump">941<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">18,153<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=srt_EuropeMember', window );">Europe [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">38,776<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=srt_EuropeMember', window );">Europe [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="nump">17,423<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">6,241<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[4]</sup></td>
<td class="nump">22,195<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">45,859<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_CaribbeanMember', window );">Caribbean [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">36,170<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_CaribbeanMember', window );">Caribbean [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="nump">32,841<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">2,152<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[4]</sup></td>
<td class="nump">1,250<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">36,243<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_LatinAmericaOtherMember', window );">Latin America (other) [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">17,742<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_LatinAmericaOtherMember', window );">Latin America (other) [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="nump">15,218<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">948<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[4]</sup></td>
<td class="nump">1,080<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">17,246<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_AllOtherCountriesMember', window );">All other countries [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">25,136<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_AllOtherCountriesMember', window );">All other countries [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[3]</sup></td>
<td class="nump">11,361<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">2,882<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2],[4]</sup></td>
<td class="nump">4,891<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">19,134<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">766,014<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">518,634<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">92,574<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[4]</sup></td>
<td class="nump">171,958<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">783,166<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">673,106<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">443,258<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">87,081<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[4]</sup></td>
<td class="nump">147,788<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">678,127<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Corporate segment [Member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">357,600<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Corporate segment [Member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">189,918<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">71,341<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[4]</sup></td>
<td class="nump">113,508<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">374,767<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Bank [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">56,648<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Bank [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">12,924<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">12,253<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[4]</sup></td>
<td class="nump">23,194<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">48,371<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Sovereign [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">258,858<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Sovereign [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">240,416<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">3,487<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[4]</sup></td>
<td class="nump">11,086<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">254,989<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | Standardized portfolio [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">105,000<span></span>
</td>
<td class="nump">93,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | Standardized portfolio [Member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">92,908<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | Standardized portfolio [Member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">75,376<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">5,493<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[4]</sup></td>
<td class="nump">24,170<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">105,039<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | Standardized portfolio [Member] | Corporate segment [Member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">65,375<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | Standardized portfolio [Member] | Corporate segment [Member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">49,395<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4,901<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[4]</sup></td>
<td class="nump">23,786<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">78,082<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | Standardized portfolio [Member] | Bank [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,213<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | Standardized portfolio [Member] | Bank [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">1,609<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">69<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[4]</sup></td>
<td class="nump">141<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">1,819<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | Standardized portfolio [Member] | Sovereign [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">24,320<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | Standardized portfolio [Member] | Sovereign [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">24,372<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">523<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[4]</sup></td>
<td class="nump">243<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">25,138<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">539,431<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">433,967<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">139,119<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[4]</sup></td>
<td class="nump">76<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">573,162<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | IRB portfolio [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[5]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">412,645<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | IRB portfolio [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">314,236<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">128,704<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[5]</sup></td>
<td class="nump">442,940<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | IRB portfolio [member] | Real estate secured [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">306,395<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | IRB portfolio [member] | Real estate secured [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">267,856<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">60,485<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">328,341<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | IRB portfolio [member] | Qualifying revolving [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">67,585<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | IRB portfolio [member] | Qualifying revolving [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">18,710<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">63,595<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[5]</sup></td>
<td class="nump">82,305<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | IRB portfolio [member] | Other retail [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">38,665<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | IRB portfolio [member] | Other retail [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">27,670<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">4,624<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[5]</sup></td>
<td class="nump">32,294<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Standardized portfolio [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">130,000<span></span>
</td>
<td class="nump">127,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Standardized portfolio [Member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">126,786<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Standardized portfolio [Member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">119,731<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">10,415<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[4]</sup></td>
<td class="nump">76<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">130,222<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Standardized portfolio [Member] | Real estate secured [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">67,000<span></span>
</td>
<td class="nump">64,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Standardized portfolio [Member] | Real estate secured [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">63,572<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Standardized portfolio [Member] | Real estate secured [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">67,179<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">102<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="reu">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">67,281<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Standardized portfolio [Member] | Other retail [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 63,214<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Standardized portfolio [Member] | Other retail [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawn', window );">Drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">52,552<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments', window );">Undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">10,313<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposures', window );">Other exposures</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[4]</sup></td>
<td class="nump">76<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rou">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 62,941<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Exposure at default is presented after credit risk mitigation. Exposures exclude equity securities and other assets. Portfolios under the Standardized Approach are reported net of specific allowances for credit losses and net of collateral amounts treated under the Comprehensive Approach.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Geographic segmentation is based upon the location of the ultimate risk of the credit exposure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Non-retail drawn includes loans, acceptances, deposits with financial institutions and FVOCI debt securities. Retail drawn includes residential mortgages, credit cards, lines of credit, other personal loans and small business treated as other regulatory retail.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Other exposures include off-balance sheet lending instruments such as letters of credit, letters of guarantees, securitizations, derivatives and repo-style transactions (reverse repurchase agreements, repurchase agreements, securities lending and securities borrowing), net of related collateral.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top">After credit risk mitigation.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditRiskExposureAtDefaultAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit risk exposure at default amount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRiskExposureAtDefaultAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditRiskExposureAtDefaultDrawn">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit risk exposure at default drawn.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRiskExposureAtDefaultDrawn</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditRiskExposureAtDefaultOtherExposures">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit risk exposure at default other exposures.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRiskExposureAtDefaultOtherExposures</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditRiskExposureAtDefaultUndrawnCommitments">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit risk exposure at default undrawn commitments.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRiskExposureAtDefaultUndrawnCommitments</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_BankingNormsAxis=bns_BaselThreeNormsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_BankingNormsAxis=bns_BaselThreeNormsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_BankingNormsAxis=bns_RevisedBaselThreeNormsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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</head>
<body>
<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Financial Instruments - Risk Management - Summary of Subject to Market and Credit Risk With a Reconciliation (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="2"><div>Oct. 31, 2025</div></th>
<th class="th" colspan="2"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndDepositsWithFinancialInstitutions', window );">Cash and deposits with financial institutions</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 65,967<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 63,860<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PreciousMetals', window );">Precious metals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,156<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,540<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">140,844<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">119,912<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingLoans', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">8,487<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">7,649<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsOther', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,892<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,166<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed', window );">Securities purchased under resale agreements and securities borrowed</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">203,008<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">200,543<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,531<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">44,379<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">149,948<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">152,832<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAbstract', window );"><strong>Loans:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ResidentialMortgageLoans', window );">Residential mortgages</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">370,191<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">350,941<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ConsumerLoans', window );">Personal loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">110,567<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">106,379<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditCardLoans', window );">Credit cards</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18,045<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">17,374<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansToBusinessAndGovernment', window );">Business &amp; government</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">279,705<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">292,671<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Property and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[4]</sup></td>
<td class="nump">4,881<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,252<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentAccountedForUsingEquityMethod', window );">Investment in associates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,317<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,821<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsAndGoodwill', window );">Goodwill and other intangibles assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,169<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">16,853<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,460,042<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,412,027<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CreditRiskMember', window );">Credit risk [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndDepositsWithFinancialInstitutions', window );">Cash and deposits with financial institutions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">65,967<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">63,860<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PreciousMetals', window );">Precious metals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,156<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,540<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">140,844<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">119,912<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingLoans', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">8,487<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">7,649<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsOther', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,892<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,166<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed', window );">Securities purchased under resale agreements and securities borrowed</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">203,008<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">200,543<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,531<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">44,379<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">149,948<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">152,832<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAbstract', window );"><strong>Loans:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ResidentialMortgageLoans', window );">Residential mortgages</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">370,191<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">350,941<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[6]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ConsumerLoans', window );">Personal loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">110,567<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">106,379<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditCardLoans', window );">Credit cards</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">18,045<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">17,374<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansToBusinessAndGovernment', window );">Business &amp; government</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">279,705<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">292,671<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowancesForCreditLosses', window );">Allowances for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="num">(7,463)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(6,536)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CustomersLiabilityUnderAcceptances', window );">Customers' liability under acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">177<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">148<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Property and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">4,881<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,252<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentAccountedForUsingEquityMethod', window );">Investment in associates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,317<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,821<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsAndGoodwill', window );">Goodwill and other intangibles assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">16,169<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">16,853<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherAssetsIncludingDeferredTaxAssets', window );">Other (including Deferred tax assets)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">38,620<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">33,243<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,460,042<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,412,027<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CreditRiskMember', window );">Credit risk [member] | Credit risk exposure drawn non retail [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndDepositsWithFinancialInstitutions', window );">Cash and deposits with financial institutions</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">62,171<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">60,501<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">103<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">331<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingLoans', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,641<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">933<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">146,457<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">147,607<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAbstract', window );"><strong>Loans:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ResidentialMortgageLoans', window );">Residential mortgages</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">58,663<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">61,467<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[6]</sup></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ConsumerLoans', window );">Personal loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,940<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">711<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansToBusinessAndGovernment', window );">Business &amp; government</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">239,898<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">261,903<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowancesForCreditLosses', window );">Allowances for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="num">(465)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(363)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CustomersLiabilityUnderAcceptances', window );">Customers' liability under acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">177<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">149<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherAssetsIncludingDeferredTaxAssets', window );">Other (including Deferred tax assets)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,210<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,968<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">520,795<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">539,207<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CreditRiskMember', window );">Credit risk [member] | Credit risk exposure drawn retail [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAbstract', window );"><strong>Loans:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ResidentialMortgageLoans', window );">Residential mortgages</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">311,413<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">289,358<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[6]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ConsumerLoans', window );">Personal loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">95,171<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">101,821<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditCardLoans', window );">Credit cards</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">14,585<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">13,892<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansToBusinessAndGovernment', window );">Business &amp; government</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">13,170<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">12,904<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowancesForCreditLosses', window );">Allowances for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7]</sup></td>
<td class="num">(1,234)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1,170)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherAssetsIncludingDeferredTaxAssets', window );">Other (including Deferred tax assets)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">1,154<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,220<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">434,259<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">418,025<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CreditRiskMember', window );">Credit risk [member] | Other exposures securitization [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAbstract', window );"><strong>Loans:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ConsumerLoans', window );">Personal loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">9,456<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,847<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditCardLoans', window );">Credit cards</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">313<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">162<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansToBusinessAndGovernment', window );">Business &amp; government</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">25,846<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">17,627<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">35,615<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">21,636<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CreditRiskMember', window );">Credit risk [member] | Other credit risk exposure repo-style transactions [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed', window );">Securities purchased under resale agreements and securities borrowed</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">203,008<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">200,543<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAbstract', window );"><strong>Loans:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherAssetsIncludingDeferredTaxAssets', window );">Other (including Deferred tax assets)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">436<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">343<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">203,444<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">200,886<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CreditRiskMember', window );">Credit risk [member] | Other credit risk exposure over-the-counter derivatives [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,531<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">44,379<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAbstract', window );"><strong>Loans:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">46,531<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">44,379<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CreditRiskMember', window );">Credit risk [member] | Other credit risk exposure equity [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,258<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,008<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAbstract', window );"><strong>Loans:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentAccountedForUsingEquityMethod', window );">Investment in associates</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">65<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">62<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,323<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,070<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CreditRiskMember', window );">Credit risk [member] | Other market risk exposures also subject to credit risk [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingLoans', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">744<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">569<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DerivativeFinancialAssets', window );">Derivative financial instruments</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">42,120<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">39,736<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAbstract', window );"><strong>Loans:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">42,864<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">40,305<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CreditRiskMember', window );">Credit risk [member] | Other exposures [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PreciousMetals', window );">Precious metals</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">5,156<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,540<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingSecurities1', window );">Securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">140,741<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">119,581<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingLoans', window );">Loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">6,846<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">6,716<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsOther', window );">Other</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">2,892<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">2,166<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAbstract', window );"><strong>Loans:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherAssetsIncludingDeferredTaxAssets', window );">Other (including Deferred tax assets)</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">403<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">448<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">156,038<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">131,451<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CreditRiskMember', window );">Credit risk [member] | Other market risk exposures others [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CashAndDepositsWithFinancialInstitutions', window );">Cash and deposits with financial institutions</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">3,796<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,359<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TradingAssetsAbstract', window );"><strong>Trading assets</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InvestmentSecurities', window );">Investment securities</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">1,233<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">217<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansAbstract', window );"><strong>Loans:</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ResidentialMortgageLoans', window );">Residential mortgages</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">115<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[5]</sup></td>
<td class="nump">116<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[6]</sup></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CreditCardLoans', window );">Credit cards</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">3,147<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">3,320<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_LoansToBusinessAndGovernment', window );">Business &amp; government</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">791<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">237<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AllowancesForCreditLosses', window );">Allowances for credit losses</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[7],[8]</sup></td>
<td class="num">(5,764)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(5,003)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CustomersLiabilityUnderAcceptances', window );">Customers' liability under acceptances</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="num">(1)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_PropertyPlantAndEquipment', window );">Property and equipment</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">4,881<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">5,252<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InvestmentAccountedForUsingEquityMethod', window );">Investment in associates</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">6,252<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">1,759<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_IntangibleAssetsAndGoodwill', window );">Goodwill and other intangibles assets</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">16,169<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">16,853<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_OtherAssetsIncludingDeferredTaxAssets', window );">Other (including Deferred tax assets)</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">30,417<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">25,264<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[8]</sup></td>
<td class="nump">$ 61,037<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
<td class="nump">$ 51,373<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="5"></td></tr>
<tr><td colspan="5"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Net of allowances of $4 (2024 &#8211; $3).</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Geographic segmentation of trading loans is based upon the location of the ultimate risk of the underlying asset.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Loans are primarily denominated in U.S. dollars.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">Includes $39 (2024 &#8211; $36) of investment property.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[5]</td>
<td style="vertical-align: top;" valign="top">Includes $52.8&#160;billion in mortgages guaranteed by Canada Mortgage Housing Corporation and federally backed privately insured mortgages.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[6]</td>
<td style="vertical-align: top;" valign="top">Includes $56.3&#160;billion in mortgages guaranteed by Canada Mortgage Housing Corporation and federally backed privately insured mortgages.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[7]</td>
<td style="vertical-align: top;" valign="top">Amounts for IRB exposures are reported gross of allowances and amounts for standardized exposures are reported net of allowances.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[8]</td>
<td style="vertical-align: top;" valign="top">Includes the Bank&#8217;s insurance subsidiaries&#8217; assets and all other assets which are not subject to credit and market risks.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AllowancesForCreditLosses">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Allowances for credit losses.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AllowancesForCreditLosses</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CashAndDepositsWithFinancialInstitutions">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Cash and deposits with financial institutions.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CashAndDepositsWithFinancialInstitutions</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CustomersLiabilityUnderAcceptances">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Customers liability under acceptances.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CustomersLiabilityUnderAcceptances</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InvestmentSecurities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Investment securities which is made up of non-trading debt and equity securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InvestmentSecurities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loans [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_LoansToBusinessAndGovernment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Loans to business and government.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_LoansToBusinessAndGovernment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_OtherAssetsIncludingDeferredTaxAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Other assets including deferred tax assets.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_OtherAssetsIncludingDeferredTaxAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PreciousMetals">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Precious metals.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PreciousMetals</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ResidentialMortgageLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Residential mortgage loans</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ResidentialMortgageLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingAssetsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading assets [abstract]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingAssetsAbstract</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingAssetsOther">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading assets other.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingAssetsOther</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TradingSecurities1">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Trading securities.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TradingSecurities1</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present economic resource controlled by the entity as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ConsumerLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of consumer loans made by the entity. [Refer: Loans to consumers [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 112<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_112_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ConsumerLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CreditCardLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of credit card loans made by the entity.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CreditCardLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DerivativeFinancialAssets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of financial assets classified as derivative instruments. [Refer: Financial assets; Derivatives [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DerivativeFinancialAssets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_IntangibleAssetsAndGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of intangible assets and goodwill held by the entity. [Refer: Goodwill; Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_IntangibleAssetsAndGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InvestmentAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of investments accounted for using the equity method. The equity method is a method of accounting whereby the investment is initially recognised at cost and adjusted thereafter for the post-acquisition change in the investor's share of net assets of the investee. The investor's profit or loss includes its share of the profit or loss of the investee. The investor's other comprehensive income includes its share of the other comprehensive income of the investee. [Refer: At cost [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 24<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_24_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph B16<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B16&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InvestmentAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_PropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of tangible assets that: (a) are held for use in the production or supply of goods or services, for rental to others, or for administrative purposes; and (b) are expected to be used during more than one period. Note that right-of-use assets are not included. [Contrast: Property, plant and equipment including right-of-use assets]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2024-01-01<br> -Paragraph 73<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=16&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_73_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 54<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_54_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_PropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of instruments purchased for resale in reverse repurchase agreements and cash collateral on securities borrowed. [Refer: Repurchase agreements and cash collateral on securities lent]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2009/role/commonPracticeRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfRisksAxis=ifrs-full_CreditRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfRisksAxis=ifrs-full_CreditRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_CreditRiskExposureDrawnNonRetailMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_CreditRiskExposureDrawnNonRetailMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_CreditRiskExposureDrawnRetailMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_CreditRiskExposureDrawnRetailMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_OtherCreditRiskExposureSecuritizationMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_OtherCreditRiskExposureSecuritizationMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_OtherCreditRiskExposureRepo-StyleTransactionsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_OtherCreditRiskExposureRepo-StyleTransactionsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_OtherCreditRiskExposureOver-The-CounterDerivativesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_OtherCreditRiskExposureOver-The-CounterDerivativesMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_OtherCreditRiskExposureEquityMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_OtherCreditRiskExposureEquityMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_OtherExposuresMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_OtherExposuresMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_OtherMarketRiskExposuresOthersMember</td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
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<DOCUMENT>
<TYPE>XML
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<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="1"><div style="width: 200px;"><strong>Financial Instruments - Risk Management - Summary of Subject to Market and Credit Risk With a Reconcilation (Parenthetical) (Detail) - CAD ($)<br> $ in Billions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsAbstract', window );"><strong>Disclosure of detailed information about financial instruments [abstract]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ResidentialMortgageGuaranteedLoans', window );">Residential mortgage guaranteed loans</a></td>
<td class="nump">$ 52.8<span></span>
</td>
<td class="nump">$ 56.3<span></span>
</td>
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<div style="display: none;">
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<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Residential mortgage guaranteed loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ResidentialMortgageGuaranteedLoans</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsAbstract">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- References</a><div><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsAbstract</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
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<td><strong> Balance Type:</strong></td>
<td>na</td>
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<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>266
<FILENAME>R214.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
<link rel="stylesheet" type="text/css" href="include/report.css">
<script type="text/javascript" src="Show.js">/* Do Not Remove This Comment */</script><script type="text/javascript">
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Financial Instruments - Risk Management - Summary of Cross Referencing of Internal Ratings to External Ratings (Detail)<br></strong></div></th>
<th class="th" colspan="2">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><sup>[1]</sup></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InvestmentGradeMember', window );">Investment grade [member] | Equivalent external rating standard and poors AA to A plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">95<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InvestmentGradeMember', window );">Investment grade [member] | Equivalent external rating standard and poors-A to-A minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">90<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InvestmentGradeMember', window );">Investment grade [member] | Equivalent external rating standard and poors BBB plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">87<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InvestmentGradeMember', window );">Investment grade [member] | Equivalent external rating standard and poors BBB [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">85<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InvestmentGradeMember', window );">Investment grade [member] | Equivalent external rating standard and poors BBB minus[member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">83<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalNonInvestmentGrade1Member', window );">Non investment grade [member] | Equivalent external rating standard and poors BB plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">80<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalNonInvestmentGrade1Member', window );">Non investment grade [member] | Equivalent external rating standard and poors BB [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">77<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalNonInvestmentGrade1Member', window );">Non investment grade [member] | Equivalent external rating standard and poors BB minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">75<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalNonInvestmentGrade1Member', window );">Non investment grade [member] | Equivalent external rating standard and poors-B plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">73<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalNonInvestmentGrade1Member', window );">Non investment grade [member] | Equivalent external rating standard and poors-B to-B minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">70<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalGradeWatchListMember', window );">Watch list [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">30<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalGradeWatchListMember', window );">Watch list [member] | Equivalent external rating standard and poors CCC plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">65<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalGradeWatchListMember', window );">Watch list [member] | Equivalent external rating standard and poors CCC [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">60<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalGradeWatchListMember', window );">Watch list [member] | Equivalent external rating standard and poors CCC- to CC [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">40<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalGradeDefaultMember', window );">Default [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">21<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Investment grade [member] | Equivalent external rating standard and poors AAA to AA plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">99<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.0565%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Investment grade [member] | Equivalent external rating standard and poors AA to A plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.0693%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Investment grade [member] | Equivalent external rating standard and poors-A to-A minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.0833%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Investment grade [member] | Equivalent external rating standard and poors BBB plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.1243%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Investment grade [member] | Equivalent external rating standard and poors BBB [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.1976%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Investment grade [member] | Equivalent external rating standard and poors BBB minus[member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.2743%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Non investment grade [member] | Equivalent external rating standard and poors BB plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.3806%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Non investment grade [member] | Equivalent external rating standard and poors BB [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.7061%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Non investment grade [member] | Equivalent external rating standard and poors BB minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">1.429%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Non investment grade [member] | Equivalent external rating standard and poors-B plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">2.4715%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Non investment grade [member] | Equivalent external rating standard and poors-B to-B minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">6.2065%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Watch list [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">100.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Watch list [member] | Equivalent external rating standard and poors CCC plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">15.9382%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Watch list [member] | Equivalent external rating standard and poors CCC [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">28.5499%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Watch list [member] | Equivalent external rating standard and poors CCC- to CC [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">48.3748%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Investment grade [member] | Equivalent external rating standard and poors AAA to AA plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="nump">98<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.00%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Investment grade [member] | Equivalent external rating standard and poors AA to A plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.0565%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Investment grade [member] | Equivalent external rating standard and poors-A to-A minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.0693%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Investment grade [member] | Equivalent external rating standard and poors BBB plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.0833%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Investment grade [member] | Equivalent external rating standard and poors BBB [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.1243%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Investment grade [member] | Equivalent external rating standard and poors BBB minus[member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.1976%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Non investment grade [member] | Equivalent external rating standard and poors BB plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.2743%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Non investment grade [member] | Equivalent external rating standard and poors BB [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.3806%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Non investment grade [member] | Equivalent external rating standard and poors BB minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">0.7061%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Non investment grade [member] | Equivalent external rating standard and poors-B plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">1.429%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Non investment grade [member] | Equivalent external rating standard and poors-B to-B minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">2.4715%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Watch list [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">48.3748%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Watch list [member] | Equivalent external rating standard and poors CCC plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">6.2065%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Watch list [member] | Equivalent external rating standard and poors CCC [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">15.9382%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Watch list [member] | Equivalent external rating standard and poors CCC- to CC [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="nump">28.5499%<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"><sup>[2]</sup></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingStandardAndPoorsDefaultMember', window );">Equivalent external rating standard and poors default [member] | Investment grade [member] | Equivalent external rating standard and poors AAA to AA plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">AAA&#160;to&#160;AA+<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingStandardAndPoorsDefaultMember', window );">Equivalent external rating standard and poors default [member] | Investment grade [member] | Equivalent external rating standard and poors AA to A plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">AA to A+<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingStandardAndPoorsDefaultMember', window );">Equivalent external rating standard and poors default [member] | Investment grade [member] | Equivalent external rating standard and poors-A to-A minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">A to A-<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingStandardAndPoorsDefaultMember', window );">Equivalent external rating standard and poors default [member] | Investment grade [member] | Equivalent external rating standard and poors BBB plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">BBB+<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingStandardAndPoorsDefaultMember', window );">Equivalent external rating standard and poors default [member] | Investment grade [member] | Equivalent external rating standard and poors BBB [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">BBB<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingStandardAndPoorsDefaultMember', window );">Equivalent external rating standard and poors default [member] | Investment grade [member] | Equivalent external rating standard and poors BBB minus[member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">BBB-<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingStandardAndPoorsDefaultMember', window );">Equivalent external rating standard and poors default [member] | Non investment grade [member] | Equivalent external rating standard and poors BB plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">BB+<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingStandardAndPoorsDefaultMember', window );">Equivalent external rating standard and poors default [member] | Non investment grade [member] | Equivalent external rating standard and poors BB [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">BB<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingStandardAndPoorsDefaultMember', window );">Equivalent external rating standard and poors default [member] | Non investment grade [member] | Equivalent external rating standard and poors BB minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">BB-<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingStandardAndPoorsDefaultMember', window );">Equivalent external rating standard and poors default [member] | Non investment grade [member] | Equivalent external rating standard and poors-B plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">B+<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingStandardAndPoorsDefaultMember', window );">Equivalent external rating standard and poors default [member] | Non investment grade [member] | Equivalent external rating standard and poors-B to-B minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">B to B-<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingStandardAndPoorsDefaultMember', window );">Equivalent external rating standard and poors default [member] | Watch list [member] | Equivalent external rating standard and poors CCC plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">CCC+<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingStandardAndPoorsDefaultMember', window );">Equivalent external rating standard and poors default [member] | Watch list [member] | Equivalent external rating standard and poors CCC [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">CCC<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingStandardAndPoorsDefaultMember', window );">Equivalent external rating standard and poors default [member] | Watch list [member] | Equivalent external rating standard and poors CCC- to CC [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">CCC- to CC<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingStandardAndPoorsDefaultMember', window );">Equivalent external rating standard and poors default [member] | Default [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">Default<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingMoodyDefaultMember', window );">Equivalent external rating Moody's default [member] | Investment grade [member] | Equivalent external rating standard and poors AAA to AA plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">Aaa&#160;to&#160;Aa1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingMoodyDefaultMember', window );">Equivalent external rating Moody's default [member] | Investment grade [member] | Equivalent external rating standard and poors AA to A plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">Aa2 to A1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingMoodyDefaultMember', window );">Equivalent external rating Moody's default [member] | Investment grade [member] | Equivalent external rating standard and poors-A to-A minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">A2 to A3<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingMoodyDefaultMember', window );">Equivalent external rating Moody's default [member] | Investment grade [member] | Equivalent external rating standard and poors BBB plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">Baa1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingMoodyDefaultMember', window );">Equivalent external rating Moody's default [member] | Investment grade [member] | Equivalent external rating standard and poors BBB [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">Baa2<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingMoodyDefaultMember', window );">Equivalent external rating Moody's default [member] | Investment grade [member] | Equivalent external rating standard and poors BBB minus[member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">Baa3<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingMoodyDefaultMember', window );">Equivalent external rating Moody's default [member] | Non investment grade [member] | Equivalent external rating standard and poors BB plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">Ba1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingMoodyDefaultMember', window );">Equivalent external rating Moody's default [member] | Non investment grade [member] | Equivalent external rating standard and poors BB [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">Ba2<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingMoodyDefaultMember', window );">Equivalent external rating Moody's default [member] | Non investment grade [member] | Equivalent external rating standard and poors BB minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">Ba3<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingMoodyDefaultMember', window );">Equivalent external rating Moody's default [member] | Non investment grade [member] | Equivalent external rating standard and poors-B plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">B1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingMoodyDefaultMember', window );">Equivalent external rating Moody's default [member] | Non investment grade [member] | Equivalent external rating standard and poors-B to-B minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">B2 to B3<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingMoodyDefaultMember', window );">Equivalent external rating Moody's default [member] | Watch list [member] | Equivalent external rating standard and poors CCC plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">Caa1<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingMoodyDefaultMember', window );">Equivalent external rating Moody's default [member] | Watch list [member] | Equivalent external rating standard and poors CCC [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">Caa2<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingMoodyDefaultMember', window );">Equivalent external rating Moody's default [member] | Watch list [member] | Equivalent external rating standard and poors CCC- to CC [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">Caa3 to Ca<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember', window );">Equivalent external rating Dominion Bond Rating Service default [member] | Investment grade [member] | Equivalent external rating standard and poors AAA to AA plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">AAA&#160;to&#160;AA&#160;(high)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember', window );">Equivalent external rating Dominion Bond Rating Service default [member] | Investment grade [member] | Equivalent external rating standard and poors AA to A plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">AA&#160;to&#160;A&#160;(high)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember', window );">Equivalent external rating Dominion Bond Rating Service default [member] | Investment grade [member] | Equivalent external rating standard and poors-A to-A minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">A&#160;to&#160;A&#160;(low)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember', window );">Equivalent external rating Dominion Bond Rating Service default [member] | Investment grade [member] | Equivalent external rating standard and poors BBB plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">BBB&#160;(high)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember', window );">Equivalent external rating Dominion Bond Rating Service default [member] | Investment grade [member] | Equivalent external rating standard and poors BBB [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">BBB<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember', window );">Equivalent external rating Dominion Bond Rating Service default [member] | Investment grade [member] | Equivalent external rating standard and poors BBB minus[member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">BBB (low)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember', window );">Equivalent external rating Dominion Bond Rating Service default [member] | Non investment grade [member] | Equivalent external rating standard and poors BB plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">BB (high)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember', window );">Equivalent external rating Dominion Bond Rating Service default [member] | Non investment grade [member] | Equivalent external rating standard and poors BB [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">BB<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember', window );">Equivalent external rating Dominion Bond Rating Service default [member] | Non investment grade [member] | Equivalent external rating standard and poors BB minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">BB (low)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember', window );">Equivalent external rating Dominion Bond Rating Service default [member] | Non investment grade [member] | Equivalent external rating standard and poors-B plus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">B (high)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProbabilityOfDefaultAxis=bns_EquivalentExternalRatingDominionBondRatingServiceDefaultMember', window );">Equivalent external rating Dominion Bond Rating Service default [member] | Non investment grade [member] | Equivalent external rating standard and poors-B to-B minus [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DescriptionOfCreditRating', window );">Description of rating</a></td>
<td class="text">B to B (low)<span></span>
</td>
<td class="fn" style="border-bottom: 0px;"></td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Applies to non-retail portfolio.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">PD Ranges as at October&#160;31, 2025. The Range does not include the upper boundary for the row.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DescriptionOfCreditRating">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Description of credit rating.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DescriptionOfCreditRating</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InternalGradeCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Internal grade code.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InternalGradeCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ProbabilityOfDefaultRangePercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Probability of default range percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ProbabilityOfDefaultRangePercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfInternalCreditExposuresLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=bns_InvestmentGradeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=bns_InvestmentGradeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsAaToAPlusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsAaToAPlusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsaToaMinusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsaToaMinusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsBbbPlusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsBbbPlusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=srt_StandardPoorsBBBRatingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=srt_StandardPoorsBBBRatingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsBbbMinusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsBbbMinusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=bns_InternalNonInvestmentGrade1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=bns_InternalNonInvestmentGrade1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsBbPlusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsBbPlusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=srt_StandardPoorsBBRatingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=srt_StandardPoorsBBRatingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsBbMinusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsBbMinusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsbPlusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsbPlusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsbTobMinusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsbTobMinusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=bns_InternalGradeWatchListMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=bns_InternalGradeWatchListMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsCccPlusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsCccPlusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=srt_StandardPoorsCCCRatingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=srt_StandardPoorsCCCRatingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=bns_InternalGradeDefaultMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=bns_InternalGradeDefaultMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember</td>
</tr>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Financial Instruments - Risk Management - Summary of Risk Categories of Borrower Internal Grades (Detail)<br> $ in Millions</strong></div></th>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>CAD ($)</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>CAD ($)</div>
</th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InvestmentGradeMember', window );">Investment grade [member] | Equivalent external rating standard and poors AA to A plus [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">95<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InvestmentGradeMember', window );">Investment grade [member] | Equivalent external rating standard and poors-A to-A minus [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">90<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InvestmentGradeMember', window );">Investment grade [member] | Equivalent external rating standard and poors BBB plus [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">87<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InvestmentGradeMember', window );">Investment grade [member] | Equivalent external rating standard and poors BBB [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">85<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InvestmentGradeMember', window );">Investment grade [member] | Equivalent external rating standard and poors BBB minus[member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">83<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalNonInvestmentGrade1Member', window );">Non investment grade [member] | Equivalent external rating standard and poors BB plus [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">80<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalNonInvestmentGrade1Member', window );">Non investment grade [member] | Equivalent external rating standard and poors BB [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">77<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalNonInvestmentGrade1Member', window );">Non investment grade [member] | Equivalent external rating standard and poors BB minus [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">75<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalNonInvestmentGrade1Member', window );">Non investment grade [member] | Equivalent external rating standard and poors-B plus [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">73<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalNonInvestmentGrade1Member', window );">Non investment grade [member] | Equivalent external rating standard and poors-B to-B minus [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">70<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalGradeWatchListMember', window );">Watch list [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">30<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalGradeWatchListMember', window );">Watch list [member] | Equivalent external rating standard and poors CCC plus [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">65<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalGradeWatchListMember', window );">Watch list [member] | Equivalent external rating standard and poors CCC [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">60<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalGradeWatchListMember', window );">Watch list [member] | Equivalent external rating standard and poors CCC- to CC [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">40<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_InternalCreditGradesAxis=bns_InternalGradeDefaultMember', window );">Default [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">21<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 443,258<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">87,081<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">147,788<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">678,127<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 673,106<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Excluding residential mortgages [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">392,413<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">87,081<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">147,788<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">627,282<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Excluding residential mortgages [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">619,787<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Government guaranteed residential mortgages [Member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[4]</sup></td>
<td class="nump">50,845<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[4]</sup></td>
<td class="nump">50,845<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Government guaranteed residential mortgages [Member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[4]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">53,319<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Investment grade [member] | Equivalent external rating standard and poors AAA to AA plus [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">144,086<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,557<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">39,788<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 185,431<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Investment grade [member] | Equivalent external rating standard and poors AAA to AA plus [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">174,122<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Investment grade [member] | Equivalent external rating standard and poors AA to A plus [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">95<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 36,203<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">13,422<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">30,882<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 80,507<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Investment grade [member] | Equivalent external rating standard and poors AA to A plus [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">71,282<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Investment grade [member] | Equivalent external rating standard and poors-A to-A minus [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">90<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 15,314<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">12,067<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">28,875<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 56,256<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Investment grade [member] | Equivalent external rating standard and poors-A to-A minus [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">49,596<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Investment grade [member] | Equivalent external rating standard and poors BBB plus [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">87<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 26,472<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">13,771<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">16,458<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 56,701<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Investment grade [member] | Equivalent external rating standard and poors BBB plus [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">63,699<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Investment grade [member] | Equivalent external rating standard and poors BBB [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">85<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 25,166<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">10,987<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">8,758<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 44,911<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Investment grade [member] | Equivalent external rating standard and poors BBB [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">49,980<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Investment grade [member] | Equivalent external rating standard and poors BBB minus[member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">83<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 43,384<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">11,155<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">5,924<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 60,463<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Investment grade [member] | Equivalent external rating standard and poors BBB minus[member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">69,342<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Non investment grade [member] | Equivalent external rating standard and poors BB plus [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">80<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 39,476<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">10,262<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">5,810<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 55,548<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Non investment grade [member] | Equivalent external rating standard and poors BB plus [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">54,770<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Non investment grade [member] | Equivalent external rating standard and poors BB [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">77<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 25,637<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">6,542<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">4,824<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 37,003<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Non investment grade [member] | Equivalent external rating standard and poors BB [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">40,729<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Non investment grade [member] | Equivalent external rating standard and poors BB minus [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">75<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 20,174<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">4,373<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">4,556<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 29,103<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Non investment grade [member] | Equivalent external rating standard and poors BB minus [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">27,324<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Non investment grade [member] | Equivalent external rating standard and poors-B plus [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">73<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 7,913<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,464<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">756<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 10,133<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Non investment grade [member] | Equivalent external rating standard and poors-B plus [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10,140<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Non investment grade [member] | Equivalent external rating standard and poors-B to-B minus [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">70<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 4,137<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">1,216<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">707<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 6,060<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Non investment grade [member] | Equivalent external rating standard and poors-B to-B minus [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,791<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Watch list [member] | Equivalent external rating standard and poors CCC plus [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">65<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 907<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">60<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">43<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 1,010<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Watch list [member] | Equivalent external rating standard and poors CCC plus [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,592<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Watch list [member] | Equivalent external rating standard and poors CCC [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">60<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 876<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">109<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">171<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 1,156<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Watch list [member] | Equivalent external rating standard and poors CCC [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">986<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Watch list [member] | Equivalent external rating standard and poors CCC- to CC [Member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">40<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 910<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">75<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">134<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 1,119<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Watch list [member] | Equivalent external rating standard and poors CCC- to CC [Member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">889<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Watch list [member] | Equivalent external rating standard and poors default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">30<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 276<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">9<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 287<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Watch list [member] | Equivalent external rating standard and poors default [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">232<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">21<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultDrawnAmount', window );">Credit risk exposure at default drawn</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 1,482<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount', window );">Credit risk exposure at default undrawn commitments</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">12<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount', window );">Credit risk exposure at default other exposure</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2],[3]</sup></td>
<td class="nump">100<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">$ 1,594<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | IRB portfolio [member] | Default [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,313<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Investment grade [member] | Equivalent external rating standard and poors AAA to AA plus [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">99<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Non retail [member] | IRB portfolio [member] | Investment grade [member] | Equivalent external rating standard and poors AAA to AA plus [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">99<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Investment grade [member] | Equivalent external rating standard and poors AAA to AA plus [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">98<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember', window );">Bottom of range [member] | Non retail [member] | IRB portfolio [member] | Investment grade [member] | Equivalent external rating standard and poors AAA to AA plus [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems', window );"><strong>Disclosure of internal credit grades [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_InternalGradeCode', window );">Internal grade rating</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[2]</sup></td>
<td class="nump">98<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Applies to non-retail portfolio.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">After credit risk mitigation.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">Includes off-balance sheet lending instruments such as letters of credit, letters of guarantees, securitizations, derivatives and repo-style transactions (reverse repurchase agreements, repurchase agreements and securities lending and borrowing), net of related collateral.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[4]</td>
<td style="vertical-align: top;" valign="top">These exposures are classified as sovereign exposures and are included in the non-retail category.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit risk exposure at default amount excludes loss protection.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRiskExposureAtDefaultAmountExcludesLossProtection</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditRiskExposureAtDefaultDrawnAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit risk exposure at default drawn amount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRiskExposureAtDefaultDrawnAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditRiskExposureAtDefaultOtherExposuresAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit risk exposure at default other exposures amount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRiskExposureAtDefaultOtherExposuresAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit risk exposure at default undrawn commitments amount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRiskExposureAtDefaultUndrawnCommitmentsAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_InternalGradeCode">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Internal grade code.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_InternalGradeCode</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfInternalCreditExposuresLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfInternalCreditExposuresLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=bns_InvestmentGradeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=bns_InvestmentGradeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsAaToAPlusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsAaToAPlusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsaToaMinusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsaToaMinusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsBbbPlusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsBbbPlusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=srt_StandardPoorsBBBRatingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=srt_StandardPoorsBBBRatingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsBbbMinusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsBbbMinusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_InternalCreditGradesAxis=bns_InternalNonInvestmentGrade1Member">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_InternalCreditGradesAxis=bns_InternalNonInvestmentGrade1Member</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsBbPlusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsBbPlusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=srt_StandardPoorsBBRatingMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=srt_StandardPoorsBBRatingMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsBbMinusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsBbMinusMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ExternalCreditGradesAxis=bns_EquivalentExternalRatingStandardAndPoorsbPlusMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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</DOCUMENT>
<DOCUMENT>
<TYPE>XML
<SEQUENCE>268
<FILENAME>R216.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
<TEXT>
<html>
<head>
<title></title>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="2"><div style="width: 200px;"><strong>Financial Instruments - Risk Management - Additional Information (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue', window );">Market value of collateral accepted</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">$ 482,186<span></span>
</td>
<td class="nump">$ 429,736<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AssetsAcquiredInExchangeOfLoans', window );">Assets acquired in exchange of loans</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">221<span></span>
</td>
<td class="nump">312<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_ReverseRepurchaseAgreementsMember', window );">Reverse repurchase agreements [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue', window );">Market value of collateral accepted</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">409,000<span></span>
</td>
<td class="nump">359,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_BorrowingsByNameAxis=bns_StandardSecuritiesBorrowingAgreementsMember', window );">Standard securities borrowing agreements [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue', window );">Market value of collateral accepted</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">350,000<span></span>
</td>
<td class="nump">300,000<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AssetsNotSoldOrRepledgedAsCollateralAtFairValue', window );">Collateral not sold or re-pledged</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 67,000<span></span>
</td>
<td class="nump">60,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfResidentialMortgagePortfolioInsured', window );">Percentage of residential mortgage portfolio insured</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">23.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageOfResidentialMortgagePortfolioUninsuredToAverageLoanValue', window );">Percentage of residential mortgage portfolio uninsured to average loan value</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">54.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Standardized portfolio [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 130,000<span></span>
</td>
<td class="nump">127,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Standardized portfolio [member] | Real estate secured [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">67,000<span></span>
</td>
<td class="nump">64,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_NonRetailMember', window );">Non retail [member] | Standardized portfolio [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Credit risk exposure default amount</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">$ 105,000<span></span>
</td>
<td class="nump">$ 93,000<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember', window );">Top of range [member] | Retail [member] | Standardized portfolio [member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_SecuredMortgagedLoansToValueRatio', window );">Secured mortgage loans to value ratio</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="nump">80.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%"><tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Includes assets that have been received from counterparties through normal course of business in securities financing and derivative transactions.</td>
</tr></table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AssetsAcquiredInExchangeOfLoans">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Assets acquired in exchange of loans.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AssetsAcquiredInExchangeOfLoans</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AssetsNotSoldOrRepledgedAsCollateralAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Assets not sold or repledged as collateral at fair value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AssetsNotSoldOrRepledgedAsCollateralAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditRiskExposureAtDefaultAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit risk exposure at default amount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRiskExposureAtDefaultAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PercentageOfResidentialMortgagePortfolioInsured">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of residential mortgage portfolio insured.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PercentageOfResidentialMortgagePortfolioInsured</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PercentageOfResidentialMortgagePortfolioUninsuredToAverageLoanValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage of residential mortgage portfolio uninsured to average loan value.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PercentageOfResidentialMortgagePortfolioUninsuredToAverageLoanValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_SecuredMortgagedLoansToValueRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Secured mortgaged loans to value ratio.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_SecuredMortgagedLoansToValueRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The fair value of collateral sold or repledged that was permitted to be sold or repledged in the absence of default by the owner of the collateral. [Refer: At fair value [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 15<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_15_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsSoldOrRepledgedAsCollateralAtFairValue</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsByNameAxis=bns_ReverseRepurchaseAgreementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=bns_ReverseRepurchaseAgreementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_BorrowingsByNameAxis=bns_StandardSecuritiesBorrowingAgreementsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_BorrowingsByNameAxis=bns_StandardSecuritiesBorrowingAgreementsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CounterpartiesAxis=bns_RetailMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
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<td><strong> Name:</strong></td>
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<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_AdvancedInternalRatingsBasedPortfolioMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_StandardizedPortfolioMember</td>
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<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<td><strong> Data Type:</strong></td>
<td>na</td>
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<td><strong> Balance Type:</strong></td>
<td></td>
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<td><strong> Period Type:</strong></td>
<td></td>
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<td style="white-space:nowrap;">ifrs-full_CounterpartiesAxis=bns_NonRetailMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="2" rowspan="1"><div style="width: 200px;"><strong>Financial Instruments - Risk Management - Summary of Risk Categories of Borrower by Probability Of default (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
<th class="th"><div>Oct. 31, 2024</div></th>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BankingNormsAxis=bns_BaselThreeNormsMember', window );">Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,305,445<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_BankingNormsAxis=bns_RevisedBaselThreeNormsMember', window );">Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[2]</sup></td>
<td class="nump">$ 1,356,328<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">539,431<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="nump">573,162<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">412,645<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">442,940<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | Exceptionally low probability of default [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">145,243<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | Exceptionally low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">163,826<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | Very low probability of default [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">148,919<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | Very low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">157,873<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | Low probability of default [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">79,011<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | Low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">75,439<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | Medium low probability of default [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">25,478<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | Medium low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">31,463<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | Medium probability of default [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">7,524<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | Medium probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">5,409<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | High probability of default [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">3,232<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | High probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">6,419<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | Extremely high probability of default [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">2,263<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | Extremely high probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">$ 1,298<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | Default [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">975<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | AIRB portfolio [member] | Default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">100.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">$ 1,213<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Bottom of range [member] | AIRB portfolio [member] | Exceptionally low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">0.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Bottom of range [member] | AIRB portfolio [member] | Very low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">0.0501%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Bottom of range [member] | AIRB portfolio [member] | Low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">0.20%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Bottom of range [member] | AIRB portfolio [member] | Medium low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">1.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Bottom of range [member] | AIRB portfolio [member] | Medium probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">3.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Bottom of range [member] | AIRB portfolio [member] | High probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Bottom of range [member] | AIRB portfolio [member] | Extremely high probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">20.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Top of range [member] | AIRB portfolio [member] | Exceptionally low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">0.05%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Top of range [member] | AIRB portfolio [member] | Very low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">0.1999%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Top of range [member] | AIRB portfolio [member] | Low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">0.9999%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Top of range [member] | AIRB portfolio [member] | Medium low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">2.9999%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Top of range [member] | AIRB portfolio [member] | Medium probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">9.9999%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Top of range [member] | AIRB portfolio [member] | High probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">19.9999%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CounterpartiesAxis=bns_RetailMember', window );">Retail [member] | Top of range [member] | AIRB portfolio [member] | Extremely high probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProbabilityOfDefaultRangePercentage', window );">Probability of default range percentage</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">99.9999%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredMortgagesMember', window );">Real estate secured mortgages [member] | Retail [member] | AIRB portfolio [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">$ 244,737<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredMortgagesMember', window );">Real estate secured mortgages [member] | Retail [member] | AIRB portfolio [member] | Exceptionally low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">89,983<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredMortgagesMember', window );">Real estate secured mortgages [member] | Retail [member] | AIRB portfolio [member] | Very low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">95,370<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredMortgagesMember', window );">Real estate secured mortgages [member] | Retail [member] | AIRB portfolio [member] | Low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">43,971<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredMortgagesMember', window );">Real estate secured mortgages [member] | Retail [member] | AIRB portfolio [member] | Medium low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">11,436<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredMortgagesMember', window );">Real estate secured mortgages [member] | Retail [member] | AIRB portfolio [member] | Medium probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">7<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredMortgagesMember', window );">Real estate secured mortgages [member] | Retail [member] | AIRB portfolio [member] | High probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">3,177<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredMortgagesMember', window );">Real estate secured mortgages [member] | Retail [member] | AIRB portfolio [member] | Extremely high probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredMortgagesMember', window );">Real estate secured mortgages [member] | Retail [member] | AIRB portfolio [member] | Default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">791<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredHomeEquityLineOfCreditMember', window );">Real estate secured home equity line of credit [member] | Retail [member] | AIRB portfolio [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">83,604<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredHomeEquityLineOfCreditMember', window );">Real estate secured home equity line of credit [member] | Retail [member] | AIRB portfolio [member] | Exceptionally low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">57,130<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredHomeEquityLineOfCreditMember', window );">Real estate secured home equity line of credit [member] | Retail [member] | AIRB portfolio [member] | Very low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">19,900<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredHomeEquityLineOfCreditMember', window );">Real estate secured home equity line of credit [member] | Retail [member] | AIRB portfolio [member] | Medium low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">5,509<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredHomeEquityLineOfCreditMember', window );">Real estate secured home equity line of credit [member] | Retail [member] | AIRB portfolio [member] | High probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">938<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredHomeEquityLineOfCreditMember', window );">Real estate secured home equity line of credit [member] | Retail [member] | AIRB portfolio [member] | Default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">127<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_QualifyingRevolvingMember', window );">Qualifying revolving [member] | Retail [member] | AIRB portfolio [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">67,585<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_QualifyingRevolvingMember', window );">Qualifying revolving [member] | Retail [member] | AIRB portfolio [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">82,305<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_QualifyingRevolvingMember', window );">Qualifying revolving [member] | Retail [member] | AIRB portfolio [member] | Exceptionally low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">15,921<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_QualifyingRevolvingMember', window );">Qualifying revolving [member] | Retail [member] | AIRB portfolio [member] | Very low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">36,811<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_QualifyingRevolvingMember', window );">Qualifying revolving [member] | Retail [member] | AIRB portfolio [member] | Low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">14,536<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_QualifyingRevolvingMember', window );">Qualifying revolving [member] | Retail [member] | AIRB portfolio [member] | Medium low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">9,715<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_QualifyingRevolvingMember', window );">Qualifying revolving [member] | Retail [member] | AIRB portfolio [member] | Medium probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">2,719<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_QualifyingRevolvingMember', window );">Qualifying revolving [member] | Retail [member] | AIRB portfolio [member] | High probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">1,690<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_QualifyingRevolvingMember', window );">Qualifying revolving [member] | Retail [member] | AIRB portfolio [member] | Extremely high probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">785<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_QualifyingRevolvingMember', window );">Qualifying revolving [member] | Retail [member] | AIRB portfolio [member] | Default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">128<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_OtherRetailMember', window );">Other retail [member] | Retail [member] | AIRB portfolio [member] | Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1]</sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 38,665<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_OtherRetailMember', window );">Other retail [member] | Retail [member] | AIRB portfolio [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CreditRiskExposureAtDefaultAmount', window );">Total</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[1],[3]</sup></td>
<td class="nump">32,294<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_OtherRetailMember', window );">Other retail [member] | Retail [member] | AIRB portfolio [member] | Exceptionally low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">792<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_OtherRetailMember', window );">Other retail [member] | Retail [member] | AIRB portfolio [member] | Very low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">5,792<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_OtherRetailMember', window );">Other retail [member] | Retail [member] | AIRB portfolio [member] | Low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">16,932<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_OtherRetailMember', window );">Other retail [member] | Retail [member] | AIRB portfolio [member] | Medium low probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">4,803<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_OtherRetailMember', window );">Other retail [member] | Retail [member] | AIRB portfolio [member] | Medium probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">2,683<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_OtherRetailMember', window );">Other retail [member] | Retail [member] | AIRB portfolio [member] | High probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">614<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_OtherRetailMember', window );">Other retail [member] | Retail [member] | AIRB portfolio [member] | Extremely high probability of default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">511<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_OtherRetailMember', window );">Other retail [member] | Retail [member] | AIRB portfolio [member] | Default [member] | Revised Basel Three Norms [Member]</a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems', window );"><strong>Disclosure of detailed information about financial instruments [line items]</strong></a></td>
<td class="th" style="border-bottom: 0px;"><sup></sup></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DefaultExposure', window );">Exposure at default</a></td>
<td class="th" style="border-bottom: 0px;"><sup>[3]</sup></td>
<td class="nump">$ 167<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr><td colspan="3"></td></tr>
<tr><td colspan="3"><table class="outerFootnotes" width="100%">
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[1]</td>
<td style="vertical-align: top;" valign="top">Exposure at default is presented after credit risk mitigation. Exposures exclude equity securities and other assets. Portfolios under the Standardized Approach are reported net of specific allowances for credit losses and net of collateral amounts treated under the Comprehensive Approach.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[2]</td>
<td style="vertical-align: top;" valign="top">Geographic segmentation is based upon the location of the ultimate risk of the credit exposure.</td>
</tr>
<tr class="outerFootnote">
<td style="vertical-align: top; width: 12pt;" valign="top">[3]</td>
<td style="vertical-align: top;" valign="top">After credit risk mitigation.</td>
</tr>
</table></td></tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CreditRiskExposureAtDefaultAmount">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Credit risk exposure at default amount.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CreditRiskExposureAtDefaultAmount</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DefaultExposure">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Default exposure.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DefaultExposure</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ProbabilityOfDefaultRangePercentage">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Probability of default range percentage.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ProbabilityOfDefaultRangePercentage</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfFinancialInstrumentsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfFinancialInstrumentsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_BankingNormsAxis=bns_BaselThreeNormsMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_BankingNormsAxis=bns_BaselThreeNormsMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_BankingNormsAxis=bns_RevisedBaselThreeNormsMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CounterpartiesAxis=bns_RetailMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CounterpartiesAxis=bns_RetailMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_TypesOfFinancialAssetsAxis=bns_AdvancedInternalRatingsBasedPortfolioMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_TypesOfFinancialAssetsAxis=bns_AdvancedInternalRatingsBasedPortfolioMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProbabilityOfDefaultAxis=bns_ExceptionallyLowProbabilityOfDefaultMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProbabilityOfDefaultAxis=bns_ExceptionallyLowProbabilityOfDefaultMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProbabilityOfDefaultAxis=bns_VeryLowProbabilityOfDefaultMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProbabilityOfDefaultAxis=bns_VeryLowProbabilityOfDefaultMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
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<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProbabilityOfDefaultAxis=bns_LowProbabilityOfDefaultMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProbabilityOfDefaultAxis=bns_LowProbabilityOfDefaultMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProbabilityOfDefaultAxis=bns_MediumLowProbabilityOfDefaultMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProbabilityOfDefaultAxis=bns_MediumLowProbabilityOfDefaultMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProbabilityOfDefaultAxis=bns_MediumProbabilityOfDefaultMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProbabilityOfDefaultAxis=bns_MediumProbabilityOfDefaultMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProbabilityOfDefaultAxis=bns_HighProbabilityOfDefaultMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProbabilityOfDefaultAxis=bns_HighProbabilityOfDefaultMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
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<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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</div></td></tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProbabilityOfDefaultAxis=bns_ExtremelyHighProbabilityOfDefaultMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProbabilityOfDefaultAxis=bns_ExtremelyHighProbabilityOfDefaultMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProbabilityOfDefaultAxis=bns_DefaultMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProbabilityOfDefaultAxis=bns_DefaultMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
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</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_BottomOfRangeMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Data Type:</strong></td>
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<td><strong> Period Type:</strong></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Data Type:</strong></td>
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<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
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<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredMortgagesMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredMortgagesMember</td>
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<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<td><strong> Balance Type:</strong></td>
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<tr>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_RealEstateSecuredHomeEquityLineOfCreditMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_QualifyingRevolvingMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ClassesOfFinancialInstrumentsAxis=bns_OtherRetailMember</td>
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<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
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<tr>
<td><strong> Period Type:</strong></td>
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<DOCUMENT>
<TYPE>XML
<SEQUENCE>270
<FILENAME>R218.htm
<DESCRIPTION>IDEA: XBRL DOCUMENT
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Acquisitions and Divestitures - Additional Information (Detail)<br> $ / shares in Units, shares in Millions, $ in Millions, $ in Billions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="2"></th>
<th class="th" colspan="2">3 Months Ended</th>
<th class="th" colspan="2">12 Months Ended</th>
<th class="th" colspan="1"></th>
</tr>
<tr>
<th class="th">
<div>Jan. 06, 2025 </div>
<div>CAD ($)</div>
</th>
<th class="th">
<div>Dec. 27, 2024 </div>
<div>CAD ($) </div>
<div>shares</div>
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<th class="th">
<div>Dec. 27, 2024 </div>
<div>USD ($) </div>
<div>$ / shares </div>
<div>shares</div>
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<th class="th">
<div>Jan. 31, 2026 </div>
<div>CAD ($)</div>
</th>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>CAD ($)</div>
</th>
<th class="th">
<div>Oct. 31, 2025 </div>
<div>CAD ($)</div>
</th>
<th class="th">
<div>Oct. 31, 2024 </div>
<div>CAD ($)</div>
</th>
<th class="th">
<div>Feb. 28, 2025 </div>
<div>CAD ($)</div>
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<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure of detailed information about business combination [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
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<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill', window );">Impairment loss on goodwill</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_TotalImpairmentLossAfterTax', window );">Total Impairment Loss After Tax</a></td>
<td class="text">&#160;<span></span>
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<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,342<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NonInterestIncomeCredit', window );">Non Interest Income Credit</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">45<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 1,371,455<span></span>
</td>
<td class="nump">1,371,455<span></span>
</td>
<td class="nump">$ 1,327,951<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,460,042<span></span>
</td>
<td class="nump">1,460,042<span></span>
</td>
<td class="nump">1,412,027<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill', window );">Impairment loss on intangible assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="nump">0<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax', window );">Share of other comprehensive income of associates and joint ventures accounted for using equity method that will be reclassified to profit or loss, net of tax</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">176<span></span>
</td>
<td class="num">(1)<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">Share of profit (loss) of associates and joint ventures accounted for using equity method</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">608<span></span>
</td>
<td class="nump">198<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_DivestituresAxis=bns_CrediscotiaFinancieraSaMember', window );">CrediScotia Financiera SA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure of detailed information about business combination [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 726<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_ColombiaCostaRicaAndPanamaMember', window );">Colombia, Costa Rica and Panama [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure of detailed information about business combination [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill', window );">Impairment loss on goodwill</a></td>
<td class="nump">$ 589<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax', window );">Gains (losses) on exchange differences on translation of foreign operations, net of tax</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">249<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 985<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ReversalOfImpairmentLoss', window );">Reversal of impairment loss</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">1,422<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill', window );">Impairment loss on intangible assets</a></td>
<td class="nump">151<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment', window );">Impairment loss recognised in profit or loss, property, plant and equipment</a></td>
<td class="nump">$ 290<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProportionOfOwnershipInterestInCommonShare', window );">Proportion of ownership interest in common share</a></td>
<td class="nump">14.99%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestInAssociate', window );">Proportion of ownership interest in associate</a></td>
<td class="nump">20.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageInTheTierOneRatio', window );">Percentage in the tier one ratio</a></td>
<td class="nump">0.0013<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AfterTaxImpairmentLossOnDisposalOfBusiness', window );">After tax impairment loss on disposal of business</a></td>
<td class="nump">$ 1,355<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ImpairmentLoss', window );">Impairment losses</a></td>
<td class="nump">$ 1,362<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GeographicalAreasAxis=bns_ColombiaCostaRicaAndPanamaMember', window );">Colombia, Costa Rica and Panama [Member] | Assets and liabilities classified as held for sale [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure of detailed information about business combination [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Liabilities', window );">Total liabilities</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">22,000<span></span>
</td>
<td class="nump">22,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_Assets', window );">Total assets</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">24,000<span></span>
</td>
<td class="nump">24,000<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=bns_OtherSegmentMember', window );">Other Segment [Member] | CrediScotia Financiera SA [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure of detailed information about business combination [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">Share of profit (loss) of associates and joint ventures accounted for using equity method</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">12<span></span>
</td>
<td class="nump">102<span></span>
</td>
<td class="nump">$ 90<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SegmentsAxis=bns_OtherSegmentMember', window );">Other Segment [Member] | Colombia, Costa Rica and Panama [Member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure of detailed information about business combination [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax', window );">Gains (losses) on exchange differences on translation of foreign operations, net of tax</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 300<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_KeycorpMember', window );">KeyCorp [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure of detailed information about business combination [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax', window );">Share of other comprehensive income of associates and joint ventures accounted for using equity method that will be reclassified to profit or loss, net of tax</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">111<span></span>
</td>
<td class="nump">338<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod', window );">Share of profit (loss) of associates and joint ventures accounted for using equity method</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 117<span></span>
</td>
<td class="nump">$ 362<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_CarryingAmountOfInvestmentInAssociates', window );">Carrying Amount of Investment In Associates</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 4,100<span></span>
</td>
<td class="nump">$ 2.8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdditionalInvestmentRecognizedGainLossInNoninterestIncome', window );">Additional investment recognized gain (loss) in non-interest income | $ / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 17.2<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013', window );">Cash and cash equivalents in subsidiary or businesses acquired or disposed</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 4,100<span></span>
</td>
<td class="nump">$ 2.8<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_NumberOfCommonShareAcquiredForOwnership', window );">Number of Common Share Acquired for Ownership | shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">163<span></span>
</td>
<td class="nump">163<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ParValuePerShare', window );">Par value per share | $ / shares</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">$ 17.17<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_ProportionOfInitialInvestmentToBeAcquiredInAssociates', window );">Proportion of Initial Investment To Be Acquired In Associates</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">4.90%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_AdditionalProportionOfInvestmentToBeAcquiredInAssociates', window );">Additional proportion of investment to be acquired in associates</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">10.00%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestInAssociate', window );">Proportion of ownership interest in associate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">14.90%<span></span>
</td>
<td class="nump">14.90%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl custom" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_bns_PercentageInTheTierOneRatio', window );">Percentage in the tier one ratio</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">0.0049<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="rh">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_KeycorpMember', window );">KeyCorp [member] | Top of range [member]</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="ro">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems', window );"><strong>Disclosure of detailed information about business combination [line items]</strong></a></td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
<tr class="re">
<td class="pl" style="border-bottom: 0px;" valign="top"><a class="a" href="javascript:void(0);" onclick="Show.showAR( this, 'defref_ifrs-full_ProportionOfOwnershipInterestInAssociate', window );">Proportion of ownership interest in associate</a></td>
<td class="text">&#160;<span></span>
</td>
<td class="nump">14.90%<span></span>
</td>
<td class="nump">14.90%<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
<td class="text">&#160;<span></span>
</td>
</tr>
</table>
<div style="display: none;">
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AdditionalInvestmentRecognizedGainLossInNoninterestIncome">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Additional investment recognized gain (loss) in non-interest income</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AdditionalInvestmentRecognizedGainLossInNoninterestIncome</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AdditionalProportionOfInvestmentToBeAcquiredInAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Additional proportion of investment to be acquired in associates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AdditionalProportionOfInvestmentToBeAcquiredInAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_AfterTaxImpairmentLossOnDisposalOfBusiness">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>After tax impairment loss on disposal of business.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_AfterTaxImpairmentLossOnDisposalOfBusiness</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_CarryingAmountOfInvestmentInAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Carrying Amount Of Investment In Associates</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_CarryingAmountOfInvestmentInAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NonInterestIncomeCredit">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Non interest income credit.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NonInterestIncomeCredit</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_NumberOfCommonShareAcquiredForOwnership">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>NumberOfCommonShareAcquiredForOwnership</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_NumberOfCommonShareAcquiredForOwnership</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:sharesItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_PercentageInTheTierOneRatio">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Percentage in the tier one ratio.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_PercentageInTheTierOneRatio</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:decimalItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ProportionOfInitialInvestmentToBeAcquiredInAssociates">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Proportion of initial investment to be acquired in associates.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ProportionOfInitialInvestmentToBeAcquiredInAssociates</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_ProportionOfOwnershipInterestInCommonShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Proportion of ownership interest in common share</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_ProportionOfOwnershipInterestInCommonShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-types:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_TotalImpairmentLossAfterTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Total impairment loss after tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_TotalImpairmentLossAfterTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>bns_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Assets">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present economic resource controlled by the entity as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Assets</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of cash and cash equivalents in subsidiaries or other businesses over which control is obtained or lost. [Refer: Total for all subsidiaries [member]; Cash and cash equivalents]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 7<br> -IssueDate 2024-01-01<br> -Paragraph 40<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=7&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_40_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_DisclosureOfBusinessCombinationsLineItems">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Line items represent concepts included in a table. These concepts are used to disclose reportable information associated with members defined in one or many axes of the table.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_DisclosureOfBusinessCombinationsLineItems</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:stringItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The gains (losses) recognised in other comprehensive income on exchange differences on the translation of financial statements of foreign operations, net of tax, before reclassification adjustments. [Refer: Other comprehensive income]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GainsLossesOnExchangeDifferencesOnTranslationNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount recognised as a reduction of the carrying amount of an asset or cash-generating unit to its recoverable amount. [Refer: Carrying amount [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 130<br> -Subparagraph d<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_130_d_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 130<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_130_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>debit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of impairment loss recognised in profit or loss for goodwill. [Refer: Impairment loss recognised in profit or loss; Goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 3<br> -IssueDate 2024-01-01<br> -Paragraph B67<br> -Subparagraph d<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=3&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_B67_d_v&amp;doctype=Appendix&amp;subtype=B<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentLossRecognisedInProfitOrLossGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of impairment loss recognised in profit or loss for intangible assets other than goodwill. [Refer: Impairment loss recognised in profit or loss; Intangible assets other than goodwill]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 38<br> -IssueDate 2024-01-01<br> -Paragraph 118<br> -Subparagraph e<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=38&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_118_e_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of impairment loss recognised in profit or loss for property, plant and equipment. [Refer: Impairment loss recognised in profit or loss; Property, plant and equipment]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 16<br> -IssueDate 2024-01-01<br> -Paragraph 73<br> -Subparagraph e<br> -Clause v<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=16&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_73_e_v&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 98<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_98_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_Liabilities">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount of a present obligation of the entity to transfer an economic resource as a result of past events. Economic resource is a right that has the potential to produce economic benefits.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph d<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_d&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 4: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 5: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 13<br> -IssueDate 2024-01-01<br> -Paragraph 93<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=13&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_93_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 6: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 55<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_55&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_Liabilities</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ParValuePerShare">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The nominal value per share.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 79<br> -Subparagraph a<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_79_a_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ParValuePerShare</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:perShareItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>instant</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ProportionOfOwnershipInterestInAssociate">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The proportion of ownership interest in an associate attributable to the entity. [Refer: Total for all associates [member]]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 17<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_17_b_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 27<br> -IssueDate 2024-01-01<br> -Paragraph 16<br> -Subparagraph b<br> -Clause iii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=27&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_16_b_iii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 12<br> -IssueDate 2024-01-01<br> -Paragraph 21<br> -Subparagraph a<br> -Clause iv<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=12&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_21_a_iv&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ProportionOfOwnershipInterestInAssociate</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>dtr-2022:percentItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ReversalOfImpairmentLoss">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The amount recognised as an increase of the carrying amount of an asset or cash-generating unit to its recoverable amount when an impairment loss had been previously recognised. [Refer: Impairment loss]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 130<br> -Subparagraph d<br> -Clause ii<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_130_d_ii&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 36<br> -IssueDate 2024-01-01<br> -Paragraph 130<br> -Subparagraph b<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=36&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_130_b&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ReversalOfImpairmentLoss</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>Share of the other comprehensive income of associates and joint ventures accounted for using the equity method that will be reclassified to profit or loss, net of tax.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82A<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82A&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Definition</a><div><p>The entity's share of the profit (loss) of associates and joint ventures accounted for using the equity method. [Refer: Total for all associates [member]; Investments accounted for using equity method; Total for all joint ventures [member]; Profit (loss)]</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 28<br> -Subparagraph e<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_28_e&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 2: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IFRS<br> -Number 8<br> -IssueDate 2024-01-01<br> -Paragraph 23<br> -Subparagraph g<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IFRS&amp;num=8&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_23_g&amp;doctype=Standard<br> -URIDate 2024-03-27<br><br>Reference 3: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 82<br> -Subparagraph c<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_82_c&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td>ifrs-full_</td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>xbrli:monetaryItemType</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td>credit</td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td>duration</td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_bns_DivestituresAxis=bns_CrediscotiaFinancieraSaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">bns_DivestituresAxis=bns_CrediscotiaFinancieraSaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_GeographicalAreasAxis=bns_ColombiaCostaRicaAndPanamaMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_GeographicalAreasAxis=bns_ColombiaCostaRicaAndPanamaMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis=ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleAxis=ifrs-full_AssetsAndLiabilitiesClassifiedAsHeldForSaleMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SegmentsAxis=bns_OtherSegmentMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SegmentsAxis=bns_OtherSegmentMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_KeycorpMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_SignificantInvestmentsInSubsidiariesAxis=bns_KeycorpMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
<table border="0" cellpadding="0" cellspacing="0" class="authRefData" style="display: none;" id="defref_ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember">
<tr><td class="hide"><a style="color: white;" href="javascript:void(0);" onclick="Show.hideAR();">X</a></td></tr>
<tr><td><div class="body" style="padding: 2px;">
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">- Details</a><div><table border="0" cellpadding="0" cellspacing="0">
<tr>
<td><strong> Name:</strong></td>
<td style="white-space:nowrap;">ifrs-full_RangeAxis=ifrs-full_TopOfRangeMember</td>
</tr>
<tr>
<td style="padding-right: 4px;white-space:nowrap;"><strong> Namespace Prefix:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Data Type:</strong></td>
<td>na</td>
</tr>
<tr>
<td><strong> Balance Type:</strong></td>
<td></td>
</tr>
<tr>
<td><strong> Period Type:</strong></td>
<td></td>
</tr>
</table></div>
</div></td></tr>
</table>
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<head>
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<span style="display: none;">v3.25.3</span><table class="report" border="0" cellspacing="2" id="id2">
<tr>
<th class="tl" colspan="1" rowspan="2"><div style="width: 200px;"><strong>Events after the Consolidated Statement of Financial Position date -  Additional Information (Detail) - CAD ($)<br> $ in Millions</strong></div></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1"></th>
<th class="th" colspan="1">3 Months Ended</th>
<th class="th" colspan="1">12 Months Ended</th>
</tr>
<tr>
<th class="th"><div>Dec. 01, 2025</div></th>
<th class="th"><div>Jan. 06, 2025</div></th>
<th class="th"><div>Jan. 31, 2026</div></th>
<th class="th"><div>Oct. 31, 2025</div></th>
</tr>
<tr class="rh">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>No definition available.</p></div>
<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ Details</a><div style="display: none;"><table border="0" cellpadding="0" cellspacing="0">
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<a href="javascript:void(0);" onclick="Show.toggleNext( this );">+ References</a><div style="display: none;"><p>Reference 1: http://www.xbrl.org/2003/role/disclosureRef<br> -Name IAS<br> -Number 1<br> -IssueDate 2024-01-01<br> -Paragraph 91<br> -Subparagraph a<br> -URI https://taxonomy.ifrs.org/xifrs-link?type=IAS&amp;num=1&amp;code=ifrs-tx-2024-en-r&amp;anchor=para_91_a&amp;doctype=Standard<br> -URIDate 2024-03-27<br></p></div>
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            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">bns:EquityDerivativesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:OtherDerivativesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">bns:EquityDerivativesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:OtherDerivativesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">bns:CreditDerivativeMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:OtherDerivativesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanFiveYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:ForeignExchangeAndGoldContractsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:FuturesContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:ForeignExchangeAndGoldContractsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">bns:OptionsPurchasedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:ForeignExchangeAndGoldContractsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:TradingActivityByType1Axis">bns:ExchangeTraded1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:SettledThroughCentralCounterpartiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:SettledThroughCentralCounterpartiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_OverTheCounter1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:TradingActivityByType1Axis">bns:OverTheCounter1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:SettledThroughCentralCounterpartiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">bns:OtherCurrenciesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">bns:OtherCurrenciesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:MXN</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:MXN</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_MXNsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:MXN</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">bns:WithNoSpecificMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_MXNsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:MXN</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">bns:OtherCurrenciesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">bns:OtherCurrenciesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:OtherForeignGovernmentDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:OtherForeignGovernmentDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:OtherForeignGovernmentDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:MXN</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:MXN</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:OtherTradingSecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:OtherTradingSecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_EquitySecuritiesMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:EquitySecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_EquitySecuritiesMemberifrsfullClassesOfAssetsAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:EquitySecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">bns:WithNoSpecificMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:OtherForeignGovernmentDebtMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:OtherForeignGovernmentDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:OtherForeignGovernmentDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">bns:OtherCurrenciesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:OtherTradingSecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:CanadianProvincialAndMunicipalDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:CanadianFederalGovernmentIssuedOrGuaranteedDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:OtherTradingSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CADsrtCurrencyAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:CAD</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:USD</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_MXNsrtCurrencyAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:MXN</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_WithNoSpecificMaturityMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">bns:WithNoSpecificMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_OtherCurrenciesMembersrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">bns:OtherCurrenciesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">bns:WithNoSpecificMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_OtherCurrenciesMembersrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">bns:OtherCurrenciesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:CAD</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:CAD</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:USD</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_USDsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:USD</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CADsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:CAD</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CADsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:CAD</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">bns:WithNoSpecificMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanTenYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:CAD</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:CAD</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_USDsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:USD</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_USDsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:USD</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">bns:WithNoSpecificMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:USD</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:USD</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:CanadianProvincialAndMunicipalDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:CanadianProvincialAndMunicipalDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:CanadianProvincialAndMunicipalDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:CanadianProvincialAndMunicipalDebtMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis">
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            <instant>2024-10-31</instant>
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        <entity>
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            <instant>2024-10-31</instant>
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                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:CanadianFederalGovernmentIssuedOrGuaranteedDebtMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
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            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">bns:WithNoSpecificMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_OtherCountriesMemberifrsfullGeographicalAreasAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">bns:OtherCountriesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CA</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_EuropeMemberifrsfullGeographicalAreasAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">srt:EuropeMember</xbrldi:explicitMember>
            </segment>
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        <entity>
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    <context id="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_MXVsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2024-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2024-10-31</instant>
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    </context>
    <context id="PAsOn10_31_2024_CommonSharesMemberifrsfullClassesOfAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">ifrs-full:InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:CommonSharesMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsIndividuallyAssessedForCreditLossesMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis">
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis">
        <entity>
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            <instant>2024-10-31</instant>
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2024-10-31</instant>
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis">
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">
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                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
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            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
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            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_COifrsfullGeographicalAreasAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:CO</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2024-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">bns:OtherInternationalMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_MXifrsfullGeographicalAreasAxis">
        <entity>
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                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">country:MX</xbrldi:explicitMember>
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            <instant>2024-10-31</instant>
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            <instant>2024-10-31</instant>
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            <instant>2024-10-31</instant>
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            <instant>2024-10-31</instant>
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            <instant>2024-10-31</instant>
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            <instant>2024-10-31</instant>
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        <entity>
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    <context id="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_FloatingInterestRateMemberifrsfullTypesOfInterestRatesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">ifrs-full:FloatingInterestRateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FloatingInterestRateMemberifrsfullTypesOfInterestRatesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">ifrs-full:FloatingInterestRateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_NoStatedMaturityMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">bns:NoStatedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_NotLaterThanOneYearMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">ifrs-full:FixedInterestRateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">bns:NonRateSensitiveMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">ifrs-full:FixedInterestRateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_NoStatedMaturityMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">bns:NoStatedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NoStatedMaturityMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">bns:NoStatedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">bns:NonRateSensitiveMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">ifrs-full:FixedInterestRateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">bns:NonRateSensitiveMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_NoStatedMaturityMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">bns:NoStatedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanOneMonthAndNotLaterThanTwoMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanThreeMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanOneMonthAndNotLaterThanTwoMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanOneMonthAndNotLaterThanTwoMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanThreeMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanOneMonthAndNotLaterThanTwoMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanOneMonthAndNotLaterThanTwoMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAcquiredReceivablesAxis">ifrs-full:LoansAcquiredInBusinessCombinationMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_OtherRelatedAssetsMemberifrsfullTypesOfFinancialAssetsAxis_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:FinancialAssetsWhichDoNotQualifyForDerecognitionAxis">ifrs-full:SecuritisationsMember</xbrldi:explicitMember>
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            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_ResidentialMortgageLoansMemberifrsfullTypesOfFinancialAssetsAxis_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:FinancialAssetsWhichDoNotQualifyForDerecognitionAxis">ifrs-full:SecuritisationsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">bns:ResidentialMortgageLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis_RepurchaseAgreementMemberifrsfullTypesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:FinancialAssetsWhichDoNotQualifyForDerecognitionAxis">bns:OtherFinancialAssets1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">bns:RepurchaseAgreementMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis_SecuritiesLendingMemberifrsfullTypesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:FinancialAssetsWhichDoNotQualifyForDerecognitionAxis">bns:OtherFinancialAssets1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">ifrs-full:SecuritiesLendingMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:FinancialAssetsWhichDoNotQualifyForDerecognitionAxis">bns:OtherFinancialAssets1Member</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:FinancialAssetsWhichDoNotQualifyForDerecognitionAxis">ifrs-full:SecuritisationsMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_DepositsFromBusinessAndGovernmentMemberBNSBalanceSheetLocationAxis_ScotiabankCoveredBondGuarantorLimitedPartnershipMemberifrsfullConsolidatedStructuredEntitiesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:BalanceSheetLocationAxis">bns:DepositsFromBusinessAndGovernmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ConsolidatedStructuredEntitiesAxis">bns:ScotiabankCoveredBondGuarantorLimitedPartnershipMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:UnconsolidatedStructuredEntitiesAxis">bns:StructuredFinanceEntitiesMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_CanadianMultisellerConduitsThatTheBankAdministersMemberifrsfullUnconsolidatedStructuredEntitiesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:UnconsolidatedStructuredEntitiesAxis">bns:CanadianMultisellerConduitsThatTheBankAdministersMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:UnconsolidatedStructuredEntitiesAxis">ifrs-full:UnconsolidatedStructuredEntitiesMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_CapitalFundingVehiclesMemberifrsfullUnconsolidatedStructuredEntitiesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:UnconsolidatedStructuredEntitiesAxis">bns:CapitalFundingVehiclesMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_InternallyGeneratedSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">bns:InternallyGeneratedSoftwareMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_InProcessSoftwareNotSubjectToAmortizationMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">bns:InProcessSoftwareNotSubjectToAmortizationMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_PurchasedSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfIntangibleAssetsOtherThanGoodwillAxis">bns:PurchasedSoftwareMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyOrPartlyFundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:PensionDefinedBenefitPlansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:WhollyOrPartlyFundedDefinedBenefitPlansMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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                <xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:WhollyOrPartlyFundedDefinedBenefitPlansMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyUnfundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:WhollyUnfundedDefinedBenefitPlansMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_WhollyUnfundedDefinedBenefitPlansMemberifrsfullNetDefinedBenefitLiabilityAssetAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:PensionDefinedBenefitPlansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">ifrs-full:WhollyUnfundedDefinedBenefitPlansMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForAllPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForCanadianPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">bns:ActuarialAssumptionOfDiscountRatesForCanadianPlansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:PensionDefinedBenefitPlansMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForCanadianPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ActuarialAssumptionsAxis">bns:ActuarialAssumptionOfDiscountRatesForCanadianPlansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">bns:OtherBenefitPlansMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:PensionDefinedBenefitPlansMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForAllPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:CountryOfDomicileMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherPensionPlansMemberifrsfullDefinedBenefitPlansAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">bns:OtherPensionPlansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:CountryOfDomicileMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">bns:DomesticScotiabankPensionPlanMember</xbrldi:explicitMember>
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            <instant>2024-10-31</instant>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_DirectorsMemberifrsfullCategoriesOfRelatedPartiesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:CategoriesOfRelatedPartiesAxis">bns:DirectorsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis">
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis">
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_SecuritizationMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_CanadaMortgageHousingCorporationProgramMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_ForeignGovernmentsAndCentralBanksMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">bns:ForeignGovernmentsAndCentralBanksMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_BankOfCanadaMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">bns:BankOfCanadaMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_OtherAssetsMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_ExchangeTradedDerivativeTransactionsMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">bns:ExchangeTradedDerivativeTransactionsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_ClearingSystemPaymentSystemsAndDepositoriesMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
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            <instant>2024-10-31</instant>
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            <instant>2024-10-31</instant>
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                <xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2024-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2024_EquityContractsMemberifrsfullClassesOfFinancialLiabilitiesAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="bns:EffectsOfOverlayApproachReclassificationAxis">ifrs-full:IFRS9Member</xbrldi:explicitMember>
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                <xbrldi:explicitMember dimension="ifrs-full:MeasurementAxis">ifrs-full:RecurringFairValueMeasurementMember</xbrldi:explicitMember>
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            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanTwoYearsMember</xbrldi:explicitMember>
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            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_LaterThanFourYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFourYearsAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_LaterThanTwoYearsAndNotLaterThanThreeYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_LaterThanThreeYearsAndNotLaterThanFourYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">bns:AdditionalTier1CapitalInstrumentsOneMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">bns:LimitedRecourseCapitalNotesSeriesFiveMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">bns:LimitedRecourseCapitalNotesSeriesTwoMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">bns:AdditionalTier1CapitalInstrumentsTwoMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_BusinessAndGovernmentLoansMemberBNSBalanceSheetLocationAxis_UsMultisellerConduitMemberifrsfullConsolidatedStructuredEntitiesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:ConsolidatedStructuredEntitiesAxis">bns:UsMultisellerConduitMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_TopOfRangeMemberifrsfullRangeAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_MarketRiskMemberifrsfullTypesOfRisksAxis_ValueatRiskMemberifrsfullMeasurementAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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                <xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:MarketRiskMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
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        <entity>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis">
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:LiquidityRiskMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_LaterThanOneMonthAndNotLaterThanThreeMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis">
        <entity>
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            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:LiquidityRiskMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2024-10-31</instant>
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        <entity>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_GuaranteedLinkedNotesMemberBNSBalanceSheetLocationAxis_ScotiabankCoveredBondGuarantorLimitedPartnershipMemberifrsfullConsolidatedStructuredEntitiesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:ConsolidatedStructuredEntitiesAxis">bns:ScotiabankCoveredBondGuarantorLimitedPartnershipMember</xbrldi:explicitMember>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_SecuritiesLendingMemberifrsfullContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2024-10-31</instant>
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis">
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        <period>
            <instant>2024-10-31</instant>
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    <context id="PAsOn10_31_2024_GuaranteedLinkedNotesMemberBNSBalanceSheetLocationAxis">
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            <segment>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:InterestRateContractsMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:SwapContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:InterestRateContractsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:InterestRateContractsMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">ifrs-full:ForwardContractMember</xbrldi:explicitMember>
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                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:InterestRateContractsMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">bns:OptionsWrittenMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:InterestRateContractsMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:InterestRateContractsMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">bns:OptionsPurchasedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:InterestRateContractsMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:InterestRateContractsMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:InterestRateContractsMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">bns:EquityDerivativesMember</xbrldi:explicitMember>
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                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:OtherDerivativesMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:OtherDerivativesMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialAssetsAxis">bns:EquityDerivativesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:OtherDerivativesMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:ForeignExchangeAndGoldContractsMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis">
        <entity>
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                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:ForeignExchangeAndGoldContractsMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:SettledThroughCentralCounterpartiesMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_OverTheCounter1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:TradingActivityByType1Axis">bns:OverTheCounter1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:SettledThroughCentralCounterpartiesMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:TradingActivityByType1Axis">bns:ExchangeTraded1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfContractsAxis">bns:SettledThroughCentralCounterpartiesMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_WithNoSpecificMaturityMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">bns:WithNoSpecificMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_CADsrtCurrencyAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:USD</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanThreeMonthsMember</xbrldi:explicitMember>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_CADsrtCurrencyAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis">
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis">
        <entity>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis">
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis">
        <entity>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_MXNsrtCurrencyAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis">
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanThreeMonthsMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:CanadianFederalGovernmentIssuedOrGuaranteedDebtMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:CanadianFederalGovernmentIssuedOrGuaranteedDebtMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:CanadianFederalGovernmentIssuedOrGuaranteedDebtMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">bns:OtherCurrenciesMember</xbrldi:explicitMember>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_OtherCurrenciesMembersrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_OtherCurrenciesMembersrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2025-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_MXNsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:MXN</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">bns:OtherCurrenciesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanThreeMonthsAndNotLaterThanOneYearMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:USD</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_USDsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:USD</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">bns:WithNoSpecificMaturityMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_USDsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:USD</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_CADsrtCurrencyAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
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            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_CADsrtCurrencyAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_CADsrtCurrencyAxis_LaterThanTenYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:CAD</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_CADsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis">
        <entity>
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                <xbrldi:explicitMember dimension="srt:CurrencyAxis">currency:CAD</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_CADsrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_USDsrtCurrencyAxis">
        <entity>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis">
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:OtherTradingSecuritiesMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_EquitySecuritiesMemberifrsfullClassesOfAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAssetsAxis">bns:EquitySecuritiesMember</xbrldi:explicitMember>
            </segment>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_EquitySecuritiesMemberifrsfullClassesOfAssetsAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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    <context id="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis">
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_FloatingInterestRateMemberifrsfullTypesOfInterestRatesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">ifrs-full:FloatingInterestRateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">ifrs-full:FixedInterestRateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">bns:NonRateSensitiveMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_NoStatedMaturityMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">bns:NoStatedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_NoStatedMaturityMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">bns:NoStatedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfInterestRatesAxis">ifrs-full:FixedInterestRateMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_NotLaterThanOneYearMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:NotLaterThanOneYearMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_NoStatedMaturityMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">bns:NoStatedMaturityMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanFiveYearsAndNotLaterThanTenYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:MaturityAxis">ifrs-full:LaterThanOneYearAndNotLaterThanFiveYearsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanOneMonthAndNotLaterThanTwoMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanOneMonthAndNotLaterThanTwoMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanOneMonthAndNotLaterThanTwoMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanOneMonthAndNotLaterThanTwoMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanOneMonthAndNotLaterThanTwoMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanThreeMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanTwoMonthsAndNotLaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanThreeMonthsMemberifrsfullPastDueStatusAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ImpairmentOfFinancialAssetsAxis">ifrs-full:FinancialAssetsPastDueButNotImpairedMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:PastDueStatusAxis">ifrs-full:LaterThanThreeMonthsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfAcquiredReceivablesAxis">ifrs-full:LoansAcquiredInBusinessCombinationMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_ResidentialMortgageLoansMemberifrsfullTypesOfFinancialAssetsAxis_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:FinancialAssetsWhichDoNotQualifyForDerecognitionAxis">ifrs-full:SecuritisationsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">bns:ResidentialMortgageLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_OtherRelatedAssetsMemberifrsfullTypesOfFinancialAssetsAxis_SecuritisationsMemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:FinancialAssetsWhichDoNotQualifyForDerecognitionAxis">ifrs-full:SecuritisationsMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:FinancialAssetsWhichDoNotQualifyForDerecognitionAxis">bns:OtherFinancialAssets1Member</xbrldi:explicitMember>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis_SecuritiesLendingMemberifrsfullTypesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:FinancialAssetsWhichDoNotQualifyForDerecognitionAxis">bns:OtherFinancialAssets1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfFinancialAssetsAxis">ifrs-full:SecuritiesLendingMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_OtherFinancialAssets1MemberifrsfullFinancialAssetsWhichDoNotQualifyForDerecognitionAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:FinancialAssetsWhichDoNotQualifyForDerecognitionAxis">bns:OtherFinancialAssets1Member</xbrldi:explicitMember>
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_DepositsFromBusinessAndGovernmentMemberBNSBalanceSheetLocationAxis_ScotiabankCoveredBondGuarantorLimitedPartnershipMemberifrsfullConsolidatedStructuredEntitiesAxis">
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2025-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2025-10-31</instant>
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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                <xbrldi:explicitMember dimension="bns:CreditRiskRatingAxis">bns:StageTwoExposureMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:UndrawnLoanCommitmentsRetailMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:CreditRiskRatingAxis">bns:StageOneExposureMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:UndrawnLoanCommitmentsRetailMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_DeferredTaxLiabilitiesIntangibleAssetsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">bns:DeferredTaxLiabilitiesIntangibleAssetsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_DeferredTaxLiabilitiesOthersMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">bns:DeferredTaxLiabilitiesOthersMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_DeferredTaxLiabilitiesDeferredIncomeMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">bns:DeferredTaxLiabilitiesDeferredIncomeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_DeferredTaxLiabilitiesCashFlowHedgesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">bns:DeferredTaxLiabilitiesCashFlowHedgesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_DeferredTaxLiabilitiesPensionAndOtherPostretirementBenefitsMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">bns:DeferredTaxLiabilitiesPensionAndOtherPostretirementBenefitsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_DeferredTaxLiabilitiesDeferredCompensationMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">bns:DeferredTaxLiabilitiesDeferredCompensationMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_DeferredTaxLiabilityPropertyAndEquipmentMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">bns:DeferredTaxLiabilityPropertyAndEquipmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_DeferredTaxLiabilitiesSecuritiesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">bns:DeferredTaxLiabilitiesSecuritiesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_DeferredTaxLiabilitiesInvestmentInSubsidiariesAndAssociatesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">bns:DeferredTaxLiabilitiesInvestmentInSubsidiariesAndAssociatesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:PensionDefinedBenefitPlansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">bns:OtherBenefitPlansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_GrupoFinancieroScotiabankInverlatSADeCVMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:ForeignCountriesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:GrupoFinancieroScotiabankInverlatSADeCVMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_MdFinancialManagementCanadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:CountryOfDomicileMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:MdFinancialManagementCanadaMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaHoldingsUSALLCMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:ForeignCountriesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:ScotiaHoldingsUSALLCMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaMortgageCorporationMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:CountryOfDomicileMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:ScotiaMortgageCorporationMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_RoynatIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:CountryOfDomicileMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:RoynatIncMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_TheBankOfNovaScotiaInternationalLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:ForeignCountriesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:TheBankOfNovaScotiaInternationalLimitedMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_MultiaccionesSASMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:ForeignCountriesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:MultiaccionesS.A.SMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaCapitalIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:CountryOfDomicileMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:ScotiaCapitalIncMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_JarislowskyFraserLimitedCanadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:CountryOfDomicileMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:JarislowskyFraserLimitedCanadaMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaPeruHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:ForeignCountriesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:ScotiaPeruHoldingsSaMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaDealerAdvantageIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:CountryOfDomicileMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:ScotiaDealerAdvantageIncMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_TheBankOfNovaScotiaTrustCompanyMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:CountryOfDomicileMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:TheBankOfNovaScotiaTrustCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotialUruguayHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:ForeignCountriesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:ScotialUruguayHoldingsSaMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBrasilSaBancoMultiploMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:ForeignCountriesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:ScotiabankBrasilSaBancoMultiploMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankCaribbeanHoldingsLtdMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:ForeignCountriesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:ScotiabankCaribbeanHoldingsLtdMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
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    </context>
    <context id="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBarbadosLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:ScotiabankBarbadosLimitedMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_TangerineBankMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:TangerineBankMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_ScotiaSecuritiesIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:ScotiaSecuritiesIncMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_NovaScotiaInversionesLimitadaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:ForeignCountriesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:NovaScotiaInversionesLimitadaMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
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    </context>
    <context id="PAsOn10_31_2025_BnsInvestmentsIncMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_CountryOfDomicileMemberifrsfullGeographicalAreasAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:BnsInvestmentsIncMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankRepublicaDominicanaSABancoMultipleMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">ifrs-full:ForeignCountriesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:ScotiabankRepublicaDominicanaSABancoMultipleMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_NationalTrustCompanyMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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                <xbrldi:explicitMember dimension="ifrs-full:SignificantInvestmentsInSubsidiariesAxis">bns:NationalTrustCompanyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">bns:EquivalentExternalRatingStandardAndPoorsBbMinusMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:InternalCreditGradesAxis">bns:InternalNonInvestmentGrade1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:BottomOfRangeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">bns:EquivalentExternalRatingStandardAndPoorsbPlusMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:InternalCreditGradesAxis">bns:InternalNonInvestmentGrade1Member</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:RangeAxis">ifrs-full:TopOfRangeMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
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        <entity>
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        <entity>
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            <instant>2025-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2025-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2025-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2025-10-31</instant>
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                <xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">bns:FundedStatusMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_AdditionalDetailsMemberifrsfullNetDefinedBenefitLiabilityAssetAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">ifrs-full:PensionDefinedBenefitPlansMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:NetDefinedBenefitLiabilityAssetAxis">bns:AdditionalDetailsMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2025_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis">
        <entity>
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        </entity>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis">
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis">
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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                <xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">bns:OtherBenefitPlansMember</xbrldi:explicitMember>
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            <instant>2025-10-31</instant>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis">
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                <xbrldi:explicitMember dimension="ifrs-full:RedesignationAxis">bns:RetiringCurrentlyAtAgeSixtyFiveMember</xbrldi:explicitMember>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis">
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                <xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">bns:OtherBenefitPlansMember</xbrldi:explicitMember>
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                <xbrldi:explicitMember dimension="ifrs-full:RedesignationAxis">bns:RetiringCurrentlyAtAgeSixtyFiveMember</xbrldi:explicitMember>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis">
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                <xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">bns:OtherBenefitPlansMember</xbrldi:explicitMember>
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                <xbrldi:explicitMember dimension="ifrs-full:DefinedBenefitPlansAxis">bns:OtherBenefitPlansMember</xbrldi:explicitMember>
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            <instant>2025-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">bns:LimitedRecourseCapitalNotesSeriesSevenMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesSixMemberifrsfullBorrowingsByNameAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">bns:LimitedRecourseCapitalNotesSeriesSixMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">bns:AdditionalTier1CapitalInstrumentsOneMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">bns:LimitedRecourseCapitalNotesSeriesOneMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">bns:LimitedRecourseCapitalNotesSeriesTwoMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">bns:LimitedRecourseCapitalNotesSeriesThreeMember</xbrldi:explicitMember>
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        <period>
            <instant>2025-10-31</instant>
        </period>
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    <context id="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:BorrowingsByNameAxis">bns:LimitedRecourseCapitalNotesSeriesFourMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">bns:AdditionalTier1CapitalInstrumentsTwoMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_SeriesOneAdditionalTierOneCapitalInstrumentsMemberifrsfullClassesOfShareCapitalAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_SeriesTwoAdditionalTierOneCapitalInstrumentsMemberifrsfullClassesOfShareCapitalAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfShareCapitalAxis">bns:SeriesTwoAdditionalTierOneCapitalInstrumentsMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_SeriesThreeAdditionalTierOneCapitalInstrumentsMemberifrsfullClassesOfShareCapitalAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_SeriesFourAdditionalTierOneCapitalInstrumentsMemberifrsfullClassesOfShareCapitalAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2025-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_SubsidiariesMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TwoThousandEighteenToTwoThousandAndTwentyMemberBNSTaxYearAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_SubsidiariesMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TwoThousandFourteenToTwoThousandEighteenMemberBNSTaxYearAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_BusinessAndGovernmentLoansMemberBNSBalanceSheetLocationAxis_UsMultisellerConduitMemberifrsfullConsolidatedStructuredEntitiesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis">
        <entity>
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        <period>
            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_MarketRiskMemberifrsfullTypesOfRisksAxis_ValueatRiskMemberifrsfullMeasurementAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <instant>2025-10-31</instant>
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    <context id="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneMonthMemberifrsfullMaturityAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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    <context id="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis">
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    <context id="PAsOn10_31_2025_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis">
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        <entity>
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    <context id="PAsOn10_31_2025_AssetsAndLiabilitiesClassifiedAsHeldForSaleMemberifrsfullAssetsAndLiabilitiesClassifiedAsHeldForSaleAxis_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis">
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    <context id="PAsOn10_31_2025_GuaranteedLinkedNotesMemberBNSBalanceSheetLocationAxis_ScotiabankCoveredBondGuarantorLimitedPartnershipMemberifrsfullConsolidatedStructuredEntitiesAxis">
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    <context id="PAsOn10_31_2025_SecuritiesLendingMemberifrsfullContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis">
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    <context id="PAsOn10_31_2025_GuaranteedLinkedNotesMemberBNSBalanceSheetLocationAxis">
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    <context id="P11_01_2023To10_31_2024_UnconsolidatedBankSponsoredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis">
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        <period>
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            <endDate>2024-10-31</endDate>
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    <context id="P11_01_2023To10_31_2024_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis">
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            <endDate>2024-10-31</endDate>
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    <context id="P11_01_2023To10_31_2024_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis">
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            <endDate>2024-10-31</endDate>
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    <context id="P11_01_2023To10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis">
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            <endDate>2024-10-31</endDate>
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            </segment>
        </entity>
        <period>
            <startDate>2024-11-01</startDate>
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    <context id="P11_01_2024To10_31_2025_LowMemberifrsfullExternalCreditGradesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ExternalCreditGradesAxis">bns:LowMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <startDate>2024-11-01</startDate>
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    <context id="P11_01_2024To10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CurrencyRiskMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-11-01</startDate>
            <endDate>2025-10-31</endDate>
        </period>
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    <context id="P11_01_2024To10_31_2025_AverageMemberifrsfullExternalCreditGradesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">ifrs-full:CurrencyRiskMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <startDate>2024-11-01</startDate>
            <endDate>2025-10-31</endDate>
        </period>
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    <context id="P11_01_2024To10_31_2025_CreditPlusInterestRiskMemberifrsfullTypesOfRisksAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">bns:CreditPlusInterestRiskMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2024-11-01</startDate>
            <endDate>2025-10-31</endDate>
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    <context id="P11_01_2024To10_31_2025_AverageMemberifrsfullExternalCreditGradesAxis_CreditPlusInterestRiskMemberifrsfullTypesOfRisksAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:TypesOfRisksAxis">bns:CreditPlusInterestRiskMember</xbrldi:explicitMember>
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        <period>
            <startDate>2024-11-01</startDate>
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    <context id="P11_01_2024To10_31_2025_CreditPlusInterestRiskMemberifrsfullTypesOfRisksAxis_HighMemberifrsfullExternalCreditGradesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <startDate>2024-11-01</startDate>
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    <context id="P11_01_2024To10_31_2025_CreditPlusInterestRiskMemberifrsfullTypesOfRisksAxis_LowMemberifrsfullExternalCreditGradesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <startDate>2024-11-01</startDate>
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    <context id="P11_01_2024To10_31_2025_CanadaDollarsMembersrtCurrencyAxis_HundredBasisPointsDecreaseMemberifrsfullInternalCreditGradesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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        <period>
            <startDate>2024-11-01</startDate>
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    <context id="P11_01_2024To10_31_2025_HundredBasisPointsDecreaseMemberifrsfullInternalCreditGradesAxis_UnitedStatesofAmericaDollarsMembersrtCurrencyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
            <startDate>2024-11-01</startDate>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
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            <startDate>2024-11-01</startDate>
            <endDate>2025-10-31</endDate>
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    <context id="P11_01_2024To10_31_2025_CanadaDollarsMembersrtCurrencyAxis_HundredBasisPointsIncreaseMemberifrsfullInternalCreditGradesAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <entity>
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        <entity>
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    <context id="P11_01_2024To10_31_2025_SecuritiesLendingMemberifrsfullContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <endDate>2025-10-31</endDate>
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        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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        <period>
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            <endDate>2025-10-31</endDate>
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    <context id="P11_01_2024To10_31_2025_StageThreeMemberBNSCreditRiskRatingAxis">
        <entity>
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    <context id="P11_01_2024To10_31_2025_StageTwoMemberBNSCreditRiskRatingAxis">
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        <period>
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            <endDate>2025-10-31</endDate>
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    <context id="PAsOn05_28_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis">
        <entity>
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        <period>
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        <entity>
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    <context id="PAsOn02_01_2023_TopOfRangeMemberifrsfullRangeAxis">
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        <period>
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        </period>
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    <context id="P12_27_2024To12_27_2024_KeycorpMemberBNSAcquireeAxis">
        <entity>
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            <segment>
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            <endDate>2024-12-27</endDate>
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    <context id="P12_27_2024To12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
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        <period>
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            <endDate>2024-12-27</endDate>
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    <context id="P12_27_2024To12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TopOfRangeMemberifrsfullRangeAxis">
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        <period>
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            <endDate>2025-01-06</endDate>
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    <context id="P08_01_2025To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis">
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        <period>
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            <endDate>2025-10-31</endDate>
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        <entity>
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            <endDate>2025-10-31</endDate>
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            <segment>
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        <period>
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        </period>
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    <context id="P06_04_2025To06_04_2025_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis">
        <entity>
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            <segment>
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        <period>
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            <endDate>2025-06-04</endDate>
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    </context>
    <context id="P11_01_2021To11_30_2021_LegalProceedingsProvisionMemberifrsfullClassesOfProvisionsAxis">
        <entity>
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            <segment>
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            </segment>
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        <period>
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            <endDate>2021-11-30</endDate>
        </period>
    </context>
    <context id="P12_01_2025To12_01_2025_MajorBusinessCombinationMemberifrsfullNonadjustingEventsAfterReportingPeriodAxis">
        <entity>
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            <segment>
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        </entity>
        <period>
            <startDate>2025-12-01</startDate>
            <endDate>2025-12-01</endDate>
        </period>
    </context>
    <context id="P11_01_2025To01_31_2026_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis_OtherSegmentMemberifrsfullSegmentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:GeographicalAreasAxis">bns:ColombiaCostaRicaAndPanamaMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:SegmentsAxis">bns:OtherSegmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <startDate>2025-11-01</startDate>
            <endDate>2026-01-31</endDate>
        </period>
    </context>
    <context id="PAsOn10_31_2023_InvestmentSecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">bns:InvestmentSecuritiesMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_TradingAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:CategoriesOfFinancialAssetsAxis">bns:TradingAssetsMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:LevelsOfFairValueHierarchyAxis">ifrs-full:Level3OfFairValueHierarchyMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_AllowanceForCreditLossesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">ifrs-full:AllowanceForCreditLossesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_AllowanceForCreditLossesOnAcceptancesMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">bns:AllowanceForCreditLossesOnAcceptancesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_AllowanceForCreditLossesOnOffBalanceSheetExposuresMemberifrsfullTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:TemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsAxis">bns:AllowanceForCreditLossesOnOffBalanceSheetExposuresMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:CreditRiskRatingAxis">bns:StageTwoMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_StageThreeMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:CreditRiskRatingAxis">bns:StageThreeMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:TotalRetailLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:TotalRetailLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:CreditRiskRatingAxis">bns:StageOneMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:CreditRiskRatingAxis">bns:StageOneMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_StageTwoMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:CreditRiskRatingAxis">bns:StageTwoMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:TotalRetailLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_StageOneMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:CreditRiskRatingAxis">bns:StageOneMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:TotalRetailLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_StageThreeMemberBNSCreditRiskRatingAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:CreditRiskRatingAxis">bns:StageThreeMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:CreditRiskRatingAxis">bns:StageTwoMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:CreditRiskRatingAxis">bns:StageThreeMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_StageOneMemberBNSCreditRiskRatingAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:CreditRiskRatingAxis">bns:StageOneMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_StageTwoMemberBNSCreditRiskRatingAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:CreditRiskRatingAxis">bns:StageTwoMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:BusinessAndGovernmentMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeMemberBNSCreditRiskRatingAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:CreditRiskRatingAxis">bns:StageThreeMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">ifrs-full:ConsumerLoansMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneMemberBNSCreditRiskRatingAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:CreditRiskRatingAxis">bns:StageOneMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:ResidentialMortgagesMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoMemberBNSCreditRiskRatingAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="bns:CreditRiskRatingAxis">bns:StageTwoMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfFinancialInstrumentsAxis">bns:CreditCardMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAndAmortisationMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfPropertyPlantAndEquipmentAxis">bns:Equipment1Member</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfPropertyPlantAndEquipmentAxis">ifrs-full:RightofuseAssetsMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2023-10-31</instant>
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    <context id="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis">
        <entity>
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                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfPropertyPlantAndEquipmentAxis">ifrs-full:LandAndBuildingsMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2023-10-31</instant>
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    </context>
    <context id="PAsOn10_31_2023_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">
        <entity>
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                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfPropertyPlantAndEquipmentAxis">bns:Equipment1Member</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfPropertyPlantAndEquipmentAxis">bns:TechnologyAssetsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
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                <xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:GrossCarryingAmountMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfPropertyPlantAndEquipmentAxis">ifrs-full:LeaseholdImprovementsMember</xbrldi:explicitMember>
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        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis">
        <entity>
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                <xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAndAmortisationMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfPropertyPlantAndEquipmentAxis">ifrs-full:LeaseholdImprovementsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAndAmortisationMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfPropertyPlantAndEquipmentAxis">bns:TechnologyAssetsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis">
        <entity>
            <identifier scheme="http://www.sec.gov/CIK">0000009631</identifier>
            <segment>
                <xbrldi:explicitMember dimension="ifrs-full:CarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">ifrs-full:AccumulatedDepreciationAndAmortisationMember</xbrldi:explicitMember>
                <xbrldi:explicitMember dimension="ifrs-full:ClassesOfPropertyPlantAndEquipmentAxis">ifrs-full:LandAndBuildingsMember</xbrldi:explicitMember>
            </segment>
        </entity>
        <period>
            <instant>2023-10-31</instant>
        </period>
    </context>
    <context id="PAsOn10_31_2023_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis">
        <entity>
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        <period>
            <instant>2024-10-31</instant>
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        <entity>
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    <bns:FinancialInstrumentsDisclosuresUnderIFRS7Explanatory contextRef="P11_01_2024To10_31_2025" id="ixv-71436">&lt;div style="max-width:100%;margin-left:0%; margin-right:0%;background-color:#ededed;padding-top:2pt;padding-bottom:3pt"&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; padding-top:0pt; font-size:8pt; font-family:arial"&gt;The grey shaded text and tables marked with an asterisk (*) in the following sections of Management&#x2019;s Discussion and Analysis (MD&amp;amp;A) form an integral part of the Bank&#x2019;s 2025 Consolidated Financial Statements. These disclosures are presented in accordance with IFRS 7, Financial Instruments: Disclosures, which permits specific risk information to be disclosed in the MD&amp;amp;A and incorporated by cross-reference in the financial statements. These sections provide discussion on the Bank&#x2019;s risk management framework to monitor, evaluate, measure and manage credit, market and liquidity risk. As such, these shaded sections should be read in conjunction with the 2025 Consolidated Financial Statements. &lt;/div&gt; &lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:100%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:1.5pt;background-color:#ededed"&gt;&lt;/td&gt;&lt;/tr&gt;
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&lt;td style="padding-bottom:4pt ;vertical-align:bottom;background-color:#ededed"&gt;&lt;div id="tx937872_30" style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial;font-weight:bold"&gt;Market Risk&lt;/div&gt;&lt;div style="font-size: 4pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt;Market risk is the risk of loss from changes in market prices and rates (including interest rates, credit spreads, equity prices, foreign exchange rates and commodity prices), the correlations between them, and their levels of volatility. Market risk includes trading risk, investment risk, structural interest rate risk and structural foreign exchange risk.&lt;/div&gt;&lt;div style="margin-top: 0px; margin-bottom: 1pt; border-bottom: 1px solid rgb(178, 178, 178);"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
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&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); width: 100%;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Market risk governance&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237); width: 100%;"&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Overview&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The Board of Directors reviews and approves market risk policies and limits annually. The Bank&#x2019;s Asset-Liability Committee (ALCO), Treasury Risk Committee (TRC) and Market Risk Management and Policy Committee (MRMPC) oversee the application of the framework set by the Board, and monitor the Bank&#x2019;s market risk exposures and the activities that give rise to these exposures. The MRMPC and TRC establish specific operating policies and sets limits at the product, portfolio, business unit and business line levels, and for the Bank in total. Limits are reviewed at least annually.&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Global Risk Management provides independent oversight of all significant market risks, supporting the MRMPC, TRC and ALCO with analysis, risk measurement, monitoring, reporting, proposals for standards and support for new product development. To ensure compliance with policies and limits, market risk exposures are independently monitored on a continuing basis, either by Global Risk Management or the back offices. They provide senior management, business units, the ALCO, TRC, and the MRMPC with a series of reports on market risk exposures by business line and risk type.&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Market risk is also managed through the use of a variety of hedging instruments, including derivatives and securities. These instruments are approved for trading by Global Risk Management and the effectiveness of hedging activity is captured through limits on net exposure to risk factors.&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The Bank uses a variety of metrics and models to measure and control market risk exposures. These measurements are selected based on an assessment of the nature of risks in a particular activity. The principal measurement techniques applied to market risk exposure are Value at Risk (VaR), stress testing, and sensitivity analysis. The use and attributes of each of these techniques are noted in the Risk Measurement Summary.&lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Risk measurement summary&lt;/div&gt;&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Value at risk (VaR)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;VaR is a statistical method of measuring potential loss due to market risk based upon a common confidence interval and time ho&lt;div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"&gt;rizon. &lt;/div&gt;The Bank calculates VaR daily using a &lt;div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"&gt;99&lt;/div&gt;% confidence level, and a &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;one-day&lt;/div&gt;&lt;/div&gt; &lt;div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;"&gt;holding period for its trading portfolios. This means that once in every 100 days, the trading positions are expected to lose more than the VaR estimate. The Bank calculates VaR using historical simulation based on 300 days of market data. Effective November 1, 2024, credit spread VaR also captures issuer-specific credit spread volatility which was previously included in debt specific VaR.&lt;/div&gt;&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
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&lt;td style="width: 100%;"&gt;&lt;/td&gt;&lt;/tr&gt;
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&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237); width: 100%;"&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;All material risk factors are captured in VaR. Where historical data is not available, proxies are used to establish the relevant volatility for VaR until sufficient data is available. Changes in VaR between reporting periods are generally due to changes in positions, volatilities and/or correlations between asset classes. Backtesting is also an important and necessary part of the VaR process. The Bank backtests the actual trading profit and loss against the VaR result to validate the quality and accuracy of the Bank&#x2019;s VaR model. The Board reviews VaR results quarterly.&lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Stress testing&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;A limitation of VaR is that it only reflects the recent history of market volatility. To complement this measure, stress testing examines the impact that abnormally large changes in market factors and periods of prolonged inactivity might have on trading portfolios. Stress testing scenarios are designed to include large shifts in risk factors as well as historical and theoretical multi risk market events. Historical scenarios capture severe movements over periods that are significantly longer than the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;one-day&lt;/div&gt; holding period captured in VaR, such as the Silicon Valley Bank Crisis Scenario, &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;COVID-19&lt;/div&gt; Scenario or the 2008 Financial Crisis Scenario. Stress testing is a dynamic tool which provides management with information on potential losses due to tail events.&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The Bank subjects its trading portfolios to a series of daily stress tests. The stress testing program is an essential component of the Bank&#x2019;s comprehensive risk management framework which complements the VaR methodology and other risk measures and controls employed by the Bank.&lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Sensitivity analysis&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;In trading portfolios, sensitivity analysis is used to measure the effect of changes in risk factors, including prices and volatility, on financial products and portfolios. These measures apply across product types and geographies and are used for limit monitoring and management reporting.&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;In &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-trading&lt;/div&gt; portfolios, sensitivity analysis assesses the effect of changes in interest rates on current earnings and on the economic value of equity. It is applied globally to each of the major currencies within the Bank&#x2019;s operations. The Bank&#x2019;s sensitivity analysis for limit and disclosure purposes is measured through positive and negative parallel shifts in the underlying interest rate curves. These calculations are based on models that consider a number of inputs and are on a constant balance sheet and make no assumptions for management actions that may mitigate the risks. The Bank also performs sensitivity analysis using various &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-parallel&lt;/div&gt; interest rate curve shifts, for example: curve steepeners, curve flatteners and curve twists.&lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Validation of market risk models&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Prior to the implementation of new market risk models, validation and testing are conducted. Validation is conducted when the model is initially developed and when any significant changes are made to the model. The models are also subject to ongoing validation, the frequency of which is determined by model risk ratings. Models may also be triggered for earlier revalidation when there have been significant structural changes in the market or changes to the composition of the portfolio. Model validation includes backtesting, and additional analysis such as:&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt; display: table-row"&gt;&lt;div style="display: table-cell"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial"&gt;&#x2022;&lt;/div&gt;&lt;/div&gt;&lt;div style="display: table-cell"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial"&gt;Theoretical review or tests to demonstrate whether assumptions made within the internal model are appropriate; and&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt; display: table-row"&gt;&lt;div style="display: table-cell"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial"&gt;&#x2022;&lt;/div&gt;&lt;/div&gt;&lt;div style="display: table-cell"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial"&gt;Impact tests including stress testing that would occur under historical and hypothetical market conditions.&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The validation process is governed by the Bank&#x2019;s Model Risk Management Policy.&lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
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&lt;td style="vertical-align:bottom;background-color:#ededed"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-trading&lt;/div&gt; market risk&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
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&lt;td style="vertical-align:top;background-color:#ededed"&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Funding and investment activities&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Market risk arising from the Bank&#x2019;s funding and investment activities is identified, managed and controlled through the Bank&#x2019;s asset-liability management processes. The Asset-Liability Committee meets monthly to review risks and opportunities, and evaluate performance including the effectiveness of hedging strategies.&lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Interest rate risk&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk arising from the Bank&#x2019;s lending, funding and investment activities is managed in accordance with Board-approved policies and global limits, which are designed to control the risk to net interest income and economic value of equity. The net interest income (NII) sensitivity measures the effect of a specified change in interest rates on the Bank&#x2019;s annual net interest income over the next twelve months, while the economic value of equity (EVE) sensitivity measures the impact of a specified change in interest rates on the present value of the Bank&#x2019;s net assets. Limits for both measurements are set according to the documented risk appetite of the Bank. Board-level limit utilization is reported to both the Asset-Liability Committee and the Board on a regular basis. Any limit exceptions are reported according to the Limit Monitoring and Compliance Policy of the Bank.&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
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&lt;td style="vertical-align:top;background-color:#ededed"&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The net interest income and the economic value of equity result from the differences between yields earned on the Bank&#x2019;s &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-trading&lt;/div&gt; assets and interest expense paid on its liabilities. Net interest income and economic value of equity sensitivities measure the risk to the Bank&#x2019;s earnings and capital arising from adverse movements in interest rates that affect the Bank&#x2019;s banking book position. The Bank&#x2019;s banking book position reflects the mismatch of the maturity and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;re-pricing&lt;/div&gt; characteristics between the assets and liabilities and optional elements embedded in the Bank&#x2019;s structural balance sheet (e.g. mortgage prepayment). The mismatch and embedded optional elements are inherent in the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-trading&lt;/div&gt; operations of the Bank and exposes it to changes of interest rates. The Asset-Liability Committee provides strategic direction for the management of structural interest rate risk within the risk appetite framework authorized by the Board of Directors. The asset/liability management strategy is executed by Group Treasury with the objective of protecting net interest income within established risk tolerances.&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
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&lt;td style="width:94%"&gt;&lt;/td&gt;&lt;/tr&gt;
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&lt;td style="vertical-align:bottom;background-color:#ededed"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;"&gt;Table T50 shows the pro-forma pre-tax impact on the Bank&#x2019;s net interest income over the next twelve months and economic value of equity of an immediate and sustained 100 basis points parallel increase and decrease in interest rate across major currencies as defined by the Bank. The interest rate sensitivities tabulated are based on models that consider a number of inputs and are on a constant balance sheet. There are no assumptions made for management actions that may mitigate risk. Based on the Bank&#x2019;s interest rate positions as at October 31, 2025, an immediate and sustained 100 basis point increase in interest rates across all major currencies and maturities would increase pre-tax net interest income by approximately $&lt;/div&gt;&lt;div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"&gt;236&lt;/div&gt; million over the next 12 months, assuming no further management actions. During fiscal 2025, this measure ranged between increase of $&lt;div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"&gt;102&lt;/div&gt; million and increase of $&lt;div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"&gt;236&lt;/div&gt; million.&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
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&lt;td style="padding-bottom:4pt ;vertical-align:top"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;T50&lt;/div&gt;&#x2002;Structural interest sensitivity*&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="24" style="height: 3.75pt; border-top: 0.75pt solid rgb(178, 48, 64); border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="8" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="22" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Economic Value of Equity&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Net Interest Income&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Economic&lt;br/&gt; Value&#160;of&lt;br/&gt; Equity&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&lt;br/&gt; Interest&lt;br/&gt; Income&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Canadian&lt;br/&gt; dollar&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Other&lt;br/&gt; currencies&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Total&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Canadian&lt;br/&gt; dollar&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Other&lt;br/&gt; currencies&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Total&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Pre-tax&lt;/div&gt; impact of&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;100bp increase in rates&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-trading&lt;/div&gt; risk&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(616&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(952&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(1,568&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;247&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(11&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;236&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(1,338&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(21&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;100bp decrease in rates&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-trading&lt;/div&gt; risk&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;530&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;671&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,201&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(21&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(245&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;780&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;(31&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:94%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom;background-color:#ededed"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Foreign currency risk&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk in the Bank&#x2019;s unhedged funding and investment activities arises primarily from the Bank&#x2019;s net investments in foreign operations as well as foreign currency earnings in its domestic and remitting foreign branch operations.&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The Bank&#x2019;s foreign currency exposure to its net investments in foreign operations is controlled by a Board-approved limit. This limit considers factors such as potential volatility to shareholders&#x2019; equity as well as the potential impact on capital ratios from foreign exchange fluctuations. On a monthly basis, the Asset-Liability Committee reviews the Bank&#x2019;s foreign currency net investment exposures and determines the appropriate hedging strategies. These may include funding the investments in the same currency or using other financial instruments, including derivatives.&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency translation gains and losses from net investments in foreign operations, net of related hedging activities and tax effects, are recorded in accumulated other comprehensive income within shareholders&#x2019; equity. However, the Bank&#x2019;s regulatory capital ratios are not materially affected by these foreign exchange fluctuations because the risk-weighted assets of the foreign operations tend to move in a similar direction.&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The Bank is also subject to foreign currency translation risk on the earnings of its domestic and remitting foreign branch operations. The Bank forecasts foreign currency revenues and expenses, over a number of future fiscal quarters. The Asset-Liability Committee also assesses&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:94%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom;background-color:#ededed"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;economic data trends and forecasts to determine if some or all of the estimated future foreign currency revenues and expenses should be hedged. Hedging instruments normally include foreign currency spot and forward contracts, as well as foreign currency options and swaps. Certain of these economic hedges may not qualify for hedge accounting resulting in a potential for a mismatch in the timing of the recognition of economic hedge gains/losses and the underlying foreign earnings translation gains/losses. In accordance with IFRS, foreign currency translation gains and losses relating to monetary and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-monetary&lt;/div&gt; items are recorded directly in earnings.&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;As at October&#160;31, 2025, a one percent increase (decrease) in the Canadian dollar against all currencies in which the Bank operates decreases (increases) the Bank&#x2019;s &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;before-tax&lt;/div&gt; annual earnings by approximately $&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;40&lt;/div&gt; million (October 31, 2024 &#x2013; $45 million) in the absence of hedging activity, due primarily from exposure to U.S. dollars from the Bank&#x2019;s operations in the U.S. and activities conducted internationally in this currency and from exposures to Latin American currencies. A similar change in the Canadian dollar as at October&#160;31,&#160;2025 would increase (decrease) the unrealized foreign currency translation losses in the accumulated other comprehensive income in equity by approximately $&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;396&lt;/div&gt;&#160;million (October&#160;31, 2024 &#x2013; $&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;324&lt;/div&gt; million), net of hedging.&lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Equity risk&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity risk is the risk of loss due to adverse movements in equity prices. Equity price risk is often classified into two categories: general equity risk, which refers to the sensitivity of an instrument or portfolio&#x2019;s value to changes in the overall level of equity prices, and specific equity risk, which refers to that portion of an individual equity instrument&#x2019;s price volatility that is determined by entity-specific characteristics.&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The Bank is exposed to equity risk through its equity investment portfolios, which are controlled by Board-approved portfolio and VaR limits. Equity investments include common and preferred shares, as well as a diversified portfolio of third-party managed funds.&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The majority of the Bank&#x2019;s equity investment portfolios are managed by Group Treasury under the strategic direction of the ALCO. Group Treasury delegates the management of a portion of equity and equity-related portfolios to other external fund managers to take advantage of these fund managers&#x2019; expertise in particular market niches and products.&lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Investment portfolio risks&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The Bank holds investment portfolios to meet liquidity and statutory reserve requirements and for investment purposes. These portfolios expose the Bank to interest rate, foreign currency, credit spread and equity risks. Debt investments primarily consist of government, agency, and corporate bonds. Equity investments include common and preferred shares, as well as a diversified portfolio of third-party managed funds. The majority of these securities are valued using prices obtained from external sources. These portfolios are controlled by a Board-approved policy and limits.&lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading market risk&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The Bank&#x2019;s policies, processes and controls for trading activities are designed to achieve a balance between pursuing profitable trading opportunities and managing earnings volatility within a framework of sound and prudent practices. Trading activities are primarily customer focused.&lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:94%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom;background-color:#ededed"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Market risk arising from the Bank&#x2019;s trading activities is managed in accordance with Board-approved policies, and aggregate VaR and stress testing limits. Trading portfolios are &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;marked-to-market&lt;/div&gt;&lt;/div&gt; in accordance with the Bank&#x2019;s valuation policies. Positions are &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;marked-to-market&lt;/div&gt;&lt;/div&gt; daily and valuations are independently reviewed by GRM or finance units on a regular basis. These units also provide profit and loss reporting, as well as VaR and limit compliance reporting to business unit management and executive management for evaluation and action as appropriate. The quality of the Bank&#x2019;s VaR is validated by regular backtesting analysis, in which the VaR is compared to both theoretical profit and loss results based on fixed end of day positions and actual reported profit and loss. A VaR at the &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;99&lt;/div&gt;% confidence interval is an indication of a &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1&lt;/div&gt;% probability that losses will exceed the VaR if positions remain unchanged during the next business day. Trading positions are however managed dynamically and, as a result, actual profit/loss backtesting exceptions are uncommon. Aging reports are used to monitor the frequency of turnover of trading portfolio inventory.&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Value at Risk (VaR) is a key measure of market risk in the Bank&#x2019;s trading activities. In fiscal 2025, the total VaR for trading activities averaged $&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;13.6&lt;/div&gt; million, compared to $&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;14.9&lt;/div&gt;&#160;million in 2024. The change was mainly driven by lower equity and foreign exchange risk.&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto;background-color:#ededed"&gt;
&lt;tr&gt;
&lt;td style="width:83%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
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&lt;td&gt;&lt;/td&gt;
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&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="padding-bottom:4pt ;vertical-align:top"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;T51&lt;/div&gt;&#x2002;Market risk measures*&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto;background-color:#ededed"&gt;
&lt;tr&gt;
&lt;td style="width:47%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="16" style="height: 3.75pt; border-top: 0.75pt solid rgb(178, 48, 64); border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="16" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Year&#160;end&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Avg&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;High&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Low&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Year&#160;end&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Avg&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;High&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Credit Spread plus Interest Rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;34.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Credit Spread&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Interest Rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;26.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Equities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Foreign Exchange&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Commodities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Debt Specific&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3.6&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3.4&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;4.8&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2.3&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Diversification Effect&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(10.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(11.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n.m.&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n.m.&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(15.0&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(13.1&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;n.m.&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;n.m.&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;All-Bank&lt;/div&gt; VaR&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2004;&#x2007;8.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2004;13.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2004;21.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2004;&#x2007;7.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0; background-color: rgb(237, 237, 237);text-indent: 0px;"&gt;
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&lt;td style="padding-bottom: 4pt; vertical-align: top;"&gt;&lt;div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;div style="text-indent: -1.83em; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.83em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&#x2003;Effective November&#160;1, 2024, credit spread VaR also captures issuer-specific credit spread volatility which was previously included in debt specific VaR.&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="text-indent: -1.83em; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; margin-left: 1.83em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;n.m.&#x2009;Not meaningful&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
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&lt;td style="vertical-align:bottom;background-color:#ededed"&gt; &lt;div id="tx937872_31" style="margin-top:0pt; margin-bottom:0pt; font-size:9pt; font-family:arial;font-weight:bold"&gt;Liquidity Risk&lt;/div&gt; &lt;div style="font-size:4pt; margin-top:0pt; margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt;Liquidity risk is the risk that the Bank is unable to meet its financial obligations in a timely manner at reasonable prices. Financial obligations include liabilities to depositors, payments due under derivative contracts, settlement of securities borrowing and repurchase transactions, and lending and investment commitments.&lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt;border-bottom:1px solid #b2b2b2"&gt;&#160;&lt;/div&gt; &lt;div style="font-size:3pt; margin-top:0pt; margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Effective liquidity risk management is essential to maintain the confidence of depositors and counterparties, manage the Bank&#x2019;s cost of funds and to support core business activities, even under adverse circumstances.&lt;/div&gt; &lt;div style="font-size:3pt; margin-top:0pt; margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Liquidity risk is managed within the framework of policies and limits that are approved by the Board of Directors. The Board receives reports on risk exposures and performance against approved limits. The Asset-Liability Committee (ALCO) and the Treasury Risk Committee (TRC) provide senior management oversight of liquidity risk.&lt;/div&gt; &lt;div style="font-size:3pt; margin-top:0pt; margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The key elements of the liquidity risk framework are:&lt;/div&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt; display: table-row"&gt; &lt;div style="display: table-cell"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial"&gt;&#x2022;&lt;/div&gt; &lt;/div&gt; &lt;div style="display: table-cell"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial"&gt;Measurement and modeling &#x2013; the Bank&#x2019;s liquidity model measures and forecasts cash inflows and outflows, including &lt;div style="white-space:nowrap;display:inline;"&gt;off-balance&lt;/div&gt; sheet cash flows on a daily basis. Risk is managed by a set of key limits over the maximum net cash outflow by currency over specified short-term horizons (cash gaps), a minimum level of core liquidity, and liquidity stress tests.&lt;/div&gt; &lt;/div&gt; &lt;/div&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt; display: table-row"&gt; &lt;div style="display: table-cell"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial"&gt;&#x2022;&lt;/div&gt; &lt;/div&gt; &lt;div style="display: table-cell"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial"&gt;Reporting &#x2013; Global Risk Management provides independent oversight of all significant liquidity risks, supporting the ALCO and TRC with analysis, risk measurement, stress testing, monitoring and reporting.&lt;/div&gt; &lt;/div&gt; &lt;/div&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt; display: table-row"&gt; &lt;div style="display: table-cell"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial"&gt;&#x2022;&lt;/div&gt; &lt;/div&gt; &lt;div style="display: table-cell"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial"&gt;Stress testing &#x2013; the Bank performs liquidity stress testing on a regular basis, to evaluate the effect of both industry-wide and Bank-specific disruptions on the Bank&#x2019;s liquidity position. Liquidity stress testing has many purposes including:&lt;/div&gt; &lt;/div&gt; &lt;/div&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt; display: table-row"&gt; &lt;div style="display: table-cell"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.062500em; font-family:arial"&gt;&#x2013;&lt;/div&gt; &lt;/div&gt; &lt;div style="display: table-cell"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.437500em; font-family:arial"&gt;Helping the Bank understand the potential behavior of various &lt;div style="white-space:nowrap;display:inline;"&gt;on-balance&lt;/div&gt; sheet and &lt;div style="white-space:nowrap;display:inline;"&gt;off-balance&lt;/div&gt; sheet positions in circumstances of stress; and&lt;/div&gt; &lt;/div&gt; &lt;/div&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt; display: table-row"&gt; &lt;div style="display: table-cell"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.062500em; font-family:arial"&gt;&#x2013;&lt;/div&gt; &lt;/div&gt; &lt;div style="display: table-cell"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.437500em; font-family:arial"&gt;Based on this knowledge, facilitating the development of risk mitigation and contingency plans.&lt;/div&gt; &lt;/div&gt; &lt;/div&gt; &lt;div style="font-size:3pt; margin-top:0pt; margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; margin-left:1.00em; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s liquidity stress tests consider the effect of changes in funding assumptions, depositor behavior and the market value of liquid assets. The Bank performs industry standard stress tests, the results of which are reviewed at senior levels of the organization and are considered in making liquidity management decisions.&lt;/div&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt; display: table-row"&gt; &lt;div style="display: table-cell"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial"&gt;&#x2022;&lt;/div&gt; &lt;/div&gt; &lt;div style="display: table-cell"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial"&gt;Contingency planning &#x2013; the Bank maintains a liquidity contingency plan that specifies an approach for analyzing and responding to actual and potential liquidity events. The plan outlines an appropriate governance structure for the management and monitoring of liquidity events, processes for effective internal and external communication, and identifies potential counter measures to be considered at various stages of an event. A contingency plan is maintained both at the parent-level as well as for major subsidiaries.&lt;/div&gt; &lt;/div&gt; &lt;/div&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt; display: table-row"&gt; &lt;div style="display: table-cell"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial"&gt;&#x2022;&lt;/div&gt; &lt;/div&gt; &lt;div style="display: table-cell"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial"&gt;Funding diversification &#x2013; the Bank actively manages the diversification of its deposit liabilities by source, type of depositor, instrument, term and geography.&lt;/div&gt; &lt;/div&gt; &lt;/div&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt; display: table-row"&gt; &lt;div style="display: table-cell"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial"&gt;&#x2022;&lt;/div&gt; &lt;/div&gt; &lt;div style="display: table-cell"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:0.668750em; font-family:arial"&gt;Core liquidity &#x2013; the Bank maintains a pool of highly liquid, unencumbered assets that can be readily sold or pledged to secure borrowings under stressed market conditions or due to Bank-specific events. The Bank also maintains liquid assets to support its &lt;div style="white-space:nowrap;display:inline;"&gt;intra-day&lt;/div&gt; settlement obligations in payment, depository and clearing systems.&lt;/div&gt; &lt;/div&gt; &lt;/div&gt; &lt;div style="font-size:3pt; margin-top:0pt; margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s foreign operations have liquidity management frameworks that are similar to the Bank&#x2019;s framework. Local deposits are managed from a liquidity risk perspective based on the local management frameworks and regulatory requirements.&lt;/div&gt; &lt;div style="font-size:6pt; margin-top:0pt; margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color:#b23040;display:inline;"&gt;Derivative instruments&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank is subject to liquidity risk relating to its use of derivatives to meet customer needs, generate revenues from trading activities, manage market and credit risks arising from its lending, funding and investment activities, and lower its cost of capital. The maturity profile of the notional amounts of the Bank&#x2019;s derivative instruments is summarized in Note 9(b) of the consolidated financial statements.&lt;/div&gt; &lt;div style="font-size:6pt; margin-top:0pt; margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color:#b23040;display:inline;"&gt;Liquid assets&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Liquid assets are a key component of liquidity management and the Bank holds these types of assets in sufficient quantity to meet potential needs for liquidity management.&lt;/div&gt; &lt;div style="font-size:3pt; margin-top:0pt; margin-bottom:0pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Liquid assets can be used to generate cash either through sale, repurchase transactions or other transactions where these assets can be used as collateral to generate cash, or by allowing the asset to mature. Liquid assets include deposits at central banks, deposits with financial institutions, call and other short-term loans, marketable securities, precious metals and securities received as collateral from securities financing and derivative transactions. Liquid assets do not include borrowing capacity from central bank facilities.&lt;/div&gt; &lt;div style="font-size:3pt; margin-top:0pt; margin-bottom:1pt"&gt;&#160;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
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&lt;td style="width: 100%;"&gt;&lt;/td&gt; &lt;/tr&gt;
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&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); width: 100%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Funding&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The Bank ensures that its funding sources are well diversified. Funding concentrations are regularly monitored and analyzed by type. The sources of funding are capital, deposits from retail and commercial clients sourced through the Canadian and international branch network, deposits from financial institutions as well as wholesale debt issuances.&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Capital and personal deposits are key components of the Bank&#x2019;s core funding and these amounted to $403 billion as at October&#160;31, 2025 (October 31, 2024 &#x2013; $398 billion). &lt;div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;"&gt;The increase since October 31, 2024 is due to growth in personal deposits of $3 billion and common equity of $&lt;/div&gt;1 &lt;div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;"&gt;billion from earnings&lt;div style="display:inline;"&gt;,&lt;/div&gt; net of Shareholder Dividend and Share Purchase Plan. The Bank&#x2019;s funding is also comprised of commercial deposits, particularly those of an operating or relationship nature. Core funding is augmented by wholesale debt issuances, the longer term (original maturity over 1 year) portion of which amounts to $&lt;/div&gt;199 billion (October 31, 2024 &#x2013; $206 billion). Longer term wholesale debt issuances include senior notes, mortgage securitizations, asset-backed securities and covered bonds.&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The Bank operates in many different currencies and countries. From a funding perspective, the most significant currencies are Canadian and U.S. dollars. With respect to the Bank&#x2019;s operations outside Canada, there are different funding strategies depending on the nature of the activities in each country. For those countries where the Bank operates a branch banking subsidiary, the strategy is for the subsidiary to be substantially self-funding in its local market. For other subsidiaries or branches outside Canada where local deposit gathering capability is not sufficient, funding is provided through the wholesale funding activities of the Bank.&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;From an overall funding perspective, the Bank&#x2019;s objective is to achieve an appropriate balance between the cost and the stability of funding. Diversification of funding sources is a key element of the funding strategy.&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The Bank&#x2019;s wholesale debt diversification strategy is primarily executed via the Bank&#x2019;s main wholesale funding centres, located in Toronto, New York, London and Singapore. The majority of these funds are sourced in Canadian and U.S. dollars. Where required, these funds are swapped to fund assets in different currencies. The funding strategy deployed by wholesale funding centres and the management of associated risks, such as geographic and currency risk, are managed centrally within the framework of policies and limits that are approved by the Board of Directors.&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;In the normal course, the Bank uses a mix of unsecured and secured wholesale funding instruments across a variety of markets. The choice of instruments and markets is based on a number of factors, including relative cost, market capacity and diversification of funding. Market conditions can change over time, impacting cost and capacity in particular markets or instruments. Changing market conditions can include periods of stress where the availability of funding in particular markets or instruments is constrained. In these circumstances, the Bank would increase its focus on sources of funding in functioning markets and secured funding instruments. Should a period of extreme stress exist such that all wholesale funding sources are constrained, the Bank maintains a pool of liquid assets to mitigate its liquidity risk. This pool includes cash, deposits with central banks and securities.&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;In Canada, the Bank raises short and longer-term wholesale debt through the issuance of senior unsecured notes. Additional longer-term wholesale debt may be generated through the Bank&#x2019;s Canadian Debt and Equity Shelf, the securitization of Canadian insured residential mortgages through CMHC programs (such as Canada Mortgage Bonds), uninsured residential mortgages through the Bank&#x2019;s Covered Bond Program, retail credit card receivables through the Trillium Credit Card Trust II program and retail indirect auto loan receivables through the Securitized Term Auto Receivables Trust program. CMHC securitization programs, while included in the Bank&#x2019;s view of wholesale debt issuance, do not entail the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;run-off&lt;/div&gt; risk that can be experienced in funding raised from capital markets.&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;"&gt;Outside of Canada, short-term wholesale debt may be raised through the issuance of negotiable certificates of deposit in the United States, the United Kingdom, and the issuance of commercial paper in the United States. The Bank operates longer-term wholesale debt issuance registered programs in the United States, such as its SEC Registered Debt and Equity Shelf, and non-registered programs, such as the securitization of retail indirect auto loan receivables through the Securitized Term Auto Receivables Trust program and retail credit card receivables through the Trillium Credit Card Trust II program. The Bank may issue through its Covered Bond Program (listed with the U.K. Listing Authority and the Swiss Stock Exchange), in Europe, the United Kingdom, the United States, Australia and Switzerland. The Bank also raises longer-term funding across a variety of currencies through its Australian Medium Term Note Programme, European Medium Term Note Programme (listed with the U.K. Listing Authority and the Swiss Stock Exchange) and Singapore Medium Term Note Programme (listed with the Singapore Exchange and the Taiwan Exchange).&lt;/div&gt;&lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
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&lt;tr&gt;
&lt;td style="width:94%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom;background-color:#ededed"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Contractual maturities and obligations&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The table below provides the maturity of assets and liabilities as well as the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet commitments as at October&#160;31, 2025, based on the contractual maturity date.&lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr&gt;
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&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="padding-bottom: 4pt; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;T59&lt;/div&gt;&#x2002;Contractual maturities*&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); padding-bottom: 0.5pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="38" style="text-align: center; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;($&#160;millions)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Less&lt;br/&gt;than&#160;one&lt;br/&gt;month&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;One to&lt;br/&gt;three&lt;br/&gt;months&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Three&lt;br/&gt;to&#160;six&lt;br/&gt;months&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Six&#160;to&lt;br/&gt;nine&lt;br/&gt;months&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Nine&#160;to&lt;br/&gt;twelve&lt;br/&gt;months&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;One&#160;to&#160;two&lt;br/&gt;years&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Two&#160;to&#160;five&lt;br/&gt;years&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Over&#160;five&lt;br/&gt;years&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;No&#160;specific&lt;br/&gt;maturity&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Total&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Assets&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash and deposits with financial institutions and precious metals&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;63,343&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;846&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;226&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;110&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2009;&#x2007;&#x2007;&#x2007;&#x2009;319&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;315&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2009;5,894&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;71,123&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading assets&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,570&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,275&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,149&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,678&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,065&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,769&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2009;21,163&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,882&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;86,672&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;152,223&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Securities purchased under resale agreements and securities borrowed&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;158,225&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24,010&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,694&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,286&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,092&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;701&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;203,008&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,431&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,499&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,512&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,718&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,569&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,296&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,182&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,324&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Investment securities &#x2013; FVOCI&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,733&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,356&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,620&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,552&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,698&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19,180&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43,185&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;33,408&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;398&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;124,130&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Investment securities &#x2013; amortized cost&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;479&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;895&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;935&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;485&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,794&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,966&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,107&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,722&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Investment securities &#x2013; FVTPL&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,073&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,096&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Loans&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;42,269&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;45,303&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;53,987&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;63,272&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;50,092&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;162,273&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;225,891&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60,354&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;67,604&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;771,045&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Residential mortgages&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,392&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,473&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,628&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28,766&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,226&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;98,628&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;130,190&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,097&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,791&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;(1)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,191&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Personal loans&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,912&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,488&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,591&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,606&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,517&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,881&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,101&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,610&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,861&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;110,567&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit cards&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Business and government&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31,965&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;29,342&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,768&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28,900&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,349&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50,764&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;70,600&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,647&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;(2)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7,463&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Customers&#x2019; liabilities under acceptances&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;67&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;177&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Other assets&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65,987&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65,987&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Total assets&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;271,701&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,836&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;84,108&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;77,488&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;68,041&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;196,422&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;305,428&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;144,390&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;228,628&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,460,042&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 1pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr&gt;
&lt;td style="width: 69%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Liabilities and equity&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Deposits&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;75,799&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;79,361&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;68,686&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;49,395&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;42,403&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;64,578&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;75,189&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,097&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;487,771&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;966,279&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Personal&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,355&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,930&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19,913&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,931&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,136&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,151&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,109&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;155&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;173,038&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;301,718&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-personal&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58,444&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,431&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;48,773&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31,464&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26,267&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;42,427&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;63,080&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,942&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;314,733&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;664,561&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Financial instruments designated at fair value through profit or loss&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,098&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;932&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,774&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,454&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,335&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,798&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,103&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19,671&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;47,165&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Acceptances&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;68&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;68&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;178&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Obligations related to securities sold short&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;172&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,750&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,362&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,158&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;456&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,693&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,311&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,091&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,111&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38,104&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,015&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,702&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,077&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,506&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,311&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,770&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,011&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,639&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,031&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Obligations related to securities sold under repurchase agreements and securities lent&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;179,305&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,159&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,894&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;546&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;240&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189,144&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Subordinated debentures&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,753&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,939&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,692&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Other liabilities&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;158&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;494&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,167&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,204&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;888&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,857&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,042&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,401&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;42,651&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;66,862&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Total equity&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;88,587&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;88,587&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Total liabilities and equity&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;259,615&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;98,219&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;81,985&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2009;58,274&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;48,639&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2009;84,696&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2009;&#x2009;113,656&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;86,838&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;628,120&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;&#x2004;&#x2007;&#x2004;&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,460,042&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;&lt;div style="font-weight: bold;display:inline;"&gt;&lt;div style="white-space: nowrap;display:inline;"&gt;Off-balance&lt;/div&gt; sheet commitments&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit commitments&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,347&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,299&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,846&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,043&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14,364&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;53,723&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;149,510&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,210&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;280,342&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Guarantees and letters of credit&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;(4)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;86,851&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;86,851&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Includes primarily impaired mortgages. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Includes primarily overdrafts and impaired loans. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr&gt;
&lt;td style="width: 100%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial narrow; font-size: 6pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1.83em; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.83em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;(3)&#x2002;&#x2009;&#x2009;Includes the undrawn component of committed credit and liquidity facilities.&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="text-indent: -1.83em; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; margin-left: 1.83em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;(4)&#x2002;&#x2009;&#x2009;Includes outstanding balances of guarantees, standby letters of credit and commercial letters of credit which may expire undrawn.&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;  &lt;div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="color: white; line-height: 0pt; visibility: hidden;"&gt;
&lt;td style="width: 68%;"&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="padding-bottom: 4pt; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;T59&lt;/div&gt;&#x2002;Contractual maturities*&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); padding-bottom: 0.5pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="38" style="text-align: center; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;($&#160;millions)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Less&lt;br/&gt; than&#160;one&lt;br/&gt; month&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One to&lt;br/&gt; three&lt;br/&gt; months&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Three&lt;br/&gt; to&#160;six&lt;br/&gt; months&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Six&#160;to&lt;br/&gt; nine&lt;br/&gt; months&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Nine&#160;to&lt;br/&gt; twelve&lt;br/&gt; months&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&#160;two&lt;br/&gt; years&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Two&#160;to&#160;five&lt;br/&gt; years&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;five&lt;br/&gt; years&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;No&#160;specific&lt;br/&gt; maturity&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;&lt;div style="font-weight: bold;display:inline;"&gt;Assets&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash and deposits with financial institutions and precious metals&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;59,871&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;600&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;100&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;45&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;53&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;152&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;272&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;221&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;5,086&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;66,400&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading assets&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,183&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,233&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,782&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,925&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,620&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;8,484&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;21,126&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;22,003&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;61,371&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;129,727&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Securities purchased under resale agreements and securities borrowed&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;165,155&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;19,828&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;10,573&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,722&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,569&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;696&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;200,543&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,545&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;5,929&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,118&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,584&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,844&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6,774&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;9,718&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;10,867&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;44,379&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Investment securities &#x2013; FVOCI&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,404&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;7,194&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6,525&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4,316&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,825&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;19,546&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;46,178&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;27,238&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,162&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;121,388&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Investment securities &#x2013; amortized cost&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;16&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;919&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;706&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,136&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;994&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,860&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4,935&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;18,846&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;29,412&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Investment securities &#x2013; FVTPL&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;26&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,004&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,032&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Loans&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;40,996&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;43,071&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;49,443&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;52,476&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;48,186&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;163,815&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;242,835&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;55,047&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;64,960&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;760,829&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Residential mortgages&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;5,215&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;9,719&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;17,163&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;19,002&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;21,784&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;97,508&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;135,961&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;40,720&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,869&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;(1)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;350,941&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Personal loans&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,499&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,470&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,379&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4,807&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,598&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;12,012&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;25,695&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6,582&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;43,337&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;106,379&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit cards&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;17,374&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;17,374&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Business and government&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;32,282&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;29,882&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;28,901&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;28,667&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;22,804&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;54,295&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;81,179&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;7,745&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6,916&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;(2)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;292,671&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(6,536&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(6,536&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Customers&#x2019; liabilities under acceptances&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;39&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;57&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;36&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;10&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;148&lt;/div&gt;&lt;/td&gt;
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&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Other assets&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;57,169&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;57,169&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Total assets&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;275,211&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;80,831&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;74,283&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;66,214&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;61,097&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;200,631&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;325,786&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;134,222&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;193,752&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,412,027&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 1pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear: both; max-height: 0px; text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="color: white; line-height: 0pt; visibility: hidden;"&gt;
&lt;td style="width: 69%;"&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;&lt;div style="font-weight: bold;display:inline;"&gt;Liabilities and equity&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Deposits&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;88,575&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;77,322&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;68,891&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;57,925&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;43,415&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;64,530&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;76,309&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;24,977&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;441,905&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;943,849&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Personal&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;16,273&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;23,956&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;24,000&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;22,746&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;19,827&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;19,423&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;12,430&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;138&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;160,028&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;298,821&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-personal&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;72,302&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;53,366&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;44,891&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;35,179&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;23,588&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;45,107&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;63,879&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;24,839&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;281,877&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2004;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;645,028&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Financial instruments designated at fair value through profit or loss&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;510&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,045&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,132&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,609&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,833&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;5,330&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;8,887&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;14,995&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;36,341&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Acceptances&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;40&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;57&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;36&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;10&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;149&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Obligations related to securities sold short&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;272&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,988&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,120&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,803&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;816&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,638&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;7,114&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;9,413&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;8,878&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;35,042&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,754&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4,595&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,429&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,301&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,857&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;7,647&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;11,705&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;17,972&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;51,260&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Obligations related to securities sold under repurchase agreements and securities lent&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;186,240&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,427&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;93&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;437&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;44&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;208&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;190,449&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Subordinated debentures&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;251&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,740&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;5,842&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;7,833&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Other liabilities&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;533&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;759&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,285&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,267&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;979&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,142&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6,860&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;8,954&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;39,249&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;63,028&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Total equity&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;84,076&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;84,076&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Total liabilities and equity&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;278,924&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;89,193&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;75,986&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;65,603&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;48,950&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;86,235&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;110,875&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;82,153&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;574,108&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;1,412,027&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;&lt;div style="font-weight: bold;display:inline;"&gt;&lt;div style="white-space: nowrap;display:inline;"&gt;Off-balance&lt;/div&gt; sheet commitments&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit commitments&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,538&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;9,568&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;15,403&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;18,291&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;12,075&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;58,806&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;144,972&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;8,818&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;269,471&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Guarantees and letters of credit&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;(4)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;64,016&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;64,016&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear: both; max-height: 0px; text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Includes primarily impaired mortgages. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear: both; max-height: 0px; text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Includes primarily overdrafts and impaired loans. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear: both; max-height: 0px; text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="font-family: arial narrow; font-size: 6pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1.83em; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.83em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;(3)&#x2002;&#x2009;&#x2009;Includes the undrawn component of committed credit and liquidity facilities.&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="text-indent: -1.83em; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; margin-left: 1.83em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;(4)&#x2002;&#x2009;&#x2009;Includes outstanding balances of guarantees, standby letters of credit and commercial letters of credit which may expire undrawn.&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear: both; max-height: 0px; text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="clear: both; max-height: 0px; text-indent: 0px;"&gt;&lt;/div&gt; </bns:FinancialInstrumentsDisclosuresUnderIFRS7Explanatory>
    <bns:StatisticalTechniquePercentageofConfidenceLevelToValueAtRiskOnTradingPortfolios
      contextRef="P11_01_2024To10_31_2025_MarketRiskMemberifrsfullTypesOfRisksAxis_ValueatRiskMemberifrsfullMeasurementAxis"
      decimals="2"
      id="ixv-121099"
      unitRef="Unit_pure">0.99</bns:StatisticalTechniquePercentageofConfidenceLevelToValueAtRiskOnTradingPortfolios>
    <bns:ValueAtRiskHoldingPeriod
      contextRef="P11_01_2024To10_31_2025_MarketRiskMemberifrsfullTypesOfRisksAxis_ValueatRiskMemberifrsfullMeasurementAxis"
      id="ixv-121100">P1D</bns:ValueAtRiskHoldingPeriod>
    <bns:PreTaxNetInterestIncome
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-121101"
      unitRef="Unit_CAD">236000000</bns:PreTaxNetInterestIncome>
    <bns:PreTaxNetInterestIncome
      contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis"
      decimals="-6"
      id="ixv-121102"
      unitRef="Unit_CAD">102000000</bns:PreTaxNetInterestIncome>
    <bns:PreTaxNetInterestIncome
      contextRef="P11_01_2024To10_31_2025_TopOfRangeMemberifrsfullRangeAxis"
      decimals="-6"
      id="ixv-121103"
      unitRef="Unit_CAD">236000000</bns:PreTaxNetInterestIncome>
    <bns:DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-77032">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto;background-color:#ededed"&gt;
&lt;tr&gt;
&lt;td style="width:85%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="padding-bottom:4pt ;vertical-align:top"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;T50&lt;/div&gt;&#x2002;Structural interest sensitivity*&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto;background-color:#ededed"&gt;
&lt;tr&gt;
&lt;td style="width:41%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="24" style="height: 3.75pt; border-top: 0.75pt solid rgb(178, 48, 64); border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="8" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="22" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Economic Value of Equity&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Net Interest Income&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Economic&lt;br/&gt; Value&#160;of&lt;br/&gt; Equity&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&lt;br/&gt; Interest&lt;br/&gt; Income&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Canadian&lt;br/&gt; dollar&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Other&lt;br/&gt; currencies&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Total&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Canadian&lt;br/&gt; dollar&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Other&lt;br/&gt; currencies&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Total&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Pre-tax&lt;/div&gt; impact of&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;100bp increase in rates&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-trading&lt;/div&gt; risk&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(616&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(952&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(1,568&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;247&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(11&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;236&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(1,338&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(21&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
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&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;100bp decrease in rates&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-trading&lt;/div&gt; risk&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;530&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;671&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,201&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(21&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(245&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;780&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;(31&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</bns:DisclosureForeignCurrencySensitivityAnalysisEffectOnEquityExplanatory>
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&lt;td style="width:83%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
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&lt;td&gt;&lt;/td&gt;
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&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
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&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
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&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
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&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
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&lt;td style="padding-bottom:4pt ;vertical-align:top"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;T51&lt;/div&gt;&#x2002;Market risk measures*&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto;background-color:#ededed"&gt;
&lt;tr&gt;
&lt;td style="width:47%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="16" style="height: 3.75pt; border-top: 0.75pt solid rgb(178, 48, 64); border-left: 0.75pt solid rgb(178, 48, 64); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="16" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Year&#160;end&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Avg&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;High&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Low&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Year&#160;end&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Avg&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;High&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Credit Spread plus Interest Rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;34.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Credit Spread&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Interest Rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;26.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Equities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Foreign Exchange&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Commodities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Debt Specific&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3.6&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3.4&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;4.8&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2.3&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Diversification Effect&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(10.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(11.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n.m.&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n.m.&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(15.0&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(13.1&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;n.m.&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;n.m.&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;All-Bank&lt;/div&gt; VaR&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(178, 48, 64);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2004;&#x2007;8.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2004;13.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2004;21.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2004;&#x2007;7.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-right: 0.75pt solid rgb(178, 48, 64);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2007;&#x2007;&#x2004;12.1&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2007;&#x2007;&#x2004;14.9&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2007;&#x2007;&#x2004;24.2&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2007;&#x2007;&#x2004;&#x2007;8.3&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
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&lt;td style="width:94%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom;background-color:#ededed"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Contractual maturities and obligations&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The table below provides the maturity of assets and liabilities as well as the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet commitments as at October&#160;31, 2025, based on the contractual maturity date.&lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 1pt; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
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&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="padding-bottom: 4pt; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;T59&lt;/div&gt;&#x2002;Contractual maturities*&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); padding-bottom: 0.5pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="38" style="text-align: center; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;($&#160;millions)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Less&lt;br/&gt;than&#160;one&lt;br/&gt;month&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;One to&lt;br/&gt;three&lt;br/&gt;months&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Three&lt;br/&gt;to&#160;six&lt;br/&gt;months&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Six&#160;to&lt;br/&gt;nine&lt;br/&gt;months&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Nine&#160;to&lt;br/&gt;twelve&lt;br/&gt;months&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;One&#160;to&#160;two&lt;br/&gt;years&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Two&#160;to&#160;five&lt;br/&gt;years&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Over&#160;five&lt;br/&gt;years&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;No&#160;specific&lt;br/&gt;maturity&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Total&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Assets&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash and deposits with financial institutions and precious metals&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;63,343&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;846&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;226&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;110&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2009;&#x2007;&#x2007;&#x2007;&#x2009;319&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;315&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2009;5,894&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;71,123&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading assets&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,570&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,275&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,149&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,678&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,065&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,769&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2009;21,163&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,882&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;86,672&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;152,223&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Securities purchased under resale agreements and securities borrowed&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;158,225&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24,010&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,694&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,286&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,092&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;701&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;203,008&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,431&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,499&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,512&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,718&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,569&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,296&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,182&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,324&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Investment securities &#x2013; FVOCI&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,733&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,356&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,620&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,552&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,698&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19,180&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43,185&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;33,408&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;398&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;124,130&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Investment securities &#x2013; amortized cost&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;479&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;895&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;935&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;485&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,794&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,966&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,107&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,722&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Investment securities &#x2013; FVTPL&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,073&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,096&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Loans&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;42,269&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;45,303&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;53,987&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;63,272&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;50,092&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;162,273&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;225,891&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60,354&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;67,604&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;771,045&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Residential mortgages&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,392&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,473&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,628&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28,766&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,226&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;98,628&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;130,190&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,097&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,791&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;(1)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,191&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Personal loans&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,912&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,488&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,591&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,606&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,517&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,881&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,101&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,610&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,861&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;110,567&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit cards&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Business and government&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31,965&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;29,342&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,768&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28,900&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,349&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50,764&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;70,600&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,647&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;(2)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7,463&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Customers&#x2019; liabilities under acceptances&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;67&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;177&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Other assets&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65,987&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65,987&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Total assets&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;271,701&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,836&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;84,108&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;77,488&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;68,041&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;196,422&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;305,428&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;144,390&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;228,628&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,460,042&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 1pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr&gt;
&lt;td style="width: 69%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Liabilities and equity&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Deposits&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;75,799&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;79,361&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;68,686&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;49,395&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;42,403&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;64,578&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;75,189&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,097&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;487,771&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;966,279&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Personal&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,355&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,930&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19,913&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,931&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,136&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,151&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,109&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;155&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;173,038&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;301,718&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-personal&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58,444&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,431&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;48,773&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31,464&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26,267&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;42,427&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;63,080&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,942&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;314,733&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;664,561&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Financial instruments designated at fair value through profit or loss&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,098&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;932&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,774&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,454&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,335&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,798&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,103&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19,671&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;47,165&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Acceptances&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;68&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;68&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;178&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Obligations related to securities sold short&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;172&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,750&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,362&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,158&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;456&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,693&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,311&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,091&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,111&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38,104&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,015&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,702&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,077&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,506&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,311&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,770&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,011&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,639&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,031&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Obligations related to securities sold under repurchase agreements and securities lent&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;179,305&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,159&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,894&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;546&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;240&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189,144&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Subordinated debentures&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,753&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,939&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,692&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Other liabilities&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;158&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;494&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,167&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,204&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;888&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,857&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,042&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,401&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;42,651&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;66,862&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Total equity&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;88,587&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;88,587&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Total liabilities and equity&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;259,615&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;98,219&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;81,985&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2009;58,274&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;48,639&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2009;84,696&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2009;&#x2009;113,656&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;86,838&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;628,120&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;&#x2004;&#x2007;&#x2004;&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,460,042&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;&lt;div style="font-weight: bold;display:inline;"&gt;&lt;div style="white-space: nowrap;display:inline;"&gt;Off-balance&lt;/div&gt; sheet commitments&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit commitments&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,347&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,299&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,846&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,043&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14,364&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;53,723&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;149,510&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,210&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;280,342&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Guarantees and letters of credit&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;(4)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;86,851&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;86,851&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Includes primarily impaired mortgages. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Includes primarily overdrafts and impaired loans. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr&gt;
&lt;td style="width: 100%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial narrow; font-size: 6pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt; &lt;div style="text-indent: -1.83em; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.83em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;(3)&#x2002;&#x2009;&#x2009;Includes the undrawn component of committed credit and liquidity facilities.&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="text-indent: -1.83em; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; margin-left: 1.83em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;(4)&#x2002;&#x2009;&#x2009;Includes outstanding balances of guarantees, standby letters of credit and commercial letters of credit which may expire undrawn.&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;  &lt;div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="color: white; line-height: 0pt; visibility: hidden;"&gt;
&lt;td style="width: 68%;"&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="padding-bottom: 4pt; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;T59&lt;/div&gt;&#x2002;Contractual maturities*&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); padding-bottom: 0.5pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="38" style="text-align: center; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 3.75pt; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;($&#160;millions)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Less&lt;br/&gt; than&#160;one&lt;br/&gt; month&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One to&lt;br/&gt; three&lt;br/&gt; months&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Three&lt;br/&gt; to&#160;six&lt;br/&gt; months&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Six&#160;to&lt;br/&gt; nine&lt;br/&gt; months&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Nine&#160;to&lt;br/&gt; twelve&lt;br/&gt; months&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&#160;two&lt;br/&gt; years&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Two&#160;to&#160;five&lt;br/&gt; years&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;five&lt;br/&gt; years&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;No&#160;specific&lt;br/&gt; maturity&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;&lt;div style="font-weight: bold;display:inline;"&gt;Assets&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash and deposits with financial institutions and precious metals&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;59,871&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;600&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;100&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;45&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;53&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;152&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;272&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;221&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;5,086&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;66,400&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading assets&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,183&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,233&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,782&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,925&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,620&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;8,484&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;21,126&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;22,003&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;61,371&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;129,727&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Securities purchased under resale agreements and securities borrowed&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;165,155&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;19,828&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;10,573&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,722&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,569&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;696&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;200,543&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,545&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;5,929&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,118&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,584&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,844&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6,774&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;9,718&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;10,867&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;44,379&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Investment securities &#x2013; FVOCI&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,404&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;7,194&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6,525&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4,316&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,825&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;19,546&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;46,178&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;27,238&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,162&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;121,388&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Investment securities &#x2013; amortized cost&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;16&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;919&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;706&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,136&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;994&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,860&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4,935&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;18,846&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;29,412&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Investment securities &#x2013; FVTPL&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;26&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,004&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,032&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Loans&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;40,996&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;43,071&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;49,443&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;52,476&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;48,186&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;163,815&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;242,835&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;55,047&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;64,960&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;760,829&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Residential mortgages&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;5,215&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;9,719&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;17,163&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;19,002&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;21,784&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;97,508&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;135,961&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;40,720&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,869&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;(1)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;350,941&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Personal loans&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,499&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,470&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,379&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4,807&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,598&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;12,012&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;25,695&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6,582&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;43,337&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;106,379&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit cards&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;17,374&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;17,374&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Business and government&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;32,282&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;29,882&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;28,901&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;28,667&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;22,804&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;54,295&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;81,179&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;7,745&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6,916&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;(2)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;292,671&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(6,536&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(6,536&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Customers&#x2019; liabilities under acceptances&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;39&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;57&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;36&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;10&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;148&lt;/div&gt;&lt;/td&gt;
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&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Other assets&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;57,169&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;57,169&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Total assets&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;275,211&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;80,831&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;74,283&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;66,214&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;61,097&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;200,631&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;325,786&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;134,222&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;193,752&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,412,027&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size: 1pt;"&gt;
&lt;td style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height: 0.75pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 1pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear: both; max-height: 0px; text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 7pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="color: white; line-height: 0pt; visibility: hidden;"&gt;
&lt;td style="width: 69%;"&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="font-family: ARIAL; font-size: 0pt; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;&lt;div style="font-weight: bold;display:inline;"&gt;Liabilities and equity&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Deposits&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;88,575&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;77,322&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;68,891&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;57,925&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;43,415&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;64,530&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;76,309&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;24,977&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;441,905&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;943,849&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Personal&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;16,273&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;23,956&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;24,000&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;22,746&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;19,827&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;19,423&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;12,430&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;138&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;160,028&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;298,821&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-personal&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;72,302&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;53,366&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;44,891&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;35,179&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;23,588&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;45,107&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;63,879&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;24,839&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;281,877&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2004;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;645,028&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Financial instruments designated at fair value through profit or loss&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;510&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,045&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,132&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,609&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,833&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;5,330&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;8,887&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;14,995&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;36,341&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Acceptances&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;40&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;57&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;36&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;10&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;149&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Obligations related to securities sold short&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;272&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,988&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,120&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,803&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;816&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,638&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;7,114&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;9,413&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;8,878&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;35,042&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,754&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4,595&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,429&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2,301&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,857&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;7,647&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;11,705&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;17,972&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;51,260&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Obligations related to securities sold under repurchase agreements and securities lent&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;186,240&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,427&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;93&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;437&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;44&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;208&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;190,449&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Subordinated debentures&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;251&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,740&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;5,842&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;7,833&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Other liabilities&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;533&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;759&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,285&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,267&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;979&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3,142&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6,860&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;8,954&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;39,249&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;63,028&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Total equity&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;84,076&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;84,076&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237); padding-bottom: 0.375pt;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Total liabilities and equity&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;278,924&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;89,193&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;75,986&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;65,603&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;48,950&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;86,235&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;110,875&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;82,153&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;574,108&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2007;1,412,027&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;&lt;div style="font-weight: bold;display:inline;"&gt;&lt;div style="white-space: nowrap;display:inline;"&gt;Off-balance&lt;/div&gt; sheet commitments&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit commitments&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1,538&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;9,568&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;15,403&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;18,291&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;12,075&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;58,806&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;144,972&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;8,818&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;$&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;269,471&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 7pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 7pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Guarantees and letters of credit&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.8px"&gt;(4)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;64,016&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;64,016&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; background-color: rgb(237, 237, 237); border-bottom: 0.75pt solid black;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear: both; max-height: 0px; text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Includes primarily impaired mortgages. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear: both; max-height: 0px; text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Includes primarily overdrafts and impaired loans. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear: both; max-height: 0px; text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-size: 2pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 2pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="font-family: arial narrow; font-size: 6pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: top; background-color: rgb(237, 237, 237);"&gt;&lt;div style="text-indent: -1.83em; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1.83em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;(3)&#x2002;&#x2009;&#x2009;Includes the undrawn component of committed credit and liquidity facilities.&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="text-indent: -1.83em; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt; margin-left: 1.83em; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;(4)&#x2002;&#x2009;&#x2009;Includes outstanding balances of guarantees, standby letters of credit and commercial letters of credit which may expire undrawn.&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear: both; max-height: 0px; text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="clear: both; max-height: 0px; text-indent: 0px;"&gt;&lt;/div&gt; </bns:DisclosureOfBalanceSheetByContractualMaturityExplanatory>
    <ifrs-full:DepositLiabilities
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      unitRef="Unit_CAD">75799000000</ifrs-full:DepositLiabilities>
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      id="ixv-121199"
      unitRef="Unit_CAD">79361000000</ifrs-full:DepositLiabilities>
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      id="ixv-121200"
      unitRef="Unit_CAD">68686000000</ifrs-full:DepositLiabilities>
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      contextRef="PAsOn10_31_2025_LaterThanSixMonthsAndNotLaterThanNineMonthsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis"
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      id="ixv-121201"
      unitRef="Unit_CAD">49395000000</ifrs-full:DepositLiabilities>
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      contextRef="PAsOn10_31_2025_LaterThanNineMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis"
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      id="ixv-121202"
      unitRef="Unit_CAD">42403000000</ifrs-full:DepositLiabilities>
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      contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis"
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      id="ixv-121203"
      unitRef="Unit_CAD">64578000000</ifrs-full:DepositLiabilities>
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      contextRef="PAsOn10_31_2025_LaterThanTwoYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis"
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      id="ixv-121204"
      unitRef="Unit_CAD">75189000000</ifrs-full:DepositLiabilities>
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      contextRef="PAsOn10_31_2025_LaterThanFiveYearsMemberifrsfullMaturityAxis_LiquidityRiskMemberifrsfullTypesOfRisksAxis"
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      id="ixv-121205"
      unitRef="Unit_CAD">23097000000</ifrs-full:DepositLiabilities>
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      contextRef="PAsOn10_31_2025_LiquidityRiskMemberifrsfullTypesOfRisksAxis_NoSpecificMaturityMemberifrsfullMaturityAxis"
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      id="ixv-121206"
      unitRef="Unit_CAD">487771000000</ifrs-full:DepositLiabilities>
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      id="ixv-121207"
      unitRef="Unit_CAD">966279000000</ifrs-full:DepositLiabilities>
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      unitRef="Unit_CAD">17355000000</bns:PersonalDeposits>
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      id="ixv-121209"
      unitRef="Unit_CAD">22930000000</bns:PersonalDeposits>
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      id="ixv-121210"
      unitRef="Unit_CAD">19913000000</bns:PersonalDeposits>
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      id="ixv-121211"
      unitRef="Unit_CAD">17931000000</bns:PersonalDeposits>
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      id="ixv-121212"
      unitRef="Unit_CAD">16136000000</bns:PersonalDeposits>
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      id="ixv-121213"
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&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Reporting Entity &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank of Nova Scotia (the Bank) is a chartered Schedule I bank under the Bank Act (Canada) (the Bank Act) and is regulated by the Office of the Superintendent of Financial Institutions (OSFI). The Bank is a global financial services provider offering a diverse range of products and services, including personal, commercial, corporate and investment banking. The head office of the Bank is located at 1709 Hollis Street, Halifax, Nova&#160;Scotia, Canada and its executive offices are at 40 Temperance Street, Toronto, Canada. The common shares of the Bank are listed on the Toronto Stock Exchange (TSX) and the New York Stock Exchange. &lt;/div&gt; &lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt; </bns:DisclosureOfReportingEntityExplanatory>
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&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Basis of Preparation &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Statement of compliance &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;These consolidated financial statements were prepared in accordance with International Financial Reporting Standards (IFRS) as issued by the International Accounting Standards Board (IASB) and accounting requirements of OSFI in accordance with Section&#160;308 of the Bank Act. Section&#160;308 states that, except as otherwise specified by OSFI, the financial statements are to be prepared in accordance with IFRS. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The consolidated financial statements for the year ended October&#160;31, 2025 have been approved by the Board of Directors for issue on December&#160;2, 2025. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Basis of measurement &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The consolidated financial statements have been prepared on the historical cost basis except for the following material items that are measured at fair value in the Consolidated Statement of Financial Position: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
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&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Derivative financial instruments &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
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&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Debt instruments measured at fair value through other comprehensive income &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Functional and presentation currency &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;These consolidated financial statements are presented in Canadian dollars, which is the Bank&#x2019;s functional currency. All financial information presented in Canadian dollars has been rounded to the nearest million unless otherwise stated. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Management&#x2019;s use of estimates, assumptions and judgments &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s accounting policies require estimates, assumptions and judgments that relate to matters that are inherently uncertain. The Bank has established procedures to ensure that accounting policies are applied consistently. Estimates and underlying assumptions are reviewed on an ongoing basis. Revisions to accounting estimates are recognized in the year in which the estimates are revised. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Use of estimates and assumptions &lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;The preparation of these consolidated financial statements requires management to make estimates and assumptions that affect the reported amount of assets and liabilities at the date of the consolidated financial statements, and other comprehensive income and income and expenses during the reporting period. Estimates made by management are based on historical experience and other factors and assumptions that are believed to be reasonable. Key areas of estimation uncertainty include those relating to the allowance for credit losses, the fair value of financial instruments (including derivatives), corporate income taxes, employee benefits, goodwill and intangible assets, the fair value of all identifiable assets and liabilities as a result of business combinations, impairment of &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; assets and provisions. The Bank has utilized estimates, assumptions and judgments that reflect this uncertainty. While management makes its best estimates and assumptions, actual results could differ from these and other estimates. &lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Currently, there continues to be uncertainty surrounding U.S. trade policies and the impact of tariffs. This results in increased measurement uncertainty for estimates used in financial reporting. In particular, the allowance for credit losses, using an expected credit loss approach as required under IFRS 9, is estimated using complex models and incorporates inputs, assumptions, and techniques that require a high degree of judgement and is heavily dependent on the forecast of macroeconomic variables. Due to the ongoing uncertainty surrounding U.S. trade policy and tariffs, estimates and valuation models applied based on conditions and information existing as at October&#160;31, 2025 may be significantly different from the actual outcome. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Significant judgments &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In the preparation of these consolidated financial statements, management is required to make significant judgments in the classification and presentation of transactions and instruments and accounting for the Bank&#x2019;s involvement with other entities. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;  &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Significant estimates, assumptions and judgments have been made in the following areas and are discussed as noted in the consolidated financial statements: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:71%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="width:26%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;Allowance for credit losses&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 3&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 12(e)&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="height:3pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;Fair value of financial instruments&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 3&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 6&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="height:3pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;Corporate income taxes&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 3&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 26&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="height:3pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;Employee benefits&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 3&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 27&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="height:3pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;Goodwill and intangible assets&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 3&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 17&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="height:3pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;Fair value of all identifiable assets and liabilities as a result of business combinations&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 3&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 35&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="height:3pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;Impairment of investment securities&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 3&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 11&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="height:3pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;Impairment of &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; assets&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 3&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 15&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 17&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="height:3pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;Structured entities&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 3&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 14&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="height:3pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;De facto control of other entities&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 3&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 30&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="height:3pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;Derecognition of financial assets and liabilities&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 3&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 13&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="height:3pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;Provisions&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 3&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Note 22&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfBasisOfPreparationOfFinancialStatementsExplanatory>
    <ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-128861">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_3" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Material Accounting Policies &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The material accounting policies used in the preparation of these consolidated financial statements, including any additional accounting requirements of OSFI, as set out below, have been applied consistently to all periods presented in these consolidated financial statements. &lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Basis of consolidation &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The consolidated financial statements include the assets, liabilities, financial performance and cash flows of the Bank and all of its subsidiaries, after elimination of intercompany transactions and balances. Subsidiaries are defined as entities controlled by the Bank. The Bank&#x2019;s subsidiaries can be classified as entities controlled through voting interests or structured entities. The Bank consolidates a subsidiary from the date it obtains control. For the Bank to control an entity, all three elements of control should be in existence: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;power over the investee; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;exposure, or rights, to variable returns from involvement with the investee; and &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;the ability to use power over the investee to affect the amount of the Bank&#x2019;s returns. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank does not control an investee when it is acting as an agent. The Bank assesses whether it is an agent by determining whether it is primarily engaged to act on behalf of and for the benefit of another party or parties. The Bank reassesses whether it controls an investee if facts and circumstances indicate that one or more of the elements of control have changed. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Voting-interest subsidiaries &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Control is presumed with an ownership interest of more than 50% of the voting rights in an entity unless there are other factors that indicate that the Bank does not control the entity despite having more than 50% of voting rights. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank may consolidate an entity when it owns less than 50% of the voting rights when it has one or more other attributes of power: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;by virtue of an agreement, over more than half of the voting rights; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;to govern the financial and operating policies of the entity under a statute or an agreement; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;to appoint or remove the majority of the members of the board of directors or equivalent governing body and control of the entity is by that board or body; or &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;to govern the financial and operating policies of the entity through the size of its holding of voting rights relative to the size and dispersion of holding of the other vote holders and voting patterns at shareholder meetings (i.e., de facto control). &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-controlling&lt;/div&gt; interests are presented within equity in the Consolidated Statement of Financial Position separate from equity attributable to equity holders of the Bank. The net income attributable to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interests is presented separately in the Consolidated Statement of Income. Partial sales and incremental purchases of interests in subsidiaries that do not result in a change of control are accounted for as equity transactions with &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interest holders. Any difference between the carrying amount of the interest and the transaction amount is recorded as an adjustment to retained earnings. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Structured entities &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Structured entities are designed to accomplish certain well-defined objectives and for which voting or similar rights are not the dominant factor in deciding who controls the entity. The Bank controls an entity when it is exposed, or has rights, to variable returns from its involvement with the investee and has the ability to affect those returns through its power over the investee. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank consolidates all structured entities that it controls. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt; &lt;div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Investments in associates &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;An associate is an entity in which the Bank has significant influence, but not control, over the operating and financial policies of the entity. &lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Investments in associates are recognized initially at cost, which includes the purchase price and other costs directly attributable to the purchase. Associates are accounted for using the equity method, which reflects the Bank&#x2019;s share of the increase or decrease of the post-acquisition earnings and other movements in the associate&#x2019;s equity. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"&gt;Investments in associates are evaluated for impairment at the end of each financial reporting period, or more frequently if events or changes in circumstances indicate the existence of objective evidence of impairment.&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For purposes of applying the equity method for an investment that has a different reporting period from the Bank, adjustments are made for the effects of any significant events or transactions that occur between the reporting date of the investment and the reporting date of the Bank. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Joint arrangements &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s investments in joint arrangements over which the Bank has joint control are classified as either joint operations or joint ventures, depending on the contractual rights and obligations of each investor, rather than the legal structure of the joint arrangement. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Similar to accounting for investments in associates, for joint ventures, investments are recognized initially at cost and accounted for using the equity method, which reflects the Bank&#x2019;s share of the increase or decrease of the post-acquisition earnings and other movements in the joint venture&#x2019;s equity. Investments in joint ventures are evaluated for impairment at the end of each financial reporting period, or more frequently if events or changes in circumstances indicate the existence of objective evidence of impairment. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For joint operations, the Bank recognizes its direct rights to, and its share of jointly held assets, liabilities, revenues and expenses. These have been incorporated in the consolidated financial statements under the appropriate headings. &lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Translation of foreign currencies &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The financial statements of each of the Bank&#x2019;s foreign operations are measured using its functional currency, being the currency of the primary economic environment of the foreign operation. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Translation gains and losses related to the Bank&#x2019;s monetary items are recognized in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income in the Consolidated Statement of Income. Revenues and expenses denominated in foreign currencies are translated using average exchange rates. Foreign currency &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-monetary&lt;/div&gt; items that are measured at historical cost are translated into the functional currency at historical rates. Foreign currency &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-monetary&lt;/div&gt; items measured at fair value are translated into functional currency using the rate of exchange at the date the fair value was determined. Foreign currency gains and losses on &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-monetary&lt;/div&gt; items are recognized in the Consolidated Statement of Income or Consolidated Statement of Comprehensive Income consistent with the gain or loss on the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-monetary&lt;/div&gt; item. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Unrealized gains and losses arising upon translation of foreign operations, together with any gains or losses arising from hedges of those net investment positions to the extent effective, are credited or charged to net change in unrealized foreign currency translation gains/losses in other comprehensive income in the Consolidated Statement of Comprehensive Income. On disposal or meeting the definition of partial disposal of a foreign operation, an appropriate portion of the translation differences previously recognized in other comprehensive income are recognized in the Consolidated Statement of Income. &lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Financial assets and liabilities &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Recognition and initial measurement &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank, on the date of origination or purchase, recognizes loans, debt and equity securities, deposits and subordinated debentures at the fair value of the consideration paid or received. &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Regular-way&lt;/div&gt; purchases and sales of financial assets are recognized on the settlement date. All other financial assets and liabilities, including derivatives, are initially recognized on the trade date at which the Bank becomes a party to the contractual provisions of the instrument. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The initial measurement of a financial asset or liability is at fair value plus transaction costs that are directly attributable to its purchase or issuance. For instruments measured at fair value through profit or loss, transaction costs are recognized immediately in profit or loss. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Classification and measurement, derecognition, and impairment of financial instruments &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt;Classification and measurement &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Classification and measurement of financial assets &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Financial assets include both debt and equity instruments, are classified into one of the following measurement categories: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Amortized cost; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Fair value through other comprehensive income (FVOCI); &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Fair value through profit or loss (FVTPL); &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Elected at fair value through other comprehensive income (Equities only); or &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Designated at FVTPL &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Debt instruments &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Debt instruments, including loans and debt securities, are classified into one of the following measurement categories: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Amortized cost; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Fair value through other comprehensive income (FVOCI); &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Fair value through profit or loss (FVTPL); or &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Designated at FVTPL &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Classification of debt instruments is determined based on: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;(i)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;The business model under which the asset is held; and &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;(ii)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;The contractual cash flow characteristics of the instrument. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Business model assessment &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;A business model assessment involves determining how financial assets are managed to generate cash flows. The Bank&#x2019;s business model assessment is based on the following categories: &lt;/div&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Held to collect: The objective of this business model is to hold assets and collect contractual cash flows. Any sales of the asset are incidental to the objective of the model. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Held to collect and for sale: Both collecting contractual cash flows and sales are integral to achieving the objectives of the business model. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Other business model: The business model is neither &lt;div style="white-space:nowrap;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;held-to-collect&lt;/div&gt;&lt;/div&gt; nor &lt;div style="white-space:nowrap;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;held-to-collect&lt;/div&gt;&lt;/div&gt; and for sale. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank assesses the business model at a portfolio level reflective of how groups of assets are managed together to achieve a particular business objective. For the assessment of a business model, the Bank takes into consideration the following factors: &lt;/div&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;How the performance of assets in a portfolio is evaluated and reported to group heads and other key decision makers within the Bank&#x2019;s business lines; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;How compensation is determined for the Bank&#x2019;s business lines&#x2019; management that manages the assets; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;How the business lines&#x2019; management is compensated for managing the Bank&#x2019;s assets based on the fair value or the contractual cash flows collected; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Whether the assets are held for trading purposes; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;The risks that affect the performance of assets held within a business model and how those risks are managed; and &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;The frequency and volume of sales in prior periods and expectations about future sales activity. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Contractual cash flow characteristics assessment &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The contractual cash flow characteristics assessment involves assessing the contractual features of an instrument to determine if they give rise to cash flows that are consistent with a basic lending arrangement. Contractual cash flows are consistent with a basic lending arrangement if they represent cash flows that are solely payments of principal and interest on the principal amount outstanding (SPPI). &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Principal is defined as the fair value of the instrument at initial recognition. Principal may change over the life of the instrument due to repayments or amortization of premium/discount. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Interest is defined as the consideration for the time value of money and the credit risk associated with the principal amount outstanding and for other basic lending risks and costs (liquidity risk and administrative costs), and a profit margin. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;If the Bank identifies any contractual features that could significantly modify the cash flows of the instrument such that they are no longer consistent with a basic lending arrangement, the related financial asset is classified and measured at FVTPL. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Debt instruments measured at amortized cost &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Debt instruments are measured at amortized cost if they are held within a business model whose objective is to hold for collection of contractual cash flows where those cash flows represent solely payments of principal and interest. After initial measurement, debt instruments in this category are carried at amortized cost. Interest income on these instruments is recognized in interest income using the effective interest rate method. The effective interest rate is the rate that discounts estimated future cash payments or receipts through the expected life of the financial asset to the gross carrying amount of a financial asset. Amortized cost is calculated by taking into account any discount or premium on the acquisition, transaction costs and fees that are an integral part of the effective interest rate. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Impairment on debt instruments measured at amortized cost is calculated using the expected credit loss approach. Loans and debt securities measured at amortized cost are presented net of the allowance for credit losses (ACL) in the Statement of Financial Position. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Debt instruments measured at FVOCI &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Debt instruments are measured at FVOCI if they are held within a business model whose objective is to hold for collection of contractual cash flows and for selling financial assets, where the assets&#x2019; cash flows represent payments that are solely payments of principal and interest. Subsequent to initial recognition, unrealized gains and losses on debt instruments measured at FVOCI are recorded in other comprehensive income (OCI), unless the instrument is designated in a fair value hedge relationship. When designated in a fair value hedge relationship, any changes in fair value due to changes in the hedged risk are recognized in &lt;div style="white-space:nowrap;display:inline;"&gt;Non-interest&lt;/div&gt; income in the Consolidated Statement of Income, along with changes in fair value of the hedging instrument. Upon derecognition, realized gains and losses are reclassified from OCI and recorded in &lt;div style="white-space:nowrap;display:inline;"&gt;Non-interest&lt;/div&gt; income in the Consolidated Statement of Income. Foreign exchange gains and losses that relate to the amortized cost of the debt instrument are recognized in the Consolidated Statement of Income. Premiums, discounts and related transaction costs are amortized over the expected life of the instrument to Interest income in the Consolidated Statement of Income using the effective interest rate method. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Impairment on debt instruments measured at FVOCI is determined using the expected credit loss approach. The ACL on debt instruments measured at FVOCI does not reduce the carrying amount of the asset in the Consolidated Statement of Financial Position, which remains at its fair value. Instead, an amount equal to the allowance that would arise if the assets were measured at amortized cost is recognized in OCI with a corresponding charge to provision for credit losses in the Consolidated Statement of Income. The accumulated allowance recognized in OCI is recycled to the Consolidated Statement of Income upon derecognition of the debt instrument. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Debt instruments measured at FVTPL &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Debt instruments are measured at FVTPL if assets: &lt;/div&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;(i)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:left"&gt;are held for trading purposes; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;(ii)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:left"&gt;are held as part of a portfolio managed on a fair value basis; or &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;(iii)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:left"&gt;whose cash flows do not represent payments that are solely payments of principal and interest. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;These instruments are measured at fair value in the Consolidated Statement of Financial Position, with transaction costs recognized immediately in the Consolidated Statement of Income as part of &lt;div style="white-space:nowrap;display:inline;"&gt;Non-interest&lt;/div&gt; income. Realized and unrealized gains and losses are recognized as part of &lt;div style="white-space:nowrap;display:inline;"&gt;Non-interest&lt;/div&gt; income in the Consolidated Statement of Income. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Debt instruments designated at FVTPL &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank designates certain debt instruments at FVTPL upon initial recognition, and the designation is irrevocable. The FVTPL designation is available when a fair value is reliably estimated, and doing so eliminates or significantly reduces an accounting mismatch which would otherwise arise. &lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Debt instruments designated at FVTPL are recorded in the Consolidated Statement of Financial Position at fair value. Changes in fair value are recognized in &lt;div style="white-space:nowrap;display:inline;"&gt;Non-interest&lt;/div&gt; income in the Consolidated Statement of Income. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Equity instruments &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Equity instruments are classified into one of the following measurement categories: &lt;/div&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Fair value through profit or loss (FVTPL); or &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Elected at fair value through other comprehensive income (FVOCI). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Equity instruments measured at FVTPL &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Equity instruments are measured at FVTPL, unless an election is made to designate them at FVOCI upon purchase, with transaction costs recognized immediately in the Consolidated Statement of Income as part of &lt;div style="white-space:nowrap;display:inline;"&gt;Non-interest&lt;/div&gt; income. Subsequent to initial recognition, the changes in fair value and dividends received are recognized in the Consolidated Statement of Income. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Equity instruments measured at FVOCI &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;At initial recognition, the Bank has an option to classify &lt;div style="white-space:nowrap;display:inline;"&gt;non-trading&lt;/div&gt; equity instruments at FVOCI. This election is irrevocable and is made on an &lt;div style="white-space:nowrap;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;instrument-by-instrument&lt;/div&gt;&lt;/div&gt; basis. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Gains and losses on these instruments, including when derecognized/sold, are recorded in OCI and are not subsequently reclassified to the Consolidated Statement of Income. As such, there is no specific impairment requirement. Dividends received are recorded in Interest income in the Consolidated Statement of Income. Any transaction costs incurred upon purchase of the security are added to the cost basis of the security and are not reclassified to the Consolidated Statement of Income on sale of the security. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Classification and measurement of financial liabilities &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Financial liabilities are classified into one of the following measurement categories: &lt;/div&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Fair value through profit or loss (FVTPL); &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Amortized cost; or &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Designated at FVTPL. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Financial liabilities measured at FVTPL &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Financial liabilities measured at FVTPL are held principally for the purpose of repurchasing in the near term, or form part of a portfolio of identified financial instruments that are managed together and for which there is evidence of a recent actual pattern of short term profit-taking. Financial liabilities are recognized on a trade date basis and accounted for at fair value, with changes in fair value and any gains or losses recognized in the Consolidated Statement of Income as part of the &lt;div style="white-space:nowrap;display:inline;"&gt;non-interest&lt;/div&gt; income. Transaction costs are expensed as incurred. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Financial liabilities measured at amortized cost &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Deposits, subordinated notes and debentures are accounted for at amortized cost. Interest on deposits, calculated using the effective interest rate method, is recognized as interest expense. Interest on subordinated notes and debentures, including capitalized transaction costs, is recognized using the effective interest rate method as interest expense. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Financial liabilities designated at FVTPL &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank designates certain financial liabilities at FVTPL upon initial recognition, and the designation is irrevocable. The FVTPL designation is available when a fair value is reliably estimated. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Financial liabilities are designated at FVTPL when it meets one of the following criteria: &lt;/div&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;The designation eliminates or significantly reduces an accounting mismatch which would otherwise arise; or &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;A group of financial liabilities are managed and their performance is evaluated on a fair value basis, in line with a documented risk management strategy; or &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;The financial liability contains one or more embedded derivatives which significantly modify the cash flows otherwise required. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Financial liabilities designated at FVTPL are recorded in the Consolidated Statement of Financial Position at fair value. Any changes in fair value are recognized in &lt;div style="white-space:nowrap;display:inline;"&gt;Non-interest&lt;/div&gt; income in the Consolidated Statement of Income, except for changes in fair value arising from changes in the Bank&#x2019;s own credit risk which are recognized in OCI. Changes in fair value due to changes in the Bank&#x2019;s own credit risk are not subsequently reclassified to the Consolidated Statement of Income upon derecognition/extinguishment of the liabilities. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Determination of fair value &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The fair value of a financial asset or liability is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants in the principal, or in its absence, the most advantageous market to which the Bank has access at the measurement date. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank values instruments carried at fair value using quoted market prices, where available. Fair value based on unadjusted quoted market prices for identical instruments in active markets represents a Level&#160;1 valuation. When quoted market prices are not available, the Bank maximizes the use of observable inputs within valuation models. When a fair value is based on all significant market observable inputs, the valuation is classified as Level&#160;2. Valuations that require the significant use of unobservable inputs are considered Level&#160;3. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Inception gains and losses are only recognized where the valuation is dependent on observable market data; otherwise, they are deferred and amortized over the life of the related contract or until the valuation inputs become observable. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;IFRS 13, &lt;div style="font-style:italic;display:inline;"&gt;Fair Value Measurement&lt;/div&gt; permits a measurement exception that allows an entity to determine the fair value of a group of financial assets and liabilities with offsetting risks based on the sale or transfer of its net exposure to a particular risk (or risks). The Bank has adopted this exception through an accounting policy choice. Consequently, the fair values of certain portfolios of financial instruments are determined based on the net exposure of those instruments to market, credit or funding risk. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In determining fair value for certain instruments or portfolios of instruments, valuation adjustments or reserves may be required to arrive at a more accurate representation of fair value. These adjustments include those made for credit risk, &lt;div style="white-space:nowrap;display:inline;"&gt;bid-offer&lt;/div&gt; spreads, unobservable parameters, funding costs and constraints on prices in inactive or illiquid markets. &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;&lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt;Derecognition of financial assets and liabilities &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Derecognition of financial assets &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;A financial asset is derecognized when the contractual rights to the cash flows from the asset has expired; or the Bank transfers the contractual rights to receive the cash flows from the financial asset; or has assumed an obligation to pay those cash flows to an independent third-party; or the Bank has transferred substantially all the risks and rewards of ownership of that asset to an independent third-party. Management determines whether substantially all the risk and rewards of ownership have been transferred by quantitatively comparing the variability in cash flows before and after the transfer. If the variability in cash flows remains significantly similar subsequent to the transfer, the Bank has retained substantially all of the risks and rewards of ownership. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Where substantially all the risks and rewards of ownership of the financial asset are neither retained nor transferred, the Bank derecognizes the transferred asset only if it has lost control over that asset. Control over the asset is represented by the practical ability to sell the transferred asset. If the Bank retains control over the asset, it will continue to recognize the asset to the extent of its continuing involvement. At times such continuing involvement may be in the form of investment in senior or subordinated tranches of notes issued by &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-consolidated&lt;/div&gt; structured entities. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;On derecognition of a financial asset, the difference between the carrying amount and the sum of (i)&#160;the consideration received (including any new asset obtained less any new liability assumed) and (ii)&#160;any cumulative gain or loss that had been recognized in other comprehensive income is recognized in the Consolidated Statement of&#160;Income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Transfers of financial assets that do not qualify for derecognition are reported as secured financings in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The derecognition criteria are applied to the transfer of part of an asset, rather than the asset as a whole, only if such part comprises specifically identified cash flows from the asset, a fully proportionate share of the cash flows from the asset, or a fully proportionate share of specifically identified cash flows from the asset. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Derecognition of financial liabilities &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;A financial liability is derecognized when the obligation under the liability is discharged, canceled or expires. If an existing financial liability is replaced by another from the same counterparty on substantially different terms, or the terms of the existing liability are substantially modified, such an exchange or modification is treated as a derecognition of the original liability and&#160;the recognition of a new liability at fair value. The difference in the respective carrying amount of the existing liability and the new liability is recognized as a gain/loss in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt;Impairment &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Scope &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank applies a three-stage approach to measure allowance for credit losses, using an expected credit loss approach as required under IFRS 9, for the following categories of financial instruments that are not measured at fair value through profit or loss: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Amortized cost financial assets; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Debt securities classified as FVOCI; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Off-balance&lt;/div&gt; sheet loan commitments; and &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Financial guarantee contracts. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Expected credit loss impairment model &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank&#x2019;s allowance for credit losses calculations are outputs of models with a number of underlying assumptions regarding the choice of variable inputs and their interdependencies. The expected credit loss impairment model reflects the present value of all cash shortfalls related to default events either (i)&#160;over the following twelve months or (ii)&#160;over the expected life of a financial instrument depending on credit deterioration from inception. The allowance for credit losses reflects an unbiased, probability-weighted outcome which considers multiple scenarios based on reasonable and supportable forecasts. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;This impairment model measures credit loss allowances using a three-stage approach based on the extent of credit deterioration since origination: &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1 &#x2013; Where there has not been a significant increase in credit risk (SIR) since initial recognition of a financial instrument, an amount equal to 12 months expected credit loss is recorded. The expected credit loss is computed using a probability of default (PD) occurring over the next 12 months. For those instruments with a remaining maturity of less than 12 months, a PD corresponding to remaining term to maturity is used. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2 &#x2013; When a financial instrument experiences a SIR subsequent to origination but is not considered to be in default, it is included in Stage 2. This requires the computation of expected credit loss based on the PD over the remaining estimated life of the financial instrument. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 3 &#x2013; Financial instruments that are considered to be in default are included in this stage. Similar to Stage 2, the allowance for credit losses captures the lifetime expected credit losses. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Measurement of expected credit loss &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The PD, exposure at default (EAD), and loss given default (LGD) inputs used to estimate expected credit losses are modelled based on macroeconomic variables that are closely related with credit losses in the relevant portfolio. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Details of these statistical parameters/inputs are as follows: &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;PD &#x2013; The probability of default is an estimate of the likelihood of default over a given time horizon. A default may only happen at a certain time over the remaining estimated life if the facility has not been previously derecognized and is still in the portfolio. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;EAD &#x2013; The exposure at default is an estimate of the exposure at a future default date, considering expected changes in the exposure after the reporting date, including repayments of principal and interest, whether scheduled by contract or otherwise, expected drawdowns on committed facilities, and accrued interest from missed payments. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;LGD &#x2013; The loss given default is an estimate of the loss arising in the case where a default occurs at a given time. It is based on the difference between the contractual cash flows due and those that the lender would expect to receive, including from the realization of any collateral. It is usually expressed as a percentage of the EAD. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Forward-looking information &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The estimation of expected credit losses for each stage and the assessment of SIR consider information about past events and current conditions as well as reasonable and supportable forecasts of future events and economic conditions. The estimation and application of forward-looking information may require significant judgment. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Macroeconomic factors &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;In its models, the Bank relies on a broad range of forward-looking economic information as inputs, such as: GDP growth, unemployment rates, central bank interest rates, and house price indices. The inputs and models used for calculating expected credit losses may not always capture all characteristics of the market at the date of the financial statements. Qualitative adjustments or overlays may be made as temporary adjustments using expert credit judgment. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Multiple forward-looking scenarios &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank determines its allowance for credit losses using four probability-weighted forward-looking scenarios. The Bank considers both internal and external sources of information and data in order to achieve unbiased projections and forecasts. The scenarios are prepared using forecasts generated by Scotiabank Economics (SE). The forecasts are created using internal and external models which are modified by SE as necessary to formulate a &#x2018;base case&#x2019; view of the most probable future direction of relevant economic variables as well as a representative range of other possible forecast scenarios. The process involves the development of three additional economic scenarios and consideration of the relative probabilities of each outcome. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The &#x2018;base case&#x2019; represents the most likely outcome and is aligned with information used by the Bank for other purposes such as strategic planning and budgeting. The other scenarios represent more optimistic and more pessimistic outcomes. The Bank has identified and documented key drivers of credit risk and credit losses for each portfolio of financial instruments and, using an analysis of historical data, has estimated relationships between macroeconomic variables, credit risk, and credit losses. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Assessment of significant increase in credit risk &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;At each reporting date, the Bank assesses whether there has been a SIR for exposures since initial recognition by comparing the risk of default occurring over the remaining expected life from the reporting date and the date of initial recognition. The assessment considers borrower-specific quantitative and qualitative information without consideration of collateral, and the impact of forward-looking macroeconomic factors. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;The common assessments for SIR on retail and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt; portfolios include macroeconomic outlook, management judgment, and delinquency and monitoring. Forward-looking macroeconomic factors are a key component of the macroeconomic outlook. The importance and relevance of each specific macroeconomic factor depends on the type of product, characteristics of the financial instruments and the borrower and the geographical region. Quantitative models may not always be able to capture all reasonable and supportable information that may indicate a SIR. Qualitative factors may be assessed to supplement the gap. Examples of situations include changes in adjudication criteria for a particular group of borrowers, changes in portfolio composition, and natural disasters impacting certain portfolios. With regards to delinquency and monitoring, there is a rebuttable presumption that the credit risk of the financial instrument has increased since initial recognition when contractual payments are more than 30 days overdue. &lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Retail portfolio &#x2013; For retail exposures, a SIR is assessed based on thresholds that exist by product which consider the change in PD. The thresholds used for PD migration are reviewed and assessed at least annually unless there is a significant change in credit risk management practices, in which case the review is brought forward. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-retail&lt;/div&gt; portfolio &#x2013; The Bank uses a risk rating scale (IG codes) for its &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt; exposures. All &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt; exposures have an IG code assigned that reflects the PD of the borrower. Both borrower specific and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-borrower&lt;/div&gt; specific (i.e. macroeconomic) forward-looking information is considered and reflected in the IG rating. SIR is evaluated based on the migration of the exposures among IG codes. &lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Expected life &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;When measuring expected credit loss, the Bank considers the maximum contractual period over which the Bank is exposed to credit risk. All contractual terms are considered when determining the expected life, including prepayment, and extension and rollover options. For certain revolving credit facilities, such as credit cards, the expected life is estimated based on the period over which the Bank is exposed to credit risk and how the credit losses are mitigated by management actions. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Presentation of allowance for credit losses in the Statement of Financial Position &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Financial assets measured at amortized cost: as a deduction from the gross carrying amount of the financial assets; &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Debt instruments measured at fair value through other comprehensive income: no allowance is recognized in the Statement of Financial Position because the carrying value of these assets is their fair value. However, the allowance determined is presented in the accumulated other comprehensive income; &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Off-balance&lt;/div&gt; sheet credit risks include undrawn lending commitments, letters of credit and letters of guarantee: as a provision in other liabilities. &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Modified financial assets &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;If the terms of a financial asset are modified or an existing financial asset is replaced with a new one, an assessment is made to determine if the existing financial asset should be derecognized. Where a modification does not result in derecognition, the date of origination continues to be used to determine SIR. Where a modification results in derecognition, the new financial asset is recognized at its fair value on the modification date. The modification date is also the date of origination for this new asset. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank may modify the contractual terms of loans for either commercial or credit reasons. The terms of a loan in good standing may be modified for commercial reasons to provide competitive pricing to borrowers. Loans are also modified for credit reasons where the contractual terms are modified to grant a concession to a borrower that may be experiencing financial difficulty. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;For all financial assets, modifications of the contractual terms may result in derecognition of the original asset when the changes to the terms of the loans are considered substantial. These terms include interest rate, authorized amount or term. The original loan is derecognized, and the new loan is recognized at its fair value. The difference between the carrying value of the derecognized asset and the fair value of the new asset is recognized in the Consolidated Statement of Income. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;&lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For all loans, performing and credit-impaired, where the modification of terms did not result in the derecognition of the loan, the gross carrying amount of the modified loan is recalculated based on the present value of the modified cash flows discounted at the original effective interest rate&lt;div style="display:inline;"&gt;,&lt;/div&gt; and any gain or loss from the modification is recorded in the provision for credit losses line in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Definition of default &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank considers a financial instrument to be in default when one or more loss events occur after the date of initial recognition of the instrument, and the loss event has a negative impact on the estimated future cash flows of the instrument that can be reliably estimated. This includes events that indicate: &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;significant financial difficulty of the borrower; &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;default or delinquency in interest or principal payments; &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;high probability of the borrower entering a phase of bankruptcy or a financial reorganization; &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;measurable decrease in the estimated future cash flows from the loan or the underlying assets that back the loan. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank considers that default has occurred and classifies the financial asset as impaired when it is more than 90 days past due, except for credit card receivables that are treated as defaulted when 180 days past due, unless reasonable and supportable information demonstrates that a more lagging default criterion is appropriate. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Write-off&lt;/div&gt; policy &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank writes off an impaired financial asset (and the related impairment allowance), either partially or in full, when there is no realistic prospect of recovery. Where financial assets are secured, &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;write-off&lt;/div&gt; is generally after receipt of any proceeds from the realization of security. In circumstances where the net realizable value of any collateral has been determined and there is no reasonable expectation of further recovery, &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;write-off&lt;/div&gt; may be earlier. Credit card receivables 180 days past due are &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;written-off.&lt;/div&gt; In subsequent periods, any recoveries of amounts previously written off are credited to the provision for credit losses in the Consolidated Statement of Income. &lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Purchased loans &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;All purchased loans are initially measured at fair value on the date of acquisition. As a result, no allowance for credit losses would be recorded in the Consolidated Statement of Financial Position on the date of acquisition. Purchased loans may fit into either of the two categories: Performing loans or Purchased Credit-Impaired (PCI) loans. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Purchased performing loans follow the same accounting as originated performing loans and are reflected in Stage 1 on the date of the acquisition. They will be subject to a 12 month allowance for credit losses&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;,&lt;/div&gt; which is recorded as a provision for credit losses in the Consolidated Statement of Income. The fair value adjustment set up for these loans on the date of acquisition is amortized into interest income over the life of these loans. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;PCI loans are reflected in Stage 3 and are always subject to lifetime allowance for credit losses. Any changes in the expected cash flows since the date of acquisition are recorded as a charge/recovery in the provision for credit losses in the Consolidated Statement of Income at the end of all reporting periods subsequent to the date of acquisition. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Offsetting of financial instruments &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Financial assets and financial liabilities with the same counterparty are offset, with the net amount reported in the Consolidated Statement of Financial Position, only if there is a legally enforceable right to offset the recognized amounts and there is an intention to settle on a net basis, or to realize the assets and settle the liabilities simultaneously. When financial assets and financial liabilities are offset in the Consolidated Statement of Financial Position, the related income and expense items will also be offset in the Consolidated Statement of Income, unless specifically prohibited by an applicable accounting standard. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash and deposits with financial institutions &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Cash and deposits with financial institutions comprise cash, cash equivalents, demand deposits with banks and other financial institutions, and highly liquid investments that are readily convertible to cash, subject to an insignificant risk of changes in value. These investments are those with less than three months maturity from the date of acquisition. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Precious metals &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Precious metals are carried at fair value less costs to sell, and any changes in value are credited or charged to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income&#160;&#x2013; trading revenues in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Securities purchased and sold under resale agreements &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Securities purchased under resale agreements (reverse repurchase agreements) require the purchase of securities by the Bank from a counterparty with an agreement entered to resell the securities at a fixed price at a future date. Since the Bank is reselling the securities at a fixed price at a future date, the risks and rewards have not been transferred to the Bank. The Bank has the right to liquidate the securities purchased in the event of counterparty default. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Whereas securities sold under agreements to repurchase (repurchase agreements) require the sale of securities by the Bank to a counterparty with an agreement entered simultaneously to purchase the securities back at a fixed price at a future date. Since the Bank is purchasing the securities back at a fixed price at a future date, the risks and rewards have not been transferred from the Bank. The counterparty has the right to use the collateral pledged by the Bank in the event of default. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;These agreements are treated as collateralized financing arrangements and are initially recognized at amortized cost. The party disbursing the cash takes possession of the securities serving as collateral for the financing and having a market value equal to, or more than, the principal amount loaned. The securities received under reverse repurchase agreements and securities delivered under repurchase agreements are not recognized on, or derecognized from, the Consolidated Statement of Financial Position, unless the risks and rewards of ownership are obtained or relinquished. The related interest income and interest expense are recorded on an accrual basis using the effective interest rate in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Obligations related to securities sold short &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Obligations related to securities sold short arise in dealing and market-making activities where debt securities and equity shares are sold without possessing such securities. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Similarly, if securities purchased under an agreement to resell are subsequently sold to third parties, the obligation to return the securities is recorded as a short sale within obligations related to securities sold short in the Consolidated Statement of Financial Position. These trading liabilities are measured at fair value with any gains or losses included in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income&#160;&#x2013; trading revenues in the Consolidated Statement of Income. Interest expense accruing on debt securities sold short is recorded in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Securities lending and borrowing &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Securities lending and borrowing transactions are usually collateralized by securities or cash. The transfer of the securities to counterparties is only reflected on the Consolidated Statement of Financial Position if the risks and rewards of ownership are also transferred. For cash collateral advanced or received, the Bank presents these transactions as securities sold under a repurchase agreement or securities purchased under a reverse repurchase agreement, respectively. Interest income on cash collateral paid and interest expense on cash collateral received together with securities lending income and securities borrowing fee are reported in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Securities borrowed are not recognized on the Consolidated Statement of Financial Position unless they are then sold to third parties, in which case the obligation to return the securities is recorded as a trading liability and measured at fair value with any gains or losses included &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;in&#160;non-interest&lt;/div&gt; income &#x2013; trading revenues, in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Derivative instruments &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Derivative instruments are contracts whose value is derived from interest rates, foreign exchange rates, commodity prices, equity prices or other financial variables. Most derivative instruments can be characterized as interest rate contracts, foreign exchange and gold contracts, commodity contracts, equity contracts or credit contracts. Derivative instruments are either exchange-traded contracts or negotiated &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;over-the-counter&lt;/div&gt;&lt;/div&gt; contracts. Negotiated &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;over-the-counter&lt;/div&gt;&lt;/div&gt; contracts include swaps, forwards and options. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank enters into these derivative contracts for trading purposes, as&#160;well as to manage its risk exposures (i.e., to manage the Bank&#x2019;s &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-trading&lt;/div&gt; interest rate, foreign currency and other risk exposures). Trading activities are undertaken to meet the needs of the Bank&#x2019;s customers, as well as for the Bank&#x2019;s own account. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Derivatives embedded in other financial liabilities or host contracts are treated as separate stand-alone derivatives when the following conditions are met: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;their economic characteristics and risks are not closely related to those of the host contract; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;a separate instrument with the same terms as the embedded derivative would meet the definition of a derivative; and &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;the combined contract is not held for trading or designated at fair value through profit or loss. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Where an embedded derivative is separable from the host contract but the fair value, as at the acquisition or reporting date, cannot be reliably measured separately, the entire combined contract is measured at fair value. All embedded derivatives are presented on the Consolidated Statement of Financial Position on a combined basis with the host contracts. Changes in fair value of embedded derivatives that are separated from the host contract are recognized in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;All derivatives, including embedded derivatives that must be separately accounted for, are recorded at fair value in the Consolidated Statement of Financial Position. The determination of the fair value of derivatives includes consideration of credit risk, estimated funding costs and ongoing direct costs over the life of the instruments. Inception gains or losses on derivatives are only recognized where the valuation is dependent on observable market data; otherwise, they are deferred and amortized over the life of the related contract, or until the valuation inputs become observable. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The gains and losses resulting from changes in fair values of trading derivatives are included in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income&#160;&#x2013; trading revenues in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Changes in the fair value of derivatives that do not qualify for hedge accounting are recorded in the Consolidated Statement of Income in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income&#160;&#x2013; other. Where derivative instruments are used to manage the volatility of share-based payment expense, these derivatives are carried at fair value with changes in the fair value in relation to units hedged included in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expenses &#x2013; salaries and employee benefits in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Changes in the fair value of derivatives that qualify for hedge accounting are recorded as &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; other in the Consolidated Statement of Income for fair value hedges and other comprehensive income in the Consolidated Statement of Comprehensive Income for cash flow hedges and net investment hedges. &lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedge accounting &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank has elected to continue to apply the hedge accounting requirements of IAS 39. Also, the Bank has implemented the additional hedge accounting disclosures that are required by the IFRS 9 related amendments to IFRS 7 &lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Financial Instruments: Disclosures&lt;/div&gt;&lt;/div&gt;. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank formally documents all hedging relationships and its risk management objective and strategy for undertaking these hedge transactions at inception. The hedge documentation includes identification of the asset, liability, firm commitment or highly probable forecasted transaction being hedged, the nature of the risk being hedged, the hedging instrument used, and the method used to assess the effectiveness of the hedge. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank also formally assesses, both at each hedge&#x2019;s inception and on an ongoing basis, whether the hedging instruments are highly effective in offsetting changes in fair value or cash flows of the hedged items within an &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;80-125%&lt;/div&gt; range. This assessment incorporates a comparison of critical terms of the hedged and hedging item, and regression analysis, in order to determine (i)&#160;whether the hedge relationship is expected to be highly effective going forward (i.e. prospective effectiveness assessment) and (ii)&#160;whether the hedge was actually highly effective for the designated period (i.e. retrospective effectiveness assessment). &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Hedge ineffectiveness is measured and recorded in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; other in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;There are three types of hedges: (i)&#160;fair value hedges, (ii)&#160;cash flow hedges and (iii)&#160;net investment hedges. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Fair value hedges &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For fair value hedges, the change in fair value of the hedging instrument is offset in the Consolidated Statement of Income by the change in fair value of the hedged item attributable to the hedged risk. For hedges that are discontinued, the hedged item is no longer adjusted for changes in fair value. The cumulative fair value adjustment of the hedged item is amortized to interest income over its remaining term to maturity or written off to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income directly if the hedged item ceases to exist. The Bank uses fair value hedges primarily to convert fixed rate financial instruments to floating rate financial instruments. Hedged items include debt securities, loans, deposit liabilities and subordinated debentures. Hedging instruments include single-currency interest rate swaps and cross-currency interest rate swaps. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Cash flow hedges &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For cash flow hedges, the change in fair value of the hedging instrument, to the extent effective, is recorded in other comprehensive income until the corresponding gains and losses on the hedged item are recognized in income. For hedges that are discontinued, the cumulative unrealized gain or loss recognized in other comprehensive income is reclassified to interest income and/or salaries and employee benefits as the variability in the cash flows of hedged item affects income. However, if the hedged item is derecognized or the forecasted transaction is no longer expected to occur, the unrealized gain or loss is reclassified immediately to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income and/or salaries and employee benefits. The Bank uses cash flow hedges primarily to hedge the variability in cash flows relating to floating rate financial instruments and highly probable forecasted revenues and expenses. Hedged items include debt securities, loans, deposit liabilities, subordinated debentures and highly probable forecasted transactions. Hedging instruments include single-currency interest rate swaps, cross-currency interest rate swaps, total return swaps, foreign currency forwards and foreign currency assets or liabilities. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Net investment hedges &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For net investment hedges, the change in fair value of the hedging instrument, to the extent effective, is recorded in other comprehensive income until the corresponding cumulative translation adjustments on the hedged net investment are recognized in income. The Bank designates foreign currency liabilities and foreign currency forwards as hedging instruments to manage the foreign currency exposure and impact on capital ratios arising from foreign operations. &lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Property and equipment &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Land is carried at cost. Buildings (including building fittings), equipment, and leasehold improvements are carried at cost less accumulated depreciation and accumulated impairment losses, if any. Cost includes expenditures that are directly attributable to the acquisition of the asset. Depreciation is calculated using the straight-line method over the estimated useful life of the related asset less any residual value as follows: buildings &#x2013; up to 40&#160;years; building fittings &#x2013; up to 15&#160;years; equipment &#x2013; 3&#160;to 10&#160;years; and leasehold improvements &#x2013; lease term determined by the Bank. Depreciation expense is included in the Consolidated Statement of Income under &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expenses &#x2013; depreciation and amortization. Depreciation methods, useful lives and residual values are reassessed at each financial &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;year-end&lt;/div&gt; and adjusted as appropriate. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;When major components of buildings and equipment have different useful lives, they are accounted for separately and depreciated over each component&#x2019;s estimated useful life. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Net gains and losses on disposal are included in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; other in the Consolidated Statement of Income in the year of disposal. &lt;/div&gt; &lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets held for sale &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/div&gt; &lt;/div&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-current&lt;/div&gt; &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; assets (and disposal groups) are classified as&#160;held for sale if their carrying amount will be recovered principally through a sale transaction rather than through continuing use. These assets meet the criteria for classification as held for sale if they are available for immediate sale in their present condition and their sale is considered highly probable to occur within one year. &lt;/div&gt;&lt;/div&gt; &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-current&lt;/div&gt; &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; assets classified as held for sale are measured at the lower of their carrying amount and fair value less costs to sell and are presented within other assets in the Consolidated Statement of Financial Position. Any subsequent write-down to fair value less costs to sell is recognized in the Consolidated Statement of Income, in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income or &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expense. Any subsequent increase in the fair value less costs to sell, to the extent this does not exceed the cumulative write-down, is also recognized in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income or &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expense, together with any realized gains or losses on disposal. &lt;/div&gt;&lt;/div&gt; &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-financial&lt;/div&gt; assets acquired in exchange for loans as part of an orderly realization are recorded as assets held for sale or assets held for use. If the acquired asset does not meet the requirement to be considered held for sale, the asset is considered held for use, measured initially at cost which equals the carrying value of the loan and accounted for in the same manner as a&#160;similar asset acquired in the normal course of business. &lt;/div&gt;&lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Business combinations and goodwill &lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;The Bank follows the acquisition method of accounting for the acquisition of a business. The Bank considers the date on which control is obtained, and it legally transfers the consideration for the acquired assets and assumed liabilities of the subsidiary, to be the date of acquisition. The cost of an acquisition is measured at the fair value of the consideration paid. The fair value of the consideration transferred by the Bank in a business combination is calculated as the sum of the acquisition date fair value of the assets transferred by the Bank, the liabilities incurred by the Bank to former owners of the acquiree, and the equity interests, including any options, issued by the Bank. The Bank recognizes the acquisition date fair values of any previously held investment in the subsidiary and contingent consideration as part of the consideration transferred in exchange for the acquisition. A gain or loss on any previously held investments of an acquiree is recognized in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; other in the Consolidated Statement of Income. &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In general, all identifiable assets acquired (including intangible assets) and liabilities assumed (including any contingent liabilities) are measured at the acquisition date fair value. The Bank records identifiable intangible assets irrespective of whether the assets have been recognized by the acquiree before the business combination. &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-controlling&lt;/div&gt; interests, if any, are recognized at their proportionate share of the fair value of identifiable assets and liabilities, unless otherwise indicated. Where the Bank has an obligation to purchase a &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interest for cash or another financial asset, a financial liability is recognized based on management&#x2019;s best estimate of the present value of the redemption amount. Where the Bank has a corresponding option to settle the purchase of a &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interest by issuing its own common shares, no financial liability is recorded. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Any excess of the cost of acquisition over the Bank&#x2019;s share of the net fair value of the identifiable assets acquired and liabilities assumed is recorded as goodwill. If the cost of acquisition is less than the fair value of the Bank&#x2019;s share of the identifiable assets acquired and liabilities assumed, the resulting gain is recognized immediately in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; other in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;During the measurement period (which is within one year from the acquisition date), the Bank may, on a retrospective basis, adjust the amounts recognized at the acquisition date to reflect new information obtained about facts and circumstances that existed as of the acquisition date. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank accounts for acquisition-related costs as expenses in the periods in which the costs are incurred and the services are received. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Subsequent to acquisition, the Bank accounts for the following assets and liabilities recognized in a business combination as described below: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Contingent liabilities, until resolved, are measured at the higher of the amount that would be recognized as a provision or the amount initially recognized, with any change recognized in the Consolidated Statement of Income. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Indemnification assets are measured on the same basis as the item to which the indemnification relates. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Contingent consideration classified as a liability is measured at fair value, with any change recognized in the Consolidated Statement of&#160;Income. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Liabilities to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interest holders when remeasured at the&#160;end of each reporting period, a corresponding change is recorded in equity. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;After initial recognition of goodwill in a business combination, goodwill in aggregate is measured at cost less any accumulated impairment losses. Goodwill is not amortized but tested for impairment annually and when circumstances indicate that the carrying value may be impaired. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Goodwill is reviewed at each reporting date to determine whether there is any indication of impairment. For the purpose of impairment testing, goodwill acquired in a business combination is, on the acquisition date, allocated to each of the Bank&#x2019;s group of cash-generating units (CGUs) that is expected to benefit from the combination. CGUs to which goodwill has been allocated are aggregated so that the level at which impairment is tested reflects the lowest level at which goodwill is monitored for internal management purposes. &lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank determines the carrying value of the CGU using a regulatory capital approach based on credit, market, operational risks and leverage, consistent with the Bank&#x2019;s capital attribution for business line performance measurement. Corporate capital that is not directly attributable is allocated to each CGU on a proportional basis, based on the relative attributed capital prior to the corporate capital allocation. The recoverable amount is the greater of fair value less costs of disposal (FVLCD) and value in use (VIU). If either FVLCD or VIU exceeds the carrying amount, there is no need to determine the other. An impairment loss is recognized if the carrying amount of the CGU exceeds the recoverable amount. An impairment loss on goodwill is not reversed. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;FVLCD is the price that would be received from the sale of a CGU in an orderly transaction between market participants, less cost of disposal, at the measurement date. In determining FVLCD, an appropriate valuation model is used which considers various factors, including normalized net income, control premiums and price earnings multiples. These calculations are corroborated by valuation multiples and quoted share prices for publicly traded subsidiaries or other available fair value indicators. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;VIU is the present value of the future cash flows expected to be derived from a CGU. The determination of VIU involves judgment in estimating cash flow projections, discount rate and terminal growth rate. The future cash flows are based on management approved budgets and plans which factor in market trends, macroeconomic conditions, forecasted earnings and business strategy for the CGU. The discount rate is based on the cost of capital while the terminal growth rate is based on the long-term growth expectations in the relevant countries. &lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Intangible assets &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Intangible assets represent identifiable &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-monetary&lt;/div&gt; assets and are acquired either separately, through a business combination, or generated internally. The Bank&#x2019;s intangible assets are mainly comprised of computer software, customer relationships, contract intangibles, core deposit intangibles and fund management contracts. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The cost of a separately acquired intangible asset includes its purchase price and directly attributable costs of preparing the asset for its intended use. Intangibles acquired as part of a business combination are initially recognized at fair value. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In respect of internally generated intangible assets, initial measurement includes all directly attributable costs necessary to create, produce and prepare the asset to be capable of operating in the manner intended by management. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;After initial recognition, an intangible asset is carried at its cost less any accumulated amortization and accumulated impairment losses. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Intangible assets that have finite useful lives are initially measured at cost and amortized on a straight-line basis over their useful lives as follows: computer software &#x2013; up to 10 years; and other intangible assets&#160;&#x2013; 5 to 20 years. Amortization expense is included in the Consolidated Statement of Income under operating expenses &#x2013; depreciation and amortization. As intangible assets are &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; assets, the impairment model for &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; assets is applied. Intangible assets with indefinite useful lives are not amortized but are tested for impairment annually and when circumstances indicate that the carrying value may be impaired. Intangible assets with finite useful lives are only tested for impairment when events or circumstances indicate that the carrying value may be impaired. &lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Impairment of &lt;div style="white-space:nowrap;display:inline;"&gt;non-financial&lt;/div&gt; assets &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The carrying amount of the Bank&#x2019;s &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; assets, other than goodwill, indefinite life intangible assets and deferred tax assets, which are separately addressed, is reviewed at each reporting date to determine whether there is any indication of impairment. For the purpose of impairment testing, &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; assets that cannot be tested individually are grouped together into the smallest group of assets that generate cash inflows from continuing use that are largely independent from the cash inflows of other assets or groups of assets. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;If any indication of impairment exists, the asset&#x2019;s recoverable amount is estimated. The recoverable amount of an asset or CGU is the greater of its value in use and its fair value less costs of disposal. The Bank&#x2019;s corporate assets do not generate separate cash inflows. If there is an indication that a corporate asset may be impaired, then the recoverable amount is determined for the CGU to which the corporate asset belongs. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;An impairment loss is recognized if the carrying amount of an asset or a CGU exceeds its recoverable amount. Impairment losses of continuing operations are recognized in the Consolidated Statement of Income in those expense categories consistent with the nature of the impaired asset. Impairment losses recognized in prior periods are reassessed at each reporting date for any indication that the loss had decreased or no longer exists. An impairment loss is reversed if there has been a change in the estimates used to determine the recoverable amount. An impairment loss is reversed only to the extent that the asset&#x2019;s carrying amount does not exceed the carrying amount that would have been determined, net of depreciation or amortization, if no impairment loss had been recognized. Such reversal is recognized in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Significant judgment is applied in determining the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; asset&#x2019;s recoverable amount and assessing whether certain events or circumstances constitute objective evidence of impairment. &lt;/div&gt;  &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Corporate income taxes &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank follows the balance sheet liability method for corporate income taxes. Under this method, deferred tax assets and liabilities represent the cumulative amount of tax applicable to temporary differences, which are the differences between the carrying amount of the assets and liabilities, and their values for tax purposes. Deferred tax assets are recognized only to the extent it is probable that sufficient taxable profits will be available against which the benefit of these deferred tax assets can be utilized. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Deferred tax assets and liabilities are measured using enacted or substantively enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Deferred and current tax assets and liabilities are only offset when they arise in the same tax reporting group and where the Bank has both the legal right and the intention to settle on a net basis or to realize the asset and settle the liability simultaneously. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank maintains provisions for uncertain tax positions that it believes appropriately reflect the risk of tax positions under discussion, audit, dispute or appeal with tax authorities, or which are otherwise considered to involve uncertainty. These provisions are made using the Bank&#x2019;s best estimate of the amount expected to be paid based on an assessment of all relevant factors, which are reviewed at the end of each reporting period. It is possible that additional liability and income tax expense could arise in the future, depending on the acceptance of the Bank&#x2019;s tax positions by the relevant tax authorities in the jurisdictions in which the Bank operates. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Income tax is recognized in the Consolidated Statement of Income, except where it relates to items recognized in other comprehensive income or directly in equity, in which case income tax is recognized in the same line as the related item. &lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Leases &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;At inception of a contract, the Bank assesses whether a contract is, or contains, a lease. A contract is a lease if the contract conveys the right to control the use of an identified asset for a period of time in exchange for consideration. When the Bank is a lessee, it recognizes a &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;right-of-use&lt;/div&gt;&lt;/div&gt; (ROU) asset and a lease liability, except for short-term leases for assets that have a lease term of 12 months or less and leases of low value items. For short-term leases and low value items, the Bank recognizes the lease payment associated with these leases as an expense on a straight-line basis over the lease term. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Asset &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;A ROU is an asset that represents a lessee&#x2019;s right to use an underlying asset for the lease term. The ROU asset is initially measured at cost, which is based on the initial amount of the lease liability, any direct costs incurred, any lease payments made at or before the commencement date net of lease incentives received and estimated decommissioning costs. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The ROU asset is subsequently measured at cost less accumulated depreciation and accumulated impairment losses, if any. The ROU asset is depreciated using the straight-line method from the commencement date to the earlier of the end of the useful life of the ROU asset or the end of the lease term. The depreciation is recorded in Depreciation and amortization in the Consolidated Statement of Income. In addition, the ROU asset is adjusted for certain remeasurements of the lease liability. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Liability &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;At commencement date, the Bank initially measures the lease liability at the present value of the future lease payments, discounted using the Bank&#x2019;s incremental borrowing rate that takes into account the Bank&#x2019;s credit risk and economic environment in which the lease is entered. The lease liability is subsequently measured at amortized cost using the effective interest method. It is &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;re-measured&lt;/div&gt; if the Bank changes its assessment of whether it will exercise a purchase, extension or termination option. Interest expense is recorded in Interest expense &#x2013; other in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;When the lease liability is &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;re-measured&lt;/div&gt; in this way, a corresponding adjustment is made to the carrying amount of the ROU asset or is recorded in profit or loss if the carrying amount of the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;right-of-use&lt;/div&gt;&lt;/div&gt; asset has been reduced to zero. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Presentation &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank presents ROU assets in Property and equipment and lease liabilities in Other liabilities in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Determining lease term &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s expectation of exercising the option to renew a lease is determined by assessing if the Bank is &#x201c;reasonably certain&#x201d; to exercise that option. The Bank will be reasonably certain to exercise an option when factors create a significant economic incentive to do so. This assessment considers the following criteria: key locations for its branch network, locations on which the Bank has spent significant capital on renovation work, contribution to profit, value of locations based on current economic environment and the remaining term of existing leases. &lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Provisions &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;A provision, including for restructuring, is recognized if, as a result of a past event, the Bank has a present legal or constructive obligation that can be estimated reliably, and it is probable that an outflow of economic benefits will be required to settle the obligation. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The amount recognized as a provision is the Bank&#x2019;s best estimate of the consideration required to settle the present obligation, taking into account the risks and uncertainties surrounding the obligation. If the effect of the time value of money is considered material, provisions are determined by discounting the expected future cash flows at a &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;pre-tax&lt;/div&gt; rate that reflects current market assessments of the time value of money and, where appropriate, the risks specific to the liability. The increase in the provision due to the passage of time is recorded as interest expense &#x2013; other in the Consolidated Statement of Income. &lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Insurance contracts &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank identifies its insurance contracts under which it accepts significant insurance risk from another party (the policyholder) by agreeing to compensate the policyholder if a specified uncertain future event (the insured event) adversely affects the policyholder. For short duration contracts, the Bank applies the premium allocation approach which requires that the expected premium be recognized into income over the coverage period and a liability for remaining coverage be established to the extent that cash inflows are received earlier than the recognition of premiums into insurance revenue. A liability for incurred claims is established based on expected claims and expenses, with a risk adjustment for &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; risk, required to settle past insured events. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For long duration contracts, the Bank recognizes probability-weighted discounted fulfilment cashflows and a risk adjustment for &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; risk for groups of contracts. To the extent that those groups of contracts are expected to be profitable, a contractual service margin liability is recognized on the Consolidated Statement of Financial Position which represents unearned profits that will be recognized in the Consolidated Statement of Income in the future over the life of the contract. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Insurance revenue is earned over the period the Bank provides insurance coverage and as risk is released. For all insurance contracts, losses on onerous contracts are recognized in income immediately. &lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Guarantees &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;A guarantee is a contract that contingently requires the Bank to make specified payments to reimburse the holder for a loss it incurs because a specified debtor failed to make payment when due in accordance with the original or modified terms of a debt instrument. Guarantees include standby letters of credit, letters of guarantee, indemnifications, credit enhancements and other similar contracts. Guarantees that qualify as a derivative are accounted for in accordance with the policy for derivative instruments. For guarantees that do not qualify as a derivative, a liability is recorded for the fair value of the obligation assumed at inception. The fair value of the obligation at inception is generally based on the discounted cash flow of the premium to be received for the guarantee, resulting in a corresponding asset. Subsequent to initial recognition, such guarantees are measured at the higher of the initial amount, less amortization to recognize any fee income earned over the period, and the best estimate of the amount required to settle any financial obligation arising as a result of the guarantee. Any increase in the liability is reported in the Consolidated Statement of Income. &lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Employee benefits &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank provides pension and other benefit plans for eligible employees globally. Pension benefits are offered in the form of defined benefit pension plans (generally based on an employee&#x2019;s length of service and earnings) and defined contribution pension plans (where the Bank&#x2019;s contribution is fixed and there is no legal or constructive obligation to pay further amounts). Other benefits provided include post-retirement health care, dental care and life insurance, along with other long-term employee benefits, such as long-term disability benefits. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Defined benefit pension plans and other post-retirement benefit plans &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The cost of these employee benefits is actuarially determined each year using the projected unit credit method. The calculation uses management&#x2019;s best estimate of a number of assumptions, including the discount rate, future compensation, health care costs, mortality, as well as the retirement age of employees. The most significant assumption is the discount rate used to determine the defined benefit obligation, which is set by reference to the yields on high quality corporate bonds that have durations that match the terms of the Bank&#x2019;s obligations. Separate discount rates are used to determine the annual benefit expense in Canada and the U.S. These rates are determined with reference to the yields on high quality corporate bonds with durations that match the various components of the annual benefit expense. The discount rate used to determine the annual benefit expense for all other plans is the same as the rate used to determine the defined benefit obligation. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s net asset or liability in respect of employee benefit plans is calculated separately for each plan as the difference between the present value of future benefits earned in respect of service for prior periods and the fair value of plan assets. The net asset or liability is included in other assets and other liabilities, as appropriate, in the Consolidated Statement of Financial Position. When the net amount in the Consolidated Statement of Financial Position is an asset, the recognized asset is limited to the present value of any economic benefits available in the form of refunds from the plan or reductions in future contributions to the plan. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The current service cost, net interest expense (income), past service cost (credit), settlement gain (loss) and administrative expense are recognized in net income. Net interest expense (income) is calculated by applying the discount rate to the net defined benefit asset or liability. When the benefits of a plan are improved (reduced), a past service cost (credit) is recognized immediately in net income. &lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Remeasurements comprising of actuarial gains and losses, the effect of the asset ceiling and the return on plan assets in excess of or less than the interest income on the fair value of assets are recognized immediately in the Consolidated Statement of Financial Position, with a charge or credit to the Statement of Other Comprehensive Income (OCI) in the period in which they occur. Amounts recorded in OCI are not recycled to the Consolidated Statement of Income. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Other long-term employee benefits &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Other long-term employee benefits are accounted for similarly to defined benefit pension plans and other post-retirement benefit plans described above, except that remeasurements are recognized in the Consolidated Statement of Income in the period in which they arise. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Defined contribution plans &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The costs of such plans are equal to contributions payable by the Bank to employees&#x2019; accounts for service rendered during the period and expensed. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Short-term employee benefits &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Short-term employee benefits are expensed as the related service is provided and a liability is measured on an undiscounted basis net of payments made. &lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest and similar income and expenses &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For all &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-trading&lt;/div&gt; interest-bearing financial instruments, interest income or expense is recorded in net interest income using the effective interest rate. This is the rate that exactly discounts estimated future cash payments or receipts through the expected life of the financial instrument or a shorter period, where appropriate, to the gross carrying amount of the financial asset or financial liability. The calculation takes into account all the contractual terms of the financial instrument (for example, prepayment options) and includes any fees or incremental costs that are directly attributable to the instrument and are an integral part of the effective interest rate, but not future credit losses. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For trading financial instruments, &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;mark-to-market&lt;/div&gt;&lt;/div&gt; changes including related interest income or expense are recorded in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; trading revenues. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The carrying amount of interest-bearing financial instruments, measured at amortized cost or classified as FVOCI, is adjusted if the Bank revises its estimates of payments or receipts. The adjusted carrying amount is calculated based on the original effective interest rate and the change in carrying amount is recorded as &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Once the carrying value of a financial asset or a group of similar financial assets has been reduced due to an impairment loss, interest income continues to be recognized based on net effective interest rate inherent in the investment. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Loan origination costs are deferred and amortized into interest income using the effective interest method over the expected term of the loan. Loan fees are recognized in interest income over the appropriate lending or commitment period. Mortgage prepayment fees are recognized in interest income when received, unless they relate to a minor modification to the terms of the mortgage, in which case the fees are deferred and amortized using the effective interest method over the remaining period of the original mortgage. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Loan syndication fees are deferred and amortized in interest income over the term of the loan where the yield the Bank retains is less than that of the comparable lenders in the syndicate. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Loan commitment fees for loans that are likely to be drawn down and other credit related fees are deferred (together with any incremental costs) and recognized as part of the interest income on the loan. When it is unlikely that a loan will be drawn down, the loan commitment fees are recognized in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fee and commission revenues &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Revenue is recognized once the Bank&#x2019;s customer has obtained control of the service. The transfer of control occurs when the Bank&#x2019;s customer has the ability to direct the use of and obtain the benefits of the banking services and the contractual performance obligation to the customer has been satisfied. The Bank records revenue gross of expenses where it is the principal in performing a service to the customer and net of expenses where the Bank is an agent for these services. The assessment of principal or agent requires judgement on the basis of whether the Bank controls the services before they are transferred to the customer. From time to time, the Bank may receive variable consideration such as performance fees. These fees are only recognized when it is highly probable that the Bank will not need to reverse a significant amount of revenue. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Card revenues include interchange fees, annual fees and other card related fees. Interchange fees are calculated as a percentage of the transaction and are recognized on the transaction date. Annual fees are recognized in income over 12 months. Other card fees are transaction-based and are recognized on the transaction date. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank operates various loyalty points programs, which allow customers to accumulate points when using the Bank&#x2019;s products and services. Loyalty point liabilities are subject to periodic remeasurement to reflect the expected cost of redemption. Where the customer has the option to redeem points for statement credits, the cost of the loyalty program is presented net of card fees. Where points can only be redeemed for goods or services, interchange revenue allocated to the loyalty rewards is recognized when the rewards are redeemed. Reward costs are recorded in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expenses. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Banking services fees consist of fees earned on personal, business and government deposit activities. Personal deposit-related fees consist of account maintenance and various transaction-based services. Business and government deposit-related fees consist of commercial deposit and treasury management services and other cash management services. These fees are recognized on the transaction date or over time as services are provided to the customer. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Credit fees include fees earned for providing letters of credit and guarantee, loan commitments, bankers&#x2019; acceptances, and for arranging loan syndications. These fees are recognized on the transaction date or over time as services are provided based on contractual agreements with the customer. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Mutual funds fees include management and administration fees which are earned in the Bank&#x2019;s wealth management business. These fees are calculated as a percentage of the fund&#x2019;s net asset value and recognized as the service is provided. From time to time, the Bank may also recognize performance fees from some funds. These fees are only recognized to the extent that it is highly probable that a significant reversal of revenue will not occur. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Brokerage fees relate to fees earned for providing full-service and discount brokerage services to clients. These fees are contractually agreed and can be asset-based or linked to individual transactions. Such fees are recognized as the service is provided to clients or on the trade date. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Investment management and trust fees include administration, trust services and other investment services provided to clients. These fees are contractually agreed upon and can be linked to portfolio values or individual transactions. Such fees are recognized as the service is provided to clients to the extent that it is highly probable that a significant reversal of revenue will not occur. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Underwriting and other advisory fees relate to fees earned for services provided to clients in relation to the placement of debt and equities. Such fees also include services to clients for mergers, acquisitions, financial restructurings and other corporate finance activities. These fees are recognized when the service has been performed and/or contractual milestones are completed. Performance and completion fees are variable consideration and generally contingent on the successful completion of a transaction. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Other fees and commissions include commissions earned on the sale of third party insurance products to the Bank&#x2019;s customers. Such fees and commissions are recognized when the performance obligation is completed. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fee and commission expenses &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Fee and commission expenses relate to transaction and service fees which are expensed as the services are received. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Dividend income &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Dividend income on equity securities is recognized when the Bank&#x2019;s right to receive payment is established, which is on the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;ex-dividend&lt;/div&gt; date for listed equity securities. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Share-based payments &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Share-based payments awarded to employees are recognized as compensation expense in the Consolidated Statement of Income over the vesting period based on the number of awards expected to vest, including the impact of expected forfeitures. For awards that are delivered in tranches, each tranche is considered a separate award and accounted for separately. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Plain vanilla options and other awards that must be settled for shares are classified as equity awards. Equity-classified awards are expensed based on the grant date fair value with a corresponding increase to equity &#x2013; other reserves in the Consolidated Statement of Financial Position. If an option is exercised, both the exercise price proceeds together with the amount recorded in other reserves is credited to equity &#x2013; common shares in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Stock appreciation rights and other awards that must be settled for cash are classified as liabilities. Liability-classified awards are remeasured to fair value at each reporting date while they remain outstanding, with any changes in fair value recognized in compensation expense in the period. The liability is expensed over the vesting period, which incorporates the remeasurement of the fair value and a revised forfeiture rate that anticipates units expected to vest. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For plain vanilla options and stock appreciation rights, the Bank estimates fair value using an option pricing model. The option pricing model requires inputs such as the exercise price of the option, the current share price, the risk-free interest rate, expected dividends, expected volatility (calculated using an equal weighting of implied and historical volatility) and specific employee exercise behaviour patterns based on statistical data. For other awards, fair value is the quoted market price of the Bank&#x2019;s common shares at the reporting date. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Where derivatives are used to economically hedge share-based payment expense, related &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;mark-to-market&lt;/div&gt;&lt;/div&gt; gains and losses are included in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expenses &#x2013; salaries and employee benefits in the Consolidated Statement of Income. &lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Dividends on shares &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Dividends on common and preferred shares and other equity instruments are recognized as a liability and deducted from equity when they are declared and no longer at the discretion of the Bank. &lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Segment reporting &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Management&#x2019;s internal view is the basis for the determination of operating segments. The operating segments are those whose operating results are regularly reviewed by the Bank&#x2019;s chief operating decision-maker to make decisions about resources to be allocated to the segment and assess its performance. The Bank has four operating segments: Canadian Banking, International Banking, Global Wealth Management and Global Banking&#160;and Markets. The Other category represents smaller operating segments, including Group Treasury and other corporate items, which are not allocated to an operating segment. These segments offer different products and services and are managed separately based on the Bank&#x2019;s management and internal reporting structure. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The results of these business segments are based upon the internal financial reporting systems of the Bank. The accounting policies used in these segments are generally consistent with those followed in the preparation of the consolidated financial statements by the Bank. The only notable accounting measurement difference is the grossing up of revenues which are &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;tax-exempt&lt;/div&gt; and income from associate corporations to an equivalent &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;before-tax&lt;/div&gt; basis for those affected segments. This change in measurement enables comparison of income arising from taxable and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;tax-exempt&lt;/div&gt; sources. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Given the complexity of the Bank, various estimates and allocation methodologies are used in the preparation of the business segment financial information. The funding value of assets and liabilities is transfer-priced at wholesale market rates, and corporate expenses are allocated to each segment on an equitable basis using various parameters. As well, capital is apportioned to the business segments on a risk-based methodology. Transactions between segments are recorded within segment results as if conducted with a third-party and are eliminated on consolidation. &lt;/div&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Earnings per share (EPS) &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Basic EPS is computed by dividing net income for the period attributable to the Bank&#x2019;s common shareholders by the weighted-average number of common shares outstanding during the period. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Diluted EPS is calculated by dividing adjusted net income for the period attributable to common shareholders by the weighted-average number of diluted common shares outstanding for the period. In the calculation of diluted earnings per share, earnings are adjusted for changes in income or expenses that would result from the issuance of dilutive shares. The weighted-average number of diluted common shares outstanding for the period reflects the potential dilution that would occur if options, securities or other contracts that entitle their holders to obtain common shares had been outstanding from the beginning of the period (or a later date) to the end of the period (or an earlier date). Instruments determined to have an antidilutive impact for the period are excluded from the calculation of diluted EPS. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The number of additional shares for inclusion in diluted EPS for share-based payment options is determined using the treasury share method. Under this method, the net number of incremental common shares is determined by assuming that &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;in-the-money&lt;/div&gt;&lt;/div&gt; stock options are exercised and the proceeds are used to purchase common shares at the average market price during the period. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The number of additional shares associated with capital instruments that potentially result in the issuance of common shares is based on the terms of the contract. On occurrence of contingencies as specified in the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-Viability&lt;/div&gt; Contingent Capital (NVCC) instruments, the number of additional common shares associated with the NVCC subordinated debentures, NVCC subordinated additional Tier 1 capital notes, NVCC limited recourse capital notes and NVCC preferred shares is based on an automatic conversion formula as set out in the respective prospectus supplements. &lt;/div&gt; </ifrs-full:DisclosureOfMaterialAccountingPolicyInformationExplanatory>
    <bns:DescriptionOfAccountingPolicyForBasisOfConsolidationExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-128870"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Basis of consolidation &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The consolidated financial statements include the assets, liabilities, financial performance and cash flows of the Bank and all of its subsidiaries, after elimination of intercompany transactions and balances. Subsidiaries are defined as entities controlled by the Bank. The Bank&#x2019;s subsidiaries can be classified as entities controlled through voting interests or structured entities. The Bank consolidates a subsidiary from the date it obtains control. For the Bank to control an entity, all three elements of control should be in existence: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;power over the investee; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;exposure, or rights, to variable returns from involvement with the investee; and &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;the ability to use power over the investee to affect the amount of the Bank&#x2019;s returns. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank does not control an investee when it is acting as an agent. The Bank assesses whether it is an agent by determining whether it is primarily engaged to act on behalf of and for the benefit of another party or parties. The Bank reassesses whether it controls an investee if facts and circumstances indicate that one or more of the elements of control have changed. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Voting-interest subsidiaries &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Control is presumed with an ownership interest of more than 50% of the voting rights in an entity unless there are other factors that indicate that the Bank does not control the entity despite having more than 50% of voting rights. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank may consolidate an entity when it owns less than 50% of the voting rights when it has one or more other attributes of power: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;by virtue of an agreement, over more than half of the voting rights; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;to govern the financial and operating policies of the entity under a statute or an agreement; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;to appoint or remove the majority of the members of the board of directors or equivalent governing body and control of the entity is by that board or body; or &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;to govern the financial and operating policies of the entity through the size of its holding of voting rights relative to the size and dispersion of holding of the other vote holders and voting patterns at shareholder meetings (i.e., de facto control). &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-controlling&lt;/div&gt; interests are presented within equity in the Consolidated Statement of Financial Position separate from equity attributable to equity holders of the Bank. The net income attributable to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interests is presented separately in the Consolidated Statement of Income. Partial sales and incremental purchases of interests in subsidiaries that do not result in a change of control are accounted for as equity transactions with &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interest holders. Any difference between the carrying amount of the interest and the transaction amount is recorded as an adjustment to retained earnings. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Structured entities &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Structured entities are designed to accomplish certain well-defined objectives and for which voting or similar rights are not the dominant factor in deciding who controls the entity. The Bank controls an entity when it is exposed, or has rights, to variable returns from its involvement with the investee and has the ability to affect those returns through its power over the investee. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank consolidates all structured entities that it controls. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;  &lt;div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Investments in associates &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;An associate is an entity in which the Bank has significant influence, but not control, over the operating and financial policies of the entity. &lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Investments in associates are recognized initially at cost, which includes the purchase price and other costs directly attributable to the purchase. Associates are accounted for using the equity method, which reflects the Bank&#x2019;s share of the increase or decrease of the post-acquisition earnings and other movements in the associate&#x2019;s equity. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"&gt;Investments in associates are evaluated for impairment at the end of each financial reporting period, or more frequently if events or changes in circumstances indicate the existence of objective evidence of impairment.&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For purposes of applying the equity method for an investment that has a different reporting period from the Bank, adjustments are made for the effects of any significant events or transactions that occur between the reporting date of the investment and the reporting date of the Bank. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Joint arrangements &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s investments in joint arrangements over which the Bank has joint control are classified as either joint operations or joint ventures, depending on the contractual rights and obligations of each investor, rather than the legal structure of the joint arrangement. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Similar to accounting for investments in associates, for joint ventures, investments are recognized initially at cost and accounted for using the equity method, which reflects the Bank&#x2019;s share of the increase or decrease of the post-acquisition earnings and other movements in the joint venture&#x2019;s equity. Investments in joint ventures are evaluated for impairment at the end of each financial reporting period, or more frequently if events or changes in circumstances indicate the existence of objective evidence of impairment. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For joint operations, the Bank recognizes its direct rights to, and its share of jointly held assets, liabilities, revenues and expenses. These have been incorporated in the consolidated financial statements under the appropriate headings. &lt;/div&gt; </bns:DescriptionOfAccountingPolicyForBasisOfConsolidationExplanatory>
    <ifrs-full:DescriptionOfNatureOfRelationshipWithSubsidiaryWhereParentHasDirectlyOrIndirectlyLessThanHalfOfVotingPower contextRef="P11_01_2024To10_31_2025" id="ixv-208759">The Bank may consolidate an entity when it owns less than 50% of the voting rights when it has one or more other attributes of power</ifrs-full:DescriptionOfNatureOfRelationshipWithSubsidiaryWhereParentHasDirectlyOrIndirectlyLessThanHalfOfVotingPower>
    <ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-128990"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Translation of foreign currencies &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The financial statements of each of the Bank&#x2019;s foreign operations are measured using its functional currency, being the currency of the primary economic environment of the foreign operation. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Translation gains and losses related to the Bank&#x2019;s monetary items are recognized in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income in the Consolidated Statement of Income. Revenues and expenses denominated in foreign currencies are translated using average exchange rates. Foreign currency &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-monetary&lt;/div&gt; items that are measured at historical cost are translated into the functional currency at historical rates. Foreign currency &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-monetary&lt;/div&gt; items measured at fair value are translated into functional currency using the rate of exchange at the date the fair value was determined. Foreign currency gains and losses on &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-monetary&lt;/div&gt; items are recognized in the Consolidated Statement of Income or Consolidated Statement of Comprehensive Income consistent with the gain or loss on the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-monetary&lt;/div&gt; item. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Unrealized gains and losses arising upon translation of foreign operations, together with any gains or losses arising from hedges of those net investment positions to the extent effective, are credited or charged to net change in unrealized foreign currency translation gains/losses in other comprehensive income in the Consolidated Statement of Comprehensive Income. On disposal or meeting the definition of partial disposal of a foreign operation, an appropriate portion of the translation differences previously recognized in other comprehensive income are recognized in the Consolidated Statement of Income. &lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForForeignCurrencyTranslationExplanatory>
    <ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-129001"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Financial assets and liabilities &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Recognition and initial measurement &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank, on the date of origination or purchase, recognizes loans, debt and equity securities, deposits and subordinated debentures at the fair value of the consideration paid or received. &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Regular-way&lt;/div&gt; purchases and sales of financial assets are recognized on the settlement date. All other financial assets and liabilities, including derivatives, are initially recognized on the trade date at which the Bank becomes a party to the contractual provisions of the instrument. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The initial measurement of a financial asset or liability is at fair value plus transaction costs that are directly attributable to its purchase or issuance. For instruments measured at fair value through profit or loss, transaction costs are recognized immediately in profit or loss. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Classification and measurement, derecognition, and impairment of financial instruments &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt;Classification and measurement &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Classification and measurement of financial assets &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Financial assets include both debt and equity instruments, are classified into one of the following measurement categories: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Amortized cost; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Fair value through other comprehensive income (FVOCI); &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Fair value through profit or loss (FVTPL); &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Elected at fair value through other comprehensive income (Equities only); or &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Designated at FVTPL &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Debt instruments &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Debt instruments, including loans and debt securities, are classified into one of the following measurement categories: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Amortized cost; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Fair value through other comprehensive income (FVOCI); &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Fair value through profit or loss (FVTPL); or &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Designated at FVTPL &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Classification of debt instruments is determined based on: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;(i)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;The business model under which the asset is held; and &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;(ii)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;The contractual cash flow characteristics of the instrument. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;  &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Business model assessment &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;A business model assessment involves determining how financial assets are managed to generate cash flows. The Bank&#x2019;s business model assessment is based on the following categories: &lt;/div&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Held to collect: The objective of this business model is to hold assets and collect contractual cash flows. Any sales of the asset are incidental to the objective of the model. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Held to collect and for sale: Both collecting contractual cash flows and sales are integral to achieving the objectives of the business model. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Other business model: The business model is neither &lt;div style="white-space:nowrap;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;held-to-collect&lt;/div&gt;&lt;/div&gt; nor &lt;div style="white-space:nowrap;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;held-to-collect&lt;/div&gt;&lt;/div&gt; and for sale. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank assesses the business model at a portfolio level reflective of how groups of assets are managed together to achieve a particular business objective. For the assessment of a business model, the Bank takes into consideration the following factors: &lt;/div&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;How the performance of assets in a portfolio is evaluated and reported to group heads and other key decision makers within the Bank&#x2019;s business lines; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;How compensation is determined for the Bank&#x2019;s business lines&#x2019; management that manages the assets; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;How the business lines&#x2019; management is compensated for managing the Bank&#x2019;s assets based on the fair value or the contractual cash flows collected; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Whether the assets are held for trading purposes; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;The risks that affect the performance of assets held within a business model and how those risks are managed; and &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;The frequency and volume of sales in prior periods and expectations about future sales activity. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Contractual cash flow characteristics assessment &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The contractual cash flow characteristics assessment involves assessing the contractual features of an instrument to determine if they give rise to cash flows that are consistent with a basic lending arrangement. Contractual cash flows are consistent with a basic lending arrangement if they represent cash flows that are solely payments of principal and interest on the principal amount outstanding (SPPI). &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Principal is defined as the fair value of the instrument at initial recognition. Principal may change over the life of the instrument due to repayments or amortization of premium/discount. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Interest is defined as the consideration for the time value of money and the credit risk associated with the principal amount outstanding and for other basic lending risks and costs (liquidity risk and administrative costs), and a profit margin. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;If the Bank identifies any contractual features that could significantly modify the cash flows of the instrument such that they are no longer consistent with a basic lending arrangement, the related financial asset is classified and measured at FVTPL. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Debt instruments measured at amortized cost &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Debt instruments are measured at amortized cost if they are held within a business model whose objective is to hold for collection of contractual cash flows where those cash flows represent solely payments of principal and interest. After initial measurement, debt instruments in this category are carried at amortized cost. Interest income on these instruments is recognized in interest income using the effective interest rate method. The effective interest rate is the rate that discounts estimated future cash payments or receipts through the expected life of the financial asset to the gross carrying amount of a financial asset. Amortized cost is calculated by taking into account any discount or premium on the acquisition, transaction costs and fees that are an integral part of the effective interest rate. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Impairment on debt instruments measured at amortized cost is calculated using the expected credit loss approach. Loans and debt securities measured at amortized cost are presented net of the allowance for credit losses (ACL) in the Statement of Financial Position. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Debt instruments measured at FVOCI &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Debt instruments are measured at FVOCI if they are held within a business model whose objective is to hold for collection of contractual cash flows and for selling financial assets, where the assets&#x2019; cash flows represent payments that are solely payments of principal and interest. Subsequent to initial recognition, unrealized gains and losses on debt instruments measured at FVOCI are recorded in other comprehensive income (OCI), unless the instrument is designated in a fair value hedge relationship. When designated in a fair value hedge relationship, any changes in fair value due to changes in the hedged risk are recognized in &lt;div style="white-space:nowrap;display:inline;"&gt;Non-interest&lt;/div&gt; income in the Consolidated Statement of Income, along with changes in fair value of the hedging instrument. Upon derecognition, realized gains and losses are reclassified from OCI and recorded in &lt;div style="white-space:nowrap;display:inline;"&gt;Non-interest&lt;/div&gt; income in the Consolidated Statement of Income. Foreign exchange gains and losses that relate to the amortized cost of the debt instrument are recognized in the Consolidated Statement of Income. Premiums, discounts and related transaction costs are amortized over the expected life of the instrument to Interest income in the Consolidated Statement of Income using the effective interest rate method. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Impairment on debt instruments measured at FVOCI is determined using the expected credit loss approach. The ACL on debt instruments measured at FVOCI does not reduce the carrying amount of the asset in the Consolidated Statement of Financial Position, which remains at its fair value. Instead, an amount equal to the allowance that would arise if the assets were measured at amortized cost is recognized in OCI with a corresponding charge to provision for credit losses in the Consolidated Statement of Income. The accumulated allowance recognized in OCI is recycled to the Consolidated Statement of Income upon derecognition of the debt instrument. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Debt instruments measured at FVTPL &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Debt instruments are measured at FVTPL if assets: &lt;/div&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;(i)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:left"&gt;are held for trading purposes; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;(ii)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:left"&gt;are held as part of a portfolio managed on a fair value basis; or &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;(iii)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-size:8pt; font-family:arial;text-align:left"&gt;whose cash flows do not represent payments that are solely payments of principal and interest. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;These instruments are measured at fair value in the Consolidated Statement of Financial Position, with transaction costs recognized immediately in the Consolidated Statement of Income as part of &lt;div style="white-space:nowrap;display:inline;"&gt;Non-interest&lt;/div&gt; income. Realized and unrealized gains and losses are recognized as part of &lt;div style="white-space:nowrap;display:inline;"&gt;Non-interest&lt;/div&gt; income in the Consolidated Statement of Income. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Debt instruments designated at FVTPL &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank designates certain debt instruments at FVTPL upon initial recognition, and the designation is irrevocable. The FVTPL designation is available when a fair value is reliably estimated, and doing so eliminates or significantly reduces an accounting mismatch which would otherwise arise. &lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Debt instruments designated at FVTPL are recorded in the Consolidated Statement of Financial Position at fair value. Changes in fair value are recognized in &lt;div style="white-space:nowrap;display:inline;"&gt;Non-interest&lt;/div&gt; income in the Consolidated Statement of Income. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Equity instruments &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Equity instruments are classified into one of the following measurement categories: &lt;/div&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Fair value through profit or loss (FVTPL); or &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Elected at fair value through other comprehensive income (FVOCI). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Equity instruments measured at FVTPL &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Equity instruments are measured at FVTPL, unless an election is made to designate them at FVOCI upon purchase, with transaction costs recognized immediately in the Consolidated Statement of Income as part of &lt;div style="white-space:nowrap;display:inline;"&gt;Non-interest&lt;/div&gt; income. Subsequent to initial recognition, the changes in fair value and dividends received are recognized in the Consolidated Statement of Income. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Equity instruments measured at FVOCI &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;At initial recognition, the Bank has an option to classify &lt;div style="white-space:nowrap;display:inline;"&gt;non-trading&lt;/div&gt; equity instruments at FVOCI. This election is irrevocable and is made on an &lt;div style="white-space:nowrap;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;instrument-by-instrument&lt;/div&gt;&lt;/div&gt; basis. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Gains and losses on these instruments, including when derecognized/sold, are recorded in OCI and are not subsequently reclassified to the Consolidated Statement of Income. As such, there is no specific impairment requirement. Dividends received are recorded in Interest income in the Consolidated Statement of Income. Any transaction costs incurred upon purchase of the security are added to the cost basis of the security and are not reclassified to the Consolidated Statement of Income on sale of the security. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Classification and measurement of financial liabilities &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Financial liabilities are classified into one of the following measurement categories: &lt;/div&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Fair value through profit or loss (FVTPL); &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Amortized cost; or &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;Designated at FVTPL. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Financial liabilities measured at FVTPL &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Financial liabilities measured at FVTPL are held principally for the purpose of repurchasing in the near term, or form part of a portfolio of identified financial instruments that are managed together and for which there is evidence of a recent actual pattern of short term profit-taking. Financial liabilities are recognized on a trade date basis and accounted for at fair value, with changes in fair value and any gains or losses recognized in the Consolidated Statement of Income as part of the &lt;div style="white-space:nowrap;display:inline;"&gt;non-interest&lt;/div&gt; income. Transaction costs are expensed as incurred. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Financial liabilities measured at amortized cost &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Deposits, subordinated notes and debentures are accounted for at amortized cost. Interest on deposits, calculated using the effective interest rate method, is recognized as interest expense. Interest on subordinated notes and debentures, including capitalized transaction costs, is recognized using the effective interest rate method as interest expense. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Financial liabilities designated at FVTPL &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank designates certain financial liabilities at FVTPL upon initial recognition, and the designation is irrevocable. The FVTPL designation is available when a fair value is reliably estimated. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Financial liabilities are designated at FVTPL when it meets one of the following criteria: &lt;/div&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;The designation eliminates or significantly reduces an accounting mismatch which would otherwise arise; or &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;A group of financial liabilities are managed and their performance is evaluated on a fair value basis, in line with a documented risk management strategy; or &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style=" margin-top:0pt ; margin-bottom:0pt; font-family:arial; font-size:8pt;text-align:left"&gt;The financial liability contains one or more embedded derivatives which significantly modify the cash flows otherwise required. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Financial liabilities designated at FVTPL are recorded in the Consolidated Statement of Financial Position at fair value. Any changes in fair value are recognized in &lt;div style="white-space:nowrap;display:inline;"&gt;Non-interest&lt;/div&gt; income in the Consolidated Statement of Income, except for changes in fair value arising from changes in the Bank&#x2019;s own credit risk which are recognized in OCI. Changes in fair value due to changes in the Bank&#x2019;s own credit risk are not subsequently reclassified to the Consolidated Statement of Income upon derecognition/extinguishment of the liabilities. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Determination of fair value &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The fair value of a financial asset or liability is the price that would be received to sell an asset or paid to transfer a liability in an orderly transaction between market participants in the principal, or in its absence, the most advantageous market to which the Bank has access at the measurement date. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank values instruments carried at fair value using quoted market prices, where available. Fair value based on unadjusted quoted market prices for identical instruments in active markets represents a Level&#160;1 valuation. When quoted market prices are not available, the Bank maximizes the use of observable inputs within valuation models. When a fair value is based on all significant market observable inputs, the valuation is classified as Level&#160;2. Valuations that require the significant use of unobservable inputs are considered Level&#160;3. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Inception gains and losses are only recognized where the valuation is dependent on observable market data; otherwise, they are deferred and amortized over the life of the related contract or until the valuation inputs become observable. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;IFRS 13, &lt;div style="font-style:italic;display:inline;"&gt;Fair Value Measurement&lt;/div&gt; permits a measurement exception that allows an entity to determine the fair value of a group of financial assets and liabilities with offsetting risks based on the sale or transfer of its net exposure to a particular risk (or risks). The Bank has adopted this exception through an accounting policy choice. Consequently, the fair values of certain portfolios of financial instruments are determined based on the net exposure of those instruments to market, credit or funding risk. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In determining fair value for certain instruments or portfolios of instruments, valuation adjustments or reserves may be required to arrive at a more accurate representation of fair value. These adjustments include those made for credit risk, &lt;div style="white-space:nowrap;display:inline;"&gt;bid-offer&lt;/div&gt; spreads, unobservable parameters, funding costs and constraints on prices in inactive or illiquid markets. &lt;/div&gt;</ifrs-full:DescriptionOfAccountingPolicyForFinancialInstrumentsExplanatory>
    <ifrs-full:DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-129396"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt;Derecognition of financial assets and liabilities &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Derecognition of financial assets &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;A financial asset is derecognized when the contractual rights to the cash flows from the asset has expired; or the Bank transfers the contractual rights to receive the cash flows from the financial asset; or has assumed an obligation to pay those cash flows to an independent third-party; or the Bank has transferred substantially all the risks and rewards of ownership of that asset to an independent third-party. Management determines whether substantially all the risk and rewards of ownership have been transferred by quantitatively comparing the variability in cash flows before and after the transfer. If the variability in cash flows remains significantly similar subsequent to the transfer, the Bank has retained substantially all of the risks and rewards of ownership. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Where substantially all the risks and rewards of ownership of the financial asset are neither retained nor transferred, the Bank derecognizes the transferred asset only if it has lost control over that asset. Control over the asset is represented by the practical ability to sell the transferred asset. If the Bank retains control over the asset, it will continue to recognize the asset to the extent of its continuing involvement. At times such continuing involvement may be in the form of investment in senior or subordinated tranches of notes issued by &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-consolidated&lt;/div&gt; structured entities. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;On derecognition of a financial asset, the difference between the carrying amount and the sum of (i)&#160;the consideration received (including any new asset obtained less any new liability assumed) and (ii)&#160;any cumulative gain or loss that had been recognized in other comprehensive income is recognized in the Consolidated Statement of&#160;Income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Transfers of financial assets that do not qualify for derecognition are reported as secured financings in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The derecognition criteria are applied to the transfer of part of an asset, rather than the asset as a whole, only if such part comprises specifically identified cash flows from the asset, a fully proportionate share of the cash flows from the asset, or a fully proportionate share of specifically identified cash flows from the asset. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Derecognition of financial liabilities &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;A financial liability is derecognized when the obligation under the liability is discharged, canceled or expires. If an existing financial liability is replaced by another from the same counterparty on substantially different terms, or the terms of the existing liability are substantially modified, such an exchange or modification is treated as a derecognition of the original liability and&#160;the recognition of a new liability at fair value. The difference in the respective carrying amount of the existing liability and the new liability is recognized as a gain/loss in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt;Impairment &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Scope &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank applies a three-stage approach to measure allowance for credit losses, using an expected credit loss approach as required under IFRS 9, for the following categories of financial instruments that are not measured at fair value through profit or loss: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Amortized cost financial assets; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Debt securities classified as FVOCI; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Off-balance&lt;/div&gt; sheet loan commitments; and &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Financial guarantee contracts. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Expected credit loss impairment model &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank&#x2019;s allowance for credit losses calculations are outputs of models with a number of underlying assumptions regarding the choice of variable inputs and their interdependencies. The expected credit loss impairment model reflects the present value of all cash shortfalls related to default events either (i)&#160;over the following twelve months or (ii)&#160;over the expected life of a financial instrument depending on credit deterioration from inception. The allowance for credit losses reflects an unbiased, probability-weighted outcome which considers multiple scenarios based on reasonable and supportable forecasts. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;This impairment model measures credit loss allowances using a three-stage approach based on the extent of credit deterioration since origination: &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1 &#x2013; Where there has not been a significant increase in credit risk (SIR) since initial recognition of a financial instrument, an amount equal to 12 months expected credit loss is recorded. The expected credit loss is computed using a probability of default (PD) occurring over the next 12 months. For those instruments with a remaining maturity of less than 12 months, a PD corresponding to remaining term to maturity is used. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2 &#x2013; When a financial instrument experiences a SIR subsequent to origination but is not considered to be in default, it is included in Stage 2. This requires the computation of expected credit loss based on the PD over the remaining estimated life of the financial instrument. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 3 &#x2013; Financial instruments that are considered to be in default are included in this stage. Similar to Stage 2, the allowance for credit losses captures the lifetime expected credit losses. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Measurement of expected credit loss &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The PD, exposure at default (EAD), and loss given default (LGD) inputs used to estimate expected credit losses are modelled based on macroeconomic variables that are closely related with credit losses in the relevant portfolio. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Details of these statistical parameters/inputs are as follows: &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;PD &#x2013; The probability of default is an estimate of the likelihood of default over a given time horizon. A default may only happen at a certain time over the remaining estimated life if the facility has not been previously derecognized and is still in the portfolio. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;EAD &#x2013; The exposure at default is an estimate of the exposure at a future default date, considering expected changes in the exposure after the reporting date, including repayments of principal and interest, whether scheduled by contract or otherwise, expected drawdowns on committed facilities, and accrued interest from missed payments. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;LGD &#x2013; The loss given default is an estimate of the loss arising in the case where a default occurs at a given time. It is based on the difference between the contractual cash flows due and those that the lender would expect to receive, including from the realization of any collateral. It is usually expressed as a percentage of the EAD. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Forward-looking information &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The estimation of expected credit losses for each stage and the assessment of SIR consider information about past events and current conditions as well as reasonable and supportable forecasts of future events and economic conditions. The estimation and application of forward-looking information may require significant judgment. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Macroeconomic factors &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;In its models, the Bank relies on a broad range of forward-looking economic information as inputs, such as: GDP growth, unemployment rates, central bank interest rates, and house price indices. The inputs and models used for calculating expected credit losses may not always capture all characteristics of the market at the date of the financial statements. Qualitative adjustments or overlays may be made as temporary adjustments using expert credit judgment. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Multiple forward-looking scenarios &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank determines its allowance for credit losses using four probability-weighted forward-looking scenarios. The Bank considers both internal and external sources of information and data in order to achieve unbiased projections and forecasts. The scenarios are prepared using forecasts generated by Scotiabank Economics (SE). The forecasts are created using internal and external models which are modified by SE as necessary to formulate a &#x2018;base case&#x2019; view of the most probable future direction of relevant economic variables as well as a representative range of other possible forecast scenarios. The process involves the development of three additional economic scenarios and consideration of the relative probabilities of each outcome. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The &#x2018;base case&#x2019; represents the most likely outcome and is aligned with information used by the Bank for other purposes such as strategic planning and budgeting. The other scenarios represent more optimistic and more pessimistic outcomes. The Bank has identified and documented key drivers of credit risk and credit losses for each portfolio of financial instruments and, using an analysis of historical data, has estimated relationships between macroeconomic variables, credit risk, and credit losses. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Assessment of significant increase in credit risk &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;At each reporting date, the Bank assesses whether there has been a SIR for exposures since initial recognition by comparing the risk of default occurring over the remaining expected life from the reporting date and the date of initial recognition. The assessment considers borrower-specific quantitative and qualitative information without consideration of collateral, and the impact of forward-looking macroeconomic factors. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;The common assessments for SIR on retail and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt; portfolios include macroeconomic outlook, management judgment, and delinquency and monitoring. Forward-looking macroeconomic factors are a key component of the macroeconomic outlook. The importance and relevance of each specific macroeconomic factor depends on the type of product, characteristics of the financial instruments and the borrower and the geographical region. Quantitative models may not always be able to capture all reasonable and supportable information that may indicate a SIR. Qualitative factors may be assessed to supplement the gap. Examples of situations include changes in adjudication criteria for a particular group of borrowers, changes in portfolio composition, and natural disasters impacting certain portfolios. With regards to delinquency and monitoring, there is a rebuttable presumption that the credit risk of the financial instrument has increased since initial recognition when contractual payments are more than 30 days overdue. &lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Retail portfolio &#x2013; For retail exposures, a SIR is assessed based on thresholds that exist by product which consider the change in PD. The thresholds used for PD migration are reviewed and assessed at least annually unless there is a significant change in credit risk management practices, in which case the review is brought forward. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-retail&lt;/div&gt; portfolio &#x2013; The Bank uses a risk rating scale (IG codes) for its &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt; exposures. All &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt; exposures have an IG code assigned that reflects the PD of the borrower. Both borrower specific and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-borrower&lt;/div&gt; specific (i.e. macroeconomic) forward-looking information is considered and reflected in the IG rating. SIR is evaluated based on the migration of the exposures among IG codes. &lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Expected life &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;When measuring expected credit loss, the Bank considers the maximum contractual period over which the Bank is exposed to credit risk. All contractual terms are considered when determining the expected life, including prepayment, and extension and rollover options. For certain revolving credit facilities, such as credit cards, the expected life is estimated based on the period over which the Bank is exposed to credit risk and how the credit losses are mitigated by management actions. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Presentation of allowance for credit losses in the Statement of Financial Position &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Financial assets measured at amortized cost: as a deduction from the gross carrying amount of the financial assets; &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Debt instruments measured at fair value through other comprehensive income: no allowance is recognized in the Statement of Financial Position because the carrying value of these assets is their fair value. However, the allowance determined is presented in the accumulated other comprehensive income; &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Off-balance&lt;/div&gt; sheet credit risks include undrawn lending commitments, letters of credit and letters of guarantee: as a provision in other liabilities. &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Modified financial assets &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;If the terms of a financial asset are modified or an existing financial asset is replaced with a new one, an assessment is made to determine if the existing financial asset should be derecognized. Where a modification does not result in derecognition, the date of origination continues to be used to determine SIR. Where a modification results in derecognition, the new financial asset is recognized at its fair value on the modification date. The modification date is also the date of origination for this new asset. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank may modify the contractual terms of loans for either commercial or credit reasons. The terms of a loan in good standing may be modified for commercial reasons to provide competitive pricing to borrowers. Loans are also modified for credit reasons where the contractual terms are modified to grant a concession to a borrower that may be experiencing financial difficulty. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;For all financial assets, modifications of the contractual terms may result in derecognition of the original asset when the changes to the terms of the loans are considered substantial. These terms include interest rate, authorized amount or term. The original loan is derecognized, and the new loan is recognized at its fair value. The difference between the carrying value of the derecognized asset and the fair value of the new asset is recognized in the Consolidated Statement of Income. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For all loans, performing and credit-impaired, where the modification of terms did not result in the derecognition of the loan, the gross carrying amount of the modified loan is recalculated based on the present value of the modified cash flows discounted at the original effective interest rate&lt;div style="display:inline;"&gt;,&lt;/div&gt; and any gain or loss from the modification is recorded in the provision for credit losses line in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Definition of default &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank considers a financial instrument to be in default when one or more loss events occur after the date of initial recognition of the instrument, and the loss event has a negative impact on the estimated future cash flows of the instrument that can be reliably estimated. This includes events that indicate: &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;significant financial difficulty of the borrower; &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;default or delinquency in interest or principal payments; &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;high probability of the borrower entering a phase of bankruptcy or a financial reorganization; &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 4%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;measurable decrease in the estimated future cash flows from the loan or the underlying assets that back the loan. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank considers that default has occurred and classifies the financial asset as impaired when it is more than 90 days past due, except for credit card receivables that are treated as defaulted when 180 days past due, unless reasonable and supportable information demonstrates that a more lagging default criterion is appropriate. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Write-off&lt;/div&gt; policy &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank writes off an impaired financial asset (and the related impairment allowance), either partially or in full, when there is no realistic prospect of recovery. Where financial assets are secured, &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;write-off&lt;/div&gt; is generally after receipt of any proceeds from the realization of security. In circumstances where the net realizable value of any collateral has been determined and there is no reasonable expectation of further recovery, &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;write-off&lt;/div&gt; may be earlier. Credit card receivables 180 days past due are &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;written-off.&lt;/div&gt; In subsequent periods, any recoveries of amounts previously written off are credited to the provision for credit losses in the Consolidated Statement of Income. &lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Purchased loans &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;All purchased loans are initially measured at fair value on the date of acquisition. As a result, no allowance for credit losses would be recorded in the Consolidated Statement of Financial Position on the date of acquisition. Purchased loans may fit into either of the two categories: Performing loans or Purchased Credit-Impaired (PCI) loans. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Purchased performing loans follow the same accounting as originated performing loans and are reflected in Stage 1 on the date of the acquisition. They will be subject to a 12 month allowance for credit losses&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;,&lt;/div&gt; which is recorded as a provision for credit losses in the Consolidated Statement of Income. The fair value adjustment set up for these loans on the date of acquisition is amortized into interest income over the life of these loans. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;PCI loans are reflected in Stage 3 and are always subject to lifetime allowance for credit losses. Any changes in the expected cash flows since the date of acquisition are recorded as a charge/recovery in the provision for credit losses in the Consolidated Statement of Income at the end of all reporting periods subsequent to the date of acquisition. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Offsetting of financial instruments &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Financial assets and financial liabilities with the same counterparty are offset, with the net amount reported in the Consolidated Statement of Financial Position, only if there is a legally enforceable right to offset the recognized amounts and there is an intention to settle on a net basis, or to realize the assets and settle the liabilities simultaneously. When financial assets and financial liabilities are offset in the Consolidated Statement of Financial Position, the related income and expense items will also be offset in the Consolidated Statement of Income, unless specifically prohibited by an applicable accounting standard. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash and deposits with financial institutions &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Cash and deposits with financial institutions comprise cash, cash equivalents, demand deposits with banks and other financial institutions, and highly liquid investments that are readily convertible to cash, subject to an insignificant risk of changes in value. These investments are those with less than three months maturity from the date of acquisition. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Precious metals &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Precious metals are carried at fair value less costs to sell, and any changes in value are credited or charged to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income&#160;&#x2013; trading revenues in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Securities purchased and sold under resale agreements &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Securities purchased under resale agreements (reverse repurchase agreements) require the purchase of securities by the Bank from a counterparty with an agreement entered to resell the securities at a fixed price at a future date. Since the Bank is reselling the securities at a fixed price at a future date, the risks and rewards have not been transferred to the Bank. The Bank has the right to liquidate the securities purchased in the event of counterparty default. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Whereas securities sold under agreements to repurchase (repurchase agreements) require the sale of securities by the Bank to a counterparty with an agreement entered simultaneously to purchase the securities back at a fixed price at a future date. Since the Bank is purchasing the securities back at a fixed price at a future date, the risks and rewards have not been transferred from the Bank. The counterparty has the right to use the collateral pledged by the Bank in the event of default. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;These agreements are treated as collateralized financing arrangements and are initially recognized at amortized cost. The party disbursing the cash takes possession of the securities serving as collateral for the financing and having a market value equal to, or more than, the principal amount loaned. The securities received under reverse repurchase agreements and securities delivered under repurchase agreements are not recognized on, or derecognized from, the Consolidated Statement of Financial Position, unless the risks and rewards of ownership are obtained or relinquished. The related interest income and interest expense are recorded on an accrual basis using the effective interest rate in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Obligations related to securities sold short &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Obligations related to securities sold short arise in dealing and market-making activities where debt securities and equity shares are sold without possessing such securities. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Similarly, if securities purchased under an agreement to resell are subsequently sold to third parties, the obligation to return the securities is recorded as a short sale within obligations related to securities sold short in the Consolidated Statement of Financial Position. These trading liabilities are measured at fair value with any gains or losses included in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income&#160;&#x2013; trading revenues in the Consolidated Statement of Income. Interest expense accruing on debt securities sold short is recorded in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Securities lending and borrowing &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Securities lending and borrowing transactions are usually collateralized by securities or cash. The transfer of the securities to counterparties is only reflected on the Consolidated Statement of Financial Position if the risks and rewards of ownership are also transferred. For cash collateral advanced or received, the Bank presents these transactions as securities sold under a repurchase agreement or securities purchased under a reverse repurchase agreement, respectively. Interest income on cash collateral paid and interest expense on cash collateral received together with securities lending income and securities borrowing fee are reported in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Securities borrowed are not recognized on the Consolidated Statement of Financial Position unless they are then sold to third parties, in which case the obligation to return the securities is recorded as a trading liability and measured at fair value with any gains or losses included &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;in&#160;non-interest&lt;/div&gt; income &#x2013; trading revenues, in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Derivative instruments &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Derivative instruments are contracts whose value is derived from interest rates, foreign exchange rates, commodity prices, equity prices or other financial variables. Most derivative instruments can be characterized as interest rate contracts, foreign exchange and gold contracts, commodity contracts, equity contracts or credit contracts. Derivative instruments are either exchange-traded contracts or negotiated &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;over-the-counter&lt;/div&gt;&lt;/div&gt; contracts. Negotiated &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;over-the-counter&lt;/div&gt;&lt;/div&gt; contracts include swaps, forwards and options. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank enters into these derivative contracts for trading purposes, as&#160;well as to manage its risk exposures (i.e., to manage the Bank&#x2019;s &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-trading&lt;/div&gt; interest rate, foreign currency and other risk exposures). Trading activities are undertaken to meet the needs of the Bank&#x2019;s customers, as well as for the Bank&#x2019;s own account. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Derivatives embedded in other financial liabilities or host contracts are treated as separate stand-alone derivatives when the following conditions are met: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;their economic characteristics and risks are not closely related to those of the host contract; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;a separate instrument with the same terms as the embedded derivative would meet the definition of a derivative; and &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;the combined contract is not held for trading or designated at fair value through profit or loss. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Where an embedded derivative is separable from the host contract but the fair value, as at the acquisition or reporting date, cannot be reliably measured separately, the entire combined contract is measured at fair value. All embedded derivatives are presented on the Consolidated Statement of Financial Position on a combined basis with the host contracts. Changes in fair value of embedded derivatives that are separated from the host contract are recognized in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;All derivatives, including embedded derivatives that must be separately accounted for, are recorded at fair value in the Consolidated Statement of Financial Position. The determination of the fair value of derivatives includes consideration of credit risk, estimated funding costs and ongoing direct costs over the life of the instruments. Inception gains or losses on derivatives are only recognized where the valuation is dependent on observable market data; otherwise, they are deferred and amortized over the life of the related contract, or until the valuation inputs become observable. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The gains and losses resulting from changes in fair values of trading derivatives are included in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income&#160;&#x2013; trading revenues in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Changes in the fair value of derivatives that do not qualify for hedge accounting are recorded in the Consolidated Statement of Income in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income&#160;&#x2013; other. Where derivative instruments are used to manage the volatility of share-based payment expense, these derivatives are carried at fair value with changes in the fair value in relation to units hedged included in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expenses &#x2013; salaries and employee benefits in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Changes in the fair value of derivatives that qualify for hedge accounting are recorded as &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; other in the Consolidated Statement of Income for fair value hedges and other comprehensive income in the Consolidated Statement of Comprehensive Income for cash flow hedges and net investment hedges. &lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForDerecognitionOfFinancialInstrumentsExplanatory>
    <ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses
      contextRef="PAsOn10_31_2025_PurchasedLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-208766"
      unitRef="Unit_CAD">0</ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses>
    <bns:CashAndDepositsWithFinancialInstitutionsMaturityPeriod
      contextRef="P11_01_2024To10_31_2025_TopOfRangeMemberifrsfullRangeAxis"
      id="ixv-208767">P3M</bns:CashAndDepositsWithFinancialInstitutionsMaturityPeriod>
    <ifrs-full:DescriptionOfAccountingPolicyForHedgingExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-129897"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedge accounting &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank has elected to continue to apply the hedge accounting requirements of IAS 39. Also, the Bank has implemented the additional hedge accounting disclosures that are required by the IFRS 9 related amendments to IFRS 7 &lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Financial Instruments: Disclosures&lt;/div&gt;&lt;/div&gt;. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank formally documents all hedging relationships and its risk management objective and strategy for undertaking these hedge transactions at inception. The hedge documentation includes identification of the asset, liability, firm commitment or highly probable forecasted transaction being hedged, the nature of the risk being hedged, the hedging instrument used, and the method used to assess the effectiveness of the hedge. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank also formally assesses, both at each hedge&#x2019;s inception and on an ongoing basis, whether the hedging instruments are highly effective in offsetting changes in fair value or cash flows of the hedged items within an &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;80-125%&lt;/div&gt; range. This assessment incorporates a comparison of critical terms of the hedged and hedging item, and regression analysis, in order to determine (i)&#160;whether the hedge relationship is expected to be highly effective going forward (i.e. prospective effectiveness assessment) and (ii)&#160;whether the hedge was actually highly effective for the designated period (i.e. retrospective effectiveness assessment). &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Hedge ineffectiveness is measured and recorded in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; other in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;There are three types of hedges: (i)&#160;fair value hedges, (ii)&#160;cash flow hedges and (iii)&#160;net investment hedges. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;  &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Fair value hedges &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For fair value hedges, the change in fair value of the hedging instrument is offset in the Consolidated Statement of Income by the change in fair value of the hedged item attributable to the hedged risk. For hedges that are discontinued, the hedged item is no longer adjusted for changes in fair value. The cumulative fair value adjustment of the hedged item is amortized to interest income over its remaining term to maturity or written off to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income directly if the hedged item ceases to exist. The Bank uses fair value hedges primarily to convert fixed rate financial instruments to floating rate financial instruments. Hedged items include debt securities, loans, deposit liabilities and subordinated debentures. Hedging instruments include single-currency interest rate swaps and cross-currency interest rate swaps. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Cash flow hedges &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For cash flow hedges, the change in fair value of the hedging instrument, to the extent effective, is recorded in other comprehensive income until the corresponding gains and losses on the hedged item are recognized in income. For hedges that are discontinued, the cumulative unrealized gain or loss recognized in other comprehensive income is reclassified to interest income and/or salaries and employee benefits as the variability in the cash flows of hedged item affects income. However, if the hedged item is derecognized or the forecasted transaction is no longer expected to occur, the unrealized gain or loss is reclassified immediately to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income and/or salaries and employee benefits. The Bank uses cash flow hedges primarily to hedge the variability in cash flows relating to floating rate financial instruments and highly probable forecasted revenues and expenses. Hedged items include debt securities, loans, deposit liabilities, subordinated debentures and highly probable forecasted transactions. Hedging instruments include single-currency interest rate swaps, cross-currency interest rate swaps, total return swaps, foreign currency forwards and foreign currency assets or liabilities. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Net investment hedges &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For net investment hedges, the change in fair value of the hedging instrument, to the extent effective, is recorded in other comprehensive income until the corresponding cumulative translation adjustments on the hedged net investment are recognized in income. The Bank designates foreign currency liabilities and foreign currency forwards as hedging instruments to manage the foreign currency exposure and impact on capital ratios arising from foreign operations. &lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForHedgingExplanatory>
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      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis"
      decimals="2"
      id="ixv-208769"
      unitRef="Unit_pure">0.80</ifrs-full:AverageRateOfHedgingInstrument>
    <ifrs-full:AverageRateOfHedgingInstrument
      contextRef="PAsOn10_31_2025_TopOfRangeMemberifrsfullRangeAxis"
      decimals="2"
      id="ixv-208770"
      unitRef="Unit_pure">1.25</ifrs-full:AverageRateOfHedgingInstrument>
    <ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-129956"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Property and equipment &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Land is carried at cost. Buildings (including building fittings), equipment, and leasehold improvements are carried at cost less accumulated depreciation and accumulated impairment losses, if any. Cost includes expenditures that are directly attributable to the acquisition of the asset. Depreciation is calculated using the straight-line method over the estimated useful life of the related asset less any residual value as follows: buildings &#x2013; up to 40&#160;years; building fittings &#x2013; up to 15&#160;years; equipment &#x2013; 3&#160;to 10&#160;years; and leasehold improvements &#x2013; lease term determined by the Bank. Depreciation expense is included in the Consolidated Statement of Income under &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expenses &#x2013; depreciation and amortization. Depreciation methods, useful lives and residual values are reassessed at each financial &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;year-end&lt;/div&gt; and adjusted as appropriate. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;When major components of buildings and equipment have different useful lives, they are accounted for separately and depreciated over each component&#x2019;s estimated useful life. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Net gains and losses on disposal are included in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; other in the Consolidated Statement of Income in the year of disposal. &lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForPropertyPlantAndEquipmentExplanatory>
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      contextRef="P11_01_2024To10_31_2025_BuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis"
      id="ixv-208772">P40Y</bns:PropertyPlantAndEquipmentEstimatedUsefulLife>
    <bns:PropertyPlantAndEquipmentEstimatedUsefulLife
      contextRef="P11_01_2024To10_31_2025_BuildingFittingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis"
      id="ixv-208773">P15Y</bns:PropertyPlantAndEquipmentEstimatedUsefulLife>
    <bns:PropertyPlantAndEquipmentEstimatedUsefulLife
      contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_OfficeEquipmentMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis"
      id="ixv-208774">P3Y</bns:PropertyPlantAndEquipmentEstimatedUsefulLife>
    <bns:PropertyPlantAndEquipmentEstimatedUsefulLife
      contextRef="P11_01_2024To10_31_2025_OfficeEquipmentMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis_TopOfRangeMemberifrsfullRangeAxis"
      id="ixv-208775">P10Y</bns:PropertyPlantAndEquipmentEstimatedUsefulLife>
    <ifrs-full:DescriptionOfUsefulLifePropertyPlantAndEquipment
      contextRef="P11_01_2024To10_31_2025_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis"
      id="ixv-208776">lease term determined by the Bank</ifrs-full:DescriptionOfUsefulLifePropertyPlantAndEquipment>
    <ifrs-full:DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-129965">&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets held for sale &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/div&gt; &lt;/div&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-current&lt;/div&gt; &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; assets (and disposal groups) are classified as&#160;held for sale if their carrying amount will be recovered principally through a sale transaction rather than through continuing use. These assets meet the criteria for classification as held for sale if they are available for immediate sale in their present condition and their sale is considered highly probable to occur within one year. &lt;/div&gt;&lt;/div&gt; &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-current&lt;/div&gt; &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; assets classified as held for sale are measured at the lower of their carrying amount and fair value less costs to sell and are presented within other assets in the Consolidated Statement of Financial Position. Any subsequent write-down to fair value less costs to sell is recognized in the Consolidated Statement of Income, in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income or &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expense. Any subsequent increase in the fair value less costs to sell, to the extent this does not exceed the cumulative write-down, is also recognized in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income or &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expense, together with any realized gains or losses on disposal. &lt;/div&gt;&lt;/div&gt; &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-financial&lt;/div&gt; assets acquired in exchange for loans as part of an orderly realization are recorded as assets held for sale or assets held for use. If the acquired asset does not meet the requirement to be considered held for sale, the asset is considered held for use, measured initially at cost which equals the carrying value of the loan and accounted for in the same manner as a&#160;similar asset acquired in the normal course of business. &lt;/div&gt;&lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForNoncurrentAssetsOrDisposalGroupsClassifiedAsHeldForSaleExplanatory>
    <ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-129991"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Business combinations and goodwill &lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;The Bank follows the acquisition method of accounting for the acquisition of a business. The Bank considers the date on which control is obtained, and it legally transfers the consideration for the acquired assets and assumed liabilities of the subsidiary, to be the date of acquisition. The cost of an acquisition is measured at the fair value of the consideration paid. The fair value of the consideration transferred by the Bank in a business combination is calculated as the sum of the acquisition date fair value of the assets transferred by the Bank, the liabilities incurred by the Bank to former owners of the acquiree, and the equity interests, including any options, issued by the Bank. The Bank recognizes the acquisition date fair values of any previously held investment in the subsidiary and contingent consideration as part of the consideration transferred in exchange for the acquisition. A gain or loss on any previously held investments of an acquiree is recognized in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; other in the Consolidated Statement of Income. &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In general, all identifiable assets acquired (including intangible assets) and liabilities assumed (including any contingent liabilities) are measured at the acquisition date fair value. The Bank records identifiable intangible assets irrespective of whether the assets have been recognized by the acquiree before the business combination. &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-controlling&lt;/div&gt; interests, if any, are recognized at their proportionate share of the fair value of identifiable assets and liabilities, unless otherwise indicated. Where the Bank has an obligation to purchase a &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interest for cash or another financial asset, a financial liability is recognized based on management&#x2019;s best estimate of the present value of the redemption amount. Where the Bank has a corresponding option to settle the purchase of a &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interest by issuing its own common shares, no financial liability is recorded. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Any excess of the cost of acquisition over the Bank&#x2019;s share of the net fair value of the identifiable assets acquired and liabilities assumed is recorded as goodwill. If the cost of acquisition is less than the fair value of the Bank&#x2019;s share of the identifiable assets acquired and liabilities assumed, the resulting gain is recognized immediately in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; other in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;During the measurement period (which is within one year from the acquisition date), the Bank may, on a retrospective basis, adjust the amounts recognized at the acquisition date to reflect new information obtained about facts and circumstances that existed as of the acquisition date. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank accounts for acquisition-related costs as expenses in the periods in which the costs are incurred and the services are received. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Subsequent to acquisition, the Bank accounts for the following assets and liabilities recognized in a business combination as described below: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Contingent liabilities, until resolved, are measured at the higher of the amount that would be recognized as a provision or the amount initially recognized, with any change recognized in the Consolidated Statement of Income. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Indemnification assets are measured on the same basis as the item to which the indemnification relates. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Contingent consideration classified as a liability is measured at fair value, with any change recognized in the Consolidated Statement of&#160;Income. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Liabilities to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interest holders when remeasured at the&#160;end of each reporting period, a corresponding change is recorded in equity. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;After initial recognition of goodwill in a business combination, goodwill in aggregate is measured at cost less any accumulated impairment losses. Goodwill is not amortized but tested for impairment annually and when circumstances indicate that the carrying value may be impaired. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Goodwill is reviewed at each reporting date to determine whether there is any indication of impairment. For the purpose of impairment testing, goodwill acquired in a business combination is, on the acquisition date, allocated to each of the Bank&#x2019;s group of cash-generating units (CGUs) that is expected to benefit from the combination. CGUs to which goodwill has been allocated are aggregated so that the level at which impairment is tested reflects the lowest level at which goodwill is monitored for internal management purposes. &lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank determines the carrying value of the CGU using a regulatory capital approach based on credit, market, operational risks and leverage, consistent with the Bank&#x2019;s capital attribution for business line performance measurement. Corporate capital that is not directly attributable is allocated to each CGU on a proportional basis, based on the relative attributed capital prior to the corporate capital allocation. The recoverable amount is the greater of fair value less costs of disposal (FVLCD) and value in use (VIU). If either FVLCD or VIU exceeds the carrying amount, there is no need to determine the other. An impairment loss is recognized if the carrying amount of the CGU exceeds the recoverable amount. An impairment loss on goodwill is not reversed. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;FVLCD is the price that would be received from the sale of a CGU in an orderly transaction between market participants, less cost of disposal, at the measurement date. In determining FVLCD, an appropriate valuation model is used which considers various factors, including normalized net income, control premiums and price earnings multiples. These calculations are corroborated by valuation multiples and quoted share prices for publicly traded subsidiaries or other available fair value indicators. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;VIU is the present value of the future cash flows expected to be derived from a CGU. The determination of VIU involves judgment in estimating cash flow projections, discount rate and terminal growth rate. The future cash flows are based on management approved budgets and plans which factor in market trends, macroeconomic conditions, forecasted earnings and business strategy for the CGU. The discount rate is based on the cost of capital while the terminal growth rate is based on the long-term growth expectations in the relevant countries. &lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForBusinessCombinationsAndGoodwillExplanatory>
    <ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-130073"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Intangible assets &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Intangible assets represent identifiable &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-monetary&lt;/div&gt; assets and are acquired either separately, through a business combination, or generated internally. The Bank&#x2019;s intangible assets are mainly comprised of computer software, customer relationships, contract intangibles, core deposit intangibles and fund management contracts. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The cost of a separately acquired intangible asset includes its purchase price and directly attributable costs of preparing the asset for its intended use. Intangibles acquired as part of a business combination are initially recognized at fair value. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In respect of internally generated intangible assets, initial measurement includes all directly attributable costs necessary to create, produce and prepare the asset to be capable of operating in the manner intended by management. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;After initial recognition, an intangible asset is carried at its cost less any accumulated amortization and accumulated impairment losses. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Intangible assets that have finite useful lives are initially measured at cost and amortized on a straight-line basis over their useful lives as follows: computer software &#x2013; up to 10 years; and other intangible assets&#160;&#x2013; 5 to 20 years. Amortization expense is included in the Consolidated Statement of Income under operating expenses &#x2013; depreciation and amortization. As intangible assets are &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; assets, the impairment model for &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; assets is applied. Intangible assets with indefinite useful lives are not amortized but are tested for impairment annually and when circumstances indicate that the carrying value may be impaired. Intangible assets with finite useful lives are only tested for impairment when events or circumstances indicate that the carrying value may be impaired. &lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForIntangibleAssetsOtherThanGoodwillExplanatory>
    <bns:IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife
      contextRef="P11_01_2024To10_31_2025_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis"
      id="ixv-208778">P10Y</bns:IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife>
    <bns:IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife
      contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis"
      id="ixv-208779">P5Y</bns:IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife>
    <bns:IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife
      contextRef="P11_01_2024To10_31_2025_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_TopOfRangeMemberifrsfullRangeAxis"
      id="ixv-208780">P20Y</bns:IntangibleAssetsOtherThanGoodwillEstimatedUsefulLife>
    <ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-130084"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Impairment of &lt;div style="white-space:nowrap;display:inline;"&gt;non-financial&lt;/div&gt; assets &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The carrying amount of the Bank&#x2019;s &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; assets, other than goodwill, indefinite life intangible assets and deferred tax assets, which are separately addressed, is reviewed at each reporting date to determine whether there is any indication of impairment. For the purpose of impairment testing, &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; assets that cannot be tested individually are grouped together into the smallest group of assets that generate cash inflows from continuing use that are largely independent from the cash inflows of other assets or groups of assets. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;If any indication of impairment exists, the asset&#x2019;s recoverable amount is estimated. The recoverable amount of an asset or CGU is the greater of its value in use and its fair value less costs of disposal. The Bank&#x2019;s corporate assets do not generate separate cash inflows. If there is an indication that a corporate asset may be impaired, then the recoverable amount is determined for the CGU to which the corporate asset belongs. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;An impairment loss is recognized if the carrying amount of an asset or a CGU exceeds its recoverable amount. Impairment losses of continuing operations are recognized in the Consolidated Statement of Income in those expense categories consistent with the nature of the impaired asset. Impairment losses recognized in prior periods are reassessed at each reporting date for any indication that the loss had decreased or no longer exists. An impairment loss is reversed if there has been a change in the estimates used to determine the recoverable amount. An impairment loss is reversed only to the extent that the asset&#x2019;s carrying amount does not exceed the carrying amount that would have been determined, net of depreciation or amortization, if no impairment loss had been recognized. Such reversal is recognized in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Significant judgment is applied in determining the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; asset&#x2019;s recoverable amount and assessing whether certain events or circumstances constitute objective evidence of impairment. &lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForImpairmentOfNonfinancialAssetsExplanatory>
    <ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-130125"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Corporate income taxes &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank follows the balance sheet liability method for corporate income taxes. Under this method, deferred tax assets and liabilities represent the cumulative amount of tax applicable to temporary differences, which are the differences between the carrying amount of the assets and liabilities, and their values for tax purposes. Deferred tax assets are recognized only to the extent it is probable that sufficient taxable profits will be available against which the benefit of these deferred tax assets can be utilized. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Deferred tax assets and liabilities are measured using enacted or substantively enacted tax rates expected to apply to taxable income in the years in which those temporary differences are expected to be recovered or settled. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Deferred and current tax assets and liabilities are only offset when they arise in the same tax reporting group and where the Bank has both the legal right and the intention to settle on a net basis or to realize the asset and settle the liability simultaneously. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank maintains provisions for uncertain tax positions that it believes appropriately reflect the risk of tax positions under discussion, audit, dispute or appeal with tax authorities, or which are otherwise considered to involve uncertainty. These provisions are made using the Bank&#x2019;s best estimate of the amount expected to be paid based on an assessment of all relevant factors, which are reviewed at the end of each reporting period. It is possible that additional liability and income tax expense could arise in the future, depending on the acceptance of the Bank&#x2019;s tax positions by the relevant tax authorities in the jurisdictions in which the Bank operates. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Income tax is recognized in the Consolidated Statement of Income, except where it relates to items recognized in other comprehensive income or directly in equity, in which case income tax is recognized in the same line as the related item. &lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForIncomeTaxExplanatory>
    <ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-130133"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Leases &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;At inception of a contract, the Bank assesses whether a contract is, or contains, a lease. A contract is a lease if the contract conveys the right to control the use of an identified asset for a period of time in exchange for consideration. When the Bank is a lessee, it recognizes a &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;right-of-use&lt;/div&gt;&lt;/div&gt; (ROU) asset and a lease liability, except for short-term leases for assets that have a lease term of 12 months or less and leases of low value items. For short-term leases and low value items, the Bank recognizes the lease payment associated with these leases as an expense on a straight-line basis over the lease term. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Asset &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;A ROU is an asset that represents a lessee&#x2019;s right to use an underlying asset for the lease term. The ROU asset is initially measured at cost, which is based on the initial amount of the lease liability, any direct costs incurred, any lease payments made at or before the commencement date net of lease incentives received and estimated decommissioning costs. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The ROU asset is subsequently measured at cost less accumulated depreciation and accumulated impairment losses, if any. The ROU asset is depreciated using the straight-line method from the commencement date to the earlier of the end of the useful life of the ROU asset or the end of the lease term. The depreciation is recorded in Depreciation and amortization in the Consolidated Statement of Income. In addition, the ROU asset is adjusted for certain remeasurements of the lease liability. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Liability &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;At commencement date, the Bank initially measures the lease liability at the present value of the future lease payments, discounted using the Bank&#x2019;s incremental borrowing rate that takes into account the Bank&#x2019;s credit risk and economic environment in which the lease is entered. The lease liability is subsequently measured at amortized cost using the effective interest method. It is &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;re-measured&lt;/div&gt; if the Bank changes its assessment of whether it will exercise a purchase, extension or termination option. Interest expense is recorded in Interest expense &#x2013; other in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;When the lease liability is &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;re-measured&lt;/div&gt; in this way, a corresponding adjustment is made to the carrying amount of the ROU asset or is recorded in profit or loss if the carrying amount of the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;right-of-use&lt;/div&gt;&lt;/div&gt; asset has been reduced to zero. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Presentation &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank presents ROU assets in Property and equipment and lease liabilities in Other liabilities in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Determining lease term &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s expectation of exercising the option to renew a lease is determined by assessing if the Bank is &#x201c;reasonably certain&#x201d; to exercise that option. The Bank will be reasonably certain to exercise an option when factors create a significant economic incentive to do so. This assessment considers the following criteria: key locations for its branch network, locations on which the Bank has spent significant capital on renovation work, contribution to profit, value of locations based on current economic environment and the remaining term of existing leases. &lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForLeasesExplanatory>
    <ifrs-full:DescriptionOfAccountingPolicyForProvisionsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-130161"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Provisions &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;A provision, including for restructuring, is recognized if, as a result of a past event, the Bank has a present legal or constructive obligation that can be estimated reliably, and it is probable that an outflow of economic benefits will be required to settle the obligation. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The amount recognized as a provision is the Bank&#x2019;s best estimate of the consideration required to settle the present obligation, taking into account the risks and uncertainties surrounding the obligation. If the effect of the time value of money is considered material, provisions are determined by discounting the expected future cash flows at a &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;pre-tax&lt;/div&gt; rate that reflects current market assessments of the time value of money and, where appropriate, the risks specific to the liability. The increase in the provision due to the passage of time is recorded as interest expense &#x2013; other in the Consolidated Statement of Income. &lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForProvisionsExplanatory>
    <ifrs-full:DescriptionOfAccountingPolicyForInsuranceContracts contextRef="P11_01_2024To10_31_2025" id="ixv-130167"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Insurance contracts &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank identifies its insurance contracts under which it accepts significant insurance risk from another party (the policyholder) by agreeing to compensate the policyholder if a specified uncertain future event (the insured event) adversely affects the policyholder. For short duration contracts, the Bank applies the premium allocation approach which requires that the expected premium be recognized into income over the coverage period and a liability for remaining coverage be established to the extent that cash inflows are received earlier than the recognition of premiums into insurance revenue. A liability for incurred claims is established based on expected claims and expenses, with a risk adjustment for &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; risk, required to settle past insured events. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For long duration contracts, the Bank recognizes probability-weighted discounted fulfilment cashflows and a risk adjustment for &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; risk for groups of contracts. To the extent that those groups of contracts are expected to be profitable, a contractual service margin liability is recognized on the Consolidated Statement of Financial Position which represents unearned profits that will be recognized in the Consolidated Statement of Income in the future over the life of the contract. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Insurance revenue is earned over the period the Bank provides insurance coverage and as risk is released. For all insurance contracts, losses on onerous contracts are recognized in income immediately. &lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForInsuranceContracts>
    <ifrs-full:DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-130200"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Guarantees &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;A guarantee is a contract that contingently requires the Bank to make specified payments to reimburse the holder for a loss it incurs because a specified debtor failed to make payment when due in accordance with the original or modified terms of a debt instrument. Guarantees include standby letters of credit, letters of guarantee, indemnifications, credit enhancements and other similar contracts. Guarantees that qualify as a derivative are accounted for in accordance with the policy for derivative instruments. For guarantees that do not qualify as a derivative, a liability is recorded for the fair value of the obligation assumed at inception. The fair value of the obligation at inception is generally based on the discounted cash flow of the premium to be received for the guarantee, resulting in a corresponding asset. Subsequent to initial recognition, such guarantees are measured at the higher of the initial amount, less amortization to recognize any fee income earned over the period, and the best estimate of the amount required to settle any financial obligation arising as a result of the guarantee. Any increase in the liability is reported in the Consolidated Statement of Income. &lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForFinancialGuaranteesExplanatory>
    <ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-130204"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Employee benefits &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank provides pension and other benefit plans for eligible employees globally. Pension benefits are offered in the form of defined benefit pension plans (generally based on an employee&#x2019;s length of service and earnings) and defined contribution pension plans (where the Bank&#x2019;s contribution is fixed and there is no legal or constructive obligation to pay further amounts). Other benefits provided include post-retirement health care, dental care and life insurance, along with other long-term employee benefits, such as long-term disability benefits. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Defined benefit pension plans and other post-retirement benefit plans &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The cost of these employee benefits is actuarially determined each year using the projected unit credit method. The calculation uses management&#x2019;s best estimate of a number of assumptions, including the discount rate, future compensation, health care costs, mortality, as well as the retirement age of employees. The most significant assumption is the discount rate used to determine the defined benefit obligation, which is set by reference to the yields on high quality corporate bonds that have durations that match the terms of the Bank&#x2019;s obligations. Separate discount rates are used to determine the annual benefit expense in Canada and the U.S. These rates are determined with reference to the yields on high quality corporate bonds with durations that match the various components of the annual benefit expense. The discount rate used to determine the annual benefit expense for all other plans is the same as the rate used to determine the defined benefit obligation. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s net asset or liability in respect of employee benefit plans is calculated separately for each plan as the difference between the present value of future benefits earned in respect of service for prior periods and the fair value of plan assets. The net asset or liability is included in other assets and other liabilities, as appropriate, in the Consolidated Statement of Financial Position. When the net amount in the Consolidated Statement of Financial Position is an asset, the recognized asset is limited to the present value of any economic benefits available in the form of refunds from the plan or reductions in future contributions to the plan. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The current service cost, net interest expense (income), past service cost (credit), settlement gain (loss) and administrative expense are recognized in net income. Net interest expense (income) is calculated by applying the discount rate to the net defined benefit asset or liability. When the benefits of a plan are improved (reduced), a past service cost (credit) is recognized immediately in net income. &lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Remeasurements comprising of actuarial gains and losses, the effect of the asset ceiling and the return on plan assets in excess of or less than the interest income on the fair value of assets are recognized immediately in the Consolidated Statement of Financial Position, with a charge or credit to the Statement of Other Comprehensive Income (OCI) in the period in which they occur. Amounts recorded in OCI are not recycled to the Consolidated Statement of Income. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Other long-term employee benefits &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Other long-term employee benefits are accounted for similarly to defined benefit pension plans and other post-retirement benefit plans described above, except that remeasurements are recognized in the Consolidated Statement of Income in the period in which they arise. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Defined contribution plans &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The costs of such plans are equal to contributions payable by the Bank to employees&#x2019; accounts for service rendered during the period and expensed. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Short-term employee benefits &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Short-term employee benefits are expensed as the related service is provided and a liability is measured on an undiscounted basis net of payments made. &lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForEmployeeBenefitsExplanatory>
    <bns:DescriptionOfAccountingPolicyForRecognitionOfIncomeAndExpensesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-130229"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest and similar income and expenses &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For all &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-trading&lt;/div&gt; interest-bearing financial instruments, interest income or expense is recorded in net interest income using the effective interest rate. This is the rate that exactly discounts estimated future cash payments or receipts through the expected life of the financial instrument or a shorter period, where appropriate, to the gross carrying amount of the financial asset or financial liability. The calculation takes into account all the contractual terms of the financial instrument (for example, prepayment options) and includes any fees or incremental costs that are directly attributable to the instrument and are an integral part of the effective interest rate, but not future credit losses. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For trading financial instruments, &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;mark-to-market&lt;/div&gt;&lt;/div&gt; changes including related interest income or expense are recorded in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; trading revenues. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The carrying amount of interest-bearing financial instruments, measured at amortized cost or classified as FVOCI, is adjusted if the Bank revises its estimates of payments or receipts. The adjusted carrying amount is calculated based on the original effective interest rate and the change in carrying amount is recorded as &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income in the Consolidated Statement of Income. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;  &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Once the carrying value of a financial asset or a group of similar financial assets has been reduced due to an impairment loss, interest income continues to be recognized based on net effective interest rate inherent in the investment. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Loan origination costs are deferred and amortized into interest income using the effective interest method over the expected term of the loan. Loan fees are recognized in interest income over the appropriate lending or commitment period. Mortgage prepayment fees are recognized in interest income when received, unless they relate to a minor modification to the terms of the mortgage, in which case the fees are deferred and amortized using the effective interest method over the remaining period of the original mortgage. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Loan syndication fees are deferred and amortized in interest income over the term of the loan where the yield the Bank retains is less than that of the comparable lenders in the syndicate. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Loan commitment fees for loans that are likely to be drawn down and other credit related fees are deferred (together with any incremental costs) and recognized as part of the interest income on the loan. When it is unlikely that a loan will be drawn down, the loan commitment fees are recognized in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fee and commission revenues &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Revenue is recognized once the Bank&#x2019;s customer has obtained control of the service. The transfer of control occurs when the Bank&#x2019;s customer has the ability to direct the use of and obtain the benefits of the banking services and the contractual performance obligation to the customer has been satisfied. The Bank records revenue gross of expenses where it is the principal in performing a service to the customer and net of expenses where the Bank is an agent for these services. The assessment of principal or agent requires judgement on the basis of whether the Bank controls the services before they are transferred to the customer. From time to time, the Bank may receive variable consideration such as performance fees. These fees are only recognized when it is highly probable that the Bank will not need to reverse a significant amount of revenue. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Card revenues include interchange fees, annual fees and other card related fees. Interchange fees are calculated as a percentage of the transaction and are recognized on the transaction date. Annual fees are recognized in income over 12 months. Other card fees are transaction-based and are recognized on the transaction date. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank operates various loyalty points programs, which allow customers to accumulate points when using the Bank&#x2019;s products and services. Loyalty point liabilities are subject to periodic remeasurement to reflect the expected cost of redemption. Where the customer has the option to redeem points for statement credits, the cost of the loyalty program is presented net of card fees. Where points can only be redeemed for goods or services, interchange revenue allocated to the loyalty rewards is recognized when the rewards are redeemed. Reward costs are recorded in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expenses. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Banking services fees consist of fees earned on personal, business and government deposit activities. Personal deposit-related fees consist of account maintenance and various transaction-based services. Business and government deposit-related fees consist of commercial deposit and treasury management services and other cash management services. These fees are recognized on the transaction date or over time as services are provided to the customer. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Credit fees include fees earned for providing letters of credit and guarantee, loan commitments, bankers&#x2019; acceptances, and for arranging loan syndications. These fees are recognized on the transaction date or over time as services are provided based on contractual agreements with the customer. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Mutual funds fees include management and administration fees which are earned in the Bank&#x2019;s wealth management business. These fees are calculated as a percentage of the fund&#x2019;s net asset value and recognized as the service is provided. From time to time, the Bank may also recognize performance fees from some funds. These fees are only recognized to the extent that it is highly probable that a significant reversal of revenue will not occur. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Brokerage fees relate to fees earned for providing full-service and discount brokerage services to clients. These fees are contractually agreed and can be asset-based or linked to individual transactions. Such fees are recognized as the service is provided to clients or on the trade date. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Investment management and trust fees include administration, trust services and other investment services provided to clients. These fees are contractually agreed upon and can be linked to portfolio values or individual transactions. Such fees are recognized as the service is provided to clients to the extent that it is highly probable that a significant reversal of revenue will not occur. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Underwriting and other advisory fees relate to fees earned for services provided to clients in relation to the placement of debt and equities. Such fees also include services to clients for mergers, acquisitions, financial restructurings and other corporate finance activities. These fees are recognized when the service has been performed and/or contractual milestones are completed. Performance and completion fees are variable consideration and generally contingent on the successful completion of a transaction. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Other fees and commissions include commissions earned on the sale of third party insurance products to the Bank&#x2019;s customers. Such fees and commissions are recognized when the performance obligation is completed. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fee and commission expenses &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Fee and commission expenses relate to transaction and service fees which are expensed as the services are received. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Dividend income &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Dividend income on equity securities is recognized when the Bank&#x2019;s right to receive payment is established, which is on the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;ex-dividend&lt;/div&gt; date for listed equity securities. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Share-based payments &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Share-based payments awarded to employees are recognized as compensation expense in the Consolidated Statement of Income over the vesting period based on the number of awards expected to vest, including the impact of expected forfeitures. For awards that are delivered in tranches, each tranche is considered a separate award and accounted for separately. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Plain vanilla options and other awards that must be settled for shares are classified as equity awards. Equity-classified awards are expensed based on the grant date fair value with a corresponding increase to equity &#x2013; other reserves in the Consolidated Statement of Financial Position. If an option is exercised, both the exercise price proceeds together with the amount recorded in other reserves is credited to equity &#x2013; common shares in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Stock appreciation rights and other awards that must be settled for cash are classified as liabilities. Liability-classified awards are remeasured to fair value at each reporting date while they remain outstanding, with any changes in fair value recognized in compensation expense in the period. The liability is expensed over the vesting period, which incorporates the remeasurement of the fair value and a revised forfeiture rate that anticipates units expected to vest. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For plain vanilla options and stock appreciation rights, the Bank estimates fair value using an option pricing model. The option pricing model requires inputs such as the exercise price of the option, the current share price, the risk-free interest rate, expected dividends, expected volatility (calculated using an equal weighting of implied and historical volatility) and specific employee exercise behaviour patterns based on statistical data. For other awards, fair value is the quoted market price of the Bank&#x2019;s common shares at the reporting date. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Where derivatives are used to economically hedge share-based payment expense, related &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;mark-to-market&lt;/div&gt;&lt;/div&gt; gains and losses are included in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expenses &#x2013; salaries and employee benefits in the Consolidated Statement of Income. &lt;/div&gt; </bns:DescriptionOfAccountingPolicyForRecognitionOfIncomeAndExpensesExplanatory>
    <ifrs-full:DescriptionOfAccountingPolicyForDividendsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-130335"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Dividends on shares &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Dividends on common and preferred shares and other equity instruments are recognized as a liability and deducted from equity when they are declared and no longer at the discretion of the Bank. &lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForDividendsExplanatory>
    <ifrs-full:DescriptionOfAccountingPolicyForSegmentReportingExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-130339"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Segment reporting &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Management&#x2019;s internal view is the basis for the determination of operating segments. The operating segments are those whose operating results are regularly reviewed by the Bank&#x2019;s chief operating decision-maker to make decisions about resources to be allocated to the segment and assess its performance. The Bank has four operating segments: Canadian Banking, International Banking, Global Wealth Management and Global Banking&#160;and Markets. The Other category represents smaller operating segments, including Group Treasury and other corporate items, which are not allocated to an operating segment. These segments offer different products and services and are managed separately based on the Bank&#x2019;s management and internal reporting structure. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The results of these business segments are based upon the internal financial reporting systems of the Bank. The accounting policies used in these segments are generally consistent with those followed in the preparation of the consolidated financial statements by the Bank. The only notable accounting measurement difference is the grossing up of revenues which are &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;tax-exempt&lt;/div&gt; and income from associate corporations to an equivalent &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;before-tax&lt;/div&gt; basis for those affected segments. This change in measurement enables comparison of income arising from taxable and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;tax-exempt&lt;/div&gt; sources. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Given the complexity of the Bank, various estimates and allocation methodologies are used in the preparation of the business segment financial information. The funding value of assets and liabilities is transfer-priced at wholesale market rates, and corporate expenses are allocated to each segment on an equitable basis using various parameters. As well, capital is apportioned to the business segments on a risk-based methodology. Transactions between segments are recorded within segment results as if conducted with a third-party and are eliminated on consolidation. &lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForSegmentReportingExplanatory>
    <ifrs-full:DescriptionOfAccountingPolicyForEarningsPerShareExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-130348"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Earnings per share (EPS) &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Basic EPS is computed by dividing net income for the period attributable to the Bank&#x2019;s common shareholders by the weighted-average number of common shares outstanding during the period. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Diluted EPS is calculated by dividing adjusted net income for the period attributable to common shareholders by the weighted-average number of diluted common shares outstanding for the period. In the calculation of diluted earnings per share, earnings are adjusted for changes in income or expenses that would result from the issuance of dilutive shares. The weighted-average number of diluted common shares outstanding for the period reflects the potential dilution that would occur if options, securities or other contracts that entitle their holders to obtain common shares had been outstanding from the beginning of the period (or a later date) to the end of the period (or an earlier date). Instruments determined to have an antidilutive impact for the period are excluded from the calculation of diluted EPS. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The number of additional shares for inclusion in diluted EPS for share-based payment options is determined using the treasury share method. Under this method, the net number of incremental common shares is determined by assuming that &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;in-the-money&lt;/div&gt;&lt;/div&gt; stock options are exercised and the proceeds are used to purchase common shares at the average market price during the period. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The number of additional shares associated with capital instruments that potentially result in the issuance of common shares is based on the terms of the contract. On occurrence of contingencies as specified in the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-Viability&lt;/div&gt; Contingent Capital (NVCC) instruments, the number of additional common shares associated with the NVCC subordinated debentures, NVCC subordinated additional Tier 1 capital notes, NVCC limited recourse capital notes and NVCC preferred shares is based on an automatic conversion formula as set out in the respective prospectus supplements. &lt;/div&gt; </ifrs-full:DescriptionOfAccountingPolicyForEarningsPerShareExplanatory>
    <ifrs-full:DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations contextRef="P11_01_2024To10_31_2025" id="ixv-130359">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_4" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Future Accounting Developments &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank actively monitors developments and changes in accounting standards from the IASB, as well as requirements from the other regulatory bodies, including OSFI. The Bank is currently assessing the impact of adoption of new standards issued by the IASB on its consolidated financial statements and also evaluating the alternative elections available on transition. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Effective November&#160;1, 2026 &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;IFRS 9 &lt;div style="font-style: normal;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Financial Instruments &lt;/div&gt;&lt;/div&gt;and IFRS 7 &lt;div style="font-style: normal;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Financial Instruments&lt;/div&gt;&lt;/div&gt;&lt;div style="font-style: normal;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;: Disclosures&lt;/div&gt;&lt;/div&gt; &#x2013; Amendments &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;On May&#160;30, 2024, the IASB issued &#x201c;Amendments to the Classification and Measurement of Financial Instruments (Amendments to IFRS 9 and IFRS 7)&#x201d; to address post-implementation review findings of IFRS 9 &lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Financial Instruments&lt;/div&gt;&lt;/div&gt;. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The amendments introduce an accounting policy choice to derecognize financial liabilities settled through an electronic payment system before the settlement date upon meeting certain conditions. The amendments clarify the assessment of contractual cash flow characteristics of financial assets based on contingent events, such as interest rates linked to environmental, social and governance (ESG) targets, the treatment of &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-recourse&lt;/div&gt; assets, and contractually linked instruments. The amendments introduce new disclosure requirements for financial instruments with contractual terms that can change cash flows due to events not directly related to changes in basic lending risks, such as certain loans subject to ESG targets. Additionally, the amendments change some of the disclosure requirements for equity instruments designated at fair value through other comprehensive income. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;  &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The amendments are effective for the Bank on November&#160;1, 2026, and early adoption is permitted. The Bank is required to apply the amendments retrospectively but is not required to restate prior periods. The Bank is currently assessing the impact of these amendments. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Effective November&#160;1, 2027 &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;IFRS 18 &lt;div style="font-style: normal;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Presentation and Disclosure in Financial Statements&lt;/div&gt;&lt;/div&gt; &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The IASB issued IFRS 18 &lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Presentation and Disclosure in Financial Statements&lt;/div&gt;&lt;/div&gt; on April&#160;9, 2024, to replace IAS 1 &lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Presentation of Financial Statements&lt;/div&gt;&lt;/div&gt; and is effective for annual periods beginning on or after January&#160;1, 2027. IFRS 18 introduces a defined structure for the presentation of the statement of income, including required totals and subtotals, as well as aggregating and disaggregating principles to categorize financial information. The standard also requires all Management-defined performance measures to be disclosed in the notes to the financial statements. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;IFRS 18 will be effective for the Bank on November&#160;1, 2027, with early adoption permitted. The Bank is currently assessing the impact of this new standard. &lt;/div&gt; </ifrs-full:DescriptionOfExpectedImpactOfInitialApplicationOfNewStandardsOrInterpretations>
    <bns:DisclosureOfCashAndDepositsWithFinancialInstitutionsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-130429">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_5" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Cash and Deposits with Financial Institutions &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:82%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Cash and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest-bearing&lt;/div&gt; deposits with financial institutions&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,256&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,406&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest-bearing deposits with financial institutions&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;55,711&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;54,454&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;65,967&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;63,860&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Net of allowances of $4 (2024 &#x2013; $3).&lt;div style="font-family: arial; background: none; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="background: none;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt; &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank is required to maintain balances with central banks, other regulatory authorities and certain counterparties. These amounted to $6,759&#160;million (2024 &#x2013; $5,322&#160;million) and are included above. &lt;/div&gt; &lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt; </bns:DisclosureOfCashAndDepositsWithFinancialInstitutionsExplanatory>
    <bns:DisclosureOfCashAndDepositsWithBanksExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-130438">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:82%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Cash and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest-bearing&lt;/div&gt; deposits with financial institutions&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,256&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,406&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest-bearing deposits with financial institutions&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;55,711&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;54,454&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;65,967&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;63,860&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Net of allowances of $4 (2024 &#x2013; $3).&lt;div style="font-family: arial; background: none; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="background: none;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt; &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfCashAndDepositsWithBanksExplanatory>
    <ifrs-full:CashAndCashEquivalents
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-208786"
      unitRef="Unit_CAD">10256000000</ifrs-full:CashAndCashEquivalents>
    <ifrs-full:CashAndCashEquivalents
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-208787"
      unitRef="Unit_CAD">9406000000</ifrs-full:CashAndCashEquivalents>
    <ifrs-full:ShorttermDepositsNotClassifiedAsCashEquivalents
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-208788"
      unitRef="Unit_CAD">55711000000</ifrs-full:ShorttermDepositsNotClassifiedAsCashEquivalents>
    <ifrs-full:ShorttermDepositsNotClassifiedAsCashEquivalents
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-208789"
      unitRef="Unit_CAD">54454000000</ifrs-full:ShorttermDepositsNotClassifiedAsCashEquivalents>
    <bns:CashAndDepositsWithFinancialInstitutions
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="Fact_151220448"
      unitRef="Unit_CAD">65967000000</bns:CashAndDepositsWithFinancialInstitutions>
    <bns:CashAndDepositsWithFinancialInstitutions
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="Fact_151220447"
      unitRef="Unit_CAD">63860000000</bns:CashAndDepositsWithFinancialInstitutions>
    <bns:AllowanceForDeposits
      contextRef="PAsOn10_31_2025_CashAndDepositsWithFinancialInstitutionsMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-208792"
      unitRef="Unit_CAD">4000000</bns:AllowanceForDeposits>
    <bns:AllowanceForDeposits
      contextRef="PAsOn10_31_2024_CashAndDepositsWithFinancialInstitutionsMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-208793"
      unitRef="Unit_CAD">3000000</bns:AllowanceForDeposits>
    <ifrs-full:MandatoryReserveDepositsAtCentralBanks
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-208794"
      unitRef="Unit_CAD">6759000000</ifrs-full:MandatoryReserveDepositsAtCentralBanks>
    <ifrs-full:MandatoryReserveDepositsAtCentralBanks
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-208795"
      unitRef="Unit_CAD">5322000000</ifrs-full:MandatoryReserveDepositsAtCentralBanks>
    <ifrs-full:DisclosureOfFairValueMeasurementExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-130527">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_6" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Fair Value of Financial Instruments &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Determination of fair value &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The calculation of fair value is based on market conditions at a specific point in time and therefore may not be reflective of future fair values. The Bank has controls and processes in place to ensure that the valuation of financial instruments is appropriately determined. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank discloses the classification of all financial instruments carried at fair value in a hierarchy based on the determination of fair value. The best evidence of fair value for a financial instrument is the quoted price in an active market. Fair value based on unadjusted quoted market prices for identical instruments in active markets represents a Level&#160;1 valuation. Where possible, valuations are based on quoted prices or observable inputs obtained from active markets. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Independent Price Verification (IPV) is undertaken to assess the accuracy of prices and inputs used in the determination of fair value. The IPV process is performed by price verification groups that are independent of the business. The Bank maintains a list of approved pricing sources that are used in the IPV process. These sources include, but are not limited to, brokers, exchanges and pricing services. The valuation policies relating to the IPV process require that all pricing or rate sources used be external to the Bank. At least annually, an independent assessment of pricing or rate sources is performed to determine the market presence and reliability of market levels. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Quoted prices are not always available for &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;over-the-counter&lt;/div&gt;&lt;/div&gt; (OTC) transactions as well as for transactions in inactive or illiquid markets. OTC transactions are valued using internal models that maximize the use of observable inputs to estimate fair value. The chosen valuation technique incorporates all the factors that market participants would take into account in pricing a transaction. When fair value is based on all significant market observable inputs, the valuation is classified as Level&#160;2. Financial instruments traded in a less active market can be valued using indicative market prices, the present value of cash flows or other valuation techniques. Fair value estimates normally do not consider forced or liquidation sales. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Where financial instruments trade in inactive markets or when using models where observable parameters do not exist, significant management judgment is required for valuation methodologies and model inputs. Valuations that require the significant use of unobservable inputs are considered Level&#160;3. &lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The specific inputs and valuation techniques used in determining the fair value of financial instruments are noted below. For Level&#160;3 instruments, additional information is disclosed in the Level&#160;3 sensitivity analysis on page&#160;173. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The fair values of cash and deposits with banks, securities purchased under resale agreements and securities borrowed, customers&#x2019; liability under acceptances, obligations related to securities sold under repurchase agreements and securities lent, acceptances, and obligations related to securities sold short are assumed to approximate their carrying values, either due to their short-term nature or because they are frequently repriced to current market rates. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading loans &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Trading loans are comprised of loans that serve as hedges to total return swaps, hedges for precious metal certificate liabilities and loans subject to sale through syndication. Trading loans that serve as hedges to loan-based credit total return swaps and precious metals certificate liabilities are valued using consensus prices from Bank approved independent pricing services. The fair value of loans subject to sale through syndication approximates their carrying value due to the short-term nature of these loans. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Government issued or guaranteed securities &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The fair values of government issued or guaranteed debt securities are primarily based on unadjusted quoted prices in active markets, where available. Where quoted prices in active markets are not available, the fair value is determined by utilizing recent transaction prices, reliable broker quotes, or pricing services, which derive fair values using only observable valuation inputs, which are significant to the fair values. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For securities for which quoted prices are not available, the Bank uses a discounted cash flow method, using the effective yield of a similar instrument adjusted for instrument-specific risk factors that are observable inputs such as credit spread and contracted features. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Corporate and other debt &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Corporate and other debt securities are valued using unadjusted quoted prices from independent market data providers or third-party broker quotes from an active market. Where direct prices from active markets are not available, the valuation is performed with a yield-based valuation approach. In some instances, interpolated yields of similar bonds are used to price securities. The Bank uses pricing models with observable inputs from market sources such as credit spread, and interest rate curves. These inputs are verified through an IPV process on a monthly basis. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For certain securities where there is no active market, no consensus market pricing and no indicative or executable independent third-party quotes, the Bank uses pricing by third-party providers or internal pricing models and cannot readily observe the significant inputs used to price such instruments. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Mortgage-backed securities &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The fair value of residential mortgage-backed securities is primarily determined using broker quotes and independent market data providers. In limited circumstances, an internal price-based model may be used with the unobservable inputs that are significant to the fair value. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Equity securities &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The fair value of equity securities is based on unadjusted quoted prices in active markets, where available. Where equity securities are less frequently traded, the most recent exchange-quoted pricing is used to determine fair value. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For private equity securities, where quoted prices in active markets are not readily available, the fair value is determined as a multiple of the underlying earnings or percentage of underlying net asset value obtained from third-party general partner statements. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Derivatives &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Fair values of exchange-traded derivatives are based on unadjusted quoted market prices from an active market. Fair values of &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;over-the-counter&lt;/div&gt;&lt;/div&gt; (OTC) derivatives or inactive exchange-traded derivatives are determined using pricing models, which take into account observable valuation inputs such as current market and contractual prices of the underlying instruments, as well as time value and yield curve or volatility factors underlying the positions. The determination of the fair value of derivatives includes consideration of credit risk, estimated funding costs and ongoing direct costs over the life of the instruments. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Derivative products valued using a valuation technique with market-observable inputs mainly include interest rate swaps and options, currency swaps and forward foreign exchange contracts. The most frequently applied valuation techniques include forward pricing and swap models, using present value calculations. The models incorporate various inputs including foreign exchange spot, forward rates and interest rate curves. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Derivative products valued using a valuation technique with significant unobservable inputs, such as volatility, correlation, and forward curves, may include long dated contracts (interest rate swaps, currency swaps, option contracts, commodity contracts and certain credit default swaps) and other derivative products that reference a basket of assets. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Loans &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The estimated fair value of loans carried at amortized cost reflects changes in the general level of interest rates and creditworthiness of borrowers that have occurred since the loans were originated or purchased. The particular valuation methods used are as follows: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Canadian fixed rate residential mortgages are fair valued by discounting the expected future contractual cash flows, taking into account expected prepayments and using management&#x2019;s best estimate of average market interest rates currently offered for mortgages with similar remaining terms. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;For fixed rate business and government loans, fair value is determined by discounting the expected future contractual cash flows at market interest rates for loans with similar credit risks. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;For all other fixed rate loans, fair value is determined by discounting the expected future contractual cash flows of these loans at market interest rates. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;For all floating rate loans fair value is assumed to equal carrying value. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The fair value of loans is not adjusted for the value of any credit protection the Bank has purchased to mitigate credit risk. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Deposits &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The fair values of deposits payable on demand or after notice or floating rate deposits payable on a fixed date is assumed to equal carrying value. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The estimated fair values of Canadian personal fixed rate deposits payable on a fixed date are fair valued by discounting the expected future contractual cash outflows, using management&#x2019;s best estimate of average market interest rates currently offered for deposits with similar remaining terms. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Deposits under the Canada Mortgage Bond (CMB) program are fair valued by discounting expected future contractual cash flows using market observable inputs. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For all other fixed rate deposits, fair value is determined by discounting the expected future contractual cash flows of these deposits at interest rates currently offered for deposits with similar terms. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For structured notes containing embedded features that are bifurcated from plain vanilla notes, the fair value of the embedded derivatives is determined using option pricing models with observable inputs similar to other interest rate or equity derivative contracts. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Certain deposits that are designated at FVTPL are structured notes. Their coupon or repayment terms can be linked to the performance of market parameters such as interest rates, equities, and foreign currencies. The fair value of these structured notes is determined using models which incorporate observable market inputs, such as interest rate curves, equity prices, equity volatility and foreign exchange rates. Some structured notes may have significant unobservable inputs to model valuation such as interest rate volatility and equity correlation. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Obligations related to securities sold short &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The fair values of these obligations are based on the fair value of the underlying securities, which can include debt or equity securities. The method used to determine fair value is based on the quoted market prices where available in an active market. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Subordinated debentures and other liabilities &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The fair values of subordinated debentures, including debentures issued by subsidiaries which are included in other liabilities, are determined by reference to quoted market prices where available or market prices for debt with similar terms and risks. The fair values of other liabilities are determined by the discounted contractual cash flow method with appropriate currency swap curves for the remaining term or market prices for instruments with similar terms and risks. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value of financial instruments &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table sets out the fair values of financial instruments of the Bank using the valuation methods and assumptions described above. The fair values disclosed do not include &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; assets, such as property and equipment, investments in associates, precious metals, goodwill and other intangible assets. &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:58%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Total&lt;br/&gt; fair&lt;br/&gt; value&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Total&lt;br/&gt; carrying&lt;br/&gt; value&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;br/&gt; fair&lt;br/&gt; value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;br/&gt; carrying&lt;br/&gt; value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Cash and deposits with financial institutions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65,967&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65,967&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;63,860&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;63,860&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Trading assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;152,223&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;152,223&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;129,727&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;129,727&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Securities purchased under resale agreements and securities borrowed&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;203,008&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;203,008&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;200,543&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;200,543&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment securities &#x2013; FVOCI and FVTPL&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;126,226&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;126,226&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;123,420&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;123,420&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment securities &#x2013; Amortized cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,239&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,722&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28,422&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,412&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;769,900&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;771,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;757,825&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;760,829&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Customers&#x2019; liability under acceptances&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;177&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;177&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;148&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;148&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other financial assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28,128&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28,128&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22,467&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22,467&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Liabilities:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposits&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;965,925&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;966,279&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;941,290&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;943,849&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Financial instruments designated at fair value through profit or loss&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;47,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;47,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,341&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,341&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Acceptances&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;178&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;178&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;149&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;149&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Obligations related to securities sold short&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38,104&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38,104&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;35,042&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;35,042&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,031&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,031&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51,260&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51,260&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Obligations related to securities sold under repurchase agreements and&lt;br/&gt; securities lent&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189,144&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189,144&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;190,449&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;190,449&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Subordinated debentures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,749&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,692&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,814&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,833&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other financial liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,500&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,529&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;53,342&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;53,387&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Changes in interest rates, credit spreads and liquidity costs are the main cause of changes in the fair value of the Bank&#x2019;s financial instruments resulting in a favourable or unfavourable variance compared to carrying value. For the Bank&#x2019;s financial instruments carried at cost or amortized cost, the carrying value is not adjusted to reflect increases or decreases in fair value due to market fluctuations, including those due to interest rate changes. For FVOCI investment securities, derivatives and financial instruments measured at FVTPL or designated as fair value through profit or loss, the carrying value is adjusted regularly to reflect the fair value. &lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value hierarchy &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table outlines the fair value hierarchy of instruments carried at fair value on a recurring basis and of instruments not carried at fair value. &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:39%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Level&#160;1&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Level&#160;2&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Level&#160;3&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Total&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Level&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Level&#160;2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Level&#160;3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Instruments carried at fair value on a recurring basis:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Assets:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Precious metals&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,156&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,156&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,540&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,540&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Trading assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,486&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,487&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,649&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,649&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Canadian federal government and government guaranteed debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,838&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,963&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,801&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,229&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,742&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;14,971&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Canadian provincial and municipal debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,374&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,336&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,710&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,228&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,185&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,413&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S. agencies&#x2019; debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,132&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,132&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15,050&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15,050&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Other foreign governments&#x2019; debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,837&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,451&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,288&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;422&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,932&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,354&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Corporate and other debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,523&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,593&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,116&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,940&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,990&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,934&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Equity securities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,412&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;373&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,797&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,081&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;88&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,190&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,892&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,892&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,166&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,166&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;120,116&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,094&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;152,223&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;96,950&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;32,752&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;129,727&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Investment securities&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Canadian federal government and government guaranteed debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,143&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,967&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,110&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,739&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,801&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,540&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Canadian provincial and municipal debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,293&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,550&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,843&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,823&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,702&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,525&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S. agencies&#x2019; debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;42,300&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,736&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49,036&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;39,999&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,377&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;46,376&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Other foreign governments&#x2019; debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,099&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,627&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,726&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,940&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,346&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,286&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Corporate and other debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;116&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,892&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,040&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;133&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,359&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;35&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,527&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Equity securities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;96&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;329&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,046&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,471&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,983&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;317&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,866&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,166&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;81,047&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43,101&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,078&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;126,226&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72,617&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;48,902&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,901&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;123,420&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Interest rate contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,804&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,807&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,584&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,584&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Foreign exchange and gold contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26,411&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26,412&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;26,004&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;26,004&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Equity contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;816&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,452&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;161&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,429&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;150&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,313&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,507&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Credit contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;269&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;273&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;180&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;182&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Commodity contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,594&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,610&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,095&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,102&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;816&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;45,530&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;185&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;150&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,176&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;53&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,379&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Liabilities:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Deposits&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;335&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;335&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;193&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;193&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Financial liabilities designated at fair&lt;br/&gt; value through profit or loss&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;47,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;47,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,341&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,341&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Obligations related to securities sold short&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34,864&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,240&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38,104&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;30,721&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,319&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;35,042&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:7.5pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:7.5pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:7.5pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:7.5pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:7.5pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:7.5pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:7.5pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:7.5pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:7.5pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Interest rate contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,181&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,189&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,895&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,908&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Foreign exchange and gold contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,793&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,793&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,900&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,900&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Equity contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;783&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,288&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,114&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;139&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,687&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,845&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Credit contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;46&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Commodity contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,909&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,550&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,560&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;783&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;55,183&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,031&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;139&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51,078&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;43&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51,260&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Instruments not carried at fair value&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(4)&lt;/div&gt;:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Assets:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Investment securities &#x2013; amortized cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,548&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,691&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,239&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,127&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27,295&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28,422&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Loans&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(5)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;400,574&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;400,574&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;399,139&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;399,139&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Liabilities:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Deposits&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(5)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;392,222&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;392,222&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;411,838&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;411,838&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Subordinated debentures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,345&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;404&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,749&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,814&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,814&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Other liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,098&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;486&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,584&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,563&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;499&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22,062&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The fair value of precious metals is determined based on quoted market prices and forward spot prices, where applicable, less the cost to sell. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Excludes debt investment securities measured at amortized cost of $23,722 (October 31, 2024 &#x2013; $29,412). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;These amounts represent embedded derivatives bifurcated from structured note liabilities measured at amortized cost. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents the fair value of financial assets and liabilities where the carrying amount is not a reasonable approximation of fair value. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(5)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents fixed rate instruments. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="line-height:normal;display: inline;"&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Level&#160;3 instrument fair value changes &lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Financial instruments categorized as Level&#160;3 in the fair value hierarchy as at October&#160;31, 2025, comprised of loans, structured corporate bonds, equity securities and derivatives. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;  &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table summarizes the changes in Level&#160;3 instruments carried at fair value for the year ended October&#160;31, 2025. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;All positive balances represent assets and negative balances represent liabilities. Consequently, positive amounts indicate purchases of assets or settlements of liabilities and negative amounts indicate sales of assets or issuances of liabilities. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:41%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="30" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value&lt;br/&gt; November&#160;1&lt;br/&gt; 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/(losses)&lt;br/&gt; recorded in&lt;br/&gt; income&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/(losses)&lt;br/&gt; recorded in&lt;br/&gt; OCI&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Purchases/&lt;br/&gt; Issuances&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Sales/&lt;br/&gt; Settlements&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Transfers&lt;br/&gt; into/out&#160;of&lt;br/&gt; Level&#160;3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value&lt;br/&gt; October&#160;31&lt;br/&gt; 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Change in&lt;br/&gt; unrealized&lt;br/&gt; gains/(losses)&lt;br/&gt; recorded in&lt;br/&gt; income for&lt;br/&gt; instruments&lt;br/&gt; still held&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Trading assets&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2007;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2007;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(179&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;179&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2007;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Corporate and other debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity securities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;21&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(19&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;25&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(198&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;178&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:6pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:6pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Investment securities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Corporate and other debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;35&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity securities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;1,866&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;148&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4&lt;/div&gt;)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign exchange and gold contracts&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity contracts&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;44&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;97&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;161&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;97&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit contracts&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;10&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;81&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;120&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;81&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Obligations related to securities sold&#160;short&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;(2&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;1,934&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;69&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;198&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(407&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;193&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,211&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;218&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Gains or losses for items in Level 3&#160;may be offset with losses or gains on related hedges in Level&#160;1 or Level&#160;2. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;These amounts represent the unrealized gains and losses from fair value changes of Level&#160;3 instruments still held at the end of the period that are recorded in the Consolidated Statement of Income. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Certain unrealized gains and losses on derivative assets and liabilities are largely offset by &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;mark-to-market&lt;/div&gt;&lt;/div&gt; changes on other instruments included in trading revenues in the Consolidated Statement of Income, since these instruments act as an economic hedge to certain derivative assets and liabilities. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Certain unrealized gains and losses on interest rate derivative contracts are largely offset by mark-to-market changes on embedded derivatives on certain deposit liabilities in the Consolidated Statement of Income. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table summarizes the changes in Level&#160;3 instruments carried at fair value for the year ended October&#160;31, 2024. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:52%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value&lt;br/&gt; November&#160;1&lt;br/&gt; 2023&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/(losses)&lt;br/&gt; recorded&#160;in&lt;br/&gt; income&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/(losses)&lt;br/&gt; recorded&lt;br/&gt; in OCI&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Purchases/&lt;br/&gt; Issuances&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Sales/&lt;br/&gt; Settlements&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Transfers&lt;br/&gt; into/out&#160;of&lt;br/&gt; Level&#160;3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value&lt;br/&gt; October&#160;31&lt;br/&gt; 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Trading assets&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(22&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(16&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment securities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,749&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;100&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(25&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;251&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(207&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;33&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,901&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(11&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Obligations related to securities sold short&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Gains or losses for items in Level 3&#160;may be offset with losses or gains on related hedges in Level&#160;1 or Level&#160;2. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Significant transfers &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Significant transfers can occur between the fair value hierarchy levels when additional or new information regarding valuation inputs and their refinement and observability becomes available. The Bank recognizes transfers between levels of the fair value hierarchy at the end of the reporting period during which the change has occurred. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following significant transfers made between Levels 1 and 2 were based on whether the fair value was determined using quoted market prices from an active market. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;During the year ended October&#160;31, 2025: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Trading assets of $620 million, investment securities of $2,310 million and obligations related to securities sold short of $265 million were transferred out of Level&#160;2 into Level&#160;1. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Trading assets of $914 million, investment securities of $1,532 million and obligations related to securities sold short of $268 million were transferred out of Level&#160;1 into Level&#160;2. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;During the year ended October&#160;31, 2024: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Trading assets of $1,867&#160;million, investment securities of $3,010&#160;million and obligations related to securities sold short of $396&#160;million were transferred out of Level&#160;2 into Level&#160;1. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Trading assets of $712&#160;million, investment securities of $698&#160;million and obligations related to securities sold short of $6&#160;million were transferred out of Level&#160;1 into Level&#160;2. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;There was &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;no&lt;/div&gt; significant transfer into and out of Level&#160;3 during the year ended October 31, 2025 and October&#160;31, 2024. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Level&#160;3 sensitivity analysis &lt;/div&gt;&lt;/div&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The table below sets out information about significant unobservable inputs used in measuring financial instruments categorized as Level&#160;3 in the fair value hierarchy. &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:38%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="width:15%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="width:18%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="width:11%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Valuation technique&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Significant unobservable&#160;inputs&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Range&#160;of&#160;estimates&#160;for&lt;br/&gt; unobservable&#160;inputs&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Changes&#160;in&#160;fair&#160;value&lt;br/&gt; from reasonably&lt;br/&gt; possible&#160;alternatives&lt;br/&gt; ($ millions)&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Investment securities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151220695;display:inline;"&gt;General&#160;Partner&#160;valuations&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Private equity securities&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;text-align:right"&gt;Market comparable&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;text-align:right"&gt;per net asset value&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;(84)/84&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate contracts&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:right"&gt;&lt;div style="-sec-ix-hidden:hidden151220688;display:inline;"&gt;Option&#160;pricing&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:right"&gt;&lt;div style="-sec-ix-hidden:hidden151220692;display:inline;"&gt;Interest rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top;text-align:right"&gt;model&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top;text-align:right"&gt;volatility&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top;text-align:right"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;59%&#160;-&#160;220%&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;(1)/1&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity contracts&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:right"&gt;&lt;div style="-sec-ix-hidden:hidden151220687;display:inline;"&gt;Option&#160;pricing&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:right"&gt;Equity&#160;volatility&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;5%&#160;-&#160;397%&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top;text-align:right"&gt;model&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top;text-align:right"&gt;Equity correlation&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top;text-align:right"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;(114%)&#160;-&#160;114%&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;(45)/45&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commodity contracts&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;text-align:right"&gt;Discounted&#160;cash&#160;flow&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;text-align:right"&gt;Forward curves&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;9%&#160;-&#160;15%&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;white-space:nowrap;text-align:right"&gt;(5)/5&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The range of estimates represents the actual lowest and highest level inputs used to fair value financial instruments within each financial statement category. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The valuation of private equity securities utilizes net asset values as reported by fund managers. Net asset values are not considered observable as the Bank cannot redeem these instruments at such values. The range for net asset values per unit or price per share has not been disclosed for these instruments since the valuations are not model-based. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank applies judgment in determining unobservable inputs used to calculate the fair value of Level&#160;3 instruments. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following section discusses the significant unobservable inputs for Level&#160;3 instruments. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;General Partner (GP) Valuations per Net Asset Value &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Net asset values provided by GPs represent the fair value of investments in private equity securities. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Correlation &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Correlation becomes an input into equity derivative pricing when the relationship between price movements of two or more of the underlying assets is relevant. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Volatility &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Volatility for equity derivatives is a measure of the underlying price fluctuation. Interest rate volatility measures variability of a security yield or interest rate. Historic volatility is often calculated as the annualized standard deviation of daily price or yield variation for a given time period. Implied volatility is such that, when input into an option pricing model, returns a value equal to the current market value of the option. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Forward curves &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Monthly forward curves for commodity contracts are required inputs to valuation. A portion of the forward curves are unobservable. &lt;/div&gt; </ifrs-full:DisclosureOfFairValueMeasurementExplanatory>
    <bns:DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-130675"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table sets out the fair values of financial instruments of the Bank using the valuation methods and assumptions described above. The fair values disclosed do not include &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-financial&lt;/div&gt; assets, such as property and equipment, investments in associates, precious metals, goodwill and other intangible assets. &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:58%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Total&lt;br/&gt; fair&lt;br/&gt; value&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Total&lt;br/&gt; carrying&lt;br/&gt; value&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;br/&gt; fair&lt;br/&gt; value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;br/&gt; carrying&lt;br/&gt; value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Cash and deposits with financial institutions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65,967&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65,967&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;63,860&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;63,860&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Trading assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;152,223&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;152,223&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;129,727&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;129,727&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Securities purchased under resale agreements and securities borrowed&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;203,008&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;203,008&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;200,543&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;200,543&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment securities &#x2013; FVOCI and FVTPL&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;126,226&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;126,226&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;123,420&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;123,420&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment securities &#x2013; Amortized cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,239&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,722&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28,422&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,412&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;769,900&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;771,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;757,825&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;760,829&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Customers&#x2019; liability under acceptances&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;177&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;177&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;148&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;148&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other financial assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28,128&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28,128&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22,467&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22,467&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Liabilities:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposits&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;965,925&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;966,279&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;941,290&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;943,849&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Financial instruments designated at fair value through profit or loss&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;47,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;47,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,341&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,341&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Acceptances&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;178&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;178&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;149&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;149&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Obligations related to securities sold short&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38,104&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38,104&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;35,042&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;35,042&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,031&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,031&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51,260&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51,260&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Obligations related to securities sold under repurchase agreements and&lt;br/&gt; securities lent&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189,144&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189,144&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;190,449&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;190,449&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Subordinated debentures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,749&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,692&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,814&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,833&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other financial liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,500&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,529&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;53,342&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;53,387&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfFairValueMeasurementOfAssetsAndLiabilitiesExplanatory>
    <bns:CashAndDepositsWithFinancialInstitutions
      contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208798"
      unitRef="Unit_CAD">65967000000</bns:CashAndDepositsWithFinancialInstitutions>
    <bns:CashAndDepositsWithFinancialInstitutions
      contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208799"
      unitRef="Unit_CAD">65967000000</bns:CashAndDepositsWithFinancialInstitutions>
    <bns:CashAndDepositsWithFinancialInstitutions
      contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208800"
      unitRef="Unit_CAD">63860000000</bns:CashAndDepositsWithFinancialInstitutions>
    <bns:CashAndDepositsWithFinancialInstitutions
      contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208801"
      unitRef="Unit_CAD">63860000000</bns:CashAndDepositsWithFinancialInstitutions>
    <bns:TradingAssets
      contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208802"
      unitRef="Unit_CAD">152223000000</bns:TradingAssets>
    <bns:TradingAssets
      contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208803"
      unitRef="Unit_CAD">152223000000</bns:TradingAssets>
    <bns:TradingAssets
      contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208804"
      unitRef="Unit_CAD">129727000000</bns:TradingAssets>
    <bns:TradingAssets
      contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208805"
      unitRef="Unit_CAD">129727000000</bns:TradingAssets>
    <ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
      contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208806"
      unitRef="Unit_CAD">203008000000</ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed>
    <ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
      contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208807"
      unitRef="Unit_CAD">203008000000</ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed>
    <ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
      contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208808"
      unitRef="Unit_CAD">200543000000</ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed>
    <ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
      contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208809"
      unitRef="Unit_CAD">200543000000</ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208810"
      unitRef="Unit_CAD">46531000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208811"
      unitRef="Unit_CAD">46531000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208812"
      unitRef="Unit_CAD">44379000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208813"
      unitRef="Unit_CAD">44379000000</ifrs-full:DerivativeFinancialAssets>
    <bns:OtherInvestmentSecurities
      contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208814"
      unitRef="Unit_CAD">126226000000</bns:OtherInvestmentSecurities>
    <bns:OtherInvestmentSecurities
      contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208815"
      unitRef="Unit_CAD">126226000000</bns:OtherInvestmentSecurities>
    <bns:OtherInvestmentSecurities
      contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208816"
      unitRef="Unit_CAD">123420000000</bns:OtherInvestmentSecurities>
    <bns:OtherInvestmentSecurities
      contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208817"
      unitRef="Unit_CAD">123420000000</bns:OtherInvestmentSecurities>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208818"
      unitRef="Unit_CAD">23239000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208819"
      unitRef="Unit_CAD">23722000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208820"
      unitRef="Unit_CAD">28422000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208821"
      unitRef="Unit_CAD">29412000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <bns:LoansAndReceivablesNet
      contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208822"
      unitRef="Unit_CAD">769900000000</bns:LoansAndReceivablesNet>
    <bns:LoansAndReceivablesNet
      contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208823"
      unitRef="Unit_CAD">771045000000</bns:LoansAndReceivablesNet>
    <bns:LoansAndReceivablesNet
      contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208824"
      unitRef="Unit_CAD">757825000000</bns:LoansAndReceivablesNet>
    <bns:LoansAndReceivablesNet
      contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208825"
      unitRef="Unit_CAD">760829000000</bns:LoansAndReceivablesNet>
    <ifrs-full:BankAcceptanceAssets
      contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208826"
      unitRef="Unit_CAD">177000000</ifrs-full:BankAcceptanceAssets>
    <ifrs-full:BankAcceptanceAssets
      contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208827"
      unitRef="Unit_CAD">177000000</ifrs-full:BankAcceptanceAssets>
    <ifrs-full:BankAcceptanceAssets
      contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208828"
      unitRef="Unit_CAD">148000000</ifrs-full:BankAcceptanceAssets>
    <ifrs-full:BankAcceptanceAssets
      contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208829"
      unitRef="Unit_CAD">148000000</ifrs-full:BankAcceptanceAssets>
    <ifrs-full:OtherFinancialAssets
      contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208830"
      unitRef="Unit_CAD">28128000000</ifrs-full:OtherFinancialAssets>
    <ifrs-full:OtherFinancialAssets
      contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208831"
      unitRef="Unit_CAD">28128000000</ifrs-full:OtherFinancialAssets>
    <ifrs-full:OtherFinancialAssets
      contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208832"
      unitRef="Unit_CAD">22467000000</ifrs-full:OtherFinancialAssets>
    <ifrs-full:OtherFinancialAssets
      contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208833"
      unitRef="Unit_CAD">22467000000</ifrs-full:OtherFinancialAssets>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208834"
      unitRef="Unit_CAD">965925000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208835"
      unitRef="Unit_CAD">966279000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208836"
      unitRef="Unit_CAD">941290000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208837"
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      decimals="-6"
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      decimals="-6"
      id="ixv-208839"
      unitRef="Unit_CAD">47165000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
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      contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208840"
      unitRef="Unit_CAD">36341000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
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      contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208841"
      unitRef="Unit_CAD">36341000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLoss>
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      contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208842"
      unitRef="Unit_CAD">178000000</ifrs-full:BankAcceptanceLiabilities>
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      decimals="-6"
      id="ixv-208843"
      unitRef="Unit_CAD">178000000</ifrs-full:BankAcceptanceLiabilities>
    <ifrs-full:BankAcceptanceLiabilities
      contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208844"
      unitRef="Unit_CAD">149000000</ifrs-full:BankAcceptanceLiabilities>
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      decimals="-6"
      id="ixv-208845"
      unitRef="Unit_CAD">149000000</ifrs-full:BankAcceptanceLiabilities>
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      contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208846"
      unitRef="Unit_CAD">38104000000</bns:ObligationsRelatedToSecuritiesSoldShort>
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      contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208847"
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      contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208848"
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      decimals="-6"
      id="ixv-208849"
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      contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208850"
      unitRef="Unit_CAD">56031000000</ifrs-full:DerivativeFinancialLiabilities>
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      decimals="-6"
      id="ixv-208851"
      unitRef="Unit_CAD">56031000000</ifrs-full:DerivativeFinancialLiabilities>
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      contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208852"
      unitRef="Unit_CAD">51260000000</ifrs-full:DerivativeFinancialLiabilities>
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      decimals="-6"
      id="ixv-208853"
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      contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208854"
      unitRef="Unit_CAD">189144000000</ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent>
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      decimals="-6"
      id="ixv-208855"
      unitRef="Unit_CAD">189144000000</ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent>
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      contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208856"
      unitRef="Unit_CAD">190449000000</ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent>
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      contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-208857"
      unitRef="Unit_CAD">190449000000</ifrs-full:RepurchaseAgreementsAndCashCollateralOnSecuritiesLent>
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      contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208858"
      unitRef="Unit_CAD">7749000000</ifrs-full:SubordinatedLiabilities>
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      decimals="-6"
      id="ixv-208859"
      unitRef="Unit_CAD">7692000000</ifrs-full:SubordinatedLiabilities>
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      decimals="-6"
      id="ixv-208860"
      unitRef="Unit_CAD">7814000000</ifrs-full:SubordinatedLiabilities>
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      decimals="-6"
      id="ixv-208861"
      unitRef="Unit_CAD">7833000000</ifrs-full:SubordinatedLiabilities>
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      contextRef="PAsOn10_31_2025_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208862"
      unitRef="Unit_CAD">56500000000</ifrs-full:OtherFinancialLiabilities>
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      decimals="-6"
      id="ixv-208863"
      unitRef="Unit_CAD">56529000000</ifrs-full:OtherFinancialLiabilities>
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      contextRef="PAsOn10_31_2024_AtFairValueMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208864"
      unitRef="Unit_CAD">53342000000</ifrs-full:OtherFinancialLiabilities>
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      decimals="-6"
      id="ixv-208865"
      unitRef="Unit_CAD">53387000000</ifrs-full:OtherFinancialLiabilities>
    <ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-131338"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table outlines the fair value hierarchy of instruments carried at fair value on a recurring basis and of instruments not carried at fair value. &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:39%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Level&#160;1&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Level&#160;2&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Level&#160;3&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Total&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Level&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Level&#160;2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Level&#160;3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Instruments carried at fair value on a recurring basis:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Assets:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Precious metals&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,156&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,156&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,540&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,540&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Trading assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,486&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,487&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,649&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,649&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Canadian federal government and government guaranteed debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,838&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,963&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,801&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,229&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,742&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;14,971&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Canadian provincial and municipal debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,374&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,336&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,710&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,228&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,185&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,413&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S. agencies&#x2019; debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,132&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,132&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15,050&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15,050&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Other foreign governments&#x2019; debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,837&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,451&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,288&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;422&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,932&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,354&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Corporate and other debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,523&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,593&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,116&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,940&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,990&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,934&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Equity securities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,412&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;373&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,797&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,081&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;88&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,190&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,892&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,892&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,166&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,166&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;120,116&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,094&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;152,223&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;96,950&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;32,752&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;129,727&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Investment securities&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Canadian federal government and government guaranteed debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,143&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,967&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,110&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,739&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,801&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,540&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Canadian provincial and municipal debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,293&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,550&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,843&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,823&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,702&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,525&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S. agencies&#x2019; debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;42,300&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,736&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49,036&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;39,999&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,377&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;46,376&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Other foreign governments&#x2019; debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,099&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,627&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,726&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,940&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,346&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,286&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Corporate and other debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;116&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,892&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,040&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;133&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,359&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;35&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,527&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Equity securities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;96&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;329&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,046&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,471&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,983&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;317&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,866&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,166&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;81,047&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43,101&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,078&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;126,226&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72,617&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;48,902&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,901&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;123,420&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Interest rate contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,804&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,807&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,584&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,584&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Foreign exchange and gold contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26,411&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26,412&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;26,004&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;26,004&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Equity contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;816&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,452&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;161&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,429&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;150&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,313&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,507&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Credit contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;269&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;273&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;180&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;182&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Commodity contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,594&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,610&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,095&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,102&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;816&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;45,530&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;185&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;150&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,176&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;53&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,379&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Liabilities:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Deposits&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;335&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;335&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;193&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;193&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Financial liabilities designated at fair&lt;br/&gt; value through profit or loss&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;47,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;47,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,341&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,341&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Obligations related to securities sold short&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34,864&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,240&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38,104&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;30,721&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,319&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;35,042&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:7.5pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:7.5pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:7.5pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:7.5pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:7.5pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:7.5pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:7.5pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:7.5pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:7.5pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Interest rate contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,181&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,189&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,895&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,908&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Foreign exchange and gold contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,793&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,793&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,900&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,900&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Equity contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;783&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,288&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,114&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;139&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,687&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,845&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Credit contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;46&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Commodity contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,909&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,550&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,560&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;783&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;55,183&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,031&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;139&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51,078&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;43&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51,260&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Instruments not carried at fair value&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(4)&lt;/div&gt;:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Assets:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Investment securities &#x2013; amortized cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,548&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,691&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,239&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,127&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27,295&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28,422&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Loans&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(5)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;400,574&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;400,574&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;399,139&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;399,139&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Liabilities:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Deposits&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(5)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;392,222&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;392,222&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;411,838&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;411,838&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Subordinated debentures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,345&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;404&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,749&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,814&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,814&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Other liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,098&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;486&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,584&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,563&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;499&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22,062&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The fair value of precious metals is determined based on quoted market prices and forward spot prices, where applicable, less the cost to sell. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Excludes debt investment securities measured at amortized cost of $23,722 (October 31, 2024 &#x2013; $29,412). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;These amounts represent embedded derivatives bifurcated from structured note liabilities measured at amortized cost. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents the fair value of financial assets and liabilities where the carrying amount is not a reasonable approximation of fair value. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(5)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents fixed rate instruments. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </ifrs-full:DisclosureOfFairValueOfFinancialInstrumentsExplanatory>
    <bns:PreciousMetals
      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="Fact_151220349"
      unitRef="Unit_CAD">5156000000</bns:PreciousMetals>
    <bns:PreciousMetals
      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="Fact_151220350"
      unitRef="Unit_CAD">5156000000</bns:PreciousMetals>
    <bns:PreciousMetals
      contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="Fact_151220348"
      unitRef="Unit_CAD">2540000000</bns:PreciousMetals>
    <bns:PreciousMetals
      contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="Fact_151220347"
      unitRef="Unit_CAD">2540000000</bns:PreciousMetals>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingLoansMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-208871"
      unitRef="Unit_CAD">8486000000</bns:TradingLoans>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingLoansMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-208872"
      unitRef="Unit_CAD">1000000</bns:TradingLoans>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingLoansMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-208873"
      unitRef="Unit_CAD">8487000000</bns:TradingLoans>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingLoansMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-208874"
      unitRef="Unit_CAD">7649000000</bns:TradingLoans>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingLoansMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-208875"
      unitRef="Unit_CAD">7649000000</bns:TradingLoans>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208876"
      unitRef="Unit_CAD">13838000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208877"
      unitRef="Unit_CAD">1963000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208878"
      unitRef="Unit_CAD">15801000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2024_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208879"
      unitRef="Unit_CAD">11229000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2024_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208880"
      unitRef="Unit_CAD">3742000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2024_CanadianFederalGovernmentAndGovernmentGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208881"
      unitRef="Unit_CAD">14971000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208882"
      unitRef="Unit_CAD">8374000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208883"
      unitRef="Unit_CAD">3336000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208884"
      unitRef="Unit_CAD">11710000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208885"
      unitRef="Unit_CAD">6228000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208886"
      unitRef="Unit_CAD">2185000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="ixv-208887"
      unitRef="Unit_CAD">8413000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-208888"
      unitRef="Unit_CAD">9132000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-208889"
      unitRef="Unit_CAD">9132000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
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      unitRef="Unit_CAD">15050000000</bns:TradingSecurities1>
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      contextRef="PAsOn10_31_2025_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
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      contextRef="PAsOn10_31_2024_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
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      contextRef="PAsOn10_31_2024_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
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      contextRef="PAsOn10_31_2024_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
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      contextRef="PAsOn10_31_2024_CorporateAndOtherDebtMemberifrsfullClassesOfAssetsAxis_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis"
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      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis"
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      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis"
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      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_RecurringFairValueMeasurementMemberifrsfullMeasurementAxis_TradingEquitySecuritiesMemberifrsfullClassesOfAssetsAxis"
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      contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="Fact_151223356"
      unitRef="Unit_CAD">399139000000</bns:LoansAndReceivablesNet>
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      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="Fact_151223564"
      unitRef="Unit_CAD">392222000000</bns:Deposits>
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      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis"
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      id="Fact_151223560"
      unitRef="Unit_CAD">392222000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="Fact_151223561"
      unitRef="Unit_CAD">411838000000</bns:Deposits>
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      contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="Fact_151222762"
      unitRef="Unit_CAD">411838000000</bns:Deposits>
    <ifrs-full:SubordinatedLiabilities
      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level1OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="Fact_151222769"
      unitRef="Unit_CAD">7345000000</ifrs-full:SubordinatedLiabilities>
    <ifrs-full:SubordinatedLiabilities
      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="Fact_151222774"
      unitRef="Unit_CAD">404000000</ifrs-full:SubordinatedLiabilities>
    <ifrs-full:SubordinatedLiabilities
      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="Fact_151222773"
      unitRef="Unit_CAD">7749000000</ifrs-full:SubordinatedLiabilities>
    <ifrs-full:SubordinatedLiabilities
      contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="Fact_151222772"
      unitRef="Unit_CAD">7814000000</ifrs-full:SubordinatedLiabilities>
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      decimals="-6"
      id="Fact_151222771"
      unitRef="Unit_CAD">7814000000</ifrs-full:SubordinatedLiabilities>
    <ifrs-full:OtherLiabilities
      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="Fact_151222789"
      unitRef="Unit_CAD">22098000000</ifrs-full:OtherLiabilities>
    <ifrs-full:OtherLiabilities
      contextRef="PAsOn10_31_2025_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="Fact_151222785"
      unitRef="Unit_CAD">486000000</ifrs-full:OtherLiabilities>
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      decimals="-6"
      id="Fact_151222788"
      unitRef="Unit_CAD">22584000000</ifrs-full:OtherLiabilities>
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      contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level2OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis"
      decimals="-6"
      id="Fact_151222787"
      unitRef="Unit_CAD">21563000000</ifrs-full:OtherLiabilities>
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      contextRef="PAsOn10_31_2024_IFRS9MemberBNSEffectsOfOverlayApproachReclassificationAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_NotMeasuredAtFairValueInStatementOfFinancialPositionButForWhichFairValueIsDisclosedMemberifrsfullMeasurementAxis"
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      id="Fact_151222784"
      unitRef="Unit_CAD">499000000</ifrs-full:OtherLiabilities>
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      id="Fact_151222786"
      unitRef="Unit_CAD">22062000000</ifrs-full:OtherLiabilities>
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      decimals="-6"
      id="ixv-209089"
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      id="ixv-209090"
      unitRef="Unit_CAD">29412000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <bns:DisclosureOfUnobservableInputsReconciliationOfChangesInFairValueMeasurementAssetsAndLiabilitiesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-134059"> &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table summarizes the changes in Level&#160;3 instruments carried at fair value for the year ended October&#160;31, 2025. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;All positive balances represent assets and negative balances represent liabilities. Consequently, positive amounts indicate purchases of assets or settlements of liabilities and negative amounts indicate sales of assets or issuances of liabilities. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:41%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="30" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value&lt;br/&gt; November&#160;1&lt;br/&gt; 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/(losses)&lt;br/&gt; recorded in&lt;br/&gt; income&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/(losses)&lt;br/&gt; recorded in&lt;br/&gt; OCI&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Purchases/&lt;br/&gt; Issuances&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Sales/&lt;br/&gt; Settlements&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Transfers&lt;br/&gt; into/out&#160;of&lt;br/&gt; Level&#160;3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value&lt;br/&gt; October&#160;31&lt;br/&gt; 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Change in&lt;br/&gt; unrealized&lt;br/&gt; gains/(losses)&lt;br/&gt; recorded in&lt;br/&gt; income for&lt;br/&gt; instruments&lt;br/&gt; still held&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Trading assets&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2007;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2007;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(179&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;179&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2007;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Corporate and other debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity securities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;21&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(19&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;25&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(198&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;178&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:6pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:6pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Investment securities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Corporate and other debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;35&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity securities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;1,866&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;148&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;69&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;197&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(228&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,046&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;141&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&#x2007;1,901&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;143&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;69&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(228&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;136&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="height:6pt"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate contracts&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity contracts&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;44&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;97&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;161&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;97&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit contracts&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;10&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;120&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;81&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Obligations related to securities sold&#160;short&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;(2&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;1,934&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;69&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;198&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(407&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;193&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,211&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;218&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Gains or losses for items in Level 3&#160;may be offset with losses or gains on related hedges in Level&#160;1 or Level&#160;2. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;These amounts represent the unrealized gains and losses from fair value changes of Level&#160;3 instruments still held at the end of the period that are recorded in the Consolidated Statement of Income. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Certain unrealized gains and losses on derivative assets and liabilities are largely offset by &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;mark-to-market&lt;/div&gt;&lt;/div&gt; changes on other instruments included in trading revenues in the Consolidated Statement of Income, since these instruments act as an economic hedge to certain derivative assets and liabilities. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Certain unrealized gains and losses on interest rate derivative contracts are largely offset by mark-to-market changes on embedded derivatives on certain deposit liabilities in the Consolidated Statement of Income. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table summarizes the changes in Level&#160;3 instruments carried at fair value for the year ended October&#160;31, 2024. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:52%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value&lt;br/&gt; November&#160;1&lt;br/&gt; 2023&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/(losses)&lt;br/&gt; recorded&#160;in&lt;br/&gt; income&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/(losses)&lt;br/&gt; recorded&lt;br/&gt; in OCI&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Purchases/&lt;br/&gt; Issuances&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Sales/&lt;br/&gt; Settlements&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Transfers&lt;br/&gt; into/out&#160;of&lt;br/&gt; Level&#160;3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value&lt;br/&gt; October&#160;31&lt;br/&gt; 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Trading assets&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(22&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(16&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment securities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,749&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;100&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(25&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;251&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(207&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;33&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,901&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(11&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Obligations related to securities sold short&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Gains or losses for items in Level 3&#160;may be offset with losses or gains on related hedges in Level&#160;1 or Level&#160;2. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfUnobservableInputsReconciliationOfChangesInFairValueMeasurementAssetsAndLiabilitiesExplanatory>
    <bns:PurchasesIssuancesFairValueMeasurement
      contextRef="P11_01_2024To10_31_2025_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_TradingAssetsMemberifrsfullCategoriesOfFinancialAssetsAxis_TradingLoansMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-209092"
      unitRef="Unit_CAD">1000000</bns:PurchasesIssuancesFairValueMeasurement>
    <bns:SalesSettlementsFairValueMeasurement
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    <ifrs-full:DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-136097"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The table below sets out information about significant unobservable inputs used in measuring financial instruments categorized as Level&#160;3 in the fair value hierarchy. &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:38%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="width:15%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="width:18%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="width:11%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Valuation technique&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Significant unobservable&#160;inputs&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Range&#160;of&#160;estimates&#160;for&lt;br/&gt; unobservable&#160;inputs&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Changes&#160;in&#160;fair&#160;value&lt;br/&gt; from reasonably&lt;br/&gt; possible&#160;alternatives&lt;br/&gt; ($ millions)&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Investment securities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151220695;display:inline;"&gt;General&#160;Partner&#160;valuations&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Private equity securities&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;text-align:right"&gt;Market comparable&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;text-align:right"&gt;per net asset value&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;(84)/84&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate contracts&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:right"&gt;&lt;div style="-sec-ix-hidden:hidden151220688;display:inline;"&gt;Option&#160;pricing&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:right"&gt;&lt;div style="-sec-ix-hidden:hidden151220692;display:inline;"&gt;Interest rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top;text-align:right"&gt;model&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top;text-align:right"&gt;volatility&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top;text-align:right"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;59%&#160;-&#160;220%&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;(1)/1&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="height:1.5pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:1.5pt"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity contracts&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:right"&gt;&lt;div style="-sec-ix-hidden:hidden151220687;display:inline;"&gt;Option&#160;pricing&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:right"&gt;Equity&#160;volatility&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;5%&#160;-&#160;397%&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top;text-align:right"&gt;model&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top;text-align:right"&gt;Equity correlation&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top;text-align:right"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;(114%)&#160;-&#160;114%&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;(45)/45&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commodity contracts&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;text-align:right"&gt;Discounted&#160;cash&#160;flow&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;text-align:right"&gt;Forward curves&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;9%&#160;-&#160;15%&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;white-space:nowrap;text-align:right"&gt;(5)/5&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The range of estimates represents the actual lowest and highest level inputs used to fair value financial instruments within each financial statement category. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The valuation of private equity securities utilizes net asset values as reported by fund managers. Net asset values are not considered observable as the Bank cannot redeem these instruments at such values. The range for net asset values per unit or price per share has not been disclosed for these instruments since the valuations are not model-based. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfSignificantUnobservableInputsUsedInFairValueMeasurementOfAssetsExplanatory>
    <bns:DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities
      contextRef="P11_01_2024To10_31_2025_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_MarketComparableCompaniesMemberifrsfullValuationTechniquesUsedInFairValueMeasurementAxis_PrivateEquitySecuritiesMemberifrsfullCategoriesOfFinancialAssetsAxis"
      id="Fact_151220690">Market comparable</bns:DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities>
    <bns:ChangesInFairValueFromReasonablePossibleAlternative
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      id="Fact_151223286">(84)/84</bns:ChangesInFairValueFromReasonablePossibleAlternative>
    <bns:SignificantUnobservableInputsRateRange
      contextRef="P11_01_2024To10_31_2025_InterestRateContractsMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OptionPricingModelMemberifrsfullValuationTechniquesUsedInFairValueMeasurementAxis"
      id="Fact_151220697">59%&#160;-&#160;220%</bns:SignificantUnobservableInputsRateRange>
    <bns:ChangesInFairValueFromReasonablePossibleAlternative
      contextRef="P11_01_2024To10_31_2025_InterestRateContractsMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OptionPricingModelMemberifrsfullValuationTechniquesUsedInFairValueMeasurementAxis"
      id="ixv-209232">(1)/1</bns:ChangesInFairValueFromReasonablePossibleAlternative>
    <bns:DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities
      contextRef="P11_01_2024To10_31_2025_EquityContractsMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OptionPricingModelMemberifrsfullValuationTechniquesUsedInFairValueMeasurementAxis"
      id="ixv-209233">Equity&#160;volatility</bns:DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities>
    <bns:SignificantUnobservableInputsRateRange
      contextRef="P11_01_2024To10_31_2025_EquityContractsMemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OptionPricingModelMemberifrsfullValuationTechniquesUsedInFairValueMeasurementAxis"
      id="Fact_151223283">5%&#160;-&#160;397%</bns:SignificantUnobservableInputsRateRange>
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      id="ixv-209235">Equity correlation</bns:DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities>
    <bns:SignificantUnobservableInputsRateRange
      contextRef="P11_01_2024To10_31_2025_EquityContracts1MemberifrsfullCategoriesOfFinancialAssetsAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis_OptionPricingModelMemberifrsfullValuationTechniquesUsedInFairValueMeasurementAxis"
      id="Fact_151223284">(114%)&#160;-&#160;114%</bns:SignificantUnobservableInputsRateRange>
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      id="ixv-209237">(45)/45</bns:ChangesInFairValueFromReasonablePossibleAlternative>
    <bns:DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities
      contextRef="P11_01_2024To10_31_2025_CommodityContractsMemberifrsfullCategoriesOfFinancialAssetsAxis_DiscountedCashFlowMemberifrsfullValuationTechniquesUsedInFairValueMeasurementAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis"
      id="ixv-209238">Discounted&#160;cash&#160;flow</bns:DescriptionOfValuationTechniquesUsedInFairValueMeasurementAssetsAndLiabilities>
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      id="ixv-209239">Forward curves</bns:DescriptionofSignificantUnobservableInputsInFairValueMeasurementFinancialAssetsAndFinancialLiabilities>
    <bns:SignificantUnobservableInputsRateRange
      contextRef="P11_01_2024To10_31_2025_CommodityContractsMemberifrsfullCategoriesOfFinancialAssetsAxis_DiscountedCashFlowMemberifrsfullValuationTechniquesUsedInFairValueMeasurementAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis"
      id="Fact_151223285">9%&#160;-&#160;15%</bns:SignificantUnobservableInputsRateRange>
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      contextRef="P11_01_2024To10_31_2025_CommodityContractsMemberifrsfullCategoriesOfFinancialAssetsAxis_DiscountedCashFlowMemberifrsfullValuationTechniquesUsedInFairValueMeasurementAxis_Level3OfFairValueHierarchyMemberifrsfullLevelsOfFairValueHierarchyAxis"
      id="ixv-209241">(5)/5</bns:ChangesInFairValueFromReasonablePossibleAlternative>
    <bns:DisclosureOfTradingAssetsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-136406">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_7" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Trading Assets &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading securities &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;An analysis of the carrying value of trading securities is as follows: &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:39%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&#160;three&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Three&#160;to&lt;br/&gt; twelve&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&lt;br/&gt; five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Five&#160;to&#160;ten&lt;br/&gt; years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;ten&lt;br/&gt; years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;No&#160;specific&lt;br/&gt; maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading securities:&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian federal government issued or guaranteed debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;357&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,143&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,102&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,606&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,593&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,801&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian provincial and municipal debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,410&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,545&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,101&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,856&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,798&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,710&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S.&#160;agency&#160;debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;807&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,628&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,961&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,871&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;865&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,132&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other foreign government debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;670&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,441&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,347&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,406&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;424&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,288&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity securities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,797&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,797&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;730&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,044&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,591&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,019&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;732&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,116&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,801&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,102&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,412&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,797&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;140,844&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total by currency (in&#160;Canadian&#160;equivalent):&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian dollar&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,328&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,115&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,627&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,147&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,889&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24,118&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. dollar&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;920&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,339&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,266&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,711&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,125&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,421&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60,782&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Mexican peso&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;408&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,915&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,976&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;157&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;161&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;76&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,693&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other currencies&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;318&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,233&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;743&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;237&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,182&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19,145&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total trading securities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,801&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,102&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,412&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,797&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;140,844&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="24" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2024 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&#160;three&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Three&#160;to&lt;br/&gt; twelve&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&lt;br/&gt; five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Five&#160;to&#160;ten&lt;br/&gt; years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;ten&lt;br/&gt; years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;No&#160;specific&lt;br/&gt; maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading securities:&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian federal government issued or guaranteed debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;352&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,646&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,182&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,626&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,165&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;14,971&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian provincial and municipal debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;920&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;893&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,774&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;937&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,889&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,413&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S.&#160;agency&#160;debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,724&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,439&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,237&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,461&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,189&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15,050&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other foreign government debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,458&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,663&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,883&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,046&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;304&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,354&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity securities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,190&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,190&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;316&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,468&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,792&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,728&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;623&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,934&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,770&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,109&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24,868&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,798&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,170&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,197&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;119,912&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total by currency (in&#160;Canadian&#160;equivalent):&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian dollar&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,570&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,452&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,779&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,029&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,397&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27,688&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;54,915&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. dollar&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,604&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,643&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,711&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,426&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,570&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24,796&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;46,750&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Mexican peso&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;704&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,714&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,135&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;101&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;63&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,776&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other currencies&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;892&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,300&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,243&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,242&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;140&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,654&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13,471&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total trading securities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;4,770&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;11,109&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;24,868&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;10,798&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;9,170&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;59,197&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;119,912&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(b)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading loans &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table provides the geographic breakdown of trading loans: &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:84%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading loans&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)(2)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S.&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,290&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,154&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;Europe&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;434&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;458&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canada&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(4)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,759&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;980&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;57&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;8,487&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;7,649&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Geographic segmentation of trading loans is based upon the location of the ultimate risk of the underlying asset. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Loans are primarily denominated in U.S. dollars. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes trading loans that serve as a hedge to loan-based credit total return swaps. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes trading loans that serve as hedges to total return swaps, hedges for precious metal certificate liabilities and loans subject to sale through syndication. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfTradingAssetsExplanatory>
    <bns:DisclosureOfDetailedInformationOfTradingAssetsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-136415">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading securities &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;An analysis of the carrying value of trading securities is as follows: &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:39%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&#160;three&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Three&#160;to&lt;br/&gt; twelve&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&lt;br/&gt; five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Five&#160;to&#160;ten&lt;br/&gt; years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;ten&lt;br/&gt; years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;No&#160;specific&lt;br/&gt; maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading securities:&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian federal government issued or guaranteed debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;357&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,143&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,102&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,606&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,593&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,801&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian provincial and municipal debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,410&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,545&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,101&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,856&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,798&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,710&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S.&#160;agency&#160;debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;807&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,628&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,961&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,871&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;865&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,132&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other foreign government debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;670&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,441&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,347&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,406&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;424&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,288&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity securities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,797&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,797&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;730&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,044&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,591&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,019&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;732&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,116&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,801&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,102&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,412&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,797&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;140,844&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total by currency (in&#160;Canadian&#160;equivalent):&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian dollar&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,328&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,115&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,627&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,147&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,889&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24,118&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. dollar&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;920&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,339&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,266&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,711&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,125&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,421&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60,782&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Mexican peso&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;408&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,915&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,976&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;157&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;161&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;76&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,693&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other currencies&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;318&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,233&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;743&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;237&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,182&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19,145&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total trading securities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,801&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,102&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,412&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,797&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;140,844&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="24" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2024 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&#160;three&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Three&#160;to&lt;br/&gt; twelve&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&lt;br/&gt; five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Five&#160;to&#160;ten&lt;br/&gt; years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;ten&lt;br/&gt; years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;No&#160;specific&lt;br/&gt; maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading securities:&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian federal government issued or guaranteed debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;352&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,646&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,182&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,626&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,165&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;14,971&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian provincial and municipal debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;920&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;893&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,774&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;937&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,889&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,413&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S.&#160;agency&#160;debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,724&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,439&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,237&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,461&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,189&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15,050&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other foreign government debt&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,458&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,663&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,883&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,046&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;304&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,354&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity securities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,190&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,190&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;316&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,468&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,792&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,728&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;623&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,934&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,770&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,109&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24,868&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,798&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,170&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,197&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;119,912&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total by currency (in&#160;Canadian&#160;equivalent):&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian dollar&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,570&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,452&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,779&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,029&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,397&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27,688&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;54,915&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. dollar&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,604&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,643&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,711&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,426&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,570&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24,796&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;46,750&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Mexican peso&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;704&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,714&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,135&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;101&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;63&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,776&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other currencies&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;892&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,300&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,243&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,242&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;140&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,654&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13,471&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total trading securities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;4,770&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;11,109&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;24,868&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;10,798&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;9,170&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;59,197&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;119,912&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfDetailedInformationOfTradingAssetsExplanatory>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-209242"
      unitRef="Unit_CAD">357000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-209243"
      unitRef="Unit_CAD">2143000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-209244"
      unitRef="Unit_CAD">7102000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-209245"
      unitRef="Unit_CAD">3606000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
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      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis"
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      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis"
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      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis"
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      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis"
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      contextRef="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis"
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      contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis"
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      contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis"
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      contextRef="PAsOn10_31_2025_UnitedStatesTreasuryAndOtherUnitedStatesAgencyDebtMemberifrsfullClassesOfAssetsAxis"
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      contextRef="PAsOn10_31_2025_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis"
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      contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis"
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      contextRef="PAsOn10_31_2024_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis"
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      contextRef="PAsOn10_31_2024_OtherTradingSecuritiesMemberifrsfullClassesOfAssetsAxis"
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      unitRef="Unit_CAD">11109000000</bns:TradingSecurities1>
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      contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis"
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      unitRef="Unit_CAD">10798000000</bns:TradingSecurities1>
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      unitRef="Unit_CAD">119912000000</bns:TradingSecurities1>
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      unitRef="Unit_CAD">3452000000</bns:TradingSecurities1>
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      unitRef="Unit_CAD">9779000000</bns:TradingSecurities1>
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      contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis"
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      unitRef="Unit_CAD">5029000000</bns:TradingSecurities1>
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      unitRef="Unit_CAD">1604000000</bns:TradingSecurities1>
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      id="ixv-209364"
      unitRef="Unit_CAD">3643000000</bns:TradingSecurities1>
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      contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis"
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      contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis"
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      contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis"
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      id="ixv-209371"
      unitRef="Unit_CAD">1714000000</bns:TradingSecurities1>
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      contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis"
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      id="ixv-209372"
      unitRef="Unit_CAD">2135000000</bns:TradingSecurities1>
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      contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis"
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      id="ixv-209373"
      unitRef="Unit_CAD">101000000</bns:TradingSecurities1>
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      contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_MXNsrtCurrencyAxis"
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      id="ixv-209374"
      unitRef="Unit_CAD">63000000</bns:TradingSecurities1>
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      contextRef="PAsOn10_31_2024_MXNsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis"
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      unitRef="Unit_CAD">59000000</bns:TradingSecurities1>
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      contextRef="PAsOn10_31_2024_MXNsrtCurrencyAxis"
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      id="ixv-209376"
      unitRef="Unit_CAD">4776000000</bns:TradingSecurities1>
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      contextRef="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis"
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      id="ixv-209377"
      unitRef="Unit_CAD">892000000</bns:TradingSecurities1>
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      id="ixv-209379"
      unitRef="Unit_CAD">2243000000</bns:TradingSecurities1>
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      id="ixv-209380"
      unitRef="Unit_CAD">1242000000</bns:TradingSecurities1>
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      unitRef="Unit_CAD">6654000000</bns:TradingSecurities1>
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      contextRef="PAsOn10_31_2024_OtherCurrenciesMembersrtCurrencyAxis"
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      unitRef="Unit_CAD">13471000000</bns:TradingSecurities1>
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      id="ixv-209384"
      unitRef="Unit_CAD">4770000000</bns:TradingSecurities1>
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      contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis"
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      unitRef="Unit_CAD">11109000000</bns:TradingSecurities1>
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      id="ixv-209389"
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      id="ixv-209390"
      unitRef="Unit_CAD">119912000000</bns:TradingSecurities1>
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(b)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading loans &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table provides the geographic breakdown of trading loans: &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:84%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading loans&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)(2)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S.&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,290&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,154&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;Europe&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;434&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;458&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canada&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(4)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,759&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;980&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;57&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;8,487&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;7,649&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Geographic segmentation of trading loans is based upon the location of the ultimate risk of the underlying asset. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Loans are primarily denominated in U.S. dollars. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes trading loans that serve as a hedge to loan-based credit total return swaps. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes trading loans that serve as hedges to total return swaps, hedges for precious metal certificate liabilities and loans subject to sale through syndication. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfGeographicBreakdownTradingLoansExplanatory>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2025_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151223701"
      unitRef="Unit_CAD">6290000000</bns:TradingLoans>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2024_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151223710"
      unitRef="Unit_CAD">6154000000</bns:TradingLoans>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2025_EuropeMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151223705"
      unitRef="Unit_CAD">434000000</bns:TradingLoans>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2024_EuropeMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151223709"
      unitRef="Unit_CAD">458000000</bns:TradingLoans>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151223702"
      unitRef="Unit_CAD">1759000000</bns:TradingLoans>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151223708"
      unitRef="Unit_CAD">980000000</bns:TradingLoans>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2025_OtherCountriesMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151223703"
      unitRef="Unit_CAD">4000000</bns:TradingLoans>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2024_OtherCountriesMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151223707"
      unitRef="Unit_CAD">57000000</bns:TradingLoans>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="Fact_151223704"
      unitRef="Unit_CAD">8487000000</bns:TradingLoans>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="Fact_151223706"
      unitRef="Unit_CAD">7649000000</bns:TradingLoans>
    <ifrs-full:DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-138108">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_8" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Financial Instruments Designated at Fair Value Through Profit or Loss &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In accordance with its risk management strategy, the Bank has elected to designate certain senior note liabilities at fair value through profit or loss to reduce an accounting mismatch between fair value changes in these instruments and fair value changes in related derivatives, and where a hybrid financial liability contains one or more embedded derivatives that are not closely related to the host contract. Changes in fair value of financial liabilities arising from the Bank&#x2019;s own credit risk are recognized in other comprehensive income, without subsequent reclassification to net income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The cumulative fair value adjustment due to own credit risk is determined at a point in time by comparing the present value of expected future cash flows over the term of these liabilities discounted at the Bank&#x2019;s effective funding rate, and the present value of expected future cash flows discounted at a benchmark rate. &lt;/div&gt;  &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table presents the fair value of financial liabilities designated at fair value through profit or loss and their changes in fair value. &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:53%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Fair value&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt; &lt;div style="text-align: center; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;Change&#160;in&#160;fair&#160;value&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="text-align: center; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;Gains/(losses)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt; &lt;div style="text-align: center; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;Cumulative&#160;change&#160;in&#160;FV&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="text-align: center; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;Gains/(losses)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2009;As at&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;For the year ended&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Liabilities:&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Senior note liabilities&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;47,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;36,341&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(870&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(4,515&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;3,270&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;4,140&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Change in the difference between the contractual maturity amount and the carrying value. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The cumulative change in fair value is measured from the instrument&#x2019;s date of initial recognition. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Changes in fair value attributable to changes in the Bank&#x2019;s own credit risk are recorded in other comprehensive income. Other changes in fair value are recorded in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; trading revenues. The offsetting fair value changes from associated derivatives is also recorded in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; trading revenues. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table presents the changes in fair value attributable to changes in the Bank&#x2019;s own credit risk for financial liabilities designated at fair value through profit or loss as well as their contractual maturity and carrying amounts. &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:45%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Senior Note Liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Contractual&lt;br/&gt; maturity&lt;br/&gt; amount&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;Carrying&lt;br/&gt;value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;Difference&lt;br/&gt;between&lt;br/&gt;contractual&lt;br/&gt;maturity&lt;br/&gt;amount and&lt;br/&gt;carrying&#160;value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;Changes&#160;in&#160;fair&#160;value&lt;br/&gt;for the period&lt;br/&gt;attributable to&lt;br/&gt;changes&#160;in own&lt;br/&gt;credit&#160;risk recorded&lt;br/&gt;in other&lt;br/&gt;comprehensive&lt;br/&gt;income&lt;br/&gt;Gains/(losses)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;Cumulative&#160;changes&lt;br/&gt;in fair value&lt;br/&gt;attributable to&lt;br/&gt;changes in own&lt;br/&gt;credit&#160;risk&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;br/&gt;Gains/(losses)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;As at October&#160;31, 2025&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50,435&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;47,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,270&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(693&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(1,606&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;As at October&#160;31, 2024&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;40,481&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;36,341&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;4,140&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(804&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(913&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The cumulative change in fair value is measured from the instrument&#x2019;s date of initial recognition. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfFinancialInstrumentsDesignatedAtFairValueThroughProfitOrLossExplanatory>
    <bns:DisclosureOfFairValueOfFinancialAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossAndChangesInFairValueExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-138118"> &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table presents the fair value of financial liabilities designated at fair value through profit or loss and their changes in fair value. &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:53%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Fair value&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt; &lt;div style="text-align: center; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;Change&#160;in&#160;fair&#160;value&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="text-align: center; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;Gains/(losses)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt; &lt;div style="text-align: center; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;Cumulative&#160;change&#160;in&#160;FV&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="text-align: center; font-family: arial; font-size: 6pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;Gains/(losses)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2009;As at&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;For the year ended&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Liabilities:&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Senior note liabilities&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;47,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;36,341&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(870&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(4,515&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;3,270&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;4,140&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Change in the difference between the contractual maturity amount and the carrying value. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The cumulative change in fair value is measured from the instrument&#x2019;s date of initial recognition. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Changes in fair value attributable to changes in the Bank&#x2019;s own credit risk are recorded in other comprehensive income. Other changes in fair value are recorded in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; trading revenues. The offsetting fair value changes from associated derivatives is also recorded in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; trading revenues. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfFairValueOfFinancialAssetsAndLiabilitiesDesignatedAtFairValueThroughProfitOrLossAndChangesInFairValueExplanatory>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
      contextRef="PAsOn10_31_2025_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis"
      decimals="-6"
      id="Fact_151223711"
      unitRef="Unit_CAD">47165000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
      contextRef="PAsOn10_31_2024_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis"
      decimals="-6"
      id="Fact_151223712"
      unitRef="Unit_CAD">36341000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition>
    <bns:ChangesInFairValueOfFinancialLiability
      contextRef="P11_01_2024To10_31_2025_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis"
      decimals="-6"
      id="Fact_151223714"
      unitRef="Unit_CAD">-870000000</bns:ChangesInFairValueOfFinancialLiability>
    <bns:ChangesInFairValueOfFinancialLiability
      contextRef="P11_01_2023To10_31_2024_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis"
      decimals="-6"
      id="Fact_151223713"
      unitRef="Unit_CAD">-4515000000</bns:ChangesInFairValueOfFinancialLiability>
    <bns:AccumulatedChangesInFairValueOfFinancialLiability
      contextRef="PAsOn10_31_2025_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis"
      decimals="-6"
      id="Fact_151223716"
      unitRef="Unit_CAD">3270000000</bns:AccumulatedChangesInFairValueOfFinancialLiability>
    <bns:AccumulatedChangesInFairValueOfFinancialLiability
      contextRef="PAsOn10_31_2024_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis"
      decimals="-6"
      id="Fact_151223715"
      unitRef="Unit_CAD">4140000000</bns:AccumulatedChangesInFairValueOfFinancialLiability>
    <bns:DisclosureOfChangesInFairValueOfFinancialLiabilitiesAttributableToOwnCreditRiskExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-138308"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table presents the changes in fair value attributable to changes in the Bank&#x2019;s own credit risk for financial liabilities designated at fair value through profit or loss as well as their contractual maturity and carrying amounts. &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:45%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Senior Note Liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Contractual&lt;br/&gt; maturity&lt;br/&gt; amount&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;Carrying&lt;br/&gt;value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;Difference&lt;br/&gt;between&lt;br/&gt;contractual&lt;br/&gt;maturity&lt;br/&gt;amount and&lt;br/&gt;carrying&#160;value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;Changes&#160;in&#160;fair&#160;value&lt;br/&gt;for the period&lt;br/&gt;attributable to&lt;br/&gt;changes&#160;in own&lt;br/&gt;credit&#160;risk recorded&lt;br/&gt;in other&lt;br/&gt;comprehensive&lt;br/&gt;income&lt;br/&gt;Gains/(losses)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64);display:inline;"&gt;Cumulative&#160;changes&lt;br/&gt;in fair value&lt;br/&gt;attributable to&lt;br/&gt;changes in own&lt;br/&gt;credit&#160;risk&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;br/&gt;Gains/(losses)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;As at October&#160;31, 2025&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50,435&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;47,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,270&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(693&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(1,606&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;As at October&#160;31, 2024&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;40,481&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;36,341&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;4,140&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(804&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(913&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The cumulative change in fair value is measured from the instrument&#x2019;s date of initial recognition. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfChangesInFairValueOfFinancialLiabilitiesAttributableToOwnCreditRiskExplanatory>
    <bns:ContractualMaturityAmountOfDepositNoteLiabilities
      contextRef="PAsOn10_31_2025_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis"
      decimals="-6"
      id="ixv-209407"
      unitRef="Unit_CAD">50435000000</bns:ContractualMaturityAmountOfDepositNoteLiabilities>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
      contextRef="PAsOn10_31_2025_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis"
      decimals="-6"
      id="ixv-209408"
      unitRef="Unit_CAD">47165000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition>
    <ifrs-full:DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation
      contextRef="PAsOn10_31_2025_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis"
      decimals="-6"
      id="ixv-209409"
      unitRef="Unit_CAD">3270000000</ifrs-full:DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation>
    <ifrs-full:ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability
      contextRef="P11_01_2024To10_31_2025_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis"
      decimals="-6"
      id="ixv-209410"
      unitRef="Unit_CAD">-693000000</ifrs-full:ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability>
    <ifrs-full:AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability
      contextRef="PAsOn10_31_2025_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis"
      decimals="-6"
      id="Fact_151223725"
      unitRef="Unit_CAD">-1606000000</ifrs-full:AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability>
    <bns:ContractualMaturityAmountOfDepositNoteLiabilities
      contextRef="PAsOn10_31_2024_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis"
      decimals="-6"
      id="ixv-209412"
      unitRef="Unit_CAD">40481000000</bns:ContractualMaturityAmountOfDepositNoteLiabilities>
    <ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition
      contextRef="PAsOn10_31_2024_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis"
      decimals="-6"
      id="ixv-209413"
      unitRef="Unit_CAD">36341000000</ifrs-full:FinancialLiabilitiesAtFairValueThroughProfitOrLossDesignatedAsUponInitialRecognition>
    <ifrs-full:DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation
      contextRef="PAsOn10_31_2024_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis"
      decimals="-6"
      id="ixv-209414"
      unitRef="Unit_CAD">4140000000</ifrs-full:DifferenceBetweenCarryingAmountOfFinancialLiabilityAndAmountContractuallyRequiredToPayAtMaturityToHolderOfObligation>
    <ifrs-full:ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability
      contextRef="P11_01_2023To10_31_2024_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis"
      decimals="-6"
      id="ixv-209415"
      unitRef="Unit_CAD">-804000000</ifrs-full:ChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability>
    <ifrs-full:AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability
      contextRef="PAsOn10_31_2024_SeniorNoteLiabilitiesMemberifrsfullClassesOfLiabilitiesAxis"
      decimals="-6"
      id="Fact_151223726"
      unitRef="Unit_CAD">-913000000</ifrs-full:AccumulatedChangesInFairValueOfFinancialLiabilityAttributableToChangesInCreditRiskOfLiability>
    <ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-138484">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_9" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Derivative Financial Instruments &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Notional amounts&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px"&gt;(1)&lt;/div&gt; &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table provides the aggregate notional amounts of derivative financial instruments outstanding by type and segregated between those used by the Bank in its dealer capacity (Trading) and those derivatives designated in hedging relationships. The notional amounts of these contracts represent the derivatives volume outstanding and do not represent the potential gain or loss associated with the market risk or credit risk of such instruments. Credit derivatives within other derivative contracts are comprised primarily of purchased and sold credit default swap transactions. To a lesser extent, this category also includes total return swaps referenced to loans and debt securities. Commodity and other contracts includes energy, precious metals other than gold and other commodities. &lt;/div&gt;  &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:36%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="font-size: 6pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="font-size: 6pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedging&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedging&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest rate contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Exchange-traded:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Futures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;763,135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;763,135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;606,019&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;606,019&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,686&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,686&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,848&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,848&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,545&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,545&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,430&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,430&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;768,366&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;768,366&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;617,297&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;617,297&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Over-the-counter:&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Forward rate agreements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;315&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;315&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;215&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;215&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;467,384&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58,791&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;526,175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;427,122&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;53,481&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;480,603&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;84,306&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;84,306&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;45,572&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;45,572&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,090&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,090&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49,595&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49,595&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;635,095&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58,791&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;693,886&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;522,504&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;53,481&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;575,985&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Over-the-counter&lt;/div&gt;&lt;/div&gt; (settled through central counterparties):&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Forward rate agreements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;157,033&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;157,033&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;86,657&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;86,657&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,630,261&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;344,717&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,974,978&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,694,823&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;278,314&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,973,137&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,787,294&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;344,717&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,132,011&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,781,480&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;278,314&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,059,794&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,190,755&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;403,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,594,263&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,921,281&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;331,795&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,253,076&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Foreign exchange and gold contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Exchange-traded:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Futures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,665&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,665&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,952&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,952&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,665&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,665&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,952&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,952&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Over-the-counter:&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Spot and forwards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;581,518&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,870&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;602,388&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;541,732&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,156&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;562,888&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;869,035&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;102,579&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;971,614&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;771,246&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;108,558&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;879,804&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,750&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,750&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,135&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,135&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,781&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,781&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,390&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,390&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,530,084&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;123,449&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,653,533&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,374,503&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;129,714&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,504,217&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Over-the-counter&lt;/div&gt;&lt;/div&gt; (settled through central counterparties):&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Spot and forwards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34,708&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34,708&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24,865&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24,865&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34,708&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34,708&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24,865&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24,865&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,583,457&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;123,449&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,706,906&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,421,320&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;129,714&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,551,034&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other derivative contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Exchange-traded:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;128,297&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;128,297&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,329&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,329&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commodity and other contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;39,897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;39,897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;46,304&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;46,304&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;168,194&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;168,194&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;105,633&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;105,633&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Over-the-counter:&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;131,393&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,284&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;132,677&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;83,455&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;965&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;84,420&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,457&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,457&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,086&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,086&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commodity and other contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;40,993&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;40,993&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,596&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,596&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;192,843&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,284&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;194,127&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;138,137&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;965&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;139,102&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Over-the-counter&lt;/div&gt;&lt;/div&gt; (settled through central counterparties):&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,374&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,374&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,069&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,069&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commodity and other contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;501&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;501&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;251&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;251&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,875&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,875&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,320&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,320&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;368,912&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,284&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,196&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;253,090&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;965&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;254,055&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total notional amounts outstanding&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;12,143,124&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;528,241&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;12,671,365&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;8,595,691&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;462,474&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;9,058,165&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The notional amounts represent the amount to which a rate or price is applied to determine the amount of cash flows to be exchanged. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(b)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table summarizes the remaining term to maturity of the notional amounts of the Bank&#x2019;s derivative financial instruments by type: &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:53%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&#160;one&#160;year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&#160;five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest rate contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Futures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;617,714&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;145,421&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;763,135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Forward rate agreements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;122,168&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34,865&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;315&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;157,348&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,604,519&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,089,234&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,807,400&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,501,153&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;66,995&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,710&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,287&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;86,992&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;51,546&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,347&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,742&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;85,635&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,462,942&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,308,577&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,822,744&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,594,263&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Foreign exchange and gold contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Futures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,134&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,482&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,665&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Spot and forwards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;593,082&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37,899&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,115&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;637,096&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;243,425&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;489,190&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;238,999&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;971,614&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,053&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,183&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;514&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,750&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37,985&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,230&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;566&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,781&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;915,679&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;544,984&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;246,243&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,706,906&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other derivative contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;195,981&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;63,216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,777&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;260,974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,976&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,308&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,547&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,831&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commodity and other contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61,121&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,102&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;168&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;81,391&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;274,078&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;91,626&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,492&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,196&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,652,699&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,945,187&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,073,479&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;12,671,365&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2024 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&#160;one&#160;year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&#160;five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest rate contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Futures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;478,886&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;127,133&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;606,019&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Forward rate agreements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;85,447&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,217&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;208&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;86,872&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,190,218&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,760,062&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,503,460&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,453,740&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;30,562&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,095&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,763&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51,420&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23,960&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,897&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,168&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;55,025&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,809,073&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,926,404&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,517,599&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,253,076&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Foreign exchange and gold contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Futures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16,289&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,663&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,952&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Spot and forwards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;543,486&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;38,039&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,228&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;587,753&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;210,318&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;455,694&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;213,792&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;879,804&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,121&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,788&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;226&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,135&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28,533&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,662&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;195&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,390&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;816,747&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;513,846&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;220,441&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,551,034&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other derivative contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;103,234&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;39,521&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;994&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;143,749&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,661&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,553&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,941&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27,155&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commodity and other contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;57,307&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,467&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;377&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;83,151&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;173,202&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;74,541&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,312&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;254,055&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;3,799,022&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;3,514,791&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,744,352&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;9,058,165&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(c)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit risk &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;As with other financial assets, derivative instruments are subject to credit risk. Credit risk arises from the possibility that counterparties may default on their obligations to the Bank. However, whereas the credit risk of other financial assets is represented by the principal amount net of any applicable allowance for credit losses, the credit risk associated with derivatives is normally a small fraction of the notional amount of the derivative instrument. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Derivative contracts generally expose the Bank to credit loss if changes in market rates affect a counterparty&#x2019;s position unfavourably and the counterparty defaults on payment. Accordingly, exposure to credit risk of derivatives is represented by the positive fair value of the instrument. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Negotiated &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;over-the-counter&lt;/div&gt;&lt;/div&gt; derivatives generally present greater credit exposure than exchange-traded contracts. The net change in the exchange-traded contracts is normally settled daily in cash with the exchange. Holders of these contracts look to the exchange for performance under the contract. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank strives to limit credit risk by dealing with counterparties that it believes are creditworthy, and investment grade counterparties account for a significant portion of the credit risk exposure arising from the Bank&#x2019;s derivative transactions as at October&#160;31, 2025. To control credit risk associated with derivatives, the Bank uses similar credit risk management activities and procedures to the approaches used in the lending business in assessing and adjudicating exposure. The Bank utilizes a risk metric, potential future exposure (PFE) for derivatives, to measure &lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;utilization against established credit limits to the counterparty. PFE measures the effect that changes in the market have on derivative exposures throughout the lifetime of the counterparties&#x2019; trades. Additionally, PFE considers risk mitigants such as netting and collateralization. PFE limits and utilization for derivatives counterparties are authorized and monitored by the Bank&#x2019;s risk management unit. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank obtains the benefit of netting by entering into master netting arrangements with counterparties (typically industry standard International Swaps and Derivatives Association (ISDA) agreements), which allow for a single net settlement of all transactions covered by that agreement in the event of a default or early termination of the transactions. In this manner, the credit risk associated with favourable contracts is eliminated by the master netting arrangement to the extent that unfavourable contracts with the same counterparty are not settled before favourable contracts. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;Collateralization is typically documented by way of an ISDA Credit Support Annex (CSA), the terms of which may vary according to each party&#x2019;s view of the other party&#x2019;s creditworthiness. CSAs can require one party to post initial margin at the onset of each transaction. CSAs also allow for variation margin to be called if total uncollateralized &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space: nowrap;display:inline;"&gt;mark-to-market&lt;/div&gt;&lt;/div&gt; exposure exceeds an agreed upon threshold. Such variation margin provisions can be one way (only one party will ever post collateral) or &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;bi-lateral&lt;/div&gt; (either party may post collateral depending upon which party is &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space: nowrap;display:inline;"&gt;in-the-money).&lt;/div&gt;&lt;/div&gt; The CSA will also detail the types of collateral that are acceptable to each party, and the adjustments that will be applied against each collateral type. The terms of the ISDA master netting agreements and CSAs are taken into consideration in the calculation of counterparty credit risk exposure (see also page&#160;90 of the 2025 Annual Report). &lt;/div&gt;&lt;/div&gt; &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt; &lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Derivative instruments used by the Bank include credit derivatives in its investment and loan portfolios: credit protection is sold as an alternative to acquiring exposure to bond or loan assets, and bought to manage or mitigate credit exposures. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The following table summarizes the credit exposure of the Bank&#x2019;s derivative financial instruments. The credit risk amount (CRA) represents the estimated replacement cost, or positive fair value, for all contracts. CRA takes into account master netting or collateral arrangements that have been made&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;1&lt;/div&gt;. CRA does not reflect actual or expected losses. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The credit equivalent amount (CEA) is the exposure at default (EAD) prescribed in the Capital Adequacy Requirements (CAR) Guidelines of the Office of the Superintendent of Financial Institutions (OSFI). The risk-weighted asset is calculated by multiplying the CEA by the capital requirement (K)&#160;times 12.5, where K is a function of the probability of default (PD), loss given default (LGD), maturity and prescribed correlation factors. Commodity and other contracts includes energy, precious metals other than gold, and other commodities. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:30%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Notional&#160;amount&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit&#160;risk&lt;br/&gt; amount&lt;br/&gt; (CRA)&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit&lt;br/&gt; equivalent&lt;br/&gt; amount&lt;br/&gt; (CEA)&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Risk-&lt;br/&gt; Weighted&lt;br/&gt; Assets&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt; &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Notional&#160;amount&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit&#160;risk&lt;br/&gt; amount&lt;br/&gt; (CRA)&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit&lt;br/&gt; equivalent&lt;br/&gt; amount&lt;br/&gt; (CEA)&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Risk-&lt;br/&gt; Weighted&lt;br/&gt; Assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest rate contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Futures&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;763,135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;73&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;606,019&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Forward rate agreements&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;157,348&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;86,872&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;70&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;88&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;57&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,501,153&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,769&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,402&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,123&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,453,740&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,052&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,157&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;876&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;86,992&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;163&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;51&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51,420&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;229&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;56&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;85,635&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;55,025&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,594,263&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,848&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,707&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,205&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,253,076&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,135&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,517&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;994&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Foreign exchange and gold contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Futures&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,665&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;891&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,952&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;354&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Spot and forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;637,096&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,741&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,417&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;587,753&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,560&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,868&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,168&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;971,614&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;53&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,603&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,132&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;879,804&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;40&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,965&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,472&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,750&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;399&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;592&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;210&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,135&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;343&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;633&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;214&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,781&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;52&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,390&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,706,906&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,193&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,896&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,790&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,551,034&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,943&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13,839&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,865&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other derivative contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Equity&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;260,974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,726&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,157&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,115&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;143,749&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,586&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,848&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,742&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Credit&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,831&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;105&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;131&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27,155&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;107&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;141&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Commodity and other contracts&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;81,391&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,807&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,419&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;452&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;83,151&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,098&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,259&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;487&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,196&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,638&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,707&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,617&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;254,055&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,791&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;14,248&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,258&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Credit Valuation Adjustment&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,394&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,631&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Total derivatives&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,671,365&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;8,679&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;37,310&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;13,006&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;9,058,165&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;8,869&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;32,604&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;10,748&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount settled through central counterparties&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Exchange-traded&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;955,225&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;122&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;744,882&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,158&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;117&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Over-the-counter&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,174,594&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;861&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,093,979&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,063&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;10,129,819&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,036&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;139&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,838,861&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,221&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;138&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The amounts presented are net of collateral and master netting agreements at the product level. The total amounts relating to netting and collateral were $37,853 (2024&#160;&#x2013; $35,510)&#160;for CRA, and $102,031 (2024&#160;&#x2013;&#160;$87,284) for CEA. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Amounts are included under total derivatives above. Amounts include exposures settled directly through central counterparties and exposures settled through clearing members of central counterparties. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;1&lt;/div&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;Regulatory haircuts prescribed by the OSFI CAR Guidelines are applied to the collateral balances of the CRA measure. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(d)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table summarizes the fair value of derivatives segregated by type and segregated between trading and those derivatives designated in hedging relationships. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:49%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Average fair value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Year-end&lt;/div&gt; fair value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Year-end&lt;/div&gt; fair value&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Favourable&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Unfavourable&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Favourable&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Unfavourable&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Favourable&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Unfavourable&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest rate contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Forward rate agreements&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;90&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;69&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;91&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;70&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,440&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,865&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,294&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,767&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,357&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;454&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;500&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;261&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;443&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;803&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;496&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,942&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,009&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,187&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,828&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,640&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,925&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Foreign exchange and gold contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,568&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,929&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,726&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,332&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,672&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,482&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,439&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,833&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,107&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14,814&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,110&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;14,272&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;575&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;538&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;494&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;492&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;446&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,611&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,337&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,371&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,640&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,274&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,200&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other derivative contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,582&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,543&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,350&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,114&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,469&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,844&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;230&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;273&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;182&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commodity and other contracts&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,516&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,545&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,610&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,909&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,102&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,560&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,328&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,116&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,233&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,049&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,753&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,451&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Trading derivatives&#x2019; market valuation&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;34,881&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;43,462&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;35,791&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;44,517&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;33,667&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;37,576&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedging&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest rate contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,620&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,361&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,944&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,983&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Foreign exchange and gold contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;847&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;410&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;255&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,995&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,306&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,320&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,445&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,041&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,153&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,730&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,700&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other derivative contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;79&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;38&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Hedging derivatives&#x2019; market valuation&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,740&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,514&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,712&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13,684&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total derivative financial instruments as per Statement of Financial Position&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,031&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;44,379&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;51,260&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The average fair value of trading derivatives&#x2019; market valuation for the year ended October&#160;31, 2024 was: favourable $29,999 and unfavourable $32,133. Average fair value amounts are based on the latest 13 &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;month-end&lt;/div&gt; balances. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(e)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedging activities &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank manages interest rate risk, foreign currency risk and equity risk through hedge accounting transactions. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt;Interest rate risk &lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Single-currency interest rate swaps are used to hedge interest rate risk exposure. In fair value hedges of interest rate risk, the interest rate exposure from fixed rate assets and liabilities is converted from fixed to floating rate exposure. In cash flow hedges of interest rate risk, the interest rate exposure from floating rate assets and liabilities is converted from floating to fixed rate exposure. The Bank generally hedges interest rate risk only to the extent of benchmark interest rates. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt;Foreign currency risk &lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In fair value hedges, cross-currency swaps and single-currency interest rate swaps are used to manage foreign currency exposure in conjunction with interest rate exposure. Cross-currency interest rate swaps or a combination of cross-currency basis swaps and single-currency interest rate swaps are mainly used to convert a foreign currency fixed rate exposure to a functional currency floating rate exposure. In hedges of both foreign currency and interest rate exposure, the interest rate risk is generally hedged only to the extent of the benchmark interest rate. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In cash flow hedges, cross-currency interest rate swaps, single-currency interest rate swaps, foreign currency forwards and foreign currency assets or liabilities are used to manage foreign currency exposure, or a combined foreign currency and interest rate exposure. Cross-currency interest rate swaps are used to offset the foreign currency exposure by exchanging the interest cash flows in one currency to another currency. Single-currency interest rate swaps may be used in conjunction with cross-currency swaps to convert the foreign currency exposure or resulting functional currency exposure from floating to fixed. Foreign currency forwards and foreign currency denominated assets and liabilities are used to offset the exposure arising from highly probable future cash flows, including purchase considerations for business acquisitions and sale proceeds for business divestitures that are denominated in a foreign currency. In hedges of both foreign currency and interest rate exposure, the interest rate risk is generally hedged only to the extent of the benchmark interest rate. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In net investment hedges, the Bank designates foreign currency liabilities and foreign currency forwards as hedging instruments to manage foreign currency exposure. The designated &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-derivative&lt;/div&gt; liabilities are denominated in the functional currency of the net investment, such that the foreign currency translation impact from the net investment will be offset by the foreign currency impact from the designated liabilities. The foreign currency forward contracts are structured to sell the functional currency of the net investment in return for the Bank&#x2019;s functional currency. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt;Equity risk &lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Equity risk is created by the Bank&#x2019;s share-based compensation plans awarded to employees. In cash flow hedges, total return swaps are mainly used to offset the equity exposure by exchanging interest payments for payments based on the returns on the underlying shares. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For all of the risks identified above, the economic relationship and hedge ratio are determined using a qualitative and quantitative assessment. This assessment incorporates comparison of critical terms of the hedged and hedging item, and regression analysis. For regression analysis, a hedging relationship is considered highly effective when all of the following criteria are met: correlation between the variables in the regression is at least 0.8 or greater; slope of the regression is within a &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;0.8-1.25&lt;/div&gt; range; and confidence level of the slope is at least 95%. The main sources of hedge ineffectiveness include the following: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;The use of different discount curves to value the hedged item and the hedging derivative in fair value hedges, in order to reflect the reduced credit risk of collateralized derivatives; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Differences in key terms such as the underlying reference interest rate tenor, reset/settlement frequency and floating spread between the hedging instruments and the hedged item. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank has elected to continue to apply the hedge accounting requirements of IAS 39. However, the Bank has implemented the additional hedge accounting disclosures that are required by the IFRS 9 related amendments to IFRS 7 &#x201c;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Financial Instruments: Disclosures&lt;/div&gt;&lt;/div&gt;&#x201d;. &lt;/div&gt;  &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table summarizes the notional amounts of derivatives and carrying amounts of cash and deposit liabilities designated as hedging instruments. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:37%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Notional amounts&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Notional amounts&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&#160;one&#160;year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&#160;five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&#160;one&#160;year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&#160;five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;53,192&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;155,430&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31,966&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;240,588&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;32,689&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;137,123&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,427&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;195,239&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency/interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;420&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;420&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash flow hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;57,151&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;73,038&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,315&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;139,504&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,411&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72,802&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13,160&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;115,373&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency/interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,542&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,892&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,485&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28,919&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,516&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,291&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,359&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,166&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,824&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;88,035&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,142&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;148,001&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;50,198&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;93,095&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,808&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;163,101&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;266&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;74&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;74&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;278&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;687&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;965&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,156&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,156&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposit liabilities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,287&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,287&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,571&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,571&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;189,534&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;334,523&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;61,908&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;585,965&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;146,893&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;322,998&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;62,754&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;532,645&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Notional amounts relating to derivatives that are hedging multiple risks in both assets and liabilities are included in more than one category. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;  &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table shows the average rate or price of significant hedging instruments. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:44%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Average rate or price&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1) &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Average rate or price&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1) &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fixed&#160;interest&#160;rate&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;FX&#160;rate&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Price&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fixed&#160;interest&#160;rate&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;FX rate&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Price&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.98&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.16&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash flow hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.16&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency/interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;USD-CAD&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.00&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1.89&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1.30&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;USD-CAD&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.34&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1.31&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;EUR-CAD&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.47&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1.46&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;GBP-CAD&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.74&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1.70&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity price risk &#x2013; total return swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;68.85&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;69.11&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net investment hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk &#x2013; foreign currency forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;USD-CAD&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.37&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1.35&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;CLP-CAD&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.0014&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;0.0014&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;MXN-CAD&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.07&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;0.07&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;PEN-CAD&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.38&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;0.36&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The notional weighted average rate or price is calculated in aggregate for all of the Bank&#x2019;s hedge relationships, including hedges of assets and liabilities. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For fair value hedges, the following table contains information related to items designated as hedging instruments, hedged items and ineffectiveness. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:30%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&#160;amount&#160;of&#160;the&lt;br/&gt; hedging instruments&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedge Ineffectiveness&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Accumulated&#160;amount&#160;of&#160;fair&lt;br/&gt; value&#160;hedge&#160;adjustment&#160;gains/&lt;br/&gt; (losses) on the hedged&lt;br/&gt; item&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(4)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;For the year ended&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;October&#160;31, 2025 ($ millions)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/&lt;br/&gt; (losses)&#160;on&lt;br/&gt; hedging&#160;instrument&lt;br/&gt; used&#160;to&#160;calculate&lt;br/&gt; hedge&lt;br/&gt; ineffectiveness&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/&lt;br/&gt; (losses)&#160;on&lt;br/&gt; hedged item&lt;br/&gt; used&#160;to&#160;calculate&lt;br/&gt; hedge&lt;br/&gt; ineffectiveness&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Ineffectiveness&lt;br/&gt; recorded in&lt;br/&gt; &lt;div style="white-space:nowrap;display:inline;"&gt;non-interest&lt;/div&gt;&lt;br/&gt; income&#x2009;&#160;&#x2013;&#x2009;other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&#160;amount&lt;br/&gt; of the hedged&lt;br/&gt; item&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Active&lt;br/&gt; hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Discontinued&lt;br/&gt; hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest rate risk &#x2013; swaps&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,542&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(2,408&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
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&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposit liabilities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,542&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(2,431&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;79&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2004;&#x2007;&#x2009;(101&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;112,421&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,849&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2009;&#x2007;(355&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Comprises unrealized gains/losses and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Includes ineffectiveness related to hedges discontinued during the year ended October 31, 2025. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(3)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;This represents the carrying value on the Consolidated Statement of Financial Position and comprises amortized cost before allowance for credit losses, plus fair value hedge adjustment, except for investment securities which are carried at fair value. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(4)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;This represents the accumulated fair value hedge adjustment and is a component of the carrying amount of the hedged item, except for investment securities which are carried at fair value. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:30%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying amount of the&lt;br/&gt; hedging instruments&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedge Ineffectiveness&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Accumulated&#160;amount&#160;of&#160;fair&lt;br/&gt; value&#160;hedge&#160;adjustment&#160;gains/&lt;br/&gt; (losses) on the hedged&lt;br/&gt; item&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(4)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;For the year ended&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;October&#160;31,&#160;2024&#160;($ millions)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/&lt;br/&gt; (losses)&#160;on&lt;br/&gt; hedging&#160;instrument&lt;br/&gt; used to calculate&lt;br/&gt; hedge&lt;br/&gt; ineffectiveness&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/&lt;br/&gt; (losses)&#160;on&lt;br/&gt; hedged item&lt;br/&gt; used&#160;to&#160;calculate&lt;br/&gt; hedge&lt;br/&gt; ineffectiveness&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Ineffectiveness&lt;br/&gt; recorded in&lt;br/&gt; &lt;div style="white-space:nowrap;display:inline;"&gt;non-interest&lt;/div&gt;&lt;br/&gt; income&#x2009;&#x2013;&#x2009;other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&#160;amount&lt;br/&gt; of the hedged&lt;br/&gt; item&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Active&lt;br/&gt; hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Discontinued&lt;br/&gt; hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest rate risk &#x2013; swaps&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;"&gt;2,064&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;"&gt;(2,672&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(197&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;160&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(37&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment securities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(1,493&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,484&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72,595&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,274&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,392&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(876&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;851&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(25&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;91,354&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(35&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(268&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposit liabilities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,955&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(1,959&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(71,363&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;986&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;446&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Subordinated debentures&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;217&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(216&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(4,293&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,064&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(2,672&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(197&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;160&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(37&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;88,293&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,246&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(1,215&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Comprises unrealized gains/losses and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;Includes ineffectiveness related to hedges discontinued during the year ended October&#160;31, 2024. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(3)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;This represents the carrying value on the Consolidated Statement of Financial Position and comprises amortized cost before allowance for credit losses, plus fair value hedge adjustment, except for investment securities which are carried at fair value. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(4)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;This represents the accumulated fair value hedge adjustment and is a component of the carrying amount of the hedged item, except for investment securities which are carried at fair value. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div&gt;&lt;/div&gt;&lt;div&gt; &lt;div style="line-height:normal;display: inline;"&gt;  &lt;/div&gt; &lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For cash flow hedges and net investment hedges, the following table contains information related to items designated as hedging instruments, hedged items and ineffectiveness. &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:45%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying amount of the&lt;br/&gt; hedging instruments&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedge Ineffectiveness&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;For the year ended October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/(losses)&#160;on&lt;br/&gt; hedging&#160;instrument&lt;br/&gt; used to calculate&lt;br/&gt; hedge&#160;ineffectiveness&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/(losses)&#160;on&lt;br/&gt; hypothetical&lt;br/&gt; derivative&#160;used&#160;to&lt;br/&gt; calculate hedge&lt;br/&gt; ineffectiveness&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Ineffectiveness&lt;br/&gt; &lt;div style="white-space:nowrap;display:inline;"&gt;recorded&#160;in&#160;non-interest&lt;/div&gt;&lt;br/&gt; income&#160;&#x2013;&#160;other&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(4)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash flow hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,969&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(3,746&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;171&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;169&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency/interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;200&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,949&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;173&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(2,541&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,242&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,259&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;357&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;357&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,244&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(8,243&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,928&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,936&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net investment hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(840&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,294&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,294&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposit liabilities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(6,287&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(67&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(66&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7,127&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,361&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,360&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,290&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(15,370&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;2,567&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,576&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2009;&#x2007;(9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;Comprises unrealized gains/losses for derivative instruments and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes ineffectiveness related to hedges discontinued during the year ended October 31, 2025. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;For cash flow hedges, hypothetical derivatives having critical terms which match those of the underlying hedged item are used to assess hedge ineffectiveness. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;For cash flow hedges, ineffectiveness is only recognized in the Consolidated Statement of Income when the life-to-date cumulative change in the hedging instrument exceeds the cumulative change in the hypothetical derivative. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:45%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="8" style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="12" style="height:9.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying amount of the&lt;br/&gt; hedging instruments&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedge Ineffectiveness&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;For the year ended October&#160;31, 2024 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/(losses)&#160;on&lt;br/&gt; hedging&#160;instrument&lt;br/&gt; used to calculate&lt;br/&gt; hedge&#160;ineffectiveness&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/(losses)&#160;on&lt;br/&gt; hypothetical&lt;br/&gt; derivative&#160;used&#160;to&lt;br/&gt; calculate hedge&lt;br/&gt; ineffectiveness&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Ineffectiveness&lt;br/&gt; &lt;div style="white-space:nowrap;display:inline;"&gt;recorded&#160;in&#160;non-interest&lt;/div&gt;&lt;br/&gt; income&#160;&#x2013;&#160;other&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(4)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash flow hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,865&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(4,699&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,775&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,774&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency/interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;245&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2,407&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,363&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,369&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,090&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(3,650&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,826&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,787&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Cash&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;74&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity risk &#x2013; total return swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;38&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;263&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;263&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,312&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(10,757&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,241&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,207&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;46&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net investment hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;410&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(255&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;178&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;178&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposit liabilities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(7,571&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(62&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(62&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;410&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(7,826&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;116&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;116&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;8,722&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(18,583&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;5,357&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;5,323&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;46&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;Comprises unrealized gains/losses for derivative instruments and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;Includes ineffectiveness related to hedges discontinued during the year ended October 31, 2024. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;For cash flow hedges, hypothetical derivatives having critical terms which match those of the underlying hedged item are used to assess hedge ineffectiveness. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;For cash flow hedges, ineffectiveness is only recognized in the Consolidated Statement of Income when the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;life-to-date&lt;/div&gt;&lt;/div&gt; cumulative change in the hedging instrument exceeds the cumulative change in the hypothetical derivative. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For cash flow hedges and net investment hedges, the following table contains information regarding the impacts on the Consolidated Statement of Other Comprehensive Income on a &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;pre-tax&lt;/div&gt; basis. &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:45%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;AOCI gains/&lt;br/&gt; (losses) as at&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;November&#160;1,&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net gains/&lt;br/&gt; (losses)&lt;br/&gt; recognized&#160;in&lt;br/&gt; OCI&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount&lt;br/&gt; reclassified&lt;br/&gt; to&#160;net&lt;br/&gt; income&#160;as&lt;br/&gt; the&#160;hedged&lt;br/&gt; item affects&lt;br/&gt; net income&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;AOCI gains/&lt;br/&gt; (losses) as at&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;October&#160;31,&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Balance in cash flow hedge&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;reserve/unrealized foreign&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;currency translation account&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;as at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;For the year ended&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;October&#160;31, 2025 ($ millions)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Active&lt;br/&gt; hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Discontinued&lt;br/&gt; hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash flow hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2003;&#x2003;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2003;&#x2003;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2003;&#x2003;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2003;&#x2003;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,176&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;176&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;742&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(258&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;332&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(590&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency/interest rate risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(699&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;168&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;249&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(282&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(296&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,197&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,236&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(3,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,126&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,102&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(24&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity risk&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;57&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;357&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(319&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;95&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;95&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(3,015&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,937&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(2,493&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,571&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(971&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(600&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net investment hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(3,175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,361&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;139&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(4,397&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(4,326&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(71&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;(6,190&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2004;&#x2007;2,576&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(2,354&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(5,968&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(5,297&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(671&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Amounts reclassified from the cash flow hedge and net investment hedge reserves to net income are recorded in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income-other except for amortization, which is recorded in interest income. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:45%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;AOCI gains/&lt;br/&gt; (losses) as at&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;November&#160;1,&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2023&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net gains/&lt;br/&gt; (losses)&lt;br/&gt; recognized&#160;in&lt;br/&gt; OCI&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount&lt;br/&gt; reclassified&lt;br/&gt; to&#160;net&lt;br/&gt; income as&lt;br/&gt; the hedged&lt;br/&gt; item affects&lt;br/&gt; net income&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;AOCI gains/&lt;br/&gt; (losses) as at&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;October&#160;31,&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Balance in cash flow hedge&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;reserve/unrealized foreign&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;currency translation account&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;as at October&#160;31, 2024&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;For the year ended&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;October&#160;31, 2024 ($ millions)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Active&lt;br/&gt; hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Discontinued&lt;br/&gt; hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash flow hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(3,480&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,746&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;558&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,176&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(490&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(686&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency/interest rate risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2,007&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,356&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(48)&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(699&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(733&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;34&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(703&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,830&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2,324&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,197&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,158&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(39&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity risk&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(20&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;263&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(186&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;57&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;57&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6,210&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,195&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2,000&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(3,015&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2,324&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(691&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net investment hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(4,061&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;116&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;770&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(3,175&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(3,102&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(73&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(10,271&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2004;&#x2007;5,311&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(1,230&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(6,190&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(5,426&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(764&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Amounts reclassified from the cash flow hedge and net investment hedge reserves to net income are recorded in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income-other except for amortization, which is recorded in interest income. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfDerivativeFinancialInstrumentsExplanatory>
    <bns:DisclosureOfNotionalAmountsOfDerivativesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-138502"> &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:36%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="font-size: 6pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="font-size: 6pt; color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedging&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedging&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest rate contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Exchange-traded:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Futures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;763,135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;763,135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;606,019&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;606,019&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,686&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,686&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,848&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,848&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,545&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,545&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,430&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,430&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;768,366&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;768,366&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;617,297&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;617,297&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Over-the-counter:&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Forward rate agreements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;315&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;315&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;215&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;215&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;467,384&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58,791&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;526,175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;427,122&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;53,481&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;480,603&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;84,306&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;84,306&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;45,572&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;45,572&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,090&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,090&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49,595&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49,595&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;635,095&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58,791&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;693,886&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;522,504&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;53,481&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;575,985&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Over-the-counter&lt;/div&gt;&lt;/div&gt; (settled through central counterparties):&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Forward rate agreements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;157,033&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;157,033&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;86,657&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;86,657&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,630,261&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;344,717&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,974,978&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,694,823&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;278,314&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,973,137&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,787,294&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;344,717&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,132,011&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,781,480&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;278,314&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,059,794&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,190,755&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;403,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,594,263&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,921,281&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;331,795&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,253,076&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Foreign exchange and gold contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Exchange-traded:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Futures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,665&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,665&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,952&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,952&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,665&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,665&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,952&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,952&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Over-the-counter:&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Spot and forwards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;581,518&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,870&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;602,388&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;541,732&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,156&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;562,888&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;869,035&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;102,579&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;971,614&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;771,246&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;108,558&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;879,804&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,750&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,750&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,135&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,135&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,781&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,781&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,390&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,390&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,530,084&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;123,449&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,653,533&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,374,503&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;129,714&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,504,217&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Over-the-counter&lt;/div&gt;&lt;/div&gt; (settled through central counterparties):&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Spot and forwards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34,708&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34,708&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24,865&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24,865&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34,708&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34,708&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24,865&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24,865&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,583,457&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;123,449&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,706,906&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,421,320&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;129,714&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,551,034&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other derivative contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Exchange-traded:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;128,297&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;128,297&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,329&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,329&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commodity and other contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;39,897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;39,897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;46,304&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;46,304&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;168,194&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;168,194&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;105,633&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;105,633&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Over-the-counter:&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;131,393&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,284&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;132,677&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;83,455&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;965&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;84,420&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,457&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,457&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,086&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,086&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commodity and other contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;40,993&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;40,993&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,596&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,596&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;192,843&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,284&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;194,127&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;138,137&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;965&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;139,102&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Over-the-counter&lt;/div&gt;&lt;/div&gt; (settled through central counterparties):&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,374&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,374&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,069&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,069&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commodity and other contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;501&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;501&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;251&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;251&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,875&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,875&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,320&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,320&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;368,912&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,284&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,196&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;253,090&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;965&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;254,055&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total notional amounts outstanding&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;12,143,124&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;528,241&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;12,671,365&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;8,595,691&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;462,474&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;9,058,165&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The notional amounts represent the amount to which a rate or price is applied to determine the amount of cash flows to be exchanged. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfNotionalAmountsOfDerivativesExplanatory>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="Fact_151223786"
      unitRef="Unit_CAD">763135000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151223773"
      unitRef="Unit_CAD">763135000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="Fact_151223763"
      unitRef="Unit_CAD">606019000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151223821"
      unitRef="Unit_CAD">606019000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="Fact_151222706"
      unitRef="Unit_CAD">2686000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151223772"
      unitRef="Unit_CAD">2686000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="Fact_151223769"
      unitRef="Unit_CAD">5848000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151223768"
      unitRef="Unit_CAD">5848000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="Fact_151222705"
      unitRef="Unit_CAD">2545000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151223771"
      unitRef="Unit_CAD">2545000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="Fact_151222746"
      unitRef="Unit_CAD">5430000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151222745"
      unitRef="Unit_CAD">5430000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="Fact_151223797"
      unitRef="Unit_CAD">768366000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151223799"
      unitRef="Unit_CAD">768366000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="Fact_151223800"
      unitRef="Unit_CAD">617297000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151223801"
      unitRef="Unit_CAD">617297000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="Fact_151222744"
      unitRef="Unit_CAD">315000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis"
      decimals="-6"
      id="Fact_151222743"
      unitRef="Unit_CAD">315000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="Fact_151223803"
      unitRef="Unit_CAD">215000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis"
      decimals="-6"
      id="Fact_151223804"
      unitRef="Unit_CAD">215000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="Fact_151223840"
      unitRef="Unit_CAD">467384000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151223780"
      unitRef="Unit_CAD">58791000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151223770"
      unitRef="Unit_CAD">526175000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_TradingDerivativesMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="Fact_151223764"
      unitRef="Unit_CAD">427122000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_HedgingDerivativeMemberifrsfullClassesOfAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OverTheCounter1MemberBNSTradingActivityByType1Axis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151222742"
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      decimals="-6"
      id="Fact_151223823"
      unitRef="Unit_CAD">462474000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="Fact_151223822"
      unitRef="Unit_CAD">9058165000000</ifrs-full:NotionalAmount>
    <bns:DisclosureOfMaturityAnalysisForDerivativeExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-140919"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table summarizes the remaining term to maturity of the notional amounts of the Bank&#x2019;s derivative financial instruments by type: &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:53%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&#160;one&#160;year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&#160;five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest rate contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Futures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;617,714&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;145,421&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;763,135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Forward rate agreements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;122,168&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34,865&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;315&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;157,348&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,604,519&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,089,234&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,807,400&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,501,153&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;66,995&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,710&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,287&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;86,992&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;51,546&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,347&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,742&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;85,635&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,462,942&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,308,577&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,822,744&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,594,263&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Foreign exchange and gold contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Futures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,134&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,482&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,665&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Spot and forwards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;593,082&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37,899&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,115&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;637,096&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;243,425&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;489,190&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;238,999&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;971,614&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,053&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,183&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;514&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,750&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37,985&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,230&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;566&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,781&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;915,679&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;544,984&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;246,243&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,706,906&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other derivative contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;195,981&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;63,216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,777&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;260,974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,976&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,308&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,547&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,831&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commodity and other contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61,121&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,102&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;168&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;81,391&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;274,078&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;91,626&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,492&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,196&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,652,699&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,945,187&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,073,479&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;12,671,365&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2024 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&#160;one&#160;year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&#160;five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest rate contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Futures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;478,886&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;127,133&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;606,019&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Forward rate agreements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;85,447&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,217&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;208&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;86,872&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,190,218&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,760,062&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,503,460&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,453,740&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;30,562&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,095&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,763&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51,420&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23,960&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,897&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,168&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;55,025&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,809,073&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,926,404&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,517,599&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,253,076&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Foreign exchange and gold contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Futures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16,289&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,663&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,952&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Spot and forwards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;543,486&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;38,039&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,228&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;587,753&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;210,318&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;455,694&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;213,792&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;879,804&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,121&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,788&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;226&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,135&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28,533&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,662&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;195&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,390&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;816,747&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;513,846&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;220,441&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,551,034&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other derivative contracts&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;103,234&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;39,521&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;994&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;143,749&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,661&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,553&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,941&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27,155&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commodity and other contracts&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;57,307&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,467&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;377&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;83,151&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;173,202&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;74,541&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,312&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;254,055&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;3,799,022&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;3,514,791&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,744,352&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;9,058,165&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfMaturityAnalysisForDerivativeExplanatory>
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      id="ixv-209584"
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      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis"
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      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis"
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    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsWrittenMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
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      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis"
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      id="ixv-209693"
      unitRef="Unit_CAD">816747000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis"
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      id="ixv-209694"
      unitRef="Unit_CAD">513846000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-209695"
      unitRef="Unit_CAD">220441000000</ifrs-full:NotionalAmount>
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      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis"
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      id="ixv-209696"
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      id="ixv-209697"
      unitRef="Unit_CAD">103234000000</ifrs-full:NotionalAmount>
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      contextRef="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis"
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      id="ixv-209698"
      unitRef="Unit_CAD">39521000000</ifrs-full:NotionalAmount>
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      contextRef="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis"
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      id="ixv-209699"
      unitRef="Unit_CAD">994000000</ifrs-full:NotionalAmount>
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      contextRef="PAsOn10_31_2024_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis"
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      id="ixv-209700"
      unitRef="Unit_CAD">143749000000</ifrs-full:NotionalAmount>
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      contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis"
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      id="ixv-209701"
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      contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis"
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      id="ixv-209702"
      unitRef="Unit_CAD">9553000000</ifrs-full:NotionalAmount>
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      contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis"
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      id="ixv-209703"
      unitRef="Unit_CAD">4941000000</ifrs-full:NotionalAmount>
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      contextRef="PAsOn10_31_2024_CreditDerivativeMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis"
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      id="ixv-209704"
      unitRef="Unit_CAD">27155000000</ifrs-full:NotionalAmount>
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      contextRef="PAsOn10_31_2024_CommodityAndOtherContractsMemberifrsfullClassesOfFinancialAssetsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis"
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      id="ixv-209705"
      unitRef="Unit_CAD">57307000000</ifrs-full:NotionalAmount>
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      id="ixv-209706"
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:30%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Notional&#160;amount&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit&#160;risk&lt;br/&gt; amount&lt;br/&gt; (CRA)&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit&lt;br/&gt; equivalent&lt;br/&gt; amount&lt;br/&gt; (CEA)&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Risk-&lt;br/&gt; Weighted&lt;br/&gt; Assets&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt; &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Notional&#160;amount&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit&#160;risk&lt;br/&gt; amount&lt;br/&gt; (CRA)&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit&lt;br/&gt; equivalent&lt;br/&gt; amount&lt;br/&gt; (CEA)&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Risk-&lt;br/&gt; Weighted&lt;br/&gt; Assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest rate contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Futures&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;763,135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;73&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;606,019&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Forward rate agreements&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;157,348&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;86,872&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;70&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;88&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;57&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,501,153&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,769&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,402&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,123&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,453,740&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,052&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,157&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;876&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;86,992&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;163&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;51&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51,420&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;229&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;56&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;85,635&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;55,025&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,594,263&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,848&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,707&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,205&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,253,076&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,135&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,517&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;994&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Foreign exchange and gold contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Futures&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,665&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;891&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,952&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;354&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Spot and forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;637,096&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,741&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,417&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;587,753&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,560&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,868&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,168&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;971,614&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;53&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,603&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,132&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;879,804&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;40&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,965&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,472&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Options purchased&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,750&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;399&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;592&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;210&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,135&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;343&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;633&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;214&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Options written&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,781&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;52&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,390&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,706,906&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,193&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,896&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,790&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,551,034&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,943&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13,839&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,865&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other derivative contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Equity&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;260,974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,726&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,157&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,115&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;143,749&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,586&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,848&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,742&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Credit&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,831&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;105&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;131&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27,155&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;107&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;141&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Commodity and other contracts&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;81,391&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,807&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,419&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;452&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;83,151&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,098&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,259&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;487&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,196&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,638&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,707&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,617&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;254,055&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,791&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;14,248&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,258&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Credit Valuation Adjustment&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,394&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,631&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Total derivatives&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,671,365&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;8,679&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;37,310&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;13,006&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;9,058,165&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;8,869&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;32,604&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;10,748&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount settled through central counterparties&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Exchange-traded&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;955,225&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;122&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;744,882&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,158&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;117&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Over-the-counter&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,174,594&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;861&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,093,979&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,063&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;10,129,819&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,036&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;139&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,838,861&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,221&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;138&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The amounts presented are net of collateral and master netting agreements at the product level. The total amounts relating to netting and collateral were $37,853 (2024&#160;&#x2013; $35,510)&#160;for CRA, and $102,031 (2024&#160;&#x2013;&#160;$87,284) for CEA. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Amounts are included under total derivatives above. Amounts include exposures settled directly through central counterparties and exposures settled through clearing members of central counterparties. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="line-height:8.0pt;margin-top:0pt;margin-bottom:2pt;border-bottom:1px solid #000000;width:11%"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;1&lt;/div&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;Regulatory haircuts prescribed by the OSFI CAR Guidelines are applied to the collateral balances of the CRA measure. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfCreditExposureArisingFromDerivativesExplanatory>
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      decimals="-6"
      id="ixv-209718"
      unitRef="Unit_CAD">763135000000</ifrs-full:NotionalAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2025_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151222801"
      unitRef="Unit_CAD">73000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
      contextRef="PAsOn10_31_2025_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="ixv-209720"
      unitRef="Unit_CAD">3000000</bns:DerivativesRiskWeightedAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="ixv-209721"
      unitRef="Unit_CAD">606019000000</ifrs-full:NotionalAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2024_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220586"
      unitRef="Unit_CAD">27000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
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      decimals="-6"
      id="ixv-209723"
      unitRef="Unit_CAD">1000000</bns:DerivativesRiskWeightedAmount>
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      contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
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      id="ixv-209724"
      unitRef="Unit_CAD">157348000000</ifrs-full:NotionalAmount>
    <bns:DerivativeCreditRiskAmount
      contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220560"
      unitRef="Unit_CAD">61000000</bns:DerivativeCreditRiskAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151222795"
      unitRef="Unit_CAD">38000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
      contextRef="PAsOn10_31_2025_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="ixv-209727"
      unitRef="Unit_CAD">22000000</bns:DerivativesRiskWeightedAmount>
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      contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="ixv-209728"
      unitRef="Unit_CAD">86872000000</ifrs-full:NotionalAmount>
    <bns:DerivativeCreditRiskAmount
      contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220557"
      unitRef="Unit_CAD">70000000</bns:DerivativeCreditRiskAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220585"
      unitRef="Unit_CAD">88000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
      contextRef="PAsOn10_31_2024_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="ixv-209731"
      unitRef="Unit_CAD">57000000</bns:DerivativesRiskWeightedAmount>
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      contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209732"
      unitRef="Unit_CAD">9501153000000</ifrs-full:NotionalAmount>
    <bns:DerivativeCreditRiskAmount
      contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220561"
      unitRef="Unit_CAD">2769000000</bns:DerivativeCreditRiskAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151222794"
      unitRef="Unit_CAD">4402000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
      contextRef="PAsOn10_31_2025_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209735"
      unitRef="Unit_CAD">1123000000</bns:DerivativesRiskWeightedAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209736"
      unitRef="Unit_CAD">6453740000000</ifrs-full:NotionalAmount>
    <bns:DerivativeCreditRiskAmount
      contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220556"
      unitRef="Unit_CAD">4052000000</bns:DerivativeCreditRiskAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2024_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151222810"
      unitRef="Unit_CAD">4157000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
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      id="ixv-209739"
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      id="ixv-209740"
      unitRef="Unit_CAD">86992000000</ifrs-full:NotionalAmount>
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      id="Fact_151220558"
      unitRef="Unit_CAD">18000000</bns:DerivativeCreditRiskAmount>
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      id="Fact_151220554"
      unitRef="Unit_CAD">13000000</bns:DerivativeCreditRiskAmount>
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      id="ixv-209751"
      unitRef="Unit_CAD">55025000000</ifrs-full:NotionalAmount>
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      id="Fact_151222808"
      unitRef="Unit_CAD">16000000</bns:DerivativesCreditEquivalentAmount>
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      id="ixv-209753"
      unitRef="Unit_CAD">4000000</bns:DerivativesRiskWeightedAmount>
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      id="ixv-209754"
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      decimals="-6"
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      id="ixv-209758"
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      unitRef="Unit_CAD">4135000000</bns:DerivativeCreditRiskAmount>
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      id="Fact_151222797"
      unitRef="Unit_CAD">891000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
      contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209764"
      unitRef="Unit_CAD">18000000</bns:DerivativesRiskWeightedAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209765"
      unitRef="Unit_CAD">21952000000</ifrs-full:NotionalAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151222806"
      unitRef="Unit_CAD">354000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_FuturesContractMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="ixv-209767"
      unitRef="Unit_CAD">7000000</bns:DerivativesRiskWeightedAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209768"
      unitRef="Unit_CAD">637096000000</ifrs-full:NotionalAmount>
    <bns:DerivativeCreditRiskAmount
      contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220551"
      unitRef="Unit_CAD">1741000000</bns:DerivativeCreditRiskAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220593"
      unitRef="Unit_CAD">5758000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
      contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="ixv-209771"
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    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="ixv-209772"
      unitRef="Unit_CAD">587753000000</ifrs-full:NotionalAmount>
    <bns:DerivativeCreditRiskAmount
      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="Fact_151220571"
      unitRef="Unit_CAD">1560000000</bns:DerivativeCreditRiskAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="Fact_151222805"
      unitRef="Unit_CAD">4868000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SpotAndForwardsMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="ixv-209775"
      unitRef="Unit_CAD">1168000000</bns:DerivativesRiskWeightedAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="ixv-209776"
      unitRef="Unit_CAD">971614000000</ifrs-full:NotionalAmount>
    <bns:DerivativeCreditRiskAmount
      contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="Fact_151220552"
      unitRef="Unit_CAD">53000000</bns:DerivativeCreditRiskAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="Fact_151220592"
      unitRef="Unit_CAD">9603000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
      contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="ixv-209779"
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    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">879804000000</ifrs-full:NotionalAmount>
    <bns:DerivativeCreditRiskAmount
      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="Fact_151220884"
      unitRef="Unit_CAD">40000000</bns:DerivativeCreditRiskAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="Fact_151222804"
      unitRef="Unit_CAD">7965000000</bns:DerivativesCreditEquivalentAmount>
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      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="ixv-209783"
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    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="ixv-209784"
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    <bns:DerivativeCreditRiskAmount
      contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="Fact_151220562"
      unitRef="Unit_CAD">399000000</bns:DerivativeCreditRiskAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="Fact_151220591"
      unitRef="Unit_CAD">592000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
      contextRef="PAsOn10_31_2025_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis"
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    <ifrs-full:NotionalAmount
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      unitRef="Unit_CAD">25135000000</ifrs-full:NotionalAmount>
    <bns:DerivativeCreditRiskAmount
      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">343000000</bns:DerivativeCreditRiskAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis"
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      id="Fact_151222803"
      unitRef="Unit_CAD">633000000</bns:DerivativesCreditEquivalentAmount>
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      contextRef="PAsOn10_31_2024_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_OptionsPurchasedMemberifrsfullClassesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">13839000000</bns:DerivativesCreditEquivalentAmount>
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      contextRef="PAsOn10_31_2025_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis"
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      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-209847"
      unitRef="Unit_CAD">10748000000</bns:DerivativesRiskWeightedAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151222824"
      unitRef="Unit_CAD">955225000000</ifrs-full:NotionalAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220573"
      unitRef="Unit_CAD">5175000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
      contextRef="PAsOn10_31_2025_ExchangeTraded1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220713"
      unitRef="Unit_CAD">122000000</bns:DerivativesRiskWeightedAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151222847"
      unitRef="Unit_CAD">744882000000</ifrs-full:NotionalAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220580"
      unitRef="Unit_CAD">5158000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
      contextRef="PAsOn10_31_2024_ExchangeTraded1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220719"
      unitRef="Unit_CAD">117000000</bns:DerivativesRiskWeightedAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_OverTheCounter1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151222823"
      unitRef="Unit_CAD">9174594000000</ifrs-full:NotionalAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2025_OverTheCounter1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220572"
      unitRef="Unit_CAD">861000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
      contextRef="PAsOn10_31_2025_OverTheCounter1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220712"
      unitRef="Unit_CAD">17000000</bns:DerivativesRiskWeightedAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_OverTheCounter1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151222846"
      unitRef="Unit_CAD">6093979000000</ifrs-full:NotionalAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2024_OverTheCounter1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220584"
      unitRef="Unit_CAD">1063000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
      contextRef="PAsOn10_31_2024_OverTheCounter1MemberBNSTradingActivityByType1Axis_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220724"
      unitRef="Unit_CAD">21000000</bns:DerivativesRiskWeightedAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151222844"
      unitRef="Unit_CAD">10129819000000</ifrs-full:NotionalAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2025_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151222811"
      unitRef="Unit_CAD">6036000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
      contextRef="PAsOn10_31_2025_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220707"
      unitRef="Unit_CAD">139000000</bns:DerivativesRiskWeightedAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151222845"
      unitRef="Unit_CAD">6838861000000</ifrs-full:NotionalAmount>
    <bns:DerivativesCreditEquivalentAmount
      contextRef="PAsOn10_31_2024_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220583"
      unitRef="Unit_CAD">6221000000</bns:DerivativesCreditEquivalentAmount>
    <bns:DerivativesRiskWeightedAmount
      contextRef="PAsOn10_31_2024_SettledThroughCentralCounterpartiesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220723"
      unitRef="Unit_CAD">138000000</bns:DerivativesRiskWeightedAmount>
    <ifrs-full:AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets
      contextRef="PAsOn10_31_2025_CreditRiskAmountMemberBNSCreditExposuresAxis"
      decimals="-6"
      id="ixv-209866"
      unitRef="Unit_CAD">37853000000</ifrs-full:AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
    <ifrs-full:AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets
      contextRef="PAsOn10_31_2024_CreditRiskAmountMemberBNSCreditExposuresAxis"
      decimals="-6"
      id="ixv-209867"
      unitRef="Unit_CAD">35510000000</ifrs-full:AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
    <ifrs-full:AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets
      contextRef="PAsOn10_31_2025_CreditRiskEquivalentMemberBNSCreditExposuresAxis"
      decimals="-6"
      id="ixv-209868"
      unitRef="Unit_CAD">102031000000</ifrs-full:AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
    <ifrs-full:AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets
      contextRef="PAsOn10_31_2024_CreditRiskEquivalentMemberBNSCreditExposuresAxis"
      decimals="-6"
      id="ixv-209869"
      unitRef="Unit_CAD">87284000000</ifrs-full:AmountsSubjectToEnforceableMasterNettingArrangementOrSimilarAgreementNotSetOffAgainstFinancialAssets>
    <bns:DisclosureOfFairValueOfFinancialDerivativesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-143812"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table summarizes the fair value of derivatives segregated by type and segregated between trading and those derivatives designated in hedging relationships. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:49%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Average fair value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Year-end&lt;/div&gt; fair value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Year-end&lt;/div&gt; fair value&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Favourable&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Unfavourable&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Favourable&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Unfavourable&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Favourable&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Unfavourable&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Trading&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest rate contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Forward rate agreements&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;90&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;69&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;91&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;70&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,440&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,865&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,294&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,767&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,357&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;454&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;500&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;261&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;443&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;803&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;496&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,942&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,009&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,187&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,828&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,640&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,925&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Foreign exchange and gold contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,568&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,929&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,726&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,332&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,672&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,482&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,439&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,833&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,107&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14,814&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,110&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;14,272&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Options&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;575&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;538&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;494&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;492&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;446&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,611&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,337&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,371&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,640&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,274&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,200&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other derivative contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,582&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,543&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,350&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,114&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,469&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,844&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;230&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;273&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;182&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commodity and other contracts&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,516&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,545&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,610&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,909&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,102&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,560&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,328&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,116&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,233&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,049&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,753&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,451&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Trading derivatives&#x2019; market valuation&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;34,881&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;43,462&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;35,791&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;44,517&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;33,667&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;37,576&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedging&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest rate contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,620&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,361&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,944&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,983&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Foreign exchange and gold contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;847&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;410&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;255&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,995&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,306&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,320&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,445&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,041&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,153&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,730&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,700&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other derivative contracts&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;79&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;38&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Hedging derivatives&#x2019; market valuation&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,740&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,514&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,712&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13,684&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total derivative financial instruments as per Statement of Financial Position&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,031&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;44,379&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;51,260&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The average fair value of trading derivatives&#x2019; market valuation for the year ended October&#160;31, 2024 was: favourable $29,999 and unfavourable $32,133. Average fair value amounts are based on the latest 13 &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;month-end&lt;/div&gt; balances. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfFairValueOfFinancialDerivativesExplanatory>
    <bns:AverageFairValueOfTradingDerivativeAssets
      contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="ixv-209871"
      unitRef="Unit_CAD">90000000</bns:AverageFairValueOfTradingDerivativeAssets>
    <bns:AverageFairValueOfTradingDerivativeLiabilities
      contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="ixv-209872"
      unitRef="Unit_CAD">69000000</bns:AverageFairValueOfTradingDerivativeLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="ixv-209873"
      unitRef="Unit_CAD">61000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="ixv-209874"
      unitRef="Unit_CAD">91000000</ifrs-full:DerivativeFinancialLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220815"
      unitRef="Unit_CAD">70000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220830"
      unitRef="Unit_CAD">72000000</ifrs-full:DerivativeFinancialLiabilities>
    <bns:AverageFairValueOfTradingDerivativeAssets
      contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209877"
      unitRef="Unit_CAD">7398000000</bns:AverageFairValueOfTradingDerivativeAssets>
    <bns:AverageFairValueOfTradingDerivativeLiabilities
      contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209878"
      unitRef="Unit_CAD">11440000000</bns:AverageFairValueOfTradingDerivativeLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209879"
      unitRef="Unit_CAD">6865000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
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      decimals="-6"
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      contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
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      contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_OptionContractMemberifrsfullClassesOfFinancialAssetsAxis"
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      contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis"
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      contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
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      contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="ixv-209939"
      unitRef="Unit_CAD">10233000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="ixv-209940"
      unitRef="Unit_CAD">13049000000</ifrs-full:DerivativeFinancialLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220823"
      unitRef="Unit_CAD">6753000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220758"
      unitRef="Unit_CAD">7451000000</ifrs-full:DerivativeFinancialLiabilities>
    <bns:AverageFairValueOfTradingDerivativeAssets
      contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-209943"
      unitRef="Unit_CAD">34881000000</bns:AverageFairValueOfTradingDerivativeAssets>
    <bns:AverageFairValueOfTradingDerivativeLiabilities
      contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-209944"
      unitRef="Unit_CAD">43462000000</bns:AverageFairValueOfTradingDerivativeLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-209945"
      unitRef="Unit_CAD">35791000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2025_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-209946"
      unitRef="Unit_CAD">44517000000</ifrs-full:DerivativeFinancialLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151220814"
      unitRef="Unit_CAD">33667000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2024_DerivativesHeldForTradingMemberifrsfullTypesOfFinancialAssetsAxis_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151220760"
      unitRef="Unit_CAD">37576000000</ifrs-full:DerivativeFinancialLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209949"
      unitRef="Unit_CAD">2620000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209950"
      unitRef="Unit_CAD">6361000000</ifrs-full:DerivativeFinancialLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220813"
      unitRef="Unit_CAD">2944000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_InterestRateContractsMemberifrsfullTypesOfContractsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220762"
      unitRef="Unit_CAD">7983000000</ifrs-full:DerivativeFinancialLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209953"
      unitRef="Unit_CAD">46000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209954"
      unitRef="Unit_CAD">847000000</ifrs-full:DerivativeFinancialLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220812"
      unitRef="Unit_CAD">410000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_ForwardContractMemberifrsfullClassesOfFinancialAssetsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220838"
      unitRef="Unit_CAD">255000000</ifrs-full:DerivativeFinancialLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209957"
      unitRef="Unit_CAD">7995000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209958"
      unitRef="Unit_CAD">4306000000</ifrs-full:DerivativeFinancialLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220811"
      unitRef="Unit_CAD">7320000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220842"
      unitRef="Unit_CAD">5445000000</ifrs-full:DerivativeFinancialLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209961"
      unitRef="Unit_CAD">8041000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209962"
      unitRef="Unit_CAD">5153000000</ifrs-full:DerivativeFinancialLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220809"
      unitRef="Unit_CAD">7730000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_ForeignExchangeAndGoldContractsMemberifrsfullTypesOfContractsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220844"
      unitRef="Unit_CAD">5700000000</ifrs-full:DerivativeFinancialLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="ixv-209965"
      unitRef="Unit_CAD">79000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220808"
      unitRef="Unit_CAD">38000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_EquityDerivativesMemberifrsfullClassesOfFinancialAssetsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis_OtherDerivativesMemberifrsfullTypesOfContractsAxis"
      decimals="-6"
      id="Fact_151220832"
      unitRef="Unit_CAD">1000000</ifrs-full:DerivativeFinancialLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209968"
      unitRef="Unit_CAD">10740000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-209969"
      unitRef="Unit_CAD">11514000000</ifrs-full:DerivativeFinancialLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220827"
      unitRef="Unit_CAD">10712000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
      contextRef="PAsOn10_31_2024_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis_HedgingDerivativesMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220834"
      unitRef="Unit_CAD">13684000000</ifrs-full:DerivativeFinancialLiabilities>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2025_DerivativesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-209972"
      unitRef="Unit_CAD">46531000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
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      decimals="-6"
      id="ixv-209973"
      unitRef="Unit_CAD">56031000000</ifrs-full:DerivativeFinancialLiabilities>
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      decimals="-6"
      id="Fact_151220826"
      unitRef="Unit_CAD">44379000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialLiabilities
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      decimals="-6"
      id="Fact_151220845"
      unitRef="Unit_CAD">51260000000</ifrs-full:DerivativeFinancialLiabilities>
    <bns:AverageFairValueOfTradingDerivativeAssets
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-209976"
      unitRef="Unit_CAD">29999000000</bns:AverageFairValueOfTradingDerivativeAssets>
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      id="ixv-209977"
      unitRef="Unit_CAD">32133000000</bns:AverageFairValueOfTradingDerivativeLiabilities>
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      contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquityRiskMemberifrsfullTypesOfRisksAxis"
      decimals="1"
      id="ixv-209979"
      unitRef="Unit_pure">0.8</bns:CorrelationBetweenVariablesInRegression>
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      id="ixv-209980"
      unitRef="Unit_pure">0.8</bns:SlopeOfRegression>
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      contextRef="P11_01_2024To10_31_2025_EquityRiskMemberifrsfullTypesOfRisksAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="2"
      id="ixv-209981"
      unitRef="Unit_pure">1.25</bns:SlopeOfRegression>
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      contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquityRiskMemberifrsfullTypesOfRisksAxis"
      decimals="2"
      id="ixv-209982"
      unitRef="Unit_pure">0.95</bns:ConfidenceLevelOfTheSlopePercentage>
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:37%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Notional amounts&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Notional amounts&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&#160;one&#160;year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&#160;five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&#160;one&#160;year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&#160;five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;53,192&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;155,430&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31,966&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;240,588&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;32,689&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;137,123&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,427&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;195,239&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency/interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;420&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;420&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash flow hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;57,151&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;73,038&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,315&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;139,504&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,411&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72,802&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13,160&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;115,373&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency/interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,542&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,892&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,485&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28,919&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,516&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,291&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,359&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,166&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,824&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;88,035&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,142&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;148,001&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;50,198&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;93,095&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,808&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;163,101&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;266&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;266&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
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&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Cash&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;92&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;92&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;74&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;74&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
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&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity risk &#x2013; total return swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;576&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;708&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,284&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;278&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;687&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;965&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
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&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
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&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net investment hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,156&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,156&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposit liabilities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,287&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,287&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,571&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,571&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;189,534&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;334,523&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;61,908&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;585,965&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;146,893&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;322,998&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;62,754&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;532,645&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Notional amounts relating to derivatives that are hedging multiple risks in both assets and liabilities are included in more than one category. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureDetailedInformationAboutNotionalAmountCarryingAmountAndChangeInFairValueUsedToCalculateHedgeIneffectivenessForHedgingInstrumentsExplanatory>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220244"
      unitRef="Unit_CAD">53192000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220245"
      unitRef="Unit_CAD">155430000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220246"
      unitRef="Unit_CAD">31966000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220247"
      unitRef="Unit_CAD">240588000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220248"
      unitRef="Unit_CAD">32689000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220249"
      unitRef="Unit_CAD">137123000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151224180"
      unitRef="Unit_CAD">25427000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151224179"
      unitRef="Unit_CAD">195239000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="Fact_151223206"
      unitRef="Unit_CAD">420000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_FairValueHedgesMemberifrsfullTypesOfHedgesAxis"
      decimals="-6"
      id="Fact_151223207"
      unitRef="Unit_CAD">420000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220258"
      unitRef="Unit_CAD">57151000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151224189"
      unitRef="Unit_CAD">73038000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151224164"
      unitRef="Unit_CAD">9315000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151224165"
      unitRef="Unit_CAD">139504000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151224166"
      unitRef="Unit_CAD">29411000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151224167"
      unitRef="Unit_CAD">72802000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151224178"
      unitRef="Unit_CAD">13160000000</ifrs-full:NotionalAmount>
    <ifrs-full:NotionalAmount
      contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_DepositLiabilitiesMemberifrsfullFinancialInstrumentsMeasuredAtFairValueThroughProfitOrLossBecauseCreditDerivativeIsUsedToManageCreditRiskAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:44%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
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&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
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&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
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&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
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&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Average rate or price&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1) &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Average rate or price&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1) &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fixed&#160;interest&#160;rate&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;FX&#160;rate&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Price&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fixed&#160;interest&#160;rate&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;FX rate&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Price&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.98&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.16&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash flow hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.16&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency/interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;USD-CAD&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.00&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1.89&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1.30&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;USD-CAD&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.34&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1.31&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;EUR-CAD&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.47&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1.46&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;GBP-CAD&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.74&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1.70&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity price risk &#x2013; total return swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;68.85&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;69.11&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net investment hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk &#x2013; foreign currency forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;USD-CAD&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.37&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1.35&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;CLP-CAD&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.0014&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;0.0014&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;MXN-CAD&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.07&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;0.07&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;PEN-CAD&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.38&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;0.36&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The notional weighted average rate or price is calculated in aggregate for all of the Bank&#x2019;s hedge relationships, including hedges of assets and liabilities. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfDetailedInformationAveragePriceOrRateOfHedgingInstrumentsExplanatory>
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      contextRef="PAsOn10_31_2025_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
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      unitRef="Unit_pure">0.0298</bns:AverageFixedInterestRateOfHedgingInstrument>
    <bns:AverageFixedInterestRateOfHedgingInstrument
      contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="4"
      id="ixv-210047"
      unitRef="Unit_pure">0.0316</bns:AverageFixedInterestRateOfHedgingInstrument>
    <bns:AverageFixedInterestRateOfHedgingInstrument
      contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="4"
      id="ixv-210048"
      unitRef="Unit_pure">0.0326</bns:AverageFixedInterestRateOfHedgingInstrument>
    <bns:AverageFixedInterestRateOfHedgingInstrument
      contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_InterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="4"
      id="ixv-210049"
      unitRef="Unit_pure">0.0316</bns:AverageFixedInterestRateOfHedgingInstrument>
    <bns:AverageFixedInterestRateOfHedgingInstrument
      contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_USDCADMembersrtCurrencyAxis"
      decimals="4"
      id="ixv-210050"
      unitRef="Unit_pure">0.02</bns:AverageFixedInterestRateOfHedgingInstrument>
    <bns:AverageFxRateOfHedgingInstrument
      contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_USDCADMembersrtCurrencyAxis"
      decimals="2"
      id="ixv-210051"
      unitRef="Unit_pure">1.31</bns:AverageFxRateOfHedgingInstrument>
    <bns:AverageFixedInterestRateOfHedgingInstrument
      contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_USDCADMembersrtCurrencyAxis"
      decimals="4"
      id="ixv-210052"
      unitRef="Unit_pure">0.0189</bns:AverageFixedInterestRateOfHedgingInstrument>
    <bns:AverageFxRateOfHedgingInstrument
      contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyOrInterestRateRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_USDCADMembersrtCurrencyAxis"
      decimals="2"
      id="ixv-210053"
      unitRef="Unit_pure">1.3</bns:AverageFxRateOfHedgingInstrument>
    <bns:AverageFxRateOfHedgingInstrument
      contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_USDCADMembersrtCurrencyAxis"
      decimals="2"
      id="ixv-210054"
      unitRef="Unit_pure">1.34</bns:AverageFxRateOfHedgingInstrument>
    <bns:AverageFxRateOfHedgingInstrument
      contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis_USDCADMembersrtCurrencyAxis"
      decimals="2"
      id="ixv-210055"
      unitRef="Unit_pure">1.31</bns:AverageFxRateOfHedgingInstrument>
    <bns:AverageFxRateOfHedgingInstrument
      contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_EURCADMembersrtCurrencyAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="2"
      id="ixv-210056"
      unitRef="Unit_pure">1.47</bns:AverageFxRateOfHedgingInstrument>
    <bns:AverageFxRateOfHedgingInstrument
      contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_EURCADMembersrtCurrencyAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="2"
      id="ixv-210057"
      unitRef="Unit_pure">1.46</bns:AverageFxRateOfHedgingInstrument>
    <bns:AverageFxRateOfHedgingInstrument
      contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_GBPCADMembersrtCurrencyAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="2"
      id="ixv-210058"
      unitRef="Unit_pure">1.74</bns:AverageFxRateOfHedgingInstrument>
    <bns:AverageFxRateOfHedgingInstrument
      contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_GBPCADMembersrtCurrencyAxis_SwapContractMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="2"
      id="ixv-210059"
      unitRef="Unit_pure">1.7</bns:AverageFxRateOfHedgingInstrument>
    <ifrs-full:AveragePriceOfHedgingInstrument
      contextRef="PAsOn10_31_2025_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis_TotalReturnSwapsMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="2"
      id="ixv-210060"
      unitRef="Unit_pure">68.85</ifrs-full:AveragePriceOfHedgingInstrument>
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      contextRef="PAsOn10_31_2024_CashFlowHedgesMemberifrsfullTypesOfHedgesAxis_EquityPriceRiskMemberifrsfullTypesOfRisksAxis_TotalReturnSwapsMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="2"
      id="ixv-210061"
      unitRef="Unit_pure">69.11</ifrs-full:AveragePriceOfHedgingInstrument>
    <bns:AverageFxRateOfHedgingInstrument
      contextRef="PAsOn10_31_2025_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis_USDCADMembersrtCurrencyAxis"
      decimals="2"
      id="ixv-210062"
      unitRef="Unit_pure">1.37</bns:AverageFxRateOfHedgingInstrument>
    <bns:AverageFxRateOfHedgingInstrument
      contextRef="PAsOn10_31_2024_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis_USDCADMembersrtCurrencyAxis"
      decimals="2"
      id="ixv-210063"
      unitRef="Unit_pure">1.35</bns:AverageFxRateOfHedgingInstrument>
    <bns:AverageFxRateOfHedgingInstrument
      contextRef="PAsOn10_31_2025_CLPCADMembersrtCurrencyAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis"
      decimals="4"
      id="ixv-210064"
      unitRef="Unit_pure">0.0014</bns:AverageFxRateOfHedgingInstrument>
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      contextRef="PAsOn10_31_2024_CLPCADMembersrtCurrencyAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis"
      decimals="4"
      id="ixv-210065"
      unitRef="Unit_pure">0.0014</bns:AverageFxRateOfHedgingInstrument>
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      contextRef="PAsOn10_31_2025_CADMXNMembersrtCurrencyAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis"
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      id="ixv-210066"
      unitRef="Unit_pure">0.07</bns:AverageFxRateOfHedgingInstrument>
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      contextRef="PAsOn10_31_2024_CADMXNMembersrtCurrencyAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis"
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      id="ixv-210067"
      unitRef="Unit_pure">0.07</bns:AverageFxRateOfHedgingInstrument>
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      contextRef="PAsOn10_31_2025_CADPENMembersrtCurrencyAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis"
      decimals="2"
      id="ixv-210068"
      unitRef="Unit_pure">0.38</bns:AverageFxRateOfHedgingInstrument>
    <bns:AverageFxRateOfHedgingInstrument
      contextRef="PAsOn10_31_2024_CADPENMembersrtCurrencyAxis_CurrencyRiskMemberifrsfullTypesOfRisksAxis_ForeignCurrencyForwardContractsMemberifrsfullClassesOfFinancialAssetsAxis_HedgesOfNetInvestmentInForeignOperationsMemberifrsfullTypesOfHedgesAxis"
      decimals="2"
      id="ixv-210069"
      unitRef="Unit_pure">0.36</bns:AverageFxRateOfHedgingInstrument>
    <bns:DisclosureDetailedInformationAboutHedgingInstrumentsHedgedItemsForFairValueHedgesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-147108"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For fair value hedges, the following table contains information related to items designated as hedging instruments, hedged items and ineffectiveness. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:30%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&#160;amount&#160;of&#160;the&lt;br/&gt; hedging instruments&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedge Ineffectiveness&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Accumulated&#160;amount&#160;of&#160;fair&lt;br/&gt; value&#160;hedge&#160;adjustment&#160;gains/&lt;br/&gt; (losses) on the hedged&lt;br/&gt; item&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(4)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;For the year ended&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;October&#160;31, 2025 ($ millions)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/&lt;br/&gt; (losses)&#160;on&lt;br/&gt; hedging&#160;instrument&lt;br/&gt; used&#160;to&#160;calculate&lt;br/&gt; hedge&lt;br/&gt; ineffectiveness&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/&lt;br/&gt; (losses)&#160;on&lt;br/&gt; hedged item&lt;br/&gt; used&#160;to&#160;calculate&lt;br/&gt; hedge&lt;br/&gt; ineffectiveness&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Ineffectiveness&lt;br/&gt; recorded in&lt;br/&gt; &lt;div style="white-space:nowrap;display:inline;"&gt;non-interest&lt;/div&gt;&lt;br/&gt; income&#x2009;&#160;&#x2013;&#x2009;other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&#160;amount&lt;br/&gt; of the hedged&lt;br/&gt; item&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Active&lt;br/&gt; hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Discontinued&lt;br/&gt; hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
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&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest rate risk &#x2013; swaps&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;79,836&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,519&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(679&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-TOP:0.75pt solid #7f7f7f; BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposit liabilities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,542&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(2,431&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;79&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2004;&#x2007;&#x2009;(101&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;112,421&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,849&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2009;&#x2007;(355&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Comprises unrealized gains/losses and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Includes ineffectiveness related to hedges discontinued during the year ended October 31, 2025. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(3)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;This represents the carrying value on the Consolidated Statement of Financial Position and comprises amortized cost before allowance for credit losses, plus fair value hedge adjustment, except for investment securities which are carried at fair value. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(4)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;This represents the accumulated fair value hedge adjustment and is a component of the carrying amount of the hedged item, except for investment securities which are carried at fair value. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:30%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying amount of the&lt;br/&gt; hedging instruments&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedge Ineffectiveness&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Accumulated&#160;amount&#160;of&#160;fair&lt;br/&gt; value&#160;hedge&#160;adjustment&#160;gains/&lt;br/&gt; (losses) on the hedged&lt;br/&gt; item&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(4)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;For the year ended&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;October&#160;31,&#160;2024&#160;($ millions)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/&lt;br/&gt; (losses)&#160;on&lt;br/&gt; hedging&#160;instrument&lt;br/&gt; used to calculate&lt;br/&gt; hedge&lt;br/&gt; ineffectiveness&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/&lt;br/&gt; (losses)&#160;on&lt;br/&gt; hedged item&lt;br/&gt; used&#160;to&#160;calculate&lt;br/&gt; hedge&lt;br/&gt; ineffectiveness&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Ineffectiveness&lt;br/&gt; recorded in&lt;br/&gt; &lt;div style="white-space:nowrap;display:inline;"&gt;non-interest&lt;/div&gt;&lt;br/&gt; income&#x2009;&#x2013;&#x2009;other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&#160;amount&lt;br/&gt; of the hedged&lt;br/&gt; item&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Active&lt;br/&gt; hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Discontinued&lt;br/&gt; hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
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&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;"&gt;2,064&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;"&gt;(2,672&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(197&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;160&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(37&lt;/td&gt;
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&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment securities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(1,493&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,484&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72,595&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,274&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,392&lt;/td&gt;
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&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(876&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;851&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(25&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;91,354&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(35&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(268&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposit liabilities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,955&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(1,959&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(71,363&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;986&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;446&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Subordinated debentures&lt;/div&gt; &lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;217&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(216&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(4,293&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,064&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(2,672&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(197&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;160&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(37&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;88,293&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,246&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(1,215&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
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&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Comprises unrealized gains/losses and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;Includes ineffectiveness related to hedges discontinued during the year ended October&#160;31, 2024. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(3)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;This represents the carrying value on the Consolidated Statement of Financial Position and comprises amortized cost before allowance for credit losses, plus fair value hedge adjustment, except for investment securities which are carried at fair value. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(4)&lt;/div&gt;&lt;/td&gt;
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    <bns:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountActiveHedge
      contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis"
      decimals="-6"
      id="ixv-210150"
      unitRef="Unit_CAD">2246000000</bns:AccumulatedFairValueHedgeAdjustmentOnHedgedItemIncludedInCarryingAmountActiveHedge>
    <bns:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLosses
      contextRef="PAsOn10_31_2024_FairValueHedgesMemberifrsfullTypesOfHedgesAxis"
      decimals="-6"
      id="ixv-210151"
      unitRef="Unit_CAD">-1215000000</bns:AccumulatedFairValueHedgeAdjustmentRemainingInStatementOfFinancialPositionForHedgedItemThatCeasedToBeAdjustedForHedgingGainsAndLosses>
    <bns:DisclosureOfDetailedInformationAboutEffectivenessOfCashFlowAndNetInvestmentHedgesOnConsolidatedStatementOfIncomeAndConsolidatedStatementOfOtherComprehensiveIncomeExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-148497"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For cash flow hedges and net investment hedges, the following table contains information related to items designated as hedging instruments, hedged items and ineffectiveness. &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:45%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying amount of the&lt;br/&gt; hedging instruments&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedge Ineffectiveness&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;For the year ended October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/(losses)&#160;on&lt;br/&gt; hedging&#160;instrument&lt;br/&gt; used to calculate&lt;br/&gt; hedge&#160;ineffectiveness&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/(losses)&#160;on&lt;br/&gt; hypothetical&lt;br/&gt; derivative&#160;used&#160;to&lt;br/&gt; calculate hedge&lt;br/&gt; ineffectiveness&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Ineffectiveness&lt;br/&gt; &lt;div style="white-space:nowrap;display:inline;"&gt;recorded&#160;in&#160;non-interest&lt;/div&gt;&lt;br/&gt; income&#160;&#x2013;&#160;other&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(4)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash flow hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,969&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(3,746&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;171&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;169&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency/interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;200&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,949&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;173&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;166&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,904&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(2,541&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,242&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,259&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Cash&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;92&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity risk &#x2013; total return swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;79&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;357&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;357&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,244&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(8,243&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,928&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,936&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net investment hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(840&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,294&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,294&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposit liabilities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(6,287&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(67&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(66&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7,127&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,361&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,360&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,290&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(15,370&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;2,567&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,576&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2009;&#x2007;(9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;Comprises unrealized gains/losses for derivative instruments and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes ineffectiveness related to hedges discontinued during the year ended October 31, 2025. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;For cash flow hedges, hypothetical derivatives having critical terms which match those of the underlying hedged item are used to assess hedge ineffectiveness. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;For cash flow hedges, ineffectiveness is only recognized in the Consolidated Statement of Income when the life-to-date cumulative change in the hedging instrument exceeds the cumulative change in the hypothetical derivative. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:45%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="8" style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:9.75pt"&gt;&lt;/td&gt;
&lt;td colspan="12" style="height:9.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying amount of the&lt;br/&gt; hedging instruments&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Hedge Ineffectiveness&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;For the year ended October&#160;31, 2024 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/(losses)&#160;on&lt;br/&gt; hedging&#160;instrument&lt;br/&gt; used to calculate&lt;br/&gt; hedge&#160;ineffectiveness&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gains/(losses)&#160;on&lt;br/&gt; hypothetical&lt;br/&gt; derivative&#160;used&#160;to&lt;br/&gt; calculate hedge&lt;br/&gt; ineffectiveness&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Ineffectiveness&lt;br/&gt; &lt;div style="white-space:nowrap;display:inline;"&gt;recorded&#160;in&#160;non-interest&lt;/div&gt;&lt;br/&gt; income&#160;&#x2013;&#160;other&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(4)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash flow hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,865&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(4,699&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,775&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,774&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency/interest rate risk &#x2013; swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;245&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2,407&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,363&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,369&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,090&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(3,650&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,826&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,787&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Cash&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;74&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity risk &#x2013; total return swaps&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;38&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;263&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;263&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,312&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(10,757&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,241&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,207&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;46&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net investment hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency forwards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;410&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(255&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;178&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;178&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposit liabilities&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(7,571&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(62&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(62&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;410&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(7,826&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;116&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;116&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;8,722&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(18,583&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;5,357&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;5,323&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;46&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;Comprises unrealized gains/losses for derivative instruments and are recorded within derivative financial instruments in assets and liabilities, respectively, in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;Includes ineffectiveness related to hedges discontinued during the year ended October 31, 2024. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;For cash flow hedges, hypothetical derivatives having critical terms which match those of the underlying hedged item are used to assess hedge ineffectiveness. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
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&lt;tr&gt;
&lt;td style="width:45%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt; &lt;/tr&gt;
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&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
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&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;AOCI gains/&lt;br/&gt; (losses) as at&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;November&#160;1,&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
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&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net gains/&lt;br/&gt; (losses)&lt;br/&gt; recognized&#160;in&lt;br/&gt; OCI&lt;/div&gt;&lt;/td&gt;
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&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount&lt;br/&gt; reclassified&lt;br/&gt; to&#160;net&lt;br/&gt; income&#160;as&lt;br/&gt; the&#160;hedged&lt;br/&gt; item affects&lt;br/&gt; net income&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;AOCI gains/&lt;br/&gt; (losses) as at&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;October&#160;31,&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Balance in cash flow hedge&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;reserve/unrealized foreign&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;currency translation account&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;as at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;For the year ended&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;October&#160;31, 2025 ($ millions)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Active&lt;br/&gt; hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Discontinued&lt;br/&gt; hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash flow hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2003;&#x2003;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2003;&#x2003;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2003;&#x2003;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="background: none; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2003;&#x2003;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,176&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;176&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;742&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(258&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;332&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(590&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency/interest rate risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(699&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;168&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;249&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(282&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(296&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,197&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,236&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(3,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,126&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,102&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(24&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity risk&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;57&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;357&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(319&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;95&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;95&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(3,015&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,937&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(2,493&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,571&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(971&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(600&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net investment hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(3,175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,361&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;139&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(4,397&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(4,326&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(71&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;(6,190&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2004;&#x2007;2,576&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(2,354&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(5,968&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(5,297&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(671&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Amounts reclassified from the cash flow hedge and net investment hedge reserves to net income are recorded in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income-other except for amortization, which is recorded in interest income. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:45%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;AOCI gains/&lt;br/&gt; (losses) as at&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;November&#160;1,&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2023&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net gains/&lt;br/&gt; (losses)&lt;br/&gt; recognized&#160;in&lt;br/&gt; OCI&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount&lt;br/&gt; reclassified&lt;br/&gt; to&#160;net&lt;br/&gt; income as&lt;br/&gt; the hedged&lt;br/&gt; item affects&lt;br/&gt; net income&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;AOCI gains/&lt;br/&gt; (losses) as at&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;October&#160;31,&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Balance in cash flow hedge&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;reserve/unrealized foreign&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;currency translation account&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;as at October&#160;31, 2024&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;For the year ended&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;October&#160;31, 2024 ($ millions)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Active&lt;br/&gt; hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Discontinued&lt;br/&gt; hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash flow hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Interest rate risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(3,480&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,746&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;558&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,176&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(490&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(686&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency/interest rate risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2,007&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,356&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(48)&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(699&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(733&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;34&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(703&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,830&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2,324&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,197&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,158&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(39&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity risk&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(20&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;263&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(186&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;57&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;57&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6,210&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,195&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2,000&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(3,015&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2,324&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(691&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net investment hedges&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency risk&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(4,061&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;116&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;770&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(3,175&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(3,102&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(73&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(10,271&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2004;&#x2007;5,311&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(1,230&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(6,190&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(5,426&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_10" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Offsetting Financial Assets and Financial Liabilities &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank is eligible to present certain financial assets and financial liabilities as listed in the table below on a net basis on the Consolidated Statement of Financial Position pursuant to criteria described in Note&#160;3&#160;&#x2013; Material accounting policies. &lt;/div&gt;  &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following tables provide information on the impact of offsetting on the Bank&#x2019;s Consolidated Statement of Financial Position, as well as the financial impact of netting for instruments that are subject to enforceable master netting arrangements or similar agreements, but do not qualify for offsetting in the Consolidated Statement of Financial Position, as well as available cash and financial instrument collateral. &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:35%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;As at October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Types of financial assets&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&#160;amounts&lt;br/&gt; of&#160;recognized&lt;br/&gt; financial&#160;instruments&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&#160;amounts&#160;of&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;recognized&#160;financial&lt;br/&gt; instruments&#160;offset&#160;in&lt;br/&gt; the&#160;Consolidated&lt;br/&gt; Statement&#160;of&lt;br/&gt; Financial&#160;Position&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&#160;amounts&#160;of&lt;br/&gt; financial&#160;instruments&lt;br/&gt; presented&#160;in&#160;the&lt;br/&gt; Consolidated&lt;br/&gt; Statement of&lt;br/&gt; Financial&#160;Position&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Related amounts not offset&lt;br/&gt; in the Consolidated Statement&lt;br/&gt; of Financial Position&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Impact of&lt;br/&gt; master&#160;netting&lt;br/&gt; arrangements&lt;br/&gt; or similar&lt;br/&gt; agreements&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Collateral&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)(4)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&#160;amount&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(32,293&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(5,783&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,455&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Securities purchased under resale agreements and securities borrowed&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;334,972&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(131,964&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;203,008&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(16,221&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(184,376&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,411&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;381,503&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(131,964&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;249,539&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(48,514&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(190,159&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,866&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Types of financial liabilities&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,031&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,031&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(32,293&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(13,976&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,762&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Obligations related to securities sold under repurchase agreements and securities lent&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;321,108&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(131,964&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189,144&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(16,221&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(168,607&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,316&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;377,139&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(131,964&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;245,175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(48,514&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(182,583&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14,078&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;As at October&#160;31, 2024 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Types of financial assets&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&#160;amounts&lt;br/&gt; of&#160;recognized&lt;br/&gt; financial&#160;instruments&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&#160;amounts&#160;of&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;recognized&#160;financial&lt;br/&gt; instruments&#160;offset&#160;in&lt;br/&gt; the&#160;Consolidated&lt;br/&gt; Statement&#160;of&lt;br/&gt; Financial&#160;Position&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&#160;amounts&#160;of&lt;br/&gt; financial&#160;instruments&lt;br/&gt; presented&#160;in&#160;the&lt;br/&gt; Consolidated&lt;br/&gt; Statement of&lt;br/&gt; Financial&#160;Position&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Related amounts not offset&lt;br/&gt; in the Consolidated statement&lt;br/&gt; of Financial Position&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Impact of&lt;br/&gt; master&#160;netting&lt;br/&gt; arrangements&lt;br/&gt; or similar&lt;br/&gt; agreements&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Collateral&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)(4)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&#160;amount&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(29,949&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(5,559&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,871&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Securities purchased under resale agreements and securities borrowed&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;318,531&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(117,988&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;200,543&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(19,551&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(178,816&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,176&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;362,910&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(117,988&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;244,922&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(49,500&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(184,375&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,047&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Types of financial liabilities&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51,260&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51,260&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(29,949&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(11,565&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,746&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Obligations related to securities sold under repurchase agreements and securities lent&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;308,437&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(117,988&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;190,449&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(19,551&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(166,734&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,164&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;359,697&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(117,988&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;241,709&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(49,500&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(178,299&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;13,910&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Amounts that are subject to master netting arrangements or similar agreements but were not offset in the Consolidated Statement of Financial Position because they did not meet the net settlement/simultaneous settlement criteria; or because the rights of set off are conditional upon the default of the counterparty only. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Cash and financial instrument collateral amounts received or pledged in relation to the total amounts of financial assets and financial liabilities, including those that were not offset in the Consolidated Statement of Financial Position. These amounts are disclosed at fair value and the rights of set off are conditional upon the default of the counterparty. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Not intended to represent the Bank&#x2019;s actual exposure to credit risk, as a variety of credit mitigation strategies are employed in addition to offsetting and collateral arrangements. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Derivative financial instruments assets include cash collateral of $4,774 million (2024 &#x2013; $4,505 million) and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-cash&lt;/div&gt; collateral of $1,009 million (2024 &#x2013; $1,054 million). Derivative financial instruments liabilities include cash collateral of $11,750&#160;million (2024 &#x2013; $10,847 million) and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-cash&lt;/div&gt; collateral of $2,226 million (2024 &#x2013; $718 million). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ifrs-full:DisclosureOfOffsettingOfFinancialAssetsAndFinancialLiabilitiesExplanatory>
    <bns:DisclosureOfOffsettingFinancialAssetsAndLiabilitiesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-150901"> &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following tables provide information on the impact of offsetting on the Bank&#x2019;s Consolidated Statement of Financial Position, as well as the financial impact of netting for instruments that are subject to enforceable master netting arrangements or similar agreements, but do not qualify for offsetting in the Consolidated Statement of Financial Position, as well as available cash and financial instrument collateral. &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:35%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;As at October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Types of financial assets&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&#160;amounts&lt;br/&gt; of&#160;recognized&lt;br/&gt; financial&#160;instruments&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&#160;amounts&#160;of&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;recognized&#160;financial&lt;br/&gt; instruments&#160;offset&#160;in&lt;br/&gt; the&#160;Consolidated&lt;br/&gt; Statement&#160;of&lt;br/&gt; Financial&#160;Position&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&#160;amounts&#160;of&lt;br/&gt; financial&#160;instruments&lt;br/&gt; presented&#160;in&#160;the&lt;br/&gt; Consolidated&lt;br/&gt; Statement of&lt;br/&gt; Financial&#160;Position&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Related amounts not offset&lt;br/&gt; in the Consolidated Statement&lt;br/&gt; of Financial Position&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Impact of&lt;br/&gt; master&#160;netting&lt;br/&gt; arrangements&lt;br/&gt; or similar&lt;br/&gt; agreements&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Collateral&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)(4)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&#160;amount&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(32,293&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(5,783&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,455&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Securities purchased under resale agreements and securities borrowed&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;334,972&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(131,964&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;203,008&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(16,221&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(184,376&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,411&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;381,503&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(131,964&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;249,539&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(48,514&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(190,159&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,866&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Types of financial liabilities&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,031&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,031&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(32,293&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(13,976&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,762&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Obligations related to securities sold under repurchase agreements and securities lent&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;321,108&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(131,964&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189,144&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(16,221&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(168,607&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,316&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;377,139&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(131,964&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;245,175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(48,514&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(182,583&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14,078&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;As at October&#160;31, 2024 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Types of financial assets&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&#160;amounts&lt;br/&gt; of&#160;recognized&lt;br/&gt; financial&#160;instruments&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&#160;amounts&#160;of&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;recognized&#160;financial&lt;br/&gt; instruments&#160;offset&#160;in&lt;br/&gt; the&#160;Consolidated&lt;br/&gt; Statement&#160;of&lt;br/&gt; Financial&#160;Position&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" rowspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&#160;amounts&#160;of&lt;br/&gt; financial&#160;instruments&lt;br/&gt; presented&#160;in&#160;the&lt;br/&gt; Consolidated&lt;br/&gt; Statement of&lt;br/&gt; Financial&#160;Position&lt;/div&gt;&lt;/td&gt;
&lt;td rowspan="2" style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Related amounts not offset&lt;br/&gt; in the Consolidated statement&lt;br/&gt; of Financial Position&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Impact of&lt;br/&gt; master&#160;netting&lt;br/&gt; arrangements&lt;br/&gt; or similar&lt;br/&gt; agreements&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Collateral&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)(4)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&#160;amount&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(29,949&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(5,559&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,871&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Securities purchased under resale agreements and securities borrowed&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;318,531&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(117,988&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;200,543&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(19,551&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(178,816&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,176&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;362,910&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(117,988&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;244,922&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(49,500&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(184,375&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,047&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Types of financial liabilities&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51,260&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51,260&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(29,949&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(11,565&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,746&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Obligations related to securities sold under repurchase agreements and securities lent&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;308,437&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(117,988&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;190,449&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(19,551&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(166,734&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,164&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;359,697&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(178,299&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;13,910&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Amounts that are subject to master netting arrangements or similar agreements but were not offset in the Consolidated Statement of Financial Position because they did not meet the net settlement/simultaneous settlement criteria; or because the rights of set off are conditional upon the default of the counterparty only. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Cash and financial instrument collateral amounts received or pledged in relation to the total amounts of financial assets and financial liabilities, including those that were not offset in the Consolidated Statement of Financial Position. These amounts are disclosed at fair value and the rights of set off are conditional upon the default of the counterparty. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Not intended to represent the Bank&#x2019;s actual exposure to credit risk, as a variety of credit mitigation strategies are employed in addition to offsetting and collateral arrangements. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
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      decimals="-6"
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      decimals="-6"
      id="Fact_151226932"
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      decimals="-6"
      id="Fact_151220131"
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      decimals="-6"
      id="Fact_151220127"
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      id="Fact_151220132"
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      id="ixv-210390"
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      decimals="-6"
      id="Fact_151220126"
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      decimals="-6"
      id="Fact_151220133"
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      id="Fact_151220137"
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      id="ixv-210395"
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      id="ixv-210396"
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_11" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Investment Securities &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table presents the carrying amounts of the Bank&#x2019;s investment securities per measurement category. &lt;/div&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:80%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt investment securities measured at FVOCI&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;123,732&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;118,226&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt investment securities measured at amortized cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,722&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,412&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity investment securities designated at FVOCI&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,162&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity investment securities measured at FVTPL&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,073&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,004&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt investment securities measured at FVTPL&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total investment securities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;149,948&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;152,832&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Debt investment securities measured at fair value through other comprehensive income (FVOCI) &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:31%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cost&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; unrealized&lt;br/&gt; gains&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; unrealized&lt;br/&gt; losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cost&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; unrealized&lt;br/&gt; gains&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; unrealized&lt;br/&gt; losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian federal government issued or guaranteed debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,815&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;359&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;64&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,110&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,473&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;219&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;152&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,540&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian provincial and municipal&#160;debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,490&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;430&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;77&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,843&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,500&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;234&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;209&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,525&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S. agency debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49,111&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;483&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;558&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49,036&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47,156&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;214&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;994&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;46,376&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other foreign government debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,570&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;358&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;202&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,726&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,505&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;181&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;400&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,286&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other debt&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,007&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,017&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,514&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;37&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,499&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;122,993&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,661&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;922&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;123,732&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;119,148&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;870&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,792&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;118,226&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(b)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Debt investment securities measured at amortized cost &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:62%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair Value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair Value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian federal and provincial government issued or guaranteed debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,553&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,467&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,722&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,721&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S. agency debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,178&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,440&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,440&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other foreign government debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,285&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,281&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,044&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,041&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Corporate debt&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;223&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;216&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;210&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;23,239&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;23,722&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;28,422&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;29,412&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Balances are net of allowances, which are $1 (2024 &#x2013; $1). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(c)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Equity investment securities designated at fair value through other comprehensive income (FVOCI) &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank has designated certain equity securities at FVOCI shown in the following table as these investments are held for strategic purposes. &lt;/div&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:69%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cost&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; unrealized&lt;br/&gt; gains&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; unrealized&lt;br/&gt; losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Common shares&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;178&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;221&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;178&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;221&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2024 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cost&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; unrealized&lt;br/&gt; gains&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; unrealized&lt;br/&gt; losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Common shares&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,522&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;713&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;73&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,162&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,522&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;713&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;73&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;3,162&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Dividend income on equity securities designated at FVOCI of $47 million for the year ended October&#160;31, 2025 (2024 &#x2013; $122 million) has been recognized in interest income. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;During the year ended October&#160;31, 2025, the Bank has disposed of certain equity securities designated at FVOCI with a fair value of $1,839 million (2024 &#x2013; $938 million) for economic reasons and according to its investment strategy. These dispositions have resulted in a cumulative gain of $512&#160;million (2024 &#x2013; cumulative gain of $21 million) that remains in OCI. &lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="line-height:normal;display: inline;"&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(d)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;An analysis of the carrying value of investment securities is as follows: &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:40%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&lt;br/&gt; three&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Three&#160;to&lt;br/&gt; twelve&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&lt;br/&gt; five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Five&#160;to&lt;br/&gt; ten&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;ten&lt;br/&gt; years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;No specific&lt;br/&gt; maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value through other comprehensive income&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian federal government issued or guaranteed debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;774&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,596&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,408&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,505&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;827&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,110&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.1&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.8&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian provincial and municipal debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;578&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,200&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,841&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,091&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;133&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,843&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;2.6&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;2.3&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.6&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.8&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.6&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S.&#160;agency debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;694&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28,156&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,240&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,730&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49,036&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.0&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.3&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.8&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other foreign government debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,884&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,054&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14,192&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,312&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;284&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,726&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;2.8&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.2&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.9&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.2&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;159&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;804&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,768&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;277&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,017&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;6.0&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.8&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.9&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,089&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,870&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62,365&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,425&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,983&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;123,732&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Common shares&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total FVOCI&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,089&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,870&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62,365&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,425&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,983&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;124,130&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amortized cost&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian federal and provincial government issued or guaranteed debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;294&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,110&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,853&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;210&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,467&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;1.2&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;2.6&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.1&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.9&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S. agency debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;88&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,612&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other foreign government debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;246&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,173&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;750&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;82&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;30&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,281&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;1.9&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;2.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.8&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.3&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.0&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Corporate debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;69&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;146&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;6.8&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.4&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;540&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,315&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,760&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;319&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,788&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,722&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value through profit or loss&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,073&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,073&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total investment securities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,631&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24,185&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;67,146&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,744&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,771&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,471&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;149,948&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total by currency (in&#160;Canadian equivalent):&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian dollar&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,611&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,617&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19,080&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,402&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,114&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;552&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,376&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. dollar&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,144&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,858&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38,137&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,889&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,343&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,495&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;82,866&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Mexican peso&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;234&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,131&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,052&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;838&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;106&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,361&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other currencies&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,642&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,579&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,877&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,615&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;314&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;318&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,345&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total investment securities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;6,631&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;24,185&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;67,146&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;25,744&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;23,771&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,471&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;149,948&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents the weighted-average yield of fixed income securities. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:38%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2024 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;three&lt;br/&gt; months&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Three&#160;to&lt;br/&gt; twelve&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&lt;br/&gt; five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Five&#160;to&lt;br/&gt; ten&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;ten&lt;br/&gt; years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;No&#160;specific&lt;br/&gt; maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value through other comprehensive income&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian federal government issued or guaranteed debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,873&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,054&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,699&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,072&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;842&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,540&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian provincial and municipal debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;213&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,882&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,190&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,811&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;429&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,525&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;1.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S.&#160;agency debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,308&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,209&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;30,098&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,387&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;46,376&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other foreign government debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,203&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,069&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,969&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,715&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;330&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,286&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;2.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;452&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,768&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;268&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,499&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;10.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;6.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,598&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;14,666&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;65,724&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,253&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,985&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;118,226&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Common shares&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,162&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,162&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total FVOCI&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,598&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;14,666&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;65,724&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,253&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,985&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,162&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;121,388&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amortized cost&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian federal and provincial government issued or guaranteed debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;610&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,099&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,740&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;272&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,721&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;2.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S. agency debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;48&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;116&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,262&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,440&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other foreign government debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;324&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;689&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;858&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;139&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;31&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,041&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;8.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Corporate debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;81&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;129&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;210&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;6.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;935&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,836&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,795&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;424&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,422&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,412&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value through profit or loss&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,004&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,004&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;26&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total investment securities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,535&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,502&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72,545&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,677&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;26,407&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,166&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;152,832&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total by currency (in&#160;Canadian equivalent):&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian dollar&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,725&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,799&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23,034&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,491&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,409&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,464&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;43,922&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. dollar&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,696&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,894&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;40,362&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,471&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24,636&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,333&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;83,392&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Mexican peso&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;948&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,215&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,139&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;332&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,678&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other currencies&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,166&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,594&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,010&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,383&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;362&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;325&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,840&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total investment securities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;11,535&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;17,502&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;72,545&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;19,677&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;26,407&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;5,166&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;152,832&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents the weighted-average yield of fixed income securities. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(e)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net gain on sale of investment securities &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table presents the net gain on sale of investment securities: &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:88%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;For the year ended October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt investment securities measured at amortized cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt investment securities measured at FVOCI&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;71&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net gain on sale of investment securities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;71&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;48&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfInvestmentSecuritiesExplanatory>
    <bns:DisclosureOfFairValueOfFinancialInstrumentsMeasurementCategoryExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-151737"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table presents the carrying amounts of the Bank&#x2019;s investment securities per measurement category. &lt;/div&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:80%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt investment securities measured at FVOCI&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;123,732&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;118,226&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt investment securities measured at amortized cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,722&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,412&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity investment securities designated at FVOCI&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,162&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity investment securities measured at FVTPL&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,073&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,004&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt investment securities measured at FVTPL&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total investment securities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;149,948&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;152,832&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfFairValueOfFinancialInstrumentsMeasurementCategoryExplanatory>
    <bns:InvestmentSecurities
      contextRef="PAsOn10_31_2025_DebtInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210403"
      unitRef="Unit_CAD">123732000000</bns:InvestmentSecurities>
    <bns:InvestmentSecurities
      contextRef="PAsOn10_31_2024_DebtInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210404"
      unitRef="Unit_CAD">118226000000</bns:InvestmentSecurities>
    <bns:InvestmentSecurities
      contextRef="PAsOn10_31_2025_DebtInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_FinancialAssetsAtAmortisedCostCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210405"
      unitRef="Unit_CAD">23722000000</bns:InvestmentSecurities>
    <bns:InvestmentSecurities
      contextRef="PAsOn10_31_2024_DebtInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_FinancialAssetsAtAmortisedCostCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210406"
      unitRef="Unit_CAD">29412000000</bns:InvestmentSecurities>
    <bns:InvestmentSecurities
      contextRef="PAsOn10_31_2025_EquityInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210407"
      unitRef="Unit_CAD">398000000</bns:InvestmentSecurities>
    <bns:InvestmentSecurities
      contextRef="PAsOn10_31_2024_EquityInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210408"
      unitRef="Unit_CAD">3162000000</bns:InvestmentSecurities>
    <bns:InvestmentSecurities
      contextRef="PAsOn10_31_2025_EquityInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210409"
      unitRef="Unit_CAD">2073000000</bns:InvestmentSecurities>
    <bns:InvestmentSecurities
      contextRef="PAsOn10_31_2024_EquityInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210410"
      unitRef="Unit_CAD">2004000000</bns:InvestmentSecurities>
    <bns:InvestmentSecurities
      contextRef="PAsOn10_31_2025_DebtInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210411"
      unitRef="Unit_CAD">23000000</bns:InvestmentSecurities>
    <bns:InvestmentSecurities
      contextRef="PAsOn10_31_2024_DebtInvestmentsMemberifrsfullClassesOfFinancialAssetsAxis_FinancialAssetsAtFairValueThroughProfitOrLossCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210412"
      unitRef="Unit_CAD">28000000</bns:InvestmentSecurities>
    <bns:InvestmentSecurities
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-210413"
      unitRef="Unit_CAD">149948000000</bns:InvestmentSecurities>
    <bns:InvestmentSecurities
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-210414"
      unitRef="Unit_CAD">152832000000</bns:InvestmentSecurities>
    <bns:UnrealizedGainLossOnInvestmentsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-151866">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Debt investment securities measured at fair value through other comprehensive income (FVOCI) &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:31%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cost&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; unrealized&lt;br/&gt; gains&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; unrealized&lt;br/&gt; losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cost&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; unrealized&lt;br/&gt; gains&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; unrealized&lt;br/&gt; losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian federal government issued or guaranteed debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,815&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;359&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;64&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,110&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,473&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;219&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;152&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,540&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian provincial and municipal&#160;debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,490&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;430&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;77&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,843&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,500&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;234&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;209&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,525&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S. agency debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49,111&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;483&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;558&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49,036&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47,156&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;214&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;994&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;46,376&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other foreign government debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,570&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;358&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;202&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,726&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,505&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;181&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;400&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,286&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other debt&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,007&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,017&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,514&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;37&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,499&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;122,993&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;922&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;119,148&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;870&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,792&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;118,226&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:UnrealizedGainLossOnInvestmentsExplanatory>
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      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
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      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
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      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
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      contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
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      unitRef="Unit_CAD">21473000000</ifrs-full:FinancialAssetsAtAmortisedCost>
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      contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
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      unitRef="Unit_CAD">219000000</bns:FinancialAssetsGrossUnrealizedGain>
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      contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
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      unitRef="Unit_CAD">152000000</bns:FinancialAssetsGrossUnrealizedLoss>
    <ifrs-full:FinancialAssetsAtFairValue
      contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210422"
      unitRef="Unit_CAD">21540000000</ifrs-full:FinancialAssetsAtFairValue>
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      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210423"
      unitRef="Unit_CAD">20490000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <bns:FinancialAssetsGrossUnrealizedGain
      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210424"
      unitRef="Unit_CAD">430000000</bns:FinancialAssetsGrossUnrealizedGain>
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      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210425"
      unitRef="Unit_CAD">77000000</bns:FinancialAssetsGrossUnrealizedLoss>
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      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210426"
      unitRef="Unit_CAD">20843000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
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      unitRef="Unit_CAD">17500000000</ifrs-full:FinancialAssetsAtAmortisedCost>
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      contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
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      unitRef="Unit_CAD">234000000</bns:FinancialAssetsGrossUnrealizedGain>
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      contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
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      unitRef="Unit_CAD">209000000</bns:FinancialAssetsGrossUnrealizedLoss>
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      contextRef="PAsOn10_31_2024_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
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      unitRef="Unit_CAD">17525000000</ifrs-full:FinancialAssetsAtFairValue>
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      contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
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      contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
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      unitRef="Unit_CAD">214000000</bns:FinancialAssetsGrossUnrealizedGain>
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      unitRef="Unit_CAD">994000000</bns:FinancialAssetsGrossUnrealizedLoss>
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      contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
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      unitRef="Unit_CAD">46376000000</ifrs-full:FinancialAssetsAtFairValue>
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      contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis"
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      contextRef="PAsOn10_31_2025_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis"
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      contextRef="PAsOn10_31_2024_FinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncomeCategoryMemberifrsfullCategoriesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis"
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(b)&lt;/div&gt;&lt;/td&gt;
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&lt;tr&gt;
&lt;td style="width:62%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair Value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair Value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian federal and provincial government issued or guaranteed debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,553&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,467&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,722&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,721&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S. agency debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,178&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,440&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,440&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other foreign government debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,285&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,281&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,044&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,041&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Corporate debt&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;223&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;216&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;210&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;23,239&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;23,722&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;28,422&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;29,412&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Balances are net of allowances, which are $1 (2024 &#x2013; $1). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfAnalysisOfTheFairValueAndCarryingValueOfSecuritiesAmortizedCostExplanatory>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210463"
      unitRef="Unit_CAD">5553000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220203"
      unitRef="Unit_CAD">5467000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210465"
      unitRef="Unit_CAD">8722000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2024_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220215"
      unitRef="Unit_CAD">8721000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2025_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-210467"
      unitRef="Unit_CAD">15178000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2025_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="Fact_151220209"
      unitRef="Unit_CAD">15758000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2024_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-210469"
      unitRef="Unit_CAD">17440000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2024_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="Fact_151220216"
      unitRef="Unit_CAD">18440000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2025_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-210471"
      unitRef="Unit_CAD">2285000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2025_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="Fact_151220206"
      unitRef="Unit_CAD">2281000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2024_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-210473"
      unitRef="Unit_CAD">2044000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2024_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis_OtherForeignGovernmentDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="Fact_151220217"
      unitRef="Unit_CAD">2041000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2025_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210475"
      unitRef="Unit_CAD">223000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2025_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220200"
      unitRef="Unit_CAD">216000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2024_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210477"
      unitRef="Unit_CAD">216000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2024_CorporateDebtMemberifrsfullClassesOfAssetsAxis_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220218"
      unitRef="Unit_CAD">210000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2025_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210479"
      unitRef="Unit_CAD">23239000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2025_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220212"
      unitRef="Unit_CAD">23722000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2024_FinancialAssetsAtFairValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210481"
      unitRef="Unit_CAD">28422000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2024_FinancialAssetsAtCarryingValueInvestmentSecuritiesMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151220219"
      unitRef="Unit_CAD">29412000000</ifrs-full:FinancialAssetsAtAmortisedCost>
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      contextRef="PAsOn10_31_2025_DebtSecuritiesMemberifrsfullClassesOfAssetsAxis"
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      id="ixv-210483"
      unitRef="Unit_CAD">1000000</bns:CarryingValueDebtInvestmentSecuritiesAtAmortizedCostNetOfAllowances>
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      contextRef="PAsOn10_31_2024_DebtSecuritiesMemberifrsfullClassesOfAssetsAxis"
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    <bns:EquityInvestmentSecuritiesDesignatedAsAtFairValueThroughOtherComprehensiveIncomeExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-152543">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(c)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Equity investment securities designated at fair value through other comprehensive income (FVOCI) &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank has designated certain equity securities at FVOCI shown in the following table as these investments are held for strategic purposes. &lt;/div&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:69%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cost&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; unrealized&lt;br/&gt; gains&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; unrealized&lt;br/&gt; losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Common shares&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;178&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;221&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;178&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;221&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:12pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2024 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cost&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; unrealized&lt;br/&gt; gains&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; unrealized&lt;br/&gt; losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Common shares&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,522&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;713&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;73&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,162&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,522&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;713&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;73&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;3,162&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:EquityInvestmentSecuritiesDesignatedAsAtFairValueThroughOtherComprehensiveIncomeExplanatory>
    <ifrs-full:FinancialAssetsAtAmortisedCost
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      id="ixv-210485"
      unitRef="Unit_CAD">178000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <bns:FinancialAssetsGrossUnrealizedGain
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      id="ixv-210486"
      unitRef="Unit_CAD">221000000</bns:FinancialAssetsGrossUnrealizedGain>
    <bns:FinancialAssetsGrossUnrealizedLoss
      contextRef="PAsOn10_31_2025_CommonSharesMemberifrsfullClassesOfAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210487"
      unitRef="Unit_CAD">1000000</bns:FinancialAssetsGrossUnrealizedLoss>
    <ifrs-full:FinancialAssetsAtFairValue
      contextRef="PAsOn10_31_2025_CommonSharesMemberifrsfullClassesOfAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210488"
      unitRef="Unit_CAD">398000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2025_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210489"
      unitRef="Unit_CAD">178000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <bns:FinancialAssetsGrossUnrealizedGain
      contextRef="PAsOn10_31_2025_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210490"
      unitRef="Unit_CAD">221000000</bns:FinancialAssetsGrossUnrealizedGain>
    <bns:FinancialAssetsGrossUnrealizedLoss
      contextRef="PAsOn10_31_2025_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210491"
      unitRef="Unit_CAD">1000000</bns:FinancialAssetsGrossUnrealizedLoss>
    <ifrs-full:FinancialAssetsAtFairValue
      contextRef="PAsOn10_31_2025_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210492"
      unitRef="Unit_CAD">398000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2024_CommonSharesMemberifrsfullClassesOfAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210493"
      unitRef="Unit_CAD">2522000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <bns:FinancialAssetsGrossUnrealizedGain
      contextRef="PAsOn10_31_2024_CommonSharesMemberifrsfullClassesOfAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210494"
      unitRef="Unit_CAD">713000000</bns:FinancialAssetsGrossUnrealizedGain>
    <bns:FinancialAssetsGrossUnrealizedLoss
      contextRef="PAsOn10_31_2024_CommonSharesMemberifrsfullClassesOfAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210495"
      unitRef="Unit_CAD">73000000</bns:FinancialAssetsGrossUnrealizedLoss>
    <ifrs-full:FinancialAssetsAtFairValue
      contextRef="PAsOn10_31_2024_CommonSharesMemberifrsfullClassesOfAssetsAxis_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210496"
      unitRef="Unit_CAD">3162000000</ifrs-full:FinancialAssetsAtFairValue>
    <ifrs-full:FinancialAssetsAtAmortisedCost
      contextRef="PAsOn10_31_2024_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210497"
      unitRef="Unit_CAD">2522000000</ifrs-full:FinancialAssetsAtAmortisedCost>
    <bns:FinancialAssetsGrossUnrealizedGain
      contextRef="PAsOn10_31_2024_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210498"
      unitRef="Unit_CAD">713000000</bns:FinancialAssetsGrossUnrealizedGain>
    <bns:FinancialAssetsGrossUnrealizedLoss
      contextRef="PAsOn10_31_2024_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210499"
      unitRef="Unit_CAD">73000000</bns:FinancialAssetsGrossUnrealizedLoss>
    <ifrs-full:FinancialAssetsAtFairValue
      contextRef="PAsOn10_31_2024_InvestmentsInEquityInstrumentsMeasuredAtFairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210500"
      unitRef="Unit_CAD">3162000000</ifrs-full:FinancialAssetsAtFairValue>
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      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-210501"
      unitRef="Unit_CAD">47000000</ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod>
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      contextRef="P11_01_2023To10_31_2024"
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      id="ixv-210502"
      unitRef="Unit_CAD">122000000</ifrs-full:DividendsRecognisedForInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncomeHeldAtEndOfReportingPeriod>
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      unitRef="Unit_CAD">1839000000</bns:FairValueOfInvestmentsInEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncomeDisposedDuringThePeriod>
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      contextRef="P11_01_2023To10_31_2024"
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      id="ixv-210504"
      unitRef="Unit_CAD">938000000</bns:FairValueOfInvestmentsInEquityInstrumentsDesignatedAtFairValueThroughOtherComprehensiveIncomeDisposedDuringThePeriod>
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      id="ixv-210505"
      unitRef="Unit_CAD">512000000</ifrs-full:CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome
      contextRef="P11_01_2023To10_31_2024"
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      id="ixv-210506"
      unitRef="Unit_CAD">21000000</ifrs-full:CumulativeGainLossOnDisposalOfInvestmentsInEquityInstrumentsDesignatedAsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <bns:DisclosureOfContractualMaturitiesOfFinancialInstrumentsExplanatoryTableTextBlock contextRef="P11_01_2024To10_31_2025" id="ixv-152778">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(d)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;An analysis of the carrying value of investment securities is as follows: &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:40%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&lt;br/&gt; three&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Three&#160;to&lt;br/&gt; twelve&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&lt;br/&gt; five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Five&#160;to&lt;br/&gt; ten&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;ten&lt;br/&gt; years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;No specific&lt;br/&gt; maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value through other comprehensive income&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian federal government issued or guaranteed debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;774&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,596&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,408&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,505&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;827&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,110&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.1&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.8&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian provincial and municipal debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;578&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,200&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,841&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,091&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;133&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,843&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;2.6&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;2.3&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.6&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.8&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.6&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S.&#160;agency debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;694&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28,156&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,240&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,730&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49,036&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.0&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.3&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.8&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other foreign government debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,884&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,054&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14,192&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,312&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;284&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,726&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;2.8&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.2&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.9&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.2&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;159&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;804&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,768&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;277&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,017&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;6.0&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.8&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.9&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,089&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,870&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62,365&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,425&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,983&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;123,732&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Common shares&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total FVOCI&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,089&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,870&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62,365&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,425&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,983&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;124,130&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amortized cost&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian federal and provincial government issued or guaranteed debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;294&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,110&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,853&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;210&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,467&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;1.2&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;2.6&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.1&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.9&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S. agency debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;88&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,612&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other foreign government debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;246&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,173&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;750&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;82&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;30&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,281&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;1.9&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;2.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.8&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.3&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.0&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Corporate debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;69&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;146&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;6.8&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.4&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.5&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;540&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,315&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,760&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;319&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,788&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,722&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value through profit or loss&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,073&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,073&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total investment securities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,631&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24,185&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;67,146&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,744&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,771&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,471&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;149,948&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total by currency (in&#160;Canadian equivalent):&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian dollar&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,611&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,617&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19,080&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,402&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,114&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;552&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,376&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. dollar&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,144&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,858&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38,137&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,889&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,343&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,495&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;82,866&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Mexican peso&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;234&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,131&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,052&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;838&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;106&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,361&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other currencies&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,642&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,579&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,877&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,615&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;314&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;318&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,345&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total investment securities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;6,631&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;24,185&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;67,146&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;25,744&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;23,771&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,471&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;149,948&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents the weighted-average yield of fixed income securities. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:38%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2024 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;three&lt;br/&gt; months&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Three&#160;to&lt;br/&gt; twelve&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One&#160;to&lt;br/&gt; five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Five&#160;to&lt;br/&gt; ten&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&#160;ten&lt;br/&gt; years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;No&#160;specific&lt;br/&gt; maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value through other comprehensive income&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian federal government issued or guaranteed debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,873&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,054&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,699&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,072&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;842&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,540&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian provincial and municipal debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;213&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,882&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,190&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,811&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;429&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,525&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;1.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S.&#160;agency debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,308&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,209&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;30,098&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,387&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;46,376&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other foreign government debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,203&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,069&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,969&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,715&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;330&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,286&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;2.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;452&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,768&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;268&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,499&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;10.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;6.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,598&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;14,666&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;65,724&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,253&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,985&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;118,226&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Common shares&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,162&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,162&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total FVOCI&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,598&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;14,666&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;65,724&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,253&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,985&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,162&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;121,388&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amortized cost&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian federal and provincial government issued or guaranteed debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;610&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,099&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,740&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;272&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,721&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;2.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. treasury and other U.S. agency debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;48&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;116&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,262&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,440&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other foreign government debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;324&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;689&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;858&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;139&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;31&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,041&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;8.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;3.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;4.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Corporate debt&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;81&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;129&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;210&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Yield&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;6.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;5.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;935&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,836&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,795&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;424&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,422&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,412&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value through profit or loss&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,004&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,004&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;26&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total investment securities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,535&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,502&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72,545&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,677&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;26,407&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,166&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;152,832&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total by currency (in&#160;Canadian equivalent):&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canadian dollar&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,725&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,799&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23,034&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,491&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,409&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,464&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;43,922&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;U.S. dollar&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,696&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,894&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;40,362&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,471&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24,636&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,333&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;83,392&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Mexican peso&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;948&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,215&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,139&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;332&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,678&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other currencies&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,166&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,594&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,010&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,383&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;362&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;325&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,840&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total investment securities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;11,535&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;17,502&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;72,545&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;19,677&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;26,407&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;5,166&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;152,832&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents the weighted-average yield of fixed income securities. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfContractualMaturitiesOfFinancialInstrumentsExplanatoryTableTextBlock>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210507"
      unitRef="Unit_CAD">774000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210508"
      unitRef="Unit_CAD">3596000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210509"
      unitRef="Unit_CAD">11408000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210510"
      unitRef="Unit_CAD">6505000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210511"
      unitRef="Unit_CAD">827000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210512"
      unitRef="Unit_CAD">23110000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:WeightedAverageYieldFixedIncomeSecurities
      contextRef="P11_01_2024To10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis"
      decimals="3"
      id="Fact_151226723"
      unitRef="Unit_pure">0.04</bns:WeightedAverageYieldFixedIncomeSecurities>
    <bns:WeightedAverageYieldFixedIncomeSecurities
      contextRef="P11_01_2024To10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis"
      decimals="3"
      id="Fact_151226724"
      unitRef="Unit_pure">0.031</bns:WeightedAverageYieldFixedIncomeSecurities>
    <bns:WeightedAverageYieldFixedIncomeSecurities
      contextRef="P11_01_2024To10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="3"
      id="Fact_151226725"
      unitRef="Unit_pure">0.035</bns:WeightedAverageYieldFixedIncomeSecurities>
    <bns:WeightedAverageYieldFixedIncomeSecurities
      contextRef="P11_01_2024To10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis"
      decimals="3"
      id="Fact_151226726"
      unitRef="Unit_pure">0.035</bns:WeightedAverageYieldFixedIncomeSecurities>
    <bns:WeightedAverageYieldFixedIncomeSecurities
      contextRef="P11_01_2024To10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis"
      decimals="3"
      id="Fact_151226727"
      unitRef="Unit_pure">0.038</bns:WeightedAverageYieldFixedIncomeSecurities>
    <bns:WeightedAverageYieldFixedIncomeSecurities
      contextRef="P11_01_2024To10_31_2025_CanadianFederalGovernmentIssuedOrGuaranteedDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="3"
      id="Fact_151226563"
      unitRef="Unit_pure">0.035</bns:WeightedAverageYieldFixedIncomeSecurities>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210519"
      unitRef="Unit_CAD">578000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210520"
      unitRef="Unit_CAD">2200000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210521"
      unitRef="Unit_CAD">6841000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210522"
      unitRef="Unit_CAD">11091000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210523"
      unitRef="Unit_CAD">133000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210524"
      unitRef="Unit_CAD">20843000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:WeightedAverageYieldFixedIncomeSecurities
      contextRef="P11_01_2024To10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis"
      decimals="3"
      id="Fact_151226728"
      unitRef="Unit_pure">0.026</bns:WeightedAverageYieldFixedIncomeSecurities>
    <bns:WeightedAverageYieldFixedIncomeSecurities
      contextRef="P11_01_2024To10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis"
      decimals="3"
      id="Fact_151226550"
      unitRef="Unit_pure">0.023</bns:WeightedAverageYieldFixedIncomeSecurities>
    <bns:WeightedAverageYieldFixedIncomeSecurities
      contextRef="P11_01_2024To10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="3"
      id="Fact_151226551"
      unitRef="Unit_pure">0.036</bns:WeightedAverageYieldFixedIncomeSecurities>
    <bns:WeightedAverageYieldFixedIncomeSecurities
      contextRef="P11_01_2024To10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis"
      decimals="3"
      id="Fact_151226707"
      unitRef="Unit_pure">0.038</bns:WeightedAverageYieldFixedIncomeSecurities>
    <bns:WeightedAverageYieldFixedIncomeSecurities
      contextRef="P11_01_2024To10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis"
      decimals="3"
      id="Fact_151226708"
      unitRef="Unit_pure">0.04</bns:WeightedAverageYieldFixedIncomeSecurities>
    <bns:WeightedAverageYieldFixedIncomeSecurities
      contextRef="P11_01_2024To10_31_2025_CanadianProvincialAndMunicipalDebtMemberifrsfullClassesOfAssetsAxis_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="3"
      id="Fact_151226564"
      unitRef="Unit_pure">0.036</bns:WeightedAverageYieldFixedIncomeSecurities>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-210531"
      unitRef="Unit_CAD">694000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-210532"
      unitRef="Unit_CAD">10216000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-210533"
      unitRef="Unit_CAD">28156000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-210534"
      unitRef="Unit_CAD">3240000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-210535"
      unitRef="Unit_CAD">6730000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="-6"
      id="ixv-210536"
      unitRef="Unit_CAD">49036000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:WeightedAverageYieldFixedIncomeSecurities
      contextRef="P11_01_2024To10_31_2025_FairValueThroughOtherComprehensiveIncomeMemberifrsfullCategoriesOfFinancialAssetsAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_UsTreasuryAndOtherUsAgencyDebtMemberifrsfullClassesOfAssetsAxis"
      decimals="3"
      id="Fact_151226709"
      unitRef="Unit_pure">0.039</bns:WeightedAverageYieldFixedIncomeSecurities>
    <bns:WeightedAverageYieldFixedIncomeSecurities
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      unitRef="Unit_CAD">26407000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210805"
      unitRef="Unit_CAD">5166000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_FairValueThroughProfitAndLossMemberifrsfullCategoriesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210806"
      unitRef="Unit_CAD">152832000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210807"
      unitRef="Unit_CAD">2725000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210808"
      unitRef="Unit_CAD">6799000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210809"
      unitRef="Unit_CAD">23034000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210810"
      unitRef="Unit_CAD">8491000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_LaterThanTenYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210811"
      unitRef="Unit_CAD">1409000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210812"
      unitRef="Unit_CAD">1464000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_CADsrtCurrencyAxis"
      decimals="-6"
      id="ixv-210813"
      unitRef="Unit_CAD">43922000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis"
      decimals="-6"
      id="ixv-210814"
      unitRef="Unit_CAD">2696000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_USDsrtCurrencyAxis"
      decimals="-6"
      id="ixv-210815"
      unitRef="Unit_CAD">3894000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis"
      decimals="-6"
      id="ixv-210816"
      unitRef="Unit_CAD">40362000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis"
      decimals="-6"
      id="ixv-210817"
      unitRef="Unit_CAD">8471000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_USDsrtCurrencyAxis"
      decimals="-6"
      id="ixv-210818"
      unitRef="Unit_CAD">24636000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_USDsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210819"
      unitRef="Unit_CAD">3333000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_USDsrtCurrencyAxis"
      decimals="-6"
      id="ixv-210820"
      unitRef="Unit_CAD">83392000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_MXVsrtCurrencyAxis_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210821"
      unitRef="Unit_CAD">948000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_MXVsrtCurrencyAxis"
      decimals="-6"
      id="ixv-210822"
      unitRef="Unit_CAD">1215000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_MXVsrtCurrencyAxis"
      decimals="-6"
      id="ixv-210823"
      unitRef="Unit_CAD">3139000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_MXVsrtCurrencyAxis"
      decimals="-6"
      id="ixv-210824"
      unitRef="Unit_CAD">332000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_MXVsrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210825"
      unitRef="Unit_CAD">44000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_MXVsrtCurrencyAxis"
      decimals="-6"
      id="ixv-210826"
      unitRef="Unit_CAD">5678000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis"
      decimals="-6"
      id="ixv-210827"
      unitRef="Unit_CAD">5166000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis"
      decimals="-6"
      id="ixv-210828"
      unitRef="Unit_CAD">5594000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis"
      decimals="-6"
      id="ixv-210829"
      unitRef="Unit_CAD">6010000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis"
      decimals="-6"
      id="ixv-210830"
      unitRef="Unit_CAD">2383000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis_OtherCurrenciesMembersrtCurrencyAxis"
      decimals="-6"
      id="ixv-210831"
      unitRef="Unit_CAD">362000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_OtherCurrenciesMembersrtCurrencyAxis_WithNoSpecificMaturityMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210832"
      unitRef="Unit_CAD">325000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_OtherCurrenciesMembersrtCurrencyAxis"
      decimals="-6"
      id="ixv-210833"
      unitRef="Unit_CAD">19840000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_NotLaterThanThreeMonthsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210834"
      unitRef="Unit_CAD">11535000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_LaterThanThreeMonthsAndNotLaterThanOneYearMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210835"
      unitRef="Unit_CAD">17502000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210836"
      unitRef="Unit_CAD">72545000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210837"
      unitRef="Unit_CAD">19677000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_LaterThanTenYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210838"
      unitRef="Unit_CAD">26407000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024_WithNoSpecificMaturityMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210839"
      unitRef="Unit_CAD">5166000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:InvestmentSecuritiesCarryingValue
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-210840"
      unitRef="Unit_CAD">152832000000</bns:InvestmentSecuritiesCarryingValue>
    <bns:DisclosureOfAnalysisOfNetGainOnSaleOfInvestmentSecuritiesExplanatoryTableTextBlock contextRef="P11_01_2024To10_31_2025" id="ixv-157251">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(e)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net gain on sale of investment securities &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table presents the net gain on sale of investment securities: &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:88%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;For the year ended October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt investment securities measured at amortized cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Debt investment securities measured at FVOCI&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;71&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net gain on sale of investment securities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;71&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;48&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfAnalysisOfNetGainOnSaleOfInvestmentSecuritiesExplanatoryTableTextBlock>
    <bns:GainLossOnSaleOfInvestmentSecuritiesMeasuredAtAmortizedCost
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-210841"
      unitRef="Unit_CAD">1000000</bns:GainLossOnSaleOfInvestmentSecuritiesMeasuredAtAmortizedCost>
    <bns:FairValueGainLossRecognisedInOtherComprehensiveIncomeReclassified
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-210842"
      unitRef="Unit_CAD">71000000</bns:FairValueGainLossRecognisedInOtherComprehensiveIncomeReclassified>
    <bns:FairValueGainLossRecognisedInOtherComprehensiveIncomeReclassified
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-210843"
      unitRef="Unit_CAD">47000000</bns:FairValueGainLossRecognisedInOtherComprehensiveIncomeReclassified>
    <ifrs-full:GainsLossesOnDisposalsOfInvestments
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-210844"
      unitRef="Unit_CAD">71000000</ifrs-full:GainsLossesOnDisposalsOfInvestments>
    <ifrs-full:GainsLossesOnDisposalsOfInvestments
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-210845"
      unitRef="Unit_CAD">48000000</ifrs-full:GainsLossesOnDisposalsOfInvestments>
    <bns:DisclosureOfLoansImpairedLoansAndAllowanceForCreditLossesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-157355">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_12" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Loans, Impaired Loans and Allowance for Credit Losses &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Loans at amortized cost &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:46%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;loans&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Allowance&lt;br/&gt; for credit&lt;br/&gt; losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&lt;br/&gt; carrying&lt;br/&gt; amount&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;loans&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Allowance&lt;br/&gt; for credit&lt;br/&gt; losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;carrying&lt;br/&gt; amount&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,191&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,460&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;368,731&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;350,941&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,208&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;349,733&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;110,567&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;108,135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;106,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,319&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;104,060&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,355&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,690&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,160&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16,214&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;279,705&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;277,489&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;292,671&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,849&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;290,822&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;778,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;7,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;771,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;767,365&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,536&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;760,829&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(b)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Loans and acceptances outstanding by geography&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px"&gt;(1)&lt;/div&gt; &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:79%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;312,131&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;297,677&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;82,764&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;82,892&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,018&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,982&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;128,086&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;133,810&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;531,999&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;523,361&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;United States:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,965&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,009&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,171&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;55,237&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62,136&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,246&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Mexico:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,980&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16,749&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,436&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,615&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,048&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;832&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,232&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23,994&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;45,696&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,190&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Chile:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,739&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,410&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,125&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,868&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,076&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,551&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,171&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,330&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;51,111&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49,159&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Peru:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,625&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,113&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,801&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,623&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;492&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;757&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,125&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,545&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,043&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,038&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Colombia:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,384&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,196&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,885&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,186&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,540&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,446&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,481&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,518&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,290&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,346&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other International:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,332&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,796&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,591&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,186&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,871&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,806&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;35,439&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;43,237&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;52,233&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,025&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total loans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;778,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;767,365&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Acceptances&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;177&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;148&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total loans and acceptances&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;778,685&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;767,513&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6,537&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total loans and acceptances net of allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;771,222&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;760,976&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Geographic segmentation is based on the location of the property for residential mortgages; otherwise, the residence of the borrower. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;98.8% of acceptances reside outside Canada (October 31, 2024 &#x2013;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt; 96.5&lt;/div&gt;%). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Loans and acceptances denominated in U.S. dollars were $119,788 (2024 &#x2013; $137,804), in Chilean pesos $10,885 (2024 &#x2013; $39,425), Mexican pesos $12,754 (2024 &#x2013; $31,522), and in other foreign currencies $24,665 (2024 &#x2013; $54,549). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt; &lt;div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(c)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Loan maturities &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:23%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2025&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Rate sensitivity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&lt;br/&gt; one&#160;year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One to&lt;br/&gt; five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Five to&lt;br/&gt; ten&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&lt;br/&gt; ten&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;No&#160;specific&lt;br/&gt; maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Floating&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fixed&#160;rate&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-rate&lt;/div&gt;&lt;br/&gt; sensitive&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;92,485&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;228,818&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,699&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,791&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,191&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;111,631&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;253,782&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,778&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,191&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,114&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37,982&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,341&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,269&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,861&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;110,567&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50,887&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58,258&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,422&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;110,567&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;141,324&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;121,364&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,003&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;644&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,370&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;279,705&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;205,000&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;71,634&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,071&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;279,705&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;254,923&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;388,164&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;32,742&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;27,612&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;75,067&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;778,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;367,518&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;401,719&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;9,271&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;778,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total loans net of allowance for credit&#160;losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;254,923&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;388,164&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,742&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,612&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;67,604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;771,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;367,518&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;401,719&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,808&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;771,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="24" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="16" style="height:12pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2024&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Rate sensitivity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&lt;br/&gt; one&#160;year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One to&lt;br/&gt; five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Five to&lt;br/&gt; ten&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&lt;br/&gt; ten&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;No&#160;specific&lt;br/&gt; maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Floating&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fixed&#160;rate&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-rate&lt;/div&gt;&lt;br/&gt; sensitive&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72,883&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;233,469&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15,456&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,264&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,869&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;350,941&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;93,626&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;253,954&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,361&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;350,941&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,753&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;37,707&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,411&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,171&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;43,337&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;106,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47,790&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;57,219&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,370&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;106,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;142,536&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;135,474&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,340&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;405&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,916&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;292,671&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;216,334&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;73,596&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,741&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;292,671&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;234,172&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;406,650&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;28,207&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;26,840&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;71,496&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;767,365&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;357,750&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;402,143&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;7,472&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;767,365&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6,536&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6,536&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6,536&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6,536&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total loans net of allowance for credit&#160;losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;234,172&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;406,650&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28,207&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;26,840&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;64,960&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;760,829&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;357,750&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;402,143&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;936&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;760,829&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(d)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Impaired loans&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px"&gt;(1)&lt;/div&gt; &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:54%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; impaired&lt;br/&gt; loans&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Allowance&lt;br/&gt; for credit&lt;br/&gt; losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; impaired&lt;br/&gt; loans&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Allowance&lt;br/&gt; for credit&lt;br/&gt; losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,903&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;840&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,063&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,372&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;645&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,727&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,071&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;467&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,117&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;621&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;496&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,270&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,373&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,250&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;788&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,462&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;7,244&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,341&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;4,903&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,739&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,054&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,685&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;By geography:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,416&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;683&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,733&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,158&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;569&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,589&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;United States&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;109&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;87&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Mexico&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,494&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;535&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;959&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,343&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;424&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;919&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Peru&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;823&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;400&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;423&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;715&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;385&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;330&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Chile&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,420&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;332&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,088&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,249&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;281&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;968&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Colombia&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;364&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;132&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;232&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;322&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;109&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;213&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other International&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;727&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;259&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;468&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;843&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;264&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;579&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,244&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,341&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,903&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;6,739&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,054&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;4,685&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Interest income recognized on impaired loans during the year ended October&#160;31, 2025 was $95 (2024 &#x2013; $84). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="line-height:normal;display: inline;"&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(e)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Allowance for credit losses &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(i)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Key inputs and assumptions &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s allowance for credit losses is measured using a three-stage approach based on the extent of credit deterioration since origination. The calculation of the Bank&#x2019;s allowance for credit losses is an output of a set of complex models with a number of underlying assumptions regarding the choice of variable inputs and their interdependencies. Some of the key drivers include the following: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Changes in risk ratings of the borrower or instrument reflecting changes in their credit quality; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Changes in the volumes of transactions; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Changes in the forward-looking macroeconomic environment reflected in the variables used in the models such as GDP growth, unemployment rates, commodity prices, interest rates and house price indices, which are closely related with credit losses in the relevant portfolio; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Changes in macroeconomic scenarios and the probability weights assigned to each scenario; and &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Borrower migration between the three stages. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank determines its allowance for credit losses using four probability-weighted forward-looking scenarios (base case, optimistic, pessimistic and very pessimistic). &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank considers both internal and external sources of information and data to achieve unbiased projections and forecasts in determining the allowance for credit losses. The Bank prepares the scenarios using forecasts generated by Scotiabank Economics (SE). The forecasts are generated using models whose outputs are modified by SE as necessary to formulate a &#x2018;base case&#x2019; view of the most probable future direction of economic developments. The development of the base case and alternative scenarios is overseen by a governance committee that consists of internal stakeholders from across the Bank. The final base case and alternative scenarios reflect significant review and oversight, and incorporate judgment both in the determination of the scenarios&#x2019; forecasts and the probability weights that are assigned to them. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(ii)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Key macroeconomic variables &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The inputs and models used for calculating expected credit losses may not always capture all characteristics of the market at the date of the financial statements. Qualitative adjustments or overlays may be made for certain portfolios or geographies as temporary adjustments in circumstances where, in the Bank&#x2019;s view, the inputs, assumptions, and/or modelling techniques do not capture all relevant risk factors, including the emergence of economic or geopolitical events, up to the date of the financial statements. As required under IFRS 9, the allowance for credit losses at each reporting period must be based on inputs, assumptions and information available up to that date. &lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank has generated a forward-looking base case scenario and three alternate forward-looking scenarios (one optimistic and two pessimistic) as key inputs into the expected credit loss provisioning models. Given the uncertainty surrounding U.S. trade policies and the direction of tariffs, the scenarios as at October 31, 2025 have varying assumptions of imposed tariffs. The base case scenario assumes tariffs announced and implemented, avoiding speculation on future announcements, including potential trade deals and tariff pauses. Differing assumptions are reflected in the alternate scenarios described below. As new information comes to light in the future, the scenarios and assumptions will be updated accordingly. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;U.S. trade policies and related uncertainty have shaped the economic environment over the past year and weighed on the outlook. The Canadian and U.S. forecasts have been adjusted frequently as new developments emerged. In Canada, tariff-sensitive sectors and regions are showing earlier-than-expected weakness, resulting in a softer 2025 growth profile than expected last year. In contrast, the U.S. has shown surprising resilience, supported by strong AI-related activity despite signs of weakness elsewhere in the economy. As a result, the U.S. growth profile for 2025 is slightly stronger than forecast last year. Persistent upside surprises to U.S. growth, combined with stubborn inflation, delayed the start of monetary easing relative to last year&#x2019;s expectations. With inflation in both countries now closer to target and economic activity softening, the Bank of Canada and the U.S. Federal Reserve have shifted their focus from inflation control toward supporting growth, though upside inflation risks remain. Economic activity in both countries is expected to improve somewhat in 2026 as tariff impacts fade and, in Canada, as stimulus measures and infrastructure plans from the federal budget take effect. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The optimistic scenario features somewhat stronger economic activity relative to the base case. The pessimistic scenario features a negative demand-type shock with globally tighter financial conditions, weaker growth and inflation, and lower monetary policy rates than in the base case scenario. It also assumes a combination of U.S. imposed tariffs on world economies, including an effective tariff of 7.5% on imports from Canada and Mexico, while facing no retaliation from these countries. The very pessimistic scenario features a strong stagflationary impulse that leads to a protracted period of financial market uncertainty. It also assumes U.S. imposed tariffs with a magnitude about three times that of the pessimistic scenario. Under this scenario, all countries retaliate. This results in higher inflation, requiring central banks to raise their policy rates to higher levels than in the base case in order to bring inflation under control, which is dampening economic activity. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The following tables show certain key macroeconomic variables used to calculate the modelled estimate for the allowance for credit losses. Further changes in these variables up to the date of the financial statements are incorporated through expert credit judgment. For the base case, optimistic and pessimistic scenarios, the projections are provided for the next 12 months and for the remaining forecast period, which represents a medium-term view. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
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&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Base Case Scenario&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
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&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Alternative&#160;Scenario&#160;&#x2013;&#160;Optimistic&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Alternative&#160;Scenario&#160;&#x2013;&#160;Pessimistic&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Alternative&#160;Scenario&#160;&#x2013;&#160;Very&lt;br/&gt; Pessimistic&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
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&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;October&#160;31, 2025&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; 12&#160;Months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
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&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining&lt;br/&gt; Forecast&#160;Period&lt;/div&gt;&lt;/td&gt;
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&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; 12&#160;Months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
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&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining&lt;br/&gt; Forecast&#160;Period&lt;/div&gt;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; 12&#160;Months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining&lt;br/&gt; Forecast&#160;Period&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; 12&#160;Months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining&lt;br/&gt; Forecast&#160;Period&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
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&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
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&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-1.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-4.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Consumer price index, y/y %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank of Canada overnight rate target, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;HPI &#x2013; Housing Price Index, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-2.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-5.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;USD/CAD exchange rate, average&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.32&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.30&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.29&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.37&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.29&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.45&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.30&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;U.S.&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-1.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Consumer price index, y/y %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Target federal funds rate, upper limit, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Mexico&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-0.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-2.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-5.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Chile&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Peru&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-1.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Colombia&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-1.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Caribbean&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-0.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;WTI oil price, average USD/bbl&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;66&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;64&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;78&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;53&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;45&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Copper price, average USD/lb&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.19&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.68&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.29&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.03&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.92&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.60&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.61&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.47&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Global GDP, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-2.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div&gt; &lt;div style="line-height:normal;display: inline;"&gt;  &lt;/div&gt; &lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:45%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Base Case Scenario&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Alternative&#160;Scenario&#160;&#x2013;&#160;Optimistic&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Alternative&#160;Scenario&#160;&#x2013;&#160;Pessimistic&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Alternative&#160;Scenario&#160;&#x2013;&#160;Very&lt;br/&gt; Pessimistic&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;October&#160;31, 2024&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; 12&#160;Months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining&lt;br/&gt; Forecast&#160;Period&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; 12&#160;Months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining&lt;br/&gt; Forecast&#160;Period&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; 12&#160;Months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining&lt;br/&gt; Forecast&#160;Period&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; 12&#160;Months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining&lt;br/&gt; Forecast&#160;Period&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-1.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-4.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Consumer price index, y/y %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;8.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;11.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;7.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank of Canada overnight rate target, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;HPI &#x2013; Housing Price Index, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-3.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-5.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;USD/CAD exchange rate, average&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.34&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.30&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.33&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.28&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.43&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.28&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.49&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.30&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;U.S.&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-1.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-4.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Consumer price index, y/y %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Target federal funds rate, upper limit, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;8.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Mexico&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-0.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-2.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Chile&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;0.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-3.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;7.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;7.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;9.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;7.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;11.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;7.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Peru&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-0.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;8.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;11.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;8.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Colombia&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-0.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;11.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;10.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;10.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;9.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;13.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;10.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;19.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;13.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Caribbean&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;0.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;WTI oil price, average USD/bbl&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;73&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;69&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;78&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;83&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;60&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;60&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;53&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;58&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Copper price, average USD/lb&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.99&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.29&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.16&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.86&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.50&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.32&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.02&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Global GDP, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;3.4&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;2.4&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;4.3&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;3.3&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;0.6&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;3.1&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;-1.5&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;3.5&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(iii)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Sensitivity &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Relative to the base case scenario, the weighting of these multiple scenarios increased the reported allowance for credit losses for financial assets in Stage 1 and Stage 2 to $5,313 million (2024 &#x2013; $4,682 million) from $5,018 million (2024 &#x2013; $4,316 million). &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank enhanced certain of its IFRS 9 models in the current year, with the enhanced models exhibiting higher sensitivity to changes in the macroeconomic outlook. If the Bank was to apply a probability weighted average of its two pessimistic scenarios for the measurement of allowance for credit losses for such assets, the allowance for credit losses on performing financial instruments would be $786 million higher than the reported allowance for credit losses as at October&#160;31, 2025 (October 31, 2024 &#x2013; $942 million), excluding the consideration of changes in qualitative overlays or expert credit judgement. Actual results will differ as this does not consider the migration of exposures or incorporate changes that would occur in the portfolio due to risk mitigation actions and other factors. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Under our current probability-weighted scenarios, if all of our performing financial assets were in Stage 1, reflecting a 12 month expected loss period, the allowance for credit losses would be $801 million (2024 &#x2013; $693 million) lower than the reported allowance for credit losses on performing financial assets. &lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(iv)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Allowance for credit losses &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:51%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Balance&#160;as&#160;at&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;November&#160;1,&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Provision for&lt;br/&gt; credit&#160;losses&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Net&#160;write-offs&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other,&#160;including&lt;br/&gt; foreign&lt;br/&gt; currency&lt;br/&gt; adjustment&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Balance&#160;as&#160;at&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;October&#160;31,&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,208&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;304&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(110&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,460&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,319&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,951&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,814&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(24&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,160&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,399&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,242&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,355&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,036&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,072&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(642&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(74&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,392&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;6,723&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;4,726&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(3,808&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;7,639&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Presented as:&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses on loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,536&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses on acceptances&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses on &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet exposures&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;186&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Excludes amounts associated with other assets of $(12). The provision for credit losses, net of these amounts, is $4,714. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Allowance for credit losses on acceptances is recorded against the financial asset in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Allowance for credit losses on &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:53%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Balance&#160;as&#160;at&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;November&#160;1,&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2023&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Provision&#160;for&lt;br/&gt; credit&#160;losses&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Net&#160;write-offs&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other,&#160;including&lt;br/&gt; foreign&lt;br/&gt; currency&lt;br/&gt; adjustment&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Balance&#160;as&#160;at&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;October&#160;31,&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,084&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;257&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(76&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(57&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,208&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,414&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,893&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,857&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(131&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,319&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,237&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,122&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,166&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(33&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,160&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,876&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;790&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(424&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(206&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,036&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;6,611&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;4,062&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(3,523&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(427&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;6,723&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Presented as:&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses on loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,372&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,536&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses on acceptances&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;90&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses on &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet exposures&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;149&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;186&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Excludes amounts associated with other assets and reversal of impairment losses of $(11). The provision for credit losses, net of these amounts, is $4,051. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Allowance for credit losses on acceptances is recorded against the financial asset in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Allowance for credit losses on &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Allowance for credit losses on loans &lt;/div&gt;&lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:66%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;196&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;424&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;840&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,460&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;613&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,215&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;338&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,017&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,355&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;713&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;606&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,860&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;3,262&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,341&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;7,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Excludes allowance for credit losses for other financial assets including acceptances, investment securities, deposits with banks, &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet credit risks and reverse repos which amounted to $191. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:66%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2024 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;165&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;398&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;645&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,208&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;544&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,154&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;621&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,319&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;288&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;872&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,160&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;586&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;475&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;788&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,849&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,583&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,899&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,054&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;6,536&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Excludes allowance for credit losses for other financial assets including acceptances, investment securities, deposits with banks, &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet credit risks and reverse repos which amounted to $200. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table presents the changes to the allowance for credit losses on loans. &lt;/div&gt;&lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:52%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at beginning of the year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;645&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,208&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;265&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;321&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;498&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,084&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provision for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;268&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(52&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;215&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(165&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(50&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(44&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;258&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(214&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(40&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;197&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(157&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 3&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(101&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;101&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(84&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;84&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;Gross write-offs&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(100&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(100&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;Recoveries&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign exchange and other movements&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(6)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(14&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(16&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(27&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(57&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at end of year&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;196&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;424&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;840&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,460&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;165&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;398&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;645&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,208&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at beginning of the year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;544&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,154&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;621&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,319&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;647&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,103&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;664&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,414&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provision for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Remeasurement&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(620&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;997&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,445&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,822&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(686&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;976&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,497&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,787&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Newly originated or purchased financial assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;390&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;390&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;365&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;365&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derecognition of financial assets and maturities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(92&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(144&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(236&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;96&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;658&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(642&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(16&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;344&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(473&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;481&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(504&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;517&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;Gross write-offs&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(2,127&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(2,127&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2,145&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2,145&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;Recoveries&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;313&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;313&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;288&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;288&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign exchange and other movements&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(6)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(17&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(24&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(31&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(29&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(71&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(131&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at end of year&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;613&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,215&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;544&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,154&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;621&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,319&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at beginning of the year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;288&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;872&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,160&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;414&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;823&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,237&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provision for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Remeasurement&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(319&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;820&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;853&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,354&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(361&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;643&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;835&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,117&lt;/td&gt;
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&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Newly originated or purchased financial assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;136&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;136&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;335&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(335&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(128&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;128&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(135&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;135&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 3&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(380&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;380&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(330&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;330&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Gross write-offs&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,466&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,466&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,356&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,356&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Recoveries&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;190&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;190&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign exchange and other movements&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(6)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(10&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(24&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(33&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at end of year&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;338&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,017&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,355&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;288&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;872&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,160&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Total retail loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at beginning of the year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;997&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,424&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,266&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,687&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,326&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,247&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,162&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,735&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provision for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Remeasurement&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,174&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,934&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,721&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,481&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,318&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,783&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,705&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,170&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Newly originated or purchased financial assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;576&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;576&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;542&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;542&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derecognition of financial assets and maturities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(143&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(218&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(361&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(159&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(273&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(432&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Changes in models and methodologies&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(7)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(57&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(42&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(128&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;120&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Transfer to (from):&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"&gt;&lt;div style="font-weight: bold;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"&gt;&lt;div style="font-weight: bold;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"&gt;&lt;div style="font-weight: bold;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,278&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,210&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(68&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,208&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,142&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(66&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(379&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;712&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(333&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(406&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;676&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(270&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 3&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(954&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;962&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(918&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;931&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
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&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(3,601&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(3,601&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;562&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;502&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;502&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign exchange and other movements&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(6)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(55&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(69&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(97&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(221&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,656&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,444&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,247&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;997&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,424&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,266&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,687&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at beginning of the year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;739&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;788&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,035&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;635&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;403&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;748&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,786&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provision for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Remeasurement&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(66&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;335&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;853&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,122&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(210&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;288&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;622&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;700&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Newly originated or purchased financial assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,311&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;936&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;37&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;237&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(89&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;94&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(110&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;114&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 3&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(33&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(21&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Gross write-offs&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(700&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(700&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(484&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(484&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Recoveries&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;60&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;60&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign exchange and other movements&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(86&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(73&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(33&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(166&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(205&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at end of period including &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet exposures&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;854&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;640&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,391&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;739&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;508&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;788&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,035&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Less: Allowance for credits losses on &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet exposures&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(141&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(34&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(153&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(33&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(186&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at end of year&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;713&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;606&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;586&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;475&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;788&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,849&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes credit risk changes as a result of significant increases in credit risk, changes in credit risk that did not result in a transfer between stages, changes in model inputs and assumptions and changes due to drawdowns of undrawn commitments. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Interest income on impaired loans for residential mortgages, personal loans, credit cards, and business and government loans totaled $439 (2024 &#x2013; $443). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Allowance for credit losses on &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Allowance for credit losses on acceptances are recorded against the financial asset in the Consolidated Statement of Financial Position. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(5)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;During the year ended October&#160;31, 2025, the contractual terms of certain financial assets were modified where the modification did not result in derecognition. The carrying value of such loans that were modified in Stage 2 and Stage 3 was $2,833&#160;(2024 &#x2013; $3,504) and $899 (2024 &#x2013; $&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;726)&lt;/div&gt; respectively, before the modification. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(6)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Divestitures are included in the foreign exchange and other movements. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(7)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Comprises changes due to enhanced IFRS 9 models, including changes to reflect previously established expert credit judgment overlays that are now incorporated in the model. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(f)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying value of exposures by risk rating &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:29%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of PD grades ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;219,905&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,983&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;223,888&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;211,165&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,262&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;214,427&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,755&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,820&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;88,575&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;78,344&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,625&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;81,969&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Medium&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,870&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,618&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24,488&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,205&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,072&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,277&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;High&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,002&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,007&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,009&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,561&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,280&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,841&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very high&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;48&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,170&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,218&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,814&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,827&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans not graded&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,937&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,173&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,110&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,614&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,614&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,228&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,903&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,903&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,372&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,372&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;339,517&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,771&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,903&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,191&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;329,902&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;18,667&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,372&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;350,941&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;196&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;424&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;840&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,460&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;165&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;398&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;645&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,208&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;339,321&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;27,347&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,063&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;368,731&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;329,737&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,269&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,727&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;349,733&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Stage 3 includes purchased or originated credit-impaired loans. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Portfolios where the customer account level &#x2018;Probability of Default&#x2019; has not been determined have been included in the &#x2018;Loans not graded&#x2019; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:31%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of PD grades ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31,009&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;202&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31,211&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;30,865&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;30,865&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,075&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;751&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,826&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,686&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,698&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Medium&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,886&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;78&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,964&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13,053&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;38&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13,091&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;High&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,331&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,659&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,990&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,535&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,843&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15,378&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very high&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;35&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,651&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,686&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;76&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,743&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,819&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans not graded&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,465&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,354&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24,819&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,482&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,929&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22,411&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,071&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,071&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,117&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,117&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;97,801&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,695&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,071&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;110,567&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;95,697&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,565&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,117&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;106,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;613&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,215&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;544&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,154&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;621&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,319&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;97,188&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;10,480&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;467&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;108,135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;95,153&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;8,411&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;496&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;104,060&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Stage 3 includes purchased or originated credit-impaired loans. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Portfolios where the customer account level &#x2018;Probability of Default&#x2019; has not been determined have been included in the &#x2018;Loans not graded&#x2019; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:31%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of PD grades ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,646&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2007;&#x2007;&#x2009;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,648&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,382&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,385&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,171&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,182&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,872&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,897&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Medium&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,792&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,818&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,631&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;55&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,686&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;High&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,210&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,942&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,152&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,069&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,880&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,949&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very high&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,204&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,028&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,044&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans not graded&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;582&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;439&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,021&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;895&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;518&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,413&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14,421&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,624&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;13,865&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,509&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;17,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;338&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,017&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,355&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;288&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;872&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,160&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;14,083&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;2,607&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;16,690&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13,577&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;2,637&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;&#x2007;&#x2007;&#x2009;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16,214&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Portfolios where the customer account level &#x2018;Probability of Default&#x2019; has not been determined have been included in the &#x2018;Loans not graded&#x2019; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:35%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Undrawn loan commitments&#160;&#x2013;&lt;br/&gt; Retail&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of PD grades ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;126,681&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;255&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2007;&#x2007;&#x2009;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;126,936&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;115,396&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;115,398&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,102&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;71&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,173&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,947&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;26&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,973&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Medium&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,569&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,582&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,128&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,150&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;High&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,047&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;631&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,678&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,490&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;505&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,995&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very high&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;351&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;365&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;305&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;315&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans not graded&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,039&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,049&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,088&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,634&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,749&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15,383&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;171,452&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;3,370&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;174,822&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;157,605&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;3,609&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;&#x2007;&#x2007;&#x2009;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;161,214&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Portfolios where the customer account level &#x2018;Probability of Default&#x2019; has not been determined have been included in the &#x2018;Loans not graded&#x2019; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="line-height:normal;display: inline;"&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:36%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Total retail loans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of PD grades ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;380,241&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,442&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;384,683&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;359,808&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,267&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;363,075&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;130,103&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,653&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;135,756&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;119,849&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,688&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;123,537&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Medium&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43,117&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,735&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;51,852&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;45,017&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,187&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47,204&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;High&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,590&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14,239&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34,829&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,655&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,508&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;32,163&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very high&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;117&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,376&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,493&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;115&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,890&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,005&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans not graded&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49,023&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,015&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;55,038&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;52,625&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,810&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,435&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,489&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,489&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;623,191&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,460&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;673,625&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;597,069&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;35,350&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,489&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;635,908&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,147&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,656&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,444&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,247&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;997&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,424&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,266&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,687&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;622,044&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;43,804&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,530&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;668,378&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;596,072&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;32,926&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,223&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;631,221&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Stage 3 includes purchased or originated credit-impaired loans. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Portfolios where the customer account level &#x2018;Probability of Default&#x2019; has not been determined have been included in the &#x2018;Loans not graded&#x2019; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:36%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Business and government loans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of PD grades ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;138,789&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,482&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;140,271&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;146,999&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,829&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;148,828&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-Investment&lt;/div&gt; grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;121,999&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,169&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;129,168&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;124,749&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,800&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;133,549&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Watch list&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,468&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,475&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,819&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,829&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans not graded&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,485&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,521&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,190&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,215&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,270&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,270&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,250&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,250&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;263,280&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,155&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,270&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;279,705&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;273,948&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;15,473&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,250&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;292,671&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;713&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;606&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;586&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;475&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;788&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,849&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;262,567&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;12,549&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,373&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;277,489&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;273,362&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;14,998&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,462&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;290,822&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Stage 3 includes purchased or originated credit-impaired loans. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Portfolios where the customer account level &#x2018;Probability of Default&#x2019; has not been determined have been included in the &#x2018;Loans not graded&#x2019; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:30%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Undrawn loan commitments&#160;&#x2013;&lt;br/&gt; Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of PD grades ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;242,637&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,101&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;243,738&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;243,635&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;1,124&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;244,759&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-investment&lt;/div&gt; grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60,136&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,841&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61,977&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,572&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,894&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;62,466&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Watch list&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,007&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,007&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,142&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,142&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans not graded&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,593&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,594&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,921&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,921&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;32&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;32&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;307,366&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,950&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;311,347&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;307,128&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,160&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;32&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;312,320&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;141&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;153&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;33&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;186&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;307,225&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;3,916&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;311,172&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;306,975&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,127&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;&#x2009;&#x2007;32&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;312,134&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Stage 3 includes purchased or originated credit-impaired loans. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Portfolios where the customer account level &#x2018;Probability of Default&#x2019; has not been determined have been included in the &#x2018;Loans not graded&#x2019; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:36%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Total &lt;div style="white-space:nowrap;display:inline;"&gt;non-retail&lt;/div&gt; loans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of PD grades ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;381,426&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,583&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;384,009&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;390,634&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,953&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;393,587&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-investment&lt;/div&gt; grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;182,135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,010&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;191,145&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;184,321&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,694&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;196,015&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Watch list&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,475&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,482&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,961&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,971&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans not graded&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,078&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,115&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,111&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,136&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,301&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,301&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,282&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,282&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;570,646&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,105&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,301&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;591,052&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;581,076&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;20,633&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,282&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;604,991&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;854&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;640&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,391&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;739&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;508&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;788&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,035&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;569,792&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;16,465&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,404&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;588,661&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;580,337&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,125&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,494&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;602,956&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Stage 3 includes purchased or originated credit-impaired loans. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Portfolios where the customer account level &#x2018;Probability of Default&#x2019; has not been determined have been included in the &#x2018;Loans not graded&#x2019; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(g)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Loans past due but not impaired&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px"&gt;(1)&lt;/div&gt; &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;A loan is considered past due when a counterparty has not made a payment by the contractual due date. The following table presents the carrying value of loans that are contractually past due but not classified as impaired. In cases where borrowers have opted to participate in payment deferral programs, deferral of payments is not considered past due and such loans are not aged further during the deferral period. &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:40%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;31&#160;-&#160;60&lt;br/&gt; days&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;61&#160;-&#160;90&lt;br/&gt; days&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;91&#160;days&lt;br/&gt; and&lt;br/&gt; greater&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;31&#160;-&#160;60&lt;br/&gt; days&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;61&#160;-&#160;90&lt;br/&gt; days&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;91&#160;days&lt;br/&gt; and&lt;br/&gt; greater&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,603&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;767&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,370&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,418&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;718&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,136&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;691&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;353&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,044&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;647&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;343&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;990&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;289&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;430&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;908&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;242&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;172&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;398&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;812&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;238&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;104&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;342&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;192&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;48&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;240&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,821&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,413&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;430&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;4,664&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,499&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,281&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;398&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;4,178&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Loans past due 30 days or less are not presented in this analysis as they are not administratively considered past due. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;For loans where payment deferrals were granted, deferred payments are not considered past due and such loans are not aged further during the deferral period. Regular aging of the loans resumes, after the end of the deferral period. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;All loans that are over 90 days past due are considered impaired with the exception of credit card receivables which are considered impaired when 180 days past due. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(h)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Purchased credit-impaired loans &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Certain financial assets including loans are credit-impaired on initial recognition either through acquisition or origination. The following table provides details of such assets: &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:87%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unpaid principal balance&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2007;&#x2007;224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;&#x2007;&#x2007;243&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit-related fair value adjustments&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(24&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(29&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;200&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;214&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 3 allowance&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value net of related allowance&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;199&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;213&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents principal amount owed net of write-offs. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfLoansImpairedLoansAndAllowanceForCreditLossesExplanatory>
    <bns:DisclosureOfLoansAtAmortizedCostExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-157364">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Loans at amortized cost &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:46%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;loans&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Allowance&lt;br/&gt; for credit&lt;br/&gt; losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&lt;br/&gt; carrying&lt;br/&gt; amount&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;loans&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Allowance&lt;br/&gt; for credit&lt;br/&gt; losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;carrying&lt;br/&gt; amount&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,191&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,460&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;368,731&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;350,941&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,208&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;349,733&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;110,567&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;108,135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;106,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,319&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;104,060&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,355&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,690&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,160&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16,214&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;279,705&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;277,489&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;292,671&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,849&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;290,822&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;778,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;7,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;771,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;767,365&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,536&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;760,829&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfLoansAtAmortizedCostExplanatory>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2025_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-210846"
      unitRef="Unit_CAD">370191000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2025_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-210847"
      unitRef="Unit_CAD">1460000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2025_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-210848"
      unitRef="Unit_CAD">368731000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-210849"
      unitRef="Unit_CAD">350941000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2024_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-210850"
      unitRef="Unit_CAD">1208000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2024_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-210851"
      unitRef="Unit_CAD">349733000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-210852"
      unitRef="Unit_CAD">110567000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210853"
      unitRef="Unit_CAD">2432000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-210854"
      unitRef="Unit_CAD">108135000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-210855"
      unitRef="Unit_CAD">106379000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210856"
      unitRef="Unit_CAD">2319000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-210857"
      unitRef="Unit_CAD">104060000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-210858"
      unitRef="Unit_CAD">18045000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210859"
      unitRef="Unit_CAD">1355000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-210860"
      unitRef="Unit_CAD">16690000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-210861"
      unitRef="Unit_CAD">17374000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210862"
      unitRef="Unit_CAD">1160000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_NetCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-210863"
      unitRef="Unit_CAD">16214000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-210864"
      unitRef="Unit_CAD">279705000000</ifrs-full:FinancialAssets>
    <ifrs-full:FinancialAssets
      contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsIndividuallyAssessedForCreditLossesMemberifrsfullImpairmentOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-210865"
      unitRef="Unit_CAD">2216000000</ifrs-full:FinancialAssets>
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      id="ixv-210866"
      unitRef="Unit_CAD">277489000000</ifrs-full:FinancialAssets>
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      id="ixv-210867"
      unitRef="Unit_CAD">292671000000</ifrs-full:FinancialAssets>
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      id="ixv-210868"
      unitRef="Unit_CAD">1849000000</ifrs-full:FinancialAssets>
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      id="ixv-210869"
      unitRef="Unit_CAD">290822000000</ifrs-full:FinancialAssets>
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      id="ixv-210870"
      unitRef="Unit_CAD">778508000000</ifrs-full:FinancialAssets>
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      id="ixv-210871"
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    <bns:DisclosureOfLoansAndAcceptancesOutstandingByGeographyExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-157680">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(b)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Loans and acceptances outstanding by geography&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px"&gt;(1)&lt;/div&gt; &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:79%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;312,131&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;297,677&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;82,764&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;82,892&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,018&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,982&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;128,086&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;133,810&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;531,999&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;523,361&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;United States:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,965&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,009&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,171&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;55,237&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62,136&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,246&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Mexico:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,980&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16,749&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,436&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,615&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,048&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;832&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,232&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23,994&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;45,696&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,190&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Chile:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,739&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,410&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,125&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,868&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,076&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,551&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,171&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,330&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;51,111&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49,159&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Peru:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,625&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,113&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,801&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,623&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;492&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;757&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,125&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,545&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,043&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,038&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Colombia:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,384&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,196&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,885&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,186&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,540&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,446&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,481&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,518&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,290&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,346&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other International:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,332&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,796&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,591&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,186&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,871&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,806&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;35,439&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;43,237&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;52,233&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,025&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total loans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;778,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;767,365&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Acceptances&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;177&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;148&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total loans and acceptances&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;778,685&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;767,513&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6,537&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total loans and acceptances net of allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;771,222&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;760,976&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Geographic segmentation is based on the location of the property for residential mortgages; otherwise, the residence of the borrower. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;98.8% of acceptances reside outside Canada (October 31, 2024 &#x2013;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt; 96.5&lt;/div&gt;%). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Loans and acceptances denominated in U.S. dollars were $119,788 (2024 &#x2013; $137,804), in Chilean pesos $10,885 (2024 &#x2013; $39,425), Mexican pesos $12,754 (2024 &#x2013; $31,522), and in other foreign currencies $24,665 (2024 &#x2013; $54,549). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfLoansAndAcceptancesOutstandingByGeographyExplanatory>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151222937"
      unitRef="Unit_CAD">312131000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151222945"
      unitRef="Unit_CAD">297677000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151222938"
      unitRef="Unit_CAD">82764000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
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    <bns:LoansAndAcceptancesBeforeAllowancesForLoanLosses
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      decimals="-6"
      id="ixv-210961"
      unitRef="Unit_CAD">54549000000</bns:LoansAndAcceptancesBeforeAllowancesForLoanLosses>
    <bns:DisclosureOfLoansMaturityScheduleExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-158482">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(c)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Loan maturities &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:23%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2025&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Rate sensitivity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&lt;br/&gt; one&#160;year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One to&lt;br/&gt; five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Five to&lt;br/&gt; ten&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&lt;br/&gt; ten&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;No&#160;specific&lt;br/&gt; maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Floating&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fixed&#160;rate&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-rate&lt;/div&gt;&lt;br/&gt; sensitive&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;92,485&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;228,818&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,699&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,791&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,191&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;111,631&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;253,782&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,778&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,191&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,114&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37,982&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,341&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,269&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,861&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;110,567&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50,887&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58,258&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,422&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;110,567&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;141,324&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;121,364&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,003&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;644&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,370&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;279,705&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;205,000&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;71,634&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,071&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;279,705&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;254,923&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;388,164&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;32,742&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;27,612&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;75,067&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;778,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;367,518&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;401,719&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;9,271&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;778,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total loans net of allowance for credit&#160;losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;254,923&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;388,164&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,742&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,612&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;67,604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;771,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;367,518&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;401,719&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,808&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;771,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="24" style="height:12pt"&gt;&lt;/td&gt;
&lt;td colspan="16" style="height:12pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2024&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining term to maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Rate sensitivity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&lt;br/&gt; one&#160;year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One to&lt;br/&gt; five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Five to&lt;br/&gt; ten&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&lt;br/&gt; ten&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;No&#160;specific&lt;br/&gt; maturity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Floating&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fixed&#160;rate&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-rate&lt;/div&gt;&lt;br/&gt; sensitive&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72,883&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;233,469&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15,456&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,264&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,869&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;350,941&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;93,626&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;253,954&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,361&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;350,941&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,753&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;37,707&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,411&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,171&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;43,337&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;106,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47,790&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;57,219&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,370&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;106,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;142,536&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;135,474&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,340&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;405&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,916&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;292,671&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;216,334&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;73,596&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,741&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;292,671&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;234,172&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;406,650&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;28,207&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;26,840&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;71,496&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;767,365&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;357,750&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;402,143&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;7,472&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;767,365&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6,536&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6,536&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6,536&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6,536&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total loans net of allowance for credit&#160;losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;234,172&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;406,650&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28,207&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;26,840&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;64,960&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;760,829&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;357,750&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;402,143&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;936&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;760,829&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfLoansMaturityScheduleExplanatory>
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      unitRef="Unit_CAD">92485000000</bns:LoansBeforeAllowanceForLoanLosses>
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      unitRef="Unit_CAD">228818000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      id="ixv-210965"
      unitRef="Unit_CAD">18398000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_LaterThanTenYearsMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      id="ixv-210966"
      unitRef="Unit_CAD">25699000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_NoStatedMaturityMemberifrsfullMaturityAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      id="ixv-210967"
      unitRef="Unit_CAD">4791000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      id="ixv-210968"
      unitRef="Unit_CAD">370191000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_FloatingInterestRateMemberifrsfullTypesOfInterestRatesAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-210969"
      unitRef="Unit_CAD">111631000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-210970"
      unitRef="Unit_CAD">253782000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-210971"
      unitRef="Unit_CAD">4778000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-210972"
      unitRef="Unit_CAD">370191000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NotLaterThanOneYearMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210973"
      unitRef="Unit_CAD">21114000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
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      id="ixv-210974"
      unitRef="Unit_CAD">37982000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanFiveYearsAndNotLaterThanTenYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210975"
      unitRef="Unit_CAD">5341000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LaterThanTenYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210976"
      unitRef="Unit_CAD">1269000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NoStatedMaturityMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-210977"
      unitRef="Unit_CAD">44861000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-210978"
      unitRef="Unit_CAD">110567000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FloatingInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="ixv-210979"
      unitRef="Unit_CAD">50887000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="ixv-210980"
      unitRef="Unit_CAD">58258000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRateSensitiveMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="ixv-210981"
      unitRef="Unit_CAD">1422000000</bns:LoansBeforeAllowanceForLoanLosses>
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      id="ixv-210982"
      unitRef="Unit_CAD">110567000000</bns:LoansBeforeAllowanceForLoanLosses>
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      unitRef="Unit_CAD">18045000000</bns:LoansBeforeAllowanceForLoanLosses>
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      unitRef="Unit_CAD">18045000000</bns:LoansBeforeAllowanceForLoanLosses>
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      unitRef="Unit_CAD">18045000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      id="ixv-210986"
      unitRef="Unit_CAD">18045000000</bns:LoansBeforeAllowanceForLoanLosses>
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      unitRef="Unit_CAD">141324000000</bns:LoansBeforeAllowanceForLoanLosses>
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      unitRef="Unit_CAD">27612000000</bns:LoansBeforeAllowanceForLoanLosses>
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      id="ixv-211001"
      unitRef="Unit_CAD">75067000000</bns:LoansBeforeAllowanceForLoanLosses>
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&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; impaired&lt;br/&gt; loans&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Allowance&lt;br/&gt; for credit&lt;br/&gt; losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Gross&lt;br/&gt; impaired&lt;br/&gt; loans&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Allowance&lt;br/&gt; for credit&lt;br/&gt; losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,903&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;840&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,063&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,372&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;645&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,727&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,071&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;467&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,117&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;621&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;496&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,270&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,373&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,250&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;788&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,462&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;7,244&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,341&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;4,903&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,739&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,054&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,685&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;By geography:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,416&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;683&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,733&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,158&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;569&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,589&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;United States&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;109&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;87&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Mexico&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,494&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;535&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;959&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,343&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;424&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;919&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Peru&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;823&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;400&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;423&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;715&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;385&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;330&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Chile&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,420&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;332&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,088&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,249&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;281&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;968&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Colombia&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;364&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;132&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;232&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;322&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;109&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;213&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other International&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;727&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;259&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;468&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;843&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;264&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;579&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,244&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,341&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,903&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;6,739&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,054&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;4,685&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Interest income recognized on impaired loans during the year ended October&#160;31, 2025 was $95 (2024 &#x2013; $84). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfImpairedLoansIncludingTheRelatedAllowancesExplanatory>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151224018"
      unitRef="Unit_CAD">2903000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226666"
      unitRef="Unit_CAD">840000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226695"
      unitRef="Unit_CAD">2063000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151223997"
      unitRef="Unit_CAD">2372000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226667"
      unitRef="Unit_CAD">645000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226696"
      unitRef="Unit_CAD">1727000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151223998"
      unitRef="Unit_CAD">1071000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226665"
      unitRef="Unit_CAD">604000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226684"
      unitRef="Unit_CAD">467000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151224009"
      unitRef="Unit_CAD">1117000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226664"
      unitRef="Unit_CAD">621000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226694"
      unitRef="Unit_CAD">496000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151224005"
      unitRef="Unit_CAD">3270000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226662"
      unitRef="Unit_CAD">897000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226683"
      unitRef="Unit_CAD">2373000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151224006"
      unitRef="Unit_CAD">3250000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226678"
      unitRef="Unit_CAD">788000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226682"
      unitRef="Unit_CAD">2462000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151224015"
      unitRef="Unit_CAD">7244000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226677"
      unitRef="Unit_CAD">2341000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226681"
      unitRef="Unit_CAD">4903000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151224016"
      unitRef="Unit_CAD">6739000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226676"
      unitRef="Unit_CAD">2054000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226680"
      unitRef="Unit_CAD">4685000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151224011"
      unitRef="Unit_CAD">2416000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226673"
      unitRef="Unit_CAD">683000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226679"
      unitRef="Unit_CAD">1733000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151224017"
      unitRef="Unit_CAD">2158000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226663"
      unitRef="Unit_CAD">569000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226568"
      unitRef="Unit_CAD">1589000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151224021"
      unitRef="Unit_CAD">109000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151224022"
      unitRef="Unit_CAD">22000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151222898"
      unitRef="Unit_CAD">87000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151224000"
      unitRef="Unit_CAD">1494000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151226672"
      unitRef="Unit_CAD">535000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151226688"
      unitRef="Unit_CAD">959000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151224001"
      unitRef="Unit_CAD">1343000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151226670"
      unitRef="Unit_CAD">424000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_MXifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151226687"
      unitRef="Unit_CAD">919000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151224002"
      unitRef="Unit_CAD">823000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151226669"
      unitRef="Unit_CAD">400000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151226686"
      unitRef="Unit_CAD">423000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151224007"
      unitRef="Unit_CAD">715000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151226671"
      unitRef="Unit_CAD">385000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151226689"
      unitRef="Unit_CAD">330000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151224008"
      unitRef="Unit_CAD">1420000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226674"
      unitRef="Unit_CAD">332000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226685"
      unitRef="Unit_CAD">1088000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CLifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151223999"
      unitRef="Unit_CAD">1249000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_CLifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226661"
      unitRef="Unit_CAD">281000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_CLifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226693"
      unitRef="Unit_CAD">968000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151224013"
      unitRef="Unit_CAD">364000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226660"
      unitRef="Unit_CAD">132000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226692"
      unitRef="Unit_CAD">232000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_COifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151224014"
      unitRef="Unit_CAD">322000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_COifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226659"
      unitRef="Unit_CAD">109000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_COifrsfullGeographicalAreasAxis_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226691"
      unitRef="Unit_CAD">213000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151224012"
      unitRef="Unit_CAD">727000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151226675"
      unitRef="Unit_CAD">259000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151226690"
      unitRef="Unit_CAD">468000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151224003"
      unitRef="Unit_CAD">843000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
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      decimals="-6"
      id="Fact_151226657"
      unitRef="Unit_CAD">264000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
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      decimals="-6"
      id="Fact_151222894"
      unitRef="Unit_CAD">579000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151224004"
      unitRef="Unit_CAD">7244000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226668"
      unitRef="Unit_CAD">2341000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
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      id="Fact_151222665"
      unitRef="Unit_CAD">4903000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151224010"
      unitRef="Unit_CAD">6739000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151226658"
      unitRef="Unit_CAD">2054000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_FinancialInstrumentsCreditimpairedMemberifrsfullCreditImpairmentOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151222895"
      unitRef="Unit_CAD">4685000000</bns:LoansNet>
    <bns:InterestIncomeRecognizedOnImpairedLoans
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-211148"
      unitRef="Unit_CAD">95000000</bns:InterestIncomeRecognizedOnImpairedLoans>
    <bns:InterestIncomeRecognizedOnImpairedLoans
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-211149"
      unitRef="Unit_CAD">84000000</bns:InterestIncomeRecognizedOnImpairedLoans>
    <bns:DisclosureOfKeyMacroeconomicVariablesUsedForTheAllowanceForCreditLossesCalculationsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-160509"> &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The following tables show certain key macroeconomic variables used to calculate the modelled estimate for the allowance for credit losses. Further changes in these variables up to the date of the financial statements are incorporated through expert credit judgment. For the base case, optimistic and pessimistic scenarios, the projections are provided for the next 12 months and for the remaining forecast period, which represents a medium-term view. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
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&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Base Case Scenario&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Alternative&#160;Scenario&#160;&#x2013;&#160;Optimistic&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Alternative&#160;Scenario&#160;&#x2013;&#160;Pessimistic&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Alternative&#160;Scenario&#160;&#x2013;&#160;Very&lt;br/&gt; Pessimistic&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;October&#160;31, 2025&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; 12&#160;Months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining&lt;br/&gt; Forecast&#160;Period&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; 12&#160;Months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining&lt;br/&gt; Forecast&#160;Period&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; 12&#160;Months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining&lt;br/&gt; Forecast&#160;Period&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; 12&#160;Months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining&lt;br/&gt; Forecast&#160;Period&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-1.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-4.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Consumer price index, y/y %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank of Canada overnight rate target, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;HPI &#x2013; Housing Price Index, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-2.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-5.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;USD/CAD exchange rate, average&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.32&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.30&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.29&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.37&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.29&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.45&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.30&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;U.S.&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-1.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Consumer price index, y/y %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Target federal funds rate, upper limit, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Mexico&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-0.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-2.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-5.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Chile&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Peru&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-1.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Colombia&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-1.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Caribbean&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-0.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;WTI oil price, average USD/bbl&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;66&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;64&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;78&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;53&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;45&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Copper price, average USD/lb&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.19&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.68&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.29&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.03&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.92&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.60&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.61&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.47&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Global GDP, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;-2.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;  &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div&gt; &lt;div style="line-height:normal;display: inline;"&gt;  &lt;/div&gt; &lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:45%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
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&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Alternative&#160;Scenario&#160;&#x2013;&#160;Pessimistic&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
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&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Alternative&#160;Scenario&#160;&#x2013;&#160;Very&lt;br/&gt; Pessimistic&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;October&#160;31, 2024&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
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&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining&lt;br/&gt; Forecast&#160;Period&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; 12&#160;Months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remaining&lt;br/&gt; Forecast&#160;Period&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
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&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; 12&#160;Months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; 12&#160;Months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
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&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-1.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-4.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Consumer price index, y/y %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;8.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;11.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;7.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank of Canada overnight rate target, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;HPI &#x2013; Housing Price Index, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-3.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-5.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;USD/CAD exchange rate, average&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.34&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.30&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.33&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.28&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.43&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.28&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.49&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.30&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;U.S.&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-1.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-4.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Consumer price index, y/y %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Target federal funds rate, upper limit, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;8.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Mexico&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-0.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-2.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Chile&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;0.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-3.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;7.9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;7.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;9.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;7.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;11.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;7.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Peru&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-0.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;8.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;6.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;11.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;8.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Colombia&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;1.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;-0.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unemployment rate, average %&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;11.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;10.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;10.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;9.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;13.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;10.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;19.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;13.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Caribbean&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real GDP growth, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;3.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;2.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;0.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-LEFT:0.75pt solid #7f7f7f;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="BORDER-RIGHT:0.75pt solid #000000;height:3.75pt"&gt;&#160;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;WTI oil price, average USD/bbl&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;73&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;69&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;78&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;83&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;60&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;60&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;53&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;58&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Copper price, average USD/lb&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.99&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.29&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.16&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.86&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.50&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;4.32&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top;text-align:right"&gt;5.02&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Global GDP, y/y % change&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;3.4&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;2.4&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;4.3&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;3.3&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #7f7f7f; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;0.6&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;3.1&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;-1.5&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top;text-align:right"&gt;3.5&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfKeyMacroeconomicVariablesUsedForTheAllowanceForCreditLossesCalculationsExplanatory>
    <bns:AnnualPercentageChangeInRealGDP
      contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis"
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      unitRef="Unit_pure">0.012</bns:AnnualPercentageChangeInRealGDP>
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      contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis"
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      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis"
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      unitRef="Unit_pure">0.024</bns:AnnualPercentageChangeInRealGDP>
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      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis"
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      unitRef="Unit_pure">0.031</bns:AnnualPercentageChangeInRealGDP>
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      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis"
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      unitRef="Unit_pure">-0.011</bns:AnnualPercentageChangeInRealGDP>
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      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis"
      decimals="3"
      id="ixv-211156"
      unitRef="Unit_pure">0.027</bns:AnnualPercentageChangeInRealGDP>
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      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis"
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      id="ixv-211157"
      unitRef="Unit_pure">-0.044</bns:AnnualPercentageChangeInRealGDP>
    <bns:AnnualPercentageChangeInRealGDP
      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis"
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      unitRef="Unit_pure">0.034</bns:AnnualPercentageChangeInRealGDP>
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      contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis"
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      id="ixv-211159"
      unitRef="Unit_pure">0.019</bns:ConsumerPriceIndexAnnualChangePercentage>
    <bns:ConsumerPriceIndexAnnualChangePercentage
      contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis"
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      id="ixv-211160"
      unitRef="Unit_pure">0.022</bns:ConsumerPriceIndexAnnualChangePercentage>
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      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis"
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      id="ixv-211161"
      unitRef="Unit_pure">0.021</bns:ConsumerPriceIndexAnnualChangePercentage>
    <bns:ConsumerPriceIndexAnnualChangePercentage
      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OptimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis"
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      id="ixv-211162"
      unitRef="Unit_pure">0.027</bns:ConsumerPriceIndexAnnualChangePercentage>
    <bns:ConsumerPriceIndexAnnualChangePercentage
      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis"
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      id="ixv-211163"
      unitRef="Unit_pure">0.014</bns:ConsumerPriceIndexAnnualChangePercentage>
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      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis"
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      unitRef="Unit_pure">0.02</bns:ConsumerPriceIndexAnnualChangePercentage>
    <bns:ConsumerPriceIndexAnnualChangePercentage
      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis"
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      id="ixv-211165"
      unitRef="Unit_pure">0.05</bns:ConsumerPriceIndexAnnualChangePercentage>
    <bns:ConsumerPriceIndexAnnualChangePercentage
      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis"
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      unitRef="Unit_pure">0.024</bns:ConsumerPriceIndexAnnualChangePercentage>
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      contextRef="P11_01_2024To10_31_2025_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_CAifrsfullGeographicalAreasAxis_OverNextTwelveMonthsMemberifrsfullMaturityAxis"
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      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis"
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      unitRef="Unit_pure">0.023</bns:BankOvernightAverageRateTarget>
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      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis"
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      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_RemainingForecastPeriodCreditLossesMemberifrsfullMaturityAxis_SeverePessimisticMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis"
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      unitRef="Unit_pure">0.026</bns:HousingPriceIndexAnnualChangePercentage>
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      unitRef="Unit_CAD">5018000000</bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9>
    <bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9
      contextRef="P11_01_2023To10_31_2024_BaseCaseScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis_PreviouslyStatedMemberifrsfullRetrospectiveApplicationAndRetrospectiveRestatementAxis"
      decimals="-6"
      id="ixv-211507"
      unitRef="Unit_CAD">4316000000</bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9>
    <bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9
      contextRef="P11_01_2024To10_31_2025_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis"
      decimals="-6"
      id="ixv-211508"
      unitRef="Unit_CAD">786000000</bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9>
    <bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9
      contextRef="P11_01_2023To10_31_2024_PessimisticScenarioMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis"
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      id="ixv-211509"
      unitRef="Unit_CAD">942000000</bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9>
    <bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9
      contextRef="P11_01_2024To10_31_2025_ProbabilityWeightedScenariosMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis"
      decimals="-6"
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      unitRef="Unit_CAD">801000000</bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9>
    <bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9
      contextRef="P11_01_2023To10_31_2024_ProbabilityWeightedScenariosMemberifrsfullMethodOfAssessmentOfExpectedCreditLossesAxis"
      decimals="-6"
      id="ixv-211511"
      unitRef="Unit_CAD">693000000</bns:AllowanceForCreditLossesOnPerformingLoansUnderStageOneAndTwoIFRS9>
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(iv)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Allowance for credit losses &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:51%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Balance&#160;as&#160;at&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;November&#160;1,&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Provision for&lt;br/&gt; credit&#160;losses&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Net&#160;write-offs&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other,&#160;including&lt;br/&gt; foreign&lt;br/&gt; currency&lt;br/&gt; adjustment&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Balance&#160;as&#160;at&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;October&#160;31,&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,208&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;304&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(110&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,460&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,319&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,951&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,814&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(24&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,160&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,399&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,242&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,355&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,036&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,072&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(642&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(74&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,392&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;6,723&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;4,726&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(3,808&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;7,639&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Presented as:&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses on loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,536&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses on acceptances&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses on &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet exposures&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;186&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Excludes amounts associated with other assets of $(12). The provision for credit losses, net of these amounts, is $4,714. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Allowance for credit losses on acceptances is recorded against the financial asset in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Allowance for credit losses on &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:53%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Balance&#160;as&#160;at&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;November&#160;1,&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2023&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Provision&#160;for&lt;br/&gt; credit&#160;losses&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Net&#160;write-offs&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other,&#160;including&lt;br/&gt; foreign&lt;br/&gt; currency&lt;br/&gt; adjustment&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Balance&#160;as&#160;at&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;October&#160;31,&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,084&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;257&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(76&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(57&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,208&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,414&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,893&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,857&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(131&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,319&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,237&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,122&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,166&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(33&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,160&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,876&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;790&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(424&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(206&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,036&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;6,611&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;4,062&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(3,523&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(427&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;6,723&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Presented as:&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses on loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,372&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,536&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses on acceptances&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;90&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses on &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet exposures&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;149&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;186&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Excludes amounts associated with other assets and reversal of impairment losses of $(11). The provision for credit losses, net of these amounts, is $4,051. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Allowance for credit losses on acceptances is recorded against the financial asset in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Allowance for credit losses on &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:12pt; margin-bottom:0pt; font-size:9pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Allowance for credit losses on loans &lt;/div&gt;&lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:66%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;196&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;424&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;840&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,460&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;613&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,215&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;338&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,017&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,355&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;713&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;606&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,860&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;3,262&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,341&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;7,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Excludes allowance for credit losses for other financial assets including acceptances, investment securities, deposits with banks, &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet credit risks and reverse repos which amounted to $191. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:66%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2024 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;165&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;398&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;645&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,208&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;544&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,154&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;621&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,319&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;288&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;872&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,160&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;586&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;475&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;788&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,849&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,583&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,899&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,054&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;6,536&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Excludes allowance for credit losses for other financial assets including acceptances, investment securities, deposits with banks, &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet credit risks and reverse repos which amounted to $200. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;  &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table presents the changes to the allowance for credit losses on loans. &lt;/div&gt;&lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:52%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at beginning of the year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;265&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;321&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;498&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,084&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;305&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(271&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;164&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;373&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;266&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Newly originated or purchased financial assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;47&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;41&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;41&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derecognition of financial assets and maturities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(9&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(31&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(22&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(19&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;268&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;215&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(165&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(50&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(40&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;197&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(157&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(101&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;101&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(84&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;84&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;Gross write-offs&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(100&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(100&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;Recoveries&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign exchange and other movements&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(6)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(14&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(16&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(27&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(57&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at end of year&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;196&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;424&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;840&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,460&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;165&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;398&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;645&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,208&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at beginning of the year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;544&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,154&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;621&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,319&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;647&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,103&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;664&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,414&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provision for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Remeasurement&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(620&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;997&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,445&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,822&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(686&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;976&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,497&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,787&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Newly originated or purchased financial assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(642&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(16&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(207&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;326&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(119&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(231&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;344&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(113&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 3&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(473&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;481&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(504&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;517&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;Gross write-offs&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(2,127&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(2,127&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2,145&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2,145&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;Recoveries&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;313&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;313&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;288&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;288&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign exchange and other movements&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(6)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(17&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(24&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(31&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(29&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(71&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(131&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at end of year&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;613&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,215&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;544&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,154&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;621&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,319&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at beginning of the year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;288&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;872&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,160&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;414&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;823&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,237&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(361&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;643&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;835&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,117&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;136&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;136&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(114&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(38&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(17&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Transfer to (from):&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;390&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(390&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;335&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(335&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(128&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;128&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(135&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;135&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 3&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(380&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;380&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(330&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;330&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Gross write-offs&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,466&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,466&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,356&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,356&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Recoveries&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;190&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;190&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign exchange and other movements&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(6)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(10&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(24&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(33&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at end of year&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;338&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,017&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,355&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;288&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;872&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,160&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Total retail loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at beginning of the year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;997&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,424&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,266&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,687&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,326&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,247&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,162&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,735&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provision for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Remeasurement&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,174&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,934&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,721&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,481&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,318&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,783&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,705&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,170&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Newly originated or purchased financial assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;576&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;576&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;542&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;542&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(159&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(273&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(432&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(128&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;120&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(8&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,278&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,210&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(68&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,208&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,142&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(66&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(406&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;676&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(918&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;931&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;502&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;48&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;72&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(55&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(69&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(97&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(221&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at end of year&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,147&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,656&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,444&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,247&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;997&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,424&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,266&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,687&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at beginning of the year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;739&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;788&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,035&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;635&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;403&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;748&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,786&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provision for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Remeasurement&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(66&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;335&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;853&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,122&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(210&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;288&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;622&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;700&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Newly originated or purchased financial assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,311&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;936&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;936&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derecognition of financial assets and maturities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(860&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(126&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(9&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(995&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;200&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;37&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;237&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Transfer to (from):&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;120&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(120&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;154&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(154&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(89&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;94&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(110&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;114&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 3&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(33&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(21&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Gross write-offs&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(700&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(700&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(484&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(484&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Recoveries&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;60&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;60&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign exchange and other movements&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(86&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(73&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(33&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(166&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(205&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at end of period including &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet exposures&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;854&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;640&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,391&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;739&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;508&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;788&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,035&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Less: Allowance for credits losses on &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet exposures&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(141&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(34&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(153&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(33&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(186&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at end of year&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;713&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;606&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;586&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;475&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;788&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,849&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes credit risk changes as a result of significant increases in credit risk, changes in credit risk that did not result in a transfer between stages, changes in model inputs and assumptions and changes due to drawdowns of undrawn commitments. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Interest income on impaired loans for residential mortgages, personal loans, credit cards, and business and government loans totaled $439 (2024 &#x2013; $443). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Allowance for credit losses on &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet exposures is recorded in other liabilities in the Consolidated Statement of Financial Position. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Allowance for credit losses on acceptances are recorded against the financial asset in the Consolidated Statement of Financial Position. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(5)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;During the year ended October&#160;31, 2025, the contractual terms of certain financial assets were modified where the modification did not result in derecognition. The carrying value of such loans that were modified in Stage 2 and Stage 3 was $2,833&#160;(2024 &#x2013; $3,504) and $899 (2024 &#x2013; $&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;726)&lt;/div&gt; respectively, before the modification. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(6)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Divestitures are included in the foreign exchange and other movements. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(7)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Comprises changes due to enhanced IFRS 9 models, including changes to reflect previously established expert credit judgment overlays that are now incorporated in the model. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ifrs-full:DisclosureOfAllowanceForCreditLossesExplanatory>
    <ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses
      contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      id="ixv-211513"
      unitRef="Unit_CAD">1208000000</ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses>
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      unitRef="Unit_CAD">304000000</bns:AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets>
    <bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised
      contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      unitRef="Unit_CAD">110000000</bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised>
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      contextRef="P11_01_2024To10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      id="ixv-211516"
      unitRef="Unit_CAD">58000000</bns:IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions>
    <ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses
      contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      id="ixv-211517"
      unitRef="Unit_CAD">1460000000</ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses>
    <ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      id="ixv-211518"
      unitRef="Unit_CAD">2319000000</ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses>
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      contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      unitRef="Unit_CAD">1951000000</bns:AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets>
    <bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised
      contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      id="ixv-211520"
      unitRef="Unit_CAD">1814000000</bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised>
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      contextRef="P11_01_2024To10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-211521"
      unitRef="Unit_CAD">-24000000</bns:IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions>
    <ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-211522"
      unitRef="Unit_CAD">2432000000</ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses>
    <ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-211523"
      unitRef="Unit_CAD">1160000000</ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses>
    <bns:AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets
      contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      id="Fact_151227484"
      unitRef="Unit_CAD">1399000000</bns:AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets>
    <bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised
      contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      id="ixv-211525"
      unitRef="Unit_CAD">1242000000</bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised>
    <bns:IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions
      contextRef="P11_01_2024To10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-211526"
      unitRef="Unit_CAD">38000000</bns:IncreaseDecreaseThroughExchangeDifferencesAndOtherMovementsProvisions>
    <ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-211527"
      unitRef="Unit_CAD">1355000000</ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses>
    <ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses
      contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-211528"
      unitRef="Unit_CAD">2036000000</ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses>
    <bns:AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets
      contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151227486"
      unitRef="Unit_CAD">1072000000</bns:AdditionalCreditLossProvisionRecognizedInProfitOrLossAccountOnFinancialAssets>
    <bns:AllowanceAccountForCreditLossOnFinancialAssetsUtilised
      contextRef="P11_01_2024To10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-211530"
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
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&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying value of exposures by risk rating &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:29%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
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&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of PD grades ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;219,905&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,983&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;223,888&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;211,165&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,262&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;214,427&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,755&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,820&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;88,575&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;78,344&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,625&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;81,969&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Medium&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,870&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,618&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24,488&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,205&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,072&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21,277&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;High&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,002&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,007&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,009&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,561&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,280&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,841&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very high&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;48&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,170&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,218&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,814&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,827&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans not graded&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,937&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,173&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,110&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,614&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,614&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,228&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,903&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,903&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,372&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,372&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;339,517&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,771&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,903&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,191&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;329,902&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;18,667&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,372&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;350,941&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;196&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;424&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;840&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,460&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;165&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;398&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;645&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,208&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;339,321&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;27,347&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,063&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;368,731&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;329,737&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,269&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,727&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;349,733&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Stage 3 includes purchased or originated credit-impaired loans. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Portfolios where the customer account level &#x2018;Probability of Default&#x2019; has not been determined have been included in the &#x2018;Loans not graded&#x2019; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:31%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of PD grades ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31,009&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;202&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31,211&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;30,865&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;30,865&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,075&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;751&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,826&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,686&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,698&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Medium&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,886&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;78&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,964&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13,053&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;38&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13,091&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;High&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,331&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,659&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,990&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,535&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,843&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15,378&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very high&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;35&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,651&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,686&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;76&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,743&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,819&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans not graded&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,465&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,354&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24,819&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,482&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,929&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22,411&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,071&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,071&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,117&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,117&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;97,801&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,695&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,071&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;110,567&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;95,697&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,565&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,117&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;106,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;613&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,215&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;544&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,154&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;621&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,319&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;97,188&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;10,480&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;467&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;108,135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;95,153&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;8,411&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;496&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;104,060&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Stage 3 includes purchased or originated credit-impaired loans. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Portfolios where the customer account level &#x2018;Probability of Default&#x2019; has not been determined have been included in the &#x2018;Loans not graded&#x2019; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:31%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of PD grades ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,646&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2007;&#x2007;&#x2009;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,648&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,382&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,385&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,171&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,182&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,872&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,897&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Medium&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,792&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,818&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,631&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;55&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,686&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;High&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,210&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,942&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,152&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,069&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,880&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,949&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very high&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,204&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,028&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,044&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans not graded&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;582&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;439&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,021&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;895&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;518&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,413&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14,421&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,624&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;13,865&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,509&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;17,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;338&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,017&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,355&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;288&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;872&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,160&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;14,083&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;2,607&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;16,690&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13,577&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;2,637&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;&#x2007;&#x2007;&#x2009;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16,214&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Portfolios where the customer account level &#x2018;Probability of Default&#x2019; has not been determined have been included in the &#x2018;Loans not graded&#x2019; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:35%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Undrawn loan commitments&#160;&#x2013;&lt;br/&gt; Retail&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of PD grades ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;126,681&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;255&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2007;&#x2007;&#x2009;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;126,936&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;115,396&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;115,398&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,102&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;71&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,173&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,947&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;26&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,973&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Medium&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,569&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,582&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,128&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,150&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;High&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,047&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;631&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,678&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,490&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;505&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,995&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very high&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;351&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;365&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;305&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;315&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans not graded&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,039&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,049&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,088&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,634&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,749&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15,383&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;171,452&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;3,370&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;174,822&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;157,605&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;3,609&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;&#x2007;&#x2007;&#x2009;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;161,214&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Portfolios where the customer account level &#x2018;Probability of Default&#x2019; has not been determined have been included in the &#x2018;Loans not graded&#x2019; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;  &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="line-height:normal;display: inline;"&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:36%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Total retail loans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of PD grades ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;380,241&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,442&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;384,683&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;359,808&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,267&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;363,075&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Low&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;130,103&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,653&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;135,756&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;119,849&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,688&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;123,537&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Medium&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43,117&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,735&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;51,852&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;45,017&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,187&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47,204&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;High&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,590&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14,239&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34,829&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,655&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,508&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;32,163&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very high&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;117&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,376&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,493&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;115&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,890&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,005&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans not graded&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49,023&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,015&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;55,038&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;52,625&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,810&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,435&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,489&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,489&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;623,191&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,460&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;673,625&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;597,069&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;35,350&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,489&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;635,908&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,147&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,656&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,444&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,247&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;997&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,424&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,266&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,687&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;622,044&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;43,804&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,530&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;668,378&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;596,072&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;32,926&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,223&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;631,221&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Stage 3 includes purchased or originated credit-impaired loans. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Portfolios where the customer account level &#x2018;Probability of Default&#x2019; has not been determined have been included in the &#x2018;Loans not graded&#x2019; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:36%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Business and government loans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of PD grades ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;138,789&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,482&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;140,271&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;146,999&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,829&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;148,828&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-Investment&lt;/div&gt; grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;121,999&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,169&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;129,168&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;124,749&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,800&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;133,549&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Watch list&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,468&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,475&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,819&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,829&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans not graded&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,485&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,521&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,190&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,215&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,270&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,270&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,250&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,250&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;263,280&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,155&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,270&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;279,705&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;273,948&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;15,473&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,250&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;292,671&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;713&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;606&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;586&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;475&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;788&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,849&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;262,567&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;12,549&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,373&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;277,489&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;273,362&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;14,998&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,462&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;290,822&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Stage 3 includes purchased or originated credit-impaired loans. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Portfolios where the customer account level &#x2018;Probability of Default&#x2019; has not been determined have been included in the &#x2018;Loans not graded&#x2019; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:30%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Undrawn loan commitments&#160;&#x2013;&lt;br/&gt; Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of PD grades ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;242,637&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,101&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;243,738&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;243,635&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;1,124&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;244,759&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-investment&lt;/div&gt; grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60,136&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,841&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61,977&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,572&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,894&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;62,466&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Watch list&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,007&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,007&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,142&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,142&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans not graded&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,593&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,594&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,921&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,921&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;32&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;32&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;307,366&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,950&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;311,347&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;307,128&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,160&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;32&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;312,320&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;141&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;153&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;33&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;186&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;307,225&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;3,916&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;311,172&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;306,975&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,127&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;&#x2009;&#x2007;32&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;312,134&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Stage 3 includes purchased or originated credit-impaired loans. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Portfolios where the customer account level &#x2018;Probability of Default&#x2019; has not been determined have been included in the &#x2018;Loans not graded&#x2019; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:36%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Total &lt;div style="white-space:nowrap;display:inline;"&gt;non-retail&lt;/div&gt; loans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of PD grades ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage&#160;3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 1&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 2&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stage 3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;381,426&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,583&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;384,009&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;390,634&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,953&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;393,587&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-investment&lt;/div&gt; grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;182,135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,010&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;191,145&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;184,321&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,694&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;196,015&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Watch list&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,475&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,482&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,961&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,971&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans not graded&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,078&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,115&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,111&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,136&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,301&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,301&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,282&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,282&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;570,646&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,105&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,301&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;591,052&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;581,076&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;20,633&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,282&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;604,991&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;854&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;640&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;897&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,391&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;739&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;508&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;788&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,035&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;569,792&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;16,465&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,404&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;588,661&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;580,337&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,125&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,494&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;602,956&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Stage 3 includes purchased or originated credit-impaired loans. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Portfolios where the customer account level &#x2018;Probability of Default&#x2019; has not been determined have been included in the &#x2018;Loans not graded&#x2019; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </ifrs-full:DisclosureOfCreditRiskExposureExplanatory>
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      contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
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      id="ixv-211997"
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      id="ixv-211999"
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      id="ixv-212001"
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      id="ixv-212002"
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      contextRef="PAsOn10_31_2025_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212003"
      unitRef="Unit_CAD">83755000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212004"
      unitRef="Unit_CAD">4820000000</bns:LoansBeforeAllowanceForLoanLosses>
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      decimals="-6"
      id="ixv-212005"
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      contextRef="PAsOn10_31_2024_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
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      id="ixv-212006"
      unitRef="Unit_CAD">78344000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2024_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212007"
      unitRef="Unit_CAD">3625000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2024_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212008"
      unitRef="Unit_CAD">81969000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212009"
      unitRef="Unit_CAD">15870000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
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      id="ixv-212010"
      unitRef="Unit_CAD">8618000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      id="ixv-212011"
      unitRef="Unit_CAD">24488000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2024_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
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      id="ixv-212012"
      unitRef="Unit_CAD">19205000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2024_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
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      id="ixv-212013"
      unitRef="Unit_CAD">2072000000</bns:LoansBeforeAllowanceForLoanLosses>
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      unitRef="Unit_CAD">21277000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
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      id="ixv-212015"
      unitRef="Unit_CAD">3002000000</bns:LoansBeforeAllowanceForLoanLosses>
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      id="ixv-212016"
      unitRef="Unit_CAD">6007000000</bns:LoansBeforeAllowanceForLoanLosses>
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      id="ixv-212017"
      unitRef="Unit_CAD">9009000000</bns:LoansBeforeAllowanceForLoanLosses>
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      id="ixv-212019"
      unitRef="Unit_CAD">5280000000</bns:LoansBeforeAllowanceForLoanLosses>
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      id="ixv-212020"
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      contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
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      id="ixv-212021"
      unitRef="Unit_CAD">48000000</bns:LoansBeforeAllowanceForLoanLosses>
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      id="ixv-212022"
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      id="ixv-212024"
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      id="ixv-212025"
      unitRef="Unit_CAD">2814000000</bns:LoansBeforeAllowanceForLoanLosses>
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      id="ixv-212026"
      unitRef="Unit_CAD">2827000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="Fact_151224666"
      unitRef="Unit_CAD">2063000000</bns:LoansNet>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212056"
      unitRef="Unit_CAD">368731000000</bns:LoansNet>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212057"
      unitRef="Unit_CAD">329737000000</bns:LoansNet>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212058"
      unitRef="Unit_CAD">18269000000</bns:LoansNet>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="Fact_151224670"
      unitRef="Unit_CAD">1727000000</bns:LoansNet>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212060"
      unitRef="Unit_CAD">349733000000</bns:LoansNet>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212061"
      unitRef="Unit_CAD">31009000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212062"
      unitRef="Unit_CAD">202000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212063"
      unitRef="Unit_CAD">31211000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212064"
      unitRef="Unit_CAD">30865000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212065"
      unitRef="Unit_CAD">30865000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212066"
      unitRef="Unit_CAD">21075000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212067"
      unitRef="Unit_CAD">751000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212068"
      unitRef="Unit_CAD">21826000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212069"
      unitRef="Unit_CAD">20686000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212070"
      unitRef="Unit_CAD">12000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212071"
      unitRef="Unit_CAD">20698000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212072"
      unitRef="Unit_CAD">12886000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212073"
      unitRef="Unit_CAD">78000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212074"
      unitRef="Unit_CAD">12964000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212075"
      unitRef="Unit_CAD">13053000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212076"
      unitRef="Unit_CAD">38000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212077"
      unitRef="Unit_CAD">13091000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212078"
      unitRef="Unit_CAD">10331000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212079"
      unitRef="Unit_CAD">5659000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212080"
      unitRef="Unit_CAD">15990000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
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      id="ixv-212081"
      unitRef="Unit_CAD">10535000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212082"
      unitRef="Unit_CAD">4843000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
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      id="ixv-212083"
      unitRef="Unit_CAD">15378000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212084"
      unitRef="Unit_CAD">35000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212085"
      unitRef="Unit_CAD">2651000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
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      id="ixv-212086"
      unitRef="Unit_CAD">2686000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
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      unitRef="Unit_CAD">76000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
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      id="ixv-212088"
      unitRef="Unit_CAD">2743000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
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      id="ixv-212089"
      unitRef="Unit_CAD">2819000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="Fact_151227234"
      unitRef="Unit_CAD">22465000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="Fact_151227235"
      unitRef="Unit_CAD">2354000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis"
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      unitRef="Unit_CAD">24819000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
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      unitRef="Unit_CAD">20482000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
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      id="Fact_151227238"
      unitRef="Unit_CAD">1929000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis"
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      id="Fact_151227247"
      unitRef="Unit_CAD">22411000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis"
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      unitRef="Unit_CAD">1071000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis"
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      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis"
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      id="Fact_151227253"
      unitRef="Unit_CAD">1117000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis"
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      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
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      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
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      unitRef="Unit_CAD">11695000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis"
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      id="Fact_151227257"
      unitRef="Unit_CAD">1071000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
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      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
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      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis"
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      id="Fact_151227231"
      unitRef="Unit_CAD">1117000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      unitRef="Unit_CAD">106379000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
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      unitRef="Unit_CAD">613000000</bns:AllowanceAccountForCreditLossesOfLoans>
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      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
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      unitRef="Unit_CAD">1215000000</bns:AllowanceAccountForCreditLossesOfLoans>
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      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis"
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      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
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      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
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      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
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      unitRef="Unit_CAD">10480000000</bns:LoansNet>
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      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis"
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      unitRef="Unit_CAD">467000000</bns:LoansNet>
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      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      unitRef="Unit_CAD">108135000000</bns:LoansNet>
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      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
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      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis"
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      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      unitRef="Unit_CAD">2648000000</bns:LoansBeforeAllowanceForLoanLosses>
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      unitRef="Unit_CAD">2385000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212130"
      unitRef="Unit_CAD">3171000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212131"
      unitRef="Unit_CAD">11000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212132"
      unitRef="Unit_CAD">3182000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212133"
      unitRef="Unit_CAD">2872000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212134"
      unitRef="Unit_CAD">25000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212135"
      unitRef="Unit_CAD">2897000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212136"
      unitRef="Unit_CAD">4792000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212137"
      unitRef="Unit_CAD">26000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212138"
      unitRef="Unit_CAD">4818000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212139"
      unitRef="Unit_CAD">4631000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212140"
      unitRef="Unit_CAD">55000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212141"
      unitRef="Unit_CAD">4686000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212142"
      unitRef="Unit_CAD">3210000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212143"
      unitRef="Unit_CAD">1942000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212144"
      unitRef="Unit_CAD">5152000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212145"
      unitRef="Unit_CAD">3069000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212146"
      unitRef="Unit_CAD">1880000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212147"
      unitRef="Unit_CAD">4949000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212148"
      unitRef="Unit_CAD">20000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212149"
      unitRef="Unit_CAD">1204000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212150"
      unitRef="Unit_CAD">1224000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212151"
      unitRef="Unit_CAD">16000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212152"
      unitRef="Unit_CAD">1028000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="ixv-212153"
      unitRef="Unit_CAD">1044000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="Fact_151227120"
      unitRef="Unit_CAD">582000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="Fact_151227121"
      unitRef="Unit_CAD">439000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="Fact_151227122"
      unitRef="Unit_CAD">1021000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="Fact_151227868"
      unitRef="Unit_CAD">895000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="Fact_151227869"
      unitRef="Unit_CAD">518000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="Fact_151227870"
      unitRef="Unit_CAD">1413000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
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      unitRef="Unit_CAD">14421000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
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      unitRef="Unit_CAD">3624000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      unitRef="Unit_CAD">18045000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
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      unitRef="Unit_CAD">13865000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
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      unitRef="Unit_CAD">3509000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      unitRef="Unit_CAD">17374000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
      decimals="-6"
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      unitRef="Unit_CAD">338000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
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      id="ixv-212167"
      unitRef="Unit_CAD">1017000000</bns:AllowanceAccountForCreditLossesOfLoans>
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      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
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      unitRef="Unit_CAD">1355000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
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      id="ixv-212169"
      unitRef="Unit_CAD">288000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
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      unitRef="Unit_CAD">872000000</bns:AllowanceAccountForCreditLossesOfLoans>
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      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      unitRef="Unit_CAD">1160000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
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      id="ixv-212172"
      unitRef="Unit_CAD">14083000000</bns:LoansNet>
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      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
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      id="ixv-212173"
      unitRef="Unit_CAD">2607000000</bns:LoansNet>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
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      unitRef="Unit_CAD">16690000000</bns:LoansNet>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageOneExposureMemberBNSCreditRiskRatingAxis"
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      id="ixv-212175"
      unitRef="Unit_CAD">13577000000</bns:LoansNet>
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      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis"
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      id="ixv-212176"
      unitRef="Unit_CAD">2637000000</bns:LoansNet>
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      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      id="ixv-212177"
      unitRef="Unit_CAD">16214000000</bns:LoansNet>
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      contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
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      unitRef="Unit_CAD">126681000000</bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses>
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      contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
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      unitRef="Unit_CAD">255000000</bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses>
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      contextRef="PAsOn10_31_2025_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
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      unitRef="Unit_CAD">126936000000</bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses>
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      contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
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      unitRef="Unit_CAD">115396000000</bns:ExposureToCreditRiskOnUndrawnLoanCommitmentsBeforeAllowanceForCreditLosses>
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      contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
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      contextRef="PAsOn10_31_2024_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
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      contextRef="PAsOn10_31_2025_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      contextRef="PAsOn10_31_2025_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      contextRef="PAsOn10_31_2025_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      contextRef="PAsOn10_31_2024_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      contextRef="PAsOn10_31_2024_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      contextRef="PAsOn10_31_2025_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsRetailMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      contextRef="PAsOn10_31_2024_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
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    <bns:AllowanceAccountForCreditLossesOfLoans
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      contextRef="PAsOn10_31_2025_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      contextRef="PAsOn10_31_2025_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      unitRef="Unit_CAD">32926000000</bns:LoansNet>
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      contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      unitRef="Unit_CAD">2223000000</bns:LoansNet>
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      contextRef="PAsOn10_31_2024_TotalRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      contextRef="PAsOn10_31_2025_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      contextRef="PAsOn10_31_2025_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      contextRef="PAsOn10_31_2024_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      contextRef="PAsOn10_31_2024_NoninvestmentGradeMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis"
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      contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_WatchListMemberifrsfullProbabilityOfDefaultAxis"
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      contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_UndrawnLoanCommitmentsBusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis"
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      unitRef="Unit_CAD">37000000</bns:LoansBeforeAllowanceForLoanLosses>
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      contextRef="PAsOn10_31_2025_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151225196"
      unitRef="Unit_CAD">7115000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151225197"
      unitRef="Unit_CAD">6111000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151227814"
      unitRef="Unit_CAD">25000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_LoansNotGradedMemberifrsfullProbabilityOfDefaultAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151227828"
      unitRef="Unit_CAD">6136000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_DefaultMemberifrsfullProbabilityOfDefaultAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151227815"
      unitRef="Unit_CAD">3301000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_DefaultMemberifrsfullProbabilityOfDefaultAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212408"
      unitRef="Unit_CAD">3301000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_DefaultMemberifrsfullProbabilityOfDefaultAxis_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151227827"
      unitRef="Unit_CAD">3282000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_DefaultMemberifrsfullProbabilityOfDefaultAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212410"
      unitRef="Unit_CAD">3282000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212411"
      unitRef="Unit_CAD">570646000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212412"
      unitRef="Unit_CAD">17105000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151227819"
      unitRef="Unit_CAD">3301000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212414"
      unitRef="Unit_CAD">591052000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212415"
      unitRef="Unit_CAD">581076000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212416"
      unitRef="Unit_CAD">20633000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151227825"
      unitRef="Unit_CAD">3282000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212418"
      unitRef="Unit_CAD">604991000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212419"
      unitRef="Unit_CAD">854000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212420"
      unitRef="Unit_CAD">640000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151225200"
      unitRef="Unit_CAD">897000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2025_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212422"
      unitRef="Unit_CAD">2391000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212423"
      unitRef="Unit_CAD">739000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212424"
      unitRef="Unit_CAD">508000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151225207"
      unitRef="Unit_CAD">788000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:AllowanceAccountForCreditLossesOfLoans
      contextRef="PAsOn10_31_2024_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212426"
      unitRef="Unit_CAD">2035000000</bns:AllowanceAccountForCreditLossesOfLoans>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212427"
      unitRef="Unit_CAD">569792000000</bns:LoansNet>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212428"
      unitRef="Unit_CAD">16465000000</bns:LoansNet>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151225213"
      unitRef="Unit_CAD">2404000000</bns:LoansNet>
    <bns:LoansNet
      contextRef="PAsOn10_31_2025_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212430"
      unitRef="Unit_CAD">588661000000</bns:LoansNet>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_StageOneExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212431"
      unitRef="Unit_CAD">580337000000</bns:LoansNet>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_StageTwoExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212432"
      unitRef="Unit_CAD">20125000000</bns:LoansNet>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_StageThreeExposureMemberBNSCreditRiskRatingAxis_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151225210"
      unitRef="Unit_CAD">2494000000</bns:LoansNet>
    <bns:LoansNet
      contextRef="PAsOn10_31_2024_TotalNonRetailLoansMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-212434"
      unitRef="Unit_CAD">602956000000</bns:LoansNet>
    <bns:DisclosureOfFinancialAssetsThatArePastDueButNotImpairedExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-176775">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(g)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Loans past due but not impaired&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px"&gt;(1)&lt;/div&gt; &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;A loan is considered past due when a counterparty has not made a payment by the contractual due date. The following table presents the carrying value of loans that are contractually past due but not classified as impaired. In cases where borrowers have opted to participate in payment deferral programs, deferral of payments is not considered past due and such loans are not aged further during the deferral period. &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:40%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;31&#160;-&#160;60&lt;br/&gt; days&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;61&#160;-&#160;90&lt;br/&gt; days&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;91&#160;days&lt;br/&gt; and&lt;br/&gt; greater&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;31&#160;-&#160;60&lt;br/&gt; days&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;61&#160;-&#160;90&lt;br/&gt; days&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;91&#160;days&lt;br/&gt; and&lt;br/&gt; greater&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,603&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;767&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,370&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,418&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;718&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,136&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;691&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;353&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,044&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;647&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;343&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;990&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;289&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;430&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;908&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;242&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;172&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;398&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;812&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;238&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;104&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;342&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;192&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;48&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;240&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,821&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,413&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;430&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;4,664&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,499&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,281&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;398&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;4,178&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Loans past due 30 days or less are not presented in this analysis as they are not administratively considered past due. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;For loans where payment deferrals were granted, deferred payments are not considered past due and such loans are not aged further during the deferral period. Regular aging of the loans resumes, after the end of the deferral period. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;All loans that are over 90 days past due are considered impaired with the exception of credit card receivables which are considered impaired when 180 days past due. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfFinancialAssetsThatArePastDueButNotImpairedExplanatory>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151225222"
      unitRef="Unit_CAD">1603000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151225221"
      unitRef="Unit_CAD">767000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151227426"
      unitRef="Unit_CAD">2370000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151227427"
      unitRef="Unit_CAD">1418000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151227428"
      unitRef="Unit_CAD">718000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_ResidentialMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151225218"
      unitRef="Unit_CAD">2136000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151227418"
      unitRef="Unit_CAD">691000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151227419"
      unitRef="Unit_CAD">353000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151227420"
      unitRef="Unit_CAD">1044000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151227421"
      unitRef="Unit_CAD">647000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151227422"
      unitRef="Unit_CAD">343000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_ConsumerLoansMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225224"
      unitRef="Unit_CAD">990000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151225223"
      unitRef="Unit_CAD">289000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151225220"
      unitRef="Unit_CAD">189000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanThreeMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151225219"
      unitRef="Unit_CAD">430000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151227410"
      unitRef="Unit_CAD">908000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151227409"
      unitRef="Unit_CAD">242000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151227405"
      unitRef="Unit_CAD">172000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanThreeMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151227404"
      unitRef="Unit_CAD">398000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_CreditCardMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151227403"
      unitRef="Unit_CAD">812000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151225225"
      unitRef="Unit_CAD">238000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151227417"
      unitRef="Unit_CAD">104000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151227416"
      unitRef="Unit_CAD">342000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151227415"
      unitRef="Unit_CAD">192000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151227414"
      unitRef="Unit_CAD">48000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_BusinessAndGovernmentMemberifrsfullClassesOfFinancialInstrumentsAxis_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151227413"
      unitRef="Unit_CAD">240000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151227412"
      unitRef="Unit_CAD">2821000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151227411"
      unitRef="Unit_CAD">1413000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanThreeMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151227429"
      unitRef="Unit_CAD">430000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2025_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225216"
      unitRef="Unit_CAD">4664000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanOneMonthAndNotLaterThanTwoMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151225217"
      unitRef="Unit_CAD">2499000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanTwoMonthsAndNotLaterThanThreeMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151227423"
      unitRef="Unit_CAD">1281000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis_LaterThanThreeMonthsMemberifrsfullPastDueStatusAxis"
      decimals="-6"
      id="Fact_151227424"
      unitRef="Unit_CAD">398000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:LoansBeforeAllowanceForLoanLosses
      contextRef="PAsOn10_31_2024_FinancialAssetsPastDueButNotImpairedMemberifrsfullImpairmentOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151227425"
      unitRef="Unit_CAD">4178000000</bns:LoansBeforeAllowanceForLoanLosses>
    <bns:DisclosureOfPurchasedCreditImpairedLoansExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-177191">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(h)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Purchased credit-impaired loans &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Certain financial assets including loans are credit-impaired on initial recognition either through acquisition or origination. The following table provides details of such assets: &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:87%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Unpaid principal balance&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2007;&#x2007;224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;&#x2007;&#x2007;243&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Credit-related fair value adjustments&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(24&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(29&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;200&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;214&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Stage 3 allowance&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value net of related allowance&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;199&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;213&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents principal amount owed net of write-offs. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfPurchasedCreditImpairedLoansExplanatory>
    <bns:UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans
      contextRef="PAsOn10_31_2025_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis"
      decimals="-6"
      id="Fact_151227430"
      unitRef="Unit_CAD">224000000</bns:UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans>
    <bns:UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans
      contextRef="PAsOn10_31_2024_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis"
      decimals="-6"
      id="Fact_151227431"
      unitRef="Unit_CAD">243000000</bns:UnpaidPrincipalBalanceOfPurchasedCreditimpairedLoans>
    <bns:CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans
      contextRef="PAsOn10_31_2025_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis"
      decimals="-6"
      id="ixv-212472"
      unitRef="Unit_CAD">24000000</bns:CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans>
    <bns:CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans
      contextRef="PAsOn10_31_2024_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis"
      decimals="-6"
      id="ixv-212473"
      unitRef="Unit_CAD">29000000</bns:CreditRelatedFairValueAdjustmentsOnPurchasedCreditimpairedLoans>
    <bns:GrossCarryingValueOfLoansIndividuallyImpaired
      contextRef="PAsOn10_31_2025_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis"
      decimals="-6"
      id="ixv-212474"
      unitRef="Unit_CAD">200000000</bns:GrossCarryingValueOfLoansIndividuallyImpaired>
    <bns:GrossCarryingValueOfLoansIndividuallyImpaired
      contextRef="PAsOn10_31_2024_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis"
      decimals="-6"
      id="ixv-212475"
      unitRef="Unit_CAD">214000000</bns:GrossCarryingValueOfLoansIndividuallyImpaired>
    <ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses
      contextRef="PAsOn10_31_2025_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis_StageThreeMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212476"
      unitRef="Unit_CAD">1000000</ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses>
    <ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses
      contextRef="PAsOn10_31_2024_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis_StageThreeMemberBNSCreditRiskRatingAxis"
      decimals="-6"
      id="ixv-212477"
      unitRef="Unit_CAD">1000000</ifrs-full:LoansAndAdvancesAtAmortisedCostAllowanceForExpectedCreditLosses>
    <bns:LoansAcquiredCreditImpairedNet
      contextRef="PAsOn10_31_2025_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis"
      decimals="-6"
      id="ixv-212478"
      unitRef="Unit_CAD">199000000</bns:LoansAcquiredCreditImpairedNet>
    <bns:LoansAcquiredCreditImpairedNet
      contextRef="PAsOn10_31_2024_LoansAcquiredInBusinessCombinationMemberifrsfullClassesOfAcquiredReceivablesAxis"
      decimals="-6"
      id="ixv-212479"
      unitRef="Unit_CAD">213000000</bns:LoansAcquiredCreditImpairedNet>
    <ifrs-full:DisclosureOfTransfersOfFinancialAssetsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-177317">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_13" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Derecognition of Financial Assets &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Securitization of residential mortgage loans &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank securitizes fully insured residential mortgage loans, Bank originated and others, through the creation of mortgage-backed securities (MBS) under the National Housing Act (NHA) MBS program, sponsored by Canada Mortgage and Housing Corporation (CMHC). MBS created under the program are primarily sold to Canada Housing Trust (the Trust), a government sponsored entity, under the Canada Mortgage Bond (CMB) program, and/or third-party investors. The Trust issues securities to third-party investors. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Under the mortgage sale programs described above, certain transactions did not meet the derecognition requirements, as the Bank retains the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;pre-payment&lt;/div&gt; and interest rate risk associated with the mortgages. These risks represent substantially all of the risks and rewards associated with the transferred assets, and accordingly, the mortgages continue to be recognized on the Bank&#x2019;s balance sheet. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;However, certain mortgage transactions qualified for derecognition, as substantially all risks and rewards of ownership were transferred to third parties. During the year ended October&#160;31, 2025, the Bank sold and derecognized $4,550&#160;million (2024 &#x2013; $8,486&#160;million) of these mortgages. The Bank retains residual interests in the derecognized mortgages, representing its continuing involvement. As at October&#160;31, 2025, the carrying value of these retained interests was $365&#160;million (2024 &#x2013; $491&#160;million). &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The transferred mortgages continue to be recognized on the Consolidated Statement of Financial Position as residential mortgage loans. Cash proceeds received from the transfer are treated as secured borrowings and included in Deposits&#160;&#x2013; Business and government on the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table provides the carrying amount of transferred assets that do not qualify for derecognition and the associated liabilities: &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:84%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value of residential mortgage loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,759&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;11,190&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other related assets&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,868&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,202&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Liabilities&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value of associated liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;15,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,923&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The fair value of the transferred assets is $15,298 (2024 &#x2013; $18,092) and the fair value of the associated liabilities is $15,593 (2024 &#x2013; $17,692), for a net position of $(295) (2024 &#x2013; $400). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;These include cash held in trust and trust permitted investment assets, including repurchase style transactions of mortgage-backed securities, acquired as part of principal reinvestment account that the Bank is required to maintain in order to participate in the programs. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Securitization of credit card receivables and auto loans &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank securitizes a portion of its unsecured credit card and auto loan receivables through consolidated structured entities. These receivables continue to be recognized on the Consolidated Statement of Financial Position as credit card loans and personal loans. For further details, refer to Note 14. &lt;/div&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Securities sold under repurchase agreements and securities lent &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank enters into transactions, such as repurchase agreements and securities lending agreements, where the Bank transfers assets under agreements to repurchase them on a future date and retains all the substantial risks and rewards associated with the assets. The transferred assets remain on the Consolidated Statement of Financial Position. &lt;/div&gt;  &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table provides the carrying amount of the transferred assets and the associated liabilities: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:82%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value of assets associated with:&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Repurchase agreements&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;174,010&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;174,334&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Securities lending agreements&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;78,548&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;58,477&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;252,558&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;232,811&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value of associated liabilities&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189,144&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;190,449&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The fair value of transferred assets is $252,558 (2024 &#x2013; $232,811) and the fair value of the associated liabilities is $189,144 (2024 &#x2013; $190,449), for a net position of $63,414 (2024 &#x2013; $42,362). &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Does not include over-collateralization of assets pledged. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Liabilities for securities lending arrangements only include amounts related to cash collateral received. For securities received as collateral, refer to Note 34(a)(iv). &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Other &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet arrangements &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank uses a capital vehicle to transfer credit exposure to security holders of the vehicle. While credit exposures are transferred, the related assets are not derecognized from the balance sheet. For further details, refer to Note 14. &lt;/div&gt; </ifrs-full:DisclosureOfTransfersOfFinancialAssetsExplanatory>
    <ifrs-full:RecognisedAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets
      contextRef="PAsOn10_31_2025_SecuritiesLendingMemberifrsfullContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis"
      decimals="-6"
      id="ixv-212480"
      unitRef="Unit_CAD">4550000000</ifrs-full:RecognisedAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets>
    <ifrs-full:RecognisedAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets
      contextRef="PAsOn10_31_2024_SecuritiesLendingMemberifrsfullContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis"
      decimals="-6"
      id="ixv-212481"
      unitRef="Unit_CAD">8486000000</ifrs-full:RecognisedAssetsRepresentingContinuingInvolvementInDerecognisedFinancialAssets>
    <ifrs-full:GainLossOfDerecognisedFinancialAssetsAtDateOfTransfer
      contextRef="P11_01_2024To10_31_2025_SecuritiesLendingMemberifrsfullContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis"
      decimals="-6"
      id="ixv-212482"
      unitRef="Unit_CAD">365000000</ifrs-full:GainLossOfDerecognisedFinancialAssetsAtDateOfTransfer>
    <ifrs-full:GainLossOfDerecognisedFinancialAssetsAtDateOfTransfer
      contextRef="P11_01_2023To10_31_2024_SecuritiesLendingMemberifrsfullContinuingInvolvementInDerecognisedFinancialAssetsByTypeOfTransferAxis"
      decimals="-6"
      id="ixv-212483"
      unitRef="Unit_CAD">491000000</ifrs-full:GainLossOfDerecognisedFinancialAssetsAtDateOfTransfer>
    <ifrs-full:DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-177333">&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table provides the carrying amount of transferred assets that do not qualify for derecognition and the associated liabilities: &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:84%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value of residential mortgage loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,759&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;11,190&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other related assets&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,868&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,202&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Liabilities&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value of associated liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;15,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,923&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The fair value of the transferred assets is $15,298 (2024 &#x2013; $18,092) and the fair value of the associated liabilities is $15,593 (2024 &#x2013; $17,692), for a net position of $(295) (2024 &#x2013; $400). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;These include cash held in trust and trust permitted investment assets, including repurchase style transactions of mortgage-backed securities, acquired as part of principal reinvestment account that the Bank is required to maintain in order to participate in the programs. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table provides the carrying amount of the transferred assets and the associated liabilities: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:82%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value of assets associated with:&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Repurchase agreements&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;174,010&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;174,334&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Securities lending agreements&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;78,548&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;58,477&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;252,558&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;232,811&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Carrying value of associated liabilities&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189,144&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;190,449&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The fair value of transferred assets is $252,558 (2024 &#x2013; $232,811) and the fair value of the associated liabilities is $189,144 (2024 &#x2013; $190,449), for a net position of $63,414 (2024 &#x2013; $42,362). &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Does not include over-collateralization of assets pledged. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Liabilities for securities lending arrangements only include amounts related to cash collateral received. For securities received as collateral, refer to Note 34(a)(iv). &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfFinancialAssetsTransferredDuringPeriodWhichDoNotQualifyForDerecognitionExplanatory>
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_14" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Structured Entities &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Consolidated structured entities &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;U.S. multi-seller conduit &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank-sponsored U.S. multi-seller conduit purchases high-quality financial assets from independent third parties (the sellers) funded by the issuance of highly rated asset-backed commercial paper. The sellers continue to service the financial assets and provide credit enhancements through overcollateralization protection and cash reserves. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Each asset purchased by the conduit has a deal-specific liquidity facility provided by the Bank in the form of a Liquidity Asset Purchase Agreement (LAPA). The primary purpose of the LAPA is to provide an alternative source of financing in the event the conduit is unable to access the asset-backed commercial paper market. The administration agent can require the Bank in its capacity as liquidity provider to purchase an interest in the related assets owned by the conduit. The Bank is not obligated to perform under the LAPA agreements in the event the conduit itself is insolvent. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s liquidity agreements with the conduit call for the Bank to fund full par value of the assets, including defaulted assets, if any, of the conduit. This facility is available to absorb the losses on defaulted assets, if any, in excess of losses absorbed by deal-specific seller credit enhancements. Further, the Bank holds the subordinated note issued by the conduit. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s exposure from the U.S. conduit through the LAPA, including the obligation to purchase defaulted assets and investment in the conduit&#x2019;s subordinated note, give the Bank the obligation to absorb losses that could potentially be significant to the conduit, which in conjunction with power to direct the conduit&#x2019;s activities, result in the Bank consolidating the U.S. multi-seller conduit. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The conduit&#x2019;s assets of $14 billion (2024 &#x2013; $11 billion) are primarily included in Business and government loans on the Bank&#x2019;s Consolidated Statement of Financial Position. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;There are contractual restrictions on the ability of the Bank&#x2019;s consolidated U.S. multi-seller conduit to transfer funds to the Bank. The Bank is restricted from accessing the conduit&#x2019;s assets under the relevant arrangements. The Bank has no rights to the assets owned by the conduit. In the normal course of business, the assets of the conduit can only be used to settle the obligations of the conduit. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Bank funding vehicles and capital vehicles &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank uses funding and capital vehicles to facilitate cost-efficient financing of its own operations, including the issuance of covered bonds and notes. Activities of funding structured entities are generally limited to holding an interest in a pool of assets or receivables generated by the Bank. Capital vehicles include Scotiabank LRCN Trust which was established in connection with the Bank&#x2019;s issuance of qualifying regulatory capital instruments. These structured entities are consolidated due to the Bank&#x2019;s decision-making power and ability to use that power to affect the returns. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Covered bonds &lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank has a registered covered bond program through which it issues debt that is guaranteed by Scotiabank Covered Bond Guarantor Limited Partnership (the &#x201c;LP&#x201d;). Under this program, the LP purchases uninsured residential mortgages from the Bank, which it acquires with funding provided by the Bank. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;As at October&#160;31, 2025, $46.7&#160;billion (2024 &#x2013; $47.0 billion) covered bonds were outstanding and included in Deposits&#160;&#x2013; Business and government on the Consolidated Statement of Financial Position. The Bank&#x2019;s outstanding covered bonds are denominated in U.S. dollars, British pounds, Swiss francs, Euros, Canadian Dollars, and Norwegian Kroner. As at October&#160;31, 2025, assets pledged in relation to these covered bonds were uninsured residential mortgages denominated in Canadian dollars of $44.8&#160;billion (2024 &#x2013; $48.0 billion). These figures exclude activities in connection with covered bonds held by the Bank and that are eliminated upon consolidation. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Credit card receivables securitization trust&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank securitizes a portion of its Canadian credit card receivables through a Bank-sponsored structured entity. This entity issues senior and subordinated notes to third-party investors and the proceeds of such issuance are used to purchase &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;co-ownership&lt;/div&gt; interests in credit card receivables originated by the Bank. Recourse of the note holders is limited to the purchased interest. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank is responsible for servicing the transferred credit card receivables as well as performing administrative functions for this entity. As at October&#160;31, 2025, U.S.$2.3 billion ($3.2 billion Canadian dollar equivalent) (2024&#160;&#x2013; U.S.$2.4&#160;billion, $3.3&#160;billion Canadian dollar equivalent) Class&#160;A &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold;text-indent: 0px;"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;text-indent: 0px;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;notes; and U.S.$196 million ($274 million Canadian dollar equivalent) (2024&#160;&#x2013; U.S.$209&#160;million, $291&#160;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"&gt;million Canadian dollar equivalent) subordinated Class&#160;B and Class&#160;C notes were outstanding and included in Deposits &#x2013; Business and government on the Consolidated Statement of Financial Position. As at October&#160;31, 2025, assets pledged in relation to the offered and retained notes were credit card receivables, denominated in Canadian dollars, of $&lt;/div&gt;&lt;/div&gt;3.6&#160;billion (2024&#160;&#x2013; $3.8 billion). &lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 6pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Auto loan receivables securitization trusts &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;The Bank securitizes a portion of its Canadian auto loan receivables through its Securitized Term Auto Receivables Trust program (SSTRT) and Securitized Term Auto Loan Receivables Trust &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;2025-A&lt;/div&gt; (START &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;2025-&lt;/div&gt; A), Bank sponsored consolidated structured entities. The structured entities issue offered notes to third-party investors and retained notes to the Bank. Recourse of the noteholders is limited to the receivables and a cash reserve account. &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;&lt;div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October 31, 2025, U.S. $301 million ($423 million Canadian dollar equivalent) (&lt;/div&gt;October 31, 2024 &#x2013; nil) &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;offered notes that were issued to third party investors were outstanding and included in Deposits &#x2013; Business and government on the Consolidated Statement of Financial Position. &lt;div style="null;text-indent: 0px;display:inline;"&gt;The sale of such receivables does not qualify for derecognition, and the receivables continue to be recognized on the Bank&#x2019;s Consolidated Statement of Financial Position. As at October 31, 2025, assets pledged in relation to the offered and retained notes were Canadian auto loan receivables, denominated in Canadian dollars of $&lt;/div&gt;4,488 million (2024 &#x2013; nil).&#160;&lt;/div&gt; &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;Scotiabank LRCN Trust &lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;The Bank sponsors the Scotiabank LRCN Trust established in connection with the issuance of limited recourse capital notes. As at October&#160;31, 2025, $8.4 billion (2024&#160;&#x2013; $5.5 billion) &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;of externally-issued limited recourse capital notes were outstanding and included in Preferred shares and other equity instruments on the Consolidated Statement of Financial Position. Refer to Note 23(b) &#x2013; Preferred shares and other equity instruments for further information.&#160;&lt;/div&gt; &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Other &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;Assets of other consolidated structured entities are comprised of securities, deposits with banks and other assets to meet the Bank&#x2019;s and&#160;customer needs. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(b)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Unconsolidated structured entities &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;The following table provides information about other structured entities which the Bank does not control and therefore does not consolidate. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;"&gt;&#160;&lt;br/&gt;&lt;/div&gt; &lt;div style="text-align: center;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr&gt;
&lt;td style="width: 62%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 3%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 3%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="14" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;($ millions)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space: nowrap;display:inline;"&gt;Canadian&#160;multi-seller&lt;/div&gt;&lt;br/&gt;conduits that the&lt;br/&gt;Bank administers&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Structured&lt;br/&gt;finance&lt;br/&gt;entities&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;br/&gt;funding&lt;br/&gt;vehicles&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total assets on structured entity&#x2019;s financial statements&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,971&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,746&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,575&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,292&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assets recognized on the Bank&#x2019;s financial statements:&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Trading assets&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;709&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;735&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment securities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;786&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;786&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,546&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,546&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;52&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;99&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;151&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,093&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;99&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,218&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Liabilities recognized on the Bank&#x2019;s financial statements:&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposits &#x2013; Business and government&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,533&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,533&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,576&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,576&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank&#x2019;s maximum exposure to loss&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,997&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); white-space: nowrap; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="font-weight:bolder;display:inline;width:100%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,670&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;71&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;29,738&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="16" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canadian&#160;multi-seller&lt;br/&gt; conduits that the&lt;br/&gt; Bank administers&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Structured&lt;br/&gt; finance&lt;br/&gt; entities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;br/&gt; funding&lt;br/&gt; vehicles&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total assets (on structured entity&#x2019;s financial statements)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2007;6,299&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2007;13,695&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2007;1,870&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2007;21,864&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assets recognized on the Bank&#x2019;s financial statements:&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 3%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 3%;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Trading assets&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;306&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;314&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment securities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;842&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;842&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,757&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,757&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;35&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;93&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;128&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;8&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;5,940&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;93&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;6,041&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Liabilities recognized on the Bank&#x2019;s financial statements:&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 3%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 3%;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposits &#x2013; Business and government&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,842&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,842&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;28&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;28&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,870&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,870&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank&#x2019;s maximum exposure to loss&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;6,307&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); white-space: nowrap; width: 2%;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;11,469&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;76&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;17,852&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Loan balances are presented net of allowance for credit losses. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Excludes up to a maximum amount of $1.6 billion (2024 &#x2013; $1.4 billion) relating to backstop liquidity facilities provided by the Bank to these multi-seller conduits based on future asset purchases by these conduits. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;  &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;text-indent: 0px;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="text-indent: 0px; margin-bottom: 1em; margin-top: 1em"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div&gt; &lt;div style="line-height:normal;display: inline;"&gt;  &lt;/div&gt; &lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s maximum exposure to loss represents the notional amounts of guarantees, liquidity facilities, and other credit support relationships with the structured entities, the credit risk amount for certain derivative contracts with the entities and the amount invested where the Bank holds an ownership interest in the structured entities. Of the aggregate amount of maximum exposure to loss as at October&#160;31, 2025, the Bank has recorded $10.2 billion (2024 &#x2013; $6.1 billion), primarily loans issued to structured entities, on the&#160;Consolidated Statement of Financial Position. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Canadian multi-seller conduits that the Bank administers &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;In 2025, the Bank established Temperance Street Funding Trust, a Canadian multi-seller conduit. The Bank sponsors a total of three Canadian multi-seller conduits. The conduits purchase assets from independent third parties (the sellers) funded by the issuance of asset-backed commercial paper. The sellers continue to service the assets and provide credit enhancements through overcollateralization protection and cash reserves. The Bank has no rights to these assets as they are available to support the obligations of the respective programs but manages the commercial paper selling programs for a fee. To ensure timely repayment of the commercial paper, each asset pool financed by the multi-seller conduits has a deal-specific LAPA or liquidity agreement (LA) with the Bank. Pursuant to the terms of the LAPA or LA, the Bank as the liquidity provider is obligated to purchase &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-defaulted&lt;/div&gt; assets, transferred by the conduit at the conduit&#x2019;s original cost as reflected in the table above. In most cases, the liquidity agreements do not require the Bank to purchase defaulted assets. Additionally, the Bank has not provided any program-wide credit enhancement to these conduits. &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Although the Bank has power over the relevant activities of the conduits, it has limited exposure to variability in returns, which results in the Bank not consolidating the three Canadian conduits. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Structured finance entities &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank has interests in structured entities used to assist corporate clients in accessing cost-efficient financing through their securitization structures. The Bank may act as an administrator, an investor or a combination of both in these types of structures. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank provides senior credit facilities to unaffiliated structured entities that are established by third parties to acquire and/or originate loans for the purposes of issuing collateralized loan obligations (CLOs). These credit facilities benefit from subordinated capital provided by either the collateral manager or third-party investors via subordinated financing, capital injection or asset contribution. Subordinated capital represents the first loss tranche which absorbs losses prior to the Bank&#x2019;s senior exposure. The Bank&#x2019;s broker-dealer affiliate acts as the arranger and placement agent for the CLOs. Proceeds from the sale of the CLOs are used to repay the senior credit facilities. The Bank does not consolidate these entities as it does not have decision making power over their relevant activities, which include the acquisition and/or origination of loans and overall management of the underlying portfolio. As at October&#160;31, 2025, the Bank has funded $8,114 million of the credit facilities provided to these structured entities (October 31, 2024 &#x2013; $4,243 million). &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Other &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet arrangements &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank uses a funding vehicle to transfer credit exposure on certain loan assets and purchases credit protection against eligible credit events from this vehicle. The vehicle collateralizes its obligation using cash proceeds received through the issuance of guarantee-linked notes. Loan assets are not sold or assigned to the vehicle and remain on the Bank&#x2019;s Consolidated Statement of Financial Position. The total principal balance of guarantee-linked notes issued by this vehicle and outstanding was $1,697 million as at October&#160;31, 2025 (October&#160;31, 2024 &#x2013; $1,002 million). These are included in Deposits &#x2013; Business and government on the Bank&#x2019;s Consolidated Statement of Financial Position. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Although the Bank has power over the relevant activities of these vehicles, it has limited exposure to variability in returns, which results in the Bank not consolidating these vehicles. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(c)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other unconsolidated Bank-sponsored entities &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank sponsors unconsolidated structured entities including mutual funds, in which it has insignificant or no interest at the reporting date. The Bank is a sponsor when it is significantly involved in the design and formation at inception of the structured entities, and the Bank&#x2019;s name is used by the structured entities to create an awareness of the instruments being backed by the Bank&#x2019;s reputation and obligation. The Bank also considers other factors, such as its continuing involvement and obligations to determine if, in substance, the Bank is a sponsor. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;As at October&#160;31, 2025, the Bank earned $2,851 million (2024 &#x2013; $2,547 million) in revenue from unconsolidated Bank-sponsored mutual fund entities. &lt;/div&gt; </ifrs-full:DisclosureOfInformationAboutInterestsInStructuredEntityExplanatory>
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      contextRef="PAsOn10_31_2024"
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    <ifrs-full:DebtSecurities
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    <ifrs-full:DebtSecurities
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      id="ixv-212534"
      unitRef="Unit_CAD">5500000000</ifrs-full:DebtSecurities>
    <ifrs-full:DisclosureOfUnconsolidatedStructuredEntitiesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-177701"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;The following table provides information about other structured entities which the Bank does not control and therefore does not consolidate. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;"&gt;&#160;&lt;br/&gt;&lt;/div&gt; &lt;div style="text-align: center;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr&gt;
&lt;td style="width: 62%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 3%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 3%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="14" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;($ millions)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space: nowrap;display:inline;"&gt;Canadian&#160;multi-seller&lt;/div&gt;&lt;br/&gt;conduits that the&lt;br/&gt;Bank administers&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Structured&lt;br/&gt;finance&lt;br/&gt;entities&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;br/&gt;funding&lt;br/&gt;vehicles&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total assets on structured entity&#x2019;s financial statements&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,971&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,746&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,575&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,292&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assets recognized on the Bank&#x2019;s financial statements:&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Trading assets&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;709&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;735&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment securities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;786&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;786&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,546&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,546&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;52&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;99&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;151&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,093&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;99&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,218&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Liabilities recognized on the Bank&#x2019;s financial statements:&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposits &#x2013; Business and government&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,533&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,533&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,576&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,576&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank&#x2019;s maximum exposure to loss&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,997&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); white-space: nowrap; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="font-weight:bolder;display:inline;width:100%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,670&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;71&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;29,738&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="16" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canadian&#160;multi-seller&lt;br/&gt; conduits that the&lt;br/&gt; Bank administers&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Structured&lt;br/&gt; finance&lt;br/&gt; entities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;br/&gt; funding&lt;br/&gt; vehicles&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total assets (on structured entity&#x2019;s financial statements)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2007;6,299&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2007;13,695&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2007;1,870&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2007;21,864&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assets recognized on the Bank&#x2019;s financial statements:&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 3%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 3%;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Trading assets&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;306&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;314&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment securities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;842&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;842&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,757&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,757&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;35&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;93&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;128&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;8&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;5,940&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;93&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;6,041&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Liabilities recognized on the Bank&#x2019;s financial statements:&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 3%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 3%;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposits &#x2013; Business and government&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,842&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,842&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;28&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;28&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 62%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,870&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,870&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 62%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank&#x2019;s maximum exposure to loss&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;6,307&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); white-space: nowrap; width: 2%;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;11,469&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;76&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;17,852&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Loan balances are presented net of allowance for credit losses. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Excludes up to a maximum amount of $1.6 billion (2024 &#x2013; $1.4 billion) relating to backstop liquidity facilities provided by the Bank to these multi-seller conduits based on future asset purchases by these conduits. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; </ifrs-full:DisclosureOfUnconsolidatedStructuredEntitiesExplanatory>
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      contextRef="PAsOn10_31_2025_CanadianMultisellerConduitsThatTheBankAdministersMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      id="ixv-212539"
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      contextRef="PAsOn10_31_2025_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      contextRef="PAsOn10_31_2025_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      id="ixv-212543"
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      contextRef="PAsOn10_31_2025_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      contextRef="PAsOn10_31_2025_CapitalFundingVehiclesMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      id="ixv-212547"
      unitRef="Unit_CAD">99000000</bns:UnconsolidatedStructuredEntitiesOtherAssets>
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      id="ixv-212548"
      unitRef="Unit_CAD">151000000</bns:UnconsolidatedStructuredEntitiesOtherAssets>
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      contextRef="PAsOn10_31_2025_CanadianMultisellerConduitsThatTheBankAdministersMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      id="ixv-212549"
      unitRef="Unit_CAD">26000000</ifrs-full:Assets>
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      contextRef="PAsOn10_31_2025_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      contextRef="PAsOn10_31_2025_CapitalFundingVehiclesMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      contextRef="PAsOn10_31_2025_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      contextRef="PAsOn10_31_2024_CanadianMultisellerConduitsThatTheBankAdministersMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      id="ixv-212563"
      unitRef="Unit_CAD">6299000000</ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities>
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      contextRef="PAsOn10_31_2024_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      unitRef="Unit_CAD">13695000000</ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities>
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      contextRef="PAsOn10_31_2024_CapitalFundingVehiclesMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      id="ixv-212565"
      unitRef="Unit_CAD">1870000000</ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities>
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      contextRef="PAsOn10_31_2024_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      id="ixv-212566"
      unitRef="Unit_CAD">21864000000</ifrs-full:AssetsRecognisedInEntitysFinancialStatementsInRelationToStructuredEntities>
    <bns:TradingAssets
      contextRef="PAsOn10_31_2024_CanadianMultisellerConduitsThatTheBankAdministersMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      id="ixv-212567"
      unitRef="Unit_CAD">8000000</bns:TradingAssets>
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      contextRef="PAsOn10_31_2024_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      id="ixv-212568"
      unitRef="Unit_CAD">306000000</bns:TradingAssets>
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      contextRef="PAsOn10_31_2024_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      id="ixv-212569"
      unitRef="Unit_CAD">314000000</bns:TradingAssets>
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      contextRef="PAsOn10_31_2024_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      unitRef="Unit_CAD">842000000</bns:InvestmentSecurities>
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      contextRef="PAsOn10_31_2024_UnconsolidatedStructuredEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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      id="ixv-212571"
      unitRef="Unit_CAD">842000000</bns:InvestmentSecurities>
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      contextRef="PAsOn10_31_2024_StructuredFinanceEntitiesMemberifrsfullUnconsolidatedStructuredEntitiesAxis"
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&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_15" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Property and Equipment &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:49%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Land &amp;amp;&lt;br/&gt; Building&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Equipment&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Technology&lt;br/&gt; Assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Leasehold&lt;br/&gt; Improvements&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Right-of-use&lt;/div&gt;&lt;/div&gt;&lt;br/&gt; Assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Cost&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2023&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,813&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,809&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;705&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,854&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;4,336&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;10,517&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Additions&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;120&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;232&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;73&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;134&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;125&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;684&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disposals/Retirements&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(149&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(183&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(155&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(67&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(77&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(631&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(48&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(78&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(44&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(43&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(203&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2024&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,736&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,780&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;633&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,877&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,341&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,367&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Additions&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;194&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;144&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;88&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;117&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;210&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;753&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;Disposals/Retirements&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(481&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(82&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(25&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(92&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(118&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(798&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(129&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;126&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;112&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;80&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;233&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2025&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,320&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,886&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;822&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,014&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,513&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,555&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Accumulated depreciation&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2023&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;686&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,268&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;381&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,152&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,388&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,875&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Depreciation&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;94&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;140&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;116&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;331&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;730&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disposals/Retirements&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(50&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(75&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(145&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(40&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(62&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(372&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(22&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(26&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(14&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(40&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(16&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(118&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2024&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;663&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,261&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;362&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,188&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,641&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,115&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Depreciation&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;133&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;113&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;318&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;683&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disposals/Retirements&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(44&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(67&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(17&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(71&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(107&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(306&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;77&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;40&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;182&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2025&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;683&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,278&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;555&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,270&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,888&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,674&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net book value&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2024&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,073&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;519&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;271&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;689&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,700&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,252&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2025&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;637&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;608&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;267&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;744&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,625&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,881&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Includes a net impairment loss recorded in Q1 2025 related to the agreement to sell the banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Includes $39 (2024 &#x2013; $36) of investment property. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; </ifrs-full:DisclosureOfPropertyPlantAndEquipmentExplanatory>
    <ifrs-full:DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-212603">&#160;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:49%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Land &amp;amp;&lt;br/&gt; Building&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Equipment&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Technology&lt;br/&gt; Assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Leasehold&lt;br/&gt; Improvements&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Right-of-use&lt;/div&gt;&lt;/div&gt;&lt;br/&gt; Assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Cost&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2023&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,813&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,809&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;705&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,854&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;4,336&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;10,517&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Additions&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;120&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;232&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;73&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;134&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;125&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;684&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disposals/Retirements&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(149&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(183&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(155&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(67&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(77&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(631&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(48&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(78&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(44&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(43&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(203&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2024&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,736&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,780&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;633&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,877&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,341&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,367&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Additions&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;194&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;144&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;88&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;117&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;210&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;753&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;Disposals/Retirements&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(481&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(82&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(25&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(92&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(118&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(798&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(129&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;126&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;112&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;80&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;233&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2025&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,320&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,886&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;822&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,014&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,513&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,555&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Accumulated depreciation&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2023&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;686&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,268&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;381&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,152&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,388&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,875&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Depreciation&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;94&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;140&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;116&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;331&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;730&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disposals/Retirements&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(50&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(75&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(145&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(40&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(62&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(372&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(22&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(26&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(14&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(40&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(16&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(118&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2024&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;663&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,261&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;362&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,188&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,641&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,115&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Depreciation&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;133&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;113&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;318&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;683&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disposals/Retirements&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(44&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(67&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(17&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(71&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(107&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(306&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;77&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;40&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;182&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2025&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;683&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,278&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;555&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,270&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,888&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,674&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net book value&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2024&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,073&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;519&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;271&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;689&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,700&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,252&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2025&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;637&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;608&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;267&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;744&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,625&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,881&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 3pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Includes a net impairment loss recorded in Q1 2025 related to the agreement to sell the banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Includes $39 (2024 &#x2013; $36) of investment property. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;</ifrs-full:DisclosureOfDetailedInformationAboutPropertyPlantAndEquipmentExplanatory>
    <ifrs-full:PropertyPlantAndEquipment
      contextRef="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LandAndBuildingsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis"
      decimals="-6"
      id="ixv-212604"
      unitRef="Unit_CAD">1813000000</ifrs-full:PropertyPlantAndEquipment>
    <ifrs-full:PropertyPlantAndEquipment
      contextRef="PAsOn10_31_2023_Equipment1MemberifrsfullClassesOfPropertyPlantAndEquipmentAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-212605"
      unitRef="Unit_CAD">1809000000</ifrs-full:PropertyPlantAndEquipment>
    <ifrs-full:PropertyPlantAndEquipment
      contextRef="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_TechnologyAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis"
      decimals="-6"
      id="ixv-212606"
      unitRef="Unit_CAD">705000000</ifrs-full:PropertyPlantAndEquipment>
    <ifrs-full:PropertyPlantAndEquipment
      contextRef="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_LeaseholdImprovementsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis"
      decimals="-6"
      id="ixv-212607"
      unitRef="Unit_CAD">1854000000</ifrs-full:PropertyPlantAndEquipment>
    <ifrs-full:PropertyPlantAndEquipment
      contextRef="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_RightofuseAssetsMemberifrsfullClassesOfPropertyPlantAndEquipmentAxis"
      decimals="-6"
      id="ixv-212608"
      unitRef="Unit_CAD">4336000000</ifrs-full:PropertyPlantAndEquipment>
    <ifrs-full:PropertyPlantAndEquipment
      contextRef="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-212609"
      unitRef="Unit_CAD">10517000000</ifrs-full:PropertyPlantAndEquipment>
    <ifrs-full:AdditionsOtherThanThroughBusinessCombinationsPropertyPlantAndEquipment
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_16" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Investments in Associates &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank had significant investments in the following associates: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7.5pt;width:100%;border-spacing:0;margin:0 auto"&gt;
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&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Country of&lt;br/&gt; incorporation&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Nature of&lt;br/&gt; business&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Ownership&lt;br/&gt; percentage&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Date&#160;of&#160;financial&lt;br/&gt; statements&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;KeyCorp&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;United&#160;States&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Banking&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;September 30, 2025&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;4,379&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;Bank of Xi&#x2019;an Co. Ltd.&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;China&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Banking&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;September 30, 2025&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;729&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;658&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;Maduro&#160;&amp;amp; Curiel&#x2019;s Bank N.V.&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(4)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Curacao&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Banking&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;48.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;September 30, 2025&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;570&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;527&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents the date of the most recent financial statements. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;On December&#160;27, 2024, the Bank completed the acquisition of an additional 10% ownership interest, bringing the total ownership interest in KeyCorp to 14.9% (refer to Note 35 for further details). The Bank has significant influence over KeyCorp through a combination of its ownership interest and board representation. Based on the quoted price on the New York Stock Exchange, the market value of the Bank&#x2019;s investment in KeyCorp was $&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4,018&lt;/div&gt; as at Oct 31, 2025. During the year, dividends received from KeyCorp of $140 were recognized as a reduction in the carrying value of the investment in associate.&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Based on the quoted price on the Shanghai Stock Exchange, the market value of the Bank&#x2019;s Investment in Bank of Xi&#x2019;an Co. Ltd. was $617 (October 31, 2024 &#x2013; $570). The Bank has significant influence over the Bank of Xi&#x2019;an Co. Ltd. through a combination of its ownership interest and board representation. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The local regulator requires financial institutions to set aside reserves for general banking risks. These reserves are not required under IFRS, and represent undistributed retained earnings related to a foreign associated corporation, which are subject to local regulatory restrictions. As of October&#160;31, 2025&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;,&lt;/div&gt; these reserves amounted to $76 (2024 &#x2013; $74). &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Impairment testing of Bank of Xi&#x2019;an Co. Ltd. &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;As at October&#160;31, 2025, the market value of the Bank&#x2019;s investment in Bank of Xi&#x2019;an Co. Ltd. based on the quoted price on the Shanghai Stock Exchange continues to be below its carrying value. The Bank has been performing quarterly impairment testing on this investment due to the prolonged period in which its market value has remained below the carrying amount. The impairment test involves comparing the carrying value of the investment to its recoverable amount based on value in use (VIU). In estimating VIU, the Bank uses a discounted cash flows valuation model which incorporates key assumptions, including a &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;5-year&lt;/div&gt; forecast of &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;after-tax&lt;/div&gt; cash flows for the underlying entity, the estimated terminal growth rate beyond 5 years, and the applicable discount rate. As at October&#160;31, 2025, the estimate of VIU was determined using a terminal growth rate of 2% (2024 &#x2013; 2%) and an &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;after-tax&lt;/div&gt; discount rate of 11% (2024 &#x2013;12%). &lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Based on impairment testing performed using the VIU methodology, no impairment was determined to exist as at October 31, 2025. In the prior year, an impairment charge of $343 million ($309 million after-tax) was recorded in non-interest expenses &#x2013; other in the Other operating segment, driven primarily by the continued weakening of the economic outlook in China. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Summarized financial information &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Summarized financial information of the Bank&#x2019;s significant associates are as follows. &lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:65%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;For&#160;the&#160;twelve&#160;months&#160;ended&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Revenue&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&lt;br/&gt; income&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&#160;assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&#160;liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;KeyCorp&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;8,873&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,305&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;262,850&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;234,656&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank of Xi&#x2019;an Co. Ltd.&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,009&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;517&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;108,567&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100,773&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Maduro&#160;&amp;amp; Curiel&#x2019;s Bank N.V.&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;487&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;183&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,598&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,430&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="8" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="8" style="height:6pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;For&#160;the&#160;twelve&#160;months&#160;ended&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Revenue&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&lt;br/&gt; income&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&#160;liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank of Xi&#x2019;an Co. Ltd.&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,457&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;471&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;87,974&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;81,577&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Maduro&#160;&amp;amp; Curiel&#x2019;s Bank N.V.&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;457&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;170&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,057&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,959&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Based on the most recent available financial statements. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#160;</ifrs-full:DisclosureOfInterestsInAssociatesExplanatory>
    <ifrs-full:DisclosureOfSignificantInvestmentsInAssociatesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-179749"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank had significant investments in the following associates: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7.5pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:43%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Country of&lt;br/&gt; incorporation&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Nature of&lt;br/&gt; business&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Ownership&lt;br/&gt; percentage&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Date&#160;of&#160;financial&lt;br/&gt; statements&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;KeyCorp&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;United&#160;States&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Banking&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;September 30, 2025&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;4,379&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;Bank of Xi&#x2019;an Co. Ltd.&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;China&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Banking&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;September 30, 2025&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;729&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;658&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;Maduro&#160;&amp;amp; Curiel&#x2019;s Bank N.V.&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(4)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Curacao&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Banking&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;48.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;September 30, 2025&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;570&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;527&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents the date of the most recent financial statements. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;On December&#160;27, 2024, the Bank completed the acquisition of an additional 10% ownership interest, bringing the total ownership interest in KeyCorp to 14.9% (refer to Note 35 for further details). The Bank has significant influence over KeyCorp through a combination of its ownership interest and board representation. Based on the quoted price on the New York Stock Exchange, the market value of the Bank&#x2019;s investment in KeyCorp was $&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4,018&lt;/div&gt; as at Oct 31, 2025. During the year, dividends received from KeyCorp of $140 were recognized as a reduction in the carrying value of the investment in associate.&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Based on the quoted price on the Shanghai Stock Exchange, the market value of the Bank&#x2019;s Investment in Bank of Xi&#x2019;an Co. Ltd. was $617 (October 31, 2024 &#x2013; $570). The Bank has significant influence over the Bank of Xi&#x2019;an Co. Ltd. through a combination of its ownership interest and board representation. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The local regulator requires financial institutions to set aside reserves for general banking risks. These reserves are not required under IFRS, and represent undistributed retained earnings related to a foreign associated corporation, which are subject to local regulatory restrictions. As of October&#160;31, 2025&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;,&lt;/div&gt; these reserves amounted to $76 (2024 &#x2013; $74). &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfSignificantInvestmentsInAssociatesExplanatory>
    <ifrs-full:CountryOfIncorporationOrResidenceOfAssociate
      contextRef="P11_01_2024To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      id="Fact_151224904">United&#160;States</ifrs-full:CountryOfIncorporationOrResidenceOfAssociate>
    <ifrs-full:DescriptionOfNatureOfEntitysRelationshipWithAssociate
      contextRef="P11_01_2024To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      id="Fact_151224905">Banking</ifrs-full:DescriptionOfNatureOfEntitysRelationshipWithAssociate>
    <ifrs-full:ProportionOfOwnershipInterestInAssociate
      contextRef="P11_01_2024To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="INF"
      id="Fact_151224910"
      unitRef="Unit_pure">0.149</ifrs-full:ProportionOfOwnershipInterestInAssociate>
    <ifrs-full:DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate
      contextRef="P11_01_2024To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      id="Fact_151224911">2025-09-30</ifrs-full:DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate>
    <ifrs-full:InvestmentsInAssociates
      contextRef="PAsOn10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224918"
      unitRef="Unit_CAD">4379000000</ifrs-full:InvestmentsInAssociates>
    <ifrs-full:CountryOfIncorporationOrResidenceOfAssociate
      contextRef="P11_01_2024To10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      id="Fact_151225132">China</ifrs-full:CountryOfIncorporationOrResidenceOfAssociate>
    <ifrs-full:DescriptionOfNatureOfEntitysRelationshipWithAssociate
      contextRef="P11_01_2024To10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      id="Fact_151224906">Banking</ifrs-full:DescriptionOfNatureOfEntitysRelationshipWithAssociate>
    <ifrs-full:ProportionOfOwnershipInterestInAssociate
      contextRef="P11_01_2024To10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="INF"
      id="Fact_151224909"
      unitRef="Unit_pure">0.181</ifrs-full:ProportionOfOwnershipInterestInAssociate>
    <ifrs-full:DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate
      contextRef="P11_01_2024To10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      id="Fact_151224913">2025-09-30</ifrs-full:DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate>
    <ifrs-full:InvestmentsInAssociates
      contextRef="PAsOn10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224915"
      unitRef="Unit_CAD">729000000</ifrs-full:InvestmentsInAssociates>
    <ifrs-full:InvestmentsInAssociates
      contextRef="PAsOn10_31_2024_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224914"
      unitRef="Unit_CAD">658000000</ifrs-full:InvestmentsInAssociates>
    <ifrs-full:CountryOfIncorporationOrResidenceOfAssociate
      contextRef="P11_01_2024To10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      id="Fact_151224903">Curacao</ifrs-full:CountryOfIncorporationOrResidenceOfAssociate>
    <ifrs-full:DescriptionOfNatureOfEntitysRelationshipWithAssociate
      contextRef="P11_01_2024To10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      id="Fact_151224907">Banking</ifrs-full:DescriptionOfNatureOfEntitysRelationshipWithAssociate>
    <ifrs-full:ProportionOfOwnershipInterestInAssociate
      contextRef="P11_01_2024To10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="INF"
      id="Fact_151224908"
      unitRef="Unit_pure">0.481</ifrs-full:ProportionOfOwnershipInterestInAssociate>
    <ifrs-full:DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate
      contextRef="P11_01_2024To10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      id="Fact_151224912">2025-09-30</ifrs-full:DateOfEndOfReportingPeriodOfFinancialStatementsOfAssociate>
    <ifrs-full:InvestmentsInAssociates
      contextRef="PAsOn10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224917"
      unitRef="Unit_CAD">570000000</ifrs-full:InvestmentsInAssociates>
    <ifrs-full:InvestmentsInAssociates
      contextRef="PAsOn10_31_2024_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224916"
      unitRef="Unit_CAD">527000000</ifrs-full:InvestmentsInAssociates>
    <bns:AdditionalProportionOfInvestmentAcquiredInAssociates
      contextRef="PAsOn12_27_2024_KeycorpMemberBNSAcquireeAxis"
      decimals="2"
      id="ixv-212743"
      unitRef="Unit_pure">0.10</bns:AdditionalProportionOfInvestmentAcquiredInAssociates>
    <ifrs-full:ProportionOfOwnershipInterestInAssociate
      contextRef="P12_27_2024To12_27_2024_KeycorpMemberBNSAcquireeAxis"
      decimals="3"
      id="ixv-212744"
      unitRef="Unit_pure">0.149</ifrs-full:ProportionOfOwnershipInterestInAssociate>
    <bns:InvestmentsInAssociatesBasedOnQuotedNewYorkStockExchangePrice
      contextRef="PAsOn10_31_2025_KeycorpMemberBNSAcquireeAxis"
      decimals="-6"
      id="ixv-212745"
      unitRef="Unit_CAD">4018000000</bns:InvestmentsInAssociatesBasedOnQuotedNewYorkStockExchangePrice>
    <bns:DividendsReceivedFromAssociatesRecognisedAsReductionOfInvestment
      contextRef="P11_01_2024To10_31_2025_KeycorpMemberBNSAcquireeAxis"
      decimals="-6"
      id="ixv-212746"
      unitRef="Unit_CAD">140000000</bns:DividendsReceivedFromAssociatesRecognisedAsReductionOfInvestment>
    <bns:InvestmentsInAssociatesBasedOnQuotedStockExchangePrice
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-212747"
      unitRef="Unit_CAD">617000000</bns:InvestmentsInAssociatesBasedOnQuotedStockExchangePrice>
    <bns:InvestmentsInAssociatesBasedOnQuotedStockExchangePrice
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-212748"
      unitRef="Unit_CAD">570000000</bns:InvestmentsInAssociatesBasedOnQuotedStockExchangePrice>
    <bns:UndistributedRetainedEarningsInForeignAssociates
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-212749"
      unitRef="Unit_CAD">76000000</bns:UndistributedRetainedEarningsInForeignAssociates>
    <bns:UndistributedRetainedEarningsInForeignAssociates
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-212750"
      unitRef="Unit_CAD">74000000</bns:UndistributedRetainedEarningsInForeignAssociates>
    <bns:TermOfCashFlowForecast
      contextRef="P11_01_2024To10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      id="ixv-212751">P5Y</bns:TermOfCashFlowForecast>
    <ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections
      contextRef="PAsOn10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="INF"
      id="ixv-212752"
      unitRef="Unit_pure">0.02</ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections>
    <ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections
      contextRef="PAsOn10_31_2024_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="INF"
      id="ixv-212753"
      unitRef="Unit_pure">0.02</ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections>
    <ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections
      contextRef="PAsOn10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="INF"
      id="ixv-212754"
      unitRef="Unit_pure">0.11</ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections>
    <ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections
      contextRef="PAsOn10_31_2024_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="INF"
      id="ixv-212755"
      unitRef="Unit_pure">0.12</ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections>
    <ifrs-full:ImpairmentLoss
      contextRef="P11_01_2024To10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="ixv-212756"
      unitRef="Unit_CAD">0</ifrs-full:ImpairmentLoss>
    <ifrs-full:ImpairmentLoss
      contextRef="P11_01_2023To10_31_2024_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="ixv-212757"
      unitRef="Unit_CAD">343000000</ifrs-full:ImpairmentLoss>
    <bns:ImpairmentLossAfterTax
      contextRef="P11_01_2023To10_31_2024_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="ixv-212758"
      unitRef="Unit_CAD">309000000</bns:ImpairmentLossAfterTax>
    <bns:DisclosureOfFinancialInformationOfAssociatesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-180067"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Summarized financial information of the Bank&#x2019;s significant associates are as follows. &lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:65%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;For&#160;the&#160;twelve&#160;months&#160;ended&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Revenue&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&lt;br/&gt; income&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&#160;assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&#160;liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;KeyCorp&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;8,873&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,305&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;262,850&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;234,656&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank of Xi&#x2019;an Co. Ltd.&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,009&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;517&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;108,567&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100,773&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Maduro&#160;&amp;amp; Curiel&#x2019;s Bank N.V.&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;487&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;183&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,598&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,430&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="8" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="8" style="height:6pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;For&#160;the&#160;twelve&#160;months&#160;ended&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Revenue&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Net&lt;br/&gt; income&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&#160;liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank of Xi&#x2019;an Co. Ltd.&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,457&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;471&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;87,974&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;81,577&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Maduro&#160;&amp;amp; Curiel&#x2019;s Bank N.V.&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;457&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;170&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,057&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,959&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Based on the most recent available financial statements. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&#160;</bns:DisclosureOfFinancialInformationOfAssociatesExplanatory>
    <ifrs-full:Revenue
      contextRef="P11_01_2024To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224923"
      unitRef="Unit_CAD">8873000000</ifrs-full:Revenue>
    <ifrs-full:ProfitLoss
      contextRef="P11_01_2024To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224924"
      unitRef="Unit_CAD">1305000000</ifrs-full:ProfitLoss>
    <ifrs-full:Assets
      contextRef="PAsOn10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224933"
      unitRef="Unit_CAD">262850000000</ifrs-full:Assets>
    <ifrs-full:Liabilities
      contextRef="PAsOn10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224934"
      unitRef="Unit_CAD">234656000000</ifrs-full:Liabilities>
    <ifrs-full:Revenue
      contextRef="P11_01_2024To10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224920"
      unitRef="Unit_CAD">2009000000</ifrs-full:Revenue>
    <ifrs-full:ProfitLoss
      contextRef="P11_01_2024To10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224927"
      unitRef="Unit_CAD">517000000</ifrs-full:ProfitLoss>
    <ifrs-full:Assets
      contextRef="PAsOn10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224930"
      unitRef="Unit_CAD">108567000000</ifrs-full:Assets>
    <ifrs-full:Liabilities
      contextRef="PAsOn10_31_2025_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224937"
      unitRef="Unit_CAD">100773000000</ifrs-full:Liabilities>
    <ifrs-full:Revenue
      contextRef="P11_01_2024To10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224919"
      unitRef="Unit_CAD">487000000</ifrs-full:Revenue>
    <ifrs-full:ProfitLoss
      contextRef="P11_01_2024To10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224928"
      unitRef="Unit_CAD">183000000</ifrs-full:ProfitLoss>
    <ifrs-full:Assets
      contextRef="PAsOn10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224929"
      unitRef="Unit_CAD">8598000000</ifrs-full:Assets>
    <ifrs-full:Liabilities
      contextRef="PAsOn10_31_2025_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224938"
      unitRef="Unit_CAD">7430000000</ifrs-full:Liabilities>
    <ifrs-full:Revenue
      contextRef="P11_01_2023To10_31_2024_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224922"
      unitRef="Unit_CAD">1457000000</ifrs-full:Revenue>
    <ifrs-full:ProfitLoss
      contextRef="P11_01_2023To10_31_2024_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224925"
      unitRef="Unit_CAD">471000000</ifrs-full:ProfitLoss>
    <ifrs-full:Assets
      contextRef="PAsOn10_31_2024_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224932"
      unitRef="Unit_CAD">87974000000</ifrs-full:Assets>
    <ifrs-full:Liabilities
      contextRef="PAsOn10_31_2024_BankOfXianCoLtdMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224935"
      unitRef="Unit_CAD">81577000000</ifrs-full:Liabilities>
    <ifrs-full:Revenue
      contextRef="P11_01_2023To10_31_2024_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224921"
      unitRef="Unit_CAD">457000000</ifrs-full:Revenue>
    <ifrs-full:ProfitLoss
      contextRef="P11_01_2023To10_31_2024_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224926"
      unitRef="Unit_CAD">170000000</ifrs-full:ProfitLoss>
    <ifrs-full:Assets
      contextRef="PAsOn10_31_2024_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224931"
      unitRef="Unit_CAD">8057000000</ifrs-full:Assets>
    <ifrs-full:Liabilities
      contextRef="PAsOn10_31_2024_MaduroAndCurielsBankNVMemberifrsfullSignificantInvestmentsInAssociatesAxis"
      decimals="-6"
      id="Fact_151224936"
      unitRef="Unit_CAD">6959000000</ifrs-full:Liabilities>
    <ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-180327">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_17" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Goodwill and Other Intangible Assets &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Goodwill &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The changes in the carrying amounts of goodwill by groups of cash-generating units (CGU) are as follows: &lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:54%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canadian&lt;br/&gt; Banking&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global&lt;br/&gt; Wealth&lt;br/&gt; Management&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global&lt;br/&gt; Banking&#160;and&lt;br/&gt; Markets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Latin&lt;br/&gt; America&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Caribbean&lt;br/&gt; and&lt;br/&gt; Central&lt;br/&gt; America&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2023&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,690&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,610&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;246&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,630&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,005&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,181&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Acquisitions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Dispositions&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(92&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(92&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(138&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(128&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,690&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,614&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;246&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,400&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,011&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,961&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Acquisitions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Dispositions&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(195&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(394&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(589&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;180&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;213&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,690&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;3,641&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;247&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,385&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;622&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;8,585&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;In fiscal 2024, the Bank recorded a goodwill write-down of $92&#160;million &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;pre-tax&lt;/div&gt; within the Latin America CGU in relation to its agreement to sell CrediScotia Financiera, a subsidiary in Peru. Refer to Note 35 for details. &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;In the current year, the Bank recorded a goodwill write-down of $589 million &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;pre-tax&lt;/div&gt; within the Latin America and Caribbean &amp;amp; Central America CGUs in relation to its agreement to sell banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Impairment testing of goodwill &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Goodwill acquired in business combinations is allocated to each of the Bank&#x2019;s groups of CGUs that are expected to benefit from the synergies of the particular acquisition. Goodwill is assessed for impairment annually or more frequently if events or circumstances occur that may indicate impairment. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank determines the carrying values of its CGUs using a regulatory capital approach based on credit, market, operational risks and leverage, consistent with the Bank&#x2019;s capital attribution for business line performance measurement. Corporate capital that is not directly attributable is allocated to each CGU on a proportional basis, based on the relative attributed capital prior to the corporate capital allocation. The resulting carrying amount determined for the CGU is then compared to its respective recoverable amount to identify any impairment. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Annual impairment testing for goodwill was performed as at July&#160;31, 2025 and 2024, and no impairment was determined to exist. As of October&#160;31, 2025 and 2024, there were no significant changes to this assessment. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fair value less costs of disposal &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For all CGUs, the recoverable amount was determined using the fair value less costs of disposal (FVLCD) method. In arriving at FVLCD, the Bank estimates the fair value of the CGU using price earnings (P/E) multiples applied to normalized net income for the last four quarters as of the test date, applies a control premium based on a weighted average of acquisition premiums paid globally in the banking industry over the past five years for comparable companies, and deducts the estimated costs of disposal. The fair value measurement is categorized as Level&#160;3 due to significant inputs being unobservable. For the 2025 annual impairment test, P/E multiples ranging from&#160;9.5 to 13 times (2024&#160;&#x2013;&#160;11 to 11.5 times) were used. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank has performed sensitivity analysis on the key assumptions used in estimating FVLCD. The estimate of reasonably possible changes to the key assumptions are based on available evidence in respect of each input, such as risks associated with the normalized net income projections, and range of P/E multiples observed externally. Reasonable negative changes in the net income outlook (decrease of 5%) or P/E multiples (decrease of 1x), each in isolation, holding other factors constant, would not result in impairment for all CGUs using the FVLCD method. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Value in use &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In the prior year, the Latin America CGU&#x2019;s recoverable amount was determined using the value in use (VIU) method. In estimating VIU, the Bank used a discounted cash flow valuation model based on a &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;5-year&lt;/div&gt; forecast of &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;after-tax&lt;/div&gt; cash flows, the estimated terminal growth rate beyond 5&#160;years, and the applicable discount rate. The &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;5-year&lt;/div&gt; cash flow forecast was based on management approved budgets and plans which consider market trends, macroeconomic conditions, forecasted earnings and the business strategy for the CGU. The terminal growth rate was based on long-term growth expectations in Latin America, and the discount rate was based on the cost of capital of comparable companies. For the 2024 annual impairment test, a terminal growth rate of 3% and a discount rate of 12% were used. &lt;/div&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank performed sensitivity analysis on the key assumptions used in estimating the Latin America CGU&#x2019;s VIU in the prior year. The estimate of reasonably possible changes to the key assumptions was based on available evidence in respect of each input such as historical performance against forecasts, risks associated with the underlying cash flow projections, and range of discount rates observed externally. Reasonable negative changes in any one key assumption, holding other factors constant, would not result in impairment for the Latin America CGU. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Intangible assets &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Intangible assets consist of assets with indefinite and finite useful lives. Indefinite life intangible assets consist substantially of fund management contracts. The fund management contracts are for the management of open-ended funds. Finite life intangible assets include assets such as computer software, customer relationships and core deposit intangibles. &lt;/div&gt;&lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:57%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Finite life&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Indefinite life&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Computer&lt;br/&gt; software&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;br/&gt; intangibles&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fund&#160;management&lt;br/&gt; contracts&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;br/&gt; intangibles&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2023&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,639&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,815&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,415&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;163&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,032&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Acquisitions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Additions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;840&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;841&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Impairment&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(188&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(188&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disposals/Retirements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(538&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(538&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(22&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,777&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,794&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,415&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;163&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,149&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Acquisitions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Additions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;637&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;637&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"&gt;Impairment&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(199&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(199&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disposals/Retirements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(170&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(36&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(206&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;390&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;410&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;6,435&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,778&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;4,415&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;163&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;12,791&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Accumulated amortization&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2023&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,566&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,454&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,020&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Amortization&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;958&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,030&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Impairment&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(91&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(91&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disposals/Retirements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(614&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(614&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(75&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(13&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(88&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,744&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,513&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,257&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Amortization&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;828&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;68&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;896&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"&gt;Impairment&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disposals/Retirements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(32&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(36&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(68&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;113&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;131&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,644&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,563&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,207&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Net book value&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,033&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;281&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,415&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;163&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,892&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,791&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"&gt;&lt;div style="font-weight: bold;display:inline;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;215&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,415&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;163&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,584&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Fund management contracts are attributable to the previously acquired Dynamic Funds business (formerly DundeeWealth Inc.), MD Financial Management Inc., and Jarislowsky Fraser Limited. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;text-indent: 0px;"&gt;&lt;div style="null;text-indent: 0px;display:inline;"&gt;In the current year, the Bank recognized an impairment loss of $&lt;/div&gt;165&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;div style="display:inline;"&gt;million pre-tax in relation to its agreement to sell banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.&#160;&lt;/div&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(3)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;Computer software comprises purchased software of $262 (2024&#160;&#x2013;&#160;$194), internally generated software of $1,633 (2024&#160;&#x2013;&#160;$1,939), and in process software not subject to amortization of $896 (2024&#160;&#x2013;&#160;$900). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Impairment testing of intangible assets &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Indefinite life intangible assets are not amortized and are assessed for impairment annually or more frequently if events or changes in circumstances indicate that the asset may be impaired. Impairment is assessed by comparing the carrying value of the indefinite life intangible asset to its recoverable amount. The recoverable amount of fund management contracts is based on a VIU approach using the multi-period excess earnings method. This approach uses cash flow projections from management-approved financial budgets, which include key assumptions related to market appreciation, net sales of funds, and operating margins, taking into consideration past experience and market expectations. The forecast cash flows cover a &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;5-year&lt;/div&gt; period, with a terminal growth rate of 4.5% (2024&#160;&#x2013;&#160;4.5%) applied thereafter. These cash flows have been discounted at 10% (2024&#160;&#x2013;&#160;10%). Fund management contracts were assessed for annual impairment using data as at July&#160;31, 2025 and 2024, and no impairment was determined to exist. As of October&#160;31, 2025 and 2024, there were no significant changes to this assessment. In addition, reasonable negative changes in any one key assumption, holding other factors constant, would not result in impairment. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Finite life intangible assets are only assessed for impairment if events or circumstances indicate that the asset may be impaired. When required, impairment is assessed by comparing the carrying value of the finite life intangible asset to its recoverable amount, which is generally determined using a VIU approach. In fiscal 2024, computer software with a net book value of $97&#160;million was assessed as impaired. &lt;/div&gt;&#160;</ifrs-full:DisclosureOfIntangibleAssetsAndGoodwillExplanatory>
    <ifrs-full:DisclosureOfReconciliationOfChangesInGoodwillExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-180337"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The changes in the carrying amounts of goodwill by groups of cash-generating units (CGU) are as follows: &lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:54%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canadian&lt;br/&gt; Banking&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global&lt;br/&gt; Wealth&lt;br/&gt; Management&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global&lt;br/&gt; Banking&#160;and&lt;br/&gt; Markets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Latin&lt;br/&gt; America&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Caribbean&lt;br/&gt; and&lt;br/&gt; Central&lt;br/&gt; America&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2023&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,690&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,610&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;246&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,630&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,005&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,181&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Acquisitions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Dispositions&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(92&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(92&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(138&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(128&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,690&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,614&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;246&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,400&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,011&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,961&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Acquisitions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Dispositions&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(195&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(394&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(589&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;180&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;213&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,690&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;3,641&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;247&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,385&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;622&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;8,585&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;In fiscal 2024, the Bank recorded a goodwill write-down of $92&#160;million &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;pre-tax&lt;/div&gt; within the Latin America CGU in relation to its agreement to sell CrediScotia Financiera, a subsidiary in Peru. Refer to Note 35 for details. &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;In the current year, the Bank recorded a goodwill write-down of $589 million &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;pre-tax&lt;/div&gt; within the Latin America and Caribbean &amp;amp; Central America CGUs in relation to its agreement to sell banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;</ifrs-full:DisclosureOfReconciliationOfChangesInGoodwillExplanatory>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2023_CanadianBankingMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212782"
      unitRef="Unit_CAD">1690000000</ifrs-full:Goodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2023_GlobalWealthManagementMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212783"
      unitRef="Unit_CAD">3610000000</ifrs-full:Goodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2023_GlobalBankingAndMarketsMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212784"
      unitRef="Unit_CAD">246000000</ifrs-full:Goodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2023_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212785"
      unitRef="Unit_CAD">2630000000</ifrs-full:Goodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2023_CaribbeanAndCentralAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212786"
      unitRef="Unit_CAD">1005000000</ifrs-full:Goodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2023"
      decimals="-6"
      id="ixv-212787"
      unitRef="Unit_CAD">9181000000</ifrs-full:Goodwill>
    <ifrs-full:DecreaseThroughClassifiedAsHeldForSaleGoodwill
      contextRef="P11_01_2023To10_31_2024_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="Fact_151224466"
      unitRef="Unit_CAD">92000000</ifrs-full:DecreaseThroughClassifiedAsHeldForSaleGoodwill>
    <ifrs-full:DecreaseThroughClassifiedAsHeldForSaleGoodwill
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="Fact_151224467"
      unitRef="Unit_CAD">92000000</ifrs-full:DecreaseThroughClassifiedAsHeldForSaleGoodwill>
    <bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill
      contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212790"
      unitRef="Unit_CAD">-4000000</bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill>
    <bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill
      contextRef="P11_01_2023To10_31_2024_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212791"
      unitRef="Unit_CAD">138000000</bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill>
    <bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill
      contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212792"
      unitRef="Unit_CAD">-6000000</bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill>
    <bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-212793"
      unitRef="Unit_CAD">128000000</bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2024_CanadianBankingMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212794"
      unitRef="Unit_CAD">1690000000</ifrs-full:Goodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2024_GlobalWealthManagementMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212795"
      unitRef="Unit_CAD">3614000000</ifrs-full:Goodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2024_GlobalBankingAndMarketsMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212796"
      unitRef="Unit_CAD">246000000</ifrs-full:Goodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2024_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212797"
      unitRef="Unit_CAD">2400000000</ifrs-full:Goodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212798"
      unitRef="Unit_CAD">1011000000</ifrs-full:Goodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-212799"
      unitRef="Unit_CAD">8961000000</ifrs-full:Goodwill>
    <ifrs-full:DecreaseThroughClassifiedAsHeldForSaleGoodwill
      contextRef="P11_01_2024To10_31_2025_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="Fact_151224463"
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      contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
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      id="Fact_151224464"
      unitRef="Unit_CAD">394000000</ifrs-full:DecreaseThroughClassifiedAsHeldForSaleGoodwill>
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      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="Fact_151224465"
      unitRef="Unit_CAD">589000000</ifrs-full:DecreaseThroughClassifiedAsHeldForSaleGoodwill>
    <bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill
      contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
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    <bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill
      contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
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      id="ixv-212804"
      unitRef="Unit_CAD">-1000000</bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill>
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      contextRef="P11_01_2024To10_31_2025_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212805"
      unitRef="Unit_CAD">-180000000</bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill>
    <bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill
      contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
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      unitRef="Unit_CAD">-5000000</bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill>
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      contextRef="P11_01_2024To10_31_2025"
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      id="ixv-212807"
      unitRef="Unit_CAD">-213000000</bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsGoodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2025_CanadianBankingMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212808"
      unitRef="Unit_CAD">1690000000</ifrs-full:Goodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2025_GlobalWealthManagementMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
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      id="ixv-212809"
      unitRef="Unit_CAD">3641000000</ifrs-full:Goodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2025_GlobalBankingAndMarketsMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212810"
      unitRef="Unit_CAD">247000000</ifrs-full:Goodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2025_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212811"
      unitRef="Unit_CAD">2385000000</ifrs-full:Goodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212812"
      unitRef="Unit_CAD">622000000</ifrs-full:Goodwill>
    <ifrs-full:Goodwill
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-212813"
      unitRef="Unit_CAD">8585000000</ifrs-full:Goodwill>
    <ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill
      contextRef="P11_01_2023To10_31_2024_CrediscotiaFinancieraSaMemberBNSDivestituresAxis_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212814"
      unitRef="Unit_CAD">92000000</ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill>
    <ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill
      contextRef="P11_01_2024To10_31_2025_ColombiaCostaRicaAndPanamaMemberBNSDivestituresAxis_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="-6"
      id="ixv-212815"
      unitRef="Unit_CAD">589000000</ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill>
    <ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-212816"
      unitRef="Unit_CAD">0</ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill>
    <ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-212817"
      unitRef="Unit_CAD">0</ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill>
    <bns:PriceEarningsRatioMultiple
      contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis"
      decimals="1"
      id="ixv-212818"
      unitRef="Unit_pure">9.5</bns:PriceEarningsRatioMultiple>
    <bns:PriceEarningsRatioMultiple
      contextRef="P11_01_2024To10_31_2025_TopOfRangeMemberifrsfullRangeAxis"
      decimals="0"
      id="ixv-212819"
      unitRef="Unit_pure">13</bns:PriceEarningsRatioMultiple>
    <bns:NumberOfTimesPriceEarningsMultiplesUsed
      contextRef="P11_01_2023To10_31_2024_BottomOfRangeMemberifrsfullRangeAxis"
      decimals="0"
      id="ixv-212820"
      unitRef="Unit_pure">11</bns:NumberOfTimesPriceEarningsMultiplesUsed>
    <bns:NumberOfTimesPriceEarningsMultiplesUsed
      contextRef="P11_01_2023To10_31_2024_TopOfRangeMemberifrsfullRangeAxis"
      decimals="1"
      id="ixv-212821"
      unitRef="Unit_pure">11.5</bns:NumberOfTimesPriceEarningsMultiplesUsed>
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      contextRef="PAsOn10_31_2025_FinancialForecastOfProfitOrLossForCashgeneratingUnitMeasurementInputMemberifrsfullUnobservableInputsAxis"
      decimals="2"
      id="ixv-212822"
      unitRef="Unit_pure">0.05</ifrs-full:PercentageOfReasonablyPossibleDecreaseInUnobservableInputAssets>
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      contextRef="PAsOn10_31_2025_PriceEarningMultipleMemberifrsfullUnobservableInputsAxis"
      decimals="2"
      id="ixv-212823"
      unitRef="Unit_pure">0.01</ifrs-full:PercentageOfReasonablyPossibleDecreaseInUnobservableInputAssets>
    <bns:TermOfCashFlowForecast
      contextRef="P11_01_2024To10_31_2025_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      id="ixv-212824">P5Y</bns:TermOfCashFlowForecast>
    <ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections
      contextRef="PAsOn10_31_2024_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="2"
      id="ixv-212825"
      unitRef="Unit_pure">0.03</ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections>
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      contextRef="PAsOn10_31_2024_LatinAmericaMemberifrsfullIndividualAssetsOrCashgeneratingUnitsWithSignificantAmountOfGoodwillOrIntangibleAssetsWithIndefiniteUsefulLivesAxis"
      decimals="2"
      id="ixv-212826"
      unitRef="Unit_pure">0.12</ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections>
    <ifrs-full:DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-212828">&#160;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:57%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Finite life&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Indefinite life&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Computer&lt;br/&gt; software&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;br/&gt; intangibles&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Fund&#160;management&lt;br/&gt; contracts&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;br/&gt; intangibles&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2023&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,639&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,815&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,415&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;163&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,032&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Acquisitions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Additions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;840&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;841&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Impairment&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(188&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(188&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disposals/Retirements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(538&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(538&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(22&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,777&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,794&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,415&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;163&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,149&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Acquisitions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Additions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;637&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;637&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"&gt;Impairment&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(199&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(199&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disposals/Retirements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(170&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(36&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(206&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;390&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;410&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;6,435&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,778&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;4,415&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;163&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;12,791&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Accumulated amortization&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2023&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,566&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,454&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,020&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Amortization&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;958&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,030&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Impairment&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(91&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(91&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disposals/Retirements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(614&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(614&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(75&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(13&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(88&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,744&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,513&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,257&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Amortization&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;828&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;68&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;896&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"&gt;Impairment&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disposals/Retirements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(32&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(36&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(68&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency adjustments and other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;113&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;131&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,644&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,563&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,207&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Net book value&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,033&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;281&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,415&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;163&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,892&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,791&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"&gt;&lt;div style="font-weight: bold;display:inline;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;215&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-LEFT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-RIGHT:0.75pt solid #000000; BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,415&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;163&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,584&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Fund management contracts are attributable to the previously acquired Dynamic Funds business (formerly DundeeWealth Inc.), MD Financial Management Inc., and Jarislowsky Fraser Limited. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;text-indent: 0px;"&gt;&lt;div style="null;text-indent: 0px;display:inline;"&gt;In the current year, the Bank recognized an impairment loss of $&lt;/div&gt;165&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;div style="display:inline;"&gt;million pre-tax in relation to its agreement to sell banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.&#160;&lt;/div&gt; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(3)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;Computer software comprises purchased software of $262 (2024&#160;&#x2013;&#160;$194), internally generated software of $1,633 (2024&#160;&#x2013;&#160;$1,939), and in process software not subject to amortization of $896 (2024&#160;&#x2013;&#160;$900). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;</ifrs-full:DisclosureOfDetailedInformationAboutIntangibleAssetsExplanatory>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2023_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-212829"
      unitRef="Unit_CAD">5639000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2023_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis"
      decimals="-6"
      id="ixv-212830"
      unitRef="Unit_CAD">1815000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2023_FundManagementContractsMemberifrsfullIntangibleAssetsWithIndefiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="Fact_151221409"
      unitRef="Unit_CAD">4415000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_OtherIndefiniteLifeIntangibleAssetsMemberifrsfullIntangibleAssetsWithIndefiniteUsefulLifeAxis"
      decimals="-6"
      id="ixv-212832"
      unitRef="Unit_CAD">163000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2023_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
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      id="ixv-212833"
      unitRef="Unit_CAD">12032000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
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      contextRef="P11_01_2023To10_31_2024_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
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      id="ixv-212834"
      unitRef="Unit_CAD">840000000</ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
    <ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill
      contextRef="P11_01_2023To10_31_2024_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis"
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      id="ixv-212835"
      unitRef="Unit_CAD">1000000</ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
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      contextRef="P11_01_2023To10_31_2024_GrossCarryingAmountMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
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      id="ixv-212836"
      unitRef="Unit_CAD">841000000</ifrs-full:AdditionsOtherThanThroughBusinessCombinationsIntangibleAssetsOtherThanGoodwill>
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      id="ixv-212837"
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      unitRef="Unit_CAD">113000000</bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill>
    <bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill
      contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis"
      decimals="-6"
      id="ixv-212889"
      unitRef="Unit_CAD">18000000</bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill>
    <bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill
      contextRef="P11_01_2024To10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-212890"
      unitRef="Unit_CAD">131000000</bns:IncreaseDecreaseThroughNetExchangeDifferencesAndOtherAdjustmentsIntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis"
      decimals="-6"
      id="ixv-212891"
      unitRef="Unit_CAD">-3644000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis"
      decimals="-6"
      id="ixv-212892"
      unitRef="Unit_CAD">-1563000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2025_AccumulatedDepreciationAndAmortisationMemberifrsfullCarryingAmountAccumulatedDepreciationAmortisationAndImpairmentAndGrossCarryingAmountAxis"
      decimals="-6"
      id="ixv-212893"
      unitRef="Unit_CAD">-5207000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2024_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis"
      decimals="-6"
      id="Fact_151224889"
      unitRef="Unit_CAD">3033000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2024_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis"
      decimals="-6"
      id="ixv-212895"
      unitRef="Unit_CAD">281000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2024_FundManagementContractsMemberifrsfullIntangibleAssetsWithIndefiniteUsefulLifeAxis"
      decimals="-6"
      id="Fact_151224899"
      unitRef="Unit_CAD">4415000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2024_OtherIndefiniteLifeIntangibleAssetsMemberifrsfullIntangibleAssetsWithIndefiniteUsefulLifeAxis"
      decimals="-6"
      id="ixv-212897"
      unitRef="Unit_CAD">163000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-212898"
      unitRef="Unit_CAD">7892000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2025_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis"
      decimals="-6"
      id="Fact_151224891"
      unitRef="Unit_CAD">2791000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2025_FiniteLifeIntangibleAssetsMemberBNSIntangibleAssetsWithFiniteUsefulLifeAxis_OtherIntangibleAssetsMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis"
      decimals="-6"
      id="ixv-212900"
      unitRef="Unit_CAD">215000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2025_FundManagementContractsMemberifrsfullIntangibleAssetsWithIndefiniteUsefulLifeAxis"
      decimals="-6"
      id="Fact_151224897"
      unitRef="Unit_CAD">4415000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2025_OtherIndefiniteLifeIntangibleAssetsMemberifrsfullIntangibleAssetsWithIndefiniteUsefulLifeAxis"
      decimals="-6"
      id="ixv-212902"
      unitRef="Unit_CAD">163000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:IntangibleAssetsOtherThanGoodwill
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-212903"
      unitRef="Unit_CAD">7584000000</ifrs-full:IntangibleAssetsOtherThanGoodwill>
    <ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill
      contextRef="P11_01_2024To10_31_2025_ColombiaCostaRicaAndPanamaMemberBNSDivestituresAxis"
      decimals="-6"
      id="ixv-212904"
      unitRef="Unit_CAD">165000000</ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill>
    <ifrs-full:ComputerSoftware
      contextRef="PAsOn10_31_2025_PurchasedSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis"
      decimals="-6"
      id="ixv-212905"
      unitRef="Unit_CAD">262000000</ifrs-full:ComputerSoftware>
    <ifrs-full:ComputerSoftware
      contextRef="PAsOn10_31_2024_PurchasedSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis"
      decimals="-6"
      id="ixv-212906"
      unitRef="Unit_CAD">194000000</ifrs-full:ComputerSoftware>
    <ifrs-full:ComputerSoftware
      contextRef="PAsOn10_31_2025_InternallyGeneratedSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis"
      decimals="-6"
      id="ixv-212907"
      unitRef="Unit_CAD">1633000000</ifrs-full:ComputerSoftware>
    <ifrs-full:ComputerSoftware
      contextRef="PAsOn10_31_2024_InternallyGeneratedSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis"
      decimals="-6"
      id="ixv-212908"
      unitRef="Unit_CAD">1939000000</ifrs-full:ComputerSoftware>
    <ifrs-full:ComputerSoftware
      contextRef="PAsOn10_31_2025_InProcessSoftwareNotSubjectToAmortizationMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis"
      decimals="-6"
      id="ixv-212909"
      unitRef="Unit_CAD">896000000</ifrs-full:ComputerSoftware>
    <ifrs-full:ComputerSoftware
      contextRef="PAsOn10_31_2024_InProcessSoftwareNotSubjectToAmortizationMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis"
      decimals="-6"
      id="ixv-212910"
      unitRef="Unit_CAD">900000000</ifrs-full:ComputerSoftware>
    <ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-212911"
      unitRef="Unit_CAD">0</ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill>
    <bns:ExplanationOfDiscountedCashFlowForCalculatingValueInUse contextRef="P11_01_2024To10_31_2025" id="ixv-212912">5</bns:ExplanationOfDiscountedCashFlowForCalculatingValueInUse>
    <ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections
      contextRef="PAsOn10_31_2025"
      decimals="3"
      id="ixv-212913"
      unitRef="Unit_pure">0.045</ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections>
    <ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections
      contextRef="PAsOn10_31_2024"
      decimals="3"
      id="ixv-212914"
      unitRef="Unit_pure">0.045</ifrs-full:DescriptionOfGrowthRateUsedToExtrapolateCashFlowProjections>
    <ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections
      contextRef="PAsOn10_31_2025"
      decimals="2"
      id="ixv-212915"
      unitRef="Unit_pure">0.10</ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections>
    <ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections
      contextRef="PAsOn10_31_2024"
      decimals="2"
      id="ixv-212916"
      unitRef="Unit_pure">0.10</ifrs-full:DescriptionOfDiscountRatesAppliedToCashFlowProjections>
    <ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill
      contextRef="P11_01_2024To10_31_2025_ComputerSoftwareMemberifrsfullClassesOfIntangibleAssetsOtherThanGoodwillAxis"
      decimals="-6"
      id="ixv-212917"
      unitRef="Unit_CAD">97000000</ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill>
    <ifrs-full:DisclosureOfOtherAssetsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-182088">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_18" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Other Assets &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:81%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Accrued interest&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,969&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,352&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Accounts receivable and prepaids&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,750&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,118&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Current tax assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,649&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Margin deposits on derivatives&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,304&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,976&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Segregated fund assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,006&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,231&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Pension assets (Note 27)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,036&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;684&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Receivable from brokers, dealers and clients&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,597&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,244&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,056&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,322&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;35,367&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;30,301&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ifrs-full:DisclosureOfOtherAssetsExplanatory>
    <bns:DisclosureOfDetailedInformationOtherAssetsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-182097">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:81%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Accrued interest&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,969&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,352&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Accounts receivable and prepaids&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,750&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,118&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Current tax assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,649&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Margin deposits on derivatives&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,304&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,976&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Segregated fund assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,006&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,231&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Pension assets (Note 27)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,036&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;684&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Receivable from brokers, dealers and clients&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,597&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,244&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,056&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,322&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;35,367&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;30,301&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</bns:DisclosureOfDetailedInformationOtherAssetsExplanatory>
    <ifrs-full:InterestReceivable
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-212919"
      unitRef="Unit_CAD">4969000000</ifrs-full:InterestReceivable>
    <ifrs-full:InterestReceivable
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-212920"
      unitRef="Unit_CAD">5352000000</ifrs-full:InterestReceivable>
    <bns:AccountsReceivableAndPrepaids
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-212921"
      unitRef="Unit_CAD">2750000000</bns:AccountsReceivableAndPrepaids>
    <bns:AccountsReceivableAndPrepaids
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-212922"
      unitRef="Unit_CAD">2118000000</bns:AccountsReceivableAndPrepaids>
    <ifrs-full:CurrentTaxAssetsCurrent
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-212923"
      unitRef="Unit_CAD">2649000000</ifrs-full:CurrentTaxAssetsCurrent>
    <ifrs-full:CurrentTaxAssetsCurrent
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-212924"
      unitRef="Unit_CAD">2374000000</ifrs-full:CurrentTaxAssetsCurrent>
    <bns:MarginDepositsOnDerivativeInstruments
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-212925"
      unitRef="Unit_CAD">13304000000</bns:MarginDepositsOnDerivativeInstruments>
    <bns:MarginDepositsOnDerivativeInstruments
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-212926"
      unitRef="Unit_CAD">9976000000</bns:MarginDepositsOnDerivativeInstruments>
    <bns:SegregatedFundAssets
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-212927"
      unitRef="Unit_CAD">1006000000</bns:SegregatedFundAssets>
    <bns:SegregatedFundAssets
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-212928"
      unitRef="Unit_CAD">1231000000</bns:SegregatedFundAssets>
    <ifrs-full:RecognisedAssetsDefinedBenefitPlan
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-212929"
      unitRef="Unit_CAD">1036000000</ifrs-full:RecognisedAssetsDefinedBenefitPlan>
    <ifrs-full:RecognisedAssetsDefinedBenefitPlan
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-212930"
      unitRef="Unit_CAD">684000000</ifrs-full:RecognisedAssetsDefinedBenefitPlan>
    <bns:ReceivableFromBrokersDealersAndClients
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-212931"
      unitRef="Unit_CAD">4597000000</bns:ReceivableFromBrokersDealersAndClients>
    <bns:ReceivableFromBrokersDealersAndClients
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-212932"
      unitRef="Unit_CAD">3244000000</bns:ReceivableFromBrokersDealersAndClients>
    <bns:OtherAssetsOther
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-212933"
      unitRef="Unit_CAD">5056000000</bns:OtherAssetsOther>
    <bns:OtherAssetsOther
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-212934"
      unitRef="Unit_CAD">5322000000</bns:OtherAssetsOther>
    <ifrs-full:OtherAssets
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-212935"
      unitRef="Unit_CAD">35367000000</ifrs-full:OtherAssets>
    <ifrs-full:OtherAssets
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-212936"
      unitRef="Unit_CAD">30301000000</ifrs-full:OtherAssets>
    <ifrs-full:DisclosureOfDepositsFromCustomersExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-182275">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_19" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Deposits &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:42%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Payable on demand&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest-&lt;br/&gt; bearing&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-interest-&lt;/div&gt;&lt;br/&gt; bearing&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Payable&#160;after&lt;br/&gt; notice&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Payable&#160;on&#160;a&lt;br/&gt; fixed date&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38,089&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,892&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;124,057&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;128,680&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;301,718&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;298,821&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;197,177&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;33,094&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;68,673&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;328,723&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;627,667&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;600,114&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Financial institutions&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,754&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;967&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,068&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,105&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36,894&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,914&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;246,020&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,953&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;196,798&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;478,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;966,279&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;943,849&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Recorded in:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;160,504&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,892&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;180,349&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;327,855&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;692,600&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;686,817&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;United States&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;47,431&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;101&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,563&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49,400&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;101,495&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;90,442&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;United Kingdom&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;367&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;33,679&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34,046&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27,091&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Mexico&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,893&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,339&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,859&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;39,091&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,751&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Peru&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,159&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,908&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,843&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19,917&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,710&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Chile&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,310&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,347&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;142&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,336&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23,232&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Colombia&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,140&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;552&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;548&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,168&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,408&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,102&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other International&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,583&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,715&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,921&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,368&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;45,587&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;53,704&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(4)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;246,020&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,953&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;196,798&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;478,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;966,279&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;943,849&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;Deposits payable on demand include deposits for which the Bank may not have the right to notice of withdrawal, generally chequing accounts. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;Deposits payable after notice include deposits for which the Bank may require notice of withdrawal, generally savings accounts. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;All deposits that mature on a specified date, generally term deposits, guaranteed investments certificates and similar instruments. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Deposits denominated in U.S. dollars amount to $297,065 (2024 &#x2013; $295,316), deposits denominated in Chilean pesos amount to $20,053 (2024 &#x2013; $19,271), deposits denominated in Mexican pesos amount to $35,941 (2024 &#x2013; $34,416) and deposits denominated in other foreign currencies amount to $117,530 (2024 &#x2013; $109,683). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table presents the maturity schedule for term deposits in Canada greater than $100,000&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;. &lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:46%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&#160;three&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Three&#160;to&#160;six&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Six to&lt;br/&gt; twelve&#160;months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One to&lt;br/&gt; five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&lt;br/&gt; five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;54,287&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37,607&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;57,519&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;109,573&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;274,151&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;64,521&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;37,062&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;59,273&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;115,757&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;18,820&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;295,433&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The majority of foreign term deposits are in excess of $100,000. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ifrs-full:DisclosureOfDepositsFromCustomersExplanatory>
    <bns:DisclosureOfDepositLiabilitiesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-182284">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:42%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Payable on demand&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest-&lt;br/&gt; bearing&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-interest-&lt;/div&gt;&lt;br/&gt; bearing&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Payable&#160;after&lt;br/&gt; notice&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Payable&#160;on&#160;a&lt;br/&gt; fixed date&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Personal&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38,089&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,892&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;124,057&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;128,680&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;301,718&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;298,821&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Business and government&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;197,177&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;33,094&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;68,673&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;328,723&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;627,667&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;600,114&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Financial institutions&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,754&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;967&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,068&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,105&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36,894&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,914&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;246,020&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,953&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;196,798&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;478,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;966,279&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;943,849&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Recorded in:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;160,504&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,892&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;180,349&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;327,855&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;692,600&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;686,817&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;United States&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;47,431&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;101&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,563&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49,400&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;101,495&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;90,442&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;United Kingdom&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;367&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;33,679&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34,046&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27,091&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Mexico&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,893&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,339&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,859&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;39,091&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,751&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Peru&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,159&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,908&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,843&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19,917&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,710&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Chile&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,310&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,347&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;142&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,336&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,135&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23,232&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Colombia&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,140&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;552&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;548&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,168&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,408&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,102&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other International&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,583&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,715&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,921&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,368&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;45,587&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;53,704&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(4)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;246,020&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,953&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;196,798&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;478,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;966,279&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;943,849&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;Deposits payable on demand include deposits for which the Bank may not have the right to notice of withdrawal, generally chequing accounts. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;Deposits payable after notice include deposits for which the Bank may require notice of withdrawal, generally savings accounts. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;All deposits that mature on a specified date, generally term deposits, guaranteed investments certificates and similar instruments. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Deposits denominated in U.S. dollars amount to $297,065 (2024 &#x2013; $295,316), deposits denominated in Chilean pesos amount to $20,053 (2024 &#x2013; $19,271), deposits denominated in Mexican pesos amount to $35,941 (2024 &#x2013; $34,416) and deposits denominated in other foreign currencies amount to $117,530 (2024 &#x2013; $109,683). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</bns:DisclosureOfDepositLiabilitiesExplanatory>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_PersonalDepositMemberifrsfullTypesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227710"
      unitRef="Unit_CAD">38089000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_PersonalDepositMemberifrsfullTypesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227699"
      unitRef="Unit_CAD">10892000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <bns:BalancesOnNoticeDepositsFromCustomers
      contextRef="PAsOn10_31_2025_PersonalDepositMemberifrsfullTypesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151221184"
      unitRef="Unit_CAD">124057000000</bns:BalancesOnNoticeDepositsFromCustomers>
    <ifrs-full:BalancesOnTermDepositsFromCustomers
      contextRef="PAsOn10_31_2025_PersonalDepositMemberifrsfullTypesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227144"
      unitRef="Unit_CAD">128680000000</ifrs-full:BalancesOnTermDepositsFromCustomers>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_PersonalDepositMemberifrsfullTypesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="ixv-212941"
      unitRef="Unit_CAD">301718000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_PersonalDepositMemberifrsfullTypesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="ixv-212942"
      unitRef="Unit_CAD">298821000000</bns:Deposits>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_BusinessAndGovernmentDepositsMemberifrsfullTypesOfFinancialLiabilitiesAxis_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227700"
      unitRef="Unit_CAD">197177000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_BusinessAndGovernmentDepositsMemberifrsfullTypesOfFinancialLiabilitiesAxis_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227701"
      unitRef="Unit_CAD">33094000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <bns:BalancesOnNoticeDepositsFromCustomers
      contextRef="PAsOn10_31_2025_BusinessAndGovernmentDepositsMemberifrsfullTypesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227133"
      unitRef="Unit_CAD">68673000000</bns:BalancesOnNoticeDepositsFromCustomers>
    <ifrs-full:BalancesOnTermDepositsFromCustomers
      contextRef="PAsOn10_31_2025_BusinessAndGovernmentDepositsMemberifrsfullTypesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227143"
      unitRef="Unit_CAD">328723000000</ifrs-full:BalancesOnTermDepositsFromCustomers>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_BusinessAndGovernmentDepositsMemberifrsfullTypesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="ixv-212947"
      unitRef="Unit_CAD">627667000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_BusinessAndGovernmentDepositsMemberifrsfullTypesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="ixv-212948"
      unitRef="Unit_CAD">600114000000</bns:Deposits>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_DepositsFromBankMemberifrsfullTypesOfFinancialLiabilitiesAxis_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227702"
      unitRef="Unit_CAD">10754000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_DepositsFromBankMemberifrsfullTypesOfFinancialLiabilitiesAxis_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227703"
      unitRef="Unit_CAD">967000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <bns:BalancesOnNoticeDepositsFromCustomers
      contextRef="PAsOn10_31_2025_DepositsFromBankMemberifrsfullTypesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227132"
      unitRef="Unit_CAD">4068000000</bns:BalancesOnNoticeDepositsFromCustomers>
    <ifrs-full:BalancesOnTermDepositsFromCustomers
      contextRef="PAsOn10_31_2025_DepositsFromBankMemberifrsfullTypesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227141"
      unitRef="Unit_CAD">21105000000</ifrs-full:BalancesOnTermDepositsFromCustomers>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_DepositsFromBankMemberifrsfullTypesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="ixv-212953"
      unitRef="Unit_CAD">36894000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_DepositsFromBankMemberifrsfullTypesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="ixv-212954"
      unitRef="Unit_CAD">44914000000</bns:Deposits>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227704"
      unitRef="Unit_CAD">246020000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227708"
      unitRef="Unit_CAD">44953000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <bns:BalancesOnNoticeDepositsFromCustomers
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="Fact_151227134"
      unitRef="Unit_CAD">196798000000</bns:BalancesOnNoticeDepositsFromCustomers>
    <ifrs-full:BalancesOnTermDepositsFromCustomers
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="Fact_151227140"
      unitRef="Unit_CAD">478508000000</ifrs-full:BalancesOnTermDepositsFromCustomers>
    <bns:Deposits
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-212959"
      unitRef="Unit_CAD">966279000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-212960"
      unitRef="Unit_CAD">943849000000</bns:Deposits>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227706"
      unitRef="Unit_CAD">160504000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227707"
      unitRef="Unit_CAD">23892000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <bns:BalancesOnNoticeDepositsFromCustomers
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227728"
      unitRef="Unit_CAD">180349000000</bns:BalancesOnNoticeDepositsFromCustomers>
    <ifrs-full:BalancesOnTermDepositsFromCustomers
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227139"
      unitRef="Unit_CAD">327855000000</ifrs-full:BalancesOnTermDepositsFromCustomers>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-212965"
      unitRef="Unit_CAD">692600000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-212966"
      unitRef="Unit_CAD">686817000000</bns:Deposits>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227716"
      unitRef="Unit_CAD">47431000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227705"
      unitRef="Unit_CAD">101000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <bns:BalancesOnNoticeDepositsFromCustomers
      contextRef="PAsOn10_31_2025_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227727"
      unitRef="Unit_CAD">4563000000</bns:BalancesOnNoticeDepositsFromCustomers>
    <ifrs-full:BalancesOnTermDepositsFromCustomers
      contextRef="PAsOn10_31_2025_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227138"
      unitRef="Unit_CAD">49400000000</ifrs-full:BalancesOnTermDepositsFromCustomers>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-212971"
      unitRef="Unit_CAD">101495000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-212972"
      unitRef="Unit_CAD">90442000000</bns:Deposits>
    <bns:BalancesOnNoticeDepositsFromCustomers
      contextRef="PAsOn10_31_2025_GBifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227726"
      unitRef="Unit_CAD">367000000</bns:BalancesOnNoticeDepositsFromCustomers>
    <ifrs-full:BalancesOnTermDepositsFromCustomers
      contextRef="PAsOn10_31_2025_GBifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227137"
      unitRef="Unit_CAD">33679000000</ifrs-full:BalancesOnTermDepositsFromCustomers>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_GBifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-212975"
      unitRef="Unit_CAD">34046000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_GBifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-212976"
      unitRef="Unit_CAD">27091000000</bns:Deposits>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_MXifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227721"
      unitRef="Unit_CAD">13893000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227714"
      unitRef="Unit_CAD">7339000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <ifrs-full:BalancesOnTermDepositsFromCustomers
      contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227136"
      unitRef="Unit_CAD">17859000000</ifrs-full:BalancesOnTermDepositsFromCustomers>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-212980"
      unitRef="Unit_CAD">39091000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_MXifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-212981"
      unitRef="Unit_CAD">36751000000</bns:Deposits>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227715"
      unitRef="Unit_CAD">11159000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227711"
      unitRef="Unit_CAD">7000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <bns:BalancesOnNoticeDepositsFromCustomers
      contextRef="PAsOn10_31_2025_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227725"
      unitRef="Unit_CAD">1908000000</bns:BalancesOnNoticeDepositsFromCustomers>
    <ifrs-full:BalancesOnTermDepositsFromCustomers
      contextRef="PAsOn10_31_2025_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227147"
      unitRef="Unit_CAD">6843000000</ifrs-full:BalancesOnTermDepositsFromCustomers>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-212986"
      unitRef="Unit_CAD">19917000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-212987"
      unitRef="Unit_CAD">17710000000</bns:Deposits>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227712"
      unitRef="Unit_CAD">1310000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227713"
      unitRef="Unit_CAD">5347000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <bns:BalancesOnNoticeDepositsFromCustomers
      contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227135"
      unitRef="Unit_CAD">142000000</bns:BalancesOnNoticeDepositsFromCustomers>
    <ifrs-full:BalancesOnTermDepositsFromCustomers
      contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227142"
      unitRef="Unit_CAD">16336000000</ifrs-full:BalancesOnTermDepositsFromCustomers>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-212992"
      unitRef="Unit_CAD">23135000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_CLifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-212993"
      unitRef="Unit_CAD">23232000000</bns:Deposits>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227718"
      unitRef="Unit_CAD">3140000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227719"
      unitRef="Unit_CAD">552000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <bns:BalancesOnNoticeDepositsFromCustomers
      contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151221185"
      unitRef="Unit_CAD">548000000</bns:BalancesOnNoticeDepositsFromCustomers>
    <ifrs-full:BalancesOnTermDepositsFromCustomers
      contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227148"
      unitRef="Unit_CAD">6168000000</ifrs-full:BalancesOnTermDepositsFromCustomers>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-212998"
      unitRef="Unit_CAD">10408000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_COifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-212999"
      unitRef="Unit_CAD">8102000000</bns:Deposits>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227717"
      unitRef="Unit_CAD">8583000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227720"
      unitRef="Unit_CAD">7715000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <bns:BalancesOnNoticeDepositsFromCustomers
      contextRef="PAsOn10_31_2025_OtherInternationalMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227131"
      unitRef="Unit_CAD">8921000000</bns:BalancesOnNoticeDepositsFromCustomers>
    <ifrs-full:BalancesOnTermDepositsFromCustomers
      contextRef="PAsOn10_31_2025_OtherInternationalMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227146"
      unitRef="Unit_CAD">20368000000</ifrs-full:BalancesOnTermDepositsFromCustomers>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_OtherInternationalMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-213004"
      unitRef="Unit_CAD">45587000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_OtherInternationalMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-213005"
      unitRef="Unit_CAD">53704000000</bns:Deposits>
    <ifrs-full:BalancesOnDemandDepositsFromCustomers
      contextRef="PAsOn10_31_2025_InterestBearingDepositsMemberifrsfullCategoriesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227698"
      unitRef="Unit_CAD">246020000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
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      contextRef="PAsOn10_31_2025_NonInterestBearingMemberifrsfullCategoriesOfFinancialLiabilitiesAxis"
      decimals="-6"
      id="Fact_151227709"
      unitRef="Unit_CAD">44953000000</ifrs-full:BalancesOnDemandDepositsFromCustomers>
    <bns:BalancesOnNoticeDepositsFromCustomers
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="Fact_151227130"
      unitRef="Unit_CAD">196798000000</bns:BalancesOnNoticeDepositsFromCustomers>
    <ifrs-full:BalancesOnTermDepositsFromCustomers
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="Fact_151227145"
      unitRef="Unit_CAD">478508000000</ifrs-full:BalancesOnTermDepositsFromCustomers>
    <bns:Deposits
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="Fact_151227163"
      unitRef="Unit_CAD">966279000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024"
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      id="Fact_151227152"
      unitRef="Unit_CAD">943849000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_USDsrtCurrencyAxis"
      decimals="-6"
      id="ixv-213012"
      unitRef="Unit_CAD">297065000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_USDsrtCurrencyAxis"
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      id="ixv-213013"
      unitRef="Unit_CAD">295316000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_CLPsrtCurrencyAxis"
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      id="ixv-213014"
      unitRef="Unit_CAD">20053000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_CLPsrtCurrencyAxis"
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      id="ixv-213015"
      unitRef="Unit_CAD">19271000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_MXNsrtCurrencyAxis"
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      id="ixv-213016"
      unitRef="Unit_CAD">35941000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_MXNsrtCurrencyAxis"
      decimals="-6"
      id="ixv-213017"
      unitRef="Unit_CAD">34416000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2025_OtherForeignCurrenciesMembersrtCurrencyAxis"
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      id="ixv-213018"
      unitRef="Unit_CAD">117530000000</bns:Deposits>
    <bns:Deposits
      contextRef="PAsOn10_31_2024_OtherForeignCurrenciesMembersrtCurrencyAxis"
      decimals="-6"
      id="ixv-213019"
      unitRef="Unit_CAD">109683000000</bns:Deposits>
    <bns:DisclosureOfContractualMaturitiesOfTermDepositLiabilitiesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-183165"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table presents the maturity schedule for term deposits in Canada greater than $100,000&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;. &lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:46%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Within&#160;three&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Three&#160;to&#160;six&lt;br/&gt; months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Six to&lt;br/&gt; twelve&#160;months&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;One to&lt;br/&gt; five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Over&lt;br/&gt; five&#160;years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;As at October&#160;31, 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;54,287&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37,607&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;57,519&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;109,573&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;274,151&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;As at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;64,521&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;37,062&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;59,273&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;115,757&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;18,820&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;295,433&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The majority of foreign term deposits are in excess of $100,000. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</bns:DisclosureOfContractualMaturitiesOfTermDepositLiabilitiesExplanatory>
    <bns:TermDeposits100000OrMore
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_LessThanThreeMonthsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="Fact_151227178"
      unitRef="Unit_CAD">54287000000</bns:TermDeposits100000OrMore>
    <bns:TermDeposits100000OrMore
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_LaterThanThreeMonthAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="Fact_151227179"
      unitRef="Unit_CAD">37607000000</bns:TermDeposits100000OrMore>
    <bns:TermDeposits100000OrMore
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_LaterThanSixMonthAndNotLaterThanTwelveMonthsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="Fact_151227180"
      unitRef="Unit_CAD">57519000000</bns:TermDeposits100000OrMore>
    <bns:TermDeposits100000OrMore
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="Fact_151227181"
      unitRef="Unit_CAD">109573000000</bns:TermDeposits100000OrMore>
    <bns:TermDeposits100000OrMore
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="Fact_151227182"
      unitRef="Unit_CAD">15165000000</bns:TermDeposits100000OrMore>
    <bns:TermDeposits100000OrMore
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227177"
      unitRef="Unit_CAD">274151000000</bns:TermDeposits100000OrMore>
    <bns:TermDeposits100000OrMore
      contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_LessThanThreeMonthsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="Fact_151227176"
      unitRef="Unit_CAD">64521000000</bns:TermDeposits100000OrMore>
    <bns:TermDeposits100000OrMore
      contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_LaterThanThreeMonthAndNotLaterThanSixMonthsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="Fact_151227175"
      unitRef="Unit_CAD">37062000000</bns:TermDeposits100000OrMore>
    <bns:TermDeposits100000OrMore
      contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_LaterThanSixMonthAndNotLaterThanTwelveMonthsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="Fact_151227186"
      unitRef="Unit_CAD">59273000000</bns:TermDeposits100000OrMore>
    <bns:TermDeposits100000OrMore
      contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_LaterThanOneYearAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="Fact_151227185"
      unitRef="Unit_CAD">115757000000</bns:TermDeposits100000OrMore>
    <bns:TermDeposits100000OrMore
      contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_LaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="Fact_151227184"
      unitRef="Unit_CAD">18820000000</bns:TermDeposits100000OrMore>
    <bns:TermDeposits100000OrMore
      contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151227183"
      unitRef="Unit_CAD">295433000000</bns:TermDeposits100000OrMore>
    <ifrs-full:BalancesOnTermDepositsFromCustomers
      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_ForeignCountriesMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-213032"
      unitRef="Unit_CAD">100000000000</ifrs-full:BalancesOnTermDepositsFromCustomers>
    <ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-183324">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_20" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Subordinated Debentures &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;These debentures are direct, unsecured obligations of the Bank and are subordinate to the claims of the Bank&#x2019;s depositors and other creditors. The Bank, where appropriate, enters into interest rate and cross-currency swaps to hedge the related risks. &lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7.5pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:12%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="width:61%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td colspan="7" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Maturity date&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest&lt;br/&gt; rate&#160;(%)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Terms&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align: top; width: 12%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;June 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;8.900&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 61%;"&gt;On June 20, 2025, all $250 million of outstanding 8.900% subordinated debentures matured. The principal plus accrued interest were paid to noteholders on the maturity date.&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;251&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align: top; width: 12%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;December 2025&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;4.500&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 61%;"&gt;U.S.$1,250&#160;million. Interest will be payable semi-annually in arrears on June&#160;16 and December&#160;16 of each year, until maturity in &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;December 2025&lt;/div&gt;.&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,753&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,740&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align: top; width: 12%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;May 2032&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;3.934&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 61%;"&gt;Redeemable on or after May 3, 2027. After May&#160;3, 2027, interest will be payable quarterly at the then prevailing three-month bankers&#x2019; acceptance rate plus 1.520&lt;div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;"&gt;% subject to applicable benchmark fallback considerations.&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,744&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,713&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align: top; width: 12%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;December 2032&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;1.800&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 61%;"&gt;JPY 33,000&#160;million. Redeemable on December 20, 2027. After December&#160;20, 2027, interest will be payable semi-annually at the reference Japanese Government Bond rate plus 1.681% on the reset date.&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;300&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;301&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align: top; width: 12%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;August 2033&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;5.679&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 61%;"&gt;Redeemable on or after August 2, 2028. After August&#160;2, 2028, interest will be payable at an annual rate equal to Daily Compounded CORRA plus 2.100%.&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,026&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,016&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align: top; width: 12%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;December 2033&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;1.830&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 61%;"&gt;JPY 12,000&#160;million. Redeemable on December 1, 2028. After December&#160;1, 2028, interest rate on the debentures will be reset to the prevailing yield of Japanese Government Bond rate plus 1.477% on the reset date.&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;109&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;110&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 12%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;August 2034&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; padding-bottom: 0.375pt;"&gt;4.959&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; padding-bottom: 0.375pt; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt; width: 61%;"&gt;Redeemable on or after August 1, 2029. After August&#160;1, 2029, interest will be payable at Daily Compounded CORRA plus 1.550%.&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,034&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt; width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;"&gt;998&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top; width: 12%; padding-bottom: 0.375pt;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;May 2037&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.2px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.375pt;"&gt;4.588&lt;/td&gt;
&lt;td style="vertical-align: top; white-space: nowrap; width: 2%; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 61%; padding-bottom: 0.375pt;"&gt;U.S.$1,250 million. Redeemable between April 12, 2027, and May 4, 2032. On May 4, 2032, interest will reset at the then prevailing 5-year U.S. treasury rate plus 2.050%.&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,726&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); white-space: nowrap; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;1,704&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); white-space: nowrap; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: top; width: 12%;"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 2%;"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 61%;"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,692&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="border-bottom: 0.75pt solid rgb(0, 0, 0); white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;7,833&lt;/td&gt;
&lt;td style="border-bottom: 0.75pt solid rgb(0, 0, 0); white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;In accordance with the provisions of the Capital Adequacy Guideline of the Superintendent, all redemptions are subject to regulatory approval and subject to the terms in the relevant prospectus. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The carrying value of subordinated debentures may differ from par value due to the impact of fair value hedges used for managing interest rate risk and subordinated debentures held for market-making purposes. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;These debentures contain &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-viability&lt;/div&gt; contingent capital (NVCC) provisions. Under such NVCC provisions, outstanding debentures are convertible into a variable number of common shares if OSFI announces that the Bank has ceased, or is about to cease, to be viable, or if a federal or provincial government in Canada publicly announces that the Bank has accepted or agreed to accept a capital injection, or equivalent support, from the federal government or any provincial government or political subdivision or agent thereof without which the Bank would have been determined by OSFI to be &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-viable.&lt;/div&gt; If such a conversion were to occur, the debentures would be converted into common shares pursuant to an automatic conversion formula defined as 150% of the par value plus accrued and unpaid interest divided by the conversion price and, where applicable, subject to translation at foreign exchange rates in effect at the time of conversion. The conversion price is based on the greater of: (i)&#160;a floor price of $5.00 (subject to adjustments in certain events as set out in the respective prospectus supplements), and (ii)&#160;the current market price of the Bank&#x2019;s common shares at the time of the trigger event &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;(10-day&lt;/div&gt; weighted average). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ifrs-full:DisclosureOfSubordinatedLiabilitiesExplanatory>
    <ifrs-full:DisclosureOfDetailedInformationAboutBorrowingsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-183332"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;These debentures are direct, unsecured obligations of the Bank and are subordinate to the claims of the Bank&#x2019;s depositors and other creditors. The Bank, where appropriate, enters into interest rate and cross-currency swaps to hedge the related risks. &lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7.5pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:12%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="width:61%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td colspan="7" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Maturity date&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest&lt;br/&gt; rate&#160;(%)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Terms&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&lt;br/&gt; value&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align: top; width: 12%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;June 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;8.900&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 61%;"&gt;On June 20, 2025, all $250 million of outstanding 8.900% subordinated debentures matured. The principal plus accrued interest were paid to noteholders on the maturity date.&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;251&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align: top; width: 12%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;December 2025&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;4.500&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 61%;"&gt;U.S.$1,250&#160;million. Interest will be payable semi-annually in arrears on June&#160;16 and December&#160;16 of each year, until maturity in &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;December 2025&lt;/div&gt;.&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,753&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,740&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align: top; width: 12%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;May 2032&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;3.934&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 61%;"&gt;Redeemable on or after May 3, 2027. After May&#160;3, 2027, interest will be payable quarterly at the then prevailing three-month bankers&#x2019; acceptance rate plus 1.520&lt;div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;"&gt;% subject to applicable benchmark fallback considerations.&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,744&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,713&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align: top; width: 12%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;December 2032&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;1.800&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 61%;"&gt;JPY 33,000&#160;million. Redeemable on December 20, 2027. After December&#160;20, 2027, interest will be payable semi-annually at the reference Japanese Government Bond rate plus 1.681% on the reset date.&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;300&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;301&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align: top; width: 12%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;August 2033&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;5.679&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 61%;"&gt;Redeemable on or after August 2, 2028. After August&#160;2, 2028, interest will be payable at an annual rate equal to Daily Compounded CORRA plus 2.100%.&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,026&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,016&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align: top; width: 12%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;December 2033&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:top"&gt;1.830&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 61%;"&gt;JPY 12,000&#160;million. Redeemable on December 1, 2028. After December&#160;1, 2028, interest rate on the debentures will be reset to the prevailing yield of Japanese Government Bond rate plus 1.477% on the reset date.&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;109&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;110&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 12%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7.5pt; font-family: arial; line-height: normal;"&gt;August 2034&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.2px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; padding-bottom: 0.375pt;"&gt;4.959&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: top; padding-bottom: 0.375pt; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt; width: 61%;"&gt;Redeemable on or after August 1, 2029. After August&#160;1, 2029, interest will be payable at Daily Compounded CORRA plus 1.550%.&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,034&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt; width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; padding-bottom: 0.375pt;"&gt;998&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr&gt;
&lt;td style="vertical-align: top; width: 12%; padding-bottom: 0.375pt;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 7.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;May 2037&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.2px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: top; white-space: nowrap; padding-bottom: 0.375pt;"&gt;4.588&lt;/td&gt;
&lt;td style="vertical-align: top; white-space: nowrap; width: 2%; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 61%; padding-bottom: 0.375pt;"&gt;U.S.$1,250 million. Redeemable between April 12, 2027, and May 4, 2032. On May 4, 2032, interest will reset at the then prevailing 5-year U.S. treasury rate plus 2.050%.&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,726&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); white-space: nowrap; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&#160;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;1,704&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); white-space: nowrap; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7.5pt"&gt;
&lt;td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: top; width: 12%;"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 2%;"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 61%;"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,692&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="border-bottom: 0.75pt solid rgb(0, 0, 0); white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="border-bottom: 0.75pt solid rgb(0, 0, 0); vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;7,833&lt;/td&gt;
&lt;td style="border-bottom: 0.75pt solid rgb(0, 0, 0); white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;In accordance with the provisions of the Capital Adequacy Guideline of the Superintendent, all redemptions are subject to regulatory approval and subject to the terms in the relevant prospectus. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The carrying value of subordinated debentures may differ from par value due to the impact of fair value hedges used for managing interest rate risk and subordinated debentures held for market-making purposes. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;These debentures contain &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-viability&lt;/div&gt; contingent capital (NVCC) provisions. Under such NVCC provisions, outstanding debentures are convertible into a variable number of common shares if OSFI announces that the Bank has ceased, or is about to cease, to be viable, or if a federal or provincial government in Canada publicly announces that the Bank has accepted or agreed to accept a capital injection, or equivalent support, from the federal government or any provincial government or political subdivision or agent thereof without which the Bank would have been determined by OSFI to be &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-viable.&lt;/div&gt; If such a conversion were to occur, the debentures would be converted into common shares pursuant to an automatic conversion formula defined as 150% of the par value plus accrued and unpaid interest divided by the conversion price and, where applicable, subject to translation at foreign exchange rates in effect at the time of conversion. The conversion price is based on the greater of: (i)&#160;a floor price of $5.00 (subject to adjustments in certain events as set out in the respective prospectus supplements), and (ii)&#160;the current market price of the Bank&#x2019;s common shares at the time of the trigger event &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;(10-day&lt;/div&gt; weighted average). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ifrs-full:DisclosureOfDetailedInformationAboutBorrowingsExplanatory>
    <ifrs-full:BorrowingsMaturity
      contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis"
      id="ixv-213033">June 2025</ifrs-full:BorrowingsMaturity>
    <ifrs-full:BorrowingsInterestRate
      contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis"
      decimals="5"
      id="ixv-213034"
      unitRef="Unit_pure">0.089</ifrs-full:BorrowingsInterestRate>
    <bns:SubordinatedDebenturesTerms
      contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis"
      id="Fact_151221588">On June 20, 2025, all $250 million of outstanding 8.900% subordinated debentures matured. The principal plus accrued interest were paid to noteholders on the maturity date.</bns:SubordinatedDebenturesTerms>
    <ifrs-full:BorrowingsInterestRateBasis
      contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis"
      id="ixv-213036">On June 20, 2025, all $250 million of outstanding 8.900% subordinated debentures matured. The principal plus accrued interest were paid to noteholders on the maturity date.</ifrs-full:BorrowingsInterestRateBasis>
    <bns:SubordinatedIndebtednessCarryingValue
      contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-213037"
      unitRef="Unit_CAD">250000000</bns:SubordinatedIndebtednessCarryingValue>
    <bns:SubordinatedIndebtednessCarryingValue
      contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-213038"
      unitRef="Unit_CAD">250000000</bns:SubordinatedIndebtednessCarryingValue>
    <ifrs-full:BorrowingsInterestRate
      contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis"
      decimals="5"
      id="ixv-213039"
      unitRef="Unit_pure">0.089</ifrs-full:BorrowingsInterestRate>
    <ifrs-full:BorrowingsInterestRate
      contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis"
      decimals="5"
      id="ixv-213040"
      unitRef="Unit_pure">0.089</ifrs-full:BorrowingsInterestRate>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_JuneTwoThousandTwentyFiveMemberifrsfullMaturityAxis"
      decimals="-6"
      id="Fact_151221589"
      unitRef="Unit_CAD">251000000</ifrs-full:DatedSubordinatedLiabilities>
    <ifrs-full:BorrowingsMaturity
      contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="Fact_151224278">December 2025</ifrs-full:BorrowingsMaturity>
    <ifrs-full:BorrowingsInterestRate
      contextRef="PAsOn10_31_2025_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="5"
      id="ixv-213043"
      unitRef="Unit_pure">0.045</ifrs-full:BorrowingsInterestRate>
    <bns:SubordinatedDebenturesTerms
      contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="Fact_151227201">U.S.$1,250&#160;million. Interest will be payable semi-annually in arrears on June&#160;16 and December&#160;16 of each year, until maturity in December 2025.</bns:SubordinatedDebenturesTerms>
    <ifrs-full:BorrowingsInterestRateBasis
      contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="ixv-183421">U.S.$1,250&#160;million. Interest will be payable semi-annually in arrears on June&#160;16 and December&#160;16 of each year, until maturity in December 2025.</ifrs-full:BorrowingsInterestRateBasis>
    <bns:SubordinatedIndebtednessCarryingValue
      contextRef="PAsOn10_31_2025_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="ixv-213044"
      unitRef="Unit_CAD">1250000000</bns:SubordinatedIndebtednessCarryingValue>
    <bns:SubordinatedIndebtednessCarryingValue
      contextRef="PAsOn10_31_2024_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="ixv-213045"
      unitRef="Unit_CAD">1250000000</bns:SubordinatedIndebtednessCarryingValue>
    <ifrs-full:BorrowingsMaturity
      contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="ixv-183422">December 2025</ifrs-full:BorrowingsMaturity>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2025_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="Fact_151227203"
      unitRef="Unit_CAD">1753000000</ifrs-full:DatedSubordinatedLiabilities>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2024_DecemberTwoThousandTwentyFiveMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="Fact_151221590"
      unitRef="Unit_CAD">1740000000</ifrs-full:DatedSubordinatedLiabilities>
    <ifrs-full:BorrowingsMaturity
      contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis"
      id="Fact_151224280">May 2032</ifrs-full:BorrowingsMaturity>
    <ifrs-full:BorrowingsInterestRate
      contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis"
      decimals="5"
      id="ixv-213049"
      unitRef="Unit_pure">0.03934</ifrs-full:BorrowingsInterestRate>
    <bns:SubordinatedDebenturesTerms
      contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis"
      id="Fact_151227200">Redeemable on or after May 3, 2027. After May&#160;3, 2027, interest will be payable quarterly at the then prevailing three-month bankers&#x2019; acceptance rate plus 1.520% subject to applicable benchmark fallback considerations.</bns:SubordinatedDebenturesTerms>
    <ifrs-full:BorrowingsInterestRateBasis
      contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis"
      id="ixv-183449">Redeemable on or after May 3, 2027. After May&#160;3, 2027, interest will be payable quarterly at the then prevailing three-month bankers&#x2019; acceptance rate plus 1.520% subject to applicable benchmark fallback considerations.</ifrs-full:BorrowingsInterestRateBasis>
    <bns:SubordinatedDebenturesEarliestParValueRedemptionDate
      contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis"
      id="ixv-213050">2027-05-03</bns:SubordinatedDebenturesEarliestParValueRedemptionDate>
    <bns:SubordinatedDebenturesEarliestParValueRedemptionDate
      contextRef="P11_01_2023To10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis"
      id="ixv-213051">2027-05-03</bns:SubordinatedDebenturesEarliestParValueRedemptionDate>
    <ifrs-full:BorrowingsAdjustmentToInterestRateBasis
      contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis"
      decimals="5"
      id="ixv-213052"
      unitRef="Unit_pure">0.0152</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
    <ifrs-full:BorrowingsAdjustmentToInterestRateBasis
      contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis"
      decimals="5"
      id="ixv-213053"
      unitRef="Unit_pure">0.0152</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis"
      decimals="-6"
      id="Fact_151227205"
      unitRef="Unit_CAD">1744000000</ifrs-full:DatedSubordinatedLiabilities>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtyTwoMemberifrsfullMaturityAxis"
      decimals="-6"
      id="Fact_151221592"
      unitRef="Unit_CAD">1713000000</ifrs-full:DatedSubordinatedLiabilities>
    <ifrs-full:BorrowingsMaturity
      contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="Fact_151221583">December 2032</ifrs-full:BorrowingsMaturity>
    <ifrs-full:BorrowingsInterestRate
      contextRef="PAsOn10_31_2025_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="5"
      id="ixv-213057"
      unitRef="Unit_pure">0.018</ifrs-full:BorrowingsInterestRate>
    <bns:SubordinatedDebenturesTerms
      contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="Fact_151227199">JPY 33,000&#160;million. Redeemable on December 20, 2027. After December&#160;20, 2027, interest will be payable semi-annually at the reference Japanese Government Bond rate plus 1.681% on the reset date.</bns:SubordinatedDebenturesTerms>
    <ifrs-full:BorrowingsInterestRateBasis
      contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="ixv-213059">JPY 33,000&#160;million. Redeemable on December 20, 2027. After December&#160;20, 2027, interest will be payable semi-annually at the reference Japanese Government Bond rate plus 1.681% on the reset date.</ifrs-full:BorrowingsInterestRateBasis>
    <bns:SubordinatedIndebtednessCarryingValue
      contextRef="PAsOn10_31_2025_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="ixv-213060"
      unitRef="Unit_CAD">33000000000</bns:SubordinatedIndebtednessCarryingValue>
    <bns:SubordinatedIndebtednessCarryingValue
      contextRef="PAsOn10_31_2024_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="ixv-213061"
      unitRef="Unit_CAD">33000000000</bns:SubordinatedIndebtednessCarryingValue>
    <bns:SubordinatedDebenturesEarliestParValueRedemptionDate
      contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="ixv-213062">2027-12-20</bns:SubordinatedDebenturesEarliestParValueRedemptionDate>
    <bns:SubordinatedDebenturesEarliestParValueRedemptionDate
      contextRef="P11_01_2023To10_31_2024_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="ixv-213063">2027-12-20</bns:SubordinatedDebenturesEarliestParValueRedemptionDate>
    <ifrs-full:BorrowingsAdjustmentToInterestRateBasis
      contextRef="PAsOn10_31_2025_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="5"
      id="ixv-213064"
      unitRef="Unit_pure">0.01681</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
    <ifrs-full:BorrowingsAdjustmentToInterestRateBasis
      contextRef="PAsOn10_31_2024_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="5"
      id="ixv-213065"
      unitRef="Unit_pure">0.01681</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2025_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="Fact_151227206"
      unitRef="Unit_CAD">300000000</ifrs-full:DatedSubordinatedLiabilities>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2024_DecemberTwoThousandAndThirtyTwoMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="Fact_151221593"
      unitRef="Unit_CAD">301000000</ifrs-full:DatedSubordinatedLiabilities>
    <ifrs-full:BorrowingsMaturity
      contextRef="P11_01_2024To10_31_2025_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="Fact_151221584">August 2033</ifrs-full:BorrowingsMaturity>
    <ifrs-full:BorrowingsInterestRate
      contextRef="PAsOn10_31_2025_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="5"
      id="ixv-213069"
      unitRef="Unit_pure">0.05679</ifrs-full:BorrowingsInterestRate>
    <bns:SubordinatedDebenturesTerms
      contextRef="P11_01_2024To10_31_2025_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="Fact_151227198">Redeemable on or after August 2, 2028. After August&#160;2, 2028, interest will be payable at an annual rate equal to Daily Compounded CORRA plus 2.100%.</bns:SubordinatedDebenturesTerms>
    <ifrs-full:BorrowingsInterestRateBasis
      contextRef="P11_01_2024To10_31_2025_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="ixv-213071">Redeemable on or after August 2, 2028. After August&#160;2, 2028, interest will be payable at an annual rate equal to Daily Compounded CORRA plus 2.100%.</ifrs-full:BorrowingsInterestRateBasis>
    <bns:SubordinatedDebenturesEarliestParValueRedemptionDate
      contextRef="P11_01_2024To10_31_2025_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="ixv-213072">2028-08-02</bns:SubordinatedDebenturesEarliestParValueRedemptionDate>
    <bns:SubordinatedDebenturesEarliestParValueRedemptionDate
      contextRef="P11_01_2023To10_31_2024_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="ixv-213073">2028-08-02</bns:SubordinatedDebenturesEarliestParValueRedemptionDate>
    <ifrs-full:BorrowingsAdjustmentToInterestRateBasis
      contextRef="PAsOn10_31_2025_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="5"
      id="ixv-213074"
      unitRef="Unit_pure">0.021</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
    <ifrs-full:BorrowingsAdjustmentToInterestRateBasis
      contextRef="PAsOn10_31_2024_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="5"
      id="ixv-213075"
      unitRef="Unit_pure">0.021</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2025_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="Fact_151227207"
      unitRef="Unit_CAD">1026000000</ifrs-full:DatedSubordinatedLiabilities>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2024_AugustTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="Fact_151221594"
      unitRef="Unit_CAD">1016000000</ifrs-full:DatedSubordinatedLiabilities>
    <ifrs-full:BorrowingsMaturity
      contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="Fact_151221585">December 2033</ifrs-full:BorrowingsMaturity>
    <ifrs-full:BorrowingsInterestRate
      contextRef="PAsOn10_31_2025_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="5"
      id="ixv-213079"
      unitRef="Unit_pure">0.0183</ifrs-full:BorrowingsInterestRate>
    <bns:SubordinatedDebenturesTerms
      contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="Fact_151227197">JPY 12,000&#160;million. Redeemable on December 1, 2028. After December&#160;1, 2028, interest rate on the debentures will be reset to the prevailing yield of Japanese Government Bond rate plus 1.477% on the reset date.</bns:SubordinatedDebenturesTerms>
    <ifrs-full:BorrowingsInterestRateBasis
      contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="ixv-213081">JPY 12,000&#160;million. Redeemable on December 1, 2028. After December&#160;1, 2028, interest rate on the debentures will be reset to the prevailing yield of Japanese Government Bond rate plus 1.477% on the reset date.</ifrs-full:BorrowingsInterestRateBasis>
    <bns:SubordinatedIndebtednessCarryingValue
      contextRef="PAsOn10_31_2025_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="ixv-213082"
      unitRef="Unit_CAD">12000000000</bns:SubordinatedIndebtednessCarryingValue>
    <bns:SubordinatedIndebtednessCarryingValue
      contextRef="PAsOn10_31_2024_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="ixv-213083"
      unitRef="Unit_CAD">12000000000</bns:SubordinatedIndebtednessCarryingValue>
    <bns:SubordinatedDebenturesEarliestParValueRedemptionDate
      contextRef="P11_01_2024To10_31_2025_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="ixv-213084">2028-12-01</bns:SubordinatedDebenturesEarliestParValueRedemptionDate>
    <bns:SubordinatedDebenturesEarliestParValueRedemptionDate
      contextRef="P11_01_2023To10_31_2024_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="ixv-213085">2028-12-01</bns:SubordinatedDebenturesEarliestParValueRedemptionDate>
    <ifrs-full:BorrowingsAdjustmentToInterestRateBasis
      contextRef="PAsOn10_31_2025_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="5"
      id="ixv-213086"
      unitRef="Unit_pure">0.01477</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
    <ifrs-full:BorrowingsAdjustmentToInterestRateBasis
      contextRef="PAsOn10_31_2024_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="5"
      id="ixv-213087"
      unitRef="Unit_pure">0.01477</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2025_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="Fact_151227208"
      unitRef="Unit_CAD">109000000</ifrs-full:DatedSubordinatedLiabilities>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2024_DecemberTwoThousandAndThirtyThreeMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="Fact_151221595"
      unitRef="Unit_CAD">110000000</ifrs-full:DatedSubordinatedLiabilities>
    <ifrs-full:BorrowingsMaturity
      contextRef="P11_01_2024To10_31_2025_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="Fact_151221586">August 2034</ifrs-full:BorrowingsMaturity>
    <ifrs-full:BorrowingsInterestRate
      contextRef="PAsOn10_31_2025_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="5"
      id="ixv-213091"
      unitRef="Unit_pure">0.04959</ifrs-full:BorrowingsInterestRate>
    <bns:SubordinatedDebenturesTerms
      contextRef="P11_01_2024To10_31_2025_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="Fact_151227196">Redeemable on or after August 1, 2029. After August&#160;1, 2029, interest will be payable at Daily Compounded CORRA plus 1.550%.</bns:SubordinatedDebenturesTerms>
    <ifrs-full:BorrowingsInterestRateBasis
      contextRef="P11_01_2024To10_31_2025_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="ixv-213093">Redeemable on or after August 1, 2029. After August&#160;1, 2029, interest will be payable at Daily Compounded CORRA plus 1.550%.</ifrs-full:BorrowingsInterestRateBasis>
    <bns:SubordinatedDebenturesEarliestParValueRedemptionDate
      contextRef="P11_01_2024To10_31_2025_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="ixv-213094">2029-08-01</bns:SubordinatedDebenturesEarliestParValueRedemptionDate>
    <bns:SubordinatedDebenturesEarliestParValueRedemptionDate
      contextRef="P11_01_2023To10_31_2024_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      id="ixv-213095">2029-08-01</bns:SubordinatedDebenturesEarliestParValueRedemptionDate>
    <ifrs-full:BorrowingsAdjustmentToInterestRateBasis
      contextRef="PAsOn10_31_2025_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="5"
      id="ixv-213096"
      unitRef="Unit_pure">0.0155</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
    <ifrs-full:BorrowingsAdjustmentToInterestRateBasis
      contextRef="PAsOn10_31_2024_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="5"
      id="ixv-213097"
      unitRef="Unit_pure">0.0155</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2025_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="Fact_151227209"
      unitRef="Unit_CAD">1034000000</ifrs-full:DatedSubordinatedLiabilities>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2024_AugustTwoThousandAndThirtyFourMemberifrsfullMaturityAxis_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="Fact_151221596"
      unitRef="Unit_CAD">998000000</ifrs-full:DatedSubordinatedLiabilities>
    <ifrs-full:BorrowingsMaturity
      contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis"
      id="Fact_151224405">May 2037</ifrs-full:BorrowingsMaturity>
    <ifrs-full:BorrowingsInterestRate
      contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis"
      decimals="5"
      id="ixv-213101"
      unitRef="Unit_pure">0.04588</ifrs-full:BorrowingsInterestRate>
    <ifrs-full:BorrowingsInterestRateBasis
      contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis"
      id="ixv-213102">U.S.$1,250 million. Redeemable between April 12, 2027, and May 4, 2032. On May 4, 2032, interest will reset at the then prevailing 5-year U.S. treasury rate plus 2.050%</ifrs-full:BorrowingsInterestRateBasis>
    <bns:SubordinatedDebenturesTerms
      contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis"
      id="Fact_151224404">U.S.$1,250 million. Redeemable between April 12, 2027, and May 4, 2032. On May 4, 2032, interest will reset at the then prevailing 5-year U.S. treasury rate plus 2.050%</bns:SubordinatedDebenturesTerms>
    <bns:SubordinatedIndebtednessCarryingValue
      contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-213104"
      unitRef="Unit_CAD">1250000000</bns:SubordinatedIndebtednessCarryingValue>
    <bns:SubordinatedIndebtednessCarryingValue
      contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-213105"
      unitRef="Unit_CAD">1250000000</bns:SubordinatedIndebtednessCarryingValue>
    <bns:SubordinatedDebenturesEarliestParValueRedemptionDate
      contextRef="P11_01_2024To10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis"
      id="ixv-213106">2027-04-12</bns:SubordinatedDebenturesEarliestParValueRedemptionDate>
    <bns:SubordinatedDebenturesEarliestParValueRedemptionDate
      contextRef="P11_01_2023To10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis"
      id="ixv-213107">2027-04-12</bns:SubordinatedDebenturesEarliestParValueRedemptionDate>
    <ifrs-full:BorrowingsAdjustmentToInterestRateBasis
      contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis"
      decimals="5"
      id="ixv-213108"
      unitRef="Unit_pure">0.0205</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
    <ifrs-full:BorrowingsAdjustmentToInterestRateBasis
      contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis"
      decimals="5"
      id="ixv-213109"
      unitRef="Unit_pure">0.0205</ifrs-full:BorrowingsAdjustmentToInterestRateBasis>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis"
      decimals="-6"
      id="Fact_151224409"
      unitRef="Unit_CAD">1726000000</ifrs-full:DatedSubordinatedLiabilities>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis_MayTwoThousandThirtySevenMemberifrsfullMaturityAxis"
      decimals="-6"
      id="Fact_151224410"
      unitRef="Unit_CAD">1704000000</ifrs-full:DatedSubordinatedLiabilities>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2025_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="Fact_151227210"
      unitRef="Unit_CAD">7692000000</ifrs-full:DatedSubordinatedLiabilities>
    <ifrs-full:DatedSubordinatedLiabilities
      contextRef="PAsOn10_31_2024_FixedInterestRateMemberifrsfullTypesOfInterestRatesAxis"
      decimals="-6"
      id="Fact_151221597"
      unitRef="Unit_CAD">7833000000</ifrs-full:DatedSubordinatedLiabilities>
    <bns:ConversionPriceEquivalentPercentage
      contextRef="P11_01_2024To10_31_2025_SubordinatedDebenturesNonViabilityContingentCapitalMemberifrsfullTypesOfFinancialLiabilitiesAxis"
      decimals="2"
      id="ixv-213114"
      unitRef="Unit_pure">1.50</bns:ConversionPriceEquivalentPercentage>
    <bns:ConversionOfFloorPrice
      contextRef="PAsOn10_31_2025_SubordinatedDebenturesNonViabilityContingentCapitalMemberifrsfullTypesOfFinancialLiabilitiesAxis"
      decimals="2"
      id="ixv-213115"
      unitRef="Unit_USD_per_Share">5</bns:ConversionOfFloorPrice>
    <ifrs-full:DisclosureOfOtherLiabilitiesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-183648"> &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_21" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Other Liabilities &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:82%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Accrued interest&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,856&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,840&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Lease liabilities&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,955&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,982&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Accounts payable and accrued expenses&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,151&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,133&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Current tax liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;942&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,070&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred tax liabilities (Note 26)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,414&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,397&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Gold and silver certificates and bullion&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;757&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;578&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Margin and collateral accounts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,883&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,186&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Segregated fund liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,007&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,231&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Payables to brokers, dealers and clients&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,843&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;798&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provisions (Note 22)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;668&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;411&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses on &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet exposures&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt; &lt;/div&gt;(Note 12)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;186&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Pension liabilities (Note 27)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;535&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;523&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other liabilities of subsidiaries and structured entities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,665&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22,104&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,011&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,589&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;66,862&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;63,028&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents discounted value of lease liabilities. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The table below sets out a maturity analysis of undiscounted lease liabilities showing the lease payments to be made after the reporting date: &lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:82%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Within 1 year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;393&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;410&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;1 to 2 years&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;405&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;404&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;2 to 3 years&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;390&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;401&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;3 to 4 years&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;387&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;381&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;4 to 5 years&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;376&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;358&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;After 5 years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,023&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,677&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;3,631&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ifrs-full:DisclosureOfOtherLiabilitiesExplanatory>
    <bns:DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-213116">&#160;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:82%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Accrued interest&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,856&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,840&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Lease liabilities&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,955&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,982&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Accounts payable and accrued expenses&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,151&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,133&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Current tax liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;942&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,070&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred tax liabilities (Note 26)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,414&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,397&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Gold and silver certificates and bullion&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;757&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;578&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Margin and collateral accounts&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,883&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,186&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Segregated fund liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,007&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,231&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Payables to brokers, dealers and clients&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,843&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;798&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provisions (Note 22)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;668&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;411&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses on &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet exposures&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt; &lt;/div&gt;(Note 12)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;186&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Pension liabilities (Note 27)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;535&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;523&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other liabilities of subsidiaries and structured entities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,665&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22,104&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,011&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,589&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;66,862&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;63,028&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents discounted value of lease liabilities. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</bns:DisclosureOfDetailedInformationAboutOtherLiabilitiesExplanatory>
    <ifrs-full:InterestPayable
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213117"
      unitRef="Unit_CAD">6856000000</ifrs-full:InterestPayable>
    <ifrs-full:InterestPayable
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-213118"
      unitRef="Unit_CAD">7840000000</ifrs-full:InterestPayable>
    <ifrs-full:LeaseLiabilities
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="Fact_151227984"
      unitRef="Unit_CAD">2955000000</ifrs-full:LeaseLiabilities>
    <ifrs-full:LeaseLiabilities
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="Fact_151227985"
      unitRef="Unit_CAD">2982000000</ifrs-full:LeaseLiabilities>
    <bns:AccountsPayableAndAccruedExpenses
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213121"
      unitRef="Unit_CAD">9151000000</bns:AccountsPayableAndAccruedExpenses>
    <bns:AccountsPayableAndAccruedExpenses
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-213122"
      unitRef="Unit_CAD">8133000000</bns:AccountsPayableAndAccruedExpenses>
    <ifrs-full:CurrentTaxLiabilitiesCurrent
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213123"
      unitRef="Unit_CAD">942000000</ifrs-full:CurrentTaxLiabilitiesCurrent>
    <ifrs-full:CurrentTaxLiabilitiesCurrent
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-213124"
      unitRef="Unit_CAD">1070000000</ifrs-full:CurrentTaxLiabilitiesCurrent>
    <ifrs-full:DeferredTaxLiabilities
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213125"
      unitRef="Unit_CAD">1414000000</ifrs-full:DeferredTaxLiabilities>
    <ifrs-full:DeferredTaxLiabilities
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-213126"
      unitRef="Unit_CAD">1397000000</ifrs-full:DeferredTaxLiabilities>
    <bns:GoldAndSilverCertificatesAndBullion
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213127"
      unitRef="Unit_CAD">757000000</bns:GoldAndSilverCertificatesAndBullion>
    <bns:GoldAndSilverCertificatesAndBullion
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-213128"
      unitRef="Unit_CAD">578000000</bns:GoldAndSilverCertificatesAndBullion>
    <bns:MarginAndCollateralAccounts
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213129"
      unitRef="Unit_CAD">8883000000</bns:MarginAndCollateralAccounts>
    <bns:MarginAndCollateralAccounts
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-213130"
      unitRef="Unit_CAD">8186000000</bns:MarginAndCollateralAccounts>
    <bns:SegregatedFundLiabilities
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213131"
      unitRef="Unit_CAD">1007000000</bns:SegregatedFundLiabilities>
    <bns:SegregatedFundLiabilities
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-213132"
      unitRef="Unit_CAD">1231000000</bns:SegregatedFundLiabilities>
    <ifrs-full:TradeAndOtherPayables
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213133"
      unitRef="Unit_CAD">1843000000</ifrs-full:TradeAndOtherPayables>
    <ifrs-full:TradeAndOtherPayables
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-213134"
      unitRef="Unit_CAD">798000000</ifrs-full:TradeAndOtherPayables>
    <ifrs-full:Provisions
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213135"
      unitRef="Unit_CAD">668000000</ifrs-full:Provisions>
    <ifrs-full:Provisions
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-213136"
      unitRef="Unit_CAD">411000000</ifrs-full:Provisions>
    <bns:OffBalanceSheetExposure
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213137"
      unitRef="Unit_CAD">175000000</bns:OffBalanceSheetExposure>
    <bns:OffBalanceSheetExposure
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-213138"
      unitRef="Unit_CAD">186000000</bns:OffBalanceSheetExposure>
    <bns:PensionLiabilities
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213139"
      unitRef="Unit_CAD">535000000</bns:PensionLiabilities>
    <bns:PensionLiabilities
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-213140"
      unitRef="Unit_CAD">523000000</bns:PensionLiabilities>
    <bns:OtherLiabilitiesOfSubsidiariesAndStructuredEntities
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213141"
      unitRef="Unit_CAD">22665000000</bns:OtherLiabilitiesOfSubsidiariesAndStructuredEntities>
    <bns:OtherLiabilitiesOfSubsidiariesAndStructuredEntities
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-213142"
      unitRef="Unit_CAD">22104000000</bns:OtherLiabilitiesOfSubsidiariesAndStructuredEntities>
    <bns:OtherLiabilitiesOther
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213143"
      unitRef="Unit_CAD">9011000000</bns:OtherLiabilitiesOther>
    <bns:OtherLiabilitiesOther
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-213144"
      unitRef="Unit_CAD">7589000000</bns:OtherLiabilitiesOther>
    <bns:MiscellaneousOtherLiabilities
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213145"
      unitRef="Unit_CAD">66862000000</bns:MiscellaneousOtherLiabilities>
    <bns:MiscellaneousOtherLiabilities
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-213146"
      unitRef="Unit_CAD">63028000000</bns:MiscellaneousOtherLiabilities>
    <bns:DisclosureOfLeasePaymentsToBeMadeTableTextBlock contextRef="P11_01_2024To10_31_2025" id="ixv-183946"> &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The table below sets out a maturity analysis of undiscounted lease liabilities showing the lease payments to be made after the reporting date: &lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:82%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Within 1 year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;393&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;410&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;1 to 2 years&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;405&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;404&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;2 to 3 years&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;390&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;401&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;3 to 4 years&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;387&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;381&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;4 to 5 years&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;376&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;358&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;After 5 years&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,023&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,677&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;3,631&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</bns:DisclosureOfLeasePaymentsToBeMadeTableTextBlock>
    <ifrs-full:GrossLeaseLiabilities
      contextRef="PAsOn10_31_2025_NotLaterThanOneYearMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-213147"
      unitRef="Unit_CAD">393000000</ifrs-full:GrossLeaseLiabilities>
    <ifrs-full:GrossLeaseLiabilities
      contextRef="PAsOn10_31_2024_NotLaterThanOneYearMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-213148"
      unitRef="Unit_CAD">410000000</ifrs-full:GrossLeaseLiabilities>
    <ifrs-full:GrossLeaseLiabilities
      contextRef="PAsOn10_31_2025_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-213149"
      unitRef="Unit_CAD">405000000</ifrs-full:GrossLeaseLiabilities>
    <ifrs-full:GrossLeaseLiabilities
      contextRef="PAsOn10_31_2024_LaterThanOneYearAndNotLaterThanTwoYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-213150"
      unitRef="Unit_CAD">404000000</ifrs-full:GrossLeaseLiabilities>
    <ifrs-full:GrossLeaseLiabilities
      contextRef="PAsOn10_31_2025_LaterThanTwoYearsAndNotLaterThanThreeYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-213151"
      unitRef="Unit_CAD">390000000</ifrs-full:GrossLeaseLiabilities>
    <ifrs-full:GrossLeaseLiabilities
      contextRef="PAsOn10_31_2024_LaterThanTwoYearsAndNotLaterThanThreeYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-213152"
      unitRef="Unit_CAD">401000000</ifrs-full:GrossLeaseLiabilities>
    <ifrs-full:GrossLeaseLiabilities
      contextRef="PAsOn10_31_2025_LaterThanThreeYearsAndNotLaterThanFourYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-213153"
      unitRef="Unit_CAD">387000000</ifrs-full:GrossLeaseLiabilities>
    <ifrs-full:GrossLeaseLiabilities
      contextRef="PAsOn10_31_2024_LaterThanThreeYearsAndNotLaterThanFourYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-213154"
      unitRef="Unit_CAD">381000000</ifrs-full:GrossLeaseLiabilities>
    <ifrs-full:GrossLeaseLiabilities
      contextRef="PAsOn10_31_2025_LaterThanFourYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-213155"
      unitRef="Unit_CAD">376000000</ifrs-full:GrossLeaseLiabilities>
    <ifrs-full:GrossLeaseLiabilities
      contextRef="PAsOn10_31_2024_LaterThanFourYearsAndNotLaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-213156"
      unitRef="Unit_CAD">358000000</ifrs-full:GrossLeaseLiabilities>
    <ifrs-full:GrossLeaseLiabilities
      contextRef="PAsOn10_31_2025_LaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-213157"
      unitRef="Unit_CAD">2023000000</ifrs-full:GrossLeaseLiabilities>
    <ifrs-full:GrossLeaseLiabilities
      contextRef="PAsOn10_31_2024_LaterThanFiveYearsMemberifrsfullMaturityAxis"
      decimals="-6"
      id="ixv-213158"
      unitRef="Unit_CAD">1677000000</ifrs-full:GrossLeaseLiabilities>
    <ifrs-full:GrossLeaseLiabilities
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213159"
      unitRef="Unit_CAD">3974000000</ifrs-full:GrossLeaseLiabilities>
    <ifrs-full:GrossLeaseLiabilities
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-213160"
      unitRef="Unit_CAD">3631000000</ifrs-full:GrossLeaseLiabilities>
    <ifrs-full:DisclosureOfProvisionsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-184092">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_22" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Provisions &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:91%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;As at November&#160;1, 2023&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2009;&#x2007;&#x2007;573&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provisions made during the year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;203&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provisions utilized / released during the year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(365&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;411&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provisions made during the year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;422&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provisions utilized / released during the year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Balance as at October&#160;31, 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;668&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt;Restructuring Charge &lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;"&gt;In Q4 2025, the Bank recorded a restructuring charge and severance provisions as well as other related charges of $&lt;/div&gt;373 million ($270 million after-tax) primarily related to workforce reductions across its global operations. These amounts reflect actions taken by the Bank to simplify its organizational structure in Canadian Banking, restructure and right-size Asia operations in Global Banking and Markets and regionalize activities across its international footprint. Of these amounts, which were all recorded in the Other operating segment, $272 million was included in other liabilities &#x2013; provisions as at October 31, 2025. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt;Legal &lt;/div&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;In the ordinary course of business, the Bank and its subsidiaries are and have been subject to a variety of pending and threatened legal proceedings, including civil claims and lawsuits, regulatory examinations, investigations, audits, and requests for information by various governmental regulatory agencies and law enforcement authorities in various jurisdictions. Some of these matters may involve novel legal theories and interpretations and may be advanced under criminal as well as civil statutes, and some proceedings could result in the imposition of civil, regulatory enforcement or criminal penalties. The Bank reviews the status of all proceedings on an ongoing basis and will exercise judgment in resolving them in such manner as the Bank believes to be in its best interest. In view of the inherent difficulty of predicting the outcome of such matters, the Bank cannot state what the eventual outcome of such matters will be. However, based on current knowledge, management does not believe that liabilities, if any, arising from pending litigation or regulatory proceedings will have a material adverse effect on the consolidated financial statements for the year ended October 31, 2025 or results of operations of the Bank. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Legal provisions are established when it becomes probable that the Bank will incur an expense related to a legal action or regulatory proceeding and the amount can be reliably estimated. Such provisions are recorded at the best estimate of the amount required to settle any obligation related to these legal actions as at the balance sheet date, taking into account the risks and uncertainties surrounding the obligation. Management and internal and external experts are involved in estimating any amounts that may be required. The actual costs of resolving these claims may vary significantly from the amount of the legal provisions. The Bank&#x2019;s estimate involves significant judgement, given the varying stages of the proceedings, the fact that the Bank&#x2019;s liability, if any, has yet to be determined and the fact that the underlying matters will change from time to &lt;/div&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;time.&#160;As such, there is a possibility that the ultimate resolution of those legal actions may be material to the Bank&#x2019;s consolidated results of operations for any particular reporting period. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank, through its Peruvian subsidiary, is engaged in a legal action related to certain value-added tax assessed amounts and associated interest totaling $176&#160;million, which arose from certain client transactions that occurred prior to the Bank&#x2019;s acquisition of the subsidiary. The legal action in Peru relating to the original assessed amount was concluded in favour of the Government of Peru in May 2024. Accordingly, the Bank paid $34&#160;million representing the principal and associated reasonable interest, which was recorded in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expenses &#x2013; other. In November&#160;2021, the Peruvian Constitutional Court dismissed the matter relating to the accrued default interest for procedural reasons. With respect to this default interest component, and in relation to the Constitutional Court of Peru&#x2019;s treatment of Scotiabank Peru, in October 2022, the Bank filed a request for arbitration against the Republic of Peru before the International Centre for the Settlement of Investment Disputes (ICSID), pursuant to the provisions of the Canada-Peru Free Trade Agreement. This case is currently proceeding through the arbitration process. In Q3 2024, the Bank recorded a legal provision of $142&#160;million in other liabilities &#x2013; provisions, representing the amount at issue in the arbitration. The Bank intends to continue to vigorously advance its position. &lt;/div&gt;</ifrs-full:DisclosureOfProvisionsExplanatory>
    <ifrs-full:DisclosureOfOtherProvisionsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-184101">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:91%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;As at November&#160;1, 2023&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2009;&#x2007;&#x2007;573&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provisions made during the year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;203&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provisions utilized / released during the year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(365&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance as at October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;411&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provisions made during the year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;422&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provisions utilized / released during the year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Balance as at October&#160;31, 2025&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;668&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ifrs-full:DisclosureOfOtherProvisionsExplanatory>
    <ifrs-full:OtherProvisions
      contextRef="PAsOn10_31_2023_LitigationAndOtherMemberifrsfullClassesOfProvisionsAxis"
      decimals="-6"
      id="ixv-213161"
      unitRef="Unit_CAD">573000000</ifrs-full:OtherProvisions>
    <ifrs-full:AdditionalProvisionsOtherProvisions
      contextRef="P11_01_2023To10_31_2024_LitigationAndOtherMemberifrsfullClassesOfProvisionsAxis"
      decimals="-6"
      id="ixv-213162"
      unitRef="Unit_CAD">203000000</ifrs-full:AdditionalProvisionsOtherProvisions>
    <ifrs-full:ProvisionUsedOtherProvisions
      contextRef="P11_01_2023To10_31_2024_LitigationAndOtherMemberifrsfullClassesOfProvisionsAxis"
      decimals="-6"
      id="ixv-213163"
      unitRef="Unit_CAD">365000000</ifrs-full:ProvisionUsedOtherProvisions>
    <ifrs-full:OtherProvisions
      contextRef="PAsOn10_31_2024_LitigationAndOtherMemberifrsfullClassesOfProvisionsAxis"
      decimals="-6"
      id="ixv-213164"
      unitRef="Unit_CAD">411000000</ifrs-full:OtherProvisions>
    <ifrs-full:AdditionalProvisionsOtherProvisions
      contextRef="P11_01_2024To10_31_2025_LitigationAndOtherMemberifrsfullClassesOfProvisionsAxis"
      decimals="-6"
      id="ixv-213165"
      unitRef="Unit_CAD">422000000</ifrs-full:AdditionalProvisionsOtherProvisions>
    <ifrs-full:ProvisionUsedOtherProvisions
      contextRef="P11_01_2024To10_31_2025_LitigationAndOtherMemberifrsfullClassesOfProvisionsAxis"
      decimals="-6"
      id="ixv-213166"
      unitRef="Unit_CAD">165000000</ifrs-full:ProvisionUsedOtherProvisions>
    <ifrs-full:OtherProvisions
      contextRef="PAsOn10_31_2025_LitigationAndOtherMemberifrsfullClassesOfProvisionsAxis"
      decimals="-6"
      id="ixv-213167"
      unitRef="Unit_CAD">668000000</ifrs-full:OtherProvisions>
    <ifrs-full:ExpenseOfRestructuringActivities
      contextRef="P08_01_2025To10_31_2025"
      decimals="-6"
      id="ixv-213168"
      unitRef="Unit_CAD">373000000</ifrs-full:ExpenseOfRestructuringActivities>
    <bns:NetExpensesOfRestructuringActivities
      contextRef="P08_01_2025To10_31_2025"
      decimals="-6"
      id="ixv-213169"
      unitRef="Unit_CAD">270000000</bns:NetExpensesOfRestructuringActivities>
    <ifrs-full:LongtermRestructuringProvision
      contextRef="PAsOn10_31_2025_OtherOperatingSegmentMemberifrsfullSegmentsAxis"
      decimals="-6"
      id="ixv-213170"
      unitRef="Unit_CAD">272000000</ifrs-full:LongtermRestructuringProvision>
    <ifrs-full:LegalProceedingsProvision
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213172"
      unitRef="Unit_CAD">176000000</ifrs-full:LegalProceedingsProvision>
    <ifrs-full:NewProvisionsOtherProvisions
      contextRef="P11_01_2021To11_30_2021_LegalProceedingsProvisionMemberifrsfullClassesOfProvisionsAxis"
      decimals="-6"
      id="ixv-213173"
      unitRef="Unit_CAD">34000000</ifrs-full:NewProvisionsOtherProvisions>
    <ifrs-full:NewProvisionsOtherProvisions
      contextRef="P11_01_2024To10_31_2025_LegalProceedingsProvisionMemberifrsfullClassesOfProvisionsAxis"
      decimals="-6"
      id="ixv-213174"
      unitRef="Unit_CAD">142000000</ifrs-full:NewProvisionsOtherProvisions>
    <ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-184223">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_23" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Common shares, preferred shares and other equity instruments &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Common shares &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Authorized: &lt;/div&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; text-indent:3%; font-size:8pt; font-family:arial"&gt;An unlimited number of common shares without nominal or par value. &lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Issued and fully paid: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:59%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Number&#160;of&#160;shares&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Number of shares&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Outstanding at beginning of year&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,244,435,686&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,054&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,214,044,420&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,109&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Issued in relation to share-based payments, net (Note 25)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,709,942&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;210&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;497,930&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;37&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Issued in relation to the Shareholder Dividend and Share Purchase Plan&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,893,336&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,908&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Repurchased for cancellation under the Normal Course Issuer Bid&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(10,839,890&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(197&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Outstanding at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,236,305,738&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,067&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,244,435,686&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;22,054&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Effective November&#160;1, 2024, and until such time as the Bank elects otherwise, the Bank has suspended the discount to the Average Market Price (as defined in the Plan) for dividend reinvestments and stock dividends under the Plan and has discontinued issuances of common shares from treasury under the Plan. Additionally, effective November&#160;1, 2024, and until such time as the Bank elects otherwise, purchases of common shares under the Plan will be made in the secondary market in accordance with the provisions of the Plan. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;In the normal course of business, the Bank&#x2019;s regulated Dealer subsidiary purchases and sells the Bank&#x2019;s common shares to facilitate trading/institutional client activity. During fiscal 2025, the number of such shares bought was 30,855,084 and sold was&#160;30,855,333&#160;(2024 &#x2013; 26,564,849 bought and 26,566,901 sold). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Dividend &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The dividends paid on common shares in fiscal 2025 and 2024 were $5,369 million ($4.32 per share) and $5,198&#160;million ($4.24 per share), respectively. The Board of Directors approved a quarterly dividend of $1.10 per common share at its meeting on December&#160;1, 2025. This quarterly dividend applies to shareholders of record at the close of business on January 6, 2026, and is payable January 28, 2026. Refer to Note 23(c) &#x2013; Restriction on payment of dividends and retirement of shares. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Normal Course Issuer Bid &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;On May&#160;28, 2025, the Bank announced that OSFI and the Toronto Stock Exchange approved a normal course issuer bid (the &#x201c;2025 NCIB&#x201d;) &lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;pursuant to which it may repurchase for cancellation up to 20&#160;million of the Bank&#x2019;s common shares. Purchases under the 2025 NCIB commenced on May&#160;30, 2025, and will terminate upon the earlier of: (i)&#160;the Bank purchasing the maximum number of common shares under the 2025 NCIB, (ii)&#160;the Bank providing a notice of termination, or (iii)&#160;May&#160;29, 2026. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;During the year ended October&#160;31, 2025, the &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;B&lt;/div&gt;ank repurchased and cancelled approximately 10.8&#160;million common shares at an average price of $82.57&#160;per share for a total amount of $913&#160;million, including &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;t&lt;/div&gt;ax. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-viability&lt;/div&gt; Contingent Capital &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The maximum number of common shares issuable on conversion of NVCC subordinated debentures, NVCC subordinated additional tier 1 capital notes, including those issued to Scotiabank LRCN Trust as recourse assets in respect of NVCC limited recourse capital notes, and NVCC preferred shares as at October&#160;31, 2025 would be 4,863&#160;million common shares (2024 &#x2013; 4,582&#160;million common shares) based on the floor price and excluding the impact of any accrued and unpaid interest and any declared but unpaid dividends (refer to Note 20 &#x2013; Subordinated debentures and Note&#160;23(b) &#x2013; Preferred shares and other equity instruments for further details). &lt;/div&gt; &lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(b)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Preferred shares and other equity instruments &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Preferred shares &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Authorized: &lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; text-indent:3%; font-size:8pt; font-family:arial"&gt;An unlimited number of preferred shares without nominal or par value. There are currently no preferred shares outstanding. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other equity instruments &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Other equity instruments are comprised of NVCC additional Tier 1 qualifying regulatory capital notes: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:32%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;First issue date/&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;Series number&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Notional&lt;br/&gt; Amount&lt;br/&gt; (millions)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next reset&lt;br/&gt; date&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;rate&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest&lt;br/&gt; rate after&lt;br/&gt; reset&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; redemption&lt;br/&gt; date&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Redemption&lt;br/&gt; frequency&lt;br/&gt; after reset&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1) &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(millions)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Distributions&lt;br/&gt; paid per&lt;br/&gt; Note&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(millions)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Distributions&lt;br/&gt; paid per&lt;br/&gt; Note&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td colspan="12" style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Subordinated Additional Tier 1 Capital Notes&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)(4)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;October 12, 2017&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(5)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#160;1,250&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;January&#160;12, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;202&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.821&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151228971;display:inline;"&gt;SOFR&lt;/div&gt; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;+2.90961&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(5)&lt;/div&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;%&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;January&#160;12, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;202&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;Quarterly&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,560&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;U.S.$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;73.88&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,560&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;83.86&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;June 4, 2020&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(6)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.900&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;U.S.$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36.75&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,689&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49.00&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td colspan="13" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td colspan="12" style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"&gt;Limited Recourse Capital Notes&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(3)(7)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"&gt;Series 1&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(8)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,250&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;July&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2026&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.700&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151228576;display:inline;"&gt;GOC&lt;/div&gt; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;+2.761&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(9)&lt;/div&gt;&#160; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;%&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;June&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2026&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;Every&#160;five &lt;div style="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:arial;text-align:right"&gt;years&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,250&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37.00&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,250&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;37.00&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"&gt;Series 2&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(10)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;600&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;October&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2026&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.625&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151228578;display:inline;"&gt;UST&lt;/div&gt; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;+2.613&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(11)&lt;/div&gt;&#160; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;%&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;October&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2026&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;Quarterly&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;753&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;U.S.$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36.25&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;753&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36.25&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;Series 3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(12)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,500&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;July&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2027&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7.023&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151228579;display:inline;"&gt;GOC&lt;/div&gt; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;+3.950&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(9)&lt;/div&gt;&#160; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;%&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;June&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2027&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;Every five &lt;div style="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:arial;text-align:right"&gt;years&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,500&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;70.23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,500&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;70.23&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;Series 4&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(13)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;750&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;October&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2027&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8.625&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151228580;display:inline;"&gt;UST&lt;/div&gt; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;+4.389&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(11)&lt;/div&gt;&#160; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;%&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;October&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2027&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;Quarterly&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,023&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;U.S.$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;86.25&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,023&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;86.25&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;Series 5&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(14)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;750&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;January&#160;27,&lt;br/&gt; 2029&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;br/&gt; &#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8.000&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151228581;display:inline;"&gt;UST&lt;/div&gt; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;+4.017&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(11)&lt;/div&gt;&#160; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;%&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;January&#160;27,&lt;br/&gt; 2029&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;br/&gt; &#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;Quarterly&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,004&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;U.S.$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;80.00&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,004&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;63.33&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;Series 6&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(15)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,000&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;April&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2030&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7.350&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151228582;display:inline;"&gt;UST&lt;/div&gt; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;+2.903&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(11)&lt;/div&gt;&#160; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;%&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;April&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2030&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;Quarterly&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,453&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;U.S.$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;54.51&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;Series 7&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(16)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,000&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;October&#160;27,&lt;br/&gt; 2035&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;br/&gt; &#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.875&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151228585;display:inline;"&gt;UST&lt;/div&gt; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;+2.734&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(11)&lt;/div&gt;&#160; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;%&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;October 27,&lt;br/&gt;2035&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;br/&gt; &#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;Quarterly&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,396&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;U.S.$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td colspan="12" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Total other equity instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,939&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;8,779&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Each security is redeemable at the sole discretion of the Bank on the first reset date and every quarter or five years, as applicable, thereafter. Limited Recourse Capital Notes (LRCN) Series 1 and Series 3 are also redeemable in the one month period preceding each reset date. The securities are also redeemable following a regulatory or tax event, as described in the offering documents. All redemptions are subject to regulatory consent and occur at a redemption price of par plus accrued and unpaid interest (unless canceled, where applicable). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Distributions paid from November&#160;1 to October&#160;31 in the relevant fiscal year per face amount of $1,000 or U.S.$1,000, as applicable. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The securities rank pari passu to each other and are the Bank&#x2019;s direct unsecured obligations, ranking subordinate to Bank&#x2019;s other subordinated indebtedness. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;While interest is payable on the securities when it becomes due, the Bank may, at its sole discretion and with notice, cancel interest payments. Refer to Note 23(c) &#x2013; Restriction on payment of dividends and retirement of shares. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(5)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;CME 3-month Term SOFR. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(6)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;On June&#160;4, 2025, the Bank redeemed US $1,250 million 4.900% Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes at 100% of their principal amount plus accrued and unpaid interest. The redemption of these AT1 Notes resulted in a foreign currency loss of $22&#160;million recorded in Retained Earnings. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;(7)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Interest on LRCN is &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-deferrable,&lt;/div&gt; however, &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-payment&lt;/div&gt; of interest that is not cured within &lt;div style="-sec-ix-hidden:hidden151229388;display:inline;"&gt;five business days&lt;/div&gt; results in a Recourse Event. A Recourse Event of the respective Series occurs if (a)&#160;there is &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-payment&lt;/div&gt; in cash by the Bank of the principal amount, together with any accrued and unpaid interest, on the maturity date, (b)&#160;there is &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-payment&lt;/div&gt; in cash of interest which is not cured within 5 business days, (c)&#160;there is &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-payment&lt;/div&gt; in cash of the redemption price in connection with the redemption of the LRCNs, (d)&#160;an event of default occurs (i.e. bankruptcy, insolvency, or liquidation of the Bank), or (e)&#160;there is an NVCC Trigger Event. Upon the occurrence of a Recourse Event, the noteholder&#x2019;s sole recourse will be limited to their proportionate share of the Series&#x2019; respective assets held in Scotiabank LRCN Trust, a consolidated entity, which consist initially of the respective AT1 Notes or, following an NVCC Trigger Event, common shares. Refer to Note&#160;23(c) &#x2013; Restriction on payment of dividends and retirement of shares. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;(8)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;On June&#160;15, 2021, the Bank issued $1,250&#160;million 3.70% Fixed Rate Resetting Limited Recourse Capital Notes Series 1 (NVCC) (&#x201c;LRCN Series 1&#x201d;). In connection with the issuance of LRCN Series 1, the Bank issued $1,250&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#x201c;the Series 1 AT1 Notes&#x201d;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;(9)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The then-prevailing five-year Government of Canada yield. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;(10)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;On October&#160;7, 2021, the Bank issued U.S.$600&#160;million 3.625% Fixed Rate Resetting Limited Recourse Capital Notes Series 2 (NVCC) (&#x201c;LRCN Series 2&#x201d;). In connection with the issuance of LRCN Series 2, the Bank issued U.S.$600&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#x201c;the Series 2 AT1 Notes&#x201d;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;(11)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The then-prevailing five-year U.S. Treasury Rate. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(12)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;On June&#160;16, 2022, the Bank issued $1,500&#160;million 7.023% Fixed Rate Resetting Limited Recourse Capital Notes Series 3 (NVCC) (&#x201c;LRCN Series 3&#x201d;). In connection with the issuance of LRCN Series 3, the Bank issued $1,500&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#x201c;the Series 3 AT1 Notes&#x201d;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(13)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;On October&#160;25, 2022, the Bank issued U.S.$750&#160;million 8.625% Fixed Rate Resetting Limited Recourse Capital Notes Series 4 (NVCC) (&#x201c;LRCN Series 4&#x201d;). In connection with the issuance of LRCN Series 4, the Bank issued U.S.$750&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#x201c;the Series 4 AT1 Notes&#x201d;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(14)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;On January&#160;12, 2024, the Bank issued U.S.$750&#160;million 8.000% Fixed Rate Resetting Limited Recourse Capital Notes Series 5 (NVCC) (&#x201c;LRCN Series 5&#x201d;). In connection with the issuance of LRCN Series 5, the Bank issued U.S.$750&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#x201c;the Series 5 AT1 Notes&#x201d;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(15)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;On January&#160;31, 2025, the Bank issued USD$1,000&#160;million of 7.350% Fixed Rate Resetting Limited Recourse Capital Notes Series &lt;div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;"&gt;6 (NVCC) (&#x201c;LRCN Series 6&#x201d;).&lt;/div&gt; In connection with the issuance of LRCN Series 6, the Bank issued U.S.$1,000&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC)&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;(&#x201c;the Series 6 AT1 Notes&#x201d;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(16)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;On September 29, 2025, the Bank issued USD$1,000 million of 6.875% Fixed Rate Resetting Limited Recourse Capital Notes Series &lt;div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;"&gt;7 (NVCC) (&#x201c;LRCN Series 7&#x201d;).&lt;/div&gt; In connection with the issuance of LRCN Series 7, the Bank issued U.S.$1,000 million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC)&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;(&#x201c;the Series 7 AT1 Notes&#x201d;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Contractual NVCC provisions contained in the Bank&#x2019;s Subordinated Additional Tier 1 Capital Notes, including those issued to Scotiabank LRCN Trust as recourse assets in respect of the LRCNs, trigger conversion of these securities into a variable number of common shares if OSFI announces that the Bank has ceased, or is about to cease, to be viable, or if a federal or provincial government in Canada publicly announces that the Bank has accepted or agreed to accept a capital injection, or equivalent support, from the federal government or any provincial government or political subdivision or agent thereof without which the Bank would have been determined by OSFI to be &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-viable.&lt;/div&gt; If such a conversion were to occur, outstanding Subordinated Additional Tier 1 Capital Notes (NVCC), would be converted into common shares pursuant to an automatic conversion formula defined as 125% of the par value plus accrued and unpaid interest divided by the conversion price. The conversion price is based on the greater of: (i) $5.00 (subject to adjustments in certain events and converted to U.S. dollar-equivalent, where applicable, each as set out in their respective prospectus supplements), and (ii)&#160;the current market price of the Bank&#x2019;s common shares at the time of the trigger event &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;(10-day&lt;/div&gt; weighted average and converted to U.S. dollar-equivalent, where applicable). U.S. dollar equivalents of the floor price and the current market price, where applicable, are based on the CAD/USD exchange rate on the day prior to the trigger event. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The notes above have been determined to be compound instruments that have both equity and liability features. At inception, the fair value of the liability component is initially measured with any residual amount assigned to the equity component. On the respective dates of issuance, the &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="line-height:normal;display: inline;"&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Bank has assigned an insignificant value to each liability component of the notes and, as a result, the proceeds received upon issuance of the notes have been presented as equity. The Bank will continue to monitor events that could impact the value of the liability component. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;During the year ended October&#160;31, 2025, the Bank paid aggregate distributions on these notes of $506&#160;million (2024 &#x2013; $469 million), net of income taxes of $120&#160;million (2024 &#x2013; $93 million), based on exchange rates in effect on the payment dates, where applicable. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(c)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Restrictions on payment of dividends and retirement of shares &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Under the Bank Act, the Bank is prohibited from declaring or paying any dividends on its common or preferred shares or redeeming, purchasing or otherwise retiring such shares when the Bank is, or would be placed by such a declaration or retirement, in contravention of the capital adequacy, liquidity or any other regulatory directives issued under the Bank Act. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In the event that applicable cash distributions on any of the Scotiabank Trust Securities are not paid on a regular distribution date, the Bank has undertaken not to pay dividends of any kind on its preferred or common shares until such distributions are made in full or the twelfth month following the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-payment&lt;/div&gt; of such distributions. Similarly, should the Bank fail to declare regular dividends on any of its directly issued and outstanding preferred or common shares, cash distributions will also not be made on any of the Scotiabank Trust Securities. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In the event that distributions are not paid in full on the Bank&#x2019;s Subordinated Additional Tier 1 Capital Notes (NVCC), including those issued as recourse assets in respect of LRCNs to Scotiabank LRCN Trust where the trustee has not waived such distributions or no longer holds the respective AT1 Notes, the Bank has undertaken not to declare dividends on its common or preferred shares or redeem, purchase or otherwise retire such shares until the month commencing after such distributions have been made in full. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In the event that dividends to which preferred shareholders are then entitled have not been paid or sufficient funds have not been set aside to do so, the Bank has undertaken not to declare dividends on its common shares or redeem, purchase or otherwise retire its common shares. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Currently, the above limitations do not restrict the payment of dividends on or retirement of preferred or common shares. &lt;/div&gt; </ifrs-full:DisclosureOfShareCapitalReservesAndOtherEquityInterestExplanatory>
    <bns:SummaryOfCommonSharesIssuedAndFullyPaidExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-184240"> &lt;div style="margin-top:0pt; margin-bottom:0pt; text-indent:3%; font-size:8pt; font-family:arial"&gt;An unlimited number of common shares without nominal or par value. &lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Issued and fully paid: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:59%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Number&#160;of&#160;shares&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Number of shares&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Outstanding at beginning of year&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,244,435,686&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,054&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,214,044,420&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20,109&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Issued in relation to share-based payments, net (Note 25)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,709,942&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;210&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;497,930&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;37&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Issued in relation to the Shareholder Dividend and Share Purchase Plan&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29,893,336&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,908&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Repurchased for cancellation under the Normal Course Issuer Bid&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(10,839,890&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(197&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Outstanding at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,236,305,738&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,067&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,244,435,686&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;22,054&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Effective November&#160;1, 2024, and until such time as the Bank elects otherwise, the Bank has suspended the discount to the Average Market Price (as defined in the Plan) for dividend reinvestments and stock dividends under the Plan and has discontinued issuances of common shares from treasury under the Plan. Additionally, effective November&#160;1, 2024, and until such time as the Bank elects otherwise, purchases of common shares under the Plan will be made in the secondary market in accordance with the provisions of the Plan. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;In the normal course of business, the Bank&#x2019;s regulated Dealer subsidiary purchases and sells the Bank&#x2019;s common shares to facilitate trading/institutional client activity. During fiscal 2025, the number of such shares bought was 30,855,084 and sold was&#160;30,855,333&#160;(2024 &#x2013; 26,564,849 bought and 26,566,901 sold). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:SummaryOfCommonSharesIssuedAndFullyPaidExplanatory>
    <ifrs-full:NumberOfSharesIssuedAndFullyPaid
      contextRef="PAsOn10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="INF"
      id="ixv-213175"
      unitRef="Unit_shares">1244435686</ifrs-full:NumberOfSharesIssuedAndFullyPaid>
    <ifrs-full:Equity
      contextRef="PAsOn10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="-6"
      id="ixv-213176"
      unitRef="Unit_CAD">22054000000</ifrs-full:Equity>
    <ifrs-full:NumberOfSharesIssuedAndFullyPaid
      contextRef="PAsOn10_31_2023_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="INF"
      id="ixv-213177"
      unitRef="Unit_shares">1214044420</ifrs-full:NumberOfSharesIssuedAndFullyPaid>
    <ifrs-full:Equity
      contextRef="PAsOn10_31_2023_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="-6"
      id="ixv-213178"
      unitRef="Unit_CAD">20109000000</ifrs-full:Equity>
    <bns:NumberOfSharesIssuedUnderShareholderDividendAndSharePurchasePlan
      contextRef="P11_01_2024To10_31_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="0"
      id="ixv-213179"
      unitRef="Unit_shares">2709942</bns:NumberOfSharesIssuedUnderShareholderDividendAndSharePurchasePlan>
    <ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions
      contextRef="P11_01_2024To10_31_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="-6"
      id="ixv-213180"
      unitRef="Unit_CAD">210000000</ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions>
    <bns:NumberOfSharesIssuedUnderShareholderDividendAndSharePurchasePlan
      contextRef="P11_01_2023To10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="INF"
      id="ixv-213181"
      unitRef="Unit_shares">497930</bns:NumberOfSharesIssuedUnderShareholderDividendAndSharePurchasePlan>
    <ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions
      contextRef="P11_01_2023To10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="-6"
      id="ixv-213182"
      unitRef="Unit_CAD">37000000</ifrs-full:IncreaseDecreaseThroughSharebasedPaymentTransactions>
    <bns:NumberOfSharesIssuedInRelationToTheDividendReinvestmentAndSharePurchasePlan
      contextRef="P11_01_2023To10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="INF"
      id="Fact_151226140"
      unitRef="Unit_shares">29893336</bns:NumberOfSharesIssuedInRelationToTheDividendReinvestmentAndSharePurchasePlan>
    <bns:IncreaseDecreaseThroughDividendReinvestmentAndSharePurchasePlan
      contextRef="P11_01_2023To10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="-6"
      id="Fact_151226139"
      unitRef="Unit_CAD">1908000000</bns:IncreaseDecreaseThroughDividendReinvestmentAndSharePurchasePlan>
    <bns:SharesRepurchasedAndCancelledShares
      contextRef="P11_01_2024To10_31_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="INF"
      id="ixv-213185"
      unitRef="Unit_shares">10839890</bns:SharesRepurchasedAndCancelledShares>
    <ifrs-full:ReductionOfIssuedCapital
      contextRef="P11_01_2024To10_31_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="-6"
      id="ixv-213186"
      unitRef="Unit_CAD">197000000</ifrs-full:ReductionOfIssuedCapital>
    <ifrs-full:NumberOfSharesIssuedAndFullyPaid
      contextRef="PAsOn10_31_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="INF"
      id="Fact_151224234"
      unitRef="Unit_shares">1236305738</ifrs-full:NumberOfSharesIssuedAndFullyPaid>
    <ifrs-full:Equity
      contextRef="PAsOn10_31_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="-6"
      id="ixv-213188"
      unitRef="Unit_CAD">22067000000</ifrs-full:Equity>
    <ifrs-full:NumberOfSharesIssuedAndFullyPaid
      contextRef="PAsOn10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="INF"
      id="Fact_151224233"
      unitRef="Unit_shares">1244435686</ifrs-full:NumberOfSharesIssuedAndFullyPaid>
    <ifrs-full:Equity
      contextRef="PAsOn10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="-6"
      id="ixv-213190"
      unitRef="Unit_CAD">22054000000</ifrs-full:Equity>
    <bns:SharesBoughtToFacilitateTradingInstitutionalClientActivity
      contextRef="PAsOn10_31_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="0"
      id="ixv-213191"
      unitRef="Unit_shares">30855084</bns:SharesBoughtToFacilitateTradingInstitutionalClientActivity>
    <bns:SharesSoldToFacilitateTradingInstitutionalClientActivity
      contextRef="PAsOn10_31_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="0"
      id="ixv-213192"
      unitRef="Unit_shares">30855333</bns:SharesSoldToFacilitateTradingInstitutionalClientActivity>
    <bns:SharesBoughtToFacilitateTradingInstitutionalClientActivity
      contextRef="PAsOn10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="0"
      id="ixv-213193"
      unitRef="Unit_shares">26564849</bns:SharesBoughtToFacilitateTradingInstitutionalClientActivity>
    <bns:SharesSoldToFacilitateTradingInstitutionalClientActivity
      contextRef="PAsOn10_31_2024_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="0"
      id="ixv-213194"
      unitRef="Unit_shares">26566901</bns:SharesSoldToFacilitateTradingInstitutionalClientActivity>
    <ifrs-full:DividendsPaidOrdinaryShares
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-213195"
      unitRef="Unit_CAD">5369000000</ifrs-full:DividendsPaidOrdinaryShares>
    <ifrs-full:DividendsPaidOrdinarySharesPerShare
      contextRef="P11_01_2024To10_31_2025"
      decimals="2"
      id="ixv-213196"
      unitRef="Unit_CAD_per_Share">4.32</ifrs-full:DividendsPaidOrdinarySharesPerShare>
    <ifrs-full:DividendsPaidOrdinaryShares
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-213197"
      unitRef="Unit_CAD">5198000000</ifrs-full:DividendsPaidOrdinaryShares>
    <ifrs-full:DividendsPaidOrdinarySharesPerShare
      contextRef="P11_01_2023To10_31_2024"
      decimals="2"
      id="ixv-213198"
      unitRef="Unit_CAD_per_Share">4.24</ifrs-full:DividendsPaidOrdinarySharesPerShare>
    <bns:DividendsDeclaredPerOrdinaryShares
      contextRef="P12_02_2024To12_02_2024"
      decimals="2"
      id="ixv-213199"
      unitRef="Unit_CAD_per_Share">1.1</bns:DividendsDeclaredPerOrdinaryShares>
    <bns:DividendsRecordDate contextRef="P12_02_2024To12_02_2024" id="ixv-213200">2026-01-06</bns:DividendsRecordDate>
    <bns:DividendPayableDate contextRef="P12_02_2024To12_02_2024" id="ixv-213201">2026-01-28</bns:DividendPayableDate>
    <bns:RepurchasedForCancellationOfCommonShare
      contextRef="PAsOn05_28_2025"
      decimals="-6"
      id="ixv-213202"
      unitRef="Unit_shares">20000000</bns:RepurchasedForCancellationOfCommonShare>
    <bns:RepurchasedForCancellationOfCommonShare
      contextRef="PAsOn10_31_2025"
      decimals="-5"
      id="ixv-213203"
      unitRef="Unit_shares">10800000</bns:RepurchasedForCancellationOfCommonShare>
    <bns:AveragePricePerShare
      contextRef="PAsOn05_28_2025_OrdinarySharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="2"
      id="ixv-213204"
      unitRef="Unit_CAD_per_Share">82.57</bns:AveragePricePerShare>
    <bns:IncreaseDecreaseInRepurchaseOfCancellationOfChares
      contextRef="P05_28_2025To05_28_2025"
      decimals="-6"
      id="ixv-213205"
      unitRef="Unit_CAD">913000000</bns:IncreaseDecreaseInRepurchaseOfCancellationOfChares>
    <bns:NumberOfSharesIssuedOrIssuableUponConversionOfConvertibleInstrument
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-213206"
      unitRef="Unit_shares">4863000000</bns:NumberOfSharesIssuedOrIssuableUponConversionOfConvertibleInstrument>
    <bns:NumberOfSharesIssuedOrIssuableUponConversionOfConvertibleInstrument
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-213207"
      unitRef="Unit_shares">4582000000</bns:NumberOfSharesIssuedOrIssuableUponConversionOfConvertibleInstrument>
    <bns:DisclosureOfOtherEquityInstrumentsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-184514"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Other equity instruments are comprised of NVCC additional Tier 1 qualifying regulatory capital notes: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:32%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;First issue date/&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;Series number&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Notional&lt;br/&gt; Amount&lt;br/&gt; (millions)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next reset&lt;br/&gt; date&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;rate&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest&lt;br/&gt; rate after&lt;br/&gt; reset&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Next&lt;br/&gt; redemption&lt;br/&gt; date&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Redemption&lt;br/&gt; frequency&lt;br/&gt; after reset&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1) &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(millions)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Distributions&lt;br/&gt; paid per&lt;br/&gt; Note&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(millions)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Distributions&lt;br/&gt; paid per&lt;br/&gt; Note&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td colspan="12" style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Subordinated Additional Tier 1 Capital Notes&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)(4)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;October 12, 2017&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(5)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#160;1,250&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;January&#160;12, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;202&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.821&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151228971;display:inline;"&gt;SOFR&lt;/div&gt; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;+2.90961&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(5)&lt;/div&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;%&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;January&#160;12, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;202&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;Quarterly&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,560&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;U.S.$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;73.88&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,560&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;83.86&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;June 4, 2020&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(6)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.900&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;U.S.$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36.75&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,689&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49.00&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td colspan="13" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td colspan="12" style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; font-weight: bold; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"&gt;Limited Recourse Capital Notes&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(3)(7)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"&gt;Series 1&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(8)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,250&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;July&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2026&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.700&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151228576;display:inline;"&gt;GOC&lt;/div&gt; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;+2.761&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(9)&lt;/div&gt;&#160; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;%&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;June&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2026&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;Every&#160;five &lt;div style="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:arial;text-align:right"&gt;years&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,250&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37.00&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,250&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;37.00&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid;"&gt;Series 2&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(10)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;600&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;October&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2026&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.625&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151228578;display:inline;"&gt;UST&lt;/div&gt; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;+2.613&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(11)&lt;/div&gt;&#160; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;%&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;October&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2026&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;Quarterly&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;753&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;U.S.$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36.25&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;753&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36.25&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;Series 3&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(12)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,500&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;July&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2027&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7.023&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151228579;display:inline;"&gt;GOC&lt;/div&gt; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;+3.950&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(9)&lt;/div&gt;&#160; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;%&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;June&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2027&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;Every five &lt;div style="margin-bottom:1pt; margin-top:0pt; font-size:8pt; font-family:arial;text-align:right"&gt;years&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,500&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;70.23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,500&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;70.23&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;Series 4&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(13)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;750&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;October&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2027&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8.625&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151228580;display:inline;"&gt;UST&lt;/div&gt; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;+4.389&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(11)&lt;/div&gt;&#160; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;%&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;October&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2027&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;Quarterly&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,023&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;U.S.$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;86.25&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,023&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;86.25&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;Series 5&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(14)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;750&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;January&#160;27,&lt;br/&gt; 2029&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;br/&gt; &#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8.000&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151228581;display:inline;"&gt;UST&lt;/div&gt; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;+4.017&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(11)&lt;/div&gt;&#160; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;%&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;January&#160;27,&lt;br/&gt; 2029&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;br/&gt; &#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;Quarterly&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,004&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;U.S.$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;80.00&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,004&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;63.33&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;Series 6&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(15)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,000&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;April&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2030&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7.350&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151228582;display:inline;"&gt;UST&lt;/div&gt; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;+2.903&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(11)&lt;/div&gt;&#160; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;%&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;April&#160;27, &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;2030&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0px; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;Quarterly&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,453&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;U.S.$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;54.51&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;Series 7&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(16)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;U.S.$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,000&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;October&#160;27,&lt;br/&gt; 2035&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;br/&gt; &#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.875&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="-sec-ix-hidden:Fact_151228585;display:inline;"&gt;UST&lt;/div&gt; &lt;div style="margin-bottom: 1pt; margin-top: 0pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;+2.734&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(11)&lt;/div&gt;&#160; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 1pt;"&gt;%&#160;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(127, 127, 127); border-bottom-width: 0.75pt; border-bottom-style: solid; white-space: nowrap;"&gt;October 27,&lt;br/&gt;2035&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;br/&gt; &#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;Quarterly&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,396&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;U.S.$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td colspan="12" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Total other equity instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; margin-left: 0em; text-indent: 0em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,939&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;8,779&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Each security is redeemable at the sole discretion of the Bank on the first reset date and every quarter or five years, as applicable, thereafter. Limited Recourse Capital Notes (LRCN) Series 1 and Series 3 are also redeemable in the one month period preceding each reset date. The securities are also redeemable following a regulatory or tax event, as described in the offering documents. All redemptions are subject to regulatory consent and occur at a redemption price of par plus accrued and unpaid interest (unless canceled, where applicable). &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Distributions paid from November&#160;1 to October&#160;31 in the relevant fiscal year per face amount of $1,000 or U.S.$1,000, as applicable. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The securities rank pari passu to each other and are the Bank&#x2019;s direct unsecured obligations, ranking subordinate to Bank&#x2019;s other subordinated indebtedness. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;While interest is payable on the securities when it becomes due, the Bank may, at its sole discretion and with notice, cancel interest payments. Refer to Note 23(c) &#x2013; Restriction on payment of dividends and retirement of shares. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(5)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;CME 3-month Term SOFR. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(6)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;On June&#160;4, 2025, the Bank redeemed US $1,250 million 4.900% Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes at 100% of their principal amount plus accrued and unpaid interest. The redemption of these AT1 Notes resulted in a foreign currency loss of $22&#160;million recorded in Retained Earnings. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;(7)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Interest on LRCN is &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-deferrable,&lt;/div&gt; however, &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-payment&lt;/div&gt; of interest that is not cured within &lt;div style="-sec-ix-hidden:hidden151229388;display:inline;"&gt;five business days&lt;/div&gt; results in a Recourse Event. A Recourse Event of the respective Series occurs if (a)&#160;there is &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-payment&lt;/div&gt; in cash by the Bank of the principal amount, together with any accrued and unpaid interest, on the maturity date, (b)&#160;there is &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-payment&lt;/div&gt; in cash of interest which is not cured within 5 business days, (c)&#160;there is &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-payment&lt;/div&gt; in cash of the redemption price in connection with the redemption of the LRCNs, (d)&#160;an event of default occurs (i.e. bankruptcy, insolvency, or liquidation of the Bank), or (e)&#160;there is an NVCC Trigger Event. Upon the occurrence of a Recourse Event, the noteholder&#x2019;s sole recourse will be limited to their proportionate share of the Series&#x2019; respective assets held in Scotiabank LRCN Trust, a consolidated entity, which consist initially of the respective AT1 Notes or, following an NVCC Trigger Event, common shares. Refer to Note&#160;23(c) &#x2013; Restriction on payment of dividends and retirement of shares. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;(8)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;On June&#160;15, 2021, the Bank issued $1,250&#160;million 3.70% Fixed Rate Resetting Limited Recourse Capital Notes Series 1 (NVCC) (&#x201c;LRCN Series 1&#x201d;). In connection with the issuance of LRCN Series 1, the Bank issued $1,250&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#x201c;the Series 1 AT1 Notes&#x201d;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;(9)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The then-prevailing five-year Government of Canada yield. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;(10)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;On October&#160;7, 2021, the Bank issued U.S.$600&#160;million 3.625% Fixed Rate Resetting Limited Recourse Capital Notes Series 2 (NVCC) (&#x201c;LRCN Series 2&#x201d;). In connection with the issuance of LRCN Series 2, the Bank issued U.S.$600&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#x201c;the Series 2 AT1 Notes&#x201d;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;(11)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The then-prevailing five-year U.S. Treasury Rate. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(12)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;On June&#160;16, 2022, the Bank issued $1,500&#160;million 7.023% Fixed Rate Resetting Limited Recourse Capital Notes Series 3 (NVCC) (&#x201c;LRCN Series 3&#x201d;). In connection with the issuance of LRCN Series 3, the Bank issued $1,500&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#x201c;the Series 3 AT1 Notes&#x201d;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(13)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;On October&#160;25, 2022, the Bank issued U.S.$750&#160;million 8.625% Fixed Rate Resetting Limited Recourse Capital Notes Series 4 (NVCC) (&#x201c;LRCN Series 4&#x201d;). In connection with the issuance of LRCN Series 4, the Bank issued U.S.$750&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#x201c;the Series 4 AT1 Notes&#x201d;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(14)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;On January&#160;12, 2024, the Bank issued U.S.$750&#160;million 8.000% Fixed Rate Resetting Limited Recourse Capital Notes Series 5 (NVCC) (&#x201c;LRCN Series 5&#x201d;). In connection with the issuance of LRCN Series 5, the Bank issued U.S.$750&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#x201c;the Series 5 AT1 Notes&#x201d;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(15)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;On January&#160;31, 2025, the Bank issued USD$1,000&#160;million of 7.350% Fixed Rate Resetting Limited Recourse Capital Notes Series &lt;div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;"&gt;6 (NVCC) (&#x201c;LRCN Series 6&#x201d;).&lt;/div&gt; In connection with the issuance of LRCN Series 6, the Bank issued U.S.$1,000&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC)&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;(&#x201c;the Series 6 AT1 Notes&#x201d;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(16)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;On September 29, 2025, the Bank issued USD$1,000 million of 6.875% Fixed Rate Resetting Limited Recourse Capital Notes Series &lt;div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;"&gt;7 (NVCC) (&#x201c;LRCN Series 7&#x201d;).&lt;/div&gt; In connection with the issuance of LRCN Series 7, the Bank issued U.S.$1,000 million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC)&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;(&#x201c;the Series 7 AT1 Notes&#x201d;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfOtherEquityInstrumentsExplanatory>
    <bns:OtherEquityInstrumentsIssueDate
      contextRef="P11_01_2024To10_31_2025_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis"
      id="Fact_151228583">2017-10-12</bns:OtherEquityInstrumentsIssueDate>
    <bns:OtherEquityInstrumentsNotionalAmount
      contextRef="PAsOn10_31_2025_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis"
      decimals="-6"
      id="Fact_151228010"
      unitRef="Unit_USD">1250000000</bns:OtherEquityInstrumentsNotionalAmount>
    <bns:OtherEquityInterestPerAnnum
      contextRef="P11_01_2024To10_31_2025_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis"
      decimals="5"
      id="Fact_151228541"
      unitRef="Unit_pure">0.06821</bns:OtherEquityInterestPerAnnum>
    <bns:InterestRateAfterReset
      contextRef="P11_01_2024To10_31_2025_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis"
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      id="Fact_151228974"
      unitRef="Unit_pure">0.0290961</bns:InterestRateAfterReset>
    <bns:RedemptionFrequencyAfterReset
      contextRef="P11_01_2024To10_31_2025_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis"
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    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2025_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis"
      decimals="-6"
      id="Fact_151228510"
      unitRef="Unit_CAD">1560000000</bns:OtherEquityValue>
    <bns:DistributionsPaidPerNote
      contextRef="PAsOn10_31_2025_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis"
      decimals="2"
      id="Fact_151228511"
      unitRef="Unit_USD_per_Share">73.88</bns:DistributionsPaidPerNote>
    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2024_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis"
      decimals="-6"
      id="Fact_151228512"
      unitRef="Unit_CAD">1560000000</bns:OtherEquityValue>
    <bns:DistributionsPaidPerNote
      contextRef="PAsOn10_31_2024_AdditionalTier1CapitalInstrumentsOneMemberifrsfullClassesOfShareCapitalAxis"
      decimals="2"
      id="Fact_151228513"
      unitRef="Unit_USD_per_Share">83.86</bns:DistributionsPaidPerNote>
    <bns:OtherEquityInstrumentsIssueDate
      contextRef="P11_01_2024To10_31_2025_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis"
      id="Fact_151228584">2020-06-04</bns:OtherEquityInstrumentsIssueDate>
    <bns:OtherEquityInterestPerAnnum
      contextRef="P11_01_2024To10_31_2025_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis"
      decimals="5"
      id="Fact_151222638"
      unitRef="Unit_pure">0.049</bns:OtherEquityInterestPerAnnum>
    <bns:DistributionsPaidPerNote
      contextRef="PAsOn10_31_2025_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis"
      decimals="2"
      id="Fact_151228515"
      unitRef="Unit_USD_per_Share">36.75</bns:DistributionsPaidPerNote>
    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2024_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis"
      decimals="-6"
      id="Fact_151228516"
      unitRef="Unit_CAD">1689000000</bns:OtherEquityValue>
    <bns:DistributionsPaidPerNote
      contextRef="PAsOn10_31_2024_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis"
      decimals="2"
      id="Fact_151228517"
      unitRef="Unit_USD_per_Share">49</bns:DistributionsPaidPerNote>
    <bns:OtherEquityInstrumentsNotionalAmount
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228012"
      unitRef="Unit_CAD">1250000000</bns:OtherEquityInstrumentsNotionalAmount>
    <bns:OtherEquityInterestPerAnnum
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis"
      decimals="5"
      id="Fact_151222639"
      unitRef="Unit_pure">0.037</bns:OtherEquityInterestPerAnnum>
    <bns:InterestRateAfterReset
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis"
      decimals="5"
      id="Fact_151228975"
      unitRef="Unit_pure">0.02761</bns:InterestRateAfterReset>
    <bns:RedemptionFrequencyAfterReset
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis"
      id="Fact_151229324">Every&#160;five years</bns:RedemptionFrequencyAfterReset>
    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228518"
      unitRef="Unit_CAD">1250000000</bns:OtherEquityValue>
    <bns:DistributionsPaidPerNote
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis"
      decimals="2"
      id="Fact_151228519"
      unitRef="Unit_CAD_per_Share">37</bns:DistributionsPaidPerNote>
    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228520"
      unitRef="Unit_CAD">1250000000</bns:OtherEquityValue>
    <bns:DistributionsPaidPerNote
      contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis"
      decimals="2"
      id="Fact_151228521"
      unitRef="Unit_CAD_per_Share">37</bns:DistributionsPaidPerNote>
    <bns:OtherEquityInstrumentsNotionalAmount
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228013"
      unitRef="Unit_USD">600000000</bns:OtherEquityInstrumentsNotionalAmount>
    <bns:OtherEquityInterestPerAnnum
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis"
      decimals="5"
      id="Fact_151222640"
      unitRef="Unit_pure">0.03625</bns:OtherEquityInterestPerAnnum>
    <bns:InterestRateAfterReset
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis"
      decimals="5"
      id="Fact_151228976"
      unitRef="Unit_pure">0.02613</bns:InterestRateAfterReset>
    <bns:RedemptionFrequencyAfterReset
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis"
      id="Fact_151229335">Quarterly</bns:RedemptionFrequencyAfterReset>
    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228522"
      unitRef="Unit_CAD">753000000</bns:OtherEquityValue>
    <bns:DistributionsPaidPerNote
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis"
      decimals="2"
      id="Fact_151228523"
      unitRef="Unit_USD_per_Share">36.25</bns:DistributionsPaidPerNote>
    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228524"
      unitRef="Unit_CAD">753000000</bns:OtherEquityValue>
    <bns:DistributionsPaidPerNote
      contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesTwoMemberifrsfullBorrowingsByNameAxis"
      decimals="2"
      id="Fact_151228525"
      unitRef="Unit_USD_per_Share">36.25</bns:DistributionsPaidPerNote>
    <bns:OtherEquityInstrumentsNotionalAmount
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228014"
      unitRef="Unit_CAD">1500000000</bns:OtherEquityInstrumentsNotionalAmount>
    <bns:OtherEquityInterestPerAnnum
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis"
      decimals="5"
      id="Fact_151222641"
      unitRef="Unit_pure">0.07023</bns:OtherEquityInterestPerAnnum>
    <bns:InterestRateAfterReset
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis"
      decimals="5"
      id="Fact_151228977"
      unitRef="Unit_pure">0.0395</bns:InterestRateAfterReset>
    <bns:RedemptionFrequencyAfterReset
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis"
      id="Fact_151229325">Every five years</bns:RedemptionFrequencyAfterReset>
    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228526"
      unitRef="Unit_CAD">1500000000</bns:OtherEquityValue>
    <bns:DistributionsPaidPerNote
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis"
      decimals="2"
      id="Fact_151228527"
      unitRef="Unit_CAD_per_Share">70.23</bns:DistributionsPaidPerNote>
    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228528"
      unitRef="Unit_CAD">1500000000</bns:OtherEquityValue>
    <bns:DistributionsPaidPerNote
      contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesThreeMemberifrsfullBorrowingsByNameAxis"
      decimals="2"
      id="Fact_151228529"
      unitRef="Unit_CAD_per_Share">70.23</bns:DistributionsPaidPerNote>
    <bns:OtherEquityInstrumentsNotionalAmount
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228015"
      unitRef="Unit_USD">750000000</bns:OtherEquityInstrumentsNotionalAmount>
    <bns:OtherEquityInterestPerAnnum
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis"
      decimals="5"
      id="Fact_151222642"
      unitRef="Unit_pure">0.08625</bns:OtherEquityInterestPerAnnum>
    <bns:InterestRateAfterReset
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis"
      decimals="5"
      id="Fact_151228978"
      unitRef="Unit_pure">0.04389</bns:InterestRateAfterReset>
    <bns:RedemptionFrequencyAfterReset
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis"
      id="Fact_151229337">Quarterly</bns:RedemptionFrequencyAfterReset>
    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228530"
      unitRef="Unit_CAD">1023000000</bns:OtherEquityValue>
    <bns:DistributionsPaidPerNote
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis"
      decimals="2"
      id="Fact_151228531"
      unitRef="Unit_USD_per_Share">86.25</bns:DistributionsPaidPerNote>
    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228532"
      unitRef="Unit_CAD">1023000000</bns:OtherEquityValue>
    <bns:DistributionsPaidPerNote
      contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesFourMemberifrsfullBorrowingsByNameAxis"
      decimals="2"
      id="Fact_151229326"
      unitRef="Unit_USD_per_Share">86.25</bns:DistributionsPaidPerNote>
    <bns:OtherEquityInstrumentsNotionalAmount
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228016"
      unitRef="Unit_USD">750000000</bns:OtherEquityInstrumentsNotionalAmount>
    <bns:OtherEquityInterestPerAnnum
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis"
      decimals="5"
      id="Fact_151222643"
      unitRef="Unit_pure">0.08</bns:OtherEquityInterestPerAnnum>
    <bns:InterestRateAfterReset
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis"
      decimals="5"
      id="Fact_151228979"
      unitRef="Unit_pure">0.04017</bns:InterestRateAfterReset>
    <bns:RedemptionFrequencyAfterReset
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis"
      id="Fact_151229338">Quarterly</bns:RedemptionFrequencyAfterReset>
    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228533"
      unitRef="Unit_CAD">1004000000</bns:OtherEquityValue>
    <bns:DistributionsPaidPerNote
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis"
      decimals="2"
      id="Fact_151229327"
      unitRef="Unit_USD_per_Share">80</bns:DistributionsPaidPerNote>
    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228534"
      unitRef="Unit_CAD">1004000000</bns:OtherEquityValue>
    <bns:DistributionsPaidPerNote
      contextRef="PAsOn10_31_2024_LimitedRecourseCapitalNotesSeriesFiveMemberifrsfullBorrowingsByNameAxis"
      decimals="2"
      id="Fact_151229328"
      unitRef="Unit_USD_per_Share">63.33</bns:DistributionsPaidPerNote>
    <bns:OtherEquityInstrumentsNotionalAmount
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesSixMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151222637"
      unitRef="Unit_USD">1000000000</bns:OtherEquityInstrumentsNotionalAmount>
    <bns:OtherEquityInterestPerAnnum
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesSixMemberifrsfullBorrowingsByNameAxis"
      decimals="5"
      id="Fact_151228540"
      unitRef="Unit_pure">0.0735</bns:OtherEquityInterestPerAnnum>
    <bns:InterestRateAfterReset
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesSixMemberifrsfullBorrowingsByNameAxis"
      decimals="5"
      id="Fact_151228980"
      unitRef="Unit_pure">0.02903</bns:InterestRateAfterReset>
    <bns:RedemptionFrequencyAfterReset
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesSixMemberifrsfullBorrowingsByNameAxis"
      id="Fact_151229339">Quarterly</bns:RedemptionFrequencyAfterReset>
    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesSixMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228535"
      unitRef="Unit_CAD">1453000000</bns:OtherEquityValue>
    <bns:DistributionsPaidPerNote
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesSixMemberifrsfullBorrowingsByNameAxis"
      decimals="2"
      id="Fact_151229329"
      unitRef="Unit_USD_per_Share">54.51</bns:DistributionsPaidPerNote>
    <bns:OtherEquityInstrumentsNotionalAmount
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesSevenMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228508"
      unitRef="Unit_USD">1000000000</bns:OtherEquityInstrumentsNotionalAmount>
    <bns:OtherEquityInterestPerAnnum
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesSevenMemberifrsfullBorrowingsByNameAxis"
      decimals="5"
      id="Fact_151228509"
      unitRef="Unit_pure">0.06875</bns:OtherEquityInterestPerAnnum>
    <bns:InterestRateAfterReset
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesSevenMemberifrsfullBorrowingsByNameAxis"
      decimals="5"
      id="Fact_151228981"
      unitRef="Unit_pure">0.02734</bns:InterestRateAfterReset>
    <bns:RedemptionFrequencyAfterReset
      contextRef="P11_01_2024To10_31_2025_LimitedRecourseCapitalNotesSeriesSevenMemberifrsfullBorrowingsByNameAxis"
      id="Fact_151229323">Quarterly</bns:RedemptionFrequencyAfterReset>
    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesSevenMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="Fact_151228537"
      unitRef="Unit_CAD">1396000000</bns:OtherEquityValue>
    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213272"
      unitRef="Unit_CAD">9939000000</bns:OtherEquityValue>
    <bns:OtherEquityValue
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-213273"
      unitRef="Unit_CAD">8779000000</bns:OtherEquityValue>
    <bns:PerShareAmountOfOtherEquityInstrumentsOnTheBasisOfWhichDistributionIsMade
      contextRef="PAsOn10_31_2025"
      decimals="0"
      id="ixv-213274"
      unitRef="Unit_USD_per_Share">1000</bns:PerShareAmountOfOtherEquityInstrumentsOnTheBasisOfWhichDistributionIsMade>
    <bns:PerShareAmountOfOtherEquityInstrumentsOnTheBasisOfWhichDistributionIsMade
      contextRef="PAsOn10_31_2025"
      decimals="0"
      id="ixv-213275"
      unitRef="Unit_USD_per_Share">1000</bns:PerShareAmountOfOtherEquityInstrumentsOnTheBasisOfWhichDistributionIsMade>
    <bns:RedemptionOfNotesanddebentures
      contextRef="P06_04_2025To06_04_2025_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis"
      decimals="-6"
      id="ixv-213276"
      unitRef="Unit_USD">1250000000</bns:RedemptionOfNotesanddebentures>
    <ifrs-full:BorrowingsInterestRate
      contextRef="PAsOn06_04_2025_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis"
      decimals="5"
      id="ixv-213277"
      unitRef="Unit_pure">0.049</ifrs-full:BorrowingsInterestRate>
    <bns:PercentageOfPrincipalOnNotesRedeemed
      contextRef="PAsOn06_04_2025_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis"
      decimals="2"
      id="ixv-213278"
      unitRef="Unit_pure">1</bns:PercentageOfPrincipalOnNotesRedeemed>
    <ifrs-full:IncreaseDecreaseThroughAppropriationOfRetainedEarnings
      contextRef="P06_04_2025To06_04_2025_AdditionalTier1CapitalInstrumentsTwoMemberifrsfullClassesOfShareCapitalAxis"
      decimals="-6"
      id="ixv-213279"
      unitRef="Unit_CAD">22000000</ifrs-full:IncreaseDecreaseThroughAppropriationOfRetainedEarnings>
    <ifrs-full:NotesAndDebenturesIssued
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis"
      decimals="-6"
      id="ixv-213280"
      unitRef="Unit_CAD">1250000000</ifrs-full:NotesAndDebenturesIssued>
    <ifrs-full:BorrowingsInterestRate
      contextRef="PAsOn10_31_2025_LimitedRecourseCapitalNotesSeriesOneMemberifrsfullBorrowingsByNameAxis"
      decimals="4"
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      unitRef="Unit_pure">0.037</ifrs-full:BorrowingsInterestRate>
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      unitRef="Unit_CAD">1500000000</ifrs-full:NotesAndDebenturesIssued>
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      unitRef="Unit_pure">0.07023</ifrs-full:BorrowingsInterestRate>
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      unitRef="Unit_pure">0.08625</ifrs-full:BorrowingsInterestRate>
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_24" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Capital Management &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The primary regulator over the Bank&#x2019;s consolidated capital adequacy is the Office of the Superintendent of Financial Institutions, Canada (OSFI). The capital adequacy regulations in Canada are largely consistent with international standards set by the Basel Committee on Banking Supervision (BCBS). OSFI requires Canadian deposit-taking institutions to fully implement the Basel III reforms and achieve minimums of 7%, 8.5% and 10.5% for CET1, Tier 1 and Total Capital, respectively. OSFI has also designated the Bank as a domestic systemically important bank &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;(D-SIB),&lt;/div&gt; increasing its minimum capital ratio requirements by 1% across all tiers of capital, in line with the requirements for global systemically important banks. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In addition, OSFI expects &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;D-SIBs&lt;/div&gt; to hold a Domestic Stability Buffer (DSB). In December 2022&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;,&lt;/div&gt; OSFI announced that the DSB will increase to 3.0% of total risk-weighted assets (RWA), effective February&#160;1, 2023, and has increased the DSB&#x2019;s range from 0% to 4.0%. In June 2023, OSFI announced that the DSB will increase to 3.5% of total&#160;RWA, effective November&#160;1, 2023. In addition, in June 2025, OSFI maintained the DSB at 3.5% of RWA. OSFI&#x2019;s minimum regulatory capital ratio requirements, including the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;D-SIB&lt;/div&gt; 1.0% surcharge and its DSB are: 11.5%, 13.0% and 15.0% for Common Equity Tier 1 (CET1), Tier 1 and Total capital ratios, respectively. In addition, the Bank is presently subject to a BCBS countercyclical buffer requirement of approximately eight basis points. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In addition to risk-based capital requirements, the Basel III reforms introduced a simpler, non risk-based Leverage ratio requirement to act as a supplementary measure to its risk-based capital requirements. Institutions are expected to maintain an operating buffer above the 3.5% minimum, including the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;D-SIB&lt;/div&gt; surcharge of 0.5%, effective Q2 2023. &lt;/div&gt;  &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s regulatory capital ratios were as follows: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:78%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Capital&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Common Equity Tier 1 capital&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62,752&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;60,631&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net Tier 1 capital&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;72,790&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;69,499&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total regulatory capital&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;80,908&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;77,708&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total loss absorbing capacity (TLAC)&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;138,049&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;137,752&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Risk-weighted assets/exposures used in calculation of capital ratios&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Risk-weighted assets&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;474,453&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;463,992&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Leverage exposures&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,622,415&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,563,140&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Regulatory ratios&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Common Equity Tier 1 capital ratio&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Tier 1 capital ratio&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total capital ratio&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total loss absorbing capacity ratio&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;29.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Leverage ratio&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total loss absorbing capacity leverage ratio&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8.8&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 2pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The regulatory capital ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#x2013; Capital Adequacy Requirements (November 2023). &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;This measure has been disclosed in this document in accordance with OSFI Guideline &#x2013; Total Loss Absorbing Capacity (September 2018). &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The leverage ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#x2013; Leverage Requirements (February 2023). &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank exceeded the OSFI regulatory minimum capital ratios as at October&#160;31, 2025. &lt;/div&gt; </bns:DisclosureOfCapitalManagementExplanatory>
    <bns:MinimumCapitalAdequateRatioForCommonEquityTierOneCapital
      contextRef="P11_01_2024To10_31_2025"
      decimals="2"
      id="ixv-213306"
      unitRef="Unit_pure">0.07</bns:MinimumCapitalAdequateRatioForCommonEquityTierOneCapital>
    <bns:MinimumCapitalAdequateRatioForTierOneCapital
      contextRef="P11_01_2024To10_31_2025"
      decimals="3"
      id="ixv-213307"
      unitRef="Unit_pure">0.085</bns:MinimumCapitalAdequateRatioForTierOneCapital>
    <bns:MinimumCapitalAdequateRatioForRegulatoryCapital
      contextRef="P11_01_2024To10_31_2025"
      decimals="3"
      id="ixv-213308"
      unitRef="Unit_pure">0.105</bns:MinimumCapitalAdequateRatioForRegulatoryCapital>
    <bns:IncreaseInMinimumCapitalRatioRequirementsAcrossAllTiersOfCapital
      contextRef="P11_01_2024To10_31_2025"
      decimals="2"
      id="ixv-213309"
      unitRef="Unit_pure">0.01</bns:IncreaseInMinimumCapitalRatioRequirementsAcrossAllTiersOfCapital>
    <bns:DomesticStabilityBufferThresholdPercentage
      contextRef="PAsOn12_31_2022"
      decimals="3"
      id="ixv-213310"
      unitRef="Unit_pure">0.03</bns:DomesticStabilityBufferThresholdPercentage>
    <bns:DomesticStabilityBufferThresholdPercentage
      contextRef="PAsOn02_01_2023_BottomOfRangeMemberifrsfullRangeAxis"
      decimals="2"
      id="ixv-213311"
      unitRef="Unit_pure">0</bns:DomesticStabilityBufferThresholdPercentage>
    <bns:DomesticStabilityBufferThresholdPercentage
      contextRef="PAsOn02_01_2023_TopOfRangeMemberifrsfullRangeAxis"
      decimals="3"
      id="ixv-213312"
      unitRef="Unit_pure">0.04</bns:DomesticStabilityBufferThresholdPercentage>
    <bns:DomesticStabilityBufferThresholdPercentage
      contextRef="PAsOn06_30_2023"
      decimals="3"
      id="ixv-213313"
      unitRef="Unit_pure">0.035</bns:DomesticStabilityBufferThresholdPercentage>
    <bns:DomesticStabilityBufferThresholdPercentage
      contextRef="PAsOn06_30_2025"
      decimals="3"
      id="ixv-213314"
      unitRef="Unit_pure">0.035</bns:DomesticStabilityBufferThresholdPercentage>
    <bns:DomesticStabilityBufferThresholdPercentageSurcharge
      contextRef="PAsOn02_01_2023"
      decimals="3"
      id="ixv-213315"
      unitRef="Unit_pure">0.01</bns:DomesticStabilityBufferThresholdPercentageSurcharge>
    <bns:CommonEquityTierOneCapitalThresholdRatio1
      contextRef="PAsOn02_01_2023"
      decimals="3"
      id="ixv-213316"
      unitRef="Unit_pure">0.115</bns:CommonEquityTierOneCapitalThresholdRatio1>
    <bns:TierOneCapitalThresholdRatio
      contextRef="PAsOn02_01_2023"
      decimals="3"
      id="ixv-213317"
      unitRef="Unit_pure">0.13</bns:TierOneCapitalThresholdRatio>
    <bns:TotalCapitalThresholdRatio
      contextRef="PAsOn02_01_2023"
      decimals="3"
      id="ixv-213318"
      unitRef="Unit_pure">0.15</bns:TotalCapitalThresholdRatio>
    <bns:MinimumMaterialOperatingBufferPercentage
      contextRef="P02_01_2023To04_30_2023"
      decimals="3"
      id="ixv-213319"
      unitRef="Unit_pure">0.035</bns:MinimumMaterialOperatingBufferPercentage>
    <bns:DomesticStabilityBufferThresholdPercentageIncrease
      contextRef="PAsOn04_30_2023"
      decimals="3"
      id="ixv-213320"
      unitRef="Unit_pure">0.005</bns:DomesticStabilityBufferThresholdPercentageIncrease>
    <bns:DisclosureOfRegulatoryCapitalAndCapitalRatiosExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-185562"> &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s regulatory capital ratios were as follows: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:78%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Capital&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Common Equity Tier 1 capital&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62,752&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;60,631&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net Tier 1 capital&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;72,790&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;69,499&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total regulatory capital&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;80,908&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;77,708&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total loss absorbing capacity (TLAC)&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;138,049&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;137,752&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Risk-weighted assets/exposures used in calculation of capital ratios&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Risk-weighted assets&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;474,453&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;463,992&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Leverage exposures&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,622,415&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,563,140&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Regulatory ratios&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Common Equity Tier 1 capital ratio&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13.1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Tier 1 capital ratio&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15.3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total capital ratio&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total loss absorbing capacity ratio&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;29.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Leverage ratio&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total loss absorbing capacity leverage ratio&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8.8&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 2pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The regulatory capital ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#x2013; Capital Adequacy Requirements (November 2023). &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;This measure has been disclosed in this document in accordance with OSFI Guideline &#x2013; Total Loss Absorbing Capacity (September 2018). &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The leverage ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#x2013; Leverage Requirements (February 2023). &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfRegulatoryCapitalAndCapitalRatiosExplanatory>
    <bns:CommonEquityTierOneCapitalAmount
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="Fact_151221548"
      unitRef="Unit_CAD">62752000000</bns:CommonEquityTierOneCapitalAmount>
    <bns:CommonEquityTierOneCapitalAmount
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="Fact_151221547"
      unitRef="Unit_CAD">60631000000</bns:CommonEquityTierOneCapitalAmount>
    <bns:TierOneCapital
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="Fact_151221550"
      unitRef="Unit_CAD">72790000000</bns:TierOneCapital>
    <bns:TierOneCapital
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="Fact_151221549"
      unitRef="Unit_CAD">69499000000</bns:TierOneCapital>
    <bns:Capital1
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="Fact_151221551"
      unitRef="Unit_CAD">80908000000</bns:Capital1>
    <bns:Capital1
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="Fact_151221552"
      unitRef="Unit_CAD">77708000000</bns:Capital1>
    <bns:TotalLossAbsorbingCapacity
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="Fact_151229342"
      unitRef="Unit_CAD">138049000000</bns:TotalLossAbsorbingCapacity>
    <bns:TotalLossAbsorbingCapacity
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="Fact_151229343"
      unitRef="Unit_CAD">137752000000</bns:TotalLossAbsorbingCapacity>
    <bns:RiskWeightedAssets
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="Fact_151221851"
      unitRef="Unit_CAD">474453000000</bns:RiskWeightedAssets>
    <bns:RiskWeightedAssets
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="Fact_151221852"
      unitRef="Unit_CAD">463992000000</bns:RiskWeightedAssets>
    <bns:LeverageRatioExposure
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="Fact_151221562"
      unitRef="Unit_CAD">1622415000000</bns:LeverageRatioExposure>
    <bns:LeverageRatioExposure
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="Fact_151221561"
      unitRef="Unit_CAD">1563140000000</bns:LeverageRatioExposure>
    <bns:CommonEquityTierOneCapitalRatio1
      contextRef="PAsOn10_31_2025"
      decimals="3"
      id="Fact_151221553"
      unitRef="Unit_pure">0.132</bns:CommonEquityTierOneCapitalRatio1>
    <bns:CommonEquityTierOneCapitalRatio1
      contextRef="PAsOn10_31_2024"
      decimals="3"
      id="Fact_151221554"
      unitRef="Unit_pure">0.131</bns:CommonEquityTierOneCapitalRatio1>
    <bns:TierOneCapitalRatio
      contextRef="PAsOn10_31_2025"
      decimals="3"
      id="Fact_151221555"
      unitRef="Unit_pure">0.153</bns:TierOneCapitalRatio>
    <bns:TierOneCapitalRatio
      contextRef="PAsOn10_31_2024"
      decimals="3"
      id="Fact_151221556"
      unitRef="Unit_pure">0.15</bns:TierOneCapitalRatio>
    <bns:CapitalRatio
      contextRef="PAsOn10_31_2025"
      decimals="3"
      id="Fact_151221558"
      unitRef="Unit_pure">0.171</bns:CapitalRatio>
    <bns:CapitalRatio
      contextRef="PAsOn10_31_2024"
      decimals="3"
      id="Fact_151221557"
      unitRef="Unit_pure">0.167</bns:CapitalRatio>
    <bns:TotalLossAbsorbingCapacityRatioPercentage
      contextRef="PAsOn10_31_2025"
      decimals="3"
      id="Fact_151229344"
      unitRef="Unit_pure">0.291</bns:TotalLossAbsorbingCapacityRatioPercentage>
    <bns:TotalLossAbsorbingCapacityRatioPercentage
      contextRef="PAsOn10_31_2024"
      decimals="3"
      id="Fact_151229345"
      unitRef="Unit_pure">0.297</bns:TotalLossAbsorbingCapacityRatioPercentage>
    <bns:LeverageRatioPercentage
      contextRef="PAsOn10_31_2025"
      decimals="3"
      id="Fact_151221559"
      unitRef="Unit_pure">0.045</bns:LeverageRatioPercentage>
    <bns:LeverageRatioPercentage
      contextRef="PAsOn10_31_2024"
      decimals="3"
      id="Fact_151221560"
      unitRef="Unit_pure">0.044</bns:LeverageRatioPercentage>
    <bns:TotalLossAbsorbingCapacityLeverageRatioPercentage
      contextRef="PAsOn10_31_2025"
      decimals="3"
      id="Fact_151229346"
      unitRef="Unit_pure">0.085</bns:TotalLossAbsorbingCapacityLeverageRatioPercentage>
    <bns:TotalLossAbsorbingCapacityLeverageRatioPercentage
      contextRef="PAsOn10_31_2024"
      decimals="3"
      id="Fact_151229347"
      unitRef="Unit_pure">0.088</bns:TotalLossAbsorbingCapacityLeverageRatioPercentage>
    <ifrs-full:DisclosureOfSharebasedPaymentArrangementsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-185851">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_25" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Share-Based Payments &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stock option plans &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank grants stock options as part of the Employee Stock Option Plan as well as stand-alone stock appreciation rights (SARs). Options to purchase common shares and/or to receive an equivalent cash payment, as applicable, may be granted to select employees at an exercise price of the higher of the closing price of the Bank&#x2019;s common shares on the TSX on the trading day prior to the grant date or the volume weighted average trading price for the five trading days immediately preceding the grant date. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Stock options granted vest 50% at the end of the third year and 50% at the end of the fourth year. Stock options are exercisable no later than 10 years after the grant date. In the event that the expiry date falls within an insider trading blackout period, the expiry date will be extended for 10 business days after the end of the blackout period. There is a total of 141&#160;million common shares which have been reserved for issuance under the Bank&#x2019;s Employee Stock Option Plan of which 120&#160;million common shares have been issued as a result of the exercise of options and 11&#160;million common shares are committed under outstanding options, leaving 11&#160;million common shares available for issuance as options. Outstanding options expire on dates ranging from December 3, 2025 to December 12, 2034. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The cost of these options is recognized on a graded vesting basis except where the employee is eligible to retire prior to a tranche&#x2019;s vesting date, in which case the cost is recognized between the grant date and the date the employee is eligible to retire. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;The Stock Option Plan includes: &lt;/div&gt;&lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stock options &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:8pt; font-family:arial"&gt;Employee stock options granted are equity-classified stock options which call for settlement in shares. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; margin-left:4%; font-size:8pt; font-family:arial"&gt;The amount recorded in equity &#x2013; other reserves for vested stock options as at October&#160;31, 2025 was $124 million (2024&#160;&#x2013; $124 million). &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; margin-left:4%; font-size:8pt; font-family:arial"&gt;In 2025, an expense of $15&#160;million (2024&#160;&#x2013; $13 million) was recorded in salaries and employee benefits in the Consolidated Statement of Income. As at October&#160;31, 2025, future unrecognized compensation cost for &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-vested&lt;/div&gt; stock options was $8&#160;million (2024&#160;&#x2013; $10 million) which is to be recognized over a weighted-average period of 1.84&#160;years (2024&#160;&#x2013; 2.03 years). &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x2022;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Stock appreciation rights &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; margin-left:4%; font-size:8pt; font-family:arial"&gt;Stand-alone SARs are granted instead of stock options to select employees in countries where local laws may restrict the Bank from issuing shares. When a SAR is exercised, the Bank pays the appreciation amount in cash equal to the rise in the market price of the Bank&#x2019;s common shares since the grant date. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; margin-left:4%; font-size:8pt; font-family:arial"&gt;During fiscal 2025, 119,316&#160;SARs were granted (2024&#160;&#x2013; 81,414) and as at October&#160;31, 2025, 485,684 SARs were outstanding (2024&#160;&#x2013; 570,156), of which 481,880&#160;SARs were vested (2024&#160;&#x2013; 566,349). &lt;/div&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 3pt; margin-bottom: 0pt; margin-left: 4%;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The impact to the Bank&#x2019;s consolidated financial statements of vested and outstanding SARs was not material. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Determination of fair values &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The share-based payment expense for stock options was quantified using the Black-Scholes option pricing model on the date of grant. The fiscal 2025 and 2024 stock option grants were fair valued using the following weighted-average assumptions and resulting fair value per award: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:78%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:6%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&#160;Grant&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024 Grant&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assumptions&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Risk-free interest rate&#160;%&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.77%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.26%&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Expected dividend yield&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.88%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.47%&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Expected price volatility&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;19.33%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19.76%&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Expected life of option&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6.84&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;Years&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.90&#160;Years&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Fair value&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Weighted-average fair value&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8.07&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7.68&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The risk-free rate is based on Canadian treasury bond rates interpolated for the maturity equal to the expected life until exercise of the options. Expected dividend yield is based on historical dividend payout. Expected price volatility is determined based on the historical volatility for compensation. For accounting purposes, an average of the market consensus implied volatility for traded options on our common shares and the historical volatility is used. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Details of the Bank&#x2019;s Employee Stock Option Plan are as follows&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:56%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Number&#160;of&#160;stock&lt;br/&gt; options (000&#x2019;s)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Weighted&#160;average&lt;br/&gt; exercise&#160;price&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Number&#160;of&#160;stock&lt;br/&gt; options (000&#x2019;s)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Weighted&#160;average&lt;br/&gt; exercise price&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Outstanding at beginning of year&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2007;11,456&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;70.75&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,558&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72.74&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Granted&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,587&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;79.13&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,676&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59.99&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Exercised as options&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(2,710&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;72.21&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(498&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;66.04&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Forfeited&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(85&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;70.66&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(600&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;70.34&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Expired&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(161&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;72.62&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,680&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;68.84&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Outstanding at end of year&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,087&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;71.65&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,456&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;70.75&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Exercisable at end of year&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,333&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;75.39&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,737&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;73.10&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Available for grant&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,562&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,902&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:40%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:5%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:5%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:5%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:5%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Options Outstanding&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Options Exercisable&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2025&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Number&#160;of&#160;stock&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;options (000&#x2019;s)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Weighted&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;average remaining&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;contractual&#160;life&#160;(years)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Weighted&#160;average&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;exercise price&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Number&#160;of&#160;stock&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;options (000&#x2019;s)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Weighted&#160;average&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;exercise price&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Range of exercise prices&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;$55.63 to $68.32&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,363&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8.02&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;59.99&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;$68.33 to $74.34&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,423&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.43&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;70.17&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,313&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;71.62&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;$74.35 to $85.46&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,301&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.96&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;81.98&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,020&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83.95&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,087&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.54&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;71.65&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,333&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;75.39&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Excludes SARs. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(b)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Employee share ownership plans &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Eligible employees can contribute up to a specified percentage of salary towards the purchase of common shares of the Bank. In general, the Bank matches &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;50-60%&lt;/div&gt; of eligible contributions, depending on the region, up to a maximum dollar amount, which is expensed in salaries and employee benefits. During 2025, the Bank&#x2019;s contributions totalled $94&#160;million (2024&#160;&#x2013; $94 million). Contributions, which are used to purchase common shares in the open market, do not result in a subsequent expense to the Bank from share price appreciation. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;As at October&#160;31, 2025, an aggregate of 21&#160;million common shares were held under the employee share ownership plans (2024 &#x2013; 21 million). The shares in the employee share ownership plans are considered outstanding for computing the Bank&#x2019;s basic and diluted earnings per share. &lt;/div&gt;&lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(c)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other share-based payment plans &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Other share-based payment plans use notional units that are valued based on the Bank&#x2019;s common share price on the TSX. Most grants of units accumulate dividend equivalents in the form of additional units based on the dividends paid on the Bank&#x2019;s common shares. These plans are settled in cash and, as a result, are liability-classified. Fluctuations in the Bank&#x2019;s share price change the value of the units, which affects the Bank&#x2019;s share-based payment expense. As described below, the value of the Performance Share Units also varies based on Bank performance. Upon exercise or redemption, payments are made to the employees with a corresponding reduction in the accrued liability. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In 2025, an aggregate expense of $394&#160;million (2024 &#x2013; $357 million) was recorded in salaries and employee benefits in the Consolidated Statement of Income for these plans. This expense includes gains from derivatives used to manage the volatility of share-based payments of $345&#160;million (2024&#160;&#x2013;&#160;$196&#160;million &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;gains&lt;/div&gt;). &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;As at October&#160;31, 2025, the share-based payment liability recognized for vested awards under these plans was $1,446&#160;million (2024&#160;&#x2013;&#160;$1,010&#160;million). &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Details of these other share-based payment plans are as follows: &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Deferred Stock Unit Plan (DSU) &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Under the DSU Plan, senior executives may elect to receive all or a portion of their cash bonus under the Annual Incentive Plan (which is expensed for the year awarded in salaries and employee benefits in the Consolidated Statement of Income) in the form of deferred stock units which vest immediately. In addition the DSU plan allows for eligible executives of the Bank to participate in grants that are not allocated from the Annual Incentive Plan election. These grants are subject to specific vesting schedules. Units are redeemable in cash only when an executive ceases to be a Bank employee, and must be redeemed by December&#160;31 of the year following that event. As at October&#160;31, 2025, there were 3,040,333&#160;units (2024 &#x2013; 2,732,877) awarded and outstanding of which 2,179,058&#160;units were vested (2024 &#x2013; 1,893,903). &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Directors&#x2019; Deferred Stock Unit Plan (DDSU) &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Under the DDSU Plan, &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-officer&lt;/div&gt; directors of the Bank may elect to receive all or a portion of their fee for that fiscal year (which is expensed by the Bank in other expenses in the Consolidated Statement of Income) in the form of deferred stock units which vest immediately. Units are redeemable in cash, only following resignation or retirement, and must be redeemed by December&#160;31 of the year following that event. As at October&#160;31, 2025, there were 436,880&#160;units outstanding (2024 &#x2013; 420,889). &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Restricted Share Unit Plan (RSU) &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Under the RSU Plan, select employees receive an award of restricted share units which, for the majority of grants, vest at the end of three years. There are certain grants that provide for a graduated vesting schedule. Upon vesting, all RSU units are paid in cash to the employee. The share-based payment expense is recognized evenly over the vesting period except where the employee is eligible to retire prior to the vesting date in which case, the expense is recognized between the grant date and the date the employee is eligible to retire. As at October&#160;31, 2025, there were 9,438,970&#160;units (2024 &#x2013; 8,478,453) awarded and outstanding of which 6,888,296&#160;units were vested (2024 &#x2013; 5,665,778). &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Performance Share Unit Plan (PSU) &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Eligible executives receive an award of performance share units which, for the majority of grants, vest at the end of three years. Certain grants provide for a graduated vesting schedule which includes a specific performance factor calculation. PSU awards are subject to performance criteria measured over a three-year period whereby a multiplier factor is applied which impacts the incremental number of units due to employees. The three-year performance measures include return on equity compared to target and total shareholder return relative to a comparator group selected prior to the granting of the award. The Bank uses a probability-weighted-average of potential outcomes to estimate the multiplier impact. The share-based payment expense is recognized over the vesting period except where the employee is eligible to retire prior to the vesting date; in which case, the expense is recognized between the grant date and the date the employee is eligible to retire. This expense varies based on changes in the Bank&#x2019;s share price and the Bank&#x2019;s performance compared to the performance measures. Upon vesting, the units are paid in cash to the employee. As at October&#160;31, 2025, there were 7,026,302&#160;units (2024 &#x2013; 6,766,501) outstanding subject to performance criteria, of which 6,010,837&#160;units were vested (2024 &#x2013; 4,843,892). &lt;/div&gt;</ifrs-full:DisclosureOfSharebasedPaymentArrangementsExplanatory>
    <bns:SharebasedPaymentArrangementVestingRightsPercentage
      contextRef="P11_01_2024To10_31_2025_ShareBasedCompensationsAwardTrancheOneMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213346"
      unitRef="Unit_pure">0.50</bns:SharebasedPaymentArrangementVestingRightsPercentage>
    <bns:SharebasedPaymentArrangementVestingRightsPercentage
      contextRef="P11_01_2024To10_31_2025_ShareBasedCompensationsAwardTrancheTwoMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213347"
      unitRef="Unit_pure">0.50</bns:SharebasedPaymentArrangementVestingRightsPercentage>
    <bns:StockOptionExercisablePeriod contextRef="P11_01_2024To10_31_2025" id="ixv-213348">P10Y</bns:StockOptionExercisablePeriod>
    <bns:NumberOfBusinessDays
      contextRef="P11_01_2024To10_31_2025"
      decimals="INF"
      id="ixv-213349"
      unitRef="Unit_D">10</bns:NumberOfBusinessDays>
    <ifrs-full:SharesReservedForIssueUnderOptionsAndContractsForSaleOfShares
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-6"
      id="ixv-213350"
      unitRef="Unit_shares">141000000</ifrs-full:SharesReservedForIssueUnderOptionsAndContractsForSaleOfShares>
    <ifrs-full:NumberOfSharesIssued
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-6"
      id="ixv-213351"
      unitRef="Unit_shares">120000000</ifrs-full:NumberOfSharesIssued>
    <bns:NumberOfSharesCommitedUnderOutstandingOption
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-6"
      id="ixv-213352"
      unitRef="Unit_shares">11000000</bns:NumberOfSharesCommitedUnderOutstandingOption>
    <bns:NumberOfCommonSharesReservedForFutureIssuance
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-6"
      id="ixv-213353"
      unitRef="Unit_shares">11000000</bns:NumberOfCommonSharesReservedForFutureIssuance>
    <bns:ShareOptionsOutstandingExpiryDate
      contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis"
      id="ixv-213354">2025-12-03</bns:ShareOptionsOutstandingExpiryDate>
    <bns:ShareOptionsOutstandingExpiryDate
      contextRef="P11_01_2024To10_31_2025_TopOfRangeMemberifrsfullRangeAxis"
      id="ixv-213355">2034-12-12</bns:ShareOptionsOutstandingExpiryDate>
    <ifrs-full:ReserveOfEquityComponentOfConvertibleInstruments
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-6"
      id="ixv-213356"
      unitRef="Unit_CAD">124000000</ifrs-full:ReserveOfEquityComponentOfConvertibleInstruments>
    <ifrs-full:ReserveOfEquityComponentOfConvertibleInstruments
      contextRef="PAsOn10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-6"
      id="ixv-213357"
      unitRef="Unit_CAD">124000000</ifrs-full:ReserveOfEquityComponentOfConvertibleInstruments>
    <ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_SalariesAndEmployeeBenefitsMemberBNSIncomeStatementLocation1Axis"
      decimals="-6"
      id="ixv-213358"
      unitRef="Unit_CAD">15000000</ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees>
    <ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees
      contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_SalariesAndEmployeeBenefitsMemberBNSIncomeStatementLocation1Axis"
      decimals="-6"
      id="ixv-213359"
      unitRef="Unit_CAD">13000000</ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees>
    <bns:UnrecognizedCompensationCostRelatedToUnvestedStockOptions
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_SalariesAndEmployeeBenefitsMemberBNSIncomeStatementLocation1Axis"
      decimals="-6"
      id="ixv-213360"
      unitRef="Unit_CAD">8000000</bns:UnrecognizedCompensationCostRelatedToUnvestedStockOptions>
    <bns:UnrecognizedCompensationCostRelatedToUnvestedStockOptions
      contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_SalariesAndEmployeeBenefitsMemberBNSIncomeStatementLocation1Axis"
      decimals="-6"
      id="ixv-213361"
      unitRef="Unit_CAD">10000000</bns:UnrecognizedCompensationCostRelatedToUnvestedStockOptions>
    <bns:UnrecognizedSharebasedPaymentsCompensationCostRecognisedPeriod
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      id="ixv-213362">P1Y10M2D</bns:UnrecognizedSharebasedPaymentsCompensationCostRecognisedPeriod>
    <bns:UnrecognizedSharebasedPaymentsCompensationCostRecognisedPeriod
      contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      id="ixv-213363">P2Y10D</bns:UnrecognizedSharebasedPaymentsCompensationCostRecognisedPeriod>
    <ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement
      contextRef="P11_01_2024To10_31_2025_StockAppreciationRightsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="0"
      id="ixv-213364"
      unitRef="Unit_pure">119316</ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement>
    <ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement
      contextRef="P11_01_2023To10_31_2024_StockAppreciationRightsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="0"
      id="ixv-213365"
      unitRef="Unit_pure">81414</ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement>
    <ifrs-full:NumberOfOutstandingShareOptions
      contextRef="PAsOn10_31_2025_StockAppreciationRightsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="0"
      id="ixv-213366"
      unitRef="Unit_pure">485684</ifrs-full:NumberOfOutstandingShareOptions>
    <ifrs-full:NumberOfOutstandingShareOptions
      contextRef="PAsOn10_31_2024_StockAppreciationRightsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="0"
      id="ixv-213367"
      unitRef="Unit_pure">570156</ifrs-full:NumberOfOutstandingShareOptions>
    <bns:NumberOfShareOptionsVestedInSharebasedPaymentArrangement
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      decimals="0"
      id="ixv-213368"
      unitRef="Unit_pure">481880</bns:NumberOfShareOptionsVestedInSharebasedPaymentArrangement>
    <bns:NumberOfShareOptionsVestedInSharebasedPaymentArrangement
      contextRef="PAsOn10_31_2024_StockAppreciationRightsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="0"
      id="ixv-213369"
      unitRef="Unit_pure">566349</bns:NumberOfShareOptionsVestedInSharebasedPaymentArrangement>
    <ifrs-full:DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      id="ixv-185924">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:78%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:6%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&#160;Grant&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024 Grant&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assumptions&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Risk-free interest rate&#160;%&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2.77%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.26%&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Expected dividend yield&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.88%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.47%&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Expected price volatility&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;19.33%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19.76%&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Expected life of option&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6.84&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;Years&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.90&#160;Years&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Fair value&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Weighted-average fair value&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8.07&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7.68&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfIndirectMeasurementOfFairValueOfGoodsOrServicesReceivedShareOptionsGrantedDuringPeriodExplanatory>
    <ifrs-full:DescriptionOfRiskFreeInterestRateShareOptionsGranted
      contextRef="P11_01_2024To10_31_2025_TwoThousandAndTwentyFiveStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="4"
      id="ixv-213370"
      unitRef="Unit_pure">0.0277</ifrs-full:DescriptionOfRiskFreeInterestRateShareOptionsGranted>
    <ifrs-full:DescriptionOfRiskFreeInterestRateShareOptionsGranted
      contextRef="P11_01_2023To10_31_2024_TwoThousandAndTwentyFourStockOptionMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="4"
      id="ixv-213371"
      unitRef="Unit_pure">0.0326</ifrs-full:DescriptionOfRiskFreeInterestRateShareOptionsGranted>
    <ifrs-full:ExpectedDividendAsPercentageShareOptionsGranted
      contextRef="P11_01_2024To10_31_2025_TwoThousandAndTwentyFiveStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="4"
      id="ixv-213372"
      unitRef="Unit_pure">0.0488</ifrs-full:ExpectedDividendAsPercentageShareOptionsGranted>
    <ifrs-full:ExpectedDividendAsPercentageShareOptionsGranted
      contextRef="P11_01_2023To10_31_2024_TwoThousandAndTwentyFourStockOptionMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="4"
      id="ixv-213373"
      unitRef="Unit_pure">0.0447</ifrs-full:ExpectedDividendAsPercentageShareOptionsGranted>
    <ifrs-full:DescriptionOfExpectedVolatilityShareOptionsGranted
      contextRef="P11_01_2024To10_31_2025_TwoThousandAndTwentyFiveStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="4"
      id="ixv-213374"
      unitRef="Unit_pure">0.1933</ifrs-full:DescriptionOfExpectedVolatilityShareOptionsGranted>
    <ifrs-full:DescriptionOfExpectedVolatilityShareOptionsGranted
      contextRef="P11_01_2023To10_31_2024_TwoThousandAndTwentyFourStockOptionMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="4"
      id="ixv-213375"
      unitRef="Unit_pure">0.1976</ifrs-full:DescriptionOfExpectedVolatilityShareOptionsGranted>
    <ifrs-full:DescriptionOfOptionLifeShareOptionsGranted
      contextRef="P11_01_2024To10_31_2025_TwoThousandAndTwentyFiveStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213376"
      unitRef="Unit_Y">6.84</ifrs-full:DescriptionOfOptionLifeShareOptionsGranted>
    <ifrs-full:DescriptionOfOptionLifeShareOptionsGranted
      contextRef="P11_01_2023To10_31_2024_TwoThousandAndTwentyFourStockOptionMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213377"
      unitRef="Unit_Y">6.9</ifrs-full:DescriptionOfOptionLifeShareOptionsGranted>
    <ifrs-full:WeightedAverageSharePriceShareOptionsGranted2019
      contextRef="P11_01_2024To10_31_2025_TwoThousandAndTwentyFiveStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213378"
      unitRef="Unit_CAD_per_Share">8.07</ifrs-full:WeightedAverageSharePriceShareOptionsGranted2019>
    <ifrs-full:WeightedAverageSharePriceShareOptionsGranted2019
      contextRef="P11_01_2023To10_31_2024_TwoThousandAndTwentyFourStockOptionMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213379"
      unitRef="Unit_CAD_per_Share">7.68</ifrs-full:WeightedAverageSharePriceShareOptionsGranted2019>
    <ifrs-full:DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-186061">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:56%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Number&#160;of&#160;stock&lt;br/&gt; options (000&#x2019;s)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Weighted&#160;average&lt;br/&gt; exercise&#160;price&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Number&#160;of&#160;stock&lt;br/&gt; options (000&#x2019;s)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Weighted&#160;average&lt;br/&gt; exercise price&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Outstanding at beginning of year&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2007;11,456&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;70.75&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,558&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72.74&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Granted&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,587&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;79.13&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,676&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59.99&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Exercised as options&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(2,710&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;72.21&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(498&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;66.04&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Forfeited&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(85&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;70.66&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(600&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;70.34&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Expired&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(161&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;72.62&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,680&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;68.84&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Outstanding at end of year&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,087&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;71.65&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,456&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;70.75&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Exercisable at end of year&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,333&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;75.39&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,737&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;73.10&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Available for grant&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,562&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,902&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfNumberAndWeightedAverageExercisePricesOfShareOptionsExplanatory>
    <ifrs-full:NumberOfOutstandingShareOptions
      contextRef="PAsOn10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213380"
      unitRef="Unit_shares">11456000</ifrs-full:NumberOfOutstandingShareOptions>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019
      contextRef="PAsOn10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213381"
      unitRef="Unit_CAD_per_Share">70.75</ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019>
    <ifrs-full:NumberOfOutstandingShareOptions
      contextRef="PAsOn10_31_2023_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213382"
      unitRef="Unit_shares">11558000</ifrs-full:NumberOfOutstandingShareOptions>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019
      contextRef="PAsOn10_31_2023_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213383"
      unitRef="Unit_CAD_per_Share">72.74</ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019>
    <ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213384"
      unitRef="Unit_shares">1587000</ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement2019
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213385"
      unitRef="Unit_CAD_per_Share">79.13</ifrs-full:WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement2019>
    <ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement
      contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213386"
      unitRef="Unit_shares">2676000</ifrs-full:NumberOfShareOptionsGrantedInSharebasedPaymentArrangement>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement2019
      contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213387"
      unitRef="Unit_CAD_per_Share">59.99</ifrs-full:WeightedAverageExercisePriceOfShareOptionsGrantedInSharebasedPaymentArrangement2019>
    <ifrs-full:NumberOfShareOptionsExercisedInSharebasedPaymentArrangement
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213388"
      unitRef="Unit_shares">2710000</ifrs-full:NumberOfShareOptionsExercisedInSharebasedPaymentArrangement>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213389"
      unitRef="Unit_CAD_per_Share">72.21</ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019>
    <ifrs-full:NumberOfShareOptionsExercisedInSharebasedPaymentArrangement
      contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213390"
      unitRef="Unit_shares">498000</ifrs-full:NumberOfShareOptionsExercisedInSharebasedPaymentArrangement>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019
      contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213391"
      unitRef="Unit_CAD_per_Share">66.04</ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisedInSharebasedPaymentArrangement2019>
    <ifrs-full:NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213392"
      unitRef="Unit_shares">85000</ifrs-full:NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213393"
      unitRef="Unit_CAD_per_Share">70.66</ifrs-full:WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019>
    <ifrs-full:NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement
      contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213394"
      unitRef="Unit_shares">600000</ifrs-full:NumberOfShareOptionsForfeitedInSharebasedPaymentArrangement>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019
      contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213395"
      unitRef="Unit_CAD_per_Share">70.34</ifrs-full:WeightedAverageExercisePriceOfShareOptionsForfeitedInSharebasedPaymentArrangement2019>
    <ifrs-full:NumberOfShareOptionsExpiredInSharebasedPaymentArrangement
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213396"
      unitRef="Unit_shares">161000</ifrs-full:NumberOfShareOptionsExpiredInSharebasedPaymentArrangement>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213397"
      unitRef="Unit_CAD_per_Share">72.62</ifrs-full:WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019>
    <ifrs-full:NumberOfShareOptionsExpiredInSharebasedPaymentArrangement
      contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213398"
      unitRef="Unit_shares">1680000</ifrs-full:NumberOfShareOptionsExpiredInSharebasedPaymentArrangement>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019
      contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213399"
      unitRef="Unit_CAD_per_Share">68.84</ifrs-full:WeightedAverageExercisePriceOfShareOptionsExpiredInSharebasedPaymentArrangement2019>
    <ifrs-full:NumberOfOutstandingShareOptions
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213400"
      unitRef="Unit_shares">10087000</ifrs-full:NumberOfOutstandingShareOptions>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213401"
      unitRef="Unit_CAD_per_Share">71.65</ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019>
    <ifrs-full:NumberOfOutstandingShareOptions
      contextRef="PAsOn10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213402"
      unitRef="Unit_shares">11456000</ifrs-full:NumberOfOutstandingShareOptions>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019
      contextRef="PAsOn10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213403"
      unitRef="Unit_CAD_per_Share">70.75</ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019>
    <ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213404"
      unitRef="Unit_shares">3333000</ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213405"
      unitRef="Unit_CAD_per_Share">75.39</ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019>
    <ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement
      contextRef="PAsOn10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213406"
      unitRef="Unit_shares">4737000</ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019
      contextRef="PAsOn10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213407"
      unitRef="Unit_CAD_per_Share">73.1</ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019>
    <bns:NumberOfShareOptionsAvailableForGrantInSharebasedPaymentArrangement
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213408"
      unitRef="Unit_shares">10562000</bns:NumberOfShareOptionsAvailableForGrantInSharebasedPaymentArrangement>
    <bns:NumberOfShareOptionsAvailableForGrantInSharebasedPaymentArrangement
      contextRef="P11_01_2023To10_31_2024_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213409"
      unitRef="Unit_shares">11902000</bns:NumberOfShareOptionsAvailableForGrantInSharebasedPaymentArrangement>
    <ifrs-full:DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-186364">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:40%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:5%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:5%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:5%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:5%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Options Outstanding&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Options Exercisable&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2025&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Number&#160;of&#160;stock&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;options (000&#x2019;s)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Weighted&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;average remaining&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;contractual&#160;life&#160;(years)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Weighted&#160;average&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;exercise price&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Number&#160;of&#160;stock&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;options (000&#x2019;s)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Weighted&#160;average&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;exercise price&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Range of exercise prices&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;$55.63 to $68.32&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,363&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8.02&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;59.99&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;$68.33 to $74.34&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,423&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.43&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;70.17&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,313&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;71.62&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;$74.35 to $85.46&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,301&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.96&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;81.98&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,020&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83.95&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,087&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.54&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;71.65&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,333&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;75.39&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Excludes SARs. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfRangeOfExercisePricesOfOutstandingShareOptionsExplanatory>
    <ifrs-full:ExercisePriceOfOutstandingShareOptions2019
      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsOneMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      decimals="2"
      id="ixv-213410"
      unitRef="Unit_USD_per_Share">55.63</ifrs-full:ExercisePriceOfOutstandingShareOptions2019>
    <ifrs-full:ExercisePriceOfOutstandingShareOptions2019
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsOneMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="2"
      id="ixv-213411"
      unitRef="Unit_USD_per_Share">68.32</ifrs-full:ExercisePriceOfOutstandingShareOptions2019>
    <ifrs-full:NumberOfOutstandingShareOptions
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsOneMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      decimals="-3"
      id="ixv-213412"
      unitRef="Unit_shares">2363000</ifrs-full:NumberOfOutstandingShareOptions>
    <ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsOneMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      id="ixv-213413">P8Y7D</ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsOneMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      decimals="2"
      id="ixv-213414"
      unitRef="Unit_CAD_per_Share">59.99</ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019>
    <ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsOneMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      id="ixv-213415"
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      xsi:nil="true"/>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsOneMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      id="ixv-213416"
      unitRef="Unit_CAD_per_Share"
      xsi:nil="true"/>
    <ifrs-full:ExercisePriceOfOutstandingShareOptions2019
      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsTwoMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      decimals="2"
      id="ixv-213417"
      unitRef="Unit_USD_per_Share">68.33</ifrs-full:ExercisePriceOfOutstandingShareOptions2019>
    <ifrs-full:ExercisePriceOfOutstandingShareOptions2019
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsTwoMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="2"
      id="ixv-213418"
      unitRef="Unit_USD_per_Share">74.34</ifrs-full:ExercisePriceOfOutstandingShareOptions2019>
    <ifrs-full:NumberOfOutstandingShareOptions
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsTwoMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      decimals="-3"
      id="ixv-213419"
      unitRef="Unit_shares">4423000</ifrs-full:NumberOfOutstandingShareOptions>
    <ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsTwoMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      id="ixv-213420">P5Y5M4D</ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsTwoMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      decimals="2"
      id="ixv-213421"
      unitRef="Unit_CAD_per_Share">70.17</ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019>
    <ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsTwoMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      decimals="-3"
      id="ixv-213422"
      unitRef="Unit_shares">2313000</ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsTwoMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      decimals="2"
      id="ixv-213423"
      unitRef="Unit_CAD_per_Share">71.62</ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019>
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      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsThreeMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      decimals="2"
      id="ixv-213424"
      unitRef="Unit_USD_per_Share">74.35</ifrs-full:ExercisePriceOfOutstandingShareOptions2019>
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      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsThreeMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis_TopOfRangeMemberifrsfullRangeAxis"
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      id="ixv-213425"
      unitRef="Unit_USD_per_Share">85.46</ifrs-full:ExercisePriceOfOutstandingShareOptions2019>
    <ifrs-full:NumberOfOutstandingShareOptions
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsThreeMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      decimals="-3"
      id="ixv-213426"
      unitRef="Unit_shares">3301000</ifrs-full:NumberOfOutstandingShareOptions>
    <ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsThreeMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      id="ixv-213427">P6Y11M15D</ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsThreeMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      decimals="2"
      id="ixv-213428"
      unitRef="Unit_CAD_per_Share">81.98</ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019>
    <ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsThreeMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      decimals="-3"
      id="ixv-213429"
      unitRef="Unit_shares">1020000</ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_RangesOfExercisePricesForOutstandingShareOptionsThreeMemberifrsfullRangesOfExercisePricesForOutstandingShareOptionsAxis"
      decimals="2"
      id="ixv-213430"
      unitRef="Unit_CAD_per_Share">83.95</ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019>
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      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-3"
      id="ixv-213431"
      unitRef="Unit_shares">10087000</ifrs-full:NumberOfOutstandingShareOptions>
    <ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019
      contextRef="P11_01_2024To10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      id="ixv-213432">P6Y6M14D</ifrs-full:WeightedAverageRemainingContractualLifeOfOutstandingShareOptions2019>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213433"
      unitRef="Unit_CAD_per_Share">71.65</ifrs-full:WeightedAverageExercisePriceOfShareOptionsOutstandingInSharebasedPaymentArrangement2019>
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      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
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      id="ixv-213434"
      unitRef="Unit_shares">3333000</ifrs-full:NumberOfShareOptionsExercisableInSharebasedPaymentArrangement>
    <ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019
      contextRef="PAsOn10_31_2025_EmployeeStockOptionsMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213435"
      unitRef="Unit_CAD_per_Share">75.39</ifrs-full:WeightedAverageExercisePriceOfShareOptionsExercisableInSharebasedPaymentArrangement2019>
    <bns:PercentageOfEmployerMatchingContributionTowardsShareOwnershipPlans
      contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EmployeeStockOwnershipPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="2"
      id="ixv-213437"
      unitRef="Unit_pure">0.50</bns:PercentageOfEmployerMatchingContributionTowardsShareOwnershipPlans>
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      contextRef="P11_01_2024To10_31_2025_EmployeeStockOwnershipPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis_TopOfRangeMemberifrsfullRangeAxis"
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      id="ixv-213438"
      unitRef="Unit_pure">0.60</bns:PercentageOfEmployerMatchingContributionTowardsShareOwnershipPlans>
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      contextRef="P11_01_2024To10_31_2025_EmployeeStockOwnershipPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-6"
      id="ixv-213439"
      unitRef="Unit_CAD">94000000</ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees>
    <ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees
      contextRef="P11_01_2023To10_31_2024_EmployeeStockOwnershipPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
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      id="ixv-213440"
      unitRef="Unit_CAD">94000000</ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees>
    <ifrs-full:NumberOfOutstandingShareOptions
      contextRef="PAsOn10_31_2025_CommonSharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="-6"
      id="ixv-213441"
      unitRef="Unit_shares">21000000</ifrs-full:NumberOfOutstandingShareOptions>
    <ifrs-full:NumberOfOutstandingShareOptions
      contextRef="PAsOn10_31_2024_CommonSharesMemberifrsfullClassesOfShareCapitalAxis"
      decimals="-6"
      id="ixv-213442"
      unitRef="Unit_shares">21000000</ifrs-full:NumberOfOutstandingShareOptions>
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      contextRef="P11_01_2024To10_31_2025_OtherSharebasedPaymentPlansMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-6"
      id="ixv-213443"
      unitRef="Unit_CAD">394000000</ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees>
    <ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees
      contextRef="P11_01_2023To10_31_2024_OtherSharebasedPaymentPlansMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-6"
      id="ixv-213444"
      unitRef="Unit_CAD">357000000</ifrs-full:ExpenseFromSharebasedPaymentTransactionsWithEmployees>
    <bns:NetGainLossArisingFromDerivatives
      contextRef="P11_01_2024To10_31_2025_OtherSharebasedPaymentPlansMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-6"
      id="ixv-213445"
      unitRef="Unit_CAD">345000000</bns:NetGainLossArisingFromDerivatives>
    <bns:NetGainLossArisingFromDerivatives
      contextRef="P11_01_2023To10_31_2024_OtherSharebasedPaymentPlansMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
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      id="ixv-213446"
      unitRef="Unit_CAD">196000000</bns:NetGainLossArisingFromDerivatives>
    <ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011
      contextRef="PAsOn10_31_2025_OtherSharebasedPaymentPlansMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="-6"
      id="ixv-213447"
      unitRef="Unit_CAD">1446000000</ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011>
    <ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011
      contextRef="PAsOn10_31_2024_OtherSharebasedPaymentPlansMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
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      id="ixv-213448"
      unitRef="Unit_CAD">1010000000</ifrs-full:LiabilitiesFromSharebasedPaymentTransactions2011>
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      contextRef="PAsOn10_31_2025_DeferredStockUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
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      id="ixv-213449"
      unitRef="Unit_pure">3040333</ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement>
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      contextRef="PAsOn10_31_2024_DeferredStockUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="INF"
      id="ixv-213450"
      unitRef="Unit_pure">2732877</ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement>
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      contextRef="P11_01_2024To10_31_2025_DeferredStockUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
      decimals="INF"
      id="ixv-213451"
      unitRef="Unit_pure">2179058</ifrs-full:NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement>
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      contextRef="P11_01_2023To10_31_2024_DeferredStockUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
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      id="ixv-213452"
      unitRef="Unit_pure">1893903</ifrs-full:NumberOfOtherEquityInstrumentsExercisedOrVestedInSharebasedPaymentArrangement>
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      contextRef="PAsOn10_31_2025_DirectorsDeferredStockUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
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      id="ixv-213453"
      unitRef="Unit_pure">436880</ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement>
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      contextRef="PAsOn10_31_2024_DirectorsDeferredStockUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
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      id="ixv-213454"
      unitRef="Unit_pure">420889</ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement>
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      contextRef="PAsOn10_31_2025_RestrictedShareUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
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      id="ixv-213455"
      unitRef="Unit_pure">9438970</ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement>
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      contextRef="PAsOn10_31_2024_RestrictedShareUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
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      id="ixv-213456"
      unitRef="Unit_pure">8478453</ifrs-full:NumberOfOtherEquityInstrumentsOutstandingInSharebasedPaymentArrangement>
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      contextRef="P11_01_2024To10_31_2025_RestrictedShareUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
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      contextRef="P11_01_2023To10_31_2024_RestrictedShareUnitPlanMemberifrsfullTypesOfSharebasedPaymentArrangementsAxis"
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      id="ixv-213458"
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_26" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Corporate Income Taxes &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Corporate income taxes recorded in the Bank&#x2019;s consolidated financial statements for the years ended October&#160;31 are as follows: &lt;/div&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Components of income tax provision &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:83%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Provision for income taxes in the Consolidated Statement of Income:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Current income taxes:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Domestic:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Federal&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,088&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;138&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provincial&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;786&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;275&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Adjustments related to prior periods&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(40&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,418&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,219&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Adjustments related to prior periods&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(15&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,300&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,594&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Deferred income taxes:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Domestic:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Federal&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(261&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;388&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provincial&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(154&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;181&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(134&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(131&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(549&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;438&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total provision for income taxes in the Consolidated Statement of Income&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,751&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2007;2,032&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Provision for income taxes in the Consolidated Statement of Changes in Equity:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Current income taxes&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(162&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,019&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred income taxes&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;41&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,060&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Reported in:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other Comprehensive Income&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;187&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,156&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Retained earnings&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(125&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(96&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other reserves&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total provision for income taxes in the Consolidated Statement of Changes in Equity&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,060&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total provision for income taxes&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,813&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3,092&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Provision for income taxes in the Consolidated Statement of Income includes:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred tax expense (benefit) relating to origination/reversal of temporary differences&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(549&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;438&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred tax expense (benefit) of tax rate changes&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(549&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;438&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(b)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Reconciliation to statutory rate &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Income taxes in the Consolidated Statement of Income vary from the amounts that would be computed by applying the composite federal and provincial statutory income tax rate for the following reasons: &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:68%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Percent&lt;br/&gt; &lt;div style="white-space:nowrap;display:inline;"&gt;of&#160;pre-tax&lt;/div&gt;&lt;br/&gt; income&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Percent&lt;br/&gt; &lt;div style="white-space:nowrap;display:inline;"&gt;of&#160;pre-tax&lt;/div&gt;&lt;br/&gt; income&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Income taxes at Canadian statutory rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,919&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,755&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Increase (decrease) in income taxes resulting from:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;Lower average tax rate applicable to subsidiaries and foreign branches&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(177&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(746&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(7.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Tax-exempt&lt;/div&gt; income from securities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(28&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(0.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other, net&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;51&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;0.5&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total income taxes and effective tax rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,751&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2007;2,032&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;20.5&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;Lower average tax rate applicable to subsidiaries and foreign branches includes the impact of the GMT which increased the effective tax rate by 0.8%. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;  &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt; &lt;div&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="line-height:normal;display: inline;"&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(c)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Deferred taxes &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Significant components of the Bank&#x2019;s deferred tax assets and liabilities are as follows: &lt;/div&gt; &lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;br/&gt;&lt;/div&gt; &lt;div style="text-align: center;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width: 68%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Statement&#160;of&#160;Income&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Statement&#160;of&#160;Financial&#160;Position&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;For&#160;the&#160;year&#160;ended&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x200a;As&#160;at&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred tax assets:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 3%;"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loss carryforwards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;623&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;930&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(272&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;54&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,357&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,076&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred compensation&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(109&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(100&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;388&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;317&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred income&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(150&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(137&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;404&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;255&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Property and equipment&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(101&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(10&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;422&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;262&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Pension and other post-retirement benefits&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(48&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;314&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;387&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Securities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(17&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;284&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;260&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Lease liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;910&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;891&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Own credit risk&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;447&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;250&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(57&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;757&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;673&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total deferred tax assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(639&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(258&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,906&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;5,301&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred tax liabilities:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 3%;"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Cash flow hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;39&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;57&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred compensation&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(11&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(24&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;209&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;187&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred income&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(20&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;50&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Property and equipment&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(39&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(243&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;805&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;684&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Pension and other post-retirement benefits&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;73&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;82&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Securities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(14&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;354&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment in subsidiaries and associates&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;52&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;86&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Intangible assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;57&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(344&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,746&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,809&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(90&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(104&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;646&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;504&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total deferred tax liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(90&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(696&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,067&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3,756&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net deferred tax assets (liabilities)&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(549&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2009;&#x2007;438&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,839&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2007;1,545&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;For Consolidated Statement of Financial Position presentation, deferred tax assets and liabilities are assessed by legal entity. As a result, the net deferred tax assets of $1,839&#160;(2024 &#x2013; $1,545) are represented by deferred tax assets of $3,253&#160;(2024&#160;&#x2013;&#160;$2,942), and deferred tax liabilities of $1,414&#160;(2024 &#x2013; $1,397) on the Consolidated Statement of Financial Position. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The major changes to net deferred taxes were as follows: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;br/&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr&gt;
&lt;td style="width: 83%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;For the year ended October&#160;31 ($ millions)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 83%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at beginning of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,545&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,095&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 83%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred tax benefit (expense) for the year recorded in income&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;549&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(438&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 83%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred tax benefit (expense) for the year recorded in equity&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(41&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 83%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disposed in divestitures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(35&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 83%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(71&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 83%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2009;&#x2007;1,839&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2007;1,545&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The tax related to temporary differences, unused tax losses and unused tax credits for which no deferred tax asset is recognized in the Consolidated Statement of Financial Position amounts to $10&#160;million (October 31, 2024 &#x2013; $18 million). The amount related to unrecognized losses is $10&#160;million, which have no expiry. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Included in the net deferred tax asset are tax benefits of $56&#160;million (2024 &#x2013; $73 million) that have been recognized in the Canadian bank and certain Canadian and foreign subsidiaries that have incurred losses in either the current or the preceding year. In determining if it is appropriate to recognize these tax benefits, the Bank relied on projections of future taxable profits which are expected to generate sufficient taxable income to utilize the deferred tax assets. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The amount of taxable temporary differences associated with investments in subsidiaries, associates and interests in joint ventures for which deferred tax liabilities have not been recognized at October&#160;31, 2025 is approximately $59&#160;billion (2024 &#x2013; $57 billion). &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Tax Assessments &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank received reassessments totaling $1,808&#160;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"&gt;million of tax and interest as a result of the Canada Revenue Agency (CRA) denying the tax deductibility of certain Canadian dividends received during the 2011-2020 taxation years. The dividends subject to these reassessments are similar to those prospectively addressed by tax rules introduced in 2015 and 2018. The Bank has filed Notices of Appeal with the Tax Court of Canada against the federal reassessment in respect of its 2011 and 2012 taxation years. In addition, a subsidiary of the Bank received reassessments on the same matter in respect of its 2018-2020 taxation years totaling $&lt;/div&gt;&lt;/div&gt;4&#160;million of tax and interest. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;A subsidiary of the Bank received withholding tax assessments from the CRA in respect of certain of its securities lending transactions for its &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;2014-2019&lt;/div&gt; taxation years totaling $637&#160;million of tax, penalties and interest. The subsidiary has filed a Notice of Appeal with the Tax Court of Canada against the federal assessment in respect of its 2014-2019 taxation years. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In respect of both matters, the Bank is confident that its tax filing position was appropriate and in accordance with the relevant provisions of the Income Tax Act (Canada) and intends to vigorously defend its position. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global Minimum Tax &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Organisation for Economic &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Co-operation&lt;/div&gt; and Development&#160;published Pillar Two model rules in December 2021 as part of its efforts toward international tax reform. The rules aim to have large multinational enterprises, with consolidated revenues in excess of &lt;div style="font-family: &amp;quot;Times New Roman&amp;quot;; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x20ac;&lt;/div&gt;750&#160;million, pay a minimum effective tax of 15%. These rules apply to the Bank effective November&#160;1, 2024, and have been enacted or substantively enacted in certain jurisdictions in which the Bank operates, including Canada, whose Global Minimum Tax (GMT) Act was enacted in June 2024. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The IASB previously issued amendments to IAS 12 Income Taxes for a temporary mandatory exception from the recognition and disclosure of deferred taxes related to the implementation of Pillar Two GMT rules, which the Bank has applied. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;For the &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;t&lt;div style="display:inline;"&gt;welve&lt;/div&gt;&lt;/div&gt;&#160;months ended October&#160;31, 2025, the impact of the GMT on the Bank&#x2019;s effective tax rate was approximately 0.8%, and was primarily related to its operations in certain Caribbean jurisdictions and Ireland. &lt;/div&gt;</ifrs-full:DisclosureOfIncomeTaxExplanatory>
    <bns:DisclosureRepresentingMajorComponentsOfTaxExpenseIncomeExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-186768">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Components of income tax provision &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:83%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Provision for income taxes in the Consolidated Statement of Income:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Current income taxes:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Domestic:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Federal&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,088&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;138&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provincial&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;786&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;275&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Adjustments related to prior periods&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(40&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,418&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,219&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Adjustments related to prior periods&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(15&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,300&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,594&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Deferred income taxes:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Domestic:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Federal&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(261&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;388&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provincial&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(154&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;181&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(134&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(131&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(549&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;438&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total provision for income taxes in the Consolidated Statement of Income&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,751&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2007;2,032&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Provision for income taxes in the Consolidated Statement of Changes in Equity:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Current income taxes&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(162&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,019&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred income taxes&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;41&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,060&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Reported in:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other Comprehensive Income&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;187&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,156&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Retained earnings&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(125&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(96&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other reserves&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total provision for income taxes in the Consolidated Statement of Changes in Equity&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,060&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total provision for income taxes&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,813&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3,092&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Provision for income taxes in the Consolidated Statement of Income includes:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred tax expense (benefit) relating to origination/reversal of temporary differences&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(549&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
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&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;438&lt;/td&gt;
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      id="ixv-213476"
      unitRef="Unit_CAD">388000000</bns:DeferredFederalTaxExpenseIncome>
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      id="ixv-213477"
      unitRef="Unit_CAD">-154000000</bns:DeferredProvincialTaxExpenseIncome>
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      contextRef="P11_01_2023To10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis"
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      id="ixv-213478"
      unitRef="Unit_CAD">181000000</bns:DeferredProvincialTaxExpenseIncome>
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      id="ixv-213479"
      unitRef="Unit_CAD">-134000000</bns:DeferredForeignTaxExpenseIncome>
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      contextRef="P11_01_2023To10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-213480"
      unitRef="Unit_CAD">-131000000</bns:DeferredForeignTaxExpenseIncome>
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      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-213481"
      unitRef="Unit_CAD">-549000000</ifrs-full:DeferredTaxExpenseIncome>
    <ifrs-full:DeferredTaxExpenseIncome
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-213482"
      unitRef="Unit_CAD">438000000</ifrs-full:DeferredTaxExpenseIncome>
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      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-213483"
      unitRef="Unit_CAD">2751000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
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      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-213484"
      unitRef="Unit_CAD">2032000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
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      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-213485"
      unitRef="Unit_CAD">-162000000</ifrs-full:CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
    <ifrs-full:CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-213486"
      unitRef="Unit_CAD">1019000000</ifrs-full:CurrentTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
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      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-213487"
      unitRef="Unit_CAD">224000000</ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
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      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-213488"
      unitRef="Unit_CAD">41000000</ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
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      contextRef="P11_01_2024To10_31_2025"
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      id="ixv-213489"
      unitRef="Unit_CAD">62000000</ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
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      contextRef="P11_01_2023To10_31_2024"
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      id="ixv-213490"
      unitRef="Unit_CAD">1060000000</ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
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      contextRef="P11_01_2024To10_31_2025_RecognizedInOtherComprehensiveIncomeMemberifrsfullComponentsOfEquityAxis"
      decimals="-6"
      id="ixv-213491"
      unitRef="Unit_CAD">187000000</ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
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      id="ixv-213492"
      unitRef="Unit_CAD">1156000000</ifrs-full:CurrentAndDeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(b)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Reconciliation to statutory rate &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Income taxes in the Consolidated Statement of Income vary from the amounts that would be computed by applying the composite federal and provincial statutory income tax rate for the following reasons: &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:68%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Percent&lt;br/&gt; &lt;div style="white-space:nowrap;display:inline;"&gt;of&#160;pre-tax&lt;/div&gt;&lt;br/&gt; income&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Amount&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Percent&lt;br/&gt; &lt;div style="white-space:nowrap;display:inline;"&gt;of&#160;pre-tax&lt;/div&gt;&lt;br/&gt; income&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Income taxes at Canadian statutory rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,919&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27.8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,755&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27.8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Increase (decrease) in income taxes resulting from:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;Lower average tax rate applicable to subsidiaries and foreign branches&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(177&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(746&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(7.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Tax-exempt&lt;/div&gt; income from securities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(28&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(0.3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other, net&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;51&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;0.5&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total income taxes and effective tax rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,751&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26.2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2007;2,032&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;20.5&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;Lower average tax rate applicable to subsidiaries and foreign branches includes the impact of the GMT which increased the effective tax rate by 0.8%. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfReconciliationOfEffectiveTaxRateExplanatory>
    <ifrs-full:TaxExpenseIncomeAtApplicableTaxRate
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      decimals="3"
      id="Fact_151227684"
      unitRef="Unit_pure">0.017</bns:LowerAverageTaxRateApplicableToSubsidiariesAndForeignBranches>
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      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="Fact_151227675"
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    <bns:LowerAverageTaxRateApplicableToSubsidiariesAndForeignBranches
      contextRef="P11_01_2023To10_31_2024"
      decimals="3"
      id="Fact_151227685"
      unitRef="Unit_pure">0.075</bns:LowerAverageTaxRateApplicableToSubsidiariesAndForeignBranches>
    <ifrs-full:TaxEffectOfRevenuesExemptFromTaxation2011
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      id="ixv-213511"
      unitRef="Unit_CAD">28000000</ifrs-full:TaxEffectOfRevenuesExemptFromTaxation2011>
    <ifrs-full:TaxRateEffectOfRevenuesExemptFromTaxation
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      decimals="3"
      id="ixv-213512"
      unitRef="Unit_pure">0.003</ifrs-full:TaxRateEffectOfRevenuesExemptFromTaxation>
    <ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome
      contextRef="P11_01_2024To10_31_2025"
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      id="ixv-213513"
      unitRef="Unit_CAD">9000000</ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome>
    <ifrs-full:OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome
      contextRef="P11_01_2024To10_31_2025"
      decimals="3"
      id="ixv-213514"
      unitRef="Unit_pure">0.001</ifrs-full:OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome>
    <ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-213515"
      unitRef="Unit_CAD">51000000</ifrs-full:OtherTaxEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome>
    <ifrs-full:OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome
      contextRef="P11_01_2023To10_31_2024"
      decimals="3"
      id="ixv-213516"
      unitRef="Unit_pure">0.005</ifrs-full:OtherTaxRateEffectsForReconciliationBetweenAccountingProfitAndTaxExpenseIncome>
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      id="ixv-213517"
      unitRef="Unit_CAD">2751000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:AverageEffectiveTaxRate
      contextRef="P11_01_2024To10_31_2025"
      decimals="3"
      id="ixv-213518"
      unitRef="Unit_pure">0.262</ifrs-full:AverageEffectiveTaxRate>
    <ifrs-full:IncomeTaxExpenseContinuingOperations
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-213519"
      unitRef="Unit_CAD">2032000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:AverageEffectiveTaxRate
      contextRef="P11_01_2023To10_31_2024"
      decimals="3"
      id="ixv-213520"
      unitRef="Unit_pure">0.205</ifrs-full:AverageEffectiveTaxRate>
    <ifrs-full:AverageEffectiveTaxRate
      contextRef="P11_01_2024To10_31_2025_TopOfRangeMemberifrsfullRangeAxis"
      decimals="3"
      id="ixv-213521"
      unitRef="Unit_pure">0.008</ifrs-full:AverageEffectiveTaxRate>
    <ifrs-full:DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-187552"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Significant components of the Bank&#x2019;s deferred tax assets and liabilities are as follows: &lt;/div&gt; &lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;br/&gt;&lt;/div&gt; &lt;div style="text-align: center;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width: 68%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Statement&#160;of&#160;Income&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Statement&#160;of&#160;Financial&#160;Position&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;For&#160;the&#160;year&#160;ended&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="text-align: center; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&#x200a;As&#160;at&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred tax assets:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 3%;"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loss carryforwards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;623&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;930&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Allowance for credit losses&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(272&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;54&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,357&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,076&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred compensation&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(109&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(100&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;388&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;317&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred income&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(150&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(137&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;404&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;255&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Property and equipment&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(101&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(10&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;422&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;262&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Pension and other post-retirement benefits&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(48&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;314&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;387&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Securities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(17&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;284&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;260&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Lease liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;910&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;891&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Own credit risk&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;447&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;250&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(57&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;757&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;673&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total deferred tax assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(639&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(258&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,906&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;5,301&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred tax liabilities:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 3%;"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Cash flow hedges&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;39&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;57&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred compensation&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(11&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(24&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;209&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;187&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred income&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(20&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;50&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Property and equipment&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(39&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(243&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;805&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;684&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Pension and other post-retirement benefits&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;73&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;82&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Securities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(14&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;398&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;354&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment in subsidiaries and associates&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;52&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;86&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Intangible assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;57&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(344&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,746&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,809&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(90&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(104&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;646&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;504&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total deferred tax liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(90&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(696&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,067&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3,756&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 68%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net deferred tax assets (liabilities)&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(549&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2009;&#x2007;438&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,839&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2007;1,545&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;For Consolidated Statement of Financial Position presentation, deferred tax assets and liabilities are assessed by legal entity. As a result, the net deferred tax assets of $1,839&#160;(2024 &#x2013; $1,545) are represented by deferred tax assets of $3,253&#160;(2024&#160;&#x2013;&#160;$2,942), and deferred tax liabilities of $1,414&#160;(2024 &#x2013; $1,397) on the Consolidated Statement of Financial Position. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </ifrs-full:DisclosureOfTemporaryDifferenceUnusedTaxLossesAndUnusedTaxCreditsExplanatory>
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&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-family: arial; font-size: 6pt; page-break-inside: avoid;"&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;For the year ended October&#160;31 ($ millions)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; background-color: rgb(255, 255, 255);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 83%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at beginning of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,545&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,095&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 83%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred tax benefit (expense) for the year recorded in income&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;549&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(438&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 83%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deferred tax benefit (expense) for the year recorded in equity&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(224&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(41&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 83%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disposed in divestitures&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(35&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 83%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(71&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 83%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Balance at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2009;&#x2007;1,839&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2007;1,545&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfChangesInNetDeferredTaxAssetsAndLiabilitiesExplanatory>
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      id="ixv-213613"
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      contextRef="PAsOn10_31_2023"
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      unitRef="Unit_CAD">-2095000000</ifrs-full:DeferredTaxLiabilityAsset>
    <ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss
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      id="ixv-213615"
      unitRef="Unit_CAD">-549000000</ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss>
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      id="ixv-213616"
      unitRef="Unit_CAD">438000000</ifrs-full:DeferredTaxExpenseIncomeRecognisedInProfitOrLoss>
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      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-213617"
      unitRef="Unit_CAD">224000000</ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
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      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-213618"
      unitRef="Unit_CAD">41000000</ifrs-full:DeferredTaxRelatingToItemsChargedOrCreditedDirectlyToEquity>
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      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-213619"
      unitRef="Unit_CAD">-35000000</ifrs-full:IncreaseDecreaseThroughLossOfControlOfSubsidiaryDeferredTaxLiabilityAsset>
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      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-213620"
      unitRef="Unit_CAD">-4000000</bns:IncreaseDecreaseThroughOtherDeferredTaxLiabilityAsset>
    <bns:IncreaseDecreaseThroughOtherDeferredTaxLiabilityAsset
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-213621"
      unitRef="Unit_CAD">71000000</bns:IncreaseDecreaseThroughOtherDeferredTaxLiabilityAsset>
    <ifrs-full:DeferredTaxLiabilityAsset
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      id="ixv-213622"
      unitRef="Unit_CAD">-1839000000</ifrs-full:DeferredTaxLiabilityAsset>
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      contextRef="PAsOn10_31_2024"
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      id="ixv-213623"
      unitRef="Unit_CAD">-1545000000</ifrs-full:DeferredTaxLiabilityAsset>
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      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-213624"
      unitRef="Unit_CAD">10000000</ifrs-full:DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised>
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      contextRef="PAsOn10_31_2024"
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      id="ixv-213625"
      unitRef="Unit_CAD">18000000</ifrs-full:DeductibleTemporaryDifferencesForWhichNoDeferredTaxAssetIsRecognised>
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      id="ixv-213626"
      unitRef="Unit_CAD">10000000</ifrs-full:UnusedTaxLossesForWhichNoDeferredTaxAssetRecognised>
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      id="ixv-213627"
      unitRef="Unit_CAD">56000000</ifrs-full:TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense>
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      contextRef="P11_01_2023To10_31_2024"
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      id="ixv-213628"
      unitRef="Unit_CAD">73000000</ifrs-full:TaxBenefitArisingFromPreviouslyUnrecognisedTaxLossTaxCreditOrTemporaryDifferenceOfPriorPeriodUsedToReduceDeferredTaxExpense>
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      unitRef="Unit_CAD">59000000000</ifrs-full:TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures>
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      unitRef="Unit_CAD">57000000000</ifrs-full:TemporaryDifferencesAssociatedWithInvestmentsInSubsidiariesBranchesAndAssociatesAndInterestsInJointVentures>
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      unitRef="Unit_CAD">1808000000</bns:AmountForTaxAssessmentNoticeServed>
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      unitRef="Unit_CAD">4000000</bns:SubsidiaryAmountForTaxAssessmentNoticeServed>
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_27" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Employee Benefits &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank sponsors a number of employee benefit plans, including pensions (defined benefit and defined contribution) and other benefit plans (post-retirement benefits and other long-term employee benefits) for most of its employees globally. The information presented below relates to the Bank&#x2019;s principal plans; other plans operated by certain subsidiaries of the Bank are not considered material and are not included in these disclosures. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global pension plans &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The principal pension plans include plans in Canada, U.S., Mexico, UK, Ireland, Jamaica, Trinidad&#160;&amp;amp; Tobago and other countries in the Caribbean in which the Bank operates. The most significant pension plans provided by the Bank are in Canada. The Bank has a strong and well-defined governance structure to manage these global obligations. The investment policy for each principal plan is reviewed periodically and all plans are in good standing with respect to legislation and local regulations. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Actuarial valuations for funding purposes for the Bank&#x2019;s funded pension plans are conducted as required by applicable legislation. The purpose of the actuarial valuation is to determine the funded status of the plans on a going-concern and statutory basis and to determine the required contributions. The plans are funded in accordance with applicable pension legislation and the Bank&#x2019;s funding policies such that future benefit promises based on plan provisions are well secured. The assumptions used for the funding valuations are set by independent plan actuaries on the basis of the requirements of the local actuarial standards of practice and statutes. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Scotiabank Pension Plan (Canada) &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The most significant pension plan is the Scotiabank Pension Plan (SPP), which includes a closed defined benefit (DB) component. Employees hired in Canada on or after May&#160;1, 2018, participate in a defined contribution (DC)&#160;component only. As the administrator of the SPP, the Bank has established a well-defined governance structure and policies to maintain compliance with legislative and regulatory requirements under OSFI and the Canada Revenue Agency. The Bank appoints a number of committees to oversee and make decisions related to the administration of the SPP. Certain committees are also responsible for the investment of the assets of the SPP Fund and for monitoring the investment managers and performance. &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;The Human Capital and Compensation Committee (HCOB) of the Board approves the charter of the Pension Administration and Investment Committee (PAIC), reviews reports, and approves the investment policy. The HCOB also reviews and recommends any amendments to the SPP to the Board of Directors. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;PAIC is responsible for recommending the investment policy to the HCOB, for appointing and monitoring investment managers, and for reviewing auditor and actuary reports. PAIC also monitors the administration of member pension benefits. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;The Scotiabank Master Trust Committee (MTC) invests assets in accordance with the investment policy and all applicable legislation. The MTC assigns specific mandates to investment managers. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;The Capital Accumulation Plans (CAP) Committee is responsible for the administration and investment of the DC component of the SPP including the selection and monitoring of investment options available to DC participants. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Actuarial valuations for funding purposes for the SPP are conducted on an annual basis. The most recent funding valuation was conducted as of November&#160;1, 2024. Contributions are being made to the SPP in accordance with this valuation and are shown in the table in b) below. The assumptions used for the funding valuation are set by independent plan actuaries on the basis of the requirements of the Canadian Institute of Actuaries and applicable regulation. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other benefit plans &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The principal other benefit plans include plans in Canada, U.S., Mexico, Uruguay, UK, Jamaica, Trinidad&#160;&amp;amp; Tobago, Colombia and other countries in the Caribbean in which the Bank operates. The most significant other benefit plans provided by the Bank are in Canada. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Key assumptions &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The financial information reported below in respect of pension and other benefit plans is based on a number of assumptions. The most significant assumption is the discount rate used to determine the defined benefit obligation, which is set by reference to the yields on high quality corporate bonds that have durations that match the terms of the Bank&#x2019;s obligations. Separate discount rates are used to determine the annual benefit expense in Canada and the U.S. These rates are determined with reference to the yields on high quality corporate bonds with durations that match the various components of the annual benefit expense. The discount rate used to determine the annual benefit expense for all other plans continues to be the same as the rate used to determine the defined benefit obligation. Other assumptions set by management are determined in reference to market conditions, plan-level experience, best practices and future expectations. The key weighted-average assumptions used by the Bank for the measurement of the benefit obligation and benefit expense for all of the Bank&#x2019;s principal plans are summarized in the table in f) below. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;  &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Risk management &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s defined benefit pension plans and other benefit plans expose the Bank to a number of risks. Some of the more significant risks include interest rate risk, investment risk, longevity risk and health care cost increases, among others. These risks could result in higher defined benefit expense and a higher defined benefit obligation to the extent that: &lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;there is a decline in discount rates; and/or &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;plan assets returns are less than expected; and/or &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;plan members live longer than expected; and/or &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;health care costs are higher than assumed. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In addition to the governance structure and policies in place, the Bank manages risks by regularly monitoring market developments and asset investment performance. The Bank also monitors regulatory and legislative changes along with demographic trends and revisits the investment strategy and/or plan design as warranted. &lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Relative size of plan obligations and assets &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:65%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other benefit plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31, 2025&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;SPP&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;International&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;International&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Percentage of total benefit obligations&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;72&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Percentage of total plan assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;74&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Percentage of total benefit expense&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;74&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;42&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:65%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other benefit plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31, 2024&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;SPP&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;International&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;International&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Percentage of total benefit obligations&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;50&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;50&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Percentage of total plan assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;74&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;100&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Percentage of total benefit expense&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;73&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;27&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;46&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;54&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Excludes &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-routine&lt;/div&gt; benefit expense items such as past service costs, curtailment charges and settlement charges. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;b)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Cash contributions and payments &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The table below shows the cash contributions and payments made by the Bank to its principal plans in 2025, and the prior year. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr&gt;
&lt;td style="width: 82%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 3%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 4%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;Contributions to the principal plans for the year ended October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 82%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Defined benefit pension plans (cash contributions to fund the plans, including paying beneficiaries under the unfunded pension arrangements)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 4%;"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 82%;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;SPP (excluding defined contribution provision)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;158&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;69&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 4%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;All other plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;64&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 4%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 82%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other benefit plans (cash contributions mainly in the form of benefit payments to beneficiaries)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;62&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 4%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 82%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Defined contribution pension and other benefit plans (cash contributions)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;206&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;184&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 4%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 82%;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;Defined contribution pension contributions funded from pension plan surplus&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(54&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 4%;"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 82%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total contributions&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;489&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2007;308&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 4%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Based on preliminary estimates, the Bank expects to make contributions of $158&#160;million&#160;to the SPP (excluding the &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;defined contribution&lt;/div&gt; provision), $79&#160;million&#160;to all other defined benefit pension plans, $66&#160;million&#160;to other benefit plans and $217&#160;million&#160;to all defined contribution plans for the year ending October&#160;31, 2026. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;c)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Funded and unfunded plans &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The excess (deficit) of the fair value of assets over the benefit obligation at the end of the year includes the following amounts for plans that are wholly unfunded and plans that are wholly or partly funded. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:65%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other benefit plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Benefit obligation&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Benefit obligation of plans that are wholly unfunded&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;346&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;362&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;890&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;930&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Benefit obligation of plans that are wholly or partly funded&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,886&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;8,529&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;264&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;217&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Funded status&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Benefit obligation of plans that are wholly or partly funded&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;8,886&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;8,529&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;264&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;217&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Fair value of assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,956&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;9,260&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;63&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;84&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Excess (deficit) of fair value of assets over benefit obligation of wholly or partly funded plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,070&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;731&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(201&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(133&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Benefit obligation of plans that are wholly unfunded&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;346&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;362&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;890&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;930&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Excess (deficit) of fair value of assets over total benefit obligation&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;724&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;369&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(1,091&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(1,063&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Effect of asset limitation and minimum funding requirement&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(223&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(208&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net asset (liability) at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;501&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;161&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,091&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;(1,063&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;d)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Financial information &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following tables present financial information related to the Bank&#x2019;s principal plans. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:70%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other benefit plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Change in benefit obligation&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Benefit obligation at beginning of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,891&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,669&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;1,147&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,114&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Current service cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;244&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;205&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Interest cost on benefit obligation&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;456&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;70&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;77&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Employee contributions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Benefits paid&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(438&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(404&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(94&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(101&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Actuarial loss (gain)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;959&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;55&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Past service cost&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(63&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Business acquisition&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Settlements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Foreign exchange&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(19&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(21&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Benefit obligation at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,232&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;8,891&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,154&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,147&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Change in fair value of assets&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Fair value of assets at beginning of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,260&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,139&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;84&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;113&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Interest income on fair value of assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;467&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;494&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Return on plan assets in excess of (less than) interest income on fair value of assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;421&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;955&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Employer contributions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;222&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;62&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;62&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Employee contributions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Benefits paid&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(438&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(404&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(94&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(101&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Administrative expenses&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Business acquisition&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Settlements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Foreign exchange&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(7&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Fair value of assets at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;9,956&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;9,260&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;63&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;84&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Funded status&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Excess (deficit) of fair value of assets over benefit obligation at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;724&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;369&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,091&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,063&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Effect of asset limitation and minimum funding requirement&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(223&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(208&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Net asset (liability) at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;501&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;161&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,091&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(1,063&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Recorded in:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Other assets in the Bank&#x2019;s Consolidated Statement of Financial Position&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,036&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;684&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Other liabilities in the Bank&#x2019;s Consolidated Statement of Financial Position&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(535&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(523&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,092&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(1,064&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Net asset (liability) at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;501&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;161&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,091&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2007;(1,063&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Annual benefit expense&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Current service cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;244&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;205&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Net interest expense (income)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(13&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(32&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;68&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Administrative expenses&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Past service costs&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(63&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Amount of settlement (gain) loss recognized&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Remeasurement of other long-term benefits&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;6&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Benefit expense (income) recorded in the Consolidated Statement of Income (A)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;275&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;186&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;93&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Defined contribution benefit expense (B)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;205&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;183&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remeasurements&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Return on plan assets in excess of interest income on fair value of assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;421&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;955&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Actuarial (loss) gain on benefit obligation&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(959&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(53&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(53&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Change in the asset limitation&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(146&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Gains (losses) recorded in OCI (C)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;419&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(150&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(54&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(45&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total benefit cost (A + B - C)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;519&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;78&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;139&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Additional details on actual return on assets and actuarial gains and (losses)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Actual (return) on assets (net of administrative expenses)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(876&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(1,436&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(19&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Actuarial gains and (losses) from changes in demographic assumptions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(11&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Actuarial gains and (losses) from changes in financial assumptions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(16&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(952&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(47&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(53&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Actuarial gains and (losses) from changes in experience&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(14&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Additional details on fair value of pension plan assets invested&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;In Scotiabank securities (stock, bonds)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;54&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;67&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;In property occupied by Scotiabank&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Change in asset ceiling/(onerous liability)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Asset ceiling /onerous liability at end of prior year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;208&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;55&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Interest expense&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Remeasurements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;146&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Foreign exchange&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Asset ceiling /onerous liability at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;223&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;208&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;Other benefit plans past service costs relate to certain post-retirement plan amendments. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The recognized asset is limited by the present value of economic benefits available from a reduction in future contributions to a plan and from the ability to pay plan expenses from the fund. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div&gt;&lt;div style="line-height:normal;display: inline;"&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;e)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Maturity profile of the defined benefit obligation &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The weighted average duration of the total benefit obligation at October&#160;31, 2025 is 13.4 years (2024 &#x2013; 13.6 years). &lt;/div&gt;&lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:80%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&#160;benefit&#160;plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;For the year ended October&#160;31&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disaggregation of the benefit obligation (%)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Active members&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;51&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Inactive and retired members&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;97&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;97&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;100&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;100&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Mexico&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Active members&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;32&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Inactive and retired members&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;72&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;72&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;68&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;100&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;100&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;United States&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Active members&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;31&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;43&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Inactive and retired members&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;72&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;69&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;68&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;57&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2009;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2009;100&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;100&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;f)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Key assumptions (%) &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The key weighted-average assumptions used by the Bank for the measurement of the benefit obligation and benefit expense for all of the Bank&#x2019;s principal plans are summarized as follows: &lt;/div&gt;&lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:76%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&#160;benefit&#160;plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;For the year ended October&#160;31&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Benefit obligation at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate &#x2013; all plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.17&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.22&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.34&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.51&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate &#x2013; Canadian plans only&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.80&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.80&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.49&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.69&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Rate of increase in future compensation&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.85&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.85&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.48&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.37&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Benefit expense (income) for the year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate &#x2013; All plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate for defined benefit obligations&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.51&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7.36&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate for net interest cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.96&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.35&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7.36&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate for service cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.28&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.06&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.62&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7.31&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate for interest on service cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.07&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.53&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7.27&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate &#x2013; Canadian plans only&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate for defined benefit obligations&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.80&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.70&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.69&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.80&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate for net interest cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.51&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.70&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.42&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.80&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate for service cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.90&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.60&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.87&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.62&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate for interest on service cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.70&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.61&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.69&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.53&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Rate of increase in future compensation&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.85&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.96&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.37&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.61&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Health care cost trend rates at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Initial rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.62&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.72&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Ultimate rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.76&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.71&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Year ultimate rate reached&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2041&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2041&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assumed life expectancy in Canada (years)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65 for current pensioners &#x2013; male&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65 for current pensioners &#x2013; female&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65, for future pensioners currently aged 45 &#x2013; male&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65, for future pensioners currently aged 45 &#x2013; female&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assumed life expectancy in Mexico (years)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65 for current pensioners &#x2013; male&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65 for current pensioners &#x2013; female&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65, for future pensioners currently aged 45 &#x2013; male&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65, for future pensioners currently aged 45 &#x2013; female&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assumed life expectancy in United States (years)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65 for current pensioners &#x2013; male&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65 for current pensioners &#x2013; female&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65, for future pensioners currently aged 45 &#x2013; male&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65, for future pensioners currently aged 45 &#x2013; female&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.8&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.8&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The weighted-average rates of increase in future compensation shown for other benefit plans do not include Canadian flexible post-retirement benefits plans established in fiscal 2005, as they are not impacted by future compensation increases. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;g)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Sensitivity analysis &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The sensitivity analysis represents the impact of a change in a single assumption with other assumptions left unchanged. For purposes of the sensitivity analysis, the present value of the defined benefit obligation has been calculated using the projected unit credit method at the end of the reporting period, which is the same as that applied in calculating the defined benefit obligation recognized in the statement of financial position. &lt;/div&gt;&lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:72%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other benefit plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;For the year ended October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Benefit&lt;br/&gt; obligation&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Benefit&lt;br/&gt; expense&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Benefit&lt;br/&gt; obligation&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Benefit&lt;br/&gt; expense&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Impact of the following changes:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;1% decrease in discount rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,382&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;88&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;124&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;0.25% increase in rate of increase in future compensation&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;73&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;1% increase in health care cost trend rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;97&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;1% decrease in health care cost trend rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(81&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;1 year increase in Canadian life expectancy&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;160&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;1 year increase in Mexican life expectancy&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;1 year increase in the United States life expectancy&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;h)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s principal pension plans&#x2019; assets are generally invested with the long-term objective of maximizing overall expected returns, at an acceptable level of risk relative to the benefit obligation. A key factor in managing long-term investment risk is asset mix. Investing the pension assets across different asset classes and geographic regions helps to mitigate risk and to minimize the impact of declines in any single asset class, particular region or type of investment. Investment managers &#x2013; including related-party managers &#x2013; are typically hired and assigned specific mandates within each asset class. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Pension plan asset mix guidelines are set for the long term and are documented in each plan&#x2019;s investment policy. Asset mix policy typically also reflects the nature of the plan&#x2019;s benefit obligations. Legislation places certain restrictions on asset mix &#x2013; for example, there are usually limits on concentration in any one investment. Other concentration and quality limits are also set forth in the investment policies. Derivatives cannot be used without specific authorization; currently, the main uses of derivatives are for duration management and currency hedging. Asset mix guidelines are reviewed at least once each year, and adjusted, where appropriate, based on market conditions and opportunities. However, large asset class shifts are not common, and typically reflect a change in the pension plan&#x2019;s situation (e.g. plan amendments) and/or in the investment strategy. Actual asset mix is reviewed regularly and rebalancing back to target asset mix is considered &#x2013; as needed &#x2013; generally on a quarterly basis. The Bank&#x2019;s other benefit plans are generally not funded, with the exception of certain programs in Mexico. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The tables below show the weighted-average actual and target asset allocations for the Bank&#x2019;s principal plans at October&#160;31, by asset category. &lt;/div&gt;&lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:76%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other benefit plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Asset category %&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Actual&lt;br/&gt; 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Actual&lt;br/&gt; 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Actual&lt;br/&gt; 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Actual&lt;br/&gt; 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Cash and cash equivalents&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity investments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Quoted in an active market&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;43&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Non quoted&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;48&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Fixed income investments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Quoted in an active market&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;87&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Non quoted&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;33&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;39&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;39&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;87&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Property&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Quoted in an active market&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Non quoted&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Quoted in an active market&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Non quoted&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;100&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;100&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:78%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:6%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:6%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;Target asset allocation at October&#160;31, 2025&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;Asset category %&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension&#160;plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&#160;benefit&#160;plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Cash and cash equivalents&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity investments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;41&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Fixed income investments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Property&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ifrs-full:DisclosureOfEmployeeBenefitsExplanatory>
    <ifrs-full:DisclosureOfDefinedBenefitPlansExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-188658">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:65%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other benefit plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31, 2025&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;SPP&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;International&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;International&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Percentage of total benefit obligations&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;72&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Percentage of total plan assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;74&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Percentage of total benefit expense&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;74&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;42&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:65%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other benefit plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31, 2024&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;SPP&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;International&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;International&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Percentage of total benefit obligations&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;50&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;50&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Percentage of total plan assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;74&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;100&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Percentage of total benefit expense&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;73&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;27&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); border-left: 0.75pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;46&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;54&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Excludes &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-routine&lt;/div&gt; benefit expense items such as past service costs, curtailment charges and settlement charges. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </ifrs-full:DisclosureOfDefinedBenefitPlansExplanatory>
    <bns:PercentageOfDefinedBenefitObligations
      contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213639"
      unitRef="Unit_pure">0.72</bns:PercentageOfDefinedBenefitObligations>
    <bns:PercentageOfDefinedBenefitObligations
      contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherPensionPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213640"
      unitRef="Unit_pure">0.16</bns:PercentageOfDefinedBenefitObligations>
    <bns:PercentageOfDefinedBenefitObligations
      contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213641"
      unitRef="Unit_pure">0.12</bns:PercentageOfDefinedBenefitObligations>
    <bns:PercentageOfDefinedBenefitObligations
      contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213642"
      unitRef="Unit_pure">0.50</bns:PercentageOfDefinedBenefitObligations>
    <bns:PercentageOfDefinedBenefitObligations
      contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213643"
      unitRef="Unit_pure">0.50</bns:PercentageOfDefinedBenefitObligations>
    <bns:PercentageOfPlanAssets
      contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213644"
      unitRef="Unit_pure">0.74</bns:PercentageOfPlanAssets>
    <bns:PercentageOfPlanAssets
      contextRef="PAsOn10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherPensionPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213645"
      unitRef="Unit_pure">0.11</bns:PercentageOfPlanAssets>
    <bns:PercentageOfPlanAssets
      contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213646"
      unitRef="Unit_pure">0.15</bns:PercentageOfPlanAssets>
    <bns:PercentageOfPlanAssets
      contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213647"
      unitRef="Unit_pure">1</bns:PercentageOfPlanAssets>
    <bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense
      contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="Fact_151225069"
      unitRef="Unit_pure">0.74</bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense>
    <bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense
      contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherPensionPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="Fact_151225072"
      unitRef="Unit_pure">0.23</bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense>
    <bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="Fact_151225068"
      unitRef="Unit_pure">0.03</bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense>
    <bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense
      contextRef="P11_01_2024To10_31_2025_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="Fact_151225071"
      unitRef="Unit_pure">0.42</bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense>
    <bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="Fact_151225070"
      unitRef="Unit_pure">0.58</bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense>
    <bns:PercentageOfDefinedBenefitObligations
      contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213653"
      unitRef="Unit_pure">0.72</bns:PercentageOfDefinedBenefitObligations>
    <bns:PercentageOfDefinedBenefitObligations
      contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherPensionPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213654"
      unitRef="Unit_pure">0.15</bns:PercentageOfDefinedBenefitObligations>
    <bns:PercentageOfDefinedBenefitObligations
      contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213655"
      unitRef="Unit_pure">0.13</bns:PercentageOfDefinedBenefitObligations>
    <bns:PercentageOfDefinedBenefitObligations
      contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213656"
      unitRef="Unit_pure">0.50</bns:PercentageOfDefinedBenefitObligations>
    <bns:PercentageOfDefinedBenefitObligations
      contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213657"
      unitRef="Unit_pure">0.50</bns:PercentageOfDefinedBenefitObligations>
    <bns:PercentageOfPlanAssets
      contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213658"
      unitRef="Unit_pure">0.74</bns:PercentageOfPlanAssets>
    <bns:PercentageOfPlanAssets
      contextRef="PAsOn10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherPensionPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213659"
      unitRef="Unit_pure">0.11</bns:PercentageOfPlanAssets>
    <bns:PercentageOfPlanAssets
      contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213660"
      unitRef="Unit_pure">0.15</bns:PercentageOfPlanAssets>
    <bns:PercentageOfPlanAssets
      contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213661"
      unitRef="Unit_pure">1</bns:PercentageOfPlanAssets>
    <bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense
      contextRef="P11_01_2023To10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="Fact_151225084"
      unitRef="Unit_pure">0.73</bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense>
    <bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense
      contextRef="P11_01_2023To10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherPensionPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="Fact_151225085"
      unitRef="Unit_pure">0.27</bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense>
    <bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense
      contextRef="P11_01_2023To10_31_2024_CountryOfDomicileMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="Fact_151225082"
      unitRef="Unit_pure">0.46</bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense>
    <bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense
      contextRef="P11_01_2023To10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="Fact_151225083"
      unitRef="Unit_pure">0.54</bns:PercentageOfBenefitExpenseExcludingNonRoutineBenefitExpense>
    <bns:DisclosureOfDefinedContributionsAndOtherPlansExpenseRecognizedExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-189045"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The table below shows the cash contributions and payments made by the Bank to its principal plans in 2025, and the prior year. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; margin: 0px auto; width: 100%; font-family: arial; font-size: 8pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr&gt;
&lt;td style="width: 82%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 1%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 3%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 2%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="width: 4%; vertical-align: bottom;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;Contributions to the principal plans for the year ended October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 82%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Defined benefit pension plans (cash contributions to fund the plans, including paying beneficiaries under the unfunded pension arrangements)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 4%;"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 82%;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;SPP (excluding defined contribution provision)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;158&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;69&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 4%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; line-height: normal;"&gt;All other plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;64&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 4%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 82%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other benefit plans (cash contributions mainly in the form of benefit payments to beneficiaries)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;62&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 4%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 82%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Defined contribution pension and other benefit plans (cash contributions)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;206&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;184&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 4%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 82%;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;Defined contribution pension contributions funded from pension plan surplus&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(54&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127); width: 4%;"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0); width: 82%;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total contributions&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;489&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0); width: 3%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2007;308&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0); width: 4%;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Based on preliminary estimates, the Bank expects to make contributions of $158&#160;million&#160;to the SPP (excluding the &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;defined contribution&lt;/div&gt; provision), $79&#160;million&#160;to all other defined benefit pension plans, $66&#160;million&#160;to other benefit plans and $217&#160;million&#160;to all defined contribution plans for the year ending October&#160;31, 2026. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfDefinedContributionsAndOtherPlansExpenseRecognizedExplanatory>
    <bns:IncreaseDecreaseInContributionsToPlanByEmployer
      contextRef="P11_01_2024To10_31_2025_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis"
      decimals="-6"
      id="ixv-213666"
      unitRef="Unit_CAD">158000000</bns:IncreaseDecreaseInContributionsToPlanByEmployer>
    <bns:IncreaseDecreaseInContributionsToPlanByEmployer
      contextRef="P11_01_2023To10_31_2024_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis"
      decimals="-6"
      id="ixv-213667"
      unitRef="Unit_CAD">69000000</bns:IncreaseDecreaseInContributionsToPlanByEmployer>
    <bns:IncreaseDecreaseInContributionsToPlanByEmployer
      contextRef="P11_01_2024To10_31_2025_OtherDefinedBenefitPensionPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="-6"
      id="ixv-213668"
      unitRef="Unit_CAD">64000000</bns:IncreaseDecreaseInContributionsToPlanByEmployer>
    <bns:IncreaseDecreaseInContributionsToPlanByEmployer
      contextRef="P11_01_2023To10_31_2024_OtherDefinedBenefitPensionPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="-6"
      id="ixv-213669"
      unitRef="Unit_CAD">47000000</bns:IncreaseDecreaseInContributionsToPlanByEmployer>
    <bns:IncreaseDecreaseInContributionsToPlanByEmployer
      contextRef="P11_01_2024To10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="-6"
      id="ixv-213670"
      unitRef="Unit_CAD">61000000</bns:IncreaseDecreaseInContributionsToPlanByEmployer>
    <bns:IncreaseDecreaseInContributionsToPlanByEmployer
      contextRef="P11_01_2023To10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="-6"
      id="ixv-213671"
      unitRef="Unit_CAD">62000000</bns:IncreaseDecreaseInContributionsToPlanByEmployer>
    <bns:IncreaseDecreaseInContributionsToPlanByEmployer
      contextRef="P11_01_2024To10_31_2025_DefinedContributionPensionPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="-6"
      id="ixv-213672"
      unitRef="Unit_CAD">206000000</bns:IncreaseDecreaseInContributionsToPlanByEmployer>
    <bns:IncreaseDecreaseInContributionsToPlanByEmployer
      contextRef="P11_01_2023To10_31_2024_DefinedContributionPensionPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="-6"
      id="ixv-213673"
      unitRef="Unit_CAD">184000000</bns:IncreaseDecreaseInContributionsToPlanByEmployer>
    <bns:IncreaseDecreaseInContributionsToPlanByEmployer
      contextRef="P11_01_2023To10_31_2024_DcPensionContributionsFundedFromPensionPlanSurplusMemberifrsfullDefinedBenefitPlansAxis"
      decimals="-6"
      id="ixv-213674"
      unitRef="Unit_CAD">-54000000</bns:IncreaseDecreaseInContributionsToPlanByEmployer>
    <bns:IncreaseDecreaseInContributionsToPlanByEmployer
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="Fact_151226144"
      unitRef="Unit_CAD">489000000</bns:IncreaseDecreaseInContributionsToPlanByEmployer>
    <bns:IncreaseDecreaseInContributionsToPlanByEmployer
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="Fact_151226145"
      unitRef="Unit_CAD">308000000</bns:IncreaseDecreaseInContributionsToPlanByEmployer>
    <ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan
      contextRef="P11_01_2024To10_31_2025_DomesticScotiabankPensionPlanMemberifrsfullDefinedBenefitPlansAxis"
      decimals="-6"
      id="ixv-213677"
      unitRef="Unit_CAD">158000000</ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan>
    <ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan
      contextRef="P11_01_2024To10_31_2025_OtherDefinedBenefitPensionPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="-6"
      id="ixv-213678"
      unitRef="Unit_CAD">79000000</ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan>
    <ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan
      contextRef="P11_01_2024To10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="-6"
      id="ixv-213679"
      unitRef="Unit_CAD">66000000</ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan>
    <ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan
      contextRef="P11_01_2024To10_31_2025_DefinedContributionPensionPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="-6"
      id="ixv-213680"
      unitRef="Unit_CAD">217000000</ifrs-full:EstimateOfContributionsExpectedToBePaidToPlan>
    <bns:ScheduleofbenefitobligationsinexcessoffairvalueofplanassetsTableTextBlock contextRef="P11_01_2024To10_31_2025" id="ixv-189213"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The excess (deficit) of the fair value of assets over the benefit obligation at the end of the year includes the following amounts for plans that are wholly unfunded and plans that are wholly or partly funded. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:65%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other benefit plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Benefit obligation&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Benefit obligation of plans that are wholly unfunded&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;346&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;362&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;890&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;930&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Benefit obligation of plans that are wholly or partly funded&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,886&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;8,529&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;264&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;217&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Funded status&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Benefit obligation of plans that are wholly or partly funded&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;8,886&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;8,529&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;264&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;217&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Fair value of assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,956&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;9,260&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;63&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;84&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Excess (deficit) of fair value of assets over benefit obligation of wholly or partly funded plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,070&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;731&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(201&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(133&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Benefit obligation of plans that are wholly unfunded&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;346&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;362&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;890&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;930&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Excess (deficit) of fair value of assets over total benefit obligation&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;724&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(1,091&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
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&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Effect of asset limitation and minimum funding requirement&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(223&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(208&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
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&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;501&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;161&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,091&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;(1,063&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:ScheduleofbenefitobligationsinexcessoffairvalueofplanassetsTableTextBlock>
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      unitRef="Unit_CAD">-1091000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
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      contextRef="PAsOn10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="-6"
      id="ixv-213714"
      unitRef="Unit_CAD">-1063000000</ifrs-full:LiabilityAssetOfDefinedBenefitPlans>
    <ifrs-full:DisclosureOfNetDefinedBenefitLiabilityAssetExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-189626"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following tables present financial information related to the Bank&#x2019;s principal plans. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:7pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:70%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other benefit plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Change in benefit obligation&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Benefit obligation at beginning of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,891&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,669&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;1,147&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,114&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Current service cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;244&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;205&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Interest cost on benefit obligation&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;432&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;456&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;70&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;77&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Employee contributions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Benefits paid&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(438&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(404&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(94&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(101&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Actuarial loss (gain)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;959&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;55&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Past service cost&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(63&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Business acquisition&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Settlements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Foreign exchange&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(19&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(21&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Benefit obligation at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,232&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;8,891&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,154&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,147&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Change in fair value of assets&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Fair value of assets at beginning of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,260&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,139&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;84&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;113&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Interest income on fair value of assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;467&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;494&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Return on plan assets in excess of (less than) interest income on fair value of assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;421&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;955&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Employer contributions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;222&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;62&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;62&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Employee contributions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Benefits paid&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(438&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(404&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(94&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(101&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Administrative expenses&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Business acquisition&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Settlements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Foreign exchange&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(7&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Fair value of assets at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;9,956&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;9,260&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;63&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;84&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Funded status&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Excess (deficit) of fair value of assets over benefit obligation at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;724&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;369&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,091&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,063&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Effect of asset limitation and minimum funding requirement&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(223&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(208&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Net asset (liability) at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;501&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;161&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,091&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(1,063&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Recorded in:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Other assets in the Bank&#x2019;s Consolidated Statement of Financial Position&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,036&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;684&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Other liabilities in the Bank&#x2019;s Consolidated Statement of Financial Position&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(535&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(523&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,092&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(1,064&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Net asset (liability) at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;501&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;161&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,091&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2007;(1,063&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Annual benefit expense&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Current service cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;244&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;205&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;20&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Net interest expense (income)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(13&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(32&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;68&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Administrative expenses&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Past service costs&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.8px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(63&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Amount of settlement (gain) loss recognized&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Remeasurement of other long-term benefits&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;6&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Benefit expense (income) recorded in the Consolidated Statement of Income (A)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;275&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;186&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;93&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Defined contribution benefit expense (B)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;205&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;183&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Remeasurements&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Return on plan assets in excess of interest income on fair value of assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;421&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;955&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Actuarial (loss) gain on benefit obligation&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(959&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(53&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(53&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Change in the asset limitation&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(146&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Gains (losses) recorded in OCI (C)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;419&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(150&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(54&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(45&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total benefit cost (A + B - C)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;61&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;519&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;78&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;139&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Additional details on actual return on assets and actuarial gains and (losses)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Actual (return) on assets (net of administrative expenses)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(876&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(1,436&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(19&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Actuarial gains and (losses) from changes in demographic assumptions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(11&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Actuarial gains and (losses) from changes in financial assumptions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(16&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(952&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(47&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(53&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Actuarial gains and (losses) from changes in experience&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(14&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Additional details on fair value of pension plan assets invested&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;In Scotiabank securities (stock, bonds)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;54&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;67&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;In property occupied by Scotiabank&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3.75pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Change in asset ceiling/(onerous liability)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Asset ceiling /onerous liability at end of prior year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;208&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;55&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Interest expense&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Remeasurements&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;146&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:7pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 7pt; font-family: arial; line-height: normal;"&gt;Foreign exchange&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1&lt;/td&gt;
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&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
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&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
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&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
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&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
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&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
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&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
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    <bns:DisaggregationOfDefinedBenefitObligationExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-191561"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The weighted average duration of the total benefit obligation at October&#160;31, 2025 is 13.4 years (2024 &#x2013; 13.6 years). &lt;/div&gt;&lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:80%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&#160;benefit&#160;plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;For the year ended October&#160;31&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Disaggregation of the benefit obligation (%)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Active members&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;51&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;51&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Inactive and retired members&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;97&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;97&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;100&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;100&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Mexico&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Active members&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;32&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Inactive and retired members&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;72&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;72&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;72&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;68&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;100&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;100&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;United States&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Active members&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;31&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;43&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Inactive and retired members&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;72&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;69&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;68&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;57&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2009;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2009;100&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;100&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</bns:DisaggregationOfDefinedBenefitObligationExplanatory>
    <bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers
      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
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      unitRef="Unit_pure">0.51</bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers
      contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213879"
      unitRef="Unit_pure">0.51</bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers
      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213880"
      unitRef="Unit_pure">0.03</bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers
      contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213881"
      unitRef="Unit_pure">0.03</bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers
      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213882"
      unitRef="Unit_pure">0.49</bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers
      contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213883"
      unitRef="Unit_pure">0.49</bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers
      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213884"
      unitRef="Unit_pure">0.97</bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers
      contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213885"
      unitRef="Unit_pure">0.97</bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligation
      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213886"
      unitRef="Unit_pure">1</bns:PercentageOfDisaggregationOfBenefitObligation>
    <bns:PercentageOfDisaggregationOfBenefitObligation
      contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213887"
      unitRef="Unit_pure">1</bns:PercentageOfDisaggregationOfBenefitObligation>
    <bns:PercentageOfDisaggregationOfBenefitObligation
      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213888"
      unitRef="Unit_pure">1</bns:PercentageOfDisaggregationOfBenefitObligation>
    <bns:PercentageOfDisaggregationOfBenefitObligation
      contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213889"
      unitRef="Unit_pure">1</bns:PercentageOfDisaggregationOfBenefitObligation>
    <bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers
      contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213890"
      unitRef="Unit_pure">0.28</bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers
      contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213891"
      unitRef="Unit_pure">0.28</bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers
      contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213892"
      unitRef="Unit_pure">0.28</bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers
      contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213893"
      unitRef="Unit_pure">0.32</bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers
      contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213894"
      unitRef="Unit_pure">0.72</bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers
      contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213895"
      unitRef="Unit_pure">0.72</bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers
      contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213896"
      unitRef="Unit_pure">0.72</bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers
      contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213897"
      unitRef="Unit_pure">0.68</bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligation
      contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213898"
      unitRef="Unit_pure">1</bns:PercentageOfDisaggregationOfBenefitObligation>
    <bns:PercentageOfDisaggregationOfBenefitObligation
      contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213899"
      unitRef="Unit_pure">1</bns:PercentageOfDisaggregationOfBenefitObligation>
    <bns:PercentageOfDisaggregationOfBenefitObligation
      contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213900"
      unitRef="Unit_pure">1</bns:PercentageOfDisaggregationOfBenefitObligation>
    <bns:PercentageOfDisaggregationOfBenefitObligation
      contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="2"
      id="ixv-213901"
      unitRef="Unit_pure">1</bns:PercentageOfDisaggregationOfBenefitObligation>
    <bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers
      contextRef="P11_01_2024To10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="2"
      id="ixv-213902"
      unitRef="Unit_pure">0.28</bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers
      contextRef="P11_01_2023To10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="2"
      id="ixv-213903"
      unitRef="Unit_pure">0.31</bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers
      contextRef="P11_01_2024To10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="2"
      id="ixv-213904"
      unitRef="Unit_pure">0.32</bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers
      contextRef="P11_01_2023To10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="2"
      id="ixv-213905"
      unitRef="Unit_pure">0.43</bns:PercentageOfDisaggregationOfBenefitObligationActiveMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers
      contextRef="P11_01_2024To10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="2"
      id="ixv-213906"
      unitRef="Unit_pure">0.72</bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers
      contextRef="P11_01_2023To10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="2"
      id="ixv-213907"
      unitRef="Unit_pure">0.69</bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers
      contextRef="P11_01_2024To10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="2"
      id="ixv-213908"
      unitRef="Unit_pure">0.68</bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers
      contextRef="P11_01_2023To10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="2"
      id="ixv-213909"
      unitRef="Unit_pure">0.57</bns:PercentageOfDisaggregationOfBenefitObligationInactiveAndRetiredMembers>
    <bns:PercentageOfDisaggregationOfBenefitObligation
      contextRef="P11_01_2024To10_31_2025_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="2"
      id="ixv-213910"
      unitRef="Unit_pure">1</bns:PercentageOfDisaggregationOfBenefitObligation>
    <bns:PercentageOfDisaggregationOfBenefitObligation
      contextRef="P11_01_2023To10_31_2024_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="2"
      id="ixv-213911"
      unitRef="Unit_pure">1</bns:PercentageOfDisaggregationOfBenefitObligation>
    <bns:PercentageOfDisaggregationOfBenefitObligation
      contextRef="P11_01_2024To10_31_2025_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="2"
      id="ixv-213912"
      unitRef="Unit_pure">1</bns:PercentageOfDisaggregationOfBenefitObligation>
    <bns:PercentageOfDisaggregationOfBenefitObligation
      contextRef="P11_01_2023To10_31_2024_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="2"
      id="ixv-213913"
      unitRef="Unit_pure">1</bns:PercentageOfDisaggregationOfBenefitObligation>
    <bns:DisclosureOfKeyWeightedAverageAssumptionsForMeasurementOfBenefitObligationAndBenefitExpenseExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-191978"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The key weighted-average assumptions used by the Bank for the measurement of the benefit obligation and benefit expense for all of the Bank&#x2019;s principal plans are summarized as follows: &lt;/div&gt;&lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:76%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&#160;benefit&#160;plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;For the year ended October&#160;31&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Benefit obligation at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate &#x2013; all plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.17&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.22&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.34&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.51&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate &#x2013; Canadian plans only&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.80&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.80&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.49&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.69&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Rate of increase in future compensation&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.85&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.85&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.48&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.37&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Benefit expense (income) for the year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate &#x2013; All plans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate for defined benefit obligations&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.51&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7.36&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate for net interest cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.96&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.35&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7.36&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate for service cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.28&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.06&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.62&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7.31&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate for interest on service cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6.07&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6.53&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7.27&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate &#x2013; Canadian plans only&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate for defined benefit obligations&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.80&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.70&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.69&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.80&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate for net interest cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.51&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.70&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.42&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.80&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate for service cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.90&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.60&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.87&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.62&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Discount rate for interest on service cost&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.70&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.61&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.69&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.53&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Rate of increase in future compensation&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3.85&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3.96&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.37&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.61&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Health care cost trend rates at end of year&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Initial rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.62&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.72&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Ultimate rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4.76&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4.71&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Year ultimate rate reached&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;n/a&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2041&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2041&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assumed life expectancy in Canada (years)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65 for current pensioners &#x2013; male&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65 for current pensioners &#x2013; female&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65, for future pensioners currently aged 45 &#x2013; male&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65, for future pensioners currently aged 45 &#x2013; female&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assumed life expectancy in Mexico (years)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65 for current pensioners &#x2013; male&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21.6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21.6&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65 for current pensioners &#x2013; female&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65, for future pensioners currently aged 45 &#x2013; male&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21.7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21.7&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65, for future pensioners currently aged 45 &#x2013; female&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.0&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assumed life expectancy in United States (years)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65 for current pensioners &#x2013; male&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22.1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;22.0&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65 for current pensioners &#x2013; female&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23.5&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65, for future pensioners currently aged 45 &#x2013; male&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23.5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;23.4&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Life expectancy at 65, for future pensioners currently aged 45 &#x2013; female&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.8&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24.9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24.8&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The weighted-average rates of increase in future compensation shown for other benefit plans do not include Canadian flexible post-retirement benefits plans established in fiscal 2005, as they are not impacted by future compensation increases. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</bns:DisclosureOfKeyWeightedAverageAssumptionsForMeasurementOfBenefitObligationAndBenefitExpenseExplanatory>
    <ifrs-full:ActuarialAssumptionOfDiscountRates
      contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForAllPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
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      id="ixv-213914"
      unitRef="Unit_pure">0.0517</ifrs-full:ActuarialAssumptionOfDiscountRates>
    <ifrs-full:ActuarialAssumptionOfDiscountRates
      contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForAllPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="4"
      id="ixv-213915"
      unitRef="Unit_pure">0.0522</ifrs-full:ActuarialAssumptionOfDiscountRates>
    <ifrs-full:ActuarialAssumptionOfDiscountRates
      contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForAllPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="4"
      id="ixv-213916"
      unitRef="Unit_pure">0.0634</ifrs-full:ActuarialAssumptionOfDiscountRates>
    <ifrs-full:ActuarialAssumptionOfDiscountRates
      contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForAllPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="4"
      id="ixv-213917"
      unitRef="Unit_pure">0.0651</ifrs-full:ActuarialAssumptionOfDiscountRates>
    <ifrs-full:ActuarialAssumptionOfDiscountRates
      contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForCanadianPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="4"
      id="ixv-213918"
      unitRef="Unit_pure">0.048</ifrs-full:ActuarialAssumptionOfDiscountRates>
    <ifrs-full:ActuarialAssumptionOfDiscountRates
      contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForCanadianPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="4"
      id="ixv-213919"
      unitRef="Unit_pure">0.048</ifrs-full:ActuarialAssumptionOfDiscountRates>
    <ifrs-full:ActuarialAssumptionOfDiscountRates
      contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForCanadianPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="4"
      id="ixv-213920"
      unitRef="Unit_pure">0.0449</ifrs-full:ActuarialAssumptionOfDiscountRates>
    <ifrs-full:ActuarialAssumptionOfDiscountRates
      contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForCanadianPlansMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="4"
      id="ixv-213921"
      unitRef="Unit_pure">0.0469</ifrs-full:ActuarialAssumptionOfDiscountRates>
    <ifrs-full:ActuarialAssumptionOfDiscountRates
      contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="4"
      id="Fact_151225048"
      unitRef="Unit_pure">0.0385</ifrs-full:ActuarialAssumptionOfDiscountRates>
    <ifrs-full:ActuarialAssumptionOfDiscountRates
      contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="4"
      id="Fact_151225049"
      unitRef="Unit_pure">0.0385</ifrs-full:ActuarialAssumptionOfDiscountRates>
    <ifrs-full:ActuarialAssumptionOfDiscountRates
      contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="4"
      id="Fact_151225050"
      unitRef="Unit_pure">0.0448</ifrs-full:ActuarialAssumptionOfDiscountRates>
    <ifrs-full:ActuarialAssumptionOfDiscountRates
      contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesMemberifrsfullActuarialAssumptionsAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="4"
      id="Fact_151225051"
      unitRef="Unit_pure">0.0437</ifrs-full:ActuarialAssumptionOfDiscountRates>
    <bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome
      contextRef="PAsOn10_31_2025_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfAllPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="4"
      id="ixv-213926"
      unitRef="Unit_pure">0.0522</bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome>
    <bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome
      contextRef="PAsOn10_31_2024_ActuarialAssumptionOfDiscountRatesForDefinedBenefitObligationsOfAllPlansMemberifrsfullActuarialAssumptionsAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="4"
      id="ixv-213927"
      unitRef="Unit_pure">0.0613</bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome>
    <bns:ActuarialAssumptionOfDiscountRatesForDefinedBenefitExpenseIncome
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      id="ixv-213982"
      unitRef="Unit_pure">25.6</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_CAifrsfullGeographicalAreasAxis_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="1"
      id="ixv-213983"
      unitRef="Unit_pure">25.6</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2025_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis"
      decimals="1"
      id="ixv-213984"
      unitRef="Unit_pure">21.6</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis"
      decimals="1"
      id="ixv-213985"
      unitRef="Unit_pure">21.6</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2025_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis"
      decimals="1"
      id="ixv-213986"
      unitRef="Unit_pure">21.6</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis"
      decimals="1"
      id="ixv-213987"
      unitRef="Unit_pure">21.6</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2025_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis"
      decimals="1"
      id="ixv-213988"
      unitRef="Unit_pure">24</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis"
      decimals="1"
      id="ixv-213989"
      unitRef="Unit_pure">24</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2025_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis"
      decimals="1"
      id="ixv-213990"
      unitRef="Unit_pure">24</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis"
      decimals="1"
      id="ixv-213991"
      unitRef="Unit_pure">24</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="1"
      id="ixv-213992"
      unitRef="Unit_pure">21.7</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="1"
      id="ixv-213993"
      unitRef="Unit_pure">21.7</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="1"
      id="ixv-213994"
      unitRef="Unit_pure">21.7</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="1"
      id="ixv-213995"
      unitRef="Unit_pure">21.7</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="1"
      id="ixv-213996"
      unitRef="Unit_pure">24</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="1"
      id="ixv-213997"
      unitRef="Unit_pure">24</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="1"
      id="ixv-213998"
      unitRef="Unit_pure">24</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_MXifrsfullGeographicalAreasAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis"
      decimals="1"
      id="ixv-213999"
      unitRef="Unit_pure">24</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2025_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis"
      decimals="1"
      id="ixv-214000"
      unitRef="Unit_pure">22.1</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis"
      decimals="1"
      id="ixv-214001"
      unitRef="Unit_pure">22</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2025_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis"
      decimals="1"
      id="ixv-214002"
      unitRef="Unit_pure">22.1</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis"
      decimals="1"
      id="ixv-214003"
      unitRef="Unit_pure">22</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2025_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis"
      decimals="1"
      id="ixv-214004"
      unitRef="Unit_pure">23.5</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis"
      decimals="1"
      id="ixv-214005"
      unitRef="Unit_pure">23.5</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2025_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis"
      decimals="1"
      id="ixv-214006"
      unitRef="Unit_pure">23.5</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_RetiringCurrentlyAtAgeSixtyFiveMemberifrsfullRedesignationAxis_USifrsfullGeographicalAreasAxis"
      decimals="1"
      id="ixv-214007"
      unitRef="Unit_pure">23.5</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="1"
      id="ixv-214008"
      unitRef="Unit_pure">23.5</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="1"
      id="ixv-214009"
      unitRef="Unit_pure">23.4</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="1"
      id="ixv-214010"
      unitRef="Unit_pure">23.5</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_MaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="1"
      id="ixv-214011"
      unitRef="Unit_pure">23.4</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="1"
      id="ixv-214012"
      unitRef="Unit_pure">24.9</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_PensionDefinedBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="1"
      id="ixv-214013"
      unitRef="Unit_pure">24.8</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2025_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="1"
      id="ixv-214014"
      unitRef="Unit_pure">24.9</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:ActuarialAssumptionOfMortalityRates
      contextRef="PAsOn10_31_2024_CurrentlyAgedFortyFiveAndRetiringAtAgeSixtyFiveMemberifrsfullRedesignationAxis_FemaleMemberifrsfullCategoriesOfRelatedPartiesAxis_OtherBenefitPlansMemberifrsfullDefinedBenefitPlansAxis_USifrsfullGeographicalAreasAxis"
      decimals="1"
      id="ixv-214015"
      unitRef="Unit_pure">24.8</ifrs-full:ActuarialAssumptionOfMortalityRates>
    <ifrs-full:DisclosureOfSensitivityAnalysisForActuarialAssumptionsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-193061">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:72%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other benefit plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;For the year ended October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Benefit&lt;br/&gt; obligation&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Benefit&lt;br/&gt; expense&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Benefit&lt;br/&gt; obligation&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Benefit&lt;br/&gt; expense&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Impact of the following changes:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;1% decrease in discount rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,382&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;88&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;124&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;0.25% increase in rate of increase in future compensation&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;73&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;1% increase in health care cost trend rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;97&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;1% decrease in health care cost trend rate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;n/a&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(81&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;1 year increase in Canadian life expectancy&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;160&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;1 year increase in Mexican life expectancy&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;1 year increase in the United States life expectancy&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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    <bns:ScheduleofallocationofplanassetsTableTextBlock contextRef="P11_01_2024To10_31_2025" id="ixv-193443"> &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The tables below show the weighted-average actual and target asset allocations for the Bank&#x2019;s principal plans at October&#160;31, by asset category. &lt;/div&gt;&lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:76%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other benefit plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Asset category %&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Actual&lt;br/&gt; 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Actual&lt;br/&gt; 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Actual&lt;br/&gt; 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Actual&lt;br/&gt; 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Cash and cash equivalents&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity investments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Quoted in an active market&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;43&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Non quoted&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;48&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Fixed income investments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Quoted in an active market&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;87&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Non quoted&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;33&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;39&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;39&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;87&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Property&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Quoted in an active market&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Non quoted&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Quoted in an active market&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Non quoted&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;100&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;100&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;%&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:78%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:6%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:6%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;Target asset allocation at October&#160;31, 2025&lt;/div&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 6pt; font-family: arial; line-height: normal;"&gt;Asset category %&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Pension&#160;plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&#160;benefit&#160;plans&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Cash and cash equivalents&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity investments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;41&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Fixed income investments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Property&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</bns:ScheduleofallocationofplanassetsTableTextBlock>
    <bns:DefinedBenefitPlanWeightedAverageAssetAllocations1
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_28" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Operating Segments &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s businesses are grouped into four business lines: Canadian Banking, International Banking, Global Wealth Management and Global Banking and Markets. The Bank&#x2019;s other smaller business segments and corporate adjustments are included in the Other segment. The accounting policies used in these segments are generally consistent with those followed in the preparation of the consolidated financial statements as disclosed in Note 3. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank analyzes revenue on a taxable equivalent basis (TEB) for business lines. This methodology grosses up &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;tax-exempt&lt;/div&gt; income earned on certain securities reported in either net interest income or &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income to an equivalent before tax basis. It also grosses up net income from associated corporations to normalize the effective tax rate in the business lines. Corresponding increases are made to the income tax expense; hence, there is no impact on the segment&#x2019;s net income. The elimination of the TEB &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;gross-up&lt;/div&gt; is recorded in the Other segment; hence, there is no impact on the consolidated results. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Effective January 1, 2024, in line with the provisions of Bill C-59, the Bank no longer claims the dividend received deduction on Canadian shares that are mark-to-market property, which resulted in a lower TEB gross-up. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Changes in business line allocation methodology &lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Effective the first quarter of 2025, the Bank made voluntary changes to its allocation methodology impacting business segment presentation. The new methodology includes updates related to the Bank&#x2019;s funds transfer pricing, head office expense allocations, and allocations between business segments. Prior period results for each segment have been revised to conform with the current period&#x2019;s methodology. Further details on the changes are as follows: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;1.&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;Funds transfer pricing methodology was updated, primarily related to the allocation of substantially all liquidity costs to the business lines, reflecting the Bank&#x2019;s strategic objective to maintain higher liquidity ratios. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;2.&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;Periodically, the Bank updates its allocation methodologies. This includes a comprehensive update to the allocation of head office expenses across countries within International Banking, updates to the allocation of clients and associated revenue, expenses, and balances between International Banking, Global Banking and Markets, and Global Wealth Management to align with the strategy, as well as updates to the allocation of head office expenses and income taxes from the Other segment to the business segments. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;3.&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;To be consistent with the reporting of Scotiabank&#x2019;s recent minority investment in KeyCorp, the Bank has also made changes to the reporting of certain minority investments in International Banking (Bank of Xi&#x2019;an) and Global Wealth Management (Bank of Beijing Scotia Asset Management) which &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;are&lt;/div&gt; now reported in the Other segment. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Scotiabank&#x2019;s results, and average assets and liabilities, allocated by these operating segments, are as follows: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:47%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31, 2025&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;Taxable equivalent basis ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canadian&lt;br/&gt; Banking&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;International&lt;br/&gt; Banking&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global&#160;Wealth&lt;br/&gt; Management&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global&#160;Banking&lt;br/&gt; and&#160;Markets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net interest income&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2&lt;/div&gt;)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;10,484&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;8,866&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,025&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,400&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(253&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;21,522&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-interest&lt;/div&gt; income&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3&lt;/div&gt;)(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4&lt;/div&gt;)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,941&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,177&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,403&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,766&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(68&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,219&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total revenues&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,425&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,043&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,428&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,166&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(321&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37,741&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provision for credit losses&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,293&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,309&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;97&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,714&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Depreciation and amortization&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;552&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;483&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;259&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;121&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expenses&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,853&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,681&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,955&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,304&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,121&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,914&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Income tax expense&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,302&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;781&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;590&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;585&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(507&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,751&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,425&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,789&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,680&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,921&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(2,057&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interests in subsidiaries&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;158&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(198&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to equity holders of the Bank&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,425&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,631&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,670&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,922&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,859&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,789&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Average assets ($&#160;billions)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;227&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;509&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;228&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,465&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 47%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Average liabilities ($&#160;billions)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;382&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;48&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;520&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;254&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,379&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Includes all other smaller operating segments and corporate adjustments. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(3)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Card revenues and Banking services fees are mainly earned in Canadian and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4&lt;/div&gt;)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking&#160;&#x2013;&#160;$19; International Banking &#x2013; $152; Global Banking and Markets &#x2013; $1; and Other &#x2013; $436. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:44%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"&gt;For the year ended October&#160;31, 2024&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"&gt;Taxable equivalent basis ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canadian&lt;br/&gt;Banking&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;International&lt;br/&gt;Banking&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global Wealth&lt;br/&gt;Management&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global&#160;Banking&lt;br/&gt;and Markets&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px"&gt;(1)(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;Net interest income&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,185&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,867&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;786&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,102&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,688&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,252&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-interest&lt;/div&gt; income&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(4)(5)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2,848&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2,999&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;4,803&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3,959&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(191&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;14,418&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total revenues&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;13,033&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;11,866&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;5,589&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;5,061&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(1,879&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;33,670&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provision for credit losses&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,691&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,285&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,051&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;Depreciation and amortization&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(6)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;568&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;568&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;187&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;258&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;179&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,760&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expenses&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,557&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,602&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,468&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,864&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;444&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,935&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Income tax expense&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,440&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;705&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;479&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;414&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(1,006&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2,032&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3,777&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2,706&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,428&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,478&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(1,497&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;7,892&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interests in subsidiaries&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;125&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;10&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(1&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;134&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to equity holders of the Bank&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3,777&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2,581&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,418&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,478&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(1,496&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;7,758&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Average assets ($&#160;billions)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;449&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;231&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;35&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;495&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;209&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,419&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Average liabilities ($&#160;billions)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;389&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;179&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;41&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;475&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;254&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;1,338&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#x2019;s methodology. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;Includes all other smaller operating segments and corporate adjustments, such as the elimination of the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;tax-exempt&lt;/div&gt; income &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;gross-up&lt;/div&gt; reported in net interest income and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income and provision for income taxes for the year ended October&#160;31, 2024 amounting to $55 to arrive at the amounts reported in the Consolidated Statement of Income, differences in the actual amount of costs incurred and charged to the operating segments. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3&lt;/div&gt;)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4&lt;/div&gt;)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Card revenues and Banking services fees are mainly earned in Canadian and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;5&lt;/div&gt;)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking &#x2013; $(9); International Banking &#x2013; $130; and Other &#x2013; $77. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6&lt;/div&gt;)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes impairment charge on software and other intangible assets in the Other segment. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:12pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Geographical segmentation &lt;/div&gt;&lt;/div&gt;  &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The following table summarizes the Bank&#x2019;s financial results by geographic region. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:40%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31, 2025&lt;br/&gt; ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;United&lt;br/&gt; States&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Mexico&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Peru&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Chile&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Colombia&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Caribbean&#160;and&lt;br/&gt; Central&#160;America&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;br/&gt; International&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net interest income&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;11,378&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;799&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,405&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,334&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,993&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;717&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,931&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;965&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,522&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-interest&lt;/div&gt; income&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,352&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,014&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;588&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;571&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;479&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,295&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;755&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,219&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total revenues&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,730&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,964&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,419&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,922&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,564&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,196&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;3,226&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,720&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;37,741&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provision for credit losses&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,338&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;67&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;552&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;368&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;748&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;378&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;196&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;67&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,714&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-interest&lt;/div&gt; expenses&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,660&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,591&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,822&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;885&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,168&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;750&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,134&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,518&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Income tax expense&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,532&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;264&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;126&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;79&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;450&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;73&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,751&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,200&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,117&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;781&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;543&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;569&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;30&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,072&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;446&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interests in subsidiaries&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(200&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;123&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to equity holders of the Bank&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,400&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,117&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;536&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;562&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;949&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;446&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,789&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total average assets ($ billions)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;899&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;237&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;29&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;55&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;133&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,465&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total average liabilities ($billions)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;889&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;187&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;55&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;35&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;127&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,379&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes net income from investments in associated corporations for Canada &#x2013; $(12), United States &#x2013; $362, Mexico &#x2013; $9, Peru &#x2013; $4, Chile &#x2013; $7, Caribbean and Central America &#x2013; $132, and Other International &#x2013; $106. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Revenues are attributed to countries based on where services are performed or assets are recorded. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div&gt; &lt;div style="line-height:normal;display: inline;"&gt;  &lt;/div&gt; &lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:38%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31, 2024&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;br/&gt; ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;United&lt;br/&gt; States&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Mexico&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Peru&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Chile&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Colombia&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Caribbean&#160;and&lt;br/&gt; Central&#160;America&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;br/&gt; International&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 38%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net interest income&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,207&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;664&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,397&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,422&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,020&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;690&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,842&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,010&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,252&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-interest&lt;/div&gt; income&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;8,535&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,578&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,032&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;546&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;455&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;486&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,180&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;606&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;14,418&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 38%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total revenues&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;17,742&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,242&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;3,429&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,968&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,475&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,176&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;3,022&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,616&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;33,670&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 38%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provision for credit losses&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,701&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;380&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;501&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;626&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;561&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;150&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;104&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,051&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 38%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-interest&lt;/div&gt; expenses&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,207&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,309&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,867&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;869&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,143&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;794&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,454&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,052&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,695&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Income tax expense&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,002&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;146&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;280&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;140&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;119&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(49&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;303&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;91&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2,032&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3,832&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;759&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;902&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;458&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;587&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(130&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,115&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;369&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;7,892&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 38%; padding-bottom: 0.375pt;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;Net income attributable to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interests in subsidiaries&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;24&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;3&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;42&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;(50&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;115&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;134&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to equity holders of the Bank&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3,832&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;759&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2007;878&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;455&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;545&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(80&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,000&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;369&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;7,758&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 38%; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total average assets ($ billions)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;874&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;218&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;64&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;27&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;56&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;14&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;35&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;131&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;1,419&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 38%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total average liabilities ($billions)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;854&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;189&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;59&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;21&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;53&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;14&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;32&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;116&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;1,338&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#x2019;s methodology. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes net income from investments in associated corporations for Canada &#x2013; $(68), Mexico &#x2013; $11, Peru &#x2013; $4, Chile &#x2013; $6, Caribbean and Central America &#x2013; $109, and Other International &#x2013; $136. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Revenues are attributed to countries based on where services are performed or assets are recorded. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfEntitysReportableSegmentsExplanatory>
    <ifrs-full:DisclosureOfOperatingSegmentsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-194227"> &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Scotiabank&#x2019;s results, and average assets and liabilities, allocated by these operating segments, are as follows: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:47%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31, 2025&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;Taxable equivalent basis ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canadian&lt;br/&gt; Banking&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;International&lt;br/&gt; Banking&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global&#160;Wealth&lt;br/&gt; Management&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global&#160;Banking&lt;br/&gt; and&#160;Markets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; white-space: nowrap; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net interest income&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2&lt;/div&gt;)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;10,484&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;8,866&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,025&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,400&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(253&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;21,522&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-interest&lt;/div&gt; income&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3&lt;/div&gt;)(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4&lt;/div&gt;)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,941&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,177&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,403&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,766&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(68&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,219&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total revenues&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,425&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,043&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,428&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,166&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(321&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37,741&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provision for credit losses&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,293&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,309&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;97&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,714&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Depreciation and amortization&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;552&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;483&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;259&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;121&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expenses&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,853&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,681&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,955&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,304&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,121&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,914&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Income tax expense&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,302&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;781&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;590&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;585&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(507&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,751&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,425&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,789&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,680&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,921&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;(2,057&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interests in subsidiaries&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;158&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(198&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to equity holders of the Bank&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,425&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,631&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,670&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,922&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,859&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,789&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 47%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Average assets ($&#160;billions)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;227&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;509&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;228&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,465&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 47%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Average liabilities ($&#160;billions)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;382&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;175&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;48&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;520&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;254&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,379&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(1)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Includes all other smaller operating segments and corporate adjustments. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;(3)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Card revenues and Banking services fees are mainly earned in Canadian and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4&lt;/div&gt;)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking&#160;&#x2013;&#160;$19; International Banking &#x2013; $152; Global Banking and Markets &#x2013; $1; and Other &#x2013; $436. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;   &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:44%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"&gt;For the year ended October&#160;31, 2024&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid; white-space: nowrap;"&gt;Taxable equivalent basis ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canadian&lt;br/&gt;Banking&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;International&lt;br/&gt;Banking&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global Wealth&lt;br/&gt;Management&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Global&#160;Banking&lt;br/&gt;and Markets&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="text-align: right; vertical-align: bottom; border-bottom-color: rgb(0, 0, 0); border-bottom-width: 1pt; border-bottom-style: solid;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5px"&gt;(1)(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;Net interest income&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,185&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;8,867&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;786&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,102&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,688&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,252&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-interest&lt;/div&gt; income&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(4)(5)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2,848&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2,999&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;4,803&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3,959&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(191&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;14,418&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total revenues&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;13,033&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;11,866&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;5,589&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;5,061&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;(1,879&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;33,670&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provision for credit losses&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,691&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,285&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,051&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;Depreciation and amortization&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:6.6px"&gt;(6)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;568&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;568&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;187&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;258&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;179&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,760&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expenses&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,557&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,602&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,468&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,864&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;444&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,935&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Income tax expense&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,440&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;705&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;479&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;414&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(1,006&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2,032&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3,777&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2,706&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,428&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,478&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(1,497&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;7,892&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interests in subsidiaries&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;125&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;10&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(1&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;134&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to equity holders of the Bank&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3,777&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2,581&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,418&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,478&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(1,496&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;7,758&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Average assets ($&#160;billions)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;449&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;231&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;35&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;495&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;209&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,419&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Average liabilities ($&#160;billions)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;389&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;179&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;41&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;475&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;254&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;1,338&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#x2019;s methodology. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;Includes all other smaller operating segments and corporate adjustments, such as the elimination of the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;tax-exempt&lt;/div&gt; income &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;gross-up&lt;/div&gt; reported in net interest income and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income and provision for income taxes for the year ended October&#160;31, 2024 amounting to $55 to arrive at the amounts reported in the Consolidated Statement of Income, differences in the actual amount of costs incurred and charged to the operating segments. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3&lt;/div&gt;)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Interest income is reported net of interest expense as management relies primarily on net interest income as a performance measure. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;4&lt;/div&gt;)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Card revenues and Banking services fees are mainly earned in Canadian and International Banking. Mutual fund, Brokerage fees and Investment management and trust fees are primarily earned in Global Wealth Management. Underwriting and other advisory fees are predominantly earned in Global Banking and Markets. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;5&lt;/div&gt;)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes net income (on a taxable equivalent basis) from investments in associated corporations for Canadian Banking &#x2013; $(9); International Banking &#x2013; $130; and Other &#x2013; $77. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6&lt;/div&gt;)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes impairment charge on software and other intangible assets in the Other segment. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfOperatingSegmentsExplanatory>
    <ifrs-full:InterestRevenueExpense
      contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151222377"
      unitRef="Unit_CAD">10484000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense
      contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151222378"
      unitRef="Unit_CAD">8866000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense
      contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151222379"
      unitRef="Unit_CAD">1025000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense
      contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151222380"
      unitRef="Unit_CAD">1400000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense
      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
      decimals="-6"
      id="Fact_151222381"
      unitRef="Unit_CAD">-253000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="Fact_151222396"
      unitRef="Unit_CAD">21522000000</ifrs-full:InterestRevenueExpense>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151222397"
      unitRef="Unit_CAD">2941000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228074"
      unitRef="Unit_CAD">3177000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228075"
      unitRef="Unit_CAD">5403000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228076"
      unitRef="Unit_CAD">4766000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
      decimals="-6"
      id="Fact_151228077"
      unitRef="Unit_CAD">-68000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="Fact_151228078"
      unitRef="Unit_CAD">16219000000</bns:OperatingIncomeExcludingInterest>
    <ifrs-full:Revenue
      contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228081"
      unitRef="Unit_CAD">13425000000</ifrs-full:Revenue>
    <ifrs-full:Revenue
      contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228079"
      unitRef="Unit_CAD">12043000000</ifrs-full:Revenue>
    <ifrs-full:Revenue
      contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228082"
      unitRef="Unit_CAD">6428000000</ifrs-full:Revenue>
    <ifrs-full:Revenue
      contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228083"
      unitRef="Unit_CAD">6166000000</ifrs-full:Revenue>
    <ifrs-full:Revenue
      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
      decimals="-6"
      id="Fact_151228084"
      unitRef="Unit_CAD">-321000000</ifrs-full:Revenue>
    <ifrs-full:Revenue
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214100"
      unitRef="Unit_CAD">37741000000</ifrs-full:Revenue>
    <bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets
      contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228086"
      unitRef="Unit_CAD">2293000000</bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets>
    <bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets
      contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228085"
      unitRef="Unit_CAD">2309000000</bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets>
    <bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets
      contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228089"
      unitRef="Unit_CAD">14000000</bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets>
    <bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets
      contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228088"
      unitRef="Unit_CAD">97000000</bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets>
    <bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets
      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
      decimals="-6"
      id="Fact_151228090"
      unitRef="Unit_CAD">1000000</bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets>
    <bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214106"
      unitRef="Unit_CAD">4714000000</bns:IncreaseDecreaseInAllowanceAccountForCreditLossesOfLoansAndOtherAssets>
    <ifrs-full:DepreciationAndAmortisationExpense
      contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228093"
      unitRef="Unit_CAD">552000000</ifrs-full:DepreciationAndAmortisationExpense>
    <ifrs-full:DepreciationAndAmortisationExpense
      contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228092"
      unitRef="Unit_CAD">483000000</ifrs-full:DepreciationAndAmortisationExpense>
    <ifrs-full:DepreciationAndAmortisationExpense
      contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228091"
      unitRef="Unit_CAD">189000000</ifrs-full:DepreciationAndAmortisationExpense>
    <ifrs-full:DepreciationAndAmortisationExpense
      contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228096"
      unitRef="Unit_CAD">259000000</ifrs-full:DepreciationAndAmortisationExpense>
    <ifrs-full:DepreciationAndAmortisationExpense
      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
      decimals="-6"
      id="Fact_151228095"
      unitRef="Unit_CAD">121000000</ifrs-full:DepreciationAndAmortisationExpense>
    <ifrs-full:DepreciationAndAmortisationExpense
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214112"
      unitRef="Unit_CAD">1604000000</ifrs-full:DepreciationAndAmortisationExpense>
    <bns:OtherNonInterestExpenses
      contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151226157"
      unitRef="Unit_CAD">5853000000</bns:OtherNonInterestExpenses>
    <bns:OtherNonInterestExpenses
      contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151226156"
      unitRef="Unit_CAD">5681000000</bns:OtherNonInterestExpenses>
    <bns:OtherNonInterestExpenses
      contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      id="Fact_151226161"
      unitRef="Unit_CAD">3955000000</bns:OtherNonInterestExpenses>
    <bns:OtherNonInterestExpenses
      contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      id="Fact_151226160"
      unitRef="Unit_CAD">3304000000</bns:OtherNonInterestExpenses>
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      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
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      id="Fact_151226159"
      unitRef="Unit_CAD">2121000000</bns:OtherNonInterestExpenses>
    <bns:OtherNonInterestExpenses
      contextRef="P11_01_2024To10_31_2025"
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      id="ixv-214118"
      unitRef="Unit_CAD">20914000000</bns:OtherNonInterestExpenses>
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      contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      id="Fact_151228099"
      unitRef="Unit_CAD">1302000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations
      contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      id="Fact_151228098"
      unitRef="Unit_CAD">781000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations
      contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      id="Fact_151228097"
      unitRef="Unit_CAD">590000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations
      contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      id="Fact_151228102"
      unitRef="Unit_CAD">585000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
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      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
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      unitRef="Unit_CAD">-507000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
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      contextRef="P11_01_2024To10_31_2025"
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    <ifrs-full:ProfitLoss
      contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      id="Fact_151228104"
      unitRef="Unit_CAD">3425000000</ifrs-full:ProfitLoss>
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      contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      id="Fact_151228103"
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      contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      id="Fact_151228108"
      unitRef="Unit_CAD">1680000000</ifrs-full:ProfitLoss>
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      contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      id="Fact_151228107"
      unitRef="Unit_CAD">1921000000</ifrs-full:ProfitLoss>
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      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
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      contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      contextRef="P11_01_2024To10_31_2025"
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      contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      unitRef="Unit_CAD">3425000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
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      contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      unitRef="Unit_CAD">2631000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
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      contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      unitRef="Unit_CAD">1670000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
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      contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
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      contextRef="P11_01_2024To10_31_2025"
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      unitRef="Unit_CAD">7789000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
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      contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      unitRef="Unit_CAD">463000000000</bns:AverageAssets>
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      contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      unitRef="Unit_CAD">227000000000</bns:AverageAssets>
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      contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      unitRef="Unit_CAD">38000000000</bns:AverageAssets>
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      contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      unitRef="Unit_CAD">509000000000</bns:AverageAssets>
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      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
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      unitRef="Unit_CAD">228000000000</bns:AverageAssets>
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      contextRef="P11_01_2024To10_31_2025_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      unitRef="Unit_CAD">382000000000</bns:AverageLiabilities>
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      contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      unitRef="Unit_CAD">175000000000</bns:AverageLiabilities>
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      contextRef="P11_01_2024To10_31_2025_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      unitRef="Unit_CAD">48000000000</bns:AverageLiabilities>
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      contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
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      unitRef="Unit_CAD">254000000000</bns:AverageLiabilities>
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      unitRef="Unit_CAD">1379000000000</bns:AverageLiabilities>
    <bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome
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      unitRef="Unit_CAD">19000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
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      contextRef="P11_01_2024To10_31_2025_InternationalBankingMemberifrsfullSegmentsAxis"
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      unitRef="Unit_CAD">152000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
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      contextRef="P11_01_2024To10_31_2025_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis"
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      contextRef="P11_01_2024To10_31_2025_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
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      contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
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      id="Fact_151226164"
      unitRef="Unit_CAD">3468000000</bns:OtherNonInterestExpenses>
    <bns:OtherNonInterestExpenses
      contextRef="P11_01_2023To10_31_2024_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151226163"
      unitRef="Unit_CAD">2864000000</bns:OtherNonInterestExpenses>
    <bns:OtherNonInterestExpenses
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
      decimals="-6"
      id="Fact_151226162"
      unitRef="Unit_CAD">444000000</bns:OtherNonInterestExpenses>
    <bns:OtherNonInterestExpenses
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214194"
      unitRef="Unit_CAD">17935000000</bns:OtherNonInterestExpenses>
    <ifrs-full:IncomeTaxExpenseContinuingOperations
      contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228142"
      unitRef="Unit_CAD">1440000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations
      contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228143"
      unitRef="Unit_CAD">705000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations
      contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228145"
      unitRef="Unit_CAD">479000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations
      contextRef="P11_01_2023To10_31_2024_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228144"
      unitRef="Unit_CAD">414000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
      decimals="-6"
      id="Fact_151228140"
      unitRef="Unit_CAD">-1006000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:IncomeTaxExpenseContinuingOperations
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214200"
      unitRef="Unit_CAD">2032000000</ifrs-full:IncomeTaxExpenseContinuingOperations>
    <ifrs-full:ProfitLoss
      contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228150"
      unitRef="Unit_CAD">3777000000</ifrs-full:ProfitLoss>
    <ifrs-full:ProfitLoss
      contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228151"
      unitRef="Unit_CAD">2706000000</ifrs-full:ProfitLoss>
    <ifrs-full:ProfitLoss
      contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228146"
      unitRef="Unit_CAD">1428000000</ifrs-full:ProfitLoss>
    <ifrs-full:ProfitLoss
      contextRef="P11_01_2023To10_31_2024_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228147"
      unitRef="Unit_CAD">1478000000</ifrs-full:ProfitLoss>
    <ifrs-full:ProfitLoss
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
      decimals="-6"
      id="Fact_151228148"
      unitRef="Unit_CAD">-1497000000</ifrs-full:ProfitLoss>
    <ifrs-full:ProfitLoss
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214206"
      unitRef="Unit_CAD">7892000000</ifrs-full:ProfitLoss>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests
      contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151222252"
      unitRef="Unit_CAD">125000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests
      contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151222251"
      unitRef="Unit_CAD">10000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
      decimals="-6"
      id="Fact_151222254"
      unitRef="Unit_CAD">-1000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToNoncontrollingInterests
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214210"
      unitRef="Unit_CAD">134000000</ifrs-full:ProfitLossAttributableToNoncontrollingInterests>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent
      contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151222259"
      unitRef="Unit_CAD">3777000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent
      contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151222257"
      unitRef="Unit_CAD">2581000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent
      contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151222256"
      unitRef="Unit_CAD">1418000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent
      contextRef="P11_01_2023To10_31_2024_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151222255"
      unitRef="Unit_CAD">1478000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
      decimals="-6"
      id="Fact_151222260"
      unitRef="Unit_CAD">-1496000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214216"
      unitRef="Unit_CAD">7758000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <bns:AverageAssets
      contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151222239"
      unitRef="Unit_CAD">449000000000</bns:AverageAssets>
    <bns:AverageAssets
      contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151222240"
      unitRef="Unit_CAD">231000000000</bns:AverageAssets>
    <bns:AverageAssets
      contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151222241"
      unitRef="Unit_CAD">35000000000</bns:AverageAssets>
    <bns:AverageAssets
      contextRef="P11_01_2023To10_31_2024_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151222242"
      unitRef="Unit_CAD">495000000000</bns:AverageAssets>
    <bns:AverageAssets
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
      decimals="-9"
      id="Fact_151222243"
      unitRef="Unit_CAD">209000000000</bns:AverageAssets>
    <bns:AverageAssets
      contextRef="P11_01_2023To10_31_2024"
      decimals="-9"
      id="ixv-214222"
      unitRef="Unit_CAD">1419000000000</bns:AverageAssets>
    <bns:AverageLiabilities
      contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151222245"
      unitRef="Unit_CAD">389000000000</bns:AverageLiabilities>
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      contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151222246"
      unitRef="Unit_CAD">179000000000</bns:AverageLiabilities>
    <bns:AverageLiabilities
      contextRef="P11_01_2023To10_31_2024_GlobalWealthManagementMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151222247"
      unitRef="Unit_CAD">41000000000</bns:AverageLiabilities>
    <bns:AverageLiabilities
      contextRef="P11_01_2023To10_31_2024_GlobalBankingAndMarketsMemberifrsfullSegmentsAxis_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151222248"
      unitRef="Unit_CAD">475000000000</bns:AverageLiabilities>
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      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMemberifrsfullSegmentConsolidationItemsAxis_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
      decimals="-9"
      id="Fact_151222249"
      unitRef="Unit_CAD">254000000000</bns:AverageLiabilities>
    <bns:AverageLiabilities
      contextRef="P11_01_2023To10_31_2024"
      decimals="-9"
      id="ixv-214228"
      unitRef="Unit_CAD">1338000000000</bns:AverageLiabilities>
    <bns:TaxexemptIncome
      contextRef="P11_01_2023To10_31_2024_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
      decimals="-6"
      id="ixv-214229"
      unitRef="Unit_CAD">55000000</bns:TaxexemptIncome>
    <bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome
      contextRef="P11_01_2023To10_31_2024_CanadianBankingMemberifrsfullSegmentsAxis"
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      id="ixv-214230"
      unitRef="Unit_CAD">-9000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
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      contextRef="P11_01_2023To10_31_2024_InternationalBankingMemberifrsfullSegmentsAxis"
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      id="ixv-214231"
      unitRef="Unit_CAD">130000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
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      contextRef="P11_01_2023To10_31_2024_OtherSmallerOperatingSegmentsAndCorporateAdjustmentsMemberifrsfullSegmentsAxis"
      decimals="-6"
      id="ixv-214232"
      unitRef="Unit_CAD">77000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
    <ifrs-full:DisclosureOfGeographicalAreasExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-195587"> &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;The following table summarizes the Bank&#x2019;s financial results by geographic region. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:40%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31, 2025&lt;br/&gt; ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;United&lt;br/&gt; States&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Mexico&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Peru&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Chile&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Colombia&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Caribbean&#160;and&lt;br/&gt; Central&#160;America&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;br/&gt; International&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net interest income&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;11,378&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;799&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,405&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,334&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,993&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;717&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,931&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;965&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21,522&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-interest&lt;/div&gt; income&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,352&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,165&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,014&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;588&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;571&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;479&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,295&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;755&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,219&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total revenues&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,730&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,964&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,419&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,922&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,564&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,196&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;3,226&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,720&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;37,741&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provision for credit losses&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,338&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;67&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;552&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;368&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;748&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;378&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;196&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;67&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,714&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-interest&lt;/div&gt; expenses&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,660&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,591&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,822&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;885&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,168&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;750&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,134&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,518&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Income tax expense&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,532&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;264&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;126&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;79&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;450&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;73&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,751&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,200&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,117&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;781&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;543&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;569&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;30&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,072&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;446&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interests in subsidiaries&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(200&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;123&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to equity holders of the Bank&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,400&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,117&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;536&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;562&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;949&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;446&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,789&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total average assets ($ billions)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;899&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;237&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;29&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;55&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;133&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,465&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total average liabilities ($billions)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;889&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;187&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;55&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;35&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;127&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,379&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes net income from investments in associated corporations for Canada &#x2013; $(12), United States &#x2013; $362, Mexico &#x2013; $9, Peru &#x2013; $4, Chile &#x2013; $7, Caribbean and Central America &#x2013; $132, and Other International &#x2013; $106. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Revenues are attributed to countries based on where services are performed or assets are recorded. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;  &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div&gt; &lt;div style="line-height:normal;display: inline;"&gt;  &lt;/div&gt; &lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:38%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31, 2024&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;br/&gt; ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;United&lt;br/&gt; States&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Mexico&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Peru&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Chile&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Colombia&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Caribbean&#160;and&lt;br/&gt; Central&#160;America&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;br/&gt; International&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 38%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net interest income&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;9,207&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;664&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,397&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,422&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,020&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;690&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,842&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,010&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,252&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-interest&lt;/div&gt; income&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;8,535&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,578&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,032&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;546&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;455&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;486&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,180&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;606&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;14,418&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 38%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total revenues&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;17,742&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,242&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;3,429&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,968&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;2,475&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,176&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;3,022&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,616&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;33,670&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 38%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Provision for credit losses&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,701&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;28&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;380&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;501&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;626&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;561&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;150&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;104&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,051&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 38%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-interest&lt;/div&gt; expenses&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,207&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,309&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,867&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;869&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,143&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;794&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,454&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,052&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;19,695&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Income tax expense&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,002&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;146&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;280&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;140&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;119&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(49&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;303&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;91&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2,032&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3,832&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;759&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;902&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;458&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;587&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(130&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,115&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;369&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;7,892&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 38%; padding-bottom: 0.375pt;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; line-height: normal;"&gt;Net income attributable to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interests in subsidiaries&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;24&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;3&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;42&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;(50&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;115&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;134&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 38%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to equity holders of the Bank&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;3,832&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;759&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#x2007;878&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;455&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;545&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;(80&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;1,000&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;369&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;7,758&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 38%; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total average assets ($ billions)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;874&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;218&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;64&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;27&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;56&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;14&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;35&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;131&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid black;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid black;"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid black;"&gt;1,419&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 38%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total average liabilities ($billions)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;854&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;189&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;59&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;21&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;53&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;14&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;32&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;116&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;1,338&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Effective Q1 2025, changes were made to the methodology used to allocate certain income, expenses and balance sheet items between business segments. Prior period results for each segment have been reclassified to conform with the current period&#x2019;s methodology. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes net income from investments in associated corporations for Canada &#x2013; $(68), Mexico &#x2013; $11, Peru &#x2013; $4, Chile &#x2013; $6, Caribbean and Central America &#x2013; $109, and Other International &#x2013; $136. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Revenues are attributed to countries based on where services are performed or assets are recorded. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfGeographicalAreasExplanatory>
    <ifrs-full:InterestRevenueExpense
      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-6"
      id="ixv-214233"
      unitRef="Unit_CAD">11378000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense
      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-214234"
      unitRef="Unit_CAD">799000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense
      contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-6"
      id="ixv-214235"
      unitRef="Unit_CAD">2405000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense
      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-214236"
      unitRef="Unit_CAD">1334000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense
      contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-6"
      id="ixv-214237"
      unitRef="Unit_CAD">1993000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense
      contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-6"
      id="ixv-214238"
      unitRef="Unit_CAD">717000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense
      contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-6"
      id="ixv-214239"
      unitRef="Unit_CAD">1931000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense
      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-214240"
      unitRef="Unit_CAD">965000000</ifrs-full:InterestRevenueExpense>
    <ifrs-full:InterestRevenueExpense
      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-6"
      id="ixv-214241"
      unitRef="Unit_CAD">21522000000</ifrs-full:InterestRevenueExpense>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2024To10_31_2025_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228207"
      unitRef="Unit_CAD">9352000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151228208"
      unitRef="Unit_CAD">2165000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228209"
      unitRef="Unit_CAD">1014000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151228210"
      unitRef="Unit_CAD">588000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228211"
      unitRef="Unit_CAD">571000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2024To10_31_2025_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228212"
      unitRef="Unit_CAD">479000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151228213"
      unitRef="Unit_CAD">1295000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151228214"
      unitRef="Unit_CAD">755000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
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      contextRef="P11_01_2024To10_31_2025_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      id="ixv-214329"
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    <bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome
      contextRef="P11_01_2024To10_31_2025_USifrsfullGeographicalAreasAxis"
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      unitRef="Unit_CAD">362000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
    <bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome
      contextRef="P11_01_2024To10_31_2025_MXifrsfullGeographicalAreasAxis"
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      unitRef="Unit_CAD">9000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
    <bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome
      contextRef="P11_01_2024To10_31_2025_PEifrsfullGeographicalAreasAxis"
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      unitRef="Unit_CAD">4000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
    <bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome
      contextRef="P11_01_2024To10_31_2025_CLifrsfullGeographicalAreasAxis"
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      id="ixv-214334"
      unitRef="Unit_CAD">7000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
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      contextRef="P11_01_2024To10_31_2025_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis"
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      id="ixv-214335"
      unitRef="Unit_CAD">132000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
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      contextRef="P11_01_2024To10_31_2025_OtherInternationalMemberifrsfullGeographicalAreasAxis"
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      unitRef="Unit_CAD">106000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
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      contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      unitRef="Unit_CAD">9207000000</ifrs-full:InterestRevenueExpense>
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      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis"
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    <ifrs-full:InterestRevenueExpense
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      unitRef="Unit_CAD">2397000000</ifrs-full:InterestRevenueExpense>
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      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis"
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      id="Fact_151228232"
      unitRef="Unit_CAD">1422000000</ifrs-full:InterestRevenueExpense>
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      contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      unitRef="Unit_CAD">2020000000</ifrs-full:InterestRevenueExpense>
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      contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      id="Fact_151228230"
      unitRef="Unit_CAD">690000000</ifrs-full:InterestRevenueExpense>
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      contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      id="Fact_151228229"
      unitRef="Unit_CAD">1842000000</ifrs-full:InterestRevenueExpense>
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      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis"
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      id="Fact_151228228"
      unitRef="Unit_CAD">1010000000</ifrs-full:InterestRevenueExpense>
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      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      unitRef="Unit_CAD">19252000000</ifrs-full:InterestRevenueExpense>
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      contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      unitRef="Unit_CAD">8535000000</bns:OperatingIncomeExcludingInterest>
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      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis"
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    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      unitRef="Unit_CAD">1032000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis"
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      unitRef="Unit_CAD">546000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      unitRef="Unit_CAD">455000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      unitRef="Unit_CAD">486000000</bns:OperatingIncomeExcludingInterest>
    <bns:OperatingIncomeExcludingInterest
      contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      unitRef="Unit_CAD">1180000000</bns:OperatingIncomeExcludingInterest>
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      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis"
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      unitRef="Unit_CAD">606000000</bns:OperatingIncomeExcludingInterest>
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      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      unitRef="Unit_CAD">17742000000</ifrs-full:Revenue>
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      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis"
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      unitRef="Unit_CAD">2242000000</ifrs-full:Revenue>
    <ifrs-full:Revenue
      contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      unitRef="Unit_CAD">3429000000</ifrs-full:Revenue>
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      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis"
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      unitRef="Unit_CAD">1968000000</ifrs-full:Revenue>
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      contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      unitRef="Unit_CAD">1176000000</ifrs-full:Revenue>
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      contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis"
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      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis"
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      decimals="-6"
      id="Fact_151222555"
      unitRef="Unit_CAD">3832000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151222556"
      unitRef="Unit_CAD">759000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent
      contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151222551"
      unitRef="Unit_CAD">878000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151222552"
      unitRef="Unit_CAD">455000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent
      contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151222553"
      unitRef="Unit_CAD">545000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent
      contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151222554"
      unitRef="Unit_CAD">-80000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent
      contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151222549"
      unitRef="Unit_CAD">1000000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151222550"
      unitRef="Unit_CAD">369000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <ifrs-full:ProfitLossAttributableToOwnersOfParent
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-6"
      id="Fact_151222557"
      unitRef="Unit_CAD">7758000000</ifrs-full:ProfitLossAttributableToOwnersOfParent>
    <bns:AverageAssets
      contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151222560"
      unitRef="Unit_CAD">874000000000</bns:AverageAssets>
    <bns:AverageAssets
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis"
      decimals="-9"
      id="Fact_151222154"
      unitRef="Unit_CAD">218000000000</bns:AverageAssets>
    <bns:AverageAssets
      contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151222155"
      unitRef="Unit_CAD">64000000000</bns:AverageAssets>
    <bns:AverageAssets
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis"
      decimals="-9"
      id="Fact_151222158"
      unitRef="Unit_CAD">27000000000</bns:AverageAssets>
    <bns:AverageAssets
      contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151222159"
      unitRef="Unit_CAD">56000000000</bns:AverageAssets>
    <bns:AverageAssets
      contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151222558"
      unitRef="Unit_CAD">14000000000</bns:AverageAssets>
    <bns:AverageAssets
      contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151222559"
      unitRef="Unit_CAD">35000000000</bns:AverageAssets>
    <bns:AverageAssets
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis"
      decimals="-9"
      id="Fact_151222156"
      unitRef="Unit_CAD">131000000000</bns:AverageAssets>
    <bns:AverageAssets
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151222157"
      unitRef="Unit_CAD">1419000000000</bns:AverageAssets>
    <bns:AverageLiabilities
      contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151226189"
      unitRef="Unit_CAD">854000000000</bns:AverageLiabilities>
    <bns:AverageLiabilities
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_USifrsfullGeographicalAreasAxis"
      decimals="-9"
      id="Fact_151226190"
      unitRef="Unit_CAD">189000000000</bns:AverageLiabilities>
    <bns:AverageLiabilities
      contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151226191"
      unitRef="Unit_CAD">59000000000</bns:AverageLiabilities>
    <bns:AverageLiabilities
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_PEifrsfullGeographicalAreasAxis"
      decimals="-9"
      id="Fact_151226192"
      unitRef="Unit_CAD">21000000000</bns:AverageLiabilities>
    <bns:AverageLiabilities
      contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151226193"
      unitRef="Unit_CAD">53000000000</bns:AverageLiabilities>
    <bns:AverageLiabilities
      contextRef="P11_01_2023To10_31_2024_COifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151226194"
      unitRef="Unit_CAD">14000000000</bns:AverageLiabilities>
    <bns:AverageLiabilities
      contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151226195"
      unitRef="Unit_CAD">32000000000</bns:AverageLiabilities>
    <bns:AverageLiabilities
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis_OtherInternationalMemberifrsfullGeographicalAreasAxis"
      decimals="-9"
      id="Fact_151226196"
      unitRef="Unit_CAD">116000000000</bns:AverageLiabilities>
    <bns:AverageLiabilities
      contextRef="P11_01_2023To10_31_2024_OperatingSegmentsMembersrtConsolidationItemsAxis"
      decimals="-9"
      id="Fact_151226197"
      unitRef="Unit_CAD">1338000000000</bns:AverageLiabilities>
    <bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome
      contextRef="P11_01_2023To10_31_2024_CAifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-214434"
      unitRef="Unit_CAD">-68000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
    <bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome
      contextRef="P11_01_2023To10_31_2024_MXifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-214435"
      unitRef="Unit_CAD">11000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
    <bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome
      contextRef="P11_01_2023To10_31_2024_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-214436"
      unitRef="Unit_CAD">4000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
    <bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome
      contextRef="P11_01_2023To10_31_2024_CLifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-214437"
      unitRef="Unit_CAD">6000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
    <bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome
      contextRef="P11_01_2023To10_31_2024_CaribbeanAndCentralAmericaMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-214438"
      unitRef="Unit_CAD">109000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
    <bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome
      contextRef="P11_01_2023To10_31_2024_OtherInternationalMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-214439"
      unitRef="Unit_CAD">136000000</bns:NetIncomeFromInvestmentsInAssociatedCorporationsIncludedInNonInterestIncome>
    <ifrs-full:DisclosureOfRelatedPartyExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-197285">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_29" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;29&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Related Party Transactions &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Compensation of key management personnel of the Bank &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Key management personnel are those persons having authority and responsibility for planning, directing and controlling the activities of the Bank, directly or indirectly, and comprise the directors of the Bank, the President and Chief Executive Officer, certain direct reports of the President and Chief Executive Officer and Group Heads. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width: 87%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 87%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Salaries and cash incentives&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 87%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity-based payment&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;36&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 87%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Pension and other benefits&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 87%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;66&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2007;&#x2007;56&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents amounts expensed during the year. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents equity-based awards granted during the year. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Directors can use some or all of their director fees earned to buy common shares of the Bank at market rates through the Director&#x2019;s Share Purchase Plan. &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-officer&lt;/div&gt; directors may elect to receive all or a portion of their fees in the form of deferred stock units which vest immediately. Refer to Note 25 for further details of these plans. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Loans and deposits of key management personnel &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Loans are currently granted to key management personnel at market terms and conditions. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;br/&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width: 87%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 3%;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 87%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;10&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 87%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposits&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&#x2007;&#x2007;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;5&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s committed credit exposure to companies controlled by directors totaled $263 million as at October&#160;31, 2025 (October 31, 2024 &#x2013; $267&#160;million), while actual utilized amounts were $186 million (October 31, 2024&#160;&#x2013; $199 million). &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Transactions with associates and joint ventures &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In the ordinary course of business, the Bank provides normal banking services and enters into transactions with its associated and other related corporations on terms similar to those offered to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-related&lt;/div&gt; parties. If these transactions are eliminated on consolidation, they are not disclosed as related party transactions. Transactions between the Bank and its associated companies and joint ventures also qualify as related party transactions and were recorded as follows: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:87%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;As at and for the year ended October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income / (loss)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(21&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(15&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;140&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;209&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposits&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;282&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;253&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Guarantees and commitments&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;57&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;46&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Scotiabank principal pension plan &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank manages assets of $6.4 billion (October 31, 2024 &#x2013; $6.0 billion) which is a portion of the Scotiabank principal pension plan assets and earned $7.0 million in fees (October 31, 2024 &#x2013; $6.7 million). &lt;/div&gt; </ifrs-full:DisclosureOfRelatedPartyExplanatory>
    <ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-197297">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width: 87%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom;"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;For the year ended October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 87%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Salaries and cash incentives&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 87%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Equity-based payment&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;36&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;29&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt; width: 87%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Pension and other benefits&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;2&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%; border-bottom: 0.75pt solid rgb(127, 127, 127);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 87%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;66&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;$&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#x2007;&#x2007;56&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents amounts expensed during the year. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Represents equity-based awards granted during the year. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfInformationAboutKeyManagementPersonnelExplanatory>
    <ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="Fact_151222161"
      unitRef="Unit_CAD">28000000</ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits>
    <ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="Fact_151222160"
      unitRef="Unit_CAD">25000000</ifrs-full:KeyManagementPersonnelCompensationShorttermEmployeeBenefits>
    <ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="Fact_151222162"
      unitRef="Unit_CAD">36000000</ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment>
    <ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="Fact_151222163"
      unitRef="Unit_CAD">29000000</ifrs-full:KeyManagementPersonnelCompensationSharebasedPayment>
    <ifrs-full:KeyManagementPersonnelCompensationPostemploymentBenefits
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="Fact_151222165"
      unitRef="Unit_CAD">2000000</ifrs-full:KeyManagementPersonnelCompensationPostemploymentBenefits>
    <ifrs-full:KeyManagementPersonnelCompensationPostemploymentBenefits
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="Fact_151222164"
      unitRef="Unit_CAD">2000000</ifrs-full:KeyManagementPersonnelCompensationPostemploymentBenefits>
    <ifrs-full:KeyManagementPersonnelCompensation
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214446"
      unitRef="Unit_CAD">66000000</ifrs-full:KeyManagementPersonnelCompensation>
    <ifrs-full:KeyManagementPersonnelCompensation
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214447"
      unitRef="Unit_CAD">56000000</ifrs-full:KeyManagementPersonnelCompensation>
    <bns:DisclosureOfLoansAndDepositsOfKeyManagementPersonnelExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-197410">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width: 87%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 3%;"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 87%;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;10&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%;"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; width: 87%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposits&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); width: 1%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&#x2007;&#x2007;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; width: 2%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;5&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; width: 3%; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfLoansAndDepositsOfKeyManagementPersonnelExplanatory>
    <ifrs-full:TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions
      contextRef="P11_01_2024To10_31_2025_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMemberifrsfullCategoriesOfRelatedPartiesAxis"
      decimals="-6"
      id="ixv-214448"
      unitRef="Unit_CAD">7000000</ifrs-full:TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions>
    <ifrs-full:TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions
      contextRef="P11_01_2023To10_31_2024_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMemberifrsfullCategoriesOfRelatedPartiesAxis"
      decimals="-6"
      id="ixv-214449"
      unitRef="Unit_CAD">10000000</ifrs-full:TransfersUnderFinanceAgreementsFromEntityRelatedPartyTransactions>
    <ifrs-full:TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions
      contextRef="P11_01_2024To10_31_2025_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMemberifrsfullCategoriesOfRelatedPartiesAxis"
      decimals="-6"
      id="ixv-214450"
      unitRef="Unit_CAD">2000000</ifrs-full:TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions>
    <ifrs-full:TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions
      contextRef="P11_01_2023To10_31_2024_KeyManagementPersonnelDirectorsAndTheirCloseFamilyMembersMemberifrsfullCategoriesOfRelatedPartiesAxis"
      decimals="-6"
      id="ixv-214451"
      unitRef="Unit_CAD">5000000</ifrs-full:TransfersUnderFinanceAgreementsToEntityRelatedPartyTransactions>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts
      contextRef="PAsOn10_31_2025_DirectorsMemberifrsfullCategoriesOfRelatedPartiesAxis"
      decimals="-6"
      id="ixv-214452"
      unitRef="Unit_CAD">263000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts
      contextRef="PAsOn10_31_2024_DirectorsMemberifrsfullCategoriesOfRelatedPartiesAxis"
      decimals="-6"
      id="ixv-214453"
      unitRef="Unit_CAD">267000000</ifrs-full:ExposureToCreditRiskOnLoanCommitmentsAndFinancialGuaranteeContracts>
    <bns:UtilizedCreditExposure
      contextRef="PAsOn10_31_2025_DirectorsMemberifrsfullCategoriesOfRelatedPartiesAxis"
      decimals="-6"
      id="ixv-214454"
      unitRef="Unit_CAD">186000000</bns:UtilizedCreditExposure>
    <bns:UtilizedCreditExposure
      contextRef="PAsOn10_31_2024_DirectorsMemberifrsfullCategoriesOfRelatedPartiesAxis"
      decimals="-6"
      id="ixv-214455"
      unitRef="Unit_CAD">199000000</bns:UtilizedCreditExposure>
    <ifrs-full:DisclosureOfTransactionsBetweenRelatedPartiesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-214456">Transactions between the Bank and its associated companies and joint ventures also qualify as related party transactions and were recorded as follows: &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:87%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;As at and for the year ended October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income / (loss)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(21&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(15&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Loans&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;140&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;209&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Deposits&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;282&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;253&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Guarantees and commitments&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;57&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;46&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfTransactionsBetweenRelatedPartiesExplanatory>
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      unitRef="Unit_CAD">57000000</bns:GuaranteesAndCommitmentsMadeByEntityRelatedPartyTransactions>
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    <ifrs-full:DisclosureOfInterestsInSubsidiariesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-197586">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_30" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;30&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Principal Subsidiaries and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-Controlling&lt;/div&gt; Interests in Subsidiaries &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Principal subsidiaries&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:7.5px"&gt;(1) &lt;/div&gt; &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table presents certain operating subsidiaries the Bank owns, directly or indirectly. All of these subsidiaries are included in the Bank&#x2019;s consolidated financial statements. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:54%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&#160;value&#160;of&#160;shares&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Principal&#160;office&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;"&gt;Canadian&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Capital Inc.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Toronto, Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,694&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,160&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;BNS Investments Inc.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Toronto,&#160;Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;22,545&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;23,860&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;1832 Asset Management L.P.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Toronto, Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Montreal Trust Company of Canada&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Montreal,&#160;Quebec&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;MD Financial Management Inc.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Ottawa, Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,939&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,826&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Jarislowsky, Fraser Limited&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Montreal, Quebec&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;956&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Securities Inc.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Toronto, Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;69&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;73&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Tangerine Bank&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Toronto, Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,711&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,154&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The Bank of Nova Scotia Trust Company&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Toronto,&#160;Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;764&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;704&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Mortgage Corporation&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Toronto, Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;606&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;843&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;National Trust Company&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Stratford, Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;499&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;408&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Roynat Inc.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Calgary, Alberta&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;785&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;741&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Dealer Advantage Inc.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Hamilton, Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;977&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;924&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;"&gt;International&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Holdings (USA) LLC&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;New York, New York&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,698&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,654&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Capital (USA) Inc.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;New York, New York&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Financing (USA) LLC&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;New York, New York&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Nova Scotia Inversiones Limitada&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Santiago, Chile&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,370&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,489&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Chile S.A. (99.79%)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Santiago, Chile&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Grupo Financiero Scotiabank Inverlat, S.A. de C.V. (97.39%)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Mexico City, Mexico&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,821&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,966&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Inverlat, S.A.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Mexico City, Mexico&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Peru Holdings S.A.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Lima, Peru&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,920&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,779&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Peru S.A.A. (99.31%)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Lima, Peru&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Multiacciones S.A.S.&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Bogota, Colombia&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;424&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;973&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;Scotiabank Colpatria, S.A.&lt;/div&gt; (56.00%)&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Bogota, Colombia&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Brasil S.A. Banco Multiplo&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Sao Paulo, Brazil&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,142&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;796&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Uruguay Holdings S.A.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Montevideo, Uruguay&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;757&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;681&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Uruguay S.A.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Montevideo, Uruguay&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Republica Dominicana, S.A. &#x2013; Banco Multiple (99.80%)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Santo&#160;Domingo,&#160;Dominican&#160;Republic&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;823&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;943&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Caribbean Holdings Ltd.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Bridgetown, Barbados&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,966&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,608&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Group Jamaica Limited (71.78%)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Kingston, Jamaica&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Trinidad and Tobago Limited (50.90%)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Port&#160;of&#160;Spain,&#160;Trinidad&#160;and&#160;Tobago&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank (Barbados) Limited&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Bridgetown, Barbados&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;286&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;237&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;BNS International (Bahamas) Limited&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Nassau, Bahamas&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,612&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,180&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The Bank of Nova Scotia Trust Company (Bahamas) Limited&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Nassau, Bahamas&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank (Bahamas) Limited&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Nassau, Bahamas&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank&#160;&amp;amp; Trust (Cayman) Ltd.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Grand&#160;Cayman,&#160;Cayman&#160;Islands&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Grupo BNS de Costa Rica, S.A.&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;San Jose, Costa Rica&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank (Ireland) Designated Activity Company&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;Dublin, Ireland&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The Bank (or immediate parent of an entity) owns 100% of the outstanding voting shares of each subsidiary unless otherwise noted. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;In Q1 2025, the Bank entered into an agreement to sell its banking operations in Colombia, Costa Rica and Panama to Davivienda. The transaction was completed on December 1, 2025. Refer to Note 35 for details. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt; &lt;/div&gt;&lt;/div&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The Bank made a capital contribution to Scotiabank Colpatria S.A. in May 2025 which increased its ownership interest to 56.00% following the subsequent issuance of additional shares. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Subsidiaries may have a different reporting date from that of the Bank of October&#160;31. Dates may differ for a variety of reasons including local reporting requirements or tax laws. In accordance with the Bank&#x2019;s accounting policies, for the purpose of inclusion in the consolidated financial statements of&#160;the Bank, adjustments are made where significant for subsidiaries with different reporting dates. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;  &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt; &lt;div&gt;&lt;/div&gt;&lt;div&gt; &lt;div style="line-height:normal;display: inline;"&gt;  &lt;/div&gt; &lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(b)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-controlling&lt;/div&gt; interests in subsidiaries &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s significant &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interests in subsidiaries are comprised of the following entities: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:48%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at and for the year ended&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-controlling&lt;/div&gt;&lt;br/&gt; interest&#160;%&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-controlling&lt;/div&gt;&lt;br/&gt; interests in&lt;br/&gt; subsidiaries&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Dividends&lt;br/&gt; paid&#160;to&lt;br/&gt; &lt;div style="white-space:nowrap;display:inline;"&gt;non-controlling&lt;/div&gt;&lt;br/&gt; interest&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-controlling&lt;/div&gt;&lt;br/&gt; interests in&lt;br/&gt; subsidiaries&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Dividends paid&#160;to&lt;br/&gt; &lt;div style="white-space:nowrap;display:inline;"&gt;non-controlling&lt;/div&gt;&lt;br/&gt; interest&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Chile S.A.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.20%&#160;&#x2013;&#160;49.10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;262&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;256&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Colpatria S.A.&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44.00%&#160;&#x2013;&#160;47.00&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;323&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;405&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Group Jamaica Limited&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28.22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;379&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;350&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Trinidad and Tobago&#160;Limited&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49.10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;491&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;51&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;464&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.0005%&#160;&#x2013;&#160;49.35&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;266&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;232&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,721&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;82&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,707&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;88&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-controlling&lt;/div&gt; interest holders for Scotiabank Colpatria S.A. have a right to sell their holding to the Bank after the end of the 7th anniversary (January 17, 2019) and at subsequent &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;pre-agreed&lt;/div&gt; intervals, into the future, at fair market value that can be settled at the Bank&#x2019;s discretion, by issuance of common shares or cash. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Range of &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interest % for other subsidiaries. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Summarized financial information of the Bank&#x2019;s subsidiaries with significant &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interests are as follows: &lt;/div&gt; &lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:28%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at and for the year ended October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at and for the year ended October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Revenue&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;br/&gt; comprehensive&lt;br/&gt; income (loss)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&#160;assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;br/&gt; liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Revenue&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;br/&gt; comprehensive&lt;br/&gt; income (loss)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;br/&gt; liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;4,522&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;602&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;95,993&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;84,493&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;4,455&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;226&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;93,051&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;82,223&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfInterestsInSubsidiariesExplanatory>
    <ifrs-full:DisclosureOfSignificantInvestmentsInSubsidiariesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-197604"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The following table presents certain operating subsidiaries the Bank owns, directly or indirectly. All of these subsidiaries are included in the Bank&#x2019;s consolidated financial statements. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:54%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="vertical-align: bottom; text-align: center; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Carrying&#160;value&#160;of&#160;shares&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Principal&#160;office&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; text-align: right; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;"&gt;Canadian&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Capital Inc.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Toronto, Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,694&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,160&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;BNS Investments Inc.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Toronto,&#160;Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;22,545&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;23,860&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;1832 Asset Management L.P.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Toronto, Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Montreal Trust Company of Canada&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Montreal,&#160;Quebec&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;MD Financial Management Inc.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Ottawa, Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,939&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,826&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Jarislowsky, Fraser Limited&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Montreal, Quebec&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;974&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;956&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Securities Inc.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Toronto, Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;69&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;73&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Tangerine Bank&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Toronto, Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,711&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,154&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The Bank of Nova Scotia Trust Company&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Toronto,&#160;Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;764&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;704&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Mortgage Corporation&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Toronto, Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;606&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;843&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;National Trust Company&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Stratford, Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;499&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;408&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Roynat Inc.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Calgary, Alberta&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;785&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;741&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Dealer Advantage Inc.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Hamilton, Ontario&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;977&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;924&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="2" style="height:6pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:6pt"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="text-decoration: underline; letter-spacing: 0px; top: 0px;display:inline;"&gt;International&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Holdings (USA) LLC&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;New York, New York&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,698&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,654&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Capital (USA) Inc.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;New York, New York&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Financing (USA) LLC&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;New York, New York&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Nova Scotia Inversiones Limitada&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Santiago, Chile&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,370&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,489&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Chile S.A. (99.79%)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Santiago, Chile&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Grupo Financiero Scotiabank Inverlat, S.A. de C.V. (97.39%)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Mexico City, Mexico&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,821&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,966&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Inverlat, S.A.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Mexico City, Mexico&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Peru Holdings S.A.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Lima, Peru&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,920&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,779&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Peru S.A.A. (99.31%)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Lima, Peru&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Multiacciones S.A.S.&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Bogota, Colombia&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;424&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;973&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;/div&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;Scotiabank Colpatria, S.A.&lt;/div&gt; (56.00%)&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Bogota, Colombia&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Brasil S.A. Banco Multiplo&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Sao Paulo, Brazil&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,142&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;796&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Uruguay Holdings S.A.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Montevideo, Uruguay&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;757&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;681&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Uruguay S.A.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Montevideo, Uruguay&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Republica Dominicana, S.A. &#x2013; Banco Multiple (99.80%)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Santo&#160;Domingo,&#160;Dominican&#160;Republic&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;823&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;943&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Caribbean Holdings Ltd.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Bridgetown, Barbados&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,966&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,608&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Group Jamaica Limited (71.78%)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Kingston, Jamaica&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Trinidad and Tobago Limited (50.90%)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Port&#160;of&#160;Spain,&#160;Trinidad&#160;and&#160;Tobago&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank (Barbados) Limited&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Bridgetown, Barbados&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;286&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;237&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;BNS International (Bahamas) Limited&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Nassau, Bahamas&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,612&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;11,180&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;The Bank of Nova Scotia Trust Company (Bahamas) Limited&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Nassau, Bahamas&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank (Bahamas) Limited&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Nassau, Bahamas&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank&#160;&amp;amp; Trust (Cayman) Ltd.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Grand&#160;Cayman,&#160;Cayman&#160;Islands&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Grupo BNS de Costa Rica, S.A.&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;San Jose, Costa Rica&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; border-bottom: 1pt solid rgb(0, 0, 0);"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank (Ireland) Designated Activity Company&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; white-space: nowrap; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;Dublin, Ireland&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; border-bottom: 1pt solid rgb(0, 0, 0);"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The Bank (or immediate parent of an entity) owns 100% of the outstanding voting shares of each subsidiary unless otherwise noted. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial narrow; font-size: 6pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="width: 2%; text-align: left; vertical-align: top;"&gt;&lt;div style="display:inline;"&gt;(2)&lt;/div&gt;&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;In Q1 2025, the Bank entered into an agreement to sell its banking operations in Colombia, Costa Rica and Panama to Davivienda. The transaction was completed on December 1, 2025. Refer to Note 35 for details. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt; &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; letter-spacing: 0px; top: 0px;display:inline;"&gt; &lt;/div&gt;&lt;/div&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
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      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaPeruHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222533">Scotia Peru Holdings S.A.</ifrs-full:NameOfSubsidiary>
    <ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaPeruHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222204">Lima, Peru</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
    <ifrs-full:InvestmentsInSubsidiaries
      contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaPeruHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151228025"
      unitRef="Unit_CAD">6920000000</ifrs-full:InvestmentsInSubsidiaries>
    <ifrs-full:InvestmentsInSubsidiaries
      contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaPeruHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151228301"
      unitRef="Unit_CAD">5779000000</ifrs-full:InvestmentsInSubsidiaries>
    <ifrs-full:NameOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankPeruSaaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222534">Scotiabank Peru S.A.A. (99.31%)</ifrs-full:NameOfSubsidiary>
    <ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankPeruSaaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222193">Lima, Peru</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
    <ifrs-full:NameOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_MultiaccionesSASMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222535">Multiacciones S.A.S.</ifrs-full:NameOfSubsidiary>
    <ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_MultiaccionesSASMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222187">Bogota, Colombia</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
    <ifrs-full:InvestmentsInSubsidiaries
      contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_MultiaccionesSASMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151228022"
      unitRef="Unit_CAD">424000000</ifrs-full:InvestmentsInSubsidiaries>
    <ifrs-full:InvestmentsInSubsidiaries
      contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_MultiaccionesSASMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151228302"
      unitRef="Unit_CAD">973000000</ifrs-full:InvestmentsInSubsidiaries>
    <ifrs-full:NameOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankColpatriaSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222542">Scotiabank Colpatria, S.A. (56.00%)</ifrs-full:NameOfSubsidiary>
    <ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankColpatriaSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222184">Bogota, Colombia</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
    <ifrs-full:NameOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBrasilSaBancoMultiploMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222543">Scotiabank Brasil S.A. Banco Multiplo</ifrs-full:NameOfSubsidiary>
    <ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBrasilSaBancoMultiploMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222185">Sao Paulo, Brazil</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
    <ifrs-full:InvestmentsInSubsidiaries
      contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBrasilSaBancoMultiploMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151228172"
      unitRef="Unit_CAD">1142000000</ifrs-full:InvestmentsInSubsidiaries>
    <ifrs-full:InvestmentsInSubsidiaries
      contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBrasilSaBancoMultiploMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151228019"
      unitRef="Unit_CAD">796000000</ifrs-full:InvestmentsInSubsidiaries>
    <ifrs-full:NameOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotialUruguayHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222313">Scotia Uruguay Holdings S.A.</ifrs-full:NameOfSubsidiary>
    <ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotialUruguayHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222205">Montevideo, Uruguay</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
    <ifrs-full:InvestmentsInSubsidiaries
      contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotialUruguayHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151228021"
      unitRef="Unit_CAD">757000000</ifrs-full:InvestmentsInSubsidiaries>
    <ifrs-full:InvestmentsInSubsidiaries
      contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotialUruguayHoldingsSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151228170"
      unitRef="Unit_CAD">681000000</ifrs-full:InvestmentsInSubsidiaries>
    <ifrs-full:NameOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankUruguaySAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222314">Scotiabank Uruguay S.A.</ifrs-full:NameOfSubsidiary>
    <ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankUruguaySAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222192">Montevideo, Uruguay</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
    <ifrs-full:NameOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankRepublicaDominicanaSABancoMultipleMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222315">Scotiabank Republica Dominicana, S.A. &#x2013; Banco Multiple (99.80%)</ifrs-full:NameOfSubsidiary>
    <ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankRepublicaDominicanaSABancoMultipleMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151228165">Santo&#160;Domingo,&#160;Dominican&#160;Republic</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
    <ifrs-full:InvestmentsInSubsidiaries
      contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankRepublicaDominicanaSABancoMultipleMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151221739"
      unitRef="Unit_CAD">823000000</ifrs-full:InvestmentsInSubsidiaries>
    <ifrs-full:InvestmentsInSubsidiaries
      contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankRepublicaDominicanaSABancoMultipleMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151221737"
      unitRef="Unit_CAD">943000000</ifrs-full:InvestmentsInSubsidiaries>
    <ifrs-full:NameOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankCaribbeanHoldingsLtdMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222316">Scotiabank Caribbean Holdings Ltd.</ifrs-full:NameOfSubsidiary>
    <ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankCaribbeanHoldingsLtdMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151228255">Bridgetown, Barbados</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
    <ifrs-full:InvestmentsInSubsidiaries
      contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankCaribbeanHoldingsLtdMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151221741"
      unitRef="Unit_CAD">1966000000</ifrs-full:InvestmentsInSubsidiaries>
    <ifrs-full:InvestmentsInSubsidiaries
      contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankCaribbeanHoldingsLtdMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151221740"
      unitRef="Unit_CAD">1608000000</ifrs-full:InvestmentsInSubsidiaries>
    <ifrs-full:NameOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaGroupJamaicaLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222317">Scotia Group Jamaica Limited (71.78%)</ifrs-full:NameOfSubsidiary>
    <ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiaGroupJamaicaLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151228256">Kingston, Jamaica</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
    <ifrs-full:NameOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankTrinidadAndTobagoLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222318">Scotiabank Trinidad and Tobago Limited (50.90%)</ifrs-full:NameOfSubsidiary>
    <ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankTrinidadAndTobagoLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151228257">Port&#160;of&#160;Spain,&#160;Trinidad&#160;and&#160;Tobago</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
    <ifrs-full:NameOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBarbadosLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222319">Scotiabank (Barbados) Limited</ifrs-full:NameOfSubsidiary>
    <ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBarbadosLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151228160">Bridgetown, Barbados</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
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      contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBarbadosLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151221743"
      unitRef="Unit_CAD">286000000</ifrs-full:InvestmentsInSubsidiaries>
    <ifrs-full:InvestmentsInSubsidiaries
      contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBarbadosLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151221742"
      unitRef="Unit_CAD">237000000</ifrs-full:InvestmentsInSubsidiaries>
    <ifrs-full:NameOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_TheBankOfNovaScotiaInternationalLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222320">BNS International (Bahamas) Limited</ifrs-full:NameOfSubsidiary>
    <ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_TheBankOfNovaScotiaInternationalLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151228167">Nassau, Bahamas</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
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      contextRef="PAsOn10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_TheBankOfNovaScotiaInternationalLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151228169"
      unitRef="Unit_CAD">10612000000</ifrs-full:InvestmentsInSubsidiaries>
    <ifrs-full:InvestmentsInSubsidiaries
      contextRef="PAsOn10_31_2024_ForeignCountriesMemberifrsfullGeographicalAreasAxis_TheBankOfNovaScotiaInternationalLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151228168"
      unitRef="Unit_CAD">11180000000</ifrs-full:InvestmentsInSubsidiaries>
    <ifrs-full:NameOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_TheBankOfNovaScotiaTrustCompanyBahamasLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222321">The Bank of Nova Scotia Trust Company (Bahamas) Limited</ifrs-full:NameOfSubsidiary>
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      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_TheBankOfNovaScotiaTrustCompanyBahamasLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151228166">Nassau, Bahamas</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
    <ifrs-full:NameOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBahamasLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222322">Scotiabank (Bahamas) Limited</ifrs-full:NameOfSubsidiary>
    <ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankBahamasLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151228161">Nassau, Bahamas</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
    <ifrs-full:NameOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankAndTrustCaymanLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222323">Scotiabank&#160;&amp; Trust (Cayman) Ltd.</ifrs-full:NameOfSubsidiary>
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      id="Fact_151228162">Grand&#160;Cayman,&#160;Cayman&#160;Islands</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
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      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_GrupoBnsDeCostaRicaSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222324">Grupo BNS de Costa Rica, S.A.</ifrs-full:NameOfSubsidiary>
    <ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary
      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_GrupoBnsDeCostaRicaSaMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222183">San Jose, Costa Rica</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
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      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankIrelandDesignatedActivityCompanyMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222325">Scotiabank (Ireland) Designated Activity Company</ifrs-full:NameOfSubsidiary>
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      contextRef="P11_01_2024To10_31_2025_ForeignCountriesMemberifrsfullGeographicalAreasAxis_ScotiabankIrelandDesignatedActivityCompanyMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      id="Fact_151222182">Dublin, Ireland</ifrs-full:PrincipalPlaceOfBusinessOfSubsidiary>
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      contextRef="P11_01_2024To10_31_2025_ScotiabankColpatriaSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="4"
      id="ixv-214588"
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    <ifrs-full:DisclosureOfNoncontrollingInterestsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-198380"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s significant &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interests in subsidiaries are comprised of the following entities: &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:48%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at and for the year ended&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-controlling&lt;/div&gt;&lt;br/&gt; interest&#160;%&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-controlling&lt;/div&gt;&lt;br/&gt; interests in&lt;br/&gt; subsidiaries&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Dividends&lt;br/&gt; paid&#160;to&lt;br/&gt; &lt;div style="white-space:nowrap;display:inline;"&gt;non-controlling&lt;/div&gt;&lt;br/&gt; interest&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-controlling&lt;/div&gt;&lt;br/&gt; interests in&lt;br/&gt; subsidiaries&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Dividends paid&#160;to&lt;br/&gt; &lt;div style="white-space:nowrap;display:inline;"&gt;non-controlling&lt;/div&gt;&lt;br/&gt; interest&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Chile S.A.&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.20%&#160;&#x2013;&#160;49.10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;262&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;256&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Colpatria S.A.&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44.00%&#160;&#x2013;&#160;47.00&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;323&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;405&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotia Group Jamaica Limited&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28.22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;379&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;350&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Scotiabank Trinidad and Tobago&#160;Limited&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49.10&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;491&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;51&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;464&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); text-align: right; padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;0.0005%&#160;&#x2013;&#160;49.35&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space: nowrap; vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.375pt;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;%&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;266&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;232&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,721&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;82&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,707&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;88&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-controlling&lt;/div&gt; interest holders for Scotiabank Colpatria S.A. have a right to sell their holding to the Bank after the end of the 7th anniversary (January 17, 2019) and at subsequent &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;pre-agreed&lt;/div&gt; intervals, into the future, at fair market value that can be settled at the Bank&#x2019;s discretion, by issuance of common shares or cash. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Range of &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interest % for other subsidiaries. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfNoncontrollingInterestsExplanatory>
    <ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests
      contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_ScotiabankChileSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="4"
      id="ixv-214590"
      unitRef="Unit_pure">0.002</ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests>
    <ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests
      contextRef="P11_01_2024To10_31_2025_ScotiabankChileSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="4"
      id="ixv-214591"
      unitRef="Unit_pure">0.491</ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests>
    <ifrs-full:NoncontrollingInterests
      contextRef="PAsOn10_31_2025_ScotiabankChileSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214592"
      unitRef="Unit_CAD">262000000</ifrs-full:NoncontrollingInterests>
    <ifrs-full:DividendsPaidToNoncontrollingInterests
      contextRef="P11_01_2024To10_31_2025_ScotiabankChileSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214593"
      unitRef="Unit_CAD">8000000</ifrs-full:DividendsPaidToNoncontrollingInterests>
    <ifrs-full:NoncontrollingInterests
      contextRef="PAsOn10_31_2024_ScotiabankChileSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214594"
      unitRef="Unit_CAD">256000000</ifrs-full:NoncontrollingInterests>
    <ifrs-full:DividendsPaidToNoncontrollingInterests
      contextRef="P11_01_2023To10_31_2024_ScotiabankChileSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214595"
      unitRef="Unit_CAD">24000000</ifrs-full:DividendsPaidToNoncontrollingInterests>
    <ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests
      contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_ScotiabankColpatriaSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="4"
      id="Fact_151225380"
      unitRef="Unit_pure">0.44</ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests>
    <ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests
      contextRef="P11_01_2024To10_31_2025_ScotiabankColpatriaSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="4"
      id="Fact_151225381"
      unitRef="Unit_pure">0.47</ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests>
    <ifrs-full:NoncontrollingInterests
      contextRef="PAsOn10_31_2025_ScotiabankColpatriaSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151228323"
      unitRef="Unit_CAD">323000000</ifrs-full:NoncontrollingInterests>
    <ifrs-full:NoncontrollingInterests
      contextRef="PAsOn10_31_2024_ScotiabankColpatriaSAMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="Fact_151228321"
      unitRef="Unit_CAD">405000000</ifrs-full:NoncontrollingInterests>
    <ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests
      contextRef="P11_01_2024To10_31_2025_ScotiaGroupJamaicaLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="4"
      id="ixv-214600"
      unitRef="Unit_pure">0.2822</ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests>
    <ifrs-full:NoncontrollingInterests
      contextRef="PAsOn10_31_2025_ScotiaGroupJamaicaLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214601"
      unitRef="Unit_CAD">379000000</ifrs-full:NoncontrollingInterests>
    <ifrs-full:DividendsPaidToNoncontrollingInterests
      contextRef="P11_01_2024To10_31_2025_ScotiaGroupJamaicaLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214602"
      unitRef="Unit_CAD">14000000</ifrs-full:DividendsPaidToNoncontrollingInterests>
    <ifrs-full:NoncontrollingInterests
      contextRef="PAsOn10_31_2024_ScotiaGroupJamaicaLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214603"
      unitRef="Unit_CAD">350000000</ifrs-full:NoncontrollingInterests>
    <ifrs-full:DividendsPaidToNoncontrollingInterests
      contextRef="P11_01_2023To10_31_2024_ScotiaGroupJamaicaLimitedMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214604"
      unitRef="Unit_CAD">13000000</ifrs-full:DividendsPaidToNoncontrollingInterests>
    <ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests
      contextRef="P11_01_2024To10_31_2025_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="4"
      id="ixv-214605"
      unitRef="Unit_pure">0.491</ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests>
    <ifrs-full:NoncontrollingInterests
      contextRef="PAsOn10_31_2025_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214606"
      unitRef="Unit_CAD">491000000</ifrs-full:NoncontrollingInterests>
    <ifrs-full:DividendsPaidToNoncontrollingInterests
      contextRef="P11_01_2024To10_31_2025_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214607"
      unitRef="Unit_CAD">51000000</ifrs-full:DividendsPaidToNoncontrollingInterests>
    <ifrs-full:NoncontrollingInterests
      contextRef="PAsOn10_31_2024_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214608"
      unitRef="Unit_CAD">464000000</ifrs-full:NoncontrollingInterests>
    <ifrs-full:DividendsPaidToNoncontrollingInterests
      contextRef="P11_01_2023To10_31_2024_ScotiabankTrinidadAndTobagoLimitedFiftyPointNineZeroPercentMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214609"
      unitRef="Unit_CAD">49000000</ifrs-full:DividendsPaidToNoncontrollingInterests>
    <ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests
      contextRef="P11_01_2024To10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_OtherNonControllingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="6"
      id="Fact_151225382"
      unitRef="Unit_pure">0.000005</ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests>
    <ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests
      contextRef="P11_01_2024To10_31_2025_OtherNonControllingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="4"
      id="Fact_151225383"
      unitRef="Unit_pure">0.4935</ifrs-full:ProportionOfOwnershipInterestsHeldByNoncontrollingInterests>
    <ifrs-full:NoncontrollingInterests
      contextRef="PAsOn10_31_2025_OtherNonControllingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214612"
      unitRef="Unit_CAD">266000000</ifrs-full:NoncontrollingInterests>
    <ifrs-full:DividendsPaidToNoncontrollingInterests
      contextRef="P11_01_2024To10_31_2025_OtherNonControllingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214613"
      unitRef="Unit_CAD">9000000</ifrs-full:DividendsPaidToNoncontrollingInterests>
    <ifrs-full:NoncontrollingInterests
      contextRef="PAsOn10_31_2024_OtherNonControllingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214614"
      unitRef="Unit_CAD">232000000</ifrs-full:NoncontrollingInterests>
    <ifrs-full:DividendsPaidToNoncontrollingInterests
      contextRef="P11_01_2023To10_31_2024_OtherNonControllingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214615"
      unitRef="Unit_CAD">2000000</ifrs-full:DividendsPaidToNoncontrollingInterests>
    <ifrs-full:NoncontrollingInterests
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-214616"
      unitRef="Unit_CAD">1721000000</ifrs-full:NoncontrollingInterests>
    <ifrs-full:DividendsPaidToNoncontrollingInterests
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214617"
      unitRef="Unit_CAD">82000000</ifrs-full:DividendsPaidToNoncontrollingInterests>
    <ifrs-full:NoncontrollingInterests
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-214618"
      unitRef="Unit_CAD">1707000000</ifrs-full:NoncontrollingInterests>
    <ifrs-full:DividendsPaidToNoncontrollingInterests
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214619"
      unitRef="Unit_CAD">88000000</ifrs-full:DividendsPaidToNoncontrollingInterests>
    <bns:DisclosureOfFinancialInformationOfSignificantSubsidiariesExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-198724"> &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Summarized financial information of the Bank&#x2019;s subsidiaries with significant &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-controlling&lt;/div&gt; interests are as follows: &lt;/div&gt; &lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:28%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;As at and for the year ended October&#160;31, 2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;As at and for the year ended October&#160;31, 2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Revenue&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;br/&gt; comprehensive&lt;br/&gt; income (loss)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&#160;assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;br/&gt; liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Revenue&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;br/&gt; comprehensive&lt;br/&gt; income (loss)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total assets&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;br/&gt; liabilities&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;4,522&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;602&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;95,993&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;84,493&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;4,455&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;226&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;93,051&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;82,223&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfFinancialInformationOfSignificantSubsidiariesExplanatory>
    <ifrs-full:Revenue
      contextRef="P11_01_2024To10_31_2025_SubsidiariesWithMaterialNoncontrollingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214620"
      unitRef="Unit_CAD">4522000000</ifrs-full:Revenue>
    <ifrs-full:ComprehensiveIncome
      contextRef="P11_01_2024To10_31_2025_SubsidiariesWithMaterialNoncontrollingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214621"
      unitRef="Unit_CAD">602000000</ifrs-full:ComprehensiveIncome>
    <ifrs-full:Assets
      contextRef="PAsOn10_31_2025_SubsidiariesWithMaterialNoncontrollingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214622"
      unitRef="Unit_CAD">95993000000</ifrs-full:Assets>
    <ifrs-full:Liabilities
      contextRef="PAsOn10_31_2025_SubsidiariesWithMaterialNoncontrollingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214623"
      unitRef="Unit_CAD">84493000000</ifrs-full:Liabilities>
    <ifrs-full:Revenue
      contextRef="P11_01_2023To10_31_2024_SubsidiariesWithMaterialNoncontrollingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214624"
      unitRef="Unit_CAD">4455000000</ifrs-full:Revenue>
    <ifrs-full:ComprehensiveIncome
      contextRef="P11_01_2023To10_31_2024_SubsidiariesWithMaterialNoncontrollingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214625"
      unitRef="Unit_CAD">226000000</ifrs-full:ComprehensiveIncome>
    <ifrs-full:Assets
      contextRef="PAsOn10_31_2024_SubsidiariesWithMaterialNoncontrollingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214626"
      unitRef="Unit_CAD">93051000000</ifrs-full:Assets>
    <ifrs-full:Liabilities
      contextRef="PAsOn10_31_2024_SubsidiariesWithMaterialNoncontrollingInterestsMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-214627"
      unitRef="Unit_CAD">82223000000</ifrs-full:Liabilities>
    <ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-198875">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_31" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Interest Income and Expense &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:64%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;For the year ended October&#160;31&#160;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest&lt;br/&gt; income&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest&lt;br/&gt; expense&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest&lt;br/&gt; income&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest&lt;br/&gt; expense&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Measured at amortized cost&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50,819&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;35,831&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;53,966&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;42,177&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Measured at FVOCI&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,585&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,905&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,404&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;35,831&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,871&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;42,177&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,198&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;249&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,788&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;230&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;57,602&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;36,080&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;61,659&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;42,407&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The interest income/expense on financial assets/liabilities are calculated using the effective interest method. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes dividend income on equity securities. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes interest on lease liabilities of $125 (2024 &#x2013; $119) and insurance finance expense of $33 (2024 &#x2013; $30). &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfInterestIncomeExpenseExplanatory>
    <bns:DisclosureOfNetInterestIncomeAndInterestExpenseFromFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-198884">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:64%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;For the year ended October&#160;31&#160;($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest&lt;br/&gt; income&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest&lt;br/&gt; expense&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest&lt;br/&gt; income&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Interest&lt;br/&gt; expense&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Measured at amortized cost&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50,819&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;35,831&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;53,966&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;42,177&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Measured at FVOCI&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,585&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,905&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,404&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;35,831&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;59,871&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;42,177&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,198&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;249&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,788&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;230&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;57,602&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;36,080&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;61,659&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;42,407&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The interest income/expense on financial assets/liabilities are calculated using the effective interest method. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes dividend income on equity securities. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes interest on lease liabilities of $125 (2024 &#x2013; $119) and insurance finance expense of $33 (2024 &#x2013; $30). &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfNetInterestIncomeAndInterestExpenseFromFinancialInstrumentsAtFairValueThroughProfitOrLossExplanatory>
    <ifrs-full:InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="Fact_151228349"
      unitRef="Unit_CAD">50819000000</ifrs-full:InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost>
    <ifrs-full:InterestIncomeExpenseRecognisedForFinancialLiabilitiesReclassifiedIntoMeasuredAtAmortisedCostFirstApplicationOfIFRS9
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="Fact_151225984"
      unitRef="Unit_CAD">-35831000000</ifrs-full:InterestIncomeExpenseRecognisedForFinancialLiabilitiesReclassifiedIntoMeasuredAtAmortisedCostFirstApplicationOfIFRS9>
    <ifrs-full:InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="Fact_151228350"
      unitRef="Unit_CAD">53966000000</ifrs-full:InterestIncomeForFinancialAssetsMeasuredAtAmortisedCost>
    <ifrs-full:InterestIncomeExpenseRecognisedForFinancialLiabilitiesReclassifiedIntoMeasuredAtAmortisedCostFirstApplicationOfIFRS9
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="Fact_151225983"
      unitRef="Unit_CAD">-42177000000</ifrs-full:InterestIncomeExpenseRecognisedForFinancialLiabilitiesReclassifiedIntoMeasuredAtAmortisedCostFirstApplicationOfIFRS9>
    <ifrs-full:InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="Fact_151228352"
      unitRef="Unit_CAD">5585000000</ifrs-full:InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="Fact_151228351"
      unitRef="Unit_CAD">5905000000</ifrs-full:InterestRevenueForFinancialAssetsMeasuredAtFairValueThroughOtherComprehensiveIncome>
    <ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214634"
      unitRef="Unit_CAD">56404000000</ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod>
    <bns:InterestExpenseCalculatedUsingEffectiveInterestMethod
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214635"
      unitRef="Unit_CAD">35831000000</bns:InterestExpenseCalculatedUsingEffectiveInterestMethod>
    <ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214636"
      unitRef="Unit_CAD">59871000000</ifrs-full:InterestRevenueCalculatedUsingEffectiveInterestMethod>
    <bns:InterestExpenseCalculatedUsingEffectiveInterestMethod
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214637"
      unitRef="Unit_CAD">42177000000</bns:InterestExpenseCalculatedUsingEffectiveInterestMethod>
    <bns:InterestIncomeCalculatedUsingOtherMethod
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="Fact_151228354"
      unitRef="Unit_CAD">1198000000</bns:InterestIncomeCalculatedUsingOtherMethod>
    <bns:InterestExpenseCalculatedUsingOtherMethod
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="Fact_151225985"
      unitRef="Unit_CAD">249000000</bns:InterestExpenseCalculatedUsingOtherMethod>
    <bns:InterestIncomeCalculatedUsingOtherMethod
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="Fact_151228353"
      unitRef="Unit_CAD">1788000000</bns:InterestIncomeCalculatedUsingOtherMethod>
    <bns:InterestExpenseCalculatedUsingOtherMethod
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="Fact_151228045"
      unitRef="Unit_CAD">230000000</bns:InterestExpenseCalculatedUsingOtherMethod>
    <ifrs-full:RevenueFromInterest
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214642"
      unitRef="Unit_CAD">57602000000</ifrs-full:RevenueFromInterest>
    <ifrs-full:InterestExpense
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214643"
      unitRef="Unit_CAD">36080000000</ifrs-full:InterestExpense>
    <ifrs-full:RevenueFromInterest
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214644"
      unitRef="Unit_CAD">61659000000</ifrs-full:RevenueFromInterest>
    <ifrs-full:InterestExpense
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214645"
      unitRef="Unit_CAD">42407000000</ifrs-full:InterestExpense>
    <ifrs-full:InterestExpenseOnLeaseLiabilities
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214646"
      unitRef="Unit_CAD">125000000</ifrs-full:InterestExpenseOnLeaseLiabilities>
    <ifrs-full:InterestExpenseOnLeaseLiabilities
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214647"
      unitRef="Unit_CAD">119000000</ifrs-full:InterestExpenseOnLeaseLiabilities>
    <ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214648"
      unitRef="Unit_CAD">33000000</ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued>
    <ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214649"
      unitRef="Unit_CAD">30000000</ifrs-full:InsuranceServiceExpensesFromInsuranceContractsIssued>
    <ifrs-full:DisclosureOfEarningsPerShareExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-199115">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_32" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Earnings Per Share &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 9pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: arial; font-size: 9pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:83%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;For the year ended October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Basic earnings per common share&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to common shareholders&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,283&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;&#x2007;7,286&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency loss on redemption of Subordinated Additional Tier 1 Capital Notes&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to common shareholders used to calculate basic earnings per common share&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,261&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,286&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Weighted average number of common shares outstanding (millions)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,244&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,226&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Basic earnings per common share&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt; (in dollars)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2007;&#x2007;5.84&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.94&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Diluted earnings per common share&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"&gt;Net income attributable to common shareholders used to calculate basic earnings per common share&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,261&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,286&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Dilutive impact of share-based payment options and others&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(181&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(49&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to common shareholders (diluted)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,080&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,237&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Weighted average number of common shares outstanding (millions)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,244&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,226&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Dilutive impact of share-based payment options and others&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3) &lt;/div&gt;(millions)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Weighted average number of diluted common shares outstanding (millions)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,248&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,232&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Diluted earnings per common share&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt; (in dollars)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.67&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.87&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;Refer to Note 23 (b) for further details on the redemption of the equity instrument. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Earnings per share calculations are based on full dollar and share amounts. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Certain options were not included in the calculation of diluted earnings per share as they were anti-dilutive. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfEarningsPerShareExplanatory>
    <ifrs-full:EarningsPerShareExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-199124">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; width: 100%; font-family: arial; font-size: 9pt; border-collapse: collapse; border-spacing: 0;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside: avoid;"&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: arial; font-size: 9pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="clear:both;max-height:0pt;text-indent: 0px;"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:83%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;For the year ended October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Basic earnings per common share&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to common shareholders&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,283&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;&#x2007;&#x2007;7,286&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign currency loss on redemption of Subordinated Additional Tier 1 Capital Notes&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(22&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to common shareholders used to calculate basic earnings per common share&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,261&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,286&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Weighted average number of common shares outstanding (millions)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,244&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,226&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Basic earnings per common share&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt; (in dollars)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;&#x2007;&#x2007;&#x2007;5.84&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.94&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; font-weight: bold; line-height: normal;"&gt;Diluted earnings per common share&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top;"&gt; &lt;div style="text-indent: -1em; font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em;"&gt;Net income attributable to common shareholders used to calculate basic earnings per common share&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,261&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,286&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Dilutive impact of share-based payment options and others&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(181&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(49&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Net income attributable to common shareholders (diluted)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,080&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,237&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Weighted average number of common shares outstanding (millions)&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,244&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,226&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Dilutive impact of share-based payment options and others&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3) &lt;/div&gt;(millions)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Weighted average number of diluted common shares outstanding (millions)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,248&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,232&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Diluted earnings per common share&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt; (in dollars)&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5.67&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5.87&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt; &lt;div style="text-align: left; font-family: &amp;quot;arial narrow&amp;quot;; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt; line-height: normal;"&gt;Refer to Note 23 (b) for further details on the redemption of the equity instrument. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Earnings per share calculations are based on full dollar and share amounts. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Certain options were not included in the calculation of diluted earnings per share as they were anti-dilutive. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:EarningsPerShareExplanatory>
    <ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214650"
      unitRef="Unit_CAD">7283000000</ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity>
    <ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214651"
      unitRef="Unit_CAD">7286000000</ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntity>
    <bns:ForeignExchangeLossOnPreferredSharesAndOtherEquityInstrumentsRedemption
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="Fact_151229352"
      unitRef="Unit_CAD">-22000000</bns:ForeignExchangeLossOnPreferredSharesAndOtherEquityInstrumentsRedemption>
    <bns:NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214653"
      unitRef="Unit_CAD">7261000000</bns:NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity>
    <bns:NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214654"
      unitRef="Unit_CAD">7286000000</bns:NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity>
    <ifrs-full:WeightedAverageShares
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214655"
      unitRef="Unit_shares">1244000000</ifrs-full:WeightedAverageShares>
    <ifrs-full:WeightedAverageShares
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214656"
      unitRef="Unit_shares">1226000000</ifrs-full:WeightedAverageShares>
    <ifrs-full:BasicEarningsLossPerShare
      contextRef="P11_01_2024To10_31_2025"
      decimals="2"
      id="Fact_151228360"
      unitRef="Unit_CAD_per_Share">5.84</ifrs-full:BasicEarningsLossPerShare>
    <ifrs-full:BasicEarningsLossPerShare
      contextRef="P11_01_2023To10_31_2024"
      decimals="2"
      id="Fact_151228359"
      unitRef="Unit_CAD_per_Share">5.94</ifrs-full:BasicEarningsLossPerShare>
    <bns:NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214659"
      unitRef="Unit_CAD">7261000000</bns:NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity>
    <bns:NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214660"
      unitRef="Unit_CAD">7286000000</bns:NetIncomeLossAttributableToOrdinaryEquityHoldersOfParentEntity>
    <bns:AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="Fact_151228362"
      unitRef="Unit_CAD">-181000000</bns:AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers>
    <bns:AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="Fact_151228361"
      unitRef="Unit_CAD">-49000000</bns:AdjustmentsToNetIncomeDueToShareBasedPaymentOptionsAndOthers>
    <ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214663"
      unitRef="Unit_CAD">7080000000</ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects>
    <ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214664"
      unitRef="Unit_CAD">7237000000</ifrs-full:ProfitLossAttributableToOrdinaryEquityHoldersOfParentEntityIncludingDilutiveEffects>
    <ifrs-full:WeightedAverageShares
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214665"
      unitRef="Unit_shares">1244000000</ifrs-full:WeightedAverageShares>
    <ifrs-full:WeightedAverageShares
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214666"
      unitRef="Unit_shares">1226000000</ifrs-full:WeightedAverageShares>
    <ifrs-full:DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="Fact_151228366"
      unitRef="Unit_shares">4000000</ifrs-full:DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares>
    <ifrs-full:DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="Fact_151228365"
      unitRef="Unit_shares">6000000</ifrs-full:DilutiveEffectOfShareOptionsOnNumberOfOrdinaryShares>
    <ifrs-full:AdjustedWeightedAverageShares
      contextRef="P11_01_2024To10_31_2025"
      decimals="-6"
      id="ixv-214669"
      unitRef="Unit_shares">1248000000</ifrs-full:AdjustedWeightedAverageShares>
    <ifrs-full:AdjustedWeightedAverageShares
      contextRef="P11_01_2023To10_31_2024"
      decimals="-6"
      id="ixv-214670"
      unitRef="Unit_shares">1232000000</ifrs-full:AdjustedWeightedAverageShares>
    <ifrs-full:DilutedEarningsLossPerShare
      contextRef="P11_01_2024To10_31_2025"
      decimals="2"
      id="Fact_151228370"
      unitRef="Unit_CAD_per_Share">5.67</ifrs-full:DilutedEarningsLossPerShare>
    <ifrs-full:DilutedEarningsLossPerShare
      contextRef="P11_01_2023To10_31_2024"
      decimals="2"
      id="Fact_151228369"
      unitRef="Unit_CAD_per_Share">5.87</ifrs-full:DilutedEarningsLossPerShare>
    <bns:DisclosureOfCommitmentsGuaranteesAndPledgedAssetsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-199417">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_33" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;33&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Guarantees, Commitments and Pledged Assets &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Guarantees &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank enters into various types of guarantees and indemnifications in the normal course of business. Guarantees represent an undertaking to another party to make a payment to that party when certain specified events occur. The various guarantees and indemnifications that the Bank provides with respect to its customers and other third parties are presented below: &lt;/div&gt; &lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:76%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Maximum&#160;potential&lt;br/&gt; amount of future&lt;br/&gt; payments&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Maximum&#160;potential&lt;br/&gt; amount of future&lt;br/&gt; payments&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Standby letters of credit and letters of guarantee&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;86,016&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;62,966&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Liquidity facilities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,611&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,665&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Indemnifications&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;95&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;791&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The maximum potential amount of future payments represents those guarantees that can be quantified and excludes other guarantees that cannot be quantified. As many of these guarantees will not be drawn upon and the maximum potential amount of future payments listed above does not consider the possibility of recovery under recourse or collateral provisions, the above amounts are not indicative of future cash requirements, credit risk, or the Bank&#x2019;s expected losses from these arrangements. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(i)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Standby letters of credit and letters of guarantee &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Standby letters of credit and letters of guarantee are irrevocable undertakings by the Bank on behalf of a customer, to make payments to a third party in the event that the customer is unable to meet its obligations to the third party. Generally, the term of these guarantees does not exceed four years. The types and amounts of collateral security held by the Bank for these guarantees are generally the same as for loans. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(ii)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Liquidity facilities &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s backstop liquidity facilities are committed liquidity and provided to asset-backed commercial paper conduits, administered by the Bank. These facilities generally provide an alternative source of financing in the event market disruption prevents the conduit from issuing commercial paper or, in some cases, when certain specified conditions or performance measures are not met. These facilities generally have a term of up to three years. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(iii)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Indemnifications &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In the ordinary course of business, the Bank enters into many contracts which contain indemnification provisions, such as purchase contracts, service agreements, trademark licensing agreements, director / officer contracts, escrow arrangements, sales of assets or businesses, outsourcing agreements, leasing arrangements, clearing system arrangements, securities lending agency agreements and structured transactions. The Bank cannot estimate the maximum potential future amount that may be payable. The Bank has not made any significant payments under such indemnifications. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(b)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other indirect commitments &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In the normal course of business, various other indirect commitments are outstanding which are not reflected on the Consolidated Statement of Financial Position. These may include: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Commercial letters of credit which require the Bank to honour drafts presented by a third-party when specific activities are completed; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Commitments to extend credit which represent undertakings to make credit available in the form of loans or other financings for specific amounts and maturities, subject to specific conditions; &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Securities lending transactions under which the Bank, acting as principal or agent, agrees to lend securities to a borrower. The borrower must fully collateralize the security loan at all times. The market value of the collateral is monitored relative to the amounts due under the agreements, and where necessary, additional collateral is obtained; and &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Security purchase commitments which require the Bank to fund future investments. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;These financial instruments are subject to normal credit standards, financial controls and monitoring procedures. &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The table below provides a detailed breakdown of the Bank&#x2019;s other indirect commitments expressed in terms of the contractual amounts of the related commitment or contract which are not reflected on the Consolidated Statement of Financial Position. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:79%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commercial letters of credit&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;836&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,049&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commitments to extend credit&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;275,504&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;272,793&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Securities lending&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;78,548&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;58,477&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Securities purchase and other commitments&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;821&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;844&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;355,709&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;333,163&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes liquidity facilities, and excludes commitments which are unconditionally cancellable at the Bank&#x2019;s discretion at any time. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;  &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(c)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets pledged and repurchase agreements &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In the ordinary course of business, securities and other assets are pledged against liabilities. As well, securities are sold under repurchase agreements. The carrying value of pledged assets and details of related activities are shown below. &lt;/div&gt;&lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:79%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets pledged to:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank of Canada&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;274&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;229&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign governments and central banks&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,066&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,020&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Clearing systems, payment systems and depositories&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,200&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,460&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assets pledged in relation to exchange-traded derivative transactions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,715&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,334&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assets pledged in relation to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;over-the-counter&lt;/div&gt;&lt;/div&gt; derivative transactions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;33,785&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,487&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assets pledged as collateral related to securities borrowing and lending&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;195,208&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;149,669&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assets pledged in relation to covered bond program (Note 14)&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,832&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47,560&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assets pledged in relation to other securitization programs (Note 14)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,022&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assets pledged under CMHC programs (Note 13)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,627&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,392&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;424&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;228&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total assets pledged&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;308,176&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;255,401&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Obligations related to securities sold under repurchase agreements&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;174,010&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;174,335&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;482,186&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;429,736&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes assets pledged in order to participate in clearing and payment systems and depositories, or pledged to have access to the facilities of central banks in foreign jurisdictions. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Excludes mortgages related to covered bonds held by the Bank or used for securities lending transactions. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes assets that have been received from counterparties through normal course of business in securities financing and derivative transactions. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(d)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other executory contracts &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Effective July 2018, the Bank has entered into an $800&#160;million contract for naming rights of an arena for 20 years. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank and its subsidiaries have also entered into other long-term executory contracts, relating to outsourced services. The significant outsourcing arrangements have variable pricing based on utilization and are cancellable with notice. &lt;/div&gt;</bns:DisclosureOfCommitmentsGuaranteesAndPledgedAssetsExplanatory>
    <ifrs-full:DisclosureOfCommitmentsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-199426">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Guarantees &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank enters into various types of guarantees and indemnifications in the normal course of business. Guarantees represent an undertaking to another party to make a payment to that party when certain specified events occur. The various guarantees and indemnifications that the Bank provides with respect to its customers and other third parties are presented below: &lt;/div&gt; &lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:76%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:4%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Maximum&#160;potential&lt;br/&gt; amount of future&lt;br/&gt; payments&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Maximum&#160;potential&lt;br/&gt; amount of future&lt;br/&gt; payments&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Standby letters of credit and letters of guarantee&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;86,016&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;62,966&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Liquidity facilities&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,611&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,665&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Indemnifications&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;95&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;791&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;The maximum potential amount of future payments represents those guarantees that can be quantified and excludes other guarantees that cannot be quantified. As many of these guarantees will not be drawn upon and the maximum potential amount of future payments listed above does not consider the possibility of recovery under recourse or collateral provisions, the above amounts are not indicative of future cash requirements, credit risk, or the Bank&#x2019;s expected losses from these arrangements. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </ifrs-full:DisclosureOfCommitmentsExplanatory>
    <bns:MaximumPotentialAmountOfFuturePayments
      contextRef="PAsOn10_31_2025_StandbyLettersOfCreditAndLettersOfGuaranteeMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151228375"
      unitRef="Unit_CAD">86016000000</bns:MaximumPotentialAmountOfFuturePayments>
    <bns:MaximumPotentialAmountOfFuturePayments
      contextRef="PAsOn10_31_2024_StandbyLettersOfCreditAndLettersOfGuaranteeMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151228374"
      unitRef="Unit_CAD">62966000000</bns:MaximumPotentialAmountOfFuturePayments>
    <bns:MaximumPotentialAmountOfFuturePayments
      contextRef="PAsOn10_31_2025_LiquidityFacilitiesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151228373"
      unitRef="Unit_CAD">8611000000</bns:MaximumPotentialAmountOfFuturePayments>
    <bns:MaximumPotentialAmountOfFuturePayments
      contextRef="PAsOn10_31_2024_LiquidityFacilitiesMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151228372"
      unitRef="Unit_CAD">7665000000</bns:MaximumPotentialAmountOfFuturePayments>
    <bns:MaximumPotentialAmountOfFuturePayments
      contextRef="PAsOn10_31_2025_IndemnificationsMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151228371"
      unitRef="Unit_CAD">95000000</bns:MaximumPotentialAmountOfFuturePayments>
    <bns:MaximumPotentialAmountOfFuturePayments
      contextRef="PAsOn10_31_2024_IndemnificationsMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151228376"
      unitRef="Unit_CAD">791000000</bns:MaximumPotentialAmountOfFuturePayments>
    <bns:LiquidityFacilitiesTerm
      contextRef="P11_01_2024To10_31_2025_TopOfRangeMemberifrsfullRangeAxis"
      id="ixv-214679">P3Y</bns:LiquidityFacilitiesTerm>
    <bns:DisclosureOfGuaranteesAndCommitmentsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-199602">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:79%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commercial letters of credit&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;836&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,049&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Commitments to extend credit&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;275,504&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;272,793&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Securities lending&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;78,548&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;58,477&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Securities purchase and other commitments&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;821&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;844&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;355,709&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;333,163&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes liquidity facilities, and excludes commitments which are unconditionally cancellable at the Bank&#x2019;s discretion at any time. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfGuaranteesAndCommitmentsExplanatory>
    <ifrs-full:MaximumExposureToCreditRisk
      contextRef="PAsOn10_31_2025_CommercialLetterOfCreditMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-214680"
      unitRef="Unit_CAD">836000000</ifrs-full:MaximumExposureToCreditRisk>
    <ifrs-full:MaximumExposureToCreditRisk
      contextRef="PAsOn10_31_2024_CommercialLetterOfCreditMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-214681"
      unitRef="Unit_CAD">1049000000</ifrs-full:MaximumExposureToCreditRisk>
    <ifrs-full:MaximumExposureToCreditRisk
      contextRef="PAsOn10_31_2025_CommitmentsToExtendCreditOriginalTermToMaturityOfOneYearOrLessMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151228385"
      unitRef="Unit_CAD">275504000000</ifrs-full:MaximumExposureToCreditRisk>
    <ifrs-full:MaximumExposureToCreditRisk
      contextRef="PAsOn10_31_2024_CommitmentsToExtendCreditOriginalTermToMaturityOfOneYearOrLessMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151228386"
      unitRef="Unit_CAD">272793000000</ifrs-full:MaximumExposureToCreditRisk>
    <ifrs-full:MaximumExposureToCreditRisk
      contextRef="PAsOn10_31_2025_SecuritiesLendingMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-214684"
      unitRef="Unit_CAD">78548000000</ifrs-full:MaximumExposureToCreditRisk>
    <ifrs-full:MaximumExposureToCreditRisk
      contextRef="PAsOn10_31_2024_SecuritiesLendingMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-214685"
      unitRef="Unit_CAD">58477000000</ifrs-full:MaximumExposureToCreditRisk>
    <ifrs-full:MaximumExposureToCreditRisk
      contextRef="PAsOn10_31_2025_SecuritiesPurchaseAndOtherCommitmentMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-214686"
      unitRef="Unit_CAD">821000000</ifrs-full:MaximumExposureToCreditRisk>
    <ifrs-full:MaximumExposureToCreditRisk
      contextRef="PAsOn10_31_2024_SecuritiesPurchaseAndOtherCommitmentMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="ixv-214687"
      unitRef="Unit_CAD">844000000</ifrs-full:MaximumExposureToCreditRisk>
    <ifrs-full:MaximumExposureToCreditRisk
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-214688"
      unitRef="Unit_CAD">355709000000</ifrs-full:MaximumExposureToCreditRisk>
    <ifrs-full:MaximumExposureToCreditRisk
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-214689"
      unitRef="Unit_CAD">333163000000</ifrs-full:MaximumExposureToCreditRisk>
    <ifrs-full:DisclosureOfCollateralExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-199757">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:79%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets pledged to:&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank of Canada&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;274&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;229&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Foreign governments and central banks&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,066&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,020&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Clearing systems, payment systems and depositories&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,200&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,460&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assets pledged in relation to exchange-traded derivative transactions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,715&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,334&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assets pledged in relation to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;over-the-counter&lt;/div&gt;&lt;/div&gt; derivative transactions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;33,785&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,487&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assets pledged as collateral related to securities borrowing and lending&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;195,208&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;149,669&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assets pledged in relation to covered bond program (Note 14)&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,832&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;47,560&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assets pledged in relation to other securitization programs (Note 14)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;4,022&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Assets pledged under CMHC programs (Note 13)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,627&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;18,392&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;424&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;228&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total assets pledged&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;308,176&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;255,401&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Obligations related to securities sold under repurchase agreements&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;174,010&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;174,335&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;482,186&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;429,736&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes assets pledged in order to participate in clearing and payment systems and depositories, or pledged to have access to the facilities of central banks in foreign jurisdictions. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Excludes mortgages related to covered bonds held by the Bank or used for securities lending transactions. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes assets that have been received from counterparties through normal course of business in securities financing and derivative transactions. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ifrs-full:DisclosureOfCollateralExplanatory>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2025_BankOfCanadaMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151228397"
      unitRef="Unit_CAD">274000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2024_BankOfCanadaMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151228405"
      unitRef="Unit_CAD">229000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2025_ForeignGovernmentsAndCentralBanksMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151228404"
      unitRef="Unit_CAD">2066000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2024_ForeignGovernmentsAndCentralBanksMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151228403"
      unitRef="Unit_CAD">2020000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2025_ClearingSystemPaymentSystemsAndDepositoriesMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151228392"
      unitRef="Unit_CAD">2200000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2024_ClearingSystemPaymentSystemsAndDepositoriesMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151228391"
      unitRef="Unit_CAD">2460000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2025_ExchangeTradedDerivativeTransactionsMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214696"
      unitRef="Unit_CAD">5715000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2024_ExchangeTradedDerivativeTransactionsMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214697"
      unitRef="Unit_CAD">5334000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2025_OverTheCounterDerivativesMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214698"
      unitRef="Unit_CAD">33785000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2024_OverTheCounterDerivativesMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214699"
      unitRef="Unit_CAD">25487000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2025_SecuritiesBorrowingAndLendingMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214700"
      unitRef="Unit_CAD">195208000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2024_SecuritiesBorrowingAndLendingMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214701"
      unitRef="Unit_CAD">149669000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2025_CoveredBondsMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151222027"
      unitRef="Unit_CAD">44832000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2024_CoveredBondsMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151222029"
      unitRef="Unit_CAD">47560000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2025_SecuritizationMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214704"
      unitRef="Unit_CAD">8045000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2024_SecuritizationMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214705"
      unitRef="Unit_CAD">4022000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2025_CanadaMortgageHousingCorporationProgramMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214706"
      unitRef="Unit_CAD">15627000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2024_CanadaMortgageHousingCorporationProgramMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214707"
      unitRef="Unit_CAD">18392000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2025_OtherAssetsMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214708"
      unitRef="Unit_CAD">424000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
    <ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities
      contextRef="PAsOn10_31_2024_OtherAssetsMemberifrsfullClassesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214709"
      unitRef="Unit_CAD">228000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
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      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-214710"
      unitRef="Unit_CAD">308176000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
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      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-214711"
      unitRef="Unit_CAD">255401000000</ifrs-full:FinancialAssetsPledgedAsCollateralForLiabilitiesOrContingentLiabilities>
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      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-214712"
      unitRef="Unit_CAD">174010000000</bns:RepurchaseAgreementsCollateralizedBySecurities>
    <bns:RepurchaseAgreementsCollateralizedBySecurities
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-214713"
      unitRef="Unit_CAD">174335000000</bns:RepurchaseAgreementsCollateralizedBySecurities>
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      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="Fact_151222032"
      unitRef="Unit_CAD">482186000000</ifrs-full:AssetsSoldOrRepledgedAsCollateralAtFairValue>
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      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="Fact_151222033"
      unitRef="Unit_CAD">429736000000</ifrs-full:AssetsSoldOrRepledgedAsCollateralAtFairValue>
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      contextRef="P07_01_2018To07_31_2018"
      decimals="-6"
      id="ixv-214716"
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    <bns:ExecutoryContractPeriod contextRef="P07_01_2018To07_31_2018" id="ixv-214717">P20Y</bns:ExecutoryContractPeriod>
    <ifrs-full:DisclosureOfFinancialInstrumentsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-200048">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_34" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;34&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Financial Instruments &#x2013; Risk Management &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s risk management framework to monitor, evaluate, measure and manage risks is disclosed in Management&#x2019;s Discussion and Analysis (MD&amp;amp;A). These disclosures are incorporated by cross-reference in the Consolidated Financial Statements as permitted under IFRS 7, Financial Instruments: Disclosures. The grey shaded text and tables marked with an asterisk (*) in the &#x201c;Group Financial Condition&#x201d; and &#x201c;Risk Management&#x201d; sections of the MD&amp;amp;A form an integral part of the 2025 Consolidated Financial Statements. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s principal business activities result in a balance sheet that consists primarily of financial instruments. In addition, the Bank uses derivative financial instruments for both trading and hedging purposes. The principal financial risks that arise from transacting financial instruments include credit risk, liquidity risk and market risk. The Bank&#x2019;s framework to monitor, evaluate and manage these risks is consistent with that in place as at October&#160;31, 2025: &lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;extensive risk management policies define the Bank&#x2019;s risk appetite, set the limits and controls within which the Bank and its subsidiaries can operate, and reflect the requirements of regulatory authorities. Risk appetite is approved by the Bank&#x2019;s Board of Directors, either directly or through the Risk Committee of the Board (the Board); &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;guidelines are developed to clarify risk limits and conditions under which the Bank&#x2019;s risk policies are implemented; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;processes are implemented to identify, evaluate, document, report and control risk. Standards define the breadth and quality of information required to make a decision; and &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;compliance with risk policies, limits and guidelines is measured, monitored and reported to ensure consistency against defined goals. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Further details on the fair value of financial instruments and how these amounts were determined are provided in Note 6. Note 9 provides details on the terms and conditions of the Bank&#x2019;s derivative financial instruments including notional amounts, remaining term to maturity, credit risk, and fair values of derivatives used in trading and hedging activities. &lt;/div&gt;&lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(a)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit risk &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Credit risk is the risk of loss resulting from the failure of a borrower or counterparty to honour its financial or contractual obligations to the Bank. The Bank&#x2019;s Credit Risk Appetite and Credit Risk Policy are developed by its Global Risk Management (GRM) department and limits are reviewed and approved by the Board on an annual and biennial basis, respectively. The Credit Risk Appetite defines target markets and risk tolerances that are developed at an &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;all-Bank&lt;/div&gt; level, and then further refined at the business line level. The objectives of the Credit Risk Appetite are to ensure that, for the Bank, including the individual business lines: &lt;/div&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;target markets and product offerings are well defined; &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;the risk parameters for new underwritings and for the portfolios as&#160;a whole are clearly specified; and &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;transactions, including origination, syndication, loan sales and hedging, are managed in a manner to ensure the goals for the overall portfolio are met. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Credit Risk Policy sets out, among other things, the credit risk rating systems and associated parameter estimates, the delegation of authority for granting credit, and the calculation of allowance for credit losses. It forms an integral part of enterprise-wide policies and procedures that encompass governance, risk management and control structure. &lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s credit risk rating systems are designed to support the determination of key credit risk parameter estimates which measure credit and transaction risk. For &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt; exposures, parameters are associated with each credit facility through the assignment of borrower and facility ratings. Borrower risk is evaluated using methodologies that are specific to particular industry sectors and/or business lines. The risk associated with facilities of a given borrower is assessed by considering the facilities&#x2019; structural and collateral-related elements. For retail portfolios, product specific models assign accounts into homogeneous segments using internal and external borrower/facility-level credit experience. This process provides for a meaningful differentiation of risk and allows for appropriate and consistent estimation of loss characteristics at the model and segment level. Further details on credit risk relating to derivatives are provided in&#160;Note 9(c). &lt;/div&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(i)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit risk exposures &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-family: arial; font-size: 8pt; margin-top: 0pt; margin-bottom: 0pt;text-indent: 0px;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-family: arial; font-size: 8pt; letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit risk exposures disclosed below are presented based on the Basel framework utilized by the Bank i.e., exposures subject to credit risk capital. The Bank uses the Internal Ratings Based approach (IRB) for all material Canadian, U.S., European portfolios, and for a significant portion of all international corporate and commercial portfolios. Under the Advanced Internal Ratings Based (AIRB) approach, the Bank uses internal risk parameter estimates, based on historical experience and appropriate margin of conservatism, for probability of default (PD), loss given default (LGD) and exposure at default (EAD). Under Basel III rules, there are IRB requirements for internally developed model parameters under AIRB, including scope restrictions which limit certain asset classes to only the Foundation Internal Ratings Based (FIRB) approach. For those asset classes (e.g. Large Corporates, Banks, etc.) the FIRB approach utilizes the Bank&#x2019;s internally modeled PD parameters combined with internationally prescribed LGD and EAD parameters. The remaining portfolios, including other individual portfolios, are treated under the standardized approach. &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Under the standardized approach, credit risk is estimated using the risk weights as prescribed by the Basel framework either based on credit assessments by external rating agencies or based on the counterparty/exposure type for &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt; exposures and product type for retail exposures. The external ratings the Bank uses are issued by S&amp;amp;P, Fitch and/or DBRS specifically for the Bank&#x2019;s exposures (i.e. issue specific ratings) if available, otherwise issuer ratings are used following OSFI&#x2019;s CAR guidelines requirements. Standardized risk weights also take into account other factors such as&#160;specific provisions for defaulted exposures, eligible collateral, and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;loan-to-value&lt;/div&gt;&lt;/div&gt; for real estate secured retail exposures. &lt;/div&gt;&lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:54%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Exposure at default&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Drawn&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Undrawn&lt;br/&gt; commitments&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;br/&gt; exposures&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;By counterparty type&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-retail&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;IRB portfolio&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Corporate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189,918&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;71,341&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;113,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;374,767&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;357,600&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,924&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,253&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,194&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;48,371&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;56,648&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Sovereign&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;240,416&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,487&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,086&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;254,989&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;258,858&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;443,258&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;87,081&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;147,788&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;678,127&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;673,106&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Standardized portfolio&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Corporate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49,395&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,901&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,786&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;78,082&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;65,375&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,609&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;69&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;141&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,819&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,213&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Sovereign&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24,372&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;523&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;243&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,138&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24,320&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;75,376&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,493&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24,170&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;105,039&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;92,908&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;518,634&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;92,574&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;171,958&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;783,166&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;766,014&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Retail&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;IRB portfolio&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real estate secured&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;267,856&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60,485&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;328,341&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;306,395&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Qualifying revolving&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,710&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;63,595&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;82,305&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;67,585&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other retail&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,670&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,624&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,294&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;38,665&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;314,236&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;128,704&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;442,940&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;412,645&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Standardized portfolio&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real estate secured&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;67,179&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;102&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;67,281&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;63,572&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other retail&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;52,552&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,313&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;76&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62,941&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;63,214&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;119,731&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,415&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;76&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;130,222&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;126,786&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total retail&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;433,967&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;139,119&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;76&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;573,162&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;539,431&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;952,601&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;231,693&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;172,034&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,356,328&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,305,445&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;By geography&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(4)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;587,309&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;175,314&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49,503&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;812,126&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;783,178&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;United States&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;137,005&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31,646&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,209&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;251,860&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;238,201&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Chile&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;54,340&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,645&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,588&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62,573&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;60,179&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Mexico&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;52,283&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,901&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,183&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;59,367&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;58,439&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Peru&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;29,386&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,187&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,194&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;33,767&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;32,609&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Colombia&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,435&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,777&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;941&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,153&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15,015&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other International&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Europe&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,423&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,241&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,195&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;45,859&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;38,776&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Caribbean&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,841&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,152&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,250&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36,243&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,170&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Latin America (other)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,218&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;948&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,080&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,246&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,742&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;All other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,361&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,882&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,891&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19,134&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,136&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;952,601&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;231,693&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;172,034&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,356,328&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,305,445&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Exposure at default is presented after credit risk mitigation. Exposures exclude equity securities and other assets. Portfolios under the Standardized Approach are reported net of specific allowances for credit losses and net of collateral amounts treated under the Comprehensive Approach. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-retail&lt;/div&gt; drawn includes loans, acceptances, deposits with financial institutions and FVOCI debt securities. Retail drawn includes residential mortgages, credit cards, lines of credit, other personal loans and small business treated as other regulatory retail. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Other exposures include &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet lending instruments such as letters of credit, letters of guarantees, securitizations, derivatives and repo-style transactions (reverse repurchase agreements, repurchase agreements, securities lending and securities borrowing), net of related collateral. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Geographic segmentation is based upon the location of the ultimate risk of the credit exposure. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt;&lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Consolidated Statement of Financial Position asset categories cross-referenced to credit risk exposures &lt;/div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The table below provides mapping of &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;on-balance&lt;/div&gt; sheet asset categories that are included in the various Basel III exposure categories as presented in the credit ris&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;k&lt;/div&gt;&#160;exposure summary table of these consolidated financial statements. In addition, it also provides other exposures which are subject to market risk and/or other assets which are not subject to market and credit risk with a reconciliation to the Consolidated Statement of Financial Position. The Bank calculates market risk capital based on the Standardized Approach under the Fundamental Review of the Trading Book (FRTB) framework, including its Trading vs. Banking boundary requirements. The credit risk exposures on certain assets such as cash, precious metals, investment securities (equities) and other assets are not included in the credit risk exposure summary table. Also excluded from the credit risk exposures are certain trading assets and all assets of the Bank&#x2019;s insurance subsidiaries. &lt;/div&gt;&lt;div style="font-size:12pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6.5pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:32%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit Risk Exposures&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other Exposures&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Drawn&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other Exposures&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Market Risk Exposures&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-retail&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Retail&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Securitization&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Repo-style&lt;br/&gt; Transactions&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Derivative&lt;br/&gt; Financial&lt;br/&gt; Instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Equity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Also&lt;br/&gt; subject&#160;to&lt;br/&gt; Credit&#160;Risk&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;All Other&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Cash and deposits with financial institutions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62,171&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,796&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65,967&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Precious metals&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;140,844&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,641&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;744&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,846&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,487&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,892&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,892&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Financial assets designated at fair value through profit or loss&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;42,120&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Investment securities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;146,457&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,258&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,233&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;149,948&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Loans:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.4px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58,663&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;311,413&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;115&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,191&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,940&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;95,171&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,456&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;110,567&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14,585&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;313&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,147&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Business&#160;&amp;amp; government&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;239,898&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,170&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,846&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;791&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;279,705&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em;"&gt;Allowances for credit losses&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.4px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(465&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,234&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,881&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Investment in associates&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,252&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,317&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Goodwill and other intangibles assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,169&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,169&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Other (including Deferred tax assets)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,210&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,154&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;436&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;403&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;30,417&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38,620&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;520,795&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;434,259&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;35,615&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;203,444&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,323&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;42,864&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;156,038&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;61,037&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,460,042&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes the Bank&#x2019;s insurance subsidiaries&#x2019; assets and all other assets which are not subject to credit and market risks. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes $52.8&#160;billion in mortgages guaranteed by Canada Mortgage Housing Corporation and federally backed privately insured mortgages. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;Amounts for IRB exposures are reported gross of allowances and amounts for standardized exposures are reported net of allowances. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6.5pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:31%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit Risk Exposures&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other Exposures&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Drawn&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other Exposures&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Market Risk Exposures&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2024 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-retail&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Retail&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Securitization&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Repo-style&lt;br/&gt; Transactions&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Derivative&lt;br/&gt; Financial&lt;br/&gt; Instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Equity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Also&lt;br/&gt; subject&#160;to&lt;br/&gt; Credit&#160;Risk&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;All Other&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Cash and deposits with financial institutions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;60,501&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,359&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;63,860&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Precious metals&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,540&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,540&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Trading assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Securities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;331&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;119,581&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;119,912&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;933&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;569&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,716&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,649&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,166&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,166&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Financial assets designated at fair value through profit or loss&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Securities purchased under resale agreements and securities borrowed&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;200,543&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;200,543&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;39,736&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Investment securities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;147,607&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,008&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;217&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;152,832&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Loans:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.4px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;61,467&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;289,358&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;116&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;350,941&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;711&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;101,821&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,847&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;106,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13,892&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;162&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,320&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Business&#160;&amp;amp; government&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;261,903&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,904&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,627&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;237&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;292,671&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Allowances for credit losses&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.4px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(363&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,170&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(5,003&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6,536&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Customers&#x2019; liability under acceptances&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;149&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;148&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Property and equipment&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,252&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,252&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Investment in associates&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;62&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,759&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,821&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Goodwill&#160;and&#160;other&#160;intangibles&#160;assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16,853&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16,853&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Other (including Deferred tax assets)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,968&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,220&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;343&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;448&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,264&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;33,243&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;539,207&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;418,025&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;21,636&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;200,886&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;44,379&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;5,070&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;40,305&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;131,451&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;51,373&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,412,027&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes the Bank&#x2019;s insurance subsidiaries&#x2019; assets and all other assets which are not subject to credit and market risks. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes $56.3&#160;billion in mortgages guaranteed by Canada Mortgage Housing Corporation and federally backed privately insured mortgages. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Amounts for IRB exposures are reported gross of allowances and amounts for standardized exposures are reported net of allowances. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold"&gt; &lt;/div&gt;&lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(ii)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit quality of &lt;div style="white-space:nowrap;display:inline;"&gt;non-retail&lt;/div&gt; exposures &lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Credit decisions are made based upon an assessment of the credit risk of the individual borrower or counterparty. Key factors considered in the assessment include: the borrower&#x2019;s management; the borrower&#x2019;s current and projected financial results and credit statistics; the industry in which the borrower operates; economic trends; and geopolitical risk. Banking units and Global Risk Management also review the credit quality of the credit portfolio across the organization on a regular basis to assess whether economic trends or specific events may affect the performance of the portfolio. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt; portfolio is well diversified by industry. As at October&#160;31, 2025,&#160;and October&#160;31, 2024, a significant portion of the authorized corporate and commercial lending portfolio was internally assessed at a grade that would generally equate to an investment grade rating by external rating agencies. There has not been a significant change in concentrations of credit risk since October&#160;31, 2024. &lt;/div&gt;&lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Internal grades (IG) are used to differentiate the risk of default of a borrower. The following table cross references the Bank&#x2019;s internal borrower grades with equivalent ratings categories utilized by external rating agencies: &lt;/div&gt;&lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:16%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="width:12%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="width:25%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="width:16%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td colspan="13" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Cross referencing of internal ratings to external ratings&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td colspan="5" style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Equivalent External Rating&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;S&amp;amp;P and Fitch&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Moody&#x2019;s&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Morningstar DBRS&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Internal&#160;Grade&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Internal&#160;Grade Code&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;PD&#160;Range&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;AAA&#160;to&#160;AA+&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Aaa&#160;to&#160;Aa1&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;AAA&#160;to&#160;AA&#160;(high)&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;99&lt;/div&gt;&#160;&#x2013;&#x2009;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;98&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0000&lt;/div&gt;% &#x2013; &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0565&lt;/div&gt;%&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;AA to A+&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Aa2 to A1&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;AA&#160;to&#160;A&#160;(high)&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;95&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0565&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0693&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;A to A-&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;A2 to A3&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;A&#160;to&#160;A&#160;(low)&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Investment&#160;grade&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;90&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0693&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0833&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;BBB+&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Baa1&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;BBB&#160;(high)&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;87&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0833&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.1243&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;BBB&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Baa2&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;BBB&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;85&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.1243&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.1976&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;BBB-&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Baa3&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;BBB (low)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;83&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.1976&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.2743&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;BB+&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Ba1&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;BB (high)&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;80&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.2743&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.3806&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;BB&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Ba2&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;BB&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;77&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.3806&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.7061&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;BB-&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Ba3&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;BB (low)&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-Investment&#160;grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;75&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.7061&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1.4290&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;B+&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;B1&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;B (high)&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;73&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1.4290&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2.4715&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;B to B-&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;B2 to B3&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;B to B (low)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;70&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2.4715&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6.2065&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;CCC+&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Caa1&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;&#x2013;&#x2002;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;65&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6.2065&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;15.9382&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;CCC&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Caa2&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;&#x2013;&#x2002;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Watch list&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;60&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;15.9382&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;28.5499&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;CCC-&lt;/div&gt; to CC&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Caa3 to Ca&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;&#x2013;&#x2002;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;40&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;28.5499&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;48.3748&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;&#x2013;&#x2002;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;&#x2013;&#x2002;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;30&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;48.3748&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;100.0000&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;Default&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Default&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;100%&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Applies to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt; portfolio. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;PD Ranges as at October&#160;31, 2025. The Range does not include the upper boundary for the row. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-retail&lt;/div&gt; IRB portfolio &lt;/div&gt;&lt;/div&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The credit quality of the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt; IRB portfolio, expressed in terms of risk categories of borrower internal grades is shown in the table below: &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:45%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Exposure at Default&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions) Category of internal grades&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;IG&#160;Code&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Drawn&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Undrawn&lt;br/&gt; commitments&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;br/&gt; exposures&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;99&lt;/div&gt;&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;98&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;144,086&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,557&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;39,788&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;185,431&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;174,122&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;95&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36,203&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,422&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;30,882&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;80,507&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;71,282&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;90&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,314&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,067&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28,875&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,256&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49,596&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;87&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26,472&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,771&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,458&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,701&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;63,699&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;85&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,166&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,987&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,911&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49,980&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43,384&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,155&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,924&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;69,342&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-Investment&lt;/div&gt; grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;80&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;39,476&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,262&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,810&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;55,548&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;54,770&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;77&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,637&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,542&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,824&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37,003&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;40,729&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;75&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,174&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,373&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,556&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;29,103&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27,324&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;73&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,913&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,464&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;756&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,133&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,140&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;70&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,137&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;707&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,060&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,791&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Watch list&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;907&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,010&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,592&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;876&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;109&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;171&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,156&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;986&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;40&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;910&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;75&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;134&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,119&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;889&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;30&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;276&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;287&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;232&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,482&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,594&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,313&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;392,413&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;87,081&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;147,788&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;627,282&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;619,787&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Government guaranteed residential mortgages&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50,845&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50,845&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;53,319&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;443,258&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;87,081&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;147,788&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;678,127&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;673,106&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;After credit risk mitigation. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet lending instruments such as letters of credit, letters of guarantees, securitizations, derivatives and repo-style transactions (reverse repurchase agreements, repurchase agreements and securities lending and borrowing), net of related collateral. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;These exposures are classified as sovereign exposures and are included in the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt; category. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;  &lt;div style="margin-top:0pt;margin-bottom:0pt ; font-size:8pt"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial;text-align:right"&gt;&lt;/div&gt; &lt;div style="margin-top: 1em; margin-bottom: 1em"&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-retail&lt;/div&gt; standardized portfolio &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt; standardized portfolio relies on external credit ratings (e.g. S&amp;amp;P, Fitch, Morningstar DBRS, etc.) of the borrower, if available, to compute regulatory capital for credit risk. Exposures are risk weighted based on prescribed percentages and a mapping process as defined within OSFI&#x2019;s Capital Adequacy Requirements Guideline. &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-retail&lt;/div&gt; standardized portfolio as at October&#160;31, 2025 comprised of drawn, undrawn and other exposures to corporate, bank and sovereign counterparties amounted to $105 billion (October 31, 2024 &#x2013; $93 billion). Within this portfolio, the majority of Corporate/Commercial exposures are to unrated counterparties, mainly in Canada, U.S., Mexico, Chile, Peru and Colombia.&lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(iii)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit quality of retail exposures &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The Bank&#x2019;s retail portfolios consist of a number of relatively small loans to a large number of borrowers. The portfolios are distributed across Canada and a wide range of countries. As such, the portfolios inherently have a high degree of diversification. In addition, as of October&#160;31, 2025, 23% of the Canadian banking residential mortgage portfolio is insured and the average &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;loan-to-value&lt;/div&gt;&lt;/div&gt; ratio of the uninsured portion of the portfolio is 54%. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Retail AIRB portfolio &lt;/div&gt;&lt;/div&gt;  &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The data in the table below provides a distribution of the retail AIRB exposures within each PD range by asset class: &lt;/div&gt; &lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:26%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($&#160;millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Exposure at default&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Real estate secured&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of (PD) grades&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;PD range&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;HELOC&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Qualifying&lt;br/&gt; revolving&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&#160;retail&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Exceptionally Low&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0000&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0500&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;89,983&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;57,130&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,921&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;792&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;163,826&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;145,243&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very Low&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0501&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.1999&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;95,370&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19,900&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36,811&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,792&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;157,873&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;148,919&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Low&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.2000&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.9999&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43,971&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14,536&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,932&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;75,439&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;79,011&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Medium Low&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1.0000&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2.9999&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,436&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,509&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,715&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,803&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,478&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Medium&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3.0000&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;9.9999&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,719&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,683&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,409&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,524&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;High&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;10.0000&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;19.9999&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,177&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;938&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,690&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;614&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,419&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,232&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Extremely High&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;20.0000&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;99.9999&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;785&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;511&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,298&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,263&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;100&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;791&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;127&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;128&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;167&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,213&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;975&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;244,737&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;83,604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;82,305&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;32,294&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;442,940&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;412,645&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;After credit risk mitigation. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;  &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Retail standardized portfolio &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The retail standardized portfolio of $130&#160;billion as at October&#160;31, 2025 (2024 &#x2013; $127&#160;billion) was comprised of residential mortgages, personal loans, credit cards and lines of credit to individuals, mainly in the Latin American and Caribbean region. Of&#160;the&#160;total retail standardized exposures, $67&#160;billion (2024&#160;&#x2013; $64 billion) was represented by mortgages and loans secured by residential real estate, mostly with a &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;loan-to-value&lt;/div&gt;&lt;/div&gt; ratio of below 80%. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(iv)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 8pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Collateral &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Collateral held &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In the normal course of business, to reduce its exposure to counterparty credit risk, the Bank receives collateral for capital markets related activities. The following are examples of the terms and conditions customary to collateral for these types of transactions: &lt;/div&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;The risks and rewards of the pledged assets reside with the pledgor. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Additional collateral is required when the market value of the transaction exceeds thresholds agreed upon with the pledgor. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;The Bank is normally permitted to sell or repledge the collateral it receives, although this right is specific to each agreement under which the collateral is pledged. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%"&gt;&#160;&lt;/td&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;&#x2022;&lt;/td&gt;
&lt;td style="width:1%;vertical-align:top"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-family: arial; font-size: 8pt; text-align: left; line-height: normal;"&gt;Upon satisfaction of the obligation, the Bank must return the pledged assets, unless the Bank has the right to sell or repledge the collateral it receives, in which case the Bank must return comparable collateral to the pledgor. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;As at October&#160;31, 2025, the approximate market value of cash and securities collateral accepted that may be sold or repledged by the Bank was $409 billion (2024 &#x2013; $359 billion). This collateral is held primarily in connection with reverse repurchase agreements, margin loans, securities lending and derivative transactions. The Bank also borrows securities under standard securities borrowing agreements that it is able to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;re-pledge.&lt;/div&gt; Including these borrowed securities, the approximate market value of securities collateral accepted that may be sold or &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;re-pledged&lt;/div&gt; was $350&#160;billion (2024 &#x2013; $300 billion), of which approximately $67 billion was not sold or &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;re-pledged&lt;/div&gt; (2024 &#x2013; $60 billion). &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Collateral pledged &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;In the normal course of business, securities and other assets are pledged to secure an obligation, participate in clearing or settlement systems, or operate in a foreign jurisdiction. Note 33(c) details the nature and extent of the Bank&#x2019;s asset pledging activities. Asset pledging transactions are conducted under terms that are common and customary to standard derivative, securities financing, and other borrowing activities. Standard risk management controls are applied with respect to asset pledging. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Assets acquired in exchange for loans &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The carrying value of assets acquired in exchange for loans as at October&#160;31, 2025 was $221&#160;million (2024 &#x2013; $312&#160;million) mainly comprised of real estate and was classified as either held for sale or held for use as appropriate. &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;"&gt;&#160;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:7pt; font-family:arial"&gt;&lt;/div&gt;&lt;div&gt;&lt;/div&gt;&lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;font-weight:bold;text-indent: 0px;"&gt; &lt;/div&gt; &lt;div style="margin-top: 0px; margin-bottom: 0px; font-size: 8pt;text-indent: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(b)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Liquidity risk &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;Liquidity risk is the risk that the Bank is unable to meet its financial obligations in a timely manner at reasonable prices. Our liquidity risk management framework and key risk measures are disclosed in the gray-shaded text and tables marked with an asterisk (*) in the &#x201c;Risk Management&#x201d; section of the MD&amp;amp;A. &lt;/div&gt; &lt;div style="font-size: 6pt; margin-top: 0px; margin-bottom: 0px;text-indent: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;(c)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Market risk &lt;/div&gt;&lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;Market risk arises from changes in market prices and rates (including interest rates, credit spreads, equity prices, foreign exchange rates and commodity prices), the correlations between them, and their levels of volatility. Our market risk management framework and &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;k&lt;/div&gt;ey risk measures are disclosed in the gray-shaded text and tables marked with an asterisk (*) in the &#x201c;Risk Management&#x201d; section of the MD&amp;amp;A. &lt;/div&gt; </ifrs-full:DisclosureOfFinancialInstrumentsExplanatory>
    <ifrs-full:DisclosureOfCreditRiskExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-200160">&lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;Under the standardized approach, credit risk is estimated using the risk weights as prescribed by the Basel framework either based on credit assessments by external rating agencies or based on the counterparty/exposure type for &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt; exposures and product type for retail exposures. The external ratings the Bank uses are issued by S&amp;amp;P, Fitch and/or DBRS specifically for the Bank&#x2019;s exposures (i.e. issue specific ratings) if available, otherwise issuer ratings are used following OSFI&#x2019;s CAR guidelines requirements. Standardized risk weights also take into account other factors such as&#160;specific provisions for defaulted exposures, eligible collateral, and &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;loan-to-value&lt;/div&gt;&lt;/div&gt; for real estate secured retail exposures. &lt;/div&gt;&lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:54%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Exposure at default&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Drawn&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Undrawn&lt;br/&gt; commitments&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;br/&gt; exposures&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;By counterparty type&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-retail&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;IRB portfolio&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Corporate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;189,918&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;71,341&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;113,508&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;374,767&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;357,600&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,924&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,253&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,194&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;48,371&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;56,648&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Sovereign&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;240,416&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,487&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,086&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;254,989&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;258,858&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;443,258&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;87,081&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;147,788&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;678,127&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;673,106&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Standardized portfolio&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Corporate&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49,395&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,901&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;23,786&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;78,082&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;65,375&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Bank&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,609&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;69&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;141&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,819&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,213&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Sovereign&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24,372&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;523&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;243&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,138&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;24,320&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;75,376&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,493&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;24,170&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;105,039&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;92,908&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;518,634&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;92,574&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;171,958&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;783,166&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;766,014&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Retail&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;IRB portfolio&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real estate secured&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;267,856&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60,485&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;328,341&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;306,395&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Qualifying revolving&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,710&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;63,595&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;82,305&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;67,585&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other retail&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;27,670&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,624&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,294&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;38,665&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;314,236&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;128,704&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;442,940&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;412,645&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Standardized portfolio&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Real estate secured&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;67,179&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;102&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;67,281&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;63,572&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other retail&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;52,552&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,313&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;76&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62,941&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;63,214&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;119,731&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,415&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;76&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;130,222&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;126,786&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total retail&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;433,967&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;139,119&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;76&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;573,162&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;539,431&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.5pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;952,601&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;231,693&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;172,034&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,356,328&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,305,445&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;By geography&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(4)&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Canada&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;587,309&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;175,314&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;49,503&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;812,126&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;783,178&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;United States&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;137,005&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31,646&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83,209&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;251,860&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;238,201&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Chile&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;54,340&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,645&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,588&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62,573&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;60,179&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Mexico&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;52,283&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,901&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,183&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;59,367&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;58,439&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Peru&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;29,386&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,187&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,194&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;33,767&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;32,609&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Colombia&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,435&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,777&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;941&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,153&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;15,015&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Other International&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Europe&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,423&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,241&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;22,195&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;45,859&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;38,776&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Caribbean&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;32,841&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,152&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,250&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36,243&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;36,170&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Latin America (other)&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,218&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;948&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,080&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;17,246&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,742&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 3em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;All other&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,361&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,882&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,891&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19,134&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,136&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;952,601&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;231,693&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;172,034&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,356,328&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,305,445&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Exposure at default is presented after credit risk mitigation. Exposures exclude equity securities and other assets. Portfolios under the Standardized Approach are reported net of specific allowances for credit losses and net of collateral amounts treated under the Comprehensive Approach. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-retail&lt;/div&gt; drawn includes loans, acceptances, deposits with financial institutions and FVOCI debt securities. Retail drawn includes residential mortgages, credit cards, lines of credit, other personal loans and small business treated as other regulatory retail. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Other exposures include &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet lending instruments such as letters of credit, letters of guarantees, securitizations, derivatives and repo-style transactions (reverse repurchase agreements, repurchase agreements, securities lending and securities borrowing), net of related collateral. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(4)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Geographic segmentation is based upon the location of the ultimate risk of the credit exposure. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</ifrs-full:DisclosureOfCreditRiskExplanatory>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151222041"
      unitRef="Unit_CAD">189918000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225337"
      unitRef="Unit_CAD">71341000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225323"
      unitRef="Unit_CAD">113508000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225258"
      unitRef="Unit_CAD">374767000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151225246"
      unitRef="Unit_CAD">357600000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225363"
      unitRef="Unit_CAD">12924000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225344"
      unitRef="Unit_CAD">12253000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225308"
      unitRef="Unit_CAD">23194000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225290"
      unitRef="Unit_CAD">48371000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_NonRetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151225294"
      unitRef="Unit_CAD">56648000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151225374"
      unitRef="Unit_CAD">240416000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151225329"
      unitRef="Unit_CAD">3487000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151225314"
      unitRef="Unit_CAD">11086000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151225263"
      unitRef="Unit_CAD">254989000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_NonRetailMemberifrsfullCounterpartiesAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis"
      decimals="-6"
      id="Fact_151225295"
      unitRef="Unit_CAD">258858000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225359"
      unitRef="Unit_CAD">443258000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225356"
      unitRef="Unit_CAD">87081000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225301"
      unitRef="Unit_CAD">147788000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225288"
      unitRef="Unit_CAD">678127000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_NonRetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151225284"
      unitRef="Unit_CAD">673106000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225373"
      unitRef="Unit_CAD">49395000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225353"
      unitRef="Unit_CAD">4901000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225313"
      unitRef="Unit_CAD">23786000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225262"
      unitRef="Unit_CAD">78082000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_CorporateMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225272"
      unitRef="Unit_CAD">65375000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225372"
      unitRef="Unit_CAD">1609000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225352"
      unitRef="Unit_CAD">69000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225322"
      unitRef="Unit_CAD">141000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225271"
      unitRef="Unit_CAD">1819000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_BankMemberifrsfullClassesOfFinancialInstrumentsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_NonRetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225297"
      unitRef="Unit_CAD">3213000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225371"
      unitRef="Unit_CAD">24372000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225351"
      unitRef="Unit_CAD">523000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225321"
      unitRef="Unit_CAD">243000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225270"
      unitRef="Unit_CAD">25138000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_NonRetailMemberifrsfullCounterpartiesAxis_SovereignMemberifrsfullClassesOfFinancialInstrumentsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225244"
      unitRef="Unit_CAD">24320000000</bns:CreditRiskExposureAtDefaultAmount>
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      contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225360"
      unitRef="Unit_CAD">75376000000</bns:CreditRiskExposureAtDefaultDrawn>
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      contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225355"
      unitRef="Unit_CAD">5493000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
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      contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225305"
      unitRef="Unit_CAD">24170000000</bns:CreditRiskExposureAtDefaultOtherExposures>
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      contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225287"
      unitRef="Unit_CAD">105039000000</bns:CreditRiskExposureAtDefaultAmount>
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      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_NonRetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225283"
      unitRef="Unit_CAD">92908000000</bns:CreditRiskExposureAtDefaultAmount>
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      contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225370"
      unitRef="Unit_CAD">518634000000</bns:CreditRiskExposureAtDefaultDrawn>
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      contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225336"
      unitRef="Unit_CAD">92574000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
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      contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225320"
      unitRef="Unit_CAD">171958000000</bns:CreditRiskExposureAtDefaultOtherExposures>
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      contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225269"
      unitRef="Unit_CAD">783166000000</bns:CreditRiskExposureAtDefaultAmount>
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      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_NonRetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151225243"
      unitRef="Unit_CAD">766014000000</bns:CreditRiskExposureAtDefaultAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151222042"
      unitRef="Unit_CAD">267856000000</bns:CreditRiskExposureAtDefaultDrawn>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225335"
      unitRef="Unit_CAD">60485000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225268"
      unitRef="Unit_CAD">328341000000</bns:CreditRiskExposureAtDefaultAmount>
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      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151225242"
      unitRef="Unit_CAD">306395000000</bns:CreditRiskExposureAtDefaultAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151222043"
      unitRef="Unit_CAD">18710000000</bns:CreditRiskExposureAtDefaultDrawn>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225343"
      unitRef="Unit_CAD">63595000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225289"
      unitRef="Unit_CAD">82305000000</bns:CreditRiskExposureAtDefaultAmount>
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      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151225250"
      unitRef="Unit_CAD">67585000000</bns:CreditRiskExposureAtDefaultAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151222044"
      unitRef="Unit_CAD">27670000000</bns:CreditRiskExposureAtDefaultDrawn>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
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      unitRef="Unit_CAD">4624000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
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      unitRef="Unit_CAD">32294000000</bns:CreditRiskExposureAtDefaultAmount>
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      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis"
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      id="Fact_151225248"
      unitRef="Unit_CAD">38665000000</bns:CreditRiskExposureAtDefaultAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
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      id="Fact_151225358"
      unitRef="Unit_CAD">314236000000</bns:CreditRiskExposureAtDefaultDrawn>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
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      unitRef="Unit_CAD">128704000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
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      unitRef="Unit_CAD">442940000000</bns:CreditRiskExposureAtDefaultAmount>
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      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_RetailMemberifrsfullCounterpartiesAxis"
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      id="Fact_151225282"
      unitRef="Unit_CAD">412645000000</bns:CreditRiskExposureAtDefaultAmount>
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      contextRef="PAsOn10_31_2025_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
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      contextRef="PAsOn10_31_2025_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">102000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
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      contextRef="PAsOn10_31_2025_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">67281000000</bns:CreditRiskExposureAtDefaultAmount>
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      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">63572000000</bns:CreditRiskExposureAtDefaultAmount>
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      contextRef="PAsOn10_31_2025_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">52552000000</bns:CreditRiskExposureAtDefaultDrawn>
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      contextRef="PAsOn10_31_2025_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">10313000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
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      unitRef="Unit_CAD">76000000</bns:CreditRiskExposureAtDefaultOtherExposures>
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      contextRef="PAsOn10_31_2025_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">62941000000</bns:CreditRiskExposureAtDefaultAmount>
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      contextRef="PAsOn10_31_2025_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
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      id="Fact_151225361"
      unitRef="Unit_CAD">119731000000</bns:CreditRiskExposureAtDefaultDrawn>
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      unitRef="Unit_CAD">10415000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
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      contextRef="PAsOn10_31_2025_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225285"
      unitRef="Unit_CAD">130222000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_RetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225281"
      unitRef="Unit_CAD">126786000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151222036"
      unitRef="Unit_CAD">433967000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225342"
      unitRef="Unit_CAD">139119000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225328"
      unitRef="Unit_CAD">76000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225280"
      unitRef="Unit_CAD">573162000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_RetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151225251"
      unitRef="Unit_CAD">539431000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225362"
      unitRef="Unit_CAD">952601000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225350"
      unitRef="Unit_CAD">231693000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225312"
      unitRef="Unit_CAD">172034000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225261"
      unitRef="Unit_CAD">1356328000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225296"
      unitRef="Unit_CAD">1305445000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225369"
      unitRef="Unit_CAD">587309000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225349"
      unitRef="Unit_CAD">175314000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225311"
      unitRef="Unit_CAD">49503000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_CAifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225260"
      unitRef="Unit_CAD">812126000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_CAifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151225249"
      unitRef="Unit_CAD">783178000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151225368"
      unitRef="Unit_CAD">137005000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151225348"
      unitRef="Unit_CAD">31646000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151225310"
      unitRef="Unit_CAD">83209000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151225259"
      unitRef="Unit_CAD">251860000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_USifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151225247"
      unitRef="Unit_CAD">238201000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225367"
      unitRef="Unit_CAD">54340000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225347"
      unitRef="Unit_CAD">4645000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225309"
      unitRef="Unit_CAD">3588000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_CLifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225267"
      unitRef="Unit_CAD">62573000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_CLifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151225253"
      unitRef="Unit_CAD">60179000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225366"
      unitRef="Unit_CAD">52283000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225346"
      unitRef="Unit_CAD">3901000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225318"
      unitRef="Unit_CAD">3183000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_MXifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225266"
      unitRef="Unit_CAD">59367000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_MXifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151225254"
      unitRef="Unit_CAD">58439000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_PEifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225365"
      unitRef="Unit_CAD">29386000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_PEifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225345"
      unitRef="Unit_CAD">2187000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_PEifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225317"
      unitRef="Unit_CAD">2194000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_PEifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225265"
      unitRef="Unit_CAD">33767000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_PEifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151225255"
      unitRef="Unit_CAD">32609000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225364"
      unitRef="Unit_CAD">15435000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225331"
      unitRef="Unit_CAD">1777000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225316"
      unitRef="Unit_CAD">941000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_COifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225264"
      unitRef="Unit_CAD">18153000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_COifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151225292"
      unitRef="Unit_CAD">15015000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_EuropeMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225375"
      unitRef="Unit_CAD">17423000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_EuropeMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225330"
      unitRef="Unit_CAD">6241000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_EuropeMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225315"
      unitRef="Unit_CAD">22195000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_EuropeMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225279"
      unitRef="Unit_CAD">45859000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_EuropeMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151225293"
      unitRef="Unit_CAD">38776000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_CaribbeanMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151222037"
      unitRef="Unit_CAD">32841000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_CaribbeanMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225341"
      unitRef="Unit_CAD">2152000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_CaribbeanMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225327"
      unitRef="Unit_CAD">1250000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_CaribbeanMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225278"
      unitRef="Unit_CAD">36243000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_CaribbeanMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151225252"
      unitRef="Unit_CAD">36170000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_LatinAmericaOtherMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151222038"
      unitRef="Unit_CAD">15218000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_LatinAmericaOtherMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225340"
      unitRef="Unit_CAD">948000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_LatinAmericaOtherMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225326"
      unitRef="Unit_CAD">1080000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_LatinAmericaOtherMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225277"
      unitRef="Unit_CAD">17246000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis_LatinAmericaOtherMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="Fact_151225245"
      unitRef="Unit_CAD">17742000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_AllOtherCountriesMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151222039"
      unitRef="Unit_CAD">11361000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_AllOtherCountriesMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225339"
      unitRef="Unit_CAD">2882000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_AllOtherCountriesMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225325"
      unitRef="Unit_CAD">4891000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AllOtherCountriesMemberifrsfullGeographicalAreasAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225257"
      unitRef="Unit_CAD">19134000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_AllOtherCountriesMemberifrsfullGeographicalAreasAxis_BaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225273"
      unitRef="Unit_CAD">25136000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultDrawn
      contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151222040"
      unitRef="Unit_CAD">952601000000</bns:CreditRiskExposureAtDefaultDrawn>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitments
      contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225338"
      unitRef="Unit_CAD">231693000000</bns:CreditRiskExposureAtDefaultUndrawnCommitments>
    <bns:CreditRiskExposureAtDefaultOtherExposures
      contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225324"
      unitRef="Unit_CAD">172034000000</bns:CreditRiskExposureAtDefaultOtherExposures>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225256"
      unitRef="Unit_CAD">1356328000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_BaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225274"
      unitRef="Unit_CAD">1305445000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:DisclosureOfCreditRiskExposureAndOtherExposuresIncludingMarketRiskExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-201864">
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&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit Risk Exposures&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other Exposures&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Drawn&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other Exposures&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Market Risk Exposures&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; background-color: rgb(255, 255, 255); padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2025 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-retail&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Retail&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Securitization&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Repo-style&lt;br/&gt; Transactions&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Derivative&lt;br/&gt; Financial&lt;br/&gt; Instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Equity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Also&lt;br/&gt; subject&#160;to&lt;br/&gt; Credit&#160;Risk&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;All Other&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Cash and deposits with financial institutions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;62,171&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,796&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65,967&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Precious metals&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,156&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,156&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Securities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;103&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;140,741&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;140,844&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,641&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;744&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,846&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,487&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,892&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,892&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Financial assets designated at fair value through profit or loss&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;42,120&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Investment securities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;146,457&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,258&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,233&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;149,948&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Loans:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.4px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;58,663&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;311,413&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;115&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;370,191&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,940&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;95,171&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,456&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;110,567&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14,585&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;313&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,147&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;18,045&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Business&#160;&amp;amp; government&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;239,898&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,170&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,846&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;791&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;279,705&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align: top;"&gt;&lt;div style="text-indent: -1em; font-family: arial; font-size: 6.5pt; margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em;"&gt;Allowances for credit losses&lt;div style="font-size: 75%; vertical-align: top;display:inline;font-size:5.4px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(465&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(1,234&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;(5,764&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;)&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Customers&#x2019; liability under acceptances&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;177&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;177&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
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&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,881&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,881&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Investment in associates&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,252&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,317&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Goodwill and other intangibles assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,169&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,169&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Other (including Deferred tax assets)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,210&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,154&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;436&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;403&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;30,417&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;38,620&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt;background-color:#ffffff"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;520,795&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;434,259&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;35,615&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;203,444&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;46,531&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;2,323&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;42,864&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;156,038&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;61,037&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;1,460,042&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes the Bank&#x2019;s insurance subsidiaries&#x2019; assets and all other assets which are not subject to credit and market risks. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes $52.8&#160;billion in mortgages guaranteed by Canada Mortgage Housing Corporation and federally backed privately insured mortgages. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="text-align: left; vertical-align: top;"&gt;&lt;div style="text-align: left; font-family: arial narrow; font-size: 6pt; margin-top: 0pt; margin-bottom: 0pt;"&gt;Amounts for IRB exposures are reported gross of allowances and amounts for standardized exposures are reported net of allowances. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:6.5pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:31%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Credit Risk Exposures&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="10" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other Exposures&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Drawn&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other Exposures&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Market Risk Exposures&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31, 2024 ($ millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="white-space:nowrap;display:inline;"&gt;Non-retail&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Retail&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Securitization&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Repo-style&lt;br/&gt; Transactions&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Derivative&lt;br/&gt; Financial&lt;br/&gt; Instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Equity&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Also&lt;br/&gt; subject&#160;to&lt;br/&gt; Credit&#160;Risk&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;All Other&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Cash and deposits with financial institutions&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;60,501&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,359&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;63,860&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Precious metals&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,540&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,540&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Trading assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Securities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;331&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;119,581&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;119,912&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;933&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;569&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;6,716&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,649&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Other&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,166&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,166&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Financial assets designated at fair value through profit or loss&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Securities purchased under resale agreements and securities borrowed&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;200,543&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;200,543&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Derivative financial instruments&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;39,736&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;44,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Investment securities&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;147,607&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,008&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;217&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;152,832&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Loans:&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Residential mortgages&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.4px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;61,467&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;289,358&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;116&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;350,941&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Personal loans&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;711&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;101,821&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,847&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;106,379&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Credit cards&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;13,892&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;162&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,320&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,374&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Business&#160;&amp;amp; government&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;261,903&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;12,904&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;17,627&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;237&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;292,671&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 2em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Allowances for credit losses&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5.4px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(363&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1,170&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(5,003&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(6,536&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Customers&#x2019; liability under acceptances&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;149&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;(1&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;)&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;148&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Property and equipment&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,252&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,252&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Investment in associates&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;62&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,759&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,821&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Goodwill&#160;and&#160;other&#160;intangibles&#160;assets&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16,853&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;16,853&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Other (including Deferred tax assets)&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;5,968&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,220&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;343&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2013;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;448&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,264&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;33,243&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="font-size:1pt"&gt;
&lt;td style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;
&lt;td colspan="4" style="height:3pt"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6.5pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 6.5pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;539,207&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;418,025&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;21,636&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;200,886&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;44,379&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;5,070&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;40,305&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;131,451&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;51,373&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;1,412,027&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes the Bank&#x2019;s insurance subsidiaries&#x2019; assets and all other assets which are not subject to credit and market risks. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes $56.3&#160;billion in mortgages guaranteed by Canada Mortgage Housing Corporation and federally backed privately insured mortgages. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Amounts for IRB exposures are reported gross of allowances and amounts for standardized exposures are reported net of allowances. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; </bns:DisclosureOfCreditRiskExposureAndOtherExposuresIncludingMarketRiskExplanatory>
    <bns:CashAndDepositsWithFinancialInstitutions
      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214860"
      unitRef="Unit_CAD">62171000000</bns:CashAndDepositsWithFinancialInstitutions>
    <bns:CashAndDepositsWithFinancialInstitutions
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225233"
      unitRef="Unit_CAD">3796000000</bns:CashAndDepositsWithFinancialInstitutions>
    <bns:CashAndDepositsWithFinancialInstitutions
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214862"
      unitRef="Unit_CAD">65967000000</bns:CashAndDepositsWithFinancialInstitutions>
    <bns:PreciousMetals
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214863"
      unitRef="Unit_CAD">5156000000</bns:PreciousMetals>
    <bns:PreciousMetals
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214864"
      unitRef="Unit_CAD">5156000000</bns:PreciousMetals>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214865"
      unitRef="Unit_CAD">103000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214866"
      unitRef="Unit_CAD">140741000000</bns:TradingSecurities1>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214867"
      unitRef="Unit_CAD">140844000000</bns:TradingSecurities1>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214868"
      unitRef="Unit_CAD">1641000000</bns:TradingLoans>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214869"
      unitRef="Unit_CAD">744000000</bns:TradingLoans>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214870"
      unitRef="Unit_CAD">6846000000</bns:TradingLoans>
    <bns:TradingLoans
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214871"
      unitRef="Unit_CAD">8487000000</bns:TradingLoans>
    <bns:TradingAssetsOther
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214872"
      unitRef="Unit_CAD">2892000000</bns:TradingAssetsOther>
    <bns:TradingAssetsOther
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214873"
      unitRef="Unit_CAD">2892000000</bns:TradingAssetsOther>
    <ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureRepo-StyleTransactionsMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214874"
      unitRef="Unit_CAD">203008000000</ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed>
    <ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214875"
      unitRef="Unit_CAD">203008000000</ifrs-full:ReverseRepurchaseAgreementsAndCashCollateralOnSecuritiesBorrowed>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureOver-The-CounterDerivativesMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214876"
      unitRef="Unit_CAD">46531000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214877"
      unitRef="Unit_CAD">42120000000</ifrs-full:DerivativeFinancialAssets>
    <ifrs-full:DerivativeFinancialAssets
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214878"
      unitRef="Unit_CAD">46531000000</ifrs-full:DerivativeFinancialAssets>
    <bns:InvestmentSecurities
      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214879"
      unitRef="Unit_CAD">146457000000</bns:InvestmentSecurities>
    <bns:InvestmentSecurities
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureEquityMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214880"
      unitRef="Unit_CAD">2258000000</bns:InvestmentSecurities>
    <bns:InvestmentSecurities
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151222112"
      unitRef="Unit_CAD">1233000000</bns:InvestmentSecurities>
    <bns:InvestmentSecurities
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214882"
      unitRef="Unit_CAD">149948000000</bns:InvestmentSecurities>
    <bns:ResidentialMortgageLoans
      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="Fact_151225621"
      unitRef="Unit_CAD">58663000000</bns:ResidentialMortgageLoans>
    <bns:ResidentialMortgageLoans
      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="Fact_151225622"
      unitRef="Unit_CAD">311413000000</bns:ResidentialMortgageLoans>
    <bns:ResidentialMortgageLoans
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225623"
      unitRef="Unit_CAD">115000000</bns:ResidentialMortgageLoans>
    <bns:ResidentialMortgageLoans
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="Fact_151225624"
      unitRef="Unit_CAD">370191000000</bns:ResidentialMortgageLoans>
    <ifrs-full:ConsumerLoans
      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214887"
      unitRef="Unit_CAD">5940000000</ifrs-full:ConsumerLoans>
    <ifrs-full:ConsumerLoans
      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214888"
      unitRef="Unit_CAD">95171000000</ifrs-full:ConsumerLoans>
    <ifrs-full:ConsumerLoans
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureSecuritizationMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214889"
      unitRef="Unit_CAD">9456000000</ifrs-full:ConsumerLoans>
    <ifrs-full:ConsumerLoans
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214890"
      unitRef="Unit_CAD">110567000000</ifrs-full:ConsumerLoans>
    <ifrs-full:CreditCardLoans
      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214891"
      unitRef="Unit_CAD">14585000000</ifrs-full:CreditCardLoans>
    <ifrs-full:CreditCardLoans
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureSecuritizationMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214892"
      unitRef="Unit_CAD">313000000</ifrs-full:CreditCardLoans>
    <ifrs-full:CreditCardLoans
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225602"
      unitRef="Unit_CAD">3147000000</ifrs-full:CreditCardLoans>
    <ifrs-full:CreditCardLoans
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214894"
      unitRef="Unit_CAD">18045000000</ifrs-full:CreditCardLoans>
    <bns:LoansToBusinessAndGovernment
      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214895"
      unitRef="Unit_CAD">239898000000</bns:LoansToBusinessAndGovernment>
    <bns:LoansToBusinessAndGovernment
      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214896"
      unitRef="Unit_CAD">13170000000</bns:LoansToBusinessAndGovernment>
    <bns:LoansToBusinessAndGovernment
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureSecuritizationMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214897"
      unitRef="Unit_CAD">25846000000</bns:LoansToBusinessAndGovernment>
    <bns:LoansToBusinessAndGovernment
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225652"
      unitRef="Unit_CAD">791000000</bns:LoansToBusinessAndGovernment>
    <bns:LoansToBusinessAndGovernment
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214899"
      unitRef="Unit_CAD">279705000000</bns:LoansToBusinessAndGovernment>
    <bns:AllowancesForCreditLosses
      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="Fact_151222109"
      unitRef="Unit_CAD">-465000000</bns:AllowancesForCreditLosses>
    <bns:AllowancesForCreditLosses
      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="Fact_151222108"
      unitRef="Unit_CAD">-1234000000</bns:AllowancesForCreditLosses>
    <bns:AllowancesForCreditLosses
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151222107"
      unitRef="Unit_CAD">-5764000000</bns:AllowancesForCreditLosses>
    <bns:AllowancesForCreditLosses
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="Fact_151222106"
      unitRef="Unit_CAD">-7463000000</bns:AllowancesForCreditLosses>
    <bns:CustomersLiabilityUnderAcceptances
      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214904"
      unitRef="Unit_CAD">177000000</bns:CustomersLiabilityUnderAcceptances>
    <bns:CustomersLiabilityUnderAcceptances
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214905"
      unitRef="Unit_CAD">177000000</bns:CustomersLiabilityUnderAcceptances>
    <ifrs-full:PropertyPlantAndEquipment
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151222089"
      unitRef="Unit_CAD">4881000000</ifrs-full:PropertyPlantAndEquipment>
    <ifrs-full:PropertyPlantAndEquipment
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214907"
      unitRef="Unit_CAD">4881000000</ifrs-full:PropertyPlantAndEquipment>
    <ifrs-full:InvestmentAccountedForUsingEquityMethod
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureEquityMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="ixv-214908"
      unitRef="Unit_CAD">65000000</ifrs-full:InvestmentAccountedForUsingEquityMethod>
    <ifrs-full:InvestmentAccountedForUsingEquityMethod
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151222072"
      unitRef="Unit_CAD">6252000000</ifrs-full:InvestmentAccountedForUsingEquityMethod>
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      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
      decimals="-6"
      id="ixv-214910"
      unitRef="Unit_CAD">6317000000</ifrs-full:InvestmentAccountedForUsingEquityMethod>
    <ifrs-full:IntangibleAssetsAndGoodwill
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-6"
      id="Fact_151225685"
      unitRef="Unit_CAD">16169000000</ifrs-full:IntangibleAssetsAndGoodwill>
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      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
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      id="ixv-214912"
      unitRef="Unit_CAD">16169000000</ifrs-full:IntangibleAssetsAndGoodwill>
    <bns:OtherAssetsIncludingDeferredTaxAssets
      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
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      id="ixv-214913"
      unitRef="Unit_CAD">6210000000</bns:OtherAssetsIncludingDeferredTaxAssets>
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      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
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      id="ixv-214914"
      unitRef="Unit_CAD">1154000000</bns:OtherAssetsIncludingDeferredTaxAssets>
    <bns:OtherAssetsIncludingDeferredTaxAssets
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureRepo-StyleTransactionsMemberifrsfullTypesOfFinancialAssetsAxis"
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      id="ixv-214915"
      unitRef="Unit_CAD">436000000</bns:OtherAssetsIncludingDeferredTaxAssets>
    <bns:OtherAssetsIncludingDeferredTaxAssets
      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis"
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      id="ixv-214916"
      unitRef="Unit_CAD">403000000</bns:OtherAssetsIncludingDeferredTaxAssets>
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      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis"
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      id="Fact_151225670"
      unitRef="Unit_CAD">30417000000</bns:OtherAssetsIncludingDeferredTaxAssets>
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      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
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      id="ixv-214918"
      unitRef="Unit_CAD">38620000000</bns:OtherAssetsIncludingDeferredTaxAssets>
    <ifrs-full:Assets
      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
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      unitRef="Unit_CAD">520795000000</ifrs-full:Assets>
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      contextRef="PAsOn10_31_2025_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
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      unitRef="Unit_CAD">434259000000</ifrs-full:Assets>
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      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureSecuritizationMemberifrsfullTypesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">35615000000</ifrs-full:Assets>
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      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureRepo-StyleTransactionsMemberifrsfullTypesOfFinancialAssetsAxis"
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      id="ixv-214922"
      unitRef="Unit_CAD">203444000000</ifrs-full:Assets>
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      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureOver-The-CounterDerivativesMemberifrsfullTypesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">46531000000</ifrs-full:Assets>
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      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherCreditRiskExposureEquityMemberifrsfullTypesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">2323000000</ifrs-full:Assets>
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      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMemberifrsfullTypesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">42864000000</ifrs-full:Assets>
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      unitRef="Unit_CAD">156038000000</ifrs-full:Assets>
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      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">61037000000</ifrs-full:Assets>
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      contextRef="PAsOn10_31_2025_CreditRiskMemberifrsfullTypesOfRisksAxis"
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      unitRef="Unit_CAD">1460042000000</ifrs-full:Assets>
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      contextRef="PAsOn10_31_2025"
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      unitRef="Unit_CAD">52800000000</bns:ResidentialMortgageGuaranteedLoans>
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      contextRef="PAsOn10_31_2024_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
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      unitRef="Unit_CAD">60501000000</bns:CashAndDepositsWithFinancialInstitutions>
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      contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresOthersMemberifrsfullTypesOfFinancialAssetsAxis"
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      id="Fact_151222069"
      unitRef="Unit_CAD">3359000000</bns:CashAndDepositsWithFinancialInstitutions>
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    <bns:PreciousMetals
      contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis"
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      contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis"
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      unitRef="Unit_CAD">2540000000</bns:PreciousMetals>
    <bns:TradingSecurities1
      contextRef="PAsOn10_31_2024_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
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      unitRef="Unit_CAD">331000000</bns:TradingSecurities1>
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      unitRef="Unit_CAD">119581000000</bns:TradingSecurities1>
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      unitRef="Unit_CAD">119912000000</bns:TradingSecurities1>
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      contextRef="PAsOn10_31_2024_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
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      unitRef="Unit_CAD">933000000</bns:TradingLoans>
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      contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherMarketRiskExposuresAlsoSubjectToCreditRiskMemberifrsfullTypesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">569000000</bns:TradingLoans>
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      contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">6716000000</bns:TradingLoans>
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      contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis"
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      unitRef="Unit_CAD">7649000000</bns:TradingLoans>
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      contextRef="PAsOn10_31_2024_CreditRiskMemberifrsfullTypesOfRisksAxis_OtherExposuresMemberifrsfullTypesOfFinancialAssetsAxis"
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      unitRef="Unit_CAD">2166000000</bns:TradingAssetsOther>
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      unitRef="Unit_CAD">2166000000</bns:TradingAssetsOther>
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      contextRef="PAsOn10_31_2024_CreditRiskExposureDrawnNonRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
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      unitRef="Unit_CAD">289358000000</bns:ResidentialMortgageLoans>
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      unitRef="Unit_CAD">116000000</bns:ResidentialMortgageLoans>
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      unitRef="Unit_CAD">350941000000</bns:ResidentialMortgageLoans>
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      unitRef="Unit_CAD">711000000</ifrs-full:ConsumerLoans>
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      contextRef="PAsOn10_31_2024_CreditRiskExposureDrawnRetailMemberifrsfullTypesOfFinancialAssetsAxis_CreditRiskMemberifrsfullTypesOfRisksAxis"
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      unitRef="Unit_CAD">101821000000</ifrs-full:ConsumerLoans>
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      unitRef="Unit_CAD">3847000000</ifrs-full:ConsumerLoans>
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      unitRef="Unit_CAD">106379000000</ifrs-full:ConsumerLoans>
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    <bns:DisclosureOfReferencingOfInternalRatingsToExternalRatingsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-215002">The following table cross references the Bank&#x2019;s internal borrower grades with equivalent ratings categories utilized by external rating agencies: &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:16%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="width:12%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="width:25%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:3%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="width:16%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td colspan="13" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Cross referencing of internal ratings to external ratings&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td colspan="5" style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Equivalent External Rating&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.375pt;"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;S&amp;amp;P and Fitch&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Moody&#x2019;s&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Morningstar DBRS&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Internal&#160;Grade&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Internal&#160;Grade Code&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;PD&#160;Range&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;AAA&#160;to&#160;AA+&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Aaa&#160;to&#160;Aa1&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;AAA&#160;to&#160;AA&#160;(high)&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;99&lt;/div&gt;&#160;&#x2013;&#x2009;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;98&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0000&lt;/div&gt;% &#x2013; &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0565&lt;/div&gt;%&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;AA to A+&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Aa2 to A1&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;AA&#160;to&#160;A&#160;(high)&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;95&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0565&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0693&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;A to A-&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;A2 to A3&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;A&#160;to&#160;A&#160;(low)&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Investment&#160;grade&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;90&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0693&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0833&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;BBB+&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Baa1&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;BBB&#160;(high)&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;87&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0833&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.1243&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;BBB&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Baa2&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;BBB&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;85&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.1243&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.1976&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;BBB-&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Baa3&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;BBB (low)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;83&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.1976&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.2743&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;BB+&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Ba1&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;BB (high)&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;80&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.2743&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.3806&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;BB&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Ba2&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;BB&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;77&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.3806&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.7061&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;BB-&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Ba3&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;BB (low)&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-Investment&#160;grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;75&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.7061&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1.4290&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;B+&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;B1&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;B (high)&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;73&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1.4290&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2.4715&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;B to B-&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;B2 to B3&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;B to B (low)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;70&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2.4715&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6.2065&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;CCC+&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Caa1&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;&#x2013;&#x2002;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;65&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;6.2065&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;15.9382&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;CCC&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Caa2&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;&#x2013;&#x2002;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Watch list&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;60&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;15.9382&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;28.5499&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;CCC-&lt;/div&gt; to CC&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;Caa3 to Ca&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;&#x2013;&#x2002;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;40&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;28.5499&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;48.3748&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top;white-space:nowrap"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&#x2013;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;&#x2013;&#x2002;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap"&gt;&#x2013;&#x2002;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;30&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;white-space:nowrap;text-align:right"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 1pt; font-size: 8pt; font-family: arial; text-align: right; line-height: normal;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;48.3748&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;100.0000&lt;/div&gt;%&lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top;white-space:nowrap"&gt; &lt;div style=" margin-top:0pt ; margin-bottom:0pt; margin-left:1.00em; text-indent:-1.00em; font-size:8pt; font-family:arial"&gt;Default&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Default&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;21&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap;text-align:right"&gt;100%&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;&lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Applies to &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt; portfolio. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;PD Ranges as at October&#160;31, 2025. The Range does not include the upper boundary for the row. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;</bns:DisclosureOfReferencingOfInternalRatingsToExternalRatingsExplanatory>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151228716">AAA&#160;to&#160;AA+</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
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    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151228030">AAA&#160;to&#160;AA&#160;(high)</bns:DescriptionOfCreditRating>
    <bns:InternalGradeCode
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      unitRef="Unit_pure">99</bns:InternalGradeCode>
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      unitRef="Unit_pure">98</bns:InternalGradeCode>
    <bns:ProbabilityOfDefaultRangePercentage
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      id="Fact_151228706"
      unitRef="Unit_pure">0</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsAaaToAaPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis"
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      id="Fact_151228705"
      unitRef="Unit_pure">0.000565</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsAaToAPlusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151228717">AA to A+</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsAaToAPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151228031">Aa2 to A1</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsAaToAPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
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    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsAaToAPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
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      unitRef="Unit_pure">95</bns:InternalGradeCode>
    <bns:ProbabilityOfDefaultRangePercentage
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      id="Fact_151228708"
      unitRef="Unit_pure">0.000565</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
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      decimals="6"
      id="Fact_151228707"
      unitRef="Unit_pure">0.000693</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151221750">A to A-</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151228032">A2 to A3</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151225698">A&#160;to&#160;A&#160;(low)</bns:DescriptionOfCreditRating>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      decimals="0"
      id="Fact_151228039"
      unitRef="Unit_pure">90</bns:InternalGradeCode>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      decimals="6"
      id="Fact_151228710"
      unitRef="Unit_pure">0.000693</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsaToaMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151228709"
      unitRef="Unit_pure">0.000833</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151221751">BBB+</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151228406">Baa1</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151225700">BBB&#160;(high)</bns:DescriptionOfCreditRating>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      decimals="0"
      id="Fact_151228038"
      unitRef="Unit_pure">87</bns:InternalGradeCode>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      decimals="6"
      id="Fact_151228712"
      unitRef="Unit_pure">0.000833</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsBbbPlusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151228711"
      unitRef="Unit_pure">0.001243</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis"
      id="Fact_151221752">BBB</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis"
      id="Fact_151225702">Baa2</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis"
      id="Fact_151225701">BBB</bns:DescriptionOfCreditRating>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis"
      decimals="0"
      id="Fact_151228699"
      unitRef="Unit_pure">85</bns:InternalGradeCode>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis"
      decimals="6"
      id="Fact_151228714"
      unitRef="Unit_pure">0.001243</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_StandardPoorsBBBRatingMemberifrsfullExternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151228713"
      unitRef="Unit_pure">0.001976</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151221753">BBB-</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151225704">Baa3</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151221658">BBB (low)</bns:DescriptionOfCreditRating>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      decimals="0"
      id="Fact_151228042"
      unitRef="Unit_pure">83</bns:InternalGradeCode>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis"
      decimals="6"
      id="Fact_151225555"
      unitRef="Unit_pure">0.001976</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsBbbMinusMemberifrsfullExternalCreditGradesAxis_InvestmentGradeMemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151228715"
      unitRef="Unit_pure">0.002743</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsBbPlusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      id="Fact_151221754">BB+</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsBbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      id="Fact_151221655">Ba1</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsBbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      id="Fact_151225699">BB (high)</bns:DescriptionOfCreditRating>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsBbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      decimals="0"
      id="Fact_151228037"
      unitRef="Unit_pure">80</bns:InternalGradeCode>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsBbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      decimals="6"
      id="Fact_151225557"
      unitRef="Unit_pure">0.002743</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsBbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151225556"
      unitRef="Unit_pure">0.003806</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis"
      id="Fact_151221755">BB</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis"
      id="Fact_151221654">Ba2</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis"
      id="Fact_151221652">BB</bns:DescriptionOfCreditRating>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis"
      decimals="0"
      id="Fact_151228044"
      unitRef="Unit_pure">77</bns:InternalGradeCode>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis"
      decimals="6"
      id="Fact_151225559"
      unitRef="Unit_pure">0.003806</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151225558"
      unitRef="Unit_pure">0.007061</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      id="Fact_151221756">BB-</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      id="Fact_151221651">Ba3</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      id="Fact_151221650">BB (low)</bns:DescriptionOfCreditRating>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      decimals="0"
      id="Fact_151228696"
      unitRef="Unit_pure">75</bns:InternalGradeCode>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      decimals="6"
      id="Fact_151225561"
      unitRef="Unit_pure">0.007061</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151225560"
      unitRef="Unit_pure">0.01429</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      id="Fact_151221757">B+</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      id="Fact_151228408">B1</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      id="Fact_151228407">B (high)</bns:DescriptionOfCreditRating>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      decimals="0"
      id="Fact_151228697"
      unitRef="Unit_pure">73</bns:InternalGradeCode>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      decimals="6"
      id="Fact_151225563"
      unitRef="Unit_pure">0.01429</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151225562"
      unitRef="Unit_pure">0.024715</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      id="Fact_151221758">B to B-</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      id="Fact_151221653">B2 to B3</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingDominionBondRatingServiceDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      id="Fact_151228028">B to B (low)</bns:DescriptionOfCreditRating>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      decimals="0"
      id="Fact_151228035"
      unitRef="Unit_pure">70</bns:InternalGradeCode>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis"
      decimals="6"
      id="Fact_151225565"
      unitRef="Unit_pure">0.024715</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151225564"
      unitRef="Unit_pure">0.062065</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151221759">CCC+</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151221657">Caa1</bns:DescriptionOfCreditRating>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis"
      decimals="0"
      id="Fact_151228034"
      unitRef="Unit_pure">65</bns:InternalGradeCode>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis"
      decimals="6"
      id="Fact_151225567"
      unitRef="Unit_pure">0.062065</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151225566"
      unitRef="Unit_pure">0.159382</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis"
      id="Fact_151221760">CCC</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis"
      id="Fact_151221656">Caa2</bns:DescriptionOfCreditRating>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis"
      decimals="0"
      id="Fact_151228040"
      unitRef="Unit_pure">60</bns:InternalGradeCode>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis"
      decimals="6"
      id="Fact_151225569"
      unitRef="Unit_pure">0.159382</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151225568"
      unitRef="Unit_pure">0.285499</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151221761">CCC- to CC</bns:DescriptionOfCreditRating>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingMoodyDefaultMemberifrsfullProbabilityOfDefaultAxis_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151225705">Caa3 to Ca</bns:DescriptionOfCreditRating>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis"
      decimals="0"
      id="Fact_151228041"
      unitRef="Unit_pure">40</bns:InternalGradeCode>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis"
      decimals="6"
      id="Fact_151228291"
      unitRef="Unit_pure">0.285499</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151228290"
      unitRef="Unit_pure">0.483748</bns:ProbabilityOfDefaultRangePercentage>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis"
      decimals="0"
      id="Fact_151228036"
      unitRef="Unit_pure">30</bns:InternalGradeCode>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_BottomOfRangeMemberifrsfullRangeAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis"
      decimals="6"
      id="Fact_151228293"
      unitRef="Unit_pure">0.483748</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151228292"
      unitRef="Unit_pure">1</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DescriptionOfCreditRating
      contextRef="P11_01_2024To10_31_2025_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullProbabilityOfDefaultAxis_InternalGradeDefaultMemberifrsfullInternalCreditGradesAxis"
      id="Fact_151221762">Default</bns:DescriptionOfCreditRating>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_InternalGradeDefaultMemberifrsfullInternalCreditGradesAxis"
      decimals="0"
      id="Fact_151228043"
      unitRef="Unit_pure">21</bns:InternalGradeCode>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_InternalGradeDefaultMemberifrsfullInternalCreditGradesAxis"
      decimals="2"
      id="Fact_151228702"
      unitRef="Unit_pure">1</bns:ProbabilityOfDefaultRangePercentage>
    <ifrs-full:DisclosureOfCreditRiskExplanatory
      contextRef="P11_01_2024To10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      id="ixv-206079"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The credit quality of the &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-retail&lt;/div&gt; IRB portfolio, expressed in terms of risk categories of borrower internal grades is shown in the table below: &lt;/div&gt; &lt;div style="font-size:6pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:45%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="14" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="18" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Exposure at Default&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($ millions) Category of internal grades&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;IG&#160;Code&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Drawn&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Undrawn&lt;br/&gt; commitments&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&lt;br/&gt; exposures&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(2)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Investment grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;99&lt;/div&gt;&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;98&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;144,086&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,557&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;39,788&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;185,431&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;174,122&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;95&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36,203&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,422&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;30,882&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;80,507&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;71,282&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;90&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,314&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12,067&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;28,875&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,256&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49,596&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;87&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;26,472&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;13,771&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,458&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;56,701&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;63,699&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;85&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,166&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,987&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;8,758&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;44,911&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;49,980&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;83&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43,384&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,155&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,924&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;69,342&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;&lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;Non-Investment&lt;/div&gt; grade&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;80&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;39,476&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,262&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,810&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;55,548&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;54,770&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;77&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;25,637&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,542&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,824&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;37,003&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;40,729&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;75&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;20,174&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,373&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,556&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;29,103&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;27,324&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;73&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7,913&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,464&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;756&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;10,133&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;10,140&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;70&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,137&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,216&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;707&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,060&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,791&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Watch list&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;65&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;907&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,010&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,592&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;60&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;876&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;109&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;171&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,156&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;986&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;40&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;910&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;75&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;134&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,119&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;889&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;30&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;276&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;287&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;232&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;21&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,482&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;12&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;100&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,594&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;1,313&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;392,413&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;87,081&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;147,788&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;627,282&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;619,787&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Government guaranteed residential mortgages&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:6.6px"&gt;(3)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50,845&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;50,845&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;53,319&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;443,258&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;87,081&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;147,788&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;678,127&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;673,106&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt; &lt;div style="font-size:3pt;margin-top:0pt;margin-bottom:0pt"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;After credit risk mitigation. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(2)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt;&lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;Includes &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;off-balance&lt;/div&gt; sheet lending instruments such as letters of credit, letters of guarantees, securitizations, derivatives and repo-style transactions (reverse repurchase agreements, repurchase agreements and securities lending and borrowing), net of related collateral. &lt;/div&gt;&lt;/td&gt;&lt;/tr&gt;&lt;/table&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(3)&lt;/td&gt;
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis"
      decimals="-6"
      id="Fact_151225486"
      unitRef="Unit_CAD">4824000000</bns:CreditRiskExposureAtDefaultOtherExposuresAmount>
    <bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis"
      decimals="-6"
      id="Fact_151225520"
      unitRef="Unit_CAD">37003000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
    <bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_StandardPoorsBBRatingMemberifrsfullExternalCreditGradesAxis"
      decimals="-6"
      id="Fact_151225544"
      unitRef="Unit_CAD">40729000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="0"
      id="Fact_151228689"
      unitRef="Unit_pure">75</bns:InternalGradeCode>
    <bns:CreditRiskExposureAtDefaultDrawnAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225473"
      unitRef="Unit_CAD">20174000000</bns:CreditRiskExposureAtDefaultDrawnAmount>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225533"
      unitRef="Unit_CAD">4373000000</bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount>
    <bns:CreditRiskExposureAtDefaultOtherExposuresAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225489"
      unitRef="Unit_CAD">4556000000</bns:CreditRiskExposureAtDefaultOtherExposuresAmount>
    <bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225501"
      unitRef="Unit_CAD">29103000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
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      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardAndPoorsBbMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151225516"
      unitRef="Unit_CAD">27324000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="0"
      id="Fact_151221765"
      unitRef="Unit_pure">73</bns:InternalGradeCode>
    <bns:CreditRiskExposureAtDefaultDrawnAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225469"
      unitRef="Unit_CAD">7913000000</bns:CreditRiskExposureAtDefaultDrawnAmount>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225527"
      unitRef="Unit_CAD">1464000000</bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount>
    <bns:CreditRiskExposureAtDefaultOtherExposuresAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225490"
      unitRef="Unit_CAD">756000000</bns:CreditRiskExposureAtDefaultOtherExposuresAmount>
    <bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225515"
      unitRef="Unit_CAD">10133000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
    <bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardAndPoorsbPlusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151225514"
      unitRef="Unit_CAD">10140000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
    <bns:InternalGradeCode
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="0"
      id="Fact_151228694"
      unitRef="Unit_pure">70</bns:InternalGradeCode>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225470"
      unitRef="Unit_CAD">4137000000</bns:CreditRiskExposureAtDefaultDrawnAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225528"
      unitRef="Unit_CAD">1216000000</bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225493"
      unitRef="Unit_CAD">707000000</bns:CreditRiskExposureAtDefaultOtherExposuresAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225513"
      unitRef="Unit_CAD">6060000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
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      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardAndPoorsbTobMinusMemberifrsfullExternalCreditGradesAxis_InternalNonInvestmentGrade1MemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151225512"
      unitRef="Unit_CAD">3791000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
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      id="Fact_151228695"
      unitRef="Unit_pure">65</bns:InternalGradeCode>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225465"
      unitRef="Unit_CAD">907000000</bns:CreditRiskExposureAtDefaultDrawnAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225476"
      unitRef="Unit_CAD">60000000</bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225487"
      unitRef="Unit_CAD">43000000</bns:CreditRiskExposureAtDefaultOtherExposuresAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225540"
      unitRef="Unit_CAD">1010000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
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      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardAndPoorsCccPlusMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151225551"
      unitRef="Unit_CAD">1592000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis"
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      id="Fact_151228693"
      unitRef="Unit_pure">60</bns:InternalGradeCode>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis"
      decimals="-6"
      id="Fact_151225472"
      unitRef="Unit_CAD">876000000</bns:CreditRiskExposureAtDefaultDrawnAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis"
      decimals="-6"
      id="Fact_151225538"
      unitRef="Unit_CAD">109000000</bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis"
      decimals="-6"
      id="Fact_151225481"
      unitRef="Unit_CAD">171000000</bns:CreditRiskExposureAtDefaultOtherExposuresAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis"
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      unitRef="Unit_CAD">1156000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
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      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_StandardPoorsCCCRatingMemberifrsfullExternalCreditGradesAxis"
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      id="Fact_151225552"
      unitRef="Unit_CAD">986000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
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      id="Fact_151221770"
      unitRef="Unit_pure">40</bns:InternalGradeCode>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
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      id="Fact_151225464"
      unitRef="Unit_CAD">910000000</bns:CreditRiskExposureAtDefaultDrawnAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
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      id="Fact_151225539"
      unitRef="Unit_CAD">75000000</bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount>
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      unitRef="Unit_CAD">134000000</bns:CreditRiskExposureAtDefaultOtherExposuresAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardandPoorsCCCMinusToCCMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
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      id="Fact_151225503"
      unitRef="Unit_CAD">1119000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
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      id="Fact_151225500"
      unitRef="Unit_CAD">889000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
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      unitRef="Unit_pure">30</bns:InternalGradeCode>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
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      id="Fact_151225466"
      unitRef="Unit_CAD">276000000</bns:CreditRiskExposureAtDefaultDrawnAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
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      id="Fact_151225537"
      unitRef="Unit_CAD">9000000</bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
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      unitRef="Unit_CAD">2000000</bns:CreditRiskExposureAtDefaultOtherExposuresAmount>
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      decimals="-6"
      id="Fact_151225509"
      unitRef="Unit_CAD">287000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
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      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_EquivalentExternalRatingStandardAndPoorsDefaultMemberifrsfullExternalCreditGradesAxis_InternalGradeWatchListMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151225506"
      unitRef="Unit_CAD">232000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
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      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_InternalGradeDefaultMemberifrsfullInternalCreditGradesAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
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      id="Fact_151228688"
      unitRef="Unit_pure">21</bns:InternalGradeCode>
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      decimals="-6"
      id="Fact_151225462"
      unitRef="Unit_CAD">1482000000</bns:CreditRiskExposureAtDefaultDrawnAmount>
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      id="Fact_151225529"
      unitRef="Unit_CAD">12000000</bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount>
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      unitRef="Unit_CAD">100000000</bns:CreditRiskExposureAtDefaultOtherExposuresAmount>
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      unitRef="Unit_CAD">1594000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
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      unitRef="Unit_CAD">1313000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
    <bns:CreditRiskExposureAtDefaultDrawnAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExcludingResidentialMortgagesMemberifrsfullClassesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225460"
      unitRef="Unit_CAD">392413000000</bns:CreditRiskExposureAtDefaultDrawnAmount>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExcludingResidentialMortgagesMemberifrsfullClassesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225531"
      unitRef="Unit_CAD">87081000000</bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount>
    <bns:CreditRiskExposureAtDefaultOtherExposuresAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExcludingResidentialMortgagesMemberifrsfullClassesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225491"
      unitRef="Unit_CAD">147788000000</bns:CreditRiskExposureAtDefaultOtherExposuresAmount>
    <bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExcludingResidentialMortgagesMemberifrsfullClassesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225550"
      unitRef="Unit_CAD">627282000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
    <bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_ExcludingResidentialMortgagesMemberifrsfullClassesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151225510"
      unitRef="Unit_CAD">619787000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
    <bns:CreditRiskExposureAtDefaultDrawnAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_GovernmentGuaranteedResidentialMortgagesMemberifrsfullClassesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225461"
      unitRef="Unit_CAD">50845000000</bns:CreditRiskExposureAtDefaultDrawnAmount>
    <bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_GovernmentGuaranteedResidentialMortgagesMemberifrsfullClassesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225548"
      unitRef="Unit_CAD">50845000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
    <bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_GovernmentGuaranteedResidentialMortgagesMemberifrsfullClassesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151225549"
      unitRef="Unit_CAD">53319000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
    <bns:CreditRiskExposureAtDefaultDrawnAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225459"
      unitRef="Unit_CAD">443258000000</bns:CreditRiskExposureAtDefaultDrawnAmount>
    <bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225530"
      unitRef="Unit_CAD">87081000000</bns:CreditRiskExposureAtDefaultUndrawnCommitmentsAmount>
    <bns:CreditRiskExposureAtDefaultOtherExposuresAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225498"
      unitRef="Unit_CAD">147788000000</bns:CreditRiskExposureAtDefaultOtherExposuresAmount>
    <bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_NonRetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151225511"
      unitRef="Unit_CAD">678127000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
    <bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_NonRetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151225547"
      unitRef="Unit_CAD">673106000000</bns:CreditRiskExposureAtDefaultAmountExcludesLossProtection>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_NonRetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-9"
      id="ixv-215187"
      unitRef="Unit_CAD">105000000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_NonRetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-9"
      id="ixv-215188"
      unitRef="Unit_CAD">93000000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:PercentageOfResidentialMortgagePortfolioInsured
      contextRef="P11_01_2024To10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RetailMemberifrsfullCounterpartiesAxis"
      decimals="2"
      id="ixv-215189"
      unitRef="Unit_pure">0.23</bns:PercentageOfResidentialMortgagePortfolioInsured>
    <bns:PercentageOfResidentialMortgagePortfolioUninsuredToAverageLoanValue
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RetailMemberifrsfullCounterpartiesAxis"
      decimals="2"
      id="ixv-215190"
      unitRef="Unit_pure">0.54</bns:PercentageOfResidentialMortgagePortfolioUninsuredToAverageLoanValue>
    <bns:DisclosureOfCreditExposureByProbabilityOfDefaultRangeExplanatory
      contextRef="P11_01_2024To10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      id="ixv-207294"> &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial"&gt;The data in the table below provides a distribution of the retail AIRB exposures within each PD range by asset class: &lt;/div&gt; &lt;div style="font-size: 12pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:8pt;width:100%;border-spacing:0;margin:0 auto"&gt;
&lt;tr&gt;
&lt;td style="width:26%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:1%"&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;width:2%"&gt;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;As at October&#160;31 ($&#160;millions)&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="22" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2025&lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;2024&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="26" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Exposure at default&lt;div style="font-size:75%; vertical-align:top;display:inline;font-size:5px"&gt;(1)&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="vertical-align: bottom; padding-bottom: 0.5pt;"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="6" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:center"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Real estate secured&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:6pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;white-space:nowrap"&gt;Category of (PD) grades&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;PD range&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Mortgages&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;HELOC&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Qualifying&lt;br/&gt; revolving&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Other&#160;retail&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td colspan="2" style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;text-align:right"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Total&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Exceptionally Low&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0000&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0500&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;89,983&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;57,130&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;15,921&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;792&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;163,826&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;145,243&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Very Low&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.0501&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.1999&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;95,370&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;19,900&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36,811&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,792&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;157,873&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;148,919&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Low&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.2000&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;0.9999&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;43,971&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;14,536&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;16,932&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;75,439&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;79,011&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Medium Low&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;1.0000&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;2.9999&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;11,436&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,509&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;9,715&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;4,803&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;31,463&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;25,478&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Medium&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;3.0000&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;9.9999&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;7&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,719&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2,683&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;5,409&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;7,524&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;High&lt;/div&gt; &lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;10.0000&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;19.9999&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;3,177&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;938&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,690&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;614&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;6,419&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom;text-align:right"&gt;3,232&lt;/td&gt;
&lt;td style="white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Extremely High&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;20.0000&lt;/div&gt;%&#160;&#x2013;&#160;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;99.9999&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;2&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2013;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;785&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;511&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,298&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;2,263&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="vertical-align: top; padding-bottom: 0.375pt;"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Default&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;100&lt;/div&gt;%&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;791&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;127&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;128&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;167&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;1,213&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:0.75pt solid #7f7f7f;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;975&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:0.75pt solid #7f7f7f;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt;
&lt;tr style="page-break-inside:avoid ; font-family:arial; font-size:8pt"&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:top"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; margin-left: 1em; text-indent: -1em; font-size: 8pt; font-family: arial; line-height: normal;"&gt;Total&lt;/div&gt; &lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="font-size: x-small; letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;244,737&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;83,604&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;82,305&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;32,294&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom;background-color:#ffffff"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;$&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff;text-align:right"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#x2007;442,940&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;background-color:#ffffff"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;&#160;&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style=" BORDER-BOTTOM:1.00pt solid #000000;vertical-align:bottom"&gt;&#160;&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;$&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom;text-align:right"&gt;&#x2007;412,645&lt;/td&gt;
&lt;td style="BORDER-BOTTOM:1.00pt solid #000000;white-space:nowrap;vertical-align:bottom"&gt;&#160;&lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="font-size: 3pt; margin-top: 0px; margin-bottom: 0px;"&gt;&#160;&lt;/div&gt;
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial narrow; font-size:6pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td style="width:2%;vertical-align:top;text-align:left"&gt;(1)&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 6pt; font-family: &amp;quot;arial narrow&amp;quot;; text-align: left; line-height: normal;"&gt;After credit risk mitigation. &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; </bns:DisclosureOfCreditExposureByProbabilityOfDefaultRangeExplanatory>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BottomOfRangeMemberifrsfullRangeAxis_ExceptionallyLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="6"
      id="Fact_151229149"
      unitRef="Unit_pure">0</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExceptionallyLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151229148"
      unitRef="Unit_pure">0.0005</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExceptionallyLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221723"
      unitRef="Unit_CAD">89983000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExceptionallyLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredHomeEquityLineOfCreditMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221722"
      unitRef="Unit_CAD">57130000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExceptionallyLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221721"
      unitRef="Unit_CAD">15921000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExceptionallyLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221720"
      unitRef="Unit_CAD">792000000</bns:DefaultExposure>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExceptionallyLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221674"
      unitRef="Unit_CAD">163826000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_ExceptionallyLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151221673"
      unitRef="Unit_CAD">145243000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BottomOfRangeMemberifrsfullRangeAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="6"
      id="Fact_151229151"
      unitRef="Unit_pure">0.000501</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_TopOfRangeMemberifrsfullRangeAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="6"
      id="Fact_151229150"
      unitRef="Unit_pure">0.001999</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="Fact_151221732"
      unitRef="Unit_CAD">95370000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RealEstateSecuredHomeEquityLineOfCreditMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="Fact_151221667"
      unitRef="Unit_CAD">19900000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="Fact_151221663"
      unitRef="Unit_CAD">36811000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="Fact_151221666"
      unitRef="Unit_CAD">5792000000</bns:DefaultExposure>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="Fact_151221672"
      unitRef="Unit_CAD">157873000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_RetailMemberifrsfullCounterpartiesAxis_VeryLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis"
      decimals="-6"
      id="Fact_151221682"
      unitRef="Unit_CAD">148919000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BottomOfRangeMemberifrsfullRangeAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="6"
      id="Fact_151229153"
      unitRef="Unit_pure">0.002</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151229152"
      unitRef="Unit_pure">0.009999</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221729"
      unitRef="Unit_CAD">43971000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221727"
      unitRef="Unit_CAD">14536000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221726"
      unitRef="Unit_CAD">16932000000</bns:DefaultExposure>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221681"
      unitRef="Unit_CAD">75439000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_LowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151221680"
      unitRef="Unit_CAD">79011000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BottomOfRangeMemberifrsfullRangeAxis_MediumLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="6"
      id="Fact_151229155"
      unitRef="Unit_pure">0.01</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151229154"
      unitRef="Unit_pure">0.029999</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221661"
      unitRef="Unit_CAD">11436000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredHomeEquityLineOfCreditMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221668"
      unitRef="Unit_CAD">5509000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221714"
      unitRef="Unit_CAD">9715000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221713"
      unitRef="Unit_CAD">4803000000</bns:DefaultExposure>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221683"
      unitRef="Unit_CAD">31463000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_MediumLowProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151221671"
      unitRef="Unit_CAD">25478000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BottomOfRangeMemberifrsfullRangeAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="6"
      id="Fact_151229157"
      unitRef="Unit_pure">0.03</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151229156"
      unitRef="Unit_pure">0.099999</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221725"
      unitRef="Unit_CAD">7000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221719"
      unitRef="Unit_CAD">2719000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221662"
      unitRef="Unit_CAD">2683000000</bns:DefaultExposure>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221677"
      unitRef="Unit_CAD">5409000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_MediumProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151221676"
      unitRef="Unit_CAD">7524000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BottomOfRangeMemberifrsfullRangeAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="6"
      id="Fact_151229159"
      unitRef="Unit_pure">0.10</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151229158"
      unitRef="Unit_pure">0.199999</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221718"
      unitRef="Unit_CAD">3177000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredHomeEquityLineOfCreditMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221717"
      unitRef="Unit_CAD">938000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221716"
      unitRef="Unit_CAD">1690000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221715"
      unitRef="Unit_CAD">614000000</bns:DefaultExposure>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221684"
      unitRef="Unit_CAD">6419000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_HighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151221685"
      unitRef="Unit_CAD">3232000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BottomOfRangeMemberifrsfullRangeAxis_ExtremelyHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="6"
      id="Fact_151229161"
      unitRef="Unit_pure">0.20</bns:ProbabilityOfDefaultRangePercentage>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExtremelyHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="6"
      id="Fact_151229160"
      unitRef="Unit_pure">0.999999</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExtremelyHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221731"
      unitRef="Unit_CAD">2000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExtremelyHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221712"
      unitRef="Unit_CAD">785000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExtremelyHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221711"
      unitRef="Unit_CAD">511000000</bns:DefaultExposure>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_ExtremelyHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221678"
      unitRef="Unit_CAD">1298000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_ExtremelyHighProbabilityOfDefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151221679"
      unitRef="Unit_CAD">2263000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:ProbabilityOfDefaultRangePercentage
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="2"
      id="Fact_151229162"
      unitRef="Unit_pure">1</bns:ProbabilityOfDefaultRangePercentage>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221665"
      unitRef="Unit_CAD">791000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_RealEstateSecuredHomeEquityLineOfCreditMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221664"
      unitRef="Unit_CAD">127000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221660"
      unitRef="Unit_CAD">128000000</bns:DefaultExposure>
    <bns:DefaultExposure
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221733"
      unitRef="Unit_CAD">167000000</bns:DefaultExposure>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221675"
      unitRef="Unit_CAD">1213000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_DefaultMemberifrsfullProbabilityOfDefaultAxis_RetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151221690"
      unitRef="Unit_CAD">975000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RealEstateSecuredMortgagesMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221689"
      unitRef="Unit_CAD">244737000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RealEstateSecuredHomeEquityLineOfCreditMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221688"
      unitRef="Unit_CAD">83604000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_QualifyingRevolvingMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221687"
      unitRef="Unit_CAD">82305000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_OtherRetailMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221686"
      unitRef="Unit_CAD">32294000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_RetailMemberifrsfullCounterpartiesAxis_RevisedBaselThreeNormsMemberBNSBankingNormsAxis"
      decimals="-6"
      id="Fact_151221670"
      unitRef="Unit_CAD">442940000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_AdvancedInternalRatingsBasedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_BaselThreeNormsMemberBNSBankingNormsAxis_RetailMemberifrsfullCounterpartiesAxis"
      decimals="-6"
      id="Fact_151221669"
      unitRef="Unit_CAD">412645000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_RetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-9"
      id="ixv-215257"
      unitRef="Unit_CAD">130000000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_RetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-9"
      id="ixv-215258"
      unitRef="Unit_CAD">127000000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2025_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-9"
      id="ixv-215259"
      unitRef="Unit_CAD">67000000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:CreditRiskExposureAtDefaultAmount
      contextRef="PAsOn10_31_2024_RealEstateSecuredMemberifrsfullClassesOfFinancialInstrumentsAxis_RetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis"
      decimals="-9"
      id="ixv-215260"
      unitRef="Unit_CAD">64000000000</bns:CreditRiskExposureAtDefaultAmount>
    <bns:SecuredMortgagedLoansToValueRatio
      contextRef="P11_01_2024To10_31_2025_RetailMemberifrsfullCounterpartiesAxis_StandardizedPortfolioMemberifrsfullTypesOfFinancialAssetsAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="2"
      id="ixv-215261"
      unitRef="Unit_pure">0.80</bns:SecuredMortgagedLoansToValueRatio>
    <ifrs-full:AssetsSoldOrRepledgedAsCollateralAtFairValue
      contextRef="PAsOn10_31_2025_ReverseRepurchaseAgreementsMemberifrsfullBorrowingsByNameAxis"
      decimals="-9"
      id="ixv-215262"
      unitRef="Unit_CAD">409000000000</ifrs-full:AssetsSoldOrRepledgedAsCollateralAtFairValue>
    <ifrs-full:AssetsSoldOrRepledgedAsCollateralAtFairValue
      contextRef="PAsOn10_31_2024_ReverseRepurchaseAgreementsMemberifrsfullBorrowingsByNameAxis"
      decimals="-9"
      id="ixv-215263"
      unitRef="Unit_CAD">359000000000</ifrs-full:AssetsSoldOrRepledgedAsCollateralAtFairValue>
    <ifrs-full:AssetsSoldOrRepledgedAsCollateralAtFairValue
      contextRef="PAsOn10_31_2025_StandardSecuritiesBorrowingAgreementsMemberifrsfullBorrowingsByNameAxis"
      decimals="-9"
      id="ixv-215264"
      unitRef="Unit_CAD">350000000000</ifrs-full:AssetsSoldOrRepledgedAsCollateralAtFairValue>
    <ifrs-full:AssetsSoldOrRepledgedAsCollateralAtFairValue
      contextRef="PAsOn10_31_2024_StandardSecuritiesBorrowingAgreementsMemberifrsfullBorrowingsByNameAxis"
      decimals="-9"
      id="ixv-215265"
      unitRef="Unit_CAD">300000000000</ifrs-full:AssetsSoldOrRepledgedAsCollateralAtFairValue>
    <bns:AssetsNotSoldOrRepledgedAsCollateralAtFairValue
      contextRef="PAsOn10_31_2025_StandardSecuritiesBorrowingAgreementsMemberifrsfullBorrowingsByNameAxis"
      decimals="-9"
      id="ixv-215266"
      unitRef="Unit_CAD">67000000000</bns:AssetsNotSoldOrRepledgedAsCollateralAtFairValue>
    <bns:AssetsNotSoldOrRepledgedAsCollateralAtFairValue
      contextRef="PAsOn10_31_2024_StandardSecuritiesBorrowingAgreementsMemberifrsfullBorrowingsByNameAxis"
      decimals="-9"
      id="ixv-215267"
      unitRef="Unit_CAD">60000000000</bns:AssetsNotSoldOrRepledgedAsCollateralAtFairValue>
    <bns:AssetsAcquiredInExchangeOfLoans
      contextRef="PAsOn10_31_2025"
      decimals="-6"
      id="ixv-215268"
      unitRef="Unit_CAD">221000000</bns:AssetsAcquiredInExchangeOfLoans>
    <bns:AssetsAcquiredInExchangeOfLoans
      contextRef="PAsOn10_31_2024"
      decimals="-6"
      id="ixv-215269"
      unitRef="Unit_CAD">312000000</bns:AssetsAcquiredInExchangeOfLoans>
    <ifrs-full:DisclosureOfBusinessCombinationsExplanatory contextRef="P11_01_2024To10_31_2025" id="ixv-208121">
&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%;text-indent: 0px;"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_35" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;35&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
&lt;td style="vertical-align:top;text-align:left"&gt; &lt;div style="margin-top: 0pt; margin-bottom: 0pt; font-size: 9pt; font-family: arial; text-align: left; line-height: normal;"&gt;Acquisitions and Divestitures &lt;/div&gt; &lt;/td&gt; &lt;/tr&gt; &lt;/table&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Acquisitions &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Acquisition completed impacting the current year &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;KeyCorp &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;On December&#160;27, 2024, the Bank completed its acquisition of an approximate ownership interest of 14.9% or 163&#160;million shares in KeyCorp. The acquisition was completed in two stages &#x2013; an initial investment of 4.9% (Initial Investment) on August&#160;30, 2024, and an additional investment of approximately 10% (Additional Investment) on December&#160;27, 2024. The acquisition was completed through &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;all-cash&lt;/div&gt; purchases of newly issued voting common shares, at a fixed price of U.S.$17.17 per share, resulting in total cash consideration paid of approximately U.S.$2.8&#160;billion&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&#160;&lt;/div&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;($4.1 billion). Following completion of the Additional Investment, the Bank designated two individuals to serve on KeyCorp&#x2019;s Board of Directors.&#160;&lt;/div&gt; &lt;/div&gt; &lt;div style="margin-top:3pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;Effective December&#160;27, 2024, the combined 14.9% investment was accounted for as an investment in associate as the Bank has significant influence over KeyCorp as defined under IFRS, given its board representation and ownership interest. The Initial Investment of 4.9% previously accounted for at fair value through other comprehensive income was derecognized and included in the cost base of the investment in associate. The difference between the fixed transaction price and the quoted share price of KeyCorp on the date of Additional Investment (U.S.$17.20) was recognized as a gain in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; other, with a corresponding increase in the carrying value of the investment in associate. The carrying amount of the investment in associate upon closing was U.S.$2.8&#160;billion ($4.1 billion), and represents the Bank&#x2019;s share of KeyCorp&#x2019;s net assets, adjusted for goodwill and other intangibles. The total impact to the Bank&#x2019;s common equity Tier 1 (CET1) ratio from the transaction was a decrease of approximately 49 basis points. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;For the three and twelve months ended October&#160;31, 2025, $117 million ($111 million &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;after-tax)&lt;/div&gt; and $362 million ($338 million &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;after-tax),&lt;/div&gt; respectively, was recorded in net income from investments in associated corporations, representing the Bank&#x2019;s share of KeyCorp&#x2019;s financial results. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;Divestitures &lt;/div&gt;&lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Divestiture announced that is expected to close in a future period &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;Sale of banking operations in Colombia, Costa Rica and Panama &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;On January&#160;6, 2025, the Bank entered into an agreement with Davivienda to sell &lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;it&lt;/div&gt;s banking operations in Colombia, Costa Rica and Panama in exchange for an approximately 20% ownership stake in the newly combined entity of Davivienda. The Bank&#x2019;s ownership will consist of 14.99% voting common shares and the remainder in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-voting&lt;/div&gt; preferred shares. At the closing date, the Bank will have the right to designate individuals to serve on the Board of Directors of Davivienda&#x2019;s combined operations commensurate with its ownership stake. This investment will be accounted for as an investment in associate, as the Bank will have significant influence. &lt;br/&gt;&lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;On the date of the agreement, the Bank&#x2019;s operations that are part of this transaction were classified as held for sale in accordance with IFRS 5 and an impairment loss of $1,362&#160;million ($1,355&#160;million &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"&gt;&lt;div style="display:inline;"&gt;after-tax)&#160;&lt;/div&gt;&lt;/div&gt;was recorded in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"&gt;non-interest&lt;/div&gt; expenses &#x2013; other within the Other operating segment, representing the write-down of goodwill ($589 million), intangibles ($151 million), property and equipment ($290 million) and the remaining in other assets. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;As of October 31, 2025, the Bank has recognized a total impairment loss of $1,422 million in non-interest expense and a credit of $45 million&#160;in non-interest income (collectively $1,342 &lt;div style="text-indent: 0px; letter-spacing: 0px; top: 0px;display:inline;"&gt;million after-tax). The loss was recorded in Other operating segment. The held for sale operations included total assets of $&lt;/div&gt;24 billion and total liabilities of $22 billion, consisting primarily of loans and deposits, and the &lt;div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"&gt;total &lt;/div&gt;cumulative foreign currency translation losses, net of hedges was $249 million. Upon closing, total assets and liabilities will be derecognized. Any resulting gains/loss and the total cumulative foreign currency translation reserve, net of hedges at the closing date related to these operations will be recorded in the &lt;div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"&gt;C&lt;/div&gt;onsolidated &lt;div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"&gt;S&lt;/div&gt;tatement of &lt;div style="letter-spacing: 0px; top: 0px;text-indent: 0px;display:inline;"&gt;I&lt;/div&gt;ncome. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;The total impact of the transaction to the Bank&#x2019;s CET1 capital ratio was a decrease of approximately 13 basis points as of October 31, 2025. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;&lt;div style="font-style: normal; letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-style:italic;display:inline;"&gt;Closed divestitures impacting the current fiscal year &lt;/div&gt;&lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;&lt;div style="color: rgb(178, 48, 64); letter-spacing: 0px; top: 0px;display:inline;"&gt;CrediScotia Financiera &lt;/div&gt;&lt;/div&gt; &lt;div style="margin-top:0pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;On February&#160;28, 2025, the Bank completed the sale of CrediScotia Financiera S.A. (CrediScotia), a wholly-owned consumer finance subsidiary in Peru, to Banco Santander S.A. (Espana), upon receiving regulatory approvals and satisfying closing conditions. &lt;/div&gt; &lt;div style="margin-top:6pt; margin-bottom:0pt; font-size:8pt; font-family:arial;text-indent: 0px;"&gt;Upon closing, assets and liabilities of $985&#160;million and $726&#160;million, respectively, in relation to this business were derecognized. A total loss of $102&#160;million &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;after-tax&lt;/div&gt; has been recognized and recorded in the Other Segment for this transaction, of which $12&#160;million &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;after-tax&lt;/div&gt; was recorded in 2025 and $90&#160;million was recorded in 2024. The amount recognized in 2025 was recognized in &lt;div style="white-space: nowrap; letter-spacing: 0px; top: 0px;display:inline;"&gt;non-interest&lt;/div&gt; income &#x2013; other. The closing of the transaction increased the Bank&#x2019;s CET1 capital ratio by approximately three basis points. &lt;/div&gt; </ifrs-full:DisclosureOfBusinessCombinationsExplanatory>
    <ifrs-full:ProportionOfOwnershipInterestInAssociate
      contextRef="P12_27_2024To12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis_TopOfRangeMemberifrsfullRangeAxis"
      decimals="3"
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      unitRef="Unit_pure">0.149</ifrs-full:ProportionOfOwnershipInterestInAssociate>
    <bns:NumberOfCommonShareAcquiredForOwnership
      contextRef="P12_27_2024To12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
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      id="ixv-215272"
      unitRef="Unit_shares">163000000</bns:NumberOfCommonShareAcquiredForOwnership>
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      contextRef="PAsOn12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="3"
      id="ixv-215273"
      unitRef="Unit_pure">0.049</bns:ProportionOfInitialInvestmentToBeAcquiredInAssociates>
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      contextRef="PAsOn12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="2"
      id="ixv-215274"
      unitRef="Unit_pure">0.10</bns:AdditionalProportionOfInvestmentToBeAcquiredInAssociates>
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      contextRef="PAsOn12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
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      id="ixv-215275"
      unitRef="Unit_USD_per_Share">17.17</ifrs-full:ParValuePerShare>
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      contextRef="P12_27_2024To12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
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      unitRef="Unit_USD">2800000000</ifrs-full:CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013>
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      unitRef="Unit_CAD">4100000000</ifrs-full:CashAndCashEquivalentsInSubsidiaryOrBusinessesAcquiredOrDisposed2013>
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      contextRef="P12_27_2024To12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="3"
      id="ixv-215278"
      unitRef="Unit_pure">0.149</ifrs-full:ProportionOfOwnershipInterestInAssociate>
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      contextRef="PAsOn12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="3"
      id="ixv-215279"
      unitRef="Unit_pure">0.049</bns:ProportionOfInitialInvestmentToBeAcquiredInAssociates>
    <bns:AdditionalInvestmentRecognizedGainLossInNoninterestIncome
      contextRef="PAsOn12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="2"
      id="ixv-215280"
      unitRef="Unit_USD_per_Share">17.2</bns:AdditionalInvestmentRecognizedGainLossInNoninterestIncome>
    <bns:CarryingAmountOfInvestmentInAssociates
      contextRef="P12_27_2024To12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-8"
      id="ixv-215281"
      unitRef="Unit_USD">2800000000</bns:CarryingAmountOfInvestmentInAssociates>
    <bns:CarryingAmountOfInvestmentInAssociates
      contextRef="P12_27_2024To12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-8"
      id="ixv-215282"
      unitRef="Unit_CAD">4100000000</bns:CarryingAmountOfInvestmentInAssociates>
    <bns:PercentageInTheTierOneRatio
      contextRef="PAsOn12_27_2024_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="4"
      id="ixv-215283"
      unitRef="Unit_pure">0.0049</bns:PercentageInTheTierOneRatio>
    <ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod
      contextRef="P08_01_2025To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-215284"
      unitRef="Unit_CAD">117000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
    <ifrs-full:ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax
      contextRef="P08_01_2025To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
      decimals="-6"
      id="ixv-215285"
      unitRef="Unit_CAD">111000000</ifrs-full:ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax>
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      contextRef="P11_01_2024To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
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      id="ixv-215286"
      unitRef="Unit_CAD">362000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
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      contextRef="P11_01_2024To10_31_2025_KeycorpMemberifrsfullSignificantInvestmentsInSubsidiariesAxis"
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      id="ixv-215287"
      unitRef="Unit_CAD">338000000</ifrs-full:ShareOfOtherComprehensiveIncomeOfAssociatesAndJointVenturesAccountedForUsingEquityMethodThatWillBeReclassifiedToProfitOrLossNetOfTax>
    <ifrs-full:ProportionOfOwnershipInterestInAssociate
      contextRef="P01_06_2025To01_06_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis"
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      unitRef="Unit_pure">0.20</ifrs-full:ProportionOfOwnershipInterestInAssociate>
    <bns:ProportionOfOwnershipInterestInCommonShare
      contextRef="P01_06_2025To01_06_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis"
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      id="ixv-215289"
      unitRef="Unit_pure">0.1499</bns:ProportionOfOwnershipInterestInCommonShare>
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      contextRef="P01_06_2025To01_06_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis"
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      id="ixv-215290"
      unitRef="Unit_CAD">1362000000</ifrs-full:ImpairmentLoss>
    <bns:AfterTaxImpairmentLossOnDisposalOfBusiness
      contextRef="P01_06_2025To01_06_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis"
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      id="ixv-215291"
      unitRef="Unit_CAD">1355000000</bns:AfterTaxImpairmentLossOnDisposalOfBusiness>
    <ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill
      contextRef="P01_06_2025To01_06_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis"
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      id="ixv-215292"
      unitRef="Unit_CAD">589000000</ifrs-full:ImpairmentLossRecognisedInProfitOrLossGoodwill>
    <ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill
      contextRef="P01_06_2025To01_06_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis"
      decimals="-6"
      id="ixv-215293"
      unitRef="Unit_CAD">151000000</ifrs-full:ImpairmentLossRecognisedInProfitOrLossIntangibleAssetsOtherThanGoodwill>
    <ifrs-full:ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment
      contextRef="P01_06_2025To01_06_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis"
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      id="ixv-215294"
      unitRef="Unit_CAD">290000000</ifrs-full:ImpairmentLossRecognisedInProfitOrLossPropertyPlantAndEquipment>
    <ifrs-full:ReversalOfImpairmentLoss
      contextRef="P11_01_2024To10_31_2025_ColombiaCostaRicaAndPanamaMemberifrsfullGeographicalAreasAxis"
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      unitRef="Unit_CAD">1422000000</ifrs-full:ReversalOfImpairmentLoss>
    <bns:NonInterestIncomeCredit
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      unitRef="Unit_CAD">45000000</bns:NonInterestIncomeCredit>
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      unitRef="Unit_CAD">1342000000</bns:TotalImpairmentLossAfterTax>
    <ifrs-full:Assets
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      unitRef="Unit_CAD">24000000000</ifrs-full:Assets>
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      id="ixv-215299"
      unitRef="Unit_CAD">22000000000</ifrs-full:Liabilities>
    <ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationNetOfTax
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      unitRef="Unit_CAD">249000000</ifrs-full:GainsLossesOnExchangeDifferencesOnTranslationNetOfTax>
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      unitRef="Unit_pure">0.0013</bns:PercentageInTheTierOneRatio>
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      id="ixv-215302"
      unitRef="Unit_CAD">985000000</ifrs-full:Assets>
    <ifrs-full:Liabilities
      contextRef="PAsOn02_28_2025_CrediscotiaFinancieraSaMemberBNSDivestituresAxis"
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      id="ixv-215303"
      unitRef="Unit_CAD">726000000</ifrs-full:Liabilities>
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      id="ixv-215304"
      unitRef="Unit_CAD">102000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
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      unitRef="Unit_CAD">12000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
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      contextRef="P11_01_2023To10_31_2024_CrediscotiaFinancieraSaMemberBNSDivestituresAxis_OtherSegmentMemberifrsfullSegmentsAxis"
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      id="ixv-215306"
      unitRef="Unit_CAD">90000000</ifrs-full:ShareOfProfitLossOfAssociatesAndJointVenturesAccountedForUsingEquityMethod>
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&lt;table cellpadding="0" cellspacing="0" style="text-align:start; BORDER-COLLAPSE:COLLAPSE; font-family:arial; font-size:9pt;border-spacing:0;width:100%"&gt;
&lt;tr style="page-break-inside:avoid"&gt;
&lt;td id="fin937872_36" style="width:4%;vertical-align:top;text-align:left"&gt;&lt;div style="letter-spacing: 0px; top: 0px;display:inline;"&gt;&lt;div style="font-weight:bolder;display:inline;"&gt;36&lt;/div&gt;&lt;/div&gt;&lt;/td&gt;
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          xlink:label="Fact_151220252"
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        <link:loc
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        <link:loc
          xlink:href="#Fact_151220254"
          xlink:label="Fact_151220254"
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        <link:loc
          xlink:href="#Fact_151220255"
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        <link:loc
          xlink:href="#Fact_151220257"
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        <link:loc
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          xlink:label="Fact_151220258"
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        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
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        <link:footnote id="FN_621647" xlink:label="FN_621647" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Includes undistributed retained earnings of $76 (2024 &#x2013; $74) related to a foreign associated corporation, which is subject to local regulatory restriction.</link:footnote>
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        <link:loc
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        <link:loc
          xlink:href="#Fact_151220289"
          xlink:label="Fact_151220289"
          xlink:type="locator"/>
        <link:footnote id="FN_621597" xlink:label="FN_621597" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Represents amounts on account of share-based payments (refer to Note 25).</link:footnote>
        <link:footnoteArc
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          xlink:from="Fact_151220289"
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        <link:loc
          xlink:href="#Fact_151220290"
          xlink:label="Fact_151220290"
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        <link:loc
          xlink:href="#Fact_151220292"
          xlink:label="Fact_151220292"
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          xlink:label="Fact_151220293"
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          xlink:from="Fact_151220293"
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        <link:loc
          xlink:href="#Fact_151220310"
          xlink:label="Fact_151220310"
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          xlink:label="Fact_151220311"
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          xlink:href="#Fact_151220313"
          xlink:label="Fact_151220313"
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        <link:footnote id="FN_621649" xlink:label="FN_621649" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Includes Share from associates, Employee benefits, Own credit risk, and Insurance contracts.</link:footnote>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151220313"
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        <link:loc
          xlink:href="#Fact_151220316"
          xlink:label="Fact_151220316"
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        <link:loc
          xlink:href="#Fact_151220322"
          xlink:label="Fact_151220322"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151220322"
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        <link:loc
          xlink:href="#Fact_151220334"
          xlink:label="Fact_151220334"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151220334"
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        <link:loc
          xlink:href="#Fact_151220337"
          xlink:label="Fact_151220337"
          xlink:type="locator"/>
        <link:footnoteArc
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        <link:loc
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          xlink:label="Fact_151220347"
          xlink:type="locator"/>
        <link:footnote id="FN_621644" xlink:label="FN_621644" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">The fair value of precious metals is determined based on quoted market prices and forward spot prices, where applicable, less the cost to sell.</link:footnote>
        <link:footnoteArc
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          xlink:href="#Fact_151220348"
          xlink:label="Fact_151220348"
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          xlink:from="Fact_151220348"
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          xlink:label="Fact_151220349"
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        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151220349"
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        <link:loc
          xlink:href="#Fact_151220350"
          xlink:label="Fact_151220350"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151220350"
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        <link:loc
          xlink:href="#Fact_151220353"
          xlink:label="Fact_151220353"
          xlink:type="locator"/>
        <link:footnote id="FN_621645" xlink:label="FN_621645" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Excludes debt investment securities measured at amortized cost of $23,722 (October 31, 2024 &#x2013; $29,412).</link:footnote>
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        <link:loc
          xlink:href="#Fact_151220355"
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        <link:loc
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        <link:loc
          xlink:href="#Fact_151220358"
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          xlink:href="#Fact_151220363"
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        <link:loc
          xlink:href="#Fact_151220364"
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        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151220364"
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        <link:loc
          xlink:href="#Fact_151220365"
          xlink:label="Fact_151220365"
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        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151220365"
          xlink:to="FN_621645"
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        <link:loc
          xlink:href="#Fact_151220366"
          xlink:label="Fact_151220366"
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          xlink:from="Fact_151220366"
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        <link:loc
          xlink:href="#Fact_151220367"
          xlink:label="Fact_151220367"
          xlink:type="locator"/>
        <link:footnoteArc
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        <link:loc
          xlink:href="#Fact_151220369"
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        <link:loc
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        <link:loc
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        <link:loc
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          xlink:label="Fact_151220375"
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        <link:footnoteArc
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        <link:loc
          xlink:href="#Fact_151220376"
          xlink:label="Fact_151220376"
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        <link:footnoteArc
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        <link:footnote id="FN_621765" xlink:label="FN_621765" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Net of allowances of $4 (2024 &#x2013; $3).</link:footnote>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151220447"
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        <link:loc
          xlink:href="#Fact_151220448"
          xlink:label="Fact_151220448"
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        <link:loc
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          xlink:label="Fact_151220460"
          xlink:type="locator"/>
        <link:footnote id="FN_621598" xlink:label="FN_621598" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Represents cash and non-interest-bearing deposits with financial institutions (refer to Note 5).</link:footnote>
        <link:footnoteArc
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        <link:loc
          xlink:href="#Fact_151220461"
          xlink:label="Fact_151220461"
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        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151220461"
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        <link:loc
          xlink:href="#Fact_151220462"
          xlink:label="Fact_151220462"
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        <link:footnoteArc
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        <link:loc
          xlink:href="#Fact_151220551"
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        <link:footnote id="FN_621767" xlink:label="FN_621767" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">The amounts presented are net of collateral and master netting agreements at the product level. The total amounts relating to netting and collateral were $37,853 (2024&#160;&#x2013; $35,510)&#160;for CRA, and $102,031 (2024&#160;&#x2013;&#160;$87,284) for CEA.</link:footnote>
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          xlink:href="#Fact_151220553"
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        <link:footnote id="FN_621726" xlink:label="FN_621726" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Loan balances are presented net of allowance for credit losses.</link:footnote>
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        <link:footnote id="FN_621755" xlink:label="FN_621755" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">The regulatory capital ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#x2013; Capital Adequacy Requirements (November 2023).</link:footnote>
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        <link:footnote id="FN_621630" xlink:label="FN_621630" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">The leverage ratios are based on Basel III requirements as determined in accordance with OSFI Guideline &#x2013; Leverage Requirements (February 2023).</link:footnote>
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        <link:footnote id="FN_621752" xlink:label="FN_621752" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">In accordance with the provisions of the Capital Adequacy Guideline of the Superintendent, all redemptions are subject to regulatory approval and subject to the terms in the relevant prospectus.</link:footnote>
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        <link:footnote id="FN_621753" xlink:label="FN_621753" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">The carrying value of subordinated debentures may differ from par value due to the impact of fair value hedges used for managing interest rate risk and subordinated debentures held for market-making purposes.</link:footnote>
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        <link:footnote id="FN_621639" xlink:label="FN_621639" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Applies to non-retail portfolio.</link:footnote>
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        <link:footnote id="FN_621615" xlink:label="FN_621615" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">On October&#160;25, 2022, the Bank issued U.S.$750&#160;million 8.625% Fixed Rate Resetting Limited Recourse Capital Notes Series 4 (NVCC) (&#x201c;LRCN Series 4&#x201d;). In connection with the issuance of LRCN Series 4, the Bank issued U.S.$750&#160;million of Fixed Rate Resetting Perpetual Subordinated Additional Tier 1 Capital Notes (NVCC) (&#x201c;the Series 4 AT1 Notes&#x201d;) to Scotiabank LRCN Trust to be held as trust assets in connection with the LRCN structure.</link:footnote>
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        <link:footnote id="FN_621611" xlink:label="FN_621611" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">In the current year, the Bank recognized an impairment loss of $165 million pre-tax in relation to its agreement to sell banking operations in Colombia, Costa Rica and Panama. Refer to Note 35 for details.</link:footnote>
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        <link:footnote id="FN_621613" xlink:label="FN_621613" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Effective November&#160;1, 2024, and until such time as the Bank elects otherwise, the Bank has suspended the discount to the Average Market Price (as defined in the Plan) for dividend reinvestments and stock dividends under the Plan and has discontinued issuances of common shares from treasury under the Plan. Additionally, effective November&#160;1, 2024, and until such time as the Bank elects otherwise, purchases of common shares under the Plan will be made in the secondary market in accordance with the provisions of the Plan.</link:footnote>
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        <link:footnote id="FN_621769" xlink:label="FN_621769" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Based on preliminary estimates, the Bank expects to make contributions of $158 million to the SPP (excluding the defined contribution provision), $79 million to all other defined benefit pension plans, $66 million to other benefit plans and $217 million to all defined contribution plans for the year ending October 31, 2026.</link:footnote>
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        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
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        <link:loc
          xlink:href="#Fact_151227426"
          xlink:label="Fact_151227426"
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        <link:footnoteArc
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        <link:loc
          xlink:href="#Fact_151227427"
          xlink:label="Fact_151227427"
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        <link:footnoteArc
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          xlink:href="#Fact_151227428"
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        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
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        <link:loc
          xlink:href="#Fact_151227429"
          xlink:label="Fact_151227429"
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          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227429"
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        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
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        <link:footnoteArc
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          xlink:href="#Fact_151227430"
          xlink:label="Fact_151227430"
          xlink:type="locator"/>
        <link:footnote id="FN_621748" xlink:label="FN_621748" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Represents principal amount owed net of write-offs.</link:footnote>
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          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227430"
          xlink:to="FN_621748"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_151227431"
          xlink:label="Fact_151227431"
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        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
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        <link:loc
          xlink:href="#Fact_151227440"
          xlink:label="Fact_151227440"
          xlink:type="locator"/>
        <link:footnote id="FN_621603" xlink:label="FN_621603" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">The fair value of the transferred assets is $15,298 (2024 &#x2013; $18,092) and the fair value of the associated liabilities is $15,593 (2024 &#x2013; $17,692), for a net position of $(295) (2024 &#x2013; $400).</link:footnote>
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          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
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          xlink:href="#Fact_151227441"
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        <link:footnote id="FN_621724" xlink:label="FN_621724" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">These include cash held in trust and trust permitted investment assets, including repurchase style transactions of mortgage-backed securities, acquired as part of principal reinvestment account that the Bank is required to maintain in order to participate in the programs.</link:footnote>
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          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
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        <link:loc
          xlink:href="#Fact_151227442"
          xlink:label="Fact_151227442"
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        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
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        <link:loc
          xlink:href="#Fact_151227443"
          xlink:label="Fact_151227443"
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        <link:loc
          xlink:href="#Fact_151227444"
          xlink:label="Fact_151227444"
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        <link:loc
          xlink:href="#Fact_151227445"
          xlink:label="Fact_151227445"
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        <link:loc
          xlink:href="#Fact_151227463"
          xlink:label="Fact_151227463"
          xlink:type="locator"/>
        <link:footnoteArc
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          xlink:from="Fact_151227463"
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        <link:loc
          xlink:href="#Fact_151227464"
          xlink:label="Fact_151227464"
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        <link:loc
          xlink:href="#Fact_151227482"
          xlink:label="Fact_151227482"
          xlink:type="locator"/>
        <link:footnote id="FN_621675" xlink:label="FN_621675" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Excludes amounts associated with other assets of $(12). The provision for credit losses, net of these amounts, is $4,714.</link:footnote>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227482"
          xlink:to="FN_621675"
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          xlink:href="#Fact_151227483"
          xlink:label="Fact_151227483"
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        <link:loc
          xlink:href="#Fact_151227484"
          xlink:label="Fact_151227484"
          xlink:type="locator"/>
        <link:footnoteArc
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        <link:loc
          xlink:href="#Fact_151227485"
          xlink:label="Fact_151227485"
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          xlink:from="Fact_151227485"
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        <link:loc
          xlink:href="#Fact_151227486"
          xlink:label="Fact_151227486"
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        <link:loc
          xlink:href="#Fact_151227499"
          xlink:label="Fact_151227499"
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        <link:footnoteArc
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          xlink:from="Fact_151227499"
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        <link:loc
          xlink:href="#Fact_151227501"
          xlink:label="Fact_151227501"
          xlink:type="locator"/>
        <link:footnote id="FN_621677" xlink:label="FN_621677" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Allowance for credit losses on acceptances is recorded against the financial asset in the Consolidated Statement of Financial Position.</link:footnote>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227501"
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        <link:loc
          xlink:href="#Fact_151227506"
          xlink:label="Fact_151227506"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227506"
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        <link:loc
          xlink:href="#Fact_151227511"
          xlink:label="Fact_151227511"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227511"
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        <link:loc
          xlink:href="#Fact_151227513"
          xlink:label="Fact_151227513"
          xlink:type="locator"/>
        <link:footnote id="FN_621766" xlink:label="FN_621766" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Excludes amounts associated with other assets and reversal of impairment losses of $(11). The provision for credit losses, net of these amounts, is $4,051.</link:footnote>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227513"
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        <link:loc
          xlink:href="#Fact_151227514"
          xlink:label="Fact_151227514"
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        <link:loc
          xlink:href="#Fact_151227515"
          xlink:label="Fact_151227515"
          xlink:type="locator"/>
        <link:footnoteArc
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          xlink:from="Fact_151227515"
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        <link:loc
          xlink:href="#Fact_151227516"
          xlink:label="Fact_151227516"
          xlink:type="locator"/>
        <link:footnoteArc
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          xlink:from="Fact_151227516"
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        <link:loc
          xlink:href="#Fact_151227517"
          xlink:label="Fact_151227517"
          xlink:type="locator"/>
        <link:footnoteArc
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          xlink:from="Fact_151227517"
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        <link:loc
          xlink:href="#Fact_151227530"
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        <link:footnoteArc
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        <link:loc
          xlink:href="#Fact_151227532"
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          xlink:type="locator"/>
        <link:footnoteArc
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        <link:loc
          xlink:href="#Fact_151227538"
          xlink:label="Fact_151227538"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227538"
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        <link:loc
          xlink:href="#Fact_151227541"
          xlink:label="Fact_151227541"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
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        <link:loc
          xlink:href="#Fact_151227546"
          xlink:label="Fact_151227546"
          xlink:type="locator"/>
        <link:footnote id="FN_621681" xlink:label="FN_621681" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Excludes allowance for credit losses for other financial assets including acceptances, investment securities, deposits with banks, off-balance sheet credit risks and reverse repos which amounted to $191.</link:footnote>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227546"
          xlink:to="FN_621681"
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        <link:loc
          xlink:href="#Fact_151227547"
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          xlink:type="locator"/>
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          xlink:from="Fact_151227547"
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        <link:loc
          xlink:href="#Fact_151227548"
          xlink:label="Fact_151227548"
          xlink:type="locator"/>
        <link:footnoteArc
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          xlink:from="Fact_151227548"
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        <link:loc
          xlink:href="#Fact_151227561"
          xlink:label="Fact_151227561"
          xlink:type="locator"/>
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          xlink:from="Fact_151227561"
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        <link:loc
          xlink:href="#Fact_151227564"
          xlink:label="Fact_151227564"
          xlink:type="locator"/>
        <link:footnote id="FN_621682" xlink:label="FN_621682" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Excludes allowance for credit losses for other financial assets including acceptances, investment securities, deposits with banks, off-balance sheet credit risks and reverse repos which amounted to $200.</link:footnote>
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          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227564"
          xlink:to="FN_621682"
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        <link:loc
          xlink:href="#Fact_151227570"
          xlink:label="Fact_151227570"
          xlink:type="locator"/>
        <link:footnoteArc
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          xlink:from="Fact_151227570"
          xlink:to="FN_621682"
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        <link:loc
          xlink:href="#Fact_151227575"
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          xlink:type="locator"/>
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        <link:loc
          xlink:href="#Fact_151227576"
          xlink:label="Fact_151227576"
          xlink:type="locator"/>
        <link:footnoteArc
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          xlink:from="Fact_151227576"
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        <link:loc
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          xlink:label="Fact_151227583"
          xlink:type="locator"/>
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          xlink:from="Fact_151227583"
          xlink:to="FN_621738"
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        <link:loc
          xlink:href="#Fact_151227650"
          xlink:label="Fact_151227650"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227650"
          xlink:to="FN_621762"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_151227674"
          xlink:label="Fact_151227674"
          xlink:type="locator"/>
        <link:footnote id="FN_621771" xlink:label="FN_621771" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Lower average tax rate applicable to subsidiaries and foreign branches includes the impact of the GMT which increased the effective tax rate by 0.8%. </link:footnote>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227674"
          xlink:to="FN_621771"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_151227675"
          xlink:label="Fact_151227675"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227675"
          xlink:to="FN_621771"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_151227684"
          xlink:label="Fact_151227684"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227684"
          xlink:to="FN_621771"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_151227685"
          xlink:label="Fact_151227685"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227685"
          xlink:to="FN_621771"
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        <link:loc
          xlink:href="#Fact_151227698"
          xlink:label="Fact_151227698"
          xlink:type="locator"/>
        <link:footnote id="FN_621773" xlink:label="FN_621773" xlink:role="http://www.xbrl.org/2003/role/footnote" xlink:type="resource" xml:lang="en-US">Deposits payable on demand include deposits for which the Bank may not have the right to notice of withdrawal, generally chequing accounts.</link:footnote>
        <link:footnoteArc
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          xlink:from="Fact_151227698"
          xlink:to="FN_621773"
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        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
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        <link:loc
          xlink:href="#Fact_151227699"
          xlink:label="Fact_151227699"
          xlink:type="locator"/>
        <link:footnoteArc
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          xlink:from="Fact_151227699"
          xlink:to="FN_621773"
          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_151227700"
          xlink:label="Fact_151227700"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227700"
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          xlink:type="arc"/>
        <link:loc
          xlink:href="#Fact_151227701"
          xlink:label="Fact_151227701"
          xlink:type="locator"/>
        <link:footnoteArc
          xlink:arcrole="http://www.xbrl.org/2003/arcrole/fact-footnote"
          xlink:from="Fact_151227701"
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        <link:loc
          xlink:href="#Fact_151227702"
          xlink:label="Fact_151227702"
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        <link:footnoteArc
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          xlink:from="Fact_151227702"
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